Sovereign Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBVIE INC	COM	00287Y109	667,318	3,379	SH		SOLE		0	0	3,379
ADOBE INC	COM	00724F101	217,468	420	SH		SOLE		0	0	420
ADVANCED MICRO DEVICES INC	COM	007903107	583,468	3,556	SH		SOLE		0	0	3,556
ALLSTATE CORP	COM	020002101	956,526	5,044	SH		SOLE		0	0	5,044
ALPHABET INC	CAP STK CL C	02079K107	9,647,261	57,702	SH		SOLE		0	0	57,702
ALPHABET INC	CAP STK CL A	02079K305	6,172,149	37,215	SH		SOLE		0	0	37,215
ALPS ETF TR	OSHARES US QUALT	00162Q387	1,203,337	22,284	SH		SOLE		0	0	22,284
ALTRIA GROUP INC	COM	02209S103	417,734	8,184	SH		SOLE		0	0	8,184
AMAZON COM INC	COM	023135106	3,558,903	19,100	SH		SOLE		0	0	19,100
AMERICAN ELEC PWR CO INC	COM	025537101	400,255	3,901	SH		SOLE		0	0	3,901
AMERICAN EXPRESS CO	COM	025816109	397,784	1,467	SH		SOLE		0	0	1,467
AMGEN INC	COM	031162100	547,113	1,698	SH		SOLE		0	0	1,698
ANALOG DEVICES INC	COM	032654105	332,388	1,444	SH		SOLE		0	0	1,444
APPLE INC	COM	037833100	12,544,582	53,839	SH		SOLE		0	0	53,839
APPLIED MATLS INC	COM	038222105	276,202	1,367	SH		SOLE		0	0	1,367
ARK ETF TR	INNOVATION ETF	00214Q104	342,283	7,201	SH		SOLE		0	0	7,201
ARM HOLDINGS PLC	SPONSORED ADS	042068205	679,584	4,752	SH		SOLE		0	0	4,752
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	389,712	468	SH		SOLE		0	0	468
AT&T INC	COM	00206R102	1,105,465	50,248	SH		SOLE		0	0	50,248
BANK AMERICA CORP	COM	060505104	1,534,043	38,660	SH		SOLE		0	0	38,660
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,336,595	2,904	SH		SOLE		0	0	2,904
BIGBEAR AI HLDGS INC	COM	08975B109	36,500	25,000	SH		SOLE		0	0	25,000
BLACKROCK ETF TRUST	US EQT FACTOR	09290C103	2,042,125	41,280	SH		SOLE		0	0	41,280
BLACKROCK INC	COM	09247X101	309,162	326	SH		SOLE		0	0	326
BLACKSTONE INC	COM	09260D107	582,047	3,801	SH		SOLE		0	0	3,801
BLACKSTONE SECD LENDING FD	COMMON STOCK	09261X102	222,194	7,586	SH		SOLE		0	0	7,586
BRISTOL-MYERS SQUIBB CO	COM	110122108	766,641	14,817	SH		SOLE		0	0	14,817
BROADCOM INC	COM	11135F101	887,685	5,146	SH		SOLE		0	0	5,146
CALIFORNIA WTR SVC GROUP	COM	130788102	636,216	11,734	SH		SOLE		0	0	11,734
CARRIER GLOBAL CORPORATION	COM	14448C104	330,009	4,100	SH		SOLE		0	0	4,100
CATERPILLAR INC	COM	149123101	693,564	1,773	SH		SOLE		0	0	1,773
CHEVRON CORP NEW	COM	166764100	468,911	3,184	SH		SOLE		0	0	3,184
CHURCH & DWIGHT CO INC	COM	171340102	1,810,005	17,284	SH		SOLE		0	0	17,284
CISCO SYS INC	COM	17275R102	568,391	10,680	SH		SOLE		0	0	10,680
COCA COLA CO	COM	191216100	876,783	12,201	SH		SOLE		0	0	12,201
COLGATE PALMOLIVE CO	COM	194162103	422,403	4,069	SH		SOLE		0	0	4,069
COMMERCIAL METALS CO	COM	201723103	554,821	10,095	SH		SOLE		0	0	10,095
