Fifth Third Bancorp (FITB) 8-K Fifth Third Bancorp Announces 2011 Net Income of $1.3 Billion

Exhibit 99.4

January 2012

ANNUAL FINANCIAL SUPPLEMENT

Investment Community Member:

To assist in your financial analysis, the following supplement of most requested information concerning Fifth Third Bancorp isprovided.

Numbers are unaudited for year-end information.

If you need further information, please fax or e-mail your request to Fifth Third’s Investor Relations Department at (513) 534-3945 or IR@53.com

Jim Eglseder	Rich Rosen
VP / Investor Relations	VP / Investor Relations
(513) 534-8424	(513) 534-3307

Yearly Data

	Years Ended December 31,
	2011		2010		2009		2008			2007
Ratios (percent)
Return on assets		1.15		0.67		0.64		(1.85	)		1.05
Return on average common equity		9.0		5.0		5.6		(23.0	)		11.2
Average equity as a percent of average assets		11.41		12.22		11.36		8.78			9.35
Net interest margin (a)		3.66		3.66		3.32		3.54			3.36
Efficiency (a)		62.3		60.7		46.9		70.4			60.2
Net losses charged off as a percent of average loans and leases		1.49		3.02		3.20		3.23			0.61
Allowance for loan and lease losses as a percent of loans and leases		2.78		3.88		4.88		3.31			1.17
Allowance for credit losses as a percent of loans and leases		3.01		4.17		5.27		3.54			1.29
Nonperforming assets as a percent of loans, leases and other assets, including OREO (b)		2.23		2.79		4.22		2.38			1.32
Allowance for loan and lease losses as a percent of nonperforming assets (b)		124.17		138.18		115.55		138.93			88.06
Allowance for credit losses as a percent of nonperforming assets (b)		134.13		148.62		124.63		148.64			96.97
Common Share Data
Earnings per share	$	1.20	$	0.63	$	0.73	$	(3.91	)	$	1.99
Earnings per diluted share		1.18		0.63		0.67		(3.91	)		1.98
Cash dividends per common share		0.28		0.04		0.04		0.75			1.70
Book value per share		13.92		13.06		12.44		13.57			17.24
Common shares outstanding, excluding treasury		919,804,436		796,272,522		795,068,164		577,386,612			532,671,925
Market price per share:
High	$	15.75	$	15.95	$	11.20	$	28.58		$	43.32
Low		9.13		9.81		1.01		6.32			24.82
Close		12.72		14.68		9.75		8.26			25.13
Supplemental Data
Common dividends declared ($ in millions)	$	257	$	32	$	29	$	413		$	914
Full-time equivalent employees		21,334		20,838		20,998		21,476			21,683
Banking centers		1,316		1,312		1,309		1,307			1,227
ATMs		2,425		2,445		2,358		2,341			2,211

(a) Presented on a fully taxable equivalent basis (FTE).

(b) Excludes nonperforming assets held for sale.

