Independent Bank (IBCP) 10-Q 4 Aug 17 2017 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2017	Aug. 03, 2017
Document and Entity Information [Abstract]
Entity Registrant Name	INDEPENDENT BANK CORP /MI/
Entity Central Index Key	39,311
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		21,336,090
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q2
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2017

Condensed Consolidated Statemen

Condensed Consolidated Statements of Financial Condition (unaudited) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Assets
Cash and due from banks	$ 35,513	$ 35,238
Interest bearing deposits	24,255	47,956
Cash and Cash Equivalents	59,768	83,194
Interest bearing deposits - time	5,339	5,591
Trading securities	286	410
Securities available for sale	583,725	610,616
Federal Home Loan Bank and Federal Reserve Bank stock, at cost	15,543	15,543
Loans held for sale, carried at fair value	45,693	35,946
Payment plan receivables and other assets held for sale	0	33,360
Loans
Commercial	828,778	804,017
Mortgage	674,499	538,615
Installment	308,400	265,616
Total Loans	1,811,677	1,608,248
Allowance for loan losses	(20,586)	(20,234)
Net Loans	1,791,091	1,588,014
Other real estate and repossessed assets	2,368	5,004
Property and equipment, net	39,356	40,175
Bank-owned life insurance	54,003	54,033
Deferred tax assets, net	25,201	32,818
Capitalized mortgage loan servicing rights	14,515
Capitalized mortgage loan servicing rights		13,671
Vehicle service contract counterparty receivables, net	2,091	2,271
Other intangibles	1,759	1,932
Accrued income and other assets	24,629	26,372
Total Assets	2,665,367	2,548,950
Deposits
Non-interest bearing	720,713	717,472
Savings and interest-bearing checking	1,035,469	1,015,724
Reciprocal	46,612	38,657
Time	410,136	453,866
Brokered time	33,289	0
Total Deposits	2,246,219	2,225,719
Other borrowings	85,524	9,433
Subordinated debentures	35,569	35,569
Other liabilities held for sale	0	718
Accrued expenses and other liabilities	35,602	28,531
Total Liabilities	2,402,914	2,299,970
Shareholders' Equity
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding	0	0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 21,334,740 shares at June 30, 2017 and 21,258,092 shares at December 31, 2016	324,231	323,745
Accumulated deficit	(57,966)	(65,657)
Accumulated other comprehensive loss	(3,812)	(9,108)
Total Shareholders' Equity	262,453	248,980
Total Liabilities and Shareholders' Equity	$ 2,665,367	$ 2,548,950

Condensed Consolidated Stateme3

Condensed Consolidated Statements of Financial Condition (unaudited) (Parenthetical) - $ / shares	Jun. 30, 2017	Dec. 31, 2016
Shareholders' Equity
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	200,000	200,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	500,000,000	500,000,000
Common stock, shares issued (in shares)	21,334,740	21,258,092
Common stock, shares outstanding (in shares)	21,334,740	21,258,092

Condensed Consolidated Stateme4

Condensed Consolidated Statements of Operations (unaudited) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Interest Income
Interest and fees on loans		$ 19,949	$ 18,208	$ 39,807	$ 36,764
Interest on securities
Taxable		2,781	2,480	5,535	4,724
Tax-exempt		511	282	966	530
Other investments		292	297	604	603
Total Interest Income		23,533	21,267	46,912	42,621
Interest Expense
Deposits		1,478	1,152	2,921	2,266
Other borrowings and subordinated debentures		563	485	1,033	962
Total Interest Expense		2,041	1,637	3,954	3,228
Net Interest Income		21,492	19,630	42,958	39,393
Provision for loan losses		583	(734)	224	(1,264)
Net Interest Income After Provision for Loan Losses		20,909	20,364	42,734	40,657
Non-interest Income
Service charges on deposit accounts		3,175	3,038	6,184	5,883
Interchange income		2,005	1,976	3,927	3,854
Net gains (losses) on assets
Mortgage loans		3,344	2,529	5,915	4,171
Securities		(34)	185	(7)	347
Mortgage loan servicing, net		(158)	(334)	667	(1,312)
Title insurance fees		323	253	587	541
Other		1,791	1,933	3,512	3,905
Total Non-Interest Income		10,446	9,580	20,785	17,389
Non-interest Expense
Compensation and employee benefits		13,380	12,000	27,527	23,881
Occupancy, net		1,920	1,856	4,062	4,063
Data processing		1,937	1,936	3,874	4,037
Furniture, fixtures and equipment		1,005	965	1,982	1,949
Communications		678	722	1,361	1,610
Loan and collection		670	571	1,083	1,396
Advertising		519	478	1,025	955
Legal and professional		389	345	826	758
Interchange expense		292	267	575	533
FDIC deposit insurance		202	331	400	665
Credit card and bank service fees		136	198	327	385
Other		1,633	1,226	3,288	2,708
Total Non-Interest Expense		22,761	20,895	46,330	42,940
Income Before Income Tax		8,594	9,049	17,189	15,106
Income tax expense		2,663	2,611	5,284	4,568
Net Income		$ 5,931	$ 6,438	$ 11,905	$ 10,538
Net Income Per Common Share
Basic (in dollars per share)	[1]	$ 0.28	$ 0.30	$ 0.56	$ 0.49
Diluted (in dollars per share)		0.27	0.30	0.55	0.48
Dividends Per Common Share
Declared (in dollars per share)		0.10	0.08	0.20	0.16
Paid (in dollars per share)		$ 0.10	$ 0.08	$ 0.20	$ 0.16
[1]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Condensed Consolidated Stateme5

Condensed Consolidated Statements of Comprehensive Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Condensed Consolidated Statements of Comprehensive Income (unaudited) [Abstract]
Net income	$ 5,931	$ 6,438	$ 11,905	$ 10,538
Securities available for sale
Unrealized gains arising during period	4,095	2,334	7,718	4,448
Change in unrealized gains for which a portion of other than temporary impairment has been recognized in earnings	107	107	85	71
Reclassification adjustments for gains included in earnings	(11)	(109)	(117)	(283)
Unrealized gains recognized in other comprehensive income on securities available for sale	4,191	2,332	7,686	4,236
Income tax expense	1,467	816	2,690	1,483
Unrealized gains recognized in other comprehensive income on securities available for sale, net of tax	2,724	1,516	4,996	2,753
Other comprehensive income	2,724	1,516	4,996	2,753
Comprehensive income	$ 8,655	$ 7,954	$ 16,901	$ 13,291

Condensed Consolidated Stateme6

Condensed Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Condensed Consolidated Statements of Cash Flows (unaudited) [Abstract]
Net income	$ 11,905	$ 10,538
Adjustments to Reconcile Net Income to Net Cash From Operating Activities
Proceeds from sales of loans held for sale	189,654	129,838
Disbursements for loans held for sale	(193,486)	(129,514)
Provision for loan losses	224	(1,264)
Deferred income tax expense	7,589	5,625
Deferred loan fees	(3,002)	(987)
Net depreciation, amortization of intangible assets and premiums and accretion of discounts on securities, loans and interest bearing deposits - time	3,119	2,507
Net gains on mortgage loans	(5,915)	(4,171)
Net (gains) losses on securities	7	(347)
Share based compensation	916	825
Increase in accrued income and other assets	(1,922)	(1,164)
Decrease in accrued expenses and other liabilities	3,959	2,908
Total Adjustments	1,143	4,256
Net Cash From Operating Activities	13,048	14,794
Cash Flow Used in Investing Activities
Proceeds from the sale of securities available for sale	7,830	55,362
Proceeds from the maturity of securities available for sale	10,468	21,413
Principal payments received on securities available for sale	89,166	74,212
Purchases of securities available for sale	(69,824)	(159,698)
Proceeds from the maturity of interest bearing deposits - time	250	3,290
Purchase of Federal Reserve Bank stock	0	(129)
Redemption of Federal Reserve Bank stock	0	371
Net increase in portfolio loans (loans originated, net of principal payments)	(202,167)	(64,236)
Cash received from the sale of Mepco	33,446	0
Proceeds from bank-owned life insurance	523	742
Proceeds from the collection of vehicle service contract counterparty receivables	295	4,458
Proceeds from the sale of other real estate and repossessed assets	3,548	3,018
Capital expenditures	(1,904)	(990)
Net Cash Used in Investing Activities	(128,369)	(62,187)
Cash Flow From Financing Activities
Net increase in total deposits	20,500	42,329
Net decrease in other borrowings	(1)	(1)
Proceeds from Federal Home Loan Bank advances	242,000	0
Payments of Federal Home Loan Bank Advances	(165,908)	(156)
Dividends paid	(4,266)	(3,451)
Proceeds from issuance of common stock	57	56
Repurchase of common stock	0	(15,510)
Share based compensation withholding obligation	(487)	(627)
Net Cash From Financing Activities	91,895	22,640
Net Decrease in Cash and Cash Equivalents	(23,426)	(24,753)
Cash and Cash Equivalents at Beginning of Period	83,194	85,783
Cash and Cash Equivalents at End of Period	59,768	61,030
Cash paid during the period for
Interest	3,768	3,158
Income taxes	499	360
Transfers to other real estate and repossessed assets	1,014	1,275
Transfer of payment plan receivables to vehicle service contract counterparty receivables	0	294
Purchase of securities available for sale not yet settled	$ 4,366	$ 2,342

Condensed Consolidated Stateme7

Condensed Consolidated Statements of Shareholders' Equity (unaudited) $ in Thousands	USD ($)
Balance at beginning of period at Dec. 31, 2015	$ 251,092
Balance at beginning of period, as adjusted at Dec. 31, 2015	252,339
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	10,538
Cash dividends declared	(3,451)
Issuance of common stock	56
Share based compensation	825
Share based compensation withholding obligation	(627)
Repurchase of common stock	(15,510)
Net change in accumulated other comprehensive loss, net of related tax effect	2,753
Balance at end of period at Jun. 30, 2016	246,923
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	6,438
Net change in accumulated other comprehensive loss, net of related tax effect	1,516
Balance at end of period at Jun. 30, 2016	246,923
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative effect of change in accounting	1,247
Balance at beginning of period at Dec. 31, 2016	248,980
Balance at beginning of period, as adjusted at Dec. 31, 2016	249,332
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	11,905
Cash dividends declared	(4,266)
Issuance of common stock	57
Share based compensation	916
Share based compensation withholding obligation	(487)
Repurchase of common stock	0
Net change in accumulated other comprehensive loss, net of related tax effect	4,996
Balance at end of period at Jun. 30, 2017	262,453
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	5,931
Net change in accumulated other comprehensive loss, net of related tax effect	2,724
Balance at end of period at Jun. 30, 2017	262,453
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative effect of change in accounting	$ 352

Preparation of Financial Statem

Preparation of Financial Statements	6 Months Ended
	Jun. 30, 2017
Preparation of Financial Statements [Abstract]
Preparation of Financial Statements	1. Preparation of Financial Statements The condensed consolidated financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission. Certain information and note disclosures normally included in annual financial statements prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) have been condensed or omitted pursuant to those rules and regulations, although we believe that the disclosures made are adequate to make the information not misleading. The unaudited condensed consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes for the year ended December 31, 2016 included in our Annual Report on Form 10-K. In our opinion, the accompanying unaudited condensed consolidated financial statements contain all the adjustments necessary to present fairly our consolidated financial condition as of June 30, 2017 and December 31, 2016, and the results of operations for the three and six-month periods ended June 30, 2017 and 2016. The results of operations for the three and six -month periods ended June 30, 2017, are not necessarily indicative of the results to be expected for the full year. Certain reclassifications have been made in the prior period financial statements to conform to the current period presentation. Our critical accounting policies include the determination of the allowance for loan losses, the valuation of originated mortgage loan servicing rights and the valuation of deferred tax assets. Refer to our 2016 Annual Report on Form 10-K for a disclosure of our accounting policies.

New Accounting Standards

New Accounting Standards	6 Months Ended
	Jun. 30, 2017
New Accounting Standards [Abstract]
New Accounting Standards	2. New Accounting Standards In May 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-09, “Revenue from Contracts with Customers (Topic 606) ”. In January 2016, the FASB issued ASU 2016-01, “Financial Instruments – Overall (Subtopic 825-10) – Recognition and Measurement of Financial Assets and Financial Liabilities”. This ASU amends existing guidance related to the accounting for certain financial assets and liabilities. These amendments, among other things, require equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income, require public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes, require separate presentation of financial assets and financial liabilities by measurement category and form of financial asset and eliminate the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost. This amended guidance is effective for us on January 1, 2018. We have reviewed the types of financial instruments impacted by this amended guidance, including certain equity investments and liabilities measured under the fair value election, and have determined that we do not currently own any such instruments. The balance of this amended guidance is expected to impact certain disclosure items but is not expected to have any impact on our consolidated operating results or financial condition. In February 2016, the FASB issued ASU 2016-02, “Leases (Topic 842)”. This ASU amends existing guidance related to the accounting for leases. These amendments, among other things, requires lessees to account for most leases on the balance sheet while recognizing expense on the income statement in a manner similar to existing guidance. For lessors the guidance modifies the classification criteria and the accounting for sales-type and direct finance leases. This amended guidance is effective for us on January 1, 2019 and is not expected to have a material impact on our consolidated operating results or financial condition. Based on a review of our operating leases that we currently have in place we do not expect a material change in the recognition, measurement and presentation of lease expense or impact on cash flow. While the primary impact will be the recognition of certain operating leases on our Condensed Consolidated Statements of Financial Condition this impact is not expected to be material. In June 2016, the FASB issued ASU 2016-13, “Financial Instruments — Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments”. This ASU significantly changes how entities will measure credit losses for most financial assets and certain other instruments that are not measured at fair value through net income. This ASU will replace today’s “incurred loss” approach with an “expected loss” model for instruments measured at amortized cost. For securities available for sale, allowances will be recorded rather than reducing the carrying amount as is done under the current other-than-temporary impairment model. This ASU also simplifies the accounting model for purchased credit-impaired debt securities and loans. This amended guidance is effective for us on January 1, 2020. We began evaluating this ASU in 2016 and have formed a committee that includes personnel from various areas of the Bank that meets regularly to discuss the implementation of the ASU. We are currently in the process of gathering data and reviewing loss methodologies and have engaged third party resources that will assist us in the implementation of this ASU. While we have not yet determined what the impact will be on our consolidated operating results or financial condition by the nature of the implementation of an expected loss model compared to an incurred loss approach, we would expect our AFLL to increase under this ASU. In March 2017, the FASB issued ASU 2017-08, “Receivables-Nonrefundable Fees and Other Costs (Subtopic 310-20) Premium Amortization on Purchased Callable Debt Securities” (“ASU 2017-08”). This ASU shortens the amortization period for certain callable debt securities held at a premium. Specifically, the amendments require the premium to be amortized to the earliest call date. The amendments do not require an accounting change for securities held at a discount; the discount continues to be accreted to maturity. This amended guidance is effective for us on January 1, 2019, with early adoption permitted. We adopted this amended guidance during the first quarter of 2017 using a modified retrospective approach. The impact of this adoption was to adjust our January 1, 2017 Condensed Consolidated Statement of Financial Position to reflect cumulative effect adjustments as summarized in the table below. The adjustments below reflect the recording of $0.46 million ($0.30 million, net of tax) of additional premium amortization on securities available for sale and a $0.30 million decrease in accumulated other comprehensive loss to reflect the decrease in after tax unrealized losses on securities available for sale as of January 1, 2017 as a result of adopting this amended guidance. After January 1, 2017, premium amortization on certain callable debt securities is now amortized to the first call date. During the first quarter of 2017 the impact on the Condensed Consolidated Statements of Operations was an increase to premium amortization of $0.03 million. During the first quarter of 2017, we adopted the fair value method of accounting for our capitalized mortgage loan servicing rights pursuant to FASB Accounting Standards Codification topic 860 – “Transfers and Servicing”. Prior to January 1, 2017, we were accounting for our capitalized mortgage loan servicing rights under the amortization method. We adopted the fair value method using a modified retrospective adjustment to beginning accumulated deficit. The impact of the adoption of the fair value method is summarized in the table below. The adjustments below reflect the recording of a $0.54 million increase in the fair value of our capitalized mortgage loan servicing rights with a $0.19 million reduction in deferred tax assets, net for a net impact on accumulated deficit and total equity of $0.35 million. January 1, 2017 Originally Presented Cumulative Retrospective Adjustments January 1, 2017 Adjusted (In thousands) Deferred tax assets, net $ 32,818 $ (190 )(1) $ 32,628 Capitalized mortgage loan servicing rights $ 13,671 $ 542 (1) $ 14,213 Total assets $ 2,548,950 $ 352 $ 2,549,302 Accumulated deficit $ (65,657 ) $ 352 (1) $ (300 )(2) $ (65,605 ) Accumulated other comprehensive loss $ (9,108 ) $ 300 (2) $ (8,808 ) Total Shareholders’ Equity $ 248,980 $ 352 $ 249,332 Total Liabilities and Shareholders’ Equity $ 2,548,950 $ 352 $ 2,549,302 (1) Represents adjustment to capitalized mortgage loan servicing rights, deferred tax assets, net, and accumulated deficit to reflect the adoption of the fair value method of accounting for our capitalized mortgage loan servicing rights. (2) Represents adjustment to accumulated deficit and accumulated other comprehensive loss to reflect the adoption of ASU 2017-08.

Securities

Securities	6 Months Ended
	Jun. 30, 2017
Securities [Abstract]
Securities	3. Securities Securities available for sale consist of the following: Amortized Unrealized Cost Gains Losses Fair Value (In thousands) June 30, 2017 U.S. agency $ 28,179 $ 248 $ 29 $ 28,398 U.S. agency residential mortgage-backed 143,670 1,309 495 144,484 U.S. agency commercial mortgage-backed 11,573 107 103 11,577 Private label mortgage-backed 25,150 426 244 25,332 Other asset backed 126,708 327 137 126,898 Obligations of states and political subdivisions 178,729 1,787 752 179,764 Corporate 61,629 856 76 62,409 Trust preferred 2,926 - 165 2,761 Foreign government 2,106 - 4 2,102 Total $ 580,670 $ 5,060 $ 2,005 $ 583,725 December 31, 2016 U.S. agency $ 28,909 $ 159 $ 80 $ 28,988 U.S. agency residential mortgage-backed 156,053 1,173 937 156,289 U.S. agency commercial mortgage-backed 12,799 28 195 12,632 Private label mortgage-backed 35,035 216 524 34,727 Other asset backed 146,829 271 391 146,709 Obligations of states and political subdivisions 175,180 478 4,759 170,899 Corporate 56,356 223 399 56,180 Trust preferred 2,922 - 343 2,579 Foreign government 1,626 - 13 1,613 Total $ 615,709 $ 2,548 $ 7,641 $ 610,616 We adopted ASU 2017-08 during the first quarter of 2017 using a modified retrospective approach. As a result, the amortized cost of securities as of January 1, 2017 was adjusted lower by $0.46 million (see note #2). Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In thousands) June 30, 2017 U.S. agency $ 2,841 $ 17 $ 4,920 $ 12 $ 7,761 $ 29 U.S. agency residential mortgage-backed 32,667 260 21,433 235 54,100 495 U.S. agency commercial mortgage-backed 6,147 102 122 1 6,269 103 Private label mortgage-backed 5,002 66 1,143 178 6,145 244 Other asset backed 25,998 38 11,035 99 37,033 137 Obligations of states and political subdivisions 50,302 611 6,788 141 57,090 752 Corporate 10,281 51 1,978 25 12,259 76 Trust preferred - - 2,761 165 2,761 165 Foreign government 2,102 4 - - 2,102 4 Total $ 135,340 $ 1,149 $ 50,180 $ 856 $ 185,520 $ 2,005 December 31, 2016 U.S. agency $ 4,179 $ 41 $ 8,217 $ 39 $ 12,396 $ 80 U.S. agency residential mortgage-backed 62,524 732 20,857 205 83,381 937 U.S. agency commercial mortgage-backed 6,079 194 143 1 6,222 195 Private label mortgage-backed 20,545 281 1,413 243 21,958 524 Other asset backed 52,958 172 17,763 219 70,721 391 Obligations of states and political subdivisions 113,078 4,014 14,623 745 127,701 4,759 Corporate 25,546 292 2,810 107 28,356 399 Trust preferred - - 2,579 343 2,579 343 Foreign government 1,613 13 - - 1,613 13 Total $ 286,522 $ 5,739 $ 68,405 $ 1,902 $ 354,927 $ 7,641 Our portfolio of securities available for sale is reviewed quarterly for impairment in value. In performing this review management considers (1) the length of time and extent that fair value has been less than cost, (2) the financial condition and near term prospects of the issuer, (3) the impact of changes in market interest rates on the market value of the security and (4) an assessment of whether we intend to sell, or it is more likely than not that we will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. For securities that do not meet the aforementioned recovery criteria, the amount of impairment recognized in earnings is limited to the amount related to credit losses, while impairment related to other factors is recognized in other comprehensive income. U.S. agency, U.S. agency residential mortgage-backed securities and U.S. agency commercial mortgage backed securities — at June 30, 2017, we had 21 U.S. agency, 103 U.S. agency residential mortgage-backed and 11 U.S. agency commercial mortgage-backed securities whose fair market value is less than amortized cost. The unrealized losses are largely attributed to increases in interest rates since acquisition and widening spreads to Treasury bonds. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Private label mortgage backed securities — at June 30, 2017, we had 14 of this type of security whose fair value is less than amortized cost. The unrealized losses are primarily attributed to three securities purchased prior to 2016. One of these three securities has an impairment in excess of 10% and all three of these holdings have been impaired for more than 12 months. The unrealized losses are largely attributable to credit spread widening on these three securities since their acquisition. These three securities are receiving principal and interest payments. These transactions are pass-through structures, receiving pro rata principal and interest payments from a dedicated collateral pool. The nonreceipt of interest cash flows is not expected and thus not presently considered in our discounted cash flow methodology discussed below. These three private label mortgage-backed securities are periodically reviewed for other than temporary impairment (“OTTI”) utilizing a cash flow projection. The cash flow analysis forecasts cash flow from the underlying loans in each transaction and then applies these cash flows to the bonds in the securitization. Our cash flow analysis forecasts complete recovery of our cost basis for all three of these securities whose fair value is less than amortized cost. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no other declines discussed above are deemed to be other than temporary. Other asset backed — at June 30, 2017, we had 69 other asset backed securities whose fair value is less than amortized cost. The unrealized losses are primarily due to credit spread widening and increases in interest rates since acquisition. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Obligations of states and political subdivisions — at June 30, 2017, we had 183 municipal securities whose fair value is less than amortized cost. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Corporate — at June 30, 2017, we had 13 corporate securities whose fair value is less than amortized cost. The unrealized losses are primarily due to credit spread widening and increases in interest rates since acquisition. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Trust preferred securities — at June 30, 2017, we had three trust preferred securities whose fair value is less than amortized cost. All of our trust preferred securities are single issue securities issued by a trust subsidiary of a bank holding company. The pricing of trust preferred securities has suffered from credit spread widening. One of the three securities is rated by two major rating agencies as investment grade, while one (a Bank of America issuance) is rated below investment grade by two major rating agencies and the other one is non-rated. The non-rated issue is a relatively small bank and was never rated. The issuer of this non-rated trust preferred security, which had a total amortized cost of $1.0 million and total fair value of $0.9 million as of June 30, 2017, continues to have satisfactory credit metrics and make interest payments. The following table breaks out our trust preferred securities in further detail as of June 30, 2017 and December 31, 2016: June 30, 2017 December 31, 2016 Fair Value Net Unrealized Loss Fair Value Net Unrealized Loss (In thousands) Trust preferred securities Rated issues $ 1,844 $ (82 ) $ 1,800 $ (123 ) Unrated issues 917 (83 ) 779 (220 ) As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Foreign government — at June 30, 2017, we had two foreign government securities whose fair value is less than amortized cost. The unrealized loss is primarily due to increases in interest rates since acquisition. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. We recorded no credit related OTTI charges in our Condensed Consolidated Statements of Operations related to securities available for sale during the three and six month periods ended June 30, 2017 and 2016, respectively. At June 30, 2017, three private label mortgage-backed securities had credit related OTTI and are summarized as follows: Senior Security Super Senior Security Senior Support Security Total (In thousands) As of June 30, 2017 Fair value $ 1,133 $ 955 $ 71 $ 2,159 Amortized cost 1,003 888 - 1,891 Non-credit unrealized loss - - - - Unrealized gain 130 67 71 268 Cumulative credit related OTTI 757 457 380 1,594 Each of these securities is receiving principal and interest payments similar to principal reductions in the underlying collateral. All three of these securities have unrealized gains at June 30, 2017. The original amortized cost for each of these securities has been permanently adjusted downward for previously recorded credit related OTTI. The unrealized loss (based on original amortized cost) for these securities is now less than previously recorded credit related OTTI amounts. A roll forward of credit losses recognized in earnings on securities available for sale follows: Three months ended June 30, Six months ended June 30, 2017 2016 2017 2016 (In thousands) Balance at beginning of period $ 1,844 $ 1,844 $ 1,844 $ 1,844 Additions to credit losses on securities for which no previous OTTI was recognized - - - - Increases to credit losses on securities for which OTTI was previously recognized - - - - Balance at end of period $ 1,844 $ 1,844 $ 1,844 $ 1,844 The amortized cost and fair value of securities available for sale at June 30, 2017, by contractual maturity, follow: Amortized Cost Fair Value (In thousands) Maturing within one year $ 30,555 $ 30,608 Maturing after one year but within five years 99,193 99,956 Maturing after five years but within ten years 86,846 88,012 Maturing after ten years 56,975 56,858 273,569 275,434 U.S. agency residential mortgage-backed 143,670 144,484 U.S. agency commercial mortgage-backed 11,573 11,577 Private label mortgage-backed 25,150 25,332 Other asset backed 126,708 126,898 Total $ 580,670 $ 583,725 The actual maturity may differ from the contractual maturity because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Gains and losses realized on the sale of securities available for sale are determined using the specific identification method and are recognized on a trade-date basis. A summary of proceeds from the sale of securities available for sale and gains and losses for the six month periods ending June 30, follows: Realized Proceeds Gains Losses (In thousands) 2017 $ 7,830 $ 117 $ - 2016 55,362 336 53 During 2017 and 2016, our trading securities consisted of various preferred stocks. During the first six months of 2017 and 2016, we recognized gains (losses) on trading securities of $(0.124) million and $0.064 million, respectively, that are included in net gains (losses) on securities in the . These amounts relate to trading securities still held at each respective period end.

