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Content analysis
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6th grade Avg
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New words:
Baker, Diane, FileNo, filenumber, inapplicable, inRule, ofForm, ofRegulation, onForm, Parker, thisForm, Thormodsgard, toForm, write, writing
Removed:
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approximated, approximately, approximating, area, arise, arrangement, ArrangementsThe, array, arrive, ascertain, ascribed, assessed, assessing, assessment, asset, AssetsThe, assigned, assist, assistance, assuming, assumption, assurance, assured, ATM, attempting, attestation, attract, attributable, attributed, attributing, attrition, auction, audited, auditing, August, authoritative, authority, authorization, automated, automatic, automobile, Automotive, avoid, back, bankruptcy, base, began, beginning, behavior, billing, binding, bond, borrowed, borrower, borrowing, BorrowingsFederal, BorrowingsThe, box, branch, brand, branded, breakdown, bring, broad, broker, brokerage, build, building, buyer, calculate, calculated, calculation, calendar, calling, Canada, Canadian, cancelable, cancelled, capitalized, capped, caption, capture, car, cardholder, care, carried, carrier, carrying, catastrophic, category, caution, Cayman, central, centralized, centrally, certified, certify, certifying, challenging, charge, charged, charitable, chart, checking, choose, Cincinnati, claim, classified, Clearing, click, client, coincide, coinsurance, collateral, collateralized, collect, collected, collecting, collection, color, combined, commensurate, CommercialCommercial, commitment, committed, comparable, comparative, compared, compensating, CompensationThe, compete, competing, CompetitionThe, competitive, complex, complexity, comply, component, composed, composition, compound, comprehensive, comprised, compute, computed, computer, computing, concentration, concept, concert, concessionary, concluded, conducted, conducting, conduit, confidence, conform, conformity, conjunction, consecutive, consideration, consist, consisted, consistent, consisting, consolidate, constitute, constructed, construction, consultant, contact, contacting, context, contingency, contingent, continually, continuation, continue, continued, continuing, continuity, contractual, contractually, controlling, 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GNMA, goodwill, governing, governmental, gradual, gradually, Grand, greater, grew, grow, growing, growth, guarantee, guaranteed, GuaranteesThe, guidance, guide, guiding, Harbor, headquarter, headquartered, health, hedge, hedged, HedgesThe, hedging, high, higher, highest, highly, historical, holding, home, honesty, horizon, hostile, House, household, housing, hypothetical, identify, identifying, image, impact, impacted, impacting, impaired, impairment, implementation, implemented, implementing, implied, imply, importance, important, imposed, impossible, imprecision, improper, improve, improved, improvement, improving, inability, inadequate, inception, IncomeNoninterest, increase, increased, increasing, incremental, incrementally, incurred, indefinitely, indemnified, indemnify, independently, index, individual, industrial, industry, inflation, inflationary, influenced, inherent, inherently, initial, initially, inside, installment, institution, instrument, insurance, insured, intangible, IntangiblesThe, integral, integrated, integration, integrity, intended, intensify, intent, interact, interchange, intercompany, interference, interim, international, internet, interpret, interpretation, intrinsic, inventory, invest, investing, involve, involved, Ireland, issue, issuing, Jaffray, joint, judgment, judgmental, judgmentally, judicial, judith, jumbo, key, label, lagging, land, largely, larger, largest, launched, leader, leadership, leading, learn, lease, leased, LeasesThe, leasing, led, legal, legally, legislative, lend, lender, lending, LendingThe, lent, lessee, letter, level, leverage, leveraged, leveraging, LiabilitiesThe, liability, liable, LIBOR, life, light, likelihood, limit, linear, link, liquidate, liquidation, liquidity, listed, litigation, loan, LoansA, LoansGenerally, LoansIn, LoansThe, local, located, long, longer, LossesManagement, LossesThe, lost, low, lower, lowered, loyalty, LTROR, macroeconomic, made, magnify, mail, maintain, maintained, maintaining, 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positive, potential, potentially, practical, practice, PracticesThe, predominantly, preference, premium, prepaid, preparation, prepared, preparing, prepayment, presence, present, presentation, PresentationThe, presented, presenting, preservation, preserve, pressure, prevent, prevention, priced, pricing, primarily, primary, principally, printed, privacy, private, problem, processed, processing, ProcessingThe, processor, produce, product, production, professional, profitability, profitable, program, project, projected, projection, prominent, promptly, proper, property, proportion, proposed, proprietary, protect, protected, protecting, protection, provision, prudent, publicity, publicly, purpose, qualified, qualify, qualitative, quality, quantifiable, quantitative, quarter, Quoted, race, range, ranging, ranked, ratably, rated, rating, rationale, reach, readily, realigned, reality, realize, realized, recapture, recaptured, receipt, receivable, recent, recently, reclassified, recognition, 