United Community Financial (UCFC) 10-K 11 Mar 16 2015 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Mar. 04, 2016	Jun. 30, 2015
Document And Entity Information [Abstract]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	FY
Trading Symbol	UCFC
Entity Registrant Name	UNITED COMMUNITY FINANCIAL CORP
Entity Central Index Key	707,886
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		47,634,899
Entity Public Float			$ 248

CONSOLIDATED STATEMENTS OF FINA

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Assets:
Cash and deposits with banks	$ 20,528,000	$ 21,152,000
Federal funds sold	15,382,000	11,828,000
Total cash and cash equivalents	35,910,000	32,980,000
Securities:
Available for sale, at fair value	357,670,000	499,790,000
Held to maturity (fair value of $109,644 and $0, respectively)	110,699,000	0
Loans held for sale, at lower of cost or market	9,085,000	20,730,000
Loans held for sale, at fair value	26,716,000
Loans, net of allowance for loan losses of $17,712 and $17,687	1,316,192,000	1,148,093,000
Federal Home Loan Bank stock, at cost	18,068,000	18,068,000
Premises and equipment, net	20,678,000	21,002,000
Accrued interest receivable	5,978,000	5,763,000
Real estate owned and other repossessed assets, net	2,727,000	3,467,000
Core deposit intangible	30,000	84,000
Cash surrender value of life insurance	54,366,000	46,401,000
Other assets	29,870,000	37,172,000
Total assets	1,987,989,000	1,833,550,000
Deposits:
Interest bearing	1,208,238,000	1,159,871,000
Non-interest bearing	227,505,000	187,965,000
Total deposits	1,435,743,000	1,347,836,000
Federal Home Loan Bank advances
Long-term Federal Home Loan Bank advances	46,975,000	46,194,000
Short-term Federal Home Loan Bank advances	232,000,000	140,000,000
Total Federal Home Loan Bank advances	278,975,000	186,194,000
Repurchase agreements		30,000,000
Other borrowed funds	535,000	558,000
Total borrowed funds	279,510,000	216,752,000
Advance payments by borrowers for taxes and insurance	21,174,000	19,904,000
Accrued interest payable	53,000	185,000
Accrued expenses and other liabilities	7,264,000	8,738,000
Total liabilities	$ 1,743,744,000	$ 1,593,415,000
Commitments and contingent liabilities (Note 5 and Note 13)
Shareholders' Equity:
Preferred stock-no par value; 1,000,000 shares authorized and no shares issued and outstanding
Common stock-no par value; 499,000,000 shares authorized; 54,138,910 shares issued and 47,517,644 and 49,239,004 shares, respectively, outstanding	$ 174,304,000	$ 174,385,000
Retained earnings	140,819,000	128,512,000
Accumulated other comprehensive loss	(19,220,000)	(19,998,000)
Treasury stock, at cost, 6,621,266 and 4,899,906 shares, respectively	(51,658,000)	(42,764,000)
Total shareholders’ equity	244,245,000	240,135,000
Total liabilities and shareholders’ equity	$ 1,987,989,000	$ 1,833,550,000

CONSOLIDATED STATEMENTS OF FIN3

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Statement Of Financial Position [Abstract]
Held to maturity, Fair Value	$ 109,644	$ 0
Allowance for loan losses	$ 17,712	$ 17,687
Preferred stock, par value
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value
Common stock, shares authorized	499,000,000	499,000,000
Common stock, shares issued	54,138,910	54,138,910
Common stock, shares outstanding	47,517,644	49,239,004
Treasury stock, shares	6,621,266	4,899,906

CONSOLIDATED STATEMENTS OF OPER

CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (LOSS) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Interest income
Loans	$ 52,619	$ 49,559	$ 49,724
Loans held for sale	1,396	454	310
Securities available for sale, nontaxable	35
Securities available for sale, taxable	10,141	12,314	13,454
Securities held to maturity, nontaxable	96
Securities held to maturity, taxable	590
Federal Home Loan Bank stock dividends	723	859	1,107
Other interest earning assets	35	58	149
Total interest income	65,635	63,244	64,744
Interest expense
Deposits	6,526	6,435	7,623
Federal Home Loan Bank advances	1,334	2,022	2,106
Repurchase agreements and other	1,253	3,368	3,684
Total interest expense	9,113	11,825	13,413
Net interest income	56,522	51,419	51,331
Provision (recovery) for loan losses	2,135	(1,271)	4,116
Net interest income after provision for loan losses	54,387	52,690	47,215
Non-interest income
Non-deposit investment income	1,115	1,415	1,562
Mortgage servicing fees	2,730	2,737	2,808
Deposit related fees	5,384	4,901	5,564
Mortgage servicing rights valuation	19	(58)	680
Mortgage servicing rights amortization	(1,800)	(1,687)	(2,143)
Other service fees	75	20	74
Net gains (losses):
Securities available for sale (includes $142, $444 and $2,577, respectively, accumulated other comprehensive income reclassifications for unrealized net gains on available for sale securities)	142	444	2,577
Mortgage banking income	6,841	1,570	4,777
Real estate owned and other repossessed assets, net	(445)	(800)	(2,181)
Card fees	3,684	3,354	3,584
Other income	1,972	1,845	2,447
Total non-interest income	19,717	13,741	19,749
Non-interest expense
Salaries and employee benefits (includes $315, $220 and $189, respectively accumulated other comprehensive income reclassifications for prior service credit on the postretirement plan).	26,724	29,546	27,675
Occupancy	3,249	3,469	3,390
Equipment and data processing	6,865	7,470	7,103
Financial institutions tax	1,241	795	1,567
Advertising	737	838	893
Amortization of core deposit intangible	54	68	86
FDIC insurance premiums	1,241	1,216	2,347
Other insurance premiums	355	495	662
Legal and consulting fees	1,227	607	688
Other professional fees	1,733	1,945	2,228
Prepayment penalty	1,280	3,409
Real estate owned and other repossessed asset expenses	338	631	1,450
Other expenses	4,885	5,471	8,648
Total non-interest expenses	49,929	55,960	56,737
Income before income taxes	24,175	10,471	10,227
Income tax (benefit) expense (includes $160, $232 and $11 income tax expense from reclassification items)	7,893	(39,735)	200
Net income	16,282	50,206	10,027
Amortization of discount on preferred stock			(6,751)
Earnings available to common shareholders	16,282	50,206	3,276
Other comprehensive income (loss)
Unrealized gains (losses) on securities available for sale, net of reclassifications and tax of $444, $11,814 and $0, respectively	824	21,940	(48,446)
Accretion of unrealized losses on securities transferred from available for sale to held to maturity, net of tax of $21, $0, and $0, respectively	39
Unrealized gains (losses) and amortization of prior service credit on postretirement plan, net of tax of $46, $147 and $0, respectively	(85)	(273)	99
Total other comprehensive income (loss)	778	21,667	(48,347)
Comprehensive income (loss)	$ 17,060	$ 71,873	$ (38,320)
Earnings per share
Basic	$ 0.34	$ 1	$ 0.07
Diluted	$ 0.34	$ 1	$ 0.07

CONSOLIDATED STATEMENTS OF OPE5

CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (LOSS) (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Statement [Abstract]
Accumulated other comprehensive income	$ 142	$ 444	$ 2,577
Accumulated other comprehensive income reclassification for prior service credit on the postretirement plan	315	220	189
Income tax expense from reclassification items	160	232	11
Unrealized gains (losses) on securities available for sale, net of reclassifications, tax	444	11,814	0
Accretion of unrealized losses on securities transferred from available for sale to held to maturity, tax	21	0	0
Unrealized gains (losses) and amortization of prior service credit on postretirement plan, tax	$ 46	$ 147	$ 0

CONSOLIDATED STATEMENTS OF SHAR

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Preferred Stock [Member]	Common Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]
Balance at Dec. 31, 2012	$ 170,760		$ 128,026	$ 86,345	$ 6,682	$ (50,293)
Balance, shares at Dec. 31, 2012			33,027,886
Net income	10,027			10,027
Other comprehensive income (loss)	(48,347)				(48,347)
Stock option exercises, net value	155			(1,051)		1,206
Stock option exercises, net shares			104,142
Stock option expenses, net	24		$ 24
Restricted stock grants, value	113		$ (346)	(1,175)		1,634
Restricted stock grants, shares			116,788
Issuance of common stock, net value	20,501		$ 18,423	(5,880)		7,958
Issuance of common stock, shares			9,148,273
Issuance of preferred stock, value	21,841	$ 15,090	$ 6,751
Issuance of preferred stock, shares		7,942
Amortization of preferred stock discount	6,751	$ 6,751		(6,751)
Conversion of preferred stock to common stock		$ (21,841)	$ 21,841
Conversion of preferred stock to common stock, shares		(7,942)	7,942,000
Balance at Dec. 31, 2013	175,074		$ 174,719	81,515	(41,665)	(39,495)
Balance, shares at Dec. 31, 2013			50,339,089
Net income	50,206			50,206
Other comprehensive income (loss)	21,667				21,667
Stock option exercises, net value	172			(701)		873
Stock option exercises, net shares			85,000
Stock option expenses, net	25		$ 25
Restricted stock grants, value			$ (988)	(1,640)		2,628
Restricted stock grants, shares			254,541
Restricted stock forfeitures, value	(101)		$ 147	133		(381)
Restricted stock forfeitures, shares			(76,126)
Restricted stock expense	482		$ 482
Cash dividend payments	(1,001)			(1,001)
Treasury stock purchases	(6,389)					(6,389)
Treasury stock purchases, shares			(1,363,500)
Balance at Dec. 31, 2014	240,135		$ 174,385	128,512	(19,998)	(42,764)
Balance, shares at Dec. 31, 2014			49,239,004
Net income	16,282			16,282
Other comprehensive income (loss)	778				778
Stock option exercises, net value	$ 28			(95)		123
Stock option exercises, net shares	14,200		14,200
Stock option expenses, net	$ 24		$ 24
Restricted stock grants, value			$ (867)	(524)		1,391
Restricted stock grants, shares			162,711
Conversion of preferred stock to common stock	$ 6,751
Conversion of preferred stock to common stock, shares	7,942,000
Restricted stock forfeitures, value	$ (56)		$ 6	13		(75)
Restricted stock forfeitures, shares			(11,954)
Restricted stock expense	756		$ 756
Cash dividend payments	(3,369)			(3,369)
Treasury stock purchases	(10,333)					(10,333)
Treasury stock purchases, shares			(1,886,317)
Balance at Dec. 31, 2015	$ 244,245		$ 174,304	$ 140,819	$ (19,220)	$ (51,658)
Balance, shares at Dec. 31, 2015			47,517,644

CONSOLIDATED STATEMENTS OF SHA7

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Parenthetical) $ in Thousands	12 Months Ended
	Dec. 31, 2013USD ($)
Common Stock [Member]
Common stock issuance costs	$ 4,655

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash Flows from Operating Activities
Net income	$ 16,282	$ 50,206	$ 10,027
Adjustments to reconcile net income to net cash provided by operating activities
Provision (recovery) for loan losses	2,135	(1,271)	4,116
Mortgage banking income	(5,322)	(1,570)	(4,777)
Changes in fair value on loans held for sale	(1,519)
Net losses on real estate owned and other repossessed assets sold	445	800	2,181
Net gain on available for sale securities sold	(142)	(444)	(2,577)
Net loss (gain) on other assets sold	(21)	18	(10)
Amortization of premiums and accretion of discounts	5,849	822	2,694
Depreciation and amortization	2,119	1,997	1,871
Net change in interest receivable	(215)	(69)	544
Net change in interest payable	(132)	(365)	(13)
Net change in prepaid and other assets	(572)	3,015	919
Net change in other liabilities	(1,529)	(1,098)	(1,060)
Stock based compensation	780	406	352
Net principal disbursed on loans originated for sale	(215,026)	(155,577)	(226,921)
Proceeds from sale of loans held for sale	204,845	141,255	239,891
Net change in deferred tax assets	7,316	(39,824)
Cash surrender value increase of life insurance and death proceeds in excess of cash surrender value	(1,720)	(1,429)	(1,091)
Net change in interest rate caps	177	366	(110)
Net cash from operating activities	13,750	(2,762)	26,036
Cash Flows from Investing Activities
Proceeds from the principal repayments and maturities of securities available for sale	31,066	27,878	47,262
Proceeds from the principal repayments and maturities of securities held to maturity	3,311
Proceeds from the sale of securities available for sale	16,627	14,595	137,467
Proceeds from the sale of real estate owned and other repossessed assets	2,559	4,056	11,778
Proceeds from the sale of loans held for investment	514	1,081	13,709
Proceeds from the sale of premises and equipment	154	30	20
Purchases of securities available for sale	(10,865)		(170,876)
Purchases of securities held to maturity	(10,390)
Purchase of bank-owned life insurance	(7,000)		(15,000)
Purchases of premises and equipment	(1,895)	(2,091)	(1,223)
Principal disbursed on loans, net of repayments	(157,982)	(120,175)	16,965
Loans purchased	(15,154)	(146)	(50)
Redemption of FHLB stock		8,396
Death benefit proceeds from bank owned life insurance	755
Net cash from investing activities	(148,300)	(66,376)	40,052
Cash Flows from Financing Activities
Net increase (decrease) in checking, savings and money market accounts	68,247	13,055	(3,295)
Net increase (decrease) in certificates of deposit	19,660	(56,971)	(67,022)
Net increase (decrease) in advance payments by borrowers for taxes and insurance	1,270	(156)	(3,530)
Net change in Federal Home Loan Bank overnight advances	92,000	140,000
Net change in repurchase agreements and other borrowed funds	(30,023)	(60,020)	(20)
Prepayment penalty on Federal Home Loan Bank advances		(3,903)
Proceeds from the exercise of stock options	28	172	155
Dividends paid	(3,369)	(1,001)
Purchase of treasury stock	(10,333)	(6,389)
Issuance of preferred stock, net of issuance costs			21,841
Issuance of common stock, net of issuance costs			20,501
Net cash from financing activities	137,480	24,787	(31,370)
Change in cash and cash equivalents	2,930	(44,351)	34,718
Cash and cash equivalents, beginning of period	32,980	77,331	42,613
Cash and cash equivalents, end of period	$ 35,910	$ 32,980	$ 77,331

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	1. Summary of Significant Accounting Policies The accounting policies of United Community Financial Corp. (United Community or the Company) and its subsidiary, The Home Savings and Loan Company of Youngstown, Ohio (Home Savings or the Bank) conform to U.S. Generally Accepted Accounting Principles (GAAP) and prevailing practices within the banking and thrift industries. A summary of the more significant accounting policies follows. Nature of Operations The business of Home Savings is providing consumer and business banking service to its market area in Ohio and western Pennsylvania. At the end of 2015, Home Savings was doing business through 31 retail banking offices and full-service banking branches and loan production centers. Loans and deposits are primarily generated from the areas where banking branches are located. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from cash flow from operations of businesses. There are no significant concentrations of loans to any one industry or customer. However, the customers’ ability to repay their loans is dependent on the real estate and general economic conditions in the market area. Home Savings derives its income predominantly from interest on loans, securities, and to a lesser extent, non-interest income. Home Savings’ principal expenses are interest paid on deposits and Federal Home Loan Bank advances, loan loss provisions and normal operating costs. Basis of Presentation The consolidated financial statements include the accounts of United Community and its subsidiary. On January 29, 2016, United Community acquired James & Sons Insurance. James & Sons Insurance is not included in the financial statements as it was acquired after December 31, 2015. All material inter-company transactions have been eliminated. Certain prior period data has been reclassified to conform to current period presentation. Use of Estimates in the Preparation of Financial Statements The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and future results could differ. Cash Flows For purposes of the statement of cash flows, United Community considers all highly liquid investments with a term of three months or less to be cash equivalents. Net cash flows are reported for loan and deposit transactions, short-term borrowings and advance payments by borrowers for taxes and insurance. Securities Securities are classified as available for sale, held to maturity or trading upon their acquisition. Securities are classified as available for sale when they might be sold before maturity. Securities classified as available for sale are carried at estimated fair value with the unrealized holding gain or loss reported in other comprehensive income, net of tax. Securities classified as held to maturity are carried at amortized cost when management has the positive intent and ability to old them to maturity. Equity securities with readily determinable fair values are classified as available for sale. Restricted securities such as FHLB stock are carried at cost. Interest income includes amortization of purchase premium or discount on debt securities. Premiums or discounts are amortized on the level-yield method without anticipating prepayments. Gains and losses on sales are recorded on the trade date and are determined using the specific identification method. Management evaluates securities for other-than-temporary impairment (OTTI) at least quarterly, and more frequently when economic or market conditions warrant such an evaluation. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of OTTI is recognized through earnings. Loans Held for Sale Loans held for sale primarily consist of residential mortgage loans originated for sale and other loans that have been identified for sale. These loans are carried at the lower of cost or fair value, determined in the aggregate. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Mortgage loans held for sale are sold with either servicing rights retained or servicing released. The carrying value of mortgage loans sold is reduced by the amount allocated to the servicing right. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. Loans held for sale, for which the fair value option has been elected, are recorded at fair value as of each balance sheet date. The fair value of the Company’s construction perm loans held for sale is determined based on quoted prices for similar loans in active markets. The fair value of permanent construction loans held for sale is determined, based on the committed loan amount, using quoted prices for similar assets, adjusted for specific attributes of that loan and other unobservable market data, such as time it takes to complete the project. Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the outstanding principal balance, net of purchase premiums or discounts, deferred loan fees and costs and an allowance for loan losses. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Interest income includes amortization of net deferred loan fees and costs. Deferred loan fees and costs received for loans are deferred and amortized to interest income over the contractual lives of the loans using the level yield method. Fees received for loan commitments that are expected to be drawn, based on Home Savings’ experience with similar commitments, are deferred and amortized over the lives of the loans using the level-yield method. Fees for other loan commitments are deferred and amortized over the loan commitment period on a straight-line basis. Unamortized deferred loan fees or costs related to loans paid off are included in income. Unamortized net fees or costs on loans sold are included in the basis of the loans in calculating gains and losses. The accrual of interest income and amortization of net deferred fees on mortgage and commercial loans is discontinued at the time the loan is 90 days delinquent unless the loan is both well secured and in the process of collection. Consumer loans are typically charged-off no later than 180 days past due. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. All interest accrued but not received for a loan placed on nonaccrual is reversed against interest income. Nonaccrual loans are comprised principally of loans 90 days past due as well as certain loans which are less than 90 days past due, but where serious doubt exists as to the ability of the borrowers to comply with the repayment terms. Once a loan is on nonaccrual, it will remain on nonaccrual until the loan becomes current and the borrower demonstrates the ability to pay the loan per the contractual terms for a minimum of six months. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Under the cost-recovery method, interest income is not recognized until the loan balance is reduced to zero. Under the cash-basis method, interest income is recorded when the payment is received in cash. Loans are returned to accrual status when future payments are reasonably assured. Home Savings determines the past due status of loans based on the number of calendar months the loan is past due. Impaired loans consist of loans that are non-homogenous and in a nonaccrual status; loans considered troubled debt restructurings and loans that have been individually analyzed for impairment. Residential mortgage loans. Residential mortgage loans are revalued at the time they reach 180 days past due and any portion of the principal that exceeds the fair value is charged-off. Mortgage loans are considered to be homogenous until the loan is individually evaluated at 180 days past due and charged-down to the fair value of the underlying collateral, at which time the loan becomes non-homogenous and is considered impaired. Residential mortgage loans that have been modified and determined to be TDR are revalued based upon the present value of the modified cash flows of the loan to establish a specific reserve on that loan. Consumer loans. Consumer loans that are secured by residential real estate are revalued once they reach 180 days past due and charged-down to the fair value if necessary. Consumer loans that are not secured by residential real estate are revalued once they reach 120 days past due and are charged-down to the fair value if necessary. Consumer loans are considered to be homogenous until the loan is individually evaluated and charged-down to the fair value of the underlying collateral, at which time the loan becomes non-homogenous and is considered impaired. Consumer loans that have been modified and determined to be TDR are revalued based upon the present value of the modified cash flows of the loan to establish a specific reserve on that loan. Commercial loans. A commercial real estate loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. At this time the loan is charged-down to the fair value. Commercial and industrial loans are impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. The repayment of commercial loans typically is dependent on the income stream and successful operation of a business. If there is no underlying collateral to value, the company will calculate the present value of expected future cash flows to determine the amount of impairment, if any. Concentration of Credit Risk Most of the Company’s business activity is with customers located within Home Savings’ market area. Therefore, the Company’s exposure to credit risk is significantly affected by changes in the economy in Ohio, Western Pennsylvania and Northern West Virginia. Allowance for Loan Losses The allowance for loan losses is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Management estimates the allowance balance required based on an analysis using past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations, estimated collateral values, general economic conditions in the market area and other factors. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged-off. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired or loans otherwise classified as substandard or doubtful. The general component covers non-classified loans and is based on historical loss experience adjusted for current factors. Other loans not reviewed specifically by management are evaluated as a homogenous group of loans (generally single-family residential mortgage loans and all consumer credits except marine loans) using a loss factor applied to the outstanding loan balance to determine the level of reserve required. This loss factor consists of two components, a quantitative and a qualitative component. The quantitative component is based on a historical analysis of all charged-off loans, net of recoveries. In determining the qualitative factors, consideration is given to such attributes as lending policies, economic conditions, nature and volume of the portfolio, management, loan quality trend, loan review, collateral value, concentrations, economic cycles and other external factors. At December 31, 2014, the Company evaluated two years of net charge-off history and applied the information to the current period. This component was combined with the qualitative component to arrive at the loss factor, which is applied to the outstanding principal balance by type of credit and internal risk grade applied to specific risk pools, plus specific loss allocations and adjustments for current events and conditions. As of December 31, 2015, the Company evaluated 12 quarters of net charge-off history and applied this information to the current period. This component is combined with the qualitative component to arrive at the loss factor, which is applied to the average outstanding balance of homogenous loans and is no longer being applied by internal risk grade. This change in methodology, which was made in the first quarter of 2015, did not have a material effect on the calculation of the allowance for loan losses. The change in methodology was made in order to facilitate technological improvements in the calculation of the allowance for loan loss. A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Impaired loans are individually evaluated based on the borrower’s ability to repay the loan given the availability of collateral, other sources of cash flow and legal options available to Home Savings. Once a review is completed, a specific reserve is determined and allocated to the loan. These specific reserves on individual loans are reviewed periodically and adjusted as necessary based on subsequent collection, loan upgrades or downgrades, nonperforming trends or actual principal charge-offs. Loans for which the terms have been modified, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the facts and circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the collateral if the loan is collateral dependent. Troubled debt restructurings (TDRs) are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a TDR is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For TDRs that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses. The Bank’s portfolio has the following segments: commercial and commercial real estate loans, residential mortgage loans and consumer loans. Residential mortgage loans are made to customers in Home Savings’ market area. These loans are secured by the underlying real estate as collateral. Repayment of these loans is dependent on general economic conditions and unemployment levels in Home Savings’ market area. To reduce any risk on loans secured by one-to four-family residences, Home Savings underwrites all portfolio loans to Freddie Mac underwriting guidelines. Consumer loans primarily consist of home equity loans. Similar to residential mortgage loans, repayment of consumer loans depends on the general economic conditions and unemployment levels in Home Savings’ market area. The majority of Home Savings’ consumer loans consist of closed-end home equity loans in an amount that, when added to the prior indebtedness secured by the real estate, does not exceed 90% of the estimated value of the real estate. Other consumer loans, such as automobiles and recreational vehicles, have a higher degree of risk than home equity loans as the collateral depreciates at a faster rate. Multifamily and nonresidential real estate loans generally have a higher degree of risk than loans secured by one-to four-family residences. These riskier loans can be affected by economic conditions, operating expenses, debt service and successful operation of income-producing properties. Home Savings tries to reduce this risk by evaluating the credit history of the borrower, location of the real estate, the financial condition of the borrower, obtaining personal guarantees of the principals, the characteristics of the income stream generated by the property and the appraisal supporting the property. Commercial loans generally entail greater risk than real estate lending. The repayment of commercial loans typically is dependent on the income stream and successful operation of a business, which can be affected by economic conditions. The collateral for commercial loans, if any, often consists of rapidly depreciating assets. Construction loans involve a higher degree of underwriting and default risk than loans secured by mortgages on existing properties because construction loans are more difficult to appraise and to monitor. Loan funds are advanced based upon the status of the project under construction. Home Savings has established a methodology to calculate the allowance for loan losses at a level it believes adequate to absorb probable incurred losses in the loan portfolio. An analysis of individual credits, prior and current loss experience, loan portfolio delinquency levels, changes in the loan portfolio, current economic conditions and results of regulatory examinations is completed on a regular basis to determine the adequacy of the allowance. Servicing Assets Servicing assets are recognized as separate assets when rights are acquired through the purchase or sale of financial assets. Servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. Capitalized servicing rights are reported in other assets and are amortized into non-interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying assets. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into tranches based on predominant risk characteristics, such as original maturity, interest rate and loan type. Impairment is recognized through a valuation allowance for an individual tranche. If Home Savings later determines that all or a portion of the impairment no longer exists for a particular tranche, a reduction of the allowance may be recorded as an increase to income. Servicing fee income is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal, or a fixed amount per loan, and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income. Transfers of Financial Assets Transfers of financial assets are accounted for as sales when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Real Estate Owned and Other Repossessed Assets Real estate owned, including property acquired in settlement of foreclosed loans, is initially transferred at fair value less estimated cost to sell after foreclosure, establishing a new cost basis. Physical possession of residential real estate property collateralizing a residential mortgage loan occurs when legal title is obtained upon completion of foreclosure or when the borrower conveys all interest in the property to satisfy the loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. If fair value declines after acquisition, a valuation allowance is recorded through expense. Costs relating to the development and improvement of real estate owned are capitalized, whereas costs relating to holding and maintaining the properties are charged to expense. Other repossessed assets are carried at estimated fair value less estimated cost to sell after acquisition. Premises and Equipment Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation and amortization. Buildings and related components are depreciated and amortized using the straight-line method over the useful lives, generally ranging from 20 years to 40 years (or term of the lease, if shorter) of the related assets. Furniture and fixtures are depreciated using the straight-line method with useful lives ranging from three to five years. Federal Home Loan Bank (FHLB) stock The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income. Cash Surrender Value of Life Insurance Life insurance is carried on the lives of certain employees where Home Savings is the beneficiary. Life insurance is recorded at its cash surrender value, or the amount currently realizable. Increases in the Home Savings’ policy cash surrender value are tax exempt and death benefit proceeds received by Home Savings are tax-free. Income from these policies and changes in the cash surrender value are recorded in other income. The policies contain no split dollar or postretirement benefits for covered employees. Core Deposit Intangible Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Home Savings has no goodwill recorded as of December 31, 2015 or December 31, 2014. Core deposit intangible assets arose from whole bank acquisitions. They were initially measured at fair value and are being amortized on an accelerated method over their estimated useful lives. Derivatives At the inception of a derivative contract, the Company designates the derivative as one of three types based on the Company’s intentions and belief as to likely effectiveness as a hedge. These three types are (1) a hedge of the fair value of a recognized asset or liability or of an unrecognized firm commitment (“fair value hedge”), (2) a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability (“cash flow hedge”), or (3) an instrument with no hedging designation (“stand-alone derivative”). For a fair value hedge, the gain or loss on the derivative, as well as the offsetting loss or gain on the hedged item, are recognized in current earnings as fair values change. For a cash flow hedge, the gain or loss on the derivative is reported in other comprehensive income and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. For both types of hedges, changes in the fair value of derivatives that are not highly effective in hedging the changes in fair value or expected cash flows of the hedged item are recognized immediately in current earnings. Changes in the fair value of derivatives that do not qualify for hedge accounting are reported currently in earnings, as noninterest income. Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged. The Company formally documents the relationship between derivatives and hedged items, as well as the risk-management objective and the strategy for undertaking hedge transactions at the inception of the hedging relationship. This documentation includes linking fair value or cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions. The Company also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in fair values or cash flows of the hedged items. The Company discontinues hedge accounting when it determines that the derivative is no longer effective in offsetting changes in the fair value or cash flows of the hedged item, the derivative is settled or terminates, a hedged forecasted transaction is no longer probable, a hedged firm commitment is no longer firm, or treatment of the derivative as a hedge is no longer appropriate or intended. When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as noninterest income. When a fair value hedge is discontinued, the hedged asset or liability is no longer adjusted for changes in fair value and the existing basis adjustment is amortized or accreted over the remaining life of the asset or liability. When a cash flow hedge is discontinued but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in other comprehensive income are amortized into earnings over the same periods which the hedged transactions will affect earnings. Mortgage Banking Derivatives Commitments to fund mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of these mortgage loans are accounted for as free standing derivatives. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the interest rate on the loan is locked. The Company enters into forward commitments for the future delivery of mortgage loans when interest rate locks are entered into in order to hedge the change in interest rates resulting from its commitments to fund the loans. Changes in the fair values of these derivatives are included in mortgage banking income on the consolidated statements of income and comprehensive income. Long-term Assets Premises and equipment and other long–term assets are reviewed for impairment when events indicate their carrying amounts may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value. Stock Compensation Compensation cost is recognized for stock options and restricted stock awards issued to employees and nonemployee directors, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Corporation’s common shares at the date of grant is used for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax basis of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in income tax expense. 401(k) Savings Plan Employee 401(k) and profit sharing plan expense is the amount of matching contributions and administrative costs to administer the plan. Postretirement Benefit Plans In addition to Home Savings’ retirement plans, Home Savings sponsors a defined benefit health care plan that was curtailed in 2000 to provide postretirement medical benefits for employees who worked 20 years and attained a minimum age of 60 by September 1, 2000, while in service with Home Savings. That modified plan was further curtailed in 2015, and medical benefits will no longer be provided to plan particpants as of December 31, 2016. The plan is unfunded and, as such, has no assets. Furthermore, the plan is contributory and contains minor cost-sharing features such as deductibles and coinsurance. In addition, postretirement life insurance coverage is provided for employees who were participants prior to December 10, 1976. The life insurance plan is non-contributory. Home Savings’ policy is to pay premiums monthly, with no pre-funding. The benefit obligation is measured annually by a third-party actuary. Dividend Restriction Banking regulations require maintaining certain capital levels and may limit the dividends paid by the bank to the holding company or by the holding company to shareholders. Earnings Per Share Bas

SUBSEQUENT EVENTS (UNAUDITED)

SUBSEQUENT EVENTS (UNAUDITED)	12 Months Ended
	Dec. 31, 2015
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	2. SUBSEQUENT EVENTS (UNAUDITED) On January 29, 2016, the Company completed the purchase of James & Sons Insurance Company of Youngstown, Ohio. James & Sons Insurance is engaged in the business of selling insurance including auto, commercial, homeowners and life-health insurance. Under the purchase agreement, the Company paid $1.5 million in stock and $360,000 in cash in connection with this acquisition. Total assets purchased was $2.3 million, including $1.6 million in goodwill.

CASH AND CASH EQUIVALENTS

CASH AND CASH EQUIVALENTS	12 Months Ended
	Dec. 31, 2015
Cash And Cash Equivalents [Abstract]
CASH AND CASH EQUIVALENTS	3. CASH AND CASH EQUIVALENTS Federal Reserve Board (FRB) regulations require depository institutions to maintain certain non-interest bearing reserve balances. These reserves, which consisted of vault cash at Home Savings, totaled approximately $10.9 million and $12.3 million at December 31, 2015 and 2014, respectively.

SECURITIES

SECURITIES	12 Months Ended
	Dec. 31, 2015
Investments Debt And Equity Securities [Abstract]
SECURITIES	4. SECURITIES The components of securities available for sale are as follows: December 31, 2015 Gross Gross Amortized unrealized unrealized Fair cost gains losses value (Dollars in thousands) Available for Sale U.S. Treasury and government sponsored entities' securities $ 221,500 $ 159 $ (3,009 ) $ 218,650 States of the U.S. and political subdivisions 10,848 192 — 11,040 Mortgage-backed GSE securities: residential 129,155 55 (1,230 ) 127,980 Total $ 361,503 $ 406 $ (4,239 ) $ 357,670 December 31, 2014 Gross Gross Amortized unrealized unrealized Fair cost gains losses value (Dollars in thousands) Available for Sale U.S. Treasury and government sponsored entities' securities $ 232,225 $ 184 $ (4,452 ) $ 227,957 Mortgage-backed GSE securities: residential 274,204 331 (2,702 ) 271,833 Total $ 506,429 $ 515 $ (7,154 ) $ 499,790 The components of securities held to maturity are as follows: December 31, 2015 Gross Gross Amortized unrecognized unrecognized Fair cost gains losses value (Dollars in thousands) Held to maturity Mortgage-backed GSE securities: residential $ 100,322 $ — $ (1,203 ) $ 99,119 States of the U.S. and political subdivisions 10,377 148 — 10,525 Total $ 110,699 $ 148 $ (1,203 ) $ 109,644 The Company had no held to maturity securities at December 31, 2014. Debt securities available for sale by contractual maturity, repricing or expected call date are shown below: December 31, 2015 Amortized cost Fair value (Dollars in thousands) Due in one year or less $ — $ — Due after one year through five years — — Due after five years through ten years 199,440 197,097 Due after ten years 32,908 32,593 Mortgage-backed GSE securities: residential 129,155 127,980 Total $ 361,503 $ 357,670 Debt securities held to maturity by contractual maturity, repricing or expected call date are shown below: December 31, 2015 Amortized cost Fair value (Dollars in thousands) Due in one year or less $ 1,100 $ 1,108 Due after one year through five years — — Due after five years through ten years 2,249 2,289 Due after ten years 7,028 7,128 Mortgage-backed GSE securities: residential $ 100,322 $ 99,119 Total $ 110,699 $ 109,644 Proceeds, gross realized gains, losses and impairment charges of available for sale securities were as follows: 2015 2014 2013 (Dollars in thousands) Proceeds $ 16,627 $ 14,595 $ 137,467 Gross gains 142 444 2,712 Gross losses — — (135 ) Income tax expense related to net realized gains and losses was $50,000 for 2015 and $155,000 for 2014 and $0 for 2013 due to the full valuation allowance recorded on the net deferred tax asset of the Company. Securities pledged for participation in the Ohio Linked Deposit Program were $0 and approximately $501,000 at December 31, 2015 and 2014, respectively. See further discussion regarding pledged securities in Note 12. Securities available for sale that have been in an unrealized loss position for less than twelve months or twelve months or more are as follows at December 31, 2015: Less than 12 months 12 months or more Total Fair Unrealized loss Fair Unrealized loss Fair Unrealized loss value Loss value Loss value Loss (Dollars in thousands) Description of securities: U.S. Treasury and government sponsored entities $ 139,876 $ (1,654 ) $ 55,055 $ (1,355 ) $ 194,931 $ (3,009 ) Mortgage-backed GSE securities: residential 100,585 (842 ) 14,278 (388 ) 114,863 (1,230 ) Total temporarily impaired securities $ 240,461 $ (2,496 ) $ 69,333 $ (1,743 ) $ 309,794 $ (4,239 ) All of the U.S. Treasury and government sponsored entities and mortgage-backed securities that were temporarily impaired at December 31, 2015, were impaired due to the level of interest rates at that time. Unrealized losses on these securities have not been recognized into income as of December 31, 2015 because the issuer’s securities are of high credit quality (rated AA or higher), management does not intend to sell, and it is likely that management will not be required to sell, the securities prior to their anticipated recovery, and the decline in fair value is largely due to changes in interest rates and other market conditions. Securities available for sale that have been in an unrealized loss position for less than twelve months or twelve months or more are as follows at December 31, 2014: Less than 12 months 12 months or more Total Fair Unrealized loss Fair Unrealized loss Fair Unrealized loss value Loss value Loss value Loss (Dollars in thousands) Description of securities: U.S. Treasury and government sponsored entities $ — $ — $ 214,495 $ (4,452 ) $ 214,495 $ (4,452 ) Mortgage-backed GSE securities: residential 4,625 (40 ) 193,434 (2,662 ) 198,059 (2,702 ) Total temporarily impaired securities $ 4,625 $ (40 ) $ 407,929 $ (7,114 ) $ 412,554 $ (7,154 ) All of the U.S. Treasury and government sponsored entities and mortgage-backed securities that were temporarily impaired at December 31, 2014, were impaired due to the level of interest rates at that time. Unrealized losses on these securities have not been recognized into income as of December 31, 2014 because the issuer’s securities are of high credit quality (rated AA or higher), management does not intend to sell, and it is likely that management will not be required to sell, the securities prior to their anticipated recovery, and the decline in fair value is largely due to changes in interest rates and other market conditions. Securities held to maturity that have been in an unrealized loss position for less than twelve months or twelve months or more are as follows at December 31, 2015: December 31, 2015 Less than 12 months 12 months or more Total Fair Unrealized loss Fair Unrealized Fair Unrealized value Loss value Loss value Loss (Dollars in thousands) Description of securities: Mortgage-backed GSE securities: residential $ 22,723 $ (289 ) $ 76,396 $ (2,390 ) $ 99,119 $ (2,679 ) Total temporarily impaired securities $ 22,723 $ (289 ) $ 76,396 $ (2,390 ) $ 99,119 $ (2,679 ) During the third quarter of 2015, Home Savings transferred securities with a total amortized cost of $105.3 million with a corresponding fair value of $103.8 million from available for sale to held to maturity. The net unrealized loss, net of taxes, on these securities at the date of transfer was $999,000. The fair value at the date of transfer becomes the securities’ new cost basis. The unrealized holding loss at the time of transfer continues to be reported in accumulated other comprehensive income, net of tax and is amortized over the remaining lives of the securities as an adjustment of the yield. The amortization of the unamortized holding loss reported in accumulated other comprehensive income will directly offset the effect on interest income from the accretion of the reduced amortized cost for the transferred securities. Because of this transfer, the total losses less than 12 months and greater than 12 months reported in the table above will not agree to the unrealized losses reported in the inventory of held to maturity securities. The inventory table reports unrealized gains and losses based upon the transferred securities adjusted cost basis and current fair value. The reporting of losses less than 12 months and greater than 12 months represents that actual period of time that these securities have been in an unrealized loss position and the securities amortized cost basis as if the transfer did not occur. All of the mortgage-backed securities that were temporarily impaired at December 31, 2015, were impaired due to the level of interest rates at that time. Unrealized losses on these securities have not been recognized into income as of December 31, 2015 because the issuer’s securities are of high credit quality (rated AA or higher), management does not intend to sell, and it is likely that management will not be required to sell, the securities prior to their anticipated recovery, and the decline in fair value is largely due to changes in interest rates and other market conditions. The Company recognized no OTTI charges in 2015, 2014 and 2013.

