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Content analysis
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Uncertain | ||
Constraining | ||
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Litigous | ||
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H.S. freshman Bad
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New words:
aaa, ABCP, abnormal, ABO, abroad, absence, absorb, absorbed, acceptance, accepted, accessed, accommodate, accommodative, accompanying, accretion, accrued, accruing, accumulated, accumulation, accuracy, accurate, accurately, achieve, achieved, actuarial, actuarially, add, added, adding, Additionally, addressed, adherence, administered, administration, administrative, administrator, admission, advance, advanced, advancement, advantage, advertising, advice, aerospace, affinity, affluent, aforementioned, Africa, AFS, aftermarket, ago, aid, aircraft, Alaska, ALCO, alleviate, allocate, allocated, allocating, allocation, ALM, Alvaro, American, amortization, amortize, amortized, analyzed, analyzing, ancillary, andAll, andBanc, andDealer, andEquity, andGlobal, andLatin, andOther, andWealth, anticompetitive, antidilutive, antitrust, Antonio, APB, Appellate, appetite, applied, apply, applying, approach, ARB, arbitration, areConsumer, Argentina, Argentine, array, arrive, asAll, asConsumer, 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monitored, monitoring, Monte, monthly, Moody, Moynihan, MSR, multicultural, multinational, multiple, multiplying, municipal, narrow, NationsCredit, nationwide, necessarily, negative, negotiable, network, nonaccrual, noncash, noncontributory, noncontrolling, nondiscretionary, nonfinancial, noninterest, nonleveraged, nonparallel, nonperforming, nonproprietary, nonpublic, nonqualified, nonrecourse, nonrevolving, nontaxable, nontrading, Northeast, notable, noteholder, notification, notifying, notional, NPC, NYSE, OAS, obligated, obligation, observable, observed, obsolescence, occurrence, OCI, offset, offsetting, ofGlobal, ofLatin, oil, onAll, onGlobal, onLatin, online, opinion, opportunity, optimize, organizational, outbreak, outline, outlined, overlimit, oversight, owed, pace, paper, parallel, Parma, Parmalat, partial, partially, partly, partnership, passage, passive, payable, payout, payroll, PBO, people, percentage, perception, permanently, Perpetual, personnel, perspective, pertain, pertaining, pertinent, petroleum, pharmaceutical, photo, picture, plaintiff, plausible, pledged, point, political, pool, Poor, portfolio, portion, postretirement, Pothier, predetermined, predominance, predominant, preliminarily, preliminary, Premier, premium, Prepaid, prepay, prepayment, prescription, presence, preset, previously, print, pro, proactive, problem, procedure, processor, produced, producing, Professional, profile, profit, profitability, project, projected, promised, property, proportion, proportionate, proprietary, Prosecutor, prospective, prospectively, provincial, prudent, published, publishing, pull, QSPE, qualitative, quantification, quantify, quantifying, quantitative, quantity, quickly, quoted, Ranger, rapidly, ratably, RCC, read, readily, real, realigned, realignment, reality, realizable, realization, realized, reassessment, rebranded, rebuilt, receded, receivership, reclaim, reclassification, reclassified, reclassify, recognition, reconciliation, reconsideration, 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telephone, temporarily, tentative, tentatively, test, tested, testing, theglobal, theInvestment, thousand, throughThe, tightening, toAll, toGlobal, tool, toPremier, traditional, trailer, training, transacted, transaction, translated, translation, travel, Treadway, Treasurer, treated, treatment, trend, trillion, troubled, Truth, Tryon, turn, twelve, ultimate, ultimately, ultra, unable, unaffiliated, unallocated, unamortized, unanticipated, unaudited, unauthorized, uncertain, uncertainty, unchanged, uncollectible, unconditional, unconstrained, underlying, understanding, undertaken, underwritten, undesirable, undiscounted, undistributed, unearned, unexpected, unforeseen, unfunded, unobservable, unpaid, unplanned, unqualified, unrealized, unrecognized, unrelated, unremitted, unused, unvested, update, updated, updating, usage, utilization, utilize, utilized, utilizing, valid, validated, Validation, valuation, VAR, variability, variable, variance, variation, varied, vary, varying, vault, vehicle, vendor, venture, venue, verdict, verification, verify, vest, vested, vesting, vi, VIE, vii, Visa, volatile, volatility, volume, voluntary, warehouse, warrant, warranted, wealth, weighted, Western, wholesale, wholly, wide, widely, withBAI, withdraw, withdrawal, withholding, withinConsumer, withinEquity, withinglobal, withinSmall, withNewby, workforce, writ, writing, written, wrongdoing, wrongfully, yield, Zealand
