NCR Voyix (VYX) 10-K 27 Feb 25 2024 FY Annual report Financial data

Cover Page

Cover Page - USD ($) $ in Billions	12 Months Ended
	Dec. 31, 2024	Feb. 21, 2025	Jun. 30, 2024
Cover [Abstract]
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2024
Current Fiscal Year End Date	--12-31
Document Transition Report	false
Entity File Number	001-00395
Entity Registrant Name	NCR VOYIX CORPORATION
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	31-0387920
Entity Address, Address Line One	864 Spring Street NW
Entity Address, City or Town	Atlanta
Entity Address, State or Province	GA
Entity Address, Postal Zip Code	30308
City Area Code	800
Local Phone Number	225-5627
Title of 12(b) Security	Common Stock, par value $0.01 per share
Trading Symbol	VYX
Security Exchange Name	NYSE
Entity Well-known Seasoned Issuer	Yes
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	true
Document Financial Statement Error Correction	false
Entity Shell Company	false
Entity Public Float			$ 1.8
Entity Common Stock, Shares Outstanding		138,882,586
Documents Incorporated by Reference	Part III: Portions of the Registrant’s Definitive Proxy Statement for its Annual Meeting of Stockholders to be filed pursuant to Regulation 14A within 120 days after the Registrant’s fiscal year end of December 31, 2024 are incorporated by reference into Part III of this Report.
Entity Central Index Key	0000070866
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	FY
Amendment Flag	false

Audit Information

Audit Information	12 Months Ended
	Dec. 31, 2024
Auditor Information [Abstract]
Auditor Name	PricewaterhouseCoopers LLP
Auditor Location	Atlanta, Georgia
Auditor Firm ID	238

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) shares in Millions, $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Revenue by Segment	$ 2,826	$ 3,178	$ 3,174
Selling, general and administrative expenses	459	659	618
Research and development expenses	157	139	116
Total operating expenses	2,863	3,307	3,224
Income (loss) from operations	(37)	(129)	(50)
Gain (loss) on extinguishment of debt	8	(46)	0
Interest expense	(134)	(294)	(285)
Other income (expense), net	(36)	(76)	18
Income (loss) from continuing operations before income taxes	(199)	(545)	(317)
Income tax expense (benefit)	4	184	52
Income (loss) from continuing operations	(203)	(729)	(369)
Income (loss) from discontinued operations, net of tax	1,160	306	428
Net income (loss)	957	(423)	59
Net income (loss) attributable to noncontrolling interests	(1)	0	0
Net income (loss) attributable to noncontrolling interests	0	0	(1)
Net income (loss) attributable to NCR Voyix	958	(423)	60
Amounts attributable to NCR Voyix common stockholders:
Income (loss) from continuing operations	(202)	(729)	(369)
Series A convertible preferred stock dividends	(15)	(16)	(16)
Income (loss) from continuing operations attributable to NCR Voyix	(217)	(745)	(385)
Income (loss) from discontinued operations, net of tax	1,160	306	429
Total reclassifications, net of tax	$ 943	$ (439)	$ 44
Income (loss) per common share from continuing operations
Basic (in dollars per share)	$ (1.50)	$ (5.30)	$ (2.82)
Diluted (in dollars per share)	(1.50)	(5.30)	(2.82)
Net income (loss) per common share
Basic (in dollars per share)	6.52	(3.12)	0.32
Diluted (in dollars per share)	$ 6.52	$ (3.12)	$ 0.32
Weighted average common shares outstanding
Basic (in shares)	144.7	140.6	136.7
Diluted (net income)	144.7	140.6	136.7
Product
Revenue by Segment	$ 870	$ 1,168	$ 1,204
Cost of products	770	1,049	1,103
Service
Revenue by Segment	1,956	2,010	1,970
Cost of products	$ 1,477	$ 1,460	$ 1,387

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Statement of Comprehensive Income [Abstract]
Net income (loss)	$ 957	$ (423)	$ 59
Currency translation adjustments
Currency translation adjustments gain (loss)	(45)	85	(132)
Derivatives
Unrealized gain (loss) on derivatives	0	0	152
Loss (gain) on derivatives arising during the period	0	(31)	(18)
Less income tax benefit (expense)	0	7	(33)
Employee benefit plans
Prior service benefit	0	0	0
Amortization of prior service cost	(1)	(1)	(2)
Net gain (loss) arising during the period	(7)	(9)	25
Amortization of actuarial (loss) gain	0	(1)	0
Less income tax benefit (expense)	2	3	(4)
Other comprehensive income (loss)	(51)	53	(12)
Total comprehensive income (loss)	906	(370)	47
Less comprehensive income (loss) attributable to noncontrolling interests:
Net income	(1)	0	(1)
Currency translation adjustments	(1)	0	(3)
Amounts attributable to noncontrolling interests	(2)	0	(4)
Comprehensive income (loss) attributable to NCR Voyix common stockholders	$ 908	$ (370)	$ 51

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023
Current assets
Cash and cash equivalents	$ 724	$ 259
Accounts receivable, net of allowances of $26 and $29 as of December 31, 2024 and 2023, respectively	539	414
Inventories	208	250
Restricted cash	31	21
Prepaid and other current assets	169	178
Current assets of discontinued operations	0	84
Total current assets	1,671	1,206
Property, plant and equipment, net	192	207
Goodwill	1,516	1,519
Intangibles, net	94	123
Operating lease assets	229	231
Prepaid pension cost	47	43
Deferred income taxes	189	239
Other assets	514	532
Noncurrent assets of discontinued operations	0	890
Total assets	4,452	4,990
Current liabilities
Short-term borrowings	0	15
Accounts payable	332	440
Payroll and benefits liabilities	104	126
Contract liabilities	211	157
Settlement liabilities	47	39
Other current liabilities	726	421
Current liabilities of discontinued operations	0	135
Total current liabilities	1,420	1,333
Long-term debt	1,098	2,563
Pension and indemnity plan liabilities	144	160
Postretirement and postemployment benefits liabilities	41	43
Income tax accruals	52	64
Operating lease liabilities	248	251
Other liabilities	242	253
Noncurrent liabilities of discontinued operations	0	22
Total liabilities	3,245	4,689
Commitments and Contingencies (Note 11)
Series A convertible preferred stock: par value $0.01 per share, 3.0 shares authorized, 0.3 shares issued and outstanding as of December 31, 2024 and 2023; redemption amount and liquidation preference of $276 as of December 31, 2024 and 2023	276	276
Stockholders’ equity
Preferred stock: par value $0.01 per share, 100.0 shares authorized, no shares issued and outstanding as of December 31, 2024 and 2023, respectively	0	0
Common stock: par value $0.01 per share, 500.0 shares authorized, 142.1 and 142.6 shares issued and outstanding as of December 31, 2024 and 2023, respectively	1	1
Paid-in capital	866	874
Retained earnings (deficit)	535	(421)
Accumulated other comprehensive loss	(469)	(429)
Total NCR Voyix stockholders’ equity	933	25
Noncontrolling interests in subsidiaries	(2)	0
Noncontrolling interests of discontinued operations	0	0
Total stockholders’ equity	931	25
Total liabilities and stockholders’ equity	$ 4,452	$ 4,990

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023
Statement of Financial Position [Abstract]
Allowance for credit loss	$ 26	$ 29
Convertible Preferred Stock
Temporary equity, par value (in dollars per share)	$ 0.01	$ 0.01
Temporary equity, shares authorized (in shares)	3,000,000	3,000,000
Temporary equity, shares issued (in shares)	300,000	300,000
Temporary equity, shares outstanding (in shares)	300,000	300,000
Temporary equity, aggregate amount of redemption requirement	$ 276	$ 276
Temporary equity, liquidation preference	$ 276	$ 276
Preferred Stock
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	100,000,000	100,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common Stock
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	500,000,000	500,000,000
Common stock, shares outstanding (in shares)	142,100,000	142,600,000
Common stock, shares issued (in shares)	142,100,000	142,600,000

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Operating activities
Net income (loss)	$ 957	$ (423)	$ 59
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:
Loss (gain) on debt extinguishment	(8)	46	0
Depreciation and amortization	297	559	610
Stock-based compensation expense	47	177	125
Deferred income taxes	43	140	60
Loss (gain) on disposal of property, plant and equipment and other assets	0	(2)	(10)
Loss (gain) on divestiture	(1,544)	12	9
Impairment of other assets	11	8	0
Gain on terminated interest rate derivative agreements	0	(103)	0
Changes in assets and liabilities, net of effects of business acquired:
Receivables	(57)	47	(216)
Inventories	39	9	(188)
Current payables and accrued expenses	(115)	108	29
Contract liabilities	67	(24)	(1)
Employee benefit plans	(38)	(6)	(61)
Other assets and liabilities	169	146	11
Net cash provided by (used in) operating activities	(132)	694	427
Investing activities
Expenditures for property, plant and equipment	(30)	(130)	(92)
Proceeds from sale of property, plant and equipment and other assets	0	8	10
Additions to capitalized software	(187)	(247)	(285)
Business acquisitions, net of cash acquired	0	(7)	(13)
Proceeds from divestiture, net	2,458	96	(2)
Purchases of investments	0	(10)	0
Proceeds from disposition of corporate-owned life insurance policies	36	0	0
Termination of trade receivable facility	(300)	0	0
Collections on purchased trade receivables	212	0	0
Other investing activities, net	0	0	(5)
Net cash provided by (used in) investing activities	2,189	(290)	(387)
Financing activities
Short term borrowings, net	0	0	1
Payments on term credit facilities	(200)	(1,878)	(63)
Borrowings on term credit facilities	0	200	0
Payments on revolving credit facilities	(699)	(2,855)	(1,192)
Borrowings on revolving credit facilities	600	2,430	1,333
Payments of senior unsecured notes	(1,177)	(1,000)	0
Proceeds from issuance of senior unsecured notes	0	0	12
Payments on other financing arrangements	0	(2)	0
Debt issuance costs and bridge commitment fees	0	(5)	0
Call premium on debt extinguishment	0	(24)	0
Cash dividend paid for Series A preferred share dividends	(15)	(15)	(15)
Repurchases of common stock	(56)	0	0
Tax withholding payments on behalf of employees	(12)	(34)	(59)
Proceeds from employee stock plans	13	27	31
Net change in client funds obligations	0	0	(28)
Principal payments for finance lease obligations	(14)	(15)	(15)
Proceeds from long-term debt related to debt transferred to NCR Atleos at separation	0	3,016	0
Cash transferred to NCR Atleos at separation	0	(684)	0
Other financing activities	0	0	(4)
Net cash provided by (used in) financing activities	(1,560)	(839)	1
Effect of exchange rate changes on cash, cash equivalents and restricted cash	(24)	(20)	(50)
Increase (decrease) in cash, cash equivalents and restricted cash	473	(455)	(9)
Cash, cash equivalents and restricted cash at beginning of period	285	740	749
Cash, cash equivalents and restricted cash at end of period	$ 758	$ 285	$ 740

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) shares in Millions, $ in Millions	Total	Total Stockholders Equity	Common Stock	Paid-in Capital	Retained Earnings (Deficit)	Accumulated Other Comprehensive (Loss) Income	Noncontrolling Interests in Subsidiaries
Balance at beginning of period (in shares) at Dec. 31, 2021			132
Balance at beginning of period at Dec. 31, 2021		$ 1,259	$ 1	$ 515	$ 1,031	$ (291)	$ 3
Comprehensive income (loss):
Net income (loss)		59			60		(1)
Other comprehensive income (loss)	$ (12)	(12)				(9)	(3)
Total comprehensive income (loss)	47	47			60	(9)	(4)
Employee stock purchase and stock compensation plans (in shares)			5
Employee stock purchase and stock compensation plans		121		121
Stock issued in acquisition of LibertyX (in shares)			1
Stock issued in acquisition of LibertyX		68		68
Series A convertible preferred stock dividends		(16)			(16)
Balance at end of period (in shares) at Dec. 31, 2022			138
Balance at end of period at Dec. 31, 2022		1,479	$ 1	704	1,075	(300)	(1)
Comprehensive income (loss):
Net income (loss)		(423)			(423)
Other comprehensive income (loss)	53	53				53
Total comprehensive income (loss)	(370)	(370)			(423)	53
Employee stock purchase and stock compensation plans (in shares)			5
Employee stock purchase and stock compensation plans		170		170
Series A convertible preferred stock dividends		(16)			(16)
Spin-Off of NCR Atleos	$ (1,238)				(1,057)	(182)	1
Balance at end of period (in shares) at Dec. 31, 2023	142.6		143
Balance at end of period at Dec. 31, 2023	$ 25	25	$ 1	874	(421)	(429)	0
Comprehensive income (loss):
Net income (loss)		957			958		(1)
Other comprehensive income (loss)	(51)	(51)				(50)	(1)
Total comprehensive income (loss)	906	906			958	(50)	(2)
Employee stock purchase and stock compensation plans (in shares)			3
Employee stock purchase and stock compensation plans		48		48
Series A convertible preferred stock dividends		(15)			(15)
Spin-Off of NCR Atleos	23				13	10
Repurchase of Company common stock (in shares)			(4)
Repurchase of Company common stock	$ (56)			(56)
Balance at end of period (in shares) at Dec. 31, 2024	142.1		142
Balance at end of period at Dec. 31, 2024	$ 931	$ 931	$ 1	$ 866	$ 535	$ (469)	$ (2)

BASIS OF PRESENTATION AND SIGNI

BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2024
Organization, Consolidation and Presentation of Financial Statements [Abstract]
BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES	1. BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES Description of Business NCR Voyix Corporation (“NCR Voyix”, “NCR”, the “Company”, “we” or “us”), which, prior to its name change effective October 13, 2023 was known as NCR Corporation, was originally incorporated in 1884 and is a software and services-led enterprise technology provider of run-the-store capabilities for retail and restaurants, serving businesses of all sizes. Our platform, which runs in the cloud and includes microservices and application programming interfaces (“APIs”) that integrate with our customers’ systems, combines with our services and hardware offerings to enable end-to-end technology-based capabilities for our customers. Our offerings include cloud-based software and services offerings for retailers and restaurants, as well as payments acceptance solutions, multi-vendor connected device services, self-checkout (“SCO”) kiosks and related technologies, point of sale (“POS”) terminals and other self-service technologies. Our solutions are designed to enable retailers and restaurants to seamlessly transact and engage with their customers and end users. Spin-off of NCR Atleos On October 16, 2023, the Company completed the separation of its ATM-focused business, including its self-service banking, payments & network and telecommunications and technology businesses, through the spin-off of its wholly owned subsidiary, NCR Atleos Corporation (“NCR Atleos”), (the “Spin-Off”). The Spin-Off was effected through a pro rata distribution of all outstanding shares of NCR Atleos common stock to holders of NCR Voyix common stock as of the close of business on October 2, 2023 (the “record date”). The Company distributed one share of NCR Atleos common stock for every two common shares of NCR Voyix outstanding as of the record date. Shareholders received cash in lieu of fractional shares of Atleos common stock. The Spin-Off is expected to qualify as a tax-free distribution for U.S. federal income tax purposes. The Company retains no ownership interest in NCR Atleos. The accounting requirements for reporting the Spin-Off of NCR Atleos as a discontinued operation were met when the separation was completed. Accordingly, the financial results for NCR Atleos for the years ended December 31, 2024, 2023 and 2022 are presented as net income (loss) from discontinued operations, net of tax on the Consolidated Statements of Operations and its assets and liabilities as of December 31, 2023 are reclassified as discontinued operations in the Consolidated Balance Sheets. Refer to Note 2, “Discontinued Operations” for additional information. In connection with the Spin-Off, the Company and NCR Atleos entered into various agreements to effect the Spin-Off and provide a framework for the relationship between the Company and NCR Atleos after the Spin-Off. Such agreements include the separation and distribution agreement, as well as the following ongoing agreements: a transition services agreement, tax matters agreement, employee matters agreement, patent and technology cross-license agreement, trademark license and use agreement, master services agreement and various other transaction agreements. Under these agreements, the Company continues to provide certain products and services to NCR Atleos and receives certain products and services from NCR Atleos following the Spin-Off. Sale of Digital Banking On August 6, 2024, the Company entered into a definitive purchase agreement with an affiliate of The Veritas Capital Fund VIII, L.P. (the “Buyer”) pursuant to which the Buyer agreed to purchase the Company’s Digital Banking segment businesses (the “Digital Banking Sale”). On September 30, 2024, the Company completed the Digital Banking Sale pursuant to the purchase agreement. The purchase price for the transaction was $2.45 billion in cash, subject to a post-closing adjustment, as well as contingent consideration of up to an additional $100 million in cash upon the achievement of a specified return on the Buyer’s invested capital at the time of any future sale. The Company records contingent consideration at fair value based on the consideration expected to be transferred, which was estimated to be zero as of December 31, 2024. The accounting requirements for reporting the Digital Banking Sale as a discontinued operation were met when the definitive agreement was signed. Accordingly, the financial results for Digital Banking for the years ended December 31, 2024, 2023 and 2022 are presented as net income (loss) from discontinued operations, net of tax on the Consolidated Statements of Operations. Refer to Note 2, “Discontinued Operations” for additional information. In connection with the Digital Banking Sale, the Company and the Buyer entered into certain agreements, including a transition services agreement, providing for the performance of certain services by the Company for the benefit of the Buyer for a period of time after the Digital Banking Sale. Transition of Hardware Business to ODM Model On August 6, 2024, the Company announced its entry into a commercial agreement with Ennoconn Corporation (“Ennoconn”) to transition its self-checkout and point-of-sale hardware businesses to an outsourced design and manufacturing model including the sale of certain assets relating to these businesses (the “Hardware Business Transition”). Under the terms of the agreement, Ennoconn will design, manufacture, warrant, supply, and ship self-checkout and point-of sale hardware directly to the Company’s customers and the Company will sell hardware to its customers as a sales agent for Ennoconn and continue to provide its point-of sale and self-checkout software as well as key support and maintenance services. As a result of the anticipated Hardware Business Transition, the Company expects to record commission revenue from point-of-sale and self-checkout hardware sales as an agent for Ennoconn on a net basis, excluding the costs paid to Ennoconn. Use of Estimates The preparation of financial statements in accordance with generally accepted accounting principles in the United States (“GAAP”) requires management to make estimates and judgments that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the financial statements, and revenue and expenses during the periods reported. Although our estimates contemplate current and expected future conditions, as applicable, it is reasonably possible that actual conditions could differ from our expectations, which could materially affect our results of operations and financial position. In particular, a number of estimates have been and will continue to be affected by macroeconomic pressures and geopolitical challenges. The ultimate impact on our overall financial condition and operating results will depend on supply chain challenges and cost escalations including materials, interest, labor and freight, and any additional governmental and public actions taken in response. As a result, our accounting estimates and assumptions may change over time as a consequence of the effects these external factors. Such changes could result in future impairments of goodwill, intangible assets, long-lived assets, incremental credit losses on accounts receivable and decreases in the carrying amount of our tax assets. Evaluation of Subsequent Events The Company evaluated subsequent events through the date that our Consolidated Financial Statements were issued. Other than the items discussed within the Notes to Consolidated Financial Statements, no matters were identified that required adjustment of the Consolidated Financial Statements or additional disclosure. Basis of Consolidation The consolidated financial statements include the accounts of NCR Voyix and its majority-owned subsidiaries. Long-term investments in affiliated companies in which NCR Voyix owns between 20% and 50%, and therefore, exercises significant influence, but which it does not control, are accounted for using the equity method. Investments in which NCR Voyix does not exercise significant influence (generally, when the Company has an investment of less than 20% and no significant influence, such as representation on the investee’s board of directors) are accounted for using the cost method. All significant inter-company transactions and accounts have been eliminated. In addition, the Company is required to determine whether it is the primary beneficiary of economic income or losses that may be generated by variable interest entities in which the Company has such an interest. In circumstances where the Company determined it is the primary beneficiary, consolidation of that entity would be required. For the periods presented, no variable interest entities have been consolidated. Cyber ransomware incident On April 13, 2023, the Company determined that a single data center outage impacting certain of its commerce customers was caused by a cyber ransomware incident. Upon such determination, the Company immediately started contacting customers, enacted its cybersecurity protocol and engaged outside experts to contain the incident and begin the recovery process. We concluded that this incident impacted operations for some customers only with respect to specific Aloha cloud-based services and Counterpoint. Our investigation also concluded no financial reporting systems were impacted. As of December 31, 2024, the Company has incurred $47 million of expenses related to the cyber ransomware incident and has recovered $36 million of these costs under our insurance policies. We are still pursuing insurance recoveries in connection with this matter. We may incur additional costs relating to this incident in the future, including expenses to respond to this matter, payment of damages or other costs to customers or others. At this time we do not believe additional costs incurred as a result of the incident will ultimately have a material adverse effect on our business, results of operations or financial condition; however, we remain subject to risks and uncertainties as a result of the incident. Reclassifications Certain prior-period amounts have been reclassified in the accompanying Consolidated Financial Statements and Notes thereto in order to conform to the current period presentation. Out-of-period adjustments In the first quarter of 2023, the Company recorded a $10 million out-of-period adjustment to increase operating expenses and an employee-related liability in order to correct for an understatement of such same balances during the fourth quarter of 2022. In the second quarter of 2024, the Company recorded an out-of-period correction to decrease revenue by $10 million, decrease accounts receivable by $5 million, and increase contract liabilities by $5 million. The amount related to periods prior to 2024 was $4 million of revenue. During the third quarter of 2024, the Company recorded an out-of-period correction related to foreign currency to increase other expense, net by approximately $8 million, increase other current liabilities by approximately $4 million and increase accumulated other comprehensive income (loss) by approximately $4 million. The amount related to 2023 was $2 million of other expense, net. During 2024, the Company recorded corrections related to the Spin-Off. As of December 31, 2023, total assets were understated by approximately $9 million, total liabilities were overstated by approximately $7 million and total equity was understated by approximately $16 million, which is included in the “Spin-Off of NCR Atleos” line in the Statements of Changes in Stockholders’ Equity (Deficit). The Company evaluated the impact of the out-of-period adjustments and concluded they are not material to the consolidated financial statements for any of the periods presented. ACH disbursements In February 2024, the Company identified fraudulent automated clearing house (“ACH”) disbursements from a Company bank account. The cumulative amount of these disbursements total $34 million. As of December 31, 2024, the Company has recovered approximately $16 million of fraudulent disbursements from the Company’s banks and continues to pursue insurance recoveries in connection with this matter. The amount of these disbursements through December 31, 2023 was $23 million. Through September 30, 2023, the Company had incorrectly recorded approximately $11 million in an accounts receivable clearing account instead of as operating expenses, of which approximately $2 million related to annual periods prior to 2023. As a result, in the fourth quarter of 2023, the Company recorded a $2 million out-of-period adjustment to increase operating expenses and decrease accounts receivable in order to correct for the errors. The Company evaluated the impact of the errors and out-of-period adjustments and concluded they are not material to any previously issued consolidated financial statements and the correction of the errors is not material to the consolidated financial statements for the year ended December 31, 2023. Revenue Recognition The Company records revenue, net of sales tax, when the following five steps have been completed: • Identification of the contract(s) with a customer • Identification of the performance obligation(s) in the contract • Determination of the transaction price • Allocation of the transaction price to the performance obligations in the contract • Recognition of revenue when, or as, we satisfy performance obligations The Company records revenue when, or as, performance obligations are satisfied by transferring control of a promised good or service to the customer, in an amount that reflects the consideration we expect to be entitled to in exchange for products and services. The Company evaluates the transfer of control primarily from the customer’s perspective where the customer has the ability to direct the use of and obtain substantially all of the remaining benefits from that good or service. The Company does not adjust the transaction price for taxes collected from customers, as those amounts are netted against amounts remitted to government authorities. The Company enters contracts that include multiple distinct performance obligations, including hardware, software, professional consulting and managed services, payment processing services, installation services and maintenance support services. A promise to a customer is considered distinct when the product or service is both capable of being distinct, and distinct in the context of the contract. For these arrangements, the Company allocates the transaction price, at contract inception, to each distinct performance obligation on a relative standalone selling price basis. The primary method used to estimate standalone selling price is the price that the Company charges for that good or service when the Company sells it separately in similar circumstances to similar customers. For hardware products, control is generally transferred when the customer has the ability to direct the use of and obtain substantially all of the remaining benefits of the products, which generally coincides with when the customer has assumed title and risk of loss of the goods sold. In certain instances, customer acceptance is required prior to the passage of title and risk of loss of the delivered products. In such cases, revenue is not recognized until the customer acceptance is obtained. Delivery, acceptance, and transfer of title and risk of loss generally occur in the same reporting period. The Company’s customers may request that delivery and passage of title and risk of loss occur on a bill and hold basis. For the periods ending December 31, 2024, 2023, and 2022, the revenue recognized from bill and hold transactions approximated less than 2% of total revenue, respectively. Hardware products may also be included in an As-a-service package and sold in a bundle with managed services. In these packages, title to the hardware is not transferred to the customer and revenue is recognized in consideration of lease accounting standards, depending on the terms and conditions in the contract. Most hardware leases embedded in our As-a- service contracts qualify for classification as operating leases. Revenue from the hardware operating leases in an As-a-service package is recognized over the term of the contract, which is the same pattern and timing as the services in the contract. Software products may be sold as perpetual licenses, term-based licenses, cloud-enabled and software as a service (“SaaS”). Perpetual license revenue is recognized at a point in time when control transfers to the customer and is reported within product revenue. Control is typically transferred when the customer takes possession of, or has access to, the software. Term-based license revenue is recognized at a point in time upon the commencement of the committed term of the contract, concurrent with the possession of the license, and reported within product revenue. The committed term of the contract is typically one month to one year due to customer termination rights. If the amount of consideration the Company expects to be paid in exchange for the licenses depends on customer usage, revenue is recognized when the usage occurs. SaaS primarily consists of fees to provide our customers access to our platform and cloud-based applications for a specified contract term. Revenue from SaaS contracts is recognized as variable consideration directly allocated based on customer usage or on a ratable basis over the contract term beginning on the date that our service is made available to the customer. SaaS is reported as part of our services revenue. The Company sells some product solutions that include a combination of cloud-enabled and on-premise term-based software licenses for a specified contract term. Significant judgment is required to determine if the products and services represent distinct promises to the customer or if they should be combined into one performance obligation. When they are combined into one performance obligation, revenue is recognized ratably over the contract term for which the service is provided. In addition to SaaS, our services revenue includes professional consulting, payment processing revenue, managed services, installation and maintenance support. Professional consulting primarily consists of software implementation, integration, customization and optimization services. Revenue from professional consulting contracts is recognized when the services are completed or customer acceptance of the service is received, if required. For installation and maintenance, control is transferred as the services are provided or ratably over the service period, or, if applicable, after customer acceptance of the service. For recurring services that we perform over a contract term, we analyze if the services are performed evenly throughout the term for fixed consideration. If so, we ratably recognize the corresponding consideration over the committed term. Otherwise, we apply the ‘as invoiced’ practical expedient, for performance obligations satisfied over time, if the amount we may invoice corresponds directly with the value to the customer of the Company’s performance to date. This expedient permits us to recognize revenue in the amount we invoice the customer. Payment processing revenue includes surcharge and other fees paid by cardholders and/or the cardholder’s financial institutions for the use of processing services. Surcharge revenues are recognized daily as the associated transactions are processed. Relative to credit card processing, revenue is comprised of fees charged to the Company’s customers, net of interchange fees and assessments charged by the credit card associations and payment networks, which are pass-through charges collected on behalf of the card issuers and payment networks. Under our managed service agreements, the Company provides various forms of services, including customer service, processing and other services, under one contract package. The Company typically receives a monthly service fee, fee per transaction, or fee per service provided in return for providing the agreed-upon services. The managed services fees are recognized as the related services are provided to the customers. The nature of our arrangements gives rise to several types of variable consideration including service level agreement credits, stock rotation rights, trade-in credits and volume-based rebates. At contract inception, we include this variable consideration in our transaction price when there is a basis to reasonably estimate the amount of the fee and it is probable there will not be a significant reversal. These estimates are generally made using the expected value method and a portfolio approach, based on historical experience, anticipated performance and our best judgment at the time. These estimates are reassessed at each reporting date. Because of our confidence in estimating these amounts, they are included in the transaction price of our contracts and the associated remaining performance obligations. Payment terms with our customers are established based on industry and regional practices and generally do not exceed 30 days. We do not typically include extended payment terms in our contracts with customers. As a practical expedient, we do not adjust the promised amount of consideration for the effects of a significant financing component when we expect, at contract inception, that the period between our transfer of a promised product or service to a customer and when the customer pays for that product or service will be one year or less. If the period between transfer of the promised product or service and payment is more than one year, the Company analyzes whether a significant financing component is present. If so, the Company adjusts the total consideration to reflect the significant financing component. We account for shipping and handling activities related to contracts with customers as costs to fulfill our promise to transfer the associated products, rather than as a separate performance obligation. Accordingly, we record amounts billed for shipping and handling costs as a component of net product sales, and classify such costs as a component of cost of products. In addition to the standard product warranty, the Company periodically offers extended warranties to its customers in the form of product maintenance services. For maintenance contracts that have been combined with product contracts under the revenue guidance, the Company defers revenue at an amount based on the relative standalone selling price allocation, and recognizes the deferred revenue over the service term. For non-combined maintenance contracts, the Company defers the stated amount of the separately priced service and recognizes the deferred revenue over the service term. Remaining Performance Obligations Remaining performance obligations represent the transaction price of contracts for which products have not been delivered or services have not been performed. As of December 31, 2024, the aggregate amount of the transaction price allocated to remaining performance obligations was approximately $1.1 billion. The Company expects to recognize revenue on approximately three-quarters of the remaining performance obligations over the next 12 months, with the remainder recognized thereafter. The majority of our professional services are expected to be recognized over the next 12 months but this is contingent upon a number of factors, including customers’ needs and schedules. The Company has made three elections which affect the value of remaining performance obligations described above. We do not disclose remaining performance obligations for contracts where variable consideration is directly allocated based on usage or when the original expected duration is one year or less. Additionally, we do not disclose remaining performance obligations for contracts where we recognize revenue from the satisfaction of the performance obligation in accordance with the ‘right to invoice’ practical expedient. Warranty and Sales Returns Provisions for product warranties and sales returns and allowances are recorded in the period in which the Company becomes obligated to honor the related right, which generally is the period in which the related product revenue is recognized. The Company accrues warranty reserves based upon historical factors such as labor rates, average repair time, travel time, number of service calls per machine and cost of replacement parts. When a sale is consummated, a warranty reserve is recorded based upon the estimated cost to provide the service over the warranty period. The Company accrues sales returns and allowances using percentages of revenue to reflect the Company’s historical average of sales return claims. Research and Development Costs Research and development costs primarily include payroll and benefit-related costs, contractor fees, facilities costs, infrastructure costs, and administrative expenses directly related to research and development support and are expensed as incurred, except certain software development costs are capitalized after technological feasibility of the software is established. Advertising Advertising costs are recognized in selling, general and administrative expenses when incurred. Stock-based Compensation Stock-based compensation represents the costs related to share-based awards granted to employees and non-employee directors. The Company’s outstanding stock-based compensation awards are classified as equity. The Company measures stock-based compensation cost at the grant date, based on the estimated fair value of the award and recognizes the cost over the requisite service period. Forfeitures are recognized as they occur. See Note 9, “Stock Compensation Plans”, for further information on the Company’s stock-based compensation plans. Income Taxes Income tax expense is provided based on income before income taxes. Deferred income taxes reflect the impact of temporary differences between assets and liabilities recognized for financial reporting purposes and such amounts recognized for tax purposes. These deferred taxes are determined based on the enacted tax rates expected to apply in the periods in which the deferred assets or liabilities are expected to be settled or realized. The Company records valuation allowances related to its deferred income tax assets when it is more likely than not that some portion or all of the deferred income tax assets will not be realized. The Company recognizes the tax benefit from an uncertain tax position only if it is more likely than not that the tax position will be sustained on examination by the taxing authorities, based on the technical merits of the position. The tax benefits recognized in the consolidated financial statements from such a position are measured based on the largest benefit that has a greater than fifty percent likelihood of being sustained upon examination by authorities. Interest and penalties related to uncertain tax positions are recognized as part of the provision for income taxes and are accrued beginning in the period that such interest and penalties would be applicable under relevant tax law and until such time that the related tax benefits are recognized. Cash, Cash Equivalents, and Restricted Cash All short-term, highly liquid investments having original maturities of three months or less, including time deposits, are considered to be cash equivalents. As of December 31, 2024, 2023 and 2022, the Company has restricted cash on deposit with a bank as collateral for letters of credit as well as cash included in settlement processing assets. The reconciliation of cash, cash equivalents and restricted cash in the Consolidated Statements of Cash Flows is as follows: In millions Balance Sheet Location December 31, 2024 December 31, 2023 December 31, 2022 Cash and cash equivalents Cash and cash equivalents $ 724 $ 259 $ 218 Short term restricted cash Restricted cash — — 1 Long term restricted cash Other assets 3 2 — Cash included in settlement processing assets Restricted cash 31 21 16 Total cash, cash equivalents and restricted cash $ 758 $ 282 $ 235 Cash, cash equivalents and restricted cash of discontinued operations — 3 505 Total cash, cash equivalents and restricted cash $ 758 $ 285 $ 740 Supplemental cash flow information Interest paid in cash was $145 million, $365 million, and $268 million for fiscal years 2024, 2023 and 2022, respectively. Income taxes paid in cash were $54 million , $92 million and $56 million for fiscal years 2024, 2023 and 2022, respectively. Supplemental disclosures of noncash investing and financing activities During the twelve months ended December 31, 2022, we issued shares of the Company’s common stock and assumed unvested outstanding option awards in the acquisition of Moon Inc., dba LibertyX, for total non-cash consideration of $68 million. In connection with the acquisition, we also assumed debt of $2 million. Refer to Note 2, “Discontinued Operations”, for additional information on the LibertyX acquisition. Accounts Receivable, net Accounts receivable, net includes amounts billed and currently due from customers as well as amounts unbilled that typically result from sales under contracts where revenue recognized exceeds the amount billed to the customer and where the Company has an unconditional right to consideration. The amounts due are stated at their net estimated realizable value. The components of accounts receivable are summarized as follows: In millions December 31, 2024 December 31, 2023 Accounts receivable Trade $ 505 $ 305 Other 60 138 Accounts receivable, gross 565 443 Less: allowance for credit losses (26) (29) Total accounts receivable, net $ 539 $ 414 Allowance for Credit Losses on Accounts Receivable Allowances for credit losses on accounts receivable are recognized when reasonable and supportable forecasts affect the expected collectability. This requires us to make our best estimate of the current expected losses inherent in our accounts receivable at each balance sheet date. These estimates require consideration of historical loss experience, adjusted for current conditions, forward looking indicators, trends in customer payment frequency and judgments about the probable effects of relevant observable data, including present and future economic conditions and the financial health of specific customers and market sectors. This policy is applied consistently among all of our operating segments. We continue to evaluate our reserves in light of the age and quality of our outstanding accounts receivable and risks to specific industries or countries and adjust the reserves accordingly. Our allowance for credit losses as of December 31, 2024 and December 31, 2023 was $26 million and $29 million, respectively. For the year ending December 31, 2024, our allowance for credit losses charged to expense was $15 million. The Company recorded $18 million of write-offs against the reserve for the year ended December 31, 2024. For the year ending December 31, 2023, our allowance for credit losses charged to expense was $26 million and the Company recorded $15 million of write-offs against the reserve. Inventories Inventories are stated at the lower of cost or net realizable value, using the average cost method. Cost includes materials, labor and manufacturing overhead related to the purchase and production of inventories. Service parts are included in inventories and include reworkable and non-reworkable service parts. The Company regularly reviews inventory quantities on hand, future purchase commitments with suppliers and the estimated utility of inventory. If the review indicates a reduction in utility below carrying value, inventory is reduced to a new cost basis. Excess and obsolete write-offs are established based on forecasted usage, orders, technological obsolescence and inventory aging. Contract Assets and Liabilities Contract assets include unbilled amounts where the right to payment is not solely subject to the passage of time. Amounts may not exceed their net realizable value. Contract liabilities consist of advance payments, billings in excess of revenue recognized and deferred revenue. Our contract assets and liabilities are reported in a net position on a contract-by-contract basis at the end of each reporting period. If the net position is a contract asset, the current portion is included in Prepaid and other current assets and the non-current portion is included in Other assets in the Consolidated

