Community Trust Bancorp (CTBI) 10-K2005 FY Annual report

Filed: 15 Mar 06, 12:00am

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Negative
Uncertain
Constraining
Legalese
Litigous
Readability	7th grade Bad

New words: Abatement, advance, agree, annuity, area, attract, attracting, attractive, broader, carryfoward, circumvented, circumvention, civil, commenter, connection, contrast, Council, coupon, damage, Danville, death, debit, default, deny, difficulty, disbursing, discriminatory, disruption, downturn, entitled, escrow, excellent, expose, fail, faster, FHLMC, fire, Gooch, grown, hacking, heightened, Heritage, history, human, identity, infrastructure, Instability, intense, interruption, iv, ix, Keogh, Laundering, losing, matter, McGhee, narrowing, occurrence, ongoing, overridden, partially, Patriot, power, profitability, promulgated, RC, recurring, refinance, regular, reputation, resignation, RI, scale, scrutiny, Secretary, settlement, shell, size, stay, stratification, stratified, strip, Strong, subleased, suitable, supply, surpassed, surrender, terrorist, traditional, Treasurer, type, Uncertainty, underwriting, USA, vary, varying, vi, vii, viii, vital, work, write, xi

Removed: accretive, Agricultural, beef, beneficiary, cattle, controlling, dairy, determination, discussed, distributed, earlier, enterprise, equine, exist, gap, Honor, implementation, interim, longer, low, overdraft, refinancing, restatement, September, shortened, slightly, tobacco, twelve

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Exhibit 32.1

CERTIFICATION PURSUANT TO

18 U.S.C. SECTION 1350,

AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the annual report of Community Trust Bancorp, Inc. (the "Corporation") on Form 10-K for the period ended December 31, 2005 as filed with the Securities and Exchange Commission on the date hereof (the "Report"), I, Jean R. Hale, Chairman, President and Chief Executive Officer of the Corporation, certify, pursuant to 18 U.S.C. section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002, that to the best of my knowledge:

(1) The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operation of the Corporation.

/s/ Jean R. Hale

Jean R. Hale

Chairman, President and CEO

March 15, 2006

Exhibit 32.2

CERTIFICATION PURSUANT TO

18 U.S.C. SECTION 1350,

AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the annual report of Community Trust Bancorp, Inc. (the "Corporation") on Form 10-K for the period ended December 31, 2005 as filed with the Securities and Exchange Commission on the date hereof (the "Report"), I, Kevin J. Stumbo, Executive Vice President and Treasurer of the Corporation, certify, pursuant to 18 U.S.C. section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002, that to the best of my knowledge:

(1) The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Corporation.

/s/ Kevin J. Stumbo

Kevin J. Stumbo

Executive Vice President and Treasurer

March 15, 2006

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