Free signup for more
- Track your favorite companies
- Receive email alerts for new filings
- Personalized dashboard of news and more
- Access all data and search results
Content analysis
?Positive | ||
Negative | ||
Uncertain | ||
Constraining | ||
Legalese | ||
Litigous | ||
Readability |
H.S. freshman Avg
|
New words:
advocacy, Akron, architecture, banker, Bloomberg, brand, capability, CheckingTM, Codification, column, complement, contest, convexity, corruption, CRA, credible, decided, deflationary, detached, dialing, divest, dramatically, emphasize, encourage, explanation, FASB, field, FinTech, FirstMerit, flattening, forced, FVO, GLBA, HAA, hard, hardening, HASI, hit, improvidently, inactive, inferior, intrusion, Macquarie, marketplace, merge, merit, midstream, misconduct, MLA, movement, noncurrent, obligor, payroll, phishing, picture, platform, Powell, pre, provisional, prudential, punitive, reassessment, rebranded, relocate, remanded, smaller, spear, subpart, TBA, technical, ticket, trailing, transportation, UDAAP, understood, unintended, Unizan, unregistered, unreleased, unvested, UPB, upfront, upstream, vendor, version, visibility, visibly, wage, Wisconsin, withdrawal, workplace
Removed:
ade, advertising, andreputational, auditor, bargain, bench, bill, buyer, Casto, Chair, collusion, constitute, custody, dated, Dearborn, declare, deducted, Deloitte, denying, detected, disallowed, dividing, Don, downturn, effected, ego, entitle, escrow, excellent, feel, FHLMC, Fidelity, floorplan, FNMA, foreclosed, foreclosing, ground, growing, half, hand, hardship, Hong, improper, indemnify, inInternal, instrumentality, introduced, Kong, Lastly, noncore, nonmaturity, nonowner, nonqualifying, override, prejudgment, projection, promote, ranging, realization, realize, reducing, reimburse, REIT, rejected, relief, representation, resume, reunderwritten, safeguarded, Saver, short, showed, slightly, stable, strike, substantively, survey, sustaining, thereto, timeframe, Touche, transparency, unqualified, validation, warrant, warranty, weather, withdrawn
Filing tables
Filing exhibits
Related press release
HBAN similar filings
Filing view
External links
Exhibit 12.1
Ratio of Earnings to Fixed Charges | Twelve Months Ended December 31, | ||||||||||||||||||
2015 | 2014 | 2013 | 2012 | 2011 | |||||||||||||||
(dollar amounts in thousands of dollars) | |||||||||||||||||||
Earnings: | |||||||||||||||||||
Income before income taxes | $ | 913,605 | $ | 852,985 | $ | 868,756 | $ | 833,581 | $ | 718,928 | |||||||||
Add: Fixed charges, excluding interest on deposits | 99,613 | 70,692 | 57,027 | 74,379 | 97,035 | ||||||||||||||
Earnings available for fixed charges, excluding interest on deposits | 1,013,218 | 923,677 | 925,783 | 907,960 | 815,963 | ||||||||||||||
Add: Interest on deposits | 82,174 | 86,453 | 116,241 | 162,167 | 260,051 | ||||||||||||||
Earnings available for fixed charges, including interest on deposits | $ | 1,095,392 | $ | 1,010,130 | $ | 1,042,024 | $ | 1,070,127 | $ | 1,076,014 | |||||||||
Fixed Charges: | |||||||||||||||||||
Interest expense, excluding interest on deposits | $ | 81,610 | $ | 52,868 | $ | 39,788 | $ | 57,572 | $ | 81,004 | |||||||||
Interest factor in net rental expense | 18,003 | 17,824 | 17,239 | 16,807 | 16,031 | ||||||||||||||
Total fixed charges, excluding interest on deposits | 99,613 | 70,692 | 57,027 | 74,379 | 97,035 | ||||||||||||||
Add: Interest on deposits | 82,174 | 86,453 | 116,241 | 162,167 | 260,051 | ||||||||||||||
Total fixed charges, including interest on deposits | $ | 181,787 | $ | 157,145 | $ | 173,268 | $ | 236,546 | $ | 357,086 | |||||||||
Ratio of Earnings to Fixed Charges | |||||||||||||||||||
Excluding interest on deposits | 10.17 | X | 13.07 | X | 16.23 | X | 12.21 | X | 8.41 | ||||||||||
Including interest on deposits | 6.03 | X | 6.43 | X | 6.01 | X | 4.52 | X | 3.01 |