Sovereign Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
FS KKR CAP CORP	COM	302635206	214	10,788	SH		SOLE		0	0	10,788
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	3,264	63,323	SH		SOLE		0	0	63,323
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	374	4,841	SH		SOLE		0	0	4,841
INVESCO EXCH TRADED FD TR II	S&P INTL LOW	46138E230	233	7,650	SH		SOLE		0	0	7,650
ARK ETF TR	INNOVATION ETF	00214Q104	1,338	11,155	SH		SOLE		0	0	11,155
ABERDEEN STD GOLD ETF TR	PHYSCL GOLD SHS	00326A104	203	12,390	SH		SOLE		0	0	12,390
NETFLIX INC	COM	64110L106	281	538	SH		SOLE		0	0	538
VANGUARD CHARLOTTE FDS	INTL BD IDX ETF	92203J407	341	5,964	SH		SOLE		0	0	5,964
AMAZON COM INC	COM	023135106	1,408	455	SH		SOLE		0	0	455
APPLE INC	COM	037833100	4,587	37,554	SH		SOLE		0	0	37,554
APPLIED MATLS INC	COM	038222105	304	2,273	SH		SOLE		0	0	2,273
BK OF AMERICA CORP	COM	060505104	1,353	34,978	SH		SOLE		0	0	34,978
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	624	2,443	SH		SOLE		0	0	2,443
BOSTON BEER INC	CL A	100557107	992	822	SH		SOLE		0	0	822
BRISTOL-MYERS SQUIBB CO	COM	110122108	706	11,177	SH		SOLE		0	0	11,177
CSX CORP	COM	126408103	617	6,402	SH		SOLE		0	0	6,402
CALAMOS CONV OPPORTUNITIES &	SH BEN INT	128117108	218	15,350	SH		SOLE		0	0	15,350
CALIFORNIA WTR SVC GROUP	COM	130788102	533	9,460	SH		SOLE		0	0	9,460
CAMPBELL SOUP CO	COM	134429109	242	4,817	SH		SOLE		0	0	4,817
CANOPY GROWTH CORP	COM	138035100	209	6,536	SH		SOLE		0	0	6,536
CHEVRON CORP NEW	COM	166764100	215	2,053	SH		SOLE		0	0	2,053
CHURCH & DWIGHT INC	COM	171340102	1,335	15,288	SH		SOLE		0	0	15,288
CLOROX CO DEL	COM	189054109	298	1,543	SH		SOLE		0	0	1,543
COCA COLA CO	COM	191216100	365	6,924	SH		SOLE		0	0	6,924
COLGATE PALMOLIVE CO	COM	194162103	284	3,597	SH		SOLE		0	0	3,597
CONSOLIDATED EDISON INC	COM	209115104	1,392	18,614	SH		SOLE		0	0	18,614
DEERE & CO	COM	244199105	759	2,029	SH		SOLE		0	0	2,029
DISNEY WALT CO	COM	254687106	579	3,137	SH		SOLE		0	0	3,137
DOCUSIGN INC	COM	256163106	690	3,410	SH		SOLE		0	0	3,410
ESSEX PPTY TR INC	COM	297178105	288	1,058	SH		SOLE		0	0	1,058
FIDELITY COVINGTON TRUST	LOW VOLITY ETF	316092824	219	5,000	SH		SOLE		0	0	5,000
FORD MTR CO DEL	COM	345370860	239	19,511	SH		SOLE		0	0	19,511
GENERAL ELECTRIC CO	COM	369604103	316	24,085	SH		SOLE		0	0	24,085
GENERAL MLS INC	COM	370334104	1,560	25,438	SH		SOLE		0	0	25,438
GOLDMAN SACHS ETF TR	ACCESS HIG YLD	381430453	519	10,374	SH		SOLE		0	0	10,374
HOME DEPOT INC	COM	437076102	670	2,196	SH		SOLE		0	0	2,196
HORMEL FOODS CORP	COM	440452100	907	18,984	SH		SOLE		0	0	18,984
ICAHN ENTERPRISES LP	DEPOSITARY UNIT	451100101	210	3,900	SH		SOLE		0	0	3,900
INTEL CORP	COM	458140100	233	3,633	SH		SOLE		0	0	3,633
INTERNATIONAL BUSINESS MACHS	COM	459200101	228	1,708	SH		SOLE		0	0	1,708
ISHARES TR	TIPS BD ETF	464287176	1,495	11,911	SH		SOLE		0	0	11,911
ISHARES TR	CORE S&P500 ETF	464287200	12,147	30,534	SH		SOLE		0	0	30,534
ISHARES TR	1 3 YR TREAS BD	464287457	303	3,517	SH		SOLE		0	0	3,517