COMMUNITY FINANCIAL SYSTEM I	COM	203607106	423,563	7,294	SH		SOLE		0	0	7,294
CONOCOPHILLIPS	COM	20825C104	203,927	1,937	SH		SOLE		0	0	1,937
CONSOLIDATED EDISON INC	COM	209115104	2,075,677	19,934	SH		SOLE		0	0	19,934
COSTCO WHSL CORP NEW	COM	22160K105	1,510,044	1,703	SH		SOLE		0	0	1,703
CSX CORP	COM	126408103	1,319,375	38,210	SH		SOLE		0	0	38,210
CUMMINS INC	COM	231021106	296,268	915	SH		SOLE		0	0	915
DEERE & CO	COM	244199105	443,375	1,062	SH		SOLE		0	0	1,062
DELL TECHNOLOGIES INC	CL C	24703L202	333,462	2,813	SH		SOLE		0	0	2,813
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	932,408	24,486	SH		SOLE		0	0	24,486
DISNEY WALT CO	COM	254687106	443,972	4,616	SH		SOLE		0	0	4,616
DNP SELECT INCOME FD INC	COM	23325P104	296,331	29,515	SH		SOLE		0	0	29,515
DOCUSIGN INC	COM	256163106	278,585	4,487	SH		SOLE		0	0	4,487
DOMINION ENERGY INC	COM	25746U109	919,570	15,912	SH		SOLE		0	0	15,912
DOW INC	COM	260557103	226,201	4,141	SH		SOLE		0	0	4,141
DTE ENERGY CO	COM	233331107	431,971	3,364	SH		SOLE		0	0	3,364
DUPONT DE NEMOURS INC	COM	26614N102	241,605	2,711	SH		SOLE		0	0	2,711
EATON CORP PLC	SHS	G29183103	398,611	1,203	SH		SOLE		0	0	1,203
ELI LILLY & CO	COM	532457108	605,149	683	SH		SOLE		0	0	683
EMERSON ELEC CO	COM	291011104	204,215	1,867	SH		SOLE		0	0	1,867
ENTERPRISE PRODS PARTNERS L	COM	293792107	310,516	10,667	SH		SOLE		0	0	10,667
ESSEX PPTY TR INC	COM	297178105	251,632	852	SH		SOLE		0	0	852
ETFS GOLD TR	PHYSCL GOLD SHS	00326A104	337,973	13,449	SH		SOLE		0	0	13,449
EXXON MOBIL CORP	COM	30231G102	2,455,926	20,951	SH		SOLE		0	0	20,951
FIDELITY COVINGTON TRUST	LOW VOLITY ETF	316092824	306,750	5,000	SH		SOLE		0	0	5,000
FIRST TR EXCHANGE-TRADED FD	FST LOW OPPT EFT	33739Q200	215,230	4,356	SH		SOLE		0	0	4,356
FIRST TR EXCHANGE-TRADED FD	RISNG DIVD ACHIV	33738R506	6,795,076	114,762	SH		SOLE		0	0	114,762
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F763	584,614	12,039	SH		SOLE		0	0	12,039
FIRST TR EXCHNG TRADED FD VI	FT VEST US	33740F771	573,174	13,732	SH		SOLE		0	0	13,732
FORD MTR CO	COM	345370860	330,897	31,335	SH		SOLE		0	0	31,335
FS KKR CAP CORP	COM	302635206	504,955	25,593	SH		SOLE		0	0	25,593
GE AEROSPACE	COM NEW	369604301	503,599	2,670	SH		SOLE		0	0	2,670
GE VERNOVA INC	COM	36828A101	731,134	2,867	SH		SOLE		0	0	2,867
GENERAL MLS INC	COM	370334104	1,614,025	21,855	SH		SOLE		0	0	21,855
GENERAL MTRS CO	COM	37045V100	227,385	5,071	SH		SOLE		0	0	5,071
GOLDMAN SACHS ETF TR	ACCESS HIG YLD	381430453	384,399	8,419	SH		SOLE		0	0	8,419
GOLDMAN SACHS GROUP INC	COM	38141G104	628,980	1,270	SH		SOLE		0	0	1,270
GRANITESHARES ETF TR	2X LONG NVDA DAI	38747R827	423,623	7,280	SH		SOLE		0	0	7,280
