Baylake (BYLK) 10-K 27 Feb 15 2014 FY Annual report Financial data

Document_And_Entity_Informatio

Document And Entity Information (USD $)	12 Months Ended
In Millions, except Share data, unless otherwise specified	Dec. 31, 2014	Feb. 27, 2015	Jun. 30, 2014
Document And Entity Information [Abstract]
Document Type	10-K
Amendment Flag	FALSE
Document Period End Date	31-Dec-14
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2014
Entity Registrant Name	BAYLAKE CORP
Entity Central Index Key	275119
Current Fiscal Year End Date	-19
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		9,124,821
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Public Float			$86.31

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS
Cash and due from financial institutions	$60,189	$76,179
Federal funds sold	1,176	63
Securities held to maturity, at amortized cost	25,612	10,275
Securities available for sale, at fair value	182,912	220,608
Loans held for sale	1,290	1,360
Loans, net of allowance of $7,051 and $7,658 at December 31, 2014 and 2013, respectively	672,306	610,302
Cash surrender value of life insurance	23,587	23,401
Premises and equipment, net	20,206	19,714
Premises and equipment held for sale	844	844
Federal Home Loan Bank stock	4,238	3,598
Other real estate owned, net	4,266	6,298
Goodwill	7,222	6,641
Deferred income taxes, net	4,707	6,636
Accrued interest receivable	2,559	2,506
Other assets	10,509	8,351
Total Assets	1,021,623	996,776
LIABILITIES AND STOCKHOLDERS' EQUITY
Noninterest-bearing	153,113	127,940
Interest-bearing	612,429	616,272
Total Deposits	765,542	744,212
Federal Home Loan Bank advances	60,455	66,700
Repurchase agreements	64,869	58,448
Subordinated debentures	16,100	16,100
Convertible promissory notes	1,650	9,400
Accrued expenses and other liabilities	7,503	8,035
Total Liabilities	916,119	902,895
Commitments and Contingencies - Note 15
Common stock, $5 par value, authorized 50,000,000 shares; Issued-9,777,834 shares and 8,194,010 shares at December 31, 2014 and 2013, Outstanding-9,054,821 shares and 7,809,997 shares at December 31, 2014 and 2013, respectively	48,889	40,970
Additional paid-in capital	12,654	12,371
Retained earnings	51,123	44,719
Treasury stock 723,013 shares and 384,013 shares at December 31, 2014 and 2013, respectively	-9,497	-5,256
Accumulated other comprehensive income	2,335	1,077
Total Stockholders' Equity	105,504	93,881
Total Liabilities and Stockholders' Equity	$1,021,623	$996,776

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Consolidated Balance Sheets [Abstract]
Loans, allowance	$7,051	$7,658
Common stock, par value	$5	$5
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	9,777,834	8,194,010
Common stock, shares outstanding	9,054,821	7,809,997
Treasury stock, shares	723,013	384,013

Consolidated_Statements_Of_Ope

Consolidated Statements Of Operations (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
INTEREST AND DIVIDEND INCOME
Loans, including fees	$28,135	$28,236	$31,123
Taxable securities	5,035	4,928	6,442
Tax exempt securities	1,497	1,488	1,490
Federal funds sold	76	88	131
Total Interest and Dividend Income	34,743	34,740	39,186
INTEREST EXPENSE
Deposits	1,589	2,492	4,469
Repurchase agreements	98	78	61
Federal Home Loan Bank advances and other debt	755	728	949
Subordinated debentures	259	266	297
Convertible promissory notes	612	976	979
Total Interest Expense	3,313	4,540	6,755
Net interest income before provision for loan losses	31,430	30,200	32,431
Provision for loan losses		1,400	5,425
Net interest income after provision for loan losses	31,430	28,800	27,006
NONINTEREST INCOME
Fees from fiduciary activities	1,044	1,062	1,007
Fees from loan servicing	584	591	598
Fees from financial services to customers	1,153	1,220	897
Fees for other services to customers	3,620	3,404	3,725
Net gain on sale of loans	648	1,414	2,386
Net change in valuation of mortgage servicing rights	-205	-96	-193
Net realized gain on sale of securities	446	574	2,188
Net gains (losses) on sale of premises and equipment	1	-3	582
Net gain on sale of branches and dposits		122	826
Increase in cash surrender value of life insurance	382	340	366
Income in equity of UFS subsidiary	1,208	936	675
Other income (losses)	186	266	766
Total Noninterest Income	9,067	9,830	13,823
NONINTEREST EXPENSE
Salaries and employee benefits	16,557	16,551	17,016
Occupancy expense	2,137	1,938	2,259
Equipment expense	1,351	1,190	1,137
Data processing and courier expense	861	854	904
FDIC insurance expense	604	699	1,396
Operation of other real estate	1,009	969	3,846
Loan and collection expense	37	224	519
Other outside services	1,148	878	817
Audit and legal expense	808	708	546
Costs relating to subsidiary tax strategy implimentation	661
Other operating expenses	3,149	3,291	3,264
Total Noninterest Expense	28,322	27,302	31,704
Income before provision for income taxes	12,175	11,328	9,125
Provision for income taxes	3,252	3,319	1,483
Net Income	$8,923	$8,009	$7,642
Basic earnings per share	$1.07	$1.01	$0.96
Diluted earnings per share	$0.97	$0.87	$0.84
Cash dividends paid per share	$0.30	$0.22	$0.08

Consolidated_Statements_Of_Com

Consolidated Statements Of Comprehensive Income (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Consolidated Statement Of Comprehensive Income [Abstract]
Net Income	$8,923	$8,009	$7,642
Other comprehensive income (losses), net of tax
Net unrealized holding gains (losses) arising during the period	2,516	-6,351	4,636
Less: reclassification adjustment for gains included in net income	-446	-574	-2,188
Tax effect	-812	2,741	-968
Other comprehensive income (loss)	1,258	-4,184	1,480
Comprehensive income (loss)	$10,181	$3,825	$9,122

Consolidated_Statements_Of_Cha

Consolidated Statements Of Changes In Stockholders' Equity (USD $)	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income [Member]	Total
In Thousands, except Share data
Balance at Dec. 31, 2011	$40,662	$12,066	$31,441	($3,549)	$3,781	$84,401
Balance, Shares at Dec. 31, 2011	7,911,539
Net income			7,642			7,642
Net changes in unrealized gains on securities available for sale					4,636	4,636
Reclassification adjustment for net gains realized in income					-2,188	-2,188
Tax effect					-968	-968
Comprehensive income (loss)						9,122
Stock based compensation expense recognized, net		193				193
Vesting of RSUs, Amount	75	-75
Vesting of RSUs, Shares	14,919
Tax benefit from vesting of RSUs		13				13
Exercise of stock options, Amount	5	-1				4
Exercise of stock options, Shares	889					889
Forfeiture of stock options/RSUs not exercised		-4				-4
Conversion of debentures, Amount	50					50
Conversion of debentures, Shares	10,000
Cash dividends			-635			-635
Balance at Dec. 31, 2012	40,792	12,192	38,448	-3,549	5,261	93,144
Balance, Shares at Dec. 31, 2012	7,937,347
Net income			8,009			8,009
Net changes in unrealized gains on securities available for sale					-6,351	-6,351
Reclassification adjustment for net gains realized in income					-574	-574
Tax effect					2,741	2,741
Comprehensive income (loss)						3,825
Purchase of treasury stock, Amount				-1,707		-1,707
Purchase of treasury stock, Shares	-163,000
Stock based compensation expense recognized, net		292				292
Vesting of RSUs, Amount	143	-143
Vesting of RSUs, Shares	28,679
Tax benefit from vesting of RSUs		47				47
Exercise of stock options, Amount	35	-4				31
Exercise of stock options, Shares	6,971					-6,971
Tax benefit from exercise of stock options/RSUs		-8				-8
Forfeiture of stock options/RSUs not exercised		-13				-13
Tax benefit (expense) from forfeiture of unexercised stock options/RSUs		-8				-8
Cash dividends			-1,738			-1,738
Balance at Dec. 31, 2013	40,970	12,371	44,719	-5,256	1,077	93,881
Balance, Shares at Dec. 31, 2013	7,809,997
Net income			8,923			8,923
Net changes in unrealized gains on securities available for sale					2,516	2,516
Reclassification adjustment for net gains realized in income					-446	-446
Tax effect					-812	-812
Comprehensive income (loss)						10,181
Purchase of treasury stock, Amount				-4,241		-4,241
Purchase of treasury stock, Shares	-339,000
Stock based compensation expense recognized, net		355				355
Vesting of RSUs, Amount	161	-161
Vesting of RSUs, Shares	32,267
Tax benefit from vesting of RSUs		92				92
Exercise of stock options, Amount	8	-1				7
Exercise of stock options, Shares	1,557					1,557
Tax benefit from exercise of stock options/RSUs		3				3
Forfeiture of stock options/RSUs not exercised		-7				-7
Tax benefit (expense) from forfeiture of unexercised stock options/RSUs		2				2
Conversion of debentures, Amount	-7,750					-7,750
Conversion of debentures, Shares	1,550,000
Cash dividends			-2,519			-2,519
Balance at Dec. 31, 2014	$48,889	$12,654	$51,123	($9,497)	$2,335	$105,504
Balance, Shares at Dec. 31, 2014	9,054,821

Consolidated_Statements_Of_Cha1

Consolidated Statements Of Changes In Stockholders' Equity (Parenthetical) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Consolidated Statement Of Changes In Stockholders' Equity And Comprehensive Income [Abstract]
Cash dividends, per share	$0.30	$0.22	$0.08

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Reconciliation of net income to net cash provided by operating activities:
Net Income	$8,923	$8,009	$7,642
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	1,318	1,297	1,295
Amortization of debt issuance costs	26	36	36
Amortization of core deposit intangible	21
Provision for loan losses		1,400	5,425
Loss on transfer of bank facilities to other real estate		268
Net amortization of premium/discount on securities	1,531	2,402	2,721
Increase in cash surrender value of life insurance	-382	-340	-366
Net gain on life insurance death benefit			-501
Net realized gain on sale of securities	-446	-574	-2,188
Net gain on sale of loans	-648	-1,414	-2,386
Net gain on sale of branches		-122	-826
Proceeds from sale of loans held for sale	31,442	69,364	118,988
Origination of loans held for sale	-30,804	-68,641	-116,025
Change in valuation of mortgage servicing rights, net of payments and payoffs	205	96	193
Recovery of deferred tax asset previously written off			-658
Provision for valuation allowance on foreclosed properties	730	946	3,284
Net (gains) losses on sale of premises and equipment	-1	3	-582
Net gain on disposals of other real estate owned	-19	-202	-194
Provision for deferred income tax expense	1,117	2,463	477
Stock-based compensation expense	355	292	193
Forfeiture of options not exercised and RSUs not vested	-7	-13
Tax benefit from exercise/forfeiture of options	5	0	0
Income in equity of UFS subsidiary	-1,208	-936	-675
Changes in assets and liabilities:
Return of prepaid FDIC assessment		358
Accrued income taxes	-3,911	1,441	1,332
Accrued interest receivable and other assets	-542	287	-1,425
Income tax payments (refunds)	2,977	-316
Payment to reduce LOC valuation allowance			-1,995
Accrued expenses and other liabilities	-587	291	602
Net cash provided by operating activities	10,095	16,395	14,367
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from sale of securities available for sale	15,879	6,406	51,431
Principal payments on securities available for sale	27,984	48,034	64,188
Purchase of securities held to maturity	-15,456	-10,275
Purchase of securities available for sale	-5,063	-41,782	-71,393
Proceeds from FHLB stock redemption			3,194
Purchase of FHLB stock	-640
Proceeds from sale of other real estate owned	2,525	5,040	8,040
Proceeds from sale of premises and equipment	82	7	855
Proceeds from life insurance death benefit	196		870
Loan originations and payments, net	-63,205	-26,371	-17,656
Additions to premises and equipment	-941	-816	-1,278
Net change in federal funds sold	-1,113	955	-505
Dividend from UFS Subsidiary	417	433	1,659
Net cash provided by purchase of branch	12,086		-26,674
Net cash provided by (used in) investing activities	-27,249	-18,369	12,731
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in deposits	7,649	-61,681	6,008
Net change in repurchase agreements	6,421	6,880	5,153
Repayments on Federal Home Loan Bank advances	-82,545	-15,000	-15,000
Proceeds from Federal Home Loan Bank advances	76,300	41,700
Tax benefit from vesting of restricted stock units	92	47	13
Proceeds from exercise of stock options	7	31	4
Purchase of treasury stock	-4,241	-1,707
Cash dividends paid	-2,519	-1,738	-635
Net cash used in financing activities	1,164	-31,468	-4,457
Net change in cash	-15,990	-33,442	22,641
Beginning cash	76,179	109,621	86,980
Ending cash	60,189	76,179	109,621
Supplemental cash flow information:
Interest paid	3,578	4,758	7,125
Income taxes paid (refunded), net	2,977	-316	-2,400
Supplemental noncash disclosure:
Transfers from loans to other real estate owned	1,204	1,037	9,487
Transfers from premises and equipment to other real estate owned		509
Transfers from real estate held for sale to other real estate owned		60
Mortgage servicing rights resulting from sale of loans	79	224	398
Conversion of debentures to equity	$7,750		($50)

Nature_Of_Business_And_Summary

Nature Of Business And Summary Of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2014
Nature Of Business And Summary Of Significant Accounting Policies [Abstract]
Nature Of Business And Summary Of Significant Accounting Policies	NOTE 1 - NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	The consolidated financial statements of Baylake Corp. (the “Company”) include the accounts of the Company, its wholly owned subsidiaries Baylake Bank (the “Bank”) and Admiral Asset Management, Inc. (“Admiral”), and the Bank’s wholly owned subsidiaries: Bay  Lake Investments, Inc. and Baylake Insurance Agency, Inc. During the third quarter of 2012, operations of Baylake Insurance Agency were discontinued and the book of business was sold to a third party. No cash proceeds were received in the transaction; however the Bank will receive future commissions for a three-year period based on insurance renewals on the sold book of business. In the fourth quarter of 2013, the Company capitalized Admiral, a wholly-owned registered investment advisor subsidiary to provide brokerage services in addition to those offered by the Bank and investment advisory services to customers. All significant intercompany items and transactions have been eliminated.  Management has evaluated the impact of all subsequent events and determined that all subsequent events have been appropriately recognized and disclosed in the accompanying consolidated financial statements through the date of this report.
	Through the third quarter of 2014, the Bank owned a 49.8% interest (500 shares) in United Financial Services, Incorporated (“UFS Inc.”), a data processing service and e-banking entity.  During the third quarter of 2014, a tax strategy reorganization of UFS Inc. was launched with the intent of providing a more favorable tax structure to UFS Inc. and its shareholders.  This transaction was completed in the fourth quarter of 2014.  As part of the reorganization, UFS, LLC  was formed.  Collectively, UFS Inc. and UFS, LLC are referred to as United Financial Services (“UFS”).  UFS Inc. owns a 50.2% interest in UFS, LLC.  Under the new structure, the Bank owns a 49.8% indirect interest in UFS, LLC, through its 99.2% ownership  (500 shares) of UFS Inc.  As part of the transaction, the Bank paid $661 to UFS, LLC’s other 49.8% shareholder as reimbursement for the disproportionate share of tax obligations borne by that shareholder resulting from the overall restructuring transaction.  The Bank’s payment was non-deductible for tax purposes.  Partially offsetting this expense was a $584 reversal of a previously recorded deferred tax liability related to UFS Inc.  Other costs incurred in the transaction included $146 of professional fees.
	In addition to the ownership interest, UFS LLC, UFS Inc. and the Bank have a common member on each of their respective Boards of Directors.  The investment in UFS Inc. is carried under the equity method of accounting and the Bank’s pro rata share of UFS Inc.’s income is included in noninterest income.  Income in equity of UFS recognized by the Bank was $1,208,  $936, and $675 for the years ended 2014, 2013, and 2012, respectively.  Amounts paid to UFS for data processing services by the Bank were $1,208,  $937, and $1,014 in 2014, 2013, and 2012, respectively.  At December 31, 2014, the Bank had a  loan of $2,978 to UFS.  There were no loans between the Bank and UFS at December 31, 2013.  The carrying value of the Bank’s investment in UFS was $4,640 and $3,894 at December 31, 2014 and December 31, 2013, respectively.  The current book value of UFS is approximately $9,279 per share as of December 31, 2014.
	The Bank makes commercial, mortgage, and installment loans to customers substantially all of whom are located in Door, Brown, Kewaunee and Outagamie Counties of Wisconsin as well as participates in national lending credits. Although the Bank has a diversified portfolio, a substantial portion of its debtors’ ability to honor their contracts is dependent upon the economic condition of the local tourism/recreation businesses, as well as the industrial, commercial and agricultural industries.
	On February 7, 2014, the Bank purchased a branch location in Appleton, Wisconsin. The transaction included deposits of $13,681 and related overdraft loans of $3 as well as $950 of fixed assets. The transaction resulted in $112 of core deposit intangible.
	On January 7, 2015, the Bank announced its plans to close one of its branch locations in Brown County, Wisconsin. Customer deposits and loans will be serviced by other Bank locations and staff will be relocated to other branches. The Bank anticipates using the facility in future operations and therefore the property has not been transferred to other real estate.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)
	Use of Estimates: To prepare financial statements in conformity with accounting principles generally accepted in the United States of America (“U.S. GAAP”), management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the consolidated financial statements and the disclosures provided, and actual results could differ. The allowance for loan losses, value of foreclosed properties, other than temporary impairment of securities, income tax expense, and fair values of financial instruments are particularly subject to change.
	Cash and Cash Equivalents: Cash and cash equivalents include cash and deposits with other financial institutions. Balances over $250 in those institutions are not insured by the FDIC and therefore pose a potential risk in the event the institution were to fail.  As of December 31, 2014, uninsured deposits totaled $130,822.
	Securities: Securities are classified as held to maturity or available for sale at the time of purchase. Investment securities classified as held to maturity, which management has the intent and ability to hold to maturity, are reported at amortized cost, adjusted for amortization of premiums and accretion of discounts, using a method that approximates level yield. Investment securities classified as available for sale, which management has the intent and ability to hold for an indefinite period of time, but not necessarily to maturity, are carried at fair value, with unrealized gains and losses, net of related deferred income taxes, included in stockholders’ equity as a separate component of other comprehensive income. Premiums and discounts are amortized or accreted into interest income over the estimated life (earlier of call date, maturity, or estimated life) of the related security, using a prospective method that approximates level yield. Any decision to sell investment securities available for sale would be based on various factors, including, but not limited to, asset/liability management strategies, changes in interest rates or prepayment risks, liquidity needs, or regulatory capital considerations. Gains and losses on sales are recorded on the trade date and determined using the specific identification method.
	Declines in the fair value of securities below their cost that are other-than-temporary due to credit issues are reflected as “Other than temporary impairment of securities” in the statement of operations. In estimating other-than-temporary losses, management considers: (1) the length of time and extent that fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the Company’s ability and intent to hold the security for a period sufficient to allow for any anticipated recovery in fair value. The difference between the present values of the cash flows expected to be collected and the amortized cost basis is the credit loss.  The credit loss is the portion of the other-than-temporary impairment that is recognized in earnings and is a reduction to the cost basis of the security.  The portion of other-than-temporary impairment related to all other factors is included in other comprehensive income (loss).
	Federal Home Loan Bank (“FHLB”) stock: The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on expected ultimate recovery of par value.   The determination of whether a decline affects the ultimate recovery is influenced by criteria such as: 1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount and length of time a decline has persisted; 2) impact of legislative and regulatory changes on the FHLB and 3) the liquidity position of the FHLB.  Both cash and stock dividends are reported as income.
	Loans Held for Sale: Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or market, as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)
	Mortgage loans held for sale may be sold with servicing rights retained. The carrying value of mortgage loans sold with servicing rights retained is reduced by the amount allocated to the servicing right at the time of sale. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold.
	Loans: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of deferred loan fees and costs, and an allowance for loan losses. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments.
	Interest income on loans is discontinued at the time the loan is 90 days delinquent. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful.  All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
	Restructured Loans:  Restructured loans involve the granting of some concession to the borrower involving a loan modification, such as payment schedule changes, interest rate reductions, or principal charge-offs.  A troubled debt restructuring (“TDR”) includes a loan modification where a borrower is experiencing financial difficulty and a concession is granted to that borrower that would not otherwise be considered but for the borrower’s financial difficulties.  A TDR may be accrual or nonaccrual status based upon the performance of the borrower and management’s assessment of collectability. A TDR on nonaccrual is returned to accrual after performing in accordance with the modified terms for a sufficient period, generally six months. A loan that is modified at a market rate of interest may no longer be classified as a TDR in the calendar year subsequent to the restructuring if it is in compliance with the modified terms.
	Allowance for Loan Losses:  The allowance for loan losses (“ALL”) represents management’s estimate of probable and inherent credit losses in the loan portfolio. Estimating the amount of the ALL requires the exercise of significant judgment and the use of estimates related to the amount and timing of expected future cash flows on impaired loans, estimated losses on pools of homogeneous loans based on historical loss experience, and consideration of other qualitative factors such as current economic trends and conditions, all of which may be susceptible to significant change. The loan portfolio also represents the largest asset on the consolidated balance sheet. Loan losses are charged off against the ALL, while recoveries of amounts previously charged off are credited to the ALL. A provision for loan losses (“PFLL”) is charged to operations based on management’s periodic evaluation of the factors previously mentioned, as well as other pertinent factors.
	The ALL consists of specific reserves on certain impaired loans and general reserves for non-impaired loans.  Specific reserves reflect estimated losses based on regular analyses of all impaired non-homogenous loans. These analyses involve a high degree of judgment in estimating the amount of loss associated with specific loans, including estimating the amount and timing of future cash flows and collateral values. The general reserve is based on the Bank’s historical loss experience which is updated quarterly. The general reserve portion of the ALL also includes consideration of certain qualitative factors such as 1) changes in the nature, volume and terms of loans, 2) changes in lending personnel, 3) changes in the quality of the loan review function, 4) changes in nature and volume of past-due, nonaccrual and/or classified loans, 5) changes in concentration of credit risk, 6) changes in economic and industry conditions, 7) changes in legal and regulatory requirements, 8) unemployment and inflation statistics, and 9) changes in underlying collateral values.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)
	There are many factors affecting the ALL; some are quantitative while others require qualitative judgment. The process for determining the ALL (which management believes adequately considers potential factors which might possibly result in credit losses) includes subjective elements and, therefore, may be susceptible to significant change. To the extent actual outcomes differ from management estimates, additional PFLL could be required that could adversely affect the earnings or financial position in future periods. Allocations of the ALL may be made for specific loans but the entire ALL is available for any loan that, in management’s judgment, should be charged-off or for which an actual loss is realized. As an integral part of their examination process, various regulatory agencies review the ALL as well. Such agencies may require that changes in the ALL be recognized when such regulators’ credit evaluations differ from those of management based on information available to the regulators at the time of their examinations.
	Mortgage Servicing Rights: Mortgage servicing rights are recognized separately when they arise through sales of loans with servicing retained. Mortgage servicing rights are initially recorded at fair value with the offsetting effect recorded as a reduction to gain/loss on sale of loans.  Changes in fair value are included in “net change in valuation of mortgage servicing rights” in the consolidated statements of operations. Subsequent to origination, under the fair value measurement method, the Company measures fair value based on market prices for comparable servicing contracts, when available, or alternatively, based on a valuation model that calculates the present value of estimated future net servicing income.   The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, prepayment speeds and default rates and losses.  The Company compares the valuation model inputs and results to published industry data in order to validate the model results and assumptions.  Changes in fair value are included in fees from loan servicing on the consolidated statement of operations in the period in which the change occurs.  The fair values of mortgage servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses.  Mortgage servicing rights are included in “other assets” on the consolidated balance sheets.
	Loan servicing fee income earned for servicing loans is based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned.  Loan servicing fees totaled $584, $591, and $598 for the years ended December 31, 2014, 2013, and 2012, respectively.  Late fees and ancillary fees related to loan servicing are not material.
	Bank Owned Life Insurance: The Company has purchased life insurance policies on certain key executives. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the net cash surrender value.
	Transfers of Financial Assets: Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
	Other Real Estate Owned Properties: Assets acquired through or instead of loan foreclosure or bank facilities no longer in use are initially recorded at fair value, less estimated costs to sell, establishing a new cost basis. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Costs incurred after acquisition are expensed.  These costs include management fees, operating expenses, and valuation write-downs.
	Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging from 5 to 40 years. Furniture, fixtures, and equipment are depreciated using the straight-line (or accelerated) method with useful lives ranging from 3 to 12 years.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)
	Rabbi Trust:  During 2011, the Company established a Rabbi Trust to hold proceeds from the surrender of life insurance policies.  The assets of the Rabbi trust are invested in investment choices identical to the investments selected by eligible participants in the Company’s Supplemental Executive Retirement Plan (“SERP”).  This provides an economic hedge to the Company’s liability under the SERP. The Rabbi Trust remains in effect at December 31, 2014 and is included with other assets in the consolidated balance sheet.
	Goodwill: Goodwill results from business acquisitions and represents the excess of the purchase price over the fair value of acquired tangible assets.  The goodwill recorded represents the excess of market value over book value.  The Company’s operations are managed and financial performance is evaluated on a company-wide basis.  All of the financial services operations are considered by Management to be aggregated as one reportable segment.
	During the first quarter of 2014, goodwill increased $0.6 million due to the acquisition of a branch operation and facility in Outagamie County, Wisconsin.
	During 2014 and 2013, the Company, with the assistance of a third party valuation firm, determined an estimated cash fair value of the Company’s common stock. Consideration was given to the nature and history of the Company, the competitive and economic outlook for the trade area and for the banking industry in general, the book value and financial condition of the Company, the future earnings and dividend paying capacity, the size of the block valued, and the prevailing market prices of bank stocks.  The following valuation methodologies were considered: 1) net asset   value   –  defined  as  the  net  worth  of  the  Company,   2)  market  value  –  defined  as  the  price  at  which knowledgeable buyers and sellers would agree to buy and sell the Company’s common stock, and 3) investment value – defined as an estimate of the present value of the future benefits, usually earnings, cash flow, or dividends, that will accrue to the Company’s common stock.  When consideration was given to the three valuation methodologies, as well as all other relevant valuation variables and factors, the fully-diluted cash fair value range of the Company’s common shares was considered to be in excess of the book value.  Since the valuation ranges obtained from that firm exceeded the carrying value including goodwill, step one of the impairment test established under U.S. GAAP was met and, therefore, no goodwill impairment was recognized.  If the carrying amount would have exceeded fair value, the Company would have performed the second step to measure the amount of impairment loss.  Based on the valuation obtained as of September 30, 2014, the valuation exceeded the carrying value by a range of 51% to 61%.  As of December 31, 2014, there are no conditions that would require goodwill impairment to be reevaluated.
	Long-Term Assets:  Premises and equipment, and other long-term assets are reviewed for impairment when events indicate that their carrying amount may not be recoverable from future undiscounted cash flows.  If impaired, the assets are recorded at fair value.  Management has determined that such assets have not been impaired as of December 31, 2014 and 2013.
	Loan Commitments and Related Financial Instruments: Financial instruments include off-balance-sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Instruments, such as standby letters of credit, that are considered financial guarantees in accordance with accounting guidance are recorded at fair value.
	Trust Fee Income: The Company provides trust services to customers and in return charges fees using terms customary in its industry, including charging fees based on the agreed-upon percentages of assets managed or as otherwise specified in the underlying agreements. Income from trust services is recognized when the services are provided and included as “fees from fiduciary activities” in the consolidated statements of operations.
	Advertising Expense: The Company expenses all advertising costs as they are incurred. Total advertising costs for the years ended December 31, 2014, 2013 and 2012 were $204, $246 and $264, respectively.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands, except per share data
	NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)
	Earnings Per Common Share: Basic earnings per common share is net income or loss divided by the weighted average number of common shares outstanding during the period. Diluted earnings per common share include the dilutive effect of additional potential common shares issuable under stock options, stock awards, and convertible promissory notes.
	Loss Contingencies: Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.
	Restrictions on Cash: Cash on hand or on deposit with the Federal Reserve Bank of Chicago (“Reserve Bank”) of $1,652 and $1,412 was required to meet regulatory reserve requirements as of December 31, 2014 and 2013, respectively. These balances earn interest. During 2012, the Reserve Bank eliminated balances previously required to be maintained to meet clearing requirements.
	Dividend Reinvestment Plan: The Company administers a dividend reinvestment plan (“DRIP”), whereby the Company allocates applicable dividends to acquire, on the participant’s behalf, shares of the Company’s common stock. During 2014, total cash dividends of $2,519 were declared and paid by the Company. Of this amount, $351 was allocated to the DRIP and was used to purchase 27,337 shares in the open market at a weighted average price of $12.90 per share, to fulfill the DRIP plan requirements. No shares were issued by the Company during 2014 in administration of the DRIP.
	During 2013, 24,398 shares were purchased in the open market at a weighted average price of $10.69 per share to fulfill the DRIP plan requirements for a total of $261 in dividends.
Operating Segments: While the chief decision makers monitor the revenue streams of the various products and services, the identifiable segments are not material and operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
Stock-based Compensation:  The Company accounts for equity awards by recognizing compensation expense related to the stock-based equity awards over the vesting period.  See Note 18 for information on stock-based compensation.
Income Taxes: Deferred income taxes are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases.  Deferred tax assets and liabilities are measured using enacted tax rates that will apply to taxable income in the years in which those temporary differences are expected to be recovered or settled.  The effect on deferred income tax assets and liabilities of a change in tax rates is recognized as income or expense in the period that includes the enactment date.  See Note 16 for details on the Company’s income taxes.
A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax estimation presumed to occur.  The amount recognized is the largest amount of tax benefit that is greater than 50% likely to be realized on examination.  For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.
BAYLAKE CORP.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2014, 2013 and 2012
(Dollar amounts in thousands)
NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)
The Company regularly reviews the carrying amount of its deferred income tax assets to determine if the establishment of a valuation allowance is necessary.  If based on the available evidence it is more likely than not that all or a portion of the Company’s deferred income tax assets will not be realized in future periods, a deferred income tax valuation allowance would be established.  Consideration is given to various positive and negative factors that could affect the realization of the deferred income tax assets. In evaluating this available evidence, management considers, among other things, historical financial performance, expectation of future earnings, the ability to carry back losses to recoup taxes previously paid, length of statutory carry forward periods, experience with operating loss and tax credit carry forwards not expiring unused, tax planning strategies and timing of reversals of temporary differences.  Significant judgment is required in assessing future earning trends and the timing of reversals of temporary differences.  The Company’s evaluation is based on current tax laws as well as management’s expectations of future performance. During the fourth quarter of 2012, it was determined that a valuation allowance of $658 previously established against a deferred tax receivable relating to the Company was no longer necessary. The valuation allowance was reversed into 2012 net income as a reduction of that year’s income tax expense.
The Company is subject to the income tax laws of the U.S., its states and municipalities.  These tax laws are complex and subject to different interpretations by the taxpayer and the relevant governmental taxing authorities.  The accounting guidance for income taxes prescribes a comprehensive model for how companies should recognize, measure, present, and disclose in their financial statements uncertain tax positions taken or expected to be taken on a tax return.  Under the guidance, tax positions shall initially be recognized in the financial statements when it is more likely than not the position will be sustained upon the examination by the tax authorities.  Such tax positions shall initially and subsequently be measured as the largest amount of tax benefit that is greater than 50% likely to be realized upon ultimate settlement with the tax authority assuming full knowledge of the position and all relevant facts.  Interest and penalties related to income tax expense are recorded as income tax expense, net of federal and state tax benefit, when the amounts can reasonably be determined.
Reclassifications:  Certain items previously reported were reclassified to conform to the current presentation.
Recent Accounting Pronouncements:
In January 2015, the Financial Accounting Standards Board (“FASB”) issued Accounting Standard Update (“ASU”) No. 2015-01 Income Statement - Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items. The amendment eliminates from U.S. GAAP the concept of extraordinary items. Subtopic 225-20, Income Statement – Extraordinary and Unusual Items, required that an entity separately classify, present, and disclose extraordinary events and transactions. Presently, an event or transaction is presumed to be an ordinary and usual activity of the reporting entity unless evidence clearly supports its classification as an extraordinary item. If an event or transaction meets the criteria for extraordinary classification, an entity is required to segregate the extraordinary item from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. The entity also is required to disclose applicable income taxes and either present or disclose earnings-per-share data applicable to the extraordinary item. This guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. A reporting entity may apply the amendments prospectively or retrospectively to all prior periods presented in the financial statements. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. The adoption of this guidance is not expected to have a significant impact on the consolidated financial condition, results of operations or liquidity of the Company.
BAYLAKE CORP.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2014, 2013 and 2012
(Dollar amounts in thousands)
NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)
In November 2014, the FASB issued ASU No. 2014-17, Business Combinations (Topic 805): Pushdown Accounting. The amendments in ASU 2014-17 provide an acquired entity with an option to apply pushdown accounting in its separate financial statements upon occurrence of an event in which an acquirer obtains control of the acquired entity. An acquired entity may elect the option to apply pushdown accounting in the reporting period in which the change-in-control event occurs. An acquired entity should determine whether to elect to apply pushdown accounting for each individual change-in-control event in which an acquirer obtains control of the acquired entity. If pushdown accounting is not applied in the reporting period in which the change-in-control event occurs, an acquired entity will have the option to elect to apply pushdown accounting in a subsequent reporting period to the acquired entity’s most recent change-in-control event. An election to apply pushdown accounting in a reporting period after the reporting period in which the change-in-control event occurred should be considered a change in accounting principle in accordance with Topic 250, Accounting Changes and Error Corrections. If pushdown accounting is applied to an individual change-in-control event, that election is irrevocable. This guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. The adoption of this guidance is not expected to have a significant impact on the consolidated financial condition, results of operations or liquidity of the Company.
In August 2014, the FASB issued ASU No. 2014-15, Presentation of Financial Statements – Going Concern (Subtopic 205-40). In connection with preparing financial statements for each annual and interim reporting periods, an entity’s management should evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the entity’s ability to continue as a going concern within one year after the date that the financial statements are issued (or within one year after the date that the financial statements are available to be issued when applicable). Management’s evaluation should be based on relevant conditions and events that are known and reasonably knowable at the date that the financial statements are issued (or at the date that the financial statements are available to be issued when applicable). The amendments in this update are effective for the annual period ending after December 15, 2016, and for annual periods and interim periods thereafter. The adoption of this guidance is not expected to have a significant impact on the consolidated financial condition, results of operations or liquidity of the Company.
In August 2014, the FASB issued ASU No. 2014-14, Receivables – Troubled Debt Restructuring by Creditors (Subtopic 310-40). The amendments in this update require that a mortgage loan be derecognized and that a separate other receivable be recognized upon foreclosure if the following conditions are met: (1) the loan has a government guarantee that is not separable from the loan before foreclosure. (2) at the time of foreclosure, the creditor has the intent to convey the real estate property to the guarantor and make a claim on the guarantee, and the creditor has the ability to recover under that claim and (3) at the time of foreclosure, any amount of the claim that is determined on the basis of the fair value of the real estate is fixed. Upon foreclosure, the separate other receivable should be measured based on the amount of the loan balance (principal and interest) expected to be recovered from the guarantor. The amendments in this update are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. The adoption of this guidance is not expected to have a significant impact on the consolidated financial condition, results of operations or liquidity of the Company.
In June 2014, the FASB issued ASU No. 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financing, and Disclosures. The amendments in this guidance require repurchase-to-maturity transactions to be accounted for as secured borrowings. The guidance for certain transactions accounted for as a sale, as well as new disclosures for repurchase agreements, securities lending transactions, and repurchase-to-maturity transactions accounted for as secured borrowings is effective prospectively, for annual and interim periods, beginning after December 15, 2014. The adoption of the guidance is not expected to have a significant impact on the consolidated financial condition, results of operations or liquidity of the Company.
BAYLAKE CORP.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2014, 2013 and 2012
(Dollar amounts in thousands)
NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)
In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606). Under the amended guidance, an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. This guidance is effective prospectively, for annual and interim periods, beginning after December 15, 2016. Management is currently evaluating this guidance and does not expect this guidance will have a significant impact on the consolidated financial condition, results of operations or liquidity of the Company.
In January 2014, the FASB issued ASU No. 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40) Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force). The amendments in ASU 2014-04 clarify when an in-substance repossession or foreclosure occurs — that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The new ASU requires a creditor to reclassify a collateralized consumer mortgage loan to real estate property upon obtaining legal title to the real estate collateral, or the borrower voluntarily conveying all interest in the real estate property to the lender to satisfy the loan through a deed in lieu of foreclosure or similar legal agreement. This ASU is effective for the Company beginning January 1, 2015. The provisions of this guidance are not expected to have a significant impact on the consolidated financial condition, results of operations or liquidity of the Company.

