Independent Bank (IBCP) 10-Q 6 May 15 2015 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2015	5-May-15
Document and Entity Information [Abstract]
Entity Registrant Name	INDEPENDENT BANK CORP /MI/
Entity Central Index Key	39311
Current Fiscal Year End Date	-19
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		22,970,455
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Document Type	10-Q
Amendment Flag	FALSE
Document Period End Date	31-Mar-15

Condensed_Consolidated_Stateme

Condensed Consolidated Statements of Financial Condition (unaudited) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Assets
Cash and due from banks	$46,435	$48,326
Interest bearing deposits	55,117	25,690
Cash and Cash Equivalents	101,552	74,016
Interest bearing deposits - time	11,575	13,561
Trading securities	213	203
Securities available for sale	571,762	533,178
Federal Home Loan Bank and Federal Reserve Bank stock, at cost	20,051	19,919
Loans held for sale, carried at fair value	30,932	23,662
Loans
Commercial loan	710,323	690,955
Mortgage	465,907	472,628
Installment	207,962	206,378
Payment plan receivables	38,767	40,001
Total Loans	1,422,959	1,409,962
Allowance for loan losses	-24,679	-25,990
Net Loans	1,398,280	1,383,972
Other real estate and repossessed assets	5,662	6,454
Property and equipment, net	45,220	45,948
Bank-owned life insurance	53,975	53,625
Deferred tax assets, net	46,190	48,632
Capitalized mortgage loan servicing rights	11,318	12,106
Vehicle service contract counterparty receivables, net	7,229	7,237
Other intangibles	2,540	2,627
Accrued income and other assets	22,797	23,590
Total Assets	2,329,296	2,248,730
Deposits
Non-interest bearing	620,598	576,882
Savings and interest-bearing checking	988,776	943,734
Reciprocal	58,705	53,668
Retail time	331,095	338,720
Brokered time	1,299	11,298
Total Deposits	2,000,473	1,924,302
Other borrowings	12,468	12,470
Subordinated debentures	35,569	35,569
Vehicle service contract counterparty payables	2,312	1,977
Accrued expenses and other liabilities	24,849	24,041
Total Liabilities	2,075,671	1,998,359
Shareholders' Equity
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding	0	0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 22,958,316 shares at March 31, 2015 and 22,957,323 shares at December 31, 2014	351,881	352,462
Accumulated deficit	-94,054	-96,455
Accumulated other comprehensive loss	-4,202	-5,636
Total Shareholders' Equity	253,625	250,371
Total Liabilities and Shareholders' Equity	$2,329,296	$2,248,730

Condensed_Consolidated_Stateme1

Condensed Consolidated Statements of Financial Condition (unaudited) (Parenthetical) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Shareholders' Equity
Convertible preferred stock, par value (in dollars per share)	$0	$0
Convertible preferred stock, shares authorized (in shares)	200,000	200,000
Convertible preferred stock, shares issued (in shares)	0	0
Convertible preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$0	$0
Common stock, shares authorized (in shares)	500,000,000	500,000,000
Common stock, shares issued (in shares)	22,958,316	22,957,323
Common stock, shares outstanding (in shares)	22,958,316	22,957,323

Condensed_Consolidated_Stateme2

Condensed Consolidated Statements of Operations (unaudited) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2015		Mar. 31, 2014
Interest Income
Interest and fees on loans	$17,239		$18,215
Interest on securities
Taxable	1,758		1,383
Tax-exempt	217		262
Other investments	338		423
Total Interest Income	19,552		20,283
Interest Expense
Deposits	1,007		1,293
Other borrowings	454		512
Total Interest Expense	1,461		1,805
Net Interest Income	18,091		18,478
Provision for loan losses	-659		428
Net Interest Income After Provision for Loan Losses	18,750		18,050
Non-interest Income
Service charges on deposit accounts	2,850		3,055
Interchange income	2,142		1,941
Net gains on assets
Mortgage loans	2,139		1,144
Securities	85		112
Mortgage loan servicing	-420		264
Title insurance fees	256		274
Other	1,910		2,165
Total Non-interest Income	8,962		8,955
Non-interest Expense
Compensation and employee benefits	11,785		11,238
Occupancy, net	2,419		2,483
Data processing	1,930		2,086
Loan and collection	1,155		1,465
Furniture, fixtures and equipment	952		1,069
Communications	736		789
Advertising	484		519
Legal and professional	380		401
FDIC deposit insurance	343		417
Interchange expense	291		402
Credit card and bank service fees	202		263
Vehicle service contract counterparty contingencies	29		68
Costs related to unfunded lending commitments	16		10
Provision for loss reimbursement on sold loans	-69		-481
Net gains on other real estate and repossessed assets	-39		-87
Other	1,537		1,758
Total Non-interest Expense	22,151		22,400
Income Before Income Tax	5,561		4,605
Income tax expense	1,780		1,467
Net Income	$3,781		$3,138
Net Income Per Common Share
Basic (in dollars per share)	$0.16	[1]	$0.14	[1]
Diluted (in dollars per share)	$0.16		$0.13
Dividends Per Common Share
Declared (in dollars per share)	$0.06		$0
Paid (in dollars per share)	$0.06		$0
[1]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Condensed_Consolidated_Stateme3

Condensed Consolidated Statements of Comprehensive Income (unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Condensed Consolidated Statements of Comprehensive Income (unaudited) [Abstract]
Net income	$3,781	$3,138
Available for sale securities
Unrealized gain arising during period	2,270	2,250
Change in unrealized losses for which a portion of other than temporary impairment has been recognized in earnings	11	119
Reclassification adjustments for gains included in earnings	-75	0
Unrealized gains recognized in other comprehensive income on available for sale securities	2,206	2,369
Income tax expense	772	830
Unrealized gains recognized in other comprehensive income on available for sale securities, net of tax	1,434	1,539
Derivative instruments
Reclassification adjustment for accretion on settled derivatives	0	95
Unrealized gains recognized in other comprehensive income on derivative instruments	0	95
Income tax expense	0	33
Unrealized gains recognized in other comprehensive income on derivative instruments, net of tax	0	62
Other comprehensive income	1,434	1,601
Comprehensive income	$5,215	$4,739

Condensed_Consolidated_Stateme4

Condensed Consolidated Statements of Cash Flows (unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Condensed Consolidated Statements of Cash Flows (unaudited) [Abstract]
Net Income	$3,781	$3,138
Adjustments to Reconcile Net Income to Net Cash From (Used in) Operating Activities
Proceeds from sales of loans held for sale	70,657	48,232
Disbursements for loans held for sale	-75,788	-41,398
Provision for loan losses	-659	428
Deferred federal income tax expense	2,442	2,302
Deferred loan fees	-193	-5
Depreciation, amortization of intangible assets and premiums and accretion of discounts on securities and loans	1,179	373
Net gains on mortgage loans	-2,139	-1,144
Net gains on securities	-85	-112
Net gains on other real estate and repossessed assets	-39	-87
Vehicle service contract counterparty contingencies	29	68
Share based compensation	373	255
(Increase) decrease in accrued income and other assets	517	-176
Decrease in accrued expenses and other liabilities	-2,385	-4,513
Total Adjustments	-6,091	4,223
Net Cash From (Used in) Operating Activities	-2,310	7,361
Cash Flow Used in Investing Activities
Proceeds from the sale of securities available for sale	11,786	0
Proceeds from the maturity of securities available for sale	6,785	15,030
Principal payments received on securities available for sale	25,103	17,852
Purchases of securities available for sale	-77,534	-91,556
Purchases of interest bearing deposits	-246	0
Proceeds from the maturity of interest bearing deposits	2,211	1,090
Purchase of Federal Reserve Bank stock	-132	0
Net (increase) decrease in portfolio loans (loans originated, net of principal payments)	-13,170	13,221
Proceeds from the collection of vehicle service contract counterparty receivables	0	256
Proceeds from the sale of other real estate and repossessed assets	1,848	1,195
Capital expenditures	-975	-964
Net Cash Used in Investing Activities	-44,324	-43,876
Cash Flow From Financing Activities
Net increase in total deposits	76,171	53,936
Net decrease in other borrowings	-2	-5
Payments of Federal Home Loan Bank advances	0	-4,240
Net increase (decrease) in vehicle service contract counterparty payables	335	-328
Dividends paid	-1,382	0
Proceeds from issuance of common stock	16	11
Repurchase of common stock	-902	0
Share based compensation withholding obligations	-66	0
Net Cash From Financing Activities	74,170	49,374
Net Increase in Cash and Cash Equivalents	27,536	12,859
Cash and Cash Equivalents at Beginning of Period	74,016	119,081
Cash and Cash Equivalents at End of Period	101,552	131,940
Cash paid during the period for
Interest	1,477	1,821
Income taxes	55	1
Transfers to other real estate and repossessed assets	1,017	827
Transfer of payment plan receivables to vehicle service contract counterparty receivables	21	131
Purchase of securities available for sale not yet settled	$3,154	$0

Condensed_Consolidated_Stateme5

Condensed Consolidated Statements of Shareholders' Equity (unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Balances at beginning of period	$250,371	$231,581
Net income	3,781	3,138
Cash dividends declared	-1,382	0
Issuance of common stock	16	11
Share based compensation	373	255
Share based compensation withholding obligation	-66	0
Repurchase of common stock	-902	0
Net change in accumulated other comprehensive loss, net of related tax effect	1,434	1,601
Balances at end of period	$253,625	$236,586

Preparation_of_Financial_State

Preparation of Financial Statements	3 Months Ended
	Mar. 31, 2015
Preparation of Financial Statements [Abstract]
Preparation of Financial Statements	1	Preparation of Financial Statements
	The condensed consolidated financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission. Certain information and note disclosures normally included in annual financial statements prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) have been condensed or omitted pursuant to those rules and regulations, although we believe that the disclosures made are adequate to make the information not misleading.  The unaudited condensed consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes for the year ended December 31, 2014 included in our Annual Report on Form 10-K.
	In our opinion, the accompanying unaudited condensed consolidated financial statements contain all the adjustments necessary to present fairly our consolidated financial condition as of March 31, 2015 and December 31, 2014, and the results of operations for the three-month periods ended March 31, 2015 and 2014.  The results of operations for the three-month period ended March 31, 2015, are not necessarily indicative of the results to be expected for the full year.  Certain reclassifications have been made in the prior period financial statements to conform to the current period presentation.  Our critical accounting policies include the assessment for other than temporary impairment (“OTTI”) on investment securities,  the determination of the allowance for loan losses, the determination of vehicle service contract counterparty contingencies, the valuation of originated mortgage loan servicing rights and the valuation of deferred tax assets.  Refer to our 2014 Annual Report on Form 10-K for a disclosure of our accounting policies.

New_Accounting_Standards

New Accounting Standards	3 Months Ended
	Mar. 31, 2015
New Accounting Standards [Abstract]
New Accounting Standards	2	New Accounting Standards
	In January 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-04, “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure”. The amendments in this ASU clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. This amendment is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014, with early adoption and retrospective or prospective application permitted.  This amended guidance became effective for us on January 1, 2015 and did not have a material impact on our consolidated operating results or financial condition.
	In May 2014, the FASB issued ASU 2014-09, “Revenue from Contracts with Customers (Topic 606)”. This ASU supersedes and replaces nearly all existing revenue recognition guidance, including industry-specific guidance, establishes a new control-based revenue recognition model, changes the basis for deciding when revenue is recognized over time or at a point in time, provides new and more detailed guidance on specific topics and expands and improves disclosures about revenue. In addition, this ASU specifies the accounting for some costs to obtain or fulfill a contract with a customer.  This amended guidance is effective for us on January 1, 2017, and is not expected to have a material impact on our consolidated operating results or financial condition.
	In June 2014, the FASB issued ASU 2014-12, “Compensation – Stock Compensation (Topic 718) – Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved After the Requisite Service Period”.  This ASU amends existing guidance related to the accounting for share-based payments when the terms of an award provide that a performance target could be achieved after the requisite service period. These amendments require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition.  The total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest. The requisite service period ends when the employee can cease rendering service and still be eligible to vest in the award if the performance target is achieved. This amended guidance is effective for us on January 1, 2016, and is not expected to have a material impact on our consolidated operating results or financial condition.

Securities

Securities	3 Months Ended
	Mar. 31, 2015
Securities [Abstract]
Securities	3	Securities
	Securities available for sale consist of the following:
			Amortized		Unrealized					Fair Value
			Cost		Gains			Losses
			(In thousands)
	31-Mar-15
	U.S. agency		$	35,308	$	255		$	34	$	35,529
	U.S. agency residential mortgage-backed			232,286		2,162			194		234,254
	U.S. agency commercial mortgage-backed			32,846		270			35		33,081
	Private label residential mortgage-backed			5,992		195			367		5,820
	Other asset backed			95,197		110			116		95,191
	Obligations of states and political subdivisions			142,133		1,469			814		142,788
	Corporate			22,636		83			58		22,661
	Trust preferred			2,910		-			472		2,438
	Total		$	569,308	$	4,544		$	2,090	$	571,762
	31-Dec-14
	U.S. agency		$	34,936	$	133		$	63	$	35,006
	U.S. agency residential mortgage-backed			256,387		1,838			667		257,558
	U.S. agency commercial mortgage-backed			33,779		68			119		33,728
	Private label residential mortgage-backed			6,216		187			390		6,013
	Other asset backed			32,314		77			38		32,353
	Obligations of states and political subdivisions			143,698		961			1,244		143,415
	Corporate			22,690		53			79		22,664
	Trust preferred			2,910		-			469		2,441
	Total		$	532,930	$	3,317		$	3,069	$	533,178
	Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows:
			Less Than Twelve Months					Twelve Months or More					Total
			Fair Value		Unrealized			Fair Value		Unrealized			Fair Value		Unrealized
					Losses					Losses					Losses
			(In thousands)
	31-Mar-15
	U.S. agency		$	12,822	$	29		$	775	$	5		$	13,597	$	34
	U.S. agency residential mortgage-backed			29,496		119			11,171		75			40,667		194
	U.S. agency commercial mortgage-backed			7,999		28			2,600		7			10,599		35
	Private label residential mortgage-backed			202		1			3,883		366			4,085		367
	Other asset backed			28,970		46			7,232		70			36,202		116
	Obligations of states and political subdivisions			24,722		70			28,979		744			53,701		814
	Corporate			3,208		58			-		-			3,208		58
	Trust preferred			-		-			2,438		472			2,438		472
	Total		$	107,419	$	351		$	57,078	$	1,739		$	164,497	$	2,090
	31-Dec-14
	U.S. agency		$	12,851	$	58		$	606	$	5		$	13,457	$	63
	U.S. agency residential mortgage-backed			89,547		531			15,793		136			105,340		667
	U.S. agency commercial mortgage-backed			21,325		119			-		-			21,325		119
	Private label residential mortgage-backed			208		1			4,013		389			4,221		390
	Other asset backed			2,960		15			8,729		23			11,689		38
	Obligations of states and political subdivisions			28,114		106			37,540		1,138			65,654		1,244
	Corporate			8,660		79			-		-			8,660		79
	Trust preferred			-		-			2,441		469			2,441		469
	Total		$	163,665	$	909		$	69,122	$	2,160		$	232,787	$	3,069
	Our portfolio of available-for-sale securities is reviewed quarterly for impairment in value. In performing this review management considers (1) the length of time and extent that fair value has been less than cost, (2) the financial condition and near term prospects of the issuer, (3) the impact of changes in market interest rates on the market value of the security and (4) an assessment of whether we intend to sell, or it is more likely than not that we will be required to sell a security in an unrealized loss position before recovery of its amortized cost basis. For securities that do not meet the aforementioned recovery criteria, the amount of impairment recognized in earnings is limited to the amount related to credit losses, while impairment related to other factors is recognized in other comprehensive income or loss.
	U.S. agency, U.S. agency residential mortgage-backed securities and U.S. agency commercial mortgage backed securities — at March 31, 2015, we had 18 U.S. agency, 41 U.S. agency residential mortgage-backed and 10 U.S. agency commercial mortgage-backed securities whose fair market value is less than amortized cost. The unrealized losses are largely attributed to rises in term interest rates since acquisition and widening spreads to Treasury bonds. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary.
	Private label residential mortgage backed securities — at March 31, 2015, we had five of this type of security whose fair value is less than amortized cost. Two of the five issues are rated by a major rating agency as investment grade, two are rated below investment grade and one is split rated. Two of these bonds have an impairment in excess of 10% and four of these holdings have been impaired for more than 12 months.  The unrealized losses are largely attributable to credit spread widening on these securities since their acquisition.
	All of these securities are receiving principal and interest payments. Most of these transactions are pass-through structures, receiving pro rata principal and interest payments from a dedicated collateral pool. The nonreceipt of interest cash flows is not expected and thus not presently considered in our discounted cash flow methodology discussed below.
	All private label residential mortgage-backed securities are reviewed for OTTI utilizing a cash flow projection. The cash flow analysis forecasts cash flow from the underlying loans in each transaction and then applies these cash flows to the bonds in the securitization.  Our cash flow analysis forecasts complete recovery of our cost basis for four of the five securities whose fair value is less than amortized cost while the fifth security had credit related OTTI and is discussed in further detail below.
	As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no other declines discussed above are deemed to be other than temporary.
	Other asset backed — at March 31, 2015, we had 29 other asset backed securities whose fair value is less than amortized cost. The unrealized losses are primarily due to widening discount margins.  As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary.
	Obligations of states and political subdivisions — at March 31, 2015, we had 57 municipal securities whose fair value is less than amortized cost.  The unrealized losses are primarily due to increases in interest rates since acquisition.  As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary.
	Corporate — at March 31, 2015, we had five corporate securities whose fair value is less than amortized cost. The unrealized losses are primarily due to credit spread widening.  As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary.
	Trust preferred securities — at March 31, 2015, we had three trust preferred securities whose fair value is less than amortized cost. All of our trust preferred securities are single issue securities issued by a trust subsidiary of a bank holding company. The pricing of trust preferred securities has suffered from credit spread widening.
	One of the three securities is rated by two major rating agencies as investment grade, while one (a Bank of America issuance) is rated below investment grade by two major rating agencies and the other one is non-rated. The non-rated issue is a relatively small bank and was never rated. The issuer of this non-rated trust preferred security, which had a total amortized cost of $1.0 million and total fair value of $0.8 million as of March 31, 2015, continues to have satisfactory credit metrics and make interest payments.
	The following table breaks out our trust preferred securities in further detail as of March 31, 2015 and December 31, 2014:
			31-Mar-15					31-Dec-14
			Fair		Net			Fair		Net
Value			Unrealized		Value			Unrealized
			Loss					Loss
		(In thousands)
Trust preferred securities
Rated issues		$	1,674	$	(236	)	$	1,643	$	(267	)
Unrated issues			764		(236	)		798		(202	)
As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary.
We recorded no credit related OTTI charges in earnings on securities available for sale during the three month periods ended March 31, 2015 and 2014, respectively.
At March 31, 2015, three private label residential mortgage-backed securities had credit related OTTI and are summarized as follows:
		Senior		Super			Senior		Total
		Security		Senior			Support
				Security			Security
		(In thousands)
As of March 31, 2015
Fair value		$	2,053	$	1,524		$	96	$	3,673
Amortized cost			2,092		1,426			-		3,518
Non-credit unrealized loss			39		-			-		39
Unrealized gain			-		98			96		194
Cumulative credit related OTTI			757		457			380		1,594
Credit related OTTI recognized in our Condensed Consolidated Statements of Operations
For the three months ended March 31,
2015		$	-	$	-		$	-	$	-
2014			-		-			-		-
Each of these securities is receiving principal and interest payments similar to principal reductions in the underlying collateral.  Two of these securities have unrealized gains and one has an unrealized loss at March 31, 2015.  Prior to the second quarter of 2013, all three of these securities had an unrealized loss.  The original amortized cost for each of these securities has been permanently adjusted downward for previously recorded credit related OTTI.  The unrealized loss (based on original amortized cost) for two of these securities is now less than previously recorded credit related OTTI amounts.  The remaining non-credit related unrealized loss in the senior security is attributed to other factors and is reflected in other comprehensive income during those same periods.
A roll forward of credit losses recognized in earnings on securities available for sale for the three month periods ending March 31, follows:
		2015		2014
		(In thousands)
Balance at beginning of year		$	1,844	$	1,835
Additions to credit losses on securities for which no previous OTTI was recognized			-		-
Increases to credit losses on securities for which OTTI was previously recognized			-		-
Total		$	1,844	$	1,835
The amortized cost and fair value of securities available for sale at March 31, 2015, by contractual maturity, follow:
		Amortized		Fair
		Cost		Value
		(In thousands)
Maturing within one year		$	28,410	$	28,419
Maturing after one year but within five years			61,845		62,190
Maturing after five years but within ten years			36,871		37,377
Maturing after ten years			75,861		75,430
			202,987		203,416
U.S. agency residential mortgage-backed			232,286		234,254
U.S. agency commercial mortgage-backed			32,846		33,081
Private label residential mortgage-backed			5,992		5,820
Other asset backed			95,197		95,191
Total		$	569,308	$	571,762
The actual maturity may differ from the contractual maturity because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
Gains and losses realized on the sale of securities available for sale are determined using the specific identification method and are recognized on a trade-date basis.  A summary of proceeds from the sale of securities available for sale and gains and losses for the three month periods ending March 31, follows:
		Proceeds		Realized			Losses
				Gains
		(In thousands)
2015		$	11,786	$	75		$	-
2014			-		-			-
During 2015 and 2014, our trading securities consisted of various preferred stocks.  During the first three months of 2015 and 2014, we recognized gains on trading securities of $0.010 million and $0.112 million, respectively, that are included in net gains on securities in the Condensed Consolidated Statements of Operations.  Both of these amounts relate to gains recognized on trading securities still held at each respective period end.

