Sovereign Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ALLSTATE CORP	COM	020002101	221	1,734	SH		SOLE		0	0	1,734
AMAZON COM INC	COM	023135106	1,528	465	SH		SOLE		0	0	465
ANNALY CAPITAL MANAGEMENT IN	COM	035710409	169	20,050	SH		SOLE		0	0	20,050
APPLE INC	COM	037833100	4,806	33,966	SH		SOLE		0	0	33,966
BK OF AMERICA CORP	COM	060505104	1,344	31,660	SH		SOLE		0	0	31,660
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	644	2,359	SH		SOLE		0	0	2,359
BOSTON BEER INC	CL A	100557107	311	610	SH		SOLE		0	0	610
BRISTOL-MYERS SQUIBB CO	COM	110122108	644	10,878	SH		SOLE		0	0	10,878
CSX CORP	COM	126408103	811	27,266	SH		SOLE		0	0	27,266
CALAMOS CONV OPPORTUNITIES &	SH BEN INT	128117108	214	14,313	SH		SOLE		0	0	14,313
CALIFORNIA WTR SVC GROUP	COM	130788102	613	10,410	SH		SOLE		0	0	10,410
CELULARITY INC	*W EXP 05/24/202	151190113	12	10,000	SH		SOLE		0	0	10,000
CHURCH & DWIGHT INC	COM	171340102	1,280	15,496	SH		SOLE		0	0	15,496
COCA COLA CO	COM	191216100	340	6,484	SH		SOLE		0	0	6,484
COLGATE PALMOLIVE CO	COM	194162103	265	3,510	SH		SOLE		0	0	3,510
CONSOLIDATED EDISON INC	COM	209115104	1,366	18,812	SH		SOLE		0	0	18,812
DEERE & CO	COM	244199105	624	1,861	SH		SOLE		0	0	1,861
DISNEY WALT CO	COM	254687106	335	1,983	SH		SOLE		0	0	1,983
DOCUSIGN INC	COM	256163106	1,002	3,892	SH		SOLE		0	0	3,892
ESSEX PPTY TR INC	COM	297178105	340	1,063	SH		SOLE		0	0	1,063
FS KKR CAP CORP	COM	302635206	245	11,095	SH		SOLE		0	0	11,095
FIDELITY COVINGTON TRUST	LOW VOLITY ETF	316092824	238	5,000	SH		SOLE		0	0	5,000
FORD MTR CO DEL	COM	345370860	215	15,173	SH		SOLE		0	0	15,173
GENERAL ELECTRIC CO	COM NEW	369604301	216	2,101	SH		SOLE		0	0	2,101
GENERAL MLS INC	COM	370334104	1,397	23,351	SH		SOLE		0	0	23,351
GOLDMAN SACHS ETF TR	ACCESS HIG YLD	381430453	489	9,749	SH		SOLE		0	0	9,749
HOME DEPOT INC	COM	437076102	586	1,786	SH		SOLE		0	0	1,786
HORMEL FOODS CORP	COM	440452100	764	18,634	SH		SOLE		0	0	18,634
INTERNATIONAL BUSINESS MACHS	COM	459200101	222	1,595	SH		SOLE		0	0	1,595
ISHARES TR	TIPS BD ETF	464287176	1,803	14,118	SH		SOLE		0	0	14,118
ISHARES TR	CORE S&P500 ETF	464287200	11,835	27,471	SH		SOLE		0	0	27,471
ISHARES TR	1 3 YR TREAS BD	464287457	303	3,520	SH		SOLE		0	0	3,520
ISHARES TR	MSCI EAFE ETF	464287465	366	4,696	SH		SOLE		0	0	4,696
ISHARES TR	RUS MDCP VAL ETF	464287473	467	4,127	SH		SOLE		0	0	4,127
ISHARES TR	RUS MD CP GR ETF	464287481	308	2,745	SH		SOLE		0	0	2,745
ISHARES TR	CORE S&P MCP ETF	464287507	1,653	6,282	SH		SOLE		0	0	6,282
ISHARES TR	ISHARES BIOTECH	464287556	1,142	7,065	SH		SOLE		0	0	7,065
ISHARES TR	RUSSELL 2000 ETF	464287655	294	1,345	SH		SOLE		0	0	1,345
ISHARES TR	CORE S&P US VLU	464287663	2,185	30,821	SH		SOLE		0	0	30,821
ISHARES TR	CORE S&P US GWT	464287671	1,808	17,654	SH		SOLE		0	0	17,654
ISHARES TR	CORE S&P SCP ETF	464287804	371	3,401	SH		SOLE		0	0	3,401
ISHARES TR	RESIDENTIAL MULT	464288562	641	7,486	SH		SOLE		0	0	7,486
ISHARES TR	ISHS 1-5YR INVS	464288646	6,881	125,937	SH		SOLE		0	0	125,937
ISHARES TR	MODERT ALLOC ETF	464289875	653	14,598	SH		SOLE		0	0	14,598