Loans

Loans	6 Months Ended
	Jun. 30, 2017
Loans [Abstract]
Loans	4. Loans Our assessment of the allowance for loan losses is based on an evaluation of the loan portfolio, recent loss experience, current economic conditions and other pertinent factors. An analysis of the allowance for loan losses by portfolio segment for the three months ended June 30, follows: Commercial Mortgage Installment Payment Plan Receivables(1) Subjective Allocation Total (In thousands) 2017 Balance at beginning of period $ 5,088 $ 8,109 $ 911 $ - $ 5,930 $ 20,038 Additions (deductions) Provision for loan losses (39 ) 38 73 - 511 583 Recoveries credited to the allowance 202 191 264 - - 657 Loans charged against the allowance (151 ) (193 ) (348 ) - - (692 ) Balance at end of period $ 5,100 $ 8,145 $ 900 $ - $ 6,441 $ 20,586 2016 Balance at beginning of period $ 5,622 $ 10,296 $ 1,161 $ 53 $ 5,363 $ 22,495 Additions (deductions) Provision for loan losses (663 ) (359 ) 126 (1 ) 163 (734 ) Recoveries credited to the allowance 1,114 294 351 - - 1,759 Loans charged against the allowance (34 ) (275 ) (499 ) - - (808 ) Balance at end of period $ 6,039 $ 9,956 $ 1,139 $ 52 $ 5,526 $ 22,712 (1) Payment plan receivables were reclassified to held for sale at December 31, 2016. See note #15. An analysis of the allowance for loan losses by portfolio segment for the six months ended June 30, follows: Commercial Mortgage Installment Payment Plan Receivables(1) Subjective Allocation Total (In thousands) 2017 Balance at beginning of period $ 4,880 $ 8,681 $ 1,011 $ - $ 5,662 $ 20,234 Additions (deductions) Provision for loan losses (100 ) (661 ) 206 - 779 224 Recoveries credited to the allowance 606 677 503 - - 1,786 Loans charged against the allowance (286 ) (552 ) (820 ) - - (1,658 ) Balance at end of period $ 5,100 $ 8,145 $ 900 $ - $ 6,441 $ 20,586 2016 Balance at beginning of period $ 5,670 $ 10,391 $ 1,181 $ 56 $ 5,272 $ 22,570 Additions (deductions) Provision for loan losses (1,067 ) (638 ) 191 (4 ) 254 (1,264 ) Recoveries credited to the allowance 1,470 676 572 - - 2,718 Loans charged against the allowance (34 ) (473 ) (805 ) - - (1,312 ) Balance at end of period $ 6,039 $ 9,956 $ 1,139 $ 52 $ 5,526 $ 22,712 (1) Payment plan receivables were reclassified to held for sale at December 31, 2016. See note #15. Allowance for loan losses and recorded investment in loans by portfolio segment follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) June 30, 2017 Allowance for loan losses Individually evaluated for impairment $ 1,094 $ 5,873 $ 277 $ - $ 7,244 Collectively evaluated for impairment 4,006 2,272 623 6,441 13,342 Total ending allowance balance $ 5,100 $ 8,145 $ 900 $ 6,441 $ 20,586 Loans Individually evaluated for impairment $ 11,351 $ 56,106 $ 4,437 $ 71,894 Collectively evaluated for impairment 819,442 621,015 304,762 1,745,219 Total loans recorded investment 830,793 677,121 309,199 1,817,113 Accrued interest included in recorded investment 2,015 2,622 799 5,436 Total loans $ 828,778 $ 674,499 $ 308,400 $ 1,811,677 December 31, 2016 Allowance for loan losses Individually evaluated for impairment $ 2,244 $ 6,579 $ 329 $ - $ 9,152 Collectively evaluated for impairment 2,636 2,102 682 5,662 11,082 Total ending allowance balance $ 4,880 $ 8,681 $ 1,011 $ 5,662 $ 20,234 Loans Individually evaluated for impairment $ 15,767 $ 59,151 $ 4,913 $ 79,831 Collectively evaluated for impairment 790,228 481,828 261,474 1,533,530 Total loans recorded investment 805,995 540,979 266,387 1,613,361 Accrued interest included in recorded investment 1,978 2,364 771 5,113 Total loans $ 804,017 $ 538,615 $ 265,616 $ 1,608,248 Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow: 90+ and Still Accruing Non- Accrual Total Non- Performing Loans (In thousands) June 30, 2017 Commercial Income producing - real estate $ - $ 203 $ 203 Land, land development and construction - real estate - 10 10 Commercial and industrial - 541 541 Mortgage 1-4 family - 5,481 5,481 Resort lending - 1,043 1,043 Home equity - 1st lien - 198 198 Home equity - 2nd lien - 312 312 Purchased loans - - - Installment Home equity - 1st lien - 203 203 Home equity - 2nd lien - 308 308 Boat lending - 93 93 Recreational vehicle lending - 20 20 Other - 130 130 Total recorded investment $ - $ 8,542 $ 8,542 Accrued interest included in recorded investment $ - $ - $ - December 31, 2016 Commercial Income producing - real estate $ - $ 628 $ 628 Land, land development and construction - real estate - 105 105 Commercial and industrial - 4,430 4,430 Mortgage 1-4 family - 5,248 5,248 Resort lending - 1,507 1,507 Home equity - 1st lien - 222 222 Home equity - 2nd lien - 317 317 Purchased loans - - - Installment Home equity - 1st lien - 266 266 Home equity - 2nd lien - 289 289 Boat lending - 219 219 Recreational vehicle lending - 21 21 Other - 112 112 Total recorded investment $ - $ 13,364 $ 13,364 Accrued interest included in recorded investment $ - $ - $ - An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total Past Due Loans (In thousands) June 30, 2017 Commercial Income producing - real estate $ 36 $ - $ 30 $ 66 $ 280,018 $ 280,084 Land, land development and construction - real estate - - - - 58,353 58,353 Commercial and industrial 254 - 121 375 491,981 492,356 Mortgage 1-4 family 1,894 1,007 5,481 8,382 448,747 457,129 Resort lending 136 264 1,043 1,443 94,764 96,207 Home equity - 1st lien 60 76 198 334 33,697 34,031 Home equity - 2nd lien 644 177 312 1,133 52,598 53,731 Purchased loans 5 4 - 9 36,014 36,023 Installment Home equity - 1st lien 124 60 203 387 10,589 10,976 Home equity - 2nd lien 163 140 308 611 10,791 11,402 Boat lending 173 12 93 278 126,150 126,428 Recreational vehicle lending 50 13 20 83 89,132 89,215 Other 130 44 130 304 70,874 71,178 Total recorded investment $ 3,669 $ 1,797 $ 7,939 $ 13,405 $ 1,803,708 $ 1,817,113 Accrued interest included in recorded investment $ 44 $ 34 $ - $ 78 $ 5,358 $ 5,436 December 31, 2016 Commercial Income producing - real estate $ - $ - $ 383 $ 383 $ 287,255 $ 287,638 Land, land development and construction - real estate 74 - 31 105 51,670 51,775 Commercial and industrial 100 1,385 66 1,551 465,031 466,582 Mortgage 1-4 family 2,361 869 5,248 8,478 306,063 314,541 Resort lending - - 1,507 1,507 101,541 103,048 Home equity - 1st lien 149 - 222 371 28,645 29,016 Home equity - 2nd lien 470 218 317 1,005 54,232 55,237 Purchased loans 13 2 - 15 39,122 39,137 Installment Home equity - 1st lien 311 48 266 625 12,025 12,650 Home equity - 2nd lien 238 41 289 568 13,390 13,958 Boat lending 184 33 219 436 102,489 102,925 Recreational vehicle lending 68 33 21 122 74,413 74,535 Other 289 30 112 431 61,888 62,319 Total recorded investment $ 4,257 $ 2,659 $ 8,681 $ 15,597 $ 1,597,764 $ 1,613,361 Accrued interest included in recorded investment $ 45 $ 19 $ - $ 64 $ 5,049 $ 5,113 Impaired loans are as follows: June 30, 2017 December 31, 2016 Impaired loans with no allocated allowance (In thousands) TDR $ 602 $ 1,782 Non - TDR - 1,107 Impaired loans with an allocated allowance TDR - allowance based on collateral 2,375 3,527 TDR - allowance based on present value cash flow 68,350 72,613 Non - TDR - allowance based on collateral 262 491 Total impaired loans $ 71,589 $ 79,520 Amount of allowance for loan losses allocated TDR - allowance based on collateral $ 683 $ 1,868 TDR - allowance based on present value cash flow 6,525 7,146 Non - TDR - allowance based on collateral 36 138 Total amount of allowance for loan losses allocated $ 7,244 $ 9,152 Impaired loans by class are as follows (1): June 30, 2017 December 31, 2016 Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: (In thousands) Commercial Income producing - real estate $ - $ - $ - $ 517 $ 768 $ - Land, land development & construction-real estate - - - 31 709 - Commercial and industrial 354 352 - 2,341 3,261 - Mortgage 1-4 family 251 915 - 2 387 - Resort lending - - - - - - Home equity - 1st lien - - - - - - Home equity - 2nd lien - - - - - - Installment Home equity - 1st lien 1 72 - - 66 - Home equity - 2nd lien - - - - - - Boat lending - - - - - - Recreational vehicle lending - - - - - - Other - - - - - - 606 1,339 - 2,891 5,191 - With an allowance recorded: Commercial Income producing - real estate 7,647 7,835 594 7,737 7,880 554 Land, land development & construction-real estate 172 199 11 239 244 36 Commercial and industrial 3,178 3,256 489 4,902 5,246 1,654 Mortgage 1-4 family 39,194 40,728 3,590 41,701 43,479 4,100 Resort lending 16,251 16,318 2,249 16,898 16,931 2,453 Home equity - 1st lien 230 239 10 235 242 10 Home equity - 2nd lien 180 214 24 315 398 16 Installment Home equity - 1st lien 1,825 1,952 87 1,994 2,117 118 Home equity - 2nd lien 2,147 2,173 165 2,415 2,443 182 Boat lending 1 6 1 1 6 - Recreational vehicle lending 102 102 5 109 108 6 Other 361 394 19 394 426 23 71,288 73,416 7,244 76,940 79,520 9,152 Total Commercial Income producing - real estate 7,647 7,835 594 8,254 8,648 554 Land, land development & construction-real estate 172 199 11 270 953 36 Commercial and industrial 3,532 3,608 489 7,243 8,507 1,654 Mortgage 1-4 family 39,445 41,643 3,590 41,703 43,866 4,100 Resort lending 16,251 16,318 2,249 16,898 16,931 2,453 Home equity - 1st lien 230 239 10 235 242 10 Home equity - 2nd lien 180 214 24 315 398 16 Installment Home equity - 1st lien 1,826 2,024 87 1,994 2,183 118 Home equity - 2nd lien 2,147 2,173 165 2,415 2,443 182 Boat lending 1 6 1 1 6 - Recreational vehicle lending 102 102 5 109 108 6 Other 361 394 19 394 426 23 Total $ 71,894 $ 74,755 $ 7,244 $ 79,831 $ 84,711 $ 9,152 Accrued interest included in recorded investment $ 305 $ 311 (1) There were no impaired purchased mortgage loans at June 30, 2017 or December 31, 2016. Average recorded investment in and interest income earned on impaired loans by class for the three month periods ending June 30, follows (1): 2017 2016 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: (In thousands) Commercial Income producing - real estate $ 185 $ - $ 673 $ - Land, land development & construction-real estate - - 335 - Commercial and industrial 177 8 609 - Mortgage 1-4 family 126 5 11 5 Resort lending - - - - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien 1 2 1 - Home equity - 2nd lien - - 7 - Boat lending - - - - Recreational vehicle lending - - - - Other - - - - 489 15 1,636 5 With an allowance recorded: Commercial Income producing - real estate 7,694 104 8,210 100 Land, land development & construction-real estate 170 2 1,664 13 Commercial and industrial 3,237 37 6,203 59 Mortgage 1-4 family 39,646 494 46,041 475 Resort lending 16,471 150 17,689 159 Home equity - 1st lien 232 2 243 2 Home equity - 2nd lien 186 1 181 4 Installment Home equity - 1st lien 1,855 33 2,230 42 Home equity - 2nd lien 2,228 35 2,751 41 Boat lending 1 - 2 - Recreational vehicle lending 104 2 117 1 Other 369 6 442 9 72,193 866 85,773 905 Total Commercial Income producing - real estate 7,879 104 8,883 100 Land, land development & construction-real estate 170 2 1,999 13 Commercial and industrial 3,414 45 6,812 59 Mortgage 1-4 family 39,772 499 46,052 480 Resort lending 16,471 150 17,689 159 Home equity - 1st lien 232 2 243 2 Home equity - 2nd lien 186 1 181 4 Installment Home equity - 1st lien 1,856 35 2,231 42 Home equity - 2nd lien 2,228 35 2,758 41 Boat lending 1 - 2 - Recreational vehicle lending 104 2 117 1 Other 369 6 442 9 Total $ 72,682 $ 881 $ 87,409 $ 910 (1) There were no impaired purchased mortgage loans during the three month periods ended June 30, 2017 and 2016, respectively. Average recorded investment in and interest income earned on impaired loans by class for the six month periods ending June 30, follows (1): 2017 2016 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: (In thousands) Commercial Income producing - real estate $ 296 $ - $ 662 $ 2 Land, land development & construction-real estate 10 - 496 7 Commercial and industrial 898 8 821 21 Mortgage 1-4 family 85 9 15 6 Resort lending - - - - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien - 3 - 1 Home equity - 2nd lien - - 5 - Boat lending - - - - Recreational vehicle lending - - - - Other - - - - 1,289 20 1,999 37 With an allowance recorded: Commercial Income producing - real estate 7,708 209 8,266 207 Land, land development & construction-real estate 193 4 1,673 26 Commercial and industrial 3,792 72 5,501 82 Mortgage 1-4 family 40,331 958 46,625 977 Resort lending 16,613 311 17,842 319 Home equity - 1st lien 233 4 218 4 Home equity - 2nd lien 229 3 202 5 Installment Home equity - 1st lien 1,901 67 2,274 84 Home equity - 2nd lien 2,290 70 2,810 85 Boat lending 1 - 2 - Recreational vehicle lending 106 3 119 3 Other 377 13 451 16 73,774 1,714 85,983 1,808 Total Commercial Income producing - real estate 8,004 209 8,928 209 Land, land development & construction-real estate 203 4 2,169 33 Commercial and industrial 4,690 80 6,322 103 Mortgage 1-4 family 40,416 967 46,640 983 Resort lending 16,613 311 17,842 319 Home equity - 1st lien 233 4 218 4 Home equity - 2nd lien 229 3 202 5 Installment Home equity - 1st lien 1,901 70 2,274 85 Home equity - 2nd lien 2,290 70 2,815 85 Boat lending 1 - 2 - Recreational vehicle lending 106 3 119 3 Other 377 13 451 16 Total $ 75,063 $ 1,734 $ 87,982 $ 1,845 (1) There were no impaired purchased mortgage loans during the six month periods ended June 30, 2017 and 2016, respectively. Cash receipts on impaired loans on non-accrual status are generally applied to the principal balance. Troubled debt restructurings follow: June 30, 2017 Commercial Retail (1) Total (In thousands) Performing TDRs $ 10,551 $ 56,100 $ 66,651 Non-performing TDRs(2) 492 4,184 (3) 4,676 Total $ 11,043 $ 60,284 $ 71,327 December 31, 2016 Commercial Retail (1) Total (In thousands) Performing TDRs $ 10,560 $ 59,726 $ 70,286 Non-performing TDRs(2) 3,565 4,071 (3) 7,636 Total $ 14,125 $ 63,797 $ 77,922 (1) Retail loans include mortgage and installment loan segments. (2) Included in non-performing loans table above. (3) Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis. We allocated $7.2 million and $9.0 million of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of June 30, 2017 and December 31, 2016, respectively. During the six months ended June 30, 2017 and 2016, the terms of certain loans were modified as troubled debt restructurings. The modification of the terms of such loans generally included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan. Modifications involving a reduction of the stated interest rate of the loan have generally been for periods ranging from 9 months to 36 months but have extended to as much as 480 months in certain circumstances. Modifications involving an extension of the maturity date have generally been for periods ranging from 1 month to 60 months but have extended to as much as 230 months in certain circumstances. Loans that have been classified as troubled debt restructurings during the three-month periods ended Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2017 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial 9 653 653 Mortgage 1-4 family 1 32 32 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien - - - Home equity - 2nd lien 3 204 205 Boat lending - - - Recreational vehicle lending - - - Other - - - Total 13 $ 889 $ 890 2016 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial - - - Mortgage 1-4 family 1 109 110 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 3 29 29 Home equity - 2nd lien 2 71 73 Boat lending - - - Recreational vehicle lending - - - Other 1 12 12 Total 7 $ 221 $ 224 (1) There were no purchased mortgage loans classified as troubled debt restructurings during the three month periods ended June 30, 2017 and 2016, respectively. Loans that have been classified as troubled debt restructurings during the six-month periods ended Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2017 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial 12 786 786 Mortgage 1-4 family 2 49 49 Resort lending 1 189 189 Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 2 34 37 Home equity - 2nd lien 5 249 251 Boat lending - - - Recreational vehicle lending - - - Other - - - Total 22 $ 1,307 $ 1,312 2016 Commercial Income producing - real estate 2 $ 110 $ 110 Land, land development & construction-real estate - - - Commercial and industrial 4 1,758 1,758 Mortgage 1-4 family 3 192 263 Resort lending 1 116 117 Home equity - 1st lien 1 107 78 Home equity - 2nd lien - - - Installment Home equity - 1st lien 4 59 60 Home equity - 2nd lien 4 126 129 Boat lending - - - Recreational vehicle lending - - - Other 1 12 12 Total 20 $ 2,480 $ 2,527 (1) There were no purchased mortgage loans classified as troubled debt restructurings during the six month periods ended June 30, 2017 and 2016, respectively. The troubled debt restructurings described above for 2017 had no impact on the allowance for loan losses and resulted in zero charge offs during the three months ended June 30, 2017, and increased the allowance by $0.1 million and resulted in zero charge offs during the six months ended June 30, 2017. The troubled debt restructurings described above for 2016 had no impact on the allowance for loan losses and resulted in zero charge offs during the three months ended June 30, 2016, and increased the allowance by $0.3 million and resulted in zero charge offs during the six months ended June 30, 2016. A loan is considered to be in payment default generally once it is 90 days contractually past due under the modified terms. There were no troubled debt restructurings that subsequently defaulted within twelve months following the modification during the three and six months ended June 30, 2017 or 2016. In order to determine whether a borrower is experiencing financial difficulty, we perform an evaluation of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under our internal underwriting policy. Credit Quality Indicators For commercial loans, we use a loan rating system that is similar to those employed by state and federal banking regulators. Loans are graded on a scale of 1 to 12. A description of the general characteristics of the ratings follows: Rating 1 through 6 Rating 7 and 8 Rating 9 Rating 10 and 11 Rating 12 The following table summarizes loan ratings by loan class for our commercial loan segment: Commercial Non-watch 1-6 Watch 7-8 Substandard Accrual 9 Non- Accrual 10-11 Total (In thousands) June 30, 2017 Income producing - real estate $ 276,218 $ 3,344 $ 320 $ 202 $ 280,084 Land, land development and construction - real estate 58,278 65 - 10 58,353 Commercial and industrial 475,372 13,171 3,272 541 492,356 Total $ 809,868 $ 16,580 $ 3,592 $ 753 $ 830,793 Accrued interest included in total $ 1,952 $ 48 $ 15 $ - $ 2,015 December 31, 2016 Income producing - real estate $ 282,886 $ 3,787 $ 337 $ 628 $ 287,638 Land, land development and construction - real estate 51,603 67 - 105 51,775 Commercial and industrial 449,365 9,788 2,998 4,431 466,582 Total $ 783,854 $ 13,642 $ 3,335 $ 5,164 $ 805,995 Accrued interest included in total $ 1,915 $ 52 $ 11 $ - $ 1,978 For each of our mortgage and installment segment classes, we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated semi-annually. The following tables summarize credit scores by loan class for our mortgage and installment loan segments: Mortgage (1) 1-4 Family Resort Lending Home Equity 1st Lien Home Equity 2nd Lien Purchased Loans Total (In thousands) June 30, 2017 800 and above $ 51,751 $ 11,770 $ 7,477 $ 8,575 $ 8,122 $ 87,695 750-799 175,169 34,856 14,175 19,038 19,302 262,540 700-749 98,924 25,749 6,019 12,087 8,041 150,820 650-699 69,420 13,070 3,501 7,359 432 93,782 600-649 27,633 4,790 1,080 2,471 - 35,974 550-599 15,598 2,790 478 1,555 - 20,421 500-549 8,948 1,407 543 1,340 - 12,238 Under 500 3,839 90 253 182 - 4,364 Unknown 5,847 1,685 505 1,124 126 9,287 Total $ 457,129 $ 96,207 $ 34,031 $ 53,731 $ 36,023 $ 677,121 Accrued interest included in total $ 1,761 $ 379 $ 137 $ 244 $ 101 $ 2,622 December 31, 2016 800 and above $ 36,534 $ 10,484 $ 6,048 $ 8,392 $ 8,462 $ 69,920 750-799 102,382 41,999 10,006 20,113 20,984 195,484 700-749 69,337 24,727 5,706 12,360 9,115 121,245 650-699 50,621 13,798 4,106 8,167 437 77,129 600-649 25,270 5,769 1,674 3,067 - 35,780 550-599 13,747 3,030 455 1,699 - 18,931 500-549 9,215 1,438 486 981 - 12,120 Under 500 5,145 92 255 279 - 5,771 Unknown 2,290 1,711 280 179 139 4,599 Total $ 314,541 $ 103,048 $ 29,016 $ 55,237 $ 39,137 $ 540,979 Accrued interest included in total $ 1,466 $ 450 $ 111 $ 226 $ 111 $ 2,364 (1) Credit scores have been updated within the last twelve months. Installment(1) Home Equity 1st Lien Home Equity 2nd Lien Boat Lending Recreational Vehicle Lending Other Total (In thousands) June 30, 2017 800 and above $ 1,182 $ 925 $ 26,334 $ 25,972 $ 10,384 $ 64,797 750-799 2,168 3,030 64,018 44,949 24,758 138,923 700-749 1,713 2,438 24,380 12,980 14,671 56,182 650-699 2,312 1,991 8,913 3,825 8,894 25,935 600-649 1,506 1,506 1,754 863 2,420 8,049 550-599 1,295 945 510 255 956 3,961 500-549 677 501 289 189 513 2,169 Under 500 97 59 66 12 133 367 Unknown 26 7 164 170 8,449 8,816 Total $ 10,976 $ 11,402 $ 126,428 $ 89,215 $ 71,178 $ 309,199 Accrued interest included in total $ 44 $ 49 $ 291 $ 215 $ 200 $ 799 December 31, 2016 800 and above $ 1,354 $ 1,626 $ 21,422 $ 23,034 $ 8,911 $ 56,347 750-799 2,478 3,334 50,508 35,827 21,918 114,065 700-749 1,920 2,686 20,045 11,049 13,183 48,883 650-699 2,852 2,541 7,559 3,205 8,913 25,070 600-649 1,691 1,775 1,846 821 2,269 8,402 550-599 1,231 1,063 882 280 833 4,289 500-549 981 692 440 189 511 2,813 Under 500 114 220 73 16 211 634 Unknown 29 21 150 114 5,570 5,884 Total $ 12,650 $ 13,958 $ 102,925 $ 74,535 $ 62,319 $ 266,387 Accrued interest included in total $ 54 $ 59 $ 264 $ 203 $ 191 $ 771 (1) Credit scores have been updated within the last twelve months. Foreclosed residential real estate properties included in other real estate and repossessed assets on our Condensed Consolidated Statements of Financial Condition totaled $2.0 million and $1.9 million at June 30, 2017 and December 31, 2016, respectively. Retail mortgage loans secured by residential real estate properties for which formal foreclosure proceedings are in process according to local requirements totaled $1.2 million and $1.0 million at June 30, 2017 and December 31, 2016, respectively.

Shareholders' Equity and Earnin

Shareholders' Equity and Earnings Per Common Share	6 Months Ended
	Jun. 30, 2017
Shareholders' Equity and Earnings Per Common Share [Abstract]
Shareholders' Equity and Earnings Per Common Share	5. Shareholders’ Equity and Earnings Per Common Share On January 23, 2017, our Board of Directors authorized a share repurchase plan (the “Repurchase Plan”) to buy back up to 5% of our outstanding common stock through December 31, 2017. A reconciliation of basic and diluted net income per common share follows: Three Months Ended June 30, Six Months Ended June 30, 2017 2016 2017 2016 (In thousands, except per share amounts) Net income $ 5,931 $ 6,438 $ 11,905 $ 10,538 Weighted average shares outstanding (1) 21,331 21,281 21,320 21,516 Effect of stock options 143 148 147 150 Stock units for deferred compensation plan for non-employee directors 119 114 119 114 Performance share units 54 41 57 37 Restricted stock units - 55 - 70 Weighted average shares outstanding for calculation of diluted earnings per share 21,647 21,639 21,643 21,887 Net income per common share Basic (1) $ 0.28 $ 0.30 $ 0.56 $ 0.49 Diluted $ 0.27 $ 0.30 $ 0.55 $ 0.48 (1) Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards. Weighted average stock options outstanding that were not considered in computing diluted net income per share because they were anti-dilutive were zero for both the three and six month periods ended June 30, 2017, and totaled 0.03 million for both the three and six month periods ended June 30, 2016.