ISHARES TR	MSCI EAFE ETF	464287465	477	6,281	SH		SOLE		0	0	6,281
ISHARES TR	CORE S&P MCP ETF	464287507	1,851	7,112	SH		SOLE		0	0	7,112
ISHARES TR	NASDAQ BIOTECH	464287556	1,073	7,125	SH		SOLE		0	0	7,125
ISHARES TR	RUSSELL 2000 ETF	464287655	344	1,558	SH		SOLE		0	0	1,558
ISHARES TR	CORE S&P US VLU	464287663	2,322	33,702	SH		SOLE		0	0	33,702
ISHARES TR	CORE S&P US GWT	464287671	1,650	18,169	SH		SOLE		0	0	18,169
ISHARES TR	CORE S&P SCP ETF	464287804	414	3,813	SH		SOLE		0	0	3,813
ISHARES TR	ISHS 1-5YR INVS	464288646	5,539	101,301	SH		SOLE		0	0	101,301
ISHARES TR	MODERT ALLOC ETF	464289875	341	7,820	SH		SOLE		0	0	7,820
JOHNSON & JOHNSON	COM	478160104	645	3,925	SH		SOLE		0	0	3,925
KELLOGG CO	COM	487836108	629	9,930	SH		SOLE		0	0	9,930
KIMBERLY-CLARK CORP	COM	494368103	1,426	10,258	SH		SOLE		0	0	10,258
LOWES COS INC	COM	548661107	223	1,174	SH		SOLE		0	0	1,174
MCCORMICK & CO INC	COM NON VTG	579780206	412	4,616	SH		SOLE		0	0	4,616
MICROSOFT CORP	COM	594918104	1,290	5,471	SH		SOLE		0	0	5,471
MICRON TECHNOLOGY INC	COM	595112103	690	7,821	SH		SOLE		0	0	7,821
NEW JERSEY RES CORP	COM	646025106	243	6,100	SH		SOLE		0	0	6,100
NORFOLK SOUTHN CORP	COM	655844108	323	1,204	SH		SOLE		0	0	1,204
PENN NATL GAMING INC	COM	707569109	313	2,982	SH		SOLE		0	0	2,982
PEPSICO INC	COM	713448108	544	3,847	SH		SOLE		0	0	3,847
PFIZER INC	COM	717081103	515	14,219	SH		SOLE		0	0	14,219
PROCTER AND GAMBLE CO	COM	742718109	276	2,036	SH		SOLE		0	0	2,036
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	376	6,251	SH		SOLE		0	0	6,251
REALTY INCOME CORP	COM	756109104	265	4,175	SH		SOLE		0	0	4,175
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	352	3,638	SH		SOLE		0	0	3,638
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	4,482	34,539	SH		SOLE		0	0	34,539
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	3,150	48,261	SH		SOLE		0	0	48,261
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	372	3,731	SH		SOLE		0	0	3,731
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	948	18,482	SH		SOLE		0	0	18,482
SOUTHERN CO	COM	842587107	2,569	41,332	SH		SOLE		0	0	41,332
SOUTHWEST AIRLS CO	COM	844741108	248	4,060	SH		SOLE		0	0	4,060
STANLEY BLACK & DECKER INC	COM	854502101	204	1,022	SH		SOLE		0	0	1,022
STARBUCKS CORP	COM	855244109	347	3,179	SH		SOLE		0	0	3,179
TEXAS INSTRS INC	COM	882508104	273	1,447	SH		SOLE		0	0	1,447
UNITED PARCEL SERVICE INC	CL B	911312106	7,097	41,747	SH		SOLE		0	0	41,747
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	2,948	20,046	SH		SOLE		0	0	20,046
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	1,948	9,409	SH		SOLE		0	0	9,409
VANGUARD ADMIRAL FDS INC	SMLCP 600 VAL	921932778	485	2,787	SH		SOLE		0	0	2,787
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	1,274	6,406	SH		SOLE		0	0	6,406
VANGUARD WELLINGTON FD	US VALUE FACTR	921935805	530	5,607	SH		SOLE		0	0	5,607
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	368	4,152	SH		SOLE		0	0	4,152
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	1,172	14,265	SH		SOLE		0	0	14,265