Removed:
Alphin, asterisk, Barnett, belk, Brown, certificate, Chase, Chicago, coker, Consent, Dean, Deferral, DeMartini, donald, duly, edward, exhibit, feldstein, Grantor, guinn, hance, Hanover, Incorporation, Indenture, Irrevocable, jackie, john, jr, kathleen, List, Luxembourg, massey, mcmillan, meredith, mitchell, Morgan, NB, NCNB, Northwest, patricia, Richard, Shaw, sloan, spangler, Specimen, Stanley, Steele, steven, successor, temple, thereon, thereunto, trustee, undersigned, virgil, walter, ward, Witter
Filing tables
Filing exhibits
- 10-K Annual report
- 4 Amended and Restated Issuing and Paying Agency Agreement
- 4 First and Second Supplemental Indentures to Indenture Dated Nov. 26, 1996
- 4 First and Second Supplemental Indentures to Indenture Dated Dec. 10, 1996
- 4 First and Second Supplemental Indentures to Indenture Dated June 4, 1997
- 4 Third Supplemental Indentures to Indenture Dated Dec. 11, 1996
- 4 Second Supplemental Indentures to Indenture Dated Dec 18, 1998
- 4 Bank of America - Fifth Supplemental Indenture
- 10 Bank of America Pension Restoration Plan
- 10 Director's Stock Plan Restricted Stock Award Agreement
- 10 2003 Key Associate Stock Plan
- 10 Bank of America Corporation Equity Incentive Plan
- 10 Fleetboston Supplemental Executive Retirement Plan
- 10 Fleetboston Amended and Restated 1992 Stock Option and Restricted Stock Plan
- 10 Fleetboston Executive Deferred Compensation Plan NO.1
- 10 Fleetboston Executive Deferred Compensation Plan No. 2
- 10 Fleetboston Executive Supplemental Plan
- 10 Fleet Financial Group, Inc. Retirement Income Assurance Plan
- 10 Trust Agreement for the Fleetboston Executive Deferred Comp Plans No. 1 and 2
- 10 Trust Agreement for the Fleetboston Executive Supplemental Plan
- 10 Trust Agreement for the Fleetboston Retirement Income Assurance Plan
- 10 Fleetboston Directors Deferred Compensation and Stock Unit Plan
- 10 Flettboston 1996 Long-term Incentive Plan
- 10 Bankboston Corp. Deferred Compensation Plan
- 10 Bankboston Bonus Supplemental Employee Retirement Plan
- 10 Description of Bankboston Supplemental Life Insurance Plan
- 10 Bankboston Excess Benefit Supplement Employee Retirement Plan
- 10 Description of Supplement Long Term Disability Plan
- 10 Bankboston Corporation Director Stock Award Plan
- 10 Bankboston Directors Deferred Compensation Plan
- 10 Bankboston, Na Directors Compensation Plan
- 10 Bankboston Corporation 1997 Stock Option Plan for Non-employee Directors
- 10 Director Retirement Benefits Exchange Program Specifications
- 10 Employment Agreement
- 10 Form of Change of Control Agreement
- 10 Global Amendment to Definition of "Change In Control"
- 10 Amendment to Various Fleetboston Stock Option Awards
- 12 Ratio of Earnings to Fixed Charges
- 21 List of Subsidiaries
- 23 Consent of Pricewaterhousecoopers LLP
- 24 Power of Attorney
- 24 Corporate Resolution
- 31 Certification of the CEO Pursuant to Rule 302 of the Sarbanes-oxley Act
- 31 Certification of the CFO Pursuant to Rule 302 of the Sarbanes-oxley Act
- 32 Certification of the CEO Pursuant to Rule 906 of the Sarbanes-oxley Act
- 32 Certification of the CFO Pursuant to Rule 906 of the Sarbanes-oxley Act
- COVER Cover
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Exhibit 23
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
We hereby consent to the incorporation by reference in:
• | the Registration Statements on Form S-3 (Nos. 333-112708; 333-70984; 333-15375; 333-18273; 333-43137; 333-97157; 333-97197; 333-83503; 333-07229; 333-51367; 33-54784; 33-57533; 33-63097; 33-30717; 33-49881; 333-13811; 333-47222; 333-65750; 333-64450; and 333-104151); |
• | the Registration Statement on Form S-4 (No. 333-110924); |
• | the Registration Statements on Form S-8 (Nos. 333-69849; 33-45279; 2-80406; 333-65209; 333-02875; 33-60695; 333-58657; 333-81810; 333-53664; 333-102043; and 333-102852); and |
• | the Post-Effective Amendments on Form S-8 to Registration Statements on Form S-4 (Nos. 333-121513; 333-110924; 33-43125; 33-55145; 33-63351; 33-62069; 33-62208; 333-16189; 333-60553; and 333-40515) |
of Bank of America Corporation of our report dated February 25, 2005 relating to the financial statements, management’s assessment of the effectiveness of internal control over financial reporting and the effectiveness of internal control over financial reporting, which appears in the Annual Report to Shareholders, which is incorporated in this Annual Report on Form 10-K.
Charlotte, North Carolina
March 1, 2005