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New words:
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Exhibit 12
AMERICAN GENERAL FINANCE CORPORATION AND SUBSIDIARIES
Computation of Ratio of Earnings to Fixed Charges
(Unaudited)
Three Months Ended March 31, |
|
|
(dollars in thousands) | 2008 | 2007 |
Earnings: Loss before credit for income taxes | $ (47,371) | $ (46,868) |
Interest expense | 306,235 | 297,666 |
Implicit interest in rents | 5,558 | 5,367 |
Total earnings | $264,422 | $256,165 |
Fixed charges: Interest expense | $306,235 | $297,666 |
Implicit interest in rents | 5,558 | 5,367 |
Total fixed charges | $311,793 | $303,033 |
Ratio of earnings to fixed charges | 0.85 | 0.85 |
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