Loans

Loans	3 Months Ended
	Mar. 31, 2015
Loans [Abstract]
Loans	4	Loans
	Our assessment of the allowance for loan losses is based on an evaluation of the loan portfolio, recent loss experience, current economic conditions and other pertinent factors.
	An analysis of the allowance for loan losses by portfolio segment for the three months ended March 31, follows:
			Commercial			Mortgage			Installment			Payment			Unallocated			Total
												Plan
												Receivables
			(In thousands)
	2015
	Balance at beginning of period		$	5,445		$	13,444		$	1,814		$	64		$	5,223		$	25,990
	Additions (deductions)
	Provision for loan losses			328			(733	)		(85	)		(2	)		(167	)		(659	)
	Recoveries credited to allowance			433			238			319			-			-			990
	Loans charged against the allowance			(290	)		(868	)		(484	)		-			-			(1,642	)
	Balance at end of period		$	5,916		$	12,081		$	1,564		$	62		$	5,056		$	24,679
	2014
	Balance at beginning of period		$	6,827		$	17,195		$	2,246		$	97		$	5,960		$	32,325
	Additions (deductions)
	Provision for loan losses			507			193			176			(14	)		(434	)		428
	Recoveries credited to allowance			355			458			251			4			-			1,068
	Loans charged against the allowance			(1,926	)		(846	)		(612	)		-			-			(3,384	)
	Balance at end of period		$	5,763		$	17,000		$	2,061		$	87		$	5,526		$	30,437
	Allowance for loan losses and recorded investment in loans by portfolio segment follows:
			Commercial			Mortgage			Installment			Payment			Unallocated			Total
												Plan
												Receivables
			(In thousands)
	31-Mar-15
	Allowance for loan losses
	Individually evaluated for impairment		$	3,214		$	8,612		$	654		$	-		$	-		$	12,480
	Collectively evaluated for impairment			2,702			3,469			910			62			5,056			12,199
	Total ending allowance balance		$	5,916		$	12,081		$	1,564		$	62		$	5,056		$	24,679
	Loans
	Individually evaluated for impairment		$	32,633		$	70,478		$	6,461		$	-					$	109,572
	Collectively evaluated for impairment			679,319			397,551			202,158			38,767						1,317,795
	Total loans recorded investment			711,952			468,029			208,619			38,767						1,427,367
	Accrued interest included in recorded investment			1,629			2,122			657			-						4,408
	Total loans		$	710,323		$	465,907		$	207,962		$	38,767					$	1,422,959
	31-Dec-14
	Allowance for loan losses
	Individually evaluated for impairment		$	3,194		$	9,311		$	728		$	-		$	-		$	13,233
	Collectively evaluated for impairment			2,251			4,133			1,086			64			5,223			12,757
	Total ending allowance balance		$	5,445		$	13,444		$	1,814		$	64		$	5,223		$	25,990
	Loans
	Individually evaluated for impairment		$	34,147		$	72,340		$	6,679		$	-					$	113,166
	Collectively evaluated for impairment			658,423			402,458			200,368			40,001						1,301,250
	Total loans recorded investment			692,570			474,798			207,047			40,001						1,414,416
	Accrued interest included in recorded investment			1,615			2,170			669			-						4,454
	Total loans		$	690,955		$	472,628		$	206,378		$	40,001					$	1,409,962
	Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow:
			90+ and			Non-			Total Non-
			Still			Accrual			Performing
			Accruing						Loans
			(In thousands)
	31-Mar-15
	Commercial
	Income producing - real estate		$	-		$	1,187		$	1,187
	Land, land development and construction - real estate			-			575			575
	Commercial and industrial			197			2,749			2,946
	Mortgage
	1-4 family			-			6,235			6,235
	Resort lending			-			1,815			1,815
	Home equity - 1st lien			-			267			267
	Home equity - 2nd lien			-			366			366
	Installment
Home equity - 1st lien			-			290			290
Home equity - 2nd lien			-			528			528
Loans not secured by real estate			-			562			562
Other			-			8			8
Payment plan receivables
Full refund			-			7			7
Partial refund			-			1			1
Other			-			3			3
Total recorded investment		$	197		$	14,593		$	14,790
Accrued interest included in recorded investment		$	3		$	-		$	3
31-Dec-14
Commercial
Income producing - real estate		$	-		$	1,233		$	1,233
Land, land development and construction - real estate			-			594			594
Commercial and industrial			-			2,746			2,746
Mortgage
1-4 family			7			5,945			5,952
Resort lending			-			2,168			2,168
Home equity - 1st lien			-			331			331
Home equity - 2nd lien			-			605			605
Installment
Home equity - 1st lien			-			576			576
Home equity - 2nd lien			-			517			517
Loans not secured by real estate			-			454			454
Other			-			48			48
Payment plan receivables
Full refund			-			2			2
Partial refund			-			12			12
Other			-			-			-
Total recorded investment		$	7		$	15,231		$	15,238
Accrued interest included in recorded investment		$	-		$	-		$	-
An aging analysis of loans by class follows:
		Loans Past Due												Loans not			Total
		30-59 days			60-89 days			90+ days			Total			Past Due			Loans
		(In thousands)
31-Mar-15
Commercial
Income producing - real estate		$	268		$	-		$	214		$	482		$	271,395		$	271,877
Land, land development and construction - real estate			124			-			217			341			32,150			32,491
Commercial and industrial			288			278			1,101			1,667			405,917			407,584
Mortgage
1-4 family			2,390			468			6,235			9,093			267,027			276,120
Resort lending			865			283			1,815			2,963			121,834			124,797
Home equity - 1st lien			41			113			267			421			20,238			20,659
Home equity - 2nd lien			396			111			366			873			45,580			46,453
Installment
Home equity - 1st lien			186			12			290			488			20,562			21,050
Home equity - 2nd lien			193			115			528			836			26,078			26,914
Loans not secured by real estate			355			21			562			938			157,516			158,454
Other			1			18			8			27			2,174			2,201
Payment plan receivables
Full refund			596			113			7			716			23,941			24,657
Partial refund			376			63			1			440			8,577			9,017
Other			120			22			3			145			4,948			5,093
Total recorded investment		$	6,199		$	1,617		$	11,614		$	19,430		$	1,407,937		$	1,427,367
Accrued interest included in recorded investment		$	50		$	20		$	3		$	73		$	4,335		$	4,408
31-Dec-14
Commercial
Income producing - real estate		$	89		$	-		$	214		$	303		$	252,763		$	253,066
Land, land development and construction - real estate			131			-			223			354			33,984			34,338
Commercial and industrial			2,391			279			209			2,879			402,287			405,166
Mortgage
1-4 family			1,877			1,638			5,952			9,467			269,719			279,186
Resort lending			226			-			2,168			2,394			126,342			128,736
Home equity - 1st lien			39			50			331			420			19,782			20,202
Home equity - 2nd lien			711			89			605			1,405			45,269			46,674
Installment
Home equity - 1st lien			466			37			576			1,079			20,995			22,074
Home equity - 2nd lien			369			81			517			967			28,125			29,092
Loans not secured by real estate			589			231			454			1,274			152,115			153,389
Other			15			3			48			66			2,426			2,492
Payment plan receivables
Full refund			838			214			2			1,054			26,799			27,853
Partial refund			409			123			12			544			6,550			7,094
Other			96			24			-			120			4,934			5,054
Total recorded investment		$	8,246		$	2,769		$	11,311		$	22,326		$	1,392,090		$	1,414,416
Accrued interest included in recorded investment		$	55		$	29		$	-		$	84		$	4,370		$	4,454
Impaired loans are as follows :
		March 31,			December 31,
		2015			2014
Impaired loans with no allocated allowance		(In thousands)
TDR		$	9,402		$	9,325
Non - TDR			316			299
Impaired loans with an allocated allowance
TDR - allowance based on collateral			5,184			5,879
TDR - allowance based on present value cash flow			91,924			94,970
Non - TDR - allowance based on collateral			2,387			2,296
Non - TDR - allowance based on present value cash flow			-			-
Total impaired loans		$	109,213		$	112,769
Amount of allowance for loan losses allocated
TDR - allowance based on collateral		$	1,707		$	2,025
TDR - allowance based on present value cash flow			9,704			10,188
Non - TDR - allowance based on collateral			1,069			1,020
Non - TDR - allowance based on present value cash flow			-			-
Total amount of allowance for loan losses allocated		$	12,480		$	13,233
Impaired loans by class are as follows (1):
		31-Mar-15									31-Dec-14
		Recorded			Unpaid			Related			Recorded			Unpaid			Related
		Investment			Principal			Allowance			Investment			Principal			Allowance
					Balance									Balance
With no related allowance recorded:		(In thousands)
Commercial
Income producing - real estate		$	5,827		$	6,046		$	-		$	5,868		$	6,077		$	-
Land, land development & construction-real estate			1,030			1,591			-			1,051			1,606			-
Commercial and industrial			2,851			2,843			-			2,685			2,667			-
Mortgage
1-4 family			25			66			-			-			49			-
Resort lending			13			96			-			48			397			-
Home equity - 1st lien			-			-			-			-			-			-
Home equity - 2nd lien			-			-			-			-			-			-
Installment
Home equity - 1st lien			-			39			-			-			40			-
Home equity - 2nd lien			-			-			-			-			-			-
Loans not secured by real estate			-			-			-			-			-			-
Other			-			-			-			-			-			-
			9,746			10,681			-			9,652			10,836			-
With an allowance recorded:
Commercial
Income producing - real estate			12,861			13,842			733			12,836			13,797			689
Land, land development & construction-real estate			1,961			2,043			394			3,456			3,528			499
Commercial and industrial			8,103			8,361			2,087			8,251			8,486			2,006
Mortgage
1-4 family			51,695			54,501			5,753			53,206			56,063			6,195
Resort lending			18,464			18,629			2,835			18,799			18,963			3,075
Home equity - 1st lien			161			177			13			162			177			14
Home equity - 2nd lien			120			202			11			125			205			27
Installment
Home equity - 1st lien			2,637			2,864			179			2,744			2,930			219
Home equity - 2nd lien			3,136			3,145			425			3,212			3,215			419
Loans not secured by real estate			677			784			49			711			835			89
Other			11			11			1			12			12			1
			99,826			104,559			12,480			103,514			108,211			13,233
Total
Commercial
Income producing - real estate			18,688			19,888			733			18,704			19,874			689
Land, land development & construction-real estate			2,991			3,634			394			4,507			5,134			499
Commercial and industrial			10,954			11,204			2,087			10,936			11,153			2,006
Mortgage
1-4 family			51,720			54,567			5,753			53,206			56,112			6,195
Resort lending			18,477			18,725			2,835			18,847			19,360			3,075
Home equity - 1st lien			161			177			13			162			177			14
Home equity - 2nd lien			120			202			11			125			205			27
Installment
Home equity - 1st lien			2,637			2,903			179			2,744			2,970			219
Home equity - 2nd lien			3,136			3,145			425			3,212			3,215			419
Loans not secured by real estate			677			784			49			711			835			89
Other			11			11			1			12			12			1
Total		$	109,572		$	115,240		$	12,480		$	113,166		$	119,047		$	13,233
Accrued interest included in recorded investment		$	359								$	397
-1	There were no impaired payment plan receivables at March 31, 2015 or December 31, 2014.
Average recorded investment in and interest income earned on impaired loans by class for the three month periods ending March 31, follows (1):
		2015						2014
		Average			Interest			Average			Interest
		Recorded			Income			Recorded			Income
		Investment			Recognized			Investment			Recognized
With no related allowance recorded:		(In thousands)
Commercial
Income producing - real estate		$	5,848		$	53		$	7,963		$	175
Land, land development & construction-real estate			1,041			34			1,478			43
Commercial and industrial			2,768			37			3,638			93
Mortgage
1-4 family			13			-			8			-
Resort lending			31			-			35			-
Home equity - 1st lien			-			-			-			-
Home equity - 2nd lien			-			-			-			-
Installment
Home equity - 1st lien			-			-			-			-
Home equity - 2nd lien			-			-			-			-
Loans not secured by real estate			-			-			-			-
Other			-			-			-			-
			9,701			124			13,122			311
With an allowance recorded:
Commercial
Income producing - real estate			12,849			157			14,026			66
Land, land development & construction-real estate			2,709			14			4,027			12
Commercial and industrial			8,177			66			9,188			26
Mortgage
1-4 family			52,451			551			57,457			630
Resort lending			18,632			171			19,896			191
Home equity - 1st lien			162			2			154			1
Home equity - 2nd lien			123			2			42			1
Installment
Home equity - 1st lien			2,691			50			2,920			45
Home equity - 2nd lien			3,174			51			3,418			49
Loans not secured by real estate			694			10			744			10
Other			12			-			16			-
			101,674			1,074			111,888			1,031
Total
Commercial
Income producing - real estate			18,697			210			21,989			241
Land, land development & construction-real estate			3,750			48			5,505			55
Commercial and industrial			10,945			103			12,826			119
Mortgage
1-4 family			52,464			551			57,465			630
Resort lending			18,663			171			19,931			191
Home equity - 1st lien			162			2			154			1
Home equity - 2nd lien			123			2			42			1
Installment
Home equity - 1st lien			2,691			50			2,920			45
Home equity - 2nd lien			3,174			51			3,418			49
Loans not secured by real estate			694			10			744			10
Other			12			-			16			-
Total		$	111,375		$	1,198		$	125,010		$	1,342
-1	There were no impaired payment plan receivables during the three month periods ended March 31, 2015 and 2014, respectively.
Our average investment in impaired loans was approximately $111.4 million and $125.0 million for the three-month periods ended March 31, 2015 and 2014, respectively.  Cash receipts on impaired loans on non-accrual status are generally applied to the principal balance.  Interest income recognized on impaired loans during the first three months of 2015 and 2014 was approximately $1.2 million and $1.3 million, respectively.
Troubled debt restructurings follow:
		31-Mar-15
		Commercial			Retail			Total
		(In thousands)
Performing TDRs		$	27,904		$	71,477		$	99,381
Non-performing TDRs(1)			1,935			5,194	(2)		7,129
Total		$	29,839		$	76,671		$	106,510
		31-Dec-14
		Commercial			Retail			Total
		(In thousands)
Performing TDRs		$	29,475		$	73,496		$	102,971
Non-performing TDRs(1)			1,978			5,225	(2)		7,203
Total		$	31,453		$	78,721		$	110,174
-1	Included in non-performing loans table above.
-2	Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.
We allocated $11.4 million and $12.2 million of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of March 31, 2015 and December 31, 2014, respectively.
During the three months ended March 31, 2015 and 2014, the terms of certain loans were modified as troubled debt restructurings. The modification of the terms of such loans generally included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan.
Modifications involving a reduction of the stated interest rate of the loan have generally been for periods ranging from 9 months to 36 months but have extended to as much as 480 months in certain circumstances. Modifications involving an extension of the maturity date have generally been for periods ranging from 1 month to 60 months but have extended to as much as 230 months in certain circumstances.
Loans that have been classified as troubled debt restructurings during the three-month periods ended March 31 follow:
		Number of			Pre-modification			Post-modification
		Contracts			Recorded Balance			Recorded
								Balance
		(Dollars in thousands)
2015
Commercial
Income producing - real estate			1		$	156		$	164
Land, land development & construction-real estate			-			-			-
Commercial and industrial			2			236			234
Mortgage
1-4 family			5			1,005			805
Resort lending			-			-			-
Home equity - 1st lien			-			-			-
Home equity - 2nd lien			-			-			-
Installment
Home equity - 1st lien			4			167			140
Home equity - 2nd lien			-			-			-
Loans not secured by real estate			-			-			-
Other			-			-			-
Total			12		$	1,564		$	1,343
2014
Commercial
Income producing - real estate			2		$	213		$	210
Land, land development & construction-real estate			-			-			-
Commercial and industrial			4			190			189
Mortgage
1-4 family			4			724			739
Resort lending			2			294			293
Home equity - 1st lien			-			-			-
Home equity - 2nd lien			-			-			-
Installment
Home equity - 1st lien			3			106			78
Home equity - 2nd lien			3			221			220
Loans not secured by real estate			2			33			29
Other			-			-			-
Total			20		$	1,781		$	1,758
The troubled debt restructurings described above for 2015 increased the allowance for loan losses by $0.03 million and resulted in zero charge offs while the troubled debt restructurings described above for 2014 increased the allowance for loan losses by $0.03 million and resulted in zero charge offs.
Loans that have been classified as troubled debt restructurings during the past twelve months and that have subsequently defaulted during the three-month periods ended March 31 follow:
		Number of			Recorded
		Contracts			Balance
		(Dollars in thousands)
2015
Commercial
Income producing - real estate			-		$	-
Land, land development & construction-real estate			-			-
Commercial and industrial			1			91
Mortgage
1-4 family			-			-
Resort lending			-			-
Home equity - 1st lien			-			-
Home equity - 2nd lien			-			-
Installment
Home equity - 1st lien			-			-
Home equity - 2nd lien			-			-
Loans not secured by real estate			-			-
Other			-			-
			1		$	91
2014
Commercial
Income producing - real estate			-		$	-
Land, land development & construction-real estate			-			-
Commercial and industrial			-			-
Mortgage
1-4 family			-			-
Resort lending			-			-
Home equity - 1st lien			-			-
Home equity - 2nd lien			-			-
Installment
Home equity - 1st lien			-			-
Home equity - 2nd lien			-			-
Loans not secured by real estate			-			-
Other			-			-
			-		$	-
A loan is considered to be in payment default generally once it is 90 days contractually past due under the modified terms.
The troubled debt restructurings that subsequently defaulted described above for 2015 had no impact on the balance of the allowance for loan losses and resulted in zero charge offs.
The terms of certain other loans were modified during the three months ended March 31, 2015 and 2014 in a manner that did not meet the definition of a troubled debt restructuring.  The modification of these loans could have included modification of the terms of a loan to borrowers who were not experiencing financial difficulties or a delay in a payment that was considered to be insignificant.
In order to determine whether a borrower is experiencing financial difficulty, we perform an evaluation of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under our internal underwriting policy.
Credit Quality Indicators – As part of our on on-going monitoring of the credit quality of our loan portfolios, we track certain credit quality indicators including (a) weighted-average risk grade of commercial loans, (b) the level of classified commercial loans (c) credit scores of mortgage and installment loan borrowers (d) financial performance of certain counterparties for payment plan receivables and (e) delinquency history and non-performing loans.
For commercial loans we use a loan rating system that is similar to those employed by state and federal banking regulators. Loans are graded on a scale of 1 to 12. A description of the general characteristics of the ratings follows:
Rating 1 through 6: These loans are generally referred to as our “non-watch” commercial credits that include very high or exceptional credit fundamentals through acceptable credit fundamentals.
Rating 7 and 8: These loans are generally referred to as our “watch” commercial credits. This rating includes loans to borrowers that exhibit potential credit weakness or downward trends. If not checked or cured these trends could weaken our asset or credit position. While potentially weak, no loss of principal or interest is envisioned with these ratings.
Rating 9: These loans are generally referred to as our “substandard accruing” commercial credits. This rating includes loans to borrowers that exhibit a well-defined weakness where payment default is probable and loss is possible if deficiencies are not corrected. Generally, loans with this rating are considered collectible as to both principal and interest primarily due to collateral coverage.
Rating 10 and 11: These loans are generally referred to as our “substandard - non-accrual” and “doubtful” commercial credits. This rating includes loans to borrowers with weaknesses that make collection of debt in full, on the basis of current facts, conditions and values at best questionable and at worst improbable. All of these loans are placed in non-accrual.
Rating 12: These loans are generally referred to as our “loss” commercial credits. This rating includes loans to borrowers that are deemed incapable of repayment and are charged-off.
The following table summarizes loan ratings by loan class for our commercial loan segment:
		Commercial
		Non-watch			Watch			Substandard			Non-			Total
		6-Jan			8-Jul			Accrual			Accrual
								9			11-Oct
		(In thousands)
31-Mar-15
Income producing - real estate		$	260,434		$	8,304		$	1,952		$	1,187		$	271,877
Land, land development and construction - real estate			29,394			2,268			255			574			32,491
Commercial and industrial			373,166			26,594			5,074			2,750			407,584
Total		$	662,994		$	37,166		$	7,281		$	4,511		$	711,952
Accrued interest included in total		$	1,491		$	113		$	25		$	-		$	1,629
31-Dec-14
Income producing - real estate		$	241,266		$	8,649		$	1,918		$	1,233		$	253,066
Land, land development and construction - real estate			30,869			2,485			390			594			34,338
Commercial and industrial			372,947			23,475			5,998			2,746			405,166
Total		$	645,082		$	34,609		$	8,306		$	4,573		$	692,570
Accrued interest included in total		$	1,479		$	111		$	25		$	-		$	1,615
For each of our mortgage and installment segment classes we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated at least annually.
The following tables summarize credit scores by loan class for our mortgage and installment loan segments:
		Mortgage (1)
		1-4 Family			Resort			Home			Home			Total
					Lending			Equity			Equity
								1st Lien			2nd Lien
		(In thousands)
31-Mar-15
800 and above		$	26,878		$	14,188		$	3,995		$	5,937		$	50,998
750-799			71,729			44,161			6,102			14,865			136,857
700-749			52,139			31,539			3,307			9,958			96,943
650-699			51,460			19,931			3,408			8,144			82,943
600-649			27,520			6,295			1,716			3,768			39,299
550-599			20,748			3,529			1,016			1,676			26,969
500-549			14,367			2,117			603			1,286			18,373
Under 500			6,207			873			269			627			7,976
Unknown			5,072			2,164			243			192			7,671
Total		$	276,120		$	124,797		$	20,659		$	46,453		$	468,029
Accrued interest included in total		$	1,293		$	540		$	91		$	198		$	2,122
31-Dec-14
800 and above		$	27,918		$	14,484		$	3,863		$	6,225		$	52,490
750-799			72,674			45,950			6,128			14,323			139,075
700-749			52,843			32,660			3,054			9,642			98,199
650-699			51,664			20,250			3,257			8,194			83,365
600-649			27,770			6,538			1,704			3,862			39,874
550-599			21,361			3,639			994			1,721			27,715
500-549			14,575			2,156			699			1,401			18,831
Under 500			6,306			875			261			632			8,074
Unknown			4,075			2,184			242			674			7,175
Total		$	279,186		$	128,736		$	20,202		$	46,674		$	474,798
Accrued interest included in total		$	1,311		$	562		$	88		$	209		$	2,170
-1	Credit scores have been updated within the last twelve months.
		Installment(1)
		Home			Home			Loans not			Other			Total
		Equity			Equity			Secured by
		1st Lien			2nd Lien			Real Estate
		(In thousands)
31-Mar-15
800 and above		$	2,108		$	2,653		$	32,402		$	60		$	37,223
750-799			5,471			7,843			70,089			491			83,894
700-749			2,960			5,712			29,787			620			39,079
650-699			3,801			5,135			15,699			529			25,164
600-649			3,276			2,281			4,755			236			10,548
550-599			1,942			1,864			1,703			128			5,637
500-549			1,040			981			1,503			77			3,601
Under 500			385			408			408			27			1,228
Unknown			67			37			2,108			33			2,245
Total		$	21,050		$	26,914		$	158,454		$	2,201		$	208,619
Accrued interest included in total		$	84		$	100		$	456		$	17		$	657
31-Dec-14
800 and above		$	2,272		$	2,835		$	31,507		$	60		$	36,674
750-799			5,677			8,557			66,558			583			81,375
700-749			3,111			6,358			28,179			689			38,337
650-699			3,963			5,477			16,152			615			26,207
600-649			3,434			2,408			5,128			255			11,225
550-599			2,019			1,913			1,896			134			5,962
500-549			1,128			1,036			1,672			84			3,920
Under 500			393			427			455			28			1,303
Unknown			77			81			1,842			44			2,044
Total		$	22,074		$	29,092		$	153,389		$	2,492		$	207,047
Accrued interest included in total		$	93		$	112		$	445		$	19		$	669
-1	Credit scores have been updated within the last twelve months.
Mepco Finance Corporation (“Mepco”) is a wholly-owned subsidiary of our Bank that operates a vehicle service contract payment plan business throughout the United States. See Note #14 for more information about Mepco’s business. As of March 31, 2015, approximately 63.6% of Mepco’s outstanding payment plan receivables relate to programs in which a third party insurer or risk retention group is obligated to pay Mepco the full refund owing upon cancellation of the related service contract (including with respect to both the portion funded to the service contract seller and the portion funded to the administrator). These receivables are shown as “Full Refund” in the table below. Another approximately 23.3% of Mepco’s outstanding payment plan receivables as of March 31, 2015, relate to programs in which a third party insurer or risk retention group is obligated to pay Mepco the refund owing upon cancellation only with respect to the unearned portion previously funded by Mepco to the administrator (but not to the service contract seller). These receivables are shown as “Partial Refund” in the table below. The balance of Mepco’s outstanding payment plan receivables relate to programs in which there is no insurer or risk retention group that has any contractual liability to Mepco for any portion of the refund amount. These receivables are shown as “Other” in the table below. For each class of our payment plan receivables we monitor financial information on the counterparties as we evaluate the credit quality of this portfolio.
The following table summarizes credit ratings of insurer or risk retention group counterparties by class of payment plan receivable:
		Payment Plan Receivables
		Full			Partial			Other			Total
		Refund			Refund
		(In thousands)
31-Mar-15
AM Best rating
A+		$	-		$	28		$	-		$	28
A			6,710			8,163			-			14,873
A-			2,354			687			5,093			8,134
Not rated			15,593			139			-			15,732
Total		$	24,657		$	9,017		$	5,093		$	38,767
31-Dec-14
AM Best rating
A+		$	-		$	43		$	-		$	43
A			10,007			6,190			-			16,197
A-			1,989			685			5,054			7,728
Not rated			15,857			176			-			16,033
Total		$	27,853		$	7,094		$	5,054		$	40,001
Although Mepco has contractual recourse against various counterparties for refunds owing upon cancellation of vehicle service contracts, see Note #14 below regarding certain risks and difficulties associated with collecting these refunds.
Foreclosed residential real estate properties included in other real estate and repossessed assets on our Condensed Consolidated Statements of Financial Condition totaled $2.9 million at both March 31, 2015 and December 31, 2014.  Retail mortgage loans secured by residential real estate properties for which formal foreclosure proceedings are in process according to local requirements totaled $2.0 million and $2.5 million at March 31, 2015 and December 31, 2104, respectively.

Segments

Segments	3 Months Ended
	Mar. 31, 2015
Segments [Abstract]
Segments	5	Segments
	Our reportable segments are based upon legal entities.  We currently have two reportable segments:  Independent Bank (“IB” or “Bank”) and Mepco.  These business segments are also differentiated based on the products and services provided.  We evaluate performance based principally on net income (loss) of the respective reportable segments.
	In the normal course of business, our IB segment provides funding to our Mepco segment through an intercompany line of credit priced at the prime rate of interest as published in the Wall Street Journal. Our IB segment also provides certain administrative services to our Mepco segment which are reimbursed at an agreed upon rate. These intercompany transactions are eliminated upon consolidation. The only other material intersegment balances and transactions are investments in subsidiaries at the parent entities and cash balances on deposit at our IB segment.
	A summary of selected financial information for our reportable segments follows:
			IB			Mepco			Other(1)			Elimination(2)			Total
			(In thousands)
	Total assets
	31-Mar-15		$	2,256,469		$	61,891		$	289,132		$	(278,196	)	$	2,329,296
	31-Dec-14			2,174,536			63,378			286,158			(275,342	)		2,248,730
	For the three months ended March 31,
	2015
	Interest income		$	18,221		$	1,331		$	20		$	(20	)	$	19,552
	Net interest income			17,183			1,135			(227	)		-			18,091
	Provision for loan losses			(656	)		(3	)		-			-			(659	)
	Income (loss) before income tax			6,259			(291	)		(383	)		(24	)		5,561
	Net income (loss)			4,233			(192	)		(244	)		(16	)		3,781
	2014
	Interest income		$	18,198		$	2,085		$	-		$	-		$	20,283
	Net interest income			17,083			1,682			(287	)		-			18,478
	Provision for loan losses			443			(15	)		-			-			428
	Income (loss) before income tax			4,678			356			(405	)		(24	)		4,605
	Net income (loss)			3,182			243			(263	)		(24	)		3,138
	-1	Includes amounts relating to our parent company and certain insignificant operations.
	-2	Includes parent company's investment in subsidiaries and cash balances maintained at subsidiary.

Shareholders_Equity_and_Earnin

Shareholders' Equity and Earnings Per Common Share	3 Months Ended
	Mar. 31, 2015
Shareholders' Equity and Earnings Per Common Share [Abstract]
Shareholders' Equity and Earnings Per Common Share	6	Shareholders’ Equity and Earnings Per Common Share
	On January 21, 2015, our Board of Directors authorized a share repurchase plan (the “Repurchase Plan”) to buy back up to 5% of our outstanding common stock through December 31, 2015.  We expect to accomplish the repurchases through open market transactions, though we could effect repurchases through other means, such as privately negotiated transactions.  The timing and amount of any share repurchases will depend on a variety of factors, including, among others, securities law restrictions, the trading price of our common stock, regulatory requirements, potential alternative uses for capital, and our financial performance. The Repurchase Plan does not obligate us to acquire any particular amount of common stock, and it may be modified or suspended at any time at our discretion. We expect to fund any repurchases from cash on hand.  During the three months ended March 31, 2015, we repurchased 70,643 shares of common stock for an aggregate purchase price of $0.9 million.
	On November 15, 2011, we entered into a Tax Benefits Preservation Plan (the "Preservation Plan") with our stock transfer agent, American Stock Transfer & Trust Company. Our Board of Directors adopted the Preservation Plan in an effort to protect the value to our shareholders of our ability to use deferred tax assets such as net operating loss carry forwards to reduce potential future federal income tax obligations. Under federal tax rules, this value could be lost in the event we experienced an "ownership change," as defined in Section 382 of the Internal Revenue Code. The Preservation Plan attempts to protect this value by reducing the likelihood that we will experience such an ownership change by discouraging any person who is not already a 5% shareholder from becoming a 5% shareholder (with certain limited exceptions).
	On November 15, 2011, our Board of Directors declared a dividend of one preferred share purchase right (a "Right") for each outstanding share of our common stock under the terms of the Preservation Plan. The dividend is payable to the holders of common stock outstanding as of the close of business on November 15, 2011 or outstanding at any time thereafter but before the earlier of a "Distribution Date" and the date the Preservation Plan terminates. Each Right entitles the registered holder to purchase from us 1/1000 of a share of our Series C Junior Participating Preferred Stock, no par value per share ("Series C Preferred Stock"). Each 1/1000 of a share of Series C Preferred Stock has economic and voting terms similar to those of one whole share of common stock. The Rights are not exercisable and generally do not become exercisable until a person or group has acquired, subject to certain exceptions and conditions, beneficial ownership of 4.99% or more of the outstanding shares of common stock. At that time, each Right will generally entitle its holder to purchase securities of the Company at a discount of 50% to the current market price of the common stock. However, the Rights owned by the person acquiring beneficial ownership of 4.99% or more of the outstanding shares of common stock would automatically be void. The significant dilution that would result is expected to deter any person from acquiring beneficial ownership of 4.99% or more and thereby triggering the Rights.
	To date, none of the Rights have been exercised or have become exercisable because no unpermitted 4.99% or more change in the beneficial ownership of the outstanding common stock has occurred. The Rights will generally expire on the earlier to occur of the close of business on November 15, 2016 and certain other events described in the Preservation Plan, including such date as our Board of Directors determines that the Preservation Plan is no longer necessary for its intended purposes.
	A reconciliation of basic and diluted net income per common share follows:
			Three Months Ended
			March 31,
			2015		2014
	Net income		$	3,781	$	3,138
	Weighted average shares outstanding (1)			22,997		22,888
	Restricted stock units			309		304
	Effect of stock options			121		124
	Stock units for deferred compensation plan for non-employee directors			111		120
	Weighted average shares outstanding for calculation of diluted earnings per share			23,538		23,436
	Net income per common share
	Basic (1)		$	0.16	$	0.14
	Diluted		$	0.16	$	0.13
	-1	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.
	Weighted average stock options outstanding that were not included in weighted average shares outstanding for calculation of diluted earnings per share because they were anti-dilutive totaled 0.03 million for both the three-month periods ended March 31, 2015 and 2014.

Derivative_Financial_Instrumen

Derivative Financial Instruments	3 Months Ended
	Mar. 31, 2015
Derivative Financial Instruments [Abstract]
Derivative Financial Instruments	7	Derivative Financial Instruments
	We are required to record derivatives on our Condensed Consolidated Statements of Financial Condition as assets and liabilities measured at their fair value.  The accounting for increases and decreases in the value of derivatives depends upon the use of derivatives and whether the derivatives qualify for hedge accounting.
	Our derivative financial instruments according to the type of hedge in which they are designated follows:
			31-Mar-15
			Notional			Average				Fair
			Amount			Maturity				Value
						(years)
			(Dollars in thousands)
	No hedge designation
	Rate-lock mortgage loan commitments		$	28,413			0.1			$	825
	Mandatory commitments to sell mortgage loans			59,126			0.1				(223	)
	Pay-fixed interest rate swap agreements			15,482			7.1				(443	)
	Pay-variable interest rate swap agreements			15,482			7.1				443
	Total		$	118,503			1.9			$	602
			31-Dec-14
			Notional			Average				Fair
			Amount			Maturity				Value
						(years)
			(Dollars in thousands)
	No hedge designation
	Rate-lock mortgage loan commitments		$	16,759			0.1			$	437
	Mandatory commitments to sell mortgage loans			38,600			0.1				(184	)
	Pay-fixed interest rate swap agreements			3,300			9.4				(182	)
	Pay-variable interest rate swap agreements			3,300			9.4				182
	Total		$	61,959			1.1			$	253
	We have established management objectives and strategies that include interest-rate risk parameters for maximum fluctuations in net interest income and market value of portfolio equity. We monitor our interest rate risk position via simulation modeling reports. The goal of our asset/liability management efforts is to maintain profitable financial leverage within established risk parameters.
	Certain financial derivative instruments have not been designated as hedges. The fair value of these derivative financial instruments has been recorded on our Condensed Consolidated Statements of Financial Condition and is adjusted on an ongoing basis to reflect their then current fair value. The changes in fair value of derivative financial instruments not designated as hedges are recognized in earnings.
	In the ordinary course of business, we enter into rate-lock mortgage loan commitments with customers (“Rate Lock Commitments”).  These commitments expose us to interest rate risk.  We also enter into mandatory commitments to sell mortgage loans (“Mandatory Commitments”) to reduce the impact of price fluctuations of mortgage loans held for sale and Rate Lock Commitments.  Mandatory Commitments help protect our loan sale profit margin from fluctuations in interest rates. The changes in the fair value of Rate Lock Commitments and Mandatory Commitments are recognized currently as part of net gains on mortgage loans.  We obtain market prices on Mandatory Commitments and Rate Lock Commitments.  Net gains on mortgage loans, as well as net income may be more volatile as a result of these derivative instruments, which are not designated as hedges.
	During 2014, we began a program that allows commercial loan customers to lock in a fixed rate for a longer period of time than we would normally offer for interest rate risk reasons.  We will enter into a variable rate commercial loan and an interest rate swap agreement with a customer and then enter into an offsetting interest rate swap agreement with an unrelated party.  The interest rate swap agreement fair values will generally move in opposite directions resulting in little or no net impact on our Consolidated Statements of Operations.  All of the interest rate swap agreements in the table above relate to this program.
	The following tables illustrate the impact that the derivative financial instruments discussed above have on individual line items in the Condensed Consolidated Statements of Financial Condition for the periods presented:
	Fair Values of Derivative Instruments
		Asset Derivatives									Liability Derivatives
		March 31,				December 31,					March 31,					December 31,
		2015				2014					2015					2014
		Balance		Fair		Balance		Fair			Balance		Fair			Balance		Fair
		Sheet		Value		Sheet		Value			Sheet		Value			Sheet		Value
		Location				Location					Location					Location
		(In thousands)
	Derivatives not designated as hedging instruments
	Rate-lock mortgage loan commitments	Other assets		$	825	Other assets		$	437		Other liabilities		$	-		Other liabilities		$	-
	Mandatory commitments to sell mortgage loans	Other assets			-	Other assets			-		Other liabilities			223		Other liabilities			184
	Pay-fixed interest rate swap agreements	Other assets			-	Other assets			-		Other liabilities			443		Other liabilities			182
	Pay-variable interest rate swap agreements	Other assets			443	Other assets			182		Other liabilities			-		Other liabilities			-
	Total derivatives			$	1,268			$	619				$	666				$	366
	The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows:
	Three Month Periods Ended March 31,
			Gain (Loss)						Location of		Gain (Loss)							Location of		Gain (Loss)
			Recognized in Other						Gain (Loss)		Reclassified from							Gain (Loss)		Recognized
			Comprehensive						Reclassified		Accumulated Other							Recognized		in Income
			Income (Loss)						from		Comprehensive							in Income (1)
			(Effective Portion)						Accumulated		Loss into Income
									Other		(Effective Portion)
									Comprehensive
									Income into
									Income
									(Effective
			2015			2014			Portion)		2015				2014					2015			2014
											(In thousands)
	Cash Flow Hedges
	Pay-fixed interest rate swap agreements (2)		$	-		$	-		Interest expense		$	-			$	(95	)			$	-		$	-
	Total		$	-		$	-				$	-			$	(95	)			$	-		$	-
	No hedge designation
	Rate-lock mortgage loan commitments																	Net mortgage loan gains		$	388		$	(14	)
	Mandatory commitments to sell mortgage loans																	Net mortgage loan gains			(39	)		(83	)
Pay-fixed interest rate swap agreements																	Interest income			(261	)		-
Pay-variable interest rate swap agreements																	Interest income			261			-
Total																			$	349		$	(97	)
-1	For cash flow hedges, this location and amount refers to the ineffective portion.
-2	Relates to a terminated pay-fixed interest rate swap whose termination fee was included in accumulated other comprehensive income and was being amortized into earnings through December 31, 2014.

