Southern Michigan Bancorp (SOMC) 10-K2012 FY Annual report

Filed: 28 Mar 13, 12:00am

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Readability	8th grade Bad

New words: assigned, binding, bp, breakdown, CFPB, circuit, compressed, decay, delivery, deserving, disintermediation, drafting, duration, enable, fell, Footnote, Foundation, increasingly, nominee, Open, opting, OTCQB, penalty, satisfaction, scenario, SOMC, split, Telecommunication, understand, warrant

Removed: assumed, began, bid, curtailment, expanding, flat, grandfathered, moved, Northern, OTCBB, reevaluated, rehabilitation, rental, transferor

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EXHIBIT 21

SUBSIDIARIES OF THE REGISTRANT

The following is a list of the subsidiaries of Southern Michigan Bancorp, Inc. and their jurisdiction of corporation or organization:


Name of Subsidiary		Jurisdiction of Incorporation or Organization

Southern Michigan Bank & Trust		Michigan

Southern Michigan Bancorp Capital Trust I		Delaware

FNB Financial Services, Inc.*		Michigan

*	Wholly-owned subsidiary of Southern Michigan Bank & Trust

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