LOANS

LOANS	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
LOANS	5. LOANS Portfolio loans consist of the following: December 31, December 31, 2015 2014 (Dollars in thousands) Commercial loans Multifamily $ 80,170 $ 60,546 Nonresidential 175,456 121,595 Land 9,301 9,484 Construction 38,812 16,064 Secured 63,182 45,088 Unsecured 2,831 134 Total commercial loans 369,752 252,911 Residential mortgage loans One-to four-family 733,685 694,105 Construction 40,898 37,113 Total residential mortgage loans 774,583 731,218 Consumer loans Home equity 161,338 154,776 Auto 11,348 5,902 Marine 2,699 3,917 Recreational vehicle 10,656 14,054 Other 2,217 2,105 Total consumer loans 188,258 180,754 Total loans 1,332,593 1,164,883 Less: Allowance for loan losses 17,712 17,687 Deferred loan fees, net (1,311 ) (897 ) Total 16,401 16,790 Loans, net $ 1,316,192 $ 1,148,093 Loan commitments are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses, may require payment of a fee and may expire unused. Commitments to extend credit at fixed rates expose Home Savings to some degree of interest rate risk. Home Savings evaluates each customer’s creditworthiness on a case-by-case basis. The type or amount of collateral obtained varies and is based on management’s credit evaluation of the potential borrower. Home Savings normally has a number of outstanding commitments to extend credit. December 31, 2015 2014 Fixed Rate Variable Rate Fixed Rate Variable Rate (Dollars in thousands) Commitments to make loans $ 44,957 $ 33,384 $ 44,192 $ 17,539 Undisbursed loans in process 674 111,738 480 86,736 Unused lines of credit 10,162 115,812 13,995 93,802 Terms of the commitments in both years extend up to six months, but are generally less than two months. The fixed rate loan commitments have interest rates ranging from 2.75% to 18.00%; and maturities ranging from three months to thirty years. Commitments to fund certain mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of mortgage loans to third party investors are considered derivatives. It is the Company’s practice to enter into forward commitments for the future delivery of residential mortgage loans when interest rate lock commitments are entered into in order to economically hedge the effect of changes in interest rates resulting from its commitments to fund the loans. These mortgage banking derivatives are not designated as hedge relationships. At December 31, 2015 and 2014, there were $474,000 and $465,000 of outstanding standby letters of credit, respectively. These are issued to guarantee the performance of a customer to a third party. Standby letters of credit are generally contingent upon the failure of the customer to perform according to the terms of an underlying contract with the third party. At December 31, 2015 and 2014, there were $46.1 million and $41.7 million in outstanding commitments to fund the OverdraftPrivilege™ Program at Home Savings. With OverdraftPrivilege™, Home Savings pays non-sufficient funds checks and fees on checking accounts up to a preapproved limit. The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2015 and December 31, 2014 and activity for the years ended December 31, 2015, 2014 and 2013. Commercial Loans Residential Loans Consumer Loans Total (Dollars in thousands) 2015 Beginning balance $ 5,690 $ 8,517 $ 3,480 $ 17,687 Provision 2,922 (974 ) 187 2,135 Charge-offs (1,268 ) (1,301 ) (1,257 ) (3,826 ) Recoveries 733 388 595 1,716 Ending balance $ 8,077 $ 6,630 $ 3,005 $ 17,712 Period-end amount allocated to: Loans individually evaluated for impairment $ 568 $ 1,541 $ 707 $ 2,816 Loans collectively evaluated for impairment 7,509 5,089 2,298 14,896 Ending balance $ 8,077 $ 6,630 $ 3,005 $ 17,712 Period-end balances: Loans individually evaluated for impairment $ 9,698 $ 19,348 $ 10,613 $ 39,659 Loans collectively evaluated for impairment 360,054 755,235 177,645 1,292,934 Ending balance $ 369,752 $ 774,583 $ 188,258 $ 1,332,593 Commercial Loans Residential Loans Consumer Loans Total (Dollars in thousands) 2014 Beginning balance $ 6,984 $ 9,830 $ 4,302 $ 21,116 Provision (649 ) (550 ) (72 ) (1,271 ) Charge-offs (1,656 ) (1,005 ) (1,578 ) (4,239 ) Recoveries 1,011 242 828 2,081 Ending balance $ 5,690 $ 8,517 $ 3,480 $ 17,687 Period-end amount allocated to: Loans individually evaluated for impairment $ 717 $ 1,751 $ 842 $ 3,310 Loans collectively evaluated for impairment 4,973 6,766 2,638 14,377 Ending balance $ 5,690 $ 8,517 $ 3,480 $ 17,687 Period-end balances: Loans individually evaluated for impairment $ 14,845 $ 19,209 $ 11,843 $ 45,897 Loans collectively evaluated for impairment 238,066 712,009 168,911 1,118,986 Ending balance $ 252,911 $ 731,218 $ 180,754 $ 1,164,883 Commercial Loans Residential Loans Consumer Loans Total (Dollars in thousands) 2013 Beginning balance $ 9,156 $ 7,515 $ 4,459 $ 21,130 Provision (491 ) 3,598 1,009 4,116 Charge-offs (5,208 ) (1,536 ) (1,883 ) (8,627 ) Recoveries 3,527 253 717 4,497 Ending balance $ 6,984 $ 9,830 $ 4,302 $ 21,116 The unpaid principal balance is the total amount of the loan that is due to Home Savings. The recorded investment includes the unpaid principal balance less any chargeoffs or partial chargeoffs applied to specific loans. The unpaid principal balance and the recorded investment both exclude accrued interest receivable and deferred loan costs, both of which are immaterial. The allowance for loan losses is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Management estimates the allowance balance required based on an analysis using past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations, estimated collateral values, general economic conditions in the market area and other factors. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged-off. Other loans not reviewed specifically by management are evaluated as a homogenous group of loans (generally single-family residential mortgage loans and all consumer credits except marine loans) using a loss factor applied to the outstanding loan balance to determine the level of reserve required. This loss factor consists of two components, a quantitative and a qualitative component. The quantitative component is based on a historical analysis of all charged-off loans, net of recoveries. In determining the qualitative factors, consideration is given to such attributes as lending policies, economic conditions, nature and volume of the portfolio, management, loan quality trend, loan review, collateral value, concentrations, economic cycles and other external factors. At December 31, 2014, the Company evaluated two years of net charge-off history and applied the information to the current period. This component was combined with the qualitative component to arrive at the loss factor, which is applied to the outstanding principal balance by type of credit and internal risk grade applied to specific risk pools, plus specific loss allocations and adjustments for current events and conditions. As of December 31, 2015, the Company evaluated 12 quarters of net charge-off history and applied this information to the current period. This component is combined with the qualitative component to arrive at the loss factor, which is applied to the average outstanding balance of homogenous loans and is no longer being applied by internal risk grade. This change in methodology, which was made in the first quarter of 2015, did not have a material effect on the calculation of the allowance for loan losses. The change in methodology was made in order to facilitate technological improvements in the calculation of the allowance for loan loss. The following table presents loans individually evaluated for impairment by class of loans as of and for the year ended December 31, 2015: Impaired Loans (Dollars in thousands) Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Recorded Investment Interest Income Recognized Cash Basis Income Recognized With no specific allowance recorded Commercial loans Multifamily $ 165 $ — $ — $ 21 $ 4 $ 4 Nonresidential 1,215 306 — 1,389 6 6 Land 3,922 384 — 474 — — Construction 3,593 — — 69 — — Secured 3,884 3,700 — 3,700 — — Unsecured 1,132 — — — — — Total commercial loans 13,911 4,390 — 5,653 10 10 Residential mortgage loans One-to four-family 7,607 5,866 — 4,710 156 149 Construction — — — — — — Total residential mortgage loans 7,607 5,866 — 4,710 156 149 Consumer loans Home equity 2,245 1,718 — 1,491 31 29 Auto 20 14 — 22 — — Marine 496 271 — 280 2 2 Recreational vehicle 121 78 — 70 4 4 Other 3 3 — 1 — — Total consumer loans 2,885 2,084 — 1,864 37 35 Total $ 24,403 $ 12,340 $ — $ 12,227 $ 203 $ 194 With a specific allowance recorded Commercial loans Multifamily $ — $ — $ — $ 21 $ — $ — Nonresidential 5,164 4,984 565 5,659 119 117 Land — — — — — — Construction — — — 379 — — Secured 324 324 3 324 — — Unsecured — — — — — — Total commercial loans 5,488 5,308 568 6,383 119 117 Residential mortgage loans One-to four-family 13,482 13,482 1,541 14,324 592 539 Construction — — — — — — Total residential mortgage loans 13,482 13,482 1,541 14,324 592 539 Consumer loans Home equity 7,236 7,236 522 8,346 402 381 Auto — — — 2 — — Marine 163 163 3 41 7 7 Recreational vehicle 1,122 1,122 181 783 33 33 Other 8 8 1 2 1 1 Total consumer loans 8,529 8,529 707 9,174 443 422 Total 27,499 27,319 2,816 29,881 1,154 1,078 Total impaired loans $ 51,902 $ 39,659 $ 2,816 $ 42,108 $ 1,357 $ 1,272 The following table presents loans individually evaluated for impairment by class of loans as of and for the year ended December 31, 2014: Impaired Loans (Dollars in thousands) Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Recorded Investment Interest Income Recognized Cash Basis Income Recognized With no specific allowance recorded Commercial loans Multifamily $ 185 $ 85 $ — $ 87 $ — $ — Nonresidential 7,201 5,582 — 4,248 260 256 Land 3,958 532 — 521 — — Construction 1,126 188 — 552 — — Secured 3,903 3,702 — 3,706 — — Unsecured 3,258 — — — — — Total commercial loans 19,631 10,089 — 9,114 260 256 Residential mortgage loans One-to four-family 6,015 4,518 — 5,287 83 77 Construction — — — — — — Total residential mortgage loans 6,015 4,518 — 5,287 83 77 Consumer loans Home equity 1,901 1,262 — 1,757 29 29 Auto 47 37 — 66 1 1 Marine 151 151 155 — — Recreational vehicle 124 81 — 181 4 3 Other — — — 3 — — Total consumer loans 2,223 1,531 — 2,162 34 33 Total $ 27,869 $ 16,138 $ — $ 16,563 $ 377 $ 366 With a specific allowance recorded Commercial loans Multifamily $ 33 $ 8 $ 6 $ 293 $ — $ — Nonresidential 3,944 3,561 615 2,408 — — Land — — — — — — Construction 2,815 863 93 1,682 — — Secured 324 324 3 324 — — Unsecured — — — — — — Total commercial loans 7,116 4,756 717 4,707 — — Residential mortgage loans One-to four-family 14,691 14,691 1,751 15,039 607 561 Construction — — — — — — Total residential mortgage loans 14,691 14,691 1,751 15,039 607 561 Consumer loans Home equity 9,577 9,577 722 10,007 494 470 Auto 7 6 1 8 — — Marine — — — — — — Recreational vehicle 729 729 119 765 24 23 Other — — — — — — Total consumer loans 10,313 10,312 842 10,780 518 493 Total 32,120 29,759 3,310 30,526 1,125 1,054 Total impaired loans $ 59,989 $ 45,897 $ 3,310 $ 47,089 $ 1,502 $ 1,420 The following table presents loans individually evaluated for impairment by class of loans as of and for the year ended December 31, 2013: Impaired Loans (Dollars in thousands) Average Recorded Investment Interest Income Recognized Cash Basis Income Recognized With no specific allowance recorded Commercial loans Multifamily $ 638 $ 2 $ 2 Nonresidential 5,377 19 19 Land 1,290 — — Construction 1,381 — — Secured 3,506 — — Unsecured 179 1 1 Total commercial loans 12,371 22 22 Residential mortgage loans One-to four-family 14,679 393 361 Construction — — — Total residential mortgage loans 14,679 393 361 Consumer loans Home equity 8,404 245 234 Auto 45 1 1 Marine 174 — — Recreational vehicle 685 23 22 Other 2 — — Total consumer loans 9,310 269 257 Total $ 36,360 $ 684 $ 640 With a specific allowance recorded Commercial loans Multifamily $ 330 $ — $ — Nonresidential 3,835 — — Land 532 — — Construction 2,559 — — Secured 102 — — Unsecured — — — Total commercial loans 7,358 — — Residential mortgage loans One-to four-family 4,077 369 342 Construction — — — Total residential mortgage loans 4,077 369 342 Consumer loans Home equity 2,369 320 303 Auto — — — Marine — — — Recreational vehicle 346 16 16 Other — — — Total consumer loans 2,715 336 319 Total 14,150 705 661 Total impaired loans $ 50,510 $ 1,389 $ 1,301 Within secured and nonresidential impaired loans, there are two related credits with a total principal balance outstanding of $7.0 million. The source of repayment for the loan resides in funds held in escrow by a court that has administered foreclosure and receivership proceedings surrounding the loan. The loan has been subject to protracted litigation and a reserve of $546,000 was placed on one of the loans in 2015. Home Savings reclassifies a collateralized mortgage loan and consumer loans secured by real estate to real estate owned and other repossessed assets once it has either obtained legal title to the real estate collateral or the borrower voluntarily conveys all interest in the real property to the Bank to satisfy the loan through a deed in lieu of foreclosure or similar legal agreement. The table below presents loans that are in the process of foreclosure at December 31, 2015 and December 31, 2014, but legal title, deed in lieu of foreclosure or similar legal agreement to the property has not yet been obtained: December 31, 2015 December 31, 2014 Unpaid Principal Balance Recorded Investment Unpaid Principal Balance Recorded Investment Mortgage loans in the process of foreclosure $ 1,294 $ 1,162 $ 1,714 $ 1,661 Consumer loans in the process of foreclosure 845 643 707 489 The following tables present the recorded investment in nonaccrual and loans past due over 90 days and still on accrual by class of loans as of December 31, 2015: Nonaccrual Loans and Loans Past Due Over 90 Days and Still Accruing As of December 31, 2015 Nonaccrual Loans past due over 90 days and still accruing (Dollars in thousands) Commercial loans Multifamily $ — $ — Nonresidential 3,599 — Land 384 — Construction — — Secured 4,016 — Unsecured — — Total commercial loans 7,999 — Residential mortgage loans One-to four-family 6,181 — Construction — — Total residential mortgage loans 6,181 — Consumer Loans Home equity 1,804 — Auto 23 — Marine 218 — Recreational vehicle 511 — Other 11 — Total consumer loans 2,567 — Total nonaccrual loans and loans past due over 90 days and still accruing $ 16,747 $ — The following tables present the recorded investment in nonaccrual and loans past due over 90 days and still on accrual by class of loans as of December 31, 2014: Nonaccrual Loans and Loans Past Due Over 90 Days and Still Accruing As of December 31, 2014 Nonaccrual Loans past due over 90 days and still accruing (Dollars in thousands) Commercial loans Multifamily $ 93 $ — Nonresidential 5,781 — Land 531 — Construction 1,051 — Secured 4,016 — Unsecured — — Total commercial loans 11,472 — Residential mortgage loans One-to four-family 6,816 — Construction — — Total residential mortgage loans 6,816 — Consumer Loans Home equity 1,792 — Auto 66 — Marine 119 — Recreational vehicle 184 — Other 2 — Total consumer loans 2,163 — Total nonaccrual loans and loans past due over 90 days and still accruing $ 20,451 $ — The following tables present an age analysis of past-due loans, segregated by class of loans as of December 31, 2015: Past Due Loans (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due Total Past Due Current Loans Total Loans Commercial loans Multifamily $ — $ — $ — $ — $ 80,170 $ 80,170 Nonresidential — — 3,558 3,558 171,898 175,456 Land — — 384 384 8,917 9,301 Construction — — — — 38,812 38,812 Secured 488 — 4,016 4,504 58,678 63,182 Unsecured — — — 2,831 2,831 Total commercial loans 488 — 7,958 8,446 361,306 369,752 Residential mortgage loans One-to four-family 3,843 635 5,901 10,379 723,306 733,685 Construction — — — — 40,898 40,898 Total residential mortgage loans 3,843 635 5,901 10,379 764,204 774,583 Consumer Loans: Home equity 961 268 1,788 3,017 158,321 161,338 Automobile 5 — 10 15 11,333 11,348 Marine — 51 117 168 2,531 2,699 Recreational vehicle 71 — 494 565 10,091 10,656 Other 15 1 11 27 2,190 2,217 Total consumer loans 1,052 320 2,420 3,792 184,466 188,258 Total loans $ 5,383 $ 955 $ 16,279 $ 22,617 $ 1,309,976 $ 1,332,593 The following tables present an age analysis of past-due loans, segregated by class of loans as of December 31, 2014: Past Due Loans (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due Total Past Due Current Loans Total Loans Commercial loans Multifamily $ — $ — $ 93 $ 93 $ 60,453 $ 60,546 Nonresidential — — 3,891 3,891 117,704 121,595 Land — — 531 531 8,953 9,484 Construction — — 1,051 1,051 15,013 16,064 Secured — — 4,016 4,016 41,072 45,088 Unsecured — — — — 134 134 Total commercial loans — — 9,582 9,582 243,329 252,911 Residential mortgage loans One-to four-family 2,279 605 4,856 7,740 686,365 694,105 Construction — — — — 37,113 37,113 Total residential mortgage loans 2,279 605 4,856 7,740 723,478 731,218 Consumer Loans: Home equity 588 183 1,531 2,302 152,474 154,776 Automobile 21 — 30 51 5,851 5,902 Marine — 686 — 686 3,231 3,917 Recreational vehicle 452 109 18 579 13,475 14,054 Other 3 4 1 8 2,097 2,105 Total consumer loans 1,064 982 1,580 3,626 177,128 180,754 Total loans $ 3,343 $ 1,587 $ 16,018 $ 20,948 $ 1,143,935 $ 1,164,883 The following table presents loans by class modified as TDRs that occurred during the year ended December 31, 2015: Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Recorded Investment (In thousands) Commercial loans Multifamily — $ — $ — Nonresidential — — — Land — — — Construction — — — Secured — — — Unsecured — — — Total commercial loans — — — Residential mortgage loans One-to four-family 14 1,283 1,337 Construction — — — Total residential mortgage loans 14 1,283 1,337 Consumer loans Home equity 14 844 845 Auto — — — Marine — — — Recreational vehicle — — — Other 1 28 8 Total consumer loans 15 872 853 Total restructured loans 29 $ 2,155 $ 2,190 The TDRs described above increased the allowance for loan losses by $135,000, and resulted in no charge-offs during the twelve months ended December 31, 2015. The following table presents loans by class modified as TDRs that occurred during the year ended December 31, 2014: Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Recorded Investment (Dollars in thousands) Commercial loans Multifamily — $ — $ — Nonresidential 1 120 120 Land — — — Construction — — — Secured — — — Unsecured — — — Total commercial loans 1 120 120 Residential mortgage loans One-to four-family 29 2,385 2,447 Construction — — — Total residential mortgage loans 29 2,385 2,447 Consumer loans Home equity 27 1,449 1,452 Auto — — — Marine — — — Recreational vehicle — — — Other — — — Total consumer loans 27 1,449 1,452 Total restructured loans 57 $ 3,954 $ 4,019 The TDRs described above increased the allowance for loan losses by $193,000, and resulted in $73,000 of charge-offs during the twelve months ended December 31, 2014. The following table presents loans by class modified as TDRs that occurred during the year ended December 31, 2013: Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Recorded Investment (Dollars in thousands) Commercial loans Multifamily 1 $ 469 $ 469 Nonresidential 1 41 41 Land 2 2,127 487 Construction 1 942 823 Secured — — — Unsecured — — — Total commercial loans 5 3,579 1,820 Residential mortgage loans One-to four-family 42 3,568 3,381 Construction — — — Total residential mortgage loans 42 3,568 3,381 Consumer loans Home equity 110 4,556 4,487 Auto — — — Marine — — — Recreational vehicle 4 791 804 Other — — — Total consumer loans 114 5,347 5,291 Total restructured loans 161 $ 12,494 $ 10,492 The TDRs described above increased the allowance for loan losses by $951,000, and resulted in $1.8 million charge-offs during the twelve months ended December 31, 2013. During the period ended December 31, 2015, the terms of certain loans were modified as TDRs. The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan. Modifications involving a reduction of the stated interest rate of a loan were for periods ranging from six months to 2 years. Modifications involving an extension of the maturity date were for periods ranging from six months to ten years. As of December 31, 2015 and December 31, 2014, the Company has a recorded investment in troubled debt restructurings of $26.3 million and $31.2 million, respectively. The Company has allocated $2.3 million of specific reserves to customers whose loan terms were modified in TDRs as of December 31, 2015. The Company had allocated $2.6 million of specific reserves to customers whose loan terms were modified in troubled debt restructurings as of December 31, 2014. The Company committed to lend additional amounts totaling up to $42,000 and $50,000 at December 31 2015 and December 31, 2014, respectively. TDR loans that were on nonaccrual status aggregated $2.9 million and $3.5 million at December 31, 2015 and December 31, 2014, respectively. Such loans are considered nonperforming loans. TDR loans that were accruing according to their terms aggregated $23.4 million and $27.7 million at December 31, 2015 and December 31, 2014, respectively. The following table presents loans by class modified as TDRs for which there was a payment default within twelve months following the modification during the period ended December 31, 2015: Number of loans Recorded Investment (Dollars in thousands) Commercial loans Multifamily — $ — Nonresidential — — Land — — Construction — — Secured — — Unsecured — — Total commercial loans — — Residential mortgage loans One-to four-family 2 29 Construction — — Total residential mortgage loans 2 29 Consumer loans Home equity 1 40 Auto — — Marine — — Recreational vehicle — — Other 1 8 Total consumer loans 2 48 Total restructured loans 4 $ 77 A TDR is considered to be in payment default once it is 30 days contractually past due under the modified terms. The TDRs that subsequently defaulted described above resulted in no charge-offs during the twelve months ended December 31, 2015, and had no effect on the provision for loan losses. The terms of certain other loans were modified during the period ended December 31, 2015, but they did not meet the definition of a TDR. The modification of these loans involved either a modification of the terms of a loan to borrowers who were not experiencing financial difficulties or a delay in a payment that was considered to be insignificant. The following table presents loans by class modified as TDRs for which there was a payment default within twelve months following the modification during the period ended December 31, 2014: Number of loans Recorded Investment (Dollars in thousands) Commercial loans Multifamily — $ — Nonresidential — — Land — — Construction — — Secured — — Unsecured — — Total commercial loans — — Residential mortgage loans One-to four-family 3 440 Construction — — Total residential mortgage loans 3 440 Consumer loans Home equity 2 90 Auto — — Marine — — Recreational vehicle — — Other — — Total consumer loans 2 90 Total restructured loans 5 $ 530 The TDRs that subsequently defaulted described above resulted in no charge-offs during the twelve months ended December 31, 2014, and had no effect on the provision for loan losses The terms of certain other loans were modified during the period ended December 31, 2014, but they did not meet the definition of a TDR. The modification of these loans involved either a modification of the terms of a loan to borrowers who were not experiencing financial difficulties or a delay in a payment that was considered to be insignificant. The following table presents loans by class modified as TDRs for which there was a payment default within twelve months following the modification during the period ended December 31, 2013: Number of loans Recorded Investment (Dollars in thousands) Commercial loans Multifamily 1 $ 463 Nonresidential — — Land 2 487 Construction 1 623 Secured — — Unsecured — — Total commercial loans 4 1,573 Residential mortgage loans One-to four-family 4 576 Construction — — Total residential mortgage loans 4 576 Consumer loans Home equity 6 207 Auto — — Marine — — Recreational vehicle 2 184 Other — — Total consumer loans 8 391 Total restructured loans 16 $ 2,540 The TDRs that subsequently defaulted described above resulted in no charge-offs during the twelve months ended December 31, 2013, and had no effect on the provision for loan losses. The terms of certain other loans were modified during the period ended December 31, 2013, but they did not meet the definition of a TDR. The modification of these loans involved either a modification of the terms of a loan to borrowers who were not experiencing financial difficulties or a delay in a payment that was considered to be insignificant. In order to determine whether a borrower is experiencing financial difficulty an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed in accordance with the Company’s internal underwriting policy. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information and current economic trends among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis includes homogeneous loans past due 90 cumulative days, and all non-homogeneous loans including commercial loans and commercial real estate loans. Smaller balance homogeneous loans are primarily monitored by payment status. Asset quality ratings are divided into two groups: Pass (unclassified) and Classified. Within the unclassified group, loans that display potential weakness are risk rated as special mention. In addition, there are three classified risk ratings: substandard, doubtful and loss. These specific credit risk categories are defined as follows: Special Mention. Loans classified as special mention have potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Loans may be housed in this category for no longer than 12 months during which time information is obtained to determine if the credit should be downgraded to the substandard category. Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Loss. Loans classified as loss are considered uncollectible and of such little value, that continuance as assets is not warranted. Although there may be a chance of recovery on these assets, it is not practical or desirable to defer writing off the asset. The Company monitors loans on a monthly basis to determine if they should be included in one of the categories listed above. All impaired non-homogeneous credits classified as Substandard, Doubtful or Loss are analyzed on an individual basis for a specific reserve requirement. This analysis is performed on each individual credit at least annually or more frequently if warranted. As of December 31, 2015 and December 31, 2014, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: December 31, 2015 (Dollars in thousands) Unclassified Classified Unclassified Special Mention Substandard Doubtful Loss Total Classified Total Loans Commercial Loans Multifamily $ 75,535 $ 3,727 $ 908 $ — $ — $ 908 $ 80,170 Nonresidential 151,415 4,121 19,920 — — 19,920 175,456 Land 8,917 — 384 — — 384 9,301 Construction 38,812 — — — — — 38,812 Secured 53,801 3,037 6,344 — — 6,344 63,182 Unsecured 2,728 — 103 — — 103 2,831 Total commercial loans 331,208 10,885 27,659 — — 27,659 369,752 Residential mortgage loans One-to four-family 726,922 111 6,652 — — 6,652 733,685 Construction 40,898 — — — — — 40,898 Total residential mortgage loans 767,820 111 6,652 — — 6,652 774,583 Consumer Loans Home equity 159,371 — 1,967 — — 1,967 161,338 Auto 11,304 2 42 — — 42 11,348 Marine 2,428 — 271 — — 271 2,699 Recreational vehicle 10,157 — 499 — — 499 10,656 Other 2,206 — 11 — — 11 2,217 Total consumer loans 185,466 2 2,790 — — 2,790 188,258 Total loans $ 1,284,494 $ 10,998 $ 37,101 $ — $ — $ 37,101 $ 1,332,593 December 31, 2014 (Dollars in thousands) Unclassified Classified Unclassified Special Mention Substandard Doubtful Loss Total Classified Total Loans Commercial Loans Multifamily $ 53,485 $ 4,134 $ 2,927 $ — $ — $ 2,927 $ 60,546 Nonresidential 92,074 12,290 17,231 — — 17,231 121,595 Land 8,952 — 532 — — 532 9,484 Construction 15,013 — 1,051 — — 1,051 16,064 Secured 39,480 900 4,708 — — 4,708 45,088 Unsecured 22 — 112 — — 112 134 Total commercial loans 209,026 17,324 26,561 — — 26,561 252,911 Residential mortgage loans One-to four-family 684,779 939 8,387 — — 8,387 694,105 Construction 37,113 — — — — — 37,113 Total residential mortgage loans 721,892 939 8,387 — — 8,387 731,218 Consumer Loans Home equity 152,599 — 2,177 — — 2,177 154,776 Auto 5,829 10 63 — — 63 5,902 Marine 3,766 — 151 — — 151 3,917 Recreational vehicle 13,846 — 208 — — 208 14,054 Other 2,099 — 6 — — 6 2,105 Total consumer loans 178,139 10 2,605 — — 2,605 180,754 Total loans $ 1,109,057 $ 18,273 $ 37,553 $ — $ — $ 37,553 $ 1,164,883 Directors and officers of United Community and Home Savings are customers of Home Savings in the ordinary course of business. The following describes loans to officers and/or directors of United Community and Home Savings: (Dollars in thousands) Balance as of December 31, 2014 $ 527 New loans to officers and/or directors — Loan payments during 2015 (8 ) Reductions due to changes in officers and/or directors — Balance as of December 31, 2015 $ 519

MORTGAGE BANKING ACTIVITIES

MORTGAGE BANKING ACTIVITIES	12 Months Ended
	Dec. 31, 2015
Mortgage Banking [Abstract]
MORTGAGE BANKING ACTIVITIES	6. MORTGAGE BANKING ACTIVITIES Mortgage loans serviced for others, which are not reported in United Community’s assets, totaled $1.1 billion at December 31, 2015 and 2014. Mortgage banking income is comprised of gains recognized on the sale of loans and changes in fair value of mortgage banking derivatives. Mortgage loans serviced for others are not reported as assets. The principal balance of these loans at year-end are as follows: 2015 2014 (Dollars in thousands) Mortgage loan portfolios serviced for: FHLMC $ 878,300 $ 821,609 FNMA 233,026 259,463 Customer escrow balances in connection with loans serviced for FHLMC and FNMA totaled $13.2 million and $12.5 million at year-end 2015 and 2014. Activity for capitalized mortgage servicing rights, included in other assets, was as follows: For the Year Ended December 31, 2015 2014 2013 (Dollars in thousands) Balance, beginning of period $ 5,535 $ 5,941 $ 6,186 Originations 1,951 1,281 1,898 Amortized to expense (1,800 ) (1,687 ) (2,143 ) Balance, end of period 5,686 5,535 5,941 Less valuation allowance (39 ) (58 ) — Net balance $ 5,647 $ 5,477 $ 5,941 Fair value of mortgage servicing rights was $9.1 million, $9.0 million and $10.2 million at December 31, 2015, 2014, and 2013, respectively. Activity in the valuation allowance for mortgage servicing rights was as follows: For the Year Ended December 31, 2015 2014 2013 (Dollars in thousands) Balance, beginning of period $ (58 ) $ — $ (680 ) Impairment charges (299 ) (60 ) — Recoveries 318 2 680 Balance, end of period $ (39 ) $ (58 ) $ — Key economic assumptions used in measuring the value of mortgage servicing rights at December 31, 2015 and 2014 were as follows: 2015 2014 Weighted average prepayment rate 192 PSA 219 PSA Weighted average life (in years) 3.47 3.61 Weighted average discount rate 9 % 8 % At year-end 2015, the Company had approximately $28.5 million of interest rate lock commitments and $75.0 million of forward commitments for the future delivery of residential mortgage loans, including construction perm loans that are held in available for sale. At year-end 2014, the Company had approximately $22.7 million of interest rate lock commitments and $51.5 million of forward commitments for the future delivery of residential mortgage loans, including construction perm loans that are held in available for sale. The fair value of these mortgage banking derivatives was not material at year-end 2015 or 2014. Home Savings may receive requests for reimbursements from Freddie Mac and Fannie Mae, both of whom in the normal course purchase loans originated by Home Savings, for the purpose of making them whole on certain loans sold in the secondary market. These sold loans may have certain identified weaknesses such that, in the opinion of management, a settlement to the investor might be required. For the twelve months ended December 31, 2015, Home Savings recognized a recovery of expenses of $554,000 associated with such repurchases. Home Savings had no liability reserve for future make-whole settlements at December 31, 2015 because management believed no reserve was necessary given the recent historical losses incurred to date, there were no loans in the pipeline to be repurchased and the probability that future losses will not occur .

OTHER REAL ESTATE OWNED AND OTH

OTHER REAL ESTATE OWNED AND OTHER REPOSSESSED ASSETS	12 Months Ended
	Dec. 31, 2015
Real Estate [Abstract]
OTHER REAL ESTATE OWNED AND OTHER REPOSSESSED ASSETS	7. OTHER REAL ESTATE OWNED AND OTHER REPOSSESSED ASSETS Real estate owned and other repossessed assets at December 31, 2015 and 2014 was as follows: December 31, December 31, 2015 2014 (Dollars in thousands) Real estate owned and other repossessed assets $ 3,956 $ 4,890 Valuation allowance (1,229 ) (1,423 ) End of period $ 2,727 $ 3,467 Activity in the valuation allowance was as follows: 2015 2014 2013 (Dollars in thousands) Beginning of year $ 1,423 $ 4,059 $ 6,796 Additions charged to expense 287 580 2,014 Direct write-downs (481 ) (3,216 ) (4,751 ) End of year $ 1,229 $ 1,423 $ 4,059 Expenses related to foreclosed and repossessed assets include: 2015 2014 2013 (Dollars in thousands) Net loss on sales $ 158 $ 220 $ 167 Provision for unrealized losses 287 580 2,014 Operating expenses, net of rental income 338 631 1,450 Total Expenses $ 783 $ 1,431 $ 3,631

PREMISES AND EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
	Dec. 31, 2015
Property Plant And Equipment [Abstract]
PREMISES AND EQUIPMENT	8. PREMISES AND EQUIPMENT Premises and equipment consist of the following: December 31, 2015 2014 (Dollars in thousands) Land $ 6,993 $ 7,054 Buildings 23,841 23,487 Leasehold improvements 1,179 1,126 Furniture and equipment 23,861 22,931 55,874 54,598 Less: Accumulated depreciation and amortization 35,196 33,596 Total $ 20,678 $ 21,002 Depreciation expense was $2.1 million for 2015, $1.9 million for 2014 and $1.8 million for 2013. Rent expense was $338,000 for 2015, $588,000 for 2014 and $672,000 for 2013. Rent commitments under noncancelable operating leases for offices were as follows, before considering renewal options that generally are present: (Dollars in thousands) 2016 $ 559 2017 579 2018 590 2019 594 2020 595 Thereafter 595 Total $ 3,512

INTANGIBLE ASSETS

INTANGIBLE ASSETS	12 Months Ended
	Dec. 31, 2015
Goodwill And Intangible Assets Disclosure [Abstract]
INTANGIBLE ASSETS	9. INTANGIBLE ASSETS Acquired Intangible Assets As of December 31, 2015 2014 Gross Gross Carrying Accumulated Carrying Accumulated Amount Amortization Amount Amortization Amortized intangible assets: Core deposit intangibles $ 8,952 $ 8,922 $ 8,952 $ 8,868 Total $ 8,952 $ 8,922 $ 8,952 $ 8,868 Estimated amortization expense for 2016 is $25,000, for 2017 is $3,000 and for 2018 is $2,000. Aggregate amortization expense for the years ended December 31, 2015, 2014 and 2013, was $54,000, $68,000, and $86,000, respectively.

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2015
Banking And Thrift [Abstract]
DEPOSITS	10. DEPOSITS Deposits consist of the following: December 31, 2015 2014 (Dollars in thousands) Checking accounts: Interest bearing $ 160,264 $ 137,511 Non-interest bearing 227,505 187,965 Savings accounts 280,889 274,149 Money market accounts 312,125 312,911 Certificates of deposit 454,960 435,300 Total deposits $ 1,435,743 $ 1,347,836 Included in total deposits above are related-party deposits of $2.8 million at December 31, 2015 and 2014. Interest expense on deposits is summarized as follows: December 31, 2015 2014 2013 (Dollars in thousands) Interest bearing demand deposits and money market accounts $ 1,006 $ 838 $ 1,016 Savings accounts 161 169 242 Certificates of deposit 5,359 5,428 6,365 Total $ 6,526 $ 6,435 $ 7,623 A summary of certificates of deposit by maturity follows: December 31, 2015 (Dollars 2016 $ 207,814 2017 122,345 2018 66,978 2019 22,288 2020 and thereafter 35,535 Total $ 454,960 A summary of certificates of deposit with balances greater than $250,000 by maturity is as follows: December 31, 2015 2014 (Dollars in thousands) Three months or less $ 751 $ 558 Over three months to six months 2,067 2,761 Over six months to twelve months 25,668 1,691 Over twelve months 46,779 11,716 Total $ 75,265 $ 16,726 Home Savings had no brokered deposits at December 31, 2015 and 2014. Home Savings offers an equity-linked time deposit product (the Power CD). The Power CD is a time deposit that provides the purchaser a guaranteed return of principal at maturity plus a potential equity return. Home Savings had $12.3 million in Power CDs that were included in certificates of deposit at December 31, 2015. Home Savings had $8.3 million in Power CDs that were included in certificates of deposit at December 31, 2014.

FEDERAL HOME LOAN BANK ADVANCES

FEDERAL HOME LOAN BANK ADVANCES	12 Months Ended
	Dec. 31, 2015
Banking And Thrift [Abstract]
FEDERAL HOME LOAN BANK ADVANCES	11. FEDERAL HOME LOAN BANK ADVANCES The following is a summary of FHLB advances: December 31, 2015 2014 (Dollars in thousands) Weighted Weighted Year of maturity Amount average rate Amount average rate 2015 $ — 0.00 % $ 140,000 0.14 % 2016 232,000 0.35 % — 0.00 % 2019 46,975 2.19 % 46,194 2.05 % $ 278,975 0.66 % $ 186,194 0.51 % At December 31, 2015, Home Savings has remaining available credit, subject to collateral requirements, with the FHLB of approximately $206.3 million. At December 31, 2014, Home Savings had remaining available credit, subject to collateral requirements, with the FHLB of approximately $257.2 million. All advances must be secured by eligible collateral as specified by the FHLB. Accordingly, Home Savings had a blanket pledge of its one-to four-family mortgages as collateral for the advances outstanding at December 31, 2015 and 2014. The required minimum ratio of collateral to advances is 122% for one-to four-family loans. Additional changes in value can be applied to one-to four-family mortgage collateral based upon characteristics such as loan-to-value ratios and FICO scores. On November 18, 2014, Home Savings modified a $50.0 million fixed-rate term advance with the FHLB. The modification reduced the weighted average interest rate paid on the debt from 4.20% fixed-rate to a floating rate, and extended the weighted average maturity from 2.0 years to 5.0 years. A $3.9 million prepayment penalty was incurred by Home Savings as part of the modification which will be amortized using a level yield method over the five-year remaining term of the modified borrowing as a yield adjustment. The floating rate was 0.62% at December 31, 2015 and 0.49% at December 31, 2014. The effective rate on the modified borrowing was 2.19% at December 31, 2015 and 2.05% at December 31, 2014, including the impact of the prepayment penalty amortization. FHLB term advances are subject to prepayment penalties.

SECURITIES SOLD UNDER AGREEMENT

SECURITIES SOLD UNDER AGREEMENT TO REPURCHASE AND OTHER BORROWINGS	12 Months Ended
	Dec. 31, 2015
Banking And Thrift [Abstract]
SECURITIES SOLD UNDER AGREEMENT TO REPURCHASE AND OTHER BORROWINGS	12. SECURITIES SOLD UNDER AGREEMENT TO REPURCHASE AND OTHER BORROWINGS The following is a summary of securities sold under an agreement to repurchase and other borrowings: December 31, 2015 2014 (Dollars in thousands) Amount Weighted average rate Amount Weighted average rate Securities sold under agreement to repurchase-term $ — — % $ 30,000 4.14 % Other borrowings 535 4.00 % 558 4.00 % Total repurchase agreements and other $ 535 4.00 % $ 30,558 4.14 % December 31, 2015 2014 2013 (Dollars in thousands) Average daily balance during the year $ 29,891 $ 82,102 $ 90,588 Average interest rate during the year 4.19 % 4.10 % 4.01 % Maximum month end balance during the year $ 30,556 $ 90,577 $ 90,597 Weighted average interest rate at year end 4.00 % 4.14 % 4.01 % At the end of fourth quarter of 2015, Home Savings prepaid the remaining $30.0 million tranche of repurchase agreements and incurred a prepayment penalty of $1.3 million. During the third and fourth quarters of 2014, Home Savings prepaid $60.0 million in repurchase agreements and incurred penalties of $3.4 million. Securities sold under agreements to repurchase are secured primarily by mortgage-backed securities with a fair value of $0 at December 31, 2015 and $54.7 million at December 31, 2014. Securities sold under agreements to repurchase are typically held by a brokerage firm in a wholesale transaction and by an independent third party when they are for retail customers. At maturity, the securities underlying the agreements are returned to Home Savings. Other borrowings consist of a match-funding advance related to a commercial participation loan aggregating $535,000 at December 31, 2015 and $558,000 at December 31, 2014.

LOSS CONTINGENCIES

LOSS CONTINGENCIES	12 Months Ended
	Dec. 31, 2015
Commitments And Contingencies Disclosure [Abstract]
LOSS CONTINGENCIES	13. LOSS CONTINGENCIES United Community and Home Savings are parties to litigation arising in the normal course of business. While it is difficult to determine the ultimate resolution of these matters, management believes any resulting liability would not have a material effect upon United Community’s financial statements.

INCOME TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
INCOME TAXES	14. INCOME TAXES The income tax expense (benefit) consists of the following components: For the Year Ended December 31, 2015 2014 2013 (Dollars in thousands) Current $ 577 $ 89 $ 200 Deferred 7,316 2,978 2,958 Change in valuation allowance — (42,802 ) (2,958 ) Total $ 7,893 $ (39,735 ) $ 200 Effective tax rates differ from the statutory federal income tax rate of 35% due to the following: For the Year Ended December 31, 2015 2014 2013 Dollars Rate Dollars Rate Dollars Rate (Dollars in thousands) Tax (benefit) at statutory rate $ 8,461 35.0 % $ 3,665 35.0 % $ 3,580 35.0 % Increase (decrease) due to: Tax exempt income (45 ) (0.2 )% — — % — — % Life insurance (602 ) (2.5 )% (500 ) (4.8 )% (382 ) (3.7 )% Other 79 0.3 % (98 ) (0.9 )% (40 ) (0.4 )% Valuation allowance — — % (42,802 ) (408.8 )% (2,958 ) (28.9 )% Income tax provision (benefit) $ 7,893 32.6 % $ (39,735 ) (379.5 )% $ 200 2.0 % Significant components of the deferred tax assets and liabilities are as follows: December 31, 2015 2014 (Dollars in thousands) Deferred tax assets: Loan loss reserves $ 6,199 $ 6,190 Postretirement benefits 564 1,066 Depreciation 611 625 Other real estate owned valuation 430 498 Tax credits carryforward 951 513 Unrealized loss on securities available for sale 1,341 2,324 Unrealized loss on securities held to maturity 517 — Interest on nonaccrual loans 834 943 Net operating loss carryforward 16,903 24,027 Purchase accounting adjustment 90 82 Accrued bonuses 723 459 Other 50 279 Deferred tax assets 29,213 37,006 Deferred tax liabilities: Deferred loan fees 510 321 Federal Home Loan Bank stock dividends 4,585 4,585 Mortgage servicing rights 1,976 1,917 FHLB prepayment penalty 1,059 1,332 Postretirement benefits accrual 447 493 Prepaid expenses 215 201 Deferred tax liabilities 8,792 8,849 Net deferred tax asset $ 20,421 $ 28,157 Management had recorded a valuation allowance against the net deferred tax assets as of December 31, 2013 based on consideration of, but not limited to, its cumulative pre-tax losses from 2010 through 2012, the composition of recurring and non-recurring income from operations over the past several years and the magnitude of recent taxable income as compared to net operating loss carryforwards. At June 30, 2014, the Company had fully reversed $42.8 million of the valuation allowance on its net DTA. The realization of a DTA is assessed and a valuation allowance is recorded if it is “more likely than not” that all or a portion of the DTA will not be realized. “More likely than not” is defined as the DTA being more than 50% likely of being realized. All available evidence, both positive and negative is considered to determine whether, based on the weight of that evidence, a valuation allowance against the net DTA is required. In assessing the need for a valuation allowance, the Company considered all available evidence about the realization of the DTA both positive and negative, that could be objectively verified. The Company’s ultimate realization of the DTA is dependent upon the generation of future taxable income during the periods in which temporary differences become deductible. Management considers the nature and amount of historical and projected future taxable income, the scheduled reversal of deferred tax assets and liabilities, and available tax planning strategies in making this assessment. The amount of deferred taxes recognized could be impacted by changes to any of these variables. United Community’s net operating loss of $48.3 million will be carried forward to use against future taxable income. The net operating loss carryforwards begin to expire in the year ending December 31, 2030. In addition, United Community is carrying forward $951,000 of alternative minimum tax credits. The alternative minimum tax credits are carried forward indefinitely. Retained earnings at December 31, 2015 included approximately $21.1 million for which no provision for federal income taxes has been made. This amount represents the tax bad debt reserve at December 31, 1987, which is the end of United Community’s base year for purposes of calculating the bad debt deduction for tax purposes. If this portion of retained earnings is used in the future for any purpose other than to absorb bad debts, the amount used will be added to future taxable income. The unrecorded deferred tax liability on the above amount at December 31, 2015 was approximately $7.3 million. At December 31, 2015, Home Savings had approximately $21.2 million deficit in tax earnings and profits. Any distribution from Home Savings to United Community, other than current period earnings, in excess of tax earnings and profits, including any distributions made by Home Savings in direct redemption of stock from United Community, could result in recapture of proportionate amounts of these bad debt reserves and, as a result, recording of the related tax liability. As of December 31, 2015 and December 31, 2014, United Community had no unrecognized tax benefits or accrued interest and penalties recorded. United Community does not expect the total amount of unrecognized tax benefits to significantly increase within the next twelve months. United Community will record interest and penalties as a component of income tax expense. United Community and Home Savings are subject to U.S. federal income tax. Home Savings is subject to tax in Ohio based upon its net worth. United Community and Home Savings also file state income tax returns in Pennsylvania, Indiana and Florida. United Community is no longer subject to examination by taxing authorities for years prior to 2012.