Intangible_Assets

Intangible Assets	3 Months Ended
	Mar. 31, 2015
Intangible Assets [Abstract]
Intangible Assets	8	Intangible Assets
	The following table summarizes intangible assets, net of amortization:
			31-Mar-15				31-Dec-14
			Gross		Accumulated		Gross		Accumulated
			Carrying		Amortization		Carrying		Amortization
			Amount				Amount
			(In thousands)
	Amortized intangible assets - core deposits		$	6,118	$	3,578	$	6,118	$	3,491
	Amortization of other intangibles has been estimated through 2020 and thereafter in the following table.
			(In thousands)
	Nine months ending December 31, 2015		$	260
	2016			347
	2017			346
	2018			346
	2019			346
	2020 and thereafter			895
	Total		$	2,540

Share_Based_Compensation

Share Based Compensation	3 Months Ended
	Mar. 31, 2015
Share Based Compensation [Abstract]
Share Based Compensation	9	Share Based Compensation
	We maintain share based payment plans that include a non-employee director stock purchase plan and a long-term incentive plan that permits the issuance of share based compensation, including stock options and non-vested share awards. The long-term incentive plan, which is shareholder approved, permits the grant of additional share based awards for up to 0.3 million shares of common stock as of March 31, 2015.  The non-employee director stock purchase plan permits the issuance of additional share based payments for up to 0.2 million shares of common stock as of March 31, 2015. Share based awards and payments are measured at fair value at the date of grant and are expensed over the requisite service period. Common shares issued upon exercise of stock options come from currently authorized but unissued shares.
	During each three month period ended March 31, 2015 and 2014, pursuant to our long-term incentive plan, we granted 0.07 million shares of restricted stock and 0.03 million performance stock units (“PSU”) to certain officers.  The shares of restricted stock issued during 2015 cliff vest after a period of three years, the shares of restricted stock issued during 2014 vest ratably over three years and the PSUs issued in both periods cliff vest after a period of three years.  The performance feature of the PSUs is based on a comparison of our total shareholder return over the three year period starting on the grant date to the total shareholder return over that period for an index of our peers in the banking industry.
	Our directors may elect to receive a portion of their quarterly cash retainer fees in the form of common stock (either on a current basis or on a deferred basis pursuant to the non-employee director stock purchase plan referenced above). Shares equal in value to that portion of each director’s fees that he or she has elected to receive in stock are issued each quarter and vest immediately.  We issued 0.001 million shares and 0.004 million shares to directors during the first quarter of 2015 and 2014, respectively and expensed their value during those same periods.
	Total compensation expense recognized for grants pursuant to our long-term incentive plan was $0.4 million and $0.2 million during the three months ended March 31, 2015 and 2014 respectively.  The corresponding tax benefit relating to this expense was $0.1 million for each period. Total expense recognized for non-employee director share based payments was $0.02 million and $0.05 million during the three months ended March 31, 2015 and 2014, respectively. The corresponding tax benefit relating to this expense was $0.01 million and $0.02 million for each respective period.
	At March 31, 2015, the total expected compensation cost related to non-vested stock options, restricted stock, PSUs and restricted stock unit awards not yet recognized was $2.5 million.  The weighted-average period over which this amount will be recognized is 2.1 years.
	A summary of outstanding stock option grants and related transactions follows:
			Number of			Average		Weighted-		Aggregated
			Shares			Exercise		Average		Intrinsic
						Price		Remaining		Value
								Contractual
								Term (Years)
										(In thousands)
	Outstanding at January 1, 2015			281,820		$	4.69
	Granted			-
	Exercised			(5,764	)		2.65
	Forfeited			(1,132	)		4.89
	Expired			(167	)		6.42
	Outstanding at March 31, 2015			274,757		$	4.73		6.87	$	2,306
	Vested and expected to vest at March 31, 2015			271,678		$	4.73		6.85	$	2,283
	Exercisable at March 31, 2015			195,452		$	4.68		6.46	$	1,675
	A summary of outstanding non-vested restricted stock, restricted stock units and PSUs and related transactions follows:
			Number			Weighted-
			of Shares			Average
						Grant Date
						Fair Value
	Outstanding at January 1, 2015			407,130		$	6.31
	Granted			105,757			13.04
	Vested			(22,119	)		12.78
	Forfeited			(2,198	)		13.05
	Outstanding at March 31, 2015			488,570		$	7.45
	Certain information regarding options exercised during the periods follows:
			Three Months Ended
			March 31,
			2015			2014
			(In thousands)
	Intrinsic value		$	56		$	15
	Cash proceeds received		$	15		$	10
	Tax benefit realized		$	20		$	5

Income_Tax

Income Tax	3 Months Ended
	Mar. 31, 2015
Income Tax [Abstract]
Income Tax	10	Income Tax
	Income tax expense was $1.8 million and $1.5 million during the three months ended March 31, 2015 and 2014, respectively.
	We assess whether a valuation allowance should be established against our deferred tax assets based on the consideration of all available evidence using a “more likely than not” standard.  The ultimate realization of this asset is primarily based on generating future income.  We concluded at both March 31, 2015 and 2014, that the realization of substantially all of our deferred tax assets continues to be more likely than not.
	We did maintain a valuation allowance against our deferred tax assets of approximately $1.0 million at both March 31, 2015 and December 31, 2014. This valuation allowance on our deferred tax assets primarily relates to state income taxes at our Mepco segment.  In this instance, we determined that the future realization of these particular deferred tax assets was not more likely than not.  This conclusion was primarily based on the uncertainty of Mepco’s future earnings attributable to particular states (given the various apportionment criteria) and the significant reduction in the size of Mepco’s business.
	At both March 31, 2015 and December 31, 2014, we had approximately $1.1 million of gross unrecognized tax benefits.  We do not expect the total amount of unrecognized tax benefits to significantly increase or decrease during the balance of 2015.

Regulatory_Matters

Regulatory Matters	3 Months Ended
	Mar. 31, 2015
Regulatory Matters [Abstract]
Regulatory Matters	11	Regulatory Matters
	Capital guidelines adopted by Federal and State regulatory agencies and restrictions imposed by law limit the amount of cash dividends our Bank can pay to us. Under these guidelines, the amount of dividends that may be paid in any calendar year is limited to the Bank’s current year’s net profits, combined with the retained net profits of the preceding two years. Further, the Bank cannot pay a dividend at any time that it has negative undivided profits.  As of March 31, 2015, the Bank had negative undivided profits of $27.1 million.  We can request regulatory approval for a return of capital from the Bank to the parent company. During the first quarter of 2014, we requested regulatory approval for a $15.0 million return of capital from the Bank to the parent company.  This return of capital request was approved by our banking regulators on March 28, 2014 and the Bank returned $15.0 million of capital to the parent company on April 9, 2014.  During January of 2015, we requested regulatory approval for an additional $18.5 million return of capital from the Bank to the parent company.  This return of capital request was approved by our banking regulators on February 13, 2015, and the Bank returned $18.5 million of capital to the parent company on February 17, 2015.  It is not our intent to have dividends paid in amounts that would reduce the capital of our Bank to levels below those which we consider prudent and in accordance with guidelines of regulatory authorities.
	We are also subject to various regulatory capital requirements. The prompt corrective action regulations establish quantitative measures to ensure capital adequacy and require minimum amounts and ratios of total, Tier 1, and common equity Tier 1 (as of January 1, 2015) capital to risk-weighted assets and Tier 1 capital to average assets. Failure to meet minimum capital requirements can result in certain mandatory, and possibly discretionary, actions by regulators that could have a material effect on our consolidated financial statements. Under capital adequacy guidelines, we must meet specific capital requirements that involve quantitative measures as well as qualitative judgments by the regulators. The most recent regulatory filings as of March 31, 2015 and December 31, 2014 categorized our Bank as well capitalized. Management is not aware of any conditions or events that would have changed the most recent Federal Deposit Insurance Corporation (“FDIC”) categorization.
	On July 2, 2013, the Federal Reserve approved a final rule that establishes an integrated regulatory capital framework (the “New Capital Rules”). The rule implements in the United States the Basel III regulatory capital reforms from the Basel Committee on Banking Supervision and certain changes required by the Dodd-Frank Act.  In general, under the New Capital Rules, minimum requirements have increased for both the quantity and quality of capital held by banking organizations. Consistent with the international Basel framework, the New Capital Rules include a new minimum ratio of common equity Tier 1 capital to risk-weighted assets of 4.5% and a common equity Tier 1 capital conservation buffer of 2.5% of risk-weighted assets that applies to all supervised financial institutions. The rule also raises the minimum ratio of Tier 1 capital to risk-weighted assets from 4% to 6% and includes a minimum leverage ratio of 4% for all banking organizations.  As to the quality of capital, the New Capital Rules emphasize common equity Tier 1 capital, the most loss-absorbing form of capital, and implement strict eligibility criteria for regulatory capital instruments. The New Capital Rules also change the methodology for calculating risk-weighted assets to enhance risk sensitivity.  The New Capital Rules became effective for us on January 1, 2015.
	Our actual capital amounts and ratios follow:
			Actual						Minimum for						Minimum for
									Adequately Capitalized						Well-Capitalized
									Institutions						Institutions
			Amount			Ratio			Amount			Ratio			Amount		Ratio
			(Dollars in thousands)
	31-Mar-15
	Total capital to risk-weighted assets
	Consolidated		$	271,391			17.28	%	$	125,611			8	%	NA		NA
	Independent Bank			237,073			15.12			125,456			8		$	156,820		10	%
	Tier 1 capital to risk-weighted assets
	Consolidated		$	251,443			16.01	%	$	94,208			6	%	NA		NA
	Independent Bank			217,216			13.85			94,092			6		$	125,456		8	%
	Common equity tier 1 capital to risk-weighted assets
	Consolidated		$	237,386			15.12	%	$	62,806			4.5	%	NA		NA
	Independent Bank			217,216			13.85			70,569			4.5		$	101,933		6.5	%
	Tier 1 capital to average assets
	Consolidated		$	251,443			11.22	%	$	89,647			4	%	NA		NA
	Independent Bank			217,216			9.7			89,576			4		$	111,970		5	%
	31-Dec-14
	Total capital to risk-weighted assets
	Consolidated		$	265,163			18.06	%	$	117,427			8	%	NA		NA
	Independent Bank			247,883			16.9			117,374			8		$	146,718		10	%
	Tier 1 capital to risk-weighted assets
	Consolidated		$	246,628			16.8	%	$	58,714			4	%	NA		NA
	Independent Bank			229,361			15.63			58,687			4		$	88,031		6	%
	Tier 1 capital to average assets
	Consolidated		$	246,628			11.18	%	$	88,206			4	%	NA		NA
	Independent Bank			229,361			10.46			87,687			4		$	109,609		5	%
	NA - Not applicable
	The components of our regulatory capital are as follows:
			Consolidated						Independent Bank
			March 31,			December 31,			March 31,			December 31,
			2015			2014			2015			2014
			(In thousands)
	Total shareholders' equity		$	253,625		$	250,371		$	244,807		$	257,832
	Add (deduct)
	Accumulated other comprehensive (gain) loss for regulatory purposes			(1,596	)		5,636			(1,596	)		5,636
	Intangible assets			(1,016	)		(2,627	)		(1,016	)		(2,627	)
	Disallowed deferred tax assets			(13,627	)		(40,500	)		(24,979	)		(30,728	)
	Disallowed capitalized mortgage loan servicing rights			-			(752	)		-			(752	)
	Common equity tier 1 capital			237,386			212,128			217,216			229,361
	Qualifying trust preferred securities			34,500			34,500			-			-
	Disallowed deferred tax assets			(20,443	)		-			-			-
	Tier 1 capital			251,443			246,628			217,216			229,361
	Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets			19,948			18,535			19,857			18,522
	Total risk-based capital		$	271,391		$	265,163		$	237,073		$	247,883

Fair_Value_Disclosures

Fair Value Disclosures	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value Disclosures	12	Fair Value Disclosures
	FASB ASC topic 820 defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.
	The standard describes three levels of inputs that may be used to measure fair value:
	Level 1: Valuation is based upon quoted prices for identical instruments traded in active markets. Level 1 instruments include securities traded on active exchange markets, such as the New York Stock Exchange, as well as U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets.
	Level 2:  Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 2 instruments include securities traded in less active dealer or broker markets.
	Level 3:  Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques.
	We used the following methods and significant assumptions to estimate fair value:
	Securities:  Where quoted market prices are available in an active market, securities (trading or available for sale) are classified as Level 1 of the valuation hierarchy.  Level 1 securities include certain preferred stocks included in our trading portfolio for which there are quoted prices in active markets.  If quoted market prices are not available for the specific security, then fair values are estimated by (1) using quoted market prices of securities with similar characteristics, (2) matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices, or (3) a discounted cash flow analysis whose significant fair value inputs can generally be verified and do not typically involve judgment by management. These securities are classified as Level 2 of the valuation hierarchy and include agency securities, private label residential mortgage-backed securities, other asset backed securities, municipal securities, trust preferred securities and corporate securities.
	Loans held for sale:  The fair value of mortgage loans held for sale is based on mortgage backed security pricing for comparable assets (recurring Level 2).
	Impaired loans with specific loss allocations based on collateral value:  From time to time, certain loans are considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. We measure our investment in an impaired loan based on one of three methods: the loan’s observable market price, the fair value of the collateral or the present value of expected future cash flows discounted at the loan’s effective interest rate. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. At March 31, 2015 and December 31, 2014, all of our total impaired loans were evaluated based on either the fair value of the collateral or the present value of expected future cash flows discounted at the loan’s effective interest rate. When the fair value of the collateral is based on an appraised value or when an appraised value is not available we record the impaired loan as nonrecurring Level 3.  These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments can be significant and thus will typically result in a Level 3 classification of the inputs for determining fair value.
	Other real estate:  At the time of acquisition, other real estate is recorded at fair value, less estimated costs to sell, which becomes the property’s new basis. Subsequent write-downs to reflect declines in value since the time of acquisition may occur from time to time and are recorded in net (gain) loss on other real estate and repossessed assets in the Condensed Consolidated Statements of Operations. The fair value of the property used at and subsequent to the time of acquisition is typically determined by a third party appraisal of the property.  These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments can be significant and typically result in a Level 3 classification of the inputs for determining fair value.
	Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by us.  Once received, an independent third party (for commercial properties over $0.25 million) or a member of our Collateral Evaluation Department (for commercial properties under $0.25 million) or a member of our Special Assets Group (for retail properties) reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics.   We compare the actual selling price of collateral that has been sold to the most recent appraised value of our properties to determine what additional adjustment, if any, should be made to the appraisal value to arrive at fair value.  For commercial and retail properties we typically discount an appraisal to account for various factors that the appraisal excludes in its assumptions.  These additional discounts generally do not result in material adjustments to the appraised value.  In addition, we will adjust the appraised values for expected liquidation costs including sales commissions and transfer taxes.
	Capitalized mortgage loan servicing rights:  The fair value of capitalized mortgage loan servicing rights is based on a valuation model used by an independent third party that calculates the present value of estimated net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income. Certain model assumptions are generally unobservable and are based upon the best information available including data relating to our own servicing portfolio, reviews of mortgage servicing assumption and valuation surveys and input from various mortgage servicers and, therefore, are recorded as nonrecurring Level 3.  Management evaluates the third party valuation for reasonableness each quarter as part of our financial reporting control processes.
	Derivatives:  The fair value of rate-lock mortgage loan commitments and mandatory commitments to sell mortgage loans is based on mortgage backed security pricing for comparable assets (recurring Level 2).  The fair value of interest rate swap agreements is based on a discounted cash flow analysis whose significant fair value inputs can generally be observed in the market place and do not typically involve judgment by management (recurring Level 2).
	Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows:
						Fair Value Measurements Using
			Fair Value			Quoted			Significant		Significant
			Measure-			Prices			Other		Un-
			ments			in Active			Observable		observable
						Markets			Inputs		Inputs
						for			(Level 2)		(Level 3)
						Identical
						Assets
						(Level 1)
			(In thousands)
	March 31, 2015:
	Measured at Fair Value on a Recurring Basis:
	Assets
	Trading securities		$	213		$	213		$	-	$	-
	Securities available for sale
	U.S. agency			35,529			-			35,529		-
	U.S. agency residential mortgage-backed			234,254			-			234,254		-
	U.S. agency commercial mortgage-backed			33,081			-			33,081		-
	Private label residential mortgage-backed			5,820			-			5,820		-
	Other asset backed			95,191			-			95,191		-
	Obligations of states and political subdivisions			142,788			-			142,788		-
	Corporate			22,661			-			22,661		-
	Trust preferred			2,438			-			2,438		-
	Loans held for sale			30,932			-			30,932		-
	Derivatives (1)			1,268			-			1,268		-
	Liabilities
	Derivatives (2)			666			-			666		-
	Measured at Fair Value on a Non-recurring basis:
	Assets
	Capitalized mortgage loan servicing rights (3)			8,129			-			-		8,129
	Impaired loans (4)
	Commercial
	Income producing - real estate			786			-			-		786
	Land, land development & construction-real estate			142			-			-		142
	Commercial and industrial			2,511			-			-		2,511
	Mortgage
	1-4 Family			1,217			-			-		1,217
	Resort Lending			139			-			-		139
	Other real estate (5)
	Commercial
	Land, land development & construction-real estate			677			-			-		677
	Mortgage
	1-4 Family			102			-			-		102
	Resort Lending			427			-			-		427
	-1	Included in accrued income and other assets
	-2	Included in accrued expenses and other liabilities
	-3	Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance.
	-4	Only includes impaired loans with specific loss allocations based on collateral value.
	-5	Only includes other real estate with subsequent write downs to fair value.
					Fair Value Measurements Using
		Fair Value			Quoted			Significant		Significant
		Measure-			Prices			Other		Un-
		ments			in Active			Observable		observable
					Markets			Inputs		Inputs
					for			(Level 2)		(Level 3)
					Identical
					Assets
					(Level 1)
		(In thousands)
December 31, 2014:
Measured at Fair Value on a Recurring Basis:
Assets
Trading securities		$	203		$	203		$	-	$	-
Securities available for sale
U.S. agency			35,006			-			35,006		-
U.S. agency residential mortgage-backed			257,558			-			257,558		-
U.S. agency commercial mortgage-backed			33,728			-			33,728		-
Private label residential mortgage-backed			6,013			-			6,013		-
Other asset backed			32,353			-			32,353		-
Obligations of states and political subdivisions			143,415			-			143,415		-
Corporate			22,664			-			22,664		-
Trust preferred			2,441			-			2,441		-
Loans held for sale			23,662			-			23,662		-
Derivatives (1)			619			-			619		-
Liabilities
Derivatives (2)			366			-			366		-
Measured at Fair Value on a Non-recurring basis:
Assets
Capitalized mortgage loan servicing rights (3)			9,197			-			-		9,197
Impaired loans (4)
Commercial
Income producing - real estate			869			-			-		869
Land, land development & construction-real estate			354			-			-		354
Commercial and industrial			2,601			-			-		2,601
Mortgage
1-4 Family			1,306			-			-		1,306
Other real estate (5)
Commercial
Income producing - real estate			479			-			-		479
Land, land development & construction-real estate			737			-			-		737
Mortgage
1-4 Family			102			-			-		102
Resort Lending			575			-			-		575
Installment
Home equity - 1st lien			13			-			-		13
-1	Included in accrued income and other assets
-2	Included in accrued expenses and other liabilities
-3	Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance.
-4	Only includes impaired loans with specific loss allocations based on collateral value.
-5	Only includes other real estate with subsequent write downs to fair value.
There were no transfers between Level 1 and Level 2 during the three months ended March 31, 2015 and 2014.
Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows:
		Changes in Fair Values for the Three-Month
		Periods Ended March 31 for Items Measured at
		Fair Value Pursuant to Election of the Fair Value Option
		2015								2014
		Net Gains (Losses)						Total		Net Gains (Losses)				Total
		on Assets						Change		on Assets				Change
								in Fair						in Fair
								Values						Values
								Included						Included
								in Current						in Current
								Period						Period
		Securities			Loans			Earnings		Securities		Loans		Earnings
	(In thousands)
Trading securities		$	10		$	-		$	10	$	112	$	-	$	112
Loans held for sale			-			209			209		-		30		30
For those items measured at fair value pursuant to our election of the fair value option, interest income is recorded within the Condensed Consolidated Statements of Operations based on the contractual amount of interest income earned on these financial assets and dividend income is recorded based on cash dividends.
The following represent impairment charges recognized during the three month periods ended March 31, 2015 and 2014 relating to assets measured at fair value on a non-recurring basis:
	·	Capitalized mortgage loan servicing rights, whose individual strata are measured at fair value, had a carrying amount of $8.1 million which is net of a valuation allowance of $4.5 million at March 31, 2015 and had a carrying amount of $9.2 million which is net of a valuation allowance of $3.8 million at December 31, 2014.  An additional charge relating to capitalized mortgage loan servicing rights measured at fair value of $0.7 million and $0.3 million was included in our results of operations for the three month periods ending March 31, 2015 and 2014, respectively.
	·	Loans which are measured for impairment using the fair value of collateral for collateral dependent loans, had a carrying amount of $7.6 million, with a valuation allowance of $2.8 million at March 31, 2015 and had a carrying amount of $8.2 million, with a valuation allowance of $3.1 million at December 31, 2014.  The provision for loan losses included in our results of operations relating to impaired loans was an expense of $0.6 million and an expense of $1.5 million for the three month periods ending March 31, 2015 and 2014, respectively.
	·	Other real estate, which is measured using the fair value of the property, had a carrying amount of $1.2 million which is net of a valuation allowance of $2.5 million at March 31, 2015 and a carrying amount of $1.9 million which is net of a valuation allowance of $2.5 million at December 31, 2014.  An additional charge relating to ORE measured at fair value of $0.2 million and $0.1 million was included in our results of operations during the three month periods ended March 31, 2015 and 2014, respectively.
We had no assets or liabilities measured at fair value on a recurring basis that used significant unobservable inputs (Level 3) during the three months ended March 31, 2015 and 2014.
Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows:
		Asset		Valuation		Unobservable	Weighted
		(Liability)		Technique		Inputs	Average
		Fair
		Value
		(In thousands)
31-Mar-15
Capitalized mortgage loan servicing rights		$	8,129	Present value of net servicing revenue		Discount rate		10.02	%
						Cost to service	$	80
						Ancillary income		25
						Float rate		1.53	%
Impaired loans
Commercial (1)			2,406	Sales comparison approach		Adjustment for differences between comparable sales		(3.7	)%
				Income approach		Capitalization rate		9.3
Mortgage			1,356	Sales comparison approach		Adjustment for differences between comparable sales		9.1
Other real estate
Commercial			677	Sales comparison approach		Adjustment for differences between comparable sales		(5.3	)
Mortgage			529	Sales comparison approach		Adjustment for differences between comparable sales		16
31-Dec-14
Capitalized mortgage loan servicing rights		$	9,197	Present value of net servicing revenue		Discount rate		10.07	%
						Cost to service	$	82
						Ancillary income		25
						Float rate		1.77	%
Impaired loans
Commercial (1)			2,751	Sales comparison approach		Adjustment for differences between comparable sales		(3.8	)%
				Income approach		Capitalization rate		9.3
Mortgage			1,306	Sales comparison approach		Adjustment for differences between comparable sales		8.6
Other real estate
Commercial			1,216	Sales comparison approach		Adjustment for differences between comparable sales		(9.0	)
Mortgage and installment			690	Sales comparison approach		Adjustment for differences between comparable sales		34.3
-1	In addition to the valuation techniques and unobservable inputs discussed above, at March 31, 2015 and December 31, 2014 we had an impaired collateral dependent commercial relationship that totaled $1.0 million and $1.1 million, respectively that was primarily secured by collateral other than real estate.  Collateral securing this relationship primarily included machinery and equipment, accounts receivable, inventory and company stock.  Valuation techniques at March 31, 2015 included discounting restructuring firm valuations based on estimates of value recovery of each particular asset type.  Discount rates used ranged from 20% to 100% of stated values while valuation techniques at December 31, 2014 included discounting cost and financial statement value approaches based on estimates of value recovery of each particular asset type.  Discount rates used ranged from 35% to 100% of stated values.
The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented.
		Aggregate			Difference			Contractual
		Fair Value						Principal
		(In thousands)
Loans held for sale
31-Mar-15		$	30,932		$	833		$	30,099
31-Dec-14			23,662			624			23,038

Fair_Values_of_Financial_Instr

Fair Values of Financial Instruments	3 Months Ended
	Mar. 31, 2015
Fair Values of Financial Instruments [Abstract]
Fair Values of Financial Instruments	13	Fair Values of Financial Instruments
	Most of our assets and liabilities are considered financial instruments. Many of these financial instruments lack an available trading market and it is our general practice and intent to hold the majority of our financial instruments to maturity. Significant estimates and assumptions were used to determine the fair value of financial instruments. These estimates are subjective in nature, involving uncertainties and matters of judgment, and therefore, fair values cannot be determined with precision. Changes in assumptions could significantly affect the estimates.
	Estimated fair values have been determined using available data and methodologies that are considered suitable for each category of financial instrument. For instruments with adjustable-interest rates which reprice frequently and without significant credit risk, it is presumed that estimated fair values approximate the recorded book balances.
	Cash and due from banks and interest bearing deposits:  The recorded book balance of cash and due from banks and interest bearing deposits approximate fair value and are classified as Level 1.
	Interest bearing deposits - time:  Interest bearing deposits - time have been valued based on a model using a benchmark yield curve plus a base spread and are classified as Level 2.
	Securities:  Financial instrument assets actively traded in a secondary market have been valued using quoted market prices.  Trading securities are classified as Level 1 while securities available for sale are classified as Level 2 as described in Note #12.
	Federal Home Loan Bank and Federal Reserve Bank Stock:  It is not practicable to determine the fair value of FHLB and FRB Stock due to restrictions placed on transferability.
	Net loans and loans held for sale:  The fair value of loans is calculated by discounting estimated future cash flows using estimated market discount rates that reflect credit and interest-rate risk inherent in the loans resulting in a Level 3 classification.  Impaired loans are valued at the lower of cost or fair value as described in Note #12.  Loans held for sale are classified as Level 2 as described in Note #12.
	Accrued interest receivable and payable:  The recorded book balance of accrued interest receivable and payable approximate fair value and are classified at the same Level as the asset and liability they are associated with.
	Derivative financial instruments:  The fair value of rate-lock mortgage loan commitments and mandatory commitments to sell mortgage loans is based on mortgage backed security pricing for comparable assets, while the fair value of interest rate swap agreements is based on a discounted cash flow analysis whose significant fair value inputs can generally be observed in the market place and do not typically involve judgment by management. Each of these instruments has been classified as Level 2 as described in note #12.
	Deposits:  Deposits without a stated maturity, including demand deposits, savings, NOW and money market accounts, have a fair value equal to the amount payable on demand.  Each of these instruments is classified as Level 1.  Deposits with a stated maturity, such as certificates of deposit have generally been valued based on the discounted value of contractual cash flows using a discount rate approximating current market rates for liabilities with a similar maturity resulting in a Level 2 classification.
	Other borrowings:  Other borrowings have been valued based on the discounted value of contractual cash flows using a discount rate approximating current market rates for liabilities with a similar maturity resulting in a Level 2 classification.
	Subordinated debentures:  Subordinated debentures have generally been valued based on a quoted market price of similar instruments resulting in a Level 2 classification.
	The estimated recorded book balances and fair values follow:
							Fair Value Using
			Recorded		Fair Value		Quoted		Significant		Significant
			Book				Prices		Other		Un-
			Balance				in Active		Observable		observable
							Markets		Inputs		Inputs
							for		(Level 2)		(Level 3)
							Identical
							Assets
							(Level 1)
			(In thousands)
	31-Mar-15
	Assets
	Cash and due from banks		$	46,435	$	46,435	$	46,435	$	-	$	-
	Interest bearing deposits			55,117		55,117		55,117		-		-
	Interest bearing deposits - time			11,575		11,575		-		11,575		-
	Trading securities			213		213		213		-		-
	Securities available for sale			571,762		571,762		-		571,762		-
	Federal Home Loan Bank and Federal
	Reserve Bank Stock			20,051		NA		NA		NA		NA
	Net loans and loans held for sale			1,429,212		1,416,980		-		30,932		1,386,048
	Accrued interest receivable			6,250		6,250		5		1,808		4,437
	Derivative financial instruments			1,268		1,268		-		1,268		-
	Liabilities
	Deposits with no stated maturity (1)		$	1,626,558	$	1,626,558	$	1,626,558	$	-	$	-
	Deposits with stated maturity (1)			373,915		373,144		-		373,144		-
	Other borrowings			12,468		14,508		-		14,508		-
	Subordinated debentures			35,569		21,974		-		21,974		-
	Accrued interest payable			364		364		20		344		-
	Derivative financial instruments			666		666		-		666		-
	31-Dec-14
	Assets
	Cash and due from banks		$	48,326	$	48,326	$	48,326	$	-	$	-
	Interest bearing deposits			25,690		25,690		25,690		-		-
	Interest bearing deposits - time			13,561		13,585		-		13,585		-
	Trading securities			203		203		203		-		-
	Securities available for sale			533,178		533,178		-		533,178		-
	Federal Home Loan Bank and Federal
	Reserve Bank Stock			19,919		NA		NA		NA		NA
	Net loans and loans held for sale			1,407,634		1,394,424		-		23,662		1,370,762
	Accrued interest receivable			5,995		5,995		2		1,599		4,394
	Derivative financial instruments			619		619		-		619		-
	Liabilities
	Deposits with no stated maturity (1)		$	1,534,175	$	1,534,175	$	1,534,175	$	-	$	-
	Deposits with stated maturity (1)			390,127		389,139		-		389,139		-
	Other borrowings			12,470		14,560		-		14,560		-
	Subordinated debentures			35,569		23,328		-		23,328		-
	Accrued interest payable			380		380		21		359		-
	Derivative financial instruments			366		366		-		366		-
	-1	Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $17.2 million and $13.6 million at March 31, 2015 and December 31, 2014, respectively.  Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $41.5 million and $40.1 million at March 31, 2015 and December 31, 2014, respectively.
	The fair values for commitments to extend credit and standby letters of credit are estimated to approximate their aggregate book balance, which is nominal and therefore are not disclosed.
Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale the entire holdings of a particular financial instrument.
Fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business, the value of future earnings attributable to off-balance sheet activities and the value of assets and liabilities that are not considered financial instruments.
Fair value estimates for deposit accounts do not include the value of the core deposit intangible asset resulting from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market.