Page 1

Yearly Data
	Years Ended December 31,
	2011			2010			2009			2008			2007
Income Statement ($ in millions)
Interest income (FTE)	$	4,236		$	4,507		$	4,687		$	5,630		$	6,051
Interest expense		661			885			1,314			2,094			3,018
Net interest income (FTE)		3,575			3,622			3,373			3,536			3,033
Provision for loan and lease losses		423			1,538			3,543			4,560			628
Noninterest income:
Service charges on deposits		520			574			632			641			579
Investment advisory revenue		375			361			326			366			382
Corporate banking revenue		350			364			372			431			367
Mortgage banking net revenue		597			647			553			199			133
Card and processing revenue		308			316			615			912			825
Gain on sale of processing business		—			—			1,758			—			—
Other noninterest income		250			406			479			363			154
Securities gains (losses), net		46			47			(10	)		(86	)		21
Securities gains, net - non-qualifying hedges on mortgage servicing rights		9			14			57			120			6
Total noninterest income		2,455			2,729			4,782			2,946			2,467
Noninterest expense:
Salaries, wages, and incentives		1,478			1,430			1,339			1,337			1,239
Employee benefits		330			314			311			278			278
Net occupancy expense		305			298			308			300			269
Technology and communications		188			189			181			191			169
Equipment expense		113			122			123			130			123
Card and processing expense		120			108			193			274			244
Other noninterest expense		1,224			1,394			1,371			2,054			989
Total noninterest expense		3,758			3,855			3,826			4,564			3,311
Income (loss) before income taxes and cumulative effect (FTE)		1,849			958			786			(2,642	)		1,561
Taxable equivalent adjustment		18			18			19			22			24
Income (loss) before income taxes and cumulative effect		1,831			940			767			(2,664	)		1,537
Applicable income taxes		533			187			30			(551	)		461
Income (loss) before cumulative effect		1,298			753			737			(2,113	)		1,076
Cumulative effect of change in accounting principle, net of tax		—			—			—			—			—
Net income (loss)	$	1,298		$	753		$	737		$	(2,113	)	$	1,076
Less: Net income attributable to noncontrolling interests		1			—			—			—			—
Net income (loss) attributable to Bancorp		1,297			753			737			(2,113	)		1,076
Dividend on Preferred Stock		203			250			226			67			1
Net income (loss) available to common shareholders	$	1,094		$	503		$	511		$	(2,180	)	$	1,075
Regulatory Capital Data ($ in millions) (a)
Tier I capital	$	12,496		$	13,965		$	13,428		$	11,924		$	8,924
Tier II capital		4,381			4,208			4,207			4,722			2,809
Total risk-based capital	$	16,877		$	18,173		$	17,635		$	16,646		$	11,733
Risk-weighted assets	$	104,982		$	100,193		$	100,933		$	112,622		$	115,529
Tier I capital ratio		11.91	%		13.94	%		13.30	%		10.59	%		7.72	%
Total risk-based capital ratio		16.08	%		18.14	%		17.48	%		14.78	%		10.16	%
Tier I leverage ratio		11.10	%		12.79	%		12.34	%		10.27	%		8.50	%
Tier I common equity ratio		9.34	%		7.50	%		6.99	%		4.37	%		5.72	%

(a) 2009 regulatory capital data and ratios are estimated.