HIGHLAND GLOBAL ALLOCATION F	COM	43010T104	1,001,152	127,373	SH		SOLE		0	0	127,373
HOME DEPOT INC	COM	437076102	1,414,148	3,490	SH		SOLE		0	0	3,490
HONEYWELL INTL INC	COM	438516106	418,502	2,025	SH		SOLE		0	0	2,025
HORMEL FOODS CORP	COM	440452100	585,376	18,466	SH		SOLE		0	0	18,466
HUBBELL INC	COM	443510607	429,207	1,002	SH		SOLE		0	0	1,002
IDEXX LABS INC	COM	45168D104	237,453	470	SH		SOLE		0	0	470
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C508	661,079	15,999	SH		SOLE		0	0	15,999
INTEL CORP	COM	458140100	333,045	14,196	SH		SOLE		0	0	14,196
INTERNATIONAL BUSINESS MACHS	COM	459200101	1,025,075	4,637	SH		SOLE		0	0	4,637
INVESCO ACTIVELY MANAGED EXC	ULTRA SHRT DUR	46090A887	1,632,406	32,531	SH		SOLE		0	0	32,531
INVESCO EXCH TRADED FD TR II	SHORT TERM TREAS	46138G888	643,892	6,094	SH		SOLE		0	0	6,094
INVESCO EXCH TRD SLF IDX FD	RAFI STRATGIC US	46138J742	1,321,280	26,268	SH		SOLE		0	0	26,268
INVESCO EXCHANGE TRADED FD T	DORSEY WRIGHT MO	46137V837	1,730,109	16,755	SH		SOLE		0	0	16,755
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	834,134	20,530	SH		SOLE		0	0	20,530
INVESCO EXCHANGE TRADED FD T	HIG YLD EQ DIV	46137V563	420,452	19,172	SH		SOLE		0	0	19,172
INVESCO EXCHANGE TRADED FD T	S&P 500 GARP ETF	46137V431	1,757,409	16,790	SH		SOLE		0	0	16,790
INVESCO QQQ TR	UNIT SER 1	46090E103	16,905,555	34,638	SH		SOLE		0	0	34,638
INVESCO TR INVT GRADE MUNS	COM	46131M106	115,505	10,938	SH		SOLE		0	0	10,938
IONQ INC	COM	46222L108	265,888	30,422	SH		SOLE		0	0	30,422
IRON MTN INC DEL	COM	46284V101	373,364	3,142	SH		SOLE		0	0	3,142
ISHARES BITCOIN TRUST ETF	SHS BEN INT	46438F101	665,334	18,415	SH		SOLE		0	0	18,415
ISHARES GOLD TR	ISHARES NEW	464285204	302,325	6,083	SH		SOLE		0	0	6,083
ISHARES INC	MSCI EMRG CHN	46434G764	922,703	15,099	SH		SOLE		0	0	15,099
ISHARES INC	CORE MSCI EMKT	46434G103	893,621	15,566	SH		SOLE		0	0	15,566
ISHARES SILVER TR	ISHARES	46428Q109	440,952	15,521	SH		SOLE		0	0	15,521
ISHARES TR	MBS ETF	464288588	787,274	8,217	SH		SOLE		0	0	8,217
ISHARES TR	MSCI EMG MKT ETF	464287234	908,853	19,818	SH		SOLE		0	0	19,818
ISHARES TR	S&P 500 VAL ETF	464287408	1,233,106	6,254	SH		SOLE		0	0	6,254
ISHARES TR	RUS TP200 GR ETF	464289438	1,548,272	7,036	SH		SOLE		0	0	7,036
ISHARES TR	RUS 1000 GRW ETF	464287614	802,562	2,138	SH		SOLE		0	0	2,138
ISHARES TR	TIPS BD ETF	464287176	1,366,469	12,370	SH		SOLE		0	0	12,370
ISHARES TR	ISHS 1-5YR INVS	464288646	1,707,501	32,425	SH		SOLE		0	0	32,425
ISHARES TR	CORE S&P US GWT	464287671	2,062,495	15,636	SH		SOLE		0	0	15,636
ISHARES TR	TRS FLT RT BD	46434V860	1,257,993	24,862	SH		SOLE		0	0	24,862
ISHARES TR	RESIDENTIAL MULT	464288562	3,853,715	43,388	SH		SOLE		0	0	43,388