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,069	12,620	SH		SOLE		0	0	12,620
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	515	10,493	SH		SOLE		0	0	10,493
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	893	8,831	SH		SOLE		0	0	8,831
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	222	4,265	SH		SOLE		0	0	4,265
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	434	7,937	SH		SOLE		0	0	7,937
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	231	635	SH		SOLE		0	0	635
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,609	17,511	SH		SOLE		0	0	17,511
VANGUARD INDEX FDS	MID CAP ETF	922908629	422	1,909	SH		SOLE		0	0	1,909
VANGUARD INDEX FDS	VALUE ETF	922908744	250	1,902	SH		SOLE		0	0	1,902
VANGUARD INDEX FDS	SMALL CP ETF	922908751	915	4,275	SH		SOLE		0	0	4,275
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	372	1,802	SH		SOLE		0	0	1,802
WALMART INC	COM	931142103	238	1,755	SH		SOLE		0	0	1,755
INVESCO QQQ TR	UNIT SER 1	46090E103	3,493	10,946	SH		SOLE		0	0	10,946
TARGET CORP	COM	87612E106	353	1,783	SH		SOLE		0	0	1,783
AT&T INC	COM	00206R102	1,348	44,548	SH		SOLE		0	0	44,548
ARK ETF TR	NEXT GNRTN INTER	00214Q401	258	1,749	SH		SOLE		0	0	1,749
ALPHABET INC	CAP STK CL C	02079K107	360	174	SH		SOLE		0	0	174
ALPHABET INC	CAP STK CL A	02079K305	252	122	SH		SOLE		0	0	122
ALTRIA GROUP INC	COM	02209S103	285	5,577	SH		SOLE		0	0	5,577
BLACKSTONE GROUP INC	COM	09260D107	212	2,850	SH		SOLE		0	0	2,850
BLINK CHARGING CO	COM	09354A100	224	5,450	SH		SOLE		0	0	5,450
CALAMOS CONV & HIGH INCOME F	COM SHS	12811P108	149	10,000	SH		SOLE		0	0	10,000
CISCO SYS INC	COM	17275R102	415	8,029	SH		SOLE		0	0	8,029
CORSAIR GAMING INC	COM	22041X102	260	7,825	SH		SOLE		0	0	7,825
CROWDSTRIKE HLDGS INC	CL A	22788C105	232	1,270	SH		SOLE		0	0	1,270
DOMINION ENERGY INC	COM	25746U109	1,058	13,934	SH		SOLE		0	0	13,934
EXXON MOBIL CORP	COM	30231G102	569	10,191	SH		SOLE		0	0	10,191
FACEBOOK INC	CL A	30303M102	422	1,433	SH		SOLE		0	0	1,433
FIRST TR EXCHANGE-TRADED FD	RISNG DIVD ACHIV	33738R506	2,558	56,222	SH		SOLE		0	0	56,222
FIRST TR EXCHANGE-TRADED FD	FST LOW OPPT EFT	33739Q200	478	9,359	SH		SOLE		0	0	9,359
FIRST TR EXCHNG TRADED FD VI	US EQT BUFFER	33740F763	1,514	43,911	SH		SOLE		0	0	43,911
FIRST TR EXCHNG TRADED FD VI	US EQT DEEP DUFR	33740F771	729	21,977	SH		SOLE		0	0	21,977
GX ACQUISITION CORP	*W EXP 05/24/202	36251A115	11	10,000	SH		SOLE		0	0	10,000
GENERAL MTRS CO	COM	37045V100	206	3,577	SH		SOLE		0	0	3,577
GROWGENERATION CORP	COM	39986L109	245	4,925	SH		SOLE		0	0	4,925
HIGHLAND GLOBAL ALLOCATION F	COM	43010T104	376	48,780	SH		SOLE		0	0	48,780
INNOVATOR ETFS TR	S&P 500 POWER	45782C508	201	6,357	SH		SOLE		0	0	6,357
INVESCO EXCHANGE TRADED FD T	HIG YLD EQ DIV	46137V563	384	18,979	SH		SOLE		0	0	18,979
ISHARES TR	MSCI EAFE MIN VL	46429B689	282	3,863	SH		SOLE		0	0	3,863
ISHARES U S ETF TR	BLACKROCK SHORT	46431W838	258	5,133	SH		SOLE		0	0	5,133
ISHARES TR	CORE MSCI EAFE	46432F842	377	5,238	SH		SOLE		0	0	5,238