Fair_Value_Information

Fair Value Information	12 Months Ended
	Dec. 31, 2014
Fair Value Information [Abstract]
Fair Value Information	NOTE 2 – FAIR VALUE INFORMATION
	Accounting guidance establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The guidance describes three levels of inputs that may be used to measure fair value:
	Level 1:Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2:Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
	Level 3:Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input within the valuation hierarchy that is significant to the fair value measurement.
	A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input within the valuation hierarchy that is significant to the fair value measurement.
	The methods and assumptions used to estimate fair value are described below.
	Securities available for sale - the fair value of securities available for sale is determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs) or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs).  For other securities not able to be priced on matrix pricing, outside third parties are relied upon (Level 3 inputs).  One of the Company’s securities available for sale at December 31, 2014 and 2013 was measured using Level 3 inputs.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 2 – FAIR VALUE INFORMATION (Continued)
	Non-impaired loans and deposits - the fair value of fixed rate non-impaired loans and deposits and non-impaired variable rate loans and deposits with infrequent repricing or repricing limits, is based on discounted cash flows using current market rates applied to the estimated life and credit risk (Level 3 inputs). Fair value of loans held for sale is based on market quotes (Level 3 inputs).
	Impaired loans - the fair value of impaired loans is based on a review of comparable collateral in similar marketplaces (Level 3 inputs) or an analysis of expected cash flows of the loan in relationship to the contractual terms of the loan (Level 3 inputs).  Impaired loans are carried at the lower of amortized cost or fair value less estimated costs to sell.  Impaired loans are not carried at fair value if there is sufficient collateral or if expected repayments exceed the recorded investments of such loans.
	Mortgage servicing rights - the fair value of mortgage servicing rights is based on a valuation model that calculates the present value of estimated net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income. These assumptions include servicing costs, expected loan lives, discount rates, and the determination of whether the loan is likely to be refinanced.  The Company compares the valuation model inputs and results to published industry data for reasonableness (Level 2 inputs).
	Other real estate owned - the fair value of other real estate owned is determined using a variety of market information including, but not limited to, appraisals, professional market assessments, and real estate tax assessment information.  Properties obtained by the Bank in foreclosure are adjusted to fair value less estimated costs to sell upon their transfer to other real estate owned, establishing a new cost basis. Subsequently, other real estate owned is carried at the lower of cost or fair value less estimated costs to sell (Level 3 inputs).
	Convertible promissory notes – the fair value of convertible promissory notes is based on current rates for similar financing arrangements (Level 3 inputs).
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 2 – FAIR VALUE INFORMATION (Continued)
	ASSETS MEASURED ON A RECURRING BASIS
		31-Dec-14			Quoted Prices in Active Markets For Identical Assets (Level 1)			Significant Other Observable Inputs (Level 2)			Significant Unobservable Inputs         (Level 3)
	Assets:
	Securities available for sale:
	U.S. government sponsored agency securities	$	2,747		$	—		$	2,747		$	—
	Mortgage-backed securities		115,714			—			115,460			254
	Obligations of states and political subdivisions		59,002			—			59,002			—
	Private placement and corporate bonds		3,544			—			3,544			—
	Other securities		1,905			—			1,905			—
	Total securities available for sale		182,912			—			182,658			254
	Mortgage servicing rights		841			—			841			—
	Total	$	183,753		$	—		$	183,499		$	254
		31-Dec-13				Quoted Prices in Active Markets For Identical Assets (Level 1)					Significant Other Observable Inputs (Level 2)			Significant Unobservable Inputs (Level 3)
	Assets:
	Securities available for sale:
	U.S. government sponsored agency securities	$	2,964				$	—				$	2,964		$	—
	Mortgage backed securities		153,635					—					153,153			482
	Obligations of states and political subdivisions		58,669					—					58,669			—
	Private placement and corporate bonds		3,435					—					3,435			—
	Other securities		1,905					—					1,905			—
	Total securities available for sale		220,608					—					220,126			482
	Mortgage servicing rights		967					—					967			—
	Total	$	221,575				$	—				$	221,093		$	482
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 2 – FAIR VALUE INFORMATION (Continued)
	The following table presents additional information about Level 3 assets measured at fair value on a recurring basis:
		31-Dec-14				31-Dec-13
	Balance, beginning of period	$	482			$	3,103
	Transfer into Level 3		—				—
	Other comprehensive loss		-28				-78
	Transfer out of Level 3		—				—
	Principal payments		-200				-2,543
	Balance, end of period	$	254			$	482
	Fair value of Level 3 assets measured on a recurring basis is determined by obtaining multiple price estimates on each Level 3 asset from organizations experienced in the securities industry with specific knowledge of the assets.
	Assets measured at fair value on a non-recurring basis are summarized below:
	ASSETS MEASURED ON A NON-RECURRING BASIS
			31-Dec-14			Quoted Prices in Active Markets For Identical Assets (Level 1)			Significant Other Observable Inputs (Level 2)				Significant Unobservable Inputs (Level 3)
	Assets:
Impaired loans with allocated allowance		$	1,451		$	—		$	—		$	1,451
Other real estate owned, net			4,266			—			—			4,266
Total			5,717			—			—			5,717
		31-Dec-13			Quoted Prices in Active Markets For Identical Assets (Level 1)			Significant Other Observable Inputs (Level 2)				Significant Unobservable Inputs (Level 3)
Assets:
Impaired loans with allocated allowance		$	1,252		$	—		$	—		$	1,252
Other real estate owned, net			6,298			—			—			6,298
Total			7,550			—			—			7,550
Fair value of other real estate owned is determined on a non-recurring basis based on evaluation of the underlying collateral, net of estimated costs of disposal.
Required Financial Disclosures about Fair Value of Financial Instruments
The accounting guidance for financial instruments requires disclosures of estimated fair value of certain financial instruments and the methods and significant assumptions used to estimate their fair values.  Certain financial instruments and all nonfinancial instruments are excluded from the scope of this guidance.  Accordingly, the fair value disclosures required by this guidance are only indicative of the value of individual financial instruments as of the dates indicated and should not be considered an indication of the Company’s fair value.
BAYLAKE CORP.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2014, 2013 and 2012
(Dollar amounts in thousands)
NOTE 2 – FAIR VALUE INFORMATION (Continued)
The following table presents the carrying amount and estimated fair value of certain financial instruments:
	December 31,
	2014						2013
	Carrying Amount			Fair Value			Carrying Amount			Fair Value
Financial assets
Cash and due from financial institutions	$	60,189		$	60,189		$	76,179		$	76,179
Federal funds sold		1,176			1,176			63			63
Securities held to maturity		25,612			26,181			10,275			10,275
Securities available for sale		182,912			182,912			220,608			220,608
Loans held for sale		1,290			1,314			1,360			1,384
Loans, net		672,306			675,481			610,302			605,655
Federal Home Loan Bank stock		4,238			4,238			3,598			3,598
Mortgage servicing rights		841			841			967			967
Other real estate owned, net		4,266			4,266			6,298			6,298
Accrued interest receivable		2,559			2,559			2,506			2,506
Financial liabilities
Deposits	$	765,542		$	765,370		$	744,212		$	739,315
Repurchase agreements		64,869			64,869			58,448			58,448
Federal Home Loan Bank advances		60,455			60,475			66,700			66,304
Subordinated debentures		16,100			16,100			16,100			16,100
Convertible promissory notes		1,650			1,642			9,400			9,316
Accrued interest payable		283			283			548			548

Securities

Securities	12 Months Ended
	Dec. 31, 2014
Securities [Abstract]
Securities	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 3 - SECURITIES
	The fair value of securities available for sale, the fair value of securities held to maturity and the related unrealized gains and losses as of December 31, 2014 and 2013 are as follows:
		2014
			Fair Value						Gross Unrealized Gains			Gross Unrealized Losses
	Securities Available for Sale:
	U.S. government sponsored agency securities	$	2,747				$		—		$	-4
	Obligations of states and political subdivisions		59,002						2,027			-57
	Mortgage-backed securities		115,714						2,492			-640
	Private placement and corporate bonds		3,544						24			—
	Other securities		1,905						—			—
	Total Securities Available for Sale	$	182,912				$		4,543		$	-701
	Securities Held to Maturity:
	Mortgage-backed securities	$	21,131				$		519		$	—
	Private placement and corporate bonds		5,050						50			—
	Total Securities Held to Maturity	$	26,181				$		569		$	—
	Total Securities	$	209,093				$		5,112		$	-701
		2013
	Securities Available for Sale:		Fair Value			Gross Unrealized Gains			Gross Unrealized Losses
	U.S. government sponsored agency securities	$	2,964		$	—		$	-50
	Obligations of states and political subdivisions		58,669			2,232			-193
	Mortgage-backed securities		153,635			2,291			-2,423
	Private placement and corporate bonds		3,435			—			-85
	Other securities		1,905			—			—
		$	220,608		$	4,523		$	-2,751
	Securities Held to Maturity:
	Mortgage-backed securities	$	10,275		$	—		$	—
	Total Securities Held to Maturity	$	10,275		$	—		$	—
	Total Securities	$	230,883		$	4,523		$	-2,751
	Other securities consist of short-term money market mutual funds, equity securities in the Federal Reserve Bank and other nonmarketable equity securities, which are carried at cost and believed to be an approximate fair value.
	A summary of sales of securities available for sale during the year ended December 31 is as follows:
			2014			2013			2012
	Proceeds	$	15,879		$	6,406		$	51,431
	Gross realized gains		488			574			2,195
	Gross realized losses		42			—			7
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 3 - SECURITIES (Continued)
	The estimated fair value of securities at December 31, 2014, by contractual maturity, is shown below. Expected maturities will differ from contractual maturities on other equity securities, mortgage-backed securities and asset-backed securities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		AFS Estimated Fair Value			HTM Estimated Fair Value
	Due in one year or less	$	8,111	$	-
	Due after one year through five years		25,654		-
	Due after five years through ten years		26,849		5,050
	Due after ten years		4,679		-
			65,293		5,050
	Other equity securities		1,905		-
	Mortgage-backed securities		115,714		21,131
		$	182,912	$	26,181
	Securities pledged to secure public deposits and borrowed funds had a carrying value of $138,262 and  $108,122 at December 31, 2014 and 2013, respectively.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 3 - SECURITIES (Continued)
	Securities with unrealized losses at December 31, 2014 and 2013, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows:
			Less than 12 Months							12 Months or More				Total
	Description of Securities					Unrealized Loss				Fair Value		Unrealized Loss		Fair Value		Unrealized Loss
			Fair Value
	2014
U.S. government sponsored agency securities	$	—	$		—			$	2,747	$	-4	$	2,747	$	-4
Obligations of states and political subdivisions		857			-4				2,935		-53		3,792		-57
Mortgage-backed securities		2,689			-6				30,216		-634		32,905		-640
Total temporarily impaired	$	3,546	$		-10			$	35,898	$	-691	$	39,444	$	-701
		Less than 12 Months							12 Months or More				Total
Description of Securities		Fair Value				Unrealized Loss			Fair Value		Unrealized Loss		Fair Value		Unrealized Loss
2013
U.S. government sponsored agency securities	$	2,964	$		-50			$	—	$	—	$	2,964	$	-50
Obligations of states and political subdivisions		5,290			-193				—		—		5,290		-193
Mortgage-backed securities		65,198			-1,640				15,667		-783		80,865		-2,423
Private placement and corporate bonds		3,435			-85				—		—		3,435		-85
Total temporarily impaired	$	76,887	$		-1,968			$	15,667	$	-783	$	92,554	$	-2,751
At December 31, 2014, the mortgage-backed securities category with continuous unrealized losses for twelve months or more comprised thirteen securities.  The obligations of states and political subdivisions category with continuous unrealized losses for twelve months or more comprised ten securities. The U.S. government sponsored agency securities category with continuous unrealized losses for twelve months or more comprised one security.
At December 31, 2013, the mortgage-backed securities category with continuous unrealized losses for twelve months or more comprised four securities.
BAYLAKE CORP.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2014, 2013 and 2012
(Dollar amounts in thousands)
NOTE 3 - SECURITIES (Continued)
Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation to determine the Company’s exposure to other–than-temporary impairment.  This evaluation takes into consideration numerous factors and the relative significance of any single factor can vary by security.  Factors that may be considered include the length of time and extent to which a security has been in a loss position, changes in security ratings, financial condition of the security issuer, payment structure of the security, value of collateral underlying the security and general economic conditions that might have potential impact on the value of the security.  Based on this evaluation, management does not believe that any unrealized loss at December 31, 2014 or 2013 represents an other-than-temporary impairment and the unrealized losses indicated are attributable to changes in the interest rate environment and market conditions at those dates rather than credit deterioration.
At December 31, 2014 and 2013 the fair value of the mortgage-backed securities portfolio was $136,845  (65.4%) and $163,910  (71.0%), respectively, of the investment portfolio. Approximately 4.0% or $5,512, of the mortgage-backed securities outstanding at December 31, 2014 were issued and guaranteed by the Government National Mortgage Association (“GNMA”), the Small Business Administration (“SBA”) or the United States Department of Veterans Affair (“VA”); agencies of the United States government. An additional 89.0%, or $121,787, of the mortgage-backed securities outstanding were issued by the Federal National Mortgage Association (“FNMA”), the Federal Home Loan Mortgage Corporation (“FHLMC”), or the Federal Home Loan Bank (“FHLB”); United States government-sponsored agencies. Non-agency mortgage-backed securities present a level of credit risk that does not exist currently with United States government agency-backed securities, but only comprise approximately 7.0%, or $9,546, of the outstanding mortgage-backed securities at December 31, 2014. Management evaluates these non-agency mortgage-backed securities at least quarterly and more frequently when economic or market concerns warrant such evaluation.