ISHARES TR	CORE S&P500 ETF	464287200	17,954,677	31,127	SH		SOLE		0	0	31,127
ISHARES TR	MSCI USA MMENTM	46432F396	290,961	1,435	SH		SOLE		0	0	1,435
ISHARES TR	CORE MSCI TOTAL	46432F834	228,131	3,141	SH		SOLE		0	0	3,141
ISHARES TR	CORE HIGH DV ETF	46429B663	534,583	4,545	SH		SOLE		0	0	4,545
ISHARES TR	CONSER ALLOC ETF	464289883	241,915	6,257	SH		SOLE		0	0	6,257
ISHARES TR	IBOXX HI YD ETF	464288513	348,585	4,341	SH		SOLE		0	0	4,341
ISHARES TR	MSCI EAFE MIN VL	46429B689	201,721	2,630	SH		SOLE		0	0	2,630
ISHARES TR	ISHARES BIOTECH	464287556	831,522	5,711	SH		SOLE		0	0	5,711
ISHARES TR	CORE S&P TTL STK	464287150	1,281,941	10,205	SH		SOLE		0	0	10,205
ISHARES TR	CORE US AGGBD ET	464287226	200,818	1,983	SH		SOLE		0	0	1,983
ISHARES TR	CORE TOTAL USD	46434V613	4,198,233	89,097	SH		SOLE		0	0	89,097
ISHARES TR	ESG AWR MSCI USA	46435G425	516,329	4,092	SH		SOLE		0	0	4,092
ISHARES TR	7-10 YR TRSY BD	464287440	415,953	4,239	SH		SOLE		0	0	4,239
ISHARES TR	1 3 YR TREAS BD	464287457	299,328	3,600	SH		SOLE		0	0	3,600
ISHARES TR	MSCI USA QLT FCT	46432F339	2,166,598	12,084	SH		SOLE		0	0	12,084
ISHARES TR	CORE S&P SCP ETF	464287804	1,161,891	9,934	SH		SOLE		0	0	9,934
ISHARES TR	INTL TREA BD ETF	464288117	266,393	6,370	SH		SOLE		0	0	6,370
ISHARES TR	S&P 100 ETF	464287101	287,010	1,037	SH		SOLE		0	0	1,037
ISHARES TR	20 YR TR BD ETF	464287432	647,976	6,605	SH		SOLE		0	0	6,605
ISHARES TR	CORE S&P US VLU	464287663	1,462,158	15,312	SH		SOLE		0	0	15,312
ISHARES TR	0-5 YR TIPS ETF	46429B747	347,021	3,425	SH		SOLE		0	0	3,425
ISHARES TR	U.S. TECH ETF	464287721	1,042,048	6,873	SH		SOLE		0	0	6,873
ISHARES TR	MODERT ALLOC ETF	464289875	844,164	18,713	SH		SOLE		0	0	18,713
ISHARES TR	EAFE GRWTH ETF	464288885	1,827,686	16,978	SH		SOLE		0	0	16,978
ISHARES TR	GRWT ALLOCAT ETF	464289867	275,929	4,658	SH		SOLE		0	0	4,658
ISHARES TR	US INFRASTRUC	46435U713	527,675	11,234	SH		SOLE		0	0	11,234
ISHARES TR	MSCI USA MIN VOL	46429B697	728,560	7,979	SH		SOLE		0	0	7,979
ISHARES TR	MSCI KLD400 SOC	464288570	221,932	2,040	SH		SOLE		0	0	2,040
ISHARES TR	RUS 1000 VAL ETF	464287598	539,981	2,845	SH		SOLE		0	0	2,845
ISHARES TR	RUSSELL 2000 ETF	464287655	363,806	1,647	SH		SOLE		0	0	1,647
ISHARES TR	SHORT TREAS BD	464288679	570,630	5,158	SH		SOLE		0	0	5,158
ISHARES TR	DOW JONES US ETF	464287846	569,248	4,078	SH		SOLE		0	0	4,078
ISHARES TR	AGGRES ALLOC ETF	464289859	323,316	4,097	SH		SOLE		0	0	4,097
ISHARES TR	EAFE VALUE ETF	464288877	2,002,462	34,807	SH		SOLE		0	0	34,807
ISHARES TR	S&P 500 GRWT ETF	464287309	2,446,021	25,546	SH		SOLE		0	0	25,546
ISHARES TR	10-20 YR TRS ETF	464288653	218,120	1,995	SH		SOLE		0	0	1,995
