Southern Michigan Bancorp (SOMC) 8-K Southern Michigan Bancorp, Inc. Announces First Quarter Results

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):April 19, 2004

SOUTHERN MICHIGAN BANCORP, INC.
(Exact name of registrant as
specified in its charter)

Michigan
(State or other jurisdiction
of incorporation) 2-78178
(Commission
File Number) 38-2407501
(IRS Employer
Identification no.)

51 West Pearl Street
Coldwater, Michigan
(Address of principal executive offices)
49036
(Zip Code)

Registrant's telephone number,
including area code:  (517) 279-5500

Item 7. FinancialStatementsandExhibits.

(c) Exhibits: The following document is included as an exhibit to this report on Form 8-K:

99.1 Southern Michigan Bancorp, Inc. Press Release dated April 19, 2004.

Item 12. Results of Operations and Financial Condition.

         On April 19, 2004, Southern Michigan Bancorp, Inc. issued the press release attached as Exhibit 99.1 to this Form 8-K concerning its financial results for quarter ended March 31, 2004. This report and the exhibit are "furnished" and are not considered "filed" with the Securities and Exchange Commission.

SIGNATURES

                  Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

	SOUTHERN MICHIGAN BANCORP, INC.
Date: April 19, 2004	By  /s/ Danice Chartrand
	Danice Chartrand      Vice President and Chief Financial Officer

EXHIBIT INDEX

Exhibit Number	Document
99.1	Southern Michigan Bancorp, Inc. Press Release dated April 19, 2004.