Loans

Loans	12 Months Ended
	Dec. 31, 2014
Loans [Abstract]
Loans	NOTE 4 - LOANS
	Major classifications of loans as of December 31, 2014 and 2013 are as follows:
		2014			2013
	Commercial-Syndicated	$	65,429		$	43,105
	Commercial-Other		88,045			82,185
	Real estate:
	Residential		152,091			142,398
	Commercial		304,446			287,815
	Construction		40,808			36,948
	Consumer		6,075			6,495
	Tax exempt		22,964			19,435
	Total		679,858			618,381
	Less:
	Deferred loan origination fees, net of costs		-501			-421
	Allowance for loan losses		-7,051			-7,658
	Loans, net	$	672,306		$	610,302
	Loans having a carrying value of $142,049 and  $132,563 are pledged as collateral for borrowings from the FHLB at December 31, 2014 and 2013, respectively.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 4 – LOANS (Continued)
	Certain directors and officers of the Company and the Bank, including their immediate families, companies in which they are principal owners, and trusts in which they are involved, are considered related parties and were loan customers of the Bank during 2014 and 2013.
	A summary of the changes in related party loans is as follows:
		For the year ended December 31,
		2014			2013
	Balance at beginning of year	$	6,186		$	7,149
	New loans made		3,852			2,873
	Repayments received		-2,676			-3,312
	Reclassification for loans related to new/former officers and directors		-265			-524
	Balance at end of year	$	7,097		$	6,186
	Changes in the allowance for loan losses were as follows:
		For the year ended December 31,
			2014			2013			2012
	Balance at beginning of year	$	7,658		$	9,165		$	10,638
	Provision charge to operations		—			1,400			5,425
	Recoveries		676			683			774
	Loans charged off		-1,283			-3,590			-7,672
	Balance at end of year	$	7,051		$	7,658		$	9,165
	Information regarding impaired loans is as follows:
		December 31,
		2014			2013
	Impaired loans with no allocated allowance for loan loss	$	10,999		$	13,773
	Impaired loans with allocated allowance for loan loss		2,812			1,895
	Allowance allocated to impaired loans		1,361			643
			For the year ended December 31,
			2014			2013			2012
	Average impaired loans during the period	$	14,202		$	14,914		$	26,212
	Interest income recognized during impairment		356			329			325
	Cash-basis interest income recognized		20			—			110
	Nonperforming and restructured loans were as follows:
		December 31,
		2014			2013
	Loans past due over 90 days still on accrual	$	—		$	—
	Loans restructured in a troubled debt restructuring non-accruing		—			255
	Nonaccrual loans		5,155			6,403
	Total nonperforming loans	$	5,155		$	6,658
	Restructured loans, accruing interest	$	8,656		$	9,009
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 4 – LOANS (Continued)
	If these loans had been current throughout their terms, interest income for the nonaccrual period would have approximated $249, $276 and $573 for the years ended December 31, 2014, 2013 and 2012 respectively.
A breakdown of the ALL and recorded investments in loans at December 31, 2014 is as follows:
		Construction		Real Estate-Residential		Real Estate-Commercial		Commercial-Syndicated			Commercial-Other			Consumer			Tax Exempt				Not Specifically Allocated					Total
Allowance for Loan Losses:
Beginning balance	$	372	$	1,373	$	4,431	$		218	$	445	$	64			$		—	$			755	$		7,658
Charge-offs		-162		-88		-656			-178		-116		-83					—				—			-1,283
Recoveries		56		126		439			—		37		18					—				—			676
Provision		-14		-632		-932			1,007		716		55					—				-200			—
Ending Balance	$	252	$	779	$	3,282	$		1,047	$	1,082	$	54			$		—	$			555	$		7,051
Loans:
Ending balance	$	40,808	$	152,091	$	303,945	$		65,429	$	88,045	$	6,075			$		22,964	$			—	$		679,357
ALL		-252		-779		-3,282			-1,047		-1,082		-54					—				-555			-7,051
Recorded investment	$	40,556	$	151,312	$	300,663	$		64,382	$	86,963	$	6,021			$		22,964	$			-555	$		672,306
Ending balance:
Individually evaluated	$	—	$	849	$	12,101	$		—	$	848	$	13			$		—	$			—	$		13,811
Collectively evaluated		40,808		151,242		291,844			65,429		87,197		6,062					22,964				—			665,546
Total	$	40,808	$	152,091	$	303,945	$		65,429	$	88,045	$	6,075			$		22,964	$			—	$		679,357
BAYLAKE CORP.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2014, 2013 and 2012
(Dollar amounts in thousands)
NOTE 4 – LOANS (Continued)
A breakdown of the ALL and recorded investments in loans at December 31, 2013 is as follows:
			Construction			Real Estate-Residential		Real Estate-Commercial				Commercial-Other		Consumer			Tax Exempt					Not Specifically Allocated		Total
										Commercial- Syndicated
Allowance for Loan Losses:
Beginning balance		$		652	$	1,658	$	5,787	$	207	$	471	$	102		$		—			$	288	$	9,165
Charge-offs				-93		-552		-2,132		—		-758		-55				—				—		-3,590
Recoveries				15		100		269		—		272		27				—				—		683
Provision				-202		167		507		11		460		-10				—				467		1,400
Ending Balance		$		372	$	1,373	$	4,431	$	218	$	445	$	64		$		—			$	755	$	7,658
Loans:
Ending balance		$		36,948	$	142,398	$	287,394	$	43,105	$	82,185	$	6,495	$		19,435			$		—	$	617,960
ALL				-372		-1,373		-4,431		-218		-445		-64			—					-755		-7,658
Recorded investment		$		36,576	$	141,025	$	282,963	$	42,887	$	81,740	$	6,431	$		19,435			$		-755	$	610,302
Ending balance:
Individually evaluated		$		660	$	540	$	14,181	$	—	$	266	$	21	$		—			$		—	$	15,668
Collectively evaluated				36,288		141,858		273,213		43,105		81,919		6,474			19,435					—		602,292
Total		$		36,948	$	142,398	$	287,394	$	43,105	$	82,185	$	6,495	$		19,435			$		—	$	617,960
Loans are individually evaluated for impairment once a weakness or adverse trend is identified that may jeopardize the repayment of the loan.
The Company’s recorded investment in loans as of December 31, 2014 and 2013 shown above is broken down by portfolio segment and impairment methodology.
Credit Quality:  Management utilizes a risk grading matrix on each of the Company’s commercial loans.  Loans are graded on a scale of 0001 to 0007.  A description of the loan grades is as follows:
0001-Excellent Risk.  Borrowers of highest quality and character.  Almost no risk possibility.  Balance sheets are very strong with superior liquidity, excellent debt capacity and low leverage.  Cash flow trends are positive and stable.  Excellent ratios.
0002-Very Good Risk.  Good ratios in all areas.  High quality borrower.  Normally quite liquid.  Differs slightly from a 0001 rated customer.
0003-Strong in most categories.  Possible higher levels of debt or shorter track record.  Minimal attention required.  Good management.
0004-Better than Average Risk.  Adequate ratios, fair liquidity, desirable customer.  Proactive management.  Performance trends are positive.  Any deviations are limited and temporary.
BAYLAKE CORP.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2014, 2013 and 2012
(Dollar amounts in thousands)
NOTE 4 – LOANS (Continued)
0005-Satisfactory Risk.  Some ratios slightly weak.  Overall ability to repay is adequate.  Capable and generally proactive management in all critical positions.  Margins and cash flow may lack stability but trends are stable to positive.  Company normally profitable year to year but may experience an occasional loss.
0006A-Weakness detected in either management, capacity to repay or balance sheet.  Erratic profitability and financial performance.  Loan demands more attention.  Includes loans deemed to have weaknesses and less than 90 days past due.
0006B-Have weaknesses that deserve management’s close attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or in the Bank’s collateral position at some future date.  Loans rated 0006B are not adversely classified and do not expose the Bank to sufficient risk to warrant adverse classification. Includes loans deemed to have weaknesses and less than 90 days past due.
0007-Well defined weaknesses and trends that jeopardize the repayment of loans.  Ranging from workout to legal.  Includes loans that are nonaccrual and/or 90 days or more past due.
In addition to the risk grading on commercial loans, real estate mortgage, consumer, and municipal loans are included in the 0001-0005 category until such time as the loan becomes past due 90 days or more or is moved to nonaccrual status, at which point the loan is rated 0007.
Below is a breakdown of loans by risk grading as of December 31, 2014:
		0001-0005			0006A			0006B			0007 (1)			Total
Commercial- Syndicated	$	60,694		$	4,735		$	—		$	—		$	65,429
Commercial- Other		81,530			4,224			1,240			1,051			88,045
Real estate - Commercial		255,711			26,124			5,632			16,979			304,446
Construction		38,679			1,153			783			193			40,808
		436,614			36,236			7,655			18,223			498,728
Real estate-Residential		148,835			1,299			414			1,543			152,091
Consumer		6,062			—			—			13			6,075
Tax exempt		21,994			970			—			—			22,964
Total	$	613,505		$	38,505		$	8,069		$	19,779		$	679,858
Deferred loan origination fees														-501
Total loans													$	679,357
Percent of total loans		90.2	%		5.7	%		1.2	%		2.9	%		100.0	%
	-1		Included in the 0007 rated loans are $5,968 of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.
BAYLAKE CORP.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2014, 2013 and 2012
(Dollar amounts in thousands)
NOTE 4 – LOANS (Continued)
Below is a breakdown of loans by risk grading as of December 31, 2013:
			0001-0005			0006A			0006B			0007  (2)			Total
Commercial- Syndicated		$	43,105		$	—		$	—		$	—		$	43,105
Commercial- Other			75,179		$	2,510		$	3,080		$	1,416		$	82,185
Real estate-Commercial			237,773			20,732			10,549			18,761			287,815
Construction			33,125			1,857			1,105			861			36,948
			389,182			25,099			14,734			21,038			450,053
Real estate-Residential			139,364			1,305			464			1,265			142,398
Consumer			6,473			—			—			22			6,495
Tax exempt			19,435			—			—			—			19,435
Total		$	554,454		$	26,404		$	15,198		$	22,325		$	618,381
Deferred loan origination fees															-421
Total loans														$	617,960
Percent of total loans			89.7	%		4.3	%		2.4	%		3.6	%		100.0	%
	-2		2013  included in the 0007 rated loans are $6,657 of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.
BAYLAKE CORP.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2014, 2013 and 2012
(Dollar amounts in thousands)
NOTE 4 – LOANS (Continued)
A summary of past due loans at December 31 are as follows:
	2014
		30-89 Days Past Due (accruing)			90 Days or more Past Due or  on Nonaccrual			Total
Construction	$	—		$	—		$	—
Real estate-residential		313			849			1,162
Real estate-commercial		996			3,461			4,457
Commercial-Syndicated		—			—			—
Commercial-Other		11			832			843
Consumer		35			13			48
Tax exempt		—			—			—
Total	$	1,355		$	5,155		$	6,510
	2013
		30-89 Days Past Due (accruing)			90 Days or more Past Due or  on Nonaccrual			Total
Construction	$	—		$	660		$	660
Real estate-residential		363			540			903
Real estate-commercial		676			5,171			5,847
Commercial-Syndicated		—			—			—
Commercial-Other		15			266			281
Consumer		26			21			47
Tax exempt		—			—			—
Total	$	1,080		$	6,658		$	7,738
A summary of troubled debt restructurings at December 31 is as follows
	2014						2013
		Number of Modifications			Recorded Investment			Number of Modifications			Recorded Investment
Construction		—		$	—			—		$	—
Real estate-residential		—			—			—			—
Real estate-commercial		9			8,640			8			9,264
Commercial-Syndicated		—			—			—			—
Commercial-Other		1			16			—			—
Consumer		—			—			—			—
Tax exempt		—			—			—			—
Total		10		$	8,656			8		$	9,264
BAYLAKE CORP.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2014, 2013 and 2012
(Dollar amounts in thousands)
NOTE 4 – LOANS (Continued)
A roll forward of troubled debt restructuring during the year ended December 31, 2014 is as follows:
		Construction					Real Estate-Residential			Real Estate-Commercial		Commercial-Syndicated		Commercial-Other		Consumer		Tax Exempt		Total
Accruing
Beginning balance	$	—		$			—		$	9,009	$	—	$	—	$	—	$	—	$	9,009
Principal payments		—					—			-19		—		-11		—		—		-30
Charge-offs		—					—			—		—		—		—		—		—
Advances		—					—			6		—		—		—		—		6
New restructureds		—					—			302		—		27		—		—		329
Transfers to other real estate owned		—					—			—		—		—		—		—		—
Transfers to nonaccrual		—					—			—		—		—		—		—		—
Transfers out of TDRs		—					—			-658		—		—		—		—		-658
Ending Balance	$	—		$			—		$	8,640	$	—	$	16	$	—	$	—	$	8,656
Nonaccrual
Beginning balance	$	—	$			—		$		255	$	—	$	—	$	—	$	—	$	255
Principal payments		—				—				-290		—		—		—		—		-290
Charge-offs		—				—				-12		—		—		—		—		-12
Advances		—				—				47		—		—		—		—		47
New restructureds		—				—				—		—		—		—		—		—
Transfers to other real estate owned		—				—				—		—		—		—		—		—
Transfers from accruing		—				—				—		—		—		—		—		—
Transfers out of TDRs		—				—				—		—		—		—		—		—
Ending Balance	$	—	$			—		$		—	$	—	$	—	$	—	$	—	$	—
Totals
Beginning balance	$	—	$			—		$		9,264	$	—	$	—	$	—	$	—	$	9,264
Principal payments		—				—				-309		—		-11		—		—		-320
Charge-offs		—				—				-12		—		—		—		—		-12
Advances		—				—				53		—		—		—		—		53
New restructureds		—				—				302		—		27		—		—		329
Transfers to other real estate owned		—				—				—		—		—		—		—		—
Transfers out of TDRs		—				—				-658		—		—		—		—		-658
Ending Balance	$	—	$			—		$		8,640	$	—	$	16	$	—	$	—	$	8,656
BAYLAKE CORP.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2014, 2013 and 2012
(Dollar amounts in thousands)
NOTE 4 – LOANS (Continued)
A roll forward of troubled debt restructuring during the year ended December 31, 2013 is as follows:
				Construction				Real Estate-Residential		Real Estate-Commercial					Commercial-Other		Consumer		Tax Exempt		Total
													Commercial -Syndicated
Accruing
Beginning balance			$		—		$	455	$		3,476	$	—	$	—	$	—	$	—	$	3,931
Principal payments					—			—			-120		—		—		—		—		-120
Charge-offs					—			—			—		—		—		—		—		—
Advances					—			—			10		—		—		—		—		10
New restructureds					—			—			6,865		—		—		—		—		6,865
Transfers to other real estate owned					—			—			—		—		—		—		—		—
Transfers to nonaccrual					—			-69			-255		—		—		—		—		-324
Transfers out of TDRs					—			-386			-967		—		—		—		—		-1,353
Ending Balance			$		—		$	—	$		9,009	$	—	$	—	$	—	$	—	$	9,009
Nonaccrual
Beginning balance			$		—		$	—	$	3,710		$	—	$	14	$	—	$	—	$	3,724
Principal payments					—			-69		-3,023			—		-14		—		—		-3,106
Charge-offs					—			—		-687			—		—		—		—		-687
Advances					—			—		—			—		—		—		—		—
New restructureds					—			—		—			—		—		—		—		—
Transfers to other real estate owned					—			—		—			—		—		—		—		—
Transfers from accruing					—			69		255			—		—		—		—		324
Transfers out of TDRs					—			—		—			—		—		—		—		—
Ending Balance			$		—		$	—	$	255		$	—	$	—	$	—	$	—	$	255
Totals
Beginning balance			$		—		$	455	$	7,186		$	—	$	14	$	—	$	—	$	7,655
Principal payments					—			-69		-3,143			—		-14		—		—		-3,226
Charge-offs					—			—		-687			—		—		—		—		-687
Advances					—			—		10			—		—		—		—		10
New restructureds					—			—		6,865			—		—		—		—		6,865
Transfers to other real estate owned					—			—		—			—		—		—		—		—
Transfers out of TDRs					—			-386		-967			—		—		—		—		-1,353
Ending Balance			$		—		$	—	$	9,264		$	—		—	$	—	$	—	$	9,264
														$
BAYLAKE CORP.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2014, 2013 and 2012
(Dollar amounts in thousands)
NOTE 4 – LOANS (Continued)
At December 31, 2014, there were no outstanding unfunded commitments to customers whose terms have been modified in a troubled debt restructuring.
Restructured loans involves the granting of some concession to the borrower involving a loan modification, such as payment schedule changes, interest rate reductions, or principal charge-offs (“A/B Note Structure”).  During the year ended December 31, 2014, restructured loan modifications primarily consisted of loans in the real estate-commercial category.  Reasons for restructuring were principal charge-offs, interest rate concessions, and term extensions.
A summary of troubled debt restructurings as of December 31, 2014 by restructure type is as follows:
		Accruing			Nonaccruing			Total
A/A/B Note Structure	$	16		$	—		$	16
Payment schedule changes		6,561			—			6,561
Interest rate reduction		2,079			—			2,079
Total	$	8,656		$	—		$	8,656
A loan that is modified at a market rate of interest may no longer be classified as a TDR in the calendar year subsequent to restructuring if it is in compliance with its modified terms.
All loans transferred out of TDRs in 2014 and 2013 have continued to perform under their restructured terms.
NOTE 4 – LOANS (Continued)
Information regarding impaired loans is as follows:
IMPAIRED LOANS AND ALLOCATED ALLOWANCE
31-Dec-14		Construction		Real Estate-Residential		Real Estate-Commercial		Commercial- Syndicated		Commercial- Other		Consumer		Tax Exempt		Not Specifically Allocated		Total
With an allowance recorded:
Recorded investment	$	—	$	83	$	1,367	$	—	$	—	$	1	$	—	$	—	$	1,451
Unpaid principal balance		—		168		2,008		—		634		2		—		—		2,812
Related allowance		—		85		641		—		634		1		—		—		1,361
With no related allowance recorded:
Recorded investment	$	—	$	681	$	10,093	$	—	$	214	$	11	$	—	$	—	$	10,999
Unpaid principal balance		—		681		10,093		—		214		11		—		—		10,999
Related allowance		—		—		—		—		—		—		—		—		—
Total:
Recorded investment	$	—	$	764	$	11,460	$	—	$	214	$	12	$	—	$	—	$	12,450
Unpaid principal balance		—		849		12,101		—		848		13		—		—		13,811
Related allowance		—		85		641		—		634		1		—		—		1,361
Average recorded investment during year	$	408	$	532	$	13,031	$	—	$	228	$	3	$	—	$	—	$	14,202
Interest income recognized while impaired	$	—	$	5	$	351	$	—	$	—	$	—	$	—	$	—	$	356
31-Dec-13		Construction		Real Estate-Residential		Real Estate-Commercial		Commercial- Syndicated		Commercial- Other		Consumer		Tax Exempt		Not Specifically Allocated		Total
With an allowance recorded:
Recorded investment	$	—	$	201	$	1,032	$	—	$	19	$	—	$	—	$	—	$	1,252
Unpaid principal balance		—		277		1,569		—		49		—		—		—		1,895
Related allowance		—		76		537		—		30		—		—		—		643
With no related allowance recorded:
Recorded investment	$	660	$	263	$	12,611	$	—	$	218	$	21	$	—	$	—	$	13,773
Unpaid principal balance		660		263		12,611		—		218		21		—		—		13,773
Related allowance		—		—		—		—		—		—		—		—		—
Total:
Recorded investment	$	660	$	464	$	13,643	$	—	$	237	$	21	$	—	$	—	$	15,025
Unpaid principal balance		660		540		14,180		—		267		21		—		—		15,668
Related allowance		—		76		537		—		30		—		—		—		643
Average recorded investment during year	$	767	$	434	$	13,503	$	—	$	227	$	31	$	—	$	—	$	14,962
Interest income recognized while impaired	$	3	$	8	$	318	$	—	$	—	$	—	$	—	$	—	$	329
Management regularly monitors impaired loan relationships. In the event facts and circumstances change, an additional PFLL may be necessary.

Premises_And_Equipment

Premises And Equipment	12 Months Ended
	Dec. 31, 2014
Premises And Equipment [Abstract]
Premises And Equipment	NOTE 5 - PREMISES AND EQUIPMENT
		December 31,
		2014		2013
	Land	$	5,026	$	5,026
	Buildings and improvements		23,916		22,554
	Equipment		12,431		12,126
			41,373		39,706
	Less accumulated depreciation		21,167		19,992
	Premises and equipment, net	$	20,206	$	19,714
	Included in buildings and improvements at December 31, 2014 was $142 of costs related to facilities remodeling projects in process at that time.
	Depreciation expense was $1,318, $1,297 and $1,295 for the years ended December 31, 2014, 2013 and 2012, respectively.

Other_Real_Estate_Owned_Net

Other Real Estate Owned, Net	12 Months Ended
	Dec. 31, 2014
Other Real Estate Owned, Net [Abstract]
Other Real Estate Owned, Net	NOTE 6 – OTHER REAL ESTATE OWNED, NET
	Other real estate owned is summarized as follows:
			For the year ended December 31,
			2014		2013		2012
	Beginning balance	$	8,566	$	14,334	$	14,913
	Transfer of loan collateral to other real estate owned		1,204		1,037		9,487
	Transfer of bank facilities to other real estate owned		—		569		—
	Sales proceeds, net		-2,525		-5,040		-8,040
	Net gain from disposal of other real estate owned		19		202		194
	Valuation allowance related to properties disposed		-2,171		-2,536		-2,220
	Total other real estate owned		5,093		8,566		14,334
	Valuation allowance for losses		-827		-2,268		-3,858
	Total other real estate owned, net	$	4,266	$	6,298	$	10,476
	Included in other real estate owned is $569,  $569 and $0 of bank facilities in 2014, 2013 and 2012 no longer in use by the Bank.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 6 – OTHER REAL ESTATE OWNED, NET (Continued)
	Changes in the valuation allowance for losses on other real estate owned were as follows:
			For the year ended December 31,
			2014		2013		2012
	Beginning balance	$	2,268	$	3,858	$	2,794
	Provision charged to operations		730		946		3,284
	Amounts related to properties disposed		-2,171		-2,536		-2,220
	Balance at end of year	$	827	$	2,268	$	3,858

Mortgage_Servicing_Rights

Mortgage Servicing Rights	12 Months Ended
	Dec. 31, 2014
Mortgage Servicing Rights [Abstract]
Mortgage Servicing Rights	NOTE 7 – MORTGAGE SERVICING RIGHTS
	The Bank has obligations to service residential first mortgage loans and commercial loans that have been sold in the secondary market with servicing retained.  Mortgage servicing rights (“MSRs”) are recorded when loans are sold in the secondary market with servicing retained.  On a monthly basis MSRs are valued based on available market information.  The Bank does not hedge against the risk of changes in fair value.
	Changes in the carrying value of MSRs are as follows:
			For the year ended December 31,
			2014		2013
	Balance at beginning of period	$	967	$	839
	Addition from loans sold with servicing retained		79		224
	Loan payments and payoffs		-124		-192
	Changes in valuation		-81		96
	Fair value of MSRs at the end of period	$	841	$	967
	Unpaid principal balance of loans serviced at December 31	$	123,943	$	125,684

Deposits

Deposits	12 Months Ended
	Dec. 31, 2014
Deposits [Abstract]
Deposits	NOTE 8 - DEPOSITS
	The following is a summary of deposits by type at December 31:
		2014		2013
	Noninterest-bearing demand deposits	$	153,113	$	127,940
	Interest-bearing demand deposits		140,159		132,407
	Savings deposits		44,868		41,249
	Money market deposits		288,744		287,447
	Time deposits $100,000 and greater		48,748		44,927
	Other time deposits		89,910		110,242
	Total deposits	$	765,542	$	744,212
	Brokered deposits included above	$	8,532	$	11,482
	Time deposits include both CDs and individual retirement accounts.  At December 31, 2014, the scheduled maturities of time deposits were as follows:
	2015	$	92,684
	2016		25,166
	2017		13,205
	2018		4,092
	2019		3,511
		$	138,658
	Deposits from the Company’s directors and officers held by the Bank at December 31, 2014 and 2013 amounted to $5,554 and  $5,609, respectively.

Federal_Home_Loan_Bank_Advance

Federal Home Loan Bank Advances	12 Months Ended
	Dec. 31, 2014
Federal Home Loan Bank Advances [Abstract]
Federal Home Loan Bank Advances	NOTE 9 - FEDERAL HOME LOAN BANK ADVANCES
	A summary of FHLB advances at December 31 is as follows:
	Year of		2014	Weighted Average Rate			2013	Weighted Average Rate
	Maturity
	2014	$	—	—	%	$	41,000	1.51	%
	2015		22,800	1.38			16,000	1.62
	2016		1,750	0.75			1,000	2.13
	2017		1,950	1.10			1,200	2.39
	2018		10,600	2.44			4,000	0.25
	2019		13,355	1.86			—	—
	2020		—	—			—	—
	2021		10,000	0.28			3,500	0.30
		$	60,455	2.02	%	$	66,700	1.01	%
	Maximum month-end amounts outstanding were $98,985 and $69,200 during the years ended December 31, 2014 and 2013, respectively.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 9 - FEDERAL HOME LOAN BANK ADVANCES (Continued)
	At December 31, 2014 and 2013, respectively, $16,000 and $17,500 of the FHLB advances outstanding were variable rate. Each advance is payable at its maturity date, with a prepayment penalty for fixed rate advances. FHLB advances are secured by $98,696 of real estate first mortgages, $43,353 of home equity loans and lines and $21,132 of mortgage-backed and U.S. government sponsored agency securities and $14,413 of obligations of state and political subdivisions. The Bank has one fixed rate FHLB borrowing of $10,000 committed to but not advanced at De

Repurchase_Agreements

Repurchase Agreements	12 Months Ended
	Dec. 31, 2014
Repurchase Agreements [Abstract]
Repurchase Agreements	NOTE 10 - REPURCHASE AGREEMENTS
	Short-term borrowings consisted of the following at December 31:
		2014			2013
	Securities sold under agreements to repurchase	$	64,869		$	58,448
	Average amounts outstanding during year	$	41,110		$	34,728
	Maximum month-end amounts outstanding		64,869			69,902
	Average interest rates on amounts outstanding at end of year		0.27	%		0.11	%
	Average interest rates on amounts outstanding during year		0.24	%		0.23	%

Subordinated_Debentures

Subordinated Debentures	12 Months Ended
	Dec. 31, 2014
Subordinated Debentures [Abstract]
Subordinated Debentures	NOTE 11 - SUBORDINATED DEBENTURES
	On March 31, 2006, the Company issued $16.1 million of trust preferred securities (“Debentures”) and $0.5 million of trust common securities through its wholly-owned subsidiary, Baylake Capital Trust II (“The Trust”) that adjust quarterly at a rate equal to 1.35% over the three month LIBOR (1.61% at December 31, 2014). The Trust’s ability to pay amounts due on the debentures is solely dependent upon the Company making payment on the related subordinated debentures to the Trust. The Company’s obligations under the subordinated debentures include a conditional guarantee by the Company of the Trust’s obligations under the trust securities issued by the Trust. In addition, under the terms of the Debentures, the Company would be precluded from paying dividends on the Company’s common stock if the Company was in default under the Debentures, if the Company exercised its right to defer payments of interest on the Debentures or if certain related defaults occurred. During the first three quarters of 2011, the Company exercised its right to defer the interest payments owed under the agreements.  In the fourth quarter of 2011, however, the Company made all payments due under the agreements, including the deferral payments. At December 31, 2014 and 2013, the Company is current on all required payments.

Convertible_Promissory_Notes

Convertible Promissory Notes	12 Months Ended
	Dec. 31, 2014
Convertible Promissory Notes [Abstract]
Convertible Promissory Notes	NOTE 12 – CONVERTIBLE PROMISSORY NOTES
	During 2009 and 2010, the Company issued 10% Convertible Notes due June 30, 2017 (the “Convertible Notes”) totaling $9.45 million.  The Convertible Notes offering was exempt from registration under Section 4(2) of the Securities Act of 1933 and Rule 506 promulgated there under.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands, except per share data)
	NOTE 12 – CONVERTIBLE PROMISSORY NOTES (Continued)
	The Convertible Notes accrue interest at a fixed rate of 10% payable quarterly, in arrears, on January 1, April 1, July 1, and October 1, of each year.  The Convertible Notes are convertible into shares of the Company’s common stock at a conversion ratio of one share of common stock for each $5.00 in aggregate principal amount held on the record date of the conversion subject to certain adjustments as described in the Convertible Notes (“the Conversion Ratio”). Prior to the quarterly interest date preceding the fifth anniversary of issuance of the Convertible Notes, each holder of the Convertible Notes may convert up to 100% (at the discretion of the holder) of the original principal amount into shares of the Company’s common stock at the Conversion Ratio. Beginning on the quarterly interest date prior to the fifth anniversary of the Convertible Notes, the Company may redeem the notes in whole or in part. A notice of redemption supersedes and takes priority over any notice of conversion. On October 1, 2014, one-half of the original principal amounts were mandatorily convertible at the Conversion Ratio if voluntary conversion had not yet occurred. The principal amount of any Convertible Note that has not been converted will be payable at maturity on June 30, 2017.
	Beginning January 1, 2014, the Company began redeeming the notes at the investors’ option under the terms described in the preceding paragraph. In 2014, $6.1 million was converted into 1.2 million shares under this option. On October 1, 2014, an additional $1.7 million of Convertible Notes were converted to 0.3 million shares of the Company’s common stock under the mandatory conversion provision of the Convertible Notes, resulting in an aggregate of $1.7 million of Convertible Notes remaining outstanding after such conversions. Subsequent to December 31, 2014, $0.6 million of debentures were converted to 0.1 million shares of the Company’s common stock at the investors’ option.
	The Company incurred debt issuance costs of $179 in conjunction with the sale of the Convertible Notes. These costs were capitalized and were being amortized to interest expense using the effective interest method over the initial conversion term, which was through September 30, 2014.

Capital_Matters

Capital Matters	12 Months Ended
	Dec. 31, 2014
Capital Matters [Abstract]
Capital Matters	NOTE 13 - CAPITAL MATTERS
	Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can trigger regulatory action.
	Prompt corrective action regulations provide five capital classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. At December 31, 2014, regulatory notifications categorized the Bank and the Company as well capitalized, under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the Bank’s or the Company’s category.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands, except per share data)
	NOTE 13 – CAPTIAL MATTERS  (Continued)
	Effective December 29, 2010, the Company and the Bank entered into a Written Agreement (“Written Agreement”) with the Reserve Bank and the State of Wisconsin Department of Financial Institutions (“WDFI”). Under the terms of the Written Agreement, both the Company and the Bank agreed to, among other things:  (a) submit for approval plans to permit the Company to maintain sufficient consolidated capital and the Bank, to maintain sufficient stand-alone capital; (b) comply with applicable notice provisions with respect to the appointment of new directors and senior executive officers of the Company and the Bank and legal and regulatory limitations on indemnification payments and severance payments; and (c) refrain from declaring or paying dividends absent prior regulatory approval. Effective June 4, 2012, the FRB and WDFI terminated the Written Agreement. In place of the Written Agreement, an informal agreement was entered into June 19, 2012, between the Company and the FRB and WDFI. This informal agreement required the Company and Bank to (i) refrain from declaring or paying dividends absent prior regulatory approval, (ii) submit capital plans as evidence of sufficient capital and (iii) submit an annual business plan and budget at least 30 days prior to the beginning of the year. The informal agreement was terminated effective December 14, 2012.
	Regulatory restrictions, which govern all state chartered banks, preclude the payment of dividends without the prior written consent of the WDFI if dividends declared and paid by such bank in either of the two immediately preceding years exceeded that bank’s net income for those years. During 2012, the Company sought and received approval to declare and pay dividends of $0.08 per share or $635. The restriction requiring approval prior to declaration of dividends was removed at the time the informal agreement was terminated in December 2012. During 2014, the Company declared and paid dividends of $0.30 per share or $2,519. On January 20, 2015, the Company declared a dividend of $0.08 per share to shareholders of record on February 17, 2015.
	The Company’s and the Bank’s risk-based capital and leverage ratios at December 31, 2014 and 2013 are presented below.
			Actual				For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
			Amount	Ratio			Amount	Ratio			Amount	Ratio
	2014
	Total Capital to Risk-Weighted Assets
	Consolidated	$	118,605	16.14	%	$	58,791	8.00	%		N/A	N/A
	Bank		116,935	15.92	%		58,753	8.00	%	$	73,441	10.00	%
	Tier 1 (Core) Capital to Risk-Weighted Assets
	Consolidated		109,904	14.96	%		29,395	4.00	%		N/A	N/A
	Bank		109,884	14.96	%		29,376	4.00	%		44,064	6.00	%
	Tier 1 (Core) Capital to Average Assets
	Consolidated		109,904	11.26	%		39,032	4.00	%		N/A	N/A
	Bank		109,884	11.27	%		39,016	4.00	%		48,770	5.00	%
	2013
	Total Capital to Risk-Weighted Assets
	Consolidated	$	116,195	16.71	%	$	55,616	8.00	%		N/A	N/A
	Bank		113,254	16.30	%		55,571	8.00	%	$	69,464	10.00	%
	Tier 1 (Core) Capital to Risk-Weighted Assets
	Consolidated		99,137	14.26	%		27,808	4.00	%		N/A	N/A
	Bank		105,596	15.20	%		27,786	4.00	%		41,678	6.00	%
	Tier 1 (Core) Capital to Average Assets
	Consolidated		99,137	10.48	%		37,834	4.00	%		N/A	N/A
	Bank		105,596	11.16	%		37,836	4.00	%		47,295	5.00	%

Commitments_And_Contingencies

Commitments And Contingencies	12 Months Ended
	Dec. 31, 2014
Commitments And Contingencies [Abstract]
Commitments And Contingencies	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 14 – COMMITMENTS AND CONTINGENCIES
	The Company is party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of customers. These financial instruments include off balance-sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs.  The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay.  Such financial instruments are recorded when they are funded.  Instruments, such as standby letters of credit, that are considered financial guarantees are recorded at fair value. The Company does not use forward loan sale commitments.
	The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contract or notional amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments.
		December 31,
		2014		2013
	Financial instruments whose contract amounts represent credit risk:
	Commitments to extend credit	$	228,521	$	228,208
	Standby letters of credit		9,757		9,898
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the counter-party. Collateral held varies but may include accounts receivable; inventory; property, plant, and equipment; and income-producing commercial properties. Fixed rate commitments totaled $35,500 and $20,533 at December 31, 2014 and 2013, respectively, with rates ranging from 0.50% to 7.25% in 2014 and 0.75% to 8.00% in 2013.
	Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of customers to a third party. These are primarily issued to support private borrowing arrangements.  55% of these commitments expire prior to December 31, 2017.  The remainder expire in the first quarter of 2018. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The Company does not require collateral as support for the commitments. Collateral is secured as commitments are funded.
	In 2014, 2013 and 2012, no impairment charges were taken on standby letters of credit which were issued by the Company on behalf of customers to accommodate their borrowings with third parties. Prior to 2012, a provision for impairment charges related to the establishment of a liability for the Company’s expected losses on an outstanding letter of credit was recorded. During the second quarter of 2012, the collateral securing the letter of credit was sold to an unrelated third party who assumed the letter of credit. The liability for the guarantees was reduced to zero and no further impairment charges were recognized. At December 31, 2014 and 2013, there was no carrying value recorded by the Company as a liability for those guarantees.
	Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.
	The Company does not use interest rate contracts (e.g. swaps) or other derivatives to manage interest rate risk and does not have any of these instruments outstanding as of and for the years ended December 31, 2014, 2013 or 2012.