DISCONTINUED OPERATIONS

DISCONTINUED OPERATIONS	12 Months Ended
	Dec. 31, 2024
Discontinued Operations and Disposal Groups [Abstract]
DISCONTINUED OPERATIONS	2. DISCONTINUED OPERATIONS Digital Banking Sale On September 30, 2024, the Company completed the Digital Banking Sale. Refer to Note 1, “Basis of Presentation and Significant Accounting Policies” for additional information. The historical results of the Digital Banking businesses have been presented as discontinued operations for all periods presented. The Company’s presentation of discontinued operations excludes general corporate overhead costs that did not meet the requirements to be presented as discontinued operations. The Company recognized a pre-tax gain of approximately $1.5 billion, which was recognized in Net income (loss) from discontinued operations. The following table presents the major categories of income (loss) from discontinued operations related to the Digital Banking Sale: For the year ended December 31 In millions 2024 2023 2022 Product revenue $ 38 $ 53 $ 55 Service revenue 419 526 492 Total revenue 457 579 547 Cost of products 31 43 38 Cost of services 221 280 256 Selling, general and administrative expenses 84 77 73 Research and development expenses 37 46 31 Total operating expenses 373 446 398 Income from discontinued operations 84 133 149 Other income (expense), net (48) (5) — Income (loss) from discontinued operations before gain on sale of business and income taxes 36 128 149 Gain on sale of business 1,530 — — Income (loss) from discontinued operations before income taxes 1,566 128 149 Income tax expense (benefit) 388 13 11 Net income (loss) from discontinued operations related to Digital Banking $ 1,178 $ 115 $ 138 The following table presents the major classes of assets and liabilities of discontinued operations related to the Digital Banking Sale: In millions December 31, 2023 Assets Current assets Cash and cash equivalents $ 2 Accounts receivable, net of allowances 58 Prepaid and other current assets 9 Total current assets 69 Property, plant and equipment, net 5 Goodwill 521 Intangibles, net 168 Operating lease assets 5 Other assets 183 Noncurrent assets 882 Total assets of discontinued operations $ 951 Liabilities Current liabilities Accounts payable $ 64 Payroll and benefits liabilities 22 Contract liabilities 30 Other current liabilities 4 Total current liabilities 120 Operating lease liabilities 3 Other liabilities 7 Noncurrent liabilities 10 Total liabilities of discontinued operations $ 130 $ 130 The following table presents selected financial information related to cash flows from discontinued operations related to the Digital Banking Sale: For the year ended December 31 In millions 2024 2023 2022 Net cash provided by/(used in) operating activities $ (288) $ 242 $ 210 Net cash provided by/(used in) investing activities (57) (96) (93) Net cash provided by/(used in) financing activities — — — Spin-Off of NCR Atleos On October 16, 2023, the Company completed the Spin-Off of NCR Atleos into an independent publicly traded company. Refer to Note 1, “Basis of Presentation and Significant Accounting Policies” for additional information regarding the Spin-Off. The historical results of NCR Atleos have been presented as discontinued operations. The Company’s presentation of discontinued operations excludes general corporate overhead costs that did not meet the requirements to be presented as discontinued operation. The 2023 and 2022 presentation of discontinued operations has been updated to reflect the results of operations for the countries that transferred to NCR Atleos during 2024 and excludes the countries that have not yet transferred to NCR Atleos as of December 31, 2024. The results of operations for the countries that have not yet transferred will be presented as part of discontinued operations as of the date of their separation. As of December 31, 2024, there were two countries that had not yet transferred to NCR Atleos. The following table presents the major categories of income (loss) from discontinued operations related to the Spin-Off of NCR Atleos: For the year ended December 31 In millions 2024 2023 2022 Product revenue $ — $ 802 $ 1,092 Service revenue 5 2,519 3,031 Total revenue 5 3,321 4,123 Cost of products — 651 956 Cost of services 4 1,733 2,246 Selling, general and administrative expenses 1 540 461 Research and development expenses — 52 70 Total operating expenses 5 2,976 3,733 Income from discontinued operations — 345 390 Interest expense — (6) — Other income (expense), net — (22) (11) Income (loss) from discontinued operations before income taxes — 317 379 Income tax expense (benefit) 8 76 85 Net income (loss) from discontinued operations (8) 241 294 Net income (loss) attributable to noncontrolling interests — — (1) Net income (loss) from discontinued operations related to NCR Atleos $ (8) $ 241 $ 295 The following table represents the major classes of assets and liabilities of discontinued operations: In millions December 31, 2023 Assets Current assets Cash and cash equivalents $ 1 Accounts receivable, net of allowances 9 Inventories 4 Prepaid and other current assets 1 Total current assets 15 Other assets 8 Noncurrent assets 8 Total assets of discontinued operations $ 23 Liabilities and stockholder's equity Current liabilities Accounts payable $ 1 Payroll and benefits liabilities 1 Contract liabilities 10 Other current liabilities 3 Total current liabilities 15 Pension and indemnity plan liabilities 7 Other liabilities 5 Noncurrent liabilities 12 Total liabilities of discontinued operations $ 27 The total net impact to stockholder’s equity as a result of the separation was a reduction of $1,238 million, which has been reflected as a reduction of $1,057 million and $182 million to retained earnings and accumulated other comprehensive income, respectively, and an increase of $1 million to noncontrolling interest, in the Consolidated Statement of Equity as of December 31, 2023. The following table presents selected financial information related to cash flows from discontinued operations related to the Spin-off of NCR Atleos: For the year ended December 31 In millions 2024 2023 2022 Net cash provided by/(used in) operating activities $ (8) $ 336 $ 272 Net cash provided by/(used in) investing activities — (93) (123) Net cash provided by/(used in) financing activities — 1 10 The following transactions have been included as part of discontinued operations for all of the periods presented. Acquisition of LibertyX (2022) On January 5, 2022, the Company completed its acquisition of Moon Inc., dba LibertyX, a leading cryptocurrency software provider, with the goal of enabling the Company to provide a complete digital currency solution, including the ability to buy and sell cryptocurrency, conduct cross-border remittance, and accept digital currency payments across digital and physical channels. The Company purchased all outstanding shares of LibertyX for $1 million cash consideration and approximately 1.4 million shares of the Company’s common stock at a price of $42.13 per share. The Company also converted approximately 0.2 million outstanding unvested LibertyX option awards into the Company’s awards pursuant to an exchange ratio as defined in the acquisition agreement. LibertyX stock option awards were converted into the Company’s stock option awards with an exercise price per share for option awards equal to the exercise price per share of such stock option award immediately prior to the completion of the acquisition divided by the exchange ratio, and vested immediately. The value of the option awards was deemed attributable to services already rendered and was included as a portion of the purchase price. Total purchase consideration for the LibertyX acquisition was approximately $69 million. As a result of the acquisition, LibertyX became a wholly-owned subsidiary of the Company. The operating results of LibertyX are part of Income (loss) from discontinued operations, net of tax within the Company’s results since the closing date of the acquisition. Supplemental Information Conflict in Eastern Europe The war in Eastern Europe and related sanctions imposed on Russia and related actors by the United States and other jurisdictions required us to commence the orderly wind down of our operations in Russia beginning in the first quarter of 2022. As of December 31, 2022, we ceased operations in Russia and our only subsidiary in Russia was formally dissolved as of December 20, 2023. We recognized a pre-tax net loss of $22 million for the year ended December 31, 2022 related to these actions which is included in Income (loss) from discontinued operations, net of tax within the Company’s results. NCR Voyix has no operations in Russia. Environmental Matters The costs and insurance recoveries relating to certain environmental obligations associated with discontinued operations, including those relating to the Fox River, Kalamazoo River and Ebina matters, are presented in Income (loss) from discontinued operations, net of tax, in the Consolidated Statements of Operations. Income (loss) from discontinued operations, net of tax, related to environmental matters was a loss of $10 million, $50 million and $4 million, for the years ended December 31, 2024, 2023 and 2022, respectively. Net cash used in operating activities of discontinued operations related to environmental obligations was $20 million, $19 million and $20 million for fiscal years 2024, 2023 and 2022, respectively. Refer to Note 11, “Commitments and Contingencies” for further information.

BUSINESS COMBINATIONS AND DIVES

BUSINESS COMBINATIONS AND DIVESTITURES	12 Months Ended
	Dec. 31, 2024
Business Combination, Asset Acquisition, and Joint Venture Formation [Abstract]
BUSINESS COMBINATIONS AND DIVESTITURES	3. BUSINESS COMBINATIONS AND DIVESTITURES Divestitures On September 30, 2024, the Company completed the Digital Banking Sale. Refer to Note 1, “Basis of Presentation and Significant Accounting Policies” and Note 2, “Discontinued Operations” for additional information. On October 19, 2023, the Company divested of a portion of the assets that were deemed non-strategic to its payments business, consisting primarily of merchant contracts, our front end authorization platform and certain relevant intellectual property for cash proceeds of $82 million.

GOODWILL AND PURCHASED INTANGIB

GOODWILL AND PURCHASED INTANGIBLE ASSETS	12 Months Ended
	Dec. 31, 2024
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND PURCHASED INTANGIBLE ASSETS	4. GOODWILL AND PURCHASED INTANGIBLE ASSETS Goodwill by Segment The carrying amounts of goodwill by segment as of December 31, 2024 and 2023 are included in the tables below. Foreign currency fluctuations are included within other adjustments . December 31, 2023 December 31, 2024 In millions Goodwill Accumulated Impairment Total Additions Impairment Other Goodwill Accumulated Impairment Total Retail $ 1,081 $ (34) $ 1,047 $ — $ — $ (2) $ 1,079 $ (34) $ 1,045 Restaurants 495 (23) 472 — — (1) 494 (23) 471 Total goodwill $ 1,576 $ (57) $ 1,519 $ — $ — $ (3) $ 1,573 $ (57) $ 1,516 Identifiable Intangible Assets NCR Voyix’s purchased intangible assets, reported in Intangibles, net in the Consolidated Balance Sheets, were specifically identified when acquired, and are deemed to have finite lives. The gross carrying amount and accumulated amortization for the Company’s identifiable intangible assets were as set forth in the table below. Amortization December 31, 2024 December 31, 2023 In millions Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Identifiable intangible assets Reseller & customer relationships 1 - 20 $ 321 $ (268) $ 322 $ (251) Intellectual property 2 - 8 346 (307) 346 (296) Tradenames 1 - 10 64 (62) 64 (62) Total identifiable intangible assets $ 731 $ (637) $ 732 $ (609) Amortization expense related to identifiable intangible assets was $28 million, $41 million, and $40 million for the years ended December 31, 2024, 2023 and 2022, respectively. The aggregate amortization expense (estimated) for identifiable intangible assets for the following periods is: For the years ended December 31 (estimated) In millions 2025 2026 2027 2028 2029 Amortization expense $ 25 $ 23 $ 19 $ 9 $ 5

SEGMENT INFORMATION AND CONCENT

SEGMENT INFORMATION AND CONCENTRATION	12 Months Ended
	Dec. 31, 2024
Segment Reporting [Abstract]
SEGMENT INFORMATION AND CONCENTRATION	5. SEGMENT INFORMATION AND CONCENTRATIONS Subsequent to the Digital Banking Sale and the Spin-Off, as described in Note 1, “Basis of Presentation and Significant Accounting Policies”, the Company manages and reports the following segments: • Retail - We offer software-led solutions to customers in the retail industry, leading with digital to connect retail operations end to end to integrate all aspects of a customer’s operations in indoor and outdoor settings from POS, to payments, inventory management, fraud and loss prevention applications, loyalty and consumer engagement. These solutions include retail-oriented technologies such as comprehensive API-point of sale retail software platforms and applications, hardware terminals, self-service kiosks including self-checkout (“SCO”), payment processing and merchant acquiring solutions, and bar-code scanners. • Restaurants - We offer technology solutions to customers in the restaurant industry, including table-service, quick-service and fast casual restaurants of all sizes, that are designed to improve operational efficiency, increase customer satisfaction, streamline order and transaction processing and reduce operating costs. Our solutions include POS hardware and software solutions, payment processing and merchant acquiring services, installation, maintenance, as well as managed and professional services. Corporate and Other includes income and expenses related to corporate functions that are not specifically attributable to any of our two individual reportable segments. In addition, Corporate and Other includes certain non-strategic businesses that are considered immaterial operating segment(s) and certain legacy ATM operations in foreign countries that are expected to transfer to NCR Atleos in 2025, as well as commercial agreements with NCR Atleos. These segments represent components of the Company for which separate financial information is available that is utilized on a regular basis by the chief operating decision maker (“CODM”), the CEO. The CODM considers the budget-to-actual and forecast-to-actual variances for revenue and segment Adjusted EBITDA on a periodic basis in assessing segment performance and in allocating the Company’s resources. Adjusted EBITDA is defined as GAAP net income (loss) from continuing operations attributable to NCR Voyix plus interest expense, net; plus income tax expense (benefit); plus depreciation and amortization; plus stock-based compensation expense; plus pension mark-to-market adjustments and other special items, including amortization of acquisition-related intangibles, acquisition-related costs, separation-related costs, cyber ransomware incident recovery costs net of insurance recoveries, fraudulent ACH disbursements costs net of recoveries, foreign currency devaluation, transformation and restructuring charges (which includes integration, severance and other exit and disposal costs), and strategic initiative costs, among others. The special items are considered non-operational or non-recurring in nature, so are excluded from the Adjusted EBITDA metric utilized by our chief operating decision maker in evaluating segment performance and are separately delineated to reconcile back to total reported GAAP net income (loss) from continuing operations attributable to the Company. Assets are not allocated to segments, and thus are not included in the assessment of segment performance. Consequently, we do not disclose total assets by reportable segment. The accounting policies used to determine the results of the operating segments are the same as those utilized for the consolidated financial statements as a whole. Intersegment sales and transfers are not material. The following table presents summarized financial information for the Company’s reportable segments for the year ended December 31, 2024: In millions Retail Restaurants Total Revenue by Segment $ 1,956 $ 825 $ 2,781 Other 45 Total Revenue $ 2,826 Cost of Revenue 1,386 424 Other segment items (1) 187 150 Segment Adjusted EBITDA $ 383 $ 251 $ 634 The following table presents summarized financial information for the Company’s reportable segments for the year ended December 31, 2023: In millions Retail Restaurants Total Revenue by Segment $ 2,177 $ 886 $ 3,063 Other 115 Total Revenue $ 3,178 Cost of Revenue 1,556 539 Other segment items (1) 210 150 Segment Adjusted EBITDA $ 411 $ 197 $ 608 The following table presents summarized financial information for the Company’s reportable segments for the year ended December 31, 2022: In millions Retail Restaurants Total Revenue by Segment $ 2,182 $ 857 $ 3,039 Other 135 Total Revenue $ 3,174 Cost of Revenue 1,618 528 Other segment items (1) 180 169 Segment Adjusted EBITDA $ 384 $ 160 $ 544 (1) Other segment items primarily includes selling, general and administrative expenses and research and development expenses. The following table reconciles Segment Adjusted EBITDA to Net income (loss) from continuing operations attributable to NCR Voyix: In millions 2024 2023 2022 Segment Adjusted EBITDA $ 634 $ 608 $ 544 Corporate and other income and expenses not allocated to segments 287 271 220 Depreciation and amortization 206 190 189 Acquisition-related amortization of intangibles 28 41 40 Interest expense (1) 134 294 285 Interest income (9) (12) (13) Acquisition-related costs (2) — 1 2 Loss (gain) on debt extinguishment (8) 46 — Income tax expense 4 184 52 Stock-based compensation expense 40 140 84 Pension mark-to-market adjustments (12) 7 (41) Transformation and restructuring costs (3) 125 28 95 Separation costs (4) 10 95 — Loss (gain) on disposal of businesses (14) 12 — Foreign currency devaluation (5) 15 — — Fraudulent ACH disbursements (6) (5) 23 — Cyber ransomware incident recovery costs (7) (13) 17 — Strategic initiatives (8) 48 — — Net income (loss) from continuing operations attributable to NCR Voyix $ (202) $ (729) $ (369) (1) During the three months ended September 30, 2023, it was determined that the transactions underlying the unrealized gains on terminated interest rate swap and cap agreements reported in Accumulated other comprehensive income were probable of not occurring under ASC 815, Derivatives and Hedging . As such, $18 million of unrealized gains were recognized in Interest expense (2) Represents professional fees, retention bonuses, and other costs incurred related to acquisitions, which are considered non-operational in nature. (3) Represents integration, severance, and other exit and disposal costs, which are considered non-operational in nature. (4) Represents costs incurred as a result of the Spin-Off. Professional fees to effect the Spin-Off including separation management, organizational design, and legal fees have been classified within discontinued operations through October 16, 2023, the separation date. (5) Represents gains and losses recognized during the year due to changes in valuation of the Lebanese pound and the Egyptian pound. (6) Represents company identified fraudulent ACH disbursements from a company bank account. Additional details regarding this item are discussed in Note 1, “Basis of Presentation and Significant Accounting Policies”. (7) Represents expenses to respond to, remediate and investigate the April 13, 2023 cyber ransomware incident net of insurance recoveries, which is considered a nonrecurring special item. Additional details regarding this cyber ransomware incident are discussed in Note 1, “Basis of Presentation and Significant Accounting Policies”. (8) Represents professional fees related to strategic initiatives which are considered non-operational in nature, as well as certain costs incurred related to the Hardware Business transition. The following table presents recurring revenue and all other products and services that is recognized at a point in time for the Company for the years ended December 31: In millions 2024 2023 2022 Recurring revenue (1) $ 1,634 $ 1,617 $ 1,579 All other products and services 1,192 1,561 1,595 Total revenue $ 2,826 $ 3,178 $ 3,174 (1) Recurring revenue includes all revenue streams from contracts where there is a predictable revenue pattern that will occur at regular intervals with a relatively high degree of certainty. This includes hardware and software maintenance revenue, cloud revenue, payment processing revenue, interchange and network revenue, and certain professional services arrangements, as well as term-based software license arrangements that include customer termination rights. Revenue is attributed to the geographic area to which the product is delivered or in which the service is provided. The following table presents revenue by geographic area for the Company for the years ended December 31: In millions 2024 % 2023 % 2022 % United States $ 1,706 60 % $ 2,056 65 % $ 2,014 63 % Americas (excluding United States) 239 9 % 230 7 % 225 7 % Europe, Middle East and Africa 574 20 % 543 17 % 555 18 % Asia Pacific 307 11 % 349 11 % 380 12 % Total revenue $ 2,826 100 % $ 3,178 100 % $ 3,174 100 % The following table presents property, plant and equipment by geographic area as of December 31: In millions 2024 2023 Property, plant and equipment, net United States $ 160 $ 172 Americas (excluding United States) 2 2 Europe, Middle East and Africa 24 29 Asia Pacific 6 4 Consolidated property, plant and equipment, net $ 192 $ 207 Concentrations One customer accounted for approximately 13%, 16% and 12% of our consolidated operating revenues during the years ended December 31, 2024, 2023 and 2022 respectively, and is included in our Retail segment. As of December 31, 2024, 2023 and 2022, the Company is not aware of any other significant concentration of business transacted with a particular customer that could, if suddenly eliminated, have a material adverse effect on the Company’s operations. NCR Voyix does not have a concentration of available sources of labor, services, licenses or other rights that could, if suddenly eliminated, have a material adverse effect on its operations. A number of NCR Voyix’s products, systems and solutions rely primarily on specific suppliers for microprocessors and other component products, manufactured assemblies, operating systems, commercial software and other central components. The Company also utilizes contract manufacturers in order to complete manufacturing activities. There can be no assurances that any sudden impact to the availability or cost of these technologies or services would not have a material adverse effect on the Company’s operations.

