| U.S. Card Member Loans | Exhibit 99.1 |
| Ending U.S. Card Member loans: | Jan. 31, 2015 | Feb. 28, 2015 | Mar. 31, 2015 | Apr. 30, 2015 | May 31, 2015 | Jun. 30, 2015 | Jul. 31, 2015 | Aug. 31, 2015 | Sept. 30, 2015 | Oct. 31, 2015 | Nov. 30, 2015 | Dec. 31, 2015 | Jan. 31, 2016 | Feb. 29, 2016 | (Preliminary) Mar. 31,2016 | |||||||||||||||||||||||||||||||||||||||||||||
| U.S. Consumer | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loans held for investment | $ | 50,915 | $ | 49,151 | $ | 50,261 | $ | 50,536 | $ | 51,821 | $ | 51,812 | $ | 51,851 | $ | 52,661 | $ | 52,160 | $ | 52,551 | $ | 53,818 | $ | 43,496 | $ | 42,474 | $ | 41,697 | $ | 42,432 | ||||||||||||||||||||||||||||||
| Loans held for investment related to Costco and JetBlue* | 12,509 | 11,869 | 12,236 | 12,231 | 12,648 | 12,582 | 12,476 | 12,579 | 12,164 | 12,055 | 12,329 | - | - | - | - | |||||||||||||||||||||||||||||||||||||||||||||
| Total loans held for investment excluding loans related to Costco and JetBlue | $ | 38,406 | $ | 37,282 | $ | 38,024 | $ | 38,305 | $ | 39,173 | $ | 39,230 | $ | 39,375 | $ | 40,082 | $ | 39,996 | $ | 40,496 | $ | 41,489 | $ | 43,496 | $ | 42,474 | $ | 41,697 | $ | 42,432 | ||||||||||||||||||||||||||||||
| Total loans held for investment, growth versus prior year | 8 | % | 7 | % | 7 | % | 7 | % | 7 | % | 7 | % | 6 | % | 7 | % | 7 | % | 7 | % | 7 | % | (18) | % | (17) | % | (15) | % | (16) | % | ||||||||||||||||||||||||||||||
| Total loans held for investment excluding loans related to Costco and JetBlue, growth versus prior year | 7 | % | 7 | % | 7 | % | 7 | % | 7 | % | 7 | % | 7 | % | 8 | % | 8 | % | 9 | % | 9 | % | 10 | % | 11 | % | 12 | % | 12 | % | ||||||||||||||||||||||||||||||
| Loans held for sale related to Costco and JetBlue* | $ | - | $ | - | $ | - | $ | - | $ | - | $ | - | $ | - | $ | - | $ | - | $ | - | $ | - | $ | 12,755 | $ | 11,789 | $ | 10,901 | $ | 9,745 | ||||||||||||||||||||||||||||||
* Note: Costco and JetBlue loans reclassified as held for sale as of December 2015. On March 18, 2016, the sale of the JetBlue portfolio was completed.
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| Ending U.S. Card Member loans: | Jan. 31, 2015 | Feb. 28, 2015 | Mar. 31, 2015 | Apr. 30, 2015 | May 31, 2015 | Jun. 30, 2015 | Jul. 31, 2015 | Aug. 31, 2015 | Sept. 30, 2015 | Oct. 31, 2015 | Nov. 30, 2015 | Dec. 31, 2015 | Jan. 31, 2016 | Feb. 29, 2016 | (Preliminary) Mar. 31,2016 | |||||||||||||||||||||||||||||||||||||||||||||
| U.S. Small Business | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loans held for investment | $ | 9,473 | $ | 9,378 | $ | 9,669 | $ | 9,765 | $ | 10,014 | $ | 9,919 | $ | 9,917 | $ | 9,970 | $ | 9,973 | $ | 10,195 | $ | 10,126 | $ | 7,951 | $ | 8,042 | $ | 7,970 | $ | 8,268 | ||||||||||||||||||||||||||||||
| Loans held for investment related to Costco and JetBlue* | 2,346 | 2,262 | 2,359 | 2,366 | 2,446 | 2,413 | 2,387 | 2,377 | 2,292 | 2,288 | 2,295 | - | - | - | - | |||||||||||||||||||||||||||||||||||||||||||||
| Total loans held for investment excluding loans related to Costco and JetBlue | $ | 7,128 | $ | 7,116 | $ | 7,309 | $ | 7,398 | $ | 7,568 | $ | 7,505 | $ | 7,531 | $ | 7,594 | $ | 7,681 | $ | 7,907 | $ | 7,831 | $ | 7,951 | $ | 8,042 | $ | 7,970 | $ | 8,268 | ||||||||||||||||||||||||||||||
| Total loans held for investment, growth versus prior year | 9 | % | 9 | % | 9 | % | 8 | % | 9 | % | 9 | % | 9 | % | 8 | % | 9 | % | 10 | % | 8 | % | (16) | % | (15) | % | (15) | % | (14) | % | ||||||||||||||||||||||||||||||
| Total loans held for investment excluding loans related to Costco and JetBlue, growth versus prior year | 9 | % | 9 | % | 9 | % | 10 | % | 10 | % | 10 | % | 10 | % | 10 | % | 12 | % | 13 | % | 12 | % | 13 | % | 13 | % | 12 | % | 13 | % | ||||||||||||||||||||||||||||||
| Loans held for sale related to Costco and JetBlue* | $ | - | $ | - | $ | - | $ | - | $ | - | $ | - | $ | - | $ | - | $ | - | $ | - | $ | - | $ | 2,345 | $ | 2,200 | $ | 2,063 | $ | 2,032 | ||||||||||||||||||||||||||||||
* Note: Costco and JetBlue loans reclassified as held for sale as of December 2015. On March 18, 2016, the sale of the JetBlue portfolio was completed.