Retirement_Plans

Retirement Plans	12 Months Ended
	Dec. 31, 2014
Retirement Plans [Abstract]
Retirement Plans	NOTE 15 - RETIREMENT PLANS
	The Bank has a 401(k) profit sharing plan covering all employees who qualify as to age and length of service. The discretionary employer contributions paid and expensed under all plans totaled $438, $449 and $366 in 2014, 2013 and 2012, respectively. Certain officers and directors of the Company and its subsidiaries are covered by nonqualified deferred compensation plans. Payments to be made under these plans are accrued over the anticipated years of service of the individuals covered. Amounts charged to expense were $175, $323, and $324 in 2014, 2013, and 2012, respectively. The aggregate amount of deferred compensation included in other liabilities in the consolidated balance sheets is $3,145 and  $3,262 in 2014 and 2013, respectively. The Company has established the Baylake Bank Supplemental Executive Retirement Plan (“SERP Plan”), which is intended to provide certain management and highly compensated employees of the Company who have contributed and are expected to continue to contribute to the Company’s success, deferred compensation in addition to that available under the Company’s other retirement programs. Costs amounting to $104, $225 and $222 are included in the amounts charged to expense for 2014, 2013 and 2012, respectively. The Company has ceased making contributions to the SERP Plan at the present time and does not expect to resume making contributions to the SERP Plan in the foreseeable future.

Income_Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2014
Income Taxes [Abstract]
Income Taxes	NOTE 16- INCOME TAXES
	Income tax expense (benefit) consists of the following:
			For the year ended December 31,
			2014		2013		2012
	Current income taxes
	Federal	$	1,639	$	922	$	1,699
	State		496		-66		-35
			2,135		856		1,664
	Deferred income taxes
	Federal		1,023		1,535		159
	State		94		928		-340
			1,117		2,463		-181
	Income tax expense	$	3,252	$	3,319	$	1,483
	The provision for income taxes differs from the amount of income tax determined by applying the statutory federal income tax rate to pretax income as a result of the following differences:
			For the year ended December 31,
			2014		2013		2012
	Income tax expense based on statutory rate (34%)	$	4,140	$	3,851	$	3,103
	State income tax expense (benefit) net of federal tax expense (benefit)		643		569		-905
	Effect of tax-exempt interest income		-687		-698		-687
	Life insurance death benefit and earnings		-130		-119		-295
	Equity in income of UFS subsidiary		-320		-254		-184
	Deferred tax reversal related to UFS subsidiary restructure		-332		—		—
	State valuation allowance reversal		–		—		658
	Other		-62		-30		-207
	Expense based on effective tax rates	$	3,252	$	3,319	$	1,483
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 16- INCOME TAXES (Continued)
	Deferred income taxes reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes.
	The following is a summary of the significant components of the Company’s deferred income tax assets and liabilities as of December 31, 2014 and 2013:
		2014		2013
	Deferred income tax assets
	Allowance for loan losses	$	2,765	$	3,003
	Deferred loan fees		196		165
	Deferred compensation		1,464		1,530
	Nonaccrual loans		189		114
	Accrued vacation pay		603		584
	OREO property valuation/expenses		465		1,633
	Donations		—		39
	Deferred tax credits-AMT		2,241		2,437
	State net operating loss carry forwards (“NOLs”)		559		665
	Other		274		288
	Total deferred tax assets before valuation allowance		8,756		10,458
	Deferred income tax liabilities
	Depreciation		1,701		1,757
	FHLB stock dividends		413		413
	Mortgage loan servicing		185		212
	Net unrealized gain on securities available for sale		1,508		696
	Equity in UFS subsidiary		—		525
	Prepaid expenditures		153		165
	Other		89		54
	Total deferred income tax liabilities		4,049		3,822
	Net deferred income tax assets	$	4,707	$	6,636
	The Company has state net operating loss carry forwards of $10,725 and $12,810 at December 31, 2014 and December 31, 2013, respectively. These net operating losses expire in 2031.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 16- INCOME TAXES (Continued)
	Income tax expense recorded in the consolidated statement of operations involves the interpretation and application of certain accounting pronouncements and federal and state tax codes. The Company undergoes examination by various regulatory taxing agencies. Such agencies may require that changes in the amount of tax expense be recognized when their interpretations differ from those of management, based on their judgment about information available to them at the time of their examination.
	A reconciliation of the beginning and ending amounts of unrecognized tax benefits is as follows:
		For the year ended December 31,
	2014		2013		2012
Balance, beginning of year	$	—	$	—	$	174
Additions for tax positions of prior years		—		—		—
Settlements		—		—		-174
Balance, end of year	$	—	$	—	$	—
As of December 31, 2012, the gross unrecognized tax benefits represented estimated tax and interest costs related to an IRS audit for the 2009 tax year.   In January 2012, the Company and the IRS reached a tentative settlement agreement to finalize the audit and the Company paid interest of $34. The excess liability of $140 was reversed when the audit was finalized in the fourth quarter of 2012.
The Company and its subsidiaries are subject to U.S. federal and Wisconsin state income tax.   The Company and its subsidiaries file a consolidated federal income tax return and a combined Wisconsin tax return. The Company is no longer subject to examination by U.S. Federal taxing authorities for years before 2011 and for Wisconsin state income taxes for years before 2010. During the third quarter of 2013, the IRS began an audit of the Company’s 2011 federal income tax return. The audit concluded in the fourth quarter of 2013. The Company received a minimal amount of interest related to the timing of deductions taken for income tax purposes. During the third quarter of 2014, the IRS began an audit of the Company’s 2012 federal income tax return. The audit was concluded in the first quarter of 2015. There were no adjustments related to the audit.  The Company does not expect the total amount of unrecognized tax benefits to significantly increase or decrease in the next twelve months.
The Company recognizes interest and/or penalties related to income tax matters in income tax expense.

Earnings_Per_Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2014
Earnings Per Share [Abstract]
Earnings Per Share	NOTE 17 - EARNINGS PER SHARE
	Earnings per share is based on the weighted average number of shares outstanding for the year. A reconciliation of the basic and diluted earnings per share amounts is as follows:
		For the year ended December 31,
		2014		2013		2012
	Basic
	Net income	$	8,923	$	8,009		$	7,642
	Weighted average common shares outstanding		8,354,034		7,902,732			7,926,424
	Basic earnings  per common share	$	1.07	$	1.01		$	0.96
	Diluted
	Net income		8,923		8,009			7,642
	Earnings from assumed conversion of convertible debentures		372		593			593
	Net income	$	9,295	$	8,602		$	8,235
	Weighted average common shares outstanding for basic earnings per share		8,354,034		7,902,732			7,926,424
	Add:  Dilutive effects of assumed exercises of stock options and vesting of restricted stock units		81,019		68,910			29,116
	Add:  Dilutive effects of convertible promissory notes		1,165,055		1,880,000			1,880,000
	Average shares and dilutive potential common shares		9,600,108		9,851,642			9,835,540
	Diluted earnings per common share	$	0.97	$	0.87		$	0.84
	Additional common stock option shares that have not been included due to their antidilutive effect		61,469		49,949			93,152
	Additional common stock convertible debenture shares that have not been included due to their antidilutive effect		—		—			—

Stock_Option_Plan

Stock Option Plan	12 Months Ended
	Dec. 31, 2014
Stock Option Plan [Abstract]
Stock Option Plan	NOTE 18 - STOCK OPTION PLAN
	The Company has a non-qualified stock option plan (the “Option Plan”) under which certain officers and key salaried employees may purchase shares of the Company’s stock at an established exercise price.  Unless earlier terminated, these options expire ten years from the date of grant.  The options vest over a five-year period becoming exercisable 20% per year, commencing one year from date of grant.  The Option Plan expired in 2003 and no options remain outstanding under the Option Plan. There was no compensation expense recognized for the Option Plan in 2014, 2013 and 2012. At December 31, 2014, 2013 and 2012, there was no unrecognized compensation cost related to the Option Plan.  At December 31, 2014, 2013 and 2012, respectively, there were 0,  10,000 and 19,000 options vested but unexercised.
	In June 2010, the Company’s shareholders approved the Baylake Corp 2010 Equity Incentive Plan (the “2010 Plan”), under which current and prospective employees, non-employee directors and consultants may be awarded incentive stock options, non-statutory stock options, shares of restricted stock or restricted stock units (“RSUs”), or stock appreciation rights.  The aggregate number of shares of the Company’s common stock issuable under the 2010 Plan is 750,000.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands, except per share data)
	NOTE 18 - STOCK OPTION PLAN (Continued)
	Stock Options
	On March 18, 2014, the Company granted 64,130 stock options to certain members of management at the market value of the stock on the grant date, which was $13.90 per share.  The options granted expire 10 years from date of grant and vest ratably over a five-year period.  The fair value of the stock options granted was $3.26 per option, determined under the Black-Scholes option pricing model.  Compensation cost to be recognized over the five-year vesting period, net of income tax, is $127.  As of December 31, 2014, none of the options were vested and 12,661 options had been forfeited. Unrecognized compensation expense, net of income tax, is $103.
	Restricted Stock Units
	On March 18, 2014, the Company granted 15,040 RSUs to certain members of management at the market value of the stock, which was $13.90 per share.  The RSUs were awarded at no cost to the employee and vest ratably over a five-year period.  Compensation cost to be recognized over the five-year vesting period, net of income tax, is $127.  As of December 31, 2014, none of the RSUs were vested. 624 RSUs were forfeited during 2014. Unrecognized compensation expense, net of income tax, is $103.
	On May 20, 2014, the Company granted 2,000 RSUs to a certain member of management at the market value of the stock, which was $12.39 per share.  The RSUs were awarded at no cost to the employee and vest ratably over a five-year period.  Compensation cost to be recognized over the five-year vesting period, net of income tax, is $15.  As of December 31, 2014, none of the RSUs were vested. Unrecognized compensation expense, net of income tax, is $13.
	Accounting for Stock Options
	The fair value of each option grant was estimated as of the date of the grant using the Black-Scholes option pricing model.  The risk-free interest rate is based on the U.S. Treasury rate for the expected option term.  The expected volatility is based on the volatility of the Company’s stock over the 36-month period preceding the grant date.  The expected term represents the period of time the options are expected to be outstanding. The grant date fair values and assumptions used to determine such values are as follows:
		2014			2013
	Weighted average grant date fair value	$	3.26	$	2.58
	Assumptions:
	Risk-free interest rate		2.26	%	1.35	%
	Expected volatility		25.45	%	30.47	%
	Expected term (in years)		7	years	7	years
	Expected dividend yield		2.01	%	1.68	%
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands, except per share data)
	NOTE 18 - STOCK OPTION PLAN (Continued)
	Activity in the stock option plans during 2014 follows:
			Shares			Weighted Average Exercise Price			Weighted Average Remaining Contractual Term			Aggregate Intrinsic Value
	Outstanding at beginning of year		175,824		$	6.69			7.63		$	—
	Granted		64,130			13.90			—			—
	Exercised		-1,557			4.15			—			—
	Forfeited or expired		-12,661			14.10			—			—
	Outstanding at end of year		225,736		$	8.34			7.68		$	—
	Exercisable at end of year		67,930		$	5.56			6.83		$	471
	Fully vested and expected to vest		225,736		$	8.34			7.68		$	1,024
	Activity in the stock option plans during 2013 follows:
			Shares			Weighted Average Exercise Price			Weighted Average Remaining Contractual Term			Aggregate Intrinsic Value
	Outstanding at beginning of year		163,281		$	6.44			7.48		$	—
	Granted		43,176			9.50			—			—
	Exercised		-6,971			4.40			—			—
	Forfeited or expired		-23,662			10.81			—			—
	Outstanding at end of year		175,824		$	6.69			7.63		$	—
	Exercisable at end of year		45,738		$	6.91			5.92		$	202
	Fully vested and expected to vest		175,824		$	6.69			7.63		$	1,125
	Activity in the stock option plan during 2012 follows:
			Shares			Weighted Average Exercise Price			Weighted Average Remaining Contractual Term			Aggregate Intrinsic Value
	Outstanding at beginning of year		112,400		$	7.27			6.46		$	—
	Granted		73,015			6.20			—			—
	Exercised		-889			—			—			—
	Forfeited or expired		-21,245			10.10			—			—
	Outstanding at end of year		163,281		$	6.44			7.48		$	—
	Exercisable at end of year		38,610		$	10.20			3.31		$	70
	Fully vested and expected to vest		163,281		$	6.44			7.48		$	338
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands, except per share data)
	NOTE 18 - STOCK OPTION PLAN (Continued)
	The following options were outstanding at December 31, 2014:
				Number of Shares								Weighted-Average Remaining Life   (in Years)
								Weighted-Average Exercise Price
		Price      Range		Outstanding		Exercisable		Outstanding		Exercisable
	$	4.15		59,929		34,176	$	4.15	$	4.15		6.20
$	6.2		64,389		25,760	$	6.20	$	6.20		7.25
$	9.50		39,949		7,994	$	9.50	$	9.50		8.21
$	13.9		61,469		—	$	13.90	$	—		9.21
			225,736		67,930	$	8.34	$	5.56		7.68
Information related to the stock option plans during each year follows:
		2014		2013		2012
Intrinsic value of options exercised	$	13	$	42	$	2
Cash received from option exercises		7		31		4
Tax benefit realized from option exercises		5		8		1
The following table summarizes information about the Company’s RSU activity for 2014 and 2013.
Restricted Stock Units
Activity in the RSUs during 2014 were as follows:
	RSUs		Weighted Average Grant Price
Outstanding at beginning of year	122,685	$	6.43
Granted	17,040		13.72
Vested	-32,267		6.05
Forfeited or expired	-624		13.90
Outstanding at end of year	106,834	$	7.53
Activity in the RSUs during 2013 were as follows:
	RSUs		Weighted Average Grant Price
Outstanding at beginning of year	124,671	$	5.28
Granted	35,177		9.50
Vested	-28,679		5.13
Forfeited or expired	-8,484		6.62
Outstanding at end of year	122,685	$	6.43

Condensed_Financial_Informatio

Condensed Financial Information - Parent Company Only	12 Months Ended
	Dec. 31, 2014
Condensed Financial Information - Parent Company Only [Abstract]
Condensed Financial Information - Parent Company Only	NOTE 19 - CONDENSED FINANCIAL INFORMATION - PARENT COMPANY ONLY
	CONDENSED BALANCE SHEETS
	31-Dec
		2014		2013
	ASSETS
	Cash and due from financial institutions	$	2,015	$	3,279
	Deferred income taxes		188		132
	Unamortized debt offering costs		—		27
	Income tax receivable		20		115
	Investment in subsidiaries		121,061		116,042
	Other assets		13		22
	Total assets	$	123,297	$	119,617
	LIABILITIES AND STOCKHOLDERS’ EQUITY
	Liabilities
	Interest Payable	$	43	$	236
	Debentures		16,100		16,100
	Convertible promissory notes		1,650		9,400
	Total liabilities		17,793		25,736
	Stockholders’ equity		105,504		93,881
	Total liabilities and stockholders’ equity	$	123,297	$	119,617
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 19 - CONDENSED FINANCIAL INFORMATION - PARENT COMPANY ONLY (Continued)
	CONDENSED STATEMENTS OF OPERATIONS
	Years ended December 31
		2014		2013		2012
	Income
	Dividends from subsidiaries	$	6,000	$	5,724	$	789
	Interest income		3		5		2
	Other		-		1		—
	Total income		6,003		5,730		791
	Expenses
	Interest		871		1,242		1,277
	Other		667		552		379
	Total expenses		1,538		1,794		1,656
	Income (loss) before equity in undistributed net income of subsidiaries		4,465		3,936		-865
	Equity in undistributed net income of subsidiaries (earnings in excess of dividends)		3,761		3,316		7,202
	Income before income taxes		8,226		7,252		6,337
	Income tax benefit		-697		-757		-1,305
	Net income	$	8,923	$	8,009	$	7,642
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 19 - CONDENSED FINANCIAL INFORMATION - PARENT COMPANY ONLY (Continued)
	CONDENSED STATEMENT OF CASH FLOWS
	Years ended December 31
		2014		2013		2012
	Cash flows from operating activities:
	Net income	$	8,923	$	8,009	$	7,642
	Adjustments to reconcile net income to net cash provided by operating activities:
	Undistributed earnings of subsidiary (earnings in excess of dividends)		-3,761		-3,316		-7,202
	Recovery of deferred tax asset previously written off		—		—		-658
	Amortization of debt issuance costs		27		36		35
	Net change in income tax receivable		95		600		-19
	Other changes, net		212		301		267
	Net cash flows provided by operating activities		5,496		5,630		65
	Cash flows from investing activities:
	Capitalization of non-bank subsidiary		—		-100		—
	Net cash used in investing activities		—		-100		—
	Cash flows from financing activities:
	Purchase of treasury stock		-4,241		-1,707		—
Dividends paid		-2,519		-1,738		-635
Net cash used in financing activities		-6,760		-3,445		-635
Net change in cash and cash equivalents		-1,264		2,085		-570
Beginning cash and cash equivalents		3,279		1,194		1,764
Ending cash and cash equivalents	$	2,015	$	3,279	$	1,194

Selected_Quarterly_Financial_D

Selected Quarterly Financial Data	12 Months Ended
	Dec. 31, 2014
Selected Quarterly Financial Data [Abstract]
Selected Quarterly Financial Data	NOTE 20 – SELECTED QUARTERLY FINANCIAL DATA
	The following is selected unaudited financial data summarizing the results of operations for each quarter in the years ended December 31, 2014 and 2013:
			2014 Quarter Ended
			(In thousands, except per share data)
		31-Mar				30-Jun			30-Sep			31-Dec
	Interest income	$		8,512		$	8,795		$	8,541		$	8,895
	Interest expense			922			949			783			659
	Net interest income			7,590			7,846			7,758			8,236
	Provision for loan losses			—			—			—			—
	Net interest income after PLL			7,590			7,846			7,758			8,236
	Noninterest income			2,016			2,166			2,329			2,556
	Noninterest expense			6,768			6,994			6,508			8,052
	Income before income tax expense			2,838			3,018			3,579			2,740
	Provision for income tax			773			859			1,122			498
	Net income	$		2,065		$	2,159		$	2,457		$	2,242
	Basic earnings per share	$		0.27		$	0.27		$	0.29		$	0.25
	Diluted earnings per share	$		0.23		$	0.24		$	0.26		$	0.24
			2013 Quarter Ended
			(In thousands, except per share data)
		31-Mar			30-Jun			30-Sep			31-Dec
	Interest income	$	8,653		$	8,564		$	8,615		$	8,908
	Interest expense		1,293			1,218			1,076			953
	Net interest income		7,360			7,346			7,539			7,955
	Provision for loan losses		600			600			200			—
	Net interest income after PLL		6,760			6,746			7,339			7,955
	Noninterest income		2,499			2,359			2,326			2,646
	Noninterest expense		6,808			6,679			6,474			7,341
	Income before income tax expense		2,451			2,426			3,191			3,260
	Provision for income tax		696			695			986			942
	Net income	$	1,755		$	1,731		$	2,205		$	2,318
	Basic earnings per share	$	0.22		$	0.22		$	0.28		$	0.30
	Diluted earnings per share	$	0.19		$	0.19		$	0.24		$	0.25