DEBT OBLIGATIONS

DEBT OBLIGATIONS	12 Months Ended
	Dec. 31, 2024
Debt Disclosure [Abstract]
DEBT OBLIGATIONS	6. DEBT OBLIGATIONS The following table summarizes the Company’s short-term borrowings and long-term debt: December 31, 2024 December 31, 2023 In millions, except percentages Amount Weighted-Average Interest Rate Amount Weighted-Average Interest Rate Short-Term Borrowings Current portion of Senior Secured Credit Facility (1) $ — —% $ 15 8.46% Total short-term borrowings $ — $ 15 Long-Term Debt Senior Secured Credit Facility: Term loan facilities (1) $ — —% $ 185 8.46% Revolving credit facility (1) — —% 98 9.07% Senior Notes: 5.000% Senior Notes due 2028 650 650 5.125% Senior Notes due 2029 403 1,200 5.250% Senior Notes due 2030 52 450 Deferred financing fees (7) (20) Total long-term debt $ 1,098 $ 2,563 (1) Interest rates are weighted average interest rates as of December 31, 2024 and 2023. Senior Secured Credit Facilities On October 16, 2023, the Company entered into a senior secured credit agreement, with certain subsidiaries of the Company party thereto as foreign borrowers, the lenders party thereto and Bank of America, N.A., as administrative agent (in such capacity, the “Administrative Agent”). This credit agreement provides for senior secured credit facilities in an aggregate principal amount of $700 million, comprised of (i) a five-year multicurrency revolving credit facility in the aggregate principal amount of $500 million (including (a) a letter of credit sub-facility in an aggregate principal amount of up to $75 million and (b) a sub-facility in an aggregate principal amount of up to $200 million for borrowings and letters of credit in certain agreed foreign currencies) (the “Revolving Credit Facility,” and the loans thereunder, the “Revolving Loans”) and (ii) a five-year term loan “A” facility in the aggregate principal amount of $200 million (the “Term Loan A Facility,” and the loans thereunder, the “Term A Loans” and, the Term Loan A Facility, together with the Revolving Credit Facility, the “Senior Secured Credit Facilities”). The Revolving Loans bear interest based on SOFR (or an alternative reference rate for amounts denominated in a currency other than Dollars), or, at the Company’s option, in the case of amounts denominated in Dollars, at a base reference rate equal to the highest of (a) the federal funds rate plus 0.50%, (b) the rate of interest last quoted by the Administrative Agent as its “prime rate” and (c) the one-month SOFR rate plus 1.00% (the “Base Rate”), plus, as applicable, a margin ranging from 2.25% to 3.25% per annum for SOFR-based Revolving Loans and ranging from 1.25% to 2.25% per annum for Base Rate-based Revolving Loans, in each case, depending on the Company’s consolidated leverage ratio. The Revolving Credit Facility is not subject to amortization and will mature on the fifth anniversary of the Closing Date. On September 30, 2024, using a portion of the proceeds from the Digital Banking Sale, the Company repaid all loans outstanding under the Senior Secured Credit Facilities (but did not reduce the principal amount of the commitments under the Revolving Loans). The obligations under the Revolving Credit Facility are guaranteed by certain of the Company’s material subsidiaries (the “Guarantors”). The obligations under the Revolving Credit Facility and the above described guarantee are secured by a first priority lien and security interest in certain equity interests owned by the Company and the Guarantors in certain of their respective domestic and foreign subsidiaries, and a first priority lien and security interest in substantially all of the assets of the Company and the Guarantors, subject to certain exclusions. The Revolving Credit Facility contains customary representations and warranties, affirmative covenants, and negative covenants. The negative covenants limit the Company’s and its subsidiaries’ ability to, among other things, incur indebtedness, create liens on the Company’s or its subsidiaries’ assets, engage in fundamental changes, make investments, sell or otherwise dispose of assets, engage in sale-leaseback transactions, make restricted payments, repay subordinated indebtedness, engage in certain transactions with affiliates and enter into agreements restricting the ability of the Company’s subsidiaries to make distributions to the Company or incur liens on their assets. The Revolving Credit Facility also contains a financial covenant that does not permit the Company to allow its consolidated leverage ratio to exceed (i) in the case of any fiscal quarter ending on or following September 30, 2024 and prior to September 30, 2025, 4.50 to 1.00 and (ii) in the case of any fiscal quarter ending on or following September 30, 2025, 4.25 to 1.00, in each case subject, to (x) increases of 0.25 in connection with the consummation of any material acquisition and applicable to the fiscal quarter in which such acquisition is consummated and the three consecutive fiscal quarters thereafter, and (y) a maximum cap of 5.00 to 1.00. The Revolving Credit Facility also includes provisions for events of default which are customary for similar financings. Upon the occurrence of an event of default, the lenders may, among other things, terminate the loan commitments, accelerate all loans and require cash collateral deposits in respect of outstanding letters of credit. If the Company is unable to pay or repay the amounts due, the lenders could, among other things, proceed against the collateral granted to them to secure such indebtedness. Senior Unsecured Notes On August 20, 2020, the Company issued $650 million aggregate principal amount of 5.000% senior unsecured notes due in 2028 (the “5.000% Notes”) and $450 million aggregate principal amount of 5.250% senior unsecured notes due in 2030 (the “5.250% Notes”). Interest is payable on the 5.000% and 5.250% Notes semi-annually in arrears on April 1 and October 1. The 5.000% and 5.250% Notes were sold at 100% of the principal amount and mature on October 1, 2028 and October 1, 2030, respectively. Prior to October 1, 2025, with respect to the 5.250% Notes, the Company may redeem some or all of such series of Notes by paying a redemption price equal to 100% of the principal amount of the Notes to be redeemed plus the Applicable Premium, as defined in the indenture governing the applicable series of notes, plus accrued and unpaid interest to, but excluding, the redemption date (subject to the right of holders of record of the Notes on the relevant record date to receive interest due on the relevant interest payment date). The Company has the option to redeem the 5.000% Notes, in whole or in part, at any time on or after October 1, 2023, at a redemption price of 101.250%, and 100% during the 12-month periods commencing on October 1, 2024 and 2025 and thereafter, respectively, plus accrued and unpaid interest to the redemption date. The Company has the option to redeem the 5.250% Notes, in whole or in part, at any time on or after October 1, 2025, at a redemption price of 102.625%, 101.750%, 100.875%, and 100% during the 12-month periods commencing on October 1, 2025, 2026, 2027 and 2028 and thereafter, respectively, plus accrued and unpaid interest to the redemption date. On April 6, 2021, the Company issued $1.2 billion aggregate principal amount of 5.125% senior unsecured notes due 2029 (the “ 5.125% Notes”). Interest is payable on the 5.125% Notes semi-annually in arrears on April 15 and October 15 of each year. The 5.125% Notes will mature on April 15, 2029. The Company has the option to redeem the 5.125% Notes, at whole or in part, on or after April 15, 2024, at a redemption price of 102.563%, 101.281% and 100% during the 12-month periods commencing on or after April 15, 2024, 2025 and 2026 and thereafter, respectively, plus accrued and unpaid interest to the redemption date. The senior unsecured notes are the Company’s senior unsecured obligations and are jointly and severally unconditionally guaranteed on a senior unsecured basis by the Company’s domestic material subsidiaries, subject to certain limitations, that guarantee the Company’s Senior Secured Credit Facilities pursuant to supplemental indentures governing each applicable series of senior unsecured notes. The indentures governing the senior unsecured notes contain customary events of default, including, among other things, payment default, exchange default, failure to provide certain notices thereunder and certain provisions related to bankruptcy events. The indentures governing the senior unsecured notes also contains customary high yield affirmative and negative covenants, including negative covenants that, among other things, limit the Company and its restricted subsidiaries’ ability to incur additional indebtedness, create liens on, sell or otherwise dispose of assets, engage in certain fundamental corporate changes or changes to lines of business activities, make certain investments or material acquisitions, engage in sale-leaseback or hedging transactions, repurchase common stock, pay dividends or make similar distributions on capital stock, repay certain indebtedness, engage in certain affiliate transactions and enter into agreements that restrict their ability to create liens, pay dividends or make loan repayments. If the senior unsecured notes are assigned an “investment grade” rating by Moody’s or S&P and no default has occurred or is continuing, certain covenants will be terminated. On September 30, 2024, a portion of the proceeds from the Digital Banking Sale were used to settle the Company’s previously announced tender offers to purchase up to $1.2 billion aggregate purchase price, excluding accrued and unpaid interest, of the Company’s senior unsecured notes, subject to prioritized acceptance levels and proration. Pursuant to the terms of the tender offers and the final settlement, the Company purchased approximately $398 million aggregate principal amount of the 5.250% Notes and $797 million aggregate principal amount of the 5.125% Notes. The Company recognized a gain on extinguishment of debt of $8 million related to the redemption discount of $18 million on the settlement of the 5.250% Notes and 5.125% Notes offset by the write-off of the related deferred financing fees of $10 million. Debt Maturities Maturities of debt outstanding, in principal amounts, at December 31, 2024 are summarized below: For the years ended December 31 In millions Total 2025 2026 2027 2028 2029 Thereafter Debt maturities $ 1,105 $ — $ — $ — $ 650 $ 403 $ 52 Fair Value of Debt The Company utilized Level 2 inputs, as defined in the fair value hierarchy, to measure the fair value of the long-term debt, which, as of December 31, 2024 and 2023 was $1.06 billion and $2.47 billion, respectively. Management ’ s fair value estimates were based on quoted prices for recent trades of the Company’s long-term debt, quoted prices for similar instruments, and inquiries with certain investment communities.

TRADE RECEIVABLES FACILITY

TRADE RECEIVABLES FACILITY	12 Months Ended
	Dec. 31, 2024
Receivables [Abstract]
TRADE RECEIVABLES FACILITY	7. TRADE RECEIVABLES FACILITY Prior to September 30, 2024, the Company maintained a trade receivables facility (the “T/R Facility”) pursuant to which a wholly-owned, bankruptcy-remote subsidiary of the Company (the “U.S. SPE”) and a wholly-owned, bankruptcy remote subsidiary of a Canadian affiliate of the Company (the “Canadian SPE,” and together with the U.S. SPE, the “SPEs”) continuously acquired all of the trade receivables originated by the Company and the Canadian affiliate (and certain other affiliates from time to time party to the T/R Facility). The SPEs in turn either sold or pledged those trade receivables to unaffiliated purchasers party to the T/R Facility (the “Purchasers”). On September 1, 2024, the Company voluntarily repaid a portion of the amounts outstanding under the T/R Facility to reduce the commitment of the Purchasers from $300 million to $252 million and to reacquire all outstanding trade receivables related to the Digital Banking business. On September 30, 2024, the Company used a portion of the proceeds from the Digital Banking Sale to voluntarily pay all remaining amounts outstanding under the T/R Facility. In connection with the payment of such amounts, the Company terminated the T/R Facility and reacquired all of the outstanding trade receivables that had previously been sold by it (and by its affiliates then party to the T/R Facility) to the SPEs (including any outstanding trade receivables that had been further sold on to the Purchasers) and these amounts are included in Accounts receivable, net in the Company’s Consolidated Balance Sheets. Prior to the termination of the T/R Facility, the total outstanding balance of trade receivables sold to the Purchasers could be up to $252 million (or prior to September 1, 2024, up to $300 million) at any one time, which represented the maximum purchase commitment from the Purchasers. The actual outstanding balance of trade receivables that were sold varied based on the level of activity and other factors and could be less than the maximum purchase commitment. The total outstanding balance of trade receivables that were sold to the Purchasers and derecognized by the U.S. SPE was approximately zero and $288 million as of December 31, 2024 and December 31, 2023, respectively. Excluding the trade receivables sold to the Purchasers, the SPEs collectively owned zero and $107 million of trade receivables as of December 31, 2024 and December 31, 2023, respectively, and these amounts are included in Accounts receivable, net in the Company’s Consolidated Balance Sheets. Cash activity related to the termination of the T/R Facility is reflected in Net cash provided by investing activities in the Consolidated Statements of Cash Flows. Prior to the termination of the T/R Facility, continuous cash activity was reflected in Net cash provided by operating activities. The U.S. SPE incurred fees under the T/R Facility, including fees due and payable to the Purchasers. Those fees, which are immaterial, are recorded within Other income (expense), net in the Consolidated Statements of Operations. In addition, each of the SPEs had provided a full recourse guarantee in favor of the Purchasers of the full and timely payment of all trade receivables sold to them by the U.S. SPE. The guarantee was secured by all the trade receivables owned by each of the SPEs that had not been sold to the Purchasers. The reserve recognized for this recourse obligation as of December 31, 2024 was not material.

INCOME TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2024
Income Tax Disclosure [Abstract]
INCOME TAXES	8. INCOME TAXES For the years ended December 31, income (loss) from continuing operations before income taxes consisted of the following: In millions 2024 2023 2022 Income (loss) before income taxes United States $ (249) $ (451) $ (351) Foreign 50 (94) 34 Total income (loss) from continuing operations before income taxes $ (199) $ (545) $ (317) For the years ended December 31, income tax expense (benefit) consisted of the following: In millions 2024 2023 2022 Income tax expense (benefit) Current Federal $ (9) $ 26 $ 1 State 2 — 2 Foreign 26 31 25 Deferred Federal (19) (48) (17) State 1 (3) 1 Foreign 3 178 40 Total income tax expense (benefit) $ 4 $ 184 $ 52 The following table presents the principal components of the difference between the effective tax rate and the U.S. federal statutory income tax rate for the years ended December 31: In millions 2024 2023 2022 Income tax (benefit) expense at the U.S. federal tax rate of 21% $ (42) $ (114) $ (67) Foreign income tax differential 8 1 (4) Additional U.S. tax on foreign income (6) 14 (2) State and local income taxes (net of federal effect) 2 (3) 2 Other U.S. permanent book/tax differences 1 4 4 Meals and entertainment expense 1 2 1 Cash surrender value received as income 4 — — Nondeductible transaction costs — 2 1 Nondeductible executive compensation (1) 17 9 Dispositions — 16 — Spin-off of NCR Atleos — 226 — Gains/losses on internal entity restructuring (4) — — Excess (benefit)/deficit from share-based payments 8 2 — Research and development tax credits (3) (2) (5) Foreign tax law changes (7) (8) 3 Valuation allowances 57 31 117 Change in liability for unrecognized tax benefits (9) 3 (15) Change in tax estimates for prior periods (6) (5) 4 Other, net 1 (2) 4 Total income tax (benefit) expense $ 4 $ 184 $ 52 The Company’s tax provisions include a provision for income taxes in certain tax jurisdictions where its subsidiaries are profitable, but reflect only a portion of the tax benefits related to certain foreign subsidiaries’ tax losses due to the uncertainty of the ultimate realization of future benefits from these losses. During 2024, our tax rate was impacted by a $57 million expense from recording a valuation allowance against deferred tax assets. During 2023, our tax rate was impacted by a net $226 million expense related to the Spin-Off of NCR Atleos. Also during 2023, our tax rate was impacted by a $31 million expense from recording a valuation allowance against deferred tax assets and a $17 million expense from nondeductible executive compensation. During 2022, our tax rate was impacted by a $117 million expense from recording a valuation allowance against deferred tax assets in the United Kingdom and other jurisdictions. As described in Note 1, “Basis of Presentation and Significant Accounting Policies”, on October 16, 2023, in connection with the Spin-Off, the Company completed a series of legal entity restructurings including both an internal and external spin-off transaction. These transactions are subject to tax laws in the U.S. and non-U.S. jurisdictions, which resulted in the use of significant judgments by management as it pertains to the interpretation and application of tax laws in the U.S. and non-U.S. jurisdictions to determine the potential taxability of the transactions. The Company did not provide additional U.S. income tax or foreign withholding taxes, if any, on approximately $295 million of undistributed earnings of its foreign subsidiaries, given the intention continues to be that those earnings are reinvested indefinitely. The amount of unrecognized deferred tax liability associated with these indefinitely reinvested earnings is approximately $32 million. The unrecognized deferred tax liability is made up of a combination of U.S. and state income taxes and foreign withholding taxes. We regularly review our deferred tax assets for recoverability and establish a valuation allowance if it is more likely than not that some portion or all of the deferred tax asset will not be realized. The determination as to whether a deferred tax asset will be realized is made on a jurisdictional basis and is based on the evaluation of positive and negative evidence. This evidence includes historical taxable income/loss, projected future taxable income, the expected timing of the reversal of existing temporary differences and the implementation of tax planning strategies. Deferred income tax assets and liabilities included in the Consolidated Balance Sheets as of December 31 were as follows: In millions 2024 2023 Deferred income tax assets Employee pensions and other benefits $ 15 $ 7 Other balance sheet reserves and allowances 104 197 Tax loss and credit carryforwards 156 248 Capitalized research and development 78 51 Property, plant and equipment 1 17 Lease liabilities 54 56 Capitalized software 50 15 Other 16 26 Total deferred income tax assets $ 474 $ 617 Valuation allowance (153) (211) Net deferred income tax assets $ 321 $ 406 Deferred income tax liabilities Intangibles $ 82 $ 119 Right of use assets 57 57 Capitalized software — — Total deferred income tax liabilities $ 139 $ 176 Total net deferred income tax assets $ 182 $ 230 The Company has previously recorded valuation allowances related to certain deferred tax assets due to the uncertainty of the ultimate realization of the future benefits from those assets. The recorded valuation allowances cover deferred tax assets, including tax loss carryforwards, interest expense carryforwards, and foreign tax credits in tax jurisdictions where there is uncertainty as to the ultimate realization of those tax assets. If we are unable to generate sufficient future taxable income of the proper source in the time period within which the temporary differences underlying our deferred tax assets become deductible, or before the expiration of our loss and credit carryforwards, additional valuation allowances could be required. As of December 31, 2024, the Company had U.S. federal, U.S. state (tax effected), and foreign tax attribute carryforwards of approximately $571 million. The net operating loss carryforwards that are subject to expiration will expire in the years 2025 through 2044. The attributes include U.S. tax credit carryforwards of $27 million, which expire in the years 2028 through 2034. The Company’s current tax liability was $336 million and $31 million as of December 31, 2024 and December 31, 2023, respectively, presented within Other current liabilities on the Consolidated Balance Sheets. The increase in the expected current tax liability relates to taxes for the Digital Banking Sale which is expected to be paid within the next 12 months. The aggregate changes in the balance of our gross unrecognized tax benefits were as follows for the years ended December 31: In millions 2024 2023 2022 Gross unrecognized tax benefits - January 1 $ 58 $ 87 $ 121 Increases related to tax positions from prior years 1 1 3 Decreases related to tax positions from prior years (5) (1) (15) Increases related to tax provisions taken during the current year 1 2 7 Settlements with tax authorities (4) — (22) Lapses of statutes of limitation (5) (1) (7) Distributions to NCR Atleos — (30) — Total gross unrecognized tax benefits - December 31 $ 46 $ 58 $ 87 Of the total amount of gross unrecognized tax benefits as of December 31, 2024, $42 million would affect the Company’s effective tax rate if realized. The Company’s liability arising from uncertain tax positions is recorded in Income tax accruals and Other current liabilities in the Consolidated Balance Sheets. We recognized interest and penalties associated with uncertain tax positions as part of the provision for income taxes in our Consolidated Statements of Operations of zero, $4 million of expense, and $1 million of benefit for the years ended December 31, 2024, 2023, and 2022, respectively. The gross amount of interest and penalties accrued as of December 31, 2024 and 2023 was $16 million and $18 million, respectively. In the United States, the Company files consolidated federal and state income tax returns, with statutes of limitations generally ranging from three to five years. In 2022, the IRS commenced an examination of our 2019 income tax return, which concluded during the third quarter of 2024 with no changes made to our reported tax. U.S. federal tax years remain open from 2020 forward. Years beginning on or after 2010 are still open to examination by certain foreign taxing authorities.

STOCK COMPENSATION PLANS

STOCK COMPENSATION PLANS	12 Months Ended
	Dec. 31, 2024
Share-Based Payment Arrangement [Abstract]
STOCK COMPENSATION PLANS	9. STOCK COMPENSATION PLANS As disclosed in Note 1, “Basis of Presentation and Significant Accounting Policies”, outstanding restricted stock units and stock options were adjusted to maintain the economic value of those awards before and after the Spin-Off. Generally, continuing NCR Voyix employees retained the number of outstanding restricted stock units held by them as of the Spin-Off and received additional NCR Voyix restricted stock units to reflect the Spin-Off, while continuing NCR Atleos employees had their outstanding restricted stock units held by them as of the Spin-Off converted solely into equivalent restricted stock units of NCR Atleos, and any outstanding restricted stock units held by them as of the Spin-Off were cancelled. Outstanding stock options at the time of the Spin-Off, regardless of the holder, were converted into stock options of both NCR Voyix and NCR Atleos. In addition, outstanding restricted stock units held by certain key equity holders as of the Spin-Off (including directors and certain former employees) were converted into restricted stock units of both NCR Voyix and NCR Atleos. The share information included below has been adjusted for the Spin-Off. The modification of the Company’s awards did not result in material stock-based compensation cost during the year ended December 31, 2023. The Company recognizes all share-based payments as compensation expense in its financial statements based on their fair value. As of December 31, 2024, the Company’s stock-based compensation consisted of restricted stock units, employee stock purchase plan and stock options. The Company recorded stock-based compensation expense in income (loss) from continuing operations for the years ended December 31 as follows: In millions 2024 2023 2022 Restricted stock units $ 36 131 60 Stock options — 3 15 Employee stock purchase plan 4 6 9 Stock-based compensation expense $ 40 $ 140 $ 84 Tax benefit (4) (7) (5) Total stock-based compensation (net of tax) $ 36 133 79 Approximately 36 million shares (i) remain available for future issuance and (ii) are issuable upon the exercise or settlement of outstanding awards under the 2017 Stock Incentive Plan (“SIP”). Details of the Company’s stock-based compensation plans are discussed below. Restricted Stock Units The SIP provides for the grant of several different forms of stock-based compensation, including restricted stock units. Restricted stock units can have service-based and/or performance-based vesting with performance goals being established by the Compensation and Human Resource Committee of the Company’s Board of Directors. Any grant of restricted stock units is generally subject to a vesting period of 12 months to 48 months, to the extent permitted by the SIP. Performance-based grants conditionally vest upon achievement of future performance goals based on performance criteria such as the Company’s achievement of specific return on capital and/or other financial metrics (as defined in the SIP) during the performance period. Performance-based grants must be earned, based on performance, before the actual number of shares to be awarded is known. The Compensation and Human Resource Committee considers the likelihood of meeting the performance criteria based upon estimates and other relevant data, and certifies performance based on its analysis of achievement against the performance criteria. A recipient of restricted stock units does not have the rights of a stockholder and is subject to restrictions on transferability and risk of forfeiture. Other terms and conditions applicable to any award of restricted stock units will be determined by the Compensation and Human Resource Committee and set forth in the agreement relating to that award. The following table reports restricted stock unit activity during the year ended December 31, 2024: Shares in thousands Number of Units Weighted Average Grant-Date Fair Value per Unit Unvested shares as of January 1 7,222 $ 19.96 Shares granted 5,665 $ 12.97 Shares vested (3,260) $ 18.73 Shares forfeited (1,562) $ 14.82 Unvested shares as of December 31 8,065 $ 16.31 Stock-based compensation expense is recognized in the financial statements based upon fair value. The total fair value of units vested and distributed in the form of the Company’s common stock was $61 million in 2024, $132 million in 2023, and $121 million in 2022. As of December 31, 2024, there was $59 million of unrecognized compensation cost related to unvested restricted stock unit grants. The unrecognized compensation cost is expected to be recognized over a remaining weighted-average period of 1 year. The weighted average grant date fair value for restricted stock unit awards granted in 2023 and 2022 was $16.25 and $35.08, respectively. The following table represents the composition of restricted stock unit grants in 2024: Shares in thousands Number of Units Weighted Average Grant-Date Fair Value Service-based units 3,723 $ 12.49 Performance-based units 1,942 $ 13.82 Total restricted stock units 5,665 $ 12.97 On November 8, 2024, the Company granted market-based restricted stock units vesting on November 8, 2027. The number of awards that vest are subject to the satisfaction of performance-based vesting conditions tied to the Company’s common stock price. The performance-based vesting conditions require that at any time during the 3-year performance period prior to November 8, 2027, the twenty-trading day trailing average price for the Company’s common stock must equal or exceed a stock price threshold of $22.00 for twenty consecutive trading days. In addition, should the twenty-trading day trailing average price for the Company’s common stock equal or exceed $24.00 at any time during the performance period for twenty consecutive trading days, the payout will be 125% and should the twenty-trading day trailing average price for the Company’s common stock equal or exceed $26.00 at any time during the performance period for twenty consecutive trading days, the payout will be 150%. Payouts for stock prices between prices provided herein shall be calculated applying linear interpolation. The fair value of the awards was determined based on the grant date fair value and will be recognized over the requisite service period. The table below details the significant assumptions used in determining the fair value of the market-based restricted stock units granted on November 8, 2024: Dividend yield — % Risk-free interest rate 4.09 % Expected volatility 46.53 % Expected volatility for these restricted stock units is calculated as the historical volatility of the Company’s stock over a period of approximately three years, as management believes this is the best representation of prospective trends. The risk-free interest rate was determined based on a three year U.S. Treasury yield curve in effect at the time of the grant. On March 15, 2024, the Company granted market-based restricted stock units vesting on March 15, 2027. The fair value of the awards was determined based on the grant date fair value and will be recognized over the requisite service period. The table below details the significant assumptions used in determining the fair value of the market-based restricted stock units granted on March 15, 2024: Dividend yield — % Risk-free interest rate 4.44 % Expected volatility 60.37 % Expected volatility for these restricted stock units is calculated as the historical volatility of the Company’s stock over a period of approximately three years, as management believes this is the best representation of prospective trends. The risk-free interest rate was determined based on a three year U.S. Treasury yield curve in effect at the time of the grant. On February 13, 2023, the Company granted market-based restricted stock units vesting on December 31, 2025. The number of awards that vest are subject to the compound annual growth rate (“CAGR”) of the Company’s stock price from January 1, 2023 to December 31, 2025 (the “performance period”), subject to an alternative level of achievement based on the Company’s relative total shareholder return ranking among a comparison group. The fair value of the awards was determined to be $35.04 per share based on using a Monte-Carlo simulation model and will be recognized over the requisite service period. Approximately 50% of these market-based restricted stock units included an accelerated vesting provision if a Qualified Transaction, as defined in the award agreement, took place during the performance period (with a minimum vesting period of one year from the grant date). Upon the occurrence of a Qualified Transaction, the number of shares that would vest based on the Company’s 20-day volume-weighted average closing stock price immediately preceding the transaction date. The Spin-Off resulted in a Qualified Transaction and as such, these market-based restricted stock units were subject to accelerated vesting as defined in the award agreement. The table below details the significant assumptions used in determining the fair value of the market-based restricted stock units granted on February 13, 2023: Dividend yield — % Risk-free interest rate 4.15 % Expected volatility 55.90 % Expected volatility for these restricted stock units is calculated as the historical volatility of the Company’s stock over a period of approximately three years, as management believes this is the best representation of prospective trends. The risk-free interest rate was determined based on a three year U.S. Treasury yield curve in effect at the time of the grant. On February 25, 2022, the Company granted market-based restricted stock units vesting on December 31, 2024. The number of awards that vest are subject to the performance of the Company’s stock price from the date of grant to December 31, 2024. The fair value was determined to be $57.67 per share based on using a Monte-Carlo simulation model and will be recognized over the requisite service period. The table below details the assumptions used in determining the fair value of the market-based restricted stock units. Dividend yield — % Risk-free interest rate 1.73 % Expected volatility 59.26 % Expected volatility for the market-based restricted stock units is calculated as the historical volatility of the Company’s stock over a period of three years, as management believes this is the best representation of prospective trends. The risk-free interest rate was determined based on a three year U.S. Treasury yield curve in effect at the time of the grant. On December 21, 2022, the Company granted market-based restricted stock units vesting on December 31, 2025. The number of awards that vest are subject to the compound annual growth rate (“CAGR”) of the Company’s stock price from January 1, 2023 to December 31, 2025 (the “performance period”), subject to an alternative level of achievement based on the Company’s relative total shareholder return ranking among a comparison group. The fair value of the awards was determined to be $29.66 per share based on using a Monte-Carlo simulation model and will be recognized over the requisite service period. Approximately 50% of these market-based restricted stock units included an accelerated vesting provision if a Qualified Transaction, as defined in the award agreement, took place during the performance period (with a minimum vesting period of one year from the grant date). Upon the occurrence of a Qualified Transaction, the number of shares that would vest based on the Company’s 20-day volume-weighted average closing stock price immediately preceding the transaction date. The Spin-Off resulted in a Qualified Transaction and as such, these market-based restricted stock units were subject to accelerated vesting as defined in the award agreement. The table below details the significant assumptions used in determining the fair value of the market-based restricted stock units granted on December 21, 2022: Dividend yield — % Risk-free interest rate 3.90 % Expected volatility 64.93 % Expected volatility for these restricted stock units is calculated as the historical volatility of the Company’s stock over a period of approximately three years, as management believes this is the best representation of prospective trends. The risk-free interest rate was determined based on a three year U.S. Treasury yield curve in effect at the time of the grant. Stock Options The SIP also provides for the grant of stock options to purchase shares of the Company’s common stock. The Compensation and Human Resource Committee has discretion to determine the material terms and conditions of option awards under the SIP, provided that (i) the exercise price must be no less than the fair market value of the Company’s common stock (defined as the closing price) on the date of grant, (ii) the term must be no longer than ten years, and (iii) in no event shall the normal vesting schedule provide for vesting in less than one year. Other terms and conditions of an award of stock options will be determined by the Compensation and Human Resource Committee as set forth in the applicable stock option award. The Compensation and Human Resource Committee has authority to administer the SIP, except that the Committee on Directors and Governance of the Company’s Board of Directors will administer the SIP with respect to non-employee members of the Board of Directors. New shares of the Company’s common stock are issued as a result of stock option exercises. During the years ended December 31, 2024 and December 31, 2023, the Company did not grant any stock options. During the year ended December 31, 2022, as discussed in Note 2, “Discontinued Operations”, the Company converted certain outstanding unvested LibertyX awards into the Company’s awards. LibertyX stock option awards were converted into the Company’s stock option awards with an exercise price per share for option awards equal to the exercise price per share of such stock option award immediately prior to the completion of the acquisition divided by the exchange ratio (as defined in the acquisition agreement), and vested immediately. The value of the option awards was deemed attributable to services already rendered and was included as a portion of the purchase price. The following table summarizes the Company’s stock option activity for the year ended December 31, 2024: Shares in thousands Shares Under Option Weighted Average Exercise Price per Share Weighted Average Remaining Contractual Term (in years) Aggregate Intrinsic Value Outstanding as of January 1 8,326 $ 19.09 Granted — — Exercised (354) 11.51 Forfeited or expired (1,200) 20.63 Outstanding as of December 31 6,772 $ 19.18 1.41 $ 1.03 Fully vested and expected to vest as of December 31 6,772 $ 19.18 1.41 $ 1.03 Exercisable as of December 31 6,772 $ 19.18 1.41 $ 1.03 As of December 31, 2024, there was no unrecognized compensation cost related to unvested stock option grants. The total intrinsic value of all options exercised was $1 million in 2024, $1 million in 2023, and $7 million in 2022. Cash received from option exercises under all share-based payment arrangements was $4 million in 2024, $2 million in 2023, and $1 million in 2022. There was $1 million of tax benefits realized from option exercises in 2022. There was no tax benefit realized from stock options exercised in 2024 or 2023. Employee Stock Purchase Plan The Company’s amended Employee Stock Purchase Plan (“ESPP”) provides employees a 15% discount on stock purchases using a three-month look-back feature where the discount is applied to the stock price that represents the lower of the Company’s closing stock price on either the first day or the last day of each calendar quarter. Participants can contribute between 1% and 10% of their compensation. The amended ESPP was approved by the Company’s stockholders in 2016 and became effective January 1, 2017. Employees purchased approximately 1.1 million shares in 2024, 0.9 million shares in 2023, and 1.3 million shares in 2022, for approximately $11 million in 2024, $19 million in 2023 and $29 million in 2022. A total of 4 million shares were originally authorized to be issued under the ESPP before its amendment. Under the amended ESPP, 10 million shares were newly authorized to be issued, plus any shares remaining unissued under the prior ESPP after the last 2016 purchase date. Approximately 3.5 million authorized shares remain unissued under our amended ESPP as of December 31, 2024.