ISHARES TR	MSCI EAFE ETF	464287465	1,143,546	13,674	SH		SOLE		0	0	13,674
ISHARES TR	CORE MSCI EAFE	46432F842	1,433,892	18,371	SH		SOLE		0	0	18,371
ISHARES TR	CORE S&P MCP ETF	464287507	887,405	14,239	SH		SOLE		0	0	14,239
ISHARES U S ETF TR	BLACKROCK SH DUR	46431W507	3,083,689	60,181	SH		SOLE		0	0	60,181
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	1,311,278	22,035	SH		SOLE		0	0	22,035
J P MORGAN EXCHANGE TRADED F	NASDAQ EQT PREM	46654Q203	222,579	4,052	SH		SOLE		0	0	4,052
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT ETF	46641Q837	1,555,312	30,653	SH		SOLE		0	0	30,653
JOHN HANCOCK EXCHANGE TRADED	MULTIFACTOR MI	47804J206	809,603	13,449	SH		SOLE		0	0	13,449
JOHNSON & JOHNSON	COM	478160104	696,621	4,299	SH		SOLE		0	0	4,299
JPMORGAN CHASE & CO.	COM	46625H100	1,178,286	5,588	SH		SOLE		0	0	5,588
KELLANOVA	COM	487836108	707,168	8,762	SH		SOLE		0	0	8,762
KIMBERLY-CLARK CORP	COM	494368103	1,480,423	10,405	SH		SOLE		0	0	10,405
KKR & CO INC	COM	48251W104	413,025	3,163	SH		SOLE		0	0	3,163
LOWES COS INC	COM	548661107	265,704	981	SH		SOLE		0	0	981
MARATHON PETE CORP	COM	56585A102	235,731	1,447	SH		SOLE		0	0	1,447
MASTERCARD INCORPORATED	CL A	57636Q104	2,683,341	5,434	SH		SOLE		0	0	5,434
MCCORMICK & CO INC	COM NON VTG	579780206	382,530	4,648	SH		SOLE		0	0	4,648
MCDONALDS CORP	COM	580135101	715,010	2,348	SH		SOLE		0	0	2,348
MERCK & CO INC	COM	58933Y105	547,940	4,825	SH		SOLE		0	0	4,825
META PLATFORMS INC	CL A	30303M102	1,935,539	3,381	SH		SOLE		0	0	3,381
MICRON TECHNOLOGY INC	COM	595112103	720,162	6,944	SH		SOLE		0	0	6,944
MICROSOFT CORP	COM	594918104	6,186,673	14,378	SH		SOLE		0	0	14,378
MIDCAP FINANCIAL INVSTMNT CO	COM NEW	03761U502	161,738	12,079	SH		SOLE		0	0	12,079
MODINE MFG CO	COM	607828100	266,111	2,004	SH		SOLE		0	0	2,004
MONDELEZ INTL INC	CL A	609207105	428,488	5,816	SH		SOLE		0	0	5,816
NETFLIX INC	COM	64110L106	312,079	440	SH		SOLE		0	0	440
NEW JERSEY RES CORP	COM	646025106	226,324	4,795	SH		SOLE		0	0	4,795
NEXPOINT DIVERSIFIED REL ET	COM NEW	65340G205	130,663	20,906	SH		SOLE		0	0	20,906
NEXTERA ENERGY INC	COM	65339F101	806,231	9,538	SH		SOLE		0	0	9,538
NORFOLK SOUTHN CORP	COM	655844108	265,150	1,067	SH		SOLE		0	0	1,067
NUVEEN AMT FREE QLTY MUN INC	COM	670657105	173,998	14,536	SH		SOLE		0	0	14,536
NVIDIA CORPORATION	COM	67066G104	4,855,946	39,986	SH		SOLE		0	0	39,986
NYLI CBRE GBL INFR MEGTRNDS	COM	56064Q107	157,271	10,548	SH		SOLE		0	0	10,548
NYLI MACKAY DEFINEDTERM MUNI	COM	56064K100	236,811	14,046	SH		SOLE		0	0	14,046
OMEGA HEALTHCARE INVS INC	COM	681936100	398,767	9,798	SH		SOLE		0	0	9,798
ONEOK INC NEW	COM	682680103	249,058	2,733	SH		SOLE		0	0	2,733