Derivative Financial Instrument

Derivative Financial Instruments	6 Months Ended
	Jun. 30, 2017
Derivative Financial Instruments [Abstract]
Derivative Financial Instruments	6. Derivative Financial Instruments We are required to record derivatives on our Condensed Consolidated Statements of Financial Condition as assets and liabilities measured at their fair value. The accounting for increases and decreases in the value of derivatives depends upon the use of derivatives and whether the derivatives qualify for hedge accounting. Our derivative financial instruments according to the type of hedge in which they are designated follows: June 30, 2017 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) No hedge designation Rate-lock mortgage loan commitments $ 44,985 0.1 $ 1,082 Mandatory commitments to sell mortgage loans 80,760 0.1 24 Pay-fixed interest rate swap agreements 54,127 8.0 - Pay-variable interest rate swap agreements 54,127 8.0 - Purchased options 3,119 4.3 272 Written options 3,119 4.3 (272 ) Total $ 240,237 3.8 $ 1,106 December 31, 2016 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) No hedge designation Rate-lock mortgage loan commitments $ 26,658 0.1 $ 646 Mandatory commitments to sell mortgage loans 61,954 0.1 630 Pay-fixed interest rate swap agreements 46,121 8.6 249 Pay-variable interest rate swap agreements 46,121 8.6 (249 ) Purchased options 3,119 4.5 238 Written options 3,119 4.5 (238 ) Total $ 187,092 4.4 $ 1,276 Certain financial derivative instruments have not been designated as hedges. The fair value of these derivative financial instruments has been recorded on our Condensed Consolidated Statements of Financial Condition and is adjusted on an ongoing basis to reflect their then current fair value. The changes in fair value of derivative financial instruments not designated as hedges are recognized in our Condensed Consolidated Statements of Operations. In the ordinary course of business, we enter into rate-lock mortgage loan commitments with customers (“Rate-Lock Commitments”). These commitments expose us to interest rate risk. We also enter into mandatory commitments to sell mortgage loans (“Mandatory Commitments”) to reduce the impact of price fluctuations of mortgage loans held for sale and Rate-Lock Commitments. Mandatory Commitments help protect our loan sale profit margin from fluctuations in interest rates. The changes in the fair value of Rate-Lock Commitments and Mandatory Commitments are recognized currently as part of net gains on mortgage loans in our Condensed Consolidated Statements of Operations. We obtain market prices on Mandatory Commitments and Rate-Lock Commitments. Net gains on mortgage loans, as well as net income may be more volatile as a result of these derivative instruments, which are not designated as hedges. We currently offer to our deposit customers an equity linked time deposit product (“Altitude CD”). The Altitude CD is a time deposit that provides the customer a guaranteed return of principal at maturity plus a potential equity return (a written option), while we receive a like stream of funds based on the equity return (a purchased option). The written and purchased options will generally move in opposite directions resulting in little or no net impact on our Condensed Consolidated Statements of Operations. All of the written and purchased options in the table above relate to this Altitude CD product. We have a program that allows commercial loan customers to lock in a fixed rate for a longer period of time than we would normally offer for interest rate risk reasons. We will enter into a variable rate commercial loan and an interest rate swap agreement with a customer and then enter into an offsetting interest rate swap agreement with an unrelated party. The interest rate swap agreement fair values will generally move in opposite directions resulting in little or no net impact on our Condensed Consolidated Statements of Operations. All of the interest rate swap agreements in the table above relate to this program. The following tables illustrate the impact that the derivative financial instruments discussed above have on individual line items in the Condensed Consolidated Statements of Financial Condition for the periods presented: Fair Values of Derivative Instruments Asset Derivatives Liability Derivatives June 30, 2017 December 31, 2016 June 30, 2017 December 31, 2016 Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value (In thousands) Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets $ 1,082 Other assets $ 646 Other liabilities $ - Other liabilities $ - Mandatory commitments to sell mortgage loans Other assets 24 Other assets 630 Other liabilities - Other liabilities - Pay-fixed interest rate swap agreements Other assets 422 Other assets 493 Other liabilities 422 Other liabilities 244 Pay-variable interest rate swap agreements Other assets 422 Other assets 244 Other liabilities 422 Other liabilities 493 Purchased options Other assets 272 Other assets 238 Other liabilities - Other liabilities - Written options Other assets - Other assets - Other liabilities 272 Other liabilities 238 Total derivatives $ 2,222 $ 2,251 $ 1,116 $ 975 The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Gain (Loss) Recognized in Income Location of Gain (Loss) Three Month Periods Ended June 30, Six Month Periods Ended June 30, Recognized in Income 2017 2016 2017 2016 (In thousands) (In thousands) No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ 65 $ 130 $ 436 $ 349 Mandatory commitments to sell mortgage loans Net gains on mortgage loans 190 (240 ) (606 ) (446 ) Pay-fixed interest rate swap agreements Interest income (359 ) (590 ) (249 ) (1,708 ) Pay-variable interest rate swap agreements Interest income 359 590 249 1,708 Purchased options Interest expense (35 ) 3 34 81 Written options Interest expense 35 (3 ) (34 ) (81 ) Total $ 255 $ (110 ) $ (170 ) $ (97 )

Intangible Assets

Intangible Assets	6 Months Ended
	Jun. 30, 2017
Intangible Assets [Abstract]
Intangible Assets	7. Intangible Assets The following table summarizes intangible assets, net of amortization: June 30, 2017 December 31, 2016 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization (In thousands) Amortized intangible assets - core deposits $ 6,118 $ 4,359 $ 6,118 $ 4,186 Amortization of other intangibles has been estimated through 2022 in the following table. (In thousands) Six months ending December 31, 2017 $ 173 2018 346 2019 346 2020 346 2021 346 2022 202 Total $ 1,759

Share Based Compensation

Share Based Compensation	6 Months Ended
	Jun. 30, 2017
Share Based Compensation [Abstract]
Share Based Compensation	8. Share Based Compensation We maintain share based payment plans that include a non-employee director stock purchase plan and a long-term incentive plan that permits the issuance of share based compensation, including stock options and non-vested share awards. The long-term incentive plan, which is shareholder approved, permits the grant of additional share based awards for up to 0.5 million shares of common stock as of June 30, 2017. The non-employee director stock purchase plan permits the issuance of additional share based payments for up to 0.2 million shares of common stock as of June 30, 2017. Share based awards and payments are measured at fair value at the date of grant and are expensed over the requisite service period. Common shares issued upon exercise of stock options come from currently authorized but unissued shares. During the three month periods ended March 31, 2017 and 2016, pursuant to our long-term incentive plan, we granted 0.05 million and 0.07 million shares of restricted stock, respectively and 0.02 million and 0.03 million performance stock units (“PSU”), respectively to certain officers. The shares of restricted stock and PSUs cliff vest after a period of three years. The performance feature of the PSUs is based on a comparison of our total shareholder return over the three year period starting on the grant date to the total shareholder return over that period for a banking index of our peers. No long term incentive grants were made during the second quarters of 2017 or 2016. Our directors may elect to receive a portion of their quarterly cash retainer fees in the form of common stock (either on a current basis or on a deferred basis pursuant to the non-employee director stock purchase plan referenced above). Shares equal in value to that portion of each director’s fees that he or she has elected to receive in stock are issued each quarter and vest immediately. We issued 0.005 million shares and 0.004 million shares to directors during the first six months of 2017 and 2016, respectively and expensed their value during those same periods. Total compensation expense recognized for grants pursuant to our long-term incentive plan was $0.4 million and $0.8 million during the three and six month periods ended June 30, 2017, respectively, and was $0.4 million and $0.8 million during the same periods in 2016, respectively. The corresponding tax benefit relating to this expense was $0.2 million and $0.3 million for the three and six month periods ended June 30, 2017, respectively and $0.1 million and $0.3 million for the same periods in 2016. Total expense recognized for non-employee director share based payments was $0.04 million and $0.07 million during the three and six month periods ended June 30, 2017, respectively, and was $0.03 million and $0.06 million during the same periods in 2016, respectively. The corresponding tax benefit relating to this expense was $0.01 million and $0.03 million for the three and six month periods ended June 30, 2017, respectively and $0.01 million and $0.02 million during the same periods in 2016. At June 30, 2017, the total expected compensation cost related to non-vested restricted stock and PSUs not yet recognized was $2.7 million. The weighted-average period over which this amount will be recognized is 2.4 years. A summary of outstanding stock option grants and related transactions follows: Number of Shares Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregated Intrinsic Value (In thousands) Outstanding at January 1, 2017 211,018 $ 5.05 Granted - Exercised (26,224 ) 3.76 Forfeited - Expired - Outstanding at June 30, 2017 184,794 $ 5.23 4.6 $ 3,053 Vested and expected to vest at June 30, 2017 184,794 $ 5.23 4.6 $ 3,053 Exercisable at June 30, 2017 184,794 $ 5.23 4.6 $ 3,053 A summary of outstanding non-vested restricted stock and PSUs and related transactions follows: Number of Shares Weighted- Average Grant Date Fair Value Outstanding at January 1, 2017 296,422 $ 14.52 Granted 68,473 21.07 Vested (56,681 ) 14.85 Forfeited (7,321 ) 15.73 Outstanding at June 30, 2017 300,893 $ 15.86 Certain information regarding options exercised during the periods follows: Three Months Ended June 30, Six Months Ended June 30, 2017 2016 2017 2016 (In thousands) Intrinsic value $ 195 $ 60 $ 474 $ 177 Cash proceeds received $ 33 $ 27 $ 99 $ 59 Tax benefit realized $ 68 $ 21 $ 166 $ 62

Income Tax

Income Tax	6 Months Ended
	Jun. 30, 2017
Income Tax [Abstract]
Income Tax	9. Income Tax Income tax expense was $2.7 million and $2.6 million during the three month periods ended June 30, 2017 and 2016, respectively and $5.3 million and $4.6 million during the six months ended June 30, 2017 and 2016, respectively. The second quarter of 2016 included a $0.3 million income tax benefit resulting from the adoption of Financial Accounting Standards Board Accounting Standards Update 2016-09 “Compensation – Stock Compensation (718) Improvements to Employee Share-Based Payment Accounting” during the second quarter of 2016. We assess whether a valuation allowance should be established against our deferred tax assets based on the consideration of all available evidence using a “more likely than not” standard. The ultimate realization of this asset is primarily based on generating future income. realization of substantially all of our deferred tax assets continues to be more likely than not. We had maintained a valuation allowance against our deferred tax assets of approximately $1.1 million at December 31, 2016. This valuation allowance on our deferred tax assets related to state income taxes at Mepco. In this instance, we determined that the future realization of these particular deferred tax assets was not more likely than not. That conclusion was based on the pending sale of Mepco’s payment plan business. After accounting for the May 2017 sale of our payment plan business, all that remained of these deferred tax assets were loss carryforwards that we wrote off against the related valuation allowance as of June 30, 2017 as we will no longer be doing business in those states. At both June 30, 2017 and December 31, 2016, we had approximately $0.8 million, of gross unrecognized tax benefits. We do not expect the total amount of unrecognized tax benefits to significantly increase or decrease during the balance of 2017.

Regulatory Matters

Regulatory Matters	6 Months Ended
	Jun. 30, 2017
Regulatory Matters [Abstract]
Regulatory Matters	10. Regulatory Matters Capital guidelines adopted by federal and state regulatory agencies and restrictions imposed by law limit the amount of cash dividends our Bank can pay to us. Under these guidelines, the amount of dividends that may be paid in any calendar year is limited to the Bank’s current year net profits, combined with the retained net profits of the preceding two years. Further, the Bank cannot pay a dividend at any time that it has negative undivided profits. As of June 30, 2017, the Bank had positive undivided profits of $11.8 million. It is not our intent to have dividends paid in amounts that would reduce the capital of our Bank to levels below those which we consider prudent and in accordance with guidelines of regulatory authorities. We are also subject to various regulatory capital requirements. The prompt corrective action regulations establish quantitative measures to ensure capital adequacy and require minimum amounts and ratios of total, Tier 1, and common equity Tier 1 capital to risk-weighted assets and Tier 1 capital to average assets. Failure to meet minimum capital requirements can result in certain mandatory, and possibly discretionary, actions by regulators that could have a material effect on our consolidated financial statements. Under capital adequacy guidelines, we must meet specific capital requirements that involve quantitative measures as well as qualitative judgments by the regulators. The most recent regulatory filings as of June 30, 2017 and December 31, 2016, categorized our Bank as well capitalized. Management is not aware of any conditions or events that would have changed the most recent Federal Deposit Insurance Corporation (“FDIC”) categorization. On July 2, 2013, the Federal Reserve approved a final rule that establishes an integrated regulatory capital framework (the “New Capital Rules”). The rule implements in the United States the Basel III regulatory capital reforms from the Basel Committee on Banking Supervision and certain changes required by the Dodd-Frank Act. In general, under the New Capital Rules, minimum requirements have increased for both the quantity and quality of capital held by banking organizations. Consistent with the international Basel framework, the New Capital Rules include a new minimum ratio of common equity Tier 1 capital to risk-weighted assets of 4.5% and a common equity Tier 1 capital conservation buffer of 2.5% of risk-weighted assets that applies to all supervised financial institutions. The capital conservation buffer began to phase in on January 1, 2016 with 1.25% and 0.625% added to the minimum ratio for adequately capitalized institutions for 2017 and 2016, respectively and 0.625% will be added each subsequent year until fully phased in during 2019. This capital conservation buffer is not reflected in the table that follows. Our actual capital amounts and ratios follow: Actual Minimum for Minimum for Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) June 30, 2017 Total capital to risk-weighted assets Consolidated $ 298,454 15.45 % $ 154,583 8.00 % NA NA Independent Bank 277,429 14.37 154,410 8.00 $ 193,013 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 276,978 14.33 % $ 115,937 6.00 % NA NA Independent Bank 255,953 13.26 115,808 6.00 $ 154,410 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 245,795 12.72 % $ 86,953 4.50 % NA NA Independent Bank 255,953 13.26 86,856 4.50 $ 125,459 6.50 % Tier 1 capital to average assets Consolidated $ 276,978 10.74 % $ 103,173 4.00 % NA NA Independent Bank 255,953 9.93 103,115 4.00 $ 128,894 5.00 % December 31, 2016 Total capital to risk-weighted assets Consolidated $ 286,289 15.86 % $ 144,413 8.00 % NA NA Independent Bank 270,855 15.02 144,223 8.00 $ 180,279 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 265,405 14.70 % $ 108,309 6.00 % NA NA Independent Bank 249,971 13.87 108,167 6.00 $ 144,223 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 238,996 13.24 % $ 81,232 4.50 % NA NA Independent Bank 249,971 13.87 81,126 4.50 $ 117,181 6.50 % Tier 1 capital to average assets Consolidated $ 265,405 10.50 % $ 101,112 4.00 % NA NA Independent Bank 249,971 9.90 101,019 4.00 $ 126,274 5.00 % The components of our regulatory capital are as follows: Consolidated Independent Bank June 30, 2017 December 31, 2016 June 30, 2017 December 31, 2016 (In thousands) Total shareholders’ equity $ 262,453 $ 248,980 $ 266,093 $ 258,814 Add (deduct) Accumulated other comprehensive (gain) loss for regulatory purposes (1,985 ) 3,310 (1,985 ) 3,310 Intangible assets (1,407 ) (1,159 ) (1,407 ) (1,159 ) Disallowed deferred tax assets (13,266 ) (12,135 ) (6,748 ) (10,994 ) Common equity tier 1 capital 245,795 238,996 255,953 249,971 Qualifying trust preferred securities 34,500 34,500 - - Disallowed deferred tax assets (3,317 ) (8,091 ) - - Tier 1 capital 276,978 265,405 255,953 249,971 Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 21,476 20,884 21,476 20,884 Total risk-based capital $ 298,454 $ 286,289 $ 277,429 $ 270,855

Fair Value Disclosures

Fair Value Disclosures	6 Months Ended
	Jun. 30, 2017
Fair Value Disclosures [Abstract]
Fair Value Disclosures	11. Fair Value Disclosures FASB ASC topic 820 defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1: Valuation is based upon quoted prices for identical instruments traded in active markets. Level 1 instruments include securities traded on active exchange markets, such as the New York Stock Exchange, as well as U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets. Level 2: Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 2 instruments include securities traded in less active dealer or broker markets. Level 3: Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. We used the following methods and significant assumptions to estimate fair value: Securities obligations of states and political subdivisions Loans held for sale Impaired loans with specific loss allocations based on collateral value From time to time, certain loans are considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. We measure our investment in an impaired loan based on one of three methods: the loan’s observable market price, the fair value of the collateral or the present value of expected future cash flows discounted at the loan’s effective interest rate. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. At June 30, 2017 and December 31, 2016, all of our impaired loans were evaluated based on either the fair value of the collateral or the present value of expected future cash flows discounted at the loan’s effective interest rate. When the fair value of the collateral is based on an appraised value or when an appraised value is not available we record the impaired loan as nonrecurring Level 3 Other real estate Appraisals for both collateral-dependent impaired loans and other real estate are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by us. Once received, an independent third party (for commercial properties over $0.25 million) or a member of our Collateral Evaluation Department (for commercial properties under $0.25 million) or a member of our Special Assets Group (for residential properties) reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. We compare the actual selling price of collateral that has been sold to the most recent appraised value of our properties to determine what additional adjustment, if any, should be made to the appraisal value to arrive at fair value. For commercial and residential properties we typically discount an appraisal to account for various factors that the appraisal excludes in its assumptions. These additional discounts generally do not result in material adjustments to the appraised value. Capitalized mortgage loan servicing rights : The fair value of capitalized mortgage loan servicing rights is based on a valuation model used by an independent third party that calculates the present value of estimated net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income. Certain model assumptions are generally unobservable and are based upon the best information available including data relating to our own servicing portfolio, reviews of mortgage servicing assumption and valuation surveys and input from various mortgage servicers and, therefore, are recorded as Level 3. Management evaluates the third party valuation for reasonableness each quarter as part of our financial reporting control processes. Prior to January 1, 2017, capitalized mortgage loan servicing rights were accounted for using the amortization method of accounting and were measured at fair value on a non-recurring basis. During the first quarter of 2017, Derivatives Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) June 30, 2017: Measured at Fair Value on a Recurring Basis: Assets Trading securities $ 286 $ 286 $ - $ - Securities available for sale U.S. agency 28,398 - 28,398 - U.S. agency residential mortgage-backed 144,484 - 144,484 - U.S. agency commercial mortgage-backed 11,577 - 11,577 - Private label mortgage-backed 25,332 - 25,332 - Other asset backed 126,898 - 126,898 - Obligations of states and political subdivisions 179,764 - 179,764 - Corporate 62,409 - 62,409 - Trust preferred 2,761 - 2,761 - Foreign government 2,102 - 2,102 - Loans held for sale 45,693 - 45,693 - Capitalized mortgage loan servicing rights 14,515 - - 14,515 Derivatives (1) 2,222 - 2,222 - Liabilities Derivatives (2) 1,116 - 1,116 - Measured at Fair Value on a Non-recurring basis: Assets Impaired loans (3) Commercial Income producing - real estate 287 - - 287 Land, land development & construction-real estate 12 - - 12 Commercial and industrial 1,241 - - 1,241 Mortgage 1-4 family 378 - - 378 Other real estate (4) Mortgage 1-4 family 162 - - 162 Resort lending 5 - - 5 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value. Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) December 31, 2016: Measured at Fair Value on a Recurring Basis: Assets Trading securities $ 410 $ 410 $ - $ - Securities available for sale U.S. agency 28,988 - 28,988 - U.S. agency residential mortgage-backed 156,289 - 156,289 - U.S. agency commercial mortgage-backed 12,632 - 12,632 - Private label mortgage-backed 34,727 - 34,727 - Other asset backed 146,709 - 146,709 - Obligations of states and political subdivisions 170,899 - 170,899 - Corporate 56,180 - 56,180 - Trust preferred 2,579 - 2,579 - Foreign government 1,613 - 1,613 - Loans held for sale 35,946 - 35,946 - Derivatives (1) 2,251 - 2,251 - Liabilities Derivatives (2) 975 - 975 - Measured at Fair Value on a Non-recurring basis: Assets Capitalized mortgage loan servicing rights (3) 8,163 - - 8,163 Impaired loans (4) Commercial Income producing - real estate 255 - - 255 Land, land development & construction-real estate 54 - - 54 Commercial and industrial 1,342 - - 1,342 Mortgage 1-4 family 361 - - 361 Other real estate (5) Commercial Income producing - real estate (6) 2,863 - 2,863 - Land, land development & construction-real estate 176 - - 176 Mortgage 1-4 family 98 - - 98 Resort lending 133 - - 133 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance. (4) Only includes impaired loans with specific loss allocations based on collateral value. (5) Only includes other real estate with subsequent write downs to fair value. (6) Level 2 valuation is based on a signed purchase agreement. There were no transfers between Level 1 and Level 2 during the six months ended June 30, 2017 and 2016. Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the Six-Month Periods Ended June 30 for Items Measured at Fair Value Pursuant to Election of the Fair Value Option 2017 2016 Total Change in Fair Values Included Total Change in Fair Values Included Net Gains (Losses) Mortgage in Current Net Gains (Losses) in Current Securities Loans Servicing, net Earnings Securities Loans Earnings (In thousands) Trading securities $ (124 ) $ - $ - $ (124 ) $ 64 $ - $ 64 Loans held for sale - 666 - 666 - 478 478 Capitalized mortgage loan servicing rights - - (1,495 ) (1,495 ) - - - For those items measured at fair value pursuant to our election of the fair value option, interest income is recorded within the Condensed Consolidated Statements of Operations based on the contractual amount of interest income earned on these financial assets and dividend income is recorded based on cash dividends received. The following represent impairment charges recognized during the three and six month periods ended June 30, 2017 and 2016 relating to assets measured at fair value on a non-recurring basis: · Capitalized mortgage loan servicing rights, whose individual strata are measured at fair value, had a carrying amount of $8.2 million, which is net of a valuation allowance of $2.3 million, at December 31, 2016. · Loans which are measured for impairment using the fair value of collateral for collateral dependent loans had a carrying amount of $2.6 million, with a valuation allowance of $0.7 million at June 30, 2017, and had a carrying amount of $4.0 million, with a valuation allowance of $2.0 million at December 31, 2016. · Other real estate, which is measured using the fair value of the property, had a carrying amount of $0.2 million which is net of a valuation allowance of $0.1 million at June 30, 2017, and a carrying amount of $3.2 million, which is net of a valuation allowance of $0.8 million, at December 31, 2016. A reconciliation for all assets and (liabilities) measured at fair value on a recurring basis using significant unobservable inputs (Level 3) follows: Capitalized Mortgage Loan Servicing Rights Three Months Ended June 30, Six Months Ended June 30, 2017 2016 2017 2016 Beginning balance $ 14,727 $ - $ - $ - Change in accounting - - 14,213 - Beginning balance, as adjusted 14,727 - 14,213 - Total losses realized and unrealized: Included in results of operations (1,231 ) - (1,495 ) - Included in other comprehensive income - - - - Purchases, issuances, settlements, maturities and calls 1,019 - 1,797 - Transfers in and/or out of Level 3 - - - - Ending balance $ 14,515 $ - $ 14,515 $ - Amount of total losses for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at June 30 $ (1,231 ) $ - $ (1,495 ) $ - As discussed above we changed the accounting for capitalized mortgage loan servicing rights during the first quarter of 2017 (see note #2) and are now measuring valuation on a recurring basis. The fair value of our capitalized mortgage loan servicing rights has been determined based on a valuation model used by an independent third party Asset Fair Value Valuation Technique Unobservable Inputs Weighted Average (In thousands) June 30, 2017 Capitalized mortgage $ 14,515 Present value of net Discount rate 10.09 % servicing revenue Cost to service $ 81 Ancillary income 24 Float rate 1.96 % Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Weighted Average (In thousands) June 30, 2017 Impaired loans Commercial $ 1,540 Sales comparison approach Adjustment for differences between comparable sales (2.3 )% Mortgage 378 Sales comparison approach Adjustment for differences between comparable sales (2.9 ) Other real estate Mortgage 167 Sales comparison approach Adjustment for differences between comparable sales (14.1 ) December 31, 2016 Capitalized mortgage loan servicing rights $ 8,163 Present value of net servicing revenue Discount rate 10.07 % Cost to service $ 83 Ancillary income 24 Float rate 1.97 % Impaired loans Commercial (1) 1,446 Sales comparison approach Adjustment for differences between comparable sales (1.5 )% Mortgage 361 Sales comparison approach Adjustment for differences between comparable sales (4.7 ) Other real estate Commercial 176 Sales comparison approach Adjustment for differences between comparable sales (22.5 ) Mortgage 231 Sales comparison approach Adjustment for differences between comparable sales (5.1 ) (1) In addition to the valuation techniques and unobservable inputs discussed above, at December 31, 2016, we had an impaired collateral dependent commercial relationship that totaled $0.2 million that was primarily secured by collateral other than real estate. Collateral securing this relationship primarily included machinery and equipment and inventory. Valuation techniques included appraisals and discounting restructuring firm valuations based on estimates of value recovery of each particular asset type. Discount rates used ranged from 0% to 100% of stated values. The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Fair Value Difference Contractual Principal (In thousands) Loans held for sale June 30, 2017 $ 45,693 $ 1,103 $ 44,590 December 31, 2016 35,946 437 35,509

Fair Values of Financial Instru

Fair Values of Financial Instruments	6 Months Ended
	Jun. 30, 2017
Fair Values of Financial Instruments [Abstract]
Fair Values of Financial Instruments	12. Fair Values of Financial Instruments Most of our assets and liabilities are considered financial instruments. Many of these financial instruments lack an available trading market and it is our general practice and intent to hold the majority of our financial instruments to maturity. Significant estimates and assumptions were used to determine the fair value of financial instruments. These estimates are subjective in nature, involving uncertainties and matters of judgment, and therefore, fair values may not be a precise estimate. Changes in assumptions could significantly affect the estimates. Estimated fair values have been determined using available data and methodologies that are considered suitable for each category of financial instrument. For instruments with adjustable interest rates which reprice frequently and without significant credit risk, it is presumed that estimated fair values approximate the recorded book balances. Fair value methodologies discussed below do not necessarily represent an exit price in the determination of the fair value of these financial instruments. Cash and due from banks and interest bearing deposits Interest bearing deposits - time Securities Federal Home Loan Bank and Federal Reserve Bank stock Net loans and loans held for sale Payment plan receivables held for sale are also classified as Level 2 based on a signed purchase agreement as described in note #15. Accrued interest receivable and payable Derivative financial instruments Deposits Other borrowings Subordinated debentures The estimated recorded book balances and fair values follow: Fair Value Using Recorded Book Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Un- observable Inputs Balance Fair Value (Level 1) (Level 2) (Level 3) (In thousands) June 30, 2017 Assets Cash and due from banks $ 35,513 $ 35,513 $ 35,513 $ - $ - Interest bearing deposits 24,255 24,255 24,255 - - Interest bearing deposits - time 5,339 5,346 - 5,346 - Trading securities 286 286 286 - - Securities available for sale 583,725 583,725 - 583,725 - Federal Home Loan Bank and Federal Reserve Bank Stock 15,543 NA NA NA NA Net loans and loans held for sale 1,836,784 1,798,133 - 45,693 1,752,440 Accrued interest receivable 7,713 7,713 1 2,460 5,252 Derivative financial instruments 2,222 2,222 - 2,222 - Liabilities Deposits with no stated maturity (1) $ 1,769,406 $ 1,769,406 $ 1,769,406 $ - $ - Deposits with stated maturity (1) 476,813 474,172 - 474,172 - Other borrowings 85,524 86,206 - 86,206 - Subordinated debentures 35,569 28,379 - 28,379 - Accrued interest payable 1,118 1,118 18 1,100 - Derivative financial instruments 1,116 1,116 - 1,116 - December 31, 2016 Assets Cash and due from banks $ 35,238 $ 35,238 $ 35,238 $ - $ - Interest bearing deposits 47,956 47,956 47,956 - - Interest bearing deposits - time 5,591 5,611 - 5,611 - Trading securities 410 410 410 - - Securities available for sale 610,616 610,616 - 610,616 - Federal Home Loan Bank and Federal Reserve Bank Stock 15,543 NA NA NA NA Net loans and loans held for sale (2) 1,655,335 1,629,587 - 67,321 1,562,266 Accrued interest receivable 7,316 7,316 5 2,364 4,947 Derivative financial instruments 2,251 2,251 - 2,251 - Liabilities Deposits with no stated maturity (1) $ 1,740,601 $ 1,740,601 $ 1,740,601 $ - $ - Deposits with stated maturity (1) 485,118 483,469 - 483,469 - Other borrowings 9,433 10,371 - 10,371 - Subordinated debentures 35,569 25,017 - 25,017 - Accrued interest payable 932 932 21 911 - Derivative financial instruments 975 975 - 975 - (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $13.2 million and $7.4 million at June 30, 2017 and December 31, 2016, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $33.4 million and $31.3 million June 30, 2017 and December 31, 2016, respectively. (2) Net loans and loans held for sale include $31.4 million of payment plan receivables and commercial loans held for sale at December 31, 2016. The fair values for commitments to extend credit and standby letters of credit are estimated to approximate their aggregate book balance, which is nominal and therefore are not disclosed. Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale the entire holdings of a particular financial instrument. Fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business, the value of future earnings attributable to off-balance sheet activities and the value of assets and liabilities that are not considered financial instruments. Fair value estimates for deposit accounts do not include the value of the core deposit intangible asset resulting from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market.