JOHNSON & JOHNSON	COM	478160104	423	2,622	SH		SOLE		0	0	2,622
KELLOGG CO	COM	487836108	615	9,623	SH		SOLE		0	0	9,623
KIMBERLY-CLARK CORP	COM	494368103	1,307	9,867	SH		SOLE		0	0	9,867
MCCORMICK & CO INC	COM NON VTG	579780206	374	4,616	SH		SOLE		0	0	4,616
MICROSOFT CORP	COM	594918104	1,632	5,787	SH		SOLE		0	0	5,787
MICRON TECHNOLOGY INC	COM	595112103	508	7,152	SH		SOLE		0	0	7,152
NEW JERSEY RES CORP	COM	646025106	212	6,100	SH		SOLE		0	0	6,100
NORFOLK SOUTHN CORP	COM	655844108	236	986	SH		SOLE		0	0	986
PEPSICO INC	COM	713448108	473	3,148	SH		SOLE		0	0	3,148
PFIZER INC	COM	717081103	515	11,981	SH		SOLE		0	0	11,981
PROCTER AND GAMBLE CO	COM	742718109	248	1,774	SH		SOLE		0	0	1,774
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	381	6,257	SH		SOLE		0	0	6,257
REALTY INCOME CORP	COM	756109104	272	4,187	SH		SOLE		0	0	4,187
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	377	3,634	SH		SOLE		0	0	3,634
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	5,388	36,383	SH		SOLE		0	0	36,383
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	3,062	45,372	SH		SOLE		0	0	45,372
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	378	3,777	SH		SOLE		0	0	3,777
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	3,096	60,471	SH		SOLE		0	0	60,471
SOUTHERN CO	COM	842587107	2,489	40,164	SH		SOLE		0	0	40,164
SOUTHWEST AIRLS CO	COM	844741108	209	4,067	SH		SOLE		0	0	4,067
SQUARE INC	CL A	852234103	380	1,586	SH		SOLE		0	0	1,586
STARBUCKS CORP	COM	855244109	310	2,810	SH		SOLE		0	0	2,810
TEXAS INSTRS INC	COM	882508104	229	1,192	SH		SOLE		0	0	1,192
UNITED PARCEL SERVICE INC	CL B	911312106	5,476	30,070	SH		SOLE		0	0	30,070
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	3,144	20,469	SH		SOLE		0	0	20,469
VANGUARD STAR FDS	VG TL INTL STK F	921909768	277	4,378	SH		SOLE		0	0	4,378
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	1,851	7,884	SH		SOLE		0	0	7,884
VANGUARD ADMIRAL FDS INC	SMLCP 600 VAL	921932778	739	4,249	SH		SOLE		0	0	4,249
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	925	4,592	SH		SOLE		0	0	4,592
VANGUARD WELLINGTON FD	US VALUE FACTR	921935805	907	9,170	SH		SOLE		0	0	9,170
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	264	2,957	SH		SOLE		0	0	2,957
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	1,129	13,774	SH		SOLE		0	0	13,774
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,017	11,897	SH		SOLE		0	0	11,897
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	1,596	31,604	SH		SOLE		0	0	31,604
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	976	9,442	SH		SOLE		0	0	9,442
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	5,524	105,052	SH		SOLE		0	0	105,052
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	612	12,243	SH		SOLE		0	0	12,243
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	439	8,016	SH		SOLE		0	0	8,016
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	229	581	SH		SOLE		0	0	581
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,447	14,216	SH		SOLE		0	0	14,216