OPKO HEALTH INC	COM	68375N103	29,910	20,074	SH		SOLE		0	0	20,074
ORACLE CORP	COM	68389X105	622,471	3,653	SH		SOLE		0	0	3,653
OTIS WORLDWIDE CORP	COM	68902V107	481,146	4,629	SH		SOLE		0	0	4,629
PACER FDS TR	TRENDP US LAR CP	69374H105	342,731	6,522	SH		SOLE		0	0	6,522
PEPSICO INC	COM	713448108	768,877	4,521	SH		SOLE		0	0	4,521
PETROLEO BRASILEIRO SA PETRO	SPONSORED ADR	71654V408	152,991	10,617	SH		SOLE		0	0	10,617
PFIZER INC	COM	717081103	508,624	17,575	SH		SOLE		0	0	17,575
PHILIP MORRIS INTL INC	COM	718172109	375,126	3,090	SH		SOLE		0	0	3,090
PHILLIPS 66	COM	718546104	243,445	1,852	SH		SOLE		0	0	1,852
PROCTER AND GAMBLE CO	COM	742718109	838,794	4,843	SH		SOLE		0	0	4,843
PROSHARES TR	S&P 500 DV ARIST	74348A467	451,245	4,227	SH		SOLE		0	0	4,227
PROSHARES TR	ULTRAPRO QQQ	74347X831	906,487	12,505	SH		SOLE		0	0	12,505
PROSHARES TR	PSHS ULT S&P 500	74347R107	1,722,878	19,107	SH		SOLE		0	0	19,107
PUBLIC STORAGE OPER CO	COM	74460D109	397,346	1,092	SH		SOLE		0	0	1,092
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	941,999	10,559	SH		SOLE		0	0	10,559
PURECYCLE TECHNOLOGIES INC	COM	74623V103	243,333	25,614	SH		SOLE		0	0	25,614
QUALCOMM INC	COM	747525103	689,893	4,057	SH		SOLE		0	0	4,057
RBB FD INC	US TREAS 3 MNTH	74933W452	2,688,909	53,735	SH		SOLE		0	0	53,735
REALTY INCOME CORP	COM	756109104	276,664	4,362	SH		SOLE		0	0	4,362
RINGCENTRAL INC	CL A	76680R206	306,590	9,693	SH		SOLE		0	0	9,693
RTX CORPORATION	COM	75513E101	726,960	6,000	SH		SOLE		0	0	6,000
SALESFORCE INC	COM	79466L302	336,383	1,229	SH		SOLE		0	0	1,229
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	231,051	2,733	SH		SOLE		0	0	2,733
SCHWAB STRATEGIC TR	FUNDAMENTAL US L	808524771	830,048	11,567	SH		SOLE		0	0	11,567
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	418,297	8,122	SH		SOLE		0	0	8,122
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	926,900	8,897	SH		SOLE		0	0	8,897
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	716,820	8,919	SH		SOLE		0	0	8,919
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	478,090	7,187	SH		SOLE		0	0	7,187
SELECT MED HLDGS CORP	COM	81619Q105	917,744	26,319	SH		SOLE		0	0	26,319
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	591,061	7,317	SH		SOLE		0	0	7,317
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	432,749	1,917	SH		SOLE		0	0	1,917
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	267,936	1,740	SH		SOLE		0	0	1,740
SELECT SECTOR SPDR TR	ENERGY	81369Y506	399,290	4,548	SH		SOLE		0	0	4,548
SERVICENOW INC	COM	81762P102	329,136	368	SH		SOLE		0	0	368
SOUTHERN CO	COM	842587107	3,599,267	39,912	SH		SOLE		0	0	39,912