EMPLOYEE BENEFIT PLANS

EMPLOYEE BENEFIT PLANS	12 Months Ended
	Dec. 31, 2024
Retirement Benefits [Abstract]
EMPLOYEE BENEFIT PLANS	10. EMPLOYEE BENEFIT PLANS Pension and Postemployment Plans The Company sponsors defined benefit pension plans. Following the Spin-Off, NCR Atleos assumed the U.S. and certain international pension plan assets and liabilities, along with the associated deferred costs in accumulated other comprehensive loss, which were previously sponsored by the Company. Pursuant to the terms of the Spin-Off transaction documents, the Company is required to contribute 50% of the annual costs of the NCR Atleos U.S. pension plan to the extent NCR Atleos contributes more than $40 million on an annual basis beginning with the plan year ending December 31, 2024. The contribution threshold was not met by NCR Atleos during the year ended December 31, 2024. Internationally, the defined benefit plans are based primarily upon compensation and years of service. Certain international plans also no longer offer additional benefits and are closed to new participants. The Company’s funding policy is to contribute annually no less than the minimum required by applicable laws and regulations. Assets of the Company’s defined benefit plans are primarily invested in common and commingled trusts. The Company recognizes the funded status of each applicable plan on the Consolidated Balance Sheets. Each overfunded plan is recognized as an asset and each underfunded plan is recognized as a liability. For pension plans, changes in the fair value of plan assets and net actuarial gains or losses are recognized upon remeasurement, which is at least annually in the fourth quarter of each year. For postemployment plans, changes to the funded status are recognized as a component of other comprehensive loss in stockholders’ equity. Non-U.S. employees are typically covered under government-sponsored programs, and the Company generally does not provide postretirement benefits other than pensions to non-U.S. retirees. The Company generally funds these benefits on a pay-as-you-go basis. The Company offers various postemployment benefits to involuntarily terminated and certain inactive employees after employment but before retirement. These benefits are paid in accordance with the Company’s established postemployment benefit practices and policies. Postemployment benefits include mainly severance as well as continuation of healthcare benefits and life insurance coverage while on disability. The Company provides appropriate accruals for these postemployment benefits. These postemployment benefits are funded on a pay-as-you-go basis. Pension Plans Reconciliation of the beginning and ending balances of the benefit obligations for the Company’s pension plans are as follows: International Pension Benefits In millions 2024 2023 Change in benefit obligation Benefit obligation as of January 1 $ 192 $ 178 Net service cost 1 2 Interest cost 5 6 Actuarial (gain) loss (10) 15 Benefits paid (11) (14) Plan participant contributions (3) — Currency translation adjustments (12) 5 Benefit obligation as of December 31 $ 162 $ 192 Accumulated benefit obligation as of December 31 $ 161 $ 191 A reconciliation of the beginning and ending balances of the fair value of the plan assets of the Company’s pension plans are as follows: International Pension Benefits In millions 2024 2023 Change in plan assets Fair value of plan assets as of January 1 $ 56 $ 51 Actual return on plan assets 9 10 Company contributions 12 13 Benefits paid (11) (14) Settlement (3) — Currency translation adjustments (5) (4) Plan participant contributions — — Fair value of plan assets as of December 31 $ 58 $ 56 The following table presents the funded status and the reconciliation of the funded status to amounts recognized in the Consolidated Balance Sheets and in Accumulated other comprehensive loss as of December 31: International Pension Benefits In millions 2024 2023 Funded Status $ (104) $ (136) Amounts recognized in the Consolidated Balance Sheets Noncurrent assets $ 47 $ 43 Current liabilities (11) (12) Noncurrent liabilities (140) (167) Net amounts recognized $ (104) $ (136) Amounts recognized in accumulated other comprehensive loss Prior service cost — — Total $ — $ — For pension plans with accumulated benefit obligations in excess of plan assets, the projected benefit obligation and accumulated benefit obligation were $142 million and $141 million, respectively, as of December 31, 2024, and $163 million and $162 million, respectively, as of December 31, 2023. The fair value of assets was zero as of both December 31, 2024 and December 31, 2023. The net periodic benefit (income) cost of the pension plans for the years ended December 31 was as follows: In millions International Pension Benefits 2024 2023 2022 Net service cost $ 1 $ 2 $ 2 Interest cost 5 6 2 Expected return on plan assets (2) (2) (1) Amortization of prior service cost — — — Actuarial (gain) loss (12) 7 (41) Net periodic benefit (income) cost $ (8) $ 13 $ (38) The net actuarial gain in 2024 was primarily due to plan experience gains as well as an increase in discount rates and favorable returns on plan assets. The net actuarial loss in 2023 was primarily due to plan experience losses as well as a decrease in discount rates, partially offset by favorable returns on plan assets. Actuarial gains in 2022 were primarily due to an increase in discount rates partially offset by unfavorable returns on the fair value of plan assets. The weighted average rates and assumptions used to determine benefit obligations as of December 31 were as follows: International Pension Benefits 2024 2023 Discount rate 3.2 % 3.0 % Rate of compensation increase 2.5 % 2.4 % The weighted average rates and assumptions used to determine net periodic benefit (income) cost for the years ended December 31 were as follows: International Pension Benefits 2024 2023 2022 Discount rate - Service Cost 2.0 % 1.8 % 0.8 % Discount rate - Interest Cost 3.0 % 3.4 % 0.7 % Expected return on plan assets 5.0 % 5.0 % 2.1 % Rate of compensation increase 2.5 % 1.0 % 0.9 % The weighted-average cash balance interest crediting rate for the Company’s cash balance defined benefit plans was 1.5% and 1.4% for the years ended December 31, 2024 and 2023, respectively. The discount rate used to determine the International plans benefit obligations as of December 31, 2024 were derived by examining interest rate levels and trends within each country, particularly yields on high-quality, long-term corporate bonds, relative to our future expected cash flows. The Company employs a building block approach as its primary approach in determining the long-term expected rate of return assumptions for plan assets. Historical market returns are studied and long-term relationships between equities and fixed income are preserved consistent with the widely accepted capital market principle that assets with higher volatilities generate higher returns over the long run. Current market factors, such as inflation and interest rates are evaluated before long-term capital market assumptions are determined. The expected long-term portfolio return is established for each plan via a building block approach with proper rebalancing consideration. The result is then adjusted to reflect additional expected return from active management net of plan expenses. Historical plan returns, the expectations of other capital market participants, and peer data may be used to review and assess the results for reasonableness and appropriateness. Plan Assets The weighted average asset allocations as of December 31, 2024 and 2023 by asset category are as follows: International Pension Fund Actual Allocation of Plan Assets as of December 31 Target Asset Allocation 2024 2023 Equity and other investments (1) 66 % 66 % 62.5% Debt securities (2) 33 % 33 % 37.2% Other 1 % 1 % 0.3% Total 100 % 100 % (1) Includes equity securities and equities held in comingled trusts. (2) Includes debt securities and debt held in comingled trusts. The fair value of plan assets as of December 31, 2024 and 2023 by asset category is as follows: International In millions Notes Fair Value as of December 31, 2024 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs Not Subject to Leveling Assets Equity securities and other investments: Common and commingled trusts - Equities 1 $ 39 $ — $ — $ — $ 39 Fixed income securities: Common and commingled trusts - Bonds 1 19 — — — 19 Total $ 58 $ — $ — $ — $ 58 International In millions Notes Fair Value as of December 31, 2023 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs Not Subject to Leveling Assets Equity securities and other investments: Common and commingled trusts - Equities 1 $ 37 $ — $ — $ — $ 37 Fixed income securities: Common and commingled trusts - Bonds 1 19 — — — 19 Total $ 56 $ — $ — $ — $ 56 Notes: 1. Common/collective trusts and registered investment companies (RICs) such as mutual funds are valued using a Net Asset Value (NAV) provided by the manager of each fund. The NAV is based on the underlying net assets owned by the fund, divided by the number of shares or units outstanding. The fair value of the underlying securities within the fund, which are generally traded on an active market, are valued at the closing price reported on the active market on which those individual securities are traded. For investments not traded on an active market, or for which a quoted price is not publicly available, a variety of unobservable valuation methodologies, including discounted cash flow, market multiple and cost valuation approaches, are employed by the fund manager or independent third party to value investments. Investment Strategy The Company has historically employed a total return investment approach, whereby a mix of fixed-income, equities and real estate investments are used to maximize the long-term return of plan assets subject to a prudent level of risk. The risk tolerance is established for each plan through a careful consideration of plan liabilities, plan funded status and corporate financial condition. When considering assets for investment, the Company considers the expected rate of return and the risk of return, among others, of each potential investment. Investment risk is measured and monitored on an ongoing basis through regular performance reporting, investment manager reviews, actuarial liability measurements and periodic investment strategy reviews. Postemployment Benefits Reconciliation of the beginning and ending balances of the benefit obligation for the Company’s postemployment plan was: Postemployment Benefits In millions 2024 2023 Change in benefit obligation Benefit obligation as of January 1 $ 65 $ 93 Service cost 36 15 Interest cost 2 2 Amendments — — Benefits paid (55) (54) Foreign currency exchange — — Actuarial (gain) loss 7 9 Benefit obligation as of December 31 $ 55 $ 65 The following table presents the funded status and the reconciliation of the unfunded status to amounts recognized in the Consolidated Balance Sheets and in Accumulated other comprehensive loss at December 31: Postemployment Benefits In millions 2024 2023 Benefit obligation $ 55 $ 65 Amounts recognized in the Consolidated Balance Sheets Current liabilities $ 14 $ 22 Noncurrent liabilities 41 43 Net amounts recognized $ 55 $ 65 Amounts recognized in Accumulated other comprehensive loss Net actuarial (gain) loss $ 7 $ 9 Amortization of gain (loss) — 1 Amortization of prior service cost 1 1 Total $ 8 $ 11 The net periodic benefit cost of the postemployment plan for the years ended December 31 was: In millions Postemployment Benefits 2024 2023 2022 Service cost $ 36 15 58 Interest cost 2 2 1 Amortization of: Prior service benefit (1) (1) (1) Actuarial gain — (1) — Net periodic benefit cost $ 37 $ 15 $ 58 The weighted average assumptions utilized in accounting for postemployment benefit obligations as of December 31 and for postemployment benefit costs for the years ended December 31 were: Postemployment Benefit Obligations Postemployment Benefit Costs 2024 2023 2024 2023 2022 Discount rate for severance plan 3.9 % 4.1 % 4.1 % 5.1 % 2.3 % Salary increase rate 3.5 % 3.4 % 3.4 % 3.1 % 2.6 % Involuntary turnover rate 3.8 % 3.8 % 3.8 % 3.8 % 3.8 % Cash Flows Related to Employee Benefit Plans Cash Contributions The Company plans to contribute approximately $13 million to the international pension plans in 2025. The Company also plans to make contributions of approximately $13 million to the postemployment plan in 2025. Estimated Future Benefit Payments The Company expects to make the following benefit payments reflecting past and future service from its pension and postemployment plans: In millions International Pension Benefits Postemployment Benefits Year 2025 $ 13 $ 13 2026 $ 13 $ 7 2027 $ 13 $ 7 2028 $ 13 $ 7 2029 $ 13 $ 7 2030-2034 $ 52 $ 31 Savings Plans U.S. employees and many international employees participate in defined contribution savings plans. These plans generally provide either a specified percent of pay or a matching contribution on participating employees’ voluntary elections. The Company’s matching contributions typically are subject to a maximum percentage or level of compensation. Employee contributions can be made pre-tax, after-tax or a combination thereof. The expense under the U.S. plan was approximately $21 million in 2024, $22 million in 2023, and $26 million in 2022. The expense under international and subsidiary savings plans was $14 million in 2024, $11 million in 2023, and $11 million in 2022. Amounts to be Recognized The amounts in Accumulated other comprehensive loss that are expected to be recognized as components of net periodic benefit cost (income) during 2025 are less than $1 million.

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	12 Months Ended
	Dec. 31, 2024
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	11. COMMITMENTS AND CONTINGENCIES In the normal course of business, the Company is subject to various proceedings, lawsuits, claims and other matters, including, for example, those that relate to the environment and health and safety, labor and employment, employee benefits, import/export compliance, patents or other intellectual property, data privacy and security, product liability, commercial disputes and regulatory compliance, among others. Additionally, the Company is subject to diverse and complex laws and regulations, including those relating to corporate governance, public disclosure and reporting, environmental safety and the discharge of materials into the environment, product safety, import and export compliance, data privacy and security, antitrust and competition, government contracting, anti-corruption, and labor and human resources, which are rapidly changing and subject to many possible changes in the future. Compliance with these laws and regulations, as well as changes in accounting standards, taxation requirements, and federal securities laws among others, may create a substantial burden on, and substantially increase costs to the Company or could have an impact on the Company’s future operating results. The Company has reflected all liabilities when a loss is considered probable and reasonably estimable in the Consolidated Financial Statements. We do not believe there is a reasonable possibility that losses exceeding amounts already recognized have been incurred, but there can be no assurances that the amounts required to satisfy alleged liabilities from such matters will not impact future operating results. Other than as stated below, the Company does not currently expect to incur material costs related to such matters. However, there can be no assurances that the actual amounts required to satisfy alleged liabilities from various lawsuits, claims, legal proceedings and other matters, including, but not limited to the Kalamazoo River environmental matter and other matters discussed above and below, and to comply with applicable laws and regulations, will not exceed the amounts reflected in the Company’s Consolidated Financial Statements or will not have a material adverse effect on our consolidated results of operations, capital expenditures, competitive position, financial condition or cash flows. Other Litigation In November 2015, several participants and beneficiaries in five “nonqualified” deferred compensation retirement plans sponsored by the Company (collectively, the “Plans”) filed a putative class action lawsuit against the Company and other named defendants. The plaintiffs alleged, among other things, that the Company breached the terms of the Plan agreements when, upon termination of the Plans, the Company paid lump sum payments based on mortality tables and actuarial calculations. In September 2017, the court certified a class. On February 6, 2024, the court entered summary judgment in favor of the plaintiffs, finding that the Company breached the terms of the Plans when it paid the lump sums in lieu of actuarially equivalent replacement life annuities and ordered that the Company provide class members the amount reflecting the difference between the lump sums they received and the cost of the replacement life annuities. The court further ordered the parties to brief as to what the appropriate relief should have been based on the benefits due to each Plan participant (the “Requested Relief Order”). On April 16, 2024, the Company filed its position on the Requested Relief Order. On June 10, 2024, the Court ruled against the Company’s position to the Requested Relief Order, entered a final judgment against the Company, and ordered the Company to calculate the “benefits due” to the Plan participants, including pre-judgment interest, based on the sum that would have been sufficient to allow each participant to purchase a replacement annuity using discount rates prescribed by the Pension Benefit Guaranty Corporation in effect as of the February 25, 2013 termination date. The Company is contesting this matter vigorously. On July 2, 2024, the Company filed a notice of appeal. Given that an estimate or range of possible loss was not ordered in this equitable judgment and moreover cannot be determined at this time in light of the uncertainty regarding the ultimate form of relief and complexities in the methodology and quantification of loss, if any, the parties stipulated to a $45 million supersedeas bond, which is an amount the Company believes may not be correlated to the actual loss (if any). On September 12, 2024, the supersedeas bond was filed and the judgment is currently stayed pending appeal. Any amount sustained following an appeal of this matter is subject to an indemnity obligation by NCR Atleos to contribute 50% of any award. The Company has concluded that, as of December 31, 2024, a loss is reasonably possible but that an estimate or range of possible loss cannot be determined at this time given uncertainty regarding the ultimate form of relief and complexities in the methodology and quantification of damages, if any. Environmental Matters The Company’s facilities and operations are subject to a wide range of environmental protection laws, and the Company has investigatory and remedial activities underway at a number of facilities that it currently owns, or formerly owned or operated, to comply, or to determine compliance, with such laws. Also, the Company has been identified, either by a government agency or by a private party seeking contribution to site clean-up costs, as a potentially responsible party (“PRP”) at a number of sites pursuant to various state and federal laws, including the Federal Water Pollution Control Act, the Comprehensive Environmental Response, Compensation and Liability Act (“CERCLA”) and comparable state statutes. Following the Spin-Off, the Company retains the responsibility to manage the identified environmental liabilities and remediations, subject however to an indemnity obligation by NCR Atleos to contribute 50% of the costs of certain environmental liabilities after an annual $15 million funding threshold is met. Other than the Kalamazoo River matter discussed below, we currently do not anticipate material expenses and liabilities from these environmental matters. Fox River The Company was one of eight entities that was formally notified by governmental and other entities that it was a PRP for environmental claims (under CERCLA and other statutes) arising out of the presence of polychlorinated biphenyls (“PCBs”) in sediments in the lower Fox River and in the Bay of Green Bay in Wisconsin. The Company was identified as a PRP because of alleged PCB discharges from two carbonless copy paper manufacturing facilities it previously owned, which were located along the Fox River, and carbonless copy paper “broke” the Company allegedly sold to other mills as raw material. In 2017, the Company entered into a Consent Decree with the federal and state governments for the clean-up of the Fox River, which was approved on August 22, 2017 by the federal district court in Wisconsin presiding over this matter. The Consent Decree resolved the Company’s disputes with the enforcement agencies as well as the other PRPs. All litigation relating to the contribution and enforcement of remediation obligations on the Fox River has been concluded. On October 3, 2022, the Environmental Protection Agency issued the Company a Certificate of Completion certifying that all of the Company’s remedial obligations under the Consent Decree have been completed. The cost of the Fox River remediation has been shared with three parties (Appvion, Inc. having fully satisfied its obligations in 2016 and is now bankrupt), B.A.T. Industries p.l.c. (“BAT”) as co-obligor, and AT&T Corp. (“AT&T”) and Nokia (as the successor to Lucent Technologies and Alcatel-Lucent USA) as indemnitors. Under a 1998 Cost Sharing Agreement and subsequent 2005 arbitration award (collectively, the “Cost Sharing Agreement”), from 2008 through 2014, BAT paid 60% of the cost of the Fox River clean-up and natural resource damages. Pursuant to a September 30, 2014 Funding Agreement (the “Funding Agreement”), BAT funded 50% of the Company’s Fox River remediation costs from October 1, 2014 forward; the Funding Agreement also provides the Company contractual avenues for a future payment of, via direct and third-party sources, (1) the difference between BAT’s 60% obligation under the Cost Sharing Agreement on the one hand and their ongoing (since September 2014) 50% payments under the Funding Agreement on the other, as well as (2) the difference between the amount the Company received under the Funding Agreement and the amount owed to it under the Cost Sharing Agreement for the period from April 2012 through September 2014 (collectively, the “Funding Agreement Receivable”). Pursuant to a June 12, 2015 Letter Agreement, the Company’s contractual avenue for direct payment by BAT was effectively stayed pending completion of other unrelated lawsuits by BAT against third-parties. As of December 31, 2024 and 2023, the Funding Agreement Receivable was approximately $54 million and was included in Other assets in the Consolidated Balance Sheets. The timing of collection of sums related to the receivable is uncertain and is subject and pursuant to the terms of the Funding Agreement and related agreements. This receivable is not taken into account in calculating the Company’s remaining reserve for the Fox River. Additionally, under a 1996 Divestiture Agreement, the Company, AT&T and Nokia have mutual several (not joint) responsibility for indemnifying each other for certain environmental matters, including the Fox River and the Kalamazoo River discussed below, after defined dollar expenditures are met. AT&T and Nokia have been reimbursing the Company for certain portions of the amounts paid by the Company for the Fox River matter over the defined threshold for Fox River subject to certain offsets for insurance recoveries and net tax benefits (the “Divestiture Agreement Offsets”), if any. The Divestiture Agreement governs certain aspects of AT&T’s divestiture of the Company and of what was then known as Lucent Technologies. Those companies have generally made the payments requested of them by the Company on an ongoing basis. The Company, AT&T and Nokia are currently discussing a final reconciliation of the Divestiture Agreement Offsets, but the timing for a final reconciliation is uncertain. The final reconciliation of the Funding Agreement Receivable and the Divestiture Agreement Offsets could result in additional expenditures and liabilities for the Company that could be material. As of December 31, 2024, we have no remaining liability for remedial obligations for the Fox River matter. As of December 31, 2024 and 2023, the liability subject to final reconciliation with indemnitors under the Divestiture Agreement was approximately $23 million and $22 million, respectively. Kalamazoo River In November 2010, The United States Environmental Protection Agency (“USEPA”) issued a “general notice letter” to the Company with respect to the Allied Paper, Inc./Portage Creek/Kalamazoo River Superfund Site (“Kalamazoo River site”) in Michigan. USEPA asserted that the site is contaminated by various substances, primarily PCBs, as a result of discharges by various paper mills located along the river. USEPA did not claim that the Company made direct discharges into the Kalamazoo River, and the Company never had facilities at or near the Kalamazoo River site, but USEPA indicated that “NCR may be liable under Section 107 of CERCLA ... as an arranger, who by contract or agreement, arranged for the disposal, treatment and/or transportation of hazardous substances at the Site.” USEPA stated that it “may issue special notice letters to [NCR] and other PRPs for future RI/FS [remedial investigation / feasibility studies] and RD/RA [remedial design / remedial action] negotiations.” In December 2010, the Company, along with two other defendants, was sued in federal court by three Georgia-Pacific (“GP”) affiliate corporations in a private-party contribution and cost recovery action for alleged pollution at the Kalamazoo River site. On September 26, 2013, the court issued a decision that held the Company was liable as an “arranger” as of at least March 1969. (PCB-containing carbonless copy paper was produced from approximately 1954 to April 1971, and the majority of contamination at the Kalamazoo River site had occurred prior to 1969). In a ruling following a second trial on the allocation of liability issued on March 29, 2018, the court fixed the past cost amount at approximately $50 million (plus interest to be determined) and the Company and GP were each assigned a 40% share of those costs, and the other two companies were assigned 15% and 5% as their allocations. The court entered final judgment in the case on June 19, 2018, in which it indicated that it would not allocate future costs, but would enter a declaratory judgment that the four companies together had responsibility for future costs, in amounts and shares to be determined. In July 2018, the Company appealed to the United States Court of Appeals for the Sixth Circuit both the 2013 court decision and the 2018 court decision on various legal grounds. The Company filed a bond to stay execution of the judgment pending appeal and execution of the judgment was stayed until the Company filed its dismissal of the appeal on December 31, 2020 pursuant to the Consent Decree noted below. During the pendency of the Sixth Circuit stay, the Company negotiated a settlement of the Kalamazoo River matter with the USEPA and other government agencies having oversight over the river. On December 5, 2019, the Company entered into a Consent Decree with the United States Environmental Protection Agency (“USEPA”) and other government agencies having oversight over the Kalamazoo River and the District Court having jurisdiction over this matter approved the Consent Decree later that month. The Consent Decree requires the Company to pay GP a 40% share of past costs, to pay the USEPA and state agencies their past and future administrative costs, and take responsibility for the remediation of a portion, but not all, of the Kalamazoo River. The Consent Decree further required the Company to dismiss the pending Sixth Circuit appeal. The Consent Decree provides the Company protection from other potentially responsible parties, including GP, seeking contribution for their costs associated with the clean-up anywhere on the Kalamazoo River, thereby resolving the allocation of future costs left unresolved by prior litigation. The Company believes it has meritorious claims against BAT under the Cost Sharing Agreement, discussed above, for the Kalamazoo River remediation expenses as a so-called “future site.” To date, BAT disputes that the Kalamazoo River is a “future site.” In February 2023, the Company filed an action against BAT in the Southern District of New York seeking a declaration that the Kalamazoo River is indeed a “future site” under the Cost Sharing Agreement. In June 2023, BAT filed an answer asserting counterclaims in the proceedings. On September 14, 2024, the Court entered an opinion stating that the Kalamazoo River is a “future site” within the meaning of the Cost Sharing Agreement. The case remains pending with respect to BAT’s remaining counterclaims and affirmative defenses. In December 2022, the Company met the contractual threshold set forth in the 1996 Divestiture Agreement for the Kalamazoo River matter and as a result also has indemnity or reimbursement claims against AT&T and Nokia. In November 2023, the USEPA issued a conditional approval for a work plan to remediate one area of the Kalamazoo River (referred to by USEPA as Area 4) for which the Company has remediation responsibility. The conditional approval provided the Company with sufficient information to estimate the cost of the first phase of remediation for this area of the river and necessitated an increase in the Kalamazoo reserve. Subsequently, USEPA provided further clarification about the conditions with respect to completing the second phase of the work plan that could substantially increase the costs of remediation. The Company does not believe the scope of work for this second phase is its responsibility under the Consent Decree or the National Contingency Plan. In March 2024, the Company filed a Notice of Dispute with the USEPA objecting to the scope of work for Area 4 as being inconsistent with the National Contingency Plan and contrary to the requirements of the Consent Decree. In June 2024, the Company reached a tentative agreement with the USEPA that will satisfactorily address the Company’s cost concerns and in October 2024, the Company submitted a work plan to the USEPA for approval. In connection with the submittal of the work plan, an updated engineering estimate was developed, which necessitated an increase in the Kalamazoo reserve. The submitted work plan is subject to USEPA approval and if an Area 4 work plan cannot be finalized, the costs to remediate Area 4 could increase substantially. As of December 31, 2024 and 2023, the total reserve for the Kalamazoo River was $148 million and $141 million, respectively. The reserve is reported on a basis that is net of expected contributions from the Company’s co-obligors and indemnitors, subject to when the applicable threshold is reached. While the Company believes its co-obligors’ and indemnitors’ obligations are as previously reported, the reserve may be adjusted from time to time to reflect changes in our estimates of remediation costs and recoverability from co-obligors and indemnitors with respect to the Kalamazoo River. As many aspects of the costs of remediation will not be determined for several years (and thus the high end of a range of possible costs for many areas of the site cannot be quantified at this time), the Company has made what it considers to be reasonable estimates of the low end of a range for such costs where remedies are identified, and/or estimates of the costs of investigations and studies for areas of the Kalamazoo River where remedies have not yet been determined, and the reserve is informed by those estimates. The extent of the Company’s potential liability remains subject to many uncertainties, notwithstanding the Consent Decree noted above, particularly in as much as remedy decisions and cost estimates will not be generated until future time periods and as most of the work to be performed will take place through the 2030s. Under other assumptions and estimates for possible costs of remediation, which the Company does not at this point consider to be reasonably estimable or verifiable, it is possible that the reserve the Company has taken to discontinued operations with respect to the Kalamazoo River could more than approximately double the reflected reserve. Ebina The Company has completed all regulatory compliance activities in connection with certain environmental contaminants generated in its past operations in Japan. The Company once had quantities of PCB and other wastes primarily from its former plant at Oiso, Japan, including capsulated undiluted solutions manufactured in the past, capacitors, light ballasts and PCB-affected soil from the Oiso plant that was excavated and placed in steel drums. These wastes were stored in a facility at Ebina, Japan in accordance with Japanese regulations governing such materials. The reserve as of both December 31, 2024 and 2023 was zero. The Japan environmental waste issue is treated as a compliance matter and not as litigation or enforcement, and the Company has received no threats of litigation or enforcement. NCR Atleos does not have any indemnification obligations to the Company in connection with the Ebina matter, and this remediation was completed during 2024. Environmental-Related Insurance Recoveries In connection with the Fox River, Kalamazoo River and other environmental sites, through December 31, 2024, the Company has received a combined gross total of approximately $212 million in settlements reached with various of its insurance carriers. Some of the settlements cover not only the Fox River but also other environmental sites; some are limited to either the Fox River or the Kalamazoo River site. Some of the settlements are directed to defense costs and some are directed to indemnity; some settlements cover both defense costs and indemnity. The Company does not anticipate that further material insurance recoveries specific to Kalamazoo River remediation costs will be available in the future. Environmental Remediation Estimates It is difficult to estimate the future financial impact of environmental laws, including potential liabilities. The Company records environmental provisions when it is probable that a liability has been incurred and the amount or range of the liability is reasonably estimable; in accordance with accounting guidance, where liabilities are not expected to be quantifiable or estimable for a period of years, the estimated costs of investigating those liabilities are recorded as a component of the reserve for that particular site. Provisions for estimated losses from environmental restoration and remediation are, depending on the site, based generally on internal and third-party environmental studies, estimates as to the number and participation level of other PRPs, the extent of contamination, estimated amounts for attorney and other fees, and the nature of required clean-up and restoration actions. Reserves are adjusted as further information develops or circumstances change. Management expects that the amounts reserved from time to time will be paid out over the period of investigation, negotiation, remediation and restoration for the applicable sites. The amounts recorded for environmental matters in the Company’s Consolidated Financial Statements are the estimated gross undiscounted amounts of such liabilities, without deductions for indemnity insurance, third-party indemnity claims or recoveries from other PRPs, except in the event certain criteria supporting the probability of receipt of payment from such third parties is met. For the Fox River and Kalamazoo River sites, as described above, assets relating to the AT&T and Nokia indemnities and to the BAT obligations are recorded as payments are supported by contractual agreements, public filings, payment history, and other factors. Guarantees and Product Warranties In the ordinary course of business, the Company may issue performance guarantees on behalf of its subsidiaries to certain of its customers and other parties. Some of those guarantees may be backed by standby letters of credit, surety bonds, or similar instruments. In general, under the guarantees, the Company would be obligated to perform, or cause performance, over the term of the underlying contract in the event of an unexcused, uncured breach by its subsidiary, or some other specified triggering event, in each case as defined by the applicable guarantee. The Company believes the likelihood of having to perform under any such guarantee is remote. As of December 31, 2024 and 2023, the Company had no material obligations related to such guarantees, and therefore its Consolidated Financial Statements do not have any associated liability balance. The Company provides its customers a standard manufacturer’s warranty and records, at the time of the sale, a corresponding estimated liability for potential warranty costs. Estimated future obligations due to warranty claims are based upon historical factors, such as labor rates, average repair time, travel time, number of service calls per machine and cost of replacement parts. When a sale is consummated, the total customer revenue is recognized, provided that all revenue recognition criteria are otherwise satisfied, and the associated warranty liability is recorded using pre-established warranty percentages for the respective product classes. Warranty reserve liabilities are presented in Other current liabilities and Other liabilities in the Consolidated Balance Sheets. From time to time, product design or quality corrections are accomplished through modification programs. When identified, associated costs of labor and parts for such programs are estimated and accrued as part of the warranty reserve. In addition, the Company provides its customers with certain indemnification rights, subject to certain limitations and exceptions. In some cases, the Company agrees to defend and indemnify its customers from third-party lawsuits alleging patent or other infringement of Company solutions based on its customers’ use of them. On limited occasions the Company will undertake to indemnify a customer for business, rather than contractual, reasons. From time to time, the Company also enters into agreements in connection with its acquisition and divestiture activities that include indemnification obligations by the Company. The fair value of these indemnification obligations is not readily determinable due to the conditional nature of the Company’s potential obligations, certain limitations to liability and indemnity exclusions that appear in certain of the Company’s agreements, and the specific facts and circumstances involved with each particular agreement. Historically, the Company has not recorded a liability in connection with these indemnifications. From time to time the Company has provided indemnification under these circumstances, none of which has resulted in material liabilities, and the Company expects these indemnities will continue to arise in the future. Purchase Commitments The Company has purchase commitments for materials, supplies, services, and property, plant and equipment as part of the normal course of business. This includes a long-term service agreement with Accenture, under which many of the Company’s key transaction processing activities and functions are performed.