VANGUARD INDEX FDS	MID CAP ETF	922908629	433	1,830	SH		SOLE		0	0	1,830
VANGUARD INDEX FDS	GROWTH ETF	922908736	214	736	SH		SOLE		0	0	736
VANGUARD INDEX FDS	VALUE ETF	922908744	331	2,445	SH		SOLE		0	0	2,445
VANGUARD INDEX FDS	SMALL CP ETF	922908751	870	3,980	SH		SOLE		0	0	3,980
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	368	1,657	SH		SOLE		0	0	1,657
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	372	4,324	SH		SOLE		0	0	4,324
INVESCO QQQ TR	UNIT SER 1	46090E103	4,074	11,382	SH		SOLE		0	0	11,382
TARGET CORP	COM	87612E106	388	1,694	SH		SOLE		0	0	1,694
AT&T INC	COM	00206R102	1,068	39,524	SH		SOLE		0	0	39,524
ARK ETF TR	INNOVATION ETF	00214Q104	1,233	11,158	SH		SOLE		0	0	11,158
ARK ETF TR	NEXT GNRTN INTER	00214Q401	336	2,420	SH		SOLE		0	0	2,420
ABERDEEN STD GOLD ETF TR	PHYSCL GOLD SHS	00326A104	203	12,059	SH		SOLE		0	0	12,059
ADOBE SYSTEMS INCORPORATED	COM	00724F101	241	419	SH		SOLE		0	0	419
ALPHABET INC	CAP STK CL C	02079K107	4,238	1,590	SH		SOLE		0	0	1,590
ALPHABET INC	CAP STK CL A	02079K305	1,532	573	SH		SOLE		0	0	573
ALTRIA GROUP INC	COM	02209S103	209	4,591	SH		SOLE		0	0	4,591
BLACKSTONE INC	COM	09260D107	233	2,000	SH		SOLE		0	0	2,000
CAMECO CORP	COM	13321L108	436	20,075	SH		SOLE		0	0	20,075
CISCO SYS INC	COM	17275R102	290	5,324	SH		SOLE		0	0	5,324
CROWDSTRIKE HLDGS INC	CL A	22788C105	751	3,054	SH		SOLE		0	0	3,054
DOMINION ENERGY INC	COM	25746U109	984	13,469	SH		SOLE		0	0	13,469
EXXON MOBIL CORP	COM	30231G102	589	10,022	SH		SOLE		0	0	10,022
FACEBOOK INC	CL A	30303M102	394	1,161	SH		SOLE		0	0	1,161
FIRST TR EXCHANGE-TRADED FD	RISNG DIVD ACHIV	33738R506	2,491	52,483	SH		SOLE		0	0	52,483
FIRST TR EXCH TRADED FD III	MANAGD MUN ETF	33739N108	277	4,886	SH		SOLE		0	0	4,886
FIRST TR EXCHANGE-TRADED FD	FST LOW OPPT EFT	33739Q200	379	7,501	SH		SOLE		0	0	7,501
FIRST TR EXCHNG TRADED FD VI	US EQT BUFFER	33740F763	1,556	42,414	SH		SOLE		0	0	42,414
FIRST TR EXCHNG TRADED FD VI	US EQT DEEP DUFR	33740F771	735	21,474	SH		SOLE		0	0	21,474
HIGHLAND GLOBAL ALLOCATION F	COM	43010T104	640	70,434	SH		SOLE		0	0	70,434
IDEXX LABS INC	COM	45168D104	252	406	SH		SOLE		0	0	406
INVESCO ACTIVELY MANAGED ETF	ULTRA SHRT DUR	46090A887	603	11,939	SH		SOLE		0	0	11,939
INVESCO EXCHANGE TRADED FD T	HIG YLD EQ DIV	46137V563	383	19,349	SH		SOLE		0	0	19,349
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	218	1,379	SH		SOLE		0	0	1,379
ISHARES TR	MSCI EAFE MIN VL	46429B689	225	2,983	SH		SOLE		0	0	2,983
ISHARES U S ETF TR	BLACKROCK ST MAT	46431W507	623	12,434	SH		SOLE		0	0	12,434
ISHARES U S ETF TR	BLACKROCK SHORT	46431W838	221	4,410	SH		SOLE		0	0	4,410
ISHARES TR	CORE MSCI EAFE	46432F842	396	5,340	SH		SOLE		0	0	5,340
ISHARES TR	0-5YR HI YL CP	46434V407	2,237	48,954	SH		SOLE		0	0	48,954
ISHARES TR	BROAD USD HIGH	46435U853	454	10,928	SH		SOLE		0	0	10,928
JPMORGAN CHASE & CO	COM	46625H100	298	1,820	SH		SOLE		0	0	1,820
J P MORGAN EXCHANGE-TRADED F	ULTRA SHRT INC	46641Q837	596	11,757	SH		SOLE		0	0	11,757
JOHN HANCOCK EXCHANGE TRADED	MULTIFACTOR MI	47804J206	702	13,587	SH		SOLE		0	0	13,587
