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Content analysis
?Positive | ||
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Uncertain | ||
Constraining | ||
Legalese | ||
Litigous | ||
Readability |
H.S. freshman Bad
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New words:
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Removed:
Alphin, asterisk, Barnett, belk, Brown, certificate, Chase, Chicago, coker, Consent, Dean, Deferral, DeMartini, donald, duly, edward, exhibit, feldstein, Grantor, guinn, hance, Hanover, Incorporation, Indenture, Irrevocable, jackie, john, jr, kathleen, List, Luxembourg, massey, mcmillan, meredith, mitchell, Morgan, NB, NCNB, Northwest, patricia, Richard, Shaw, sloan, spangler, Specimen, Stanley, Steele, steven, successor, temple, thereon, thereunto, trustee, undersigned, virgil, walter, ward, Witter
Filing tables
Filing exhibits
- 10-K Annual report
- 4 Amended and Restated Issuing and Paying Agency Agreement
- 4 First and Second Supplemental Indentures to Indenture Dated Nov. 26, 1996
- 4 First and Second Supplemental Indentures to Indenture Dated Dec. 10, 1996
- 4 First and Second Supplemental Indentures to Indenture Dated June 4, 1997
- 4 Third Supplemental Indentures to Indenture Dated Dec. 11, 1996
- 4 Second Supplemental Indentures to Indenture Dated Dec 18, 1998
- 4 Bank of America - Fifth Supplemental Indenture
- 10 Bank of America Pension Restoration Plan
- 10 Director's Stock Plan Restricted Stock Award Agreement
- 10 2003 Key Associate Stock Plan
- 10 Bank of America Corporation Equity Incentive Plan
- 10 Fleetboston Supplemental Executive Retirement Plan
- 10 Fleetboston Amended and Restated 1992 Stock Option and Restricted Stock Plan
- 10 Fleetboston Executive Deferred Compensation Plan NO.1
- 10 Fleetboston Executive Deferred Compensation Plan No. 2
- 10 Fleetboston Executive Supplemental Plan
- 10 Fleet Financial Group, Inc. Retirement Income Assurance Plan
- 10 Trust Agreement for the Fleetboston Executive Deferred Comp Plans No. 1 and 2
- 10 Trust Agreement for the Fleetboston Executive Supplemental Plan
- 10 Trust Agreement for the Fleetboston Retirement Income Assurance Plan
- 10 Fleetboston Directors Deferred Compensation and Stock Unit Plan
- 10 Flettboston 1996 Long-term Incentive Plan
- 10 Bankboston Corp. Deferred Compensation Plan
- 10 Bankboston Bonus Supplemental Employee Retirement Plan
- 10 Description of Bankboston Supplemental Life Insurance Plan
- 10 Bankboston Excess Benefit Supplement Employee Retirement Plan
- 10 Description of Supplement Long Term Disability Plan
- 10 Bankboston Corporation Director Stock Award Plan
- 10 Bankboston Directors Deferred Compensation Plan
- 10 Bankboston, Na Directors Compensation Plan
- 10 Bankboston Corporation 1997 Stock Option Plan for Non-employee Directors
- 10 Director Retirement Benefits Exchange Program Specifications
- 10 Employment Agreement
- 10 Form of Change of Control Agreement
- 10 Global Amendment to Definition of "Change In Control"
- 10 Amendment to Various Fleetboston Stock Option Awards
- 12 Ratio of Earnings to Fixed Charges
- 21 List of Subsidiaries
- 23 Consent of Pricewaterhousecoopers LLP
- 24 Power of Attorney
- 24 Corporate Resolution
- 31 Certification of the CEO Pursuant to Rule 302 of the Sarbanes-oxley Act
- 31 Certification of the CFO Pursuant to Rule 302 of the Sarbanes-oxley Act
- 32 Certification of the CEO Pursuant to Rule 906 of the Sarbanes-oxley Act
- 32 Certification of the CFO Pursuant to Rule 906 of the Sarbanes-oxley Act
- COVER Cover
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Exhibit 31(a)
Certification Pursuant to Section 302
of the Sarbanes-Oxley Act of 2002
for the Chief Executive Officer
I, Kenneth D. Lewis, certify that:
1. | I have reviewed this annual report on Form 10-K of Bank of America Corporation; |
2. | Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; |
3. | Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report; |
4. | The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-(f)) for the registrant and we have: |
a) | Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared; |
b) | Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; |
c) | Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and |
d) | Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and |
5. | The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions): |
a) | All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and |
b) | Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting. |
Date: March 1, 2005
/s/ Kenneth D. Lewis |
Kenneth D. Lewis |
Chief Executive Officer |