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	1,102,212	2,605	SH		SOLE		0	0	2,605
SPDR GOLD TR	GOLD SHS	78463V107	1,667,392	6,860	SH		SOLE		0	0	6,860
SPDR S&P 500 ETF TR	TR UNIT	78462F103	23,633,094	41,190	SH		SOLE		0	0	41,190
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	1,033,491	1,814	SH		SOLE		0	0	1,814
SPDR SER TR	PORTFOLIO S&P600	78468R853	529,782	11,641	SH		SOLE		0	0	11,641
SPDR SER TR	S&P BK ETF	78464A797	208,021	3,933	SH		SOLE		0	0	3,933
SPDR SER TR	PRTFLO S&P500 GW	78464A409	968,573	11,678	SH		SOLE		0	0	11,678
SPDR SER TR	PRTFLO S&P500 HI	78468R788	421,768	9,239	SH		SOLE		0	0	9,239
SPDR SER TR	PORTFOLIO S&P500	78464A854	588,306	8,714	SH		SOLE		0	0	8,714
SPDR SER TR	PORTFOLIO S&P400	78464A847	267,021	4,883	SH		SOLE		0	0	4,883
STARBUCKS CORP	COM	855244109	219,639	2,253	SH		SOLE		0	0	2,253
TARGET CORP	COM	87612E106	308,136	1,977	SH		SOLE		0	0	1,977
TESLA INC	COM	88160R101	509,394	1,947	SH		SOLE		0	0	1,947
TEXAS INSTRS INC	COM	882508104	476,350	2,306	SH		SOLE		0	0	2,306
TOLL BROTHERS INC	COM	889478103	304,560	1,971	SH		SOLE		0	0	1,971
TRANE TECHNOLOGIES PLC	SHS	G8994E103	505,349	1,300	SH		SOLE		0	0	1,300
TRAVELERS COMPANIES INC	COM	89417E109	230,842	986	SH		SOLE		0	0	986
UBER TECHNOLOGIES INC	COM	90353T100	249,381	3,318	SH		SOLE		0	0	3,318
UNION PAC CORP	COM	907818108	210,129	853	SH		SOLE		0	0	853
UNITED PARCEL SERVICE INC	CL B	911312106	3,044,609	22,331	SH		SOLE		0	0	22,331
UNITEDHEALTH GROUP INC	COM	91324P102	1,249,469	2,137	SH		SOLE		0	0	2,137
VALERO ENERGY CORP	COM	91913Y100	425,074	3,148	SH		SOLE		0	0	3,148
VANECK ETF TRUST	MRNGSTR WDE MOAT	92189F643	791,112	8,160	SH		SOLE		0	0	8,160
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	1,866,094	7,603	SH		SOLE		0	0	7,603
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	540,467	4,996	SH		SOLE		0	0	4,996
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	4,247,119	54,193	SH		SOLE		0	0	54,193
VANGUARD BD INDEX FDS	LONG TERM BOND	921937793	4,031,963	53,638	SH		SOLE		0	0	53,638
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	795,508	10,591	SH		SOLE		0	0	10,591
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	8,798,835	111,816	SH		SOLE		0	0	111,816
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	9,115,904	181,303	SH		SOLE		0	0	181,303
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	655,416	2,315	SH		SOLE		0	0	2,315
VANGUARD INDEX FDS	SMALL CP ETF	922908751	6,227,442	26,253	SH		SOLE		0	0	26,253
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	606,180	6,222	SH		SOLE		0	0	6,222
VANGUARD INDEX FDS	GROWTH ETF	922908736	22,321,819	58,140	SH		SOLE		0	0	58,140