Contingent_Liabilities

Contingent Liabilities	3 Months Ended
	Mar. 31, 2015
Contingent Liabilities [Abstract]
Contingent Liabilities	14	Contingent Liabilities
	We are involved in various litigation matters in the ordinary course of business. At the present time, we do not believe any of these matters will have a significant impact on our consolidated financial position or results of operations. The aggregate amount we have accrued for losses we consider probable as a result of these litigation matters is immaterial. However, because of the inherent uncertainty of outcomes from any litigation matter, we believe it is reasonably possible we may incur losses in addition to the amounts we have accrued. At this time, we estimate the maximum amount of additional losses that are reasonably possible is approximately $0.5 million. However, because of a number of factors, including the fact that certain of these litigation matters are still in their early stages, this maximum amount may change in the future.
	The litigation matters described in the preceding paragraph primarily include claims that have been brought against us for damages, but do not include litigation matters where we seek to collect amounts owed to us by third parties (such as litigation initiated to collect delinquent loans or vehicle service contract counterparty receivables). These excluded, collection-related matters may involve claims or counterclaims by the opposing party or parties, but we have excluded such matters from the disclosure contained in the preceding paragraph in all cases where we believe the possibility of us paying damages to any opposing party is remote. Risks associated with the likelihood that we will not collect the full amount owed to us, net of reserves, are disclosed elsewhere in this report.
	Our Mepco segment conducts its payment plan business activities across the United States. Mepco acquires the payment plans from companies (which we refer to as Mepco’s “counterparties”) at a discount from the face amount of the payment plan. Each payment plan (which are classified as payment plan receivables in our Condensed Consolidated Statements of Financial Condition) permits a consumer to purchase a vehicle service contract by making installment payments, generally for a term of 12 to 24 months, to the sellers of those contracts (one of the “counterparties”). Mepco thereafter collects the payments from consumers. In acquiring the payment plan, Mepco generally funds a portion of the cost to the seller of the service contract and a portion of the cost to the administrator of the service contract. The administrator, in turn, pays the necessary contractual liability insurance policy (“CLIP”) premium to the insurer or risk retention group.
	Consumers are allowed to voluntarily cancel the service contract at any time and are generally entitled to receive a refund from the administrator of the unearned portion of the service contract at the time of cancellation. As a result, while Mepco does not owe any refund to the consumer, it also does not have any recourse against the consumer for nonpayment of a payment plan and therefore does not evaluate the creditworthiness of the individual consumer. If a consumer stops making payments on a payment plan or exercises the right to voluntarily cancel the service contract, the service contract seller and administrator are each obligated to refund to Mepco the amount necessary to make Mepco whole as a result of its funding of the service contract. In addition, the insurer or risk retention group that issued the CLIP for the service contract often guarantees all or a portion of the refund to Mepco. See note #4 above for a breakdown of Mepco’s payment plan receivables by the level of recourse Mepco has against various counterparties.
	Upon the cancellation of a service contract and the completion of the billing process to the counterparties for amounts due to Mepco, there is a decrease in the amount of “payment plan receivables” and an increase in the amount of “vehicle service contract counterparty receivables” until such time as the amount due from the counterparty is collected. These amounts represent funds actually due to Mepco from its counterparties for cancelled service contracts. At March 31, 2015 and December 31, 2014, the aggregate amount of such obligations owing to Mepco by counterparties, net of write-downs and reserves made through the recognition of vehicle service contract counterparty contingencies expense, totaled $7.2 million.  Mepco is currently in the process of working to recover these receivables, primarily through litigation against counterparties.
	In some cases, Mepco requires collateral or guaranties by the principals of the counterparties to secure these refund obligations; however, this is generally only the case when no rated insurance company is involved to guarantee the repayment obligation of the seller and administrator counterparties. In most cases, there is no collateral to secure the counterparties’ refund obligations to Mepco, but Mepco has the contractual right to offset unpaid refund obligations against amounts Mepco would otherwise be obligated to fund to the counterparties. In addition, even when collateral is involved, the refund obligations of these counterparties are not fully secured. Mepco incurs losses when it is unable to fully recover funds owing to it by counterparties upon cancellation of the underlying service contracts. The sudden failure of one of Mepco’s major counterparties (an insurance company, administrator, or seller/dealer) could expose us to significant losses.
	When counterparties do not honor their contractual obligations to Mepco to repay funds, we recognize estimated losses. Mepco pursues collection (including commencing legal action if necessary) of funds due to it under its various contracts with counterparties.  Mepco has had to initiate litigation against certain counterparties, including third party insurers, to collect amounts owed to Mepco as a result of those parties' dispute of their contractual obligations to Mepco.  Charges related to estimated losses for vehicle service contract counterparty contingencies included in non-interest expense totaled $0.03 million and $0.07 million for the three month periods ended March 31, 2015 and 2014, respectively.  These charges are being classified in non-interest expense because they are associated with a default or potential default of a contractual obligation under our counterparty contracts as opposed to loss on the administration of the payment plan itself.
	Our estimate of probable incurred losses from vehicle service contract counterparty contingencies requires a significant amount of judgment because a number of factors can influence the amount of loss that we may ultimately incur. These factors include our estimate of future cancellations of vehicle service contracts, our evaluation of collateral that may be available to recover funds due from our counterparties, and our assessment of the amount that may ultimately be collected from counterparties in connection with their contractual obligations.  We apply a rigorous process, based upon historical payment plan activity and past experience, to estimate probable incurred losses and quantify the necessary reserves for our vehicle service contract counterparty contingencies, but there can be no assurance that our modeling process will successfully identify all such losses.
	We believe our assumptions regarding the collection of vehicle service contract counterparty receivables are reasonable, and we based them on our good faith judgments using data currently available. We also believe the current amount of reserves we have established and the vehicle service contract counterparty contingencies expense that we have recorded are appropriate given our estimate of probable incurred losses at the applicable Condensed Consolidated Statement of Financial Condition date. However, because of the uncertainty surrounding the numerous and complex assumptions made, actual losses could exceed the charges we have taken to date.
	The provision for loss reimbursement on sold loans represents our estimate of incurred losses related to mortgage loans that we have sold to investors (primarily Fannie Mae and Freddie Mac). Since we sell mortgage loans without recourse, loss reimbursements only occur in those instances where we have breached a representation or warranty or other contractual requirement related to the loan sale.  The provision for loss reimbursement on sold loans was a credit of $0.1 million and a credit of $0.5 million in the first quarters of 2015 and 2014, respectively.  The credit provision in the first quarter of 2015 is due primarily to the settlement of certain loss reimbursement claims at slightly lower amounts than what had been specifically reserved for at the end of 2014.  The credit provision in the first quarter of 2014 is due primarily to the rescission of certain loss reimbursement requests by Freddie Mac that had been pending and accrued for at the end of 2013.  The reserve for loss reimbursements on sold mortgage loans totaled $0.6 million and $0.7 million at March 31, 2015 and December 31, 2014, respectively. This reserve is included in accrued expenses and other liabilities in our Condensed Consolidated Statements of Financial Condition. This reserve is based on an analysis of mortgage loans that we have sold which are further categorized by delinquency status, loan to value, and year of origination. The calculation includes factors such as probability of default, probability of loss reimbursement (breach of representation or warranty) and estimated loss severity. The reserve levels at March 31, 2015 and December 31, 2014 also reflect the resolution of the mortgage loan origination years of 2000 to 2008 with Fannie Mae and Freddie Mac.  We believe that the amounts that we have accrued for incurred losses on sold mortgage loans are appropriate given our analyses.  However, future losses could exceed our current estimate.

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Loss	3 Months Ended
	Mar. 31, 2015
Accumulated Other Comprehensive Loss [Abstract]
Accumulated Other Comprehensive Loss	15	Accumulated Other Comprehensive Loss (“AOCL”)
	A summary of changes in AOCL follows:
			Unrealized				Dispropor-			Unrealized			Total
			Gains				tionate			Losses on
			(Losses) on				Tax Effects			Settled
			Available				from			Derivatives
			for Sale				Securities
			Securities				Available
							for Sale
	For the three months ended March 31, 2015
	Balances at beginning of period		$	162			$	(5,798	)	$	-		$	(5,636	)
	Other comprehensive income before reclassifications			1,483				-			-			1,483
	Amounts reclassified from AOCL			(49	)			-			-			(49	)
	Net current period other comprehensive income			1,434				-			-			1,434
	Balances at end of period		$	1,596			$	(5,798	)	$	-		$	(4,202	)
	For the three months ended March 31, 2014
	Balances at beginning of period		$	(3,200	)		$	(5,798	)	$	(247	)	$	(9,245	)
	Other comprehensive income before reclassifications			1,539				-			-			1,539
	Amounts reclassified from AOCL			-				-			62			62
	Net current period other comprehensive income			1,539				-			62			1,601
	Balances at end of period		$	(1,661	)		$	(5,798	)	$	(185	)	$	(7,644	)
	The disproportionate tax effects from securities available for sale arose due to tax effects of other comprehensive income (“OCI”) in the presence of a valuation allowance against our deferred tax assets and a pretax loss from operations.  Generally, the amount of income tax expense or benefit allocated to operations is determined without regard to the tax effects of other categories of income or loss, such as OCI. However, an exception to the general rule is provided when, in the presence of a valuation allowance against deferred tax assets, there is a pretax loss from operations and pretax income from other categories in the current period.  In such instances, income from other categories must offset the current loss from operations, the tax benefit of such offset being reflected in operations.
	A summary of reclassifications out of each component of AOCL for the three months ended March 31 follows:
	AOCL Component		Amount			Affected Line Item in Condensed
			Reclassified			Consolidated Statements of Operations
			From
			AOCL
			(In thousands)
	2015
	Unrealized gains on available for sale securities
			$	75		Net gains on securities
				-		Net impairment loss recognized in earnings
				75		Total reclassifications before tax
				26		Tax expense
			$	49		Reclassifications, net of tax
	2014
	Unrealized gains on settled derivatives
			$	(95	)	Interest expense
				(33	)	Tax benefit
			$	(62	)	Reclassification, net of tax

New_Accounting_Standards_Polic

New Accounting Standards (Policies)	3 Months Ended
	Mar. 31, 2015
New Accounting Standards [Abstract]
New Accounting Standards	In January 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-04, “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure”. The amendments in this ASU clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. This amendment is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014, with early adoption and retrospective or prospective application permitted.  This amended guidance became effective for us on January 1, 2015 and did not have a material impact on our consolidated operating results or financial condition.
	In May 2014, the FASB issued ASU 2014-09, “Revenue from Contracts with Customers (Topic 606)”. This ASU supersedes and replaces nearly all existing revenue recognition guidance, including industry-specific guidance, establishes a new control-based revenue recognition model, changes the basis for deciding when revenue is recognized over time or at a point in time, provides new and more detailed guidance on specific topics and expands and improves disclosures about revenue. In addition, this ASU specifies the accounting for some costs to obtain or fulfill a contract with a customer.  This amended guidance is effective for us on January 1, 2017, and is not expected to have a material impact on our consolidated operating results or financial condition.
	In June 2014, the FASB issued ASU 2014-12, “Compensation – Stock Compensation (Topic 718) – Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved After the Requisite Service Period”.  This ASU amends existing guidance related to the accounting for share-based payments when the terms of an award provide that a performance target could be achieved after the requisite service period. These amendments require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition.  The total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest. The requisite service period ends when the employee can cease rendering service and still be eligible to vest in the award if the performance target is achieved. This amended guidance is effective for us on January 1, 2016, and is not expected to have a material impact on our consolidated operating results or financial condition.

Securities_Tables

Securities (Tables)	3 Months Ended
	Mar. 31, 2015
Securities [Abstract]
Securities available for sale	Securities available for sale consist of the following:
		Amortized		Unrealized					Fair Value
		Cost		Gains			Losses
		(In thousands)
	31-Mar-15
	U.S. agency	$	35,308	$	255		$	34	$	35,529
	U.S. agency residential mortgage-backed		232,286		2,162			194		234,254
	U.S. agency commercial mortgage-backed		32,846		270			35		33,081
	Private label residential mortgage-backed		5,992		195			367		5,820
	Other asset backed		95,197		110			116		95,191
	Obligations of states and political subdivisions		142,133		1,469			814		142,788
	Corporate		22,636		83			58		22,661
	Trust preferred		2,910		-			472		2,438
	Total	$	569,308	$	4,544		$	2,090	$	571,762
	31-Dec-14
	U.S. agency	$	34,936	$	133		$	63	$	35,006
	U.S. agency residential mortgage-backed		256,387		1,838			667		257,558
	U.S. agency commercial mortgage-backed		33,779		68			119		33,728
	Private label residential mortgage-backed		6,216		187			390		6,013
	Other asset backed		32,314		77			38		32,353
	Obligations of states and political subdivisions		143,698		961			1,244		143,415
	Corporate		22,690		53			79		22,664
	Trust preferred		2,910		-			469		2,441
	Total	$	532,930	$	3,317		$	3,069	$	533,178
Investments in a continuous unrealized loss position	Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows:
		Less Than Twelve Months					Twelve Months or More					Total
		Fair Value		Unrealized			Fair Value		Unrealized			Fair Value		Unrealized
				Losses					Losses					Losses
		(In thousands)
	31-Mar-15
	U.S. agency	$	12,822	$	29		$	775	$	5		$	13,597	$	34
	U.S. agency residential mortgage-backed		29,496		119			11,171		75			40,667		194
	U.S. agency commercial mortgage-backed		7,999		28			2,600		7			10,599		35
	Private label residential mortgage-backed		202		1			3,883		366			4,085		367
	Other asset backed		28,970		46			7,232		70			36,202		116
	Obligations of states and political subdivisions		24,722		70			28,979		744			53,701		814
	Corporate		3,208		58			-		-			3,208		58
	Trust preferred		-		-			2,438		472			2,438		472
	Total	$	107,419	$	351		$	57,078	$	1,739		$	164,497	$	2,090
	31-Dec-14
	U.S. agency	$	12,851	$	58		$	606	$	5		$	13,457	$	63
	U.S. agency residential mortgage-backed		89,547		531			15,793		136			105,340		667
	U.S. agency commercial mortgage-backed		21,325		119			-		-			21,325		119
	Private label residential mortgage-backed		208		1			4,013		389			4,221		390
	Other asset backed		2,960		15			8,729		23			11,689		38
	Obligations of states and political subdivisions		28,114		106			37,540		1,138			65,654		1,244
	Corporate		8,660		79			-		-			8,660		79
	Trust preferred		-		-			2,441		469			2,441		469
	Total	$	163,665	$	909		$	69,122	$	2,160		$	232,787	$	3,069
Trust preferred securities	The following table breaks out our trust preferred securities in further detail as of March 31, 2015 and December 31, 2014:
		31-Mar-15					31-Dec-14
		Fair		Net			Fair		Net
		Value		Unrealized			Value		Unrealized
				Loss					Loss
		(In thousands)
	Trust preferred securities
	Rated issues	$	1,674	$	(236	)	$	1,643	$	(267	)
	Unrated issues		764		(236	)		798		(202	)
Private label residential mortgage backed securities below investment grade	At March 31, 2015, three private label residential mortgage-backed securities had credit related OTTI and are summarized as follows:
		Senior		Super			Senior		Total
		Security		Senior			Support
				Security			Security
		(In thousands)
	As of March 31, 2015
	Fair value	$	2,053	$	1,524		$	96	$	3,673
	Amortized cost		2,092		1,426			-		3,518
	Non-credit unrealized loss		39		-			-		39
	Unrealized gain		-		98			96		194
	Cumulative credit related OTTI		757		457			380		1,594
	Credit related OTTI recognized in our Condensed Consolidated Statements of Operations
	For the three months ended March 31,
	2015	$	-	$	-		$	-	$	-
	2014		-		-			-		-
Credit losses recognized in earnings on securities available for sale	A roll forward of credit losses recognized in earnings on securities available for sale for the three month periods ending March 31, follows:
		2015		2014
		(In thousands)
	Balance at beginning of year	$	1,844	$	1,835
	Additions to credit losses on securities for which no previous OTTI was recognized		-		-
	Increases to credit losses on securities for which OTTI was previously recognized		-		-
	Total	$	1,844	$	1,835
Amortized cost and fair value of securities available for sale by contractual maturity	The amortized cost and fair value of securities available for sale at March 31, 2015, by contractual maturity, follow:
		Amortized		Fair
		Cost		Value
		(In thousands)
	Maturing within one year	$	28,410	$	28,419
	Maturing after one year but within five years		61,845		62,190
	Maturing after five years but within ten years		36,871		37,377
	Maturing after ten years		75,861		75,430
			202,987		203,416
	U.S. agency residential mortgage-backed		232,286		234,254
	U.S. agency commercial mortgage-backed		32,846		33,081
	Private label residential mortgage-backed		5,992		5,820
	Other asset backed		95,197		95,191
	Total	$	569,308	$	571,762
Gains and losses realized on sale of securities available for sale	A summary of proceeds from the sale of securities available for sale and gains and losses for the three month periods ending March 31, follows:
		Proceeds		Realized			Losses
				Gains
		(In thousands)
	2015	$	11,786	$	75		$	-
	2014		-		-			-

Loans_Tables

Loans (Tables)	3 Months Ended
	Mar. 31, 2015
Loans [Abstract]
Analysis of allowance for loan losses by portfolio segment	An analysis of the allowance for loan losses by portfolio segment for the three months ended March 31, follows:
			Commercial			Mortgage			Installment			Payment			Unallocated			Total
												Plan
												Receivables
			(In thousands)
	2015
	Balance at beginning of period		$	5,445		$	13,444		$	1,814		$	64		$	5,223		$	25,990
	Additions (deductions)
	Provision for loan losses			328			(733	)		(85	)		(2	)		(167	)		(659	)
	Recoveries credited to allowance			433			238			319			-			-			990
	Loans charged against the allowance			(290	)		(868	)		(484	)		-			-			(1,642	)
	Balance at end of period		$	5,916		$	12,081		$	1,564		$	62		$	5,056		$	24,679
	2014
	Balance at beginning of period		$	6,827		$	17,195		$	2,246		$	97		$	5,960		$	32,325
	Additions (deductions)
	Provision for loan losses			507			193			176			(14	)		(434	)		428
	Recoveries credited to allowance			355			458			251			4			-			1,068
	Loans charged against the allowance			(1,926	)		(846	)		(612	)		-			-			(3,384	)
	Balance at end of period		$	5,763		$	17,000		$	2,061		$	87		$	5,526		$	30,437
Allowance for loan losses and recorded investment in loans by portfolio segment	Allowance for loan losses and recorded investment in loans by portfolio segment follows:
			Commercial			Mortgage			Installment			Payment			Unallocated			Total
												Plan
												Receivables
			(In thousands)
	31-Mar-15
	Allowance for loan losses
	Individually evaluated for impairment		$	3,214		$	8,612		$	654		$	-		$	-		$	12,480
	Collectively evaluated for impairment			2,702			3,469			910			62			5,056			12,199
	Total ending allowance balance		$	5,916		$	12,081		$	1,564		$	62		$	5,056		$	24,679
	Loans
	Individually evaluated for impairment		$	32,633		$	70,478		$	6,461		$	-					$	109,572
	Collectively evaluated for impairment			679,319			397,551			202,158			38,767						1,317,795
	Total loans recorded investment			711,952			468,029			208,619			38,767						1,427,367
	Accrued interest included in recorded investment			1,629			2,122			657			-						4,408
	Total loans		$	710,323		$	465,907		$	207,962		$	38,767					$	1,422,959
	31-Dec-14
	Allowance for loan losses
	Individually evaluated for impairment		$	3,194		$	9,311		$	728		$	-		$	-		$	13,233
	Collectively evaluated for impairment			2,251			4,133			1,086			64			5,223			12,757
	Total ending allowance balance		$	5,445		$	13,444		$	1,814		$	64		$	5,223		$	25,990
	Loans
	Individually evaluated for impairment		$	34,147		$	72,340		$	6,679		$	-					$	113,166
	Collectively evaluated for impairment			658,423			402,458			200,368			40,001						1,301,250
	Total loans recorded investment			692,570			474,798			207,047			40,001						1,414,416
	Accrued interest included in recorded investment			1,615			2,170			669			-						4,454
	Total loans		$	690,955		$	472,628		$	206,378		$	40,001					$	1,409,962
Loans on non-accrual status and past due more than 90 days	Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow:
			90+ and			Non-			Total Non-
			Still			Accrual			Performing
			Accruing						Loans
			(In thousands)
	31-Mar-15
	Commercial
	Income producing - real estate		$	-		$	1,187		$	1,187
	Land, land development and construction - real estate			-			575			575
	Commercial and industrial			197			2,749			2,946
	Mortgage
	1-4 family			-			6,235			6,235
	Resort lending			-			1,815			1,815
	Home equity - 1st lien			-			267			267
	Home equity - 2nd lien			-			366			366
	Installment
	Home equity - 1st lien			-			290			290
	Home equity - 2nd lien			-			528			528
	Loans not secured by real estate			-			562			562
	Other			-			8			8
	Payment plan receivables
	Full refund			-			7			7
	Partial refund			-			1			1
	Other			-			3			3
	Total recorded investment		$	197		$	14,593		$	14,790
	Accrued interest included in recorded investment		$	3		$	-		$	3
	31-Dec-14
	Commercial
	Income producing - real estate		$	-		$	1,233		$	1,233
	Land, land development and construction - real estate			-			594			594
	Commercial and industrial			-			2,746			2,746
	Mortgage
	1-4 family			7			5,945			5,952
	Resort lending			-			2,168			2,168
	Home equity - 1st lien			-			331			331
	Home equity - 2nd lien			-			605			605
	Installment
	Home equity - 1st lien			-			576			576
	Home equity - 2nd lien			-			517			517
	Loans not secured by real estate			-			454			454
	Other			-			48			48
	Payment plan receivables
	Full refund			-			2			2
	Partial refund			-			12			12
	Other			-			-			-
	Total recorded investment		$	7		$	15,231		$	15,238
	Accrued interest included in recorded investment		$	-		$	-		$	-
Aging analysis of loans by class	An aging analysis of loans by class follows:
			Loans Past Due												Loans not			Total
			30-59 days			60-89 days			90+ days			Total			Past Due			Loans
			(In thousands)
	31-Mar-15
	Commercial
	Income producing - real estate		$	268		$	-		$	214		$	482		$	271,395		$	271,877
	Land, land development and construction - real estate			124			-			217			341			32,150			32,491
	Commercial and industrial			288			278			1,101			1,667			405,917			407,584
	Mortgage
	1-4 family			2,390			468			6,235			9,093			267,027			276,120
	Resort lending			865			283			1,815			2,963			121,834			124,797
	Home equity - 1st lien			41			113			267			421			20,238			20,659
	Home equity - 2nd lien			396			111			366			873			45,580			46,453
	Installment
	Home equity - 1st lien			186			12			290			488			20,562			21,050
	Home equity - 2nd lien			193			115			528			836			26,078			26,914
	Loans not secured by real estate			355			21			562			938			157,516			158,454
	Other			1			18			8			27			2,174			2,201
	Payment plan receivables
	Full refund			596			113			7			716			23,941			24,657
	Partial refund			376			63			1			440			8,577			9,017
	Other			120			22			3			145			4,948			5,093
	Total recorded investment		$	6,199		$	1,617		$	11,614		$	19,430		$	1,407,937		$	1,427,367
	Accrued interest included in recorded investment		$	50		$	20		$	3		$	73		$	4,335		$	4,408
	31-Dec-14
	Commercial
	Income producing - real estate		$	89		$	-		$	214		$	303		$	252,763		$	253,066
	Land, land development and construction - real estate			131			-			223			354			33,984			34,338
	Commercial and industrial			2,391			279			209			2,879			402,287			405,166
	Mortgage
	1-4 family			1,877			1,638			5,952			9,467			269,719			279,186
	Resort lending			226			-			2,168			2,394			126,342			128,736
	Home equity - 1st lien			39			50			331			420			19,782			20,202
	Home equity - 2nd lien			711			89			605			1,405			45,269			46,674
	Installment
	Home equity - 1st lien			466			37			576			1,079			20,995			22,074
	Home equity - 2nd lien			369			81			517			967			28,125			29,092
	Loans not secured by real estate			589			231			454			1,274			152,115			153,389
	Other			15			3			48			66			2,426			2,492
	Payment plan receivables
	Full refund			838			214			2			1,054			26,799			27,853
	Partial refund			409			123			12			544			6,550			7,094
	Other			96			24			-			120			4,934			5,054
	Total recorded investment		$	8,246		$	2,769		$	11,311		$	22,326		$	1,392,090		$	1,414,416
	Accrued interest included in recorded investment		$	55		$	29		$	-		$	84		$	4,370		$	4,454
Impaired loans	Impaired loans are as follows :
			March 31,			December 31,
			2015			2014
	Impaired loans with no allocated allowance		(In thousands)
	TDR		$	9,402		$	9,325
	Non - TDR			316			299
	Impaired loans with an allocated allowance
	TDR - allowance based on collateral			5,184			5,879
	TDR - allowance based on present value cash flow			91,924			94,970
	Non - TDR - allowance based on collateral			2,387			2,296
	Non - TDR - allowance based on present value cash flow			-			-
	Total impaired loans		$	109,213		$	112,769
	Amount of allowance for loan losses allocated
	TDR - allowance based on collateral		$	1,707		$	2,025
	TDR - allowance based on present value cash flow			9,704			10,188
	Non - TDR - allowance based on collateral			1,069			1,020
	Non - TDR - allowance based on present value cash flow			-			-
	Total amount of allowance for loan losses allocated		$	12,480		$	13,233
	Impaired loans by class are as follows (1):
			31-Mar-15									31-Dec-14
			Recorded			Unpaid			Related			Recorded			Unpaid			Related
			Investment			Principal			Allowance			Investment			Principal			Allowance
						Balance									Balance
	With no related allowance recorded:		(In thousands)
	Commercial
	Income producing - real estate		$	5,827		$	6,046		$	-		$	5,868		$	6,077		$	-
	Land, land development & construction-real estate			1,030			1,591			-			1,051			1,606			-
	Commercial and industrial			2,851			2,843			-			2,685			2,667			-
	Mortgage
	1-4 family			25			66			-			-			49			-
	Resort lending			13			96			-			48			397			-
	Home equity - 1st lien			-			-			-			-			-			-
	Home equity - 2nd lien			-			-			-			-			-			-
	Installment
	Home equity - 1st lien			-			39			-			-			40			-
	Home equity - 2nd lien			-			-			-			-			-			-
	Loans not secured by real estate			-			-			-			-			-			-
	Other			-			-			-			-			-			-
				9,746			10,681			-			9,652			10,836			-
	With an allowance recorded:
	Commercial
	Income producing - real estate			12,861			13,842			733			12,836			13,797			689
	Land, land development & construction-real estate			1,961			2,043			394			3,456			3,528			499
	Commercial and industrial			8,103			8,361			2,087			8,251			8,486			2,006
	Mortgage
	1-4 family			51,695			54,501			5,753			53,206			56,063			6,195
	Resort lending			18,464			18,629			2,835			18,799			18,963			3,075
	Home equity - 1st lien			161			177			13			162			177			14
	Home equity - 2nd lien			120			202			11			125			205			27
	Installment
	Home equity - 1st lien			2,637			2,864			179			2,744			2,930			219
	Home equity - 2nd lien			3,136			3,145			425			3,212			3,215			419
	Loans not secured by real estate			677			784			49			711			835			89
	Other			11			11			1			12			12			1
				99,826			104,559			12,480			103,514			108,211			13,233
	Total
	Commercial
	Income producing - real estate			18,688			19,888			733			18,704			19,874			689
	Land, land development & construction-real estate			2,991			3,634			394			4,507			5,134			499
	Commercial and industrial			10,954			11,204			2,087			10,936			11,153			2,006
	Mortgage
	1-4 family			51,720			54,567			5,753			53,206			56,112			6,195
	Resort lending			18,477			18,725			2,835			18,847			19,360			3,075
	Home equity - 1st lien			161			177			13			162			177			14
Home equity - 2nd lien			120			202			11			125			205			27
Installment
Home equity - 1st lien			2,637			2,903			179			2,744			2,970			219
Home equity - 2nd lien			3,136			3,145			425			3,212			3,215			419
Loans not secured by real estate			677			784			49			711			835			89
Other			11			11			1			12			12			1
Total		$	109,572		$	115,240		$	12,480		$	113,166		$	119,047		$	13,233
Accrued interest included in recorded investment		$	359								$	397
-1	There were no impaired payment plan receivables at March 31, 2015 or December 31, 2014.
Average recorded investment in and interest income earned on impaired loans by class	Average recorded investment in and interest income earned on impaired loans by class for the three month periods ending March 31, follows (1):
			2015						2014
			Average			Interest			Average			Interest
			Recorded			Income			Recorded			Income
			Investment			Recognized			Investment			Recognized
	With no related allowance recorded:		(In thousands)
	Commercial
	Income producing - real estate		$	5,848		$	53		$	7,963		$	175
	Land, land development & construction-real estate			1,041			34			1,478			43
	Commercial and industrial			2,768			37			3,638			93
	Mortgage
	1-4 family			13			-			8			-
	Resort lending			31			-			35			-
	Home equity - 1st lien			-			-			-			-
	Home equity - 2nd lien			-			-			-			-
	Installment
	Home equity - 1st lien			-			-			-			-
	Home equity - 2nd lien			-			-			-			-
	Loans not secured by real estate			-			-			-			-
	Other			-			-			-			-
				9,701			124			13,122			311
	With an allowance recorded:
	Commercial
	Income producing - real estate			12,849			157			14,026			66
	Land, land development & construction-real estate			2,709			14			4,027			12
	Commercial and industrial			8,177			66			9,188			26
	Mortgage
	1-4 family			52,451			551			57,457			630
	Resort lending			18,632			171			19,896			191
	Home equity - 1st lien			162			2			154			1
	Home equity - 2nd lien			123			2			42			1
	Installment
	Home equity - 1st lien			2,691			50			2,920			45
	Home equity - 2nd lien			3,174			51			3,418			49
	Loans not secured by real estate			694			10			744			10
	Other			12			-			16			-
				101,674			1,074			111,888			1,031
	Total
	Commercial
	Income producing - real estate			18,697			210			21,989			241
	Land, land development & construction-real estate			3,750			48			5,505			55
	Commercial and industrial			10,945			103			12,826			119
	Mortgage
	1-4 family			52,464			551			57,465			630
	Resort lending			18,663			171			19,931			191
	Home equity - 1st lien			162			2			154			1
	Home equity - 2nd lien			123			2			42			1
	Installment
	Home equity - 1st lien			2,691			50			2,920			45
	Home equity - 2nd lien			3,174			51			3,418			49
	Loans not secured by real estate			694			10			744			10
	Other			12			-			16			-
	Total		$	111,375		$	1,198		$	125,010		$	1,342
	-1	There were no impaired payment plan receivables during the three month periods ended March 31, 2015 and 2014, respectively.
Troubled debt restructurings	Troubled debt restructurings follow:
			31-Mar-15
			Commercial			Retail			Total
			(In thousands)
	Performing TDRs		$	27,904		$	71,477		$	99,381
	Non-performing TDRs(1)			1,935			5,194	(2)		7,129
	Total		$	29,839		$	76,671		$	106,510
			31-Dec-14
			Commercial			Retail			Total
			(In thousands)
	Performing TDRs		$	29,475		$	73,496		$	102,971
	Non-performing TDRs(1)			1,978			5,225	(2)		7,203
	Total		$	31,453		$	78,721		$	110,174
	-1	Included in non-performing loans table above.
	-2	Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.
Troubled debt restructuring during the period	Loans that have been classified as troubled debt restructurings during the three-month periods ended March 31 follow:
			Number of			Pre-modification			Post-modification
			Contracts			Recorded Balance			Recorded
									Balance
			(Dollars in thousands)
	2015
	Commercial
	Income producing - real estate			1		$	156		$	164
	Land, land development & construction-real estate			-			-			-
	Commercial and industrial			2			236			234
	Mortgage
	1-4 family			5			1,005			805
	Resort lending			-			-			-
	Home equity - 1st lien			-			-			-
	Home equity - 2nd lien			-			-			-
	Installment
	Home equity - 1st lien			4			167			140
	Home equity - 2nd lien			-			-			-
	Loans not secured by real estate			-			-			-
	Other			-			-			-
	Total			12		$	1,564		$	1,343
	2014
	Commercial
	Income producing - real estate			2		$	213		$	210
	Land, land development & construction-real estate			-			-			-
	Commercial and industrial			4			190			189
	Mortgage
	1-4 family			4			724			739
	Resort lending			2			294			293
	Home equity - 1st lien			-			-			-
	Home equity - 2nd lien			-			-			-
	Installment
	Home equity - 1st lien			3			106			78
	Home equity - 2nd lien			3			221			220
	Loans not secured by real estate			2			33			29
	Other			-			-			-
	Total			20		$	1,781		$	1,758
Troubled debt restructuring during the past twelve months that subsequently defaulted	Loans that have been classified as troubled debt restructurings during the past twelve months and that have subsequently defaulted during the three-month periods ended March 31 follow:
			Number of			Recorded
			Contracts			Balance
			(Dollars in thousands)
	2015
	Commercial
	Income producing - real estate			-		$	-
	Land, land development & construction-real estate			-			-
	Commercial and industrial			1			91
	Mortgage
	1-4 family			-			-
	Resort lending			-			-
	Home equity - 1st lien			-			-
	Home equity - 2nd lien			-			-
	Installment
	Home equity - 1st lien			-			-
	Home equity - 2nd lien			-			-
	Loans not secured by real estate			-			-
	Other			-			-
				1		$	91
	2014
	Commercial
	Income producing - real estate			-		$	-
	Land, land development & construction-real estate			-			-
	Commercial and industrial			-			-
	Mortgage
	1-4 family			-			-
	Resort lending			-			-
	Home equity - 1st lien			-			-
	Home equity - 2nd lien			-			-
	Installment
	Home equity - 1st lien			-			-
	Home equity - 2nd lien			-			-
	Loans not secured by real estate			-			-
	Other			-			-
				-		$	-
Summary of loan ratings by loan class	The following table summarizes loan ratings by loan class for our commercial loan segment:
			Commercial
			Non-watch			Watch			Substandard			Non-			Total
			6-Jan			8-Jul			Accrual			Accrual
									9			11-Oct
			(In thousands)
	31-Mar-15
	Income producing - real estate		$	260,434		$	8,304		$	1,952		$	1,187		$	271,877
	Land, land development and construction - real estate			29,394			2,268			255			574			32,491
	Commercial and industrial			373,166			26,594			5,074			2,750			407,584
	Total		$	662,994		$	37,166		$	7,281		$	4,511		$	711,952
	Accrued interest included in total		$	1,491		$	113		$	25		$	-		$	1,629
	31-Dec-14
	Income producing - real estate		$	241,266		$	8,649		$	1,918		$	1,233		$	253,066
	Land, land development and construction - real estate			30,869			2,485			390			594			34,338
	Commercial and industrial			372,947			23,475			5,998			2,746			405,166
	Total		$	645,082		$	34,609		$	8,306		$	4,573		$	692,570
	Accrued interest included in total		$	1,479		$	111		$	25		$	-		$	1,615
	The following tables summarize credit scores by loan class for our mortgage and installment loan segments:
			Mortgage (1)
			1-4 Family			Resort			Home			Home			Total
						Lending			Equity			Equity
									1st Lien			2nd Lien
			(In thousands)
	31-Mar-15
	800 and above		$	26,878		$	14,188		$	3,995		$	5,937		$	50,998
	750-799			71,729			44,161			6,102			14,865			136,857
	700-749			52,139			31,539			3,307			9,958			96,943
	650-699			51,460			19,931			3,408			8,144			82,943
	600-649			27,520			6,295			1,716			3,768			39,299
	550-599			20,748			3,529			1,016			1,676			26,969
	500-549			14,367			2,117			603			1,286			18,373
	Under 500			6,207			873			269			627			7,976
	Unknown			5,072			2,164			243			192			7,671
	Total		$	276,120		$	124,797		$	20,659		$	46,453		$	468,029
	Accrued interest included in total		$	1,293		$	540		$	91		$	198		$	2,122
	31-Dec-14
	800 and above		$	27,918		$	14,484		$	3,863		$	6,225		$	52,490
	750-799			72,674			45,950			6,128			14,323			139,075
	700-749			52,843			32,660			3,054			9,642			98,199
	650-699			51,664			20,250			3,257			8,194			83,365
	600-649			27,770			6,538			1,704			3,862			39,874
	550-599			21,361			3,639			994			1,721			27,715
	500-549			14,575			2,156			699			1,401			18,831
	Under 500			6,306			875			261			632			8,074
	Unknown			4,075			2,184			242			674			7,175
	Total		$	279,186		$	128,736		$	20,202		$	46,674		$	474,798
	Accrued interest included in total		$	1,311		$	562		$	88		$	209		$	2,170
	-1	Credit scores have been updated within the last twelve months.
			Installment(1)
			Home			Home			Loans not			Other			Total
			Equity			Equity			Secured by
			1st Lien			2nd Lien			Real Estate
			(In thousands)
	31-Mar-15
	800 and above		$	2,108		$	2,653		$	32,402		$	60		$	37,223
	750-799			5,471			7,843			70,089			491			83,894
	700-749			2,960			5,712			29,787			620			39,079
	650-699			3,801			5,135			15,699			529			25,164
	600-649			3,276			2,281			4,755			236			10,548
	550-599			1,942			1,864			1,703			128			5,637
	500-549			1,040			981			1,503			77			3,601
	Under 500			385			408			408			27			1,228
	Unknown			67			37			2,108			33			2,245
Total		$	21,050		$	26,914		$	158,454		$	2,201		$	208,619
Accrued interest included in total		$	84		$	100		$	456		$	17		$	657
31-Dec-14
800 and above		$	2,272		$	2,835		$	31,507		$	60		$	36,674
750-799			5,677			8,557			66,558			583			81,375
700-749			3,111			6,358			28,179			689			38,337
650-699			3,963			5,477			16,152			615			26,207
600-649			3,434			2,408			5,128			255			11,225
550-599			2,019			1,913			1,896			134			5,962
500-549			1,128			1,036			1,672			84			3,920
Under 500			393			427			455			28			1,303
Unknown			77			81			1,842			44			2,044
Total		$	22,074		$	29,092		$	153,389		$	2,492		$	207,047
Accrued interest included in total		$	93		$	112		$	445		$	19		$	669
-1	Credit scores have been updated within the last twelve months.
The following table summarizes credit ratings of insurer or risk retention group counterparties by class of payment plan receivable:
		Payment Plan Receivables
		Full			Partial			Other			Total
		Refund			Refund
		(In thousands)
31-Mar-15
AM Best rating
A+		$	-		$	28		$	-		$	28
A			6,710			8,163			-			14,873
A-			2,354			687			5,093			8,134
Not rated			15,593			139			-			15,732
Total		$	24,657		$	9,017		$	5,093		$	38,767
31-Dec-14
AM Best rating
A+		$	-		$	43		$	-		$	43
A			10,007			6,190			-			16,197
A-			1,989			685			5,054			7,728
Not rated			15,857			176			-			16,033
Total		$	27,853		$	7,094		$	5,054		$	40,001