Contingent Liabilities

Contingent Liabilities	6 Months Ended
	Jun. 30, 2017
Contingent Liabilities [Abstract]
Contingent Liabilities	13. Contingent Liabilities In December 2016, we reached a tentative settlement regarding litigation initiated against us in Wayne County, Michigan Circuit Court. The Court issued a preliminary approval of this settlement in the first quarter of 2017. This litigation concerned checking account transaction sequencing during a period from February 2009 to June 2011. Under the terms of the settlement, we have agreed to pay $2.2 million and are also responsible for class notification costs and certain other expenses which are estimated to total approximately $0.1 million (these amounts were accrued for and expensed in the fourth quarter of 2016). We expect the settlement payment to occur in the fourth quarter of 2017 or first quarter of 2018. Although, we deny any liability associated with this matter and believe we have meritorious defenses to the allegations in the complaint, given the costs and uncertainty of litigation, it was determined that this settlement was in the best interests of the organization. We are also involved in various other litigation matters in the ordinary course of business. At the present time, we do not believe any of these matters will have a significant impact on our consolidated financial position or results of operations. The aggregate amount we have accrued for losses we consider probable as a result of these litigation matters is immaterial. However, because of the inherent uncertainty of outcomes from any litigation matter, we believe it is reasonably possible we may incur losses in addition to the amounts we have accrued. At this time, we estimate the maximum amount of additional losses that are reasonably possible is insignificant. However, because of a number of factors, including the fact that certain of these litigation matters are still in their early stages, this maximum amount may change in the future. The litigation matters described in the preceding paragraph primarily include claims that have been brought against us for damages, but do not include litigation matters where we seek to collect amounts owed to us by third parties (such as litigation initiated to collect delinquent loans). These excluded, collection-related matters may involve claims or counterclaims by the opposing party or parties, but we have excluded such matters from the disclosure contained in the preceding paragraph in all cases where we believe the possibility of us paying damages to any opposing party is remote. Risks associated with the likelihood that we will not collect the full amount owed to us, net of reserves, are disclosed elsewhere in this report. In connection with the sale of Mepco (see note #15), we agreed to contractually indemnify the purchaser from certain losses it may incur, including as a result of its failure to collect certain receivables it purchased as part of the business as well as breaches of representations and warranties we made in the sale agreement, subject to various limitations. We have not accrued any liability related to these indemnification requirements in our June 30, 2017 Condensed Consolidated Statement of Financial Condition because we believe the likelihood of having to pay any amount as a result of these indemnification obligations is remote. However, if the purchaser is unable to collect the receivables it purchased from Mepco or otherwise encounters difficulties in operating the business, it is possible it could make one or more claims against us pursuant to the sale agreement. In that event, we may incur expenses in defending any such claims and/or amounts paid to such purchaser to resolve such claims. The provision for loss reimbursement on sold loans represents our estimate of incurred losses related to mortgage loans that we have sold to investors (primarily Fannie Mae, Freddie Mac and Ginnie Mae). Since we sell mortgage loans without recourse, loss reimbursements only occur in those instances where we have breached a representation or warranty or other contractual requirement related to the loan sale. The provision for loss reimbursement on sold loans was an expense of $0.02 million and zero for the three months ended June 30, 2017 and 2016, respectively and an expense (credit) of $0.05 million and $(0.02) million for the six month periods ended June 30, 2017 and 2016, respectively. The small expense provisions in 2017 are primarily due to growth in the balance of loans serviced for investors. The small credit provision for the first six months of 2016 is due primarily to the settlement of certain loss reimbursement claims at slightly lower amounts than what had been specifically reserved for at the end of the previous period. The reserve for loss reimbursements on sold mortgage loans totaled $0.5 million and $0.6 million at June 30, 2017 and December 31, 2016, respectively. This reserve is included in accrued expenses and other liabilities in our Condensed Consolidated Statements of Financial Condition.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Loss ("AOCL")	6 Months Ended
	Jun. 30, 2017
Accumulated Other Comprehensive Loss ("AOCL") [Abstract]
Accumulated Other Comprehensive Loss ("AOCL")	14. Accumulated Other Comprehensive Loss (“AOCL”) A summary of changes in AOCL follows: Unrealized Gains (Losses) on Securities Available for Sale Dispropor- tionate Tax Effects from Securities Available for Sale Total (In thousands) For the three months ended June 30, 2017 Balances at beginning of period $ (738 ) $ (5,798 ) $ (6,536 ) Other comprehensive income before reclassifications 2,731 - 2,731 Amounts reclassified from AOCL (7 ) - (7 ) Net current period other comprehensive income 2,724 - 2,724 Balances at end of period $ 1,986 $ (5,798 ) $ (3,812 ) 2016 Balances at beginning of period $ 999 $ (5,798 ) $ (4,799 ) Other comprehensive income before reclassifications 1,588 - 1,588 Amounts reclassified from AOCL (72 ) - (72 ) Net current period other comprehensive income 1,516 - 1,516 Balances at end of period $ 2,515 $ (5,798 ) $ (3,283 ) For the six months ended June 30, 2017 Balances at beginning of period $ (3,310 ) $ (5,798 ) $ (9,108 ) Cumulative effect of change in accounting 300 - 300 Balances at beginning of period, as adjusted (3,010 ) (5,798 ) (8,808 ) Other comprehensive income before reclassifications 5,072 - 5,072 Amounts reclassified from AOCL (76 ) - (76 ) Net current period other comprehensive income 4,996 - 4,996 Balances at end of period $ 1,986 $ (5,798 ) $ (3,812 ) 2016 Balances at beginning of period $ (238 ) $ (5,798 ) $ (6,036 ) Other comprehensive income before reclassifications 2,937 - 2,937 Amounts reclassified from AOCL (184 ) - (184 ) Net current period other comprehensive income 2,753 - 2,753 Balances at end of period $ 2,515 $ (5,798 ) $ (3,283 ) We adopted ASU 2017-08 during the first quarter of 2017 using a modified retrospective approach. As a result, accumulated other comprehensive loss as of January 1, 2017 was adjusted by $0.30 million (see note #2). The disproportionate tax effects from securities available for sale arose due to tax effects of other comprehensive income (“OCI”) in the presence of a valuation allowance against our deferred tax assets and a pretax loss from operations. Generally, the amount of income tax expense or benefit allocated to operations is determined without regard to the tax effects of other categories of income or loss, such as OCI. However, an exception to the general rule is provided when, in the presence of a valuation allowance against deferred tax assets, there is a pretax loss from operations and pretax income from other categories in the current period. In such instances, income from other categories must offset the current loss from operations, the tax benefit of such offset being reflected in operations. A summary of reclassifications out of each component of AOCL for the three months ended June 30 follows: Amount Reclassified From Affected Line Item in Condensed AOCL Component AOCL Consolidated Statements of Operations (In thousands) 2017 Unrealized gains on securities available for sale $ 11 Net gains on securities - Net impairment loss recognized in earnings 11 Total reclassifications before tax 4 Income tax expense $ 7 Reclassifications, net of tax 2016 Unrealized gains on securities available for sale $ 109 Net gains on securities - Net impairment loss recognized in earnings 109 Total reclassifications before tax 37 Income tax expense $ 72 Reclassifications, net of tax A summary of reclassifications out of each component of AOCL for the six months ended June 30 follows: Amount Reclassified From Affected Line Item in Condensed AOCL Component AOCL Consolidated Statements of Operations (In thousands) 2017 Unrealized gains on securities available for sale $ 117 Net gains on securities - Net impairment loss recognized in earnings 117 Total reclassifications before tax 41 Income tax expense $ 76 Reclassifications, net of tax 2016 Unrealized gains on securities available for sale $ 283 Net gains on securities - Net impairment loss recognized in earnings 283 Total reclassifications before tax 99 Income tax expense $ 184 Reclassifications, net of tax

Payment Plan Receivables and Ot

Payment Plan Receivables and Other Assets Held for Sale	6 Months Ended
	Jun. 30, 2017
Payment Plan Receivables and Other Assets Held for Sale [Abstract]
Payment Plan Receivables and Other Assets Held for Sale	15. Payment Plan Receivables and Other Assets Held for Sale On December 30, 2016 Mepco executed an Asset Purchase Agreement (the “APA”) with Seabury Asset Management LLC (“Seabury”). Pursuant to the terms of the APA, Mepco sold its payment plan processing business to Seabury effective May 1, 2017. We received cash totaling $33.4 million and recorded no gain or loss in 2017 as the assets were sold and the liabilities were assumed at book value. Assets sold and liabilities assumed were as follows: May 1, December 31, (In thousands) Assets sold Payment plan receivables $ 33,128 $ 30,582 Commerical loans 525 794 Other assets 1,765 1,984 Total assets $ 35,418 $ 33,360 Liabilities assumed $ 1,972 $ 718 These assets and liabilities were categorized as “held for sale” in our December 31, 2016 Condensed Consolidated Statements of Financial Condition. These assets and corresponding liabilities held for sale were carried at the lower of cost or fair value on an aggregate basis. Fair value adjustments, if any, were recorded in current earnings.

New Accounting Standards (Polic

New Accounting Standards (Policies)	6 Months Ended
	Jun. 30, 2017
New Accounting Standards [Abstract]
New Accounting Standards	In May 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-09, “Revenue from Contracts with Customers (Topic 606) ”. In January 2016, the FASB issued ASU 2016-01, “Financial Instruments – Overall (Subtopic 825-10) – Recognition and Measurement of Financial Assets and Financial Liabilities”. This ASU amends existing guidance related to the accounting for certain financial assets and liabilities. These amendments, among other things, require equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income, require public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes, require separate presentation of financial assets and financial liabilities by measurement category and form of financial asset and eliminate the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost. This amended guidance is effective for us on January 1, 2018. We have reviewed the types of financial instruments impacted by this amended guidance, including certain equity investments and liabilities measured under the fair value election, and have determined that we do not currently own any such instruments. The balance of this amended guidance is expected to impact certain disclosure items but is not expected to have any impact on our consolidated operating results or financial condition. In February 2016, the FASB issued ASU 2016-02, “Leases (Topic 842)”. This ASU amends existing guidance related to the accounting for leases. These amendments, among other things, requires lessees to account for most leases on the balance sheet while recognizing expense on the income statement in a manner similar to existing guidance. For lessors the guidance modifies the classification criteria and the accounting for sales-type and direct finance leases. This amended guidance is effective for us on January 1, 2019 and is not expected to have a material impact on our consolidated operating results or financial condition. Based on a review of our operating leases that we currently have in place we do not expect a material change in the recognition, measurement and presentation of lease expense or impact on cash flow. While the primary impact will be the recognition of certain operating leases on our Condensed Consolidated Statements of Financial Condition this impact is not expected to be material. In June 2016, the FASB issued ASU 2016-13, “Financial Instruments — Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments”. This ASU significantly changes how entities will measure credit losses for most financial assets and certain other instruments that are not measured at fair value through net income. This ASU will replace today’s “incurred loss” approach with an “expected loss” model for instruments measured at amortized cost. For securities available for sale, allowances will be recorded rather than reducing the carrying amount as is done under the current other-than-temporary impairment model. This ASU also simplifies the accounting model for purchased credit-impaired debt securities and loans. This amended guidance is effective for us on January 1, 2020. We began evaluating this ASU in 2016 and have formed a committee that includes personnel from various areas of the Bank that meets regularly to discuss the implementation of the ASU. We are currently in the process of gathering data and reviewing loss methodologies and have engaged third party resources that will assist us in the implementation of this ASU. While we have not yet determined what the impact will be on our consolidated operating results or financial condition by the nature of the implementation of an expected loss model compared to an incurred loss approach, we would expect our AFLL to increase under this ASU. In March 2017, the FASB issued ASU 2017-08, “Receivables-Nonrefundable Fees and Other Costs (Subtopic 310-20) Premium Amortization on Purchased Callable Debt Securities” (“ASU 2017-08”). This ASU shortens the amortization period for certain callable debt securities held at a premium. Specifically, the amendments require the premium to be amortized to the earliest call date. The amendments do not require an accounting change for securities held at a discount; the discount continues to be accreted to maturity. This amended guidance is effective for us on January 1, 2019, with early adoption permitted. We adopted this amended guidance during the first quarter of 2017 using a modified retrospective approach. The impact of this adoption was to adjust our January 1, 2017 Condensed Consolidated Statement of Financial Position to reflect cumulative effect adjustments as summarized in the table below. The adjustments below reflect the recording of $0.46 million ($0.30 million, net of tax) of additional premium amortization on securities available for sale and a $0.30 million decrease in accumulated other comprehensive loss to reflect the decrease in after tax unrealized losses on securities available for sale as of January 1, 2017 as a result of adopting this amended guidance. After January 1, 2017, premium amortization on certain callable debt securities is now amortized to the first call date. During the first quarter of 2017 the impact on the Condensed Consolidated Statements of Operations was an increase to premium amortization of $0.03 million. During the first quarter of 2017, we adopted the fair value method of accounting for our capitalized mortgage loan servicing rights pursuant to FASB Accounting Standards Codification topic 860 – “Transfers and Servicing”. Prior to January 1, 2017, we were accounting for our capitalized mortgage loan servicing rights under the amortization method. We adopted the fair value method using a modified retrospective adjustment to beginning accumulated deficit. The impact of the adoption of the fair value method is summarized in the table below. The adjustments below reflect the recording of a $0.54 million increase in the fair value of our capitalized mortgage loan servicing rights with a $0.19 million reduction in deferred tax assets, net for a net impact on accumulated deficit and total equity of $0.35 million. January 1, 2017 Originally Presented Cumulative Retrospective Adjustments January 1, 2017 Adjusted (In thousands) Deferred tax assets, net $ 32,818 $ (190 )(1) $ 32,628 Capitalized mortgage loan servicing rights $ 13,671 $ 542 (1) $ 14,213 Total assets $ 2,548,950 $ 352 $ 2,549,302 Accumulated deficit $ (65,657 ) $ 352 (1) $ (300 )(2) $ (65,605 ) Accumulated other comprehensive loss $ (9,108 ) $ 300 (2) $ (8,808 ) Total Shareholders’ Equity $ 248,980 $ 352 $ 249,332 Total Liabilities and Shareholders’ Equity $ 2,548,950 $ 352 $ 2,549,302 (1) Represents adjustment to capitalized mortgage loan servicing rights, deferred tax assets, net, and accumulated deficit to reflect the adoption of the fair value method of accounting for our capitalized mortgage loan servicing rights. (2) Represents adjustment to accumulated deficit and accumulated other comprehensive loss to reflect the adoption of ASU 2017-08.

New Accounting Standards (Table

New Accounting Standards (Tables)	6 Months Ended
	Jun. 30, 2017
New Accounting Standards [Abstract]
Condensed consolidated statement of financial position to reflect cumulative effect of adjustments	The impact of the adoption of the fair value method is summarized in the table below. The adjustments below reflect the recording of a $0.54 million increase in the fair value of our capitalized mortgage loan servicing rights with a $0.19 million reduction in deferred tax assets, net for a net impact on accumulated deficit and total equity of $0.35 million. January 1, 2017 Originally Presented Cumulative Retrospective Adjustments January 1, 2017 Adjusted (In thousands) Deferred tax assets, net $ 32,818 $ (190 )(1) $ 32,628 Capitalized mortgage loan servicing rights $ 13,671 $ 542 (1) $ 14,213 Total assets $ 2,548,950 $ 352 $ 2,549,302 Accumulated deficit $ (65,657 ) $ 352 (1) $ (300 )(2) $ (65,605 ) Accumulated other comprehensive loss $ (9,108 ) $ 300 (2) $ (8,808 ) Total Shareholders’ Equity $ 248,980 $ 352 $ 249,332 Total Liabilities and Shareholders’ Equity $ 2,548,950 $ 352 $ 2,549,302 (1) Represents adjustment to capitalized mortgage loan servicing rights, deferred tax assets, net, and accumulated deficit to reflect the adoption of the fair value method of accounting for our capitalized mortgage loan servicing rights. (2) Represents adjustment to accumulated deficit and accumulated other comprehensive loss to reflect the adoption of ASU 2017-08.

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2017
Securities [Abstract]
Securities available for sale	Securities available for sale consist of the following: Amortized Unrealized Cost Gains Losses Fair Value (In thousands) June 30, 2017 U.S. agency $ 28,179 $ 248 $ 29 $ 28,398 U.S. agency residential mortgage-backed 143,670 1,309 495 144,484 U.S. agency commercial mortgage-backed 11,573 107 103 11,577 Private label mortgage-backed 25,150 426 244 25,332 Other asset backed 126,708 327 137 126,898 Obligations of states and political subdivisions 178,729 1,787 752 179,764 Corporate 61,629 856 76 62,409 Trust preferred 2,926 - 165 2,761 Foreign government 2,106 - 4 2,102 Total $ 580,670 $ 5,060 $ 2,005 $ 583,725 December 31, 2016 U.S. agency $ 28,909 $ 159 $ 80 $ 28,988 U.S. agency residential mortgage-backed 156,053 1,173 937 156,289 U.S. agency commercial mortgage-backed 12,799 28 195 12,632 Private label mortgage-backed 35,035 216 524 34,727 Other asset backed 146,829 271 391 146,709 Obligations of states and political subdivisions 175,180 478 4,759 170,899 Corporate 56,356 223 399 56,180 Trust preferred 2,922 - 343 2,579 Foreign government 1,626 - 13 1,613 Total $ 615,709 $ 2,548 $ 7,641 $ 610,616
Investments in a continuous unrealized loss position	Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In thousands) June 30, 2017 U.S. agency $ 2,841 $ 17 $ 4,920 $ 12 $ 7,761 $ 29 U.S. agency residential mortgage-backed 32,667 260 21,433 235 54,100 495 U.S. agency commercial mortgage-backed 6,147 102 122 1 6,269 103 Private label mortgage-backed 5,002 66 1,143 178 6,145 244 Other asset backed 25,998 38 11,035 99 37,033 137 Obligations of states and political subdivisions 50,302 611 6,788 141 57,090 752 Corporate 10,281 51 1,978 25 12,259 76 Trust preferred - - 2,761 165 2,761 165 Foreign government 2,102 4 - - 2,102 4 Total $ 135,340 $ 1,149 $ 50,180 $ 856 $ 185,520 $ 2,005 December 31, 2016 U.S. agency $ 4,179 $ 41 $ 8,217 $ 39 $ 12,396 $ 80 U.S. agency residential mortgage-backed 62,524 732 20,857 205 83,381 937 U.S. agency commercial mortgage-backed 6,079 194 143 1 6,222 195 Private label mortgage-backed 20,545 281 1,413 243 21,958 524 Other asset backed 52,958 172 17,763 219 70,721 391 Obligations of states and political subdivisions 113,078 4,014 14,623 745 127,701 4,759 Corporate 25,546 292 2,810 107 28,356 399 Trust preferred - - 2,579 343 2,579 343 Foreign government 1,613 13 - - 1,613 13 Total $ 286,522 $ 5,739 $ 68,405 $ 1,902 $ 354,927 $ 7,641
Trust preferred securities	The following table breaks out our trust preferred securities in further detail as of June 30, 2017 and December 31, 2016: June 30, 2017 December 31, 2016 Fair Value Net Unrealized Loss Fair Value Net Unrealized Loss (In thousands) Trust preferred securities Rated issues $ 1,844 $ (82 ) $ 1,800 $ (123 ) Unrated issues 917 (83 ) 779 (220 )
Private label mortgage backed securities below investment grade	At June 30, 2017, three private label mortgage-backed securities had credit related OTTI and are summarized as follows: Senior Security Super Senior Security Senior Support Security Total (In thousands) As of June 30, 2017 Fair value $ 1,133 $ 955 $ 71 $ 2,159 Amortized cost 1,003 888 - 1,891 Non-credit unrealized loss - - - - Unrealized gain 130 67 71 268 Cumulative credit related OTTI 757 457 380 1,594
Credit losses recognized in earnings on securities available for sale	A roll forward of credit losses recognized in earnings on securities available for sale follows: Three months ended June 30, Six months ended June 30, 2017 2016 2017 2016 (In thousands) Balance at beginning of period $ 1,844 $ 1,844 $ 1,844 $ 1,844 Additions to credit losses on securities for which no previous OTTI was recognized - - - - Increases to credit losses on securities for which OTTI was previously recognized - - - - Balance at end of period $ 1,844 $ 1,844 $ 1,844 $ 1,844
Amortized cost and fair value of securities available for sale by contractual maturity	The amortized cost and fair value of securities available for sale at June 30, 2017, by contractual maturity, follow: Amortized Cost Fair Value (In thousands) Maturing within one year $ 30,555 $ 30,608 Maturing after one year but within five years 99,193 99,956 Maturing after five years but within ten years 86,846 88,012 Maturing after ten years 56,975 56,858 273,569 275,434 U.S. agency residential mortgage-backed 143,670 144,484 U.S. agency commercial mortgage-backed 11,573 11,577 Private label mortgage-backed 25,150 25,332 Other asset backed 126,708 126,898 Total $ 580,670 $ 583,725
Gains and losses realized on sale of securities available for sale	A summary of proceeds from the sale of securities available for sale and gains and losses for the six month periods ending June 30, follows: Realized Proceeds Gains Losses (In thousands) 2017 $ 7,830 $ 117 $ - 2016 55,362 336 53