SHAREHOLDERS' EQUITY

SHAREHOLDERS' EQUITY	12 Months Ended
	Dec. 31, 2015
Equity [Abstract]
SHAREHOLDERS’ EQUITY	15. SHAREHOLDERS’ EQUITY Dividends United Community’s source of funds for dividends to its shareholders is earnings on its investments and dividends from Home Savings. During the year ended December 31, 2015, United Community paid total cash dividends of $0.07 per common share. While Home Savings’ primary regulator is the FDIC, the FRB has regulations that impose certain restrictions on payments of dividends to United Community as of December 31, 2015. Home Savings must file an application with, and obtain approval from, the FRB if (i) the proposed distribution would cause total distributions for the calendar year to exceed net income for that year-to-date plus retained net income (as defined) for the preceding two years; (ii) Home Savings would not be at least adequately capitalized following the capital distribution; or (iii) the proposed distribution would violate a prohibition contained in any applicable statute, regulation or agreement between Home Savings and the FRB or the FDIC, or any condition imposed on Home Savings in an FRB-approved application or notice. If Home Savings is not required to file an application, it must file a notice of the proposed capital distribution with the FRB. As of December 31, 2015, Home Savings had no retained earnings that could be distributed based on cumulative dividends and net income over the aforementioned period. Home Savings paid a $15.0 million dividend to United Community during 2015. Accumulated Other Comprehensive Income (Loss) Accumulated other comprehensive income (loss) included in the consolidated statements of shareholders’ equity consists of unrealized gains and losses on available for sale securities, unrealized losses on securities transferred from available for sale to held to maturity, accretion of unrealized losses on securities transferred from available for sale to held to maturity, disproportional tax effects and changes in unrealized gains and losses on the postretirement plan. The change includes reclassification of net gains or (losses) on sales of securities of $142,000, $444,000 and $2.6 million for the years ended December 31, 2015, 2014 and 2013. The following is a summary of accumulated other comprehensive income (loss) to net income balances: Unrealized Gains (Losses) on Securities Available for Sale Disproportionate Tax Effect from Securities Available for Sale Unrealized Gains (Losses) on Held to Maturity Unrealized Gains (Losses) from Postretirement Plan Disproportionate Tax Effect from Postretirement Plan Total 2015 (Dollars in thousands) Balances at beginning of period, net of tax $ (4,315 ) $ (17,110 ) $ — $ 916 $ 511 $ (19,998 ) Transfer of losses from available for sale to held to maturity 999 — (999 ) — — — Other comprehensive income before reclassifications 916 — — 120 — 1,036 Accretion of unrealized losses transferred from available for sale to held to maturity recognized in other comprehensive income — — 39 — — 39 Reclassification adjustment for (gains) losses realized in income (92 ) — — (205 ) — (297 ) Net current period other comprehensive income 1,823 — (960 ) (85 ) — 778 Balances at end of period, net of tax $ (2,492 ) $ (17,110 ) $ (960 ) $ 831 $ 511 $ (19,220 ) Unrealized Gains (Losses) on Securities Available for Sale Disproportionate Tax Effect from Securities Available for Sale Unrealized Gains (Losses) from Postretirement Plan Disproportionate Tax Effect from Postretirement Plan Total 2014 (Dollars in thousands) Balances at beginning of period $ (40,393 ) $ (2,972 ) $ 1,829 $ (129 ) $ (41,665 ) Income tax 14,138 (14,138 ) (640 ) 640 — Balances at beginning of period, net of tax (26,255 ) (17,110 ) 1,189 511 (41,665 ) Other comprehensive income (loss) before reclassifications 22,229 — (130 ) — 22,099 Reclassification adjustment for (gains) losses realized in income (289 ) — (143 ) — (432 ) Net current period other comprehensive income 21,940 — (273 ) — 21,667 Balances at end of period, net of tax $ (4,315 ) $ (17,110 ) $ 916 $ 511 $ (19,998 ) Unrealized Gains (Losses) on Securities Available for Sale Disproportionate Tax Effect from Securities Available for Sale Unrealized Gains (Losses) from Postretirement Plan Disproportionate Tax Effect from Postretirement Plan Total 2013 (Dollars in thousands) Balances at beginning of period $ 8,053 $ (2,972 ) $ 1,730 $ (129 ) $ 6,682 Other comprehensive income (loss) before reclassifications (45,869 ) — 288 — (45,581 ) Reclassification adjustment for (gains) losses realized in income (2,577 ) — (189 ) — (2,766 ) Net current period other comprehensive income (48,446 ) — 99 — (48,347 ) Balances at end of period $ (40,393 ) $ (2,972 ) $ 1,829 $ (129 ) $ (41,665 ) As of June 30, 2014, management concluded it was more likely than not that the Company’s net deferred tax asset (DTA) would be realized and accordingly determined a full deferred tax valuation allowance was no longer required. Upon reversal of the former full deferred tax valuation allowance as of June 30, 2014, certain disproportionate tax effects are retained in accumulated other comprehensive income (loss) totaling approximately a ($16.6) million loss. Almost the entire disproportionate tax effect is attributable to valuation allowance expense recorded through other comprehensive income (loss) on the tax benefit of losses sustained on the available for sale securities portfolio while the Company was in a full deferred tax valuation allowance. This valuation allowance was appropriately reversed through continuing operations at June 30, 2014, leaving the original expense in accumulated other comprehensive income (loss), where it will remain in accordance with the Company’s election of the “portfolio approach”, until such time as the Company would cease to have an available for sale security portfolio. The following is significant amounts reclassified out of each component of accumulated comprehensive income (loss) to net income for the year ended December 31, 2015: Amount Reclassified From Accumulated Details About Accumulated Other Other Comprehensive Affected Line Item on the Statement Where Comprehensive Income Components Income to Net Income Net Income is Presented (Dollars in thousands) Realized net gains on the sale of available for sale securities $ (142 ) Net gains on securities available for sale 50 Tax expense (benefit) (92 ) Net of tax Amortization of postretirement benefits prior service costs (315 ) Reduction of salaries & employee benefits expense 110 Tax expense (benefit) (205 ) Net of tax Total reclassification during the period $ (297 ) Increase to net income The following is significant amounts reclassified out of each component of accumulated comprehensive income (loss) to net income for the year ended December 31, 2014: Amount Reclassified From Accumulated Details About Accumulated Other Other Comprehensive Affected Line Item on the Statement Where Comprehensive Income Components Income to Net Income Net Income is Presented (Dollars in thousands) Realized net gains on the sale of available for sale securities $ (444 ) Net gains on securities available for sale 155 Tax expense (benefit) (289 ) Net of tax Amortization of postretirement benefits prior service costs (220 ) Reduction of salaries & employee benefits expense 77 Tax expense (benefit) (143 ) Net of tax Total reclassification during the period $ (432 ) Increase to net income The following is significant amounts reclassified out of each component of accumulated comprehensive income (loss) for the year ended December 31, 2013: Amount Reclassified From Accumulated Details About Accumulated Other Other Comprehensive Affected Line Item on the Statement Where Comprehensive Income Components Income to Net Income Net Income is Presented (Dollars in thousands) Realized net gains on the sale of available for sale securities $ (2,577 ) Net gains on securities available for sale — Tax expense (benefit) (2,577 ) Net of tax Amortization of postretirement benefits prior service costs (189 ) Reduction of salaries & employee benefits expense — Tax expense (benefit) (189 ) Net of tax Total reclassification during the period $ (2,766 ) Increase to net income Liquidation Account At the time of the Conversion, Home Savings established a liquidation account, totaling $141.4 million, which was equal to its regulatory capital as of the latest practicable date prior to the Conversion. In the event of a complete liquidation, each eligible depositor will be entitled to receive a distribution from the liquidation account in an amount proportionate to the current adjusted qualifying balances for the accounts then held.

REGULATORY CAPITAL MATTERS

REGULATORY CAPITAL MATTERS	12 Months Ended
	Dec. 31, 2015
Banking And Thrift [Abstract]
REGULATORY CAPITAL MATTERS	16. REGULATORY CAPITAL MATTERS Home Savings and United Community are subject to various regulatory capital requirements administered by the federal banking agencies. During the first quarter of 2015, Home Savings and United Community adopted the new Basel III regulatory capital framework as approved by the federal banking agencies. The Basel III Capital Rules establish a new common equity Tier 1 minimum capital requirement (4.5% of risk-weighted assets), increases the minimum Tier 1 capital to risk-based assets requirement (from 4% to 6% of risk-weighted assets) and assigns a higher risk weight (150%) to exposures that are more than 90 days past due or are on nonaccrual status and to certain commercial real estate facilities that finance the acquisition, development or construction of real property. The final rules also required unrealized gains and losses on certain available-for-sale securities holdings to be included for purposes of calculating regulatory capital requirements unless a one-time opt-out is exercised. In connection with the adoption of the Basel III Capital Rules, United Community and Home Savings elected to opt-out of the requirement to include most components of accumulated other comprehensive income in Common Equity Tier 1 The capital conservation buffer requirement will be phased in beginning January 1, 2016 and ending January 1, 2019, when the full capital conservation buffer requirement will be effective. The final rule also implemented consolidated capital requirements, which became effective January 1, 2015. Quantitative measures established by regulation for capital adequacy require Home Savings to maintain minimum ratios of Tier 1 (or Core) capital (as defined in the regulations) to average total assets (as defined) and of total risk-based capital (as defined) to risk-weighted assets (as defined). United Community and Home Savings’ Common Equity Tier 1 capital consists of common stock and related paid-in capital, net of treasury stock, and retained earnings. Common Equity Tier 1 for both United Community and Home Savings is reduced by intangible assets, net of associated deferred tax liabilities and subject to transition provisions. December 31, 2015 To Be Well Capitalized Minimum Capital Under Prompt Requirements For Capital Corrective Action Actual Adequacy Purposes Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) Total capital (to risk-weighted assets) $ 240,697 18.72 % $ 102,879 8.00 % $ 128,599 10.00 % Tier 1 capital (to risk-weighted assets) 224,486 17.46 % 77,159 6.00 % 102,879 8.00 % Common equity Tier 1 capital (to risk-weighted assets) 224,486 17.46 % 57,869 4.50 % 83,589 6.50 % Tier 1 capital (to average assets)** 224,486 11.46 % 78,347 4.00 % 97,934 5.00 % **Tier 1 Leverage Capital Ratio December 31, 2014 To Be Well Capitalized Minimum Capital Under Prompt Requirements For Capital Corrective Action Actual Adequacy Purposes Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) Total risk-based capital to risk-weighted assets $ 233,974 21.13 % $ 88,602 8.00 % $ 110,752 10.00 % Tier 1 capital to risk-weighted assets 220,080 19.87 % * * 66,451 6.00 % Tier 1 capital to average total assets** 220,080 12.11 % 72,674 4.00 % 90,843 5.00 % * **Tier 1 Leverage Capital Ratio The components of Home Savings’ regulatory capital are as follows: December 31, 2015 December 31, 2014 (Dollars in thousands) Total shareholders' equity $ 220,872 $ 217,372 Add (deduct) Accumulated other comprehensive income 19,236 20,015 Intangible assets (12 ) (84 ) Disallowed deferred tax assets (15,610 ) (17,223 ) Disallowed capitalized mortgage loan servicing rights — — Tier 1 Capital 224,486 220,080 Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 16,211 13,894 Total risk-based capital $ 240,697 $ 233,974 Actual and regulatory required consolidated capital ratios for United Community, along with the dollar amount of capital implied by such ratios, are presented below. December 31, 2015 To Be Well Capitalized Minimum Capital Under Prompt Requirements For Capital Corrective Action Actual Adequacy Purposes Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) Total capital (to risk-weighted assets) $ 261,732 20.35 % $ 102,886 8.00 % $ 128,608 10.00 % Tier 1 capital (to risk-weighted assets) 245,503 19.09 % 77,165 6.00 % 102,886 8.00 % Common equity Tier 1 capital (to risk-weighted assets) 245,503 19.09 % 57,874 4.50 % 83,595 6.50 % Tier 1 capital (to average assets)** 245,503 12.53 % 78,348 4.00 % 97,934 5.00 % The components of United Community’s consolidated regulatory capital are as follows: December 31, 2015 (Dollars in thousands) Total shareholders' equity $ 244,245 Add (deduct) Accumulated other comprehensive income 19,220 Intangible assets (12 ) Disallowed deferred tax assets (17,950 ) Disallowed capitalized mortgage loan servicing rights — Tier 1 Capital 245,503 Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 16,229 Total risk-based capital $ 261,732 United Community was not subject required regulatory capital ratios prior to January 1, 2015. Management believes that as of December 31, 2015 and 2014, Home Savings meets all capital adequacy requirements to which they were subject. As of December 31, 2015 and 2014, Home Savings was considered well capitalized.

BENEFIT PLANS

BENEFIT PLANS	12 Months Ended
	Dec. 31, 2015
Postemployment Benefits [Abstract]
BENEFIT PLANS	17. BENEFIT PLANS Postretirement Benefit Plans In addition to Home Savings’ retirement plans, Home Savings sponsors a defined benefit health care plan that was curtailed in 2000 to provide postretirement medical benefits only for these employees who worked 20 years and attained a minimum age of 60 by September 1, 2000, while in service with Home Savings. That plan was curtailed again in 2015, and medical benefits will no longer be provided to plan participants as of December 31, 2016. The curtailment resulted in a gain of $1.1 million to be recognized in salaries and employee benefits. The plan is unfunded and, as such, has no assets. Furthermore, the plan is contributory and contains minor cost-sharing features such as deductibles and coinsurance. In addition, postretirement life insurance coverage is provided for employees who were participants prior to December 10, 1976. The life insurance plan is non-contributory. Home Savings’ policy is to pay premiums monthly, with no pre-funding. The life insurance portion of the plan will continue. The benefit obligation measurement date is December 31. Information about changes in obligations of the benefit plan follows: For the Year Ended December 31, 2015 2014 (Dollars in thousands) Change in Benefit Obligation: Benefit obligation at beginning of year $ 1,636 $ 1,490 Service cost — — Net periodic benefit cost (benefit) (261 ) (163 ) Actuarial gain 131 420 Benefits paid (101 ) (111 ) Curtailment gain (1,072 ) — Benefit obligation at end of the year 333 1,636 Funded status of the plan $ (333 ) $ (1,636 ) Amounts recognized in accumulated other comprehensive income, at December 31, 2015 and 2014 consists of the following: For the Year Ended December 31, 2015 2014 (Dollars in thousands) Prior service credit $ 228 $ 456 Net actuarial gains 1,050 952 $ 1,278 $ 1,408 The accumulated benefit obligation was $333,000 and $1.6 million at year-end 2015 and 2014, respectively. Components of net periodic benefit cost/(benefit) are as follows: For the Year Ended December 31, 2015 2014 2013 (Dollars in thousands) Service cost $ — $ — $ — Interest cost 53 56 53 Expected return on plan assets — — — Net amortization of prior service cost (benefit) (228 ) (77 ) (77 ) Amortization of net actuarial gain (86 ) (142 ) (112 ) Curtailment gain (1,072 ) — — Net periodic benefit cost (1,333 ) (163 ) (136 ) Net (gain) loss (184 ) 200 (288 ) Prior service credit — — — Amortization of prior service cost and net actuarial gain 315 220 189 Total recognized in other comprehensive income 131 420 (99 ) Total recognized in net periodic benefit cost and other comprehensive income $ (1,202 ) $ 257 $ (235 ) Assumptions used in the valuations were as follows: Weighted average discount rate 3.90 % 3.40 % 3.95 % The estimated net gain and prior service costs for the postretirement plan that will be amortized from accumulated other comprehensive income into net periodic benefit cost over the next fiscal year are $895,000 and $228,000, respectively. No weighted-average annual assumed rate of increase in the per capita cost of coverage benefits (i.e., health care cost trend rate) was included in the projected benefit obligation because retiree medical benefits are only going to be provided through 2016. United Community anticipates benefits payable over the next ten years as follows: (Dollars in thousands) 2016 $ 119 2017 18 2018 18 2019 17 2020 17 2021-2025 77 Total $ 266 401(k) Savings Plan Home Savings sponsors a defined contribution 401(k) savings plan, which covers substantially all employees. Under the provisions of the plan, Home Savings’ matching contribution is discretionary and may be changed from year to year. For 2015, Home Savings’ match was 50% of pretax contributions up to a maximum of 6%. For 2014 and 2013, Home Savings’ match was 25% of pre-tax contributions, up to a maximum of 6% of the employees’ base pay. Participants become 100% vested in Home Savings contributions upon completion of three years of service. For the years ended 2015, 2014 and 2013, the expense related to this plan was approximately $465,000, $224,000 and $204,000, respectively. Stock-based Compensation: Stock Options On April 30, 2015, shareholders approved the United Community Financial Corp. 2015 Long Term Incentive Compensation Plan (the 2015 Plan). The purpose of the 2015 Plan is to provide a means through which United Community may attract and retain employees and non-employee directors, to provide incentives that align their interest with those of United Community’s shareholders and promote the success of United Community’s business. All employees and non-employee directors are eligible to participate in the 2015 Plan. The 2015 Plan provides for the issuance of up to 1,200,000 shares that are to be used for awards of stock options, stock awards, stock units, stock appreciation rights, annual bonus awards and long-term incentive awards. On April 26, 2007, shareholders approved the United Community Financial Corp. 2007 Long-Term Incentive Plan (as amended, the 2007 Plan). The purpose of the 2007 Plan was to promote and advance the interests of United Community and its shareholders by enabling United Community to attract, retain and reward directors, directors emeritus, managerial and other key employees of United Community, including Home Savings, by facilitating their purchase of an ownership interest in United Community. The 2007 Plan was terminated on April 30, 2015 upon the adoption of the 2015 Plan, although the 2007 Plan survives so long as awards issued under the 2007 Plan remain outstanding and exercisable. The 2007 Plan provided for the issuance of up to 2,000,000 shares that were to be used for awards of restricted stock, stock options, performance awards, stock appreciation rights (SARs), or other forms of stock-based incentive awards. On July 12, 1999, shareholders approved the United Community Financial Corp. 1999 Long-Term Incentive Plan (as amended, the 1999 Plan). The purpose of the 1999 Plan was the same as the 2007 Plan. The 1999 Plan terminated on May 20, 2009, although the 1999 Plan survives so long as options issued under the 1999 Plan remain outstanding and exercisable. The 1999 Plan provided for the grant of either incentive or nonqualified stock options. Options were awarded at exercise prices that were not less than the fair market value of the share at the grant date. The maximum number of common shares that could be issued under the 1999 Plan was 3,569,766. Because the 1999 Plan terminated, no additional options may be issued under it. All of the options awarded became exercisable on the date of grant except that options granted in 2009 became exercisable over three years beginning on December 31, 2009. All options expire 10 years from the date of grant. There were 6,618 stock options granted in 2015 and there were 7,124 stock options granted in 2014. The options must be exercised within 10 years from the date of grant. Expenses related to stock option grants are included with salaries and employee benefits. The Company recognized $24,000, $25,000 and $24,000, in stock option expenses for the twelve months ended December 31, 2015, 2014 and 2013, respectively. The Company expects to recognize additional expense of $8,000 in 2016 and $1,000 in 2017. A summary of activity in the plans is as follows: For the Year Ended December 31, 2015 Shares Weighted average exercise price Aggregate intrinsic value (Dollars in thousands) Outstanding at beginning of year 579,905 $ 2.52 Granted 6,618 5.42 Exercised (14,200 ) 1.99 Forfeited — — Outstanding at end of period 572,323 2.56 $ 1,907 Options exercisable at end of period 558,581 2.51 1,893 Information related to the stock options granted and exercised during each year follows: 2015 2014 2013 Intrinsic value of options exercised $ 48,000 $ 147,000 $ 305,000 Cash received from option exercises 28,000 172,000 155,000 Tax benefit realized from option exercises — — — Weighted average fair value of options granted 1.70 1.73 2.44 As of December 31, 2015, there was approximately $9,000 of total unrecognized compensation cost related to nonvested stock options granted under the 2007 Plan. The cost is expected to be recognized over a weighted-average period of 1.5 years. The fair value of options granted in 2015, 2014 and 2013 were determined using the following weighted-average assumptions as of the grant date: 2015 2014 2013 Risk-free interest rate 1.49 % 1.74 % 0.99 % Expected term (years) 5 5 5 Expected stock volatility 35.95 % 85.75 % 85.75 % Dividend yield 0.74 % 0.80 % — % Outstanding stock options have a weighted average remaining life of 4.05 years and may be exercised in the range of $1.20 to $5.89. Stock-based Compensation: Restricted Stock Awards The 2015 and 2007 Plans permit the issuance of restricted stock awards to employees and nonemployee directors. Nonvested shares at December 31, 2015 aggregated 260,490, of which, 114,708 will vest in 2016, 84,359 will vest in 2017 and 61,423 will vest in 2018. Expenses related to restricted stock awards are charged to salaries and employee benefits and are recognized over the vesting period of the awards based on the market value of the shares at the grant date. The Company recognized approximately $756,000, $482,000 and $328,000 in restricted stock award expenses for the twelve months ended December 31, 2015, 2014 and 2013, respectively. The Company expects to recognize additional expenses of approximately $601,000 in 2016, $288,000 in 2017, and $122,000 in 2018. A summary of changes in the Company’s nonvested restricted shares for the year is as follows: Shares Weighted average exercise price Nonvested shares at January 1, 2015 223,624 $ 3.88 Granted 162,711 5.33 Vested (117,754 ) 4.03 Forfeited (8,091 ) 4.87 Nonvested shares at December 31, 2015 260,490 4.68 Executive Incentive Plan The Executive Incentive Plan (“EIP”) provides incentive compensation awards to certain officers of the Company. Executive incentive awards are generally based upon the actual performance of the Company for the twelve months ending December 31, compared to the actual performance of a peer group during the same twelve month period. The target incentive awards for each year are measured as a percentage of the base salary of participating officers. Once the awards under the EIP are calculated, they are paid 80% in cash and 20% in restricted stock. The restricted stock will be granted and vest equally over three years, beginning on the first anniversary of the date the restricted stock is issued. The Company incurred $269,000, $286,000 and $98,000 in expense for the restricted stock portion of the EIP and $804,000, 640,000 and $350,000 for the cash portion of the EIP for the twelve months ended December 31, 2015, 2014 and 2013, respectively. Restricted stock expenses for the EIP are included in the total restricted stock expenses discussed above. The total average per share fair value of shares vested during the years ended December 31, 2015, 2014 and 2013 was $5.48, $4.73 and $3.74, respectively. Long-term Incentive Plan The Long-term Incentive Plan (“LTIP”) provides a long-term incentive compensation opportunity to certain executive officers, whose participation and target award opportunities will be approved by the Compensation Committee of the Board of Directors. Each participant in the LTIP will be granted a target number of Performance Share Units (“PSUs”). Target PSUs will be determined as a percentage of base salary and translated into share units based on the Company’s average stock price at the appropriate measurement date. The performance period for the annual grant for a given year will be from January 1, year 1 through December 31, year 3. The Company incurred $199,000 and $179,000 in expense for the LTIP for the twelve months ended December 31, 2015 and 2014, respectively. The Company incurred no expense for the LTIP in 2013 because it was not adopted until 2014.

FAIR VALUE

FAIR VALUE	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
FAIR VALUE	18. FAIR VALUE Fair value is the exchange price that would be received for an asset if paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair value: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a reporting entity’s own beliefs about the assumptions that market participants would use in pricing an asset or liability. United Community uses the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Available for sale securities: The fair values of securities available for sale are determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs). For securities where quoted prices are not available, fair values are calculated based on market prices of similar securities (Level 2), using matrix pricing. Matrix pricing is a mathematical technique commonly used to price debt securities that are not actively traded, values debt securities without relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). Impaired loans: At the time a loan is considered impaired, it is valued at the lower of cost or fair value. Impaired loans carried at fair value generally receive specific allocations of the allowance for loan losses. For collateral dependent loans, fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly. Other real estate owned: Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. Fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Real estate owned properties are individually evaluated at least annually for additional impairment and adjusted accordingly. Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by Home Savings. Once received, a member of the Special Assets Department reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with the independent data sources such as recent market data or industry-wide statistics. On an annual basis, Home Savings compares the actual selling price of collateral that has been sold to the most recent appraised value to determine what additional adjustment should be made to the appraisal value to arrive at fair value. At the time a property is acquired and classified as real estate owned, the fair value is determined utilizing the most appropriate method. A fair value in excess of $250,000 will be supported by an appraisal. After determination of fair value, each property will be recorded at the lower of cost (i.e., recorded investment in the loan) or the estimated net realizable value on the date of transfer to real estate owned. In determining net realizable value, reductions to fair market value may be taken for estimated costs of sale, conditions that must be remedied immediately upon acquisition, and other factors that negatively impact the marketability and prompt sale of the property. Mortgage servicing rights: On a quarterly basis, loan servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. If the carrying amount of an individual tranche exceeds fair value, impairment is recorded on that tranche so that the servicing asset is carried at fair value. Fair value is determined at a tranche level, based on market prices for comparable mortgage servicing contracts (Level 1), when available, or alternatively based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model utilizes assumptions that market participants would use in estimating future net servicing income and that can be validated against available market data (Level 2). Loans held for sale: Loans held for sale are carried at the lower of cost or fair value, which is evaluated on a pool-level basis. The fair value of loans held for sale is determined using quoted prices for similar assets, adjusted for specific attributes of that loan or other observable market data, such as outstanding commitments from third party investors (Level 2). Loans held for sale, at fair value : The Company elected the fair value option for all permanent construction loans held for sale originated after January 1, 2015. The fair value of permanent construction loans held for sale is determined using the current 60 day forward contract price for 30 year conventional mortgages which is then adjusted by extrapolating this rate to the estimated time period remaining until construction is complete. The fair value is also adjusted for unobservable market data such as estimated fall out rates and the estimated time from origination to completion of construction (level 3). Interest rate caps: Home Savings uses an independent third party that performs a market valuation analysis for interest rate caps. The methodology used consists of a discounted cash flow model, all future floating cash flows are projected and both floating and fixed cash flows are discounted to the valuation date. The yield curve utilized for discounting and projecting is built by obtaining publicly available third party market quotes from Reuters, which handle up to 30-year swap maturities (Level 3) Assumptions used in the valuation of interest rate caps are back-tested for reasonableness on a quarterly basis using an independent source along with a third party service. Purchased and written certificate of deposit option: Home Savings periodically enters into written and purchased option derivative instruments to facilitate the Power CD. The written and purchased options are mirror derivative instruments which are carried at fair value on the consolidated balance sheets. Home Savings uses an independent third party that performs a market valuation analysis for purchased and written certificate of deposit options. (Level 2) Assets and Liabilities Measured on a Recurring Basis: Assets and liabilities measured at fair value on a recurring basis are summarized below: Fair Value Measurements at December 31, 2015 Using: Quoted Significant Prices in Unobservable Active Significant Inputs Markets for Other Significant Identical Observable Unobservable December 31, Assets Inputs Inputs 2015 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Available for sale securities US Treasury and government sponsored entities’ securities $ 218,650 $ — $ 218,650 $ — States of the U.S. and policical subdivisions 11,040 — 11,040 — Mortgage-backed GSE securities: residential 127,980 — 127,980 — Loans held for sale, at fair value 26,716 — — 26,716 Interest rate caps 3 — — 3 Purchased certificate of deposit option 805 — 805 — Liabilities Written certificate of deposit option 805 — 805 — Fair Value Measurements at December 31, 2014 Using: Quoted Significant Prices in Unobservable Active Significant Inputs Markets for Other Significant Identical Observable Unobservable December 31, Assets Inputs Inputs 2014 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Available for sale securities US Treasury and government sponsored entities’ securities $ 227,957 $ — $ 227,957 $ — Mortgage-backed GSE securities: residential 271,833 — 271,833 — Interest rate caps 180 — — 180 Purchased certificate of deposit option 930 — 930 — Liabilities Written certificate of deposit option 930 — 930 — There were no transfers between level 1 and level 2 during 2015 and 2014. The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2015 and 2014, in thousands: Loans held for sale Twelve Months Ended December 31, 2015 (Dollars in thousands) Balance of recurring Level 3 assets at beginning of period $ — Total gains (losses) for the period Included in change in fair value of loans held for sale 1,519 Included in other comprehensive income — Originations 41,026 Amortizations — Sales (15,829 ) Balance of recurring Level 3 assets at end of period $ 26,716 Interest Rate Caps Twelve Months Ended December 31, 2015 2014 (Dollars in thousands) Balance of recurring Level 3 assets at beginning of period $ 180 $ 546 Total gains (losses) for the period Included in other income 341 152 Included in other comprehensive income — — Purchases — — Amortization (518 ) (518 ) Sales — — Balance of recurring Level 3 assets at end of period $ 3 $ 180 There were no transfers between Level 2 and Level 3 during 2015 or 2014. The following table presents quantitative information about recurring Level 3 fair value measurements at December 31, 2015: Fair Value Valuation Technique Unobservable Inputs Range (Dollars in thousands) Loans held for sale $ 26,716 Comparable sales Time Discount 0.00%-1.80% Interest rate caps 3 Discounted cash flow Discount Rate 0.49%-1.18% The following table presents quantitative information about recurring Level 3 fair value measurements at December 31, 2014: Fair Value Valuation Technique Unobservable Inputs Range (Dollars in thousands) Interest rate caps $ 180 Discounted cash flow Discount Rate 0.49%-1.18% The significant unobservable inputs used in the fair value measurement of interest rate caps was determined using proprietary models from third-party sources taking into account such factors as size of the transaction, the lack of a quoted market and the custom-tailored nature of the transaction. The fair value is inclusive of interest accruals, as applicable. Significant increases/(decreases) in any of those inputs in isolation would result in a significantly lower/(higher) fair value measurement. Assets Measured on a Non-Recurring Basis Assets measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at December 31, 2015 Using: Quoted Significant Prices in Unobservable Active Significant Inputs Markets for Other Significant Identical Observable Unobservable December 31, Assets Inputs Inputs 2015 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Impaired loans Commercial loans Nonresidential $ 2,857 $ — $ — $ 2,857 Land 175 — — 175 Residential loans One-to four-family residential 1,493 — — 1,493 Consumer loans Home Equity 392 — — 392 Auto 1 — — 1 Mortgage servicing rights 604 — 604 — Other real estate owned, net Commercial loans Construction loans 785 — — 785 Nonresidential loans 175 — — 175 Residential loans One-to four-family residential 1,088 — — 1,088 Fair Value Measurements at December 31, 2014 Using: Quoted Significant Prices in Unobservable Active Significant Inputs Markets for Other Significant Identical Observable Unobservable December 31, Assets Inputs Inputs 2014 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Impaired loans Commercial loans Multifamily $ 2 $ — $ — $ 2 Nonresidential 2,843 — — 2,843 Construction 958 — — 958 Residential loans One-to four-family residential 765 — — 765 Consumer loans Home Equity 236 — — 236 Auto 24 — — 24 Mortgage servicing rights 1,138 — 1,138 — Other real estate owned, net Commercial loans Construction loans 1,286 — — 1,286 Residential loans One-to four-family residential 640 — — 640 Impaired loans with specific allocations of the allowance for loan losses, carried at fair value, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a net carrying amount of $4.9 million at December 31, 2015, that includes a specific valuation allowance of $548,000. This resulted in an increase of the provision for loan losses of $29,000 during the twelve months ended December 31, 2015. Impaired loans with specific allocations of the allowance for loan losses, carried at fair value, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a net carrying amount of $4.8 million at December 31, 2014, that includes a specific valuation allowance of $713,000. This resulted in an increase of the provision for loan losses of $79,000 during the twelve months ended December 31, 2014. The significant unobservable (Level 3) inputs used in the fair value measurement of collateral for collateral dependent impaired loans included in the above table primarily relate to the adjustment between carrying value versus appraised value. During the reported periods, discounts applied to appraisals for estimated selling costs were 10%. At December 31, 2015, mortgage servicing rights carried at fair value was $604,000, resulting in a net recoveries of $19,000 for the year ended December 31, 2015. At December 31, 2014, mortgage servicing rights carried at fair value was $1.1 million, resulting in a net loss of $58,000 for the year ended December 31, 2014. Mortgage servicing rights are valued by an independent third party that is active in purchasing and selling these instruments. The value reflects the characteristics of the underlying loans discounted at a market multiple. At December 31, 2015, other real estate owned, carried at fair value, which is measured for impairment using the fair value of the property less estimated selling costs and had a net carrying amount of $2.0 million, that includes a valuation allowance of $1.2 million. This resulted in additional expenses of $287,000 during the twelve months ended December 31, 2015. At December 31, 2014, other real estate owned, carried at fair value, which is measured for impairment using the fair value of the property less estimated selling costs and had a net carrying amount of $1.9 million, with a valuation allowance of $1.4 million. This resulted in additional expenses of $580,000 million during the twelve months ended December 31, 2014. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a nonrecurring basis at December 31, 2015: Fair Value Valuation Technique(s) Unobservable Input(s) Range (Average) (Dollars in thousands) Impaired loans Commercial loans Nonresidential $ 2,857 Sales comparison approach Adjustment for differences between comparable sales 9.19%-12.380% (10.79%) Land 175 Sales comparison approach Adjustment for differences between comparable sales 0.00%-27.47% (13.74%) Residential loans One-to four-family residential 1,493 Sales comparison approach Adjustment for differences between comparable sales 0.00%-10.77% (4.27%) Consumer loans Home Equity 392 Sales comparison approach Adjustment for differences between comparable sales 0.00%-17.85% (8.93%) Other real estate owned, net Commercial loans Construction loans 785 Sales comparison approach Adjustment for differences between comparable sales 0.00-50.00% (21.71%) Nonresidential loans 175 Sales comparison approach Adjustment for differences between comparable sales 40.00-60.00% (50.00%) Residential loans One-to four-family residential 1,088 Sales comparison approach Adjustment for differences between comparable sales 0.00-40.50% (15.51%) Auto loans were excluded from the table above as their value is considered immaterial. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a nonrecurring basis at December 31, 2014: Fair Value Valuation Technique(s) Unobservable Input(s) Range (Average) (Dollars in thousands) Impaired loans Commercial loans Nonresidential $ 2,843 Sales comparison approach Adjustment for differences between comparable sales 0.00%-20.00% (10.00%) Multifamily 2 Sales comparison approach Adjustment for differences between comparable sales 0.00%-20.00% (10.00%) Construction loans 958 Sales comparison approach Adjustment for differences between comparable sales 0.00%-11.80% (3.70%) Residential loans One-to four-family residential 765 Sales comparison approach Adjustment for differences between comparable sales 0.00%-20.00% (10.00%) Consumer loans Home Equity 236 Sales comparison approach Adjustment for differences between comparable sales 0.00%-10.00% (5.00%) Auto 24 Sales comparison approach Adjustment for differences between comparable sales 0.00%-10.00% (5.00%) Other real estate owned, net Commercial loans Construction loans 1,286 Sales comparison approach Adjustment for differences between comparable sales 0.00-51.10% (26.83%) Residential loans One-to four-family residential 640 Sales comparison approach Adjustment for differences between comparable sales 0.00-58.10% (22.20%) The Company has elected the fair value option for loans held for sale as of January 1, 2015. The Company had no loans held for sale using the fair value option as of December 31, 2014 or 2013. These loans are intended for sale and the Company believes that the fair value is the best indicator of the resolution of these loans. Interest income is recorded based on the contractual terms of the loan and in accordance with the Company’s policy on loans held for investment. None of these loans are 90 days or more past due nor on nonaccrual as of December 31, 2015. As of December 31, 2015, the aggregate fair value, contractual balance and gain or loss was as follows: December 31, 2015 (Dollars in thousands) Aggregate fair value $ 26,716 Contractual balance 25,197 Gain 1,519 The total amount of gains from changes in fair value including in earnings for the year ended December 31, 2015 was $1.5 million. The carrying value and estimated fair values of financial instruments at December 31, 2015 and December 31, 2014, were as follows: Fair Value Measurements at December 31, 2015 Using: December 31, 2015 Carrying Value (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Cash and cash equivalents $ 35,910 $ 35,910 $ — $ — Available for sale securities 357,670 — 357,670 — Held to maturity securities 110,699 — 108,536 1,108 Loans held for sale at lower of cost or market 9,085 — 9,207 — Loans held for sale at fair value 26,716 — — 26,716 Loans, net 1,316,192 — — 1,322,338 FHLB stock 18,068 n/a n/a n/a Accrued interest receivable 5,978 — 2,276 3,702 Interest rate caps 3 — — 3 Purchased certificate of deposit option 805 — 805 — Liabilities: Deposits: Checking, savings and money market accounts (980,783 ) (980,783 ) — — Certificates of deposit (454,960 ) — (459,433 ) — FHLB advances (278,975 ) — (279,053 ) — Repurchase agreements and other (535 ) — (548 ) — Advance payments by borrowers for taxes and insurance (21,174 ) (21,174 ) — — Accrued interest payable (53 ) — (53 ) — Written certificate of deposit option (805 ) — (805 ) — Fair Value Measurements at December 31, 2014 Using: December 31, 2014 Carrying Value (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Cash and cash equivalents $ 32,980 $ 32,980 $ — $ — Available for sale securities 499,790 — 499,790 — Loans held for sale 20,730 — 21,528 — Loans, net 1,148,093 — — 1,167,372 FHLB stock 18,068 n/a n/a n/a Accrued interest receivable 5,763 — 2,374 3,389 Interest rate caps 180 — — 180 Purchased certificate of deposit option 930 — 930 — Liabilities: Deposits: Checking, savings and money market accounts (912,536 ) (912,536 ) — — Certificates of deposit (435,300 ) — (442,268 ) — FHLB advances (186,194 ) — (186,290 ) — Repurchase agreements and other (30,558 ) — (32,817 ) — Advance payments by borrowers for taxes and insurance (19,904 ) (19,904 ) — — Accrued interest payable (185 ) — (185 ) — Written certificate of deposit option (930 ) — (930 ) — The methods and assumptions, not previously presented, used to estimate fair values are described as follows: (a) Cash and Cash Equivalents The carrying amounts of cash and short-term instruments approximate fair values and are classified as Level 1. (b) FHLB Stock It is not practical to determine the fair value of FHLB stock due to restrictions placed on its transferability. (c) Held to maturity securities Fair values for held to maturity securities are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments. For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows. (d) Loans Fair values of loans, excluding loans held for sale, are estimated as follows: For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values resulting in a Level 3 classification. Fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification. Impaired loans are valued at the lower of cost or fair value as described previously. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price. The fair value of loans held for sale is estimated based upon binding contracts and quotes from third-party investors resulting in a Level 2 classification. (e) Deposits The fair values disclosed for demand deposits (e.g., interest and non-interest checking, savings, and certain types of money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amount) resulting in a Level 1 classification. The carrying amounts of variable rate, fixed-term money market accounts approximate their fair values at the reporting date resulting in a Level 1 classification. Fair values for fixed and variable rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates of deposit to a schedule of aggregated expected monthly maturities on time deposits resulting in a Level 2 classification. (f) Short-term Borrowings The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings, generally maturing within 90 days, approximate their fair values resulting in a Level 2 classification. (g) Other Borrowings The fair values of Home Savings long-term borrowings are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification. (h) Accrued Interest Receivable/Payable The carrying amounts of accrued interest approximate fair value resulting in a Level 2 or Level 3 classification, depending on the classification of the underlying asset or liability. (i) Off-balance Sheet Instruments Fair values for off-balance sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. The fair value of commitments is not material.