MAINSTAY MACKAY DEFINEDTERM	COM	56064K100	373	17,023	SH		SOLE		0	0	17,023
MASTERCARD INCORPORATED	CL A	57636Q104	1,753	5,042	SH		SOLE		0	0	5,042
MODERNA INC	COM	60770K107	1,018	2,646	SH		SOLE		0	0	2,646
NIO INC	SPON ADS	62914V106	476	13,350	SH		SOLE		0	0	13,350
NEXTERA ENERGY INC	COM	65339F101	541	6,886	SH		SOLE		0	0	6,886
NEXPOINT STRATEGIC OPPORTES	COM NEW	65340G205	871	62,618	SH		SOLE		0	0	62,618
NVIDIA CORPORATION	COM	67066G104	399	1,925	SH		SOLE		0	0	1,925
OSI ETF TR	OSHARES US QUALT	67110P407	848	20,377	SH		SOLE		0	0	20,377
OTIS WORLDWIDE CORP	COM	68902V107	384	4,672	SH		SOLE		0	0	4,672
PACER FDS TR	TRENDP US LAR CP	69374H105	308	8,175	SH		SOLE		0	0	8,175
PAYPAL HLDGS INC	COM	70450Y103	304	1,168	SH		SOLE		0	0	1,168
PETROLEO BRASILEIRO SA PETRO	SPONSORED ADR	71654V408	104	10,017	SH		SOLE		0	0	10,017
PROSHARES TR	S&P 500 DV ARIST	74348A467	297	3,353	SH		SOLE		0	0	3,353
PUBLIC STORAGE	COM	74460D109	230	774	SH		SOLE		0	0	774
RINGCENTRAL INC	CL A	76680R206	321	1,478	SH		SOLE		0	0	1,478
SPDR S&P 500 ETF TR	TR UNIT	78462F103	15,246	35,527	SH		SOLE		0	0	35,527
SPDR GOLD TR	GOLD SHS	78463V107	697	4,243	SH		SOLE		0	0	4,243
SPDR SER TR	PRTFLO S&P500 GW	78464A409	978	15,278	SH		SOLE		0	0	15,278
SPDR SER TR	PORTFOLIO S&P400	78464A847	212	4,598	SH		SOLE		0	0	4,598
SPDR SER TR	PORTFOLIO S&P500	78464A854	479	9,485	SH		SOLE		0	0	9,485
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	271	802	SH		SOLE		0	0	802
SPDR SER TR	PRTFLO S&P500 HI	78468R788	227	5,791	SH		SOLE		0	0	5,791
SPDR SER TR	PORTFOLIO S&P600	78468R853	606	14,215	SH		SOLE		0	0	14,215
SALESFORCE COM INC	COM	79466L302	640	2,360	SH		SOLE		0	0	2,360
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	239	1,602	SH		SOLE		0	0	1,602
SEELOS THERAPEUTICS INC	COM	81577F109	48	20,000	SH		SOLE		0	0	20,000
SIRIUS XM HOLDINGS INC	COM	82968B103	74	12,205	SH		SOLE		0	0	12,205
TESLA INC	COM	88160R101	246	317	SH		SOLE		0	0	317
UNITEDHEALTH GROUP INC	COM	91324P102	482	1,233	SH		SOLE		0	0	1,233
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	612	2,387	SH		SOLE		0	0	2,387
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	382	6,705	SH		SOLE		0	0	6,705
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	304	1,229	SH		SOLE		0	0	1,229
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	636	4,570	SH		SOLE		0	0	4,570
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	1,500	18,204	SH		SOLE		0	0	18,204
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	628	11,793	SH		SOLE		0	0	11,793
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	473	5,011	SH		SOLE		0	0	5,011
VERIZON COMMUNICATIONS INC	COM	92343V104	269	4,989	SH		SOLE		0	0	4,989
VICTORY PORTFOLIOS II	VICTORYSHS INTRM	92647N527	1,072	20,015	SH		SOLE		0	0	20,015
VISA INC	COM CL A	92826C839	789	3,543	SH		SOLE		0	0	3,543
WP CAREY INC	COM	92936U109	251	3,435	SH		SOLE		0	0	3,435
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	1,555	29,068	SH		SOLE		0	0	29,068
WISDOMTREE TR	EUROPE SMCP DV	97717W869	2,072	28,842	SH		SOLE		0	0	28,842