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2017
Loans [Abstract]
Analysis of allowance for loan losses by portfolio segment	An analysis of the allowance for loan losses by portfolio segment for the three months ended June 30, follows: Commercial Mortgage Installment Payment Plan Receivables(1) Subjective Allocation Total (In thousands) 2017 Balance at beginning of period $ 5,088 $ 8,109 $ 911 $ - $ 5,930 $ 20,038 Additions (deductions) Provision for loan losses (39 ) 38 73 - 511 583 Recoveries credited to the allowance 202 191 264 - - 657 Loans charged against the allowance (151 ) (193 ) (348 ) - - (692 ) Balance at end of period $ 5,100 $ 8,145 $ 900 $ - $ 6,441 $ 20,586 2016 Balance at beginning of period $ 5,622 $ 10,296 $ 1,161 $ 53 $ 5,363 $ 22,495 Additions (deductions) Provision for loan losses (663 ) (359 ) 126 (1 ) 163 (734 ) Recoveries credited to the allowance 1,114 294 351 - - 1,759 Loans charged against the allowance (34 ) (275 ) (499 ) - - (808 ) Balance at end of period $ 6,039 $ 9,956 $ 1,139 $ 52 $ 5,526 $ 22,712 (1) Payment plan receivables were reclassified to held for sale at December 31, 2016. See note #15. An analysis of the allowance for loan losses by portfolio segment for the six months ended June 30, follows: Commercial Mortgage Installment Payment Plan Receivables(1) Subjective Allocation Total (In thousands) 2017 Balance at beginning of period $ 4,880 $ 8,681 $ 1,011 $ - $ 5,662 $ 20,234 Additions (deductions) Provision for loan losses (100 ) (661 ) 206 - 779 224 Recoveries credited to the allowance 606 677 503 - - 1,786 Loans charged against the allowance (286 ) (552 ) (820 ) - - (1,658 ) Balance at end of period $ 5,100 $ 8,145 $ 900 $ - $ 6,441 $ 20,586 2016 Balance at beginning of period $ 5,670 $ 10,391 $ 1,181 $ 56 $ 5,272 $ 22,570 Additions (deductions) Provision for loan losses (1,067 ) (638 ) 191 (4 ) 254 (1,264 ) Recoveries credited to the allowance 1,470 676 572 - - 2,718 Loans charged against the allowance (34 ) (473 ) (805 ) - - (1,312 ) Balance at end of period $ 6,039 $ 9,956 $ 1,139 $ 52 $ 5,526 $ 22,712 (1) Payment plan receivables were reclassified to held for sale at December 31, 2016. See note #15.
Allowance for loan losses and recorded investment in loans by portfolio segment	Allowance for loan losses and recorded investment in loans by portfolio segment follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) June 30, 2017 Allowance for loan losses Individually evaluated for impairment $ 1,094 $ 5,873 $ 277 $ - $ 7,244 Collectively evaluated for impairment 4,006 2,272 623 6,441 13,342 Total ending allowance balance $ 5,100 $ 8,145 $ 900 $ 6,441 $ 20,586 Loans Individually evaluated for impairment $ 11,351 $ 56,106 $ 4,437 $ 71,894 Collectively evaluated for impairment 819,442 621,015 304,762 1,745,219 Total loans recorded investment 830,793 677,121 309,199 1,817,113 Accrued interest included in recorded investment 2,015 2,622 799 5,436 Total loans $ 828,778 $ 674,499 $ 308,400 $ 1,811,677 December 31, 2016 Allowance for loan losses Individually evaluated for impairment $ 2,244 $ 6,579 $ 329 $ - $ 9,152 Collectively evaluated for impairment 2,636 2,102 682 5,662 11,082 Total ending allowance balance $ 4,880 $ 8,681 $ 1,011 $ 5,662 $ 20,234 Loans Individually evaluated for impairment $ 15,767 $ 59,151 $ 4,913 $ 79,831 Collectively evaluated for impairment 790,228 481,828 261,474 1,533,530 Total loans recorded investment 805,995 540,979 266,387 1,613,361 Accrued interest included in recorded investment 1,978 2,364 771 5,113 Total loans $ 804,017 $ 538,615 $ 265,616 $ 1,608,248
Loans on non-accrual status and past due more than 90 days	Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow: 90+ and Still Accruing Non- Accrual Total Non- Performing Loans (In thousands) June 30, 2017 Commercial Income producing - real estate $ - $ 203 $ 203 Land, land development and construction - real estate - 10 10 Commercial and industrial - 541 541 Mortgage 1-4 family - 5,481 5,481 Resort lending - 1,043 1,043 Home equity - 1st lien - 198 198 Home equity - 2nd lien - 312 312 Purchased loans - - - Installment Home equity - 1st lien - 203 203 Home equity - 2nd lien - 308 308 Boat lending - 93 93 Recreational vehicle lending - 20 20 Other - 130 130 Total recorded investment $ - $ 8,542 $ 8,542 Accrued interest included in recorded investment $ - $ - $ - December 31, 2016 Commercial Income producing - real estate $ - $ 628 $ 628 Land, land development and construction - real estate - 105 105 Commercial and industrial - 4,430 4,430 Mortgage 1-4 family - 5,248 5,248 Resort lending - 1,507 1,507 Home equity - 1st lien - 222 222 Home equity - 2nd lien - 317 317 Purchased loans - - - Installment Home equity - 1st lien - 266 266 Home equity - 2nd lien - 289 289 Boat lending - 219 219 Recreational vehicle lending - 21 21 Other - 112 112 Total recorded investment $ - $ 13,364 $ 13,364 Accrued interest included in recorded investment $ - $ - $ -
Aging analysis of loans by class	An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total Past Due Loans (In thousands) June 30, 2017 Commercial Income producing - real estate $ 36 $ - $ 30 $ 66 $ 280,018 $ 280,084 Land, land development and construction - real estate - - - - 58,353 58,353 Commercial and industrial 254 - 121 375 491,981 492,356 Mortgage 1-4 family 1,894 1,007 5,481 8,382 448,747 457,129 Resort lending 136 264 1,043 1,443 94,764 96,207 Home equity - 1st lien 60 76 198 334 33,697 34,031 Home equity - 2nd lien 644 177 312 1,133 52,598 53,731 Purchased loans 5 4 - 9 36,014 36,023 Installment Home equity - 1st lien 124 60 203 387 10,589 10,976 Home equity - 2nd lien 163 140 308 611 10,791 11,402 Boat lending 173 12 93 278 126,150 126,428 Recreational vehicle lending 50 13 20 83 89,132 89,215 Other 130 44 130 304 70,874 71,178 Total recorded investment $ 3,669 $ 1,797 $ 7,939 $ 13,405 $ 1,803,708 $ 1,817,113 Accrued interest included in recorded investment $ 44 $ 34 $ - $ 78 $ 5,358 $ 5,436 December 31, 2016 Commercial Income producing - real estate $ - $ - $ 383 $ 383 $ 287,255 $ 287,638 Land, land development and construction - real estate 74 - 31 105 51,670 51,775 Commercial and industrial 100 1,385 66 1,551 465,031 466,582 Mortgage 1-4 family 2,361 869 5,248 8,478 306,063 314,541 Resort lending - - 1,507 1,507 101,541 103,048 Home equity - 1st lien 149 - 222 371 28,645 29,016 Home equity - 2nd lien 470 218 317 1,005 54,232 55,237 Purchased loans 13 2 - 15 39,122 39,137 Installment Home equity - 1st lien 311 48 266 625 12,025 12,650 Home equity - 2nd lien 238 41 289 568 13,390 13,958 Boat lending 184 33 219 436 102,489 102,925 Recreational vehicle lending 68 33 21 122 74,413 74,535 Other 289 30 112 431 61,888 62,319 Total recorded investment $ 4,257 $ 2,659 $ 8,681 $ 15,597 $ 1,597,764 $ 1,613,361 Accrued interest included in recorded investment $ 45 $ 19 $ - $ 64 $ 5,049 $ 5,113
Impaired loans	Impaired loans are as follows: June 30, 2017 December 31, 2016 Impaired loans with no allocated allowance (In thousands) TDR $ 602 $ 1,782 Non - TDR - 1,107 Impaired loans with an allocated allowance TDR - allowance based on collateral 2,375 3,527 TDR - allowance based on present value cash flow 68,350 72,613 Non - TDR - allowance based on collateral 262 491 Total impaired loans $ 71,589 $ 79,520 Amount of allowance for loan losses allocated TDR - allowance based on collateral $ 683 $ 1,868 TDR - allowance based on present value cash flow 6,525 7,146 Non - TDR - allowance based on collateral 36 138 Total amount of allowance for loan losses allocated $ 7,244 $ 9,152 Impaired loans by class are as follows (1): June 30, 2017 December 31, 2016 Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: (In thousands) Commercial Income producing - real estate $ - $ - $ - $ 517 $ 768 $ - Land, land development & construction-real estate - - - 31 709 - Commercial and industrial 354 352 - 2,341 3,261 - Mortgage 1-4 family 251 915 - 2 387 - Resort lending - - - - - - Home equity - 1st lien - - - - - - Home equity - 2nd lien - - - - - - Installment Home equity - 1st lien 1 72 - - 66 - Home equity - 2nd lien - - - - - - Boat lending - - - - - - Recreational vehicle lending - - - - - - Other - - - - - - 606 1,339 - 2,891 5,191 - With an allowance recorded: Commercial Income producing - real estate 7,647 7,835 594 7,737 7,880 554 Land, land development & construction-real estate 172 199 11 239 244 36 Commercial and industrial 3,178 3,256 489 4,902 5,246 1,654 Mortgage 1-4 family 39,194 40,728 3,590 41,701 43,479 4,100 Resort lending 16,251 16,318 2,249 16,898 16,931 2,453 Home equity - 1st lien 230 239 10 235 242 10 Home equity - 2nd lien 180 214 24 315 398 16 Installment Home equity - 1st lien 1,825 1,952 87 1,994 2,117 118 Home equity - 2nd lien 2,147 2,173 165 2,415 2,443 182 Boat lending 1 6 1 1 6 - Recreational vehicle lending 102 102 5 109 108 6 Other 361 394 19 394 426 23 71,288 73,416 7,244 76,940 79,520 9,152 Total Commercial Income producing - real estate 7,647 7,835 594 8,254 8,648 554 Land, land development & construction-real estate 172 199 11 270 953 36 Commercial and industrial 3,532 3,608 489 7,243 8,507 1,654 Mortgage 1-4 family 39,445 41,643 3,590 41,703 43,866 4,100 Resort lending 16,251 16,318 2,249 16,898 16,931 2,453 Home equity - 1st lien 230 239 10 235 242 10 Home equity - 2nd lien 180 214 24 315 398 16 Installment Home equity - 1st lien 1,826 2,024 87 1,994 2,183 118 Home equity - 2nd lien 2,147 2,173 165 2,415 2,443 182 Boat lending 1 6 1 1 6 - Recreational vehicle lending 102 102 5 109 108 6 Other 361 394 19 394 426 23 Total $ 71,894 $ 74,755 $ 7,244 $ 79,831 $ 84,711 $ 9,152 Accrued interest included in recorded investment $ 305 $ 311 (1) There were no impaired purchased mortgage loans at June 30, 2017 or December 31, 2016.
Average recorded investment in and interest income earned on impaired loans by class	Average recorded investment in and interest income earned on impaired loans by class for the three month periods ending June 30, follows (1): 2017 2016 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: (In thousands) Commercial Income producing - real estate $ 185 $ - $ 673 $ - Land, land development & construction-real estate - - 335 - Commercial and industrial 177 8 609 - Mortgage 1-4 family 126 5 11 5 Resort lending - - - - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien 1 2 1 - Home equity - 2nd lien - - 7 - Boat lending - - - - Recreational vehicle lending - - - - Other - - - - 489 15 1,636 5 With an allowance recorded: Commercial Income producing - real estate 7,694 104 8,210 100 Land, land development & construction-real estate 170 2 1,664 13 Commercial and industrial 3,237 37 6,203 59 Mortgage 1-4 family 39,646 494 46,041 475 Resort lending 16,471 150 17,689 159 Home equity - 1st lien 232 2 243 2 Home equity - 2nd lien 186 1 181 4 Installment Home equity - 1st lien 1,855 33 2,230 42 Home equity - 2nd lien 2,228 35 2,751 41 Boat lending 1 - 2 - Recreational vehicle lending 104 2 117 1 Other 369 6 442 9 72,193 866 85,773 905 Total Commercial Income producing - real estate 7,879 104 8,883 100 Land, land development & construction-real estate 170 2 1,999 13 Commercial and industrial 3,414 45 6,812 59 Mortgage 1-4 family 39,772 499 46,052 480 Resort lending 16,471 150 17,689 159 Home equity - 1st lien 232 2 243 2 Home equity - 2nd lien 186 1 181 4 Installment Home equity - 1st lien 1,856 35 2,231 42 Home equity - 2nd lien 2,228 35 2,758 41 Boat lending 1 - 2 - Recreational vehicle lending 104 2 117 1 Other 369 6 442 9 Total $ 72,682 $ 881 $ 87,409 $ 910 (1) There were no impaired purchased mortgage loans during the three month periods ended June 30, 2017 and 2016, respectively. Average recorded investment in and interest income earned on impaired loans by class for the six month periods ending June 30, follows (1): 2017 2016 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: (In thousands) Commercial Income producing - real estate $ 296 $ - $ 662 $ 2 Land, land development & construction-real estate 10 - 496 7 Commercial and industrial 898 8 821 21 Mortgage 1-4 family 85 9 15 6 Resort lending - - - - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien - 3 - 1 Home equity - 2nd lien - - 5 - Boat lending - - - - Recreational vehicle lending - - - - Other - - - - 1,289 20 1,999 37 With an allowance recorded: Commercial Income producing - real estate 7,708 209 8,266 207 Land, land development & construction-real estate 193 4 1,673 26 Commercial and industrial 3,792 72 5,501 82 Mortgage 1-4 family 40,331 958 46,625 977 Resort lending 16,613 311 17,842 319 Home equity - 1st lien 233 4 218 4 Home equity - 2nd lien 229 3 202 5 Installment Home equity - 1st lien 1,901 67 2,274 84 Home equity - 2nd lien 2,290 70 2,810 85 Boat lending 1 - 2 - Recreational vehicle lending 106 3 119 3 Other 377 13 451 16 73,774 1,714 85,983 1,808 Total Commercial Income producing - real estate 8,004 209 8,928 209 Land, land development & construction-real estate 203 4 2,169 33 Commercial and industrial 4,690 80 6,322 103 Mortgage 1-4 family 40,416 967 46,640 983 Resort lending 16,613 311 17,842 319 Home equity - 1st lien 233 4 218 4 Home equity - 2nd lien 229 3 202 5 Installment Home equity - 1st lien 1,901 70 2,274 85 Home equity - 2nd lien 2,290 70 2,815 85 Boat lending 1 - 2 - Recreational vehicle lending 106 3 119 3 Other 377 13 451 16 Total $ 75,063 $ 1,734 $ 87,982 $ 1,845 (1) There were no impaired purchased mortgage loans during the six month periods ended June 30, 2017 and 2016, respectively.
Troubled debt restructurings	Troubled debt restructurings follow: June 30, 2017 Commercial Retail (1) Total (In thousands) Performing TDRs $ 10,551 $ 56,100 $ 66,651 Non-performing TDRs(2) 492 4,184 (3) 4,676 Total $ 11,043 $ 60,284 $ 71,327 December 31, 2016 Commercial Retail (1) Total (In thousands) Performing TDRs $ 10,560 $ 59,726 $ 70,286 Non-performing TDRs(2) 3,565 4,071 (3) 7,636 Total $ 14,125 $ 63,797 $ 77,922 (1) Retail loans include mortgage and installment loan segments. (2) Included in non-performing loans table above. (3) Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.
Troubled debt restructuring during the period	Loans that have been classified as troubled debt restructurings during the three-month periods ended Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2017 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial 9 653 653 Mortgage 1-4 family 1 32 32 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien - - - Home equity - 2nd lien 3 204 205 Boat lending - - - Recreational vehicle lending - - - Other - - - Total 13 $ 889 $ 890 2016 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial - - - Mortgage 1-4 family 1 109 110 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 3 29 29 Home equity - 2nd lien 2 71 73 Boat lending - - - Recreational vehicle lending - - - Other 1 12 12 Total 7 $ 221 $ 224 (1) There were no purchased mortgage loans classified as troubled debt restructurings during the three month periods ended June 30, 2017 and 2016, respectively. Loans that have been classified as troubled debt restructurings during the six-month periods ended Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2017 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial 12 786 786 Mortgage 1-4 family 2 49 49 Resort lending 1 189 189 Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 2 34 37 Home equity - 2nd lien 5 249 251 Boat lending - - - Recreational vehicle lending - - - Other - - - Total 22 $ 1,307 $ 1,312 2016 Commercial Income producing - real estate 2 $ 110 $ 110 Land, land development & construction-real estate - - - Commercial and industrial 4 1,758 1,758 Mortgage 1-4 family 3 192 263 Resort lending 1 116 117 Home equity - 1st lien 1 107 78 Home equity - 2nd lien - - - Installment Home equity - 1st lien 4 59 60 Home equity - 2nd lien 4 126 129 Boat lending - - - Recreational vehicle lending - - - Other 1 12 12 Total 20 $ 2,480 $ 2,527 (1) There were no purchased mortgage loans classified as troubled debt restructurings during the six month periods ended June 30, 2017 and 2016, respectively.
Summary of loan ratings by loan class	The following table summarizes loan ratings by loan class for our commercial loan segment: Commercial Non-watch 1-6 Watch 7-8 Substandard Accrual 9 Non- Accrual 10-11 Total (In thousands) June 30, 2017 Income producing - real estate $ 276,218 $ 3,344 $ 320 $ 202 $ 280,084 Land, land development and construction - real estate 58,278 65 - 10 58,353 Commercial and industrial 475,372 13,171 3,272 541 492,356 Total $ 809,868 $ 16,580 $ 3,592 $ 753 $ 830,793 Accrued interest included in total $ 1,952 $ 48 $ 15 $ - $ 2,015 December 31, 2016 Income producing - real estate $ 282,886 $ 3,787 $ 337 $ 628 $ 287,638 Land, land development and construction - real estate 51,603 67 - 105 51,775 Commercial and industrial 449,365 9,788 2,998 4,431 466,582 Total $ 783,854 $ 13,642 $ 3,335 $ 5,164 $ 805,995 Accrued interest included in total $ 1,915 $ 52 $ 11 $ - $ 1,978 For each of our mortgage and installment segment classes, we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated semi-annually. The following tables summarize credit scores by loan class for our mortgage and installment loan segments: Mortgage (1) 1-4 Family Resort Lending Home Equity 1st Lien Home Equity 2nd Lien Purchased Loans Total (In thousands) June 30, 2017 800 and above $ 51,751 $ 11,770 $ 7,477 $ 8,575 $ 8,122 $ 87,695 750-799 175,169 34,856 14,175 19,038 19,302 262,540 700-749 98,924 25,749 6,019 12,087 8,041 150,820 650-699 69,420 13,070 3,501 7,359 432 93,782 600-649 27,633 4,790 1,080 2,471 - 35,974 550-599 15,598 2,790 478 1,555 - 20,421 500-549 8,948 1,407 543 1,340 - 12,238 Under 500 3,839 90 253 182 - 4,364 Unknown 5,847 1,685 505 1,124 126 9,287 Total $ 457,129 $ 96,207 $ 34,031 $ 53,731 $ 36,023 $ 677,121 Accrued interest included in total $ 1,761 $ 379 $ 137 $ 244 $ 101 $ 2,622 December 31, 2016 800 and above $ 36,534 $ 10,484 $ 6,048 $ 8,392 $ 8,462 $ 69,920 750-799 102,382 41,999 10,006 20,113 20,984 195,484 700-749 69,337 24,727 5,706 12,360 9,115 121,245 650-699 50,621 13,798 4,106 8,167 437 77,129 600-649 25,270 5,769 1,674 3,067 - 35,780 550-599 13,747 3,030 455 1,699 - 18,931 500-549 9,215 1,438 486 981 - 12,120 Under 500 5,145 92 255 279 - 5,771 Unknown 2,290 1,711 280 179 139 4,599 Total $ 314,541 $ 103,048 $ 29,016 $ 55,237 $ 39,137 $ 540,979 Accrued interest included in total $ 1,466 $ 450 $ 111 $ 226 $ 111 $ 2,364 (1) Credit scores have been updated within the last twelve months. Installment(1) Home Equity 1st Lien Home Equity 2nd Lien Boat Lending Recreational Vehicle Lending Other Total (In thousands) June 30, 2017 800 and above $ 1,182 $ 925 $ 26,334 $ 25,972 $ 10,384 $ 64,797 750-799 2,168 3,030 64,018 44,949 24,758 138,923 700-749 1,713 2,438 24,380 12,980 14,671 56,182 650-699 2,312 1,991 8,913 3,825 8,894 25,935 600-649 1,506 1,506 1,754 863 2,420 8,049 550-599 1,295 945 510 255 956 3,961 500-549 677 501 289 189 513 2,169 Under 500 97 59 66 12 133 367 Unknown 26 7 164 170 8,449 8,816 Total $ 10,976 $ 11,402 $ 126,428 $ 89,215 $ 71,178 $ 309,199 Accrued interest included in total $ 44 $ 49 $ 291 $ 215 $ 200 $ 799 December 31, 2016 800 and above $ 1,354 $ 1,626 $ 21,422 $ 23,034 $ 8,911 $ 56,347 750-799 2,478 3,334 50,508 35,827 21,918 114,065 700-749 1,920 2,686 20,045 11,049 13,183 48,883 650-699 2,852 2,541 7,559 3,205 8,913 25,070 600-649 1,691 1,775 1,846 821 2,269 8,402 550-599 1,231 1,063 882 280 833 4,289 500-549 981 692 440 189 511 2,813 Under 500 114 220 73 16 211 634 Unknown 29 21 150 114 5,570 5,884 Total $ 12,650 $ 13,958 $ 102,925 $ 74,535 $ 62,319 $ 266,387 Accrued interest included in total $ 54 $ 59 $ 264 $ 203 $ 191 $ 771 (1) Credit scores have been updated within the last twelve months.

Shareholders' Equity and Earn27

Shareholders' Equity and Earnings Per Common Share (Tables)	6 Months Ended
	Jun. 30, 2017
Shareholders' Equity and Earnings Per Common Share [Abstract]
Reconciliation of basic and diluted net income per share	A reconciliation of basic and diluted net income per common share follows: Three Months Ended June 30, Six Months Ended June 30, 2017 2016 2017 2016 (In thousands, except per share amounts) Net income $ 5,931 $ 6,438 $ 11,905 $ 10,538 Weighted average shares outstanding (1) 21,331 21,281 21,320 21,516 Effect of stock options 143 148 147 150 Stock units for deferred compensation plan for non-employee directors 119 114 119 114 Performance share units 54 41 57 37 Restricted stock units - 55 - 70 Weighted average shares outstanding for calculation of diluted earnings per share 21,647 21,639 21,643 21,887 Net income per common share Basic (1) $ 0.28 $ 0.30 $ 0.56 $ 0.49 Diluted $ 0.27 $ 0.30 $ 0.55 $ 0.48 (1) Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Derivative Financial Instrume28

Derivative Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2017
Derivative Financial Instruments [Abstract]
Derivative financial instruments according to type of hedge designation	Our derivative financial instruments according to the type of hedge in which they are designated follows: June 30, 2017 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) No hedge designation Rate-lock mortgage loan commitments $ 44,985 0.1 $ 1,082 Mandatory commitments to sell mortgage loans 80,760 0.1 24 Pay-fixed interest rate swap agreements 54,127 8.0 - Pay-variable interest rate swap agreements 54,127 8.0 - Purchased options 3,119 4.3 272 Written options 3,119 4.3 (272 ) Total $ 240,237 3.8 $ 1,106 December 31, 2016 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) No hedge designation Rate-lock mortgage loan commitments $ 26,658 0.1 $ 646 Mandatory commitments to sell mortgage loans 61,954 0.1 630 Pay-fixed interest rate swap agreements 46,121 8.6 249 Pay-variable interest rate swap agreements 46,121 8.6 (249 ) Purchased options 3,119 4.5 238 Written options 3,119 4.5 (238 ) Total $ 187,092 4.4 $ 1,276
Fair value of derivative instruments	Fair Values of Derivative Instruments Asset Derivatives Liability Derivatives June 30, 2017 December 31, 2016 June 30, 2017 December 31, 2016 Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value (In thousands) Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets $ 1,082 Other assets $ 646 Other liabilities $ - Other liabilities $ - Mandatory commitments to sell mortgage loans Other assets 24 Other assets 630 Other liabilities - Other liabilities - Pay-fixed interest rate swap agreements Other assets 422 Other assets 493 Other liabilities 422 Other liabilities 244 Pay-variable interest rate swap agreements Other assets 422 Other assets 244 Other liabilities 422 Other liabilities 493 Purchased options Other assets 272 Other assets 238 Other liabilities - Other liabilities - Written options Other assets - Other assets - Other liabilities 272 Other liabilities 238 Total derivatives $ 2,222 $ 2,251 $ 1,116 $ 975
Effect of derivative financial instruments on condensed consolidated statement of operation	The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Gain (Loss) Recognized in Income Location of Gain (Loss) Three Month Periods Ended June 30, Six Month Periods Ended June 30, Recognized in Income 2017 2016 2017 2016 (In thousands) (In thousands) No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ 65 $ 130 $ 436 $ 349 Mandatory commitments to sell mortgage loans Net gains on mortgage loans 190 (240 ) (606 ) (446 ) Pay-fixed interest rate swap agreements Interest income (359 ) (590 ) (249 ) (1,708 ) Pay-variable interest rate swap agreements Interest income 359 590 249 1,708 Purchased options Interest expense (35 ) 3 34 81 Written options Interest expense 35 (3 ) (34 ) (81 ) Total $ 255 $ (110 ) $ (170 ) $ (97 )

Intangible Assets (Tables)

Intangible Assets (Tables)	6 Months Ended
	Jun. 30, 2017
Intangible Assets [Abstract]
Other intangible assets, net of amortization	The following table summarizes intangible assets, net of amortization: June 30, 2017 December 31, 2016 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization (In thousands) Amortized intangible assets - core deposits $ 6,118 $ 4,359 $ 6,118 $ 4,186
Estimated amortization of other intangible assets	Amortization of other intangibles has been estimated through 2022 in the following table. (In thousands) Six months ending December 31, 2017 $ 173 2018 346 2019 346 2020 346 2021 346 2022 202 Total $ 1,759

Share Based Compensation (Table

Share Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2017
Share Based Compensation [Abstract]
Summary of outstanding stock option grants and transactions	A summary of outstanding stock option grants and related transactions follows: Number of Shares Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregated Intrinsic Value (In thousands) Outstanding at January 1, 2017 211,018 $ 5.05 Granted - Exercised (26,224 ) 3.76 Forfeited - Expired - Outstanding at June 30, 2017 184,794 $ 5.23 4.6 $ 3,053 Vested and expected to vest at June 30, 2017 184,794 $ 5.23 4.6 $ 3,053 Exercisable at June 30, 2017 184,794 $ 5.23 4.6 $ 3,053
Summary of non-vested restricted stock, restricted stock units and PSU's	A summary of outstanding non-vested restricted stock and PSUs and related transactions follows: Number of Shares Weighted- Average Grant Date Fair Value Outstanding at January 1, 2017 296,422 $ 14.52 Granted 68,473 21.07 Vested (56,681 ) 14.85 Forfeited (7,321 ) 15.73 Outstanding at June 30, 2017 300,893 $ 15.86
Information regarding options exercised	Certain information regarding options exercised during the periods follows: Three Months Ended June 30, Six Months Ended June 30, 2017 2016 2017 2016 (In thousands) Intrinsic value $ 195 $ 60 $ 474 $ 177 Cash proceeds received $ 33 $ 27 $ 99 $ 59 Tax benefit realized $ 68 $ 21 $ 166 $ 62

Regulatory Matters (Tables)

Regulatory Matters (Tables)	6 Months Ended
	Jun. 30, 2017
Regulatory Matters [Abstract]
Actual capital amounts and ratios	Our actual capital amounts and ratios follow: Actual Minimum for Minimum for Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) June 30, 2017 Total capital to risk-weighted assets Consolidated $ 298,454 15.45 % $ 154,583 8.00 % NA NA Independent Bank 277,429 14.37 154,410 8.00 $ 193,013 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 276,978 14.33 % $ 115,937 6.00 % NA NA Independent Bank 255,953 13.26 115,808 6.00 $ 154,410 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 245,795 12.72 % $ 86,953 4.50 % NA NA Independent Bank 255,953 13.26 86,856 4.50 $ 125,459 6.50 % Tier 1 capital to average assets Consolidated $ 276,978 10.74 % $ 103,173 4.00 % NA NA Independent Bank 255,953 9.93 103,115 4.00 $ 128,894 5.00 % December 31, 2016 Total capital to risk-weighted assets Consolidated $ 286,289 15.86 % $ 144,413 8.00 % NA NA Independent Bank 270,855 15.02 144,223 8.00 $ 180,279 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 265,405 14.70 % $ 108,309 6.00 % NA NA Independent Bank 249,971 13.87 108,167 6.00 $ 144,223 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 238,996 13.24 % $ 81,232 4.50 % NA NA Independent Bank 249,971 13.87 81,126 4.50 $ 117,181 6.50 % Tier 1 capital to average assets Consolidated $ 265,405 10.50 % $ 101,112 4.00 % NA NA Independent Bank 249,971 9.90 101,019 4.00 $ 126,274 5.00 %
Components of regulatory capital	The components of our regulatory capital are as follows: Consolidated Independent Bank June 30, 2017 December 31, 2016 June 30, 2017 December 31, 2016 (In thousands) Total shareholders’ equity $ 262,453 $ 248,980 $ 266,093 $ 258,814 Add (deduct) Accumulated other comprehensive (gain) loss for regulatory purposes (1,985 ) 3,310 (1,985 ) 3,310 Intangible assets (1,407 ) (1,159 ) (1,407 ) (1,159 ) Disallowed deferred tax assets (13,266 ) (12,135 ) (6,748 ) (10,994 ) Common equity tier 1 capital 245,795 238,996 255,953 249,971 Qualifying trust preferred securities 34,500 34,500 - - Disallowed deferred tax assets (3,317 ) (8,091 ) - - Tier 1 capital 276,978 265,405 255,953 249,971 Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 21,476 20,884 21,476 20,884 Total risk-based capital $ 298,454 $ 286,289 $ 277,429 $ 270,855

Fair Value Disclosures (Tables)

Fair Value Disclosures (Tables)	6 Months Ended
	Jun. 30, 2017
Fair Value Disclosures [Abstract]
Assets and liabilities measured at fair value	Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) June 30, 2017: Measured at Fair Value on a Recurring Basis: Assets Trading securities $ 286 $ 286 $ - $ - Securities available for sale U.S. agency 28,398 - 28,398 - U.S. agency residential mortgage-backed 144,484 - 144,484 - U.S. agency commercial mortgage-backed 11,577 - 11,577 - Private label mortgage-backed 25,332 - 25,332 - Other asset backed 126,898 - 126,898 - Obligations of states and political subdivisions 179,764 - 179,764 - Corporate 62,409 - 62,409 - Trust preferred 2,761 - 2,761 - Foreign government 2,102 - 2,102 - Loans held for sale 45,693 - 45,693 - Capitalized mortgage loan servicing rights 14,515 - - 14,515 Derivatives (1) 2,222 - 2,222 - Liabilities Derivatives (2) 1,116 - 1,116 - Measured at Fair Value on a Non-recurring basis: Assets Impaired loans (3) Commercial Income producing - real estate 287 - - 287 Land, land development & construction-real estate 12 - - 12 Commercial and industrial 1,241 - - 1,241 Mortgage 1-4 family 378 - - 378 Other real estate (4) Mortgage 1-4 family 162 - - 162 Resort lending 5 - - 5 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value. Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) December 31, 2016: Measured at Fair Value on a Recurring Basis: Assets Trading securities $ 410 $ 410 $ - $ - Securities available for sale U.S. agency 28,988 - 28,988 - U.S. agency residential mortgage-backed 156,289 - 156,289 - U.S. agency commercial mortgage-backed 12,632 - 12,632 - Private label mortgage-backed 34,727 - 34,727 - Other asset backed 146,709 - 146,709 - Obligations of states and political subdivisions 170,899 - 170,899 - Corporate 56,180 - 56,180 - Trust preferred 2,579 - 2,579 - Foreign government 1,613 - 1,613 - Loans held for sale 35,946 - 35,946 - Derivatives (1) 2,251 - 2,251 - Liabilities Derivatives (2) 975 - 975 - Measured at Fair Value on a Non-recurring basis: Assets Capitalized mortgage loan servicing rights (3) 8,163 - - 8,163 Impaired loans (4) Commercial Income producing - real estate 255 - - 255 Land, land development & construction-real estate 54 - - 54 Commercial and industrial 1,342 - - 1,342 Mortgage 1-4 family 361 - - 361 Other real estate (5) Commercial Income producing - real estate (6) 2,863 - 2,863 - Land, land development & construction-real estate 176 - - 176 Mortgage 1-4 family 98 - - 98 Resort lending 133 - - 133 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance. (4) Only includes impaired loans with specific loss allocations based on collateral value. (5) Only includes other real estate with subsequent write downs to fair value. (6) Level 2 valuation is based on a signed purchase agreement.
Changes in fair value for financial assets	Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the Six-Month Periods Ended June 30 for Items Measured at Fair Value Pursuant to Election of the Fair Value Option 2017 2016 Total Change in Fair Values Included Total Change in Fair Values Included Net Gains (Losses) Mortgage in Current Net Gains (Losses) in Current Securities Loans Servicing, net Earnings Securities Loans Earnings (In thousands) Trading securities $ (124 ) $ - $ - $ (124 ) $ 64 $ - $ 64 Loans held for sale - 666 - 666 - 478 478 Capitalized mortgage loan servicing rights - - (1,495 ) (1,495 ) - - -
Reconciliation for all assets and (liabilities) measured at fair value on a recurring basis using significant unobservable inputs (Level 3)	A reconciliation for all assets and (liabilities) measured at fair value on a recurring basis using significant unobservable inputs (Level 3) follows: Capitalized Mortgage Loan Servicing Rights Three Months Ended June 30, Six Months Ended June 30, 2017 2016 2017 2016 Beginning balance $ 14,727 $ - $ - $ - Change in accounting - - 14,213 - Beginning balance, as adjusted 14,727 - 14,213 - Total losses realized and unrealized: Included in results of operations (1,231 ) - (1,495 ) - Included in other comprehensive income - - - - Purchases, issuances, settlements, maturities and calls 1,019 - 1,797 - Transfers in and/or out of Level 3 - - - - Ending balance $ 14,515 $ - $ 14,515 $ - Amount of total losses for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at June 30 $ (1,231 ) $ - $ (1,495 ) $ -
Quantitative information about Level 3 fair value measurements measured on a non-recurring basis	Quantitative information about our Level 3 fair value measurements measured on a recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Weighted Average (In thousands) June 30, 2017 Capitalized mortgage $ 14,515 Present value of net Discount rate 10.09 % servicing revenue Cost to service $ 81 Ancillary income 24 Float rate 1.96 % Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Weighted Average (In thousands) June 30, 2017 Impaired loans Commercial $ 1,540 Sales comparison approach Adjustment for differences between comparable sales (2.3 )% Mortgage 378 Sales comparison approach Adjustment for differences between comparable sales (2.9 ) Other real estate Mortgage 167 Sales comparison approach Adjustment for differences between comparable sales (14.1 ) December 31, 2016 Capitalized mortgage loan servicing rights $ 8,163 Present value of net servicing revenue Discount rate 10.07 % Cost to service $ 83 Ancillary income 24 Float rate 1.97 % Impaired loans Commercial (1) 1,446 Sales comparison approach Adjustment for differences between comparable sales (1.5 )% Mortgage 361 Sales comparison approach Adjustment for differences between comparable sales (4.7 ) Other real estate Commercial 176 Sales comparison approach Adjustment for differences between comparable sales (22.5 ) Mortgage 231 Sales comparison approach Adjustment for differences between comparable sales (5.1 ) (1) In addition to the valuation techniques and unobservable inputs discussed above, at December 31, 2016, we had an impaired collateral dependent commercial relationship that totaled $0.2 million that was primarily secured by collateral other than real estate. Collateral securing this relationship primarily included machinery and equipment and inventory. Valuation techniques included appraisals and discounting restructuring firm valuations based on estimates of value recovery of each particular asset type. Discount rates used ranged from 0% to 100% of stated values.
Aggregate fair value and aggregate remaining contractual principal balance for loans held for sale	The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Fair Value Difference Contractual Principal (In thousands) Loans held for sale June 30, 2017 $ 45,693 $ 1,103 $ 44,590 December 31, 2016 35,946 437 35,509

Fair Values of Financial Inst33

Fair Values of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2017
Fair Values of Financial Instruments [Abstract]
Estimated recorded book balances and fair values	The estimated recorded book balances and fair values follow: Fair Value Using Recorded Book Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Un- observable Inputs Balance Fair Value (Level 1) (Level 2) (Level 3) (In thousands) June 30, 2017 Assets Cash and due from banks $ 35,513 $ 35,513 $ 35,513 $ - $ - Interest bearing deposits 24,255 24,255 24,255 - - Interest bearing deposits - time 5,339 5,346 - 5,346 - Trading securities 286 286 286 - - Securities available for sale 583,725 583,725 - 583,725 - Federal Home Loan Bank and Federal Reserve Bank Stock 15,543 NA NA NA NA Net loans and loans held for sale 1,836,784 1,798,133 - 45,693 1,752,440 Accrued interest receivable 7,713 7,713 1 2,460 5,252 Derivative financial instruments 2,222 2,222 - 2,222 - Liabilities Deposits with no stated maturity (1) $ 1,769,406 $ 1,769,406 $ 1,769,406 $ - $ - Deposits with stated maturity (1) 476,813 474,172 - 474,172 - Other borrowings 85,524 86,206 - 86,206 - Subordinated debentures 35,569 28,379 - 28,379 - Accrued interest payable 1,118 1,118 18 1,100 - Derivative financial instruments 1,116 1,116 - 1,116 - December 31, 2016 Assets Cash and due from banks $ 35,238 $ 35,238 $ 35,238 $ - $ - Interest bearing deposits 47,956 47,956 47,956 - - Interest bearing deposits - time 5,591 5,611 - 5,611 - Trading securities 410 410 410 - - Securities available for sale 610,616 610,616 - 610,616 - Federal Home Loan Bank and Federal Reserve Bank Stock 15,543 NA NA NA NA Net loans and loans held for sale (2) 1,655,335 1,629,587 - 67,321 1,562,266 Accrued interest receivable 7,316 7,316 5 2,364 4,947 Derivative financial instruments 2,251 2,251 - 2,251 - Liabilities Deposits with no stated maturity (1) $ 1,740,601 $ 1,740,601 $ 1,740,601 $ - $ - Deposits with stated maturity (1) 485,118 483,469 - 483,469 - Other borrowings 9,433 10,371 - 10,371 - Subordinated debentures 35,569 25,017 - 25,017 - Accrued interest payable 932 932 21 911 - Derivative financial instruments 975 975 - 975 - (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $13.2 million and $7.4 million at June 30, 2017 and December 31, 2016, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $33.4 million and $31.3 million June 30, 2017 and December 31, 2016, respectively. (2) Net loans and loans held for sale include $31.4 million of payment plan receivables and commercial loans held for sale at December 31, 2016.