STATEMENT OF CASH FLOWS SUPPLEM

STATEMENT OF CASH FLOWS SUPPLEMENTAL DISCLOSURE	12 Months Ended
	Dec. 31, 2015
Supplemental Cash Flow Elements [Abstract]
STATEMENT OF CASH FLOWS SUPPLEMENTAL DISCLOSURE	19. STATEMENT OF CASH FLOWS SUPPLEMENTAL DISCLOSURE Supplemental disclosures of cash flow information are summarized below: For the Year Ended December 31, 2015 2014 2013 (Dollars in thousands) Supplemental disclosures of cash flow information: Cash paid during the year for: Interest on deposits and borrowings $ 9,245 $ 12,190 $ 13,426 Income taxes 375 130 1,300 Supplemental schedule of noncash activities: Securities transferred from available for sale to held to maturity, at fair value 103,768 — — Transfers from loans to real estate owned 2,264 1,982 1,860 Amortization of preferred stock discount — — 6,751 Conversion of preferred stock to common stock — — 21,841

DERIVATIVES

DERIVATIVES	12 Months Ended
	Dec. 31, 2015
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Derivatives	20. DERIVATIVES Home Savings utilizes interest rate cap agreements as part of its asset/liability management strategy to help manage its interest rate risk position. Home Savings entered into an interest rate cap agreement in October 2011 with an outside counterparty. Home Savings receives proceeds from the counterparty if interest rates exceed the cap rate computed based on the underlying notional amounts. The notional amount of the interest rate caps does not represent amounts exchanged by the parties. The amount exchanged is determined by reference to the notional amount and the other terms of the individual interest rate cap agreements. The interest rate caps are carried as freestanding derivatives, considered an economic hedge and classified as an other asset with a carrying value of $3,000 at December 31, 2015 and $180,000 at December 31, 2014 with changes in fair value of approximately $(177,000), $(366,000) and $110,000 during 2015, 2014 and 2013 reported in current earnings through other noninterest income. Summary information about the interest rate caps not designated hedges as of December 31, 2015 and 2014 is as follows: December 31, 2015 December 31, 2014 (Dollars in thousands) Notional amounts $ 100,000 $ 100,000 Weighted average strike rate, based on three-month LIBOR 1.50 % 1.50 % Weighted average maturity remaining 0.75 years 1.75 years Fair value of combined interest rate caps $ 3 $ 180 The following table presents net gains/(losses) recorded in noninterest income relating to instruments not designated as hedges: December 31, 2015 December 31, 2014 December 31, 2013 (Dollars in thousands) Interest rate caps $ (177 ) $ (366 ) $ 110 Home Savings periodically enters into written and purchased option derivative instruments to facilitate an equity linked time deposit product (the Power CD). The Power CD is a time deposit that provides the purchaser a guaranteed return of principal at maturity plus a potential equity return (a written option), while Home Savings receives a known stream of funds based on the equity return (a purchased option). The written and purchased options are mirror derivative instruments which are carried at fair value on the consolidated statements of financial condition. Summary information about purchased and written options is as follows: December 31, 2015 December 31, 2014 (Dollars in thousands) Notion amount of purchased/written option $ 13,468 $ 8,264 Weighted average maturity 4.8 years 5.4 years Fair value of purchased/written option $ 805 $ 930 Purchased and written options are mirror derivative instruments and as such the changes in fair value are recorded through noninterest income, and offset each other. These options decreased in value $125,000 in 2015. The following table reflects the fair value and location in the consolidated statement of financial condition of interest rate caps, along with purchased and written certificates of deposit options: Included in other assets: December 31, 2015 December 31, 2014 (Dollars in thousands) Freestanding derivative assets not designated as hedges: Interest rate caps $ 3 $ 180 Purchased certificate of deposit option 805 930 Included in other liabilities: December 31, 2015 December 31, 2014 (Dollars in thousands) Freestanding derivative assets not designated as hedges: Written certificate of deposit option $ 805 $ 930 Home Savings is subject to counterparty risk. Counterparty risk is the risk to Home Savings that the counterparty will not live up to its contractual obligations. The ability of Home Savings to realize the benefit of the derivative contracts is dependent on the creditworthiness of the counterparty, which Home Savings expects will perform in accordance with the terms of the contracts.

PARENT COMPANY FINANCIAL STATEM

PARENT COMPANY FINANCIAL STATEMENTS	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
PARENT COMPANY FINANCIAL STATEMENTS	21. PARENT COMPANY FINANCIAL STATEMENTS Condensed Statements of Financial Condition December 31, 2015 2014 (Dollars in thousands) Assets Cash and deposits with banks $ 21,163 $ 20,764 Federal funds sold and other — — Total cash and cash equivalents 21,163 20,764 Securities: Available for sale — — Investment in subsidiary-Home Savings 220,873 217,372 Other assets 2,395 2,043 Total assets $ 244,431 $ 240,179 Liabilities and Shareholders’ Equity Accrued expenses and other liabilities $ 186 $ 44 Total liabilities 186 44 Total shareholders’ equity 244,245 240,135 Total liabilities and shareholders’ equity $ 244,431 $ 240,179 Condensed Statements of Income and Comprehensive Income Year ended December 31, 2015 2014 2013 (Dollars in thousands) Income Interest income $ — $ 8 $ 5 Non-interest income — 331 — Total income — 339 5 Expenses Non-interest expenses 1,017 867 957 Total expenses 1,017 867 957 Loss before income taxes (1,017 ) (528 ) (952 ) Income tax benefit (356 ) (2,035 ) — Income (loss) before equity in undistributed net earnings of subsidiaries (661 ) 1,507 (952 ) Earnings distributed by subsidiaries 15,000 — — Increase in undistributed earnings of subsidiaries 1,943 48,699 10,979 Net income $ 16,282 $ 50,206 $ 10,027 Comprehensive income (loss) $ 17,060 $ 71,873 $ (38,320 ) Condensed Statements of Cash Flows Year ended December 31, 2015 2014 2013 (Dollars in thousands) Cash Flows from Operating Activities Net income (loss) $ 16,282 $ 50,206 $ 10,027 Adjustments to reconcile net income to net cash provided by operating activities: Increase in undistributed earnings of the subsidiaries (1,943 ) (48,699 ) (10,979 ) Increase in deferred tax assets (356 ) (1,996 ) — Decrease in other assets 4 — 2,058 Net gains on securities sales — (331 ) — Increase (decrease) in other liabilities 86 (535 ) 45 Net cash from operating activities 14,073 (1,355 ) 1,151 Cash Flows from Investing Activities Sales of: Securities available for sale — 431 — Equity investment in Home Savings — — (16,000 ) Net cash from investing activities — 431 (16,000 ) Cash Flows from Financing Activities Issuance of preferred stock — — 21,841 Issuance of common stock, net of issuance costs — — 20,501 Purchase of treasury stock (10,333 ) (6,389 ) — Dividends paid (3,369 ) (1,001 ) — Proceeds from the exercise of stock options 28 172 155 Net cash from financing activities (13,674 ) (7,218 ) 42,497 Change in cash and cash equivalents 399 (8,142 ) 27,648 Cash and cash equivalents, beginning of year 20,764 28,906 1,258 Cash and cash equivalents, end of year $ 21,163 $ 20,764 $ 28,906

SEGMENT INFORMATION

SEGMENT INFORMATION	12 Months Ended
	Dec. 31, 2015
Segment Reporting [Abstract]
SEGMENT INFORMATION	22. SEGMENT INFORMATION The Company’s management monitors the revenue streams of the various Company products and services. The identifiable segments are not material, operations are managed, and financial performance is evaluated on a Company-wide basis. All of Home Savings’ financial service operations are considered by management to be aggregated in one reportable operating segment, which is banking services.

EARNINGS PER SHARE

EARNINGS PER SHARE	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
EARNINGS PER SHARE	23. EARNINGS PER SHARE Earnings per share are computed by dividing net income by the weighted average number of shares outstanding during the period. Diluted earnings per share is computed using the weighted average number of common shares determined for the basic computation plus the dilutive effect of potential common shares that could be issued under outstanding stock options. Stock options for 76,317, 74,869 and 364,880 shares were anti-dilutive for the year ended December 31, 2015, 2014 and 2013, respectively. Twelve months ended December 31, 2015 2014 2013 (In thousands, except per share data) Net income (loss) per consolidated statements of income $ 16,282 $ 50,206 $ 10,027 Net (income) loss allocated to participating securities (81 ) (209 ) (36 ) Amortization of discount on preferred stock — — (6,751 ) Net income (loss) allocated to common stock $ 16,201 $ 49,997 $ 3,240 Basic earnings (loss) per common share computation: Distributed earnings allocated to common stock $ 3,350 $ 1,001 $ — Undistributed earnings (loss) allocated to common stock 12,851 48,996 3,240 Net earnings (loss) allocated to common stock $ 16,201 $ 49,997 $ 3,240 Weighted average common shares outstanding, including shares considered participating securities 48,320 50,125 44,423 Less: Average participating securities (242 ) (208 ) (161 ) Weighted average shares 48,078 49,917 44,262 Basic earnings (loss) per common share $ 0.34 $ 1.00 $ 0.07 Diluted earnings (loss) per common share computation: Net earnings (loss) allocated to common stock $ 16,201 $ 49,997 $ 3,240 Weighted average common shares outstanding for basic earnings per common share 48,078 49,917 44,262 Add: Dilutive effects of assumed exercises of stock options 272 251 271 Weighted average shares and dilutive potential common shares 48,350 50,168 44,533 Diluted earnings (loss) per common share $ 0.34 $ 1.00 $ 0.07 As previously announced and described under Note 25 following, on March 22, 2013, United Community sold 7,942 preferred shares to various investors. In accordance with U.S. GAAP, United Community recorded a beneficial conversion feature (“BCF”) related to the issuance of these preferred shares because they contain a conversion feature at a fixed rate that was in-the-money when issued. A BCF is “in-the-money” when the investor is deemed to be able to obtain the underlying common shares at a below-market price upon conversion of the preferred shares. The BCF was recognized in United Community’s Shareholders’ Equity and measured by allocating a portion of the proceeds equal to the intrinsic value of that feature to additional paid-in capital. The effective purchase price of the common shares into which the preferred shares were convertible was deemed to be $2.75, which was used to compute the intrinsic value. The intrinsic value was calculated as the difference between the deemed purchase price of the common shares ($2.75 per share) and the market value ($3.60 per share) on the date the preferred shares were issued (March 22, 2013), multiplied by the number of shares into which the preferred shares were convertible. The BCF resulting from the issuance of the preferred shares of United Community is calculated as follows: (In thousands) Total common shares that may be issued upon conversion of preferred shares 7,942 Intrinsic value (difference between consideration allocated to preferred stock upon conversion at $2.75 per $ 0.85 Beneficial conversion feature $ 6,751 The BCF has no effect on net income. The BCF calculated above is deemed to be an implied dividend for purposes of determining earnings per common share in accordance with U.S. GAAP, and is amortized over the period the preferred shares were outstanding. The preferred shares converted to common shares upon shareholder approval which was obtained in the second quarter 2013. This amortization resulted in a reduction to retained earnings and thus net income available to common shareholders for earnings per common share purposes. Therefore, United Community took into account the BCF discount when computing earnings per common share in 2013.

QUARTERLY FINANCIAL INFORMATION

QUARTERLY FINANCIAL INFORMATION	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
QUARTERLY FINANCIAL INFORMATION	24. QUARTERLY FINANCIAL INFORMATION (UNAUDITED) The following table presents summarized quarterly data for each of the years indicated. Unaudited First Second Third Fourth 2015: Quarter Quarter Quarter Quarter Total (Dollars in thousands, except per share data) Interest income $ 16,034 $ 16,111 $ 16,654 $ 16,836 $ 65,635 Interest expense 2,154 2,260 2,353 2,346 9,113 Net interest income 13,880 13,851 14,301 14,490 56,522 Provision for loan losses (184 ) 753 673 893 2,135 Net interest income after provision for loan losses 14,064 13,098 13,628 13,597 54,387 Non-interest income 4,118 5,275 4,873 5,451 19,717 Non-interest expenses 12,681 12,208 12,285 12,755 (1) 49,929 Income before taxes 5,501 6,165 6,216 6,293 24,175 Income tax expense 1,815 2,040 2,073 1,965 7,893 Net income $ 3,686 $ 4,125 $ 4,143 $ 4,328 $ 16,282 Earnings per share: Basic earnings $ 0.07 $ 0.08 $ 0.09 $ 0.09 $ 0.34 Diluted earnings 0.07 0.08 0.09 0.09 0.34 1. Non-interest expense was higher for the fourth quarter of 2015 as a result of the Company incurring a $1.3 million prepayment penalty for the repayment of a high-cost repurchase agreement. Partially offsetting this expense was a decrease in salaries and employee benefits, which was due to organizational restructuring and modification of certain employee benefit plans. Unaudited First Second Third Fourth 2014: Quarter Quarter Quarter Quarter Total (Dollars in thousands, except per share data) Interest income $ 15,705 $ 15,811 $ 15,736 $ 15,992 $ 63,244 Interest expense 3,103 3,070 3,011 2,641 11,825 Net interest income 12,602 12,741 12,725 13,351 51,419 Provision for loan losses 33 (1,614 ) (1) 116 194 (1,271 ) Net interest income after provision for loan losses 12,569 14,355 12,609 13,157 52,690 Non-interest income 3,224 3,438 4,174 2,905 13,741 Non-interest expenses 13,543 14,226 14,252 13,939 55,960 Income before taxes 2,250 3,567 2,531 2,123 10,471 Income tax expense (benefit) 156 (38,837 ) (2) (369 ) (685 ) (39,735 ) Net income $ 2,094 $ 42,404 $ 2,900 $ 2,808 $ 50,206 Earnings per share: Basic earnings $ 0.04 $ 0.84 $ 0.06 $ 0.06 $ 1.00 Diluted earnings 0.04 0.84 0.06 0.06 1.00 1. The decrease in provision for loan losses in the second quarter, which was due primarily to a recovery of $1.0 million associated with a commercial loan customer, resulted in a release of approximately $748,000 in reserves. In addition to a change in loan loss factors associated with residential mortgage construction loans resulted in the release of approximately $794,000 in reserves. 2. As of June 30, 2014, the Company had reversed $38.8 million of the valuation allowance on its net deferred tax asset (DTA). The Company has evaluated its future taxable earnings projections and as a result, the entire amount of the DTA allowance reversal was determined to be a discrete item. The realization of a DTA is assessed and a valuation allowance is recorded if it is “more likely than not” that all or a portion of the DTA will not be realized. “More likely than not” is defined as the DTA being more than 50% likely of being realized. All available evidence, both positive and negative is considered to determine whether, based on the weight of that evidence, a valuation allowance against the net DTA is required. In assessing the need for a valuation allowance, the Company considered all available evidence about the realization of the DTA both positive and negative, that could be objectively verified.

CAPITAL RAISE

CAPITAL RAISE	12 Months Ended
	Dec. 31, 2015
Statement Of Stockholders Equity [Abstract]
CAPITAL RAISE	25. CAPITAL RAISE On January 11, 2013, United Community entered into securities purchase agreements with 28 accredited investors, pursuant to which the investors agreed to invest an aggregate of approximately $39.9 million in United Community for 6,574,272 newly issued common shares of United Community at a purchase price of $2.75 per share, and 7,942 newly created and issued perpetual mandatorily convertible non-cumulative preferred shares of United Community at a purchase price of $2,750 per share. On March 22, 2013, United Community received $39.9 million from the completion of this portion of the private placement of the capital raise. Upon receipt of United Community shareholder approval, each of the preferred shares automatically converted into 1,000 United Community common shares. Shareholder approval was obtained at a special meeting of shareholders held on May 28, 2013. The preferred shares did not pay any preferred dividends. Also on January 11, 2013, United Community entered into subscription agreements with certain of United Community’s directors, officers and their affiliates pursuant to which these insider investors agreed to invest an aggregate of approximately $2.1 million in United Community for 755,820 newly issued common shares, at the same purchase price of $2.75 per share. The issuance and sale of common shares to the insider investors, pursuant to the subscription agreements, was subject to United Community shareholder approval, which was obtained on May 28, 2013. On April 26, 2013, United Community issued a prospectus for the purpose of offering existing shareholders the right to purchase up to $5.0 million of United Community common shares at $2.75 per share. The rights offering closed on May 28, 2013 and United Community issued 1,818,181 shares to existing shareholders that elected to participate. Legal, investment banking and other consulting expenses incurred by United Community to complete the capital raise were approximately $4.6 million in the aggregate. The increase in equity from the capital raise was reduced by these expenses.

SUMMARY OF SIGNIFICANT ACCOUN34

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Nature of Operations	Nature of Operations The business of Home Savings is providing consumer and business banking service to its market area in Ohio and western Pennsylvania. At the end of 2015, Home Savings was doing business through 31 retail banking offices and full-service banking branches and loan production centers. Loans and deposits are primarily generated from the areas where banking branches are located. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from cash flow from operations of businesses. There are no significant concentrations of loans to any one industry or customer. However, the customers’ ability to repay their loans is dependent on the real estate and general economic conditions in the market area. Home Savings derives its income predominantly from interest on loans, securities, and to a lesser extent, non-interest income. Home Savings’ principal expenses are interest paid on deposits and Federal Home Loan Bank advances, loan loss provisions and normal operating costs.
Basis of Presentation	Basis of Presentation The consolidated financial statements include the accounts of United Community and its subsidiary. On January 29, 2016, United Community acquired James & Sons Insurance. James & Sons Insurance is not included in the financial statements as it was acquired after December 31, 2015. All material inter-company transactions have been eliminated. Certain prior period data has been reclassified to conform to current period presentation.
Use of Estimates in the Preparation of Financial Statements	Use of Estimates in the Preparation of Financial Statements The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and future results could differ.
Cash Flows	Cash Flows For purposes of the statement of cash flows, United Community considers all highly liquid investments with a term of three months or less to be cash equivalents. Net cash flows are reported for loan and deposit transactions, short-term borrowings and advance payments by borrowers for taxes and insurance.
Securities	Securities Securities are classified as available for sale, held to maturity or trading upon their acquisition. Securities are classified as available for sale when they might be sold before maturity. Securities classified as available for sale are carried at estimated fair value with the unrealized holding gain or loss reported in other comprehensive income, net of tax. Securities classified as held to maturity are carried at amortized cost when management has the positive intent and ability to old them to maturity. Equity securities with readily determinable fair values are classified as available for sale. Restricted securities such as FHLB stock are carried at cost. Interest income includes amortization of purchase premium or discount on debt securities. Premiums or discounts are amortized on the level-yield method without anticipating prepayments. Gains and losses on sales are recorded on the trade date and are determined using the specific identification method. Management evaluates securities for other-than-temporary impairment (OTTI) at least quarterly, and more frequently when economic or market conditions warrant such an evaluation. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of OTTI is recognized through earnings.
Loans Held for Sale	Loans Held for Sale Loans held for sale primarily consist of residential mortgage loans originated for sale and other loans that have been identified for sale. These loans are carried at the lower of cost or fair value, determined in the aggregate. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Mortgage loans held for sale are sold with either servicing rights retained or servicing released. The carrying value of mortgage loans sold is reduced by the amount allocated to the servicing right. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. Loans held for sale, for which the fair value option has been elected, are recorded at fair value as of each balance sheet date. The fair value of the Company’s construction perm loans held for sale is determined based on quoted prices for similar loans in active markets. The fair value of permanent construction loans held for sale is determined, based on the committed loan amount, using quoted prices for similar assets, adjusted for specific attributes of that loan and other unobservable market data, such as time it takes to complete the project.
Loans	Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the outstanding principal balance, net of purchase premiums or discounts, deferred loan fees and costs and an allowance for loan losses. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Interest income includes amortization of net deferred loan fees and costs. Deferred loan fees and costs received for loans are deferred and amortized to interest income over the contractual lives of the loans using the level yield method. Fees received for loan commitments that are expected to be drawn, based on Home Savings’ experience with similar commitments, are deferred and amortized over the lives of the loans using the level-yield method. Fees for other loan commitments are deferred and amortized over the loan commitment period on a straight-line basis. Unamortized deferred loan fees or costs related to loans paid off are included in income. Unamortized net fees or costs on loans sold are included in the basis of the loans in calculating gains and losses. The accrual of interest income and amortization of net deferred fees on mortgage and commercial loans is discontinued at the time the loan is 90 days delinquent unless the loan is both well secured and in the process of collection. Consumer loans are typically charged-off no later than 180 days past due. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. All interest accrued but not received for a loan placed on nonaccrual is reversed against interest income. Nonaccrual loans are comprised principally of loans 90 days past due as well as certain loans which are less than 90 days past due, but where serious doubt exists as to the ability of the borrowers to comply with the repayment terms. Once a loan is on nonaccrual, it will remain on nonaccrual until the loan becomes current and the borrower demonstrates the ability to pay the loan per the contractual terms for a minimum of six months. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Under the cost-recovery method, interest income is not recognized until the loan balance is reduced to zero. Under the cash-basis method, interest income is recorded when the payment is received in cash. Loans are returned to accrual status when future payments are reasonably assured. Home Savings determines the past due status of loans based on the number of calendar months the loan is past due. Impaired loans consist of loans that are non-homogenous and in a nonaccrual status; loans considered troubled debt restructurings and loans that have been individually analyzed for impairment. Residential mortgage loans. Residential mortgage loans are revalued at the time they reach 180 days past due and any portion of the principal that exceeds the fair value is charged-off. Mortgage loans are considered to be homogenous until the loan is individually evaluated at 180 days past due and charged-down to the fair value of the underlying collateral, at which time the loan becomes non-homogenous and is considered impaired. Residential mortgage loans that have been modified and determined to be TDR are revalued based upon the present value of the modified cash flows of the loan to establish a specific reserve on that loan. Consumer loans. Consumer loans that are secured by residential real estate are revalued once they reach 180 days past due and charged-down to the fair value if necessary. Consumer loans that are not secured by residential real estate are revalued once they reach 120 days past due and are charged-down to the fair value if necessary. Consumer loans are considered to be homogenous until the loan is individually evaluated and charged-down to the fair value of the underlying collateral, at which time the loan becomes non-homogenous and is considered impaired. Consumer loans that have been modified and determined to be TDR are revalued based upon the present value of the modified cash flows of the loan to establish a specific reserve on that loan. Commercial loans. A commercial real estate loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. At this time the loan is charged-down to the fair value. Commercial and industrial loans are impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. The repayment of commercial loans typically is dependent on the income stream and successful operation of a business. If there is no underlying collateral to value, the company will calculate the present value of expected future cash flows to determine the amount of impairment, if any.
Concentration of Credit Risk	Concentration of Credit Risk Most of the Company’s business activity is with customers located within Home Savings’ market area. Therefore, the Company’s exposure to credit risk is significantly affected by changes in the economy in Ohio, Western Pennsylvania and Northern West Virginia.
Allowance for Loan Losses	Allowance for Loan Losses The allowance for loan losses is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Management estimates the allowance balance required based on an analysis using past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations, estimated collateral values, general economic conditions in the market area and other factors. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged-off. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired or loans otherwise classified as substandard or doubtful. The general component covers non-classified loans and is based on historical loss experience adjusted for current factors. Other loans not reviewed specifically by management are evaluated as a homogenous group of loans (generally single-family residential mortgage loans and all consumer credits except marine loans) using a loss factor applied to the outstanding loan balance to determine the level of reserve required. This loss factor consists of two components, a quantitative and a qualitative component. The quantitative component is based on a historical analysis of all charged-off loans, net of recoveries. In determining the qualitative factors, consideration is given to such attributes as lending policies, economic conditions, nature and volume of the portfolio, management, loan quality trend, loan review, collateral value, concentrations, economic cycles and other external factors. At December 31, 2014, the Company evaluated two years of net charge-off history and applied the information to the current period. This component was combined with the qualitative component to arrive at the loss factor, which is applied to the outstanding principal balance by type of credit and internal risk grade applied to specific risk pools, plus specific loss allocations and adjustments for current events and conditions. As of December 31, 2015, the Company evaluated 12 quarters of net charge-off history and applied this information to the current period. This component is combined with the qualitative component to arrive at the loss factor, which is applied to the average outstanding balance of homogenous loans and is no longer being applied by internal risk grade. This change in methodology, which was made in the first quarter of 2015, did not have a material effect on the calculation of the allowance for loan losses. The change in methodology was made in order to facilitate technological improvements in the calculation of the allowance for loan loss. A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Impaired loans are individually evaluated based on the borrower’s ability to repay the loan given the availability of collateral, other sources of cash flow and legal options available to Home Savings. Once a review is completed, a specific reserve is determined and allocated to the loan. These specific reserves on individual loans are reviewed periodically and adjusted as necessary based on subsequent collection, loan upgrades or downgrades, nonperforming trends or actual principal charge-offs. Loans for which the terms have been modified, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the facts and circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the collateral if the loan is collateral dependent. Troubled debt restructurings (TDRs) are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a TDR is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For TDRs that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses. The Bank’s portfolio has the following segments: commercial and commercial real estate loans, residential mortgage loans and consumer loans. Residential mortgage loans are made to customers in Home Savings’ market area. These loans are secured by the underlying real estate as collateral. Repayment of these loans is dependent on general economic conditions and unemployment levels in Home Savings’ market area. To reduce any risk on loans secured by one-to four-family residences, Home Savings underwrites all portfolio loans to Freddie Mac underwriting guidelines. Consumer loans primarily consist of home equity loans. Similar to residential mortgage loans, repayment of consumer loans depends on the general economic conditions and unemployment levels in Home Savings’ market area. The majority of Home Savings’ consumer loans consist of closed-end home equity loans in an amount that, when added to the prior indebtedness secured by the real estate, does not exceed 90% of the estimated value of the real estate. Other consumer loans, such as automobiles and recreational vehicles, have a higher degree of risk than home equity loans as the collateral depreciates at a faster rate. Multifamily and nonresidential real estate loans generally have a higher degree of risk than loans secured by one-to four-family residences. These riskier loans can be affected by economic conditions, operating expenses, debt service and successful operation of income-producing properties. Home Savings tries to reduce this risk by evaluating the credit history of the borrower, location of the real estate, the financial condition of the borrower, obtaining personal guarantees of the principals, the characteristics of the income stream generated by the property and the appraisal supporting the property. Commercial loans generally entail greater risk than real estate lending. The repayment of commercial loans typically is dependent on the income stream and successful operation of a business, which can be affected by economic conditions. The collateral for commercial loans, if any, often consists of rapidly depreciating assets. Construction loans involve a higher degree of underwriting and default risk than loans secured by mortgages on existing properties because construction loans are more difficult to appraise and to monitor. Loan funds are advanced based upon the status of the project under construction. Home Savings has established a methodology to calculate the allowance for loan losses at a level it believes adequate to absorb probable incurred losses in the loan portfolio. An analysis of individual credits, prior and current loss experience, loan portfolio delinquency levels, changes in the loan portfolio, current economic conditions and results of regulatory examinations is completed on a regular basis to determine the adequacy of the allowance.
Servicing Assets	Servicing Assets Servicing assets are recognized as separate assets when rights are acquired through the purchase or sale of financial assets. Servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. Capitalized servicing rights are reported in other assets and are amortized into non-interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying assets. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into tranches based on predominant risk characteristics, such as original maturity, interest rate and loan type. Impairment is recognized through a valuation allowance for an individual tranche. If Home Savings later determines that all or a portion of the impairment no longer exists for a particular tranche, a reduction of the allowance may be recorded as an increase to income. Servicing fee income is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal, or a fixed amount per loan, and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income.
Transfers of Financial Assets	Transfers of Financial Assets Transfers of financial assets are accounted for as sales when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Real Estate Owned and Other Repossessed Assets	Real Estate Owned and Other Repossessed Assets Real estate owned, including property acquired in settlement of foreclosed loans, is initially transferred at fair value less estimated cost to sell after foreclosure, establishing a new cost basis. Physical possession of residential real estate property collateralizing a residential mortgage loan occurs when legal title is obtained upon completion of foreclosure or when the borrower conveys all interest in the property to satisfy the loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. If fair value declines after acquisition, a valuation allowance is recorded through expense. Costs relating to the development and improvement of real estate owned are capitalized, whereas costs relating to holding and maintaining the properties are charged to expense. Other repossessed assets are carried at estimated fair value less estimated cost to sell after acquisition.
Premises and Equipment	Premises and Equipment Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation and amortization. Buildings and related components are depreciated and amortized using the straight-line method over the useful lives, generally ranging from 20 years to 40 years (or term of the lease, if shorter) of the related assets. Furniture and fixtures are depreciated using the straight-line method with useful lives ranging from three to five years.
Federal Home Loan Bank (FHLB) stock	Federal Home Loan Bank (FHLB) stock The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income.
Cash Surrender Value of Life Insurance	Cash Surrender Value of Life Insurance Life insurance is carried on the lives of certain employees where Home Savings is the beneficiary. Life insurance is recorded at its cash surrender value, or the amount currently realizable. Increases in the Home Savings’ policy cash surrender value are tax exempt and death benefit proceeds received by Home Savings are tax-free. Income from these policies and changes in the cash surrender value are recorded in other income. The policies contain no split dollar or postretirement benefits for covered employees.
Core Deposit Intangible	Core Deposit Intangible Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Home Savings has no goodwill recorded as of December 31, 2015 or December 31, 2014. Core deposit intangible assets arose from whole bank acquisitions. They were initially measured at fair value and are being amortized on an accelerated method over their estimated useful lives.
Derivatives	Derivatives At the inception of a derivative contract, the Company designates the derivative as one of three types based on the Company’s intentions and belief as to likely effectiveness as a hedge. These three types are (1) a hedge of the fair value of a recognized asset or liability or of an unrecognized firm commitment (“fair value hedge”), (2) a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability (“cash flow hedge”), or (3) an instrument with no hedging designation (“stand-alone derivative”). For a fair value hedge, the gain or loss on the derivative, as well as the offsetting loss or gain on the hedged item, are recognized in current earnings as fair values change. For a cash flow hedge, the gain or loss on the derivative is reported in other comprehensive income and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. For both types of hedges, changes in the fair value of derivatives that are not highly effective in hedging the changes in fair value or expected cash flows of the hedged item are recognized immediately in current earnings. Changes in the fair value of derivatives that do not qualify for hedge accounting are reported currently in earnings, as noninterest income. Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged. The Company formally documents the relationship between derivatives and hedged items, as well as the risk-management objective and the strategy for undertaking hedge transactions at the inception of the hedging relationship. This documentation includes linking fair value or cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions. The Company also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in fair values or cash flows of the hedged items. The Company discontinues hedge accounting when it determines that the derivative is no longer effective in offsetting changes in the fair value or cash flows of the hedged item, the derivative is settled or terminates, a hedged forecasted transaction is no longer probable, a hedged firm commitment is no longer firm, or treatment of the derivative as a hedge is no longer appropriate or intended. When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as noninterest income. When a fair value hedge is discontinued, the hedged asset or liability is no longer adjusted for changes in fair value and the existing basis adjustment is amortized or accreted over the remaining life of the asset or liability. When a cash flow hedge is discontinued but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in other comprehensive income are amortized into earnings over the same periods which the hedged transactions will affect earnings.
Mortgage Banking Derivatives	Mortgage Banking Derivatives Commitments to fund mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of these mortgage loans are accounted for as free standing derivatives. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the interest rate on the loan is locked. The Company enters into forward commitments for the future delivery of mortgage loans when interest rate locks are entered into in order to hedge the change in interest rates resulting from its commitments to fund the loans. Changes in the fair values of these derivatives are included in mortgage banking income on the consolidated statements of income and comprehensive income.
Long-term Assets	Long-term Assets Premises and equipment and other long–term assets are reviewed for impairment when events indicate their carrying amounts may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value.
Stock Compensation	Stock Compensation Compensation cost is recognized for stock options and restricted stock awards issued to employees and nonemployee directors, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Corporation’s common shares at the date of grant is used for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award.
Income Taxes	Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax basis of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in income tax expense.
401(k) Savings Plan	401(k) Savings Plan Employee 401(k) and profit sharing plan expense is the amount of matching contributions and administrative costs to administer the plan.
Postretirement Benefit Plans	Postretirement Benefit Plans In addition to Home Savings’ retirement plans, Home Savings sponsors a defined benefit health care plan that was curtailed in 2000 to provide postretirement medical benefits for employees who worked 20 years and attained a minimum age of 60 by September 1, 2000, while in service with Home Savings. That modified plan was further curtailed in 2015, and medical benefits will no longer be provided to plan particpants as of December 31, 2016. The plan is unfunded and, as such, has no assets. Furthermore, the plan is contributory and contains minor cost-sharing features such as deductibles and coinsurance. In addition, postretirement life insurance coverage is provided for employees who were participants prior to December 10, 1976. The life insurance plan is non-contributory. Home Savings’ policy is to pay premiums monthly, with no pre-funding. The benefit obligation is measured annually by a third-party actuary.
Dividend Restriction	Dividend Restriction Banking regulations require maintaining certain capital levels and may limit the dividends paid by the bank to the holding company or by the holding company to shareholders.
Earnings Per Share	Earnings Per Share Basic earnings per common share is net income available to common shareholders divided by the weighted average number of common shares outstanding during the period. All outstanding unvested share-based payment awards that contain rights to nonforfeitable dividends are considered participating securities for this calculation. Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock options.
Loss Contingencies	Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. See further discussion at Note 13.
Fair Value of Financial Instruments	Fair Value of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 18. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates.
Comprehensive Income (Loss)	Comprehensive Income (Loss) Comprehensive income (loss) consists of net income and unrealized gains and losses on securities available for sale and changes in unrealized gains and losses on postretirement liabilities, which are also recognized as separate components of equity, net of tax.
Off Balance Sheet Financial Instruments	Off Balance Sheet Financial Instruments Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Receivables-Troubled Debt Restructurings by Creditors	In January 2014, FASB issued Accounting Standards Update (ASU) 2014-04, Receivables—Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force). Specifically, the new ASU requires a creditor to reclassify a collateralized consumer mortgage loan to real estate property upon obtaining legal title to the real estate collateral, or the borrower voluntarily conveying all interest in the real estate property to the lender to satisfy the loan through a deed in lieu of foreclosure or similar legal agreement. Additional disclosures are required detailing the amount of foreclosed residential real estate property held by the creditor and the recorded investment in consumer mortgages collateralized by real estate property that are in the process of foreclosure. The new guidance is effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2014. The adoption of this guidance did not have a material impact on the Company’s consolidated financial statements, but did result in additional disclosures.
Revenue from Contracts with Customers	In May 2014, FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606)
Repurchase-to-Maturity Transactions, Repurchase Financings and Disclosures	In June 2014, the FASB issued Accounting Standards Update 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures
Amendments to the Consolidation Analysis	In February 2015, the FASB issued ASU 2015-02, Consolidation (Topic 810): Amendments to the Consolidation Analysis.
Recognition and Measurement of Financial Assets and Financial Liabilities	In January 2016, the FASB issued ASU 2016-1 , Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities. The new guidance is effective for annual reporting periods and interim reporting periods within those annual periods, beginning after December 15, 2017. Management is currently evaluating the impact of the adoption of this guidance on the Company’s consolidated financial statements.
Operating Segments	Operating Segments Internal financial information is primarily reported and aggregated in one line of business, which is banking services.
Reclassifications	Reclassifications Some items in the prior year financial statements were reclassified to conform to the current presentation. Reclassifications had no effect on prior year consolidated statements of operations or shareholders’ equity.

SECURITIES (Tables)

SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2015
Components of Securities Available for Sale	The components of securities available for sale are as follows: December 31, 2015 Gross Gross Amortized unrealized unrealized Fair cost gains losses value (Dollars in thousands) Available for Sale U.S. Treasury and government sponsored entities' securities $ 221,500 $ 159 $ (3,009 ) $ 218,650 States of the U.S. and political subdivisions 10,848 192 — 11,040 Mortgage-backed GSE securities: residential 129,155 55 (1,230 ) 127,980 Total $ 361,503 $ 406 $ (4,239 ) $ 357,670 December 31, 2014 Gross Gross Amortized unrealized unrealized Fair cost gains losses value (Dollars in thousands) Available for Sale U.S. Treasury and government sponsored entities' securities $ 232,225 $ 184 $ (4,452 ) $ 227,957 Mortgage-backed GSE securities: residential 274,204 331 (2,702 ) 271,833 Total $ 506,429 $ 515 $ (7,154 ) $ 499,790
Components of Securities Held to Maturity	The components of securities held to maturity are as follows: December 31, 2015 Gross Gross Amortized unrecognized unrecognized Fair cost gains losses value (Dollars in thousands) Held to maturity Mortgage-backed GSE securities: residential $ 100,322 $ — $ (1,203 ) $ 99,119 States of the U.S. and political subdivisions 10,377 148 — 10,525 Total $ 110,699 $ 148 $ (1,203 ) $ 109,644
Summary of Proceeds, Gross Realized Gains, Losses and Impairment Charges of Available for Sale Securities	Proceeds, gross realized gains, losses and impairment charges of available for sale securities were as follows: 2015 2014 2013 (Dollars in thousands) Proceeds $ 16,627 $ 14,595 $ 137,467 Gross gains 142 444 2,712 Gross losses — — (135 )
Available For Sale Securities [Member]
Debt Securities by Contractual Maturity	Debt securities available for sale by contractual maturity, repricing or expected call date are shown below: December 31, 2015 Amortized cost Fair value (Dollars in thousands) Due in one year or less $ — $ — Due after one year through five years — — Due after five years through ten years 199,440 197,097 Due after ten years 32,908 32,593 Mortgage-backed GSE securities: residential 129,155 127,980 Total $ 361,503 $ 357,670
Securities Available for Sale and Held to Maturity in Unrealized Loss Position	Securities available for sale that have been in an unrealized loss position for less than twelve months or twelve months or more are as follows at December 31, 2015: Less than 12 months 12 months or more Total Fair Unrealized loss Fair Unrealized loss Fair Unrealized loss value Loss value Loss value Loss (Dollars in thousands) Description of securities: U.S. Treasury and government sponsored entities $ 139,876 $ (1,654 ) $ 55,055 $ (1,355 ) $ 194,931 $ (3,009 ) Mortgage-backed GSE securities: residential 100,585 (842 ) 14,278 (388 ) 114,863 (1,230 ) Total temporarily impaired securities $ 240,461 $ (2,496 ) $ 69,333 $ (1,743 ) $ 309,794 $ (4,239 ) Securities available for sale that have been in an unrealized loss position for less than twelve months or twelve months or more are as follows at December 31, 2014: Less than 12 months 12 months or more Total Fair Unrealized loss Fair Unrealized loss Fair Unrealized loss value Loss value Loss value Loss (Dollars in thousands) Description of securities: U.S. Treasury and government sponsored entities $ — $ — $ 214,495 $ (4,452 ) $ 214,495 $ (4,452 ) Mortgage-backed GSE securities: residential 4,625 (40 ) 193,434 (2,662 ) 198,059 (2,702 ) Total temporarily impaired securities $ 4,625 $ (40 ) $ 407,929 $ (7,114 ) $ 412,554 $ (7,154 )
Held To Maturity Securities [Member]
Debt Securities by Contractual Maturity	Debt securities held to maturity by contractual maturity, repricing or expected call date are shown below: December 31, 2015 Amortized cost Fair value (Dollars in thousands) Due in one year or less $ 1,100 $ 1,108 Due after one year through five years — — Due after five years through ten years 2,249 2,289 Due after ten years 7,028 7,128 Mortgage-backed GSE securities: residential $ 100,322 $ 99,119 Total $ 110,699 $ 109,644
Securities Available for Sale and Held to Maturity in Unrealized Loss Position	Securities held to maturity that have been in an unrealized loss position for less than twelve months or twelve months or more are as follows at December 31, 2015: December 31, 2015 Less than 12 months 12 months or more Total Fair Unrealized loss Fair Unrealized Fair Unrealized value Loss value Loss value Loss (Dollars in thousands) Description of securities: Mortgage-backed GSE securities: residential $ 22,723 $ (289 ) $ 76,396 $ (2,390 ) $ 99,119 $ (2,679 ) Total temporarily impaired securities $ 22,723 $ (289 ) $ 76,396 $ (2,390 ) $ 99,119 $ (2,679 )

LOANS (Tables)