LEASING

LEASING	12 Months Ended
	Dec. 31, 2024
Leases [Abstract]
LEASING	12. LEASING The following table presents our lease balances as of December 31: In millions Location in the Consolidated Balance Sheet December 31, 2024 December 31, 2023 Assets Operating lease assets Operating lease assets $ 229 $ 231 Finance lease assets Property, plant and equipment, net 81 71 Accumulated Amortization of Finance lease assets Property, plant and equipment, net (70) (57) Total leased assets $ 240 $ 245 Liabilities Current Operating lease liabilities Other current liabilities $ 40 $ 40 Finance lease liabilities Other current liabilities 11 8 Noncurrent Operating lease liabilities Operating lease liabilities 248 251 Finance lease liabilities Other liabilities 3 7 Total lease liabilities $ 302 $ 306 The following table presents our lease costs for operating and finance leases: In millions For the year ended December 31, 2024 For the year ended December 31, 2023 For the year ended December 31, 2022 Operating lease cost $ 63 $ 72 $ 76 Finance lease cost Amortization of leased assets 13 13 13 Interest on lease liabilities 1 1 1 Short-Term lease cost — — 3 Variable lease cost 26 27 23 Sublease income (5) (3) — Total lease cost $ 98 $ 110 $ 116 The following table presents the supplemental cash flow information: In millions For the year ended December 31, 2024 For the year ended December 31, 2023 For the year ended December 31, 2022 Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 66 $ 76 $ 82 Operating cash flows from finance leases $ 1 $ 1 $ 1 Financing cash flows from finance leases $ 14 $ 14 $ 13 Lease Assets Obtained in Exchange for Lease Obligations Operating Leases $ 29 $ 16 $ 4 Finance Leases $ 2 $ (1) $ — The following table reconciles the undiscounted cash flows for each of the first five years and total of the remaining years to the finance lease liabilities and operating lease liabilities recorded on the Consolidated Balance Sheet as of December 31, 2024: In millions Operating Leases Finance Leases 2025 $ 56 $ 11 2026 48 2 2027 47 1 2028 43 — 2029 39 — Thereafter 131 — Total lease payments 364 14 Less: Amount representing interest 76 — Present value of lease liabilities $ 288 $ 14 As of December 31, 2024, all material operating leases had commenced. The following table presents the weighted average remaining lease term and interest rates: December 31, 2024 December 31, 2023 Weighted average lease term: Operating leases 7.6 years 8.3 years Finance leases 1.5 years 2.2 years Weighted average interest rates: Operating leases 6.17 % 6.12 % Finance leases 3.91 % 3.38 %
LEASING	12. LEASING The following table presents our lease balances as of December 31: In millions Location in the Consolidated Balance Sheet December 31, 2024 December 31, 2023 Assets Operating lease assets Operating lease assets $ 229 $ 231 Finance lease assets Property, plant and equipment, net 81 71 Accumulated Amortization of Finance lease assets Property, plant and equipment, net (70) (57) Total leased assets $ 240 $ 245 Liabilities Current Operating lease liabilities Other current liabilities $ 40 $ 40 Finance lease liabilities Other current liabilities 11 8 Noncurrent Operating lease liabilities Operating lease liabilities 248 251 Finance lease liabilities Other liabilities 3 7 Total lease liabilities $ 302 $ 306 The following table presents our lease costs for operating and finance leases: In millions For the year ended December 31, 2024 For the year ended December 31, 2023 For the year ended December 31, 2022 Operating lease cost $ 63 $ 72 $ 76 Finance lease cost Amortization of leased assets 13 13 13 Interest on lease liabilities 1 1 1 Short-Term lease cost — — 3 Variable lease cost 26 27 23 Sublease income (5) (3) — Total lease cost $ 98 $ 110 $ 116 The following table presents the supplemental cash flow information: In millions For the year ended December 31, 2024 For the year ended December 31, 2023 For the year ended December 31, 2022 Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 66 $ 76 $ 82 Operating cash flows from finance leases $ 1 $ 1 $ 1 Financing cash flows from finance leases $ 14 $ 14 $ 13 Lease Assets Obtained in Exchange for Lease Obligations Operating Leases $ 29 $ 16 $ 4 Finance Leases $ 2 $ (1) $ — The following table reconciles the undiscounted cash flows for each of the first five years and total of the remaining years to the finance lease liabilities and operating lease liabilities recorded on the Consolidated Balance Sheet as of December 31, 2024: In millions Operating Leases Finance Leases 2025 $ 56 $ 11 2026 48 2 2027 47 1 2028 43 — 2029 39 — Thereafter 131 — Total lease payments 364 14 Less: Amount representing interest 76 — Present value of lease liabilities $ 288 $ 14 As of December 31, 2024, all material operating leases had commenced. The following table presents the weighted average remaining lease term and interest rates: December 31, 2024 December 31, 2023 Weighted average lease term: Operating leases 7.6 years 8.3 years Finance leases 1.5 years 2.2 years Weighted average interest rates: Operating leases 6.17 % 6.12 % Finance leases 3.91 % 3.38 %

SERIES A PREFERRED STOCK

SERIES A PREFERRED STOCK	12 Months Ended
	Dec. 31, 2024
Equity [Abstract]
SERIES A PREFERRED STOCK	13. SERIES A PREFERRED STOCK On December 4, 2015, the Company issued 820,000 shares of Series A Convertible Preferred Stock to certain entities affiliated with the Blackstone Group L.P. (collectively, “Blackstone”) for an aggregate purchase price of $820 million, or $1,000 per share, pursuant to an Investment Agreement between the Company and Blackstone, dated November 11, 2015. In connection with the issuance of the Series A Convertible Preferred Stock, the Company incurred direct and incremental expenses of $26 million, including financial advisory fees, closing costs, legal expenses and other offering-related expenses. These direct and incremental expenses originally reduced the Series A Convertible Preferred Stock and will be accreted through retained earnings as a deemed dividend from the date of issuance through the first possible known redemption date, March 16, 2024. In 2017, in connection with the early release of the lock-up included in the Investment Agreement, Blackstone offered for sale 342,000 shares of Series A Convertible Preferred Stock in an underwritten public offering. In addition, Blackstone converted 90,000 shares of Series A Convertible Preferred Stock into shares of our common stock and we repurchased those shares of common stock for $48.47 per share. The underwritten offering and the stock repurchase were consummated on March 17, 2017. On September 18, 2019, the Company entered into an agreement to repurchase and convert the outstanding 512,221 shares of Series A Convertible Preferred Stock owned by Blackstone. The Company repurchased 237,673 shares of Series A Convertible Preferred Stock for total cash consideration of $302 million. The remaining shares of Blackstone’s Series A Convertible Preferred Stock, including accrued dividends, were converted to approximately 9.2 million shares of common stock at a conversion price of $30.00 per share. For the repurchase of Series A Convertible Preferred Stock, the excess of the fair value of consideration transferred over the carrying value was approximately $67 million, and has been included as a deemed dividend in adjusting the income from common stockholders in calculating earnings per share. In this analysis, we determined the fair value of the consideration transferred was not in excess of the fair value of the redeemed Series A Convertible Preferred Stock. As a result, there was no inducement provided to Blackstone for the conversion of the remaining preferred shares into common stock. On October 6, 2020, the Company entered into a definitive agreement to repurchase 67,000 shares of Series A Convertible Preferred Stock from two affiliated shareholders for a total cash consideration of $72 million. The transaction closed on October 7, 2020. On October 12, 2020, the Company entered into a definitive agreement to repurchase 65,365 shares of Series A Convertible Preferred Stock owned by two affiliated shareholders for a total cash consideration of $72 million. The transaction closed on October 13, 2020. The excess of the fair value of consideration transferred over the carrying value was approximately $12 million, and has been included as a deemed dividend in adjusting the income from common stockholders in calculating earnings per share. Dividend Rights The Series A Convertible Preferred Stock ranks senior to the shares of the Company’s common stock, with respect to dividend rights and rights on the distribution of assets on any voluntary or involuntary liquidation, dissolution or winding up of the affairs of the Company. The Series A Convertible Preferred Stock has a liquidation preference of $1,000 per share. Holders of Series A Convertible Preferred Stock are entitled to a cumulative dividend at the rate of 5.5% per annum, which was payable quarterly in arrears. Beginning in the first quarter of 2020, dividends are payable in cash or in-kind at the option of the Company. If the Company does not declare and pay a dividend, the dividend rate will increase to 8.0% per annum until all accrued but unpaid dividends have been paid in full. During the years ended December 31, 2024, 2023 and 2022, the Company did not pay dividends-in-kind associated with the Series A Convertible Preferred Stock. Cash dividends of $15 million were declared during the years ended December 31, 2024, 2023 and 2022. Conversion Features Prior to the close of business on October 17, 2023, the Series A Convertible Preferred Stock was convertible at the option of the holders at any time into shares of common stock at a conversion price of $30.00 per share or a conversion rate of 33.333 shares of common stock per share of Series A Convertible Preferred Stock. As a result of the Spin-Off, the conversion rate of the Series A Convertible Preferred Stock was adjusted pursuant to its terms to 57.560 shares of common stock per share of Series A Convertible Preferred Stock, effective immediately after the close of business on October 17, 2023. As of December 31, 2024 and 2023, the maximum number of common shares that could be required to be issued upon conversion of the outstanding shares of Series A Convertible Preferred Stock was 15.9 million shares. The conversion rate is subject to the following customary anti-dilution and other adjustments: • the issuance of common stock as a dividend or the subdivision, combination, or reclassification of common stock into a greater or lesser number of shares of common stock; • the dividend, distribution or other issuance of rights, options or warrants to holders of Common Stock entitling them to subscribe for or purchase shares of common stock at a price per share that is less than the volume-weighted average price per share of common stock; • the completion of a tender offer or exchange offer of shares of common stock at a premium to the volume-weighted average price per share of common stock and certain other above-market purchases of common stock; • the issuance of a dividend or similar distribution in-kind, which can include shares of any class of capital stock, evidences of the Company’s indebtedness, assets or other property or securities, to holders of common stock; • a transaction in which a subsidiary of the Company ceases to be a subsidiary of the Company as a result of the distribution of the equity interests of the subsidiary to the holders of the Company’s common stock; and • the payment of a cash dividend to the holders of common stock. All outstanding shares of Series A Convertible Preferred Stock are convertible at the option of the Company if the volume-weighted average price of the common stock exceeds $54.00 for at least 30 trading days in any period of 45 consecutive trading days. The $54.00 may be adjusted pursuant to the anti-dilution provisions above. The Series A Convertible Preferred Stock, and the associated dividends for the first sixteen payments, did not generate a beneficial conversion feature (“BCF”) upon issuance as the fair value of the Company’s common stock was greater than the conversion price. The Company will determine and, if required, measure a BCF based on the fair value of our stock price on the date dividends are declared subsequent to the sixteenth dividend. If a BCF is recognized, a reduction to retained earnings and the Series A Convertible Preferred Stock will be recorded, and then subsequently accreted through the first redemption date. Additionally, the Company determined that the nature of the Series A Convertible Preferred Stock was more akin to an equity instrument and that the economic characteristics and risks of the embedded conversion options were clearly and closely related to the Series A Convertible Preferred Stock. As such, the conversion options were not required to be bifurcated from the host under ASC 815, Derivatives and Hedging. Redemption Rights On any date during the three months commencing on and immediately following March 16, 2024 and the three months commencing on and immediately following every third anniversary of March 16, 2024, holders of Series A Convertible Preferred Stock have the right to require the Company to repurchase all or any portion of the Series A Convertible Preferred Stock at 100% of the liquidation preference thereof plus all accrued but unpaid dividends. Upon certain change of control events involving the Company, holders of Series A Convertible Preferred Stock can require the Company to repurchase, subject to certain exceptions, all or any portion of the Series A Convertible Preferred Stock at the greater of (1) an amount in cash equal to 100% of the liquidation preference thereof plus all accrued but unpaid dividends and (2) the consideration the holders would have received if they had converted their shares of Series A Convertible Preferred Stock into common stock immediately prior to the change of control event. The Company has the right, upon certain change of control events involving the Company, to redeem the Series A Convertible Preferred Stock at the greater of (1) an amount in cash equal to the sum of the liquidation preference of the Series A Convertible Preferred Stock, all accrued but unpaid dividends and the present value, discounted at a rate of 10%, of any remaining scheduled dividends through the fifth anniversary of the first dividend payment date, assuming the Company chose to pay such dividends in cash (the “make-whole provision”) and (2) the consideration the holders would have received if they had converted their shares of Series A Convertible Preferred Stock into common stock immediately prior to the change of control event. Since the redemption of the Series A Convertible Preferred Stock is contingently or optionally redeemable and therefore not certain to occur, the Series A Convertible Preferred Stock is not required to be classified as a liability under ASC 480, Distinguishing Liabilities from Equity . As the Series A Convertible Preferred Stock is redeemable in certain circumstances at the option of the holder and is redeemable in certain circumstances upon the occurrence of an event that is not solely within our control, we have classified the Series A Convertible Preferred Stock in mezzanine equity in the Consolidated Balance Sheets. As noted above, the Company determined that the nature of the Series A Convertible Preferred Stock was more akin to an equity instrument. However, the Company determined that the economic characteristics and risks of the embedded put options, call option and make-whole provision were not clearly and closely related to the Series A Convertible Preferred Stock. Therefore, the Company assessed the put and call options further, and determined they did not meet the definition of a derivative under ASC 815, Derivatives and Hedging. Under the same analysis, the Company determined the make-whole provision did meet the definition of a derivative, but that the value of the derivative was minimal due to the expectations surrounding the scenarios under which the call option and make-whole provision would be exercised. Voting Rights Holders of Series A Convertible Preferred Stock are entitled to vote with the holders of the common stock on an as-converted basis. Holders of Series A Convertible Preferred Stock are entitled to a separate class vote with respect to amendments to the Company’s organizational documents that have an adverse effect on the Series A Convertible Preferred Stock and issuances by the Company of securities that are senior to, or equal in priority with, the Series A Convertible Preferred Stock.

EARNINGS PER SHARE

EARNINGS PER SHARE	12 Months Ended
	Dec. 31, 2024
Earnings Per Share [Abstract]
EARNINGS PER SHARE	14. EARNINGS PER SHARE Basic earnings per share (“EPS”) is calculated by dividing net income or loss attributable to NCR Voyix, less any dividends (declared or cumulative undeclared), deemed dividends, accretion or decretion, redemption or induced conversion on our Series A Convertible Preferred Stock, by the weighted average number of shares outstanding during the period. In computing diluted EPS, we evaluate and reflect the maximum potential dilution, for each issue or series of issues of potential common shares in sequence from the most dilutive to the least dilutive. We adjust the numerator used in the basic EPS computation, subject to anti-dilution requirements, to add back the dividends (declared or cumulative undeclared) applicable to the Series A Convertible Preferred Stock. Such add-back would also include any adjustments to equity in the period to accrete the Series A Convertible Preferred Stock to its redemption price, or recorded upon a redemption or induced conversion. We adjust the denominator used in the basic EPS computation, subject to anti-dilution requirements, to include the dilution from potential shares resulting from the issuance of the Series A Convertible Preferred Stock, restricted stock units, and stock options. The holders of Series A Convertible Preferred Stock, unvested restricted stock units and stock options do not have non-forfeitable rights to common stock dividends or common stock dividend equivalents. Accordingly, the Series A Convertible Preferred Stock, unvested restricted stock units and stock options do not qualify as participating securities. See Note 9, “Stock Compensation Plans”, for share information on NCR Voyix’s stock compensation plans. The components of basic and diluted earnings (loss) per share are as follows: In millions, except per share amounts Year ended December 31 2024 2023 2022 Numerator: Income (loss) from continuing operations $ (202) $ (729) $ (369) Series A convertible preferred stock dividends (15) (16) (16) Net income (loss) from continuing operations attributable to NCR Voyix common stockholders (217) (745) (385) Income (loss) from discontinued operations, net of tax 1,160 306 429 Net income (loss) attributable to NCR Voyix common stockholders $ 943 $ (439) $ 44 Denominator: Basic and diluted weighted average number of shares outstanding 144.7 140.6 136.7 Basic and diluted earnings (loss) per share: From continuing operations $ (1.50) $ (5.30) $ (2.82) From discontinued operations 8.02 2.18 3.14 Total basic and diluted earnings per share $ 6.52 $ (3.12) $ 0.32 For 2024, due to the net loss from continuing operations attributable to NCR Voyix common stockholders, potential common shares that would cause dilution, such as Series A Convertible Preferred Stock, restricted stock units and stock options, were excluded from the diluted share count because their effect would have been anti-dilutive. The weighted average outstanding shares of common stock were not adjusted by 15.9 million for the as-if converted Series A Convertible Preferred Stock because the effect would be anti-dilutive. Additionally, for 2024, weighted average restricted stock units and stock options of 10.1 million were excluded from the diluted share count because their effect would have been anti-dilutive. Refer to Note 13, “Series A Convertible Preferred Stock”, for additional discussion related to the transaction impacting the Series A Convertible Preferred Stock. For 2023, due to the net loss from continuing operations attributable to NCR Voyix common stockholders, potential common shares that would cause dilution, such as Series A Convertible Preferred Stock, restricted stock units and stock options, were excluded from the diluted share count because their effect would have been anti-dilutive. The weighted average outstanding shares of common stock were not adjusted by 10.6 million for the as-if converted Series A Convertible Preferred Stock because the effect would be anti-dilutive. Additionally, for 2023, weighted average restricted stock units and stock options of 12.1 million were excluded from the diluted share count because their effect would have been anti-dilutive. For 2022, due to the net loss from continuing operations attributable to NCR Voyix common stockholders, potential common shares that would cause dilution, such as Series A Convertible Preferred Stock, restricted stock units and stock options, were excluded from the diluted share count because their effect would have been anti-dilutive. The weighted average outstanding shares of common stock were not adjusted by 9.2 million for the as-if converted Series A Convertible Preferred Stock because the effect would have been anti-dilutive. Additionally, for 2022, weighted average restricted stock units and stock options of 11.0 million were excluded from the diluted share count because their effect would have been anti-dilutive.

DERIVATIVES AND HEDGING INSTRUM

DERIVATIVES AND HEDGING INSTRUMENTS	12 Months Ended
	Dec. 31, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVES AND HEDGING INSTRUMENTS	15. DERIVATIVES AND HEDGING INSTRUMENTS The Company is exposed to certain risks arising from both our business operations and economic conditions. We principally manage exposures to a wide variety of business and operational risk through management of core business activities. We manage interest rate risk by managing the amount, sources, and duration of debt funding. The Company has historically used interest rate cap agreements or interest rate swap contracts (“Interest Rate Derivatives”) to manage differences in the amount, timing and duration of known or expected cash payments related to our floating rate-debt agreements. Further, a portion of our operations and revenue occur outside the United States and, as such, the Company has exposure to approximately 30 functional currencies. Our results can be significantly impacted, both positively and negatively, by changes in foreign currency exchange rates. The Company seeks to mitigate such impact by hedging its foreign currency transaction exposure using foreign currency forward and option contracts. We do not enter into hedges for speculative purposes. Foreign Currency Exchange Risk We utilize foreign exchange contracts to hedge our exposure of assets and liabilities denominated in non-functional currencies. We recognize the gains and losses on these types of hedges in earnings as exchange rates change. Historically, our risk management strategy included hedging, on behalf of certain subsidiaries, a portion of our forecasted, non-functional currency denominated cash flows for a period of up to 15 months. If the hedge was designated as a highly effective cash flow hedge, the gains or losses were deferred into accumulated other comprehensive income (“AOCI”). The gains or losses from derivative contracts that were designated as highly effective cash flow hedges related to inventory purchases were recorded in cost of products when the inventory is sold to an unrelated third party. Otherwise, they were recorded in earnings when the exchange rates change. As of December 31, 2024 and 2023, the balance in AOCI related to foreign exchange derivative transactions was zero. The accounting guidance for derivatives and hedging requires companies to recognize all derivative instruments as either assets or liabilities at fair value in the Consolidated Balance Sheets. The Company designates foreign exchange contracts as cash flow hedges of forecasted transactions when they are determined to be highly effective at inception. Interest Rate Risk We historically utilized interest rate swap contracts or interest rate cap agreements to add stability to interest cost and to manage exposure to interest rate movements as part of our interest rate risk management strategy. The Company designates Interest Rate Derivative contracts as cash flow hedges of forecasted transactions when they are determined to be highly effective at inception. Payments and receipts related to Interest Rate Derivatives are included in cash flows from operating activities in the Consolidated Statements of Cash Flows. In March 2022, the Company terminated the outstanding $2 billion notional amount interest rate cap agreements maturing in 2024 for proceeds of $64 million. In March 2022, the Company executed $2.2 billion aggregate notional amount interest rate swap contracts that began April 1, 2022 and had an original termination date of April 1, 2025. These interest rate swap contracts had fixed rates ranging from 2.078% to 2.443%, and were designated as cash flow hedges of the floating rate interest associated with the Company’s previous TLA Facility. In June 2022, the Company terminated the outstanding $2.4 billion aggregate notional interest rate swap contracts maturing in 2025 for proceeds of $55 million. As of September 30, 2023, it was determined that the transactions underlying the unrealized gains on terminated interest rate swap agreement for the previous TLA facility reported in Accumulated other comprehensive income were probable of not occurring under ASC 815, Derivatives and Hedging . As such, $18 million of unrealized gains were recognized in Interest Expense in the Consolidated Statements of Operations for the year ended December 31, 2023. As of December 31, 2024 and December 31, 2023, the balance in AOCI related to Interest Rate Derivatives was zero. The following tables provide information on the location and amounts of derivative fair values in the Consolidated Balance Sheets: Fair Values of Derivative Instruments December 31, 2024 In millions Balance Sheet Location Notional Fair Balance Sheet Location Notional Fair Derivatives not designated as hedging instruments Foreign exchange contracts Prepaid and other current assets $ — Other current liabilities $ — Total derivatives not designated as hedging instruments $ 89 $ — $ 126 $ — Total derivatives $ — $ — Fair Values of Derivative Instruments December 31, 2023 In millions Balance Sheet Location Notional Fair Balance Sheet Location Notional Fair Derivatives not designated as hedging instruments Foreign exchange contracts Prepaid and other current assets $ 5 Other current liabilities $ (4) Total derivatives not designated as hedging instruments $ 402 $ 5 $ 207 $ (4) Total derivatives $ 5 $ (4) The effects of derivative instruments on the Consolidated Statements of Operations and Consolidated Statements of Comprehensive Income for the years ended December 31, 2024, 2023, and 2022 were as follows: In millions Amount of Gain (Loss) Recognized in Other Comprehensive Income (OCI) on Derivative Amount of (Gain) Loss Reclassified from AOCI into the Consolidated Statements of Operations For the year ended December 31, 2024 For the year ended December 31, 2023 For the year ended December 31, 2022 Location of (Gain) Loss Reclassified from AOCI into the Consolidated Statements of Operations For the year ended December 31, 2024 For the year ended December 31, 2023 For the year ended December 31, 2022 Interest rate contracts $ — $ — $ 116 Cost of services $ — $ — $ (8) Interest rate contracts $ — $ — $ 36 Interest expense $ — $ (31) $ (10) In millions Amount of Gain (Loss) Recognized in the Consolidated Statements of Operations Derivatives not Designated as Hedging Instruments Location of Gain (Loss) Recognized in the Consolidated Statements of Operations For the year ended December 31, 2024 For the year ended December 31, 2023 For the year ended December 31, 2022 Foreign exchange contracts Other income (expense), net $ (8) $ (8) $ (15) The following tables show the impact of the Company’s cash flow hedge accounting relationships on the Consolidated Statement of Operations for the years ended December 31, 2024, 2023, and 2022. Location and Amount of (Gain) Loss Recognized in Income on Cash Flow Hedging Relationships for the years ended December 31: In millions Cost of Services Cost of Products Interest Expense 2024 2023 2022 2024 2023 2022 2024 2023 2022 Total amount of expense presented in the Consolidated Statements of Operations in which the effects of cash flow hedges are recorded $ 1,477 $ 1,460 $ 1,387 $ 770 $ 1,049 $ 1,103 $ (134) $ (294) $ (285) Amount of (gain) loss reclassified from Accumulated other comprehensive loss, net of expense $ — $ — $ (8) $ — $ — $ — $ — $ (31) $ (10) Refer to Note 16, “Fair Value of Assets and Liabilities”, for further information on derivative assets and liabilities recorded at fair value on a recurring basis. Concentration of Credit Risk The Company is potentially subject to concentrations of credit risk on accounts receivable and financial instruments such as hedging instruments and cash and cash equivalents. Credit risk includes the risk of nonperformance by counterparties. The maximum potential loss may exceed the amount recognized on the Consolidated Balance Sheets. Exposure to credit risk is managed through credit approvals, credit limits, selecting major international financial institutions as counterparties to hedging transactions and monitoring procedures. The Company’s business often involves large transactions with customers, and if one or more of those customers were to default on its obligations under applicable contractual arrangements, the Company could be exposed to potentially significant losses. However, management believes that the reserves for potential losses are adequate. As of December 31, 2024 and 2023, the Company did not have any major concentration of credit risk related to financial instruments.