Segments_Tables

Segments (Tables)	3 Months Ended
	Mar. 31, 2015
Segments [Abstract]
Summary of selected financial information for reportable segments	A summary of selected financial information for our reportable segments follows:
			IB			Mepco			Other(1)			Elimination(2)			Total
			(In thousands)
	Total assets
	31-Mar-15		$	2,256,469		$	61,891		$	289,132		$	(278,196	)	$	2,329,296
	31-Dec-14			2,174,536			63,378			286,158			(275,342	)		2,248,730
	For the three months ended March 31,
	2015
	Interest income		$	18,221		$	1,331		$	20		$	(20	)	$	19,552
	Net interest income			17,183			1,135			(227	)		-			18,091
	Provision for loan losses			(656	)		(3	)		-			-			(659	)
	Income (loss) before income tax			6,259			(291	)		(383	)		(24	)		5,561
	Net income (loss)			4,233			(192	)		(244	)		(16	)		3,781
	2014
	Interest income		$	18,198		$	2,085		$	-		$	-		$	20,283
	Net interest income			17,083			1,682			(287	)		-			18,478
	Provision for loan losses			443			(15	)		-			-			428
	Income (loss) before income tax			4,678			356			(405	)		(24	)		4,605
	Net income (loss)			3,182			243			(263	)		(24	)		3,138
	-1	Includes amounts relating to our parent company and certain insignificant operations.
	-2	Includes parent company's investment in subsidiaries and cash balances maintained at subsidiary.

Shareholders_Equity_and_Earnin1

Shareholders' Equity and Earnings Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2015
Shareholders' Equity and Earnings Per Common Share [Abstract]
Reconciliation of basic and diluted net income per share	A reconciliation of basic and diluted net income per common share follows:
			Three Months Ended
			March 31,
			2015		2014
	Net income		$	3,781	$	3,138
	Weighted average shares outstanding (1)			22,997		22,888
	Restricted stock units			309		304
	Effect of stock options			121		124
	Stock units for deferred compensation plan for non-employee directors			111		120
	Weighted average shares outstanding for calculation of diluted earnings per share			23,538		23,436
	Net income per common share
	Basic (1)		$	0.16	$	0.14
	Diluted		$	0.16	$	0.13
	-1	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Derivative_Financial_Instrumen1

Derivative Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2015
Derivative Financial Instruments [Abstract]
Derivative financial instruments according to type of hedge designation	Our derivative financial instruments according to the type of hedge in which they are designated follows:
			31-Mar-15
			Notional			Average				Fair
			Amount			Maturity				Value
						(years)
			(Dollars in thousands)
	No hedge designation
	Rate-lock mortgage loan commitments		$	28,413			0.1			$	825
	Mandatory commitments to sell mortgage loans			59,126			0.1				(223	)
	Pay-fixed interest rate swap agreements			15,482			7.1				(443	)
	Pay-variable interest rate swap agreements			15,482			7.1				443
	Total		$	118,503			1.9			$	602
			31-Dec-14
			Notional			Average				Fair
			Amount			Maturity				Value
						(years)
			(Dollars in thousands)
	No hedge designation
	Rate-lock mortgage loan commitments		$	16,759			0.1			$	437
	Mandatory commitments to sell mortgage loans			38,600			0.1				(184	)
	Pay-fixed interest rate swap agreements			3,300			9.4				(182	)
	Pay-variable interest rate swap agreements			3,300			9.4				182
	Total		$	61,959			1.1			$	253
Fair value of derivative instruments	Fair Values of Derivative Instruments
		Asset Derivatives									Liability Derivatives
		March 31,				December 31,					March 31,					December 31,
		2015				2014					2015					2014
		Balance		Fair		Balance		Fair			Balance		Fair			Balance		Fair
		Sheet		Value		Sheet		Value			Sheet		Value			Sheet		Value
		Location				Location					Location					Location
		(In thousands)
	Derivatives not designated as hedging instruments
	Rate-lock mortgage loan commitments	Other assets		$	825	Other assets		$	437		Other liabilities		$	-		Other liabilities		$	-
	Mandatory commitments to sell mortgage loans	Other assets			-	Other assets			-		Other liabilities			223		Other liabilities			184
	Pay-fixed interest rate swap agreements	Other assets			-	Other assets			-		Other liabilities			443		Other liabilities			182
	Pay-variable interest rate swap agreements	Other assets			443	Other assets			182		Other liabilities			-		Other liabilities			-
	Total derivatives			$	1,268			$	619				$	666				$	366
Effect of derivative financial instruments on condensed consolidated statement of operation	The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows:
	Three Month Periods Ended March 31,
			Gain (Loss)						Location of		Gain (Loss)							Location of		Gain (Loss)
			Recognized in Other						Gain (Loss)		Reclassified from							Gain (Loss)		Recognized
			Comprehensive						Reclassified		Accumulated Other							Recognized		in Income
			Income (Loss)						from		Comprehensive							in Income (1)
			(Effective Portion)						Accumulated		Loss into Income
									Other		(Effective Portion)
									Comprehensive
									Income into
									Income
									(Effective
			2015			2014			Portion)		2015				2014					2015			2014
											(In thousands)
	Cash Flow Hedges
	Pay-fixed interest rate swap agreements (2)		$	-		$	-		Interest expense		$	-			$	(95	)			$	-		$	-
	Total		$	-		$	-				$	-			$	(95	)			$	-		$	-
	No hedge designation
	Rate-lock mortgage loan commitments																	Net mortgage loan gains		$	388		$	(14	)
	Mandatory commitments to sell mortgage loans																	Net mortgage loan gains			(39	)		(83	)
	Pay-fixed interest rate swap agreements																	Interest income			(261	)		-
	Pay-variable interest rate swap agreements																	Interest income			261			-
	Total																			$	349		$	(97	)
	-1	For cash flow hedges, this location and amount refers to the ineffective portion.
	-2	Relates to a terminated pay-fixed interest rate swap whose termination fee was included in accumulated other comprehensive income and was being amortized into earnings through December 31, 2014.

Intangible_Assets_Tables

Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2015
Intangible Assets [Abstract]
Other intangible assets, net of amortization	The following table summarizes intangible assets, net of amortization:
		31-Mar-15				31-Dec-14
		Gross		Accumulated		Gross		Accumulated
		Carrying		Amortization		Carrying		Amortization
		Amount				Amount
		(In thousands)
	Amortized intangible assets - core deposits	$	6,118	$	3,578	$	6,118	$	3,491
Estimated amortization of other intangible assets	Amortization of other intangibles has been estimated through 2020 and thereafter in the following table.
		(In thousands)
	Nine months ending December 31, 2015	$	260
	2016		347
	2017		346
	2018		346
	2019		346
	2020 and thereafter		895
	Total	$	2,540

Share_Based_Compensation_Table

Share Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2015
Share Based Compensation [Abstract]
Summary of outstanding stock option grants and transactions	A summary of outstanding stock option grants and related transactions follows:
		Number of			Average		Weighted-		Aggregated
		Shares			Exercise		Average		Intrinsic
					Price		Remaining		Value
							Contractual
							Term (Years)
									(In thousands)
	Outstanding at January 1, 2015		281,820		$	4.69
	Granted		-
	Exercised		(5,764	)		2.65
	Forfeited		(1,132	)		4.89
	Expired		(167	)		6.42
	Outstanding at March 31, 2015		274,757		$	4.73		6.87	$	2,306
	Vested and expected to vest at March 31, 2015		271,678		$	4.73		6.85	$	2,283
	Exercisable at March 31, 2015		195,452		$	4.68		6.46	$	1,675
Summary of non-vested restricted stock, restricted stock units and PSU's	A summary of outstanding non-vested restricted stock, restricted stock units and PSUs and related transactions follows:
		Number			Weighted-
		of Shares			Average
					Grant Date
					Fair Value
	Outstanding at January 1, 2015		407,130		$	6.31
	Granted		105,757			13.04
	Vested		(22,119	)		12.78
	Forfeited		(2,198	)		13.05
	Outstanding at March 31, 2015		488,570		$	7.45
Information regarding options exercised	Certain information regarding options exercised during the periods follows:
		Three Months Ended
		March 31,
		2015			2014
		(In thousands)
	Intrinsic value	$	56		$	15
	Cash proceeds received	$	15		$	10
	Tax benefit realized	$	20		$	5

Regulatory_Matters_Tables

Regulatory Matters (Tables)	3 Months Ended
	Mar. 31, 2015
Regulatory Matters [Abstract]
Actual capital amounts and ratios	Our actual capital amounts and ratios follow:
		Actual						Minimum for						Minimum for
								Adequately Capitalized						Well-Capitalized
								Institutions						Institutions
		Amount			Ratio			Amount			Ratio			Amount		Ratio
		(Dollars in thousands)
	31-Mar-15
	Total capital to risk-weighted assets
	Consolidated	$	271,391			17.28	%	$	125,611			8	%	NA		NA
	Independent Bank		237,073			15.12			125,456			8		$	156,820		10	%
	Tier 1 capital to risk-weighted assets
	Consolidated	$	251,443			16.01	%	$	94,208			6	%	NA		NA
	Independent Bank		217,216			13.85			94,092			6		$	125,456		8	%
	Common equity tier 1 capital to risk-weighted assets
	Consolidated	$	237,386			15.12	%	$	62,806			4.5	%	NA		NA
	Independent Bank		217,216			13.85			70,569			4.5		$	101,933		6.5	%
	Tier 1 capital to average assets
	Consolidated	$	251,443			11.22	%	$	89,647			4	%	NA		NA
	Independent Bank		217,216			9.7			89,576			4		$	111,970		5	%
	31-Dec-14
	Total capital to risk-weighted assets
	Consolidated	$	265,163			18.06	%	$	117,427			8	%	NA		NA
	Independent Bank		247,883			16.9			117,374			8		$	146,718		10	%
	Tier 1 capital to risk-weighted assets
	Consolidated	$	246,628			16.8	%	$	58,714			4	%	NA		NA
	Independent Bank		229,361			15.63			58,687			4		$	88,031		6	%
	Tier 1 capital to average assets
	Consolidated	$	246,628			11.18	%	$	88,206			4	%	NA		NA
	Independent Bank		229,361			10.46			87,687			4		$	109,609		5	%
	NA - Not applicable
Components of regulatory capital	The components of our regulatory capital are as follows:
		Consolidated						Independent Bank
		March 31,			December 31,			March 31,			December 31,
		2015			2014			2015			2014
		(In thousands)
	Total shareholders' equity	$	253,625		$	250,371		$	244,807		$	257,832
	Add (deduct)
	Accumulated other comprehensive (gain) loss for regulatory purposes		(1,596	)		5,636			(1,596	)		5,636
	Intangible assets		(1,016	)		(2,627	)		(1,016	)		(2,627	)
	Disallowed deferred tax assets		(13,627	)		(40,500	)		(24,979	)		(30,728	)
	Disallowed capitalized mortgage loan servicing rights		-			(752	)		-			(752	)
	Common equity tier 1 capital		237,386			212,128			217,216			229,361
	Qualifying trust preferred securities		34,500			34,500			-			-
	Disallowed deferred tax assets		(20,443	)		-			-			-
	Tier 1 capital		251,443			246,628			217,216			229,361
	Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets		19,948			18,535			19,857			18,522
	Total risk-based capital	$	271,391		$	265,163		$	237,073		$	247,883

Fair_Value_Disclosures_Tables

Fair Value Disclosures (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Assets and liabilities measured at fair value	Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows:
						Fair Value Measurements Using
			Fair Value			Quoted			Significant		Significant
			Measure-			Prices			Other		Un-
			ments			in Active			Observable		observable
						Markets			Inputs		Inputs
						for			(Level 2)		(Level 3)
						Identical
						Assets
						(Level 1)
			(In thousands)
	March 31, 2015:
	Measured at Fair Value on a Recurring Basis:
	Assets
	Trading securities		$	213		$	213		$	-	$	-
	Securities available for sale
	U.S. agency			35,529			-			35,529		-
	U.S. agency residential mortgage-backed			234,254			-			234,254		-
	U.S. agency commercial mortgage-backed			33,081			-			33,081		-
	Private label residential mortgage-backed			5,820			-			5,820		-
	Other asset backed			95,191			-			95,191		-
	Obligations of states and political subdivisions			142,788			-			142,788		-
	Corporate			22,661			-			22,661		-
	Trust preferred			2,438			-			2,438		-
	Loans held for sale			30,932			-			30,932		-
	Derivatives (1)			1,268			-			1,268		-
	Liabilities
	Derivatives (2)			666			-			666		-
	Measured at Fair Value on a Non-recurring basis:
	Assets
	Capitalized mortgage loan servicing rights (3)			8,129			-			-		8,129
	Impaired loans (4)
	Commercial
	Income producing - real estate			786			-			-		786
	Land, land development & construction-real estate			142			-			-		142
	Commercial and industrial			2,511			-			-		2,511
	Mortgage
	1-4 Family			1,217			-			-		1,217
	Resort Lending			139			-			-		139
	Other real estate (5)
	Commercial
	Land, land development & construction-real estate			677			-			-		677
	Mortgage
	1-4 Family			102			-			-		102
	Resort Lending			427			-			-		427
	-1	Included in accrued income and other assets
	-2	Included in accrued expenses and other liabilities
	-3	Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance.
	-4	Only includes impaired loans with specific loss allocations based on collateral value.
	-5	Only includes other real estate with subsequent write downs to fair value.
						Fair Value Measurements Using
			Fair Value			Quoted			Significant		Significant
			Measure-			Prices			Other		Un-
			ments			in Active			Observable		observable
						Markets			Inputs		Inputs
						for			(Level 2)		(Level 3)
						Identical
						Assets
						(Level 1)
			(In thousands)
	December 31, 2014:
	Measured at Fair Value on a Recurring Basis:
	Assets
	Trading securities		$	203		$	203		$	-	$	-
Securities available for sale
U.S. agency			35,006			-			35,006		-
U.S. agency residential mortgage-backed			257,558			-			257,558		-
U.S. agency commercial mortgage-backed			33,728			-			33,728		-
Private label residential mortgage-backed			6,013			-			6,013		-
Other asset backed			32,353			-			32,353		-
Obligations of states and political subdivisions			143,415			-			143,415		-
Corporate			22,664			-			22,664		-
Trust preferred			2,441			-			2,441		-
Loans held for sale			23,662			-			23,662		-
Derivatives (1)			619			-			619		-
Liabilities
Derivatives (2)			366			-			366		-
Measured at Fair Value on a Non-recurring basis:
Assets
Capitalized mortgage loan servicing rights (3)			9,197			-			-		9,197
Impaired loans (4)
Commercial
Income producing - real estate			869			-			-		869
Land, land development & construction-real estate			354			-			-		354
Commercial and industrial			2,601			-			-		2,601
Mortgage
1-4 Family			1,306			-			-		1,306
Other real estate (5)
Commercial
Income producing - real estate			479			-			-		479
Land, land development & construction-real estate			737			-			-		737
Mortgage
1-4 Family			102			-			-		102
Resort Lending			575			-			-		575
Installment
Home equity - 1st lien			13			-			-		13
-1	Included in accrued income and other assets
-2	Included in accrued expenses and other liabilities
-3	Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance.
-4	Only includes impaired loans with specific loss allocations based on collateral value.
-5	Only includes other real estate with subsequent write downs to fair value.
Changes in fair value for financial assets	Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows:
			Changes in Fair Values for the Three-Month
			Periods Ended March 31 for Items Measured at
			Fair Value Pursuant to Election of the Fair Value Option
			2015								2014
			Net Gains (Losses)						Total		Net Gains (Losses)				Total
			on Assets						Change		on Assets				Change
									in Fair						in Fair
									Values						Values
									Included						Included
									in Current						in Current
									Period						Period
			Securities			Loans			Earnings		Securities		Loans		Earnings
		(In thousands)
	Trading securities		$	10		$	-		$	10	$	112	$	-	$	112
	Loans held for sale			-			209			209		-		30		30
Quantitative information about Level 3 fair value measurements measured on a non-recurring basis	Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows:
			Asset		Valuation		Unobservable	Weighted
			(Liability)		Technique		Inputs	Average
			Fair
			Value
			(In thousands)
	31-Mar-15
	Capitalized mortgage loan servicing rights		$	8,129	Present value of net servicing revenue		Discount rate		10.02	%
							Cost to service	$	80
							Ancillary income		25
							Float rate		1.53	%
	Impaired loans
	Commercial (1)			2,406	Sales comparison approach		Adjustment for differences between comparable sales		(3.7	)%
					Income approach		Capitalization rate		9.3
	Mortgage			1,356	Sales comparison approach		Adjustment for differences between comparable sales		9.1
	Other real estate
	Commercial			677	Sales comparison approach		Adjustment for differences between comparable sales		(5.3	)
	Mortgage			529	Sales comparison approach		Adjustment for differences between comparable sales		16
	31-Dec-14
	Capitalized mortgage loan servicing rights		$	9,197	Present value of net servicing revenue		Discount rate		10.07	%
							Cost to service	$	82
							Ancillary income		25
							Float rate		1.77	%
	Impaired loans
	Commercial (1)			2,751	Sales comparison approach		Adjustment for differences between comparable sales		(3.8	)%
					Income approach		Capitalization rate		9.3
	Mortgage			1,306	Sales comparison approach		Adjustment for differences between comparable sales		8.6
	Other real estate
	Commercial			1,216	Sales comparison approach		Adjustment for differences between comparable sales		(9.0	)
	Mortgage and installment			690	Sales comparison approach		Adjustment for differences between comparable sales		34.3
	-1	In addition to the valuation techniques and unobservable inputs discussed above, at March 31, 2015 and December 31, 2014 we had an impaired collateral dependent commercial relationship that totaled $1.0 million and $1.1 million, respectively that was primarily secured by collateral other than real estate.  Collateral securing this relationship primarily included machinery and equipment, accounts receivable, inventory and company stock.  Valuation techniques at March 31, 2015 included discounting restructuring firm valuations based on estimates of value recovery of each particular asset type.  Discount rates used ranged from 20% to 100% of stated values while valuation techniques at December 31, 2014 included discounting cost and financial statement value approaches based on estimates of value recovery of each particular asset type.  Discount rates used ranged from 35% to 100% of stated values.
Aggregate fair value and aggregate remaining contractual principal balance for loans held for sale	The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented.
			Aggregate			Difference			Contractual
			Fair Value						Principal
			(In thousands)
	Loans held for sale
	31-Mar-15		$	30,932		$	833		$	30,099
	31-Dec-14			23,662			624			23,038

Fair_Values_of_Financial_Instr1

Fair Values of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Values of Financial Instruments [Abstract]
Estimated recorded book balances and fair values	The estimated recorded book balances and fair values follow:
							Fair Value Using
			Recorded		Fair Value		Quoted		Significant		Significant
			Book				Prices		Other		Un-
			Balance				in Active		Observable		observable
							Markets		Inputs		Inputs
							for		(Level 2)		(Level 3)
							Identical
							Assets
							(Level 1)
			(In thousands)
	31-Mar-15
	Assets
	Cash and due from banks		$	46,435	$	46,435	$	46,435	$	-	$	-
	Interest bearing deposits			55,117		55,117		55,117		-		-
	Interest bearing deposits - time			11,575		11,575		-		11,575		-
	Trading securities			213		213		213		-		-
	Securities available for sale			571,762		571,762		-		571,762		-
	Federal Home Loan Bank and Federal
	Reserve Bank Stock			20,051		NA		NA		NA		NA
	Net loans and loans held for sale			1,429,212		1,416,980		-		30,932		1,386,048
	Accrued interest receivable			6,250		6,250		5		1,808		4,437
	Derivative financial instruments			1,268		1,268		-		1,268		-
	Liabilities
	Deposits with no stated maturity (1)		$	1,626,558	$	1,626,558	$	1,626,558	$	-	$	-
	Deposits with stated maturity (1)			373,915		373,144		-		373,144		-
	Other borrowings			12,468		14,508		-		14,508		-
	Subordinated debentures			35,569		21,974		-		21,974		-
	Accrued interest payable			364		364		20		344		-
	Derivative financial instruments			666		666		-		666		-
	31-Dec-14
	Assets
	Cash and due from banks		$	48,326	$	48,326	$	48,326	$	-	$	-
	Interest bearing deposits			25,690		25,690		25,690		-		-
	Interest bearing deposits - time			13,561		13,585		-		13,585		-
	Trading securities			203		203		203		-		-
	Securities available for sale			533,178		533,178		-		533,178		-
	Federal Home Loan Bank and Federal
	Reserve Bank Stock			19,919		NA		NA		NA		NA
	Net loans and loans held for sale			1,407,634		1,394,424		-		23,662		1,370,762
	Accrued interest receivable			5,995		5,995		2		1,599		4,394
	Derivative financial instruments			619		619		-		619		-
	Liabilities
	Deposits with no stated maturity (1)		$	1,534,175	$	1,534,175	$	1,534,175	$	-	$	-
	Deposits with stated maturity (1)			390,127		389,139		-		389,139		-
	Other borrowings			12,470		14,560		-		14,560		-
	Subordinated debentures			35,569		23,328		-		23,328		-
	Accrued interest payable			380		380		21		359		-
	Derivative financial instruments			366		366		-		366		-
	-1	Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $17.2 million and $13.6 million at March 31, 2015 and December 31, 2014, respectively.  Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $41.5 million and $40.1 million at March 31, 2015 and December 31, 2014, respectively.