LOANS (Tables)	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
Schedule of Portfolio of Loans	Portfolio loans consist of the following: December 31, December 31, 2015 2014 (Dollars in thousands) Commercial loans Multifamily $ 80,170 $ 60,546 Nonresidential 175,456 121,595 Land 9,301 9,484 Construction 38,812 16,064 Secured 63,182 45,088 Unsecured 2,831 134 Total commercial loans 369,752 252,911 Residential mortgage loans One-to four-family 733,685 694,105 Construction 40,898 37,113 Total residential mortgage loans 774,583 731,218 Consumer loans Home equity 161,338 154,776 Auto 11,348 5,902 Marine 2,699 3,917 Recreational vehicle 10,656 14,054 Other 2,217 2,105 Total consumer loans 188,258 180,754 Total loans 1,332,593 1,164,883 Less: Allowance for loan losses 17,712 17,687 Deferred loan fees, net (1,311 ) (897 ) Total 16,401 16,790 Loans, net $ 1,316,192 $ 1,148,093
Number of Outstanding Commitments to Extend Credit	Home Savings normally has a number of outstanding commitments to extend credit. December 31, 2015 2014 Fixed Rate Variable Rate Fixed Rate Variable Rate (Dollars in thousands) Commitments to make loans $ 44,957 $ 33,384 $ 44,192 $ 17,539 Undisbursed loans in process 674 111,738 480 86,736 Unused lines of credit 10,162 115,812 13,995 93,802
Investment in Loans by Portfolio Segment and Based on Impairment	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2015 and December 31, 2014 and activity for the years ended December 31, 2015, 2014 and 2013. Commercial Loans Residential Loans Consumer Loans Total (Dollars in thousands) 2015 Beginning balance $ 5,690 $ 8,517 $ 3,480 $ 17,687 Provision 2,922 (974 ) 187 2,135 Charge-offs (1,268 ) (1,301 ) (1,257 ) (3,826 ) Recoveries 733 388 595 1,716 Ending balance $ 8,077 $ 6,630 $ 3,005 $ 17,712 Period-end amount allocated to: Loans individually evaluated for impairment $ 568 $ 1,541 $ 707 $ 2,816 Loans collectively evaluated for impairment 7,509 5,089 2,298 14,896 Ending balance $ 8,077 $ 6,630 $ 3,005 $ 17,712 Period-end balances: Loans individually evaluated for impairment $ 9,698 $ 19,348 $ 10,613 $ 39,659 Loans collectively evaluated for impairment 360,054 755,235 177,645 1,292,934 Ending balance $ 369,752 $ 774,583 $ 188,258 $ 1,332,593 Commercial Loans Residential Loans Consumer Loans Total (Dollars in thousands) 2014 Beginning balance $ 6,984 $ 9,830 $ 4,302 $ 21,116 Provision (649 ) (550 ) (72 ) (1,271 ) Charge-offs (1,656 ) (1,005 ) (1,578 ) (4,239 ) Recoveries 1,011 242 828 2,081 Ending balance $ 5,690 $ 8,517 $ 3,480 $ 17,687 Period-end amount allocated to: Loans individually evaluated for impairment $ 717 $ 1,751 $ 842 $ 3,310 Loans collectively evaluated for impairment 4,973 6,766 2,638 14,377 Ending balance $ 5,690 $ 8,517 $ 3,480 $ 17,687 Period-end balances: Loans individually evaluated for impairment $ 14,845 $ 19,209 $ 11,843 $ 45,897 Loans collectively evaluated for impairment 238,066 712,009 168,911 1,118,986 Ending balance $ 252,911 $ 731,218 $ 180,754 $ 1,164,883 Commercial Loans Residential Loans Consumer Loans Total (Dollars in thousands) 2013 Beginning balance $ 9,156 $ 7,515 $ 4,459 $ 21,130 Provision (491 ) 3,598 1,009 4,116 Charge-offs (5,208 ) (1,536 ) (1,883 ) (8,627 ) Recoveries 3,527 253 717 4,497 Ending balance $ 6,984 $ 9,830 $ 4,302 $ 21,116
Presentation of Loans Individually Evaluated for Impairment by Class	The following table presents loans individually evaluated for impairment by class of loans as of and for the year ended December 31, 2015: Impaired Loans (Dollars in thousands) Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Recorded Investment Interest Income Recognized Cash Basis Income Recognized With no specific allowance recorded Commercial loans Multifamily $ 165 $ — $ — $ 21 $ 4 $ 4 Nonresidential 1,215 306 — 1,389 6 6 Land 3,922 384 — 474 — — Construction 3,593 — — 69 — — Secured 3,884 3,700 — 3,700 — — Unsecured 1,132 — — — — — Total commercial loans 13,911 4,390 — 5,653 10 10 Residential mortgage loans One-to four-family 7,607 5,866 — 4,710 156 149 Construction — — — — — — Total residential mortgage loans 7,607 5,866 — 4,710 156 149 Consumer loans Home equity 2,245 1,718 — 1,491 31 29 Auto 20 14 — 22 — — Marine 496 271 — 280 2 2 Recreational vehicle 121 78 — 70 4 4 Other 3 3 — 1 — — Total consumer loans 2,885 2,084 — 1,864 37 35 Total $ 24,403 $ 12,340 $ — $ 12,227 $ 203 $ 194 With a specific allowance recorded Commercial loans Multifamily $ — $ — $ — $ 21 $ — $ — Nonresidential 5,164 4,984 565 5,659 119 117 Land — — — — — — Construction — — — 379 — — Secured 324 324 3 324 — — Unsecured — — — — — — Total commercial loans 5,488 5,308 568 6,383 119 117 Residential mortgage loans One-to four-family 13,482 13,482 1,541 14,324 592 539 Construction — — — — — — Total residential mortgage loans 13,482 13,482 1,541 14,324 592 539 Consumer loans Home equity 7,236 7,236 522 8,346 402 381 Auto — — — 2 — — Marine 163 163 3 41 7 7 Recreational vehicle 1,122 1,122 181 783 33 33 Other 8 8 1 2 1 1 Total consumer loans 8,529 8,529 707 9,174 443 422 Total 27,499 27,319 2,816 29,881 1,154 1,078 Total impaired loans $ 51,902 $ 39,659 $ 2,816 $ 42,108 $ 1,357 $ 1,272 The following table presents loans individually evaluated for impairment by class of loans as of and for the year ended December 31, 2014: Impaired Loans (Dollars in thousands) Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Average Recorded Investment Interest Income Recognized Cash Basis Income Recognized With no specific allowance recorded Commercial loans Multifamily $ 185 $ 85 $ — $ 87 $ — $ — Nonresidential 7,201 5,582 — 4,248 260 256 Land 3,958 532 — 521 — — Construction 1,126 188 — 552 — — Secured 3,903 3,702 — 3,706 — — Unsecured 3,258 — — — — — Total commercial loans 19,631 10,089 — 9,114 260 256 Residential mortgage loans One-to four-family 6,015 4,518 — 5,287 83 77 Construction — — — — — — Total residential mortgage loans 6,015 4,518 — 5,287 83 77 Consumer loans Home equity 1,901 1,262 — 1,757 29 29 Auto 47 37 — 66 1 1 Marine 151 151 155 — — Recreational vehicle 124 81 — 181 4 3 Other — — — 3 — — Total consumer loans 2,223 1,531 — 2,162 34 33 Total $ 27,869 $ 16,138 $ — $ 16,563 $ 377 $ 366 With a specific allowance recorded Commercial loans Multifamily $ 33 $ 8 $ 6 $ 293 $ — $ — Nonresidential 3,944 3,561 615 2,408 — — Land — — — — — — Construction 2,815 863 93 1,682 — — Secured 324 324 3 324 — — Unsecured — — — — — — Total commercial loans 7,116 4,756 717 4,707 — — Residential mortgage loans One-to four-family 14,691 14,691 1,751 15,039 607 561 Construction — — — — — — Total residential mortgage loans 14,691 14,691 1,751 15,039 607 561 Consumer loans Home equity 9,577 9,577 722 10,007 494 470 Auto 7 6 1 8 — — Marine — — — — — — Recreational vehicle 729 729 119 765 24 23 Other — — — — — — Total consumer loans 10,313 10,312 842 10,780 518 493 Total 32,120 29,759 3,310 30,526 1,125 1,054 Total impaired loans $ 59,989 $ 45,897 $ 3,310 $ 47,089 $ 1,502 $ 1,420 The following table presents loans individually evaluated for impairment by class of loans as of and for the year ended December 31, 2013: Impaired Loans (Dollars in thousands) Average Recorded Investment Interest Income Recognized Cash Basis Income Recognized With no specific allowance recorded Commercial loans Multifamily $ 638 $ 2 $ 2 Nonresidential 5,377 19 19 Land 1,290 — — Construction 1,381 — — Secured 3,506 — — Unsecured 179 1 1 Total commercial loans 12,371 22 22 Residential mortgage loans One-to four-family 14,679 393 361 Construction — — — Total residential mortgage loans 14,679 393 361 Consumer loans Home equity 8,404 245 234 Auto 45 1 1 Marine 174 — — Recreational vehicle 685 23 22 Other 2 — — Total consumer loans 9,310 269 257 Total $ 36,360 $ 684 $ 640 With a specific allowance recorded Commercial loans Multifamily $ 330 $ — $ — Nonresidential 3,835 — — Land 532 — — Construction 2,559 — — Secured 102 — — Unsecured — — — Total commercial loans 7,358 — — Residential mortgage loans One-to four-family 4,077 369 342 Construction — — — Total residential mortgage loans 4,077 369 342 Consumer loans Home equity 2,369 320 303 Auto — — — Marine — — — Recreational vehicle 346 16 16 Other — — — Total consumer loans 2,715 336 319 Total 14,150 705 661 Total impaired loans $ 50,510 $ 1,389 $ 1,301
Loans in Process of Foreclosure	The table below presents loans that are in the process of foreclosure at December 31, 2015 and December 31, 2014, but legal title, deed in lieu of foreclosure or similar legal agreement to the property has not yet been obtained: December 31, 2015 December 31, 2014 Unpaid Principal Balance Recorded Investment Unpaid Principal Balance Recorded Investment Mortgage loans in the process of foreclosure $ 1,294 $ 1,162 $ 1,714 $ 1,661 Consumer loans in the process of foreclosure 845 643 707 489
Presentation of Recorded Investment in Nonaccrual Loans and Loans Past Due Over 90 Days and Still on Accrual by Class of Loans	The following tables present the recorded investment in nonaccrual and loans past due over 90 days and still on accrual by class of loans as of December 31, 2015: Nonaccrual Loans and Loans Past Due Over 90 Days and Still Accruing As of December 31, 2015 Nonaccrual Loans past due over 90 days and still accruing (Dollars in thousands) Commercial loans Multifamily $ — $ — Nonresidential 3,599 — Land 384 — Construction — — Secured 4,016 — Unsecured — — Total commercial loans 7,999 — Residential mortgage loans One-to four-family 6,181 — Construction — — Total residential mortgage loans 6,181 — Consumer Loans Home equity 1,804 — Auto 23 — Marine 218 — Recreational vehicle 511 — Other 11 — Total consumer loans 2,567 — Total nonaccrual loans and loans past due over 90 days and still accruing $ 16,747 $ — The following tables present the recorded investment in nonaccrual and loans past due over 90 days and still on accrual by class of loans as of December 31, 2014: Nonaccrual Loans and Loans Past Due Over 90 Days and Still Accruing As of December 31, 2014 Nonaccrual Loans past due over 90 days and still accruing (Dollars in thousands) Commercial loans Multifamily $ 93 $ — Nonresidential 5,781 — Land 531 — Construction 1,051 — Secured 4,016 — Unsecured — — Total commercial loans 11,472 — Residential mortgage loans One-to four-family 6,816 — Construction — — Total residential mortgage loans 6,816 — Consumer Loans Home equity 1,792 — Auto 66 — Marine 119 — Recreational vehicle 184 — Other 2 — Total consumer loans 2,163 — Total nonaccrual loans and loans past due over 90 days and still accruing $ 20,451 $ —
Presentation of Age Analysis of Past-Due Loans, Segregated by Class of Loans	The following tables present an age analysis of past-due loans, segregated by class of loans as of December 31, 2015: Past Due Loans (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due Total Past Due Current Loans Total Loans Commercial loans Multifamily $ — $ — $ — $ — $ 80,170 $ 80,170 Nonresidential — — 3,558 3,558 171,898 175,456 Land — — 384 384 8,917 9,301 Construction — — — — 38,812 38,812 Secured 488 — 4,016 4,504 58,678 63,182 Unsecured — — — 2,831 2,831 Total commercial loans 488 — 7,958 8,446 361,306 369,752 Residential mortgage loans One-to four-family 3,843 635 5,901 10,379 723,306 733,685 Construction — — — — 40,898 40,898 Total residential mortgage loans 3,843 635 5,901 10,379 764,204 774,583 Consumer Loans: Home equity 961 268 1,788 3,017 158,321 161,338 Automobile 5 — 10 15 11,333 11,348 Marine — 51 117 168 2,531 2,699 Recreational vehicle 71 — 494 565 10,091 10,656 Other 15 1 11 27 2,190 2,217 Total consumer loans 1,052 320 2,420 3,792 184,466 188,258 Total loans $ 5,383 $ 955 $ 16,279 $ 22,617 $ 1,309,976 $ 1,332,593 The following tables present an age analysis of past-due loans, segregated by class of loans as of December 31, 2014: Past Due Loans (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due Total Past Due Current Loans Total Loans Commercial loans Multifamily $ — $ — $ 93 $ 93 $ 60,453 $ 60,546 Nonresidential — — 3,891 3,891 117,704 121,595 Land — — 531 531 8,953 9,484 Construction — — 1,051 1,051 15,013 16,064 Secured — — 4,016 4,016 41,072 45,088 Unsecured — — — — 134 134 Total commercial loans — — 9,582 9,582 243,329 252,911 Residential mortgage loans One-to four-family 2,279 605 4,856 7,740 686,365 694,105 Construction — — — — 37,113 37,113 Total residential mortgage loans 2,279 605 4,856 7,740 723,478 731,218 Consumer Loans: Home equity 588 183 1,531 2,302 152,474 154,776 Automobile 21 — 30 51 5,851 5,902 Marine — 686 — 686 3,231 3,917 Recreational vehicle 452 109 18 579 13,475 14,054 Other 3 4 1 8 2,097 2,105 Total consumer loans 1,064 982 1,580 3,626 177,128 180,754 Total loans $ 3,343 $ 1,587 $ 16,018 $ 20,948 $ 1,143,935 $ 1,164,883
Loans by Class Modified as TDRs	The following table presents loans by class modified as TDRs that occurred during the year ended December 31, 2015: Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Recorded Investment (In thousands) Commercial loans Multifamily — $ — $ — Nonresidential — — — Land — — — Construction — — — Secured — — — Unsecured — — — Total commercial loans — — — Residential mortgage loans One-to four-family 14 1,283 1,337 Construction — — — Total residential mortgage loans 14 1,283 1,337 Consumer loans Home equity 14 844 845 Auto — — — Marine — — — Recreational vehicle — — — Other 1 28 8 Total consumer loans 15 872 853 Total restructured loans 29 $ 2,155 $ 2,190 The TDRs described above increased the allowance for loan losses by $135,000, and resulted in no charge-offs during the twelve months ended December 31, 2015. The following table presents loans by class modified as TDRs that occurred during the year ended December 31, 2014: Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Recorded Investment (Dollars in thousands) Commercial loans Multifamily — $ — $ — Nonresidential 1 120 120 Land — — — Construction — — — Secured — — — Unsecured — — — Total commercial loans 1 120 120 Residential mortgage loans One-to four-family 29 2,385 2,447 Construction — — — Total residential mortgage loans 29 2,385 2,447 Consumer loans Home equity 27 1,449 1,452 Auto — — — Marine — — — Recreational vehicle — — — Other — — — Total consumer loans 27 1,449 1,452 Total restructured loans 57 $ 3,954 $ 4,019 The TDRs described above increased the allowance for loan losses by $193,000, and resulted in $73,000 of charge-offs during the twelve months ended December 31, 2014. The following table presents loans by class modified as TDRs that occurred during the year ended December 31, 2013: Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Recorded Investment (Dollars in thousands) Commercial loans Multifamily 1 $ 469 $ 469 Nonresidential 1 41 41 Land 2 2,127 487 Construction 1 942 823 Secured — — — Unsecured — — — Total commercial loans 5 3,579 1,820 Residential mortgage loans One-to four-family 42 3,568 3,381 Construction — — — Total residential mortgage loans 42 3,568 3,381 Consumer loans Home equity 110 4,556 4,487 Auto — — — Marine — — — Recreational vehicle 4 791 804 Other — — — Total consumer loans 114 5,347 5,291 Total restructured loans 161 $ 12,494 $ 10,492
Loans by Class Modified as TDRs with Payment Default	The following table presents loans by class modified as TDRs for which there was a payment default within twelve months following the modification during the period ended December 31, 2015: Number of loans Recorded Investment (Dollars in thousands) Commercial loans Multifamily — $ — Nonresidential — — Land — — Construction — — Secured — — Unsecured — — Total commercial loans — — Residential mortgage loans One-to four-family 2 29 Construction — — Total residential mortgage loans 2 29 Consumer loans Home equity 1 40 Auto — — Marine — — Recreational vehicle — — Other 1 8 Total consumer loans 2 48 Total restructured loans 4 $ 77 The following table presents loans by class modified as TDRs for which there was a payment default within twelve months following the modification during the period ended December 31, 2014: Number of loans Recorded Investment (Dollars in thousands) Commercial loans Multifamily — $ — Nonresidential — — Land — — Construction — — Secured — — Unsecured — — Total commercial loans — — Residential mortgage loans One-to four-family 3 440 Construction — — Total residential mortgage loans 3 440 Consumer loans Home equity 2 90 Auto — — Marine — — Recreational vehicle — — Other — — Total consumer loans 2 90 Total restructured loans 5 $ 530 The following table presents loans by class modified as TDRs for which there was a payment default within twelve months following the modification during the period ended December 31, 2013: Number of loans Recorded Investment (Dollars in thousands) Commercial loans Multifamily 1 $ 463 Nonresidential — — Land 2 487 Construction 1 623 Secured — — Unsecured — — Total commercial loans 4 1,573 Residential mortgage loans One-to four-family 4 576 Construction — — Total residential mortgage loans 4 576 Consumer loans Home equity 6 207 Auto — — Marine — — Recreational vehicle 2 184 Other — — Total consumer loans 8 391 Total restructured loans 16 $ 2,540
Risk Category of Loans by Class of Loans	As of December 31, 2015 and December 31, 2014, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: December 31, 2015 (Dollars in thousands) Unclassified Classified Unclassified Special Mention Substandard Doubtful Loss Total Classified Total Loans Commercial Loans Multifamily $ 75,535 $ 3,727 $ 908 $ — $ — $ 908 $ 80,170 Nonresidential 151,415 4,121 19,920 — — 19,920 175,456 Land 8,917 — 384 — — 384 9,301 Construction 38,812 — — — — — 38,812 Secured 53,801 3,037 6,344 — — 6,344 63,182 Unsecured 2,728 — 103 — — 103 2,831 Total commercial loans 331,208 10,885 27,659 — — 27,659 369,752 Residential mortgage loans One-to four-family 726,922 111 6,652 — — 6,652 733,685 Construction 40,898 — — — — — 40,898 Total residential mortgage loans 767,820 111 6,652 — — 6,652 774,583 Consumer Loans Home equity 159,371 — 1,967 — — 1,967 161,338 Auto 11,304 2 42 — — 42 11,348 Marine 2,428 — 271 — — 271 2,699 Recreational vehicle 10,157 — 499 — — 499 10,656 Other 2,206 — 11 — — 11 2,217 Total consumer loans 185,466 2 2,790 — — 2,790 188,258 Total loans $ 1,284,494 $ 10,998 $ 37,101 $ — $ — $ 37,101 $ 1,332,593 December 31, 2014 (Dollars in thousands) Unclassified Classified Unclassified Special Mention Substandard Doubtful Loss Total Classified Total Loans Commercial Loans Multifamily $ 53,485 $ 4,134 $ 2,927 $ — $ — $ 2,927 $ 60,546 Nonresidential 92,074 12,290 17,231 — — 17,231 121,595 Land 8,952 — 532 — — 532 9,484 Construction 15,013 — 1,051 — — 1,051 16,064 Secured 39,480 900 4,708 — — 4,708 45,088 Unsecured 22 — 112 — — 112 134 Total commercial loans 209,026 17,324 26,561 — — 26,561 252,911 Residential mortgage loans One-to four-family 684,779 939 8,387 — — 8,387 694,105 Construction 37,113 — — — — — 37,113 Total residential mortgage loans 721,892 939 8,387 — — 8,387 731,218 Consumer Loans Home equity 152,599 — 2,177 — — 2,177 154,776 Auto 5,829 10 63 — — 63 5,902 Marine 3,766 — 151 — — 151 3,917 Recreational vehicle 13,846 — 208 — — 208 14,054 Other 2,099 — 6 — — 6 2,105 Total consumer loans 178,139 10 2,605 — — 2,605 180,754 Total loans $ 1,109,057 $ 18,273 $ 37,553 $ — $ — $ 37,553 $ 1,164,883
Loans to Officers and/or Directors	The following describes loans to officers and/or directors of United Community and Home Savings: (Dollars in thousands) Balance as of December 31, 2014 $ 527 New loans to officers and/or directors — Loan payments during 2015 (8 ) Reductions due to changes in officers and/or directors — Balance as of December 31, 2015 $ 519

MORTGAGE BANKING ACTIVITIES (Ta

MORTGAGE BANKING ACTIVITIES (Tables)	12 Months Ended
	Dec. 31, 2015
Mortgage Banking [Abstract]
Principal Balance of Mortgage Servicing Rights	Mortgage loans serviced for others are not reported as assets. The principal balance of these loans at year-end are as follows: 2015 2014 (Dollars in thousands) Mortgage loan portfolios serviced for: FHLMC $ 878,300 $ 821,609 FNMA 233,026 259,463
Capitalized Mortgage Servicing Rights	Activity for capitalized mortgage servicing rights, included in other assets, was as follows: For the Year Ended December 31, 2015 2014 2013 (Dollars in thousands) Balance, beginning of period $ 5,535 $ 5,941 $ 6,186 Originations 1,951 1,281 1,898 Amortized to expense (1,800 ) (1,687 ) (2,143 ) Balance, end of period 5,686 5,535 5,941 Less valuation allowance (39 ) (58 ) — Net balance $ 5,647 $ 5,477 $ 5,941
Valuation Allowance for Mortgage Servicing Rights	Activity in the valuation allowance for mortgage servicing rights was as follows: For the Year Ended December 31, 2015 2014 2013 (Dollars in thousands) Balance, beginning of period $ (58 ) $ — $ (680 ) Impairment charges (299 ) (60 ) — Recoveries 318 2 680 Balance, end of period $ (39 ) $ (58 ) $ —
Key Economic Assumptions in Measuring Value of Mortgage Servicing Rights	Key economic assumptions used in measuring the value of mortgage servicing rights at December 31, 2015 and 2014 were as follows: 2015 2014 Weighted average prepayment rate 192 PSA 219 PSA Weighted average life (in years) 3.47 3.61 Weighted average discount rate 9 % 8 %

OTHER REAL ESTATE OWNED AND O38

OTHER REAL ESTATE OWNED AND OTHER REPOSSESSED ASSETS (Tables)	12 Months Ended
	Dec. 31, 2015
Real Estate [Abstract]
Real Estate Owned and Other Repossessed Assets	Real estate owned and other repossessed assets at December 31, 2015 and 2014 was as follows: December 31, December 31, 2015 2014 (Dollars in thousands) Real estate owned and other repossessed assets $ 3,956 $ 4,890 Valuation allowance (1,229 ) (1,423 ) End of period $ 2,727 $ 3,467
Valuation Allowance Related to Real Estate Owned	Activity in the valuation allowance was as follows: 2015 2014 2013 (Dollars in thousands) Beginning of year $ 1,423 $ 4,059 $ 6,796 Additions charged to expense 287 580 2,014 Direct write-downs (481 ) (3,216 ) (4,751 ) End of year $ 1,229 $ 1,423 $ 4,059
Expenses Related to Foreclosed and Repossessed Assets	Expenses related to foreclosed and repossessed assets include: 2015 2014 2013 (Dollars in thousands) Net loss on sales $ 158 $ 220 $ 167 Provision for unrealized losses 287 580 2,014 Operating expenses, net of rental income 338 631 1,450 Total Expenses $ 783 $ 1,431 $ 3,631

PREMISES AND EQUIPMENT (Tables)

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Dec. 31, 2015
Property Plant And Equipment [Abstract]
Summary of Premises and Equipment	Premises and equipment consist of the following: December 31, 2015 2014 (Dollars in thousands) Land $ 6,993 $ 7,054 Buildings 23,841 23,487 Leasehold improvements 1,179 1,126 Furniture and equipment 23,861 22,931 55,874 54,598 Less: Accumulated depreciation and amortization 35,196 33,596 Total $ 20,678 $ 21,002
Component of Rent Commitments under Noncancelable Operating Leases	Rent commitments under noncancelable operating leases for offices were as follows, before considering renewal options that generally are present: (Dollars in thousands) 2016 $ 559 2017 579 2018 590 2019 594 2020 595 Thereafter 595 Total $ 3,512

INTANGIBLE ASSETS (Tables)

INTANGIBLE ASSETS (Tables)	12 Months Ended
	Dec. 31, 2015
Goodwill And Intangible Assets Disclosure [Abstract]
Amortization Intangible Assets and Estimated Amortization Expense	Acquired Intangible Assets As of December 31, 2015 2014 Gross Gross Carrying Accumulated Carrying Accumulated Amount Amortization Amount Amortization Amortized intangible assets: Core deposit intangibles $ 8,952 $ 8,922 $ 8,952 $ 8,868 Total $ 8,952 $ 8,922 $ 8,952 $ 8,868

DEPOSITS (Tables)

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2015
Banking And Thrift [Abstract]
Components of Deposits	Deposits consist of the following: December 31, 2015 2014 (Dollars in thousands) Checking accounts: Interest bearing $ 160,264 $ 137,511 Non-interest bearing 227,505 187,965 Savings accounts 280,889 274,149 Money market accounts 312,125 312,911 Certificates of deposit 454,960 435,300 Total deposits $ 1,435,743 $ 1,347,836
Interest Expense on Deposits	Interest expense on deposits is summarized as follows: December 31, 2015 2014 2013 (Dollars in thousands) Interest bearing demand deposits and money market accounts $ 1,006 $ 838 $ 1,016 Savings accounts 161 169 242 Certificates of deposit 5,359 5,428 6,365 Total $ 6,526 $ 6,435 $ 7,623
Summary of Certificates of Deposit by Maturity	A summary of certificates of deposit by maturity follows: December 31, 2015 (Dollars 2016 $ 207,814 2017 122,345 2018 66,978 2019 22,288 2020 and thereafter 35,535 Total $ 454,960
Summary of Certificates of Deposit with Balances of $250000 or More by Maturity	A summary of certificates of deposit with balances greater than $250,000 by maturity is as follows: December 31, 2015 2014 (Dollars in thousands) Three months or less $ 751 $ 558 Over three months to six months 2,067 2,761 Over six months to twelve months 25,668 1,691 Over twelve months 46,779 11,716 Total $ 75,265 $ 16,726

FEDERAL HOME LOAN BANK ADVANC42

FEDERAL HOME LOAN BANK ADVANCES (Tables)	12 Months Ended
	Dec. 31, 2015
Banking And Thrift [Abstract]
Summary of FHLB Advances	The following is a summary of FHLB advances: December 31, 2015 2014 (Dollars in thousands) Weighted Weighted Year of maturity Amount average rate Amount average rate 2015 $ — 0.00 % $ 140,000 0.14 % 2016 232,000 0.35 % — 0.00 % 2019 46,975 2.19 % 46,194 2.05 % $ 278,975 0.66 % $ 186,194 0.51 %

SECURITIES SOLD UNDER AGREEME43

SECURITIES SOLD UNDER AGREEMENT TO REPURCHASE AND OTHER BORROWINGS (Tables)	12 Months Ended
	Dec. 31, 2015
Banking And Thrift [Abstract]
Summary of Securities Sold Under an Agreement to Repurchase and Other Borrowings	The following is a summary of securities sold under an agreement to repurchase and other borrowings: December 31, 2015 2014 (Dollars in thousands) Amount Weighted average rate Amount Weighted average rate Securities sold under agreement to repurchase-term $ — — % $ 30,000 4.14 % Other borrowings 535 4.00 % 558 4.00 % Total repurchase agreements and other $ 535 4.00 % $ 30,558 4.14 %
Summary of Balances and Interest Rates	December 31, 2015 2014 2013 (Dollars in thousands) Average daily balance during the year $ 29,891 $ 82,102 $ 90,588 Average interest rate during the year 4.19 % 4.10 % 4.01 % Maximum month end balance during the year $ 30,556 $ 90,577 $ 90,597 Weighted average interest rate at year end 4.00 % 4.14 % 4.01 %

INCOME TAXES (Tables)

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Components of Income Tax Expense (Benefit)	The income tax expense (benefit) consists of the following components: For the Year Ended December 31, 2015 2014 2013 (Dollars in thousands) Current $ 577 $ 89 $ 200 Deferred 7,316 2,978 2,958 Change in valuation allowance — (42,802 ) (2,958 ) Total $ 7,893 $ (39,735 ) $ 200
Summary of Difference in Effective Tax Rates and Statutory Federal Income Tax Rate of 35%	Effective tax rates differ from the statutory federal income tax rate of 35% due to the following: For the Year Ended December 31, 2015 2014 2013 Dollars Rate Dollars Rate Dollars Rate (Dollars in thousands) Tax (benefit) at statutory rate $ 8,461 35.0 % $ 3,665 35.0 % $ 3,580 35.0 % Increase (decrease) due to: Tax exempt income (45 ) (0.2 )% — — % — — % Life insurance (602 ) (2.5 )% (500 ) (4.8 )% (382 ) (3.7 )% Other 79 0.3 % (98 ) (0.9 )% (40 ) (0.4 )% Valuation allowance — — % (42,802 ) (408.8 )% (2,958 ) (28.9 )% Income tax provision (benefit) $ 7,893 32.6 % $ (39,735 ) (379.5 )% $ 200 2.0 %
Significant Components of Deferred Tax Assets and Liabilities	Significant components of the deferred tax assets and liabilities are as follows: December 31, 2015 2014 (Dollars in thousands) Deferred tax assets: Loan loss reserves $ 6,199 $ 6,190 Postretirement benefits 564 1,066 Depreciation 611 625 Other real estate owned valuation 430 498 Tax credits carryforward 951 513 Unrealized loss on securities available for sale 1,341 2,324 Unrealized loss on securities held to maturity 517 — Interest on nonaccrual loans 834 943 Net operating loss carryforward 16,903 24,027 Purchase accounting adjustment 90 82 Accrued bonuses 723 459 Other 50 279 Deferred tax assets 29,213 37,006 Deferred tax liabilities: Deferred loan fees 510 321 Federal Home Loan Bank stock dividends 4,585 4,585 Mortgage servicing rights 1,976 1,917 FHLB prepayment penalty 1,059 1,332 Postretirement benefits accrual 447 493 Prepaid expenses 215 201 Deferred tax liabilities 8,792 8,849 Net deferred tax asset $ 20,421 $ 28,157

SHAREHOLDERS' EQUITY (Tables)

SHAREHOLDERS' EQUITY (Tables)	12 Months Ended
	Dec. 31, 2015
Equity [Abstract]
Summary of Accumulated Other Comprehensive Income (Loss) to Net Income Balances	The following is a summary of accumulated other comprehensive income (loss) to net income balances: Unrealized Gains (Losses) on Securities Available for Sale Disproportionate Tax Effect from Securities Available for Sale Unrealized Gains (Losses) on Held to Maturity Unrealized Gains (Losses) from Postretirement Plan Disproportionate Tax Effect from Postretirement Plan Total 2015 (Dollars in thousands) Balances at beginning of period, net of tax $ (4,315 ) $ (17,110 ) $ — $ 916 $ 511 $ (19,998 ) Transfer of losses from available for sale to held to maturity 999 — (999 ) — — — Other comprehensive income before reclassifications 916 — — 120 — 1,036 Accretion of unrealized losses transferred from available for sale to held to maturity recognized in other comprehensive income — — 39 — — 39 Reclassification adjustment for (gains) losses realized in income (92 ) — — (205 ) — (297 ) Net current period other comprehensive income 1,823 — (960 ) (85 ) — 778 Balances at end of period, net of tax $ (2,492 ) $ (17,110 ) $ (960 ) $ 831 $ 511 $ (19,220 ) Unrealized Gains (Losses) on Securities Available for Sale Disproportionate Tax Effect from Securities Available for Sale Unrealized Gains (Losses) from Postretirement Plan Disproportionate Tax Effect from Postretirement Plan Total 2014 (Dollars in thousands) Balances at beginning of period $ (40,393 ) $ (2,972 ) $ 1,829 $ (129 ) $ (41,665 ) Income tax 14,138 (14,138 ) (640 ) 640 — Balances at beginning of period, net of tax (26,255 ) (17,110 ) 1,189 511 (41,665 ) Other comprehensive income (loss) before reclassifications 22,229 — (130 ) — 22,099 Reclassification adjustment for (gains) losses realized in income (289 ) — (143 ) — (432 ) Net current period other comprehensive income 21,940 — (273 ) — 21,667 Balances at end of period, net of tax $ (4,315 ) $ (17,110 ) $ 916 $ 511 $ (19,998 ) Unrealized Gains (Losses) on Securities Available for Sale Disproportionate Tax Effect from Securities Available for Sale Unrealized Gains (Losses) from Postretirement Plan Disproportionate Tax Effect from Postretirement Plan Total 2013 (Dollars in thousands) Balances at beginning of period $ 8,053 $ (2,972 ) $ 1,730 $ (129 ) $ 6,682 Other comprehensive income (loss) before reclassifications (45,869 ) — 288 — (45,581 ) Reclassification adjustment for (gains) losses realized in income (2,577 ) — (189 ) — (2,766 ) Net current period other comprehensive income (48,446 ) — 99 — (48,347 ) Balances at end of period $ (40,393 ) $ (2,972 ) $ 1,829 $ (129 ) $ (41,665 )
Summary of Reclassification Out of Each Component of Accumulated Comprehensive Income (Loss) to Net Income	The following is significant amounts reclassified out of each component of accumulated comprehensive income (loss) to net income for the year ended December 31, 2015: Amount Reclassified From Accumulated Details About Accumulated Other Other Comprehensive Affected Line Item on the Statement Where Comprehensive Income Components Income to Net Income Net Income is Presented (Dollars in thousands) Realized net gains on the sale of available for sale securities $ (142 ) Net gains on securities available for sale 50 Tax expense (benefit) (92 ) Net of tax Amortization of postretirement benefits prior service costs (315 ) Reduction of salaries & employee benefits expense 110 Tax expense (benefit) (205 ) Net of tax Total reclassification during the period $ (297 ) Increase to net income The following is significant amounts reclassified out of each component of accumulated comprehensive income (loss) to net income for the year ended December 31, 2014: Amount Reclassified From Accumulated Details About Accumulated Other Other Comprehensive Affected Line Item on the Statement Where Comprehensive Income Components Income to Net Income Net Income is Presented (Dollars in thousands) Realized net gains on the sale of available for sale securities $ (444 ) Net gains on securities available for sale 155 Tax expense (benefit) (289 ) Net of tax Amortization of postretirement benefits prior service costs (220 ) Reduction of salaries & employee benefits expense 77 Tax expense (benefit) (143 ) Net of tax Total reclassification during the period $ (432 ) Increase to net income The following is significant amounts reclassified out of each component of accumulated comprehensive income (loss) for the year ended December 31, 2013: Amount Reclassified From Accumulated Details About Accumulated Other Other Comprehensive Affected Line Item on the Statement Where Comprehensive Income Components Income to Net Income Net Income is Presented (Dollars in thousands) Realized net gains on the sale of available for sale securities $ (2,577 ) Net gains on securities available for sale — Tax expense (benefit) (2,577 ) Net of tax Amortization of postretirement benefits prior service costs (189 ) Reduction of salaries & employee benefits expense — Tax expense (benefit) (189 ) Net of tax Total reclassification during the period $ (2,766 ) Increase to net income

REGULATORY CAPITAL MATTERS (Tab

REGULATORY CAPITAL MATTERS (Tables)	12 Months Ended
	Dec. 31, 2015
Home Savings [Member]
Actual and Statutory Required Capital Amounts and Ratios	December 31, 2015 To Be Well Capitalized Minimum Capital Under Prompt Requirements For Capital Corrective Action Actual Adequacy Purposes Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) Total capital (to risk-weighted assets) $ 240,697 18.72 % $ 102,879 8.00 % $ 128,599 10.00 % Tier 1 capital (to risk-weighted assets) 224,486 17.46 % 77,159 6.00 % 102,879 8.00 % Common equity Tier 1 capital (to risk-weighted assets) 224,486 17.46 % 57,869 4.50 % 83,589 6.50 % Tier 1 capital (to average assets)** 224,486 11.46 % 78,347 4.00 % 97,934 5.00 % **Tier 1 Leverage Capital Ratio December 31, 2014 To Be Well Capitalized Minimum Capital Under Prompt Requirements For Capital Corrective Action Actual Adequacy Purposes Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) Total risk-based capital to risk-weighted assets $ 233,974 21.13 % $ 88,602 8.00 % $ 110,752 10.00 % Tier 1 capital to risk-weighted assets 220,080 19.87 % * * 66,451 6.00 % Tier 1 capital to average total assets** 220,080 12.11 % 72,674 4.00 % 90,843 5.00 % * **Tier 1 Leverage Capital Ratio
Components of Regulatory Capital	The components of Home Savings’ regulatory capital are as follows: December 31, 2015 December 31, 2014 (Dollars in thousands) Total shareholders' equity $ 220,872 $ 217,372 Add (deduct) Accumulated other comprehensive income 19,236 20,015 Intangible assets (12 ) (84 ) Disallowed deferred tax assets (15,610 ) (17,223 ) Disallowed capitalized mortgage loan servicing rights — — Tier 1 Capital 224,486 220,080 Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 16,211 13,894 Total risk-based capital $ 240,697 $ 233,974
United Community [Member]
Actual and Statutory Required Capital Amounts and Ratios	Actual and regulatory required consolidated capital ratios for United Community, along with the dollar amount of capital implied by such ratios, are presented below. December 31, 2015 To Be Well Capitalized Minimum Capital Under Prompt Requirements For Capital Corrective Action Actual Adequacy Purposes Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) Total capital (to risk-weighted assets) $ 261,732 20.35 % $ 102,886 8.00 % $ 128,608 10.00 % Tier 1 capital (to risk-weighted assets) 245,503 19.09 % 77,165 6.00 % 102,886 8.00 % Common equity Tier 1 capital (to risk-weighted assets) 245,503 19.09 % 57,874 4.50 % 83,595 6.50 % Tier 1 capital (to average assets)** 245,503 12.53 % 78,348 4.00 % 97,934 5.00 %
Components of Regulatory Capital	The components of United Community’s consolidated regulatory capital are as follows: December 31, 2015 (Dollars in thousands) Total shareholders' equity $ 244,245 Add (deduct) Accumulated other comprehensive income 19,220 Intangible assets (12 ) Disallowed deferred tax assets (17,950 ) Disallowed capitalized mortgage loan servicing rights — Tier 1 Capital 245,503 Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 16,229 Total risk-based capital $ 261,732

BENEFIT PLANS (Tables)

BENEFIT PLANS (Tables)	12 Months Ended
	Dec. 31, 2015
Postemployment Benefits [Abstract]
Summary of Changes in Benefit Obligation	Information about changes in obligations of the benefit plan follows: For the Year Ended December 31, 2015 2014 (Dollars in thousands) Change in Benefit Obligation: Benefit obligation at beginning of year $ 1,636 $ 1,490 Service cost — — Net periodic benefit cost (benefit) (261 ) (163 ) Actuarial gain 131 420 Benefits paid (101 ) (111 ) Curtailment gain (1,072 ) — Benefit obligation at end of the year 333 1,636 Funded status of the plan $ (333 ) $ (1,636 )
Amounts Recognized in Accumulated Other Comprehensive Income	Amounts recognized in accumulated other comprehensive income, at December 31, 2015 and 2014 consists of the following: For the Year Ended December 31, 2015 2014 (Dollars in thousands) Prior service credit $ 228 $ 456 Net actuarial gains 1,050 952 $ 1,278 $ 1,408
Components of Net Periodic Benefit Cost/(Benefit)	Components of net periodic benefit cost/(benefit) are as follows: For the Year Ended December 31, 2015 2014 2013 (Dollars in thousands) Service cost $ — $ — $ — Interest cost 53 56 53 Expected return on plan assets — — — Net amortization of prior service cost (benefit) (228 ) (77 ) (77 ) Amortization of net actuarial gain (86 ) (142 ) (112 ) Curtailment gain (1,072 ) — — Net periodic benefit cost (1,333 ) (163 ) (136 ) Net (gain) loss (184 ) 200 (288 ) Prior service credit — — — Amortization of prior service cost and net actuarial gain 315 220 189 Total recognized in other comprehensive income 131 420 (99 ) Total recognized in net periodic benefit cost and other comprehensive income $ (1,202 ) $ 257 $ (235 ) Assumptions used in the valuations were as follows: Weighted average discount rate 3.90 % 3.40 % 3.95 %
Anticipated Benefits Payable Over the Next Ten Years	United Community anticipates benefits payable over the next ten years as follows: (Dollars in thousands) 2016 $ 119 2017 18 2018 18 2019 17 2020 17 2021-2025 77 Total $ 266
Summary of Activity in Plans	A summary of activity in the plans is as follows: For the Year Ended December 31, 2015 Shares Weighted average exercise price Aggregate intrinsic value (Dollars in thousands) Outstanding at beginning of year 579,905 $ 2.52 Granted 6,618 5.42 Exercised (14,200 ) 1.99 Forfeited — — Outstanding at end of period 572,323 2.56 $ 1,907 Options exercisable at end of period 558,581 2.51 1,893
Information Related to the Stock Options Granted and Exercised	Information related to the stock options granted and exercised during each year follows: 2015 2014 2013 Intrinsic value of options exercised $ 48,000 $ 147,000 $ 305,000 Cash received from option exercises 28,000 172,000 155,000 Tax benefit realized from option exercises — — — Weighted average fair value of options granted 1.70 1.73 2.44
Weighted-Average Assumptions for Determining Fair Value of Options Granted	The fair value of options granted in 2015, 2014 and 2013 were determined using the following weighted-average assumptions as of the grant date: 2015 2014 2013 Risk-free interest rate 1.49 % 1.74 % 0.99 % Expected term (years) 5 5 5 Expected stock volatility 35.95 % 85.75 % 85.75 % Dividend yield 0.74 % 0.80 % — %
Summary of Changes in Company's Nonvested Restricted Shares	A summary of changes in the Company’s nonvested restricted shares for the year is as follows: Shares Weighted average exercise price Nonvested shares at January 1, 2015 223,624 $ 3.88 Granted 162,711 5.33 Vested (117,754 ) 4.03 Forfeited (8,091 ) 4.87 Nonvested shares at December 31, 2015 260,490 4.68

FAIR VALUE (Tables)