Accumulated Other Comprehensi34

Accumulated Other Comprehensive Loss ("AOCL") (Tables)	6 Months Ended
	Jun. 30, 2017
Accumulated Other Comprehensive Loss ("AOCL") [Abstract]
Schedule of accumulated other comprehensive loss (AOCL), net of tax	A summary of changes in AOCL follows: Unrealized Gains (Losses) on Securities Available for Sale Dispropor- tionate Tax Effects from Securities Available for Sale Total (In thousands) For the three months ended June 30, 2017 Balances at beginning of period $ (738 ) $ (5,798 ) $ (6,536 ) Other comprehensive income before reclassifications 2,731 - 2,731 Amounts reclassified from AOCL (7 ) - (7 ) Net current period other comprehensive income 2,724 - 2,724 Balances at end of period $ 1,986 $ (5,798 ) $ (3,812 ) 2016 Balances at beginning of period $ 999 $ (5,798 ) $ (4,799 ) Other comprehensive income before reclassifications 1,588 - 1,588 Amounts reclassified from AOCL (72 ) - (72 ) Net current period other comprehensive income 1,516 - 1,516 Balances at end of period $ 2,515 $ (5,798 ) $ (3,283 ) For the six months ended June 30, 2017 Balances at beginning of period $ (3,310 ) $ (5,798 ) $ (9,108 ) Cumulative effect of change in accounting 300 - 300 Balances at beginning of period, as adjusted (3,010 ) (5,798 ) (8,808 ) Other comprehensive income before reclassifications 5,072 - 5,072 Amounts reclassified from AOCL (76 ) - (76 ) Net current period other comprehensive income 4,996 - 4,996 Balances at end of period $ 1,986 $ (5,798 ) $ (3,812 ) 2016 Balances at beginning of period $ (238 ) $ (5,798 ) $ (6,036 ) Other comprehensive income before reclassifications 2,937 - 2,937 Amounts reclassified from AOCL (184 ) - (184 ) Net current period other comprehensive income 2,753 - 2,753 Balances at end of period $ 2,515 $ (5,798 ) $ (3,283 )
Summary of reclassifications out of each component of AOCL	A summary of reclassifications out of each component of AOCL for the three months ended June 30 follows: Amount Reclassified From Affected Line Item in Condensed AOCL Component AOCL Consolidated Statements of Operations (In thousands) 2017 Unrealized gains on securities available for sale $ 11 Net gains on securities - Net impairment loss recognized in earnings 11 Total reclassifications before tax 4 Income tax expense $ 7 Reclassifications, net of tax 2016 Unrealized gains on securities available for sale $ 109 Net gains on securities - Net impairment loss recognized in earnings 109 Total reclassifications before tax 37 Income tax expense $ 72 Reclassifications, net of tax A summary of reclassifications out of each component of AOCL for the six months ended June 30 follows: Amount Reclassified From Affected Line Item in Condensed AOCL Component AOCL Consolidated Statements of Operations (In thousands) 2017 Unrealized gains on securities available for sale $ 117 Net gains on securities - Net impairment loss recognized in earnings 117 Total reclassifications before tax 41 Income tax expense $ 76 Reclassifications, net of tax 2016 Unrealized gains on securities available for sale $ 283 Net gains on securities - Net impairment loss recognized in earnings 283 Total reclassifications before tax 99 Income tax expense $ 184 Reclassifications, net of tax

Payment Plan Receivables and 35

Payment Plan Receivables and Other Assets Held for Sale (Tables)	6 Months Ended
	Jun. 30, 2017
Payment Plan Receivables and Other Assets Held for Sale [Abstract]
Assets sold and liabilities assumed	Assets sold and liabilities assumed were as follows: May 1, December 31, (In thousands) Assets sold Payment plan receivables $ 33,128 $ 30,582 Commerical loans 525 794 Other assets 1,765 1,984 Total assets $ 35,418 $ 33,360 Liabilities assumed $ 1,972 $ 718

New Accounting Standards (Detai

New Accounting Standards (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2017	Jun. 30, 2017	Dec. 31, 2016	Jun. 30, 2016	Dec. 31, 2015
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Deferred tax assets, net			$ 25,201	$ 32,818
Capitalized mortgage loan servicing rights			14,515
Total assets			2,665,367	2,548,950
Accumulated deficit			(57,966)	(65,657)
Accumulated other comprehensive loss			(3,812)	(9,108)
Total Shareholders' Equity			262,453	248,980	$ 246,923	$ 251,092
Total Liabilities and Shareholders' Equity			$ 2,665,367	2,548,950
Originally Presented [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Deferred tax assets, net				32,818
Capitalized mortgage loan servicing rights				13,671
Total assets				2,548,950
Accumulated deficit				(65,657)
Accumulated other comprehensive loss				(9,108)
Total Shareholders' Equity				248,980
Total Liabilities and Shareholders' Equity				2,548,950
Cumulative Retrospective Adjustments [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Total Shareholders' Equity				352
Total Liabilities and Shareholders' Equity				352
Change in Accounting Method and ASU 2017-08 [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Total Shareholders' Equity				249,332
Total Liabilities and Shareholders' Equity				2,549,302
Change in Accounting Method [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Deferred tax assets, net				32,628
Capitalized mortgage loan servicing rights				14,213
Total assets				2,549,302
Change in Accounting Method [Member] | Cumulative Retrospective Adjustments [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Deferred tax assets, net	[1]			(190)
Capitalized mortgage loan servicing rights	[1]			542
Total assets				352
Accumulated deficit	[1]			352
New Accounting Pronouncement, Effect of Early Adoption [Member] | Additional Premium Amortization on AFS Securities, Pre-tax [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Cumulative effect of adjustments				460
New Accounting Pronouncement, Effect of Early Adoption [Member] | Additional Premium Amortization on AFS Securities, Net of Tax [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Cumulative effect of adjustments				300
New Accounting Pronouncement, Effect of Early Adoption [Member] | AOCI Decrease, Unrealized Losses AFS Securities, After Tax [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Cumulative effect of adjustments				300
ASU 2017-08 [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Accumulated deficit				(65,605)
Accumulated other comprehensive loss				(8,808)
Increase in premium amortization on securities available for sale		$ 30
ASU 2017-08 [Member] | Cumulative Retrospective Adjustments [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Accumulated deficit	[2]			(300)
Accumulated other comprehensive loss	[2]			$ 300
[1]	Represents adjustment to capitalized mortgage loan servicing rights, deferred tax assets, net, and accumulated deficit to reflect the adoption of the fair value method of accounting for our capitalized mortgage loan servicing rights.
[2]	Represents adjustment to accumulated deficit and accumulated other comprehensive loss to reflect the adoption of ASU 2017-08.

Securities (Details)

Securities (Details) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2017USD ($)Security	Jun. 30, 2016USD ($)	Jun. 30, 2017USD ($)Security	Jun. 30, 2016USD ($)	Dec. 31, 2016USD ($)
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 580,670		$ 580,670		$ 615,709
Unrealized Gains	5,060		5,060		2,548
Unrealized Losses	2,005		2,005		7,641
Fair Value	583,725		583,725		610,616
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	135,340		135,340		286,522
Less Than Twelve Months, Unrealized Losses	1,149		1,149		5,739
Twelve Months or More, Fair Value	50,180		50,180		68,405
Twelve Months or More, Unrealized Losses	856		856		1,902
Total, Fair Value	185,520		185,520		354,927
Total, Unrealized Losses	2,005		2,005		7,641
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	2,159		2,159
Amortized cost	1,891		1,891
Non-credit unrealized loss	0		0
Unrealized gain	268		268
Cumulative credit related OTTI	1,594		1,594
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance at beginning of period	1,844	$ 1,844	1,844	$ 1,844	1,844
Additions to credit losses on securities for which no previous OTTI was recognized	0	0	0	0
Increases to credit losses on securities for which OTTI was previously recognized	0	0	0	0
Balance at end of period	1,844	1,844	1,844	1,844	1,844
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Maturing within one year	30,555		30,555
Maturing after one year but within five years	99,193		99,193
Maturing after five years but within ten years	86,846		86,846
Maturing after ten years	56,975		56,975
Available-for-sale securities, debt maturities, amortized cost basis	273,569		273,569
U.S. agency residential mortgage-backed	143,670		143,670
U.S. agency commercial mortgage-backed	11,573		11,573
Private label mortgage-backed	25,150		25,150
Other asset backed	126,708		126,708
Total	580,670		580,670
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Maturing within one year	30,608		30,608
Maturing after one year but within five years	99,956		99,956
Maturing after five years but within ten years	88,012		88,012
Maturing after ten years	56,858		56,858
Total available-for-sale securities fair value	275,434		275,434
U.S. agency residential mortgage-backed	144,484		144,484
U.S. agency commercial mortgage-backed	11,577		11,577
Private label mortgage-backed	25,332		25,332
Other asset backed	126,898		126,898
Total	583,725		583,725
Gain and losses realized on sale of securities available for sale [Abstract]
Proceeds			7,830	55,362
Realized gains			117	336
Realized losses			0	53
Credit related OTTI recognized in earnings	0	$ 0	0	0
Trading securities, realized gains (losses)			(124)	$ 64
Cumulative Retrospective Adjustments [Member] | ASU 2017-08 [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Adjustment in amortized cost of available for sale securities					(460)
U.S. Agency [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	28,179		28,179		28,909
Unrealized Gains	248		248		159
Unrealized Losses	29		29		80
Fair Value	28,398		28,398		28,988
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	2,841		2,841		4,179
Less Than Twelve Months, Unrealized Losses	17		17		41
Twelve Months or More, Fair Value	4,920		4,920		8,217
Twelve Months or More, Unrealized Losses	12		12		39
Total, Fair Value	7,761		7,761		12,396
Total, Unrealized Losses	$ 29		$ 29		80
Number of securities with market fair value less than amortized cost | Security	21		21
U.S. Agency Residential Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 143,670		$ 143,670		156,053
Unrealized Gains	1,309		1,309		1,173
Unrealized Losses	495		495		937
Fair Value	144,484		144,484		156,289
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	32,667		32,667		62,524
Less Than Twelve Months, Unrealized Losses	260		260		732
Twelve Months or More, Fair Value	21,433		21,433		20,857
Twelve Months or More, Unrealized Losses	235		235		205
Total, Fair Value	54,100		54,100		83,381
Total, Unrealized Losses	$ 495		$ 495		937
Number of securities with market fair value less than amortized cost | Security	103		103
U.S. Agency Commercial Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 11,573		$ 11,573		12,799
Unrealized Gains	107		107		28
Unrealized Losses	103		103		195
Fair Value	11,577		11,577		12,632
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	6,147		6,147		6,079
Less Than Twelve Months, Unrealized Losses	102		102		194
Twelve Months or More, Fair Value	122		122		143
Twelve Months or More, Unrealized Losses	1		1		1
Total, Fair Value	6,269		6,269		6,222
Total, Unrealized Losses	$ 103		$ 103		195
Number of securities with market fair value less than amortized cost | Security	11		11
Private Label Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 25,150		$ 25,150		35,035
Unrealized Gains	426		426		216
Unrealized Losses	244		244		524
Fair Value	25,332		25,332		34,727
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	5,002		5,002		20,545
Less Than Twelve Months, Unrealized Losses	66		66		281
Twelve Months or More, Fair Value	1,143		1,143		1,413
Twelve Months or More, Unrealized Losses	178		178		243
Total, Fair Value	6,145		6,145		21,958
Total, Unrealized Losses	$ 244		$ 244		524
Number of securities with market fair value less than amortized cost | Security	14		14
Number of securities purchased prior to 2016 | Security	3		3
Number of securities with impairment in excess of ten percent | Security	1		1
Percentage of excess impairment on securities	10.00%		10.00%
Number of securities with impairment for more than 12 months | Security	3		3
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Number of private label mortgage backed securities currently with OTTI unrealized gains | Security	3		3
Number of private label mortgage backed securities complete recovery of cost basis | Security	3		3
Senior Security [Member]
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	$ 1,133		$ 1,133
Amortized cost	1,003		1,003
Non-credit unrealized loss	0		0
Unrealized gain	130		130
Cumulative credit related OTTI	757		757
Super Senior Security [Member]
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	955		955
Amortized cost	888		888
Non-credit unrealized loss	0		0
Unrealized gain	67		67
Cumulative credit related OTTI	457		457
Senior Support Security [Member]
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	71		71
Amortized cost	0		0
Non-credit unrealized loss	0		0
Unrealized gain	71		71
Cumulative credit related OTTI	380		380
Other Asset Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	126,708		126,708		146,829
Unrealized Gains	327		327		271
Unrealized Losses	137		137		391
Fair Value	126,898		126,898		146,709
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	25,998		25,998		52,958
Less Than Twelve Months, Unrealized Losses	38		38		172
Twelve Months or More, Fair Value	11,035		11,035		17,763
Twelve Months or More, Unrealized Losses	99		99		219
Total, Fair Value	37,033		37,033		70,721
Total, Unrealized Losses	$ 137		$ 137		391
Number of securities with market fair value less than amortized cost | Security	69		69
Obligations of States and Political Subdivisions [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 178,729		$ 178,729		175,180
Unrealized Gains	1,787		1,787		478
Unrealized Losses	752		752		4,759
Fair Value	179,764		179,764		170,899
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	50,302		50,302		113,078
Less Than Twelve Months, Unrealized Losses	611		611		4,014
Twelve Months or More, Fair Value	6,788		6,788		14,623
Twelve Months or More, Unrealized Losses	141		141		745
Total, Fair Value	57,090		57,090		127,701
Total, Unrealized Losses	$ 752		$ 752		4,759
Number of securities with market fair value less than amortized cost | Security	183		183
Corporate [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 61,629		$ 61,629		56,356
Unrealized Gains	856		856		223
Unrealized Losses	76		76		399
Fair Value	62,409		62,409		56,180
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	10,281		10,281		25,546
Less Than Twelve Months, Unrealized Losses	51		51		292
Twelve Months or More, Fair Value	1,978		1,978		2,810
Twelve Months or More, Unrealized Losses	25		25		107
Total, Fair Value	12,259		12,259		28,356
Total, Unrealized Losses	$ 76		$ 76		399
Number of securities with market fair value less than amortized cost | Security	13		13
Trust Preferred [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 2,926		$ 2,926		2,922
Unrealized Gains	0		0		0
Unrealized Losses	165		165		343
Fair Value	2,761		2,761		2,579
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	0		0		0
Less Than Twelve Months, Unrealized Losses	0		0		0
Twelve Months or More, Fair Value	2,761		2,761		2,579
Twelve Months or More, Unrealized Losses	165		165		343
Total, Fair Value	2,761		2,761		2,579
Total, Unrealized Losses	$ 165		$ 165		343
Number of securities with market fair value less than amortized cost | Security	3		3
Number of issues rated as investment grade | Security	1		1
Number of securities rated as below investment grade | Security	1		1
Number of major credit rating agencies rating securities with fair value less than amortized cost | Security	2		2
Number of securities non-rated | Security	1		1
Non-rated trust preferred securities, amortized cost	$ 1,000		$ 1,000
Non-rated trust preferred securities, fair value	900		900
Rated Issues [Member]
Trust preferred securities [Abstract]
Fair Value	1,844		1,844		1,800
Net Unrealized Loss			(82)		(123)
Unrated Issues [Member]
Trust preferred securities [Abstract]
Fair Value	917		917		779
Net Unrealized Loss			(83)		(220)
Foreign Government [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	2,106		2,106		1,626
Unrealized Gains	0		0		0
Unrealized Losses	4		4		13
Fair Value	2,102		2,102		1,613
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	2,102		2,102		1,613
Less Than Twelve Months, Unrealized Losses	4		4		13
Twelve Months or More, Fair Value	0		0		0
Twelve Months or More, Unrealized Losses	0		0		0
Total, Fair Value	2,102		2,102		1,613
Total, Unrealized Losses	$ 4		$ 4		$ 13
Number of securities with market fair value less than amortized cost | Security	2		2

Loans (Details)

Loans (Details) - USD ($) $ in Thousands		3 Months Ended				6 Months Ended
		Jun. 30, 2017		Jun. 30, 2016		Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		$ 20,038		$ 22,495		$ 20,234	$ 22,570
Additions (deductions) [Abstract]
Provision for loan losses		583		(734)		224	(1,264)
Recoveries credited to the allowance		657		1,759		1,786	2,718
Loans charged against the allowance		(692)		(808)		(1,658)	(1,312)
Balance at end of period		20,586		22,712		20,586	22,712
Allowance for loan losses [Abstract]
Individually evaluated for impairment		7,244				7,244		$ 9,152
Collectively evaluated for impairment		13,342				13,342		11,082
Total ending allowance balance		20,586				20,586		20,234
Loans [Abstract]
Individually evaluated for impairment		71,894				71,894		79,831
Collectively evaluated for impairment		1,745,219				1,745,219		1,533,530
Total loans recorded investment		1,817,113				1,817,113		1,613,361
Accrued interest included in recorded investment		5,436				5,436		5,113
Total loans		1,811,677				1,811,677		1,608,248
Commercial [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		5,088		5,622		4,880	5,670
Additions (deductions) [Abstract]
Provision for loan losses		(39)		(663)		(100)	(1,067)
Recoveries credited to the allowance		202		1,114		606	1,470
Loans charged against the allowance		(151)		(34)		(286)	(34)
Balance at end of period		5,100		6,039		5,100	6,039
Allowance for loan losses [Abstract]
Individually evaluated for impairment		1,094				1,094		2,244
Collectively evaluated for impairment		4,006				4,006		2,636
Total ending allowance balance		5,100				5,100		4,880
Loans [Abstract]
Individually evaluated for impairment		11,351				11,351		15,767
Collectively evaluated for impairment		819,442				819,442		790,228
Total loans recorded investment		830,793				830,793		805,995
Accrued interest included in recorded investment		2,015				2,015		1,978
Total loans		828,778				828,778		804,017
Mortgage [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		8,109		10,296		8,681	10,391
Additions (deductions) [Abstract]
Provision for loan losses		38		(359)		(661)	(638)
Recoveries credited to the allowance		191		294		677	676
Loans charged against the allowance		(193)		(275)		(552)	(473)
Balance at end of period		8,145		9,956		8,145	9,956
Allowance for loan losses [Abstract]
Individually evaluated for impairment		5,873				5,873		6,579
Collectively evaluated for impairment		2,272				2,272		2,102
Total ending allowance balance		8,145				8,145		8,681
Loans [Abstract]
Individually evaluated for impairment		56,106				56,106		59,151
Collectively evaluated for impairment		621,015				621,015		481,828
Total loans recorded investment		677,121				677,121		540,979
Accrued interest included in recorded investment	[1]	2,622				2,622		2,364
Total loans		674,499				674,499		538,615
Installment [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		911		1,161		1,011	1,181
Additions (deductions) [Abstract]
Provision for loan losses		73		126		206	191
Recoveries credited to the allowance		264		351		503	572
Loans charged against the allowance		(348)		(499)		(820)	(805)
Balance at end of period		900		1,139		900	1,139
Allowance for loan losses [Abstract]
Individually evaluated for impairment		277				277		329
Collectively evaluated for impairment		623				623		682
Total ending allowance balance		900				900		1,011
Loans [Abstract]
Individually evaluated for impairment		4,437				4,437		4,913
Collectively evaluated for impairment		304,762				304,762		261,474
Total loans recorded investment		309,199				309,199		266,387
Accrued interest included in recorded investment	[1]	799				799		771
Total loans		308,400				308,400		265,616
Payment Plan Receivables [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		0	[2]	53	[2]	0	56
Additions (deductions) [Abstract]
Provision for loan losses		0	[2]	(1)	[2]	0	(4)
Recoveries credited to the allowance		0	[2]	0	[2]	0	0
Loans charged against the allowance		0	[2]	0	[2]	0	0
Balance at end of period	[2]	0		52		0	52
Subjective Allocation [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		5,930		5,363		5,662	5,272
Additions (deductions) [Abstract]
Provision for loan losses		511		163		779	254
Recoveries credited to the allowance		0		0		0	0
Loans charged against the allowance		0		0		0	0
Balance at end of period		6,441		$ 5,526		6,441	$ 5,526
Allowance for loan losses [Abstract]
Individually evaluated for impairment		0				0		0
Collectively evaluated for impairment		6,441				6,441		5,662
Total ending allowance balance		$ 6,441				$ 6,441		$ 5,662
[1]	Credit scores have been updated within the last twelve months.
[2]	Payment plan receivables were reclassified to held for sale at December 31, 2016. See note #15.

Loans, Receivables Past Due (De

Loans, Receivables Past Due (Details) - USD ($) $ in Thousands		Jun. 30, 2017	Dec. 31, 2016
Non performing loans [Abstract]
90+ and Still Accruing		$ 0	$ 0
Non-Accrual		8,542	13,364
Total Non-performing Loans		8,542	13,364
Accrued interest included in recorded investment		0	0
Aging analysis of loans by class [Abstract]
Total		13,405	15,597
Loans not Past Due		1,803,708	1,597,764
Total loans recorded investment		1,817,113	1,613,361
Accrued interest included in recorded investment		5,436	5,113
Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		3,669	4,257
Accrued interest included in recorded investment		44	45
Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		1,797	2,659
Accrued interest included in recorded investment		34	19
Loans Past Due, 90+ days [Member]
Non performing loans [Abstract]
Accrued interest included in recorded investment		0	0
Aging analysis of loans by class [Abstract]
Total		7,939	8,681
Accrued interest included in recorded investment		0	0
Loans Past Due Total [Member]
Aging analysis of loans by class [Abstract]
Accrued interest included in recorded investment		78	64
Loans Not Past Due [Member]
Aging analysis of loans by class [Abstract]
Accrued interest included in recorded investment		5,358	5,049
Commercial [Member]
Aging analysis of loans by class [Abstract]
Total loans recorded investment		830,793	805,995
Accrued interest included in recorded investment		2,015	1,978
Commercial [Member] | Income Producing - Real Estate [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		203	628
Total Non-performing Loans		203	628
Aging analysis of loans by class [Abstract]
Total		66	383
Loans not Past Due		280,018	287,255
Total loans recorded investment		280,084	287,638
Commercial [Member] | Income Producing - Real Estate [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		36	0
Commercial [Member] | Income Producing - Real Estate [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Income Producing - Real Estate [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		30	383
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		10	105
Total Non-performing Loans		10	105
Aging analysis of loans by class [Abstract]
Total		0	105
Loans not Past Due		58,353	51,670
Total loans recorded investment		58,353	51,775
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	74
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		0	31
Commercial [Member] | Commercial and Industrial [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		541	4,430
Total Non-performing Loans		541	4,430
Aging analysis of loans by class [Abstract]
Total		375	1,551
Loans not Past Due		491,981	465,031
Total loans recorded investment		492,356	466,582
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		254	100
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	1,385
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		121	66
Mortgage [Member]
Aging analysis of loans by class [Abstract]
Total loans recorded investment		677,121	540,979
Accrued interest included in recorded investment	[1]	2,622	2,364
Mortgage [Member] | 1-4 Family [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		5,481	5,248
Total Non-performing Loans		5,481	5,248
Aging analysis of loans by class [Abstract]
Total		8,382	8,478
Loans not Past Due		448,747	306,063
Total loans recorded investment		457,129	314,541
Accrued interest included in recorded investment	[1]	1,761	1,466
Mortgage [Member] | 1-4 Family [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		1,894	2,361
Mortgage [Member] | 1-4 Family [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		1,007	869
Mortgage [Member] | 1-4 Family [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		5,481	5,248
Mortgage [Member] | Resort Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		1,043	1,507
Total Non-performing Loans		1,043	1,507
Aging analysis of loans by class [Abstract]
Total		1,443	1,507
Loans not Past Due		94,764	101,541
Total loans recorded investment		96,207	103,048
Accrued interest included in recorded investment	[1]	379	450
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		136	0
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		264	0
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		1,043	1,507
Mortgage [Member] | Home Equity - 1st Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		198	222
Total Non-performing Loans		198	222
Aging analysis of loans by class [Abstract]
Total		334	371
Loans not Past Due		33,697	28,645
Total loans recorded investment		34,031	29,016
Accrued interest included in recorded investment	[1]	137	111
Mortgage [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		60	149
Mortgage [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		76	0
Mortgage [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		198	222
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		312	317
Total Non-performing Loans		312	317
Aging analysis of loans by class [Abstract]
Total		1,133	1,005
Loans not Past Due		52,598	54,232
Total loans recorded investment		53,731	55,237
Accrued interest included in recorded investment	[1]	244	226
Mortgage [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		644	470
Mortgage [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		177	218
Mortgage [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		312	317
Mortgage [Member] | Purchased Loans [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		0	0
Total Non-performing Loans		0	0
Aging analysis of loans by class [Abstract]
Total		9	15
Loans not Past Due		36,014	39,122
Total loans recorded investment		36,023	39,137
Accrued interest included in recorded investment	[1]	101	111
Mortgage [Member] | Purchased Loans [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		5	13
Mortgage [Member] | Purchased Loans [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		4	2
Mortgage [Member] | Purchased Loans [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Installment [Member]
Aging analysis of loans by class [Abstract]
Total loans recorded investment		309,199	266,387
Accrued interest included in recorded investment	[1]	799	771
Installment [Member] | Home Equity - 1st Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		203	266
Total Non-performing Loans		203	266
Aging analysis of loans by class [Abstract]
Total		387	625
Loans not Past Due		10,589	12,025
Total loans recorded investment		10,976	12,650
Accrued interest included in recorded investment	[1]	44	54
Installment [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		124	311
Installment [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		60	48
Installment [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		203	266
Installment [Member] | Home Equity - 2nd Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		308	289
Total Non-performing Loans		308	289
Aging analysis of loans by class [Abstract]
Total		611	568
Loans not Past Due		10,791	13,390
Total loans recorded investment		11,402	13,958
Accrued interest included in recorded investment	[1]	49	59
Installment [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		163	238
Installment [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		140	41
Installment [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		308	289
Installment [Member] | Boat Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		93	219
Total Non-performing Loans		93	219
Aging analysis of loans by class [Abstract]
Total		278	436
Loans not Past Due		126,150	102,489
Total loans recorded investment		126,428	102,925
Accrued interest included in recorded investment	[1]	291	264
Installment [Member] | Boat Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		173	184
Installment [Member] | Boat Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		12	33
Installment [Member] | Boat Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		93	219
Installment [Member] | Recreational Vehicle Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		20	21
Total Non-performing Loans		20	21
Aging analysis of loans by class [Abstract]
Total		83	122
Loans not Past Due		89,132	74,413
Total loans recorded investment		89,215	74,535
Accrued interest included in recorded investment	[1]	215	203
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		50	68
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		13	33
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		20	21
Installment [Member] | Other [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		130	112
Total Non-performing Loans		130	112
Aging analysis of loans by class [Abstract]
Total		304	431
Loans not Past Due		70,874	61,888
Total loans recorded investment		71,178	62,319
Accrued interest included in recorded investment	[1]	200	191
Installment [Member] | Other [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		130	289
Installment [Member] | Other [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		44	30
Installment [Member] | Other [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		$ 130	$ 112
[1]	Credit scores have been updated within the last twelve months.