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Loss (Tables)	3 Months Ended
	Mar. 31, 2015
Accumulated Other Comprehensive Loss [Abstract]
Schedule of accumulated other comprehensive income (loss)	A summary of changes in AOCL follows:
		Unrealized				Dispropor-			Unrealized			Total
		Gains				tionate			Losses on
		(Losses) on				Tax Effects			Settled
		Available				from			Derivatives
		for Sale				Securities
		Securities				Available
						for Sale
	For the three months ended March 31, 2015
	Balances at beginning of period	$	162			$	(5,798	)	$	-		$	(5,636	)
	Other comprehensive income before reclassifications		1,483				-			-			1,483
	Amounts reclassified from AOCL		(49	)			-			-			(49	)
	Net current period other comprehensive income		1,434				-			-			1,434
	Balances at end of period	$	1,596			$	(5,798	)	$	-		$	(4,202	)
	For the three months ended March 31, 2014
	Balances at beginning of period	$	(3,200	)		$	(5,798	)	$	(247	)	$	(9,245	)
	Other comprehensive income before reclassifications		1,539				-			-			1,539
	Amounts reclassified from AOCL		-				-			62			62
	Net current period other comprehensive income		1,539				-			62			1,601
	Balances at end of period	$	(1,661	)		$	(5,798	)	$	(185	)	$	(7,644	)
Summary of reclassifications out of each component of AOCL	A summary of reclassifications out of each component of AOCL for the three months ended March 31 follows:
	AOCL Component	Amount			Affected Line Item in Condensed
		Reclassified			Consolidated Statements of Operations
		From
		AOCL
		(In thousands)
	2015
	Unrealized gains on available for sale securities
		$	75		Net gains on securities
			-		Net impairment loss recognized in earnings
			75		Total reclassifications before tax
			26		Tax expense
		$	49		Reclassifications, net of tax
	2014
	Unrealized gains on settled derivatives
		$	(95	)	Interest expense
			(33	)	Tax benefit
		$	(62	)	Reclassification, net of tax

Securities_Details

Securities (Details) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014	Mar. 31, 2013
				Security
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	$569,308,000		$532,930,000
Unrealized gains	4,544,000		3,317,000
Unrealized losses	2,090,000		3,069,000
Fair Value	571,762,000		533,178,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	107,419,000		163,665,000
Less Than Twelve Months, Unrealized Losses	351,000		909,000
Twelve Months or More, Fair Value	57,078,000		69,122,000
Twelve Months or More, Unrealized Losses	1,739,000		2,160,000
Total, Fair value	164,497,000		232,787,000
Total, Unrealized Losses	2,090,000		3,069,000
Private Label Residential Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	3,673,000
Amortized cost	3,518,000
Non-credit unrealized loss	39,000
Unrealized gain	194,000
Cumulative credit related OTTI	1,594,000
OTTI changes recorded in earnings	0	0
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Maturing within one year	28,410,000
Maturing after one year but within five years	61,845,000
Maturing after five years but within ten years	36,871,000
Maturing after ten years	75,861,000
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis	202,987,000
U.S. agency residential mortgage-backed	232,286,000
U.S. agency commercial mortgage-backed	32,846,000
Private label residential mortgage-backed	5,992,000
Other asset backed	95,197,000
Total	569,308,000
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Maturing within one year	28,419,000
Maturing after one year but within five years	62,190,000
Maturing after five years but within ten years	37,377,000
Maturing after ten years	75,430,000
Available-for-sale Securities fair value total	203,416,000
U.S. agency residential mortgage backed	234,254,000
U.S. agency commercial mortgage-backed	33,081,000
Private label residential mortgage-backed	5,820,000
Other asset backed	95,191,000
Total	571,762,000
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance at beginning of year	1,844,000	1,835,000	1,835,000
Additions to credit losses on securities for which no previous OTTI was recognized	0	0
Increases to credit losses on securities for which OTTI was previously recognized	0	0
Total	1,844,000	1,835,000
Gain and losses realized on sale of securities available for sale [Abstract]
Proceeds	11,786,000	0
Realized Gains	75,000	0
Realized Losses	0	0
Trading securities, realized gains	10,000	112,000
U.S. Agency [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	35,308,000		34,936,000
Unrealized gains	255,000		133,000
Unrealized losses	34,000		63,000
Fair Value	35,529,000		35,006,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	12,822,000		12,851,000
Less Than Twelve Months, Unrealized Losses	29,000		58,000
Twelve Months or More, Fair Value	775,000		606,000
Twelve Months or More, Unrealized Losses	5,000		5,000
Total, Fair value	13,597,000		13,457,000
Total, Unrealized Losses	34,000		63,000
Private Label Residential Mortgage Backed Securities Below Investment Grade [Abstract]
Number of securities with market fair value less than amortized cost	18
U.S. Agency Residential Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	232,286,000		256,387,000
Unrealized gains	2,162,000		1,838,000
Unrealized losses	194,000		667,000
Fair Value	234,254,000		257,558,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	29,496,000		89,547,000
Less Than Twelve Months, Unrealized Losses	119,000		531,000
Twelve Months or More, Fair Value	11,171,000		15,793,000
Twelve Months or More, Unrealized Losses	75,000		136,000
Total, Fair value	40,667,000		105,340,000
Total, Unrealized Losses	194,000		667,000
Private Label Residential Mortgage Backed Securities Below Investment Grade [Abstract]
Number of securities with market fair value less than amortized cost	41
U.S. Agency Commercial Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	32,846,000		33,779,000
Unrealized gains	270,000		68,000
Unrealized losses	35,000		119,000
Fair Value	33,081,000		33,728,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	7,999,000		21,325,000
Less Than Twelve Months, Unrealized Losses	28,000		119,000
Twelve Months or More, Fair Value	2,600,000		0
Twelve Months or More, Unrealized Losses	7,000		0
Total, Fair value	10,599,000		21,325,000
Total, Unrealized Losses	35,000		119,000
Private Label Residential Mortgage Backed Securities Below Investment Grade [Abstract]
Number of securities with market fair value less than amortized cost	10
Private Label Residential Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	5,992,000		6,216,000
Unrealized gains	195,000		187,000
Unrealized losses	367,000		390,000
Fair Value	5,820,000		6,013,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	202,000		208,000
Less Than Twelve Months, Unrealized Losses	1,000		1,000
Twelve Months or More, Fair Value	3,883,000		4,013,000
Twelve Months or More, Unrealized Losses	366,000		389,000
Total, Fair value	4,085,000		4,221,000
Total, Unrealized Losses	367,000		390,000
Private Label Residential Mortgage Backed Securities Below Investment Grade [Abstract]
Number of securities with market fair value less than amortized cost	5
Number of securities	5
Number of securities rated as investment grade	2
Number of securities rated as below investment grade	2
Number of bonds with impairment in excess of ten percent	2
Percentage of excess impairment on bonds (in hundredths)	10.00%
Number of bonds with impairment for more than 12 months	4
The number of private label mortgage backed securities currently below investment grade with OTTI	4
Number of private label mortgage backed securities currently below investment grade with OTTI unrealized gains	2
Number of private label mortgage backed securities currently below investment grade with OTTI unrealized loss	1			3
Number of private label mortgage backed securities currently below investment grade with OTTI unrealized loss less than previous OTTI credit	2
Senior Security [Member]
Private Label Residential Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	2,053,000
Amortized cost	2,092,000
Non-credit unrealized loss	39,000
Unrealized gain	0
Cumulative credit related OTTI	757,000
OTTI changes recorded in earnings	0	0
Super Senior Security [Member]
Private Label Residential Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	1,524,000
Amortized cost	1,426,000
Non-credit unrealized loss	0
Unrealized gain	98,000
Cumulative credit related OTTI	457,000
OTTI changes recorded in earnings	0	0
Senior Support Security [Member]
Private Label Residential Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	96,000
Amortized cost	0
Non-credit unrealized loss	0
Unrealized gain	96,000
Cumulative credit related OTTI	380,000
OTTI changes recorded in earnings	0	0
Other Asset-backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	95,197,000		32,314,000
Unrealized gains	110,000		77,000
Unrealized losses	116,000		38,000
Fair Value	95,191,000		32,353,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	28,970,000		2,960,000
Less Than Twelve Months, Unrealized Losses	46,000		15,000
Twelve Months or More, Fair Value	7,232,000		8,729,000
Twelve Months or More, Unrealized Losses	70,000		23,000
Total, Fair value	36,202,000		11,689,000
Total, Unrealized Losses	116,000		38,000
Private Label Residential Mortgage Backed Securities Below Investment Grade [Abstract]
Number of securities with market fair value less than amortized cost	29
Obligations of States and Political Subdivisions [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	142,133,000		143,698,000
Unrealized gains	1,469,000		961,000
Unrealized losses	814,000		1,244,000
Fair Value	142,788,000		143,415,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	24,722,000		28,114,000
Less Than Twelve Months, Unrealized Losses	70,000		106,000
Twelve Months or More, Fair Value	28,979,000		37,540,000
Twelve Months or More, Unrealized Losses	744,000		1,138,000
Total, Fair value	53,701,000		65,654,000
Total, Unrealized Losses	814,000		1,244,000
Private Label Residential Mortgage Backed Securities Below Investment Grade [Abstract]
Number of securities with market fair value less than amortized cost	57
Trust Preferred [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	2,910,000		2,910,000
Unrealized gains	0		0
Unrealized losses	472,000		469,000
Fair Value	2,438,000		2,441,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	0		0
Less Than Twelve Months, Unrealized Losses	0		0
Twelve Months or More, Fair Value	2,438,000		2,441,000
Twelve Months or More, Unrealized Losses	472,000		469,000
Total, Fair value	2,438,000		2,441,000
Total, Unrealized Losses	472,000		469,000
Private Label Residential Mortgage Backed Securities Below Investment Grade [Abstract]
Number of securities with market fair value less than amortized cost	3
Number of securities rated as investment grade	1
Number of securities rated as below investment grade	1
Number of major credit rating agencies rating securities with fair value less than amortized cost	2
Number of securities not rated	1
Non-rated securities, amortized cost	1,000,000
Fair value of non-rated trust preferred securities	800,000
Rated Issues [Member]
Trust preferred securities [Abstract]
Fair Value	1,674,000		1,643,000
Net Unrealized Loss	-236,000		-267,000
Unrated Issues [Member]
Trust preferred securities [Abstract]
Fair Value	764,000		798,000
Net Unrealized Loss	-236,000		-202,000
Corporate [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	22,636,000		22,690,000
Unrealized gains	83,000		53,000
Unrealized losses	58,000		79,000
Fair Value	22,661,000		22,664,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	3,208,000		8,660,000
Less Than Twelve Months, Unrealized Losses	58,000		79,000
Twelve Months or More, Fair Value	0		0
Twelve Months or More, Unrealized Losses	0		0
Total, Fair value	3,208,000		8,660,000
Total, Unrealized Losses	$58,000		$79,000
Private Label Residential Mortgage Backed Securities Below Investment Grade [Abstract]
Number of securities with market fair value less than amortized cost	5

Loans_Details

Loans (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015		Mar. 31, 2014	Dec. 31, 2014
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period	$25,990		$32,325
Additions (deductions) [Abstract]
Provision for loan losses	-659		428
Recoveries credited to allowance	990		1,068
Loans charged against the allowance	-1,642		-3,384
Balance at end of period	24,679		30,437
Allowance for loan losses [Abstract]
Total ending allowance balance	24,679			25,990
Loans [Abstract]
Total Loans	1,422,959			1,409,962
Classified by Portfolio Segment [Member]
Allowance for loan losses [Abstract]
Individually evaluated for impairment	12,480			13,233
Collectively evaluated for impairment	12,199			12,757
Total ending allowance balance	24,679			25,990
Loans [Abstract]
Individually evaluated for impairment	109,572			113,166
Collectively evaluated for impairment	1,317,795			1,301,250
Total loans recorded investment	1,427,367			1,414,416
Accrued interest included in recorded investment	4,408			4,454
Total Loans	1,422,959			1,409,962
Commercial [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period	5,445		6,827
Additions (deductions) [Abstract]
Provision for loan losses	328		507
Recoveries credited to allowance	433		355
Loans charged against the allowance	-290		-1,926
Balance at end of period	5,916		5,763
Commercial [Member] | Classified by Portfolio Segment [Member]
Allowance for loan losses [Abstract]
Individually evaluated for impairment	3,214			3,194
Collectively evaluated for impairment	2,702			2,251
Total ending allowance balance	5,916			5,445
Loans [Abstract]
Individually evaluated for impairment	32,633			34,147
Collectively evaluated for impairment	679,319			658,423
Total loans recorded investment	711,952			692,570
Accrued interest included in recorded investment	1,629			1,615
Total Loans	710,323			690,955
Mortgage [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period	13,444		17,195
Additions (deductions) [Abstract]
Provision for loan losses	-733		193
Recoveries credited to allowance	238		458
Loans charged against the allowance	-868		-846
Balance at end of period	12,081		17,000
Loans [Abstract]
Accrued interest included in recorded investment	2,122	[1]		2,170	[1]
Mortgage [Member] | Classified by Portfolio Segment [Member]
Allowance for loan losses [Abstract]
Individually evaluated for impairment	8,612			9,311
Collectively evaluated for impairment	3,469			4,133
Total ending allowance balance	12,081			13,444
Loans [Abstract]
Individually evaluated for impairment	70,478			72,340
Collectively evaluated for impairment	397,551			402,458
Total loans recorded investment	468,029			474,798
Accrued interest included in recorded investment	2,122			2,170
Total Loans	465,907			472,628
Installment [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period	1,814		2,246
Additions (deductions) [Abstract]
Provision for loan losses	-85		176
Recoveries credited to allowance	319		251
Loans charged against the allowance	-484		-612
Balance at end of period	1,564		2,061
Loans [Abstract]
Accrued interest included in recorded investment	657	[1]		669	[1]
Installment [Member] | Classified by Portfolio Segment [Member]
Allowance for loan losses [Abstract]
Individually evaluated for impairment	654			728
Collectively evaluated for impairment	910			1,086
Total ending allowance balance	1,564			1,814
Loans [Abstract]
Individually evaluated for impairment	6,461			6,679
Collectively evaluated for impairment	202,158			200,368
Total loans recorded investment	208,619			207,047
Accrued interest included in recorded investment	657			669
Total Loans	207,962			206,378
Payment Plan Receivable [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period	64		97
Additions (deductions) [Abstract]
Provision for loan losses	-2		-14
Recoveries credited to allowance	0		4
Loans charged against the allowance	0		0
Balance at end of period	62		87
Payment Plan Receivable [Member] | Classified by Portfolio Segment [Member]
Allowance for loan losses [Abstract]
Individually evaluated for impairment	0			0
Collectively evaluated for impairment	62			64
Total ending allowance balance	62			64
Loans [Abstract]
Individually evaluated for impairment	0			0
Collectively evaluated for impairment	38,767			40,001
Total loans recorded investment	38,767			40,001
Accrued interest included in recorded investment	0			0
Total Loans	38,767			40,001
Unallocated [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period	5,223		5,960
Additions (deductions) [Abstract]
Provision for loan losses	-167		-434
Recoveries credited to allowance	0		0
Loans charged against the allowance	0		0
Balance at end of period	5,056		5,526
Unallocated [Member] | Classified by Portfolio Segment [Member]
Allowance for loan losses [Abstract]
Individually evaluated for impairment	0			0
Collectively evaluated for impairment	5,056			5,223
Total ending allowance balance	$5,056			$5,223
[1]	Credit scores have been updated within the last twelve months.

Loans_Receivables_Past_Due_Det

Loans, Receivables Past Due (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Aging analysis of loans by class [Abstract]
Total Loans	$1,422,959	$1,409,962
Total Recorded Investment [Member]
Non performing loans [Abstract]
90+ and Still Accruing	197	7
Non-Accrual	14,593	15,231
Total Non-performing Loans	14,790	15,238
Aging analysis of loans by class [Abstract]
Loans Past Due 30-59 days	6,199	8,246
Loans Past Due 60 to 89 days	1,617	2,769
Loans Past Due 90+ days	11,614	11,311
Total	19,430	22,326
Loans not Past Due	1,407,937	1,392,090
Total Loans	1,427,367	1,414,416
Accrued Interest Included in Recorded Investment [Member]
Non performing loans [Abstract]
90+ and Still Accruing	3	0
Non-Accrual	0	0
Total Non-performing Loans	3	0
Aging analysis of loans by class [Abstract]
Loans Past Due 30-59 days	50	55
Loans Past Due 60 to 89 days	20	29
Loans Past Due 90+ days	3	0
Total	73	84
Loans not Past Due	4,335	4,370
Total Loans	4,408	4,454
Income Producing - Real Estate [Member]
Non performing loans [Abstract]
90+ and Still Accruing	0	0
Non-Accrual	1,187	1,233
Total Non-performing Loans	1,187	1,233
Aging analysis of loans by class [Abstract]
Loans Past Due 30-59 days	268	89
Loans Past Due 60 to 89 days	0	0
Loans Past Due 90+ days	214	214
Total	482	303
Loans not Past Due	271,395	252,763
Total Loans	271,877	253,066
Land, Land Development and Construction - Real Estate [Member]
Non performing loans [Abstract]
90+ and Still Accruing	0	0
Non-Accrual	575	594
Total Non-performing Loans	575	594
Aging analysis of loans by class [Abstract]
Loans Past Due 30-59 days	124	131
Loans Past Due 60 to 89 days	0	0
Loans Past Due 90+ days	217	223
Total	341	354
Loans not Past Due	32,150	33,984
Total Loans	32,491	34,338
Commercial and Industrial [Member]
Non performing loans [Abstract]
90+ and Still Accruing	197	0
Non-Accrual	2,749	2,746
Total Non-performing Loans	2,946	2,746
Aging analysis of loans by class [Abstract]
Loans Past Due 30-59 days	288	2,391
Loans Past Due 60 to 89 days	278	279
Loans Past Due 90+ days	1,101	209
Total	1,667	2,879
Loans not Past Due	405,917	402,287
Total Loans	407,584	405,166
1-4 Family [Member]
Non performing loans [Abstract]
90+ and Still Accruing	0	7
Non-Accrual	6,235	5,945
Total Non-performing Loans	6,235	5,952
Aging analysis of loans by class [Abstract]
Loans Past Due 30-59 days	2,390	1,877
Loans Past Due 60 to 89 days	468	1,638
Loans Past Due 90+ days	6,235	5,952
Total	9,093	9,467
Loans not Past Due	267,027	269,719
Total Loans	276,120	279,186
Resort Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing	0	0
Non-Accrual	1,815	2,168
Total Non-performing Loans	1,815	2,168
Aging analysis of loans by class [Abstract]
Loans Past Due 30-59 days	865	226
Loans Past Due 60 to 89 days	283	0
Loans Past Due 90+ days	1,815	2,168
Total	2,963	2,394
Loans not Past Due	121,834	126,342
Total Loans	124,797	128,736
Home Equity - 1st Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing	0	0
Non-Accrual	267	331
Total Non-performing Loans	267	331
Aging analysis of loans by class [Abstract]
Loans Past Due 30-59 days	41	39
Loans Past Due 60 to 89 days	113	50
Loans Past Due 90+ days	267	331
Total	421	420
Loans not Past Due	20,238	19,782
Total Loans	20,659	20,202
Home Equity - 2nd Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing	0	0
Non-Accrual	366	605
Total Non-performing Loans	366	605
Aging analysis of loans by class [Abstract]
Loans Past Due 30-59 days	396	711
Loans Past Due 60 to 89 days	111	89
Loans Past Due 90+ days	366	605
Total	873	1,405
Loans not Past Due	45,580	45,269
Total Loans	46,453	46,674
Home Equity - 1st Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing	0	0
Non-Accrual	290	576
Total Non-performing Loans	290	576
Aging analysis of loans by class [Abstract]
Loans Past Due 30-59 days	186	466
Loans Past Due 60 to 89 days	12	37
Loans Past Due 90+ days	290	576
Total	488	1,079
Loans not Past Due	20,562	20,995
Total Loans	21,050	22,074
Home Equity - 2nd Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing	0	0
Non-Accrual	528	517
Total Non-performing Loans	528	517
Aging analysis of loans by class [Abstract]
Loans Past Due 30-59 days	193	369
Loans Past Due 60 to 89 days	115	81
Loans Past Due 90+ days	528	517
Total	836	967
Loans not Past Due	26,078	28,125
Total Loans	26,914	29,092
Loans Not Secured By Real Estate [Member]
Non performing loans [Abstract]
90+ and Still Accruing	0	0
Non-Accrual	562	454
Total Non-performing Loans	562	454
Aging analysis of loans by class [Abstract]
Loans Past Due 30-59 days	355	589
Loans Past Due 60 to 89 days	21	231
Loans Past Due 90+ days	562	454
Total	938	1,274
Loans not Past Due	157,516	152,115
Total Loans	158,454	153,389
Other [Member]
Non performing loans [Abstract]
90+ and Still Accruing	0	0
Non-Accrual	8	48
Total Non-performing Loans	8	48
Aging analysis of loans by class [Abstract]
Loans Past Due 30-59 days	1	15
Loans Past Due 60 to 89 days	18	3
Loans Past Due 90+ days	8	48
Total	27	66
Loans not Past Due	2,174	2,426
Total Loans	2,201	2,492
Full Refund [Member]
Non performing loans [Abstract]
90+ and Still Accruing	0	0
Non-Accrual	7	2
Total Non-performing Loans	7	2
Aging analysis of loans by class [Abstract]
Loans Past Due 30-59 days	596	838
Loans Past Due 60 to 89 days	113	214
Loans Past Due 90+ days	7	2
Total	716	1,054
Loans not Past Due	23,941	26,799
Total Loans	24,657	27,853
Partial Refund [Member]
Non performing loans [Abstract]
90+ and Still Accruing	0	0
Non-Accrual	1	12
Total Non-performing Loans	1	12
Aging analysis of loans by class [Abstract]
Loans Past Due 30-59 days	376	409
Loans Past Due 60 to 89 days	63	123
Loans Past Due 90+ days	1	12
Total	440	544
Loans not Past Due	8,577	6,550
Total Loans	9,017	7,094
Other [Member]
Non performing loans [Abstract]
90+ and Still Accruing	0	0
Non-Accrual	3	0
Total Non-performing Loans	3	0
Aging analysis of loans by class [Abstract]
Loans Past Due 30-59 days	120	96
Loans Past Due 60 to 89 days	22	24
Loans Past Due 90+ days	3	0
Total	145	120
Loans not Past Due	4,948	4,934
Total Loans	$5,093	$5,054