FAIR VALUE (Tables)	12 Months Ended
	Dec. 31, 2015
Assets and Liabilities Measured at Fair Value on Recurring Basis	Assets and Liabilities Measured on a Recurring Basis: Assets and liabilities measured at fair value on a recurring basis are summarized below: Fair Value Measurements at December 31, 2015 Using: Quoted Significant Prices in Unobservable Active Significant Inputs Markets for Other Significant Identical Observable Unobservable December 31, Assets Inputs Inputs 2015 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Available for sale securities US Treasury and government sponsored entities’ securities $ 218,650 $ — $ 218,650 $ — States of the U.S. and policical subdivisions 11,040 — 11,040 — Mortgage-backed GSE securities: residential 127,980 — 127,980 — Loans held for sale, at fair value 26,716 — — 26,716 Interest rate caps 3 — — 3 Purchased certificate of deposit option 805 — 805 — Liabilities Written certificate of deposit option 805 — 805 — Fair Value Measurements at December 31, 2014 Using: Quoted Significant Prices in Unobservable Active Significant Inputs Markets for Other Significant Identical Observable Unobservable December 31, Assets Inputs Inputs 2014 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Available for sale securities US Treasury and government sponsored entities’ securities $ 227,957 $ — $ 227,957 $ — Mortgage-backed GSE securities: residential 271,833 — 271,833 — Interest rate caps 180 — — 180 Purchased certificate of deposit option 930 — 930 — Liabilities Written certificate of deposit option 930 — 930 —
Reconciliation of All Assets Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs (Level 3)	The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2015 and 2014, in thousands: Loans held for sale Twelve Months Ended December 31, 2015 (Dollars in thousands) Balance of recurring Level 3 assets at beginning of period $ — Total gains (losses) for the period Included in change in fair value of loans held for sale 1,519 Included in other comprehensive income — Originations 41,026 Amortizations — Sales (15,829 ) Balance of recurring Level 3 assets at end of period $ 26,716 Interest Rate Caps Twelve Months Ended December 31, 2015 2014 (Dollars in thousands) Balance of recurring Level 3 assets at beginning of period $ 180 $ 546 Total gains (losses) for the period Included in other income 341 152 Included in other comprehensive income — — Purchases — — Amortization (518 ) (518 ) Sales — — Balance of recurring Level 3 assets at end of period $ 3 $ 180
Assets and Liabilities Measured on Non-recurring Basis	Assets Measured on a Non-Recurring Basis Assets measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at December 31, 2015 Using: Quoted Significant Prices in Unobservable Active Significant Inputs Markets for Other Significant Identical Observable Unobservable December 31, Assets Inputs Inputs 2015 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Impaired loans Commercial loans Nonresidential $ 2,857 $ — $ — $ 2,857 Land 175 — — 175 Residential loans One-to four-family residential 1,493 — — 1,493 Consumer loans Home Equity 392 — — 392 Auto 1 — — 1 Mortgage servicing rights 604 — 604 — Other real estate owned, net Commercial loans Construction loans 785 — — 785 Nonresidential loans 175 — — 175 Residential loans One-to four-family residential 1,088 — — 1,088 Fair Value Measurements at December 31, 2014 Using: Quoted Significant Prices in Unobservable Active Significant Inputs Markets for Other Significant Identical Observable Unobservable December 31, Assets Inputs Inputs 2014 (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Impaired loans Commercial loans Multifamily $ 2 $ — $ — $ 2 Nonresidential 2,843 — — 2,843 Construction 958 — — 958 Residential loans One-to four-family residential 765 — — 765 Consumer loans Home Equity 236 — — 236 Auto 24 — — 24 Mortgage servicing rights 1,138 — 1,138 — Other real estate owned, net Commercial loans Construction loans 1,286 — — 1,286 Residential loans One-to four-family residential 640 — — 640
Fair Value Option for Newly Originated Permanent Construction Loans Held for Sale	As of December 31, 2015, the aggregate fair value, contractual balance and gain or loss was as follows: December 31, 2015 (Dollars in thousands) Aggregate fair value $ 26,716 Contractual balance 25,197 Gain 1,519
Carrying Value and Estimated Fair Values of Financial Instruments	The carrying value and estimated fair values of financial instruments at December 31, 2015 and December 31, 2014, were as follows: Fair Value Measurements at December 31, 2015 Using: December 31, 2015 Carrying Value (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Cash and cash equivalents $ 35,910 $ 35,910 $ — $ — Available for sale securities 357,670 — 357,670 — Held to maturity securities 110,699 — 108,536 1,108 Loans held for sale at lower of cost or market 9,085 — 9,207 — Loans held for sale at fair value 26,716 — — 26,716 Loans, net 1,316,192 — — 1,322,338 FHLB stock 18,068 n/a n/a n/a Accrued interest receivable 5,978 — 2,276 3,702 Interest rate caps 3 — — 3 Purchased certificate of deposit option 805 — 805 — Liabilities: Deposits: Checking, savings and money market accounts (980,783 ) (980,783 ) — — Certificates of deposit (454,960 ) — (459,433 ) — FHLB advances (278,975 ) — (279,053 ) — Repurchase agreements and other (535 ) — (548 ) — Advance payments by borrowers for taxes and insurance (21,174 ) (21,174 ) — — Accrued interest payable (53 ) — (53 ) — Written certificate of deposit option (805 ) — (805 ) — Fair Value Measurements at December 31, 2014 Using: December 31, 2014 Carrying Value (Level 1) (Level 2) (Level 3) (Dollars in thousands) Assets: Cash and cash equivalents $ 32,980 $ 32,980 $ — $ — Available for sale securities 499,790 — 499,790 — Loans held for sale 20,730 — 21,528 — Loans, net 1,148,093 — — 1,167,372 FHLB stock 18,068 n/a n/a n/a Accrued interest receivable 5,763 — 2,374 3,389 Interest rate caps 180 — — 180 Purchased certificate of deposit option 930 — 930 — Liabilities: Deposits: Checking, savings and money market accounts (912,536 ) (912,536 ) — — Certificates of deposit (435,300 ) — (442,268 ) — FHLB advances (186,194 ) — (186,290 ) — Repurchase agreements and other (30,558 ) — (32,817 ) — Advance payments by borrowers for taxes and insurance (19,904 ) (19,904 ) — — Accrued interest payable (185 ) — (185 ) — Written certificate of deposit option (930 ) — (930 ) —
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member]
Quantitative Information About Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value	The following table presents quantitative information about recurring Level 3 fair value measurements at December 31, 2015: Fair Value Valuation Technique Unobservable Inputs Range (Dollars in thousands) Loans held for sale $ 26,716 Comparable sales Time Discount 0.00%-1.80% Interest rate caps 3 Discounted cash flow Discount Rate 0.49%-1.18% The following table presents quantitative information about recurring Level 3 fair value measurements at December 31, 2014: Fair Value Valuation Technique Unobservable Inputs Range (Dollars in thousands) Interest rate caps $ 180 Discounted cash flow Discount Rate 0.49%-1.18%
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member]
Quantitative Information About Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value	The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a nonrecurring basis at December 31, 2015: Fair Value Valuation Technique(s) Unobservable Input(s) Range (Average) (Dollars in thousands) Impaired loans Commercial loans Nonresidential $ 2,857 Sales comparison approach Adjustment for differences between comparable sales 9.19%-12.380% (10.79%) Land 175 Sales comparison approach Adjustment for differences between comparable sales 0.00%-27.47% (13.74%) Residential loans One-to four-family residential 1,493 Sales comparison approach Adjustment for differences between comparable sales 0.00%-10.77% (4.27%) Consumer loans Home Equity 392 Sales comparison approach Adjustment for differences between comparable sales 0.00%-17.85% (8.93%) Other real estate owned, net Commercial loans Construction loans 785 Sales comparison approach Adjustment for differences between comparable sales 0.00-50.00% (21.71%) Nonresidential loans 175 Sales comparison approach Adjustment for differences between comparable sales 40.00-60.00% (50.00%) Residential loans One-to four-family residential 1,088 Sales comparison approach Adjustment for differences between comparable sales 0.00-40.50% (15.51%) Auto loans were excluded from the table above as their value is considered immaterial. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a nonrecurring basis at December 31, 2014: Fair Value Valuation Technique(s) Unobservable Input(s) Range (Average) (Dollars in thousands) Impaired loans Commercial loans Nonresidential $ 2,843 Sales comparison approach Adjustment for differences between comparable sales 0.00%-20.00% (10.00%) Multifamily 2 Sales comparison approach Adjustment for differences between comparable sales 0.00%-20.00% (10.00%) Construction loans 958 Sales comparison approach Adjustment for differences between comparable sales 0.00%-11.80% (3.70%) Residential loans One-to four-family residential 765 Sales comparison approach Adjustment for differences between comparable sales 0.00%-20.00% (10.00%) Consumer loans Home Equity 236 Sales comparison approach Adjustment for differences between comparable sales 0.00%-10.00% (5.00%) Auto 24 Sales comparison approach Adjustment for differences between comparable sales 0.00%-10.00% (5.00%) Other real estate owned, net Commercial loans Construction loans 1,286 Sales comparison approach Adjustment for differences between comparable sales 0.00-51.10% (26.83%) Residential loans One-to four-family residential 640 Sales comparison approach Adjustment for differences between comparable sales 0.00-58.10% (22.20%)

STATEMENT OF CASH FLOWS SUPPL49

STATEMENT OF CASH FLOWS SUPPLEMENTAL DISCLOSURE (Tables)	12 Months Ended
	Dec. 31, 2015
Supplemental Cash Flow Elements [Abstract]
Supplemental Disclosures of Cash Flow Information	Supplemental disclosures of cash flow information are summarized below: For the Year Ended December 31, 2015 2014 2013 (Dollars in thousands) Supplemental disclosures of cash flow information: Cash paid during the year for: Interest on deposits and borrowings $ 9,245 $ 12,190 $ 13,426 Income taxes 375 130 1,300 Supplemental schedule of noncash activities: Securities transferred from available for sale to held to maturity, at fair value 103,768 — — Transfers from loans to real estate owned 2,264 1,982 1,860 Amortization of preferred stock discount — — 6,751 Conversion of preferred stock to common stock — — 21,841

DERIVATIVES (Tables)

DERIVATIVES (Tables)	12 Months Ended
	Dec. 31, 2015
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Summary Information About the Interest Rate Caps Not Designated Hedges	Summary information about the interest rate caps not designated hedges as of December 31, 2015 and 2014 is as follows: December 31, 2015 December 31, 2014 (Dollars in thousands) Notional amounts $ 100,000 $ 100,000 Weighted average strike rate, based on three-month LIBOR 1.50 % 1.50 % Weighted average maturity remaining 0.75 years 1.75 years Fair value of combined interest rate caps $ 3 $ 180
Net Gains/(Losses) Recorded in Noninterest Income Relating to Instruments Not Designated as Hedges	The following table presents net gains/(losses) recorded in noninterest income relating to instruments not designated as hedges: December 31, 2015 December 31, 2014 December 31, 2013 (Dollars in thousands) Interest rate caps $ (177 ) $ (366 ) $ 110
Summary Information About Purchased and Written Options	Summary information about purchased and written options is as follows: December 31, 2015 December 31, 2014 (Dollars in thousands) Notion amount of purchased/written option $ 13,468 $ 8,264 Weighted average maturity 4.8 years 5.4 years Fair value of purchased/written option $ 805 $ 930
Freestanding Derivative Assets and Liabilities Not Designated as Hedges	The following table reflects the fair value and location in the consolidated statement of financial condition of interest rate caps, along with purchased and written certificates of deposit options: Included in other assets: December 31, 2015 December 31, 2014 (Dollars in thousands) Freestanding derivative assets not designated as hedges: Interest rate caps $ 3 $ 180 Purchased certificate of deposit option 805 930 Included in other liabilities: December 31, 2015 December 31, 2014 (Dollars in thousands) Freestanding derivative assets not designated as hedges: Written certificate of deposit option $ 805 $ 930

PARENT COMPANY FINANCIAL STAT51

PARENT COMPANY FINANCIAL STATEMENTS (Tables)	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Condensed Statements of Financial Condition	Condensed Statements of Financial Condition December 31, 2015 2014 (Dollars in thousands) Assets Cash and deposits with banks $ 21,163 $ 20,764 Federal funds sold and other — — Total cash and cash equivalents 21,163 20,764 Securities: Available for sale — — Investment in subsidiary-Home Savings 220,873 217,372 Other assets 2,395 2,043 Total assets $ 244,431 $ 240,179 Liabilities and Shareholders’ Equity Accrued expenses and other liabilities $ 186 $ 44 Total liabilities 186 44 Total shareholders’ equity 244,245 240,135 Total liabilities and shareholders’ equity $ 244,431 $ 240,179
Condensed Statements of Income and Comprehensive Income	Condensed Statements of Income and Comprehensive Income Year ended December 31, 2015 2014 2013 (Dollars in thousands) Income Interest income $ — $ 8 $ 5 Non-interest income — 331 — Total income — 339 5 Expenses Non-interest expenses 1,017 867 957 Total expenses 1,017 867 957 Loss before income taxes (1,017 ) (528 ) (952 ) Income tax benefit (356 ) (2,035 ) — Income (loss) before equity in undistributed net earnings of subsidiaries (661 ) 1,507 (952 ) Earnings distributed by subsidiaries 15,000 — — Increase in undistributed earnings of subsidiaries 1,943 48,699 10,979 Net income $ 16,282 $ 50,206 $ 10,027 Comprehensive income (loss) $ 17,060 $ 71,873 $ (38,320 )
Condensed Statements of Cash Flows	Condensed Statements of Cash Flows Year ended December 31, 2015 2014 2013 (Dollars in thousands) Cash Flows from Operating Activities Net income (loss) $ 16,282 $ 50,206 $ 10,027 Adjustments to reconcile net income to net cash provided by operating activities: Increase in undistributed earnings of the subsidiaries (1,943 ) (48,699 ) (10,979 ) Increase in deferred tax assets (356 ) (1,996 ) — Decrease in other assets 4 — 2,058 Net gains on securities sales — (331 ) — Increase (decrease) in other liabilities 86 (535 ) 45 Net cash from operating activities 14,073 (1,355 ) 1,151 Cash Flows from Investing Activities Sales of: Securities available for sale — 431 — Equity investment in Home Savings — — (16,000 ) Net cash from investing activities — 431 (16,000 ) Cash Flows from Financing Activities Issuance of preferred stock — — 21,841 Issuance of common stock, net of issuance costs — — 20,501 Purchase of treasury stock (10,333 ) (6,389 ) — Dividends paid (3,369 ) (1,001 ) — Proceeds from the exercise of stock options 28 172 155 Net cash from financing activities (13,674 ) (7,218 ) 42,497 Change in cash and cash equivalents 399 (8,142 ) 27,648 Cash and cash equivalents, beginning of year 20,764 28,906 1,258 Cash and cash equivalents, end of year $ 21,163 $ 20,764 $ 28,906

EARNINGS PER SHARE (Tables)

EARNINGS PER SHARE (Tables)	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Computation of Earnings Per Share	Twelve months ended December 31, 2015 2014 2013 (In thousands, except per share data) Net income (loss) per consolidated statements of income $ 16,282 $ 50,206 $ 10,027 Net (income) loss allocated to participating securities (81 ) (209 ) (36 ) Amortization of discount on preferred stock — — (6,751 ) Net income (loss) allocated to common stock $ 16,201 $ 49,997 $ 3,240 Basic earnings (loss) per common share computation: Distributed earnings allocated to common stock $ 3,350 $ 1,001 $ — Undistributed earnings (loss) allocated to common stock 12,851 48,996 3,240 Net earnings (loss) allocated to common stock $ 16,201 $ 49,997 $ 3,240 Weighted average common shares outstanding, including shares considered participating securities 48,320 50,125 44,423 Less: Average participating securities (242 ) (208 ) (161 ) Weighted average shares 48,078 49,917 44,262 Basic earnings (loss) per common share $ 0.34 $ 1.00 $ 0.07 Diluted earnings (loss) per common share computation: Net earnings (loss) allocated to common stock $ 16,201 $ 49,997 $ 3,240 Weighted average common shares outstanding for basic earnings per common share 48,078 49,917 44,262 Add: Dilutive effects of assumed exercises of stock options 272 251 271 Weighted average shares and dilutive potential common shares 48,350 50,168 44,533 Diluted earnings (loss) per common share $ 0.34 $ 1.00 $ 0.07
Summary of BCF Resulting from Issuance of Preferred Shares	The BCF resulting from the issuance of the preferred shares of United Community is calculated as follows: (In thousands) Total common shares that may be issued upon conversion of preferred shares 7,942 Intrinsic value (difference between consideration allocated to preferred stock upon conversion at $2.75 per $ 0.85 Beneficial conversion feature $ 6,751

QUARTERLY FINANCIAL INFORMATI53

QUARTERLY FINANCIAL INFORMATION (Tables)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Summary of Quarterly Data	The following table presents summarized quarterly data for each of the years indicated. Unaudited First Second Third Fourth 2015: Quarter Quarter Quarter Quarter Total (Dollars in thousands, except per share data) Interest income $ 16,034 $ 16,111 $ 16,654 $ 16,836 $ 65,635 Interest expense 2,154 2,260 2,353 2,346 9,113 Net interest income 13,880 13,851 14,301 14,490 56,522 Provision for loan losses (184 ) 753 673 893 2,135 Net interest income after provision for loan losses 14,064 13,098 13,628 13,597 54,387 Non-interest income 4,118 5,275 4,873 5,451 19,717 Non-interest expenses 12,681 12,208 12,285 12,755 (1) 49,929 Income before taxes 5,501 6,165 6,216 6,293 24,175 Income tax expense 1,815 2,040 2,073 1,965 7,893 Net income $ 3,686 $ 4,125 $ 4,143 $ 4,328 $ 16,282 Earnings per share: Basic earnings $ 0.07 $ 0.08 $ 0.09 $ 0.09 $ 0.34 Diluted earnings 0.07 0.08 0.09 0.09 0.34 1. Non-interest expense was higher for the fourth quarter of 2015 as a result of the Company incurring a $1.3 million prepayment penalty for the repayment of a high-cost repurchase agreement. Partially offsetting this expense was a decrease in salaries and employee benefits, which was due to organizational restructuring and modification of certain employee benefit plans. Unaudited First Second Third Fourth 2014: Quarter Quarter Quarter Quarter Total (Dollars in thousands, except per share data) Interest income $ 15,705 $ 15,811 $ 15,736 $ 15,992 $ 63,244 Interest expense 3,103 3,070 3,011 2,641 11,825 Net interest income 12,602 12,741 12,725 13,351 51,419 Provision for loan losses 33 (1,614 ) (1) 116 194 (1,271 ) Net interest income after provision for loan losses 12,569 14,355 12,609 13,157 52,690 Non-interest income 3,224 3,438 4,174 2,905 13,741 Non-interest expenses 13,543 14,226 14,252 13,939 55,960 Income before taxes 2,250 3,567 2,531 2,123 10,471 Income tax expense (benefit) 156 (38,837 ) (2) (369 ) (685 ) (39,735 ) Net income $ 2,094 $ 42,404 $ 2,900 $ 2,808 $ 50,206 Earnings per share: Basic earnings $ 0.04 $ 0.84 $ 0.06 $ 0.06 $ 1.00 Diluted earnings 0.04 0.84 0.06 0.06 1.00 1. The decrease in provision for loan losses in the second quarter, which was due primarily to a recovery of $1.0 million associated with a commercial loan customer, resulted in a release of approximately $748,000 in reserves. In addition to a change in loan loss factors associated with residential mortgage construction loans resulted in the release of approximately $794,000 in reserves. 2. As of June 30, 2014, the Company had reversed $38.8 million of the valuation allowance on its net deferred tax asset (DTA). The Company has evaluated its future taxable earnings projections and as a result, the entire amount of the DTA allowance reversal was determined to be a discrete item. The realization of a DTA is assessed and a valuation allowance is recorded if it is “more likely than not” that all or a portion of the DTA will not be realized. “More likely than not” is defined as the DTA being more than 50% likely of being realized. All available evidence, both positive and negative is considered to determine whether, based on the weight of that evidence, a valuation allowance against the net DTA is required. In assessing the need for a valuation allowance, the Company considered all available evidence about the realization of the DTA both positive and negative, that could be objectively verified.

Summary of Significant Accoun54

Summary of Significant Accounting Policies - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2015USD ($)Office	Dec. 31, 2014USD ($)
Summary Of Significant Accounting Policies [Line Items]
Number of retail banking offices, full service banking and loan production centers | Office	31
Percentage value of estimated real estate	90.00%
Goodwill | $	$ 0	$ 0
Recognized tax benefit	50.00%
Postretirement medical benefits number of years of service for eligibility	20 years
Postretirement medical benefits number of age of service for eligibility	60 years
Minimum [Member] | Buildings [Member]
Summary Of Significant Accounting Policies [Line Items]
Term of lease	20 years
Minimum [Member] | Furniture and Fixtures [Member]
Summary Of Significant Accounting Policies [Line Items]
Term of lease	3 years
Maximum [Member] | Buildings [Member]
Summary Of Significant Accounting Policies [Line Items]
Term of lease	40 years
Maximum [Member] | Furniture and Fixtures [Member]
Summary Of Significant Accounting Policies [Line Items]
Term of lease	5 years
James & Sons Insurance Company [Member]
Summary Of Significant Accounting Policies [Line Items]
Business acquisition date	Jan. 29, 2016

Subsequent Events (Unaudited) -

Subsequent Events (Unaudited) - Additional Information (Detail) - USD ($)	Jan. 29, 2016	Dec. 31, 2015	Dec. 31, 2014
Subsequent Event [Line Items]
Goodwill		$ 0	$ 0
James & Sons Insurance Company [Member]
Subsequent Event [Line Items]
Business acquisition date		Jan. 29, 2016
Subsequent [Member] | James & Sons Insurance Company [Member]
Subsequent Event [Line Items]
Business acquisition, cash	$ 360,000
Goodwill	1,600,000
Business acquisition, total assets purchase	2,300,000
Business acquisition, company stock	$ 1,500,000

Cash and Cash Equivalents - Add

Cash and Cash Equivalents - Additional Information (Detail) - USD ($) $ in Millions	Dec. 31, 2015	Dec. 31, 2014
Vault Cash [Member]
Cash and Cash Equivalents [Line Items]
Non interest bearing reserve balances	$ 10.9	$ 12.3

Securities - Components of Avai

Securities - Components of Available for Sale Portfolio (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Total amortized cost	$ 361,503	$ 506,429
Available-for-sale securities, Gross unrealized gains	406	515
Available-for-sale securities, Gross unrealized losses	(4,239)	(7,154)
Total fair value	357,670	499,790
U.S. Treasury and Government Sponsored Entities' Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total amortized cost	221,500	232,225
Available-for-sale securities, Gross unrealized gains	159	184
Available-for-sale securities, Gross unrealized losses	(3,009)	(4,452)
Total fair value	218,650	227,957
States of the U.S. and Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Total amortized cost	10,848
Available-for-sale securities, Gross unrealized gains	192
Total fair value	11,040
Mortgage-Backed GSE Securities: Residential [Member]
Schedule of Available-for-sale Securities [Line Items]
Total amortized cost	129,155	274,204
Available-for-sale securities, Gross unrealized gains	55	331
Available-for-sale securities, Gross unrealized losses	(1,230)	(2,702)
Total fair value	$ 127,980	$ 271,833

Securities - Components of Held

Securities - Components of Held to Maturity Securities Portfolio (Detail) - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Schedule Of Held To Maturity Securities [Line Items]
Held to maturity securities, Total amortized cost	$ 110,699,000	$ 0
Held to maturity securities, Gross unrecognized gains	148,000
Held to maturity securities, Gross unrecognized losses	(1,203,000)
Held to maturity securities, Fair value	109,644,000	$ 0
Mortgage-Backed GSE Securities: Residential [Member]
Schedule Of Held To Maturity Securities [Line Items]
Held to maturity securities, Total amortized cost	100,322,000
Held to maturity securities, Gross unrecognized losses	(1,203,000)
Held to maturity securities, Fair value	99,119,000
States of the U.S. and Political Subdivisions [Member]
Schedule Of Held To Maturity Securities [Line Items]
Held to maturity securities, Total amortized cost	10,377,000
Held to maturity securities, Gross unrecognized gains	148,000
Held to maturity securities, Fair value	$ 10,525,000

Securities - Additional Informa

Securities - Additional Information (Detail) - USD ($)	3 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Schedule Of Trading Securities And Other Trading Assets [Line Items]
Held to maturity securities, Carrying Value		$ 110,699,000	$ 0
Income tax expense related to net realized gains and losses		50,000	155,000	$ 0
Available for sale securities transferred to held to maturity, total amortized cost	$ 105,300,000
Available for sale securities transferred to held to maturity fair value	103,800,000
Net unrealized loss, net of taxes, on securities at date of transfer	$ (999,000)
Other than temporary impairment (OTTI) charge on equity investments		0	0	$ 0
Ohio Linked Deposit Program [Member]
Schedule Of Trading Securities And Other Trading Assets [Line Items]
Securities pledged for investment in Ohio Linked Deposit Program		$ 0	$ 501,000

Securities - Debt Securities Av

Securities - Debt Securities Available for Sale by Contractual Maturity (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Available For Sale Securities Debt Maturities [Abstract]
Due after five years through ten years, amortized cost	$ 199,440
Due after ten years, amortized cost	32,908
Mortgage-backed GSE securities: residential, amortized cost	129,155
Total amortized cost	361,503	$ 506,429
Due after five years through ten years, fair value	197,097
Due after ten years, fair value	32,593
Mortgage-backed GSE securities: residential, fair value	127,980
Total fair value	$ 357,670	$ 499,790

Securities - Debt Securities He

Securities - Debt Securities Held to Maturity by Contractual Maturity (Detail) - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Investments Debt And Equity Securities [Abstract]
Due in one year or less, amortized cost	$ 1,100,000
Due after five years through ten years, amortized cost	2,249,000
Due after ten years, amortized cost	7,028,000
Mortgage-backed GSE securities: residential, amortized cost	100,322,000
Held to maturity securities, Total amortized cost	110,699,000	$ 0
Due in one year or less, fair value	1,108,000
Due after five years through ten years, fair value	2,289,000
Due after ten years, fair value	7,128,000
Mortgage-backed GSE securities: residential, fair value	99,119,000
Held to maturity securities, Total fair value	$ 109,644,000	$ 0

Securities - Summary of Proceed

Securities - Summary of Proceeds, Gross Realized Gains, Losses and Impairment Charges of Available for Sale Securities (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Amortized Cost And Fair Value Debt Securities [Abstract]
Proceeds	$ 16,627	$ 14,595	$ 137,467
Gross gains	$ 142	$ 444	2,712
Gross losses			$ (135)

Securities - Securities Availab

Securities - Securities Available for Sale in Unrealized Loss Position (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Fair value, Less than 12 months	$ 240,461	$ 4,625
Unrealized loss, Less than 12 months	(2,496)	(40)
Fair value, 12 months or more	69,333	407,929
Unrealized loss, 12 months or more	(1,743)	(7,114)
Total Fair value	309,794	412,554
Total, unrealized loss	(4,239)	(7,154)
U.S. Treasury and Government Sponsored Entities' Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair value, Less than 12 months	139,876
Unrealized loss, Less than 12 months	(1,654)
Fair value, 12 months or more	55,055	214,495
Unrealized loss, 12 months or more	(1,355)	(4,452)
Total Fair value	194,931	214,495
Total, unrealized loss	(3,009)	(4,452)
Mortgage-Backed GSE Securities: Residential [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair value, Less than 12 months	100,585	4,625
Unrealized loss, Less than 12 months	(842)	(40)
Fair value, 12 months or more	14,278	193,434
Unrealized loss, 12 months or more	(388)	(2,662)
Total Fair value	114,863	198,059
Total, unrealized loss	$ (1,230)	$ (2,702)

Securities - Securities Held to

Securities - Securities Held to Maturity in Unrealized Loss Position (Detail) $ in Thousands	Dec. 31, 2015USD ($)
Schedule Of Held To Maturity Securities [Line Items]
Fair value, Less than 12 months	$ 22,723
Unrealized loss, Less than 12 months	(289)
Fair value, 12 months or more	76,396
Unrealized loss, 12 months or more	(2,390)
Total fair value	99,119
Total unrealized loss	(2,679)
Mortgage-Backed GSE Securities: Residential [Member]
Schedule Of Held To Maturity Securities [Line Items]
Fair value, Less than 12 months	22,723
Unrealized loss, Less than 12 months	(289)
Fair value, 12 months or more	76,396
Unrealized loss, 12 months or more	(2,390)
Total fair value	99,119
Total unrealized loss	$ (2,679)

Loans - Schedule of Portfolio o

Loans - Schedule of Portfolio of Loans (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable Allowance For Credit Losses [Line Items]
Total commercial loans	$ 369,752	$ 252,911
Total residential mortgage loans	774,583	731,218
Total consumer loans	188,258	180,754
Total loans	1,332,593	1,164,883
Allowance for loan losses	17,712	17,687	$ 21,116	$ 21,130
Deferred loan fees, net	(1,311)	(897)
Total	16,401	16,790
Loans, net	1,316,192	1,148,093
Multifamily [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Total commercial loans	80,170	60,546
Nonresidential [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Total commercial loans	175,456	121,595
Land [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Total commercial loans	9,301	9,484
Construction [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Total commercial loans	38,812	16,064
Total residential mortgage loans	40,898	37,113
Secured [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Total commercial loans	63,182	45,088
Unsecured [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Total commercial loans	2,831	134
One-to Four-Family [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Total residential mortgage loans	733,685	694,105
Home Equity [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Total consumer loans	161,338	154,776
Auto [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Total consumer loans	11,348	5,902
Marine [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Total consumer loans	2,699	3,917
Recreational Vehicle [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Total consumer loans	10,656	14,054
Other [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Total consumer loans	$ 2,217	$ 2,105

Loans - Number of Outstanding C

Loans - Number of Outstanding Commitments to Extend Credit (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Commitments to Make Loans [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Fixed Rate	$ 44,957	$ 44,192
Variable Rate	33,384	17,539
Undisbursed Loans in Process [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Fixed Rate	674	480
Variable Rate	111,738	86,736
Unused Lines of Credit [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Fixed Rate	10,162	13,995
Variable Rate	$ 115,812	$ 93,802

Loans - Additional Information

Loans - Additional Information (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Accounts Notes And Loans Receivable [Line Items]
Outstanding standby letters of credit	$ 474,000	$ 465,000
Outstanding commitments to fund the Overdraft Privilege Program	$ 46,100,000	$ 41,700,000
Evaluation period of net charge-off history	3 years	2 years
Total unpaid principal balance outstanding	$ 27,499,000	$ 32,120,000
Protracted litigation and reserve	546,000
Amounts charged off	$ 3,826,000	4,239,000	$ 8,627,000
Reduction in stated interest rate of loan, minimum outstanding period	6 months
Reduction in stated interest rate of loan, maximum outstanding period	2 years
Allowance for loan losses	$ 17,712,000	17,687,000	21,116,000	$ 21,130,000
Aggregate nonaccrual TDR loans	$ 16,747,000	20,451,000
Troubled debt restructuring period past due considered payment default	30 days
Period of cumulative homogeneous loans past due included in company analysis	90 days
Maximum duration under which loans may be housed under Special Mention category	No Longer Than 12 Months
TDRs [Member]
Accounts Notes And Loans Receivable [Line Items]
Increment in allowance for loan losses	$ 135,000	193,000	951,000
Amounts charged off	0	73,000	1,800,000
Recorded investment in trouble debt restructuring	26,300,000	31,200,000
Allowance for loan losses	2,300,000	2,600,000
commitment to lend additional amounts	42,000	50,000
Aggregate nonaccrual TDR loans	2,900,000	3,500,000
Aggregate accrual TDR loans	23,400,000	27,700,000
TDRs with Subsequent Default [Member]
Accounts Notes And Loans Receivable [Line Items]
Increment in allowance for loan losses	0	0	0
Amounts charged off	0	$ 0	$ 0
Secured [Member] | Nonresidential [Member]
Accounts Notes And Loans Receivable [Line Items]
Total unpaid principal balance outstanding	$ 7,000,000
Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Interest rate of fixed rate loan	2.75%
Period of maturity of fixed rate loan	3 months
Minimum [Member] | TDRs [Member]
Accounts Notes And Loans Receivable [Line Items]
Extension of the maturity date	6 months
Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Interest rate of fixed rate loan	18.00%
Period of maturity of fixed rate loan	30 years
Maximum [Member] | TDRs [Member]
Accounts Notes And Loans Receivable [Line Items]
Extension of the maturity date	10 years

Loans - Investment in Loans by

Loans - Investment in Loans by Portfolio Segment and Based on Impairment (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance, Beginning balance				$ 17,687				$ 21,116	$ 17,687	$ 21,116	$ 21,130
Provision (recovery) for loan losses	$ 893	$ 673	$ 753	(184)	$ 194	$ 116	$ (1,614)	33	2,135	(1,271)	4,116
Charge-offs									(3,826)	(4,239)	(8,627)
Recoveries									1,716	2,081	4,497
Allowance, Ending balance	17,712				17,687				17,712	17,687	21,116
Allowance, Loans individually evaluated for impairment	2,816				3,310				2,816	3,310
Allowance, Loans collectively evaluated for impairment	14,896				14,377				14,896	14,377
Period-end balances, Loans individually evaluated for impairment	39,659				45,897				39,659	45,897
Period-end balances, Loans collectively evaluated for impairment	1,292,934				1,118,986				1,292,934	1,118,986
Total loans	1,332,593				1,164,883				1,332,593	1,164,883
Commercial Loans [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance, Beginning balance				5,690				6,984	5,690	6,984	9,156
Provision (recovery) for loan losses									2,922	(649)	(491)
Charge-offs									(1,268)	(1,656)	(5,208)
Recoveries									733	1,011	3,527
Allowance, Ending balance	8,077				5,690				8,077	5,690	6,984
Allowance, Loans individually evaluated for impairment	568				717				568	717
Allowance, Loans collectively evaluated for impairment	7,509				4,973				7,509	4,973
Period-end balances, Loans individually evaluated for impairment	9,698				14,845				9,698	14,845
Period-end balances, Loans collectively evaluated for impairment	360,054				238,066				360,054	238,066
Total loans	369,752				252,911				369,752	252,911
Residential Mortgage Loans [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance, Beginning balance				8,517				9,830	8,517	9,830	7,515
Provision (recovery) for loan losses									(974)	(550)	3,598
Charge-offs									(1,301)	(1,005)	(1,536)
Recoveries									388	242	253
Allowance, Ending balance	6,630				8,517				6,630	8,517	9,830
Allowance, Loans individually evaluated for impairment	1,541				1,751				1,541	1,751
Allowance, Loans collectively evaluated for impairment	5,089				6,766				5,089	6,766
Period-end balances, Loans individually evaluated for impairment	19,348				19,209				19,348	19,209
Period-end balances, Loans collectively evaluated for impairment	755,235				712,009				755,235	712,009
Total loans	774,583				731,218				774,583	731,218
Consumer Loans [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance, Beginning balance				$ 3,480				$ 4,302	3,480	4,302	4,459
Provision (recovery) for loan losses									187	(72)	1,009
Charge-offs									(1,257)	(1,578)	(1,883)
Recoveries									595	828	717
Allowance, Ending balance	3,005				3,480				3,005	3,480	$ 4,302
Allowance, Loans individually evaluated for impairment	707				842				707	842
Allowance, Loans collectively evaluated for impairment	2,298				2,638				2,298	2,638
Period-end balances, Loans individually evaluated for impairment	10,613				11,843				10,613	11,843
Period-end balances, Loans collectively evaluated for impairment	177,645				168,911				177,645	168,911
Total loans	$ 188,258				$ 180,754				$ 188,258	$ 180,754

Loans - Presentation of Loans I

Loans - Presentation of Loans Individually Evaluated for Impairment by Class (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable Impaired [Line Items]
With no specific allowance recorded, Unpaid Principal Balance	$ 24,403	$ 27,869
With no specific allowance recorded, Recorded Investment	12,340	16,138
With no specific allowance recorded, Average Recorded Investment	12,227	16,563	$ 36,360
With no specific allowance recorded, Interest Income Recognized	203	377	684
With no specific allowance recorded, Cash Basis Income Recognized	194	366	640
With a specific allowance recorded, Unpaid Principal Balance	27,499	32,120
With a specific allowance recorded, Recorded Investment	27,319	29,759
With a specific allowance recorded, Allowance for Loan Losses Allocated	2,816	3,310
With a specific allowance recorded, Average Recorded Investment	29,881	30,526	14,150
With a specific allowance recorded, Interest Income Recognized	1,154	1,125	705
With a specific allowance recorded, Cash Basis Income Recognized	1,078	1,054	661
Total Unpaid Principal Balance	51,902	59,989
Total Recorded Investment	39,659	45,897
Total Average Recorded Investment	42,108	47,089	50,510
Total Interest Income Recognized	1,357	1,502	1,389
Total Cash Basis Income Recognized	1,272	1,420	1,301
Commercial Loans [Member]
Financing Receivable Impaired [Line Items]
With no specific allowance recorded, Unpaid Principal Balance	13,911	19,631
With no specific allowance recorded, Recorded Investment	4,390	10,089
With no specific allowance recorded, Average Recorded Investment	5,653	9,114	12,371
With no specific allowance recorded, Interest Income Recognized	10	260	22
With no specific allowance recorded, Cash Basis Income Recognized	10	256	22
With a specific allowance recorded, Unpaid Principal Balance	5,488	7,116
With a specific allowance recorded, Recorded Investment	5,308	4,756
With a specific allowance recorded, Allowance for Loan Losses Allocated	568	717
With a specific allowance recorded, Average Recorded Investment	6,383	4,707	7,358
With a specific allowance recorded, Interest Income Recognized	119
With a specific allowance recorded, Cash Basis Income Recognized	117
Commercial Loans [Member] | Multifamily [Member]
Financing Receivable Impaired [Line Items]
With no specific allowance recorded, Unpaid Principal Balance	165	185
With no specific allowance recorded, Recorded Investment		85
With no specific allowance recorded, Average Recorded Investment	21	87	638
With no specific allowance recorded, Interest Income Recognized	4		2
With no specific allowance recorded, Cash Basis Income Recognized	4		2
With a specific allowance recorded, Unpaid Principal Balance		33
With a specific allowance recorded, Recorded Investment		8
With a specific allowance recorded, Allowance for Loan Losses Allocated		6
With a specific allowance recorded, Average Recorded Investment	21	293	330
Commercial Loans [Member] | Nonresidential [Member]
Financing Receivable Impaired [Line Items]
With no specific allowance recorded, Unpaid Principal Balance	1,215	7,201
With no specific allowance recorded, Recorded Investment	306	5,582
With no specific allowance recorded, Average Recorded Investment	1,389	4,248	5,377
With no specific allowance recorded, Interest Income Recognized	6	260	19
With no specific allowance recorded, Cash Basis Income Recognized	6	256	19
With a specific allowance recorded, Unpaid Principal Balance	5,164	3,944
With a specific allowance recorded, Recorded Investment	4,984	3,561
With a specific allowance recorded, Allowance for Loan Losses Allocated	565	615
With a specific allowance recorded, Average Recorded Investment	5,659	2,408	3,835
With a specific allowance recorded, Interest Income Recognized	119
With a specific allowance recorded, Cash Basis Income Recognized	117
Commercial Loans [Member] | Land [Member]
Financing Receivable Impaired [Line Items]
With no specific allowance recorded, Unpaid Principal Balance	3,922	3,958
With no specific allowance recorded, Recorded Investment	384	532
With no specific allowance recorded, Average Recorded Investment	474	521	1,290
With a specific allowance recorded, Average Recorded Investment			532
Commercial Loans [Member] | Construction [Member]
Financing Receivable Impaired [Line Items]
With no specific allowance recorded, Unpaid Principal Balance	3,593	1,126
With no specific allowance recorded, Recorded Investment		188
With no specific allowance recorded, Average Recorded Investment	69	552	1,381
With a specific allowance recorded, Unpaid Principal Balance		2,815
With a specific allowance recorded, Recorded Investment		863
With a specific allowance recorded, Allowance for Loan Losses Allocated		93
With a specific allowance recorded, Average Recorded Investment	379	1,682	2,559
Commercial Loans [Member] | Secured [Member]
Financing Receivable Impaired [Line Items]
With no specific allowance recorded, Unpaid Principal Balance	3,884	3,903
With no specific allowance recorded, Recorded Investment	3,700	3,702
With no specific allowance recorded, Average Recorded Investment	3,700	3,706	3,506
With a specific allowance recorded, Unpaid Principal Balance	324	324
With a specific allowance recorded, Recorded Investment	324	324
With a specific allowance recorded, Allowance for Loan Losses Allocated	3	3
With a specific allowance recorded, Average Recorded Investment	324	324	102
Commercial Loans [Member] | Unsecured [Member]
Financing Receivable Impaired [Line Items]
With no specific allowance recorded, Unpaid Principal Balance	1,132	3,258
With no specific allowance recorded, Average Recorded Investment			179
With no specific allowance recorded, Interest Income Recognized			1
With no specific allowance recorded, Cash Basis Income Recognized			1
Residential Mortgage Loans [Member]
Financing Receivable Impaired [Line Items]
With no specific allowance recorded, Unpaid Principal Balance	7,607	6,015
With no specific allowance recorded, Recorded Investment	5,866	4,518
With no specific allowance recorded, Average Recorded Investment	4,710	5,287	14,679
With no specific allowance recorded, Interest Income Recognized	156	83	393
With no specific allowance recorded, Cash Basis Income Recognized	149	77	361
With a specific allowance recorded, Unpaid Principal Balance	13,482	14,691
With a specific allowance recorded, Recorded Investment	13,482	14,691
With a specific allowance recorded, Allowance for Loan Losses Allocated	1,541	1,751
With a specific allowance recorded, Average Recorded Investment	14,324	15,039	4,077
With a specific allowance recorded, Interest Income Recognized	592	607	369
With a specific allowance recorded, Cash Basis Income Recognized	539	561	342
Residential Mortgage Loans [Member] | One-to Four-Family [Member]
Financing Receivable Impaired [Line Items]
With no specific allowance recorded, Unpaid Principal Balance	7,607	6,015
With no specific allowance recorded, Recorded Investment	5,866	4,518
With no specific allowance recorded, Average Recorded Investment	4,710	5,287	14,679
With no specific allowance recorded, Interest Income Recognized	156	83	393
With no specific allowance recorded, Cash Basis Income Recognized	149	77	361
With a specific allowance recorded, Unpaid Principal Balance	13,482	14,691
With a specific allowance recorded, Recorded Investment	13,482	14,691
With a specific allowance recorded, Allowance for Loan Losses Allocated	1,541	1,751
With a specific allowance recorded, Average Recorded Investment	14,324	15,039	4,077
With a specific allowance recorded, Interest Income Recognized	592	607	369
With a specific allowance recorded, Cash Basis Income Recognized	539	561	342
Consumer Loans [Member]
Financing Receivable Impaired [Line Items]
With no specific allowance recorded, Unpaid Principal Balance	2,885	2,223
With no specific allowance recorded, Recorded Investment	2,084	1,531
With no specific allowance recorded, Average Recorded Investment	1,864	2,162	9,310
With no specific allowance recorded, Interest Income Recognized	37	34	269
With no specific allowance recorded, Cash Basis Income Recognized	35	33	257
With a specific allowance recorded, Unpaid Principal Balance	8,529	10,313
With a specific allowance recorded, Recorded Investment	8,529	10,312
With a specific allowance recorded, Allowance for Loan Losses Allocated	707	842
With a specific allowance recorded, Average Recorded Investment	9,174	10,780	2,715
With a specific allowance recorded, Interest Income Recognized	443	518	336
With a specific allowance recorded, Cash Basis Income Recognized	422	493	319
Consumer Loans [Member] | Home Equity [Member]
Financing Receivable Impaired [Line Items]
With no specific allowance recorded, Unpaid Principal Balance	2,245	1,901
With no specific allowance recorded, Recorded Investment	1,718	1,262
With no specific allowance recorded, Average Recorded Investment	1,491	1,757	8,404
With no specific allowance recorded, Interest Income Recognized	31	29	245
With no specific allowance recorded, Cash Basis Income Recognized	29	29	234
With a specific allowance recorded, Unpaid Principal Balance	7,236	9,577
With a specific allowance recorded, Recorded Investment	7,236	9,577
With a specific allowance recorded, Allowance for Loan Losses Allocated	522	722
With a specific allowance recorded, Average Recorded Investment	8,346	10,007	2,369
With a specific allowance recorded, Interest Income Recognized	402	494	320
With a specific allowance recorded, Cash Basis Income Recognized	381	470	303
Consumer Loans [Member] | Auto [Member]
Financing Receivable Impaired [Line Items]
With no specific allowance recorded, Unpaid Principal Balance	20	47
With no specific allowance recorded, Recorded Investment	14	37
With no specific allowance recorded, Average Recorded Investment	22	66	45
With no specific allowance recorded, Interest Income Recognized		1	1
With no specific allowance recorded, Cash Basis Income Recognized		1	1
With a specific allowance recorded, Unpaid Principal Balance		7
With a specific allowance recorded, Recorded Investment		6
With a specific allowance recorded, Allowance for Loan Losses Allocated		1
With a specific allowance recorded, Average Recorded Investment	2	8
Consumer Loans [Member] | Marine [Member]
Financing Receivable Impaired [Line Items]
With no specific allowance recorded, Unpaid Principal Balance	496	151
With no specific allowance recorded, Recorded Investment	271	151
With no specific allowance recorded, Average Recorded Investment	280	155	174
With no specific allowance recorded, Interest Income Recognized	2
With no specific allowance recorded, Cash Basis Income Recognized	2
With a specific allowance recorded, Unpaid Principal Balance	163
With a specific allowance recorded, Recorded Investment	163
With a specific allowance recorded, Allowance for Loan Losses Allocated	3
With a specific allowance recorded, Average Recorded Investment	41
With a specific allowance recorded, Interest Income Recognized	7
With a specific allowance recorded, Cash Basis Income Recognized	7
Consumer Loans [Member] | Recreational Vehicle [Member]
Financing Receivable Impaired [Line Items]
With no specific allowance recorded, Unpaid Principal Balance	121	124
With no specific allowance recorded, Recorded Investment	78	81
With no specific allowance recorded, Average Recorded Investment	70	181	685
With no specific allowance recorded, Interest Income Recognized	4	4	23
With no specific allowance recorded, Cash Basis Income Recognized	4	3	22
With a specific allowance recorded, Unpaid Principal Balance	1,122	729
With a specific allowance recorded, Recorded Investment	1,122	729
With a specific allowance recorded, Allowance for Loan Losses Allocated	181	119
With a specific allowance recorded, Average Recorded Investment	783	765	346
With a specific allowance recorded, Interest Income Recognized	33	24	16
With a specific allowance recorded, Cash Basis Income Recognized	33	23	16
Consumer Loans [Member] | Other [Member]
Financing Receivable Impaired [Line Items]
With no specific allowance recorded, Unpaid Principal Balance	3
With no specific allowance recorded, Recorded Investment	3
With no specific allowance recorded, Average Recorded Investment	1	$ 3	$ 2
With a specific allowance recorded, Unpaid Principal Balance	8
With a specific allowance recorded, Recorded Investment	8
With a specific allowance recorded, Allowance for Loan Losses Allocated	1
With a specific allowance recorded, Average Recorded Investment	2
With a specific allowance recorded, Interest Income Recognized	1
With a specific allowance recorded, Cash Basis Income Recognized	$ 1