Nature_Of_Business_And_Summary1

Nature Of Business And Summary Of Significant Accounting Policies (Policy)	12 Months Ended
	Dec. 31, 2014
Nature Of Business And Summary Of Significant Accounting Policies [Abstract]
Use Of Estimates	On February 7, 2014, the Bank purchased a branch location in Appleton, Wisconsin. The transaction included deposits of $13,681 and related overdraft loans of $3 as well as $950 of fixed assets. The transaction resulted in $112 of core deposit intangible.
	On January 7, 2015, the Bank announced its plans to close one of its branch locations in Brown County, Wisconsin. Customer deposits and loans will be serviced by other Bank locations and staff will be relocated to other branches. The Bank anticipates using the facility in future operations and therefore the property has not been transferred to other real estate.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)
	Use of Estimates: To prepare financial statements in conformity with accounting principles generally accepted in the United States of America (“U.S. GAAP”), management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the consolidated financial statements and the disclosures provided, and actual results could differ. The allowance for loan losses, value of foreclosed properties, other than temporary impairment of securities, income tax expense, and fair values of financial instruments are particularly subject to change.
Cash Flows	Cash and Cash Equivalents: Cash and cash equivalents include cash and deposits with other financial institutions. Balances over $250 in those institutions are not insured by the FDIC and therefore pose a potential risk in the event the institution were to fail.  As of December 31, 2014, uninsured deposits totaled $130,822.
Securities	Securities: Securities are classified as held to maturity or available for sale at the time of purchase. Investment securities classified as held to maturity, which management has the intent and ability to hold to maturity, are reported at amortized cost, adjusted for amortization of premiums and accretion of discounts, using a method that approximates level yield. Investment securities classified as available for sale, which management has the intent and ability to hold for an indefinite period of time, but not necessarily to maturity, are carried at fair value, with unrealized gains and losses, net of related deferred income taxes, included in stockholders’ equity as a separate component of other comprehensive income. Premiums and discounts are amortized or accreted into interest income over the estimated life (earlier of call date, maturity, or estimated life) of the related security, using a prospective method that approximates level yield. Any decision to sell investment securities available for sale would be based on various factors, including, but not limited to, asset/liability management strategies, changes in interest rates or prepayment risks, liquidity needs, or regulatory capital considerations. Gains and losses on sales are recorded on the trade date and determined using the specific identification method.
	Declines in the fair value of securities below their cost that are other-than-temporary due to credit issues are reflected as “Other than temporary impairment of securities” in the statement of operations. In estimating other-than-temporary losses, management considers: (1) the length of time and extent that fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the Company’s ability and intent to hold the security for a period sufficient to allow for any anticipated recovery in fair value. The difference between the present values of the cash flows expected to be collected and the amortized cost basis is the credit loss.  The credit loss is the portion of the other-than-temporary impairment that is recognized in earnings and is a reduction to the cost basis of the security.  The portion of other-than-temporary impairment related to all other factors is included in other comprehensive income (loss).
Federal Home Loan Bank Stock	Federal Home Loan Bank (“FHLB”) stock: The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on expected ultimate recovery of par value.   The determination of whether a decline affects the ultimate recovery is influenced by criteria such as: 1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount and length of time a decline has persisted; 2) impact of legislative and regulatory changes on the FHLB and 3) the liquidity position of the FHLB.  Both cash and stock dividends are reported as income.
Loans Held For Sale	Loans Held for Sale: Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or market, as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)
	Mortgage loans held for sale may be sold with servicing rights retained. The carrying value of mortgage loans sold with servicing rights retained is reduced by the amount allocated to the servicing right at the time of sale. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold.
Loans
	Loans: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of deferred loan fees and costs, and an allowance for loan losses. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments.
	Interest income on loans is discontinued at the time the loan is 90 days delinquent. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful.  All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Restructured Loans	Restructured Loans:  Restructured loans involve the granting of some concession to the borrower involving a loan modification, such as payment schedule changes, interest rate reductions, or principal charge-offs.  A troubled debt restructuring (“TDR”) includes a loan modification where a borrower is experiencing financial difficulty and a concession is granted to that borrower that would not otherwise be considered but for the borrower’s financial difficulties.  A TDR may be accrual or nonaccrual status based upon the performance of the borrower and management’s assessment of collectability. A TDR on nonaccrual is returned to accrual after performing in accordance with the modified terms for a sufficient period, generally six months. A loan that is modified at a market rate of interest may no longer be classified as a TDR in the calendar year subsequent to the restructuring if it is in compliance with the modified terms.
Allowance For Loan Losses
	Allowance for Loan Losses:  The allowance for loan losses (“ALL”) represents management’s estimate of probable and inherent credit losses in the loan portfolio. Estimating the amount of the ALL requires the exercise of significant judgment and the use of estimates related to the amount and timing of expected future cash flows on impaired loans, estimated losses on pools of homogeneous loans based on historical loss experience, and consideration of other qualitative factors such as current economic trends and conditions, all of which may be susceptible to significant change. The loan portfolio also represents the largest asset on the consolidated balance sheet. Loan losses are charged off against the ALL, while recoveries of amounts previously charged off are credited to the ALL. A provision for loan losses (“PFLL”) is charged to operations based on management’s periodic evaluation of the factors previously mentioned, as well as other pertinent factors.
	The ALL consists of specific reserves on certain impaired loans and general reserves for non-impaired loans.  Specific reserves reflect estimated losses based on regular analyses of all impaired non-homogenous loans. These analyses involve a high degree of judgment in estimating the amount of loss associated with specific loans, including estimating the amount and timing of future cash flows and collateral values. The general reserve is based on the Bank’s historical loss experience which is updated quarterly. The general reserve portion of the ALL also includes consideration of certain qualitative factors such as 1) changes in the nature, volume and terms of loans, 2) changes in lending personnel, 3) changes in the quality of the loan review function, 4) changes in nature and volume of past-due, nonaccrual and/or classified loans, 5) changes in concentration of credit risk, 6) changes in economic and industry conditions, 7) changes in legal and regulatory requirements, 8) unemployment and inflation statistics, and 9) changes in underlying collateral values.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)
	There are many factors affecting the ALL; some are quantitative while others require qualitative judgment. The process for determining the ALL (which management believes adequately considers potential factors which might possibly result in credit losses) includes subjective elements and, therefore, may be susceptible to significant change. To the extent actual outcomes differ from management estimates, additional PFLL could be required that could adversely affect the earnings or financial position in future periods. Allocations of the ALL may be made for specific loans but the entire ALL is available for any loan that, in management’s judgment, should be charged-off or for which an actual loss is realized. As an integral part of their examination process, various regulatory agencies review the ALL as well. Such agencies may require that changes in the ALL be recognized when such regulators’ credit evaluations differ from those of management based on information available to the regulators at the time of their examinations.
Mortgage Servicing Rights	Mortgage Servicing Rights: Mortgage servicing rights are recognized separately when they arise through sales of loans with servicing retained. Mortgage servicing rights are initially recorded at fair value with the offsetting effect recorded as a reduction to gain/loss on sale of loans.  Changes in fair value are included in “net change in valuation of mortgage servicing rights” in the consolidated statements of operations. Subsequent to origination, under the fair value measurement method, the Company measures fair value based on market prices for comparable servicing contracts, when available, or alternatively, based on a valuation model that calculates the present value of estimated future net servicing income.   The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, prepayment speeds and default rates and losses.  The Company compares the valuation model inputs and results to published industry data in order to validate the model results and assumptions.  Changes in fair value are included in fees from loan servicing on the consolidated statement of operations in the period in which the change occurs.  The fair values of mortgage servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses.  Mortgage servicing rights are included in “other assets” on the consolidated balance sheets.
	Loan servicing fee income earned for servicing loans is based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned.  Loan servicing fees totaled $584, $591, and $598 for the years ended December 31, 2014, 2013, and 2012, respectively.  Late fees and ancillary fees related to loan servicing are not material.
Bank Owned Life Insurance
	Bank Owned Life Insurance: The Company has purchased life insurance policies on certain key executives. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the net cash surrender value.
Transfers Of Financial Assets	Transfers of Financial Assets: Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Foreclosed Properties	Other Real Estate Owned Properties: Assets acquired through or instead of loan foreclosure or bank facilities no longer in use are initially recorded at fair value, less estimated costs to sell, establishing a new cost basis. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Costs incurred after acquisition are expensed.  These costs include management fees, operating expenses, and valuation write-downs.
Premises And Equipment	Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging from 5 to 40 years. Furniture, fixtures, and equipment are depreciated using the straight-line (or accelerated) method with useful lives ranging from 3 to 12 years.
Rabbi Trust	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)
	Rabbi Trust:  During 2011, the Company established a Rabbi Trust to hold proceeds from the surrender of life insurance policies.  The assets of the Rabbi trust are invested in investment choices identical to the investments selected by eligible participants in the Company’s Supplemental Executive Retirement Plan (“SERP”).  This provides an economic hedge to the Company’s liability under the SERP. The Rabbi Trust remains in effect at December 31, 2014 and is included with other assets in the consolidated balance sheet.
Goodwill And Other Intangible Assets	Goodwill: Goodwill results from business acquisitions and represents the excess of the purchase price over the fair value of acquired tangible assets.  The goodwill recorded represents the excess of market value over book value.  The Company’s operations are managed and financial performance is evaluated on a company-wide basis.  All of the financial services operations are considered by Management to be aggregated as one reportable segment.
	During the first quarter of 2014, goodwill increased $0.6 million due to the acquisition of a branch operation and facility in Outagamie County, Wisconsin.
	During 2014 and 2013, the Company, with the assistance of a third party valuation firm, determined an estimated cash fair value of the Company’s common stock. Consideration was given to the nature and history of the Company, the competitive and economic outlook for the trade area and for the banking industry in general, the book value and financial condition of the Company, the future earnings and dividend paying capacity, the size of the block valued, and the prevailing market prices of bank stocks.  The following valuation methodologies were considered: 1) net asset   value   –  defined  as  the  net  worth  of  the  Company,   2)  market  value  –  defined  as  the  price  at  which knowledgeable buyers and sellers would agree to buy and sell the Company’s common stock, and 3) investment value – defined as an estimate of the present value of the future benefits, usually earnings, cash flow, or dividends, that will accrue to the Company’s common stock.  When consideration was given to the three valuation methodologies, as well as all other relevant valuation variables and factors, the fully-diluted cash fair value range of the Company’s common shares was considered to be in excess of the book value.  Since the valuation ranges obtained from that firm exceeded the carrying value including goodwill, step one of the impairment test established under U.S. GAAP was met and, therefore, no goodwill impairment was recognized.  If the carrying amount would have exceeded fair value, the Company would have performed the second step to measure the amount of impairment loss.  Based on the valuation obtained as of September 30, 2014, the valuation exceeded the carrying value by a range of 51% to 61%.  As of December 31, 2014, there are no conditions that would require goodwill impairment to be reevaluated.
Long-Term Assets
	Long-Term Assets:  Premises and equipment, and other long-term assets are reviewed for impairment when events indicate that their carrying amount may not be recoverable from future undiscounted cash flows.  If impaired, the assets are recorded at fair value.  Management has determined that such assets have not been impaired as of December 31, 2014 and 2013.
Loan Commitments And Related Financial Interests	Loan Commitments and Related Financial Instruments: Financial instruments include off-balance-sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Instruments, such as standby letters of credit, that are considered financial guarantees in accordance with accounting guidance are recorded at fair value.
Trust Fee Income	Trust Fee Income: The Company provides trust services to customers and in return charges fees using terms customary in its industry, including charging fees based on the agreed-upon percentages of assets managed or as otherwise specified in the underlying agreements. Income from trust services is recognized when the services are provided and included as “fees from fiduciary activities” in the consolidated statements of operations.
Advertising Expense	Advertising Expense: The Company expenses all advertising costs as they are incurred. Total advertising costs for the years ended December 31, 2014, 2013 and 2012 were $204, $246 and $264, respectively.
Earnings Per Common Share	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands, except per share data
	NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)
	Earnings Per Common Share: Basic earnings per common share is net income or loss divided by the weighted average number of common shares outstanding during the period. Diluted earnings per common share include the dilutive effect of additional potential common shares issuable under stock options, stock awards, and convertible promissory notes.
Loss Contingencies	Loss Contingencies: Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.
Restrictions On Cash	Restrictions on Cash: Cash on hand or on deposit with the Federal Reserve Bank of Chicago (“Reserve Bank”) of $1,652 and $1,412 was required to meet regulatory reserve requirements as of December 31, 2014 and 2013, respectively. These balances earn interest. During 2012, the Reserve Bank eliminated balances previously required to be maintained to meet clearing requirements.
Dividend Reinvestment Plan	Dividend Reinvestment Plan: The Company administers a dividend reinvestment plan (“DRIP”), whereby the Company allocates applicable dividends to acquire, on the participant’s behalf, shares of the Company’s common stock. During 2014, total cash dividends of $2,519 were declared and paid by the Company. Of this amount, $351 was allocated to the DRIP and was used to purchase 27,337 shares in the open market at a weighted average price of $12.90 per share, to fulfill the DRIP plan requirements. No shares were issued by the Company during 2014 in administration of the DRIP.
Operating Segments
	During 2013, 24,398 shares were purchased in the open market at a weighted average price of $10.69 per share to fulfill the DRIP plan requirements for a total of $261 in dividends.
	Operating Segments: While the chief decision makers monitor the revenue streams of the various products and services, the identifiable segments are not material and operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
Stock-based Compensation	Stock-based Compensation:  The Company accounts for equity awards by recognizing compensation expense related to the stock-based equity awards over the vesting period.  See Note 18 for information on stock-based compensation.
Income Taxes
	Income Taxes: Deferred income taxes are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases.  Deferred tax assets and liabilities are measured using enacted tax rates that will apply to taxable income in the years in which those temporary differences are expected to be recovered or settled.  The effect on deferred income tax assets and liabilities of a change in tax rates is recognized as income or expense in the period that includes the enactment date.  See Note 16 for details on the Company’s income taxes.
	A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax estimation presumed to occur.  The amount recognized is the largest amount of tax benefit that is greater than 50% likely to be realized on examination.  For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)
	The Company regularly reviews the carrying amount of its deferred income tax assets to determine if the establishment of a valuation allowance is necessary.  If based on the available evidence it is more likely than not that all or a portion of the Company’s deferred income tax assets will not be realized in future periods, a deferred income tax valuation allowance would be established.  Consideration is given to various positive and negative factors that could affect the realization of the deferred income tax assets. In evaluating this available evidence, management considers, among other things, historical financial performance, expectation of future earnings, the ability to carry back losses to recoup taxes previously paid, length of statutory carry forward periods, experience with operating loss and tax credit carry forwards not expiring unused, tax planning strategies and timing of reversals of temporary differences.  Significant judgment is required in assessing future earning trends and the timing of reversals of temporary differences.  The Company’s evaluation is based on current tax laws as well as management’s expectations of future performance. During the fourth quarter of 2012, it was determined that a valuation allowance of $658 previously established against a deferred tax receivable relating to the Company was no longer necessary. The valuation allowance was reversed into 2012 net income as a reduction of that year’s income tax expense.
	The Company is subject to the income tax laws of the U.S., its states and municipalities.  These tax laws are complex and subject to different interpretations by the taxpayer and the relevant governmental taxing authorities.  The accounting guidance for income taxes prescribes a comprehensive model for how companies should recognize, measure, present, and disclose in their financial statements uncertain tax positions taken or expected to be taken on a tax return.  Under the guidance, tax positions shall initially be recognized in the financial statements when it is more likely than not the position will be sustained upon the examination by the tax authorities.  Such tax positions shall initially and subsequently be measured as the largest amount of tax benefit that is greater than 50% likely to be realized upon ultimate settlement with the tax authority assuming full knowledge of the position and all relevant facts.  Interest and penalties related to income tax expense are recorded as income tax expense, net of federal and state tax benefit, when the amounts can reasonably be determined.
Reclassifications	Reclassifications:  Certain items previously reported were reclassified to conform to the current presentation.
New Accounting Pronouncements	Recent Accounting Pronouncements:
	In January 2015, the Financial Accounting Standards Board (“FASB”) issued Accounting Standard Update (“ASU”) No. 2015-01 Income Statement - Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items. The amendment eliminates from U.S. GAAP the concept of extraordinary items. Subtopic 225-20, Income Statement – Extraordinary and Unusual Items, required that an entity separately classify, present, and disclose extraordinary events and transactions. Presently, an event or transaction is presumed to be an ordinary and usual activity of the reporting entity unless evidence clearly supports its classification as an extraordinary item. If an event or transaction meets the criteria for extraordinary classification, an entity is required to segregate the extraordinary item from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. The entity also is required to disclose applicable income taxes and either present or disclose earnings-per-share data applicable to the extraordinary item. This guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. A reporting entity may apply the amendments prospectively or retrospectively to all prior periods presented in the financial statements. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. The adoption of this guidance is not expected to have a significant impact on the consolidated financial condition, results of operations or liquidity of the Company.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)
	In November 2014, the FASB issued ASU No. 2014-17, Business Combinations (Topic 805): Pushdown Accounting. The amendments in ASU 2014-17 provide an acquired entity with an option to apply pushdown accounting in its separate financial statements upon occurrence of an event in which an acquirer obtains control of the acquired entity. An acquired entity may elect the option to apply pushdown accounting in the reporting period in which the change-in-control event occurs. An acquired entity should determine whether to elect to apply pushdown accounting for each individual change-in-control event in which an acquirer obtains control of the acquired entity. If pushdown accounting is not applied in the reporting period in which the change-in-control event occurs, an acquired entity will have the option to elect to apply pushdown accounting in a subsequent reporting period to the acquired entity’s most recent change-in-control event. An election to apply pushdown accounting in a reporting period after the reporting period in which the change-in-control event occurred should be considered a change in accounting principle in accordance with Topic 250, Accounting Changes and Error Corrections. If pushdown accounting is applied to an individual change-in-control event, that election is irrevocable. This guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. The adoption of this guidance is not expected to have a significant impact on the consolidated financial condition, results of operations or liquidity of the Company.
	In August 2014, the FASB issued ASU No. 2014-15, Presentation of Financial Statements – Going Concern (Subtopic 205-40). In connection with preparing financial statements for each annual and interim reporting periods, an entity’s management should evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the entity’s ability to continue as a going concern within one year after the date that the financial statements are issued (or within one year after the date that the financial statements are available to be issued when applicable). Management’s evaluation should be based on relevant conditions and events that are known and reasonably knowable at the date that the financial statements are issued (or at the date that the financial statements are available to be issued when applicable). The amendments in this update are effective for the annual period ending after December 15, 2016, and for annual periods and interim periods thereafter. The adoption of this guidance is not expected to have a significant impact on the consolidated financial condition, results of operations or liquidity of the Company.
	In August 2014, the FASB issued ASU No. 2014-14, Receivables – Troubled Debt Restructuring by Creditors (Subtopic 310-40). The amendments in this update require that a mortgage loan be derecognized and that a separate other receivable be recognized upon foreclosure if the following conditions are met: (1) the loan has a government guarantee that is not separable from the loan before foreclosure. (2) at the time of foreclosure, the creditor has the intent to convey the real estate property to the guarantor and make a claim on the guarantee, and the creditor has the ability to recover under that claim and (3) at the time of foreclosure, any amount of the claim that is determined on the basis of the fair value of the real estate is fixed. Upon foreclosure, the separate other receivable should be measured based on the amount of the loan balance (principal and interest) expected to be recovered from the guarantor. The amendments in this update are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. The adoption of this guidance is not expected to have a significant impact on the consolidated financial condition, results of operations or liquidity of the Company.
	In June 2014, the FASB issued ASU No. 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financing, and Disclosures. The amendments in this guidance require repurchase-to-maturity transactions to be accounted for as secured borrowings. The guidance for certain transactions accounted for as a sale, as well as new disclosures for repurchase agreements, securities lending transactions, and repurchase-to-maturity transactions accounted for as secured borrowings is effective prospectively, for annual and interim periods, beginning after December 15, 2014. The adoption of the guidance is not expected to have a significant impact on the consolidated financial condition, results of operations or liquidity of the Company.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)
	In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606). Under the amended guidance, an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. This guidance is effective prospectively, for annual and interim periods, beginning after December 15, 2016. Management is currently evaluating this guidance and does not expect this guidance will have a significant impact on the consolidated financial condition, results of operations or liquidity of the Company.
	In January 2014, the FASB issued ASU No. 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40) Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force). The amendments in ASU 2014-04 clarify when an in-substance repossession or foreclosure occurs — that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The new ASU requires a creditor to reclassify a collateralized consumer mortgage loan to real estate property upon obtaining legal title to the real estate collateral, or the borrower voluntarily conveying all interest in the real estate property to the lender to satisfy the loan through a deed in lieu of foreclosure or similar legal agreement. This ASU is effective for the Company beginning January 1, 2015. The provisions of this guidance are not expected to have a significant impact on the consolidated financial condition, results of operations or liquidity of the Company.

Fair_Value_Information_Tables

Fair Value Information (Tables)	12 Months Ended
	Dec. 31, 2014
Fair Value Information [Abstract]
Assets Measured At Fair Value On A Recurring Basis	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 2 – FAIR VALUE INFORMATION (Continued)
	ASSETS MEASURED ON A RECURRING BASIS
		31-Dec-14			Quoted Prices in Active Markets For Identical Assets (Level 1)			Significant Other Observable Inputs (Level 2)			Significant Unobservable Inputs         (Level 3)
	Assets:
	Securities available for sale:
	U.S. government sponsored agency securities	$	2,747		$	—		$	2,747		$	—
	Mortgage-backed securities		115,714			—			115,460			254
	Obligations of states and political subdivisions		59,002			—			59,002			—
	Private placement and corporate bonds		3,544			—			3,544			—
	Other securities		1,905			—			1,905			—
	Total securities available for sale		182,912			—			182,658			254
	Mortgage servicing rights		841			—			841			—
	Total	$	183,753		$	—		$	183,499		$	254
		31-Dec-13				Quoted Prices in Active Markets For Identical Assets (Level 1)					Significant Other Observable Inputs (Level 2)			Significant Unobservable Inputs (Level 3)
	Assets:
	Securities available for sale:
	U.S. government sponsored agency securities	$	2,964				$	—				$	2,964		$	—
	Mortgage backed securities		153,635					—					153,153			482
	Obligations of states and political subdivisions		58,669					—					58,669			—
	Private placement and corporate bonds		3,435					—					3,435			—
	Other securities		1,905					—					1,905			—
	Total securities available for sale		220,608					—					220,126			482
	Mortgage servicing rights		967					—					967			—
	Total	$	221,575				$	—				$	221,093		$	482
Assets Measured At Fair Value On A Recurring Basis Using Significant Unobservable Inputs		31-Dec-14				31-Dec-13
	Balance, beginning of period	$	482			$	3,103
	Transfer into Level 3		—				—
	Other comprehensive loss		-28				-78
	Transfer out of Level 3		—				—
	Principal payments		-200				-2,543
	Balance, end of period	$	254			$	482
Assets Measured At Fair Value On A Non-Recurring Basis	ASSETS MEASURED ON A NON-RECURRING BASIS
			31-Dec-14			Quoted Prices in Active Markets For Identical Assets (Level 1)			Significant Other Observable Inputs (Level 2)				Significant Unobservable Inputs (Level 3)
	Assets:
	Impaired loans with allocated allowance		$	1,451		$	—		$	—		$	1,451
	Other real estate owned, net			4,266			—			—			4,266
	Total			5,717			—			—			5,717
			31-Dec-13			Quoted Prices in Active Markets For Identical Assets (Level 1)			Significant Other Observable Inputs (Level 2)				Significant Unobservable Inputs (Level 3)
	Assets:
	Impaired loans with allocated allowance		$	1,252		$	—		$	—		$	1,252
	Other real estate owned, net			6,298			—			—			6,298
	Total			7,550			—			—			7,550
Required Financial Disclosures About Fair Value Of Financial Instruments		December 31,
		2014						2013
		Carrying Amount			Fair Value			Carrying Amount			Fair Value
	Financial assets
	Cash and due from financial institutions	$	60,189		$	60,189		$	76,179		$	76,179
	Federal funds sold		1,176			1,176			63			63
	Securities held to maturity		25,612			26,181			10,275			10,275
	Securities available for sale		182,912			182,912			220,608			220,608
	Loans held for sale		1,290			1,314			1,360			1,384
	Loans, net		672,306			675,481			610,302			605,655
	Federal Home Loan Bank stock		4,238			4,238			3,598			3,598
	Mortgage servicing rights		841			841			967			967
	Other real estate owned, net		4,266			4,266			6,298			6,298
	Accrued interest receivable		2,559			2,559			2,506			2,506
	Financial liabilities
	Deposits	$	765,542		$	765,370		$	744,212		$	739,315
	Repurchase agreements		64,869			64,869			58,448			58,448
	Federal Home Loan Bank advances		60,455			60,475			66,700			66,304
	Subordinated debentures		16,100			16,100			16,100			16,100
	Convertible promissory notes		1,650			1,642			9,400			9,316
	Accrued interest payable		283			283			548			548

Securities_Tables

Securities (Tables)	12 Months Ended
	Dec. 31, 2014
Securities [Abstract]
Fair Value Of Securities Available For Sale And Related Unrealized Gains And Losses		2014
			Fair Value			Gross Unrealized Gains			Gross Unrealized Losses
	Securities Available for Sale:
	U.S. government sponsored agency securities	$	2,747		$	—		$	-4
	Obligations of states and political subdivisions		59,002			2,027			-57
	Mortgage-backed securities		115,714			2,492			-640
	Private placement and corporate bonds		3,544			24			—
	Other securities		1,905			—			—
	Total Securities Available for Sale	$	182,912		$	4,543		$	-701
	Securities Held to Maturity:
	Mortgage-backed securities	$	21,131		$	519		$	—
	Private placement and corporate bonds		5,050			50			—
	Total Securities Held to Maturity	$	26,181		$	569		$	—
	Total Securities	$	209,093		$	5,112		$	-701
		2013
	Securities Available for Sale:		Fair Value			Gross Unrealized Gains			Gross Unrealized Losses
	U.S. government sponsored agency securities	$	2,964		$	—		$	-50
	Obligations of states and political subdivisions		58,669			2,232			-193
	Mortgage-backed securities		153,635			2,291			-2,423
	Private placement and corporate bonds		3,435			—			-85
	Other securities		1,905			—			—
		$	220,608		$	4,523		$	-2,751
	Securities Held to Maturity:
	Mortgage-backed securities	$	10,275		$	—		$	—
	Total Securities Held to Maturity	$	10,275		$	—		$	—
	Total Securities	$	230,883		$	4,523		$	-2,751
Sales Of Securities Available For Sale			2014			2013			2012
	Proceeds	$	15,879		$	6,406		$	51,431
	Gross realized gains		488			574			2,195
	Gross realized losses		42			—			7
Estimated Fair Value Of Securities By Contractual Maturity		AFS Estimated Fair Value			HTM Estimated Fair Value
	Due in one year or less	$	8,111	$	-
	Due after one year through five years		25,654		-
	Due after five years through ten years		26,849		5,050
	Due after ten years		4,679		-
			65,293		5,050
	Other equity securities		1,905		-
	Mortgage-backed securities		115,714		21,131
		$	182,912	$	26,181
Securities In Unrealized Loss Positions Aggregated By Investment Category And Length Of Time In Loss Position			Less than 12 Months							12 Months or More				Total
	Description of Securities					Unrealized Loss				Fair Value		Unrealized Loss		Fair Value		Unrealized Loss
			Fair Value
	2014
	U.S. government sponsored agency securities	$	—	$		—			$	2,747	$	-4	$	2,747	$	-4
	Obligations of states and political subdivisions		857			-4				2,935		-53		3,792		-57
	Mortgage-backed securities		2,689			-6				30,216		-634		32,905		-640
	Total temporarily impaired	$	3,546	$		-10			$	35,898	$	-691	$	39,444	$	-701
			Less than 12 Months							12 Months or More				Total
	Description of Securities		Fair Value				Unrealized Loss			Fair Value		Unrealized Loss		Fair Value		Unrealized Loss
	2013
	U.S. government sponsored agency securities	$	2,964	$		-50			$	—	$	—	$	2,964	$	-50
	Obligations of states and political subdivisions		5,290			-193				—		—		5,290		-193
	Mortgage-backed securities		65,198			-1,640				15,667		-783		80,865		-2,423
	Private placement and corporate bonds		3,435			-85				—		—		3,435		-85
	Total temporarily impaired	$	76,887	$		-1,968			$	15,667	$	-783	$	92,554	$	-2,751

Loans_Tables

Loans (Tables)	12 Months Ended
	Dec. 31, 2014
Loans [Abstract]
Major Classifications Of Loans
		2014			2013
	Commercial-Syndicated	$	65,429		$	43,105
	Commercial-Other		88,045			82,185
	Real estate:
	Residential		152,091			142,398
	Commercial		304,446			287,815
	Construction		40,808			36,948
	Consumer		6,075			6,495
	Tax exempt		22,964			19,435
	Total		679,858			618,381
	Less:
	Deferred loan origination fees, net of costs		-501			-421
	Allowance for loan losses		-7,051			-7,658
	Loans, net	$	672,306		$	610,302
Changes In Loans To Related Parties		For the year ended December 31,
		2014			2013
	Balance at beginning of year	$	6,186		$	7,149
	New loans made		3,852			2,873
	Repayments received		-2,676			-3,312
	Reclassification for loans related to new/former officers and directors		-265			-524
	Balance at end of year	$	7,097		$	6,186
Changes In Allowance For Loan And Lease Losses		For the year ended December 31,
			2014			2013			2012
	Balance at beginning of year	$	7,658		$	9,165		$	10,638
	Provision charge to operations		—			1,400			5,425
	Recoveries		676			683			774
	Loans charged off		-1,283			-3,590			-7,672
	Balance at end of year	$	7,051		$	7,658		$	9,165
Schedule Of Information Regarding Impaired Loans	Information regarding impaired loans is as follows:
		December 31,
		2014			2013
	Impaired loans with no allocated allowance for loan loss	$	10,999		$	13,773
	Impaired loans with allocated allowance for loan loss		2,812			1,895
	Allowance allocated to impaired loans		1,361			643
			For the year ended December 31,
			2014			2013			2012
	Average impaired loans during the period	$	14,202		$	14,914		$	26,212
	Interest income recognized during impairment		356			329			325
	Cash-basis interest income recognized		20			—			110
Nonperforming And Restructured Loans		December 31,
		2014			2013
	Loans past due over 90 days still on accrual	$	—		$	—
	Loans restructured in a troubled debt restructuring non-accruing		—			255
	Nonaccrual loans		5,155			6,403
	Total nonperforming loans	$	5,155		$	6,658
	Restructured loans, accruing interest	$	8,656		$	9,009
Allowance For Loan Losses And Recorded Investment In Loans	A breakdown of the ALL and recorded investments in loans at December 31, 2014 is as follows:
			Construction		Real Estate-Residential		Real Estate-Commercial		Commercial-Syndicated			Commercial-Other			Consumer			Tax Exempt				Not Specifically Allocated					Total
	Allowance for Loan Losses:
	Beginning balance	$	372	$	1,373	$	4,431	$		218	$	445	$	64			$		—	$			755	$		7,658
	Charge-offs		-162		-88		-656			-178		-116		-83					—				—			-1,283
	Recoveries		56		126		439			—		37		18					—				—			676
	Provision		-14		-632		-932			1,007		716		55					—				-200			—
	Ending Balance	$	252	$	779	$	3,282	$		1,047	$	1,082	$	54			$		—	$			555	$		7,051
	Loans:
	Ending balance	$	40,808	$	152,091	$	303,945	$		65,429	$	88,045	$	6,075			$		22,964	$			—	$		679,357
	ALL		-252		-779		-3,282			-1,047		-1,082		-54					—				-555			-7,051
	Recorded investment	$	40,556	$	151,312	$	300,663	$		64,382	$	86,963	$	6,021			$		22,964	$			-555	$		672,306
	Ending balance:
	Individually evaluated	$	—	$	849	$	12,101	$		—	$	848	$	13			$		—	$			—	$		13,811
	Collectively evaluated		40,808		151,242		291,844			65,429		87,197		6,062					22,964				—			665,546
	Total	$	40,808	$	152,091	$	303,945	$		65,429	$	88,045	$	6,075			$		22,964	$			—	$		679,357
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 4 – LOANS (Continued)
	A breakdown of the ALL and recorded investments in loans at December 31, 2013 is as follows:
				Construction			Real Estate-Residential		Real Estate-Commercial				Commercial-Other		Consumer			Tax Exempt					Not Specifically Allocated		Total
											Commercial- Syndicated
	Allowance for Loan Losses:
	Beginning balance		$		652	$	1,658	$	5,787	$	207	$	471	$	102		$		—			$	288	$	9,165
	Charge-offs				-93		-552		-2,132		—		-758		-55				—				—		-3,590
	Recoveries				15		100		269		—		272		27				—				—		683
	Provision				-202		167		507		11		460		-10				—				467		1,400
	Ending Balance		$		372	$	1,373	$	4,431	$	218	$	445	$	64		$		—			$	755	$	7,658
	Loans:
	Ending balance		$		36,948	$	142,398	$	287,394	$	43,105	$	82,185	$	6,495	$		19,435			$		—	$	617,960
	ALL				-372		-1,373		-4,431		-218		-445		-64			—					-755		-7,658
	Recorded investment		$		36,576	$	141,025	$	282,963	$	42,887	$	81,740	$	6,431	$		19,435			$		-755	$	610,302
	Ending balance:
	Individually evaluated		$		660	$	540	$	14,181	$	—	$	266	$	21	$		—			$		—	$	15,668
	Collectively evaluated				36,288		141,858		273,213		43,105		81,919		6,474			19,435					—		602,292
	Total		$		36,948	$	142,398	$	287,394	$	43,105	$	82,185	$	6,495	$		19,435			$		—	$	617,960
Breakdown Of Loans By Risk Grading	Below is a breakdown of loans by risk grading as of December 31, 2014:
			0001-0005			0006A			0006B			0007 (1)			Total
	Commercial- Syndicated	$	60,694		$	4,735		$	—		$	—		$	65,429
	Commercial- Other		81,530			4,224			1,240			1,051			88,045
	Real estate - Commercial		255,711			26,124			5,632			16,979			304,446
	Construction		38,679			1,153			783			193			40,808
			436,614			36,236			7,655			18,223			498,728
	Real estate-Residential		148,835			1,299			414			1,543			152,091
	Consumer		6,062			—			—			13			6,075
	Tax exempt		21,994			970			—			—			22,964
	Total	$	613,505		$	38,505		$	8,069		$	19,779		$	679,858
	Deferred loan origination fees														-501
	Total loans													$	679,357
	Percent of total loans		90.2	%		5.7	%		1.2	%		2.9	%		100.0	%
		-1		Included in the 0007 rated loans are $5,968 of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.
	BAYLAKE CORP.
	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	December 31, 2014, 2013 and 2012
	(Dollar amounts in thousands)
	NOTE 4 – LOANS (Continued)
	Below is a breakdown of loans by risk grading as of December 31, 2013:
				0001-0005			0006A			0006B			0007  (2)			Total
	Commercial- Syndicated		$	43,105		$	—		$	—		$	—		$	43,105
	Commercial- Other			75,179		$	2,510		$	3,080		$	1,416		$	82,185
	Real estate-Commercial			237,773			20,732			10,549			18,761			287,815
	Construction			33,125			1,857			1,105			861			36,948
				389,182			25,099			14,734			21,038			450,053
	Real estate-Residential			139,364			1,305			464			1,265			142,398
	Consumer			6,473			—			—			22			6,495
	Tax exempt			19,435			—			—			—			19,435
	Total		$	554,454		$	26,404		$	15,198		$	22,325		$	618,381
	Deferred loan origination fees															-421
	Total loans														$	617,960
	Percent of total loans			89.7	%		4.3	%		2.4	%		3.6	%		100.0	%
		-2		2013  included in the 0007 rated loans are $6,657 of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.
Past Due Loans	A summary of past due loans at December 31 are as follows:
		2014
			30-89 Days Past Due (accruing)			90 Days or more Past Due or  on Nonaccrual			Total
	Construction	$	—		$	—		$	—
	Real estate-residential		313			849			1,162
	Real estate-commercial		996			3,461			4,457
	Commercial-Syndicated		—			—			—
	Commercial-Other		11			832			843
	Consumer		35			13			48
	Tax exempt		—			—			—
	Total	$	1,355		$	5,155		$	6,510
		2013
			30-89 Days Past Due (accruing)			90 Days or more Past Due or  on Nonaccrual			Total
	Construction	$	—		$	660		$	660
	Real estate-residential		363			540			903
	Real estate-commercial		676			5,171			5,847
	Commercial-Syndicated		—			—			—
	Commercial-Other		15			266			281
	Consumer		26			21			47
	Tax exempt		—			—			—
	Total	$	1,080		$	6,658		$	7,738
Summary Of Troubled Debt Restructurings
		2014						2013
			Number of Modifications			Recorded Investment			Number of Modifications			Recorded Investment
	Construction		—		$	—			—		$	—
	Real estate-residential		—			—			—			—
	Real estate-commercial		9			8,640			8			9,264
	Commercial-Syndicated		—			—			—			—
	Commercial-Other		1			16			—			—
	Consumer		—			—			—			—
	Tax exempt		—			—			—			—
	Total		10		$	8,656			8		$	9,264
Schedule Of Accrual And Nonaccrual Status Of Troubled Debt Restructuring [Table Text Block]
			Construction					Real Estate-Residential			Real Estate-Commercial		Commercial-Syndicated		Commercial-Other		Consumer		Tax Exempt		Total
	Accruing
	Beginning balance	$	—		$			—		$	9,009	$	—	$	—	$	—	$	—	$	9,009
	Principal payments		—					—			-19		—		-11		—		—		-30
	Charge-offs		—					—			—		—		—		—		—		—
	Advances		—					—			6		—		—		—		—		6
	New restructureds		—					—			302		—		27		—		—		329
	Transfers to other real estate owned		—					—			—		—		—		—		—		—
	Transfers to nonaccrual		—					—			—		—		—		—		—		—
	Transfers out of TDRs		—					—			-658		—		—		—		—		-658
	Ending Balance	$	—		$			—		$	8,640	$	—	$	16	$	—	$	—	$	8,656
	Nonaccrual
	Beginning balance	$	—	$			—		$		255	$	—	$	—	$	—	$	—	$	255
	Principal payments		—				—				-290		—		—		—		—		-290
	Charge-offs		—				—				-12		—		—		—		—		-12
	Advances		—				—				47		—		—		—		—		47
	New restructureds		—				—				—		—		—		—		—		—
	Transfers to other real estate owned		—				—				—		—		—		—		—		—
	Transfers from accruing		—				—				—		—		—		—		—		—
	Transfers out of TDRs		—				—				—		—		—		—		—		—
	Ending Balance	$	—	$			—		$		—	$	—	$	—	$	—	$	—	$	—
	Totals
	Beginning balance	$	—	$			—		$		9,264	$	—	$	—	$	—	$	—	$	9,264
	Principal payments		—				—				-309		—		-11		—		—		-320
	Charge-offs		—				—				-12		—		—		—		—		-12
	Advances		—				—				53		—		—		—		—		53
	New restructureds		—				—				302		—		27		—		—		329
	Transfers to other real estate owned		—				—				—		—		—		—		—		—
	Transfers out of TDRs		—				—				-658		—		—		—		—		-658
	Ending Balance	$	—	$			—		$		8,640	$	—	$	16	$	—	$	—	$	8,656
Summary Of Troubled Debt Restructurings By Restructure Type			Accruing			Nonaccruing			Total
	A/A/B Note Structure	$	16		$	—		$	16
	Payment schedule changes		6,561			—			6,561
	Interest rate reduction		2,079			—			2,079
	Total	$	8,656		$	—		$	8,656
Information Regarding Impaired Loans	31-Dec-14		Construction		Real Estate-Residential		Real Estate-Commercial		Commercial- Syndicated		Commercial- Other		Consumer		Tax Exempt		Not Specifically Allocated		Total
	With an allowance recorded:
	Recorded investment	$	—	$	83	$	1,367	$	—	$	—	$	1	$	—	$	—	$	1,451
	Unpaid principal balance		—		168		2,008		—		634		2		—		—		2,812
	Related allowance		—		85		641		—		634		1		—		—		1,361
	With no related allowance recorded:
	Recorded investment	$	—	$	681	$	10,093	$	—	$	214	$	11	$	—	$	—	$	10,999
	Unpaid principal balance		—		681		10,093		—		214		11		—		—		10,999
	Related allowance		—		—		—		—		—		—		—		—		—
	Total:
	Recorded investment	$	—	$	764	$	11,460	$	—	$	214	$	12	$	—	$	—	$	12,450
	Unpaid principal balance		—		849		12,101		—		848		13		—		—		13,811
	Related allowance		—		85		641		—		634		1		—		—		1,361
	Average recorded investment during year	$	408	$	532	$	13,031	$	—	$	228	$	3	$	—	$	—	$	14,202
	Interest income recognized while impaired	$	—	$	5	$	351	$	—	$	—	$	—	$	—	$	—	$	356
	31-Dec-13		Construction		Real Estate-Residential		Real Estate-Commercial		Commercial- Syndicated		Commercial- Other		Consumer		Tax Exempt		Not Specifically Allocated		Total
	With an allowance recorded:
	Recorded investment	$	—	$	201	$	1,032	$	—	$	19	$	—	$	—	$	—	$	1,252
	Unpaid principal balance		—		277		1,569		—		49		—		—		—		1,895
	Related allowance		—		76		537		—		30		—		—		—		643
	With no related allowance recorded:
	Recorded investment	$	660	$	263	$	12,611	$	—	$	218	$	21	$	—	$	—	$	13,773
	Unpaid principal balance		660		263		12,611		—		218		21		—		—		13,773
	Related allowance		—		—		—		—		—		—		—		—		—
	Total:
	Recorded investment	$	660	$	464	$	13,643	$	—	$	237	$	21	$	—	$	—	$	15,025
	Unpaid principal balance		660		540		14,180		—		267		21		—		—		15,668
	Related allowance		—		76		537		—		30		—		—		—		643
	Average recorded investment during year	$	767	$	434	$	13,503	$	—	$	227	$	31	$	—	$	—	$	14,962
	Interest income recognized while impaired	$	3	$	8	$	318	$	—	$	—	$	—	$	—	$	—	$	329