Loans_Impaired_Financing_Recei

Loans, Impaired Financing Receivables (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015		Mar. 31, 2014		Dec. 31, 2014
Impaired loans [Abstract]
TDR	$9,402				$9,325
Non - TDR	316				299
TDR allowances based on collateral	5,184				5,879
TDR - allowances based on present value cash flow	91,924				94,970
Non - TDR - allowance based on collateral	2,387				2,296
Non - TDR - allowance based on present value cash flow	0				0
Total impaired loans	109,213				112,769
Amount of allowance for loan losses allocated [Abstract]
TDR - allowance based on collateral	1,707				2,025
TDR - allowance based on present value cash flow	9,704				10,188
Non - TDR - allowance based on collateral	1,069				1,020
Non - TDR - allowance based on present value cash flow	0				0
Allowance for loan losses allocated	12,480				13,233
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	9,746	[1]			9,652	[1]
Unpaid Principal Balance, with no related allowance	10,681	[1]			10,836	[1]
No Related Allowance	0	[1]			0	[1]
Recorded Investment, with an allowance recorded	99,826	[1]			103,514	[1]
Unpaid Principal Balance, with an allowance recorded	104,559	[1]			108,211	[1]
Recorded Investment	109,572	[1]			113,166	[1]
Unpaid Principal Balance	115,240	[1]			119,047	[1]
Related Allowance	12,480	[1]			13,233	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	9,701	[2]	13,122	[2]
Interest Income Recognized, with No Related Allowance	124	[2]	311	[2]
Average Recorded Investment, with Related Allowance	101,674	[2]	111,888	[2]
Interest Income Recognized, with Related Allowance	1,074	[2]	1,031	[2]
Average Recorded Investment	111,375	[2]	125,010	[2]
Interest Income Recognized	1,198	[2]	1,342	[2]
Accrued Interest Included in Recorded Investment [Member]
Impaired Loans by class [Abstract]
Recorded Investment	359	[1]			397	[1]
Income Producing - Real Estate [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	5,827	[1]			5,868	[1]
Unpaid Principal Balance, with no related allowance	6,046	[1]			6,077	[1]
No Related Allowance	0	[1]			0	[1]
Recorded Investment, with an allowance recorded	12,861	[1]			12,836	[1]
Unpaid Principal Balance, with an allowance recorded	13,842	[1]			13,797	[1]
Recorded Investment	18,688	[1]			18,704	[1]
Unpaid Principal Balance	19,888	[1]			19,874	[1]
Related Allowance	733	[1]			689	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	5,848	[2]	7,963	[2]
Interest Income Recognized, with No Related Allowance	53	[2]	175	[2]
Average Recorded Investment, with Related Allowance	12,849	[2]	14,026	[2]
Interest Income Recognized, with Related Allowance	157	[2]	66	[2]
Average Recorded Investment	18,697	[2]	21,989	[2]
Interest Income Recognized	210	[2]	241	[2]
Land, Land Development and Construction - Real Estate [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	1,030	[1]			1,051	[1]
Unpaid Principal Balance, with no related allowance	1,591	[1]			1,606	[1]
No Related Allowance	0	[1]			0	[1]
Recorded Investment, with an allowance recorded	1,961	[1]			3,456	[1]
Unpaid Principal Balance, with an allowance recorded	2,043	[1]			3,528	[1]
Recorded Investment	2,991	[1]			4,507	[1]
Unpaid Principal Balance	3,634	[1]			5,134	[1]
Related Allowance	394	[1]			499	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	1,041	[2]	1,478	[2]
Interest Income Recognized, with No Related Allowance	34	[2]	43	[2]
Average Recorded Investment, with Related Allowance	2,709	[2]	4,027	[2]
Interest Income Recognized, with Related Allowance	14	[2]	12	[2]
Average Recorded Investment	3,750	[2]	5,505	[2]
Interest Income Recognized	48	[2]	55	[2]
Commercial and Industrial [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	2,851	[1]			2,685	[1]
Unpaid Principal Balance, with no related allowance	2,843	[1]			2,667	[1]
No Related Allowance	0	[1]			0	[1]
Recorded Investment, with an allowance recorded	8,103	[1]			8,251	[1]
Unpaid Principal Balance, with an allowance recorded	8,361	[1]			8,486	[1]
Recorded Investment	10,954	[1]			10,936	[1]
Unpaid Principal Balance	11,204	[1]			11,153	[1]
Related Allowance	2,087	[1]			2,006	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	2,768	[2]	3,638	[2]
Interest Income Recognized, with No Related Allowance	37	[2]	93	[2]
Average Recorded Investment, with Related Allowance	8,177	[2]	9,188	[2]
Interest Income Recognized, with Related Allowance	66	[2]	26	[2]
Average Recorded Investment	10,945	[2]	12,826	[2]
Interest Income Recognized	103	[2]	119	[2]
1-4 Family [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	25	[1]			0	[1]
Unpaid Principal Balance, with no related allowance	66	[1]			49	[1]
No Related Allowance	0	[1]			0	[1]
Recorded Investment, with an allowance recorded	51,695	[1]			53,206	[1]
Unpaid Principal Balance, with an allowance recorded	54,501	[1]			56,063	[1]
Recorded Investment	51,720	[1]			53,206	[1]
Unpaid Principal Balance	54,567	[1]			56,112	[1]
Related Allowance	5,753	[1]			6,195	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	13	[2]	8	[2]
Interest Income Recognized, with No Related Allowance	0	[2]	0	[2]
Average Recorded Investment, with Related Allowance	52,451	[2]	57,457	[2]
Interest Income Recognized, with Related Allowance	551	[2]	630	[2]
Average Recorded Investment	52,464	[2]	57,465	[2]
Interest Income Recognized	551	[2]	630	[2]
Resort Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	13	[1]			48	[1]
Unpaid Principal Balance, with no related allowance	96	[1]			397	[1]
No Related Allowance	0	[1]			0	[1]
Recorded Investment, with an allowance recorded	18,464	[1]			18,799	[1]
Unpaid Principal Balance, with an allowance recorded	18,629	[1]			18,963	[1]
Recorded Investment	18,477	[1]			18,847	[1]
Unpaid Principal Balance	18,725	[1]			19,360	[1]
Related Allowance	2,835	[1]			3,075	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	31	[2]	35	[2]
Interest Income Recognized, with No Related Allowance	0	[2]	0	[2]
Average Recorded Investment, with Related Allowance	18,632	[2]	19,896	[2]
Interest Income Recognized, with Related Allowance	171	[2]	191	[2]
Average Recorded Investment	18,663	[2]	19,931	[2]
Interest Income Recognized	171	[2]	191	[2]
Home Equity - 1st Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	0	[1]			0	[1]
Unpaid Principal Balance, with no related allowance	0	[1]			0	[1]
No Related Allowance	0	[1]			0	[1]
Recorded Investment, with an allowance recorded	161	[1]			162	[1]
Unpaid Principal Balance, with an allowance recorded	177	[1]			177	[1]
Recorded Investment	161	[1]			162	[1]
Unpaid Principal Balance	177	[1]			177	[1]
Related Allowance	13	[1]			14	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	0	[2]	0	[2]
Interest Income Recognized, with No Related Allowance	0	[2]	0	[2]
Average Recorded Investment, with Related Allowance	162	[2]	154	[2]
Interest Income Recognized, with Related Allowance	2	[2]	1	[2]
Average Recorded Investment	162	[2]	154	[2]
Interest Income Recognized	2	[2]	1	[2]
Home Equity - 2nd Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	0	[1]			0	[1]
Unpaid Principal Balance, with no related allowance	0	[1]			0	[1]
No Related Allowance	0	[1]			0	[1]
Recorded Investment, with an allowance recorded	120	[1]			125	[1]
Unpaid Principal Balance, with an allowance recorded	202	[1]			205	[1]
Recorded Investment	120	[1]			125	[1]
Unpaid Principal Balance	202	[1]			205	[1]
Related Allowance	11	[1]			27	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	0	[2]	0	[2]
Interest Income Recognized, with No Related Allowance	0	[2]	0	[2]
Average Recorded Investment, with Related Allowance	123	[2]	42	[2]
Interest Income Recognized, with Related Allowance	2	[2]	1	[2]
Average Recorded Investment	123	[2]	42	[2]
Interest Income Recognized	2	[2]	1	[2]
Home Equity - 1st Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	0	[1]			0	[1]
Unpaid Principal Balance, with no related allowance	39	[1]			40	[1]
No Related Allowance	0	[1]			0	[1]
Recorded Investment, with an allowance recorded	2,637	[1]			2,744	[1]
Unpaid Principal Balance, with an allowance recorded	2,864	[1]			2,930	[1]
Recorded Investment	2,637	[1]			2,744	[1]
Unpaid Principal Balance	2,903	[1]			2,970	[1]
Related Allowance	179	[1]			219	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	0	[2]	0	[2]
Interest Income Recognized, with No Related Allowance	0	[2]	0	[2]
Average Recorded Investment, with Related Allowance	2,691	[2]	2,920	[2]
Interest Income Recognized, with Related Allowance	50	[2]	45	[2]
Average Recorded Investment	2,691	[2]	2,920	[2]
Interest Income Recognized	50	[2]	45	[2]
Home Equity - 2nd Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	0	[1]			0	[1]
Unpaid Principal Balance, with no related allowance	0	[1]			0	[1]
No Related Allowance	0	[1]			0	[1]
Recorded Investment, with an allowance recorded	3,136	[1]			3,212	[1]
Unpaid Principal Balance, with an allowance recorded	3,145	[1]			3,215	[1]
Recorded Investment	3,136	[1]			3,212	[1]
Unpaid Principal Balance	3,145	[1]			3,215	[1]
Related Allowance	425	[1]			419	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	0	[2]	0	[2]
Interest Income Recognized, with No Related Allowance	0	[2]	0	[2]
Average Recorded Investment, with Related Allowance	3,174	[2]	3,418	[2]
Interest Income Recognized, with Related Allowance	51	[2]	49	[2]
Average Recorded Investment	3,174	[2]	3,418	[2]
Interest Income Recognized	51	[2]	49	[2]
Loans Not Secured By Real Estate [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	0	[1]			0	[1]
Unpaid Principal Balance, with no related allowance	0	[1]			0	[1]
No Related Allowance	0	[1]			0	[1]
Recorded Investment, with an allowance recorded	677	[1]			711	[1]
Unpaid Principal Balance, with an allowance recorded	784	[1]			835	[1]
Recorded Investment	677	[1]			711	[1]
Unpaid Principal Balance	784	[1]			835	[1]
Related Allowance	49	[1]			89	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	0	[2]	0	[2]
Interest Income Recognized, with No Related Allowance	0	[2]	0	[2]
Average Recorded Investment, with Related Allowance	694	[2]	744	[2]
Interest Income Recognized, with Related Allowance	10	[2]	10	[2]
Average Recorded Investment	694	[2]	744	[2]
Interest Income Recognized	10	[2]	10	[2]
Other [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	0	[1]			0	[1]
Unpaid Principal Balance, with no related allowance	0	[1]			0	[1]
No Related Allowance	0	[1]			0	[1]
Recorded Investment, with an allowance recorded	11	[1]			12	[1]
Unpaid Principal Balance, with an allowance recorded	11	[1]			12	[1]
Recorded Investment	11	[1]			12	[1]
Unpaid Principal Balance	11	[1]			12	[1]
Related Allowance	1	[1]			1	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	0	[2]	0	[2]
Interest Income Recognized, with No Related Allowance	0	[2]	0	[2]
Average Recorded Investment, with Related Allowance	12	[2]	16	[2]
Interest Income Recognized, with Related Allowance	0	[2]	0	[2]
Average Recorded Investment	12	[2]	16	[2]
Interest Income Recognized	$0	[2]	$0	[2]
[1]	There were no impaired payment plan receivables at March 31, 2015 or December 31, 2014.
[2]	There were no impaired payment plan receivables during the three month periods ended March 31, 2015 and 2014, respectively.

Loans_Troubled_Debt_Restructur

Loans, Troubled Debt Restructurings (Details) (USD $)	3 Months Ended
	Mar. 31, 2015		Mar. 31, 2014	Dec. 31, 2014
	Contract		Contract
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	$106,510,000			$110,174,000
Troubled debt restructuring, specific reserve	11,400,000			12,200,000
Loans classified as troubled debt restructurings [Abstract]
Number of contracts	12		20
Pre-modification recorded balance	1,564,000		1,781,000
Post-modification recorded balance	1,343,000		1,758,000
Increase in allowance for loan losses	30,000		30,000
Charge offs due to troubled debt restructurings	0		0
TDR that subsequently defaulted [Abstract]
Number of contracts	1		0
Recorded Balance	91,000		0
Past due period for modified loans	90 days
Increase (decrease) in allowance for loan loss due to TDRs that subsequently defaulted	0		0
Charge-offs on TDRs that subsequently defaulted	0		0
Minimum [Member]
Financing Receivable, Modifications [Line Items]
Modification of stated interest rate of loans, range of period	9 months
Modifications involving extension of maturity date, period range	1 month
Maximum [Member]
Financing Receivable, Modifications [Line Items]
Modification of stated interest rate of loans, range of period	36 months
Modifications involving extension of maturity date, period range	60 months
Maximum in Certain Circumstances [Member]
Financing Receivable, Modifications [Line Items]
Modification of stated interest rate of loans, range of period	480 months
Modifications involving extension of maturity date, period range	230 months
Commercial [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	29,839,000			31,453,000
Income Producing - Real Estate [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts	1		2
Pre-modification recorded balance	156,000		213,000
Post-modification recorded balance	164,000		210,000
TDR that subsequently defaulted [Abstract]
Number of contracts	0		0
Recorded Balance	0		0
Land, Land Development and Construction - Real Estate [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts	0		0
Pre-modification recorded balance	0		0
Post-modification recorded balance	0		0
TDR that subsequently defaulted [Abstract]
Number of contracts	0		0
Recorded Balance	0		0
Commercial and Industrial [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts	2		4
Pre-modification recorded balance	236,000		190,000
Post-modification recorded balance	234,000		189,000
TDR that subsequently defaulted [Abstract]
Number of contracts	1		0
Recorded Balance	91,000		0
1-4 Family [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts	5		4
Pre-modification recorded balance	1,005,000		724,000
Post-modification recorded balance	805,000		739,000
TDR that subsequently defaulted [Abstract]
Number of contracts	0		0
Recorded Balance	0		0
Resort Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts	0		2
Pre-modification recorded balance	0		294,000
Post-modification recorded balance	0		293,000
TDR that subsequently defaulted [Abstract]
Number of contracts	0		0
Recorded Balance	0		0
Home Equity - 1st Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts	0		0
Pre-modification recorded balance	0		0
Post-modification recorded balance	0		0
TDR that subsequently defaulted [Abstract]
Number of contracts	0		0
Recorded Balance	0		0
Home Equity - 2nd Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts	0		0
Pre-modification recorded balance	0		0
Post-modification recorded balance	0		0
TDR that subsequently defaulted [Abstract]
Number of contracts	0		0
Recorded Balance	0		0
Home Equity - 1st Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts	4		3
Pre-modification recorded balance	167,000		106,000
Post-modification recorded balance	140,000		78,000
TDR that subsequently defaulted [Abstract]
Number of contracts	0		0
Recorded Balance	0		0
Home Equity - 2nd Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts	0		3
Pre-modification recorded balance	0		221,000
Post-modification recorded balance	0		220,000
TDR that subsequently defaulted [Abstract]
Number of contracts	0		0
Recorded Balance	0		0
Loans Not Secured By Real Estate [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts	0		2
Pre-modification recorded balance	0		33,000
Post-modification recorded balance	0		29,000
TDR that subsequently defaulted [Abstract]
Number of contracts	0		0
Recorded Balance	0		0
Other [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts	0		0
Pre-modification recorded balance	0		0
Post-modification recorded balance	0		0
TDR that subsequently defaulted [Abstract]
Number of contracts	0		0
Recorded Balance	0		0
Retail [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	76,671,000			78,721,000
Performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	99,381,000			102,971,000
Performing TDRs [Member] | Commercial [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	27,904,000			29,475,000
Performing TDRs [Member] | Retail [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	71,477,000			73,496,000
Non-performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	7,129,000	[1]		7,203,000	[1]
Non-performing TDRs [Member] | Commercial [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	1,935,000	[1]		1,978,000	[1]
Non-performing TDRs [Member] | Retail [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	$5,194,000	[1],[2]		$5,225,000	[1],[2]
[1]	Included in non-performing loans table above.
[2]	Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.

Loans_Loan_Ratings_by_Loan_Cla

Loans, Loan Ratings by Loan Class, Commercial Segment (Details) (USD $)	Mar. 31, 2015		Dec. 31, 2014
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	$710,323,000		$690,955,000
Credit ratings of insurer or risk retention group counterparties [Abstract]
Subsidiary's outstanding payment plan 2, insured by third party (in hundredths)	23.30%
Subsidiary's outstanding payment plan insured by third party (in hundredths)	63.60%
Payment Plan Receivables, Full Refund	24,657,000		27,853,000
Payment Plan Receivables, Partial Refund	9,017,000		7,094,000
Payment Plan Receivables, Other	5,093,000		5,054,000
Total	38,767,000		40,001,000
Other Real Estate and Foreclosed Assets [Abstract]
Foreclosed residential real estate properties	2,900,000		2,900,000
Retail mortgage loans in process of foreclosure	2,000,000		2,500,000
Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	662,994,000		645,082,000
Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	37,166,000		34,609,000
Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	7,281,000		8,306,000
Non Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	4,511,000		4,573,000
AM Best Rating A+ [Member]
Credit ratings of insurer or risk retention group counterparties [Abstract]
Payment Plan Receivables, Full Refund	0		0
Payment Plan Receivables, Partial Refund	28,000		43,000
Payment Plan Receivables, Other	0		0
Total	28,000		43,000
AM Best A Rating [Member]
Credit ratings of insurer or risk retention group counterparties [Abstract]
Payment Plan Receivables, Full Refund	6,710,000		10,007,000
Payment Plan Receivables, Partial Refund	8,163,000		6,190,000
Payment Plan Receivables, Other	0		0
Total	14,873,000		16,197,000
AM Best Rating, A Minus Rating [Member]
Credit ratings of insurer or risk retention group counterparties [Abstract]
Payment Plan Receivables, Full Refund	2,354,000		1,989,000
Payment Plan Receivables, Partial Refund	687,000		685,000
Payment Plan Receivables, Other	5,093,000		5,054,000
Total	8,134,000		7,728,000
Not Rated [Member]
Credit ratings of insurer or risk retention group counterparties [Abstract]
Payment Plan Receivables, Full Refund	15,593,000		15,857,000
Payment Plan Receivables, Partial Refund	139,000		176,000
Payment Plan Receivables, Other	0		0
Total	15,732,000		16,033,000
Commercial [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	711,952,000		692,570,000
Income Producing - Real Estate [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	271,877,000		253,066,000
Income Producing - Real Estate [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	260,434,000		241,266,000
Income Producing - Real Estate [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	8,304,000		8,649,000
Income Producing - Real Estate [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	1,952,000		1,918,000
Income Producing - Real Estate [Member] | Non Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	1,187,000		1,233,000
Land, Land Development and Construction - Real Estate [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	32,491,000		34,338,000
Land, Land Development and Construction - Real Estate [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	29,394,000		30,869,000
Land, Land Development and Construction - Real Estate [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	2,268,000		2,485,000
Land, Land Development and Construction - Real Estate [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	255,000		390,000
Land, Land Development and Construction - Real Estate [Member] | Non Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	574,000		594,000
Commercial and Industrial [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	407,584,000		405,166,000
Commercial and Industrial [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	373,166,000		372,947,000
Commercial and Industrial [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	26,594,000		23,475,000
Commercial and Industrial [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	5,074,000		5,998,000
Commercial and Industrial [Member] | Non Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	2,750,000		2,746,000
Mortgage [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	50,998,000	[1]	52,490,000	[1]
750-799	136,857,000	[1]	139,075,000	[1]
700-749	96,943,000	[1]	98,199,000	[1]
650-699	82,943,000	[1]	83,365,000	[1]
600-649	39,299,000	[1]	39,874,000	[1]
550-599	26,969,000	[1]	27,715,000	[1]
500-549	18,373,000	[1]	18,831,000	[1]
Under 500	7,976,000	[1]	8,074,000	[1]
Unknown	7,671,000	[1]	7,175,000	[1]
Total	468,029,000	[1]	474,798,000	[1]
Accrued interest included in total	2,122,000	[1]	2,170,000	[1]
1-4 Family [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	26,878,000	[1]	27,918,000	[1]
750-799	71,729,000	[1]	72,674,000	[1]
700-749	52,139,000	[1]	52,843,000	[1]
650-699	51,460,000	[1]	51,664,000	[1]
600-649	27,520,000	[1]	27,770,000	[1]
550-599	20,748,000	[1]	21,361,000	[1]
500-549	14,367,000	[1]	14,575,000	[1]
Under 500	6,207,000	[1]	6,306,000	[1]
Unknown	5,072,000	[1]	4,075,000	[1]
Total	276,120,000	[1]	279,186,000	[1]
Accrued interest included in total	1,293,000	[1]	1,311,000	[1]
Resort Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	14,188,000	[1]	14,484,000	[1]
750-799	44,161,000	[1]	45,950,000	[1]
700-749	31,539,000	[1]	32,660,000	[1]
650-699	19,931,000	[1]	20,250,000	[1]
600-649	6,295,000	[1]	6,538,000	[1]
550-599	3,529,000	[1]	3,639,000	[1]
500-549	2,117,000	[1]	2,156,000	[1]
Under 500	873,000	[1]	875,000	[1]
Unknown	2,164,000	[1]	2,184,000	[1]
Total	124,797,000	[1]	128,736,000	[1]
Accrued interest included in total	540,000	[1]	562,000	[1]
Home Equity - 1st Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	3,995,000	[1]	3,863,000	[1]
750-799	6,102,000	[1]	6,128,000	[1]
700-749	3,307,000	[1]	3,054,000	[1]
650-699	3,408,000	[1]	3,257,000	[1]
600-649	1,716,000	[1]	1,704,000	[1]
550-599	1,016,000	[1]	994,000	[1]
500-549	603,000	[1]	699,000	[1]
Under 500	269,000	[1]	261,000	[1]
Unknown	243,000	[1]	242,000	[1]
Total	20,659,000	[1]	20,202,000	[1]
Accrued interest included in total	91,000	[1]	88,000	[1]
Home Equity - 2nd Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	5,937,000	[1]	6,225,000	[1]
750-799	14,865,000	[1]	14,323,000	[1]
700-749	9,958,000	[1]	9,642,000	[1]
650-699	8,144,000	[1]	8,194,000	[1]
600-649	3,768,000	[1]	3,862,000	[1]
550-599	1,676,000	[1]	1,721,000	[1]
500-549	1,286,000	[1]	1,401,000	[1]
Under 500	627,000	[1]	632,000	[1]
Unknown	192,000	[1]	674,000	[1]
Total	46,453,000	[1]	46,674,000	[1]
Accrued interest included in total	198,000	[1]	209,000	[1]
Installment [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	37,223,000	[1]	36,674,000	[1]
750-799	83,894,000	[1]	81,375,000	[1]
700-749	39,079,000	[1]	38,337,000	[1]
650-699	25,164,000	[1]	26,207,000	[1]
600-649	10,548,000	[1]	11,225,000	[1]
550-599	5,637,000	[1]	5,962,000	[1]
500-549	3,601,000	[1]	3,920,000	[1]
Under 500	1,228,000	[1]	1,303,000	[1]
Unknown	2,245,000	[1]	2,044,000	[1]
Total	208,619,000	[1]	207,047,000	[1]
Accrued interest included in total	657,000	[1]	669,000	[1]
Home Equity - 1st Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	2,108,000	[1]	2,272,000	[1]
750-799	5,471,000	[1]	5,677,000	[1]
700-749	2,960,000	[1]	3,111,000	[1]
650-699	3,801,000	[1]	3,963,000	[1]
600-649	3,276,000	[1]	3,434,000	[1]
550-599	1,942,000	[1]	2,019,000	[1]
500-549	1,040,000	[1]	1,128,000	[1]
Under 500	385,000	[1]	393,000	[1]
Unknown	67,000	[1]	77,000	[1]
Total	21,050,000	[1]	22,074,000	[1]
Accrued interest included in total	84,000	[1]	93,000	[1]
Home Equity - 2nd Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	2,653,000	[1]	2,835,000	[1]
750-799	7,843,000	[1]	8,557,000	[1]
700-749	5,712,000	[1]	6,358,000	[1]
650-699	5,135,000	[1]	5,477,000	[1]
600-649	2,281,000	[1]	2,408,000	[1]
550-599	1,864,000	[1]	1,913,000	[1]
500-549	981,000	[1]	1,036,000	[1]
Under 500	408,000	[1]	427,000	[1]
Unknown	37,000	[1]	81,000	[1]
Total	26,914,000	[1]	29,092,000	[1]
Accrued interest included in total	100,000	[1]	112,000	[1]
Loans Not Secured By Real Estate [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	32,402,000	[1]	31,507,000	[1]
750-799	70,089,000	[1]	66,558,000	[1]
700-749	29,787,000	[1]	28,179,000	[1]
650-699	15,699,000	[1]	16,152,000	[1]
600-649	4,755,000	[1]	5,128,000	[1]
550-599	1,703,000	[1]	1,896,000	[1]
500-549	1,503,000	[1]	1,672,000	[1]
Under 500	408,000	[1]	455,000	[1]
Unknown	2,108,000	[1]	1,842,000	[1]
Total	158,454,000	[1]	153,389,000	[1]
Accrued interest included in total	456,000	[1]	445,000	[1]
Other [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	60,000	[1]	60,000	[1]
750-799	491,000	[1]	583,000	[1]
700-749	620,000	[1]	689,000	[1]
650-699	529,000	[1]	615,000	[1]
600-649	236,000	[1]	255,000	[1]
550-599	128,000	[1]	134,000	[1]
500-549	77,000	[1]	84,000	[1]
Under 500	27,000	[1]	28,000	[1]
Unknown	33,000	[1]	44,000	[1]
Total	2,201,000	[1]	2,492,000	[1]
Accrued interest included in total	17,000	[1]	19,000	[1]
Accrued interest included in total [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	1,629,000		1,615,000
Accrued interest included in total [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	1,491,000		1,479,000
Accrued interest included in total [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	113,000		111,000
Accrued interest included in total [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	25,000		25,000
Accrued interest included in total [Member] | Non Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial loan	$0		$0
[1]	Credit scores have been updated within the last twelve months.

Segments_Details

Segments (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015		Mar. 31, 2014		Dec. 31, 2014
	Segment
Segments [Abstract]
Number of reportable segments	2
Selected financial information for reportable segments [Abstract]
Total assets	$2,329,296				$2,248,730
Interest income	19,552		20,283
Net interest income	18,091		18,478
Provision for loan losses	-659		428
Income (loss) before income tax	5,561		4,605
Net income (loss)	3,781		3,138
Other [Member]
Selected financial information for reportable segments [Abstract]
Total assets	289,132	[1]			286,158	[1]
Interest income	20	[1]	0	[1]
Net interest income	-227	[1]	-287	[1]
Provision for loan losses	0	[1]	0	[1]
Income (loss) before income tax	-383	[1]	-405	[1]
Net income (loss)	-244	[1]	-263	[1]
Operating Segments [Member] | IB [Member]
Selected financial information for reportable segments [Abstract]
Total assets	2,256,469				2,174,536
Interest income	18,221		18,198
Net interest income	17,183		17,083
Provision for loan losses	-656		443
Income (loss) before income tax	6,259		4,678
Net income (loss)	4,233		3,182
Operating Segments [Member] | Mepco [Member]
Selected financial information for reportable segments [Abstract]
Total assets	61,891				63,378
Interest income	1,331		2,085
Net interest income	1,135		1,682
Provision for loan losses	-3		-15
Income (loss) before income tax	-291		356
Net income (loss)	-192		243
Elimination [Member]
Selected financial information for reportable segments [Abstract]
Total assets	-278,196	[2]			-275,342	[2]
Interest income	-20	[2]	0	[2]
Net interest income	0	[2]	0	[2]
Provision for loan losses	0	[2]	0	[2]
Income (loss) before income tax	-24	[2]	-24	[2]
Net income (loss)	($16)	[2]	($24)	[2]
[1]	Includes amounts relating to our parent company and certain insignificant operations.
[2]	Includes parent company's investment in subsidiaries and cash balances maintained at subsidiary.

Shareholders_Equity_and_Earnin2

Shareholders' Equity and Earnings Per Common Share (Details) (USD $)	0 Months Ended	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Nov. 15, 2011	Mar. 31, 2015		Mar. 31, 2014		Jan. 21, 2015
Class of Stock [Line Items]
Stock repurchased		$902		$0
Shareholders with certain limited exceptions (in hundredths)	5.00%
Number of Series C Junior participating preferred stock purchase by each right	1/1000
Beneficial ownership level (in hundredths)	4.99%
Discount to current market price of the common stock (in hundredths)	50.00%
Earnings Per Share Reconciliation [Abstract]
Net income		3,781		3,138
Weighted average shares outstanding (in shares)		22,997,000	[1]	22,888,000	[1]
Restricted stock units (in shares)		309,000		304,000
Effect of stock options (in shares)		121,000		124,000
Stock units for deferred compensation plan for non-employee directors (in shares)		111,000		120,000
Weighted average shares outstanding for calculation of diluted earnings per share (in shares)		23,538,000		23,436,000
Net income per common share [Abstract]
Basic (in dollars per share)		$0.16	[1]	$0.14	[1]
Diluted (in dollars per share)		$0.16		$0.13
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive shares excluded from computation of diluted loss per share (in shares)		30,000		30,000
Common Stock [Member]
Class of Stock [Line Items]
Stock repurchase program percentage of shares authorized to be repurchased (in hundredths)						5.00%
Stock repurchased (in shares)		70,643
Stock repurchased		$900
[1]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Derivative_Financial_Instrumen2

Derivative Financial Instruments (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$118,503	$61,959
Average Maturity	1 year 10 months 24 days	1 year 1 month 6 days
Fair Value	602	253
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	1,268	619
Liability Derivatives	666	366
No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	28,413	16,759
Average Maturity	0 years 1 month 6 days	0 years 1 month 6 days
Fair Value	825	437
No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	59,126	38,600
Average Maturity	0 years 1 month 6 days	0 years 1 month 6 days
Fair Value	-223	-184
Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	15,482	3,300
Average Maturity	7 years 1 month 6 days	9 years 4 months 24 days
Fair Value	-443	-182
Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	15,482	3,300
Average Maturity	7 years 1 month 6 days	9 years 4 months 24 days
Fair Value	443	182
Other Assets [Member] | No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	825	437
Other Assets [Member] | No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	0	0
Other Assets [Member] | Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	0	0
Other Assets [Member] | Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	443	182
Other Liabilities [Member] | No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	223	184
Other Liabilities [Member] | Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	443	182
Other Liabilities [Member] | Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	$0	$0

Derivative_Financial_Instrumen3

Derivative Financial Instruments, Effect on Statement of Operations (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015		Mar. 31, 2014
Cash Flow Hedge [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion)	$0		$0
Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)	0		-95
Gain (Loss) Recognized in Income	0	[1]	0	[1]
Cash Flow Hedge [Member] | Fixed Income Interest Rate [Member] | Interest Rate Swap [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion)	0	[2]	0	[2]
Gain (Loss) Recognized in Income	0	[1]	0	[1]
Cash Flow Hedge [Member] | Fixed Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)	0		-95
No Hedge Designation [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	349	[1]	-97	[1]
No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member] | Net Mortgage Loan Gains [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	388	[1]	-14	[1]
No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member] | Net Mortgage Loan Gains [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	-39	[1]	-83	[1]
No Hedge Designation [Member] | Fixed Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	-261	[1]	0	[1]
No Hedge Designation [Member] | Variable Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	$261	[1]	$0	[1]
[1]	For cash flow hedges, this location and amount refers to the ineffective portion.
[2]	Relates to a terminated pay-fixed interest rate swap whose termination fee was included in accumulated other comprehensive income and was being amortized into earnings through December 31, 2014.