Loans - Loans in Process of For

Loans - Loans in Process of Foreclosure (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable Impaired [Line Items]
Unpaid Principal Balance	$ 51,902	$ 59,989
Total Recorded Investment	39,659	45,897
Residential Mortgage Loans [Member] | Loans In Process Of Foreclosure [Member]
Financing Receivable Impaired [Line Items]
Unpaid Principal Balance	1,294	1,714
Total Recorded Investment	1,162	1,661
Consumer Loans [Member] | Loans In Process Of Foreclosure [Member]
Financing Receivable Impaired [Line Items]
Unpaid Principal Balance	845	707
Total Recorded Investment	$ 643	$ 489

Loans - Presentation of Recorde

Loans - Presentation of Recorded Investment in Nonaccrual Loans and Loans Past Due Over 90 Days and Still on Accrual by Class of Loans (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable Recorded Investment Past Due [Line Items]
Financing receivable, recorded investment, Nonaccrual	$ 16,747	$ 20,451
Commercial Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Financing receivable, recorded investment, Nonaccrual	7,999	11,472
Commercial Loans [Member] | Multifamily [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Financing receivable, recorded investment, Nonaccrual		93
Commercial Loans [Member] | Nonresidential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Financing receivable, recorded investment, Nonaccrual	3,599	5,781
Commercial Loans [Member] | Land [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Financing receivable, recorded investment, Nonaccrual	384	531
Commercial Loans [Member] | Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Financing receivable, recorded investment, Nonaccrual		1,051
Commercial Loans [Member] | Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Financing receivable, recorded investment, Nonaccrual	4,016	4,016
Residential Mortgage Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Financing receivable, recorded investment, Nonaccrual	6,181	6,816
Residential Mortgage Loans [Member] | One-to Four-Family [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Financing receivable, recorded investment, Nonaccrual	6,181	6,816
Consumer Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Financing receivable, recorded investment, Nonaccrual	2,567	2,163
Consumer Loans [Member] | Home Equity [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Financing receivable, recorded investment, Nonaccrual	1,804	1,792
Consumer Loans [Member] | Auto [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Financing receivable, recorded investment, Nonaccrual	23	66
Consumer Loans [Member] | Marine [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Financing receivable, recorded investment, Nonaccrual	218	119
Consumer Loans [Member] | Recreational Vehicle [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Financing receivable, recorded investment, Nonaccrual	511	184
Consumer Loans [Member] | Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Financing receivable, recorded investment, Nonaccrual	$ 11	$ 2

Loans - Presentation of Age Ana

Loans - Presentation of Age Analysis of Past-Due Loans, Segregated by Class of Loans (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	$ 22,617	$ 20,948
Current Loans	1,309,976	1,143,935
Total loans	1,332,593	1,164,883
30-59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	5,383	3,343
60-89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	955	1,587
Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	16,279	16,018
Commercial Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	8,446	9,582
Current Loans	361,306	243,329
Total loans	369,752	252,911
Commercial Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	488
Commercial Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	7,958	9,582
Commercial Loans [Member] | Multifamily [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due		93
Current Loans	80,170	60,453
Total loans	80,170	60,546
Commercial Loans [Member] | Multifamily [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due		93
Commercial Loans [Member] | Nonresidential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	3,558	3,891
Current Loans	171,898	117,704
Total loans	175,456	121,595
Commercial Loans [Member] | Nonresidential [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	3,558	3,891
Commercial Loans [Member] | Land [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	384	531
Current Loans	8,917	8,953
Total loans	9,301	9,484
Commercial Loans [Member] | Land [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	384	531
Commercial Loans [Member] | Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due		1,051
Current Loans	38,812	15,013
Total loans	38,812	16,064
Commercial Loans [Member] | Construction [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due		1,051
Commercial Loans [Member] | Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	4,504	4,016
Current Loans	58,678	41,072
Total loans	63,182	45,088
Commercial Loans [Member] | Secured [Member] | 30-59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	488
Commercial Loans [Member] | Secured [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	4,016	4,016
Commercial Loans [Member] | Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Current Loans	2,831	134
Total loans	2,831	134
Residential Mortgage Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	10,379	7,740
Current Loans	764,204	723,478
Total loans	774,583	731,218
Residential Mortgage Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	3,843	2,279
Residential Mortgage Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	635	605
Residential Mortgage Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	5,901	4,856
Residential Mortgage Loans [Member] | Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Current Loans	40,898	37,113
Total loans	40,898	37,113
Residential Mortgage Loans [Member] | One-to Four-Family [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	10,379	7,740
Current Loans	723,306	686,365
Total loans	733,685	694,105
Residential Mortgage Loans [Member] | One-to Four-Family [Member] | 30-59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	3,843	2,279
Residential Mortgage Loans [Member] | One-to Four-Family [Member] | 60-89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	635	605
Residential Mortgage Loans [Member] | One-to Four-Family [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	5,901	4,856
Consumer Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	3,792	3,626
Current Loans	184,466	177,128
Total loans	188,258	180,754
Consumer Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	1,052	1,064
Consumer Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	320	982
Consumer Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	2,420	1,580
Consumer Loans [Member] | Home Equity [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	3,017	2,302
Current Loans	158,321	152,474
Total loans	161,338	154,776
Consumer Loans [Member] | Home Equity [Member] | 30-59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	961	588
Consumer Loans [Member] | Home Equity [Member] | 60-89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	268	183
Consumer Loans [Member] | Home Equity [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	1,788	1,531
Consumer Loans [Member] | Automobile [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	15	51
Current Loans	11,333	5,851
Total loans	11,348	5,902
Consumer Loans [Member] | Automobile [Member] | 30-59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	5	21
Consumer Loans [Member] | Automobile [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	10	30
Consumer Loans [Member] | Marine [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	168	686
Current Loans	2,531	3,231
Total loans	2,699	3,917
Consumer Loans [Member] | Marine [Member] | 60-89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	51	686
Consumer Loans [Member] | Marine [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	117
Consumer Loans [Member] | Recreational Vehicle [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	565	579
Current Loans	10,091	13,475
Total loans	10,656	14,054
Consumer Loans [Member] | Recreational Vehicle [Member] | 30-59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	71	452
Consumer Loans [Member] | Recreational Vehicle [Member] | 60-89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due		109
Consumer Loans [Member] | Recreational Vehicle [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	494	18
Consumer Loans [Member] | Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	27	8
Current Loans	2,190	2,097
Total loans	2,217	2,105
Consumer Loans [Member] | Other [Member] | 30-59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	15	3
Consumer Loans [Member] | Other [Member] | 60-89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	1	4
Consumer Loans [Member] | Other [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	$ 11	$ 1

Loans - Loans by Class Modified

Loans - Loans by Class Modified as TDRs (Detail) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)Loan	Dec. 31, 2014USD ($)Loan	Dec. 31, 2013USD ($)Loan
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	29	57	161
Pre-Modification Outstanding Recorded Investment	$ 2,155	$ 3,954	$ 12,494
Post-Modification Recorded Investment	$ 2,190	$ 4,019	$ 10,492
Commercial Loans [Member]
Financing Receivable Modifications [Line Items]
Number of Loans | Loan		1	5
Pre-Modification Outstanding Recorded Investment		$ 120	$ 3,579
Post-Modification Recorded Investment		$ 120	$ 1,820
Commercial Loans [Member] | Multifamily [Member]
Financing Receivable Modifications [Line Items]
Number of Loans | Loan			1
Pre-Modification Outstanding Recorded Investment			$ 469
Post-Modification Recorded Investment			$ 469
Commercial Loans [Member] | Nonresidential [Member]
Financing Receivable Modifications [Line Items]
Number of Loans | Loan		1	1
Pre-Modification Outstanding Recorded Investment		$ 120	$ 41
Post-Modification Recorded Investment		$ 120	$ 41
Commercial Loans [Member] | Land [Member]
Financing Receivable Modifications [Line Items]
Number of Loans | Loan			2
Pre-Modification Outstanding Recorded Investment			$ 2,127
Post-Modification Recorded Investment			$ 487
Commercial Loans [Member] | Construction [Member]
Financing Receivable Modifications [Line Items]
Number of Loans | Loan			1
Pre-Modification Outstanding Recorded Investment			$ 942
Post-Modification Recorded Investment			$ 823
Residential Mortgage Loans [Member]
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	14	29	42
Pre-Modification Outstanding Recorded Investment	$ 1,283	$ 2,385	$ 3,568
Post-Modification Recorded Investment	$ 1,337	$ 2,447	$ 3,381
Residential Mortgage Loans [Member] | One-to Four-Family [Member]
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	14	29	42
Pre-Modification Outstanding Recorded Investment	$ 1,283	$ 2,385	$ 3,568
Post-Modification Recorded Investment	$ 1,337	$ 2,447	$ 3,381
Consumer Loans [Member]
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	15	27	114
Pre-Modification Outstanding Recorded Investment	$ 872	$ 1,449	$ 5,347
Post-Modification Recorded Investment	$ 853	$ 1,452	$ 5,291
Consumer Loans [Member] | Home Equity [Member]
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	14	27	110
Pre-Modification Outstanding Recorded Investment	$ 844	$ 1,449	$ 4,556
Post-Modification Recorded Investment	$ 845	$ 1,452	$ 4,487
Consumer Loans [Member] | Recreational Vehicle [Member]
Financing Receivable Modifications [Line Items]
Number of Loans | Loan			4
Pre-Modification Outstanding Recorded Investment			$ 791
Post-Modification Recorded Investment			$ 804
Consumer Loans [Member] | Other [Member]
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	1
Pre-Modification Outstanding Recorded Investment	$ 28
Post-Modification Recorded Investment	$ 8

Loans - Loans by Class Modifi74

Loans - Loans by Class Modified as TDRs with Payment Default (Detail) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)Loan	Dec. 31, 2014USD ($)Loan	Dec. 31, 2013USD ($)Loan
Financing Receivable Modifications [Line Items]
Number of loans | Loan	4	5	16
Recorded Investment | $	$ 77	$ 530	$ 2,540
Commercial Loans [Member]
Financing Receivable Modifications [Line Items]
Number of loans | Loan			4
Recorded Investment | $			$ 1,573
Commercial Loans [Member] | Multifamily [Member]
Financing Receivable Modifications [Line Items]
Number of loans | Loan			1
Recorded Investment | $			$ 463
Commercial Loans [Member] | Land [Member]
Financing Receivable Modifications [Line Items]
Number of loans | Loan			2
Recorded Investment | $			$ 487
Commercial Loans [Member] | Construction [Member]
Financing Receivable Modifications [Line Items]
Number of loans | Loan			1
Recorded Investment | $			$ 623
Residential Mortgage Loans [Member]
Financing Receivable Modifications [Line Items]
Number of loans | Loan	2	3	4
Recorded Investment | $	$ 29	$ 440	$ 576
Residential Mortgage Loans [Member] | One-to Four-Family [Member]
Financing Receivable Modifications [Line Items]
Number of loans | Loan	2	3	4
Recorded Investment | $	$ 29	$ 440	$ 576
Consumer Loans [Member]
Financing Receivable Modifications [Line Items]
Number of loans | Loan	2	2	8
Recorded Investment | $	$ 48	$ 90	$ 391
Consumer Loans [Member] | Home Equity [Member]
Financing Receivable Modifications [Line Items]
Number of loans | Loan	1	2	6
Recorded Investment | $	$ 40	$ 90	$ 207
Consumer Loans [Member] | Recreational Vehicle [Member]
Financing Receivable Modifications [Line Items]
Number of loans | Loan			2
Recorded Investment | $			$ 184
Consumer Loans [Member] | Other [Member]
Financing Receivable Modifications [Line Items]
Number of loans | Loan	1
Recorded Investment | $	$ 8

Loans - Risk Category of Loans

Loans - Risk Category of Loans by Class of Loans (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable Recorded Investment [Line Items]
Total loans	$ 1,332,593	$ 1,164,883
Unclassified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	1,284,494	1,109,057
Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	10,998	18,273
Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	37,101	37,553
Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	37,101	37,553
Commercial Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	369,752	252,911
Commercial Loans [Member] | Unclassified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	331,208	209,026
Commercial Loans [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	10,885	17,324
Commercial Loans [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	27,659	26,561
Commercial Loans [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	27,659	26,561
Commercial Loans [Member] | Multifamily [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	80,170	60,546
Commercial Loans [Member] | Multifamily [Member] | Unclassified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	75,535	53,485
Commercial Loans [Member] | Multifamily [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	3,727	4,134
Commercial Loans [Member] | Multifamily [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	908	2,927
Commercial Loans [Member] | Multifamily [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	908	2,927
Commercial Loans [Member] | Nonresidential [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	175,456	121,595
Commercial Loans [Member] | Nonresidential [Member] | Unclassified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	151,415	92,074
Commercial Loans [Member] | Nonresidential [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	4,121	12,290
Commercial Loans [Member] | Nonresidential [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	19,920	17,231
Commercial Loans [Member] | Nonresidential [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	19,920	17,231
Commercial Loans [Member] | Land [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	9,301	9,484
Commercial Loans [Member] | Land [Member] | Unclassified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	8,917	8,952
Commercial Loans [Member] | Land [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	384	532
Commercial Loans [Member] | Land [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	384	532
Commercial Loans [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	38,812	16,064
Commercial Loans [Member] | Construction [Member] | Unclassified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	38,812	15,013
Commercial Loans [Member] | Construction [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans		1,051
Commercial Loans [Member] | Construction [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans		1,051
Commercial Loans [Member] | Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	63,182	45,088
Commercial Loans [Member] | Secured [Member] | Unclassified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	53,801	39,480
Commercial Loans [Member] | Secured [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	3,037	900
Commercial Loans [Member] | Secured [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	6,344	4,708
Commercial Loans [Member] | Secured [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	6,344	4,708
Commercial Loans [Member] | Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	2,831	134
Commercial Loans [Member] | Unsecured [Member] | Unclassified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	2,728	22
Commercial Loans [Member] | Unsecured [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	103	112
Commercial Loans [Member] | Unsecured [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	103	112
Residential Mortgage Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	774,583	731,218
Residential Mortgage Loans [Member] | Unclassified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	767,820	721,892
Residential Mortgage Loans [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	111	939
Residential Mortgage Loans [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	6,652	8,387
Residential Mortgage Loans [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	6,652	8,387
Residential Mortgage Loans [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	40,898	37,113
Residential Mortgage Loans [Member] | Construction [Member] | Unclassified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	40,898	37,113
Residential Mortgage Loans [Member] | One-to Four-Family [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	733,685	694,105
Residential Mortgage Loans [Member] | One-to Four-Family [Member] | Unclassified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	726,922	684,779
Residential Mortgage Loans [Member] | One-to Four-Family [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	111	939
Residential Mortgage Loans [Member] | One-to Four-Family [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	6,652	8,387
Residential Mortgage Loans [Member] | One-to Four-Family [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	6,652	8,387
Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	188,258	180,754
Consumer Loans [Member] | Unclassified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	185,466	178,139
Consumer Loans [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	2	10
Consumer Loans [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	2,790	2,605
Consumer Loans [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	2,790	2,605
Consumer Loans [Member] | Home Equity [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	161,338	154,776
Consumer Loans [Member] | Home Equity [Member] | Unclassified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	159,371	152,599
Consumer Loans [Member] | Home Equity [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	1,967	2,177
Consumer Loans [Member] | Home Equity [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	1,967	2,177
Consumer Loans [Member] | Auto [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	11,348	5,902
Consumer Loans [Member] | Auto [Member] | Unclassified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	11,304	5,829
Consumer Loans [Member] | Auto [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	2	10
Consumer Loans [Member] | Auto [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	42	63
Consumer Loans [Member] | Auto [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	42	63
Consumer Loans [Member] | Marine [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	2,699	3,917
Consumer Loans [Member] | Marine [Member] | Unclassified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	2,428	3,766
Consumer Loans [Member] | Marine [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	271	151
Consumer Loans [Member] | Marine [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	271	151
Consumer Loans [Member] | Recreational Vehicle [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	10,656	14,054
Consumer Loans [Member] | Recreational Vehicle [Member] | Unclassified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	10,157	13,846
Consumer Loans [Member] | Recreational Vehicle [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	499	208
Consumer Loans [Member] | Recreational Vehicle [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	499	208
Consumer Loans [Member] | Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	2,217	2,105
Consumer Loans [Member] | Other [Member] | Unclassified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	2,206	2,099
Consumer Loans [Member] | Other [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	11	6
Consumer Loans [Member] | Other [Member] | Classified [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	$ 11	$ 6

Loans - Loans to Officers and_o

Loans - Loans to Officers and/or Directors (Detail) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)
Receivables [Abstract]
Beginning balance, loans	$ 527
Loan payments during 2015	(8)
Ending balance, loans	$ 519

Mortgage Banking Activities - A

Mortgage Banking Activities - Additional Information (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Mortgage Loan Activity [Line Items]
Mortgage loans serviced for others	$ 1,100,000,000	$ 1,100,000,000
Fair value of mortgage servicing rights	9,100,000	9,000,000	$ 10,200,000
Interest rate lock commitments for the future delivery of residential mortgage loans	28,500,000	22,700,000
Forward commitments for the future delivery of residential mortgage loans	75,000,000	51,500,000
Expense incurred for settlements	554,000,000	374,000,000	$ 2,000,000
Other reserve for settlements	0	554,000,000
FHLMC and FNMA [Member]
Mortgage Loan Activity [Line Items]
Total services loans	$ 13,200,000	$ 12,500,000

Mortgage Banking Activities - P

Mortgage Banking Activities - Principal Balance of Mortgage Servicing Rights (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Mortgage loan portfolios serviced for:
Mortgage loans serviced for others	$ 1,100,000	$ 1,100,000
FHLMC [Member]
Mortgage loan portfolios serviced for:
Mortgage loans serviced for others	878,300	821,609
FNMA [Member]
Mortgage loan portfolios serviced for:
Mortgage loans serviced for others	$ 233,026	$ 259,463

Mortgage Banking Activities - C

Mortgage Banking Activities - Capitalized Mortgage Servicing Rights (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Mortgage Banking [Abstract]
Beginning balance	$ 5,535	$ 5,941	$ 6,186
Originations	1,951	1,281	1,898
Amortized to expense	(1,800)	(1,687)	(2,143)
Ending balance	5,686	5,535	5,941
Less valuation allowance	(39)	(58)		$ (680)
Net balance	$ 5,647	$ 5,477	$ 5,941

Mortgage Banking Activities - V

Mortgage Banking Activities - Valuation Allowance for Mortgage Servicing Rights (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Mortgage Banking [Abstract]
Balance, beginning of period	$ (58)		$ (680)
Impairment charges	(299)	$ (60)
Recoveries	318	2	$ 680
Balance, end of period	$ (39)	$ (58)

Mortgage Banking Activities - K

Mortgage Banking Activities - Key Economic Assumptions in Measuring Value of Mortgage Servicing Rights (Detail)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Mortgage Banking [Abstract]
Weighted average prepayment rate	192.00%	219.00%
Weighted average life (in years)	3 years 5 months 19 days	3 years 7 months 10 days
Weighted average discount rate	9.00%	8.00%

Other Real Estate Owned and O82

Other Real Estate Owned and Other Repossessed Assets - Real Estate Owned and Other Repossessed Assets (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Other Real Estate And Foreclosed Assets [Abstract]
Real estate owned and other repossessed assets	$ 3,956	$ 4,890
Valuation allowance	(1,229)	(1,423)	$ (4,059)	$ (6,796)
End of period	$ 2,727	$ 3,467

Other Real Estate Owned and O83

Other Real Estate Owned and Other Repossessed Assets - Valuation Allowance Related to Real Estate Owned (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Other Real Estate And Foreclosed Assets [Abstract]
Beginning of year	$ 1,423	$ 4,059	$ 6,796
Additions charged to expense	287	580	2,014
Direct write-downs	(481)	(3,216)	(4,751)
End of year	$ 1,229	$ 1,423	$ 4,059

Other Real Estate Owned and O84

Other Real Estate Owned and Other Repossessed Assets - Expenses Related to Foreclosed and Repossessed Assets (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Other Real Estate And Foreclosed Assets [Abstract]
Net loss on sales	$ 158	$ 220	$ 167
Provision for unrealized losses	287	580	2,014
Operating expenses, net of rental income	338	631	1,450
Total Expenses	$ 783	$ 1,431	$ 3,631

Premises and Equipment - Summar

Premises and Equipment - Summary of Premises and Equipment (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 55,874	$ 54,598
Less: Accumulated depreciation and amortization	35,196	33,596
Total	20,678	21,002
Land [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	6,993	7,054
Buildings [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	23,841	23,487
Leasehold Improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	1,179	1,126
Furniture and Fixtures [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 23,861	$ 22,931

Premises and Equipment - Additi

Premises and Equipment - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Property Plant And Equipment [Abstract]
Depreciation expense	$ 2,100	$ 1,900	$ 1,800
Rent expense	$ 338	$ 588	$ 672

Premises and Equipment - Compon

Premises and Equipment - Component of Rent Commitments under Noncancelable Operating Leases (Detail) $ in Thousands	Dec. 31, 2015USD ($)
Operating Leases Future Minimum Payments Due [Abstract]
2,016	$ 559
2,017	579
2,018	590
2,019	594
2,020	595
Thereafter	595
Total	$ 3,512

Intangible Assets - Amortizatio

Intangible Assets - Amortization Intangible Assets and Estimated Amortization Expense (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Finite Lived Intangible Assets [Line Items]
Gross Carrying Amount	$ 8,952	$ 8,952
Accumulated Amortization	8,922	8,868
Core deposits intangibles [Member]
Finite Lived Intangible Assets [Line Items]
Gross Carrying Amount	8,952	8,952
Accumulated Amortization	$ 8,922	$ 8,868

Intangible Assets - Additional

Intangible Assets - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Intangible Assets Disclosure [Abstract]
Estimated amortization expense	$ 25,000
Estimated amortization expense	3,000
Estimated amortization expense	2,000
Amortization of core deposit intangible	$ 54	$ 68	$ 86

Deposits - Components of Deposi

Deposits - Components of Deposits (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Checking accounts:
Interest bearing	$ 160,264	$ 137,511
Non-interest bearing	227,505	187,965
Savings accounts	280,889	274,149
Money market accounts	312,125	312,911
Certificates of deposit	454,960	435,300
Total deposits	$ 1,435,743	$ 1,347,836

Deposits - Additional Informati

Deposits - Additional Information (Detail) - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Deposits [Line Items]
Related-party deposits	$ 2,800,000	$ 2,800,000
Brokered deposits with Home Savings	0	0
Certificates of deposit	454,960,000	435,300,000
Federal Home Loan Bank | Certificates of Deposit
Deposits [Line Items]
Certificates of deposit	$ 12,300,000	$ 8,300,000

Deposits - Interest Expense on

Deposits - Interest Expense on Deposits (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Interest Expense Deposits [Abstract]
Interest bearing demand deposits and money market accounts	$ 1,006	$ 838	$ 1,016
Savings accounts	161	169	242
Certificates of deposit	5,359	5,428	6,365
Total	$ 6,526	$ 6,435	$ 7,623

Deposits - Summary of Certifica

Deposits - Summary of Certificates of Deposit by Maturity (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Maturities Of Time Deposits [Abstract]
2,016	$ 207,814
2,017	122,345
2,018	66,978
2,019	22,288
2020 and thereafter	35,535
Total	$ 454,960	$ 435,300

Deposits - Summary of Certifi94

Deposits - Summary of Certificates of Deposit with Balances of $250,000 or More by Maturity (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Contractual Maturities Of Time Deposits250000 Or More Disclosures [Abstract]
Three months or less	$ 751	$ 558
Over three months to six months	2,067	2,761
Over six months to twelve months	25,668	1,691
Over twelve months	46,779	11,716
Total	$ 75,265	$ 16,726

Federal Home Loan Bank Advanc95

Federal Home Loan Bank Advances - Summary of FHLB Advances (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Federal Home Loan Bank Advances Maturities Summary [Abstract]
Within year, Amount	$ 232,000	$ 140,000
2019, Amount	46,975	46,194
Total Federal Home Loan Bank advances	$ 278,975	$ 186,194
2015, Weighted average rate	0.00%	0.14%
2016, Weighted average rate	0.35%	0.00%
2019, Weighted average rate	2.19%	2.05%
Total federal home loan bank advances, Weighted average rate	0.66%	0.51%

Federal Home Loan Bank Advanc96

Federal Home Loan Bank Advances - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Nov. 18, 2014
Federal Home Loan Bank Advances [Line Items]
Remaining credit available for collateral with FHLB	$ 206,300	$ 257,200
Minimum ratio required of collateral to advances for one-to-four-family loans	122.00%
Modified fixed rate term advances			$ 50,000
Weighted average maturity period, fixed		2 years
Weighted average maturity period, floating		5 years
Amortized modified borrowing	5 years
Amount of prepayment penalty	$ 1,059	$ 1,332	$ 3,900
Effective rate on modified borrowings	2.19%	2.05%
Fixed Rate [Member]
Federal Home Loan Bank Advances [Line Items]
Interest rate		4.20%
Floating Rate [Member]
Federal Home Loan Bank Advances [Line Items]
Interest rate	0.62%	0.49%

Securities Sold Under Agreeme97

Securities Sold Under Agreement to Repurchase and Other Borrowings - Summary of Securities Sold under an Agreement to Repurchase and Other Borrowings (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Securities Sold Under Agreements To Repurchase [Abstract]
Securities sold under agreement to repurchase-term, Amount		$ 30,000
Other borrowings, Amount	$ 535	558
Total repurchase agreements and other, Amount	$ 535	$ 30,558
Securities sold under agreement to repurchase-term, Weighted average rate		4.14%
Other borrowings, Weighted average rate	4.00%	4.00%
Total repurchase agreements and other, Weighted average rate	4.00%	4.14%

Securities Sold Under Agreeme98

Securities Sold Under Agreement to Repurchase and Other Borrowings - Summary of Balances and Interest Rates (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Securities Sold Under Agreements To Repurchase [Abstract]
Average daily balance during the year	$ 29,891	$ 82,102	$ 90,588
Average interest rate during the year	4.19%	4.10%	4.01%
Maximum month end balance during the year	$ 30,556	$ 90,577	$ 90,597
Weighted average interest rate at year end	4.00%	4.14%	4.01%

Securities Sold Under Agreeme99

Securities Sold Under Agreement to Repurchase and Other Borrowings - Additional Information (Detail) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Schedule of Held-to-maturity Securities [Line Items]
Fair value of mortgage-backed securities	$ 0	$ 54,700
Other borrowings, Amount	535	558
Home Savings [Member]
Schedule of Held-to-maturity Securities [Line Items]
Amount prepaid on repurchase agreements	30,000	60,000
Prepayment penalty on repurchase agreements	$ 1,300	$ 3,400

Income Taxes - Components of In

Income Taxes - Components of Income Tax Expense (Benefit) (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Abstract]
Current									$ 577	$ 89	$ 200
Deferred									7,316	2,978	2,958
Change in valuation allowance										(42,802)	(2,958)
Income tax provision (benefit), total amount	$ 1,965	$ 2,073	$ 2,040	$ 1,815	$ (685)	$ (369)	$ (38,837)	$ 156	$ 7,893	$ (39,735)	$ 200

Income Taxes - Additional Infor

Income Taxes - Additional Information (Detail) - USD ($)	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2014	Jun. 30, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Line Items]
Tax (benefit) at statutory rate, rate			35.00%	35.00%	35.00%
Reversal of valuation allowance on net deferred tax allowance	$ 38,800,000	$ 42,800,000
Operating loss carryforwards used against taxable income			$ 48,300,000
Expiration dates, operating loss carried forward			Dec. 31, 2030
Alternative minimum tax credits carried forward			$ 951,000
Retained earnings for which no provision made			21,100,000
Unrecorded deferred tax liability			7,300,000
Deficit tax earnings and profits			140,819,000	$ 128,512,000
Unrecognized tax benefits or accrued interest and penalties			$ 0	$ 0
Year under examination by taxing authorities			2,012
Home Savings [Member]
Income Tax Disclosure [Line Items]
Deficit tax earnings and profits			$ 21,200,000

Income Taxes - Summary of Diffe

Income Taxes - Summary of Difference in Effective Tax Rates and Statutory Federal Income Tax Rate of 35% (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Abstract]
Tax (benefit) at statutory rate, amount									$ 8,461	$ 3,665	$ 3,580
Tax exempt income, amount									(45)
Life insurance, amount									(602)	(500)	(382)
Other, amount									79	(98)	(40)
Valuation allowance, amount										(42,802)	(2,958)
Income tax provision (benefit), total amount	$ 1,965	$ 2,073	$ 2,040	$ 1,815	$ (685)	$ (369)	$ (38,837)	$ 156	$ 7,893	$ (39,735)	$ 200
Tax (benefit) at statutory rate, rate									35.00%	35.00%	35.00%
Tax exempt income, rate									(0.20%)
Life insurance, rate									(2.50%)	(4.80%)	(3.70%)
Other, rate									0.30%	(0.90%)	(0.40%)
Valuation allowance, rate										(408.80%)	(28.90%)
Income tax provision (benefit), total rate									32.60%	(379.50%)	2.00%

Income Taxes - Significant Comp

Income Taxes - Significant Components of Deferred Tax Assets and Liabilities (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Nov. 18, 2014
Deferred tax assets:
Loan loss reserves	$ 6,199	$ 6,190
Postretirement benefits	564	1,066
Depreciation	611	625
Other real estate owned valuation	430	498
Tax credits carryforward	951	513
Unrealized loss on securities available for sale	1,341	2,324
Unrealized loss on securities held to maturity	517
Interest on nonaccrual loans	834	943
Net operating loss carryforward	16,903	24,027
Purchase accounting adjustment	90	82
Accrued bonuses	723	459
Other	50	279
Deferred tax assets	29,213	37,006
Deferred tax liabilities:
Deferred loan fees	510	321
Federal Home Loan Bank stock dividends	4,585	4,585
Mortgage servicing rights	1,976	1,917
FHLB prepayment penalty	1,059	1,332	$ 3,900
Postretirement benefits accrual	447	493
Prepaid expenses	215	201
Deferred tax liabilities	8,792	8,849
Net deferred tax asset	$ 20,421	$ 28,157

Shareholders' Equity - Addition

Shareholders' Equity - Additional Information (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Jun. 30, 2014
Equity [Abstract]
Cash dividend payments, per share	$ 0.07	$ 0.02
Home Savings retained earnings distributed	$ 0
Dividend received by United Community from Home Savings	15,000,000
Accumulated other comprehensive income	142,000	$ 444,000	$ 2,577,000
Effect of disproportionate tax on accumulated other comprehensive income (loss)				$ (16,600,000)
Home Savings established a liquidation account, totaling	$ 141,400,000

Shareholders' Equity - Summary

Shareholders' Equity - Summary of Accumulated Other Comprehensive Income (Loss) to Net Income Balances (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accumulated Other Comprehensive Income Loss [Line Items]
Balances at beginning of period		$ (41,665)	$ 6,682
Balances at beginning of period, net of tax	$ (19,998)	(41,665)
Other comprehensive income before reclassifications	1,036	22,099	(45,581)
Accretion of unrealized losses on securities transferred from available for sale to held to maturity, net of tax of $21, $0, and $0, respectively	39
Reclassification adjustment for (gains) losses realized in income	(297)	(432)	(2,766)
Total other comprehensive income (loss)	778	21,667	(48,347)
Balances at ending of period			(41,665)
Balances at end of period, net of tax	(19,220)	(19,998)	(41,665)
Unrealized Gains (Losses) on Securities Available for Sale [Member]
Accumulated Other Comprehensive Income Loss [Line Items]
Balances at beginning of period		(40,393)	8,053
Income tax			14,138
Balances at beginning of period, net of tax	(4,315)	(26,255)
Transfer of losses from available for sale to held to maturity	999
Other comprehensive income before reclassifications	916	22,229	(45,869)
Reclassification adjustment for (gains) losses realized in income	(92)	(289)	(2,577)
Total other comprehensive income (loss)	1,823	21,940	(48,446)
Balances at ending of period			(40,393)
Balances at end of period, net of tax	(2,492)	(4,315)	(26,255)
Disproportionate Tax Effect from Securities Available for Sale [Member]
Accumulated Other Comprehensive Income Loss [Line Items]
Balances at beginning of period		(2,972)	(2,972)
Income tax			(14,138)
Balances at beginning of period, net of tax	(17,110)	(17,110)
Balances at ending of period			(2,972)
Balances at end of period, net of tax	(17,110)	(17,110)	(17,110)
Unrealized Gains (Losses) on Held to Maturity [Member]
Accumulated Other Comprehensive Income Loss [Line Items]
Transfer of losses from available for sale to held to maturity	(999)
Accretion of unrealized losses on securities transferred from available for sale to held to maturity, net of tax of $21, $0, and $0, respectively	39
Total other comprehensive income (loss)	(960)
Balances at end of period, net of tax	(960)
Unrealized Gains (Losses) from Postretirement Plan [Member]
Accumulated Other Comprehensive Income Loss [Line Items]
Balances at beginning of period		1,829	1,730
Income tax			(640)
Balances at beginning of period, net of tax	916	1,189
Other comprehensive income before reclassifications	120	(130)	288
Reclassification adjustment for (gains) losses realized in income	(205)	(143)	(189)
Total other comprehensive income (loss)	(85)	(273)	99
Balances at ending of period			1,829
Balances at end of period, net of tax	831	916	1,189
Disproportionate Tax Effect from Postretirement Plan [Member]
Accumulated Other Comprehensive Income Loss [Line Items]
Balances at beginning of period		(129)	(129)
Income tax			640
Balances at beginning of period, net of tax	511	511
Balances at ending of period			(129)
Balances at end of period, net of tax	$ 511	$ 511	$ 511

Shareholders' Equity - Summa106

Shareholders' Equity - Summary of Reclassification Out of Each Component of Accumulated Comprehensive Income (Loss) to Net Income (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income On Derivatives [Line Items]
Net gains on securities available for sale									$ 142	$ 444	$ 2,577
Tax expense (benefit)	$ (1,965)	$ (2,073)	$ (2,040)	$ (1,815)	$ 685	$ 369	$ 38,837	$ (156)	(7,893)	39,735	(200)
Net income	$ 4,328	$ 4,143	$ 4,125	$ 3,686	$ 2,808	$ 2,900	$ 42,404	$ 2,094	16,282	50,206	10,027
Increase to net income									(297)	(432)	(2,766)
Unrealized Gains (Losses) from Postretirement Plan [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income On Derivatives [Line Items]
Increase to net income									(205)	(143)	(189)
Amount Reclassified From Accumulated Other Comprehensive Income to Net Income [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income On Derivatives [Line Items]
Increase to net income									(297)	(432)	(2,766)
Amount Reclassified From Accumulated Other Comprehensive Income to Net Income [Member] | Realized Net Gains on Sale of Available for Sale Securities [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income On Derivatives [Line Items]
Net gains on securities available for sale									(142)	(444)	(2,577)
Tax expense (benefit)									50	155
Net income									(92)	(289)	(2,577)
Amount Reclassified From Accumulated Other Comprehensive Income to Net Income [Member] | Unrealized Gains (Losses) from Postretirement Plan [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income On Derivatives [Line Items]
Reduction of salaries & employee benefits expense									(315)	(220)	(189)
Tax expense (benefit)									110	77
Net income									$ (205)	$ (143)	$ (189)

Regulatory Capital Matters - Ad

Regulatory Capital Matters - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2015
Banking And Thrift [Abstract]
Capital adequacy requirements	The Basel III Capital Rules establish a new common equity Tier 1 minimum capital requirement (4.5% of risk-weighted assets), increases the minimum Tier 1 capital to risk-based assets requirement (from 4% to 6% of risk-weighted assets) and assigns a higher risk weight (150%) to exposures that are more than 90 days past due or are on nonaccrual status and to certain commercial real estate facilities that finance the acquisition, development or construction of real property. The final rules also required unrealized gains and losses on certain available-for-sale securities holdings to be included for purposes of calculating regulatory capital requirements unless a one-time opt-out is exercised. In connection with the adoption of the Basel III Capital Rules, United Community and Home Savings elected to opt-out of the requirement to include most components of accumulated other comprehensive income in Common Equity Tier 1. The rule limits a banking organization’s capital distributions and certain discretionary bonus payments if the banking organization does not hold a “capital conservation buffer” consisting of 2.5% of common equity Tier 1 capital risk-based weighted assets in addition to the amount necessary to meeting its minimum risk-based capital requirements.

