Mackinac Financial (MFNC) 10-Q2011 Q1 Quarterly report

Filed: 16 May 11, 12:00am

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New words: accrual, ASU, attempting, attention, Board, breakdown, brought, characterized, Codification, coincide, consideration, constant, constitute, context, creating, Creditor, criterion, cycle, difficulty, discontinuance, discontinued, discretion, distinct, documented, economy, eligible, entitle, environmental, exceeded, firm, frozen, good, governmental, history, improbable, injection, insufficient, jeopardize, lack, lessened, Mention, mitigate, modest, modified, Native, negligible, NSF, precision, pronounced, reached, recent, reclassified, removing, repurchase, retrospectively, returned, salvage, satisfactory, SBLF, scale, seasonal, Similarly, Small, sudden, thereof, Topic, unable, uncollectible, unfavorable, unfunded, vulnerability, vulnerable, worth

Removed: absence, advance, alternative, approach, authoritative, backed, call, comparable, consistent, consistently, conversion, convert, corporate, customary, declined, disclosed, discussed, entity, evidence, expanding, feature, Flat, forced, gain, generated, historically, iii, incent, involving, iv, knowledgeable, LIBOR, line, marketing, ongoing, orderly, priority, quarterly, reflective, replace, replacement, salary, sell, separately, single, sponsored, state, subset, transact, unused

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MACKINAC FINANCIAL CORPORATION

Exhibit 32.2

CERTIFICATION PERSUANT TO
18 U.S.C. SECTION 1350
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

This certification is provided pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C § 1350, and accompanies the quarterly report on Form 10-Q for the quarter ended March 31, 2011, (the “Form 10-Q”) of Mackinac Financial Corporation (the “Issuer”).

I, Ernie R. Krueger, Executive Vice President of the Issuer, certify that:

	(1)		The Form 10-Q fully complies with the requirements of Section 13(a) or Section 15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m(a) or 78o(d)); and

	(2)		The information contained in the Form 10-Q fairly presents, in all material respects, the financial condition and results of operation of the Issuer.



	/s/ Ernie R. Krueger
	Executive Vice President and Chief Financial Officer
	(principal financial officer)

Date: May 16, 2011

42.