Intangible_Assets_Details

Intangible Assets (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Amortized intangible assets - core deposits [Abstract]
Gross Carrying Amount	$6,118	$6,118
Accumulated Amortization	3,578	3,491
Summary of estimated intangible amortization [Abstract]
Nine months ending December 31, 2015	260
2016	347
2017	346
2018	346
2019	346
2020 and thereafter	895
Total	$2,540

Share_Based_Compensation_Detai

Share Based Compensation (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Share based compensation arrangements [Line Items]
Number of additional shares approved for grant (in shares)	300,000
Total compensation cost not yet recognized	$2,500,000
Total compensation cost not yet recognized, period for recognition	2 years 1 month 6 days
Information regarding options exercised [Abstract]
Intrinsic value	56,000	15,000
Cash proceeds received	15,000	10,000
Tax benefit realized	20,000	5,000
Long-term incentive plan [Member]
Share based compensation arrangements [Line Items]
Total compensation expense (recovery) recognized	400,000	200,000
Tax benefit relating to compensation expense recognized	100,000	100,000
Stock Options [Member]
Outstanding stock option grants and transaction [Roll Forward]
Outstanding, beginning balance (in shares)	281,820
Granted (in shares)	0
Exercised (in shares)	-5,764
Forfeited (in shares)	-1,132
Expired (in shares)	-167
Outstanding, ending balance (in shares)	274,757
Vested and expected to vest, period end (in shares)	271,678
Exercisable, period end (in shares)	195,452
Weighted Average Exercise Price [Roll Forward]
Outstanding, beginning balance (in dollars per share)	$4.69
Exercised (in dollars per share)	$2.65
Forfeited (in dollars per share)	$4.89
Expired (in dollars per share)	$6.42
Outstanding, ending balance (in dollars per share)	$4.73
Vested and expected to vest, period end (in dollars per share)	$4.73
Exercisable, period end (in dollars per share)	$4.68
Weighted-Average Remaining Contractual Term [Abstract]
Outstanding, Weighted Average Remaining Contractual Term	6 years 10 months 13 days
Vested and Expected to Vest, Weighted-Average Remaining Contractual Term	6 years 10 months 6 days
Exercisable, Weighted Average Remaining Contractual Term	6 years 5 months 16 days
Aggregate intrinsic value [Abstract]
Outstanding, Aggregate Intrinsic Value	2,306,000
Vested and Expected to Vest, Outstanding, Aggregate Intrinsic Value	2,283,000
Exercisable, Aggregate Intrinsic Value	1,675,000
Non-Vested Restricted Stock, Restricted Stock Units and PSU's [Member]
Number of Shares [Roll Forward]
Outstanding, beginning balance (in shares)	407,130
Granted (in shares)	105,757
Vested (in shares)	-22,119
Forfeited (in shares)	-2,198
Outstanding, ending balance (in shares)	488,570
Weighted Average Grant Date Fair Value [Roll Forward]
Outstanding, beginning balance (in dollars per share)	$6.31
Granted (in dollars per share)	$13.04
Vested (in dollars per share)	$12.78
Forfeited (in dollars per share)	$13.05
Outstanding, ending balance (in dollars per share)	$7.45
Director [Member]
Share based compensation arrangements [Line Items]
Shares issues as retainer fees (in shares)	1,000	4,000
Non-Employee Directors [Member]
Share based compensation arrangements [Line Items]
Number of additional shares approved for grant (in shares)	200,000
Total compensation expense (recovery) recognized	20,000	50,000
Tax benefit relating to compensation expense recognized	$10,000	$20,000
Officers [Member] | Restricted Stock [Member] | Long-term incentive plan [Member]
Share based compensation arrangements [Line Items]
Number of stock units or restricted shares issued in period (in shares)	70,000	70,000
Vesting period	3 years	3 years
Officers [Member] | Performance stock units [Member] | Long-term incentive plan [Member]
Share based compensation arrangements [Line Items]
Number of stock units or restricted shares issued in period (in shares)	30,000	30,000
Vesting period	3 years	3 years

Income_Tax_Details

Income Tax (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Income Tax [Abstract]
Income tax expense (benefit)	$1,780,000	$1,467,000
Gross unrecognized tax benefits	1,100,000		1,100,000
Valuation Allowance [Line Items]
Valuation allowance	1,000,000		1,000,000
Mepco [Member]
Valuation Allowance [Line Items]
Valuation allowance against deferred tax assets attributable to Mepco	$1,000,000

Regulatory_Matters_Details

Regulatory Matters (Details) (USD $)	0 Months Ended	3 Months Ended
	Jan. 31, 2015	Mar. 31, 2014	Mar. 31, 2015	Feb. 17, 2015	Dec. 31, 2014	Apr. 09, 2014	Dec. 31, 2013	Jul. 02, 2013
Regulatory Matters [Abstract]
Undivided profits			($27,100,000)
Common Equity Tier One Risk Based Capital To Risk Weighted Assets Required (in hundredths)								4.50%
Common Equity Tier One Risk Based Capital To Risk Weighted Assets Conservation Buffer Required (in hundredths)								2.50%
Minimum leverage ratio (in hundredths)								4.00%
Subsequent Event [Line Items]
Request for approval to transfer capital from bank to parent entity	18,500,000	15,000,000
Transfer of capital from bank to the parent company				18,500,000		15,000,000
Components of regulatory capital [Abstract]
Total shareholders' equity		236,586,000	253,625,000		250,371,000		231,581,000
Add (deduct) [Abstract]
Accumulated other comprehensive loss		-7,644,000	-4,202,000		-5,636,000		-9,245,000
Intangible assets			-2,540,000		-2,627,000
Minimum [Member]
Tier 1 capital to risk-weighted assets [Abstract]
Minimum for Adequately Capitalized Institutions, Ratio (in hundredths)								4.00%
Add (deduct) [Abstract]
Minimum ratio of tier 1 capital to risk weighted assets (in hundredths)								4.00%
Maximum [Member]
Tier 1 capital to risk-weighted assets [Abstract]
Minimum for Adequately Capitalized Institutions, Ratio (in hundredths)								6.00%
Add (deduct) [Abstract]
Minimum ratio of tier 1 capital to risk weighted assets (in hundredths)								6.00%
Consolidated [Member]
Total capital to risk-weighted assets [Abstract]
Total risk-based capital			271,391,000		265,163,000
Minimum for Adequately Capitalized Institutions, Amount			125,611,000		117,427,000
Actual, Ratio (in hundredths)			17.28%		18.06%
Minimum for Adequately Capitalized Institutions, Ratio (in hundredths)			8.00%		8.00%
Tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount			251,443,000		246,628,000
Minimum for Adequately Capitalized Institutions, Amount			94,208,000		58,714,000
Actual, Ratio (in hundredths)			16.01%		16.80%
Minimum for Adequately Capitalized Institutions, Ratio (in hundredths)			6.00%		4.00%
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount			237,386,000		212,128,000
Minimum for Adequately Capitalized Institutions, Amount			62,806,000
Actual, Ratio (in hundredths)			15.12%
Minimum for Adequately Capitalized Institutions, Ratio (in hundredths)			4.50%
Tier 1 capital to average assets [Abstract]
Tier 1 capital			251,443,000		246,628,000
Minimum for Adequately Capitalized Institutions, Amount			89,647,000		88,206,000
Actual, Ratio (in hundredths)			11.22%		11.18%
Minimum for Adequately Capitalized Institutions, Ratio (in hundredths)			4.00%		4.00%
Components of regulatory capital [Abstract]
Total shareholders' equity			253,625,000		250,371,000
Add (deduct) [Abstract]
Accumulated other comprehensive loss			-1,596,000		5,636,000
Intangible assets			-1,016,000		-2,627,000
Disallowed deferred tax assets			-13,627,000		-40,500,000
Disallowed capitalized mortgage loan servicing rights			0		-752,000
Common equity tier 1 capital			237,386,000		212,128,000
Qualifying trust preferred securities			34,500,000		34,500,000
Disallowed deferred tax assets			-20,443,000		0
Tier 1 capital			251,443,000		246,628,000
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets			19,948,000		18,535,000
Total risk-based capital			271,391,000		265,163,000
Minimum ratio of tier 1 capital to risk weighted assets (in hundredths)			6.00%		4.00%
Independent Bank [Member]
Total capital to risk-weighted assets [Abstract]
Total risk-based capital			237,073,000		247,883,000
Minimum for Adequately Capitalized Institutions, Amount			125,456,000		117,374,000
Minimum for Well Capitalized Institutions, Amount			156,820,000		146,718,000
Actual, Ratio (in hundredths)			15.12%		16.90%
Minimum for Adequately Capitalized Institutions, Ratio (in hundredths)			8.00%		8.00%
Minimum for Well-Capitalized Institutions, Ratio (in hundredths)			10.00%		10.00%
Tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount			217,216,000		229,361,000
Minimum for Adequately Capitalized Institutions, Amount			94,092,000		58,687,000
Minimum for Well-Capitalized Institutions, Amount			125,456,000		88,031,000
Actual, Ratio (in hundredths)			13.85%		15.63%
Minimum for Adequately Capitalized Institutions, Ratio (in hundredths)			6.00%		4.00%
Minimum for Well Capitalized Institutions, Ratio (in hundredths)			8.00%		6.00%
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount			217,216,000		229,361,000
Minimum for Adequately Capitalized Institutions, Amount			70,569,000
Minimum for Well-Capitalized Institutions, Amount			101,933,000
Actual, Ratio (in hundredths)			13.85%
Minimum for Adequately Capitalized Institutions, Ratio (in hundredths)			4.50%
Minimum for Well Capitalized Institutions, Ratio (in hundredths)			6.50%
Tier 1 capital to average assets [Abstract]
Tier 1 capital			217,216,000		229,361,000
Minimum for Adequately Capitalized Institutions, Amount			89,576,000		87,687,000
Minimum for Well-Capitalized Institutions, Amount			111,970,000		109,609,000
Actual, Ratio (in hundredths)			9.70%		10.46%
Minimum for Adequately Capitalized Institutions, Ratio (in hundredths)			4.00%		4.00%
Minimum for Well-Capitalized Institutions, Ratio (in hundredths)			5.00%		5.00%
Components of regulatory capital [Abstract]
Total shareholders' equity			244,807,000		257,832,000
Add (deduct) [Abstract]
Accumulated other comprehensive loss			-1,596,000		5,636,000
Intangible assets			-1,016,000		-2,627,000
Disallowed deferred tax assets			-24,979,000		-30,728,000
Disallowed capitalized mortgage loan servicing rights			0		-752,000
Common equity tier 1 capital			217,216,000		229,361,000
Qualifying trust preferred securities			0		0
Disallowed deferred tax assets			0		0
Tier 1 capital			217,216,000		229,361,000
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets			19,857,000		18,522,000
Total risk-based capital			$237,073,000		$247,883,000
Minimum ratio of tier 1 capital to risk weighted assets (in hundredths)			6.00%		4.00%

Fair_Value_Disclosures_Part_1_

Fair Value Disclosures Part 1 (Details) (USD $)	Mar. 31, 2015		Dec. 31, 2014
Fair Value Disclosures [Abstract]
Value of collateral-dependent impaired loans that will be reviewed by independent third party, minimum	$250,000
Value of collateral-dependent impaired loans that will be reviewed by special assets group, maximum	250,000
Assets [Abstract]
Trading securities	213,000		203,000
Securities available for sale	571,762,000		533,178,000
ASSETS [Abstract]
Capitalized mortgage loan servicing rights	8,129,000		9,197,000
U.S. Agency [Member]
Assets [Abstract]
Securities available for sale	35,529,000		35,006,000
U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale	234,254,000		257,558,000
U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale	33,081,000		33,728,000
Private Label Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale	5,820,000		6,013,000
Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale	95,191,000		32,353,000
Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale	142,788,000		143,415,000
Corporate [Member]
Assets [Abstract]
Securities available for sale	22,661,000		22,664,000
Trust Preferred [Member]
Assets [Abstract]
Securities available for sale	2,438,000		2,441,000
Fair Value Measurements [Member] | Fair Value, Measurements, Recurring [Member]
Assets [Abstract]
Trading securities	213,000		203,000
Loans held for sale	30,932,000		23,662,000
Derivatives	1,268,000	[1]	619,000	[1]
Liabilities [Abstract]
Derivatives	666,000	[2]	366,000	[2]
Fair Value Measurements [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale	35,529,000		35,006,000
Fair Value Measurements [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale	234,254,000		257,558,000
Fair Value Measurements [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale	33,081,000		33,728,000
Fair Value Measurements [Member] | Fair Value, Measurements, Recurring [Member] | Private Label Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale	5,820,000		6,013,000
Fair Value Measurements [Member] | Fair Value, Measurements, Recurring [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale	95,191,000		32,353,000
Fair Value Measurements [Member] | Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale	142,788,000		143,415,000
Fair Value Measurements [Member] | Fair Value, Measurements, Recurring [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale	22,661,000		22,664,000
Fair Value Measurements [Member] | Fair Value, Measurements, Recurring [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale	2,438,000		2,441,000
Fair Value Measurements [Member] | Fair Value, Measurements, Nonrecurring [Member]
ASSETS [Abstract]
Capitalized mortgage loan servicing rights	8,129,000	[3]	9,197,000	[3]
Fair Value Measurements [Member] | Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	786,000	[4]	869,000	[4]
Land, land development & construction - real estate	142,000	[4]	354,000	[4]
Commercial and industrial	2,511,000	[4]	2,601,000	[4]
Mortgage [Abstract]
1-4 Family	1,217,000	[4]	1,306,000	[4]
Resort Lending	139,000	[4]
Commercial [Abstract]
Income producing - real estate	786,000	[4]	869,000	[4]
Land, land development & construction - real estate	142,000	[4]	354,000	[4]
Mortgage [Abstract]
1-4 Family	1,217,000	[4]	1,306,000	[4]
Resort Lending	139,000	[4]
Fair Value Measurements [Member] | Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate [Member]
Commercial [Abstract]
Income producing - real estate			479,000	[5]
Land, land development & construction - real estate	677,000	[5]	737,000	[5]
Mortgage [Abstract]
1-4 Family	102,000	[5]	102,000	[5]
Resort Lending	427,000	[5]	575,000	[5]
Commercial [Abstract]
Income producing - real estate			479,000	[5]
Land, land development & construction - real estate	677,000	[5]	737,000	[5]
Mortgage [Abstract]
1-4 Family	102,000	[5]	102,000	[5]
Resort Lending	427,000	[5]	575,000	[5]
Installment [Abstract]
Home equity - 1st lien			13,000	[5]
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Trading securities	213,000		203,000
Securities available for sale	0		0
Derivatives	0		0
Liabilities [Abstract]
Derivatives	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member]
Assets [Abstract]
Trading securities	213,000		203,000
Loans held for sale	0		0
Derivatives	0	[1]	0	[1]
Liabilities [Abstract]
Derivatives	0	[2]	0	[2]
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Private Label Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Nonrecurring [Member]
ASSETS [Abstract]
Capitalized mortgage loan servicing rights	0	[3]	0	[3]
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	0	[4]	0	[4]
Land, land development & construction - real estate	0	[4]	0	[4]
Commercial and industrial	0	[4]	0	[4]
Mortgage [Abstract]
1-4 Family	0	[4]	0	[4]
Resort Lending	0	[4]
Commercial [Abstract]
Income producing - real estate	0	[4]	0	[4]
Land, land development & construction - real estate	0	[4]	0	[4]
Mortgage [Abstract]
1-4 Family	0	[4]	0	[4]
Resort Lending	0	[4]
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate [Member]
Commercial [Abstract]
Income producing - real estate			0	[5]
Land, land development & construction - real estate	0	[5]	0	[5]
Mortgage [Abstract]
1-4 Family	0	[5]	0	[5]
Resort Lending	0	[5]	0	[5]
Commercial [Abstract]
Income producing - real estate			0	[5]
Land, land development & construction - real estate	0	[5]	0	[5]
Mortgage [Abstract]
1-4 Family	0	[5]	0	[5]
Resort Lending	0	[5]	0	[5]
Installment [Abstract]
Home equity - 1st lien			0	[5]
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Trading securities	0		0
Securities available for sale	571,762,000		533,178,000
Derivatives	1,268,000		619,000
Liabilities [Abstract]
Derivatives	666,000		366,000
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member]
Assets [Abstract]
Trading securities	0		0
Loans held for sale	30,932,000		23,662,000
Derivatives	1,268,000	[1]	619,000	[1]
Liabilities [Abstract]
Derivatives	666,000	[2]	366,000	[2]
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale	35,529,000		35,006,000
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale	234,254,000		257,558,000
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale	33,081,000		33,728,000
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Private Label Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale	5,820,000		6,013,000
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale	95,191,000		32,353,000
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale	142,788,000		143,415,000
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale	22,661,000		22,664,000
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale	2,438,000		2,441,000
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Nonrecurring [Member]
ASSETS [Abstract]
Capitalized mortgage loan servicing rights	0	[3]	0	[3]
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	0	[4]	0	[4]
Land, land development & construction - real estate	0	[4]	0	[4]
Commercial and industrial	0	[4]	0	[4]
Mortgage [Abstract]
1-4 Family	0	[4]	0	[4]
Resort Lending	0	[4]
Commercial [Abstract]
Income producing - real estate	0	[4]	0	[4]
Land, land development & construction - real estate	0	[4]	0	[4]
Mortgage [Abstract]
1-4 Family	0	[4]	0	[4]
Resort Lending	0	[4]
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate [Member]
Commercial [Abstract]
Income producing - real estate			0	[5]
Land, land development & construction - real estate	0	[5]	0	[5]
Mortgage [Abstract]
1-4 Family	0	[5]	0	[5]
Resort Lending	0	[5]	0	[5]
Commercial [Abstract]
Income producing - real estate			0	[5]
Land, land development & construction - real estate	0	[5]	0	[5]
Mortgage [Abstract]
1-4 Family	0	[5]	0	[5]
Resort Lending	0	[5]	0	[5]
Installment [Abstract]
Home equity - 1st lien			0	[5]
Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Trading securities	0		0
Securities available for sale	0		0
Derivatives	0		0
Liabilities [Abstract]
Derivatives	0		0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member]
Assets [Abstract]
Trading securities	0		0
Loans held for sale	0		0
Derivatives	0	[1]	0	[1]
Liabilities [Abstract]
Derivatives	0	[2]	0	[2]
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale	0		0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale	0		0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale	0		0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | Private Label Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale	0		0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale	0		0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale	0		0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale	0		0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale	0		0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member]
ASSETS [Abstract]
Capitalized mortgage loan servicing rights	8,129,000	[3]	9,197,000	[3]
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	786,000	[4]	869,000	[4]
Land, land development & construction - real estate	142,000	[4]	354,000	[4]
Commercial and industrial	2,511,000	[4]	2,601,000	[4]
Mortgage [Abstract]
1-4 Family	1,217,000	[4]	1,306,000	[4]
Resort Lending	139,000	[4]
Commercial [Abstract]
Income producing - real estate	786,000	[4]	869,000	[4]
Land, land development & construction - real estate	142,000	[4]	354,000	[4]
Mortgage [Abstract]
1-4 Family	1,217,000	[4]	1,306,000	[4]
Resort Lending	139,000	[4]
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate [Member]
Commercial [Abstract]
Income producing - real estate			479,000	[5]
Land, land development & construction - real estate	677,000	[5]	737,000	[5]
Mortgage [Abstract]
1-4 Family	102,000	[5]	102,000	[5]
Resort Lending	427,000	[5]	575,000	[5]
Commercial [Abstract]
Income producing - real estate			479,000	[5]
Land, land development & construction - real estate	677,000	[5]	737,000	[5]
Mortgage [Abstract]
1-4 Family	102,000	[5]	102,000	[5]
Resort Lending	427,000	[5]	575,000	[5]
Installment [Abstract]
Home equity - 1st lien			$13,000	[5]
[1]	Included in accrued income and other assets.
[2]	Included in accrued expenses and other liabilities.
[3]	Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance.
[4]	Only includes impaired loans with specific loss allocations based on collateral value.
[5]	Only includes other real estate with subsequent write downs to fair value.

Fair_Value_Disclosures_Part_2_

Fair Value Disclosures, Part 2 (Details) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Impairment charges recognized [Abstract]
Capitalized mortgage loan servicing rights, carrying amount	$8,100,000		$9,200,000
Capitalized mortgage loan servicing rights, valuation allowance	4,500,000		3,800,000
Capitalized mortgage loan servicing rights, additional charges	700,000	300,000
Collateral dependent loans, carrying amount	7,600,000		8,200,000
Collateral dependent loans, valuation allowance	2,800,000		3,100,000
Additional provision for loan losses on impaired loans	600,000	1,500,000
Other real estate, carrying amount	1,200,000		1,900,000
Other real estate, valuation allowance	2,500,000		2,500,000
Other real estate, additional charge	200,000	100,000
Impaired Loans Commercial [Member]
Impairment charges recognized [Abstract]
Total impaired collateral value	1,000,000		1,100,000
Impaired Loans Commercial [Member] | Minimum [Member]
Impairment charges recognized [Abstract]
Discount rate (in hundredths)	20.00%
Impaired Loans Commercial [Member] | Maximum [Member]
Impairment charges recognized [Abstract]
Discount rate (in hundredths)	100.00%
Trading Securities [Member]
Changes in fair value for financial assets [Abstract]
Net Gains (Losses) on Assets	10,000	112,000
Total Change in Fair Values Included in Current Period Earnings	10,000	112,000
Loans Held For Sale [Member]
Changes in fair value for financial assets [Abstract]
Net Gains (Losses) on Assets	209,000	30,000
Total Change in Fair Values Included in Current Period Earnings	$209,000	$30,000

Fair_Value_Disclosures_Part_3_

Fair Value Disclosures, Part 3 (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Fair value option - Loans held for sale [Abstract]
Loans held for sale	$30,932	$23,662
Difference	833	624
Aggregate Fair Value [Member]
Fair value option - Loans held for sale [Abstract]
Loans held for sale	30,932	23,662
Contractual Principal [Member]
Fair value option - Loans held for sale [Abstract]
Loans held for sale	$30,099	$23,038

Fair_Value_Disclosures_Part_4_

Fair Value Disclosures, Part 4 (Details) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2015		Dec. 31, 2014
Asset (Liability) Fair Value [Abstract]
Capitalized mortgage loan servicing rights	8,129,000		9,197,000
Impaired Loans Commercial [Member]
Impaired loan [Abstract]
Commercial	2,406,000	[1]	2,751,000	[1]
Impaired Loans Mortgage [Member]
Impaired loan [Abstract]
Mortgage	1,356,000		1,306,000
Other Real Estate Commercial [Member]
Other real estate [Abstract]
Commercial	677,000		1,216,000
Other Real Estate Mortgage and Installment [Member]
Other real estate [Abstract]
Mortgage and installment	529,000		690,000
Income Approach [Member] | Impaired Loans Commercial [Member]
Unobservable Inputs Weighted Average [Abstract]
Capitalization rate (in hundredths)	9.30%		9.30%
Present Value of Net Servicing Revenue [Member]
Unobservable Inputs Weighted Average [Abstract]
Discount rate (in hundredths)	10.02%		10.07%
Cost to service	80		82
Ancillary income	25		25
Float rate (in hundredths)	1.53%		1.77%
Sales Comparison Approach [Member] | Impaired Loans Commercial [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales (in hundredths)	-3.70%		-3.80%
Sales Comparison Approach [Member] | Impaired Loans Mortgage [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales (in hundredths)	9.10%		8.60%
Sales Comparison Approach [Member] | Other Real Estate Commercial [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales (in hundredths)	-5.30%		-9.00%
Sales Comparison Approach [Member] | Other Real Estate Mortgage and Installment [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales (in hundredths)	16.00%		34.30%
[1]	In addition to the valuation techniques and unobservable inputs discussed above, at March 31, 2015 and December 31, 2014 we had an impaired collateral dependent commercial relationship that totaled $1.0 million and $1.1 million, respectively that was primarily secured by collateral other than real estate. Collateral securing this relationship primarily included machinery and equipment, accounts receivable, inventory and company stock. Valuation techniques at March 31, 2015 included discounting restructuring firm valuations based on estimates of value recovery of each particular asset type. Discount rates used ranged from 20% to 100% of stated values while valuation techniques at December 31, 2014 included discounting cost and financial statement value approaches based on estimates of value recovery of each particular asset type. Discount rates used ranged from 35% to 100% of stated values.

Fair_Values_of_Financial_Instr2

Fair Values of Financial Instruments (Details) (USD $)	Mar. 31, 2015		Dec. 31, 2014
Assets [Abstract]
Trading securities	$213,000		$203,000
Securities available for sale	571,762,000		533,178,000
Liabilities [Abstract]
Subordinated debentures	35,569,000		35,569,000
Reciprocal deposits included in deposits with no stated maturity	17,200,000		13,600,000
Reciprocal deposits included in deposits with stated maturity	41,500,000		40,100,000
Recorded Book Balance [Member]
Assets [Abstract]
Cash and due from banks	46,435,000		48,326,000
Interest bearing deposits	55,117,000		25,690,000
Interest bearing deposits - time	11,575,000		13,561,000
Trading securities	213,000		203,000
Securities available for sale	571,762,000		533,178,000
Federal Home Loan Bank and Federal Reserve Bank Stock	20,051,000		19,919,000
Net loans and loans held for sale	1,429,212,000		1,407,634,000
Accrued interest receivable	6,250,000		5,995,000
Derivative financial instruments	1,268,000		619,000
Liabilities [Abstract]
Deposits with no stated maturity	1,626,558,000	[1]	1,534,175,000	[1]
Deposits with stated maturity	373,915,000	[1]	390,127,000	[1]
Other borrowings	12,468,000		12,470,000
Subordinated debentures	35,569,000		35,569,000
Accrued interest payable	364,000		380,000
Derivative financial instruments	666,000		366,000
Fair Value [Member]
Assets [Abstract]
Cash and due from banks	46,435,000		48,326,000
Interest bearing deposits	55,117,000		25,690,000
Interest bearing deposits - time	11,575,000		13,585,000
Trading securities	213,000		203,000
Securities available for sale	571,762,000		533,178,000
Net loans and loans held for sale	1,416,980,000		1,394,424,000
Accrued interest receivable	6,250,000		5,995,000
Derivative financial instruments	1,268,000		619,000
Liabilities [Abstract]
Deposits with no stated maturity	1,626,558,000	[1]	1,534,175,000	[1]
Deposits with stated maturity	373,144,000	[1]	389,139,000	[1]
Other borrowings	14,508,000		14,560,000
Subordinated debentures	21,974,000		23,328,000
Accrued interest payable	364,000		380,000
Derivative financial instruments	666,000		366,000
Quoted Prices in Active Markets for Identical Assets, (Level 1) [Member]
Assets [Abstract]
Cash and due from banks	46,435,000		48,326,000
Interest bearing deposits	55,117,000		25,690,000
Interest bearing deposits - time	0		0
Trading securities	213,000		203,000
Securities available for sale	0		0
Net loans and loans held for sale	0		0
Accrued interest receivable	5,000		2,000
Derivative financial instruments	0		0
Liabilities [Abstract]
Deposits with no stated maturity	1,626,558,000	[1]	1,534,175,000	[1]
Deposits with stated maturity	0	[1]	0	[1]
Other borrowings	0		0
Subordinated debentures	0		0
Accrued interest payable	20,000		21,000
Derivative financial instruments	0		0
Significant Other Observable Inputs, (Level 2) [Member]
Assets [Abstract]
Cash and due from banks	0		0
Interest bearing deposits	0		0
Interest bearing deposits - time	11,575,000		13,585,000
Trading securities	0		0
Securities available for sale	571,762,000		533,178,000
Net loans and loans held for sale	30,932,000		23,662,000
Accrued interest receivable	1,808,000		1,599,000
Derivative financial instruments	1,268,000		619,000
Liabilities [Abstract]
Deposits with no stated maturity	0	[1]	0	[1]
Deposits with stated maturity	373,144,000	[1]	389,139,000	[1]
Other borrowings	14,508,000		14,560,000
Subordinated debentures	21,974,000		23,328,000
Accrued interest payable	344,000		359,000
Derivative financial instruments	666,000		366,000
Significant Unobservable Inputs, (Level 3) [Member]
Assets [Abstract]
Cash and due from banks	0		0
Interest bearing deposits	0		0
Interest bearing deposits - time	0		0
Trading securities	0		0
Securities available for sale	0		0
Net loans and loans held for sale	1,386,048,000		1,370,762,000
Accrued interest receivable	4,437,000		4,394,000
Derivative financial instruments	0		0
Liabilities [Abstract]
Deposits with no stated maturity	0	[1]	0	[1]
Deposits with stated maturity	0	[1]	0	[1]
Other borrowings	0		0
Subordinated debentures	0		0
Accrued interest payable	0		0
Derivative financial instruments	$0		$0
[1]	Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $17.2 million and $13.6 million at March 31, 2015 and December 31, 2014, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $41.5 million and $40.1 million at March 31, 2015 and December 31, 2014, respectively.

Contingent_Liabilities_Details

Contingent Liabilities (Details) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2009	Dec. 31, 2014
Loss Contingencies [Line Items]
Aggregate amount of counterparty obligations	$7,229,000			$7,237,000
VSC counterparty contingency expense	29,000	68,000
Loss reimbursement on sold loans			60,000
Provision for loss reimbursement on sold loans	-69,000	-481,000
Reserve For Loss Reimbursement On Sold Loans				700,000
Pending Litigation [Member]
Loss Contingencies [Line Items]
Maximum range of reasonably possible loss	$500,000
Accounts Receivables Due to Mepco [Member]
Loss Contingencies [Line Items]
Installment payments period for service contract, minimum	12 months
Installment payments period for service contract, maximum	24 months

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Loss (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Accumulated Other Comprehensive Income Loss [Line Items]
Accumulated other comprehensive income (loss) at beginning period	($5,636)	($9,245)
Other comprehensive income (loss) before reclassifications	1,483	1,539
Amounts reclassified from AOCL	-49	62
Other comprehensive income	1,434	1,601
Accumulated other comprehensive income at end of period	-4,202	-7,644
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Total reclassification before tax	5,561	4,605
Interest expense	-1,461	-1,805
Tax expense (benefit)	1,780	1,467
Reclassification, net of tax	3,781	3,138
Unrealized Gains (Losses) on Available For Sale Securities [Member]
Accumulated Other Comprehensive Income Loss [Line Items]
Accumulated other comprehensive income (loss) at beginning period	162	-3,200
Other comprehensive income (loss) before reclassifications	1,483	1,539
Amounts reclassified from AOCL	-49	0
Other comprehensive income	1,434	1,539
Accumulated other comprehensive income at end of period	1,596	-1,661
Unrealized Gains (Losses) on Available For Sale Securities [Member] | Reclassification Out Of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Net gains on securities	75
Net impairment loss recognized in earnings	0
Total reclassification before tax	75
Tax expense (benefit)	26
Reclassification, net of tax	49
Disproportionate Tax Effects from Securities Available for Sale [Member]
Accumulated Other Comprehensive Income Loss [Line Items]
Accumulated other comprehensive income (loss) at beginning period	-5,798	-5,798
Other comprehensive income (loss) before reclassifications	0	0
Amounts reclassified from AOCL	0	0
Other comprehensive income	0	0
Accumulated other comprehensive income at end of period	-5,798	-5,798
Unrealized Losses on Settled Derivatives [Member]
Accumulated Other Comprehensive Income Loss [Line Items]
Accumulated other comprehensive income (loss) at beginning period	0	-247
Other comprehensive income (loss) before reclassifications	0	0
Amounts reclassified from AOCL	0	62
Other comprehensive income	0	62
Accumulated other comprehensive income at end of period	0	-185
Unrealized Losses on Settled Derivatives [Member] | Reclassification Out Of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Interest expense		-95
Tax expense (benefit)		-33
Reclassification, net of tax		($62)