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role, rolling, rose, routine, Safe, safeguarding, salary, SaleAt, SalesThe, satisfaction, SBA, scale, scenario, schedule, scheduled, scoring, secondary, sector, secure, secured, SecuritiesDebt, SecuritiesInvestment, SecuritiesThe, SecuritiesThese, securitization, SecuritizationThe, segment, select, selection, seller, selling, sensitive, sensitivity, separate, separately, serve, serviced, servicing, serving, setting, settle, settlement, sexual, shared, shareholder, shift, shock, short, shown, significant, significantly, Silver, simulation, single, site, situation, size, skill, skilled, slightly, slower, small, softening, sophisticated, sound, source, specific, specifically, speculative, speed, spending, spirit, Sponsoring, sport, St, stabilized, stable, stage, standard, standby, state, stated, statistical, steepening, Steven, store, straight, strategic, strategy, strength, strong, stronger, structural, structure, student, subjective, sublease, submitted, subsequent, subsidize, subsidy, substance, substantially, substantiated, succeeding, successful, successfully, suffer, sufficient, sum, summarize, summarized, superior, supply, support, supporting, susceptible, sustain, sustained, swap, symbol, syndication, system, takeover, tangible, target, targeted, taxable, TaxesDeferred, TaxesThe, taxing, technological, telephone, teller, temporary, terrorism, test, tested, testing, theft, Theoretically, thereon, threshold, thrift, ticker, tier, timeframe, timely, timing, tool, top, trade, traded, trading, traditional, transfer, transferred, transferring, translation, transportation, Treadway, treasury, treatment, truck, true, type, typical, typically, ultimate, ultimately, unable, unaffiliated, unamortized, unaudited, unauthorized, unavailable, uncertainty, unconditional, unconsolidated, understanding, underwriting, undetected, unearned, unemployment, unexpected, unfavorable, unforeseen, unfunded, uniform, unimpaired, unique, United, unpaid, unqualified, unrealized, unrecognized, unrecovered, unresolved, untrue, unused, update, updated, upgraded, upward, usage, USBCF, utility, utilization, utilize, utilized, utilizing, valid, validate, validated, valuable, valuation, VaR, variability, variable, variance, variation, variety, vary, varying, vehicle, vest, veteran, viability, viewed, vintage, visa, visit, volatile, volatility, volume, voting, warehouse, web, week, weighted, West, wholesale, wide, widely, work, workforce, workplace, world, wrapped, writedown, written, yield, Young
Filing tables
Filing exhibits
- 10-K Annual report
- 10.37 Employment Agreement with Pamela A. Joseph
- 12 Statement Re: Computation of Ratio of Earnings to Fixed Charges
- 13 2007 Annual Report
- 21 Subsidiaries of the Registrant
- 23.1 Consent of Ernst & Young LLP
- 31.1 Certification of Chief Executive Officer Pursuant to Rule 13A-14(A)
- 31.2 Certification of Chief Financial Officer Pursuant to Rule 13A-14(A)
- 32 Certification of Chief Executive Officer and Chief Financial Officer Pursuant to Section 906
Related press release
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Exhibit 23.1
Consent of Independent Registered Public Accounting Firm
We consent to the incorporation by reference in this Annual Report (Form 10-K) of U.S. Bancorp of our report dated February 20, 2008, with respect to the consolidated financial statements of U.S. Bancorp, included in the 2007 Annual Report to Shareholders of U.S. Bancorp.
We consent to the incorporation by reference in the following Registration Statements:
Registration | ||||
Form | Statement No. | Purpose | ||
S-3 | 333-67465 | Acquisition of Libra Investments, Inc. | ||
S-3 | 333-128390 | Floating Rate Convertible Senior Debentures due 2035 | ||
S-3 | 333-124535 | Universal Shelf Registration Statement | ||
S-3 | 333-132297 | Universal Shelf Registration Statement | ||
S-8 | 333-01421 | First Bank System, Inc. 1994 Stock Incentive Plan and 1991 Stock Incentive Plan | ||
S-8 | 333-02623 | First Bank System Inc., 1996 Stock Incentive Plan | ||
S-8 | 333-32635 | U.S. Bancorp 1997 Stock Incentive Plan | ||
S-8 | 333-51635 | U.S. Bancorp 1997 Stock Incentive Plan | ||
S-8 | 333-76887 | U.S. Bancorp 1997 Stock Incentive Plan | ||
S-8 | 333-82691 | Bank of Commerce 1989 and 1995 Stock Option Plans (as assumed by U.S. Bancorp) | ||
S-8 | 333-38846 | U.S. Bancorp 1999 Stock Incentive Plan | ||
S-8 | 333-47968 | Scripps Bank 1992 and 1995 Stock Option Plans and Scripps Bank 1998 Outside Directors Stock Option Plan | ||
S-8 | 333-48532 | Various benefit plans of Firstar Corporation in effect at the time of the merger with U.S. Bancorp | ||
S-8 | 333-65774 | Various stock options and incentive plans of Nova Corporation in effect at the time of the merger with U.S. Bancorp | ||
S-8 | 333-68450 | U.S. Bancorp 2001 Employee Stock Incentive Plan | ||
S-8 | 333-74036 | U.S. Bancorp 2001 Stock Incentive Plan | ||
S-8 | 333-100671 | U.S. Bancorp 401(k) Savings Plan | ||
S-8 | 333-142194 | Various benefit plans of U.S. Bancorp |
of our report dated February 20, 2008, with respect to the consolidated financial statements of U.S. Bancorp incorporated herein by reference, and our report dated February 20, 2008, with respect to the effectiveness of internal control over financial reporting of U.S. Bancorp, incorporated herein by reference, for the year ended December 31, 2007.
/s/ Ernst & Young LLP
Minneapolis, Minnesota
February 25, 2008
February 25, 2008