Premises_And_Equipment_Tables

Premises And Equipment (Tables)	12 Months Ended
	Dec. 31, 2014
Premises And Equipment [Abstract]
Premises And Equipment
		December 31,
		2014		2013
	Land	$	5,026	$	5,026
	Buildings and improvements		23,916		22,554
	Equipment		12,431		12,126
			41,373		39,706
	Less accumulated depreciation		21,167		19,992
	Premises and equipment, net	$	20,206	$	19,714

Other_Real_Estate_Owned_Net_Ta

Other Real Estate Owned, Net (Tables)	12 Months Ended
	Dec. 31, 2014
Other Real Estate Owned, Net [Abstract]
Summary Of Foreclosed Properties
			For the year ended December 31,
			2014		2013		2012
	Beginning balance	$	8,566	$	14,334	$	14,913
	Transfer of loan collateral to other real estate owned		1,204		1,037		9,487
	Transfer of bank facilities to other real estate owned		—		569		—
	Sales proceeds, net		-2,525		-5,040		-8,040
	Net gain from disposal of other real estate owned		19		202		194
	Valuation allowance related to properties disposed		-2,171		-2,536		-2,220
	Total other real estate owned		5,093		8,566		14,334
	Valuation allowance for losses		-827		-2,268		-3,858
	Total other real estate owned, net	$	4,266	$	6,298	$	10,476
Changes In The Valuation Allowance For Losses On Foreclosed Properties			For the year ended December 31,
			2014		2013		2012
	Beginning balance	$	2,268	$	3,858	$	2,794
	Provision charged to operations		730		946		3,284
	Amounts related to properties disposed		-2,171		-2,536		-2,220
	Balance at end of year	$	827	$	2,268	$	3,858

Mortgage_Servicing_Rights_Tabl

Mortgage Servicing Rights (Tables)	12 Months Ended
	Dec. 31, 2014
Mortgage Servicing Rights [Abstract]
Summary Of Changes In the Carrying Value Of MSRs			For the year ended December 31,
			2014		2013
	Balance at beginning of period	$	967	$	839
	Addition from loans sold with servicing retained		79		224
	Loan payments and payoffs		-124		-192
	Changes in valuation		-81		96
	Fair value of MSRs at the end of period	$	841	$	967
	Unpaid principal balance of loans serviced at December 31	$	123,943	$	125,684

Deposits_Tables

Deposits (Tables)	12 Months Ended
	Dec. 31, 2014
Deposits [Abstract]
Summary Of Deposits		2014		2013
	Noninterest-bearing demand deposits	$	153,113	$	127,940
	Interest-bearing demand deposits		140,159		132,407
	Savings deposits		44,868		41,249
	Money market deposits		288,744		287,447
	Time deposits $100,000 and greater		48,748		44,927
	Other time deposits		89,910		110,242
	Total deposits	$	765,542	$	744,212
	Brokered deposits included above	$	8,532	$	11,482

Federal_Home_Loan_Bank_Advance1

Federal Home Loan Bank Advances (Tables)	12 Months Ended
	Dec. 31, 2014
Federal Home Loan Bank Advances [Abstract]
Summary Of Federal Home Loan Bank Advances	Year of		2014	Weighted Average Rate			2013	Weighted Average Rate
	Maturity
	2014	$	—	—	%	$	41,000	1.51	%
	2015		22,800	1.38			16,000	1.62
	2016		1,750	0.75			1,000	2.13
	2017		1,950	1.10			1,200	2.39
	2018		10,600	2.44			4,000	0.25
	2019		13,355	1.86			—	—
	2020		—	—			—	—
	2021		10,000	0.28			3,500	0.30
		$	60,455	2.02	%	$	66,700	1.01	%

Repurchase_Agreements_Tables

Repurchase Agreements (Tables)	12 Months Ended
	Dec. 31, 2014
Repurchase Agreements [Abstract]
Short-Term Borrowings		2014			2013
	Securities sold under agreements to repurchase	$	64,869		$	58,448
	Average amounts outstanding during year	$	41,110		$	34,728
	Maximum month-end amounts outstanding		64,869			69,902
	Average interest rates on amounts outstanding at end of year		0.27	%		0.11	%
	Average interest rates on amounts outstanding during year		0.24	%		0.23	%

Capital_Matters_Tables

Capital Matters (Tables)	12 Months Ended
	Dec. 31, 2014
Capital Matters [Abstract]
Risk-Based Capital And Leverage Ratios			Actual				For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
			Amount	Ratio			Amount	Ratio			Amount	Ratio
	2014
	Total Capital to Risk-Weighted Assets
	Consolidated	$	118,605	16.14	%	$	58,791	8.00	%		N/A	N/A
	Bank		116,935	15.92	%		58,753	8.00	%	$	73,441	10.00	%
	Tier 1 (Core) Capital to Risk-Weighted Assets
	Consolidated		109,904	14.96	%		29,395	4.00	%		N/A	N/A
	Bank		109,884	14.96	%		29,376	4.00	%		44,064	6.00	%
	Tier 1 (Core) Capital to Average Assets
	Consolidated		109,904	11.26	%		39,032	4.00	%		N/A	N/A
	Bank		109,884	11.27	%		39,016	4.00	%		48,770	5.00	%
	2013
	Total Capital to Risk-Weighted Assets
	Consolidated	$	116,195	16.71	%	$	55,616	8.00	%		N/A	N/A
	Bank		113,254	16.30	%		55,571	8.00	%	$	69,464	10.00	%
	Tier 1 (Core) Capital to Risk-Weighted Assets
	Consolidated		99,137	14.26	%		27,808	4.00	%		N/A	N/A
	Bank		105,596	15.20	%		27,786	4.00	%		41,678	6.00	%
	Tier 1 (Core) Capital to Average Assets
	Consolidated		99,137	10.48	%		37,834	4.00	%		N/A	N/A
	Bank		105,596	11.16	%		37,836	4.00	%		47,295	5.00	%

Commitments_And_Contingencies_

Commitments And Contingencies (Tables)	12 Months Ended
	Dec. 31, 2014
Commitments And Contingencies [Abstract]
Lending Related Commitments		December 31,
		2014		2013
	Financial instruments whose contract amounts represent credit risk:
	Commitments to extend credit	$	228,521	$	228,208
	Standby letters of credit		9,757		9,898

Income_Taxes_Tables

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2014
Income Taxes [Abstract]
Income Tax Expense (Benefit)			For the year ended December 31,
			2014		2013		2012
	Current income taxes
	Federal	$	1,639	$	922	$	1,699
	State		496		-66		-35
			2,135		856		1,664
	Deferred income taxes
	Federal		1,023		1,535		159
	State		94		928		-340
			1,117		2,463		-181
	Income tax expense	$	3,252	$	3,319	$	1,483
Reconciliation Of Provision For Income Taxes To Amount Of Income Tax Determined By Applying The Federal Statutory Rate			For the year ended December 31,
			2014		2013		2012
	Income tax expense based on statutory rate (34%)	$	4,140	$	3,851	$	3,103
	State income tax expense (benefit) net of federal tax expense (benefit)		643		569		-905
	Effect of tax-exempt interest income		-687		-698		-687
	Life insurance death benefit and earnings		-130		-119		-295
	Equity in income of UFS subsidiary		-320		-254		-184
	Deferred tax reversal related to UFS subsidiary restructure		-332		—		—
	State valuation allowance reversal		–		—		658
	Other		-62		-30		-207
	Expense based on effective tax rates	$	3,252	$	3,319	$	1,483
Deferred Income Tax Assets And Liabilities		2014		2013
	Deferred income tax assets
	Allowance for loan losses	$	2,765	$	3,003
	Deferred loan fees		196		165
	Deferred compensation		1,464		1,530
	Nonaccrual loans		189		114
	Accrued vacation pay		603		584
	OREO property valuation/expenses		465		1,633
	Donations		—		39
	Deferred tax credits-AMT		2,241		2,437
	State net operating loss carry forwards (“NOLs”)		559		665
	Other		274		288
	Total deferred tax assets before valuation allowance		8,756		10,458
	Deferred income tax liabilities
	Depreciation		1,701		1,757
	FHLB stock dividends		413		413
	Mortgage loan servicing		185		212
	Net unrealized gain on securities available for sale		1,508		696
	Equity in UFS subsidiary		—		525
	Prepaid expenditures		153		165
	Other		89		54
	Total deferred income tax liabilities		4,049		3,822
	Net deferred income tax assets	$	4,707	$	6,636
Reconciliation Of Unrecognized Tax Benefits		For the year ended December 31,
		2014		2013		2012
	Balance, beginning of year	$	—	$	—	$	174
	Additions for tax positions of prior years		—		—		—
	Settlements		—		—		-174
	Balance, end of year	$	—	$	—	$	—

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2014
Earnings Per Share [Abstract]
Schedule Of Earnings Per Share
		For the year ended December 31,
		2014		2013		2012
	Basic
	Net income	$	8,923	$	8,009		$	7,642
	Weighted average common shares outstanding		8,354,034		7,902,732			7,926,424
	Basic earnings  per common share	$	1.07	$	1.01		$	0.96
	Diluted
	Net income		8,923		8,009			7,642
	Earnings from assumed conversion of convertible debentures		372		593			593
	Net income	$	9,295	$	8,602		$	8,235
	Weighted average common shares outstanding for basic earnings per share		8,354,034		7,902,732			7,926,424
	Add:  Dilutive effects of assumed exercises of stock options and vesting of restricted stock units		81,019		68,910			29,116
	Add:  Dilutive effects of convertible promissory notes		1,165,055		1,880,000			1,880,000
	Average shares and dilutive potential common shares		9,600,108		9,851,642			9,835,540
	Diluted earnings per common share	$	0.97	$	0.87		$	0.84
	Additional common stock option shares that have not been included due to their antidilutive effect		61,469		49,949			93,152
	Additional common stock convertible debenture shares that have not been included due to their antidilutive effect		—		—			—

Stock_Option_Plan_Tables

Stock Option Plan (Tables)	12 Months Ended
	Dec. 31, 2014
Stock Option Plan [Abstract]
Schedule Of Grant Date Fair Values And Assumptions Used To Determine Such Values		2014			2013
	Weighted average grant date fair value	$	3.26	$	2.58
	Assumptions:
	Risk-free interest rate		2.26	%	1.35	%
	Expected volatility		25.45	%	30.47	%
	Expected term (in years)		7	years	7	years
	Expected dividend yield		2.01	%	1.68	%
Activity In The Stock Option Plans	Activity in the stock option plans during 2014 follows:
			Shares			Weighted Average Exercise Price			Weighted Average Remaining Contractual Term			Aggregate Intrinsic Value
	Outstanding at beginning of year		175,824		$	6.69			7.63		$	—
	Granted		64,130			13.90			—			—
	Exercised		-1,557			4.15			—			—
	Forfeited or expired		-12,661			14.10			—			—
	Outstanding at end of year		225,736		$	8.34			7.68		$	—
	Exercisable at end of year		67,930		$	5.56			6.83		$	471
	Fully vested and expected to vest		225,736		$	8.34			7.68		$	1,024
	Activity in the stock option plans during 2013 follows:
			Shares			Weighted Average Exercise Price			Weighted Average Remaining Contractual Term			Aggregate Intrinsic Value
	Outstanding at beginning of year		163,281		$	6.44			7.48		$	—
	Granted		43,176			9.50			—			—
	Exercised		-6,971			4.40			—			—
	Forfeited or expired		-23,662			10.81			—			—
	Outstanding at end of year		175,824		$	6.69			7.63		$	—
	Exercisable at end of year		45,738		$	6.91			5.92		$	202
	Fully vested and expected to vest		175,824		$	6.69			7.63		$	1,125
	Activity in the stock option plan during 2012 follows:
			Shares			Weighted Average Exercise Price			Weighted Average Remaining Contractual Term			Aggregate Intrinsic Value
	Outstanding at beginning of year		112,400		$	7.27			6.46		$	—
	Granted		73,015			6.20			—			—
	Exercised		-889			—			—			—
	Forfeited or expired		-21,245			10.10			—			—
	Outstanding at end of year		163,281		$	6.44			7.48		$	—
	Exercisable at end of year		38,610		$	10.20			3.31		$	70
	Fully vested and expected to vest		163,281		$	6.44			7.48		$	338
Schedule Of Options Outstanding By Exercise Price Range	The following options were outstanding at December 31, 2014:
				Number of Shares								Weighted-Average Remaining Life   (in Years)
								Weighted-Average Exercise Price
		Price      Range		Outstanding		Exercisable		Outstanding		Exercisable
	$	4.15		59,929		34,176	$	4.15	$	4.15		6.20
	$	6.2		64,389		25,760	$	6.20	$	6.20		7.25
	$	9.50		39,949		7,994	$	9.50	$	9.50		8.21
	$	13.9		61,469		—	$	13.90	$	—		9.21
				225,736		67,930	$	8.34	$	5.56		7.68
Information Related To The Stock Option Plan
			2014		2013		2012
	Intrinsic value of options exercised	$	13	$	42	$	2
	Cash received from option exercises		7		31		4
	Tax benefit realized from option exercises		5		8		1
Activity In The Restricted Stock Units	Activity in the RSUs during 2014 were as follows:
		RSUs		Weighted Average Grant Price
	Outstanding at beginning of year	122,685	$	6.43
	Granted	17,040		13.72
	Vested	-32,267		6.05
	Forfeited or expired	-624		13.90
	Outstanding at end of year	106,834	$	7.53
	Activity in the RSUs during 2013 were as follows:
		RSUs		Weighted Average Grant Price
	Outstanding at beginning of year	124,671	$	5.28
	Granted	35,177		9.50
	Vested	-28,679		5.13
	Forfeited or expired	-8,484		6.62
	Outstanding at end of year	122,685	$	6.43

Condensed_Financial_Informatio1

Condensed Financial Information - Parent Company Only (Tables)	12 Months Ended
	Dec. 31, 2014
Condensed Financial Information - Parent Company Only [Abstract]
Condensed Balance Sheets		2014		2013
	ASSETS
	Cash and due from financial institutions	$	2,015	$	3,279
	Deferred income taxes		188		132
	Unamortized debt offering costs		—		27
	Income tax receivable		20		115
	Investment in subsidiaries		121,061		116,042
	Other assets		13		22
	Total assets	$	123,297	$	119,617
	LIABILITIES AND STOCKHOLDERS’ EQUITY
	Liabilities
	Interest Payable	$	43	$	236
	Debentures		16,100		16,100
	Convertible promissory notes		1,650		9,400
	Total liabilities		17,793		25,736
	Stockholders’ equity		105,504		93,881
	Total liabilities and stockholders’ equity	$	123,297	$	119,617
Condensed Statements Of Operations		2014		2013		2012
	Income
	Dividends from subsidiaries	$	6,000	$	5,724	$	789
	Interest income		3		5		2
	Other		-		1		—
	Total income		6,003		5,730		791
	Expenses
	Interest		871		1,242		1,277
	Other		667		552		379
	Total expenses		1,538		1,794		1,656
	Income (loss) before equity in undistributed net income of subsidiaries		4,465		3,936		-865
	Equity in undistributed net income of subsidiaries (earnings in excess of dividends)		3,761		3,316		7,202
	Income before income taxes		8,226		7,252		6,337
	Income tax benefit		-697		-757		-1,305
	Net income	$	8,923	$	8,009	$	7,642
Condensed Statement Of Cash Flows		2014		2013		2012
	Cash flows from operating activities:
	Net income	$	8,923	$	8,009	$	7,642
	Adjustments to reconcile net income to net cash provided by operating activities:
	Undistributed earnings of subsidiary (earnings in excess of dividends)		-3,761		-3,316		-7,202
	Recovery of deferred tax asset previously written off		—		—		-658
	Amortization of debt issuance costs		27		36		35
	Net change in income tax receivable		95		600		-19
	Other changes, net		212		301		267
	Net cash flows provided by operating activities		5,496		5,630		65
	Cash flows from investing activities:
	Capitalization of non-bank subsidiary		—		-100		—
	Net cash used in investing activities		—		-100		—
	Cash flows from financing activities:
	Purchase of treasury stock		-4,241		-1,707		—
	Dividends paid		-2,519		-1,738		-635
	Net cash used in financing activities		-6,760		-3,445		-635
	Net change in cash and cash equivalents		-1,264		2,085		-570
	Beginning cash and cash equivalents		3,279		1,194		1,764
	Ending cash and cash equivalents	$	2,015	$	3,279	$	1,194

Selected_Quarterly_Financial_D1

Selected Quarterly Financial Data (Tables)	12 Months Ended
	Dec. 31, 2014
Selected Quarterly Financial Data [Abstract]
Schedule Of Selected Quarterly Financial Data
			2014 Quarter Ended
			(In thousands, except per share data)
		31-Mar				30-Jun			30-Sep			31-Dec
	Interest income	$		8,512		$	8,795		$	8,541		$	8,895
	Interest expense			922			949			783			659
	Net interest income			7,590			7,846			7,758			8,236
	Provision for loan losses			—			—			—			—
	Net interest income after PLL			7,590			7,846			7,758			8,236
	Noninterest income			2,016			2,166			2,329			2,556
	Noninterest expense			6,768			6,994			6,508			8,052
	Income before income tax expense			2,838			3,018			3,579			2,740
	Provision for income tax			773			859			1,122			498
	Net income	$		2,065		$	2,159		$	2,457		$	2,242
	Basic earnings per share	$		0.27		$	0.27		$	0.29		$	0.25
	Diluted earnings per share	$		0.23		$	0.24		$	0.26		$	0.24
			2013 Quarter Ended
			(In thousands, except per share data)
		31-Mar			30-Jun			30-Sep			31-Dec
	Interest income	$	8,653		$	8,564		$	8,615		$	8,908
	Interest expense		1,293			1,218			1,076			953
	Net interest income		7,360			7,346			7,539			7,955
	Provision for loan losses		600			600			200			—
	Net interest income after PLL		6,760			6,746			7,339			7,955
	Noninterest income		2,499			2,359			2,326			2,646
	Noninterest expense		6,808			6,679			6,474			7,341
	Income before income tax expense		2,451			2,426			3,191			3,260
	Provision for income tax		696			695			986			942
	Net income	$	1,755		$	1,731		$	2,205		$	2,318
	Basic earnings per share	$	0.22		$	0.22		$	0.28		$	0.30
	Diluted earnings per share	$	0.19		$	0.19		$	0.24		$	0.25

Nature_Of_Business_And_Summary2

Nature Of Business And Summary Of Significant Accounting Policies (Details) (USD $)	3 Months Ended	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Jun. 30, 2014	Feb. 07, 2014	Sep. 30, 2012
		segment
Percentage of ownership interest					49.80%
Number of ownership shares held in UFS					500,000
Income in equity of UFS subsidiary		$1,208,000	$936,000	$675,000
Loans to subsidiary	7,097,000	7,097,000	6,186,000	7,149,000
Deposits acquired						13,681,000
Overdraft loans acquired						3,000
Fixed assets acquired						950,000
Core deposit intangible						112,000
Exercise of stock options by key employee		1,557	-6,971	889
Maximum amount of a deposit in another financial institution insured by FDIC	250,000	250,000
Deposits in other financial institutions not insured	130,822,000	130,822,000
Period for past due loans after which interest income on loan is discontinued		90 days
Purchase of FHLB stock		-640,000
Loan servicing fees		584,000	591,000	598,000
Increase to goodwill		600,000
Advertising costs		204,000	246,000	264,000
Cash on hand or on deposit with the Federal Reserve Bank	1,652,000	1,652,000	1,412,000
Dividends declared and paid		2,519,000	1,738,000	635,000
Dividends allocated to DRIP		351,000	261,000
Number of shares purchased in the open market		27,337	24,398
Weighted average price per share		$12.90	$10.69
Shares issued for administration of DRIP		0
Number of reportable segments		1
Tax benefit recognition threshold, likelihood of being realized		50.00%
Reversal of deferred tax receivable valuation allowance	658,000
United Financial Services LLC Owned By United Financial Services Inc. [Member]
Percentage of ownership interest	50.20%	50.20%
United Financial Services LLC Owned By Baylake Bank [Member]
Percentage of ownership interest	49.80%	49.80%
United Financial Services, Inc. [Member]
Reversal of deferred tax liability		584,000
Professional fees		146,000
Baylake Bank [Member] | United Financial Services, Inc. [Member]
Percentage of ownership interest	99.20%	99.20%
Number of ownership shares held in UFS	500,000	500,000
Baylake Bank [Member] | Other Shareholder Of United Financial Services, LLC [Member]
Percentage of ownership interest	49.80%	49.80%
Payment to related party shareholder for reimbursement for tax obligations resulting from restructuring transaction		661,000
United Financial Services [Member]
Income in equity of UFS subsidiary		1,208,000	936,000	675,000
Amounts paid to UFS for data processing services		1,208,000	937,000	1,014,000
Loans to subsidiary	2,978,000	2,978,000
Carrying value of investment in UFS	4,640,000	4,640,000	3,894,000
Equity method investments, value per share	$9,279	$9,279
Maximum [Member]
Percentage by which goodwill valuation exceeded carrying value							61.00%
Minimum [Member]
Percentage by which goodwill valuation exceeded carrying value							51.00%
Buildings And Related Components [Member] | Maximum [Member]
Useful lives of premises and equipment		40 years
Buildings And Related Components [Member] | Minimum [Member]
Useful lives of premises and equipment		5 years
Furniture, Fixtures And Equipment [Member] | Maximum [Member]
Useful lives of premises and equipment		12 years
Furniture, Fixtures And Equipment [Member] | Minimum [Member]
Useful lives of premises and equipment		3 years