Page 2

Yearly Data
	Years Ended December 31,
	2011			2010			2009			2008			2007
Balance Sheet ($ in millions, except share data)
Assets
Cash and due from banks	$	2,663		$	2,159		$	2,318		$	2,739		$	2,660
Available-for-sale securities		15,362			15,414			18,213			12,728			10,677
Held-to-maturity securities		322			353			355			360			355
Trading securities		177			294			355			1,191			171
Other short-term investments		1,781			1,515			3,369			3,578			620
Total cash and securities		20,305			19,735			24,610			20,596			14,483
Loans held for sale		2,954			2,216			2,067			1,452			4,329
Portfolio loans and leases		81,018			77,491			76,779			84,143			80,253
Total loans and leases		83,972			79,707			78,846			85,595			84,582
Allowance for loan and lease losses		(2,255	)		(3,004	)		(3,749	)		(2,787	)		(937	)
Bank premises and equipment		2,447			2,389			2,400			2,494			2,223
Operating lease equipment		497			479			499			463			353
Goodwill		2,417			2,417			2,417			2,624			2,470
Intangible assets		40			62			106			168			147
Servicing rights		681			822			700			499			618
Other real estate owned		429			506			300			231			159
Other assets		8,434			7,894			7,251			9,881			9,087
Total assets	$	116,967		$	111,007		$	113,380		$	119,764		$	110,962
Liabilities
Deposits:
Demand	$	27,600		$	21,413		$	19,411		$	15,287		$	14,404
Interest checking		20,392			18,560			19,935			14,222			15,254
Savings		21,756			20,903			17,898			16,063			15,635
Money market		4,989			5,035			4,431			4,689			6,521
Foreign Office		3,250			3,721			2,454			2,144			2,572
Other time		4,638			7,728			12,466			14,350			11,440
Certificates - $100,000 and over		3,039			4,287			7,700			11,851			6,738
Other foreign office		46			1			10			7			2,881
Total deposits		85,710			81,648			84,305			78,613			75,445
Federal funds purchased		346			279			182			287			4,427
Other short-term borrowings		3,239			1,574			1,415			9,959			4,747
Other liabilities		4,739			3,868			3,474			5,243			4,325
Long-term debt		9,682			9,558			10,507			13,585			12,857
Total liabilities		103,716			96,927			99,883			107,687			101,801
Equity
Common and preferred equity		12,795			13,867			13,457			12,208			11,496
Net unrealized gains (losses):
Available-for-sale securities		484			321			216			115			(93	)
Qualifying cash flow hedges		81			67			105			88			24
Accumulated other comprehensive income related to employee benefit plans		(95	)		(74	)		(80	)		(105	)		(57	)
Treasury stock, at cost		(64	)		(130	)		(201	)		(229	)		(2,209	)
Total shareholder’s equity		13,201			14,051			13,497			12,077			9,161
Noncontrolling interest		50			29			—			—			—
Total Equity		13,251			14,080			13,497			12,077			9,161
Total liabilities & equity	$	116,967		$	111,007		$	113,380		$	119,764		$	110,962
Share Data
Preferred shares outstanding		16,450			152,771			152,771			180,620			9,250
Common shares outstanding, excluding treasury		919,804,436			796,272,522			795,068,164			577,386,612			532,671,925
Treasury shares held		4,088,144			5,231,665			6,436,023			6,040,492			50,755,179

Page 3

Yearly Data
	Years Ended December 31,
	2011			2010			2009			2008			2007
Average Balance Sheet ($ in millions, except share data)
Assets
Interest-earning assets:
Loans and leases	$	80,214		$	79,232		$	83,391		$	85,835		$	78,348
Taxable securities		15,334			16,054			15,897			13,082			11,131
Tax exempt securities		103	��		317			1,203			342			499
Other short-term investments		2,031			3,328			1,035			621			404
Total interest-earning assets		97,682			98,931			101,526			99,880			90,382
Cash and due from banks		2,352			2,245			2,329			2,490			2,275
Other assets		15,335			14,841			14,266			13,411			10,613
Allowance for loan and lease losses		(2,703	)		(3,583	)		(3,265	)		(1,485	)		(793	)
Total assets	$	112,666		$	112,434		$	114,856		$	114,296		$	102,477
Liabilities
Interest-bearing liabilities:
Interest checking	$	18,707		$	18,218		$	15,070		$	14,191		$	14,820
Savings		21,652			19,612			16,875			16,192			14,836
Money market		5,154			4,808			4,320			6,127			6,308
Foreign office		3,490			3,355			2,108			2,153			1,762
Other time		6,260			10,526			14,103			11,135			10,778
Certificates - $100,000 and over		3,656			6,083			10,367			9,532			6,466
Other foreign office		7			6			157			2,066			1,393
Federal funds purchased		345			291			517			2,975			3,646
Short-term borrowings		2,777			1,635			6,463			7,785			3,244
Long-term debt		10,154			10,902			11,035			13,903			12,505
Total interest-bearing liabilities		72,202			75,436			81,015			86,059			75,758
Demand deposits		23,389			19,669			16,862			14,017			13,261
Other liabilities		4,189			3,580			3,926			4,182			3,876
Total liabilities		99,780			98,685			101,803			104,258			92,894
Equity		12,886			13,749			13,053			10,038			9,583
Total liabilities & equity	$	112,666		$	112,434		$	114,856		$	114,296		$	102,477
Average loans and leases (excluding held for sale)	$	78,533		$	77,045		$	80,681		$	83,895		$	76,033
Average common shares outstanding:
Basic		906,460,550			790,852,185			696,452,466			553,112,898			537,669,793
Diluted		949,545,420			799,381,153			726,508,263			553,112,898			540,118,386

