Free signup for more
- Track your favorite companies
- Receive email alerts for new filings
- Personalized dashboard of news and more
- Access all data and search results
Content analysis
?| Positive | ||
| Negative | ||
| Uncertain | ||
| Constraining | ||
| Legalese | ||
| Litigous | ||
| Readability |
8th grade Avg
|
|
New words:
ANPR, aspect, attention, attrition, authoritative, BHC, bottom, brought, carryover, CDI, charity, Chicago, CISA, clarification, clause, Commonwealth, configure, content, countercyclical, craft, CREVF, criminal, Cubbin, DIF, disposal, diversion, diversity, divestiture, downgrade, downgraded, encompassed, enjoin, ensued, erosion, excessive, fashion, FHC, fifteenth, finite, FINRA, foregoing, France, frozen, Gina, GSE, Hochschwender, honor, horizontal, incident, injunction, insolvency, instance, investee, join, Lake, LaSalle, lessor, light, maker, Maloney, marine, media, Meoli, Midwestern, Nancy, notwithstanding, NPA, offense, Operationally, opt, people, philanthropic, preamble, preliminarily, progressively, prorated, prosecution, Rabbi, ready, recreational, Robert, rulemaking, RV, sample, scale, secondarily, Secrecy, shape, simulation, speculation, St, stage, statutorily, steepening, stop, study, Summit, suspension, tentative, tone, translate, unaffiliated, undeclared, undercapitalized, uninsured, unpledged, unsatisfactory, venture, weekly, withholding
Removed:
accepting, accuracy, achieved, administering, adversary, AFCRE, affirmative, allocating, alter, altered, Anderson, appealed, argument, assign, assignment, attendant, attest, attracted, authorization, avoidability, bind, buffer, calendar, Cayman, certify, cessation, CFTC, choose, claim, commenced, complaint, complementary, compressed, conveying, coordination, Council, counted, creditor, curtailment, declaration, declaratory, deed, deepening, denied, desist, disaggregated, disbursement, dismissal, dismissed, dominant, electronic, eleven, enforce, entrusted, EPS, faith, filer, finalized, Florida, fraction, frequent, good, grew, HAMP, HARP, hill, house, illustrate, Influencing, inform, insider, Investigation, IV, lieu, lost, loyal, mandatorily, meaningfully, MERSCORP, modeled, modify, negligent, nonaffiliated, nonbanking, nonconformance, nondepository, novo, opposite, optionality, oral, ordered, overreliance, overview, participate, pipeline, preceding, predominance, preferential, pretrial, priority, prudent, putative, raided, recommending, reconcilement, redeemable, redefault, redefaulted, registration, regulating, relentlessly, relieve, remarketed, repossession, restoration, revised, ruled, ruling, runoff, Secretary, shelf, slope, slower, speed, stipulated, substantive, Subtopic, supervised, supplied, tower, transact, trial, UDAP, undivided, Uniform, unspecified, USA, valuable, vital, wallet, whistleblower, worse, worsening
Filing tables
Filing exhibits
Related press release
HBAN similar filings
Filing view
External links
Exhibit 12.1
| Ratio of Earnings to Fixed Charges | Twelve Months Ended December 31, | ||||||||||||||||||
| 2016 | 2015 | 2014 | 2013 | 2012 | |||||||||||||||
| (dollar amounts in thousands of dollars) | |||||||||||||||||||
| Earnings: | |||||||||||||||||||
| Income before income taxes | $ | 919,762 | $ | 913,605 | $ | 852,985 | $ | 868,756 | $ | 833,581 | |||||||||
| Add: Fixed charges, excluding interest on deposits | 181,235 | 99,613 | 70,692 | 57,027 | 74,379 | ||||||||||||||
| Earnings available for fixed charges, excluding interest on deposits | 1,100,997 | 1,013,218 | 923,677 | 925,783 | 907,960 | ||||||||||||||
| Add: Interest on deposits | 102,004 | 82,174 | 86,453 | 116,241 | 162,167 | ||||||||||||||
| Earnings available for fixed charges, including interest on deposits | $ | 1,203,001 | $ | 1,095,392 | $ | 1,010,130 | $ | 1,042,024 | $ | 1,070,127 | |||||||||
| Fixed Charges: | |||||||||||||||||||
| Interest expense, excluding interest on deposits | $ | 160,791 | $ | 81,610 | $ | 52,868 | $ | 39,788 | $ | 57,572 | |||||||||
| Interest factor in net rental expense | 20,444 | 18,003 | 17,824 | 17,239 | 16,807 | ||||||||||||||
| Total fixed charges, excluding interest on deposits | 181,235 | 99,613 | 70,692 | 57,027 | 74,379 | ||||||||||||||
| Add: Interest on deposits | 102,004 | 82,174 | 86,453 | 116,241 | 162,167 | ||||||||||||||
| Total fixed charges, including interest on deposits | $ | 283,239 | $ | 181,787 | $ | 157,145 | $ | 173,268 | $ | 236,546 | |||||||||
| Ratio of Earnings to Fixed Charges | |||||||||||||||||||
| Excluding interest on deposits | 6.07 | X | 10.17 | X | 13.07 | X | 16.23 | X | 12.21 | ||||||||||
| Including interest on deposits | 4.25 | X | 6.03 | X | 6.43 | X | 6.01 | X | 4.52 | ||||||||||