FAIR VALUE OF ASSETS AND LIABIL

FAIR VALUE OF ASSETS AND LIABILITIES	12 Months Ended
	Dec. 31, 2024
Fair Value Disclosures [Abstract]
FAIR VALUE OF ASSETS AND LIABILITIES	16. FAIR VALUE OF ASSETS AND LIABILITIES Assets and Liabilities Measured at Fair Value on a Recurring Basis Assets and liabilities recorded at fair value on a recurring basis as of December 31, 2024 and 2023 are set forth as follows: December 31, 2024 December 31, 2023 Fair Value Measurements Using Fair Value Measurements Using In millions December 31, 2024 Quoted Prices Significant Other Significant December 31, 2023 Quoted Prices Significant Other Significant Assets: Foreign exchange contracts (1) $ — $ — $ — $ — $ 5 $ — $ 5 $ — Total $ — $ — $ — $ — $ 5 $ — $ 5 $ — Liabilities: Foreign exchange contracts (2) $ — $ — $ — $ — $ 4 $ — $ 4 $ — Total $ — $ — $ — $ — $ 4 $ — $ 4 $ — (1) Included in Prepaid and other current assets in the Consolidated Balance Sheets. (2) Included in Other current liabilities in the Consolidated Balance Sheets. Foreign Exchange Contracts As a result of our global operating activities, we are exposed to risks from changes in foreign currency exchange rates, which may adversely affect our financial condition. To manage our exposures and mitigate the impact of currency fluctuations on our financial results, we hedge our primary transactional exposures through the use of foreign exchange forward and option contracts. The foreign exchange contracts are valued using the market approach based on observable market transactions of forward rates and are classified within Level 2 of the valuation hierarchy. We incorporate credit valuation adjustments to appropriately reflect both our own nonperformance risk and the respective counterparty’s nonperformance risk in the fair value measurements. In adjusting the fair value of our derivative contracts for the effect of nonperformance risk, we consider the impact of netting and any applicable credit enhancements. We measure the credit risk of our derivative financial instruments that are subject to master netting agreements on a net basis by counterparty portfolio. Although we have determined that the majority of the inputs used to value our derivatives fall within Level 2 of the fair value hierarchy, the credit valuation adjustments utilize Level 3 inputs to evaluate the likelihood of both our own default and counterparty default. As of December 31, 2024 , we determined that the credit valuation adjustments are not significant to the overall valuation of our derivatives and therefore, the valuations are classified in Level 2 of the fair value hierarchy. Assets Measured at Fair Value on a Non-recurring Basis From time to time, certain assets are measured at fair value on a nonrecurring basis using significant unobservable inputs (Level 3). The Company measures certain assets, including intangible assets and cost and equity method investments, at fair value on a non-recurring basis. These assets are recognized at fair value when initially valued and when deemed to be impaired. Additionally, the Company reviews the carrying values of investments when events and circumstances warrant and considers all available evidence in evaluating when declines in fair value are other-than-temporary declines. The Company carries equity investments in privately-held companies at cost or at fair value when the Company recognizes an other-than-temporary impairment charge. No material impairment charges or non-recurring fair value adjustments were recorded during the years ended December 31, 2024, December 31, 2023 and December 31, 2022.

ACCUMULATED OTHER COMPREHENSIVE

ACCUMULATED OTHER COMPREHENSIVE INCOME	12 Months Ended
	Dec. 31, 2024
Equity [Abstract]
ACCUMULATED OTHER COMPREHENSIVE INCOME	17. ACCUMULATED OTHER COMPREHENSIVE INCOME Changes in Accumulated Other Comprehensive Income ( “AOCI” ) by Component The changes in AOCI for the years ended December 31 are as follows: In millions Currency Translation Adjustments Changes in Employee Benefit Plans Changes in Fair Value of Effective Cash Flow Hedges Total Balance at December 31, 2021 $ (275) $ (24) $ 8 $ (291) Other comprehensive (loss) income before reclassifications (129) 21 117 9 Amounts reclassified from AOCI — (2) (16) (18) Net current period other comprehensive (loss) income $ (129) $ 19 $ 101 $ (9) Balance at December 31, 2022 $ (404) $ (5) $ 109 $ (300) Other comprehensive (loss) income before reclassifications 85 (7) — 78 Amounts reclassified from AOCI — (1) (24) (25) Net current period other comprehensive (loss) income $ 85 $ (8) $ (24) $ 53 Spin-Off of NCR Atleos (105) 8 (85) (182) Balance at December 31, 2023 $ (424) $ (5) $ — $ (429) Other comprehensive (loss) income before reclassifications $ (44) $ (5) $ — $ (49) Amounts reclassified from AOCI — (1) — (1) Net current period other comprehensive (loss) income $ (44) $ (6) $ — $ (50) Spin-Off of NCR Atleos — 10 — 10 Balance at December 31, 2024 $ (468) $ (1) $ — $ (469) Reclassifications Out of AOCI The reclassifications out of AOCI for the years ended December 31 are as follows: For the year ended December 31, 2024 Employee Benefit Plans In millions Actuarial Losses Recognized Amortization of Prior Service Benefit Effective Cash Flow Hedges Total Affected line in Consolidated Statement of Operations: Cost of products $ — $ — $ — $ — Cost of services — (1) — (1) Selling, general and administrative expenses — — — — Research and development expenses — — — — Interest expense — — — — Total before tax $ — $ (1) $ — $ (1) Tax expense — Total reclassifications, net of tax $ (1) For the year ended December 31, 2023 Employee Benefit Plans In millions Actuarial Losses Recognized Amortization of Prior Service Benefit Effective Cash Flow Hedges Total Affected line in Consolidated Statement of Operations: Cost of products $ — $ — $ — $ — Cost of services (1) (1) — (2) Selling, general and administrative expenses — — — — Research and development expenses — — — — Interest expense — — (31) (31) Total before tax $ (1) $ (1) $ (31) $ (33) Tax expense 8 Total reclassifications, net of tax $ (25) For the year ended December 31, 2022 Employee Benefit Plans In millions Actuarial Losses Recognized Amortization of Prior Service Benefit Effective Cash Flow Hedges Total Affected line in Consolidated Statement of Operations: Cost of products $ — $ — $ — $ — Cost of services (1) (1) (8) (10) Selling, general and administrative expenses 1 (1) — — Research and development expenses — — — — Interest expense — — (10) — (10) Total before tax $ — $ (2) $ (18) $ (20) Tax expense 2 Total reclassifications, net of tax $ (18)

SUPPLEMENTAL FINANCIAL INFORMAT

SUPPLEMENTAL FINANCIAL INFORMATION	12 Months Ended
	Dec. 31, 2024
Supplemental Financial Information [Abstract]
SUPPLEMENTAL FINANCIAL INFORMATION	18. SUPPLEMENTAL FINANCIAL INFORMATION The components of Other income (expense), net are summarized as follows for the years ended December 31: In millions 2024 2023 2022 Other income (expense), net Interest income $ 9 $ 12 $ 13 Foreign currency fluctuations and foreign exchange contracts (30) (28) (17) Bank-related fees (24) (28) (9) Employee benefit plans (1) 9 (8) 40 Other, net — (24) (9) Total other income (expense), net $ (36) $ (76) $ 18 (1) For the year ended December 31, 2024, the actuarial gain related to the remeasurement of our pension plan assets and liabilities was $12 million. For the year ended December 31, 2023, the actuarial loss related to the remeasurement of our pension plan assets and liabilities was $7 million. For the year ended December 31, 2022, the actuarial gain related to the remeasurement of our pension plan assets and liabilities was $41 million. The components of inventory are summarized as follows: In millions December 31, 2024 December 31, 2023 Inventories Work in process and raw materials $ 6 $ 14 Finished goods 83 109 Service parts 119 127 Total inventories $ 208 $ 250 The components of property, plant and equipment, net are summarized as follows: In millions December 31, 2024 December 31, 2023 Property, plant and equipment Land and improvements $ 2 $ 1 Buildings and improvements 227 206 Machinery and other equipment 493 423 Finance lease assets 81 71 Property, plant and equipment, gross 803 701 Less: accumulated depreciation (611) (494) Total property, plant and equipment, net $ 192 $ 207

QUARTERLY FINANCIAL INFORMATION

QUARTERLY FINANCIAL INFORMATION (UNAUDITED)	12 Months Ended
	Dec. 31, 2024
Quarterly Financial Information Disclosure [Abstract]
QUARTERLY FINANCIAL INFORMATION (UNAUDITED)	19. QUARTERLY FINANCIAL INFORMATION (UNAUDITED) The following table sets forth the Company’s unaudited results of operations for each of the quarters in the fiscal years 2024 and 2023, which has been retrospectively adjusted to reflect the Digital Banking and NCR Atleos historical financial results as discontinued operations. The following quarterly financial data should be read in conjunction with our consolidated financial statements included elsewhere in this Annual Report on Form 10-K. In millions, except per share amounts First Quarter Second Quarter Third Quarter Fourth Quarter 2024 Total revenue $ 711 $ 722 $ 711 $ 682 Gross margin 138 126 166 149 Income (loss) from operations (19) (35) 15 2 Income from continuing operations (72) (91) (31) (9) Income (loss) from discontinued operations, net of taxes 31 18 1,113 (2) Net income (loss) (41) (73) 1,082 (11) Net (loss) income attributable to common stockholders (44) (77) 1,078 (14) Income (loss) per share attributable to common stockholders: Continuing operations $ (0.52) $ (0.66) $ (0.24) $ (0.08) Discontinued operations 0.21 0.13 7.65 (0.02) Basic earnings per share attributable to common stockholders $ (0.31) $ (0.53) $ 7.41 $ (0.10) Diluted earnings (loss) per share: Continuing operations $ (0.52) $ (0.66) $ (0.24) $ (0.08) Discontinued operations 0.21 0.13 7.65 (0.02) Diluted earnings per share attributable to common stockholders $ (0.31) $ (0.53) $ 7.41 $ (0.10) 2023 Total revenue $ 768 $ 805 $ 809 $ 796 Gross margin 161 202 195 111 Income (loss) from operations (12) 21 24 (162) Income from continuing operations (103) (88) (266) (272) Income (loss) from discontinued operations, net of taxes 111 104 138 (47) Net income (loss) 8 16 (128) (319) Net (loss) income attributable to common stockholders 3 13 (133) (322) Income (loss) per share attributable to common stockholders: Continuing operations $ (0.77) $ (0.66) $ (1.92) $ (1.95) Discontinued operations 0.79 0.75 0.98 (0.33) Basic earnings per share attributable to common stockholders $ 0.02 $ 0.09 $ (0.94) $ (2.28) Diluted earnings (loss) per share: Continuing operations $ (0.77) $ (0.66) $ (1.92) $ (1.95) Discontinued operations 0.79 0.75 0.98 (0.33) Diluted earnings per share attributable to common stockholders $ 0.02 $ 0.09 $ (0.94) $ (2.28)

SCHEDULE II - VALUATION AND QUA

SCHEDULE II - VALUATION AND QUALIFYING ACCOUNTS	12 Months Ended
	Dec. 31, 2024
SEC Schedule, 12-09, Valuation and Qualifying Accounts [Abstract]
SCHEDULE II - VALUATION AND QUALIFYING ACCOUNTS	Column A Column B Column C Column D Column E Additions Description Balance at Beginning of Period Charged to Costs & Expenses Charged to Other Accounts Deductions Balance at End of Period Year Ended December 31, 2024 Allowance for doubtful accounts $29 $15 $— $18 $26 Deferred tax asset valuation allowance $211 $29 $— $87 $153 Year Ended December 31, 2023 Allowance for doubtful accounts $18 $26 $— $15 $29 Deferred tax asset valuation allowance $274 $25 $5 $93 $211 Year Ended December 31, 2022 Allowance for doubtful accounts $16 $15 $— $13 $18 Deferred tax asset valuation allowance $225 $81 $14 $46 $274

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Pay vs Performance Disclosure
Net Income (Loss)	$ 958	$ (423)	$ 60

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Dec. 31, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Insider Trading Policies and Pr

Insider Trading Policies and Procedures	12 Months Ended
	Dec. 31, 2024
Insider Trading Policies and Procedures [Line Items]
Insider Trading Policies and Procedures Adopted	true

Cybersecurity Risk Management a

Cybersecurity Risk Management and Strategy Disclosure	12 Months Ended
	Dec. 31, 2024
Cybersecurity Risk Management, Strategy, and Governance [Line Items]
Cybersecurity Risk Management Processes for Assessing, Identifying, and Managing Threats [Text Block]	The Company recognizes the importance of maintaining cybersecurity measures that are designed to safeguard our information systems and to protect the confidentiality and integrity of data gathered on our people, partners, customers, and business assets. Our information security program is enterprise-wide and includes cross-functional coordination between various departments across the Company including Information Security, Technology, Privacy, Enterprise Risk Management, and Internal Audit. The structure of our information security program is informed by the National Institute of Standards and Technology (NIST) Cybersecurity Framework to organize processes and tools to identify, protect, detect, respond, and recover from threats and events. Our information security program employs various information technology and protection methods designed to promote data security including firewalls, intrusion prevention systems, denial of service detection, anomaly-based detection, anti-virus/anti-malware, endpoint encryption and detection and response software, Security Information and Event Management system, identity management technology, security analytics, encryption and multi-factor authentication. Further, we recognize the risks associated with the use of third-party service providers and have processes designed to identify material risks related to third parties. We conduct periodic reviews and tests of our information security program and also leverage audits by our internal audit team, tabletop exercises, penetration and vulnerability testing, simulations, and other exercises to evaluate the effectiveness of our information security program and attempt to improve our security measures and planning. We collaborate with external experts, including consultants and auditors, in evaluating and testing our information security program. Our employees and certain of our contractors are required to participate in security awareness training at least annually. Our Chief Technology Officer (CTO) is responsible for oversight of our information security strategy, program, and operations. The CTO has over 25 years of information technology experience, including leadership experience managing global information security, IT infrastructure and engineering. He holds a doctorate in Business Administration, Master of Business Administration, and Bachelor of Engineering in Electrical and Electronics Engineering / Information Systems. In previous roles at large scale fintech and cybersecurity companies, the CTO has designed comprehensive cybersecurity programs and managed and mitigated high profile cybersecurity incidents to ensure business continuity. Our Chief Information Security Officer (CISO), who reports directly to the CTO, is responsible for day-to-day assessment and management of cybersecurity risk. Our CISO has over 20 years of experience in various roles related to information security and related technology, including previously serving as Vice President of Information Technology and Senior Vice President of Information Technology at other companies, and holds a Bachelor of Science in Math and a Master of Business Administration in Computer Information Systems and Information Technology. The CISO’s responsibilities in prior roles at large, global fintech and healthcare companies has included initiatives to identify and reduce cybersecurity vulnerabilities. The Company’s cybersecurity risk management policies and procedures include internal notification procedures which, depending on the level of severity assigned to the event, may include direct notice to, among others, the Company's General Counsel and Chief Privacy Officer. Members of the Company’s legal department support efforts to evaluate the materiality of any incidents, determine whether notice to third parties such as regulators, customers or vendors is required, determine whether any prohibition on insider trading is appropriate, and assess whether disclosure to stockholders or governmental filings, including with the SEC, are required. Our internal notification procedures also include notifying various Company information technology services managers, subject matter experts in the Company’s software department and other senior executives, depending on the level of severity assigned to the event.
Cybersecurity Risk Management Processes Integrated [Flag]	true
Cybersecurity Risk Management Processes Integrated [Text Block]	The Company recognizes the importance of maintaining cybersecurity measures that are designed to safeguard our information systems and to protect the confidentiality and integrity of data gathered on our people, partners, customers, and business assets.
Cybersecurity Risk Management Third Party Engaged [Flag]	true
Cybersecurity Risk Third Party Oversight and Identification Processes [Flag]	true
Cybersecurity Risk Materially Affected or Reasonably Likely to Materially Affect Registrant [Flag]	false
Cybersecurity Risk Board of Directors Oversight [Text Block]	Our Board of Directors exercises oversight over our risk management process directly, as well as through its various standing committees that address risks inherent in their respective areas of oversight. In particular, our Board of Directors delegates cybersecurity risk management oversight to the Risk Committee of the Board of Directors. The Risk Committee oversees our cybersecurity processes and policies on risk identification, management, and assessment. The Risk Committee also reviews the adequacy and effectiveness of such policies, as well as the steps taken by management to mitigate or otherwise control these cybersecurity exposures and to identify future risks.
Cybersecurity Risk Board Committee or Subcommittee Responsible for Oversight [Text Block]	In particular, our Board of Directors delegates cybersecurity risk management oversight to the Risk Committee of the Board of Directors.
Cybersecurity Risk Process for Informing Board Committee or Subcommittee Responsible for Oversight [Text Block]	Our Chief Technology Officer (CTO) is responsible for oversight of our information security strategy, program, and operations. The CTO has over 25 years of information technology experience, including leadership experience managing global information security, IT infrastructure and engineering. He holds a doctorate in Business Administration, Master of Business Administration, and Bachelor of Engineering in Electrical and Electronics Engineering / Information Systems. In previous roles at large scale fintech and cybersecurity companies, the CTO has designed comprehensive cybersecurity programs and managed and mitigated high profile cybersecurity incidents to ensure business continuity. Our Chief Information Security Officer (CISO), who reports directly to the CTO, is responsible for day-to-day assessment and management of cybersecurity risk. Our CISO has over 20 years of experience in various roles related to information security and related technology, including previously serving as Vice President of Information Technology and Senior Vice President of Information Technology at other companies, and holds a Bachelor of Science in Math and a Master of Business Administration in Computer Information Systems and Information Technology. The CISO’s responsibilities in prior roles at large, global fintech and healthcare companies has included initiatives to identify and reduce cybersecurity vulnerabilities.
Cybersecurity Risk Role of Management [Text Block]	Our Chief Technology Officer (CTO) is responsible for oversight of our information security strategy, program, and operations. The CTO has over 25 years of information technology experience, including leadership experience managing global information security, IT infrastructure and engineering. He holds a doctorate in Business Administration, Master of Business Administration, and Bachelor of Engineering in Electrical and Electronics Engineering / Information Systems. In previous roles at large scale fintech and cybersecurity companies, the CTO has designed comprehensive cybersecurity programs and managed and mitigated high profile cybersecurity incidents to ensure business continuity. Our Chief Information Security Officer (CISO), who reports directly to the CTO, is responsible for day-to-day assessment and management of cybersecurity risk. Our CISO has over 20 years of experience in various roles related to information security and related technology, including previously serving as Vice President of Information Technology and Senior Vice President of Information Technology at other companies, and holds a Bachelor of Science in Math and a Master of Business Administration in Computer Information Systems and Information Technology. The CISO’s responsibilities in prior roles at large, global fintech and healthcare companies has included initiatives to identify and reduce cybersecurity vulnerabilities. The Company’s cybersecurity risk management policies and procedures include internal notification procedures which, depending on the level of severity assigned to the event, may include direct notice to, among others, the Company's General Counsel and Chief Privacy Officer. Members of the Company’s legal department support efforts to evaluate the materiality of any incidents, determine whether notice to third parties such as regulators, customers or vendors is required, determine whether any prohibition on insider trading is appropriate, and assess whether disclosure to stockholders or governmental filings, including with the SEC, are required. Our internal notification procedures also include notifying various Company information technology services managers, subject matter experts in the Company’s software department and other senior executives, depending on the level of severity assigned to the event. Our CTO attends regular meetings of the executive officer team, including our Chief Executive Officer, Chief Financial Officer and other senior executive officers, and reports on cybersecurity matters as appropriate. Our Board of Directors exercises oversight over our risk management process directly, as well as through its various standing committees that address risks inherent in their respective areas of oversight. In particular, our Board of Directors delegates cybersecurity risk management oversight to the Risk Committee of the Board of Directors. The Risk Committee oversees our cybersecurity processes and policies on risk identification, management, and assessment. The Risk Committee also reviews the adequacy and effectiveness of such policies, as well as the steps taken by management to mitigate or otherwise control these cybersecurity exposures and to identify future risks. Our CTO reports regularly to the Risk Committee on cybersecurity and information security and the full Board reviews significant cybersecurity matters as appropriate. For a description of risks from known cybersecurity threats, including as a result of any prior cybersecurity incidents, that have materially affected or are reasonably likely to materially affect us, including our operations, business strategy, results of operations, or financial condition, see the risk factor “Our inability to protect our systems and data from cybersecurity threats or other technological risks could adversely affect our business operations, or stock price and damage our brand and reputation” in Item 1A of Part I of this Report.
Cybersecurity Risk Management Positions or Committees Responsible [Flag]	true
Cybersecurity Risk Management Positions or Committees Responsible [Text Block]	Our Chief Technology Officer (CTO) is responsible for oversight of our information security strategy, program, and operations. The CTO has over 25 years of information technology experience, including leadership experience managing global information security, IT infrastructure and engineering. He holds a doctorate in Business Administration, Master of Business Administration, and Bachelor of Engineering in Electrical and Electronics Engineering / Information Systems. In previous roles at large scale fintech and cybersecurity companies, the CTO has designed comprehensive cybersecurity programs and managed and mitigated high profile cybersecurity incidents to ensure business continuity. Our Chief Information Security Officer (CISO), who reports directly to the CTO, is responsible for day-to-day assessment and management of cybersecurity risk. Our CISO has over 20 years of experience in various roles related to information security and related technology, including previously serving as Vice President of Information Technology and Senior Vice President of Information Technology at other companies, and holds a Bachelor of Science in Math and a Master of Business Administration in Computer Information Systems and Information Technology. The CISO’s responsibilities in prior roles at large, global fintech and healthcare companies has included initiatives to identify and reduce cybersecurity vulnerabilities.
Cybersecurity Risk Management Expertise of Management Responsible [Text Block]	Our CISO has over 20 years of experience in various roles related to information security and related technology, including previously serving as Vice President of Information Technology and Senior Vice President of Information Technology at other companies, and holds a Bachelor of Science in Math and a Master of Business Administration in Computer Information Systems and Information Technology. The CISO’s responsibilities in prior roles at large, global fintech and healthcare companies has included initiatives to identify and reduce cybersecurity vulnerabilities.
Cybersecurity Risk Process for Informing Management or Committees Responsible [Text Block]	The Company’s cybersecurity risk management policies and procedures include internal notification procedures which, depending on the level of severity assigned to the event, may include direct notice to, among others, the Company's General Counsel and Chief Privacy Officer. Members of the Company’s legal department support efforts to evaluate the materiality of any incidents, determine whether notice to third parties such as regulators, customers or vendors is required, determine whether any prohibition on insider trading is appropriate, and assess whether disclosure to stockholders or governmental filings, including with the SEC, are required. Our internal notification procedures also include notifying various Company information technology services managers, subject matter experts in the Company’s software department and other senior executives, depending on the level of severity assigned to the event.
Cybersecurity Risk Management Positions or Committees Responsible Report to Board [Flag]	true