Regulatory Capital Matters - Ac

Regulatory Capital Matters - Actual and Statutory Required Capital Amounts and Ratios (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Home Savings [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Risk-based capital, Actual Amount	$ 240,697	$ 233,974
Tier 1 capital to risk-weighted assets, Actual Amount	224,486	220,080
Common equity Tier 1 capital to risk-weighted assets, Actual Amount	224,486
Tier 1 capital to average total assets, Actual Amount	$ 224,486	$ 220,080
Total risk-based capital to risk-weighted assets, Actual Ratio	18.72%	21.13%
Tier 1 capital to risk-weighted assets, Actual Ratio	17.46%	19.87%
Common equity Tier 1 capital to risk-weighted assets, Actual Ratio	17.46%
Tier 1 capital to average total assets, Actual Ratio	11.46%	12.11%
Total risk-based capital to risk-weighted assets, Minimum Capital Amount	$ 102,879	$ 88,602
Tier 1 capital to risk-weighted assets, Minimum Capital Amount	77,159
Common equity Tier 1 capital to risk-weighted assets, Minimum Capital Amount	57,869
Tier 1 capital to average total assets, Minimum Capital Amount	$ 78,347	$ 72,674
Total risk-based capital to risk-weighted assets, Minimum Capital Ratio	8.00%	8.00%
Tier 1 capital to risk-weighted assets, Minimum Capital Ratio	6.00%
Common equity Tier 1 capital to risk-weighted assets, Minimum Capital Ratio	4.50%
Tier 1 capital to average total assets, Minimum Capital Ratio	4.00%	4.00%
Total risk-based capital to risk-weighted assets, To Be Well Capitalized Amount	$ 128,599	$ 110,752
Tier 1 capital to risk-weighted assets, To Be Well Capitalized Amount	102,879	66,451
Common equity Tier 1 capital to risk-weighted assets, To Be Well Capitalized Amount	83,589
Tier 1 capital to average total assets, To Be Well Capitalized Amount	$ 97,934	$ 90,843
Total risk-based capital to risk-weighted assets, To Be Well Capitalized Ratio	10.00%	10.00%
Tier 1 capital to risk-weighted assets, To Be Well Capitalized Ratio	8.00%	6.00%
Common equity Tier 1 capital to risk-weighted assets, To Be Well Capitalized Ratio	6.50%
Tier 1 capital to average total assets, To Be Well Capitalized Ratio	5.00%	5.00%
United Community [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Risk-based capital, Actual Amount	$ 261,732
Tier 1 capital to risk-weighted assets, Actual Amount	245,503
Common equity Tier 1 capital to risk-weighted assets, Actual Amount	245,503
Tier 1 capital to average total assets, Actual Amount	$ 245,503
Total risk-based capital to risk-weighted assets, Actual Ratio	20.35%
Tier 1 capital to risk-weighted assets, Actual Ratio	19.09%
Common equity Tier 1 capital to risk-weighted assets, Actual Ratio	19.09%
Tier 1 capital to average total assets, Actual Ratio	12.53%
Total risk-based capital to risk-weighted assets, Minimum Capital Amount	$ 102,886
Tier 1 capital to risk-weighted assets, Minimum Capital Amount	77,165
Common equity Tier 1 capital to risk-weighted assets, Minimum Capital Amount	57,874
Tier 1 capital to average total assets, Minimum Capital Amount	$ 78,348
Total risk-based capital to risk-weighted assets, Minimum Capital Ratio	8.00%
Tier 1 capital to risk-weighted assets, Minimum Capital Ratio	6.00%
Common equity Tier 1 capital to risk-weighted assets, Minimum Capital Ratio	4.50%
Tier 1 capital to average total assets, Minimum Capital Ratio	4.00%
Total risk-based capital to risk-weighted assets, To Be Well Capitalized Amount	$ 128,608
Tier 1 capital to risk-weighted assets, To Be Well Capitalized Amount	102,886
Common equity Tier 1 capital to risk-weighted assets, To Be Well Capitalized Amount	83,595
Tier 1 capital to average total assets, To Be Well Capitalized Amount	$ 97,934
Total risk-based capital to risk-weighted assets, To Be Well Capitalized Ratio	10.00%
Tier 1 capital to risk-weighted assets, To Be Well Capitalized Ratio	8.00%
Common equity Tier 1 capital to risk-weighted assets, To Be Well Capitalized Ratio	6.50%
Tier 1 capital to average total assets, To Be Well Capitalized Ratio	5.00%

Regulatory Capital Matters - Co

Regulatory Capital Matters - Components of Regulatory Capital (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Total shareholders' equity	$ 244,245	$ 240,135	$ 175,074	$ 170,760
Accumulated other comprehensive income	(19,220)	(19,998)	$ (41,665)
Home Savings [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Total shareholders' equity	220,872	217,372
Accumulated other comprehensive income	19,236	20,015
Intangible assets	(12)	(84)
Disallowed deferred tax assets	(15,610)	(17,223)
Tier 1 Capital	224,486	220,080
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets	16,211	13,894
Total risk-based capital	240,697	233,974
United Community [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Total shareholders' equity	244,245	$ 240,135
Accumulated other comprehensive income	19,220
Intangible assets	(12)
Disallowed deferred tax assets	(17,950)
Tier 1 Capital	245,503
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets	16,229
Total risk-based capital	$ 261,732

Regulatory Capital Matters -110

Regulatory Capital Matters - Components of Regulatory Capital (Parenthetical) (Detail)	Dec. 31, 2015	Dec. 31, 2014
Home Savings [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Allowance for loan and allowance for unfunded lending commitments, percentage of risk-weighted assets	1.25%	1.25%
United Community [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Allowance for loan and allowance for unfunded lending commitments, percentage of risk-weighted assets	1.25%

Benefit Plans - Additional Info

Benefit Plans - Additional Information (Detail) - USD ($)	Jul. 12, 1999	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Apr. 30, 2015	Apr. 26, 2007
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Minimum year of service to qualify for post-retirement medical benefits		20 years
Minimum age to qualify for post-retirement medical benefits		60 years
Condition to qualify for post-retirement medical benefits		Employees who worked 20 years and attained a minimum age of 60 by September 1, 2000
Gain on curtailments		$ 1,072,000
Accumulated benefit obligation		333,000	$ 1,600,000
Estimated net gain for the postretirement plan		895,000
Prior service costs for the postretirement plan		$ 228,000
Weighted-average annual assumed rate of increase in the per capita cost of coverage benefits, 2015		0.00%
Matching contribution percentage		50.00%	25.00%	25.00%
Maximum pre-tax contribution of the employees' base pay		6.00%	6.00%	6.00%
Percentage of vesting of participants in Home Savings contributions		100.00%
Minimum service required for vesting in Home Savings contribution		3 years
Expense related to the plan		$ 465,000	$ 224,000	$ 204,000
Shares, Granted		6,618	7,124
Weighted average remaining life for outstanding stock		4 years 18 days
Exercise price range, lower range limit		$ 1.20
Exercise price range, upper range limit		$ 5.89
Stock Option [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Option expiry term (years)		10 years
Stock-based compensation expense		$ 24,000	$ 25,000	24,000
Expected additional expense for 2016		8,000
Expected additional expense for 2017		$ 1,000
Weighted-average recognition period of nonvested stock options expense		1 year 6 months
Restricted Stock [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stock-based compensation expense		$ 756,000	$ 482,000	328,000
Expected additional expense for 2016		601,000
Expected additional expense for 2017		$ 288,000
Nonvested shares		260,490	223,624
Vested shares during 2016		114,708
Vested shares during 2017		84,359
Vested shares during 2018		61,423
Expected additional expense for 2018		$ 122,000
Average per share fair value of shares vested		$ 4.03
2015 Long Term Incentive Compensation Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Authorized shares of stock, option plan, maximum					1,200,000
2007 Long-Term Incentive Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Authorized shares of stock, option plan, maximum						2,000,000
Unrecognized cost of nonvested stock options granted		$ 9,000
1999 Long-Term Incentive Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Authorized shares of stock, option plan, maximum		3,569,766
Option expiry term (years)	10 years
1999 Long-Term Incentive Plan [Member] | Stock Option [Member] | Beginning on December 31, 2009 [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stock-based compensation vesting period	3 years
Executive Incentive Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Percentage of amount paid in cash		80.00%
Percentage of amount paid in restricted stock		20.00%
Executive Incentive Plan [Member] | Restricted Stock [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stock-based compensation expense		$ 269,000	$ 286,000	$ 98,000
Average per share fair value of shares vested		$ 5.48	$ 4.73	$ 3.74
Executive Incentive Plan [Member] | Restricted Stock [Member] | Beginning on first anniversary of issue date [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stock-based compensation vesting period		3 years
Executive Incentive Plan [Member] | Cash Portion [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stock-based compensation expense		$ 804,000	$ 640,000	$ 350,000
Long Term Incentive Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stock-based compensation expense		$ 199,000	$ 179,000	$ 0

Benefit Plans - Summary of Chan

Benefit Plans - Summary of Changes in Benefit Obligation (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Change in Benefit Obligation:
Benefit obligation at beginning of year	$ 1,636	$ 1,490
Net periodic benefit cost (benefit)	(261)	(163)
Actuarial gain	131	420
Benefits paid	(101)	(111)
Curtailment gain	(1,072)
Benefit obligation at end of the year	333	1,636
Funded status of the plan	$ (333)	$ (1,636)

Benefit Plans - Amounts Recogni

Benefit Plans - Amounts Recognized in Accumulated Other Comprehensive Income (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Compensation And Retirement Disclosure [Abstract]
Prior service credit	$ 228	$ 456
Net actuarial gains	1,050	952
Net current period other comprehensive loss, Postretirement Benefits	$ 1,278	$ 1,408

Benefit Plans - Components of N

Benefit Plans - Components of Net Periodic Benefit Cost/(Benefit) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Compensation And Retirement Disclosure [Abstract]
Interest cost	$ 53	$ 56	$ 53
Net amortization of prior service cost (benefit)	(228)	(77)	(77)
Amortization of net actuarial gain	(86)	(142)	(112)
Curtailment gain	(1,072)
Net periodic benefit cost	(1,333)	(163)	(136)
Net (gain) loss	(184)	200	(288)
Amortization of prior service cost and net actuarial gain	315	220	189
Total recognized in other comprehensive income	131	420	(99)
Total recognized in net periodic benefit cost and other comprehensive income	$ (1,202)	$ 257	$ (235)
Assumptions used in the valuations were as follows:
Weighted average discount rate	3.90%	3.40%	3.95%

Benefit Plans - Anticipated Ben

Benefit Plans - Anticipated Benefits Payable Over the Next Ten Years (Detail) $ in Thousands	Dec. 31, 2015USD ($)
Compensation And Retirement Disclosure [Abstract]
2,016	$ 119
2,017	18
2,018	18
2,019	17
2,020	17
2021-2025	77
Total	$ 266

Benefit Plans - Summary of Acti

Benefit Plans - Summary of Activity in Plans (Detail) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Compensation And Retirement Disclosure [Abstract]
Shares, Outstanding at beginning of year	579,905
Shares, Granted	6,618	7,124
Shares, Exercised	(14,200)
Shares, Outstanding at end of period	572,323	579,905
Shares, Options exercisable at end of period	558,581
Weighted average exercise price, Outstanding at beginning of year	$ 2.52
Weighted average exercise price, Granted	5.42
Weighted average exercise price, Exercised	1.99
Weighted average exercise price, Outstanding at end of period	2.56	$ 2.52
Weighted average exercise price, Options exercisable at the end of period	$ 2.51
Aggregate intrinsic value, Outstanding at end of period	$ 1,907
Aggregate intrinsic value, Options exercisable at the end of period	$ 1,893

Benefit Plans - Information Rel

Benefit Plans - Information Related to the Stock Options Granted and Exercised (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Compensation And Retirement Disclosure [Abstract]
Intrinsic value of options exercised	$ 48,000	$ 147,000	$ 305,000
Cash received from option exercises	$ 28,000	$ 172,000	$ 155,000
Weighted average fair value of options granted, per share	$ 1.70	$ 1.73	$ 2.44

Benefit Plans - Weighted-Averag

Benefit Plans - Weighted-Average Assumptions for Determining Fair Value of Options Granted (Detail) - Stock Option [Member]	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Risk-free interest rate	1.49%	1.74%	0.99%
Expected term (years)	5 years	5 years	5 years
Expected stock volatility	35.95%	85.75%	85.75%
Dividend yield	0.74%	0.80%

Benefit Plans - Summary of C119

Benefit Plans - Summary of Changes in Company's Nonvested Restricted Shares (Detail) - Restricted Stock [Member]	12 Months Ended
	Dec. 31, 2015$ / sharesshares
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Shares, Nonvested shares, Beginning balance | shares	223,624
Shares, Granted | shares	162,711
Shares, Vested | shares	(117,754)
Shares, Forfeited | shares	(8,091)
Shares, Nonvested shares, Ending balance | shares	260,490
Weighted average exercise price, Nonvested shares, Beginning balance | $ / shares	$ 3.88
Weighted average exercise price, Granted | $ / shares	5.33
Weighted average exercise price, Vested | $ / shares	4.03
Weighted average exercise price, Forfeited | $ / shares	4.87
Weighted average exercise price, Nonvested shares, Ending balance | $ / shares	$ 4.68

Fair Value - Additional Informa

Fair Value - Additional Information (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Increase in fair value	$ 250,000
Derivative instrument maximum maturity period	30 years
Transfers between level 1 and level 2	$ 0	$ 0
Transfers between level 2 and level 3	0	0
Fair value of the collateral dependent loans, net carrying amount	4,900,000	4,800,000
Specific allowance for collateral dependent loans	$ 548,000	713,000
Discount applied to appraisals for estimated selling costs percentage	10.00%
Mortgage servicing rights carried at fair value	$ 604,000	1,100,000
Mortgage servicing rights valuation	19,000	(58,000)	$ 680,000
Other real estate owned carried at fair value	2,000,000	1,900,000
Valuation allowance related to other real estate owned	1,200,000	1,400,000
Additions charged to expense	$ 287,000	580,000	$ 2,014,000
Maximum maturity period of short term borrowings	90 days
Construction [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Fair value option, loans held as assets, aggregate amount in nonaccrual status	$ 0
Construction [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Fair value option loans held for sale using forward contract period	60 days
Period of conventional mortgages loan considered	30 years
Collateral Dependent Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Increase (decrease) in provision for loan losses	$ 29,000	$ 79,000

Fair Value - Assets and Liabili

Fair Value - Assets and Liabilities Measured at Fair Value on Recurring Basis (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available for sale securities, Fair value	$ 357,670	$ 499,790
Loans held for sale, at fair value	26,716
Fair Value, Measurements, Recurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Loans held for sale, at fair value	26,716
Interest rate caps	3	180
Purchased certificate of deposit option	805	930
Written certificate of deposit option	805	930
Fair Value, Measurements, Recurring [Member] | US Treasury and Government Sponsored Entities Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available for sale securities, Fair value	218,650	227,957
Fair Value, Measurements, Recurring [Member] | States of the U.S. and Political Subdivisions [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available for sale securities, Fair value	11,040
Fair Value, Measurements, Recurring [Member] | Mortgage-Backed GSE Securities: Residential [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available for sale securities, Fair value	127,980	271,833
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Purchased certificate of deposit option	805	930
Written certificate of deposit option	805	930
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | US Treasury and Government Sponsored Entities Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available for sale securities, Fair value	218,650	227,957
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | States of the U.S. and Political Subdivisions [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available for sale securities, Fair value	11,040
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Mortgage-Backed GSE Securities: Residential [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available for sale securities, Fair value	127,980	271,833
Fair Value, Measurements, Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Loans held for sale, at fair value	26,716
Interest rate caps	$ 3	$ 180

Fair Value - Reconciliation of

Fair Value - Reconciliation of All Assets Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs (Level 3) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Included in change in fair value of loans held for sale	$ 1,519
Interest Rate Caps [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Balance of recurring Level 3 assets at beginning of period	180	$ 546
Included in other income	341	152
Included in other comprehensive income	0	0
Purchases	0	0
Amortization	(518)	(518)
Sales	0	0
Balance of recurring Level 3 assets at end of period	3	$ 180
Loans Held For Sale [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Included in change in fair value of loans held for sale	1,519
Included in other comprehensive income	0
Originations	41,026
Sales	(15,829)
Balance of recurring Level 3 assets at end of period	$ 26,716

Fair Value - Quantitative Infor

Fair Value - Quantitative Information About Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on Recurring Basis (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Fair Value Inputs Assets Quantitative Information [Line Items]
Loans held for sale, at fair value	$ 26,716
Fair Value, Measurements, Recurring [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Loans held for sale, at fair value	26,716
Interest rate caps	3	$ 180
Fair Value, Measurements, Recurring [Member] | Comparable Sales [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Loans held for sale, at fair value	$ 26,716
Fair Value, Measurements, Recurring [Member] | Comparable Sales [Member] | Minimum [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value Inputs, Time Discount	0.00%
Fair Value, Measurements, Recurring [Member] | Comparable Sales [Member] | Maximum [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value Inputs, Time Discount	1.80%
Fair Value, Measurements, Recurring [Member] | Discounted Cash Flow [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Interest rate caps	$ 3	$ 180
Fair Value, Measurements, Recurring [Member] | Discounted Cash Flow [Member] | Minimum [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value Inputs, Discount rate	0.49%	0.49%
Fair Value, Measurements, Recurring [Member] | Discounted Cash Flow [Member] | Maximum [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value Inputs, Discount rate	1.18%	1.18%

Fair Value - Assets and Liab124

Fair Value - Assets and Liabilities Measured on Non-recurring Basis (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Mortgage servicing rights		$ 1,138
Fair Value, Measurements, Nonrecurring [Member] | Nonresidential [Member] | Commercial Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans	$ 2,857	2,843
Other real estate owned, net	175
Fair Value, Measurements, Nonrecurring [Member] | Land [Member] | Commercial Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans	175
Fair Value, Measurements, Nonrecurring [Member] | One-to Four-Family [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Other real estate owned, net	1,088
Fair Value, Measurements, Nonrecurring [Member] | Home Equity [Member] | Consumer Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans	392	236
Fair Value, Measurements, Nonrecurring [Member] | Auto [Member] | Consumer Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans	1	24
Fair Value, Measurements, Nonrecurring [Member] | Construction [Member] | Commercial Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans		958
Other real estate owned, net	785	1,286
Fair Value, Measurements, Nonrecurring [Member] | Multifamily [Member] | Commercial Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans		2
Residential Mortgage Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | One-to Four-Family [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans	1,493	765
Other real estate owned, net		640
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Mortgage servicing rights	604
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Nonresidential [Member] | Commercial Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans	2,857
Other real estate owned, net	175
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Land [Member] | Commercial Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans	175
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Nonrecurring [Member] | One-to Four-Family [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Other real estate owned, net	1,088
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Home Equity [Member] | Consumer Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans	392
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Auto [Member] | Consumer Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans	1
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Construction [Member] | Commercial Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Other real estate owned, net	785
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Residential Mortgage Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | One-to Four-Family [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans	1,493
Significant Other Observable Inputs (Level 2) [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Mortgage servicing rights		1,138
Significant Unobservable Inputs (Level 3) [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Mortgage servicing rights	$ 604
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Nonresidential [Member] | Commercial Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans		2,843
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Home Equity [Member] | Consumer Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans		236
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Auto [Member] | Consumer Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans		24
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Construction [Member] | Commercial Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans		958
Other real estate owned, net		1,286
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Multifamily [Member] | Commercial Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans		2
Significant Unobservable Inputs (Level 3) [Member] | Residential Mortgage Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | One-to Four-Family [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans		765
Other real estate owned, net		$ 640

Fair Value - Quantitative In125

Fair Value - Quantitative Information About Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on Nonrecurring Basis (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Impaired Loans | Nonresidential [Member] | Commercial Loans [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value	$ 2,857
Impaired Loans | Nonresidential [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value		$ 2,843
Impaired Loans | Nonresidential [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Minimum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	9.19%	0.00%
Impaired Loans | Nonresidential [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Maximum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	12.38%	20.00%
Impaired Loans | Nonresidential [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Weighted Average | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	10.79%	10.00%
Impaired Loans | Land [Member] | Commercial Loans [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value	$ 175
Impaired Loans | Land [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Minimum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	0.00%
Impaired Loans | Land [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Maximum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	27.47%
Impaired Loans | Land [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Weighted Average | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	13.74%
Impaired Loans | Home Equity [Member] | Consumer Loans [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value	$ 392
Impaired Loans | Home Equity [Member] | Consumer Loans [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value		$ 236
Impaired Loans | Home Equity [Member] | Consumer Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Minimum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	0.00%	0.00%
Impaired Loans | Home Equity [Member] | Consumer Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Maximum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	17.85%	10.00%
Impaired Loans | Home Equity [Member] | Consumer Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Weighted Average | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	8.93%	5.00%
Impaired Loans | Construction [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value		$ 958
Impaired Loans | Construction [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Minimum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales		0.00%
Impaired Loans | Construction [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Maximum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales		11.80%
Impaired Loans | Construction [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Weighted Average | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales		3.70%
Impaired Loans | Multifamily [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value		$ 2
Impaired Loans | Multifamily [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Minimum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales		0.00%
Impaired Loans | Multifamily [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Maximum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales		20.00%
Impaired Loans | Multifamily [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Weighted Average | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales		10.00%
Impaired Loans | Auto [Member] | Consumer Loans [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value		$ 24
Impaired Loans | Auto [Member] | Consumer Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Minimum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales		0.00%
Impaired Loans | Auto [Member] | Consumer Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Maximum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales		10.00%
Impaired Loans | Auto [Member] | Consumer Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Weighted Average | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales		5.00%
Impaired Loans | Residential Mortgage Loans [Member] | One-to Four-Family [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value	$ 1,493
Impaired Loans | Residential Mortgage Loans [Member] | One-to Four-Family [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value		$ 765
Impaired Loans | Residential Mortgage Loans [Member] | One-to Four-Family [Member] | Fair Value, Measurements, Nonrecurring [Member] | Minimum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	0.00%	0.00%
Impaired Loans | Residential Mortgage Loans [Member] | One-to Four-Family [Member] | Fair Value, Measurements, Nonrecurring [Member] | Maximum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	10.77%	20.00%
Impaired Loans | Residential Mortgage Loans [Member] | One-to Four-Family [Member] | Fair Value, Measurements, Nonrecurring [Member] | Weighted Average | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	4.27%	10.00%
Other Real Estate Owned | Nonresidential [Member] | Commercial Loans [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value	$ 175
Other Real Estate Owned | Nonresidential [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Minimum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	40.00%
Other Real Estate Owned | Nonresidential [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Maximum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	60.00%
Other Real Estate Owned | Nonresidential [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Weighted Average | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	50.00%
Other Real Estate Owned | Construction [Member] | Commercial Loans [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value	$ 785
Other Real Estate Owned | Construction [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value		$ 1,286
Other Real Estate Owned | Construction [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Minimum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	0.00%	0.00%
Other Real Estate Owned | Construction [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Maximum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	50.00%	51.10%
Other Real Estate Owned | Construction [Member] | Commercial Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Weighted Average | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	21.71%	(26.83%)
Other Real Estate Owned | Residential Mortgage Loans [Member] | One-to Four-Family [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value	$ 1,088
Other Real Estate Owned | Residential Mortgage Loans [Member] | One-to Four-Family [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value		$ 640
Other Real Estate Owned | Residential Mortgage Loans [Member] | One-to Four-Family [Member] | Fair Value, Measurements, Nonrecurring [Member] | Minimum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	0.00%	0.00%
Other Real Estate Owned | Residential Mortgage Loans [Member] | One-to Four-Family [Member] | Fair Value, Measurements, Nonrecurring [Member] | Maximum [Member] | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	40.50%	58.10%
Other Real Estate Owned | Residential Mortgage Loans [Member] | One-to Four-Family [Member] | Fair Value, Measurements, Nonrecurring [Member] | Weighted Average | Market Approach Valuation Technique
Fair Value Inputs Assets Quantitative Information [Line Items]
Adjustment for differences between comparable sales	15.51%	22.20%

Fair Value - Fair Value Option

Fair Value - Fair Value Option for Newly Originated Permanent Construction Loans Held for Sale (Detail) $ in Thousands	Dec. 31, 2015USD ($)
Fair Value Inputs Assets Quantitative Information [Line Items]
Aggregate fair value	$ 26,716
Construction [Member]
Fair Value Inputs Assets Quantitative Information [Line Items]
Aggregate fair value	26,716
Contractual balance	25,197
Gain	$ 1,519

Fair Value - Carrying Value and

Fair Value - Carrying Value and Estimated Fair Values of Financial Instruments (Detail) - USD ($)	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Cash and cash equivalents, Carrying Value	$ 35,910,000	$ 32,980,000	$ 77,331,000	$ 42,613,000
Available for sale securities, Fair value	357,670,000	499,790,000
Held to maturity securities, Carrying Value	110,699,000	0
Loans held for sale at lower of cost or market, Carrying Value	9,085,000	20,730,000
Loans held for sale, at fair value	26,716,000
Loans, net, Carrying Value	1,316,192,000	1,148,093,000
FHLB stock, Carrying Value	18,068,000	18,068,000
Accrued interest receivable, Carrying Value	5,978,000	5,763,000
FHLB advances, Carrying Value	(278,975,000)	(186,194,000)
Repurchase agreements and other, Carrying Value	(535,000)	(30,558,000)
Advance payments by borrowers for taxes and insurance, Carrying Value	(21,174,000)	(19,904,000)
Accrued interest payable, Carrying Value	(53,000)	(185,000)
Written certificate of deposit option, Carrying Value	(454,960,000)	(435,300,000)
Held to maturity securities, Fair value	109,644,000	0
Reported Value Measurement [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Cash and cash equivalents, Carrying Value	35,910,000	32,980,000
Available for sale securities, Fair value	357,670,000	499,790,000
Held to maturity securities, Carrying Value	110,699,000
Loans held for sale at lower of cost or market, Carrying Value	9,085,000	20,730,000
Loans held for sale, at fair value	26,716,000
Loans, net, Carrying Value	1,316,192,000	1,148,093,000
FHLB stock, Carrying Value	18,068,000	18,068,000
Accrued interest receivable, Carrying Value	5,978,000	5,763,000
Interest rate caps, Carrying Value	3,000	180,000
Purchased certificate of deposit option, Carrying Value	805,000	930,000
Checking, savings and money market accounts, Carrying Value	(980,783,000)	(912,536,000)
Certificates of deposit, Carrying Value	(454,960,000)	(435,300,000)
FHLB advances, Carrying Value	(278,975,000)	(186,194,000)
Repurchase agreements and other, Carrying Value	(535,000)	(30,558,000)
Advance payments by borrowers for taxes and insurance, Carrying Value	(21,174,000)	(19,904,000)
Accrued interest payable, Carrying Value	(53,000)	(185,000)
Written certificate of deposit option, Carrying Value	(805,000)	(930,000)
Estimate of Fair Value Measurement [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Cash and cash equivalents, Fair Value	35,910,000	32,980,000
Checking, savings and money market accounts, Fair Value	(980,783,000)	(912,536,000)
Advance payments by borrowers for taxes and insurance, Fair Value	(21,174,000)	(19,904,000)
Estimate of Fair Value Measurement [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available for sale securities, Fair value	357,670,000	499,790,000
Loans held for sale, at fair value		21,528,000
Held to maturity securities, Fair value	108,536,000
Loans held for sale at lower of cost or market, Fair Value	9,207,000
Accrued interest receivable, Fair Value	2,276,000	2,374,000
Purchased certificate of deposit option, Fair Value	805,000	930,000
Certificates of deposit, Fair Value	(459,433,000)	(442,268,000)
FHLB advances, Fair Value	(279,053,000)	(186,290,000)
Repurchase agreements and other, Fair Value	(548,000)	(32,817,000)
Accrued interest payable, Fair Value	(53,000)	(185,000)
Written certificate of deposit option, Fair Value	(805,000)	(930,000)
Estimate of Fair Value Measurement [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Loans held for sale, at fair value	26,716,000
Held to maturity securities, Fair value	1,108,000
Loans, net, Fair Value	1,322,338,000	1,167,372,000
Accrued interest receivable, Fair Value	3,702,000	3,389,000
Interest rate caps, Fair Value	$ 3,000	$ 180,000

Statement of Cash Flows Supp128

Statement of Cash Flows Supplemental Disclosure - Supplemental Disclosures of Cash Flow Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Supplemental Cash Flow Information [Abstract]
Interest on deposits and borrowings	$ 9,245	$ 12,190	$ 13,426
Income taxes	375	130	1,300
Supplemental schedule of noncash activities:
Securities transferred from available for sale to held to maturity, at fair value	103,768
Transfers from loans to real estate owned	$ 2,264	$ 1,982	1,860
Amortization of preferred stock discount			6,751
Conversion of preferred stock to common stock			$ 21,841

Derivatives - Additional Inform

Derivatives - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Derivative [Line Items]
Other assets	$ 29,870	$ 37,172
Options increased	(177)	(366)	$ 110
Written And Purchased Certificate Of Deposit Option [Member]
Derivative [Line Items]
Options increased	$ 125
Not Designated as Hedging Instrument [Member] | Interest Rate Caps [Member]
Derivative [Line Items]
Home Savings entered into an interest rate cap agreements	Oct. 31, 2011
Other assets	$ 3	180
Other noninterest income	$ (177)	$ (366)	$ 110

Derivatives - Summary Informati

Derivatives - Summary Information About the Interest Rate Caps Not Designated Hedges (Detail) - Interest Rate Caps [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Non Hedging Interest Rate Derivatives [Line Items]
Notional amounts	$ 100,000	$ 100,000
Weighted average strike rate, based on three-month LIBOR	1.50%	1.50%
Weighted average maturity remaining	9 months	1 year 9 months
Fair value of combined interest rate caps	$ 3	$ 180

Derivatives - Net Gains_(Losses

Derivatives - Net Gains/(Losses) Recorded in Noninterest Income Relating to Instruments Not Designated as Hedges (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Interest Rate Caps [Member] | Not Designated as Hedging Instrument [Member]
Other Non Interest Income Non Hedging Interest Rate Derivatives [Line Items]
Other noninterest income	$ (177)	$ (366)	$ 110

Derivatives - Summary Inform132

Derivatives - Summary Information About Purchased and Written Options (Detail) - Written And Purchased Certificate Of Deposit Option [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Non Hedging Interest Rate Derivatives [Line Items]
Notion amount of purchased/written option	$ 13,468	$ 8,264
Weighted average maturity	4 years 9 months 18 days	5 years 4 months 24 days
Fair value of purchased/written option	$ 805	$ 930

Derivatives - Freestanding Deri

Derivatives - Freestanding Derivative Assets and Liabilities Not Designated as Hedges (Detail) - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Derivatives Fair Value [Line Items]
Other assets	$ 29,870,000	$ 37,172,000
Other liabilities	0	554,000,000
Not Designated as Hedging Instrument [Member] | Interest Rate Caps [Member]
Derivatives Fair Value [Line Items]
Other assets	3,000	180,000
Not Designated as Hedging Instrument [Member] | Purchased Certificate of Deposit Option [Member]
Derivatives Fair Value [Line Items]
Other assets	805,000	930,000
Not Designated as Hedging Instrument [Member] | Written Certificate of Deposit Option [Member]
Derivatives Fair Value [Line Items]
Other liabilities	$ 805,000	$ 930,000

Parent Company Financial Sta134

Parent Company Financial Statements - Condensed Statements of Financial Condition (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Assets:
Cash and deposits with banks	$ 20,528	$ 21,152
Federal funds sold	15,382	11,828
Total cash and cash equivalents	35,910	32,980	$ 77,331	$ 42,613
Securities:
Other assets	29,870	37,172
Total assets	1,987,989	1,833,550
Liabilities and Shareholders' Equity
Total liabilities	1,743,744	1,593,415
Total shareholders' equity	244,245	240,135	175,074	170,760
Total liabilities and shareholders’ equity	1,987,989	1,833,550
Parent Company [Member]
Assets:
Cash and deposits with banks	21,163	20,764
Total cash and cash equivalents	21,163	20,764	$ 28,906	$ 1,258
Securities:
Investment in subsidiary-Home Savings	220,873	217,372
Other assets	2,395	2,043
Total assets	244,431	240,179
Liabilities and Shareholders' Equity
Accrued expenses and other liabilities	186	44
Total liabilities	186	44
Total shareholders' equity	244,245	240,135
Total liabilities and shareholders’ equity	$ 244,431	$ 240,179

Parent Company Financial sta135

Parent Company Financial statements - Condensed Statements of Income and Comprehensive Income (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income
Interest income	$ 16,836	$ 16,654	$ 16,111	$ 16,034	$ 15,992	$ 15,736	$ 15,811	$ 15,705	$ 65,635	$ 63,244	$ 64,744
Expenses
Non-interest expenses	12,755	12,285	12,208	12,681	13,939	14,252	14,226	13,543	49,929	55,960	56,737
Income tax benefit	1,965	2,073	2,040	1,815	(685)	(369)	(38,837)	156	7,893	(39,735)	200
Net income	$ 4,328	$ 4,143	$ 4,125	$ 3,686	$ 2,808	$ 2,900	$ 42,404	$ 2,094	16,282	50,206	10,027
Comprehensive income (loss)									17,060	71,873	(38,320)
Parent Company [Member]
Income
Interest income										8	5
Non-interest income										331
Total income										339	5
Expenses
Non-interest expenses									1,017	867	957
Total expenses									1,017	867	957
Loss before income taxes									(1,017)	(528)	(952)
Income tax benefit									(356)	(2,035)
Income (loss) before equity in undistributed net earnings of subsidiaries									(661)	1,507	(952)
Earnings distributed by subsidiaries									15,000
Increase in undistributed earnings of subsidiaries									1,943	48,699	10,979
Net income									16,282	50,206	10,027
Comprehensive income (loss)									$ 17,060	$ 71,873	$ (38,320)

Parent Company Financial Sta136

Parent Company Financial Statements - Condensed Statements of Cash Flows (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash Flows from Operating Activities
Net income	$ 4,328	$ 4,143	$ 4,125	$ 3,686	$ 2,808	$ 2,900	$ 42,404	$ 2,094	$ 16,282	$ 50,206	$ 10,027
Adjustments to reconcile net income to net cash provided by operating activities
Net gains on securities sales									(142)	(444)	(2,577)
Increase (decrease) in other liabilities									(1,529)	(1,098)	(1,060)
Sales of:
Securities available for sale									16,627	14,595	137,467
Cash Flows from Financing Activities
Issuance of preferred stock											21,841
Issuance of common stock, net of issuance costs											20,501
Purchase of treasury stock									(10,333)	(6,389)
Dividends paid									(3,369)	(1,001)
Proceeds from the exercise of stock options									28	172	155
Change in cash and cash equivalents									2,930	(44,351)	34,718
Cash and cash equivalents, beginning of period				32,980				77,331	32,980	77,331	42,613
Cash and cash equivalents, end of period	35,910				32,980				35,910	32,980	77,331
Parent Company [Member]
Cash Flows from Operating Activities
Net income									16,282	50,206	10,027
Adjustments to reconcile net income to net cash provided by operating activities
Increase in undistributed earnings of the subsidiaries									(1,943)	(48,699)	(10,979)
Increase in deferred tax assets									(356)	(1,996)
Decrease in other assets									4		2,058
Net gains on securities sales										(331)
Increase (decrease) in other liabilities									86	(535)	45
Net cash from operating activities									14,073	(1,355)	1,151
Sales of:
Securities available for sale										431
Equity investment in Home Savings											(16,000)
Net cash from investing activities										431	(16,000)
Cash Flows from Financing Activities
Issuance of preferred stock											21,841
Issuance of common stock, net of issuance costs											20,501
Purchase of treasury stock									(10,333)	(6,389)
Dividends paid									(3,369)	(1,001)
Proceeds from the exercise of stock options									28	172	155
Net cash from financing activities									(13,674)	(7,218)	42,497
Change in cash and cash equivalents									399	(8,142)	27,648
Cash and cash equivalents, beginning of period				$ 20,764				$ 28,906	20,764	28,906	1,258
Cash and cash equivalents, end of period	$ 21,163				$ 20,764				$ 21,163	$ 20,764	$ 28,906

Segment Information - Additiona

Segment Information - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2015Segment
Segment Reporting [Abstract]
Reportable operating segment	1

Earnings Per Share - Additional

Earnings Per Share - Additional Information (Detail) - $ / shares	Mar. 22, 2013	Jan. 11, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Earnings Per Common Share [Line Items]
Preferred convertible securities conversion price			$ 2.75
Preferred convertible securities market value per share			$ 3.60
Convertible Preferred Stock [Member]
Earnings Per Common Share [Line Items]
Stock issued, shares	7,942	7,942
Stock Option [Member]
Earnings Per Common Share [Line Items]
Number of anti-dilutive shares related to stock options			76,317	74,869	364,880

Earnings Per Share - Computatio

Earnings Per Share - Computation of Earnings Per Share (Detail) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Earnings Per Share [Abstract]
Net income (loss) per consolidated statements of income	$ 4,328	$ 4,143	$ 4,125	$ 3,686	$ 2,808	$ 2,900	$ 42,404	$ 2,094	$ 16,282	$ 50,206	$ 10,027
Net (income) loss allocated to participating securities									(81)	(209)	(36)
Amortization of discount on preferred stock											(6,751)
Net income (loss) allocated to common stock									16,201	49,997	3,240
Distributed earnings allocated to common stock									3,350	1,001
Undistributed earnings (loss) allocated to common stock									$ 12,851	$ 48,996	$ 3,240
Weighted average common shares outstanding, including shares considered participating securities									48,320	50,125	44,423
Less: Average participating securities									(242)	(208)	(161)
Weighted average shares									48,078	49,917	44,262
Basic earnings (loss) per common share	$ 0.09	$ 0.09	$ 0.08	$ 0.07	$ 0.06	$ 0.06	$ 0.84	$ 0.04	$ 0.34	$ 1	$ 0.07
Net earnings (loss) allocated to common stock									$ 16,201	$ 49,997	$ 3,240
Weighted average common shares outstanding for basic earnings per common share									48,078	49,917	44,262
Add: Dilutive effects of assumed exercises of stock options									272	251	271
Weighted average shares and dilutive potential common shares									48,350	50,168	44,533
Diluted earnings (loss) per common share	$ 0.09	$ 0.09	$ 0.08	$ 0.07	$ 0.06	$ 0.06	$ 0.84	$ 0.04	$ 0.34	$ 1	$ 0.07

Earnings Per Share - Summary of

Earnings Per Share - Summary of BCF Resulting from Issuance of Preferred Shares (Detail) $ / shares in Units, shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)$ / sharesshares
Earnings Per Share [Abstract]
Total common shares that may be issued upon conversion of preferred shares | shares	7,942
Intrinsic value (difference between consideration allocated to preferred stock upon conversion at $2.75 pershare and market price of $3.60 per share on March 22, 2013) | $ / shares	$ 0.85
Beneficial conversion feature | $	$ 6,751

Earnings Per Share - Summary141

Earnings Per Share - Summary of BCF Resulting from Issuance of Preferred Shares (Parenthetical) (Detail) - $ / shares	12 Months Ended
	Dec. 31, 2015	Jan. 11, 2013
Earnings Per Common Share [Line Items]
Consideration allocated to preferred stock upon conversion price	$ 2.75
Market price		$ 2.75
Preferred Stock [Member]
Earnings Per Common Share [Line Items]
Market price	$ 3.60

Quarterly Financial Informat142

Quarterly Financial Information - Summary of Quarterly Data (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Quarterly Financial Information Disclosure [Abstract]
Interest income	$ 16,836	$ 16,654	$ 16,111	$ 16,034	$ 15,992	$ 15,736	$ 15,811	$ 15,705	$ 65,635	$ 63,244	$ 64,744
Interest expense	2,346	2,353	2,260	2,154	2,641	3,011	3,070	3,103	9,113	11,825	13,413
Net interest income	14,490	14,301	13,851	13,880	13,351	12,725	12,741	12,602	56,522	51,419	51,331
Provision (recovery) for loan losses	893	673	753	(184)	194	116	(1,614)	33	2,135	(1,271)	4,116
Net interest income after provision for loan losses	13,597	13,628	13,098	14,064	13,157	12,609	14,355	12,569	54,387	52,690	47,215
Non-interest income	5,451	4,873	5,275	4,118	2,905	4,174	3,438	3,224	19,717	13,741	19,749
Non-interest expenses	12,755	12,285	12,208	12,681	13,939	14,252	14,226	13,543	49,929	55,960	56,737
Income before income taxes	6,293	6,216	6,165	5,501	2,123	2,531	3,567	2,250	24,175	10,471	10,227
Income tax expense	1,965	2,073	2,040	1,815	(685)	(369)	(38,837)	156	7,893	(39,735)	200
Net income	$ 4,328	$ 4,143	$ 4,125	$ 3,686	$ 2,808	$ 2,900	$ 42,404	$ 2,094	$ 16,282	$ 50,206	$ 10,027
Earnings per share:
Basic earnings	$ 0.09	$ 0.09	$ 0.08	$ 0.07	$ 0.06	$ 0.06	$ 0.84	$ 0.04	$ 0.34	$ 1	$ 0.07
Diluted earnings	$ 0.09	$ 0.09	$ 0.08	$ 0.07	$ 0.06	$ 0.06	$ 0.84	$ 0.04	$ 0.34	$ 1	$ 0.07

Quarterly Financial Informat143

Quarterly Financial Information - Summary of Quarterly Data (Parenthetical) (Detail) - USD ($)	3 Months Ended		6 Months Ended	12 Months Ended
	Dec. 31, 2015	Jun. 30, 2014	Jun. 30, 2014	Dec. 31, 2015
Prepayment penalty	$ 1,300,000
Decrease in provision for loan losses		$ 1,000,000
Reversal of valuation allowance on net deferred tax allowance		38,800,000	$ 42,800,000
Valuation allowance recorded terms				The realization of a DTA is assessed and a valuation allowance is recorded if it is “more likely than not” that all or a portion of the DTA will not be realized. “More likely than not” is defined as the DTA being more than 50% likely of being realized.
Commercial Loan
Release of real estate loan reserve		748,000	748,000
Residential Mortgage Construction Loans
Release of real estate loan reserve		$ 794,000	$ 794,000

Capital Raise - Additional Info

Capital Raise - Additional Information (Detail)	Apr. 26, 2013USD ($)$ / sharesshares	Mar. 22, 2013shares	Mar. 22, 2013USD ($)shares	Jan. 11, 2013USD ($)Investor$ / sharesshares	Dec. 31, 2015USD ($)	Dec. 31, 2013USD ($)
Aggregate Value						$ 21,841,000
Purchases price per share | $ / shares				$ 2.75
Amount Received			$ 39,900,000
Number of preferred shares converted to common shares | shares			1,000
Preferred Dividends					$ 0
Purchase price | $ / shares	$ 2.75			$ 2.75
Right to purchase share, Value	$ 5,000,000
Issuable shares | shares	1,818,181
Rights offering closing date	May 28, 2013
Capital Raise aggregate value					$ 4,600,000
Common Stock [Member]
Number of accredited Investors | Investor				28
Aggregate Value				$ 39,900,000		$ 6,751,000
Stock issued, shares | shares				6,574,272
Investment of insider investments				$ 2,100,000
Newly issued common stock | shares				755,820
Convertible Preferred Stock [Member]
Stock issued, shares | shares		7,942		7,942
Purchases price per share | $ / shares				$ 2,750