Loans, Impaired Financing Recei

Loans, Impaired Financing Receivables (Details) - USD ($) $ in Thousands		3 Months Ended				6 Months Ended
		Jun. 30, 2017		Jun. 30, 2016	[2]	Jun. 30, 2017		Jun. 30, 2016	[3]	Dec. 31, 2016
Impaired loan with no allocated allowance [Abstract]
TDR		$ 602				$ 602				$ 1,782
Non - TDR		0				0				1,107
Impaired loans with an allocated allowance [Abstract]
TDR allowances based on collateral		2,375				2,375				3,527
TDR - allowances based on present value cash flow		68,350				68,350				72,613
Non - TDR - allowance based on collateral		262				262				491
Total impaired loans		71,589				71,589				79,520
Amount of allowance for loan losses allocated [Abstract]
TDR - allowance based on collateral		683				683				1,868
TDR - allowance based on present value cash flow		6,525				6,525				7,146
Non - TDR - allowance based on collateral		36				36				138
Allowance for loan losses allocated		7,244				7,244				9,152
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	606				606				2,891
Unpaid Principal Balance, with no related allowance	[1]	1,339				1,339				5,191
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	71,288				71,288				76,940
Unpaid Principal Balance, with an allowance recorded	[1]	73,416				73,416				79,520
Recorded Investment	[1]	71,894				71,894				79,831
Unpaid Principal Balance	[1]	74,755				74,755				84,711
Related Allowance	[1]	7,244				7,244				9,152
Accrued interest included in recorded investment	[1]	305				305				311
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		489	[2]	$ 1,636		1,289	[3]	$ 1,999
Interest Income Recognized, with No Related Allowance		15	[2]	5		20	[3]	37
Average Recorded Investment, with Related Allowance		72,193	[2]	85,773		73,774	[3]	85,983
Interest Income Recognized, with Related Allowance		866	[2]	905		1,714	[3]	1,808
Average Recorded Investment		72,682	[2]	87,409		75,063	[3]	87,982
Interest Income Recognized		881	[2]	910		1,734	[3]	1,845
Commercial [Member] | Income Producing - Real Estate [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				517
Unpaid Principal Balance, with no related allowance	[1]	0				0				768
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	7,647				7,647				7,737
Unpaid Principal Balance, with an allowance recorded	[1]	7,835				7,835				7,880
Recorded Investment	[1]	7,647				7,647				8,254
Unpaid Principal Balance	[1]	7,835				7,835				8,648
Related Allowance	[1]	594				594				554
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		185	[2]	673		296	[3]	662
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	2
Average Recorded Investment, with Related Allowance		7,694	[2]	8,210		7,708	[3]	8,266
Interest Income Recognized, with Related Allowance		104	[2]	100		209	[3]	207
Average Recorded Investment		7,879	[2]	8,883		8,004	[3]	8,928
Interest Income Recognized		104	[2]	100		209	[3]	209
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				31
Unpaid Principal Balance, with no related allowance	[1]	0				0				709
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	172				172				239
Unpaid Principal Balance, with an allowance recorded	[1]	199				199				244
Recorded Investment	[1]	172				172				270
Unpaid Principal Balance	[1]	199				199				953
Related Allowance	[1]	11				11				36
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	335		10	[3]	496
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	7
Average Recorded Investment, with Related Allowance		170	[2]	1,664		193	[3]	1,673
Interest Income Recognized, with Related Allowance		2	[2]	13		4	[3]	26
Average Recorded Investment		170	[2]	1,999		203	[3]	2,169
Interest Income Recognized		2	[2]	13		4	[3]	33
Commercial [Member] | Commercial and Industrial [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	354				354				2,341
Unpaid Principal Balance, with no related allowance	[1]	352				352				3,261
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	3,178				3,178				4,902
Unpaid Principal Balance, with an allowance recorded	[1]	3,256				3,256				5,246
Recorded Investment	[1]	3,532				3,532				7,243
Unpaid Principal Balance	[1]	3,608				3,608				8,507
Related Allowance	[1]	489				489				1,654
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		177	[2]	609		898	[3]	821
Interest Income Recognized, with No Related Allowance		8	[2]	0		8	[3]	21
Average Recorded Investment, with Related Allowance		3,237	[2]	6,203		3,792	[3]	5,501
Interest Income Recognized, with Related Allowance		37	[2]	59		72	[3]	82
Average Recorded Investment		3,414	[2]	6,812		4,690	[3]	6,322
Interest Income Recognized		45	[2]	59		80	[3]	103
Mortgage [Member] | 1-4 Family [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	251				251				2
Unpaid Principal Balance, with no related allowance	[1]	915				915				387
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	39,194				39,194				41,701
Unpaid Principal Balance, with an allowance recorded	[1]	40,728				40,728				43,479
Recorded Investment	[1]	39,445				39,445				41,703
Unpaid Principal Balance	[1]	41,643				41,643				43,866
Related Allowance	[1]	3,590				3,590				4,100
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		126	[2]	11		85	[3]	15
Interest Income Recognized, with No Related Allowance		5	[2]	5		9	[3]	6
Average Recorded Investment, with Related Allowance		39,646	[2]	46,041		40,331	[3]	46,625
Interest Income Recognized, with Related Allowance		494	[2]	475		958	[3]	977
Average Recorded Investment		39,772	[2]	46,052		40,416	[3]	46,640
Interest Income Recognized		499	[2]	480		967	[3]	983
Mortgage [Member] | Resort Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	16,251				16,251				16,898
Unpaid Principal Balance, with an allowance recorded	[1]	16,318				16,318				16,931
Recorded Investment	[1]	16,251				16,251				16,898
Unpaid Principal Balance	[1]	16,318				16,318				16,931
Related Allowance	[1]	2,249				2,249				2,453
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		0	[3]	0
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment, with Related Allowance		16,471	[2]	17,689		16,613	[3]	17,842
Interest Income Recognized, with Related Allowance		150	[2]	159		311	[3]	319
Average Recorded Investment		16,471	[2]	17,689		16,613	[3]	17,842
Interest Income Recognized		150	[2]	159		311	[3]	319
Mortgage [Member] | Home Equity - 1st Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	230				230				235
Unpaid Principal Balance, with an allowance recorded	[1]	239				239				242
Recorded Investment	[1]	230				230				235
Unpaid Principal Balance	[1]	239				239				242
Related Allowance	[1]	10				10				10
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		0	[3]	0
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment, with Related Allowance		232	[2]	243		233	[3]	218
Interest Income Recognized, with Related Allowance		2	[2]	2		4	[3]	4
Average Recorded Investment		232	[2]	243		233	[3]	218
Interest Income Recognized		2	[2]	2		4	[3]	4
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	180				180				315
Unpaid Principal Balance, with an allowance recorded	[1]	214				214				398
Recorded Investment	[1]	180				180				315
Unpaid Principal Balance	[1]	214				214				398
Related Allowance	[1]	24				24				16
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		0	[3]	0
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment, with Related Allowance		186	[2]	181		229	[3]	202
Interest Income Recognized, with Related Allowance		1	[2]	4		3	[3]	5
Average Recorded Investment		186	[2]	181		229	[3]	202
Interest Income Recognized		1	[2]	4		3	[3]	5
Installment [Member] | Home Equity - 1st Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	1				1				0
Unpaid Principal Balance, with no related allowance	[1]	72				72				66
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	1,825				1,825				1,994
Unpaid Principal Balance, with an allowance recorded	[1]	1,952				1,952				2,117
Recorded Investment	[1]	1,826				1,826				1,994
Unpaid Principal Balance	[1]	2,024				2,024				2,183
Related Allowance	[1]	87				87				118
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		1	[2]	1		0	[3]	0
Interest Income Recognized, with No Related Allowance		2	[2]	0		3	[3]	1
Average Recorded Investment, with Related Allowance		1,855	[2]	2,230		1,901	[3]	2,274
Interest Income Recognized, with Related Allowance		33	[2]	42		67	[3]	84
Average Recorded Investment		1,856	[2]	2,231		1,901	[3]	2,274
Interest Income Recognized		35	[2]	42		70	[3]	85
Installment [Member] | Home Equity - 2nd Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	2,147				2,147				2,415
Unpaid Principal Balance, with an allowance recorded	[1]	2,173				2,173				2,443
Recorded Investment	[1]	2,147				2,147				2,415
Unpaid Principal Balance	[1]	2,173				2,173				2,443
Related Allowance	[1]	165				165				182
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	7		0	[3]	5
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment, with Related Allowance		2,228	[2]	2,751		2,290	[3]	2,810
Interest Income Recognized, with Related Allowance		35	[2]	41		70	[3]	85
Average Recorded Investment		2,228	[2]	2,758		2,290	[3]	2,815
Interest Income Recognized		35	[2]	41		70	[3]	85
Installment [Member] | Boat Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	1				1				1
Unpaid Principal Balance, with an allowance recorded	[1]	6				6				6
Recorded Investment	[1]	1				1				1
Unpaid Principal Balance	[1]	6				6				6
Related Allowance	[1]	1				1				0
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		0	[3]	0
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment, with Related Allowance		1	[2]	2		1	[3]	2
Interest Income Recognized, with Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment		1	[2]	2		1	[3]	2
Interest Income Recognized		0	[2]	0		0	[3]	0
Installment [Member] | Recreational Vehicle Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance		0				0				0	[1]
Recorded Investment, with an allowance recorded	[1]	102				102				109
Unpaid Principal Balance, with an allowance recorded	[1]	102				102				108
Recorded Investment	[1]	102				102				109
Unpaid Principal Balance	[1]	102				102				108
Related Allowance	[1]	5				5				6
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		0	[3]	0
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment, with Related Allowance		104	[2]	117		106	[3]	119
Interest Income Recognized, with Related Allowance		2	[2]	1		3	[3]	3
Average Recorded Investment		104	[2]	117		106	[3]	119
Interest Income Recognized		2	[2]	1		3	[3]	3
Installment [Member] | Other [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	361				361				394
Unpaid Principal Balance, with an allowance recorded	[1]	394				394				426
Recorded Investment	[1]	361				361				394
Unpaid Principal Balance	[1]	394				394				426
Related Allowance	[1]	19				19				$ 23
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		0	[3]	0
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment, with Related Allowance		369	[2]	442		377	[3]	451
Interest Income Recognized, with Related Allowance		6	[2]	9		13	[3]	16
Average Recorded Investment		369	[2]	442		377	[3]	451
Interest Income Recognized		$ 6	[2]	$ 9		$ 13	[3]	$ 16
[1]	There were no impaired purchased mortgage loans at June 30, 2017 or December 31, 2016.
[2]	There were no impaired purchased mortgage loans during the three month periods ended June 30, 2017 and 2016, respectively.
[3]	There were no impaired purchased mortgage loans during the six month periods ended June 30, 2017 and 2016, respectively.

Loans, Troubled Debt Restructur

Loans, Troubled Debt Restructurings (Details) $ in Thousands		3 Months Ended				6 Months Ended
		Jun. 30, 2017USD ($)Contract		Jun. 30, 2016USD ($)Contract		Jun. 30, 2017USD ($)PaymentsContract		Jun. 30, 2016USD ($)Contract		Dec. 31, 2016USD ($)
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring		$ 71,327				$ 71,327				$ 77,922
Troubled debt restructuring, specific reserve		$ 7,200				$ 7,200				9,000
Number of Consecutive Timely Payments Required | Payments						6
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		13	[1]	7	[1]	22	[2]	20	[2]
Pre-modification recorded balance		$ 889	[1]	$ 221	[1]	$ 1,307	[2]	$ 2,480	[2]
Post-modification recorded balance		890	[1]	224	[1]	1,312	[2]	2,527	[2]
Increase (decrease) in allowance for loan losses		0		0		100		300
Charge offs due to troubled debt restructurings		0		0		$ 0		0
TDR that subsequently defaulted [Abstract]
Past due period for modified loans						90 days
Charge-offs on TDRs that subsequently defaulted		0		$ 0		$ 0		$ 0
Minimum [Member]
Financing Receivable, Modifications [Line Items]
Modification of stated interest rate of loans, range of period						9 months
Modifications involving extension of maturity date, period range						1 month
Maximum [Member]
Financing Receivable, Modifications [Line Items]
Modification of stated interest rate of loans, range of period						36 months
Modification of stated interest rate of loans, range of period in certain circumstances						480 months
Modifications involving extension of maturity date, period range						60 months
Modifications involving extension of maturity date, period range in certain circumstances						230 months
Performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring		66,651				$ 66,651				70,286
Non-performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	[3]	4,676				4,676				7,636
Commercial [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring		11,043				11,043				14,125
Commercial [Member] | Performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring		10,551				10,551				10,560
Commercial [Member] | Non-performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	[3]	$ 492				$ 492				3,565
Commercial [Member] | Income Producing - Real Estate [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	0	[1]	0	[2]	2	[2]
Pre-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 110	[2]
Post-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 110	[2]
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	0	[1]	0	[2]	0	[2]
Pre-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 0	[2]
Post-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 0	[2]
Commercial [Member] | Commercial and Industrial [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		9	[1]	0	[1]	12	[2]	4	[2]
Pre-modification recorded balance		$ 653	[1]	$ 0	[1]	$ 786	[2]	$ 1,758	[2]
Post-modification recorded balance		$ 653	[1]	$ 0	[1]	$ 786	[2]	$ 1,758	[2]
Mortgage [Member] | 1-4 Family [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		1	[1]	1	[1]	2	[2]	3	[2]
Pre-modification recorded balance		$ 32	[1]	$ 109	[1]	$ 49	[2]	$ 192	[2]
Post-modification recorded balance		$ 32	[1]	$ 110	[1]	$ 49	[2]	$ 263	[2]
Mortgage [Member] | Resort Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	0	[1]	1	[2]	1	[2]
Pre-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 189	[2]	$ 116	[2]
Post-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 189	[2]	$ 117	[2]
Mortgage [Member] | Home Equity - 1st Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	0	[1]	0	[2]	1	[2]
Pre-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 107	[2]
Post-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 78	[2]
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	0	[1]	0	[2]	0	[2]
Pre-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 0	[2]
Post-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 0	[2]
Installment [Member] | Home Equity - 1st Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	3	[1]	2	[2]	4	[2]
Pre-modification recorded balance		$ 0	[1]	$ 29	[1]	$ 34	[2]	$ 59	[2]
Post-modification recorded balance		$ 0	[1]	$ 29	[1]	$ 37	[2]	$ 60	[2]
Installment [Member] | Home Equity - 2nd Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		3	[1]	2	[1]	5	[2]	4	[2]
Pre-modification recorded balance		$ 204	[1]	$ 71	[1]	$ 249	[2]	$ 126	[2]
Post-modification recorded balance		$ 205	[1]	$ 73	[1]	$ 251	[2]	$ 129	[2]
Installment [Member] | Boat Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	0	[1]	0	[2]	0	[2]
Pre-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 0	[2]
Post-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 0	[2]
Installment [Member] | Recreational Vehicle Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	0	[1]	0	[2]	0	[2]
Pre-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 0	[2]
Post-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 0	[2]
Installment [Member] | Other [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	1	[1]	0	[2]	1	[2]
Pre-modification recorded balance		$ 0	[1]	$ 12	[1]	$ 0	[2]	$ 12	[2]
Post-modification recorded balance		0	[1]	$ 12	[1]	0	[2]	$ 12	[2]
Retail [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	[4]	60,284				60,284				63,797
Retail [Member] | Performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	[4]	56,100				56,100				59,726
Retail [Member] | Non-performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	[3],[4],[5]	$ 4,184				$ 4,184				$ 4,071
[1]	There were no purchased mortgage loans classified as troubled debt restructurings during the three month periods ended June 30, 2017 and 2016, respectively.
[2]	There were no purchased mortgage loans classified as troubled debt restructurings during the six month periods ended June 30, 2017 and 2016, respectively.
[3]	Included in non-performing loans table above.
[4]	Retail loans include mortgage and installment loan segments.
[5]	Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.

Loans, Loan Ratings by Loan Cla

Loans, Loan Ratings by Loan Class, Commercial Segment (Details) - USD ($) $ in Thousands		Jun. 30, 2017	Dec. 31, 2016
Loan ratings/credit scores by loan class [Abstract]
Commercial		$ 828,778	$ 804,017
Accrued interest included in total		5,436	5,113
Other Real Estate and Foreclosed Assets [Abstract]
Foreclosed residential real estate properties		2,000	1,900
Retail mortgage loans in process of foreclosure		1,200	1,000
Commercial [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		830,793	805,995
Accrued interest included in total		2,015	1,978
Commercial [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		809,868	783,854
Accrued interest included in total		1,952	1,915
Commercial [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		16,580	13,642
Accrued interest included in total		48	52
Commercial [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		3,592	3,335
Accrued interest included in total		15	11
Commercial [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		753	5,164
Accrued interest included in total		0	0
Commercial [Member] | Income Producing - Real Estate [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		280,084	287,638
Commercial [Member] | Income Producing - Real Estate [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		276,218	282,886
Commercial [Member] | Income Producing - Real Estate [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		3,344	3,787
Commercial [Member] | Income Producing - Real Estate [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		320	337
Commercial [Member] | Income Producing - Real Estate [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		202	628
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		58,353	51,775
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		58,278	51,603
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		65	67
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		0	0
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		10	105
Commercial [Member] | Commercial and Industrial [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		492,356	466,582
Commercial [Member] | Commercial and Industrial [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		475,372	449,365
Commercial [Member] | Commercial and Industrial [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		13,171	9,788
Commercial [Member] | Commercial and Industrial [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		3,272	2,998
Commercial [Member] | Commercial and Industrial [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		541	4,431
Mortgage [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	87,695	69,920
750-799	[1]	262,540	195,484
700-749	[1]	150,820	121,245
650-699	[1]	93,782	77,129
600-649	[1]	35,974	35,780
550-599	[1]	20,421	18,931
500-549	[1]	12,238	12,120
Under 500	[1]	4,364	5,771
Unknown	[1]	9,287	4,599
Total	[1]	677,121	540,979
Accrued interest included in total	[1]	2,622	2,364
Mortgage [Member] | 1-4 Family [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	51,751	36,534
750-799	[1]	175,169	102,382
700-749	[1]	98,924	69,337
650-699	[1]	69,420	50,621
600-649	[1]	27,633	25,270
550-599	[1]	15,598	13,747
500-549	[1]	8,948	9,215
Under 500	[1]	3,839	5,145
Unknown	[1]	5,847	2,290
Total	[1]	457,129	314,541
Accrued interest included in total	[1]	1,761	1,466
Mortgage [Member] | Resort Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	11,770	10,484
750-799	[1]	34,856	41,999
700-749	[1]	25,749	24,727
650-699	[1]	13,070	13,798
600-649	[1]	4,790	5,769
550-599	[1]	2,790	3,030
500-549	[1]	1,407	1,438
Under 500	[1]	90	92
Unknown	[1]	1,685	1,711
Total	[1]	96,207	103,048
Accrued interest included in total	[1]	379	450
Mortgage [Member] | Home Equity - 1st Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	7,477	6,048
750-799	[1]	14,175	10,006
700-749	[1]	6,019	5,706
650-699	[1]	3,501	4,106
600-649	[1]	1,080	1,674
550-599	[1]	478	455
500-549	[1]	543	486
Under 500	[1]	253	255
Unknown	[1]	505	280
Total	[1]	34,031	29,016
Accrued interest included in total	[1]	137	111
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	8,575	8,392
750-799	[1]	19,038	20,113
700-749	[1]	12,087	12,360
650-699	[1]	7,359	8,167
600-649	[1]	2,471	3,067
550-599	[1]	1,555	1,699
500-549	[1]	1,340	981
Under 500	[1]	182	279
Unknown	[1]	1,124	179
Total	[1]	53,731	55,237
Accrued interest included in total	[1]	244	226
Mortgage [Member] | Purchased Loans [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	8,122	8,462
750-799	[1]	19,302	20,984
700-749	[1]	8,041	9,115
650-699	[1]	432	437
600-649	[1]	0	0
550-599	[1]	0	0
500-549	[1]	0	0
Under 500	[1]	0	0
Unknown	[1]	126	139
Total	[1]	36,023	39,137
Accrued interest included in total	[1]	101	111
Installment [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	64,797	56,347
750-799	[1]	138,923	114,065
700-749	[1]	56,182	48,883
650-699	[1]	25,935	25,070
600-649	[1]	8,049	8,402
550-599	[1]	3,961	4,289
500-549	[1]	2,169	2,813
Under 500	[1]	367	634
Unknown	[1]	8,816	5,884
Total	[1]	309,199	266,387
Accrued interest included in total	[1]	799	771
Installment [Member] | Home Equity - 1st Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	1,182	1,354
750-799	[1]	2,168	2,478
700-749	[1]	1,713	1,920
650-699	[1]	2,312	2,852
600-649	[1]	1,506	1,691
550-599	[1]	1,295	1,231
500-549	[1]	677	981
Under 500	[1]	97	114
Unknown	[1]	26	29
Total	[1]	10,976	12,650
Accrued interest included in total	[1]	44	54
Installment [Member] | Home Equity - 2nd Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	925	1,626
750-799	[1]	3,030	3,334
700-749	[1]	2,438	2,686
650-699	[1]	1,991	2,541
600-649	[1]	1,506	1,775
550-599	[1]	945	1,063
500-549	[1]	501	692
Under 500	[1]	59	220
Unknown	[1]	7	21
Total	[1]	11,402	13,958
Accrued interest included in total	[1]	49	59
Installment [Member] | Boat Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	26,334	21,422
750-799	[1]	64,018	50,508
700-749	[1]	24,380	20,045
650-699	[1]	8,913	7,559
600-649	[1]	1,754	1,846
550-599	[1]	510	882
500-549	[1]	289	440
Under 500	[1]	66	73
Unknown	[1]	164	150
Total	[1]	126,428	102,925
Accrued interest included in total	[1]	291	264
Installment [Member] | Recreational Vehicle Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	25,972	23,034
750-799	[1]	44,949	35,827
700-749	[1]	12,980	11,049
650-699	[1]	3,825	3,205
600-649	[1]	863	821
550-599	[1]	255	280
500-549	[1]	189	189
Under 500	[1]	12	16
Unknown	[1]	170	114
Total	[1]	89,215	74,535
Accrued interest included in total	[1]	215	203
Installment [Member] | Other [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	10,384	8,911
750-799	[1]	24,758	21,918
700-749	[1]	14,671	13,183
650-699	[1]	8,894	8,913
600-649	[1]	2,420	2,269
550-599	[1]	956	833
500-549	[1]	513	511
Under 500	[1]	133	211
Unknown	[1]	8,449	5,570
Total	[1]	71,178	62,319
Accrued interest included in total	[1]	$ 200	$ 191
[1]	Credit scores have been updated within the last twelve months.