Page 4

Yearly Data
	Years Ended December 31,
	2011			2010			2009			2008			2007
(net of unearned discount)
End of Period Loans and Leases ($ in millions)
Commercial:
Commercial loans	$	30,828		$	27,274		$	25,687		$	29,220		$	26,079
Commercial mortgage		10,214			10,992			11,936			12,952			11,967
Commercial construction		1,037			2,111			3,871			5,114			5,561
Commercial leases		3,531			3,378			3,535			3,666			3,737
Subtotal - commercial		45,610			43,755			45,029			50,952			47,344
Consumer:
Residential mortgage		13,474			10,858			9,845			10,292			11,433
Home equity		10,719			11,513			12,174			12,752			11,874
Automobile loans		11,827			10,983			8,995			8,594			11,183
Credit card		1,978			1,896			1,990			1,811			1,591
Other consumer loans and leases		364			702			813			1,198			1,157
Subtotal - consumer		38,362			35,952			33,817			34,647			37,238
Total loans and leases	$	83,972		$	79,707		$	78,846		$	85,599		$	84,582
(net of unearned discount)
Average Loans and Leases ($ in millions)
Commercial:
Commercial loans	$	28,546		$	26,334		$	27,556		$	28,426		$	22,351
Commercial mortgage		10,447			11,585		$	12,511			12,776			11,078
Commercial construction		1,740			3,066		$	4,638			5,846			5,661
Commercial leases		3,341			3,343		$	3,543			3,680			3,683
Subtotal - commercial		44,074			44,328		$	48,248			50,728			42,773
Consumer:
Residential mortgage		11,318			9,868		$	10,886			10,993			10,489
Home equity		11,077			11,996		$	12,534			12,269			11,887
Automobile loans		11,352			10,427		$	8,807			8,925			10,704
Credit card		1,864			1,870		$	1,907			1,708			1,276
Other consumer loans and leases		529			743		$	1,009			1,213			1,219
Subtotal - consumer		36,140			34,904		$	35,143			35,108			35,575
Total average loans and leases	$	80,214		$	79,232		$	83,391		$	85,836		$	78,348
Asset Quality ($ in millions)
Nonaccrual loans and leases	$	1,058		$	1,333		$	2,642		$	1,696		$	813
Nonaccrual loans held for sale		131			247			220			473			—
Restructured loans - commercial (non accrual) held for sale		7			47			4			—			—
Restructured loans and leases (non accrual) portfolio		380			347			305			80			80
Other assets, including other real estate owned		378			494			297			230			171
Total nonperforming assets	$	1,954		$	2,468		$	3,468		$	2,479		$	1,064
Ninety days past due loans and leases	$	200		$	317		$	567		$	662		$	491
(non-accrual plus renegotiated)
Nonperforming Loans ($ in millions)
Commercial mortgage	$	421		$	581			1,035			715			243
Commercial construction loans		139			258			741			578			249
Commercial and industrial loans and leases		499			753			840			586			180
Consumer mortgage and construction		275			268			412			279			121
Other consumer loans and leases		104			114			144			91			100
Total nonperforming loans	$	1,438		$	1,974		$	3,172		$	2,249		$	893
Credit Charge-Offs ($ in millions)
Gross charge-offs	$	(1,314	)	$	(2,484	)	$	(2,719	)	$	(2,792	)	$	(544	)
Recoveries		142			156			138			82			81
Net losses charged off	$	(1,172	)	$	(2,328	)	$	(2,581	)	$	(2,710	)	$	(463	)

Page 5