VANGUARD INDEX FDS	VALUE ETF	922908744	16,781,241	96,129	SH		SOLE		0	0	96,129
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	445,794	1,831	SH		SOLE		0	0	1,831
VANGUARD INDEX FDS	MID CAP ETF	922908629	820,345	3,109	SH		SOLE		0	0	3,109
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	4,135,779	7,838	SH		SOLE		0	0	7,838
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	8,407,090	175,697	SH		SOLE		0	0	175,697
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	6,644,837	134,756	SH		SOLE		0	0	134,756
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	264,904	5,182	SH		SOLE		0	0	5,182
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	351,656	4,199	SH		SOLE		0	0	4,199
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	4,121,561	87,303	SH		SOLE		0	0	87,303
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	1,215,310	15,302	SH		SOLE		0	0	15,302
VANGUARD SCOTTSDALE FDS	VNG RUS1000GRW	92206C680	579,506	6,004	SH		SOLE		0	0	6,004
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	1,129,932	5,705	SH		SOLE		0	0	5,705
VANGUARD STAR FDS	VG TL INTL STK F	921909768	353,804	5,465	SH		SOLE		0	0	5,465
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	23,507,334	445,130	SH		SOLE		0	0	445,130
VANGUARD WELLINGTON FD	US VALUE FACTR	921935805	1,548,818	12,849	SH		SOLE		0	0	12,849
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	4,374,384	34,122	SH		SOLE		0	0	34,122
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	391,434	4,434	SH		SOLE		0	0	4,434
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	493,456	6,721	SH		SOLE		0	0	6,721
VANGUARD WORLD FD	UTILITIES ETF	92204A876	1,412,337	8,115	SH		SOLE		0	0	8,115
VANGUARD WORLD FD	INF TECH ETF	92204A702	1,172,099	1,998	SH		SOLE		0	0	1,998
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	309,490	1,097	SH		SOLE		0	0	1,097
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	1,952,489	6,065	SH		SOLE		0	0	6,065
VERIZON COMMUNICATIONS INC	COM	92343V104	501,354	11,164	SH		SOLE		0	0	11,164
VERTIV HOLDINGS CO	COM CL A	92537N108	525,506	5,282	SH		SOLE		0	0	5,282
VICTORY PORTFOLIOS II	CORE INTERMEDIAT	92647N527	561,619	11,717	SH		SOLE		0	0	11,717
VICTORY PORTFOLIOS II	VICTORYSHS US	92647N691	1,444,866	29,742	SH		SOLE		0	0	29,742
VISA INC	COM CL A	92826C839	1,803,214	6,558	SH		SOLE		0	0	6,558
WALMART INC	COM	931142103	563,377	6,977	SH		SOLE		0	0	6,977
WISDOMTREE TR	EUROPE SMCP DV	97717W869	516,954	8,141	SH		SOLE		0	0	8,141
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	607,454	11,312	SH		SOLE		0	0	11,312
WORLD GOLD TR	SPDR GLD MINIS	98149E303	498,050	9,554	SH		SOLE		0	0	9,554
WP CAREY INC	COM	92936U109	276,924	4,445	SH		SOLE		0	0	4,445