BASIS OF PRESENTATION AND SIG_2

BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2024
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Use of Estimates	Use of Estimates The preparation of financial statements in accordance with generally accepted accounting principles in the United States (“GAAP”) requires management to make estimates and judgments that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the financial statements, and revenue and expenses during the periods reported. Although our estimates contemplate current and expected future conditions, as applicable, it is reasonably possible that actual conditions could differ from our expectations, which could materially affect our results of operations and financial position. In particular, a number of estimates have been and will continue to be affected by macroeconomic pressures and geopolitical challenges. The ultimate impact on our overall financial condition and operating results will depend on supply chain challenges and cost escalations including materials, interest, labor and freight, and any additional governmental and public actions taken in response. As a result, our accounting estimates and assumptions may change over time as a consequence of the effects these external factors. Such changes could result in future impairments of goodwill, intangible assets, long-lived assets, incremental credit losses on accounts receivable and decreases in the carrying amount of our tax assets.
Evaluation of Subsequent Events	Evaluation of Subsequent Events The Company evaluated subsequent events through the date that our Consolidated Financial Statements were issued. Other than the items discussed within the Notes to Consolidated Financial Statements, no matters were identified that required adjustment of the Consolidated Financial Statements or additional disclosure.
Basis of Consolidation	Basis of Consolidation
Reclassifications	Reclassifications
Revenue Recognition	Revenue Recognition The Company records revenue, net of sales tax, when the following five steps have been completed: • Identification of the contract(s) with a customer • Identification of the performance obligation(s) in the contract • Determination of the transaction price • Allocation of the transaction price to the performance obligations in the contract • Recognition of revenue when, or as, we satisfy performance obligations The Company records revenue when, or as, performance obligations are satisfied by transferring control of a promised good or service to the customer, in an amount that reflects the consideration we expect to be entitled to in exchange for products and services. The Company evaluates the transfer of control primarily from the customer’s perspective where the customer has the ability to direct the use of and obtain substantially all of the remaining benefits from that good or service. The Company does not adjust the transaction price for taxes collected from customers, as those amounts are netted against amounts remitted to government authorities. The Company enters contracts that include multiple distinct performance obligations, including hardware, software, professional consulting and managed services, payment processing services, installation services and maintenance support services. A promise to a customer is considered distinct when the product or service is both capable of being distinct, and distinct in the context of the contract. For these arrangements, the Company allocates the transaction price, at contract inception, to each distinct performance obligation on a relative standalone selling price basis. The primary method used to estimate standalone selling price is the price that the Company charges for that good or service when the Company sells it separately in similar circumstances to similar customers. For hardware products, control is generally transferred when the customer has the ability to direct the use of and obtain substantially all of the remaining benefits of the products, which generally coincides with when the customer has assumed title and risk of loss of the goods sold. In certain instances, customer acceptance is required prior to the passage of title and risk of loss of the delivered products. In such cases, revenue is not recognized until the customer acceptance is obtained. Delivery, acceptance, and transfer of title and risk of loss generally occur in the same reporting period. The Company’s customers may request that delivery and passage of title and risk of loss occur on a bill and hold basis. For the periods ending December 31, 2024, 2023, and 2022, the revenue recognized from bill and hold transactions approximated less than 2% of total revenue, respectively. Hardware products may also be included in an As-a-service package and sold in a bundle with managed services. In these packages, title to the hardware is not transferred to the customer and revenue is recognized in consideration of lease accounting standards, depending on the terms and conditions in the contract. Most hardware leases embedded in our As-a- service contracts qualify for classification as operating leases. Revenue from the hardware operating leases in an As-a-service package is recognized over the term of the contract, which is the same pattern and timing as the services in the contract. Software products may be sold as perpetual licenses, term-based licenses, cloud-enabled and software as a service (“SaaS”). Perpetual license revenue is recognized at a point in time when control transfers to the customer and is reported within product revenue. Control is typically transferred when the customer takes possession of, or has access to, the software. Term-based license revenue is recognized at a point in time upon the commencement of the committed term of the contract, concurrent with the possession of the license, and reported within product revenue. The committed term of the contract is typically one month to one year due to customer termination rights. If the amount of consideration the Company expects to be paid in exchange for the licenses depends on customer usage, revenue is recognized when the usage occurs. SaaS primarily consists of fees to provide our customers access to our platform and cloud-based applications for a specified contract term. Revenue from SaaS contracts is recognized as variable consideration directly allocated based on customer usage or on a ratable basis over the contract term beginning on the date that our service is made available to the customer. SaaS is reported as part of our services revenue. The Company sells some product solutions that include a combination of cloud-enabled and on-premise term-based software licenses for a specified contract term. Significant judgment is required to determine if the products and services represent distinct promises to the customer or if they should be combined into one performance obligation. When they are combined into one performance obligation, revenue is recognized ratably over the contract term for which the service is provided. In addition to SaaS, our services revenue includes professional consulting, payment processing revenue, managed services, installation and maintenance support. Professional consulting primarily consists of software implementation, integration, customization and optimization services. Revenue from professional consulting contracts is recognized when the services are completed or customer acceptance of the service is received, if required. For installation and maintenance, control is transferred as the services are provided or ratably over the service period, or, if applicable, after customer acceptance of the service. For recurring services that we perform over a contract term, we analyze if the services are performed evenly throughout the term for fixed consideration. If so, we ratably recognize the corresponding consideration over the committed term. Otherwise, we apply the ‘as invoiced’ practical expedient, for performance obligations satisfied over time, if the amount we may invoice corresponds directly with the value to the customer of the Company’s performance to date. This expedient permits us to recognize revenue in the amount we invoice the customer. Payment processing revenue includes surcharge and other fees paid by cardholders and/or the cardholder’s financial institutions for the use of processing services. Surcharge revenues are recognized daily as the associated transactions are processed. Relative to credit card processing, revenue is comprised of fees charged to the Company’s customers, net of interchange fees and assessments charged by the credit card associations and payment networks, which are pass-through charges collected on behalf of the card issuers and payment networks. Under our managed service agreements, the Company provides various forms of services, including customer service, processing and other services, under one contract package. The Company typically receives a monthly service fee, fee per transaction, or fee per service provided in return for providing the agreed-upon services. The managed services fees are recognized as the related services are provided to the customers. The nature of our arrangements gives rise to several types of variable consideration including service level agreement credits, stock rotation rights, trade-in credits and volume-based rebates. At contract inception, we include this variable consideration in our transaction price when there is a basis to reasonably estimate the amount of the fee and it is probable there will not be a significant reversal. These estimates are generally made using the expected value method and a portfolio approach, based on historical experience, anticipated performance and our best judgment at the time. These estimates are reassessed at each reporting date. Because of our confidence in estimating these amounts, they are included in the transaction price of our contracts and the associated remaining performance obligations. Payment terms with our customers are established based on industry and regional practices and generally do not exceed 30 days. We do not typically include extended payment terms in our contracts with customers. As a practical expedient, we do not adjust the promised amount of consideration for the effects of a significant financing component when we expect, at contract inception, that the period between our transfer of a promised product or service to a customer and when the customer pays for that product or service will be one year or less. If the period between transfer of the promised product or service and payment is more than one year, the Company analyzes whether a significant financing component is present. If so, the Company adjusts the total consideration to reflect the significant financing component. We account for shipping and handling activities related to contracts with customers as costs to fulfill our promise to transfer the associated products, rather than as a separate performance obligation. Accordingly, we record amounts billed for shipping and handling costs as a component of net product sales, and classify such costs as a component of cost of products. In addition to the standard product warranty, the Company periodically offers extended warranties to its customers in the form of product maintenance services. For maintenance contracts that have been combined with product contracts under the revenue guidance, the Company defers revenue at an amount based on the relative standalone selling price allocation, and recognizes the deferred revenue over the service term. For non-combined maintenance contracts, the Company defers the stated amount of the separately priced service and recognizes the deferred revenue over the service term. Remaining Performance Obligations Remaining performance obligations represent the transaction price of contracts for which products have not been delivered or services have not been performed. As of December 31, 2024, the aggregate amount of the transaction price allocated to remaining performance obligations was approximately $1.1 billion. The Company expects to recognize revenue on approximately three-quarters of the remaining performance obligations over the next 12 months, with the remainder recognized thereafter. The majority of our professional services are expected to be recognized over the next 12 months but this is contingent upon a number of factors, including customers’ needs and schedules. The Company has made three elections which affect the value of remaining performance obligations described above. We do not disclose remaining performance obligations for contracts where variable consideration is directly allocated based on usage or when the original expected duration is one year or less. Additionally, we do not disclose remaining performance obligations for contracts where we recognize revenue from the satisfaction of the performance obligation in accordance with the ‘right to invoice’ practical expedient. Contract Assets and Liabilities Contract assets include unbilled amounts where the right to payment is not solely subject to the passage of time. Amounts may not exceed their net realizable value. Contract liabilities consist of advance payments, billings in excess of revenue recognized and deferred revenue. Our contract assets and liabilities are reported in a net position on a contract-by-contract basis at the end of each reporting period. If the net position is a contract asset, the current portion is included in Prepaid and other current assets and the non-current portion is included in Other assets in the Consolidated Balance Sheet. If the net position is a contract liability, the current portion is included in Contract liabilities and the non-current portion is included in Other liabilities in the Consolidated Balance Sheet. As of December 31, 2024 and 2023, no contracts were in a net asset position.
Warranty and Sales Returns	Warranty and Sales Returns
Research and Development Costs	Research and Development Costs
Advertising	Advertising
Stock-based Compensation	Stock-based Compensation
Income Taxes	Income Taxes Income tax expense is provided based on income before income taxes. Deferred income taxes reflect the impact of temporary differences between assets and liabilities recognized for financial reporting purposes and such amounts recognized for tax purposes. These deferred taxes are determined based on the enacted tax rates expected to apply in the periods in which the deferred assets or liabilities are expected to be settled or realized. The Company records valuation allowances related to its deferred income tax assets when it is more likely than not that some portion or all of the deferred income tax assets will not be realized. The Company recognizes the tax benefit from an uncertain tax position only if it is more likely than not that the tax position will be sustained on examination by the taxing authorities, based on the technical merits of the position. The tax benefits recognized in the consolidated financial statements from such a position are measured based on the largest benefit that has a greater than fifty percent likelihood of being sustained upon examination by authorities. Interest and penalties related to uncertain tax positions are recognized as part of the provision for income taxes and are accrued beginning in the period that such interest and penalties would be applicable under relevant tax law and until such time that the related tax benefits are recognized.
Cash, Cash Equivalents, and Restricted Cash	Cash, Cash Equivalents, and Restricted Cash
Accounts Receivable, net and Allowance for Credit Losses on Accounts Receivable	Accounts Receivable, net Accounts receivable, net includes amounts billed and currently due from customers as well as amounts unbilled that typically result from sales under contracts where revenue recognized exceeds the amount billed to the customer and where the Company has an unconditional right to consideration. The amounts due are stated at their net estimated realizable value. The components of accounts receivable are summarized as follows: In millions December 31, 2024 December 31, 2023 Accounts receivable Trade $ 505 $ 305 Other 60 138 Accounts receivable, gross 565 443 Less: allowance for credit losses (26) (29) Total accounts receivable, net $ 539 $ 414 Allowance for Credit Losses on Accounts Receivable
Inventories	Inventories
Deferred Commissions	Deferred Commissions Our incremental costs of obtaining a contract, which consist of certain sales commissions, primarily for our SaaS revenue, are deferred and amortized on a straight-line basis over the period of expected benefit. We determined the period of expected benefit by taking into consideration customer contracts, the estimated life of the customer relationship, including renewals when the renewal commission is not commensurate with the initial commission, the expected life of the underlying technology and other factors. We classify deferred commissions as current or non-current based on the timing of when we expect to recognize the expense. The current and non-current portions of deferred commissions are included in Prepaid and other current assets and Other assets, respectively, in the Consolidated Balance Sheets. Amortization of deferred commissions is included in Selling, general and administrative expenses in the Consolidated Statements of Operations.
Settlement Processing Assets and Obligations	Settlement Processing Assets and Obligations Funds settlement refers to the process of transferring funds for sales and credits between card issuers and merchants. Depending on the type of transaction, either the credit card interchange system or the debit network is used to transfer the information and funds in either direction between the sponsoring bank and card issuing bank to complete the link between merchants and card issuers. In certain of our processing arrangements, merchant funding occurs after the sponsoring bank or the Company receives the funds from the card issuer through the card networks, creating a settlement obligation to the merchant on the Company’s Consolidated Balance Sheet. In a limited number of other arrangements, the sponsoring bank funds the merchants before it receives the net settlement funds from the card networks, creating a settlement asset on the Company’s Consolidated Balance Sheet. Additionally, relative to credit card transactions, the Company’s sponsoring bank collects the gross revenue from the merchants, pays the interchange fees and assessments to the credit card associations, collects its fees for processing and pays the Company a net residual payment representing the Company’s fees for the services. In these instances, the Company does not reflect the related settlement processing assets and obligations in its Consolidated Balance Sheet. Settlement processing assets consist of settlement assets due from customers and receivables from merchants corresponding to the discount fee related to reimbursement of the interchange expense, our receivables from the processing bank or Electronic Funds Transfer (“EFT”) network for transactions that have occurred and have been funded to merchants in advance of receipt
Capitalized Software	Capitalized Software Certain direct development costs associated with internal-use software are capitalized within Other assets and amortized over the estimated useful lives of the resulting software. The Company typically amortizes capitalized internal-use software on a straight-line basis over four
Software to be Sold, Leased, or Otherwise Marketed	Costs incurred for the development of software that will be sold, leased or otherwise marketed are capitalized when technological feasibility has been established. These costs are included within Other assets and are amortized on a sum-of-the-years’ digits or straight-line basis over the estimated useful lives ranging from three
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets Goodwill represents the excess of purchase price over the fair value of the net tangible and identifiable intangible assets of businesses acquired. Goodwill is tested at the reporting unit level for impairment on an annual basis during the fourth quarter or more frequently if certain events occur indicating that the carrying value of goodwill may be impaired. A significant amount of judgment is involved in determining if an indicator of impairment has occurred. Such indicators may include a decline in expected cash flows, a significant adverse change in legal factors or in the business climate, a decision to sell a business, unanticipated competition, or slower growth rates, among others. Consistent with the examples of such events and circumstances given in the accounting guidance, we believe that a goodwill impairment test should be performed immediately before and after a reorganization of our reporting structure when the reorganization would affect the composition of one or more of our reporting units. In this circumstance, performing the impairment test immediately before and after the reorganization would help to confirm that the reorganization is not potentially masking a goodwill impairment charge. In the evaluation of goodwill for impairment, we have the option to perform a qualitative assessment to determine whether further impairment testing is necessary or to perform a quantitative assessment by comparing the fair value of a reporting unit to its carrying amount, including goodwill. Under the qualitative assessment, an entity is not required to calculate the fair value of a reporting unit unless the entity determines that it is more likely than not that its fair value is less than its carrying amount. If, under the quantitative assessment, the fair value of a reporting unit is less than its carrying amount, then the amount of the impairment loss, if any, is determined based on the amount by which the carrying amount exceeds the fair value up to the total value of goodwill assigned to the reporting unit. Fair values of the reporting units are estimated using a weighted methodology considering the output from both the income and market approaches. The income approach incorporates the use of discounted cash flow (“DCF”) analysis. A number of significant assumptions and estimates are involved in the application of the DCF model to forecast operating cash flows, including revenue growth rates, EBITDA margins and discount rates. Several of these assumptions vary among reporting units. The cash flow forecasts are generally based on approved strategic operating plans. The market approach is performed using the Guideline Public Companies (“GPC”) method which is based on earnings multiple data. We perform a reconciliation between our market capitalization and our estimate of the aggregate fair value of the reporting units, including consideration of a control premium. Refer to Note 4, “Goodwill and Purchased Intangible Assets”, for further discussion.
Property, Plant and Equipment	Property, Plant and Equipment
Valuation of Long-Lived Assets	Valuation of Long-Lived Assets
Lessee	Lessee We lease property, vehicles and equipment under operating and financing leases. For leases with terms greater than 12 months, we record the related asset and obligation at the present value of lease payments over the term. We determine the lease term by assuming the exercise of renewal options that are reasonably certain. Leases with a lease term of 12 months or less at inception are not recorded on our Consolidated Balance Sheet and are expensed on a straight-line basis over the lease term in our Consolidated Statement of Operations. Our leases may include rental escalation clauses, renewal options and/or termination options that are factored into our determination of lease payments when appropriate. When available, we use the rate implicit in the lease to discount lease payments to present value; however, most of our leases do not provide a readily determinable implicit rate. Therefore, we must estimate our incremental borrowing rate to discount the lease payments based on information available at lease commencement. Our incremental borrowing rate is based on a credit-adjusted risk-free rate at commencement date, which best approximates a secured rate over a similar term of lease. Additionally, we do not separate lease and non-lease components for any asset classes, except for those leases embedded in certain service arrangements. Fixed and in-substance fixed payments are included in the recognition of the operating and financing assets and lease liabilities, however, variable lease payments, other than those based on a rate or index, are recognized in the Consolidated Statements of Operations in the period in which the obligation for those payments is incurred. The Company’s variable lease payments generally relate to payments tied to various indices, non-lease components and payments above a contractual minimum fixed payment.
Lessor	Lessor We have various arrangements for certain point-of-sale equipment under which we are the lessor. These leases meet the criteria for operating lease classification. Lease income associated with these leases is not material.
Pension and Postemployment Benefits	Pension and Postemployment Benefits
Environmental and Legal Contingencies	Environmental and Legal Contingencies In the normal course of business, the Company is subject to various proceedings, lawsuits, claims and other matters, including, for example, those that relate to the environment and health and safety, labor and employment, employee benefits, import/export compliance, intellectual property, data privacy and security, product liability, commercial disputes and regulatory compliance, among others. Additionally, the Company is subject to diverse and complex laws, regulations, and standards including those relating to corporate governance, public disclosure and reporting, environmental safety and the discharge of materials into the environment, product safety, import and export compliance, data privacy and security, antitrust and competition, government contracting, anti-corruption, and labor and human resources, which are rapidly changing and subject to many possible changes in the future. Compliance with these laws and regulations, as well as changes in accounting standards, taxation requirements, and federal securities laws, among others, may create a substantial burden on, and substantially increase the costs to the Company or could have an impact on the Company’s future operating results. The Company believes that the amounts provided in its Consolidated Financial Statements are adequate. However, there can be no assurances that the actual amounts required to satisfy alleged liabilities from various lawsuits, claims, legal proceedings and other matters, including the Fox River and Kalamazoo River environmental matters discussed in Note 11, “Commitments and Contingencies”, and to comply with applicable laws and regulations, will not exceed the amounts reflected in the Company’s Consolidated Financial Statements or will not have a material adverse effect on the Company’s consolidated results of operations, financial condition or cash flows. Any costs that may be incurred in excess of those amounts provided as of December 31, 2024 cannot currently be reasonably determined or are not currently considered probable. The costs and insurance recoveries relating to certain environmental obligations associated with discontinued operations, including those relating to the Fox River, Kalamazoo River and Ebina matters, are presented in Income (loss) from discontinued operations, net of tax, in the Consolidated Statements of Operations.
Foreign Currency	Foreign Currency
Repurchase of Common Stock	Repurchase of Common Stock
Derivative Instruments	Derivative Instruments In the normal course of business, the Company enters into various financial instruments, including derivative financial instruments. The Company accounts for derivatives as either assets or liabilities in the Consolidated Balance Sheets at fair value and recognizes the resulting gains or losses as adjustments to earnings or other comprehensive income. For derivative instruments that are designated and qualify as hedging instruments, the Company formally documents the relationship between hedging instruments and hedged items, as well as the risk management objective and strategy for undertaking various hedge transactions. Hedging activities are transacted only with highly rated institutions, reducing exposure to credit risk in the event of nonperformance. Additionally, the Company completes assessments related to the risk of counterparty nonperformance on a regular basis. The accounting for changes in fair value of a derivative instrument depends on whether it has been designated and qualifies as part of a hedging relationship, and further, on the type of hedging relationship. For those derivative instruments that are designated and qualify as hedging instruments, the Company has designated the hedging instrument, based on the exposure being hedged, as a fair value hedge, a cash flow hedge or a hedge of a net investment in a foreign operation. For derivative instruments designated as fair value hedges, the effective portion of the hedge is recorded as an offset to the change in the fair value of the hedged item, and the ineffective portion of the hedge, if any, is recorded in the Consolidated Statement of Operations. For derivative instruments designated as cash flow hedges and determined to be highly effective, the gains or losses are deferred in Accumulated other comprehensive loss and recognized in the determination of income as adjustments of carrying amounts when the underlying hedged transaction is realized, canceled or otherwise terminated. When hedging certain foreign currency transactions of a long-term investment nature (net investments in foreign operations), gains and losses are recorded in the currency translation adjustment component of Accumulated other comprehensive loss. Gains and losses on foreign exchange contracts that are not used to hedge currency transactions of a long-term investment nature, or that are not designated as cash flow or fair value hedges, are recognized in Other income (expense), net as exchange rates change.
Fair Value of Assets and Liabilities	Fair Value of Assets and Liabilities Fair value is defined as an exit price, representing an amount that would be received to sell an asset or the amount paid to transfer a liability in an orderly transaction between market participants at the measurement date. As such, fair value is a market-based measurement determined based on assumptions that market participants would use in pricing an asset or liability. As a basis for considering such assumptions, the accounting guidance prioritizes the inputs used to measure fair value into the following three-tier fair value hierarchy: • Level 1: Unadjusted quoted prices in active markets for identical assets or liabilities • Level 2: Unadjusted quoted prices in active markets for similar assets or liabilities, unadjusted quoted prices for identical or similar assets or liabilities in markets that are not active or inputs, other than quoted prices in active markets, that are observable either directly or indirectly • Level 3: Unobservable inputs for which there is little or no market data Assets and liabilities are classified based on the lowest level of input that is significant to the fair value measurements. The Company reviews the fair value hierarchy classification on a quarterly basis. Changes to the observability of valuation inputs may result in a reclassification of levels for certain securities within the fair value hierarchy. The Company measures its financial assets and financial liabilities at fair value based on one or more of the following three valuation techniques: • Market approach: Prices and other relevant information generated by market transactions involving identical or comparable assets or liabilities. • Cost approach: Amount that would be required to replace the service capacity of an asset (replacement cost). • Income approach: Techniques to convert future amounts to a single present amount based upon market expectations (including present value techniques, option pricing and excess earnings models).
Recent Accounting Pronouncements	Recent Accounting Pronouncements Adoption of New Accounting Pronouncements In November 2023, the FASB issued ASU 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures . The amendment enhances disclosures of significant segment expenses by requiring disclosure of significant segment expenses regularly provided to the chief operating decision maker (“CODM”), extend certain annual disclosures to interim periods, and permit more than one measure of segment profit or loss to be reported under certain conditions. The amendment is effective for the Company in fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. The Company has adopted ASU 2023-07 and conformed to the applicable disclosure retrospectively for the Annual Report on Form 10-K for the year ending December 31, 2024. Refer to Note 5, “Segment Information and Concentrations” for additional details. Although there are other new accounting pronouncements issued by the FASB and adopted by or effective for the Company, the Company does not believe any of these accounting pronouncements had a material impact on its consolidated financial statements. Accounting Pronouncements Issued But Not Yet Adopted In November 2024, the FASB issued ASU 2024-03, Income Statement – Reporting Comprehensive Income – Expense Disaggregation Disclosures (Topic 220): Disaggregation of Income Statement Expenses and ASU 2025-01, Income Statement - Reporting Comprehensive Income - Expense Disaggregation Disclosures (Topic 220): Clarifying the Effective Date . This guidance requires additional disclosure of certain amounts included in the expense captions presented on the Statement of Operations as well as disclosures about selling expenses. The ASU is effective on a prospective basis, with the option for retrospective application, for annual periods beginning after December 15, 2026 and interim reporting periods within annual reporting periods beginning after December 15, 2027. Early adoption is permitted for annual financial statements that have not yet been issued. The Company is in the process of assessing the impact the adoption of this guidance will have on the Company’s financial statement disclosures. In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures . This guidance requires disclosure of specific categories in the rate reconciliation and provides additional information for reconciling items that meet a specified quantitative threshold. The guidance is effective for fiscal years beginning after December 15, 2024, with early adoption permitted. Other than the new disclosure requirements, the adoption of this guidance is not expected to have a significant impact on the Company’s consolidated financial statements. Although there are other new accounting pronouncements issued by the FASB and not yet adopted by or effective for the Company, the Company does not believe any of these accounting pronouncements will have a material impact on its consolidated financial statements.

BASIS OF PRESENTATION AND SIG_3

BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES (Tables)	12 Months Ended
	Dec. 31, 2024
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Schedule of Reconciliation of Cash, Cash Equivalents, and Restricted Cash	The reconciliation of cash, cash equivalents and restricted cash in the Consolidated Statements of Cash Flows is as follows: In millions Balance Sheet Location December 31, 2024 December 31, 2023 December 31, 2022 Cash and cash equivalents Cash and cash equivalents $ 724 $ 259 $ 218 Short term restricted cash Restricted cash — — 1 Long term restricted cash Other assets 3 2 — Cash included in settlement processing assets Restricted cash 31 21 16 Total cash, cash equivalents and restricted cash $ 758 $ 282 $ 235 Cash, cash equivalents and restricted cash of discontinued operations — 3 505 Total cash, cash equivalents and restricted cash $ 758 $ 285 $ 740
Schedule of Accounts, Notes, Loans and Financing Receivable	The components of accounts receivable are summarized as follows: In millions December 31, 2024 December 31, 2023 Accounts receivable Trade $ 505 $ 305 Other 60 138 Accounts receivable, gross 565 443 Less: allowance for credit losses (26) (29) Total accounts receivable, net $ 539 $ 414
Schedule of Contract with Customer, Contract Asset, Contract Liability, and Receivable	The following table presents the net contract asset and contract liability balances: In millions Location in the Consolidated Balance Sheet December 31, 2024 December 31, 2023 Current portion of contract liabilities Contract liabilities $ 211 $ 157 Non-current portion of contract liabilities Other liabilities $ 13 $ 12
Schedule of Capitalized Computer Software	The following table identifies the activity relating to total capitalized software: In millions 2024 2023 2022 Beginning balance as of January 1 $ 317 $ 323 $ 293 Capitalization 130 140 155 Amortization (139) (136) (122) Impairment (6) (1) — Capitalized software acquired or disposed of and other adjustments — (9) (3) Ending balance as of December 31 $ 302 $ 317 $ 323

DISCONTINUED OPERATIONS (Tables

DISCONTINUED OPERATIONS (Tables)	12 Months Ended
	Dec. 31, 2024
Discontinued Operations and Disposal Groups [Abstract]
Schedule of Disposal Groups, Including Discontinued Operations	The following table presents the major categories of income (loss) from discontinued operations related to the Digital Banking Sale: For the year ended December 31 In millions 2024 2023 2022 Product revenue $ 38 $ 53 $ 55 Service revenue 419 526 492 Total revenue 457 579 547 Cost of products 31 43 38 Cost of services 221 280 256 Selling, general and administrative expenses 84 77 73 Research and development expenses 37 46 31 Total operating expenses 373 446 398 Income from discontinued operations 84 133 149 Other income (expense), net (48) (5) — Income (loss) from discontinued operations before gain on sale of business and income taxes 36 128 149 Gain on sale of business 1,530 — — Income (loss) from discontinued operations before income taxes 1,566 128 149 Income tax expense (benefit) 388 13 11 Net income (loss) from discontinued operations related to Digital Banking $ 1,178 $ 115 $ 138 The following table presents the major classes of assets and liabilities of discontinued operations related to the Digital Banking Sale: In millions December 31, 2023 Assets Current assets Cash and cash equivalents $ 2 Accounts receivable, net of allowances 58 Prepaid and other current assets 9 Total current assets 69 Property, plant and equipment, net 5 Goodwill 521 Intangibles, net 168 Operating lease assets 5 Other assets 183 Noncurrent assets 882 Total assets of discontinued operations $ 951 Liabilities Current liabilities Accounts payable $ 64 Payroll and benefits liabilities 22 Contract liabilities 30 Other current liabilities 4 Total current liabilities 120 Operating lease liabilities 3 Other liabilities 7 Noncurrent liabilities 10 Total liabilities of discontinued operations $ 130 $ 130 The following table presents selected financial information related to cash flows from discontinued operations related to the Digital Banking Sale: For the year ended December 31 In millions 2024 2023 2022 Net cash provided by/(used in) operating activities $ (288) $ 242 $ 210 Net cash provided by/(used in) investing activities (57) (96) (93) Net cash provided by/(used in) financing activities — — — The following table presents the major categories of income (loss) from discontinued operations related to the Spin-Off of NCR Atleos: For the year ended December 31 In millions 2024 2023 2022 Product revenue $ — $ 802 $ 1,092 Service revenue 5 2,519 3,031 Total revenue 5 3,321 4,123 Cost of products — 651 956 Cost of services 4 1,733 2,246 Selling, general and administrative expenses 1 540 461 Research and development expenses — 52 70 Total operating expenses 5 2,976 3,733 Income from discontinued operations — 345 390 Interest expense — (6) — Other income (expense), net — (22) (11) Income (loss) from discontinued operations before income taxes — 317 379 Income tax expense (benefit) 8 76 85 Net income (loss) from discontinued operations (8) 241 294 Net income (loss) attributable to noncontrolling interests — — (1) Net income (loss) from discontinued operations related to NCR Atleos $ (8) $ 241 $ 295 The following table represents the major classes of assets and liabilities of discontinued operations: In millions December 31, 2023 Assets Current assets Cash and cash equivalents $ 1 Accounts receivable, net of allowances 9 Inventories 4 Prepaid and other current assets 1 Total current assets 15 Other assets 8 Noncurrent assets 8 Total assets of discontinued operations $ 23 Liabilities and stockholder's equity Current liabilities Accounts payable $ 1 Payroll and benefits liabilities 1 Contract liabilities 10 Other current liabilities 3 Total current liabilities 15 Pension and indemnity plan liabilities 7 Other liabilities 5 Noncurrent liabilities 12 Total liabilities of discontinued operations $ 27 The following table presents selected financial information related to cash flows from discontinued operations related to the Spin-off of NCR Atleos: For the year ended December 31 In millions 2024 2023 2022 Net cash provided by/(used in) operating activities $ (8) $ 336 $ 272 Net cash provided by/(used in) investing activities — (93) (123) Net cash provided by/(used in) financing activities — 1 10

GOODWILL AND PURCHASED INTANG_2

GOODWILL AND PURCHASED INTANGIBLE ASSETS (Tables)	12 Months Ended
	Dec. 31, 2024
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Goodwill	The carrying amounts of goodwill by segment as of December 31, 2024 and 2023 are included in the tables below. Foreign currency fluctuations are included within other adjustments . December 31, 2023 December 31, 2024 In millions Goodwill Accumulated Impairment Total Additions Impairment Other Goodwill Accumulated Impairment Total Retail $ 1,081 $ (34) $ 1,047 $ — $ — $ (2) $ 1,079 $ (34) $ 1,045 Restaurants 495 (23) 472 — — (1) 494 (23) 471 Total goodwill $ 1,576 $ (57) $ 1,519 $ — $ — $ (3) $ 1,573 $ (57) $ 1,516
Schedule of Acquired Finite-Lived Intangible Assets by Major Class	The gross carrying amount and accumulated amortization for the Company’s identifiable intangible assets were as set forth in the table below. Amortization December 31, 2024 December 31, 2023 In millions Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Identifiable intangible assets Reseller & customer relationships 1 - 20 $ 321 $ (268) $ 322 $ (251) Intellectual property 2 - 8 346 (307) 346 (296) Tradenames 1 - 10 64 (62) 64 (62) Total identifiable intangible assets $ 731 $ (637) $ 732 $ (609)
Schedule of Expected Amortization Expense	The aggregate amortization expense (estimated) for identifiable intangible assets for the following periods is: For the years ended December 31 (estimated) In millions 2025 2026 2027 2028 2029 Amortization expense $ 25 $ 23 $ 19 $ 9 $ 5