ISHARES TR	0-5YR HI YL CP	46434V407	2,597	56,696	SH		SOLE		0	0	56,696
ISHARES TR	BROAD USD HIGH	46435U853	527	12,787	SH		SOLE		0	0	12,787
JPMORGAN CHASE & CO	COM	46625H100	348	2,288	SH		SOLE		0	0	2,288
JOHN HANCOCK EXCHANGE TRADED	MULTIFACTOR MI	47804J206	667	13,568	SH		SOLE		0	0	13,568
KIMCO RLTY CORP	COM	49446R109	233	12,410	SH		SOLE		0	0	12,410
MAINSTAY MACKAY DEFINDTRM MU	COM	56064K100	331	14,916	SH		SOLE		0	0	14,916
MASTERCARD INCORPORATED	CL A	57636Q104	1,848	5,191	SH		SOLE		0	0	5,191
MERCK & CO. INC	COM	58933Y105	247	3,210	SH		SOLE		0	0	3,210
NIO INC	SPON ADS	62914V106	783	20,100	SH		SOLE		0	0	20,100
NEXTERA ENERGY INC	COM	65339F101	471	6,235	SH		SOLE		0	0	6,235
NEXPOINT STRATEGIC OPPORTES	COM NEW	65340G205	375	32,881	SH		SOLE		0	0	32,881
OSI ETF TR	OSHARES US QUALT	67110P407	713	17,877	SH		SOLE		0	0	17,877
OTIS WORLDWIDE CORP	COM	68902V107	324	4,729	SH		SOLE		0	0	4,729
PACER FDS TR	TRENDP US LAR CP	69374H105	322	9,275	SH		SOLE		0	0	9,275
PETROLEO BRASILEIRO SA PETRO	SPONSORED ADR	71654V408	93	11,017	SH		SOLE		0	0	11,017
RINGCENTRAL INC	CL A	76680R206	289	971	SH		SOLE		0	0	971
ROKU INC	COM CL A	77543R102	239	735	SH		SOLE		0	0	735
SPDR S&P 500 ETF TR	TR UNIT	78462F103	15,122	38,156	SH		SOLE		0	0	38,156
SPDR GOLD TR	GOLD SHS	78463V107	683	4,268	SH		SOLE		0	0	4,268
SPDR SER TR	PRTFLO S&P500 GW	78464A409	951	16,858	SH		SOLE		0	0	16,858
SPDR SER TR	PORTFOLIO S&P400	78464A847	216	4,716	SH		SOLE		0	0	4,716
SPDR SER TR	PORTFOLIO S&P500	78464A854	447	9,599	SH		SOLE		0	0	9,599
SPDR SER TR	S&P HOMEBUILD	78464A888	229	3,250	SH		SOLE		0	0	3,250
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	255	772	SH		SOLE		0	0	772
SPDR SER TR	PORTFOLIO S&P600	78468R853	642	15,178	SH		SOLE		0	0	15,178
SALESFORCE COM INC	COM	79466L302	289	1,364	SH		SOLE		0	0	1,364
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	246	1,852	SH		SOLE		0	0	1,852
SIRIUS XM HOLDINGS INC	COM	82968B103	77	12,718	SH		SOLE		0	0	12,718
UNITEDHEALTH GROUP INC	COM	91324P102	448	1,203	SH		SOLE		0	0	1,203
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	241	1,054	SH		SOLE		0	0	1,054
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	592	4,215	SH		SOLE		0	0	4,215
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	1,684	20,413	SH		SOLE		0	0	20,413
VANGUARD SCOTTSDALE FDS	MORTG-BACK SEC	92206C771	679	12,719	SH		SOLE		0	0	12,719
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	603	6,484	SH		SOLE		0	0	6,484
VERIZON COMMUNICATIONS INC	COM	92343V104	329	5,659	SH		SOLE		0	0	5,659
VICTORY PORTFOLIOS II	VICTORYSHS INTRM	92647N527	1,065	20,135	SH		SOLE		0	0	20,135
VISA INC	COM CL A	92826C839	696	3,289	SH		SOLE		0	0	3,289
WP CAREY INC	COM	92936U109	243	3,434	SH		SOLE		0	0	3,434
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	2,020	39,385	SH		SOLE		0	0	39,385
WISDOMTREE TR	EUROPE SMCP DV	97717W869	2,943	42,256	SH		SOLE		0	0	42,256
ZOMEDICA PHARMACEUTICALS COR	COM	98980M109	19	11,750	SH		SOLE		0	0	11,750