Shareholders' Equity and Earn43

Shareholders' Equity and Earnings Per Common Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Jan. 23, 2017
Earnings Per Share Reconciliation [Abstract]
Net income		$ 5,931	$ 6,438	$ 11,905	$ 10,538
Weighted average shares outstanding (in shares)	[1]	21,331	21,281	21,320	21,516
Effect of stock options (in shares)		143	148	147	150
Stock units for deferred compensation plan for non-employee directors (in shares)		119	114	119	114
Performance share units (in shares)		54	41	57	37
Restricted stock units (in shares)		0	55	0	70
Weighted average shares outstanding for calculation of diluted earnings per share (in shares)		21,647	21,639	21,643	21,887
Net income per common share [Abstract]
Basic (in dollars per share)	[1]	$ 0.28	$ 0.30	$ 0.56	$ 0.49
Diluted (in dollars per share)		$ 0.27	$ 0.30	$ 0.55	$ 0.48
Common Stock [Member]
Class of Stock [Line Items]
Stock repurchase program percentage of shares authorized to be repurchased						5.00%
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive shares excluded from computation of diluted loss per share (in shares)		0	30	0	30
[1]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Derivative Financial Instrume44

Derivative Financial Instruments (Details) - No Hedge Designation [Member] - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2017	Dec. 31, 2016
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 240,237	$ 187,092
Average Maturity	3 years 9 months 18 days	4 years 4 months 24 days
Fair Value	$ 1,106	$ 1,276
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	2,222	2,251
Liability Derivatives	1,116	975
Rate-Lock Mortgage Loan Commitments [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 44,985	$ 26,658
Average Maturity	1 month 6 days	1 month 6 days
Fair Value	$ 1,082	$ 646
Rate-Lock Mortgage Loan Commitments [Member] | Other Assets [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	1,082	646
Rate-Lock Mortgage Loan Commitments [Member] | Other Liabilities [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Mandatory Commitments to Sell Mortgage Loans [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 80,760	$ 61,954
Average Maturity	1 month 6 days	1 month 6 days
Fair Value	$ 24	$ 630
Mandatory Commitments to Sell Mortgage Loans [Member] | Other Assets [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	24	630
Mandatory Commitments to Sell Mortgage Loans [Member] | Other Liabilities [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Interest Rate Swap [Member] | Fixed Income Interest Rate [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 54,127	$ 46,121
Average Maturity	8 years	8 years 7 months 6 days
Fair Value	$ 0	$ 249
Interest Rate Swap [Member] | Fixed Income Interest Rate [Member] | Other Assets [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	422	493
Interest Rate Swap [Member] | Fixed Income Interest Rate [Member] | Other Liabilities [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	422	244
Interest Rate Swap [Member] | Variable Income Interest Rate [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 54,127	$ 46,121
Average Maturity	8 years	8 years 7 months 6 days
Fair Value	$ 0	$ (249)
Interest Rate Swap [Member] | Variable Income Interest Rate [Member] | Other Assets [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	422	244
Interest Rate Swap [Member] | Variable Income Interest Rate [Member] | Other Liabilities [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	422	493
Purchased Options [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 3,119	$ 3,119
Average Maturity	4 years 3 months 18 days	4 years 6 months
Fair Value	$ 272	$ 238
Purchased Options [Member] | Other Assets [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	272	238
Purchased Options [Member] | Other Liabilities [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Written Options [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 3,119	$ 3,119
Average Maturity	4 years 3 months 18 days	4 years 6 months
Fair Value	$ (272)	$ (238)
Written Options [Member] | Other Assets [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	0	0
Written Options [Member] | Other Liabilities [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	$ 272	$ 238

Derivative Financial Instrume45

Derivative Financial Instruments, Effect on Statement of Operations (Details) - No Hedge Designation [Member] - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	$ 255	$ (110)	$ (170)	$ (97)
Rate-Lock Mortgage Loan Commitments [Member] | Net Gains on Mortgage Loans [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	65	130	436	349
Mandatory Commitments to Sell Mortgage Loans [Member] | Net Gains on Mortgage Loans [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	190	(240)	(606)	(446)
Purchased Options [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	(35)	3	34	81
Written Options [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	35	(3)	(34)	(81)
Fixed Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	(359)	(590)	(249)	(1,708)
Variable Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	$ 359	$ 590	$ 249	$ 1,708

Intangible Assets (Details)

Intangible Assets (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Amortized intangible assets - core deposits [Abstract]
Gross Carrying Amount	$ 6,118	$ 6,118
Accumulated Amortization	4,359	$ 4,186
Summary of estimated intangible amortization [Abstract]
Six months ending December 31, 2017	173
2,018	346
2,019	346
2,020	346
2,021	346
2,022	202
Total	$ 1,759

Share Based Compensation (Detai

Share Based Compensation (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2017	Mar. 31, 2017	Jun. 30, 2016	Mar. 31, 2016	Jun. 30, 2017	Jun. 30, 2016
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of additional shares approved for grant (in shares)					500,000
Total compensation cost not yet recognized	$ 2,700				$ 2,700
Total compensation cost not yet recognized, period for recognition					2 years 4 months 24 days
Information regarding options exercised [Abstract]
Intrinsic value	195		$ 60		$ 474	$ 177
Cash proceeds received	33		27		99	59
Tax benefit realized	$ 68		$ 21		166	62
Long-Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of stock units or restricted shares issued in period (in shares)	0		0
Total compensation expense recognized	$ 400		$ 400		800	800
Tax benefit relating to compensation expense recognized	$ 200		100		$ 300	$ 300
Stock Options [Member]
Number of Shares [Roll Forward]
Outstanding, beginning balance (in shares)		211,018			211,018
Granted (in shares)					0
Exercised (in shares)					(26,224)
Forfeited (in shares)					0
Expired (in shares)					0
Outstanding, ending balance (in shares)	184,794				184,794
Vested and expected to vest, period end (in shares)	184,794				184,794
Exercisable, period end (in shares)	184,794				184,794
Average Exercise Price [Roll Forward]
Outstanding, beginning balance (in dollars per share)		$ 5.05			$ 5.05
Exercised (in dollars per share)					3.76
Outstanding, ending balance (in dollars per share)	$ 5.23				5.23
Vested and expected to vest, period end (in dollars per share)	5.23				5.23
Exercisable, period end (in dollars per share)	$ 5.23				$ 5.23
Weighted-Average Remaining Contractual Term (Years) [Abstract]
Outstanding, Weighted Average Remaining Contractual Term					4 years 7 months 6 days
Vested and Expected to Vest, Weighted-Average Remaining Contractual Term					4 years 7 months 6 days
Exercisable, Weighted Average Remaining Contractual Term					4 years 7 months 6 days
Aggregate Intrinsic Value [Abstract]
Outstanding, Aggregate Intrinsic Value	$ 3,053				$ 3,053
Vested and Expected to Vest, Aggregate Intrinsic Value	3,053				3,053
Exercisable, Aggregate Intrinsic Value	$ 3,053				$ 3,053
Non-Vested Restricted Stock and PSUs [Member]
Number of Shares [Roll Forward]
Outstanding, beginning balance (in shares)		296,422			296,422
Granted (in shares)					68,473
Vested (in shares)					(56,681)
Forfeited (in shares)					(7,321)
Outstanding, ending balance (in shares)	300,893				300,893
Weighted Average Grant Date Fair Value [Roll Forward]
Outstanding, beginning balance (in dollars per share)		$ 14.52			$ 14.52
Granted (in dollars per share)					21.07
Vested (in dollars per share)					14.85
Forfeited (in dollars per share)					15.73
Outstanding, ending balance (in dollars per share)	$ 15.86				$ 15.86
Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares issues as retainer fees (in shares)					5,000	4,000
Non-Employee Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of additional shares approved for grant (in shares)					200,000
Total compensation expense recognized	$ 40		30		$ 70	$ 60
Tax benefit relating to compensation expense recognized	$ 10		$ 10		$ 30	$ 20
Officers [Member] | Restricted Stock [Member] | Long-Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of stock units or restricted shares issued in period (in shares)		50,000		70,000
Vesting period					3 years	3 years
Officers [Member] | Performance Stock Units [Member] | Long-Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of stock units or restricted shares issued in period (in shares)		20,000		30,000
Vesting period					3 years	3 years

Income Tax (Details)

Income Tax (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Income Tax [Abstract]
Income tax expense	$ 2,663	$ 2,611	$ 5,284	$ 4,568
Gross unrecognized tax benefits	$ 800		$ 800		$ 800
Mepco [Member]
Valuation Allowance [Line Items]
Valuation allowance against deferred tax assets					$ 1,100
ASU 2016-09 [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Tax benefit relating to compensation expense recognized		$ (300)		$ (300)

Regulatory Matters (Details)

Regulatory Matters (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016	Jun. 30, 2016	Dec. 31, 2015
Regulatory Matters [Abstract]
Undivided profits	$ 11,800
Components of regulatory capital [Abstract]
Total shareholders' equity	262,453	$ 248,980	$ 246,923	$ 251,092
Add (deduct) [Abstract]
Accumulated other comprehensive (gain) loss for regulatory purposes	(3,812)	(9,108)
Intangible assets	(1,759)	(1,932)
Consolidated [Member]
Total capital to risk-weighted assets [Abstract]
Total risk-based capital	298,454	286,289
Minimum for Adequately Capitalized Institutions, Amount	$ 154,583	$ 144,413
Actual, Ratio	15.45%	15.86%
Minimum for Adequately Capitalized Institutions, Ratio	8.00%	8.00%
Tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	$ 276,978	$ 265,405
Minimum for Adequately Capitalized Institutions, Amount	$ 115,937	$ 108,309
Actual, Ratio	14.33%	14.70%
Minimum for Adequately Capitalized Institutions, Ratio	6.00%	6.00%
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	$ 245,795	$ 238,996
Minimum for Adequately Capitalized Institutions, Amount	$ 86,953	$ 81,232
Actual, Ratio	12.72%	13.24%
Minimum for Adequately Capitalized Institutions, Ratio	4.50%	4.50%
Tier 1 capital to average assets [Abstract]
Tier 1 capital	$ 276,978	$ 265,405
Minimum for Adequately Capitalized Institutions, Amount	$ 103,173	$ 101,112
Actual, Ratio	10.74%	10.50%
Minimum for Adequately Capitalized Institutions, Ratio	4.00%	4.00%
Components of regulatory capital [Abstract]
Total shareholders' equity	$ 262,453	$ 248,980
Add (deduct) [Abstract]
Accumulated other comprehensive (gain) loss for regulatory purposes	(1,985)	3,310
Intangible assets	(1,407)	(1,159)
Disallowed deferred tax assets	(13,266)	(12,135)
Common equity tier 1 capital	245,795	238,996
Qualifying trust preferred securities	34,500	34,500
Disallowed deferred tax assets	(3,317)	(8,091)
Tier 1 capital	276,978	265,405
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets	21,476	20,884
Total risk-based capital	298,454	286,289
Independent Bank [Member]
Total capital to risk-weighted assets [Abstract]
Total risk-based capital	277,429	270,855
Minimum for Adequately Capitalized Institutions, Amount	154,410	144,223
Minimum for Well Capitalized Institutions, Amount	$ 193,013	$ 180,279
Actual, Ratio	14.37%	15.02%
Minimum for Adequately Capitalized Institutions, Ratio	8.00%	8.00%
Minimum for Well-Capitalized Institutions, Ratio	10.00%	10.00%
Tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	$ 255,953	$ 249,971
Minimum for Adequately Capitalized Institutions, Amount	115,808	108,167
Minimum for Well-Capitalized Institutions, Amount	$ 154,410	$ 144,223
Actual, Ratio	13.26%	13.87%
Minimum for Adequately Capitalized Institutions, Ratio	6.00%	6.00%
Minimum for Well Capitalized Institutions, Ratio	8.00%	8.00%
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	$ 255,953	$ 249,971
Minimum for Adequately Capitalized Institutions, Amount	86,856	81,126
Minimum for Well-Capitalized Institutions, Amount	$ 125,459	$ 117,181
Actual, Ratio	13.26%	13.87%
Minimum for Adequately Capitalized Institutions, Ratio	4.50%	4.50%
Minimum for Well Capitalized Institutions, Ratio	6.50%	6.50%
Tier 1 capital to average assets [Abstract]
Tier 1 capital	$ 255,953	$ 249,971
Minimum for Adequately Capitalized Institutions, Amount	103,115	101,019
Minimum for Well-Capitalized Institutions, Amount	$ 128,894	$ 126,274
Actual, Ratio	9.93%	9.90%
Minimum for Adequately Capitalized Institutions, Ratio	4.00%	4.00%
Minimum for Well-Capitalized Institutions, Ratio	5.00%	5.00%
Components of regulatory capital [Abstract]
Total shareholders' equity	$ 266,093	$ 258,814
Add (deduct) [Abstract]
Accumulated other comprehensive (gain) loss for regulatory purposes	(1,985)	3,310
Intangible assets	(1,407)	(1,159)
Disallowed deferred tax assets	(6,748)	(10,994)
Common equity tier 1 capital	255,953	249,971
Qualifying trust preferred securities	0	0
Disallowed deferred tax assets	0	0
Tier 1 capital	255,953	249,971
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets	21,476	20,884
Total risk-based capital	$ 277,429	$ 270,855

Fair Value Disclosures, Signifi

Fair Value Disclosures, Significant Assumptions (Details) - USD ($) $ in Thousands		Jun. 30, 2017	Dec. 31, 2016
Fair Value Disclosures [Abstract]
Value of collateral-dependent impaired loans that will be reviewed by independent third party, minimum		$ 250
Value of collateral-dependent impaired loans that will be reviewed by special assets group, maximum		250
Assets [Abstract]
Trading securities		286	$ 410
Securities available for sale		583,725	610,616
Loans held for sale		45,693	35,946
U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		28,398	28,988
U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		144,484	156,289
U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		11,577	12,632
Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		25,332	34,727
Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		126,898	146,709
Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		179,764	170,899
Corporate [Member]
Assets [Abstract]
Securities available for sale		62,409	56,180
Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		2,761	2,579
Foreign Government [Member]
Assets [Abstract]
Securities available for sale		2,102	1,613
Fair Value, Measurements, Recurring [Member]
Assets [Abstract]
Trading securities		286	410
Loans held for sale		45,693	35,946
Capitalized mortgage loan servicing rights		14,515
Derivatives	[1]	2,222	2,251
Liabilities [Abstract]
Derivatives	[2]	1,116	975
Fair Value, Measurements, Recurring [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		28,398	28,988
Fair Value, Measurements, Recurring [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		144,484	156,289
Fair Value, Measurements, Recurring [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		11,577	12,632
Fair Value, Measurements, Recurring [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		25,332	34,727
Fair Value, Measurements, Recurring [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		126,898	146,709
Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		179,764	170,899
Fair Value, Measurements, Recurring [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		62,409	56,180
Fair Value, Measurements, Recurring [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		2,761	2,579
Fair Value, Measurements, Recurring [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		2,102	1,613
Fair Value, Measurements, Nonrecurring [Member]
Assets [Abstract]
Capitalized mortgage loan servicing rights	[3]		8,163
Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[4]	287	255
Land, land development & construction - real estate	[4]	12	54
Commercial and industrial	[4]	1,241	1,342
Mortgage [Abstract]
1-4 Family	[4]	378	361
Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate [Member]
Commercial [Abstract]
Income producing - real estate	[5],[6]		2,863
Land, land development & construction - real estate	[6]		176
Mortgage [Abstract]
1-4 Family	[6]	162	98
Resort Lending	[6]	5	133
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Trading securities		286	410
Securities available for sale		0	0
Derivatives		0	0
Liabilities [Abstract]
Derivatives		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member]
Assets [Abstract]
Trading securities		286	410
Loans held for sale		0	0
Capitalized mortgage loan servicing rights		0
Derivatives	[1]	0	0
Liabilities [Abstract]
Derivatives	[2]	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Nonrecurring [Member]
Assets [Abstract]
Capitalized mortgage loan servicing rights	[3]		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[4]	0	0
Land, land development & construction - real estate	[4]	0	0
Commercial and industrial	[4]	0	0
Mortgage [Abstract]
1-4 Family	[4]	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate [Member]
Commercial [Abstract]
Income producing - real estate	[5],[6]		0
Land, land development & construction - real estate	[6]		0
Mortgage [Abstract]
1-4 Family	[6]	0	0
Resort Lending	[6]	0	0
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Trading securities		0	0
Securities available for sale		583,725	610,616
Derivatives		2,222	2,251
Liabilities [Abstract]
Derivatives		1,116	975
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member]
Assets [Abstract]
Trading securities		0	0
Loans held for sale		45,693	35,946
Capitalized mortgage loan servicing rights		0
Derivatives	[1]	2,222	2,251
Liabilities [Abstract]
Derivatives	[2]	1,116	975
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		28,398	28,988
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		144,484	156,289
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		11,577	12,632
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		25,332	34,727
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		126,898	146,709
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		179,764	170,899
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		62,409	56,180
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		2,761	2,579
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		2,102	1,613
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Nonrecurring [Member]
Assets [Abstract]
Capitalized mortgage loan servicing rights	[3]		0
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[4]	0	0
Land, land development & construction - real estate	[4]	0	0
Commercial and industrial	[4]	0	0
Mortgage [Abstract]
1-4 Family	[4]	0	0
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate [Member]
Commercial [Abstract]
Income producing - real estate	[5],[6]		2,863
Land, land development & construction - real estate	[6]		0
Mortgage [Abstract]
1-4 Family	[6]	0	0
Resort Lending	[6]	0	0
Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Trading securities		0	0
Securities available for sale		0	0
Capitalized mortgage loan servicing rights		14,515	8,163
Derivatives		0	0
Liabilities [Abstract]
Derivatives		0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member]
Assets [Abstract]
Trading securities		0	0
Loans held for sale		0	0
Capitalized mortgage loan servicing rights		14,515
Derivatives	[1]	0	0
Liabilities [Abstract]
Derivatives	[2]	0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member]
Assets [Abstract]
Capitalized mortgage loan servicing rights	[3]		8,163
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[4]	287	255
Land, land development & construction - real estate	[4]	12	54
Commercial and industrial	[4]	1,241	1,342
Mortgage [Abstract]
1-4 Family	[4]	378	361
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate [Member]
Commercial [Abstract]
Income producing - real estate	[5],[6]		0
Land, land development & construction - real estate	[6]		176
Mortgage [Abstract]
1-4 Family	[6]	162	98
Resort Lending	[6]	$ 5	$ 133
[1]	Included in accrued income and other assets
[2]	Included in accrued expenses and other liabilities
[3]	Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance.
[4]	Only includes impaired loans with specific loss allocations based on collateral value.
[5]	Level 2 valuation is based on a signed purchase agreement.
[6]	Only includes other real estate with subsequent write downs to fair value.

Fair Value Disclosures, Changes

Fair Value Disclosures, Changes in Fair Value for Financial Assets (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Impairment charges recognized [Abstract]
Capitalized mortgage loan servicing rights, carrying amount					$ 8,200
Capitalized mortgage loan servicing rights, valuation allowance					2,300
Capitalized mortgage loan servicing rights		$ 600		$ 2,100
Collateral dependent loans, carrying amount	$ 2,600		$ 2,600		4,000
Collateral dependent loans, valuation allowance	700		700		2,000
Additional provision for loan losses on impaired loans	100	(100)	300	300
Other real estate, carrying amount	200		200		3,200
Other real estate, valuation allowance	100		100		$ 800
Other real estate, additional charge	$ 30	$ 40	40	60
Trading Securities [Member]
Changes in fair value for financial assets [Abstract]
Net Gains (Losses) on Assets			(124)	64
Total Change in Fair Values Included in Current Period Earnings			(124)	64
Loans Held For Sale [Member]
Changes in fair value for financial assets [Abstract]
Net Gains (Losses) on Assets			666	478
Total Change in Fair Values Included in Current Period Earnings			666	$ 478
Capitalized Mortgage Loan Servicing Rights [Member]
Changes in fair value for financial assets [Abstract]
Mortgage Loan Servicing, net			(1,495)
Total Change in Fair Values Included in Current Period Earnings			$ (1,495)

Fair Value Disclosures, Reconci

Fair Value Disclosures, Reconciliation for all Assets and Liabilities Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016	Dec. 31, 2015
Reconciliation for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) [Roll Forward]
Change in accounting	$ 14,515		$ 14,515
Capitalized Mortgage Loan Servicing Rights [Member]
Reconciliation for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) [Roll Forward]
Beginning balance	14,727	$ 0	0	$ 0
Change in accounting					$ 0	$ 14,213	$ 0	$ 0
Total losses realized and unrealized [Abstract]
Included in results of operations	(1,231)	0	(1,495)	0
Included in other comprehensive income	0	0	0	0
Purchases, issuances, settlements, maturities and calls	1,019	0	1,797	0
Transfers in and/or out of Level 3	0	0	0	0
Ending balance	14,515	0	14,515	0
Amount of total losses for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at June 30	(1,231)	0	(1,495)	0
Capitalized Mortgage Loan Servicing Rights [Member] | As Adjusted [Member]
Reconciliation for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) [Roll Forward]
Beginning balance	$ 14,727	$ 0	$ 14,213	$ 0

Fair Value Disclosures, Quantit

Fair Value Disclosures, Quantitative Information About Level 3 (Details) - USD ($)	6 Months Ended	12 Months Ended
	Jun. 30, 2017	Dec. 31, 2016
Impaired Loans Commercial [Member]
Unobservable Inputs Weighted Average [Abstract]
Total impaired collateral value		$ 200,000
Impaired Loans Commercial [Member] | Minimum [Member]
Unobservable Inputs Weighted Average [Abstract]
Discount rate		0.00%
Impaired Loans Commercial [Member] | Maximum [Member]
Unobservable Inputs Weighted Average [Abstract]
Discount rate		100.00%
Significant Unobservable Inputs (Level 3) [Member]
Asset (Liability) Fair Value [Abstract]
Capitalized mortgage loan servicing rights	$ 14,515,000	$ 8,163,000
Impaired loan [Abstract]
Commercial	1,540,000	1,446,000	[1]
Mortgage	378,000	361,000
Other real estate [Abstract]
Commercial		176,000
Mortgage	$ 167,000	$ 231,000
Present Value of Net Servicing Revenue [Member]
Unobservable Inputs Weighted Average [Abstract]
Discount rate	10.09%	10.07%
Cost to service	$ 81	$ 83
Ancillary income	$ 24	$ 24
Float rate	1.96%	1.97%
Sales Comparison Approach [Member] | Impaired Loans Commercial [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales	(2.30%)	(1.50%)	[1]
Sales Comparison Approach [Member] | Impaired Loans Mortgage [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales	(2.90%)	(4.70%)
Sales Comparison Approach [Member] | Other Real Estate Commercial [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales		(22.50%)
Sales Comparison Approach [Member] | Other Real Estate Mortgage [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales	(14.10%)	(5.10%)
[1]	In addition to the valuation techniques and unobservable inputs discussed above, at December 31, 2016, we had an impaired collateral dependent commercial relationship that totaled $0.2 million that was primarily secured by collateral other than real estate. Collateral securing this relationship primarily included machinery and equipment and inventory. Valuation techniques included appraisals and discounting restructuring firm valuations based on estimates of value recovery of each particular asset type. Discount rates used ranged from 0% to 100% of stated values.

Fair Value Disclosures, Differe

Fair Value Disclosures, Difference Between Aggregate Fair Value and Aggregate Remaining Contractual Principal (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Loans held for sale [Abstract]
Aggregate Fair Value	$ 45,693	$ 35,946
Difference	1,103	437
Contractual Principal	$ 44,590	$ 35,509

Fair Values of Financial Inst55

Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands		Jun. 30, 2017	Dec. 31, 2016
Assets [Abstract]
Interest bearing deposits - time		$ 5,339	$ 5,591
Trading securities		286	410
Securities available for sale		583,725	610,616
Federal Home Loan Bank and Federal Reserve Bank Stock		15,543	15,543
Liabilities [Abstract]
Other borrowings		85,524	9,433
Subordinated debentures		35,569	35,569
Payment plan receivables and commercial loans held for sale			31,400
Reciprocal deposits included in deposits with no stated maturity		13,200	7,400
Reciprocal deposits included in deposits with stated maturity		33,400	31,300
Recorded Book Balance [Member]
Assets [Abstract]
Cash and due from banks		35,513	35,238
Interest bearing deposits		24,255	47,956
Interest bearing deposits - time		5,339	5,591
Trading securities		286	410
Securities available for sale		583,725	610,616
Federal Home Loan Bank and Federal Reserve Bank Stock		15,543	15,543
Net loans and loans held for sale		1,836,784	1,655,335	[1]
Accrued interest receivable		7,713	7,316
Derivative financial instruments		2,222	2,251
Liabilities [Abstract]
Deposits with no stated maturity	[2]	1,769,406	1,740,601
Deposits with stated maturity	[2]	476,813	485,118
Other borrowings		85,524	9,433
Subordinated debentures		35,569	35,569
Accrued interest payable		1,118	932
Derivative financial instruments		1,116	975
Fair Value [Member]
Assets [Abstract]
Cash and due from banks		35,513	35,238
Interest bearing deposits		24,255	47,956
Interest bearing deposits - time		5,346	5,611
Trading securities		286	410
Securities available for sale		583,725	610,616
Net loans and loans held for sale		1,798,133	1,629,587	[1]
Accrued interest receivable		7,713	7,316
Derivative financial instruments		2,222	2,251
Liabilities [Abstract]
Deposits with no stated maturity	[2]	1,769,406	1,740,601
Deposits with stated maturity	[2]	474,172	483,469
Other borrowings		86,206	10,371
Subordinated debentures		28,379	25,017
Accrued interest payable		1,118	932
Derivative financial instruments		1,116	975
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Cash and due from banks		35,513	35,238
Interest bearing deposits		24,255	47,956
Interest bearing deposits - time		0	0
Trading securities		286	410
Securities available for sale		0	0
Net loans and loans held for sale		0	0	[1]
Accrued interest receivable		1	5
Derivative financial instruments		0	0
Liabilities [Abstract]
Deposits with no stated maturity	[2]	1,769,406	1,740,601
Deposits with stated maturity	[2]	0	0
Other borrowings		0	0
Subordinated debentures		0	0
Accrued interest payable		18	21
Derivative financial instruments		0	0
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Cash and due from banks		0	0
Interest bearing deposits		0	0
Interest bearing deposits - time		5,346	5,611
Trading securities		0	0
Securities available for sale		583,725	610,616
Net loans and loans held for sale		45,693	67,321	[1]
Accrued interest receivable		2,460	2,364
Derivative financial instruments		2,222	2,251
Liabilities [Abstract]
Deposits with no stated maturity	[2]	0	0
Deposits with stated maturity	[2]	474,172	483,469
Other borrowings		86,206	10,371
Subordinated debentures		28,379	25,017
Accrued interest payable		1,100	911
Derivative financial instruments		1,116	975
Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Cash and due from banks		0	0
Interest bearing deposits		0	0
Interest bearing deposits - time		0	0
Trading securities		0	0
Securities available for sale		0	0
Net loans and loans held for sale		1,752,440	1,562,266	[1]
Accrued interest receivable		5,252	4,947
Derivative financial instruments		0	0
Liabilities [Abstract]
Deposits with no stated maturity	[2]	0	0
Deposits with stated maturity	[2]	0	0
Other borrowings		0	0
Subordinated debentures		0	0
Accrued interest payable		0	0
Derivative financial instruments		$ 0	$ 0
[1]	Net loans and loans held for sale include $31.4 million of payment plan receivables and commercial loans held for sale at December 31, 2016.
[2]	Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $13.2 million and $7.4 million at June 30, 2017 and December 31, 2016, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $33.4 million and $31.3 million June 30, 2017 and December 31, 2016, respectively.

Contingent Liabilities (Details

Contingent Liabilities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Loss Contingencies [Line Items]
Litigation settlement expense					$ 2,200
Notification costs and other estimated expenses					100
Provision for loss reimbursement on sold loans	$ 20	$ 0	$ 50	$ (20)
Reserve for loss reimbursement on sold mortgage loans	$ 500		$ 500		$ 600

Accumulated Other Comprehensi57

Accumulated Other Comprehensive Loss ("AOCL"), Summary of Changes (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period			$ 248,980	$ 251,092
Cumulative effect of change in accounting	$ 352	$ 1,247	352	1,247
Balance at beginning of period, as adjusted			249,332	252,339
Other comprehensive income before reclassifications	2,731	1,588	5,072	2,937
Amounts reclassified from AOCL	(7)	(72)	(76)	(184)
Net current period other comprehensive income	2,724	1,516	4,996	2,753
Balance at end of period	262,453	246,923	262,453	246,923
Accumulated Other Comprehensive Loss [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period	(6,536)	(4,799)	(9,108)	(6,036)
Cumulative effect of change in accounting	300		300
Balance at beginning of period, as adjusted			(8,808)
Balance at end of period	(3,812)	(3,283)	(3,812)	(3,283)
Unrealized Gains (Losses) on Securities Available For Sale [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period	(738)	999	(3,310)	(238)
Cumulative effect of change in accounting	300		300
Balance at beginning of period, as adjusted			(3,010)
Other comprehensive income before reclassifications	2,731	1,588	5,072	2,937
Amounts reclassified from AOCL	(7)	(72)	(76)	(184)
Net current period other comprehensive income	2,724	1,516	4,996	2,753
Balance at end of period	1,986	2,515	1,986	2,515
Disproportionate Tax Effects from Securities Available for Sale [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period	(5,798)	(5,798)	(5,798)	(5,798)
Cumulative effect of change in accounting	0		0
Balance at beginning of period, as adjusted			(5,798)
Other comprehensive income before reclassifications	0	0	0	0
Amounts reclassified from AOCL	0	0	0	0
Net current period other comprehensive income	0	0	0	0
Balance at end of period	$ (5,798)	$ (5,798)	$ (5,798)	$ (5,798)

Accumulated Other Comprehensi58

Accumulated Other Comprehensive Loss ("AOCL"), Reclassification Out of Each components (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Total reclassifications before tax	$ 8,594	$ 9,049	$ 17,189	$ 15,106
Income tax expense	2,663	2,611	5,284	4,568
Reclassifications, net of tax	5,931	6,438	11,905	10,538
Unrealized Gains on Securities Available For Sale [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net gains on securities	11	109	117	283
Net impairment loss recognized in earnings	0	0	0	0
Total reclassifications before tax	11	109	117	283
Income tax expense	4	37	41	99
Reclassifications, net of tax	$ 7	$ 72	$ 76	$ 184

Payment Plan Receivables and 59

Payment Plan Receivables and Other Assets Held for Sale (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	May 01, 2017	Dec. 31, 2016
Payment Plan Receivables And Other Assets Held For Sale [Line Items]
Cash proceeds from sale of assets	$ 33,446	$ 0
Assets sold [Abstract]
Commercial loans	828,778			$ 804,017
Mepco [Member]
Payment Plan Receivables And Other Assets Held For Sale [Line Items]
Cash proceeds from sale of assets	33,400
Gain (loss) on sale of assets	$ 0
Assets sold [Abstract]
Payment plan receivables			$ 33,128	30,582
Commercial loans			525	794
Other assets			1,765	1,984
Total assets			35,418	33,360
Liabilities assumed			$ 1,972	$ 718