Fair_Value_Information_Assets_

Fair Value Information (Assets Measured At Fair Value On A Recurring Basis) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value	$182,912	$220,608
Mortgage servicing rights	841	967	839
Total	183,753	221,575
U.S. Government-Sponsored Agency Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value	2,747	2,964
Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value	115,714	153,635
Obligations Of States And Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value	59,002	58,669
Private Placement And Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value	3,544	3,435
Other Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value	1,905	1,905
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value
Mortgage servicing rights
Total
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | U.S. Government-Sponsored Agency Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Obligations Of States And Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Private Placement And Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member] | Other Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value	182,658	220,126
Mortgage servicing rights	841	967
Total	183,499	221,093
Significant Other Observable Inputs (Level 2) [Member] | U.S. Government-Sponsored Agency Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value	2,747	2,964
Significant Other Observable Inputs (Level 2) [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value	115,460	153,153
Significant Other Observable Inputs (Level 2) [Member] | Obligations Of States And Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value	59,002	58,669
Significant Other Observable Inputs (Level 2) [Member] | Private Placement And Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value	3,544	3,435
Significant Other Observable Inputs (Level 2) [Member] | Other Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value	1,905	1,905
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value	254	482
Total	254	482
Significant Unobservable Inputs (Level 3) [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale, at fair value	$254	$482

Fair_Value_Information_Assets_1

Fair Value Information (Assets Measured At Fair Value On A Recurring Basis Using Significant Unobservable Inputs) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Fair Value Information [Abstract]
Balance, beginning of period	$482	$3,103
Transfer into Level 3
Other comprehensive loss	-28	-78
Transfer out of Level 3
Principal payments	-200	-2,543
Balance, end of period	$254	$482

Fair_Value_Information_Assets_2

Fair Value Information (Assets Measured At Fair Value On A Non-Recurring Basis) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$5,717	$7,550
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	5,717	7,550
Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	1,451	1,252
Impaired Loans [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Impaired Loans [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Impaired Loans [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	1,451	1,252
Foreclosed Properties, Net [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	4,266	6,298
Foreclosed Properties, Net [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Foreclosed Properties, Net [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total
Foreclosed Properties, Net [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$4,266	$6,298

Fair_Value_Information_Require

Fair Value Information (Required Financial Disclosures About Fair Value Of Financial Instruments) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities held to maturity	$26,181	$10,275
Securities available for sale, at fair value	182,912	220,608
Mortgage servicing rights	841	967	839
Other real estate owned, net	4,266	6,298	10,476
Accrued interest receivable	2,559	2,506
Baylake Bank [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Accrued interest payable	43	236
Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	60,189	76,179
Federal funds sold	1,176	63
Securities held to maturity	25,612	10,275
Securities available for sale, at fair value	182,912	220,608
Loans held for sale	1,290	1,360
Loans, net	672,306	610,302
Federal Home Loan Bank stock	4,238	3,598
Mortgage servicing rights	841	967
Other real estate owned, net	4,266	6,298
Accrued interest receivable	2,559	2,506
Deposits	765,542	744,212
Repurchase agreements	64,869	58,448
Federal Home Loan Bank advances	60,455	66,700
Subordinated debentures	16,100	16,100
Convertible promissory notes	1,650	9,400
Accrued interest payable	283	548
Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	60,189	76,179
Federal funds sold	1,176	63
Securities held to maturity	26,181	10,275
Securities available for sale, at fair value	182,912	220,608
Loans held for sale	1,314	1,384
Loans, net	675,481	605,655
Federal Home Loan Bank stock	4,238	3,598
Mortgage servicing rights	841	967
Other real estate owned, net	4,266	6,298
Accrued interest receivable	2,559	2,506
Deposits	765,370	739,315
Repurchase agreements	64,869	58,448
Federal Home Loan Bank advances	60,475	66,304
Subordinated debentures	16,100	16,100
Convertible promissory notes	1,642	9,316
Accrued interest payable	$283	$548

Securities_Narrative_Details

Securities (Narrative) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]
Available for sale and held to maturity securities	$209,093	$230,883
Securities pledged to secure public deposits and borrowed funds	138,262	1,081
Securities available for sale, at fair value	182,912	220,608
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale and held to maturity securities	136,845	163,910
Percentage of investment portfolio	65.40%	71.00%
Number of securities	13
Securities available for sale, at fair value	115,714	153,635
U.S. Government-Sponsored Agency Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, at fair value	2,747	2,964
Obligations Of States And Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, at fair value	59,002	58,669
Issued And Guaranteed By GNMA Or VA [Member] | Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Percentage of investment portfolio	4.00%
Securities available for sale, at fair value	5,512
Issued By FNMA, FHLMC Or FHLB [Member] | Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Percentage of investment portfolio	89.00%
Securities available for sale, at fair value	121,787
Asset-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Number of securities	10
Non-agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Percentage of investment portfolio	7.00%
Securities available for sale, at fair value	$9,546

Securities_Fair_Value_Of_Secur

Securities (Fair Value Of Securities Available For Sale And Related Unrealized Gains And Losses) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]
Securities Available For Sale, Fair Value	$182,912	$220,608
Securities Available for Sale, Gross Unrealized Gains	4,543	4,523
Securities Available For Sale, Gross Unrealized Losses	-701	-2,751
Securities Held to Maturity, Fair Value	26,181	10,275
Securities Held to Maturity, Gross Unrealized Gains	569
Total Investment securities	209,093	230,883
Total Investment Securities, Gross Unrealized Gains	5,112	4,523
Total Investment securities, Gross Unrealized Losses	-701	-2,751
U.S. Government-Sponsored Agency Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities Available For Sale, Fair Value	2,747	2,964
Securities Available For Sale, Gross Unrealized Losses	-4	-50
Obligations Of States And Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities Available For Sale, Fair Value	59,002	58,669
Securities Available for Sale, Gross Unrealized Gains	2,027	2,232
Securities Available For Sale, Gross Unrealized Losses	-57	-193
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities Available For Sale, Fair Value	115,714	153,635
Securities Available for Sale, Gross Unrealized Gains	2,492	2,291
Securities Available For Sale, Gross Unrealized Losses	-640	-2,423
Securities Held to Maturity, Fair Value	21,131	10,275
Securities Held to Maturity, Gross Unrealized Gains	519
Total Investment securities	136,845	163,910
Private Placement And Corporate Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities Available For Sale, Fair Value	3,544	3,435
Securities Available for Sale, Gross Unrealized Gains	24
Securities Available For Sale, Gross Unrealized Losses		-85
Securities Held to Maturity, Fair Value	5,050
Securities Held to Maturity, Gross Unrealized Gains	50
Other Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities Available For Sale, Fair Value	$1,905	$1,905

Securities_Sales_Of_Securities

Securities (Sales Of Securities Available For Sale) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Securities [Abstract]
Proceeds	$15,879	$6,406	$51,431
Gross realized gains	488	574	2,195
Gross realized losses	$42		$7

Securities_Estimated_Fair_Valu

Securities (Estimated Fair Value Of Securities By Contractual Maturity) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]
AFS Estimated Fair Value: Due in one year or less	$8,111
AFS Estimated Fair Value: Due after one year through five years	25,654
AFS Estimated Fair Value: Due after five years through ten years	26,849
AFS Estimated Fair Value: Due after ten years	4,679
Total AFS Estimated Fair Value	65,293
AFS Estimated Fair Value	182,912	220,608
HTM Estimated Fair Value: Due after five years through ten years	5,050
Total HTM Estimated Fair Value	5,050
HTM Estimated Fair Value	26,181	10,275
Other Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
AFS Estimated Fair Value	1,905	1,905
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
AFS Estimated Fair Value	115,714	153,635
HTM Estimated Fair Value	$21,131	$10,275

Securities_Securities_In_Unrea

Securities (Securities In Unrealized Loss Positions Aggregated By Investment Category And Length Of Time In Loss Position) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	$3,546	$76,887
Less than 12 Months, Unrealized Loss	-10	-1,968
12 Months or More, Fair Value	35,898	15,667
12 Months Or More, Unrealized Loss	-691	-783
Total Fair Value	39,444	92,554
Total Unrealized Loss	-701	-2,751
U.S. Government-Sponsored Agency Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value		2,964
Less than 12 Months, Unrealized Loss		-50
12 Months or More, Fair Value	2,747
12 Months Or More, Unrealized Loss	-4
Total Fair Value	2,747	2,964
Total Unrealized Loss	-4	-50
Obligations Of States And Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	857	5,290
Less than 12 Months, Unrealized Loss	-4	-193
12 Months or More, Fair Value	2,935
12 Months Or More, Unrealized Loss	-53
Total Fair Value	3,792	5,290
Total Unrealized Loss	-57	-193
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	2,689	65,198
Less than 12 Months, Unrealized Loss	-6	-1,640
12 Months or More, Fair Value	30,216	15,667
12 Months Or More, Unrealized Loss	-634	-783
Total Fair Value	32,905	80,865
Total Unrealized Loss	-640	-2,423
Private Placement And Corporate Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value		3,435
Less than 12 Months, Unrealized Loss		-85
Total Fair Value		3,435
Total Unrealized Loss		($85)

Loans_Major_Classifications_Of

Loans (Major Classifications Of Loans) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross Loans	$679,858	$618,381
Less: Deferred Origination Fees, net of costs	-501	-421
Less: Allowance for Loan Losses	-7,051	-7,658	-9,165	-10,638
Loans, net	672,306	610,302
Carrying value of loans pledged as collateral	142,049	132,563
Interest income lost on nonaccrual loans	249	276	573
Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross Loans	40,808	36,948
Less: Allowance for Loan Losses	-252	-372	-652
Loans, net	40,556	36,576
Real Estate - Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross Loans	152,091	142,398
Less: Allowance for Loan Losses	-779	-1,373	-1,658
Loans, net	151,312	141,025
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross Loans	304,446	287,815
Less: Allowance for Loan Losses	-3,282	-4,431	-5,787
Loans, net	300,663	282,963
Commercial, Syndicated [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross Loans	65,429	43,105
Less: Allowance for Loan Losses	-1,047	-218	-207
Loans, net	64,382	42,887
Commercial - Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross Loans	88,045	82,185
Less: Allowance for Loan Losses	-1,082	-445	-471
Loans, net	86,963	81,740
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross Loans	6,075	6,495
Less: Allowance for Loan Losses	-54	-64	-102
Loans, net	6,021	6,431
Municipal Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross Loans	22,964	19,435
Loans, net	$22,964	$19,435

Loans_Changes_In_Loans_To_Rela

Loans (Changes In Loans To Related Parties) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Loans [Abstract]
Balance at beginning of year	$6,186	$7,149
New loans made	3,852	2,873
Repayments received	-2,676	-3,312
Reclassification for loans related to new/former officers and directors	-265	-524
Balance at end of year	$7,097	$6,186

Loans_Changes_In_The_Allowance

Loans (Changes In The Allowance For Loan Losses) (Details) (USD $)	3 Months Ended			12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Loans [Abstract]
Allowance for Loan Losses: Beginning balance			$9,165	$7,658	$9,165	$10,638
Provision for losses on loans	200	600	600		1,400	5,425
Recoveries				676	683	774
Loans charged off				-1,283	-3,590	-7,672
Allowance for Loan Losses: Ending Balance				$7,051	$7,658	$9,165

Loans_Information_Regarding_Im

Loans (Information Regarding Impaired Loans) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Loans [Abstract]
Impaired loans with no allocated allowance for loan loss	$10,999	$13,773
Impaired loans with allocated allowance for loan loss	2,812	1,895
Allowance allocated to impaired loans	1,361	643
Average impaired loans during the period	14,202	14,914	26,212
Interest income recognized during impairment	356	329	325
Cash-basis interest income recognized	$20		$110

Loans_Nonperforming_And_Restru

Loans (Nonperforming And Restructured Loans) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Modifications [Line Items]
Loans past due over 90 days still on accrual
Loans restructured in a troubled debt restructuring non-accruing	8,656	9,264	7,655
Nonaccrual loans	5,155	6,403
Total nonperforming loans ("NPLs")	5,155	6,658
Remaining balance charged off	1,283	3,590
Nonaccrual [Member]
Financing Receivable, Modifications [Line Items]
Loans restructured in a troubled debt restructuring non-accruing		255	3,724
Accruing [Member]
Financing Receivable, Modifications [Line Items]
Loans restructured in a troubled debt restructuring non-accruing	$8,656	$9,009	$3,931

Loans_Allowance_For_Loan_Losse

Loans (Allowance For Loan Losses And Recorded Investment In Loans) (Details) (USD $)	3 Months Ended			12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance			$9,165	$7,658	$9,165	$10,638
Charge-offs				-1,283	-3,590
Recoveries				676	683
Provision	200	600	600		1,400	5,425
Allowance for Loan Losses: Ending Balance				7,051	7,658	9,165
Loans: Ending Balance				679,357	617,960
ALL				-7,051	-7,658	-9,165
Loans, net				672,306	610,302
Ending balance: Individually evaluated				13,811	15,668
Ending balance: Collectively evaluated				665,546	602,292
Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance			652	372	652
Charge-offs				-162	-93
Recoveries				56	15
Provision				-14	-202
Allowance for Loan Losses: Ending Balance				252	372
Loans: Ending Balance				40,808	36,948
ALL				-252	-372
Loans, net				40,556	36,576
Ending balance: Individually evaluated					660
Ending balance: Collectively evaluated				40,808	36,288
Real Estate - Mortgage [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance			1,658	1,373	1,658
Charge-offs				-88	-552
Recoveries				126	100
Provision				-632	167
Allowance for Loan Losses: Ending Balance				779	1,373
Loans: Ending Balance				152,091	142,398
ALL				-779	-1,373
Loans, net				151,312	141,025
Ending balance: Individually evaluated				849	540
Ending balance: Collectively evaluated				151,242	141,858
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance			5,787	4,431	5,787
Charge-offs				-656	-2,132
Recoveries				439	269
Provision				-932	507
Allowance for Loan Losses: Ending Balance				3,282	4,431
Loans: Ending Balance				303,945	287,394
ALL				-3,282	-4,431
Loans, net				300,663	282,963
Ending balance: Individually evaluated				12,101	14,181
Ending balance: Collectively evaluated				291,844	273,213
Commercial, Syndicated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance			207	218	207
Charge-offs				-178
Provision				1,007	11
Allowance for Loan Losses: Ending Balance				1,047	218
Loans: Ending Balance				65,429	43,105
ALL				-1,047	-218
Loans, net				64,382	42,887
Ending balance: Collectively evaluated				65,429	43,105
Commercial - Other [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance			471	445	471
Charge-offs				-116	-758
Recoveries				37	272
Provision				716	460
Allowance for Loan Losses: Ending Balance				1,082	445
Loans: Ending Balance				88,045	82,185
ALL				-1,082	-445
Loans, net				86,963	81,740
Ending balance: Individually evaluated				848	266
Ending balance: Collectively evaluated				87,197	81,919
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance			102	64	102
Charge-offs				-83	-55
Recoveries				18	27
Provision				55	-10
Allowance for Loan Losses: Ending Balance				54	64
Loans: Ending Balance				6,075	6,495
ALL				-54	-64
Loans, net				6,021	6,431
Ending balance: Individually evaluated				13	21
Ending balance: Collectively evaluated				6,062	6,474
Municipal Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans: Ending Balance				22,964	19,435
Loans, net				22,964	19,435
Ending balance: Collectively evaluated				22,964	19,435
Not Specifically Allocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses: Beginning balance			288	755	288
Provision				-200	467
Allowance for Loan Losses: Ending Balance				555	755
ALL				-555	-755
Loans, net				($555)	($755)

Loans_Breakdown_Of_Loans_By_Ri

Loans (Breakdown Of Loans By Risk Grading) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014		Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	$498,728		$450,053
Gross loans	679,858		618,381
Deferred Origination Fees, net of costs	-501		-421
Loans: Ending Balance	679,357		617,960
Percent of Total Loans	100.00%		100.00%
Transfer of loan collateral to other real estate owned	1,204		1,037	9,487
Charge-offs	1,283		3,590
0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	436,614		389,182
Gross loans	613,505		554,454
Percent of Total Loans	90.20%		89.70%
0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	36,236		25,099
Gross loans	38,505		26,404
Percent of Total Loans	5.70%		4.30%
0006B [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	7,655		14,734
Gross loans	8,069		15,198
Percent of Total Loans	1.20%		2.40%
0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	18,223	[1]	21,038
Gross loans	19,779	[1]	22,325
Percent of Total Loans	2.90%	[1]	3.60%
Commercial, Syndicated [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	65,429		43,105
Gross loans	65,429		43,105
Loans: Ending Balance	65,429		43,105
Charge-offs	178
Commercial, Syndicated [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	60,694		43,105
Commercial, Syndicated [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	4,735
Commercial, Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	88,045		82,185
Commercial, Other [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	81,530		75,179
Commercial, Other [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	4,224		2,510
Commercial, Other [Member] | 0006B [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	1,240		3,080
Commercial, Other [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	1,051	[1]	1,416
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	304,446		287,815
Gross loans	304,446		287,815
Loans: Ending Balance	303,945		287,394
Charge-offs	656		2,132
Commercial Real Estate [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	255,711		237,773
Commercial Real Estate [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	26,124		20,732
Commercial Real Estate [Member] | 0006B [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	5,632		10,549
Commercial Real Estate [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	16,979	[1]	18,761
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	40,808		36,948
Gross loans	40,808		36,948
Loans: Ending Balance	40,808		36,948
Charge-offs	162		93
Construction [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	38,679		33,125
Construction [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	1,153		1,857
Construction [Member] | 0006B [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	783		1,105
Construction [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross commercial loans	193	[1]	861
Real Estate - Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans	152,091		142,398
Gross loans	152,091		142,398
Loans: Ending Balance	152,091		142,398
Charge-offs	88		552
Real Estate - Mortgage [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans	148,835		139,364
Real Estate - Mortgage [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans	1,299		1,305
Real Estate - Mortgage [Member] | 0006B [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans	414		464
Real Estate - Mortgage [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans	1,543	[1]	1,265
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans	6,075		6,495
Gross loans	6,075		6,495
Loans: Ending Balance	6,075		6,495
Charge-offs	83		55
Consumer [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans	6,062		6,473
Consumer [Member] | 0007 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans	13	[1]	22
Municipal Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans			19,435
Gross loans	22,964		19,435
Loans: Ending Balance	22,964		19,435
Municipal Loans [Member] | 0001-0005 [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross consumer loans			19,435
Gross loans	21,994
Municipal Loans [Member] | 0006A [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	$970
[1]	Included in the 0007 rated loans are $5,968 of loans that are collectively evaluated and not considered impaired because, in the event of default, no loss is expected.

Loans_Past_Due_Loans_Details

Loans (Past Due Loans) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due (accruing)	$1,355	$1,080
90 Days & Over or on Non-accrual	5,155	6,658
Total	6,510	7,738
Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 Days & Over or on Non-accrual		660
Total		660
Real Estate - Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due (accruing)	313	363
90 Days & Over or on Non-accrual	849	540
Total	1,162	903
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due (accruing)	996	676
90 Days & Over or on Non-accrual	3,461	5,171
Total	4,457	5,847
Commercial, Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due (accruing)		15
90 Days & Over or on Non-accrual		266
Total		281
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due (accruing)	11	26
90 Days & Over or on Non-accrual	832	21
Total	843	47
Municipal Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due (accruing)	35
90 Days & Over or on Non-accrual	13
Total	$48

Loans_Summary_Of_Troubled_Debt

Loans (Summary Of Troubled Debt Restructurings) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
	item	item
Financing Receivable, Modifications [Line Items]
Number of Modifications	10	8
Recorded Investment	$8,656	$9,264	$7,655
Construction [Member]
Financing Receivable, Modifications [Line Items]
Recorded Investment
Real Estate - Mortgage [Member]
Financing Receivable, Modifications [Line Items]
Recorded Investment			455
Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications	9	8
Recorded Investment	8,640	9,264	7,186
Commercial, Other [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications	1
Recorded Investment	16		14
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Recorded Investment
Municipal Loans [Member]
Financing Receivable, Modifications [Line Items]
Recorded Investment

Loans_Accrual_And_Nonaccrual_S

Loans (Accrual And Nonaccrual Status Of Troubled Debt Restructuring) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Modifications [Line Items]
Beginning balance	$9,264	$7,655
Principal payments	-320	-3,226
Charge-offs	-12	-687
Advances	53	-10
New restructured	329	6,865
Transfers out of TDRs	-658	-1,353
Ending balance	8,656	9,264
Construction [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructured
Transfers to other real estate properties
Transfers out of TDRs
Class transfers
Ending balance
Real Estate - Mortgage [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance		455
Principal payments		-69
Transfers out of TDRs		-386
Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance	9,264	7,186
Principal payments	-309	-3,143
Charge-offs	-12	-687
Advances	53	-10
New restructured	302	6,865
Transfers out of TDRs	-658	-967
Ending balance	8,640	9,264
Commercial, Other [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance		14
Principal payments	-11	-14
New restructured	27
Ending balance	16
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructured
Transfers to other real estate properties
Transfers out of TDRs
Class transfers
Ending balance
Municipal Loans [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructured
Transfers out of TDRs
Class transfers
Ending balance
Accruing [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance	9,009	3,931
Principal payments	-30	-120
Advances	6	10
New restructured	329
Transfers to nonaccrual		-324
Transfers out of TDRs	-658	-1,353
Ending balance	8,656	9,009
Accruing [Member] | Construction [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructured
Transfers to other real estate properties
Transfers to nonaccrual
Transfers out of TDRs
Class transfers
Ending balance
Accruing [Member] | Real Estate - Mortgage [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance		455
Transfers to nonaccrual		-69
Transfers out of TDRs		-386
Accruing [Member] | Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance	9,009	3,476
Principal payments	-19	-120
Advances	6	10
New restructured	302
Transfers to nonaccrual		-255
Transfers out of TDRs	-658	-967
Ending balance	8,640	9,009
Accruing [Member] | Commercial, Other [Member]
Financing Receivable, Modifications [Line Items]
Principal payments	-11
New restructured	27
Ending balance	16
Accruing [Member] | Consumer [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructured
Transfers to other real estate properties
Transfers to nonaccrual
Transfers out of TDRs
Class transfers
Ending balance
Accruing [Member] | Municipal Loans [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructured
Transfers to other real estate properties
Transfers to nonaccrual
Transfers out of TDRs
Ending balance
Nonaccrual [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance	255	3,724
Principal payments	-290	-3,106
Charge-offs	-12	-687
Advances	47
New restructured
Transfers from accruing		324
Ending balance		255
Nonaccrual [Member] | Construction [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructured
Transfers to other real estate properties
Transfers out of TDRs
Transfers from accruing
Ending balance
Nonaccrual [Member] | Real Estate - Mortgage [Member]
Financing Receivable, Modifications [Line Items]
Principal payments		-69
Advances
New restructured
Transfers from accruing		69
Nonaccrual [Member] | Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance	255	3,710
Principal payments	-290	-3,023
Charge-offs	-12	-687
Advances	47
New restructured
Transfers from accruing		255
Ending balance		255
Nonaccrual [Member] | Commercial, Syndicated [Member]
Financing Receivable, Modifications [Line Items]
Advances
New restructured
Nonaccrual [Member] | Commercial, Other [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance		14
Principal payments		-14
Advances
New restructured
Nonaccrual [Member] | Consumer [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructured
Transfers to other real estate properties
Transfers out of TDRs
Transfers from accruing
Ending balance
Nonaccrual [Member] | Municipal Loans [Member]
Financing Receivable, Modifications [Line Items]
Beginning balance
Principal payments
Charge-offs
Advances
New restructured
Transfers to other real estate properties
Transfers out of TDRs
Transfers from accruing
Ending balance

Loans_Summary_Of_Troubled_Debt1

Loans (Summary Of Troubled Debt Restructurings By Restructure Type) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Modifications [Line Items]
Total	$8,656	$9,264	$7,655
A/B Note Structure [Member]
Financing Receivable, Modifications [Line Items]
Total	16
Payment Schedule Changes [Member]
Financing Receivable, Modifications [Line Items]
Total	6,561
Interest Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Total	2,079
Accruing [Member]
Financing Receivable, Modifications [Line Items]
Total	8,656	9,009	3,931
Accruing [Member] | A/B Note Structure [Member]
Financing Receivable, Modifications [Line Items]
Total	16
Accruing [Member] | Payment Schedule Changes [Member]
Financing Receivable, Modifications [Line Items]
Total	6,561
Accruing [Member] | Interest Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Total	2,079
Nonaccrual [Member]
Financing Receivable, Modifications [Line Items]
Total		$255	$3,724

Loans_Schedule_Of_Information_

Loans (Schedule Of Information Regarding Impaired Loans) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Impaired [Line Items]
With an allowance recorded: Recorded Investment	$2,812	$1,895
With an allowance recorded: Related allowance	1,361	643
With no related allowance recorded: Recorded Investment	10,999	13,773
Average recorded investment during quarter	14,202	14,914	26,212
Interest income recognized while impaired	356	329	325
Construction [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded: Recorded Investment		660
With no related allowance recorded: Unpaid principal balance		660
Total: Recorded investment		660
Total: Unpaid principal balance		660
Average recorded investment during quarter	408	767
Interest income recognized while impaired		3
Real Estate - Mortgage [Member]
Financing Receivable, Impaired [Line Items]
With an allowance recorded: Recorded Investment	83	201
With an allowance recorded: Unpaid principal balance	168	277
With an allowance recorded: Related allowance	85	76
With no related allowance recorded: Recorded Investment	681	263
With no related allowance recorded: Unpaid principal balance	681	263
Total: Recorded investment	764	464
Total: Unpaid principal balance	849	540
Average recorded investment during quarter	532	434
Interest income recognized while impaired	5	8
Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
With an allowance recorded: Recorded Investment	1,367	1,032
With an allowance recorded: Unpaid principal balance	2,008	1,569
With an allowance recorded: Related allowance	641	537
With no related allowance recorded: Recorded Investment	10,093	12,611
With no related allowance recorded: Unpaid principal balance	10,093	12,611
Total: Recorded investment	11,460	13,643
Total: Unpaid principal balance	12,101	14,180
Average recorded investment during quarter	13,031	13,503
Interest income recognized while impaired	351	318
Consumer [Member]
Financing Receivable, Impaired [Line Items]
With an allowance recorded: Recorded Investment		19
With an allowance recorded: Unpaid principal balance	634	49
With an allowance recorded: Related allowance	634	30
With no related allowance recorded: Recorded Investment	214	218
With no related allowance recorded: Unpaid principal balance	214	218
Total: Recorded investment	214	237
Total: Unpaid principal balance	848	267
Average recorded investment during quarter	228	227
Municipal Loans [Member]
Financing Receivable, Impaired [Line Items]
With an allowance recorded: Recorded Investment	1
With an allowance recorded: Unpaid principal balance	2
With an allowance recorded: Related allowance	1
With no related allowance recorded: Recorded Investment	11	21
With no related allowance recorded: Unpaid principal balance	11	21
Total: Recorded investment	12	21
Total: Unpaid principal balance	13	21
Average recorded investment during quarter	3	31
Interest income recognized while impaired
Not Specifically Allocated [Member]
Financing Receivable, Impaired [Line Items]
With an allowance recorded: Recorded Investment
With an allowance recorded: Unpaid principal balance
With an allowance recorded: Related allowance
With no related allowance recorded: Recorded Investment
With no related allowance recorded: Unpaid principal balance
Total: Recorded investment
Total: Unpaid principal balance
Average recorded investment during quarter
Interest income recognized while impaired

Premises_And_Equipment_Narrati

Premises And Equipment (Narrative) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Premises And Equipment [Abstract]
Costs related to facilities remodeling	$142
Depreciation	$1,318	$1,297	$1,295

Premises_And_Equipment_Premise

Premises And Equipment (Premises And Equipment) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$41,373	$39,706
Less accumulated depreciation	21,167	19,992
Property, Plant and Equipment, Net, Total	20,206	19,714
Land [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	5,026	5,026
Buildings And Related Components [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	23,916	22,554
Equipment [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$12,431	$12,126

