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EXHIBIT 23
CONSENT OF INDEPENDENT AUDITORS
We consent to the incorporation by reference in the Registration Statements of Southern Michigan Bancorp, Inc. on Form S-3 (Registration No. 33-24977 and Registration No. 333-51417), of our report dated January 23, 2004, on the consolidated financial statements of Southern Michigan Bancorp, Inc., which report is included in the 2003 Annual Report on Form 10-K of Southern Michigan Bancorp, Inc.
/s/ Crowe Chizek and Company LLC |
South Bend, Indiana
March 24, 2004