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| Ending U.S. Card Member loans: | Jan. 31, 2015 | Feb. 28, 2015 | Mar. 31, 2015 | Apr. 30, 2015 | May 31, 2015 | Jun. 30, 2015 | Jul. 31, 2015 | Aug. 31, 2015 | Sept. 30, 2015 | Oct. 31, 2015 | Nov. 30, 2015 | Dec. 31, 2015 | Jan. 31, 2016 | Feb. 29, 2016 | (Preliminary) Mar. 31, 2016 | |||||||||||||||||||||||||||||||||||||||||||||
| Total U.S. Consumer and Small Business | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loans held for investment | $ | 60,388 | $ | 58,529 | $ | 59,929 | $ | 60,301 | $ | 61,835 | $ | 61,731 | $ | 61,768 | $ | 62,631 | $ | 62,133 | $ | 62,746 | $ | 63,944 | $ | 51,446 | $ | 50,516 | $ | 49,666 | $ | 50,699 | ||||||||||||||||||||||||||||||
| Loans held for investment related to Costco and JetBlue* | 14,855 | 14,131 | 14,596 | 14,597 | 15,095 | 14,996 | 14,863 | 14,955 | 14,456 | 14,343 | 14,624 | - | - | - | - | |||||||||||||||||||||||||||||||||||||||||||||
| Total loans held for investment excluding loans related to Costco and JetBlue | $ | 45,533 | $ | 44,398 | $ | 45,334 | $ | 45,703 | $ | 46,740 | $ | 46,735 | $ | 46,905 | $ | 47,676 | $ | 47,677 | $ | 48,404 | $ | 49,320 | $ | 51,446 | $ | 50,516 | $ | 49,666 | $ | 50,699 | ||||||||||||||||||||||||||||||
| Total loans held for investment, growth versus prior year | 8 | % | 8 | % | 7 | % | 7 | % | 7 | % | 7 | % | 7 | % | 7 | % | 7 | % | 8 | % | 7 | % | (18) | % | (16) | % | (15) | % | (15) | % | ||||||||||||||||||||||||||||||
| Total loans held for investment excluding loans related to Costco and JetBlue, growth versus prior year | 7 | % | 7 | % | 7 | % | 7 | % | 8 | % | 8 | % | 8 | % | 8 | % | 9 | % | 10 | % | �� | 10 | % | 10 | % | 11 | % | 12 | % | 12 | % | |||||||||||||||||||||||||||||
| Loans held for sale related to Costco and JetBlue* | $ | - | $ | - | $ | - | $ | - | $ | - | $ | - | $ | - | $ | - | $ | - | $ | - | $ | - | $ | 15,100 | $ | 13,988 | $ | 12,964 | $ | 11,777 | ||||||||||||||||||||||||||||||
* Note: Costco and JetBlue loans reclassified as held for sale as of December 2015. On March 18, 2016, the sale of the JetBlue portfolio was completed.
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| Delinquency and Write-off Rate Statistics:** | Jan. 31, 2015 | Feb. 28, 2015 | Mar. 31, 2015 | Apr. 30, 2015 | May 31, 2015 | Jun. 30, 2015 | Jul. 31, 2015 | Aug. 31, 2015 | Sept. 30, 2015 | Oct. 31, 2015 | Nov. 30, 2015 | Dec. 31, 2015 | Jan. 31, 2016 | Feb. 29, 2016 | (Preliminary) Mar. 31, 2016 | |||||||||||||||||||||||||||||||||||||||||||||
| U.S. Consumer | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 30 days past due loans as a % of total loans | 1.0 | % | 1.0 | % | 0.9 | % | 0.9 | % | 0.9 | % | 0.9 | % | 0.9 | % | 0.9 | % | 1.0 | % | 1.0 | % | 1.0 | % | 1.0 | % | 1.0 | % | 1.0 | % | 1.0 | % | ||||||||||||||||||||||||||||||
| Net write-off rate - principal only | 1.5 | % | 1.6 | % | 1.5 | % | 1.5 | % | 1.3 | % | 1.3 | % | 1.3 | % | 1.3 | % | 1.2 | % | 1.4 | % | 1.5 | % | 1.4 | % | 1.4 | % | 1.4 | % | 1.5 | % | ||||||||||||||||||||||||||||||
| U.S. Small Business | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 30 days past due loans as a % of total loans | 1.0 | % | 1.0 | % | 1.0 | % | 1.0 | % | 0.9 | % | 0.9 | % | 0.9 | % | 0.9 | % | 1.0 | % | 1.0 | % | 1.0 | % | 1.1 | % | 1.0 | % | 1.1 | % | 1.0 | % | ||||||||||||||||||||||||||||||
| Net write-off rate - principal only | 1.4 | % | 1.4 | % | 1.2 | % | 1.3 | % | 1.3 | % | 1.2 | % | 1.4 | % | 1.4 | % | 1.1 | % | 1.3 | % | 1.2 | % | 1.2 | % | 1.4 | % | 1.4 | % | 1.4 | % | ||||||||||||||||||||||||||||||
**All credit metrics for total loans held for investment. Costco and JetBlue loans reclassified as held for sale as of December 2015.
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