Other_Real_Estate_Owned_Net_Su

Other Real Estate Owned, Net (Summary Of Foreclosed Properties) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Property, Plant and Equipment [Line Items]
Beginning balance	$8,566	$14,334	$14,913
Transfer of loan collateral to other real estate owned	1,204	1,037	9,487
Transfer of net realizable value to other real estate owned		569
Sale proceeds	-2,525	-5,040	-8,040
Net gain from disposal of other real estate owned	19	202	194
Amounts related to properties disposed	-2,171	-2,536	-2,220
Total other real estate owned	5,093	8,566	14,334
Valuation allowance for losses	-827	-2,268	-3,858	-2,794
Total other real estate owned	4,266	6,298	10,476
Bank Facilities No Longer In Use By The Bank [Member]
Property, Plant and Equipment [Line Items]
Total other real estate owned	$569	$569	$0

Other_Real_Estate_Owned_Net_Ch

Other Real Estate Owned, Net (Changes In The Valuation Allowance For Losses On Foreclosed Properties) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Other Real Estate Owned, Net [Abstract]
Beginning balance	$2,268	$3,858	$2,794
Provision charged to operations	730	946	3,284
Amounts related to properties disposed	-2,171	-2,536	-2,220
Balance at end of period	$827	$2,268	$3,858

Mortgage_Servicing_Rights_Summ

Mortgage Servicing Rights (Summary Of Changes In The Carrying Value Of MSRs) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Mortgage Servicing Rights [Abstract]
Balance at beginning of period	$967	$839
Additions from loans sold with servicing retained	79	224	398
Loan payments and payoffs	-124	-192
Changes in valuation	-81	96
Fair value of MSRs at the end of period	841	967	839
Unpaid principal balance of loans serviced for others	$123,943	$125,684

Deposits_Summary_Of_Deposits_D

Deposits (Summary Of Deposits) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Deposits [Abstract]
Noninterest-bearing demand deposits	$153,113	$127,940
Interest-bearing demand deposits	140,159	132,407
Savings deposits	44,868	41,249
Money market deposits	288,744	287,447
Time deposits $100,000 and greater	48,748	44,927
Other time deposits	89,910	110,242
Total Deposits	765,542	744,212
Brokered deposits included above	$8,532	$11,482

Deposits_Scheduled_Maturities_

Deposits (Scheduled Maturities Of Time Deposits) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Deposits [Abstract]
2015	$92,684
2016	25,166
2017	13,205
2018	4,092
2019	3,511
Total	138,658
Deposits from directors and officers of the Company	$5,554	$5,609

Federal_Home_Loan_Bank_Advance2

Federal Home Loan Bank Advances (Narrative) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maximum month-end amounts outstanding	$98,985	$69,200
Federal Home Loan Bank advances	60,455	66,700
Borrowings that matured in the same quarter as advanced	82,545	15,000	15,000
Real Estate Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Pledged to secure FHLB advances	98,696
Unused Home Equity Line Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Pledged to secure FHLB advances	43,353
Variable Rate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Federal Home Loan Bank advances	16,000	17,500
Mortgage-Backed And US Government Sponsored Agency Securities [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Pledged to secure FHLB advances	21,132
Obligations Of States And Political Subdivisions [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Pledged to secure FHLB advances	14,413
Committed But Not Advanced [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Federal Home Loan Bank advances	10,000
Number of Federal Home Loan Bank borrowings committed to but not advanced	$1

Federal_Home_Loan_Bank_Advance3

Federal Home Loan Bank Advances (Summary Of Federal Home Loan Bank Advances) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Federal Home Loan Bank Advances [Abstract]
Year of Maturity, due in next fiscal year		$41,000
Year of Maturity, due in 2nd fiscal year	22,800	16,000
Year of Maturity, due in 3rd fiscal year	1,750	1,000
Year of Maturity, due in 4th fiscal year	1,950	1,200
Year of Maturity, due in 5th fiscal year	10,600	4,000
Year of Maturity, due in 6th fiscal year	13,355
Year of Maturity, due in 8th fiscal year	10,000	3,500
Advances from Federal Home Loan Banks, Total	$60,455	$66,700
Weighted Average Rate, due in next fiscal year		1.51%
Weighted Average Rate, due in 2nd fiscal year	1.38%	1.62%
Weighted Average Rate, due in 3rd fiscal year	0.75%	2.13%
Weighted Average Rate, due in 4th fiscal year	1.10%	2.39%
Weighted Average Rate, due in 5th fiscal year	2.44%	0.25%
Weighted Average Rate, due in 6th fiscal year	1.86%
Weighted Average Rate, due in 8th fiscal year	0.28%	0.30%
Weighted Average Rate	2.02%	1.01%

Repurchase_Agreements_Details

Repurchase Agreements (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Repurchase Agreements [Abstract]
Securities sold under agreements to repurchase	$64,869	$58,448
Average amounts outstanding during the year	41,110	34,728
Maximum month-end amounts outstanding	$64,869	$69,902
Average interest rates on amounts outstanding at end of year	0.27%	0.11%
Average interest rates on amounts outstanding during year	0.24%	0.23%

Subordinated_Debentures_Detail

Subordinated Debentures (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Debt issuance date	31-Mar-06
Subordinated debentures	$16,100	$16,100
Adjustable rate spread over three month LIBOR	1.35%
Interest rate at period end	1.61%
Baylake Capital Trust II [Member]
Subordinated debentures	$500

Convertible_Promissory_Notes_D

Convertible Promissory Notes (Details) (USD $)	12 Months Ended	0 Months Ended	2 Months Ended
Share data in Millions, except Per Share data, unless otherwise specified	Dec. 31, 2014	Oct. 01, 2014	Feb. 26, 2015	Dec. 31, 2013
Debt Instrument [Line Items]
Stated percentage of interest rate on Convertible Notes	10.00%
Convertible Notes, due date	30-Jun-17
Convertible Notes outstanding	$1,650,000			$9,400,000
Conversion ratio of principal to shares	0.20%
Conversion price per share	$5
Percentage of original principal amount convertible prior to conversion date, maximum	100.00%
Percentage of original principal amount	0.50%
Debt issuance costs	179,000,000
Baylake Bank [Member]
Debt Instrument [Line Items]
Convertible Notes outstanding	1,650,000			9,400,000
Voluntary Conversion [Member]
Debt Instrument [Line Items]
Amount of Convertible Notes converted	6,100,000
Common shares from conversion of Convertible notes	1.2
Mandatory Conversion [Member]
Debt Instrument [Line Items]
Amount of Convertible Notes converted	1,700,000	1,700,000
Common shares from conversion of Convertible notes		0.3
Mandatory Conversion [Member] | Subsequent Event [Member]
Debt Instrument [Line Items]
Amount of Convertible Notes converted			$600,000
Common shares from conversion of Convertible notes			0.1

Capital_Matters_Details

Capital Matters (Details) (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Cash dividends, per share	$0.30	$0.22	$0.08
Dividends declared and paid	$2,519	$1,738	$635
Subsequent Event [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Dividend per share declared	$0.08
Dividends declared, date	20-Jan-15
Baylake Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Capital, Actual Amount	118,605	116,195
Capital to Risk Weighted Assets, Actual Ratio	16.14%	16.71%
Capital, For Capital Adequacy Purposes, Amount	58,791	55,616
Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Ratio	8.00%	8.00%
Tier 1 (Core) Capital to Risk-Weighted Assets, Actual Amount	109,904	99,137
Tier 1 (Core) Capital to Risk-Weighted Assets, Actual Ratio	14.96%	14.26%
Tier 1 (Core) Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Amount	29,395	27,808
Tier 1 (Core) Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Ratio	4.00%	4.00%
Tier 1 (Core) Capital to Average Assets, Actual Amount	109,904	99,137
Tier 1 (Core) Capital to Average Assets, Actual Ratio	11.26%	10.48%
Tier 1 (Core) Capital to Average Assets, For Capital Adequacy Purposes, Amount	39,032	37,834
Tier 1 (Core) Capital to Average Assets, For Capital Adequacy Purposes, Ratio	4.00%	4.00%
Baylake Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Capital, Actual Amount	116,935	113,254
Capital to Risk Weighted Assets, Actual Ratio	15.92%	16.30%
Capital, For Capital Adequacy Purposes, Amount	58,753	55,571
Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Ratio	8.00%	8.00%
Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	73,441	69,464
Capital to Risk-Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier 1 (Core) Capital to Risk-Weighted Assets, Actual Amount	109,884	105,596
Tier 1 (Core) Capital to Risk-Weighted Assets, Actual Ratio	14.96%	15.20%
Tier 1 (Core) Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Amount	29,376	27,786
Tier 1 (Core) Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Ratio	4.00%	4.00%
Tier 1 (Core) Capital to Risk-Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	44,064	41,678
Tier 1 (Core) Capital to Risk-Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	6.00%	6.00%
Tier 1 (Core) Capital to Average Assets, Actual Amount	109,884	105,596
Tier 1 (Core) Capital to Average Assets, Actual Ratio	11.27%	11.16%
Tier 1 (Core) Capital to Average Assets, For Capital Adequacy Purposes, Amount	39,016	37,836
Tier 1 (Core) Capital to Average Assets, For Capital Adequacy Purposes, Ratio	4.00%	4.00%
Tier 1 (Core) Capital to Average Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$48,770	$47,295
Tier 1 (Core) Capital to Average Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%

Commitments_And_Contingencies_1

Commitments And Contingencies (Narrative) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Commitments And Contingencies [Abstract]
Fixed rate commitments	$35,500	$20,533
Fixed rate commitments, minimum rate	0.50%	0.75%
Fixed rate commitments, maximum rate	7.25%	8.00%
Provision for impairment of standby letters of credit	0	0	0
Balance of the letters of credit	$0	$0	$0

Commitments_And_Contingencies_2

Commitments And Contingencies (Lending Related Commitments) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commitments to extend credit	$228,521	$228,208
Financial Standby Letters of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commitments to extend credit	$9,757	$9,898

Retirement_Plans_Details

Retirement Plans (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Retirement Plans [Line Items]
Discretionary employer contributions paid and expensed	$438	$449	$366
Amounts charged to expense	175	323	324
Aggregate amount of deferred compensation included in other liabilities	3,145	3,262
Baylake Bank Supplemental Executive Retirement Plan [Member]
Retirement Plans [Line Items]
Discretionary employer contributions paid and expensed	$104	$225	$222

Income_Taxes_Narrative_Details

Income Taxes (Narrative) (Details) (USD $)	1 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jan. 31, 2012	Dec. 31, 2014	Dec. 31, 2012	Dec. 31, 2013
Operating Loss Carryforwards [Line Items]
Tax benefit recognition threshold, likelihood of being realized		50.00%
Tax liability			$140
Interest paid per settlement agreement	34
State and Local [Member]
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards		10,725,000		$12,810

Income_Taxes_Income_Tax_Expens

Income Taxes (Income Tax Expense (Benefit)) (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Income Taxes [Abstract]
Current income taxes - Federal									$1,639	$922	$1,699
Current income taxes - State									496	-66	-35
Current income taxes									2,135	856	1,664
Deferred income taxes - Federal									1,023	1,535	159
Deferred income taxes - State									94	928	-340
Deferred income taxes									1,117	2,463	-181
Income Tax Expense (Benefit), Total	$498	$1,122	$859	$773	$942	$986	$695	$696	$3,252	$3,319	$1,483

Income_Taxes_Reconcilition_Of_

Income Taxes (Reconcilition Of Provision For Income Taxes To Amount Of Income Tax Determined By Applying The Federal Statutory Rate) (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Income Taxes [Abstract]
Statutory rate									34.00%	34.00%	34.00%
Income tax expense (benefit) based on statutory rate (34%)									$4,140	$3,851	$3,103
State income tax expense (benefit) net of federal tax expense (benefit)									643	569	-905
Effect of tax-exempt interest income									-687	-698	-687
Life insurance death benefit and earnings									-130	-119	-295
Equity in income of UFS subsidiary									-320	-254	-184
Deferred tax reversal related to UFS subsidiary									-332
State valuation allowance reversal											658
Other									-62	-30	-207
Income Tax Expense (Benefit), Total	$498	$1,122	$859	$773	$942	$986	$695	$696	$3,252	$3,319	$1,483

Income_Taxes_Reconciliation_Of

Income Taxes (Reconciliation Of Beginning And Ending Amounts Of Unrecognized Tax Benefits) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2012
Income Taxes [Abstract]
Balance, at beginning of period	$174
Settlements	($174)

Income_Taxes_Significant_Compo

Income Taxes (Significant Components Of Deferred Income Tax Assets And Liabilities) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Income Taxes [Abstract]
Allowance for loan losses	$2,765	$3,003
Deferred loan fees	196	165
Deferred compensation	1,464	1,530
Nonaccrual loans	189	114
Accrued vacation pay	603	584
OREO property valuation/expenses	465	1,633
Donations		39
Deferred tax credits-AMT	2,241	2,437
State net operating loss carry forwards (NOLs)	559	665
Other	274	288
Total deferred tax assets before valuation allowance	8,756	10,458
Depreciation	1,701	1,757
FHLB stock dividends	413	413
Mortgage loan servicing	185	212
Net unrealized gain on securities available for sale	1,508	696
Equity in UFS subsidiary		525
Prepaid expenditures	153	165
Other	89	54
Total deferred income tax liabilities	4,049	3,822
Deferred Tax Assets, Net, Total	$4,707	$6,636

Income_Taxes_Reconciliation_Of1

Income Taxes (Reconciliation Of Unrecognized Tax Benefits) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Deferred Income Taxes [Line Items]
Balances at beginning of period	$4,707	$6,636
Balances at end of period	4,707	6,636
Baylake Bank [Member]
Deferred Income Taxes [Line Items]
Balances at beginning of period	188	132
Balances at end of period	$188	$132

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	3 Months Ended								12 Months Ended			0 Months Ended	2 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Oct. 01, 2014	Feb. 26, 2015
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Net income available to common shareholders	$2,242	$2,457	$2,159	$2,065	$2,318	$2,205	$1,731	$1,755	$8,923	$8,009	$7,642
Plus: Income impact of assumed conversions: Interest on 10% convertible debentures, net of income tax									372	593	593
Income available to common stockholders plus assumed conversions									9,295	8,602	8,235
Weighted average number of common shares outstanding-basic									8,354,034	7,902,732	7,926,424
Add: Dilutive Effects of assumed exercises of stock options and vesting of restricted stock units									81,019	68,910	29,116
Dilutive effect of convertible promissory notes									1,165,055	1,880,000	1,880,000
Average shares and dilutive potential common shares									9,600,108	9,851,642	9,835,540
Basic Earnings Per Share	$0.25	$0.29	$0.27	$0.27	$0.30	$0.28	$0.22	$0.22	$1.07	$1.01	$0.96
Diluted Earnings Per Share	$0.24	$0.26	$0.24	$0.23	$0.25	$0.24	$0.19	$0.19	$0.97	$0.87	$0.84
Convertible promissory notes	1,650				9,400				1,650	9,400
Conversion ratio of principal to shares									0.20%
Percentage of original principal amount convertible prior to conversion date, maximum									100.00%
Percentage of original principal amount	0.50%								0.50%
Conversion price per share	$5								$5
Debentures converted to common stock									7,750		-50
Voluntary Conversion [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Common shares from conversion of debentures									1,200,000
Mandatory Conversion [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Common shares from conversion of debentures												300,000
Mandatory Conversion [Member] | Subsequent Event [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Common shares from conversion of debentures													100,000
Baylake Bank [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Net income available to common shareholders									8,923	8,009	7,642
Convertible promissory notes	$1,650				$9,400				$1,650	$9,400
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Securities excluded from computation of earnings per share									61,469	49,949	93,152

Stock_Option_Plan_Narrative_De

Stock Option Plan (Narrative) (Details) (USD $)	0 Months Ended	12 Months Ended			0 Months Ended
	Mar. 18, 2014	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	20-May-14	Dec. 31, 2011
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Outstanding options granted subsequent to expiration of 2003 Option Plan		225,736	175,824	163,281		112,400
Options vested but unexercised		225,736	175,824	163,281
Stock options granted to certain members of management		64,130	43,176	73,015
Fair value of stock options granted, per option	$3.26
RSUs granted to certain members of management		17,040	35,177
Expired Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options expiration period		10 years
Vesting period		5 years
Percentage of options vesting and becoming exercisable per year		20.00%
Period after date of grant after which vesting commences		1 year
Outstanding options granted subsequent to expiration of 2003 Option Plan		0
Option plan compensation expense		0
Options vested but unexercised		0	10,000	19,000
2010 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Aggregate number of shares of common stock issuable		750,000
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options expiration period	10 years
Vesting period	5 years
Options forfeited		12,661
Options price per share	$13.90
Stock options granted to certain members of management	64,130
Period over which compensation cost is to be recognized	5 years
Stock options compensation cost to be recognized	127,000,000	103,000,000
Restricted Stock Units [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	5 years
Market value of stock on grant date	$13.90
Period over which compensation cost is to be recognized	5 years
RSUs granted to certain members of management	15,040
RSUs compensation cost to be recognized	127,000,000	103,000,000
Restricted Stock Units [Member] | Granted March 18, 2014 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
RSUs forfeited	624
Restricted Stock Units [Member] | Granted May 20, 2014 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period					5 years
Market value of stock on grant date					$12.39
Period over which compensation cost is to be recognized					5 years
RSUs granted to certain members of management					2,000
RSUs compensation cost to be recognized		13,000,000			$15,000,000

Stock_Option_Plan_Schedule_Of_

Stock Option Plan (Schedule Of Grant Date Fair Values And Assumptions Used To Determine Such Values) (Details) (USD $)	12 Months Ended
	Dec. 31, 2014
Stock Option Plan [Abstract]
Expected volatility, period	36 months
Weighted average grant date fair value	$3.26
Assumptions: Risk-free interest rate	2.26%
Assumptions: Expected volatility	25.45%
Assumptions: Expected term (in years)	7 years
Assumptions: Expected dividend yield	2.01%

Stock_Option_Plan_Activity_In_

Stock Option Plan (Activity In The Stock Option Plans) (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Stock Option Plan [Abstract]
Shares, Outstanding at beginning of year	175,824	163,281	112,400
Shares, Granted	64,130	43,176	73,015
Shares, Exercised	-1,557	6,971	-889
Shares, Forfeited or expired	-12,661	-23,662	-21,245
Shares, Outstanding at end of year	225,736	175,824	163,281	112,400
Shares, Exercisable at end of year	67,930	45,738	38,610
Shares, Fully vested and expected to vest	225,736	175,824	163,281
Weighted Average Exercise Price, Outstanding at beginning of year	$6.69	$6.44	$7.27
Weighted Average Exercise Price, Granted	$13.90	$9.50	$6.20
Weighted Average Exercise Price, Exercised	$4.15	$4.40
Weighted Average Exercise Price, Forfeited or expired	$14.10	$10.81	$10.10
Weighted Average Exercise Price, Outstanding at end of year	$8.34	$6.69	$6.44	$7.27
Weighted Average Exercise Price, Exercisable at end of year	$5.56	$6.91	$10.20
Weighted Average Exercise Price, Fully vested and expected to vest	$8.34	$6.69	$6.44
Weighted Average Remaining Contractual Term, Outstanding at beginning of year	7 years 8 months 5 days	7 years 7 months 17 days	7 years 5 months 23 days	6 years 5 months 16 days
Weighted Average Remaining Contractual Term, Outstanding at end of year	7 years 8 months 5 days	7 years 7 months 17 days	7 years 5 months 23 days	6 years 5 months 16 days
Weighted Average Remaining Contractual Term, Exercisable at end of year	6 years 9 months 29 days	5 years 11 months 1 day	3 years 3 months 22 days
Weighted Average Remaining Contractual Term, Fully vested and expected to vest	7 years 8 months 5 days	7 years 7 months 17 days	7 years 5 months 23 days
Aggregate Intrinsic Value, Outstanding at end of year
Aggregate Intrinsic Value, Exercisable at end of year	471	202	70
Aggregate Intrinsic Value, Fully vested and expected to vest	$1,024	$1,125	$338

Stock_Option_Plan_Schedule_Of_1

Stock Option Plan (Schedule Of Options Outstanding By Exercise Price Range) (Details) (USD $)	12 Months Ended
	Dec. 31, 2014
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Number of Shares, Outstanding	225,736
Number of Shares, Exercisable	67,930
Weighted-Average Exercise Price, Outstanding	$8.34
Weighted-Average Exercise Price, Exercisable	$5.56
Weighted-Average Remaining Life (in Years)	7 years 8 months 5 days
$4.15 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Price Range, Maximum	$4.15
Number of Shares, Outstanding	59,929
Number of Shares, Exercisable	34,176
Weighted-Average Exercise Price, Outstanding	$4.15
Weighted-Average Exercise Price, Exercisable	$4.15
Weighted-Average Remaining Life (in Years)	6 years 2 months 12 days
$6.20 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Price Range, Maximum	$6.20
Number of Shares, Outstanding	64,389
Number of Shares, Exercisable	25,760
Weighted-Average Exercise Price, Outstanding	$6.20
Weighted-Average Exercise Price, Exercisable	$6.20
Weighted-Average Remaining Life (in Years)	7 years 3 months
$9.50 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Price Range, Maximum	$9.50
Number of Shares, Outstanding	39,949
Number of Shares, Exercisable	7,994
Weighted-Average Exercise Price, Outstanding	$9.50
Weighted-Average Exercise Price, Exercisable	$9.50
Weighted-Average Remaining Life (in Years)	8 years 2 months 16 days
$13.90 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Price Range, Maximum	$13.90
Number of Shares, Outstanding	61,469
Weighted-Average Exercise Price, Outstanding	$13.90
Weighted-Average Remaining Life (in Years)	9 years 2 months 16 days

Stock_Option_Plan_Information_

Stock Option Plan (Information Related To The Stock Option Plan) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Stock Option Plan [Abstract]
Intrinsic value of options exercised	$13	$42	$2
Cash received from option exercises	7	31	4
Tax benefit realized from option exercises	$5	$8	$1

Stock_Option_Plan_Activity_In_1

Stock Option Plan (Activity In The Restricted Stock Units) (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Stock Option Plan [Abstract]
RSUs Oustanding at beginning of year	122,685	124,671
RSUs Granted	17,040	35,177
RSUs Vested	-32,267	-28,679
RSUs Forfeited or expired	-624	-8,484
RSUs Outstanding at end of year	106,834	122,685
Weighted Average Grant Price, Outstanding at beginning of year	$6.43	$5.28
Weighted Average Grant Price, Granted	$13.72	$9.50
Weighted Average Grant Price, Vested	$6.05	$5.13
Weighted Average Grant Price, Forfeited or expired	$13.90	$6.62
Weighted Average Grant Price, Outstanding at end of year	$7.53	$6.43

Condensed_Financial_Informatio2

Condensed Financial Information - Parent Company Only (Condensed Balance Sheets) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Cash and cash equivalents	$60,189	$76,179	$109,621	$86,980
Deferred income taxes, net	4,707	6,636
Other assets	10,509	8,351
Total Assets	1,021,623	996,776
Debentures	16,100	16,100
Convertible promissory notes	1,650	9,400
Total Liabilities	916,119	902,895
Stockholders' equity	105,504	93,881	93,144	84,401
Total Liabilities and Stockholders' Equity	1,021,623	996,776
Baylake Bank [Member]
Cash and cash equivalents	2,015	3,279	1,194	1,764
Deferred income taxes, net	188	132
Unamortized debt offering costs		27
Income tax receivable	20	115
Investment in subsidiaries	121,061	116,042
Other assets	13	22
Total Assets	123,297	119,617
Interest Payable	43	236
Debentures	16,100	16,100
Convertible promissory notes	1,650	9,400
Total Liabilities	17,793	25,736
Stockholders' equity	105,504	93,881
Total Liabilities and Stockholders' Equity	$123,297	$119,617

Condensed_Financial_Informatio3

Condensed Financial Information - Parent Company Only (Condensed Statements Of Operations) (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Total Interest and Dividend Income	$8,895	$8,541	$8,795	$8,512	$8,908	$8,615	$8,564	$8,653	$34,743	$34,740	$39,186
Expenses - Interest	659	783	949	922	953	1,076	1,218	1,293	3,313	4,540	6,755
Income before provision for income taxes	2,740	3,579	3,018	2,838	3,260	3,191	2,426	2,451	12,175	11,328	9,125
Income tax benefit	498	1,122	859	773	942	986	695	696	3,252	3,319	1,483
Net Income	2,242	2,457	2,159	2,065	2,318	2,205	1,731	1,755	8,923	8,009	7,642
Baylake Bank [Member]
Income - Dividends from subsidiaries									6,000	5,724	789
Income - Interest income									3	5	2
Other										1
Total Interest and Dividend Income									6,003	5,730	791
Expenses - Interest									871	1,242	1,277
Expenses - Other									667	552	379
Total expenses									1,538	1,794	1,656
Loss before equity in undistributed net income of subsidiaries									4,465	3,936	-865
Equity in undistributed net income of subsidiaries (earnings in excess of dividends)									3,761	3,316	7,202
Income before provision for income taxes									8,226	7,252	6,337
Income tax benefit									-697	-757	-1,305
Net Income									$8,923	$8,009	$7,642

Condensed_Financial_Informatio4

Condensed Financial Information - Parent Company Only (Condensed Statement Of Cash Flows) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Net income	$8,923	$8,009	$7,642
Recovery of deferred tax asset previously written off			-658
Amortization of debt issuance costs	26	36	36
Net cash provided by operating activities	10,095	16,395	14,367
Net cash provided by (used in) investing activities	-27,249	-18,369	12,731
Purchase of treasury stock	-4,241	-1,707
Net cash used in financing activities	1,164	-31,468	-4,457
Net change in cash	-15,990	-33,442	22,641
Beginning cash	76,179	109,621	86,980
Ending cash	60,189	76,179	109,621
Baylake Bank [Member]
Net income	8,923	8,009	7,642
Undistributed earnings of subsidiary (dividends in excess of earnings)	-3,761	-3,316	-7,202
Recovery of deferred tax asset previously written off			-658
Amortization of debt issuance costs	27	36	35
Net change in intercompany receivable	95	600	-19
Other changes, net	212	301	267
Net cash provided by operating activities	5,496	5,630	65
Capitalization of non-bank subsidiary		-100
Net cash provided by (used in) investing activities		-100
Purchase of treasury stock	-4,241	-1,707
Dividends paid	-2,519	-1,738	-635
Net cash used in financing activities	-6,760	-3,445	-635
Net change in cash	-1,264	2,085	-570
Beginning cash	3,279	1,194	1,764
Ending cash	$2,015	$3,279	$1,194

Selected_Quarterly_Financial_D2

Selected Quarterly Financial Data (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Interest income	$8,895	$8,541	$8,795	$8,512	$8,908	$8,615	$8,564	$8,653	$34,743	$34,740	$39,186
Interest expense	659	783	949	922	953	1,076	1,218	1,293	3,313	4,540	6,755
Net interest income	8,236	7,758	7,846	7,590	7,955	7,539	7,346	7,360	31,430	30,200	32,431
Provision for loan losses						200	600	600		1,400	5,425
Net interest income after PLL	8,236	7,758	7,846	7,590	7,955	7,339	6,746	6,760	31,430	28,800	27,006
Noninterest income	2,556	2,329	2,166	2,016	2,646	2,326	2,359	2,499	9,067	9,830	13,823
Noninterest expense	8,052	6,508	6,994	6,768	7,341	6,474	6,679	6,808	28,322	27,302	31,704
Income before income tax expense	2,740	3,579	3,018	2,838	3,260	3,191	2,426	2,451	12,175	11,328	9,125
Provision (benefit) for income tax	498	1,122	859	773	942	986	695	696	3,252	3,319	1,483
Net Income	2,242	2,457	2,159	2,065	2,318	2,205	1,731	1,755	8,923	8,009	7,642
Basic earnings per share	$0.25	$0.29	$0.27	$0.27	$0.30	$0.28	$0.22	$0.22	$1.07	$1.01	$0.96
Diluted earnings per share	$0.24	$0.26	$0.24	$0.23	$0.25	$0.24	$0.19	$0.19	$0.97	$0.87	$0.84
Baylake Bank [Member]
Interest income									6,003	5,730	791
Interest expense									871	1,242	1,277
Income before income tax expense									8,226	7,252	6,337
Provision (benefit) for income tax									-697	-757	-1,305
Net Income									$8,923	$8,009	$7,642