SEGMENT INFORMATION AND CONCE_2

SEGMENT INFORMATION AND CONCENTRATION (Tables)	12 Months Ended
	Dec. 31, 2024
Segment Reporting [Abstract]
Schedule of Segment Reporting Information, by Segment	The following table presents summarized financial information for the Company’s reportable segments for the year ended December 31, 2024: In millions Retail Restaurants Total Revenue by Segment $ 1,956 $ 825 $ 2,781 Other 45 Total Revenue $ 2,826 Cost of Revenue 1,386 424 Other segment items (1) 187 150 Segment Adjusted EBITDA $ 383 $ 251 $ 634 The following table presents summarized financial information for the Company’s reportable segments for the year ended December 31, 2023: In millions Retail Restaurants Total Revenue by Segment $ 2,177 $ 886 $ 3,063 Other 115 Total Revenue $ 3,178 Cost of Revenue 1,556 539 Other segment items (1) 210 150 Segment Adjusted EBITDA $ 411 $ 197 $ 608 The following table presents summarized financial information for the Company’s reportable segments for the year ended December 31, 2022: In millions Retail Restaurants Total Revenue by Segment $ 2,182 $ 857 $ 3,039 Other 135 Total Revenue $ 3,174 Cost of Revenue 1,618 528 Other segment items (1) 180 169 Segment Adjusted EBITDA $ 384 $ 160 $ 544 (1) Other segment items primarily includes selling, general and administrative expenses and research and development expenses. The following table reconciles Segment Adjusted EBITDA to Net income (loss) from continuing operations attributable to NCR Voyix: In millions 2024 2023 2022 Segment Adjusted EBITDA $ 634 $ 608 $ 544 Corporate and other income and expenses not allocated to segments 287 271 220 Depreciation and amortization 206 190 189 Acquisition-related amortization of intangibles 28 41 40 Interest expense (1) 134 294 285 Interest income (9) (12) (13) Acquisition-related costs (2) — 1 2 Loss (gain) on debt extinguishment (8) 46 — Income tax expense 4 184 52 Stock-based compensation expense 40 140 84 Pension mark-to-market adjustments (12) 7 (41) Transformation and restructuring costs (3) 125 28 95 Separation costs (4) 10 95 — Loss (gain) on disposal of businesses (14) 12 — Foreign currency devaluation (5) 15 — — Fraudulent ACH disbursements (6) (5) 23 — Cyber ransomware incident recovery costs (7) (13) 17 — Strategic initiatives (8) 48 — — Net income (loss) from continuing operations attributable to NCR Voyix $ (202) $ (729) $ (369) (1) During the three months ended September 30, 2023, it was determined that the transactions underlying the unrealized gains on terminated interest rate swap and cap agreements reported in Accumulated other comprehensive income were probable of not occurring under ASC 815, Derivatives and Hedging . As such, $18 million of unrealized gains were recognized in Interest expense (2) Represents professional fees, retention bonuses, and other costs incurred related to acquisitions, which are considered non-operational in nature. (3) Represents integration, severance, and other exit and disposal costs, which are considered non-operational in nature. (4) Represents costs incurred as a result of the Spin-Off. Professional fees to effect the Spin-Off including separation management, organizational design, and legal fees have been classified within discontinued operations through October 16, 2023, the separation date. (5) Represents gains and losses recognized during the year due to changes in valuation of the Lebanese pound and the Egyptian pound. (6) Represents company identified fraudulent ACH disbursements from a company bank account. Additional details regarding this item are discussed in Note 1, “Basis of Presentation and Significant Accounting Policies”. (7) Represents expenses to respond to, remediate and investigate the April 13, 2023 cyber ransomware incident net of insurance recoveries, which is considered a nonrecurring special item. Additional details regarding this cyber ransomware incident are discussed in Note 1, “Basis of Presentation and Significant Accounting Policies”. (8) Represents professional fees related to strategic initiatives which are considered non-operational in nature, as well as certain costs incurred related to the Hardware Business transition.
Schedule of Revenue from External Customers by Products and Services	The following table presents recurring revenue and all other products and services that is recognized at a point in time for the Company for the years ended December 31: In millions 2024 2023 2022 Recurring revenue (1) $ 1,634 $ 1,617 $ 1,579 All other products and services 1,192 1,561 1,595 Total revenue $ 2,826 $ 3,178 $ 3,174 (1) Recurring revenue includes all revenue streams from contracts where there is a predictable revenue pattern that will occur at regular intervals with a relatively high degree of certainty. This includes hardware and software maintenance revenue, cloud revenue, payment processing revenue, interchange and network revenue, and certain professional services arrangements, as well as term-based software license arrangements that include customer termination rights.
Schedule of Revenue from External Customers Attributed to Foreign Countries by Geographic Area	The following table presents revenue by geographic area for the Company for the years ended December 31: In millions 2024 % 2023 % 2022 % United States $ 1,706 60 % $ 2,056 65 % $ 2,014 63 % Americas (excluding United States) 239 9 % 230 7 % 225 7 % Europe, Middle East and Africa 574 20 % 543 17 % 555 18 % Asia Pacific 307 11 % 349 11 % 380 12 % Total revenue $ 2,826 100 % $ 3,178 100 % $ 3,174 100 %
Schedule of Property, Plant and Equipment	The following table presents property, plant and equipment by geographic area as of December 31: In millions 2024 2023 Property, plant and equipment, net United States $ 160 $ 172 Americas (excluding United States) 2 2 Europe, Middle East and Africa 24 29 Asia Pacific 6 4 Consolidated property, plant and equipment, net $ 192 $ 207 The components of property, plant and equipment, net are summarized as follows: In millions December 31, 2024 December 31, 2023 Property, plant and equipment Land and improvements $ 2 $ 1 Buildings and improvements 227 206 Machinery and other equipment 493 423 Finance lease assets 81 71 Property, plant and equipment, gross 803 701 Less: accumulated depreciation (611) (494) Total property, plant and equipment, net $ 192 $ 207

DEBT OBLIGATIONS (Tables)

DEBT OBLIGATIONS (Tables)	12 Months Ended
	Dec. 31, 2024
Debt Disclosure [Abstract]
Schedule of Debt Obligations	The following table summarizes the Company’s short-term borrowings and long-term debt: December 31, 2024 December 31, 2023 In millions, except percentages Amount Weighted-Average Interest Rate Amount Weighted-Average Interest Rate Short-Term Borrowings Current portion of Senior Secured Credit Facility (1) $ — —% $ 15 8.46% Total short-term borrowings $ — $ 15 Long-Term Debt Senior Secured Credit Facility: Term loan facilities (1) $ — —% $ 185 8.46% Revolving credit facility (1) — —% 98 9.07% Senior Notes: 5.000% Senior Notes due 2028 650 650 5.125% Senior Notes due 2029 403 1,200 5.250% Senior Notes due 2030 52 450 Deferred financing fees (7) (20) Total long-term debt $ 1,098 $ 2,563 (1)
Schedule of Maturities of Long-term Debt	Debt Maturities Maturities of debt outstanding, in principal amounts, at December 31, 2024 are summarized below: For the years ended December 31 In millions Total 2025 2026 2027 2028 2029 Thereafter Debt maturities $ 1,105 $ — $ — $ — $ 650 $ 403 $ 52

INCOME TAXES (Tables)

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2024
Income Tax Disclosure [Abstract]
Schedule of Income before Income Tax, Domestic and Foreign	For the years ended December 31, income (loss) from continuing operations before income taxes consisted of the following: In millions 2024 2023 2022 Income (loss) before income taxes United States $ (249) $ (451) $ (351) Foreign 50 (94) 34 Total income (loss) from continuing operations before income taxes $ (199) $ (545) $ (317)
Schedule of Components of Income Tax Expense (Benefit)	For the years ended December 31, income tax expense (benefit) consisted of the following: In millions 2024 2023 2022 Income tax expense (benefit) Current Federal $ (9) $ 26 $ 1 State 2 — 2 Foreign 26 31 25 Deferred Federal (19) (48) (17) State 1 (3) 1 Foreign 3 178 40 Total income tax expense (benefit) $ 4 $ 184 $ 52
Schedule of Effective Income Tax Rate Reconciliation	The following table presents the principal components of the difference between the effective tax rate and the U.S. federal statutory income tax rate for the years ended December 31: In millions 2024 2023 2022 Income tax (benefit) expense at the U.S. federal tax rate of 21% $ (42) $ (114) $ (67) Foreign income tax differential 8 1 (4) Additional U.S. tax on foreign income (6) 14 (2) State and local income taxes (net of federal effect) 2 (3) 2 Other U.S. permanent book/tax differences 1 4 4 Meals and entertainment expense 1 2 1 Cash surrender value received as income 4 — — Nondeductible transaction costs — 2 1 Nondeductible executive compensation (1) 17 9 Dispositions — 16 — Spin-off of NCR Atleos — 226 — Gains/losses on internal entity restructuring (4) — — Excess (benefit)/deficit from share-based payments 8 2 — Research and development tax credits (3) (2) (5) Foreign tax law changes (7) (8) 3 Valuation allowances 57 31 117 Change in liability for unrecognized tax benefits (9) 3 (15) Change in tax estimates for prior periods (6) (5) 4 Other, net 1 (2) 4 Total income tax (benefit) expense $ 4 $ 184 $ 52
Schedule of Deferred Tax Assets and Liabilities	Deferred income tax assets and liabilities included in the Consolidated Balance Sheets as of December 31 were as follows: In millions 2024 2023 Deferred income tax assets Employee pensions and other benefits $ 15 $ 7 Other balance sheet reserves and allowances 104 197 Tax loss and credit carryforwards 156 248 Capitalized research and development 78 51 Property, plant and equipment 1 17 Lease liabilities 54 56 Capitalized software 50 15 Other 16 26 Total deferred income tax assets $ 474 $ 617 Valuation allowance (153) (211) Net deferred income tax assets $ 321 $ 406 Deferred income tax liabilities Intangibles $ 82 $ 119 Right of use assets 57 57 Capitalized software — — Total deferred income tax liabilities $ 139 $ 176 Total net deferred income tax assets $ 182 $ 230
Schedule of Unrecognized Tax Benefits Roll Forward	The aggregate changes in the balance of our gross unrecognized tax benefits were as follows for the years ended December 31: In millions 2024 2023 2022 Gross unrecognized tax benefits - January 1 $ 58 $ 87 $ 121 Increases related to tax positions from prior years 1 1 3 Decreases related to tax positions from prior years (5) (1) (15) Increases related to tax provisions taken during the current year 1 2 7 Settlements with tax authorities (4) — (22) Lapses of statutes of limitation (5) (1) (7) Distributions to NCR Atleos — (30) — Total gross unrecognized tax benefits - December 31 $ 46 $ 58 $ 87

STOCK COMPENSATION PLANS (Table

STOCK COMPENSATION PLANS (Tables)	12 Months Ended
	Dec. 31, 2024
Share-Based Payment Arrangement [Abstract]
Schedule of Share-based Payment Arrangement, Cost by Plan	As of December 31, 2024, the Company’s stock-based compensation consisted of restricted stock units, employee stock purchase plan and stock options. The Company recorded stock-based compensation expense in income (loss) from continuing operations for the years ended December 31 as follows: In millions 2024 2023 2022 Restricted stock units $ 36 131 60 Stock options — 3 15 Employee stock purchase plan 4 6 9 Stock-based compensation expense $ 40 $ 140 $ 84 Tax benefit (4) (7) (5) Total stock-based compensation (net of tax) $ 36 133 79
Schedule of Share-based Payment Arrangement, Restricted Stock and Restricted Stock Unit, Activity	The following table reports restricted stock unit activity during the year ended December 31, 2024: Shares in thousands Number of Units Weighted Average Grant-Date Fair Value per Unit Unvested shares as of January 1 7,222 $ 19.96 Shares granted 5,665 $ 12.97 Shares vested (3,260) $ 18.73 Shares forfeited (1,562) $ 14.82 Unvested shares as of December 31 8,065 $ 16.31 The following table represents the composition of restricted stock unit grants in 2024: Shares in thousands Number of Units Weighted Average Grant-Date Fair Value Service-based units 3,723 $ 12.49 Performance-based units 1,942 $ 13.82 Total restricted stock units 5,665 $ 12.97
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions	The table below details the significant assumptions used in determining the fair value of the market-based restricted stock units granted on November 8, 2024: Dividend yield — % Risk-free interest rate 4.09 % Expected volatility 46.53 % The table below details the significant assumptions used in determining the fair value of the market-based restricted stock units granted on March 15, 2024: Dividend yield — % Risk-free interest rate 4.44 % Expected volatility 60.37 % The table below details the significant assumptions used in determining the fair value of the market-based restricted stock units granted on February 13, 2023: Dividend yield — % Risk-free interest rate 4.15 % Expected volatility 55.90 % Dividend yield — % Risk-free interest rate 1.73 % Expected volatility 59.26 % The table below details the significant assumptions used in determining the fair value of the market-based restricted stock units granted on December 21, 2022: Dividend yield — % Risk-free interest rate 3.90 % Expected volatility 64.93 %
Schedule of Share-based Payment Arrangement, Option, Activity	The following table summarizes the Company’s stock option activity for the year ended December 31, 2024: Shares in thousands Shares Under Option Weighted Average Exercise Price per Share Weighted Average Remaining Contractual Term (in years) Aggregate Intrinsic Value Outstanding as of January 1 8,326 $ 19.09 Granted — — Exercised (354) 11.51 Forfeited or expired (1,200) 20.63 Outstanding as of December 31 6,772 $ 19.18 1.41 $ 1.03 Fully vested and expected to vest as of December 31 6,772 $ 19.18 1.41 $ 1.03 Exercisable as of December 31 6,772 $ 19.18 1.41 $ 1.03

EMPLOYEE BENEFIT PLANS (Tables)

EMPLOYEE BENEFIT PLANS (Tables)	12 Months Ended
	Dec. 31, 2024
Retirement Benefits [Abstract]
Schedule of Changes in Projected Benefit Obligations	Reconciliation of the beginning and ending balances of the benefit obligations for the Company’s pension plans are as follows: International Pension Benefits In millions 2024 2023 Change in benefit obligation Benefit obligation as of January 1 $ 192 $ 178 Net service cost 1 2 Interest cost 5 6 Actuarial (gain) loss (10) 15 Benefits paid (11) (14) Plan participant contributions (3) — Currency translation adjustments (12) 5 Benefit obligation as of December 31 $ 162 $ 192 Accumulated benefit obligation as of December 31 $ 161 $ 191 Reconciliation of the beginning and ending balances of the benefit obligation for the Company’s postemployment plan was: Postemployment Benefits In millions 2024 2023 Change in benefit obligation Benefit obligation as of January 1 $ 65 $ 93 Service cost 36 15 Interest cost 2 2 Amendments — — Benefits paid (55) (54) Foreign currency exchange — — Actuarial (gain) loss 7 9 Benefit obligation as of December 31 $ 55 $ 65
Schedule of Changes in Fair Value of Plan Assets	A reconciliation of the beginning and ending balances of the fair value of the plan assets of the Company’s pension plans are as follows: International Pension Benefits In millions 2024 2023 Change in plan assets Fair value of plan assets as of January 1 $ 56 $ 51 Actual return on plan assets 9 10 Company contributions 12 13 Benefits paid (11) (14) Settlement (3) — Currency translation adjustments (5) (4) Plan participant contributions — — Fair value of plan assets as of December 31 $ 58 $ 56
Schedule of Net Benefit Costs and Amounts Recognized in Balance Sheet	The following table presents the funded status and the reconciliation of the funded status to amounts recognized in the Consolidated Balance Sheets and in Accumulated other comprehensive loss as of December 31: International Pension Benefits In millions 2024 2023 Funded Status $ (104) $ (136) Amounts recognized in the Consolidated Balance Sheets Noncurrent assets $ 47 $ 43 Current liabilities (11) (12) Noncurrent liabilities (140) (167) Net amounts recognized $ (104) $ (136) Amounts recognized in accumulated other comprehensive loss Prior service cost — — Total $ — $ — The following table presents the funded status and the reconciliation of the unfunded status to amounts recognized in the Consolidated Balance Sheets and in Accumulated other comprehensive loss at December 31: Postemployment Benefits In millions 2024 2023 Benefit obligation $ 55 $ 65 Amounts recognized in the Consolidated Balance Sheets Current liabilities $ 14 $ 22 Noncurrent liabilities 41 43 Net amounts recognized $ 55 $ 65 Amounts recognized in Accumulated other comprehensive loss Net actuarial (gain) loss $ 7 $ 9 Amortization of gain (loss) — 1 Amortization of prior service cost 1 1 Total $ 8 $ 11
Schedule of Net Benefit Costs	The net periodic benefit (income) cost of the pension plans for the years ended December 31 was as follows: In millions International Pension Benefits 2024 2023 2022 Net service cost $ 1 $ 2 $ 2 Interest cost 5 6 2 Expected return on plan assets (2) (2) (1) Amortization of prior service cost — — — Actuarial (gain) loss (12) 7 (41) Net periodic benefit (income) cost $ (8) $ 13 $ (38) The net periodic benefit cost of the postemployment plan for the years ended December 31 was: In millions Postemployment Benefits 2024 2023 2022 Service cost $ 36 15 58 Interest cost 2 2 1 Amortization of: Prior service benefit (1) (1) (1) Actuarial gain — (1) — Net periodic benefit cost $ 37 $ 15 $ 58
Schedule of Defined Benefit Plan, Assumptions	The weighted average rates and assumptions used to determine benefit obligations as of December 31 were as follows: International Pension Benefits 2024 2023 Discount rate 3.2 % 3.0 % Rate of compensation increase 2.5 % 2.4 % The weighted average rates and assumptions used to determine net periodic benefit (income) cost for the years ended December 31 were as follows: International Pension Benefits 2024 2023 2022 Discount rate - Service Cost 2.0 % 1.8 % 0.8 % Discount rate - Interest Cost 3.0 % 3.4 % 0.7 % Expected return on plan assets 5.0 % 5.0 % 2.1 % Rate of compensation increase 2.5 % 1.0 % 0.9 % The weighted average assumptions utilized in accounting for postemployment benefit obligations as of December 31 and for postemployment benefit costs for the years ended December 31 were: Postemployment Benefit Obligations Postemployment Benefit Costs 2024 2023 2024 2023 2022 Discount rate for severance plan 3.9 % 4.1 % 4.1 % 5.1 % 2.3 % Salary increase rate 3.5 % 3.4 % 3.4 % 3.1 % 2.6 % Involuntary turnover rate 3.8 % 3.8 % 3.8 % 3.8 % 3.8 %
Schedule of Allocation of Plan Assets	The weighted average asset allocations as of December 31, 2024 and 2023 by asset category are as follows: International Pension Fund Actual Allocation of Plan Assets as of December 31 Target Asset Allocation 2024 2023 Equity and other investments (1) 66 % 66 % 62.5% Debt securities (2) 33 % 33 % 37.2% Other 1 % 1 % 0.3% Total 100 % 100 % (1) Includes equity securities and equities held in comingled trusts. (2) Includes debt securities and debt held in comingled trusts. The fair value of plan assets as of December 31, 2024 and 2023 by asset category is as follows: International In millions Notes Fair Value as of December 31, 2024 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs Not Subject to Leveling Assets Equity securities and other investments: Common and commingled trusts - Equities 1 $ 39 $ — $ — $ — $ 39 Fixed income securities: Common and commingled trusts - Bonds 1 19 — — — 19 Total $ 58 $ — $ — $ — $ 58 International In millions Notes Fair Value as of December 31, 2023 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs Not Subject to Leveling Assets Equity securities and other investments: Common and commingled trusts - Equities 1 $ 37 $ — $ — $ — $ 37 Fixed income securities: Common and commingled trusts - Bonds 1 19 — — — 19 Total $ 56 $ — $ — $ — $ 56 Notes: 1.
Schedule of Expected Benefit Payments	The Company expects to make the following benefit payments reflecting past and future service from its pension and postemployment plans: In millions International Pension Benefits Postemployment Benefits Year 2025 $ 13 $ 13 2026 $ 13 $ 7 2027 $ 13 $ 7 2028 $ 13 $ 7 2029 $ 13 $ 7 2030-2034 $ 52 $ 31

LEASING (Tables)

LEASING (Tables)	12 Months Ended
	Dec. 31, 2024
Leases [Abstract]
Schedule of Assets and Liabilities, Lessee	The following table presents our lease balances as of December 31: In millions Location in the Consolidated Balance Sheet December 31, 2024 December 31, 2023 Assets Operating lease assets Operating lease assets $ 229 $ 231 Finance lease assets Property, plant and equipment, net 81 71 Accumulated Amortization of Finance lease assets Property, plant and equipment, net (70) (57) Total leased assets $ 240 $ 245 Liabilities Current Operating lease liabilities Other current liabilities $ 40 $ 40 Finance lease liabilities Other current liabilities 11 8 Noncurrent Operating lease liabilities Operating lease liabilities 248 251 Finance lease liabilities Other liabilities 3 7 Total lease liabilities $ 302 $ 306
Schedule of Lease, Cost	The following table presents our lease costs for operating and finance leases: In millions For the year ended December 31, 2024 For the year ended December 31, 2023 For the year ended December 31, 2022 Operating lease cost $ 63 $ 72 $ 76 Finance lease cost Amortization of leased assets 13 13 13 Interest on lease liabilities 1 1 1 Short-Term lease cost — — 3 Variable lease cost 26 27 23 Sublease income (5) (3) — Total lease cost $ 98 $ 110 $ 116 The following table presents the supplemental cash flow information: In millions For the year ended December 31, 2024 For the year ended December 31, 2023 For the year ended December 31, 2022 Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 66 $ 76 $ 82 Operating cash flows from finance leases $ 1 $ 1 $ 1 Financing cash flows from finance leases $ 14 $ 14 $ 13 Lease Assets Obtained in Exchange for Lease Obligations Operating Leases $ 29 $ 16 $ 4 Finance Leases $ 2 $ (1) $ — The following table presents the weighted average remaining lease term and interest rates: December 31, 2024 December 31, 2023 Weighted average lease term: Operating leases 7.6 years 8.3 years Finance leases 1.5 years 2.2 years Weighted average interest rates: Operating leases 6.17 % 6.12 % Finance leases 3.91 % 3.38 %
Schedule of Lessee, Operating Lease, Liability, Maturity	The following table reconciles the undiscounted cash flows for each of the first five years and total of the remaining years to the finance lease liabilities and operating lease liabilities recorded on the Consolidated Balance Sheet as of December 31, 2024: In millions Operating Leases Finance Leases 2025 $ 56 $ 11 2026 48 2 2027 47 1 2028 43 — 2029 39 — Thereafter 131 — Total lease payments 364 14 Less: Amount representing interest 76 — Present value of lease liabilities $ 288 $ 14
Schedule of Finance Lease, Liability, Fiscal Year Maturity	The following table reconciles the undiscounted cash flows for each of the first five years and total of the remaining years to the finance lease liabilities and operating lease liabilities recorded on the Consolidated Balance Sheet as of December 31, 2024: In millions Operating Leases Finance Leases 2025 $ 56 $ 11 2026 48 2 2027 47 1 2028 43 — 2029 39 — Thereafter 131 — Total lease payments 364 14 Less: Amount representing interest 76 — Present value of lease liabilities $ 288 $ 14

EARNINGS PER SHARE (Tables)

EARNINGS PER SHARE (Tables)	12 Months Ended
	Dec. 31, 2024
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The components of basic and diluted earnings (loss) per share are as follows: In millions, except per share amounts Year ended December 31 2024 2023 2022 Numerator: Income (loss) from continuing operations $ (202) $ (729) $ (369) Series A convertible preferred stock dividends (15) (16) (16) Net income (loss) from continuing operations attributable to NCR Voyix common stockholders (217) (745) (385) Income (loss) from discontinued operations, net of tax 1,160 306 429 Net income (loss) attributable to NCR Voyix common stockholders $ 943 $ (439) $ 44 Denominator: Basic and diluted weighted average number of shares outstanding 144.7 140.6 136.7 Basic and diluted earnings (loss) per share: From continuing operations $ (1.50) $ (5.30) $ (2.82) From discontinued operations 8.02 2.18 3.14 Total basic and diluted earnings per share $ 6.52 $ (3.12) $ 0.32

DERIVATIVES AND HEDGING INSTR_2

DERIVATIVES AND HEDGING INSTRUMENTS (Tables)	12 Months Ended
	Dec. 31, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value	The following tables provide information on the location and amounts of derivative fair values in the Consolidated Balance Sheets: Fair Values of Derivative Instruments December 31, 2024 In millions Balance Sheet Location Notional Fair Balance Sheet Location Notional Fair Derivatives not designated as hedging instruments Foreign exchange contracts Prepaid and other current assets $ — Other current liabilities $ — Total derivatives not designated as hedging instruments $ 89 $ — $ 126 $ — Total derivatives $ — $ — Fair Values of Derivative Instruments December 31, 2023 In millions Balance Sheet Location Notional Fair Balance Sheet Location Notional Fair Derivatives not designated as hedging instruments Foreign exchange contracts Prepaid and other current assets $ 5 Other current liabilities $ (4) Total derivatives not designated as hedging instruments $ 402 $ 5 $ 207 $ (4) Total derivatives $ 5 $ (4)
Schedule of Derivative Instruments, Gain (Loss) in Statement of Financial Performance	The effects of derivative instruments on the Consolidated Statements of Operations and Consolidated Statements of Comprehensive Income for the years ended December 31, 2024, 2023, and 2022 were as follows: In millions Amount of Gain (Loss) Recognized in Other Comprehensive Income (OCI) on Derivative Amount of (Gain) Loss Reclassified from AOCI into the Consolidated Statements of Operations For the year ended December 31, 2024 For the year ended December 31, 2023 For the year ended December 31, 2022 Location of (Gain) Loss Reclassified from AOCI into the Consolidated Statements of Operations For the year ended December 31, 2024 For the year ended December 31, 2023 For the year ended December 31, 2022 Interest rate contracts $ — $ — $ 116 Cost of services $ — $ — $ (8) Interest rate contracts $ — $ — $ 36 Interest expense $ — $ (31) $ (10) In millions Amount of Gain (Loss) Recognized in the Consolidated Statements of Operations Derivatives not Designated as Hedging Instruments Location of Gain (Loss) Recognized in the Consolidated Statements of Operations For the year ended December 31, 2024 For the year ended December 31, 2023 For the year ended December 31, 2022 Foreign exchange contracts Other income (expense), net $ (8) $ (8) $ (15) The following tables show the impact of the Company’s cash flow hedge accounting relationships on the Consolidated Statement of Operations for the years ended December 31, 2024, 2023, and 2022. Location and Amount of (Gain) Loss Recognized in Income on Cash Flow Hedging Relationships for the years ended December 31: In millions Cost of Services Cost of Products Interest Expense 2024 2023 2022 2024 2023 2022 2024 2023 2022 Total amount of expense presented in the Consolidated Statements of Operations in which the effects of cash flow hedges are recorded $ 1,477 $ 1,460 $ 1,387 $ 770 $ 1,049 $ 1,103 $ (134) $ (294) $ (285) Amount of (gain) loss reclassified from Accumulated other comprehensive loss, net of expense $ — $ — $ (8) $ — $ — $ — $ — $ (31) $ (10)

FAIR VALUE OF ASSETS AND LIAB_2

FAIR VALUE OF ASSETS AND LIABILITIES (Tables)	12 Months Ended
	Dec. 31, 2024
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	Assets and liabilities recorded at fair value on a recurring basis as of December 31, 2024 and 2023 are set forth as follows: December 31, 2024 December 31, 2023 Fair Value Measurements Using Fair Value Measurements Using In millions December 31, 2024 Quoted Prices Significant Other Significant December 31, 2023 Quoted Prices Significant Other Significant Assets: Foreign exchange contracts (1) $ — $ — $ — $ — $ 5 $ — $ 5 $ — Total $ — $ — $ — $ — $ 5 $ — $ 5 $ — Liabilities: Foreign exchange contracts (2) $ — $ — $ — $ — $ 4 $ — $ 4 $ — Total $ — $ — $ — $ — $ 4 $ — $ 4 $ — (1) Included in Prepaid and other current assets in the Consolidated Balance Sheets. (2) Included in Other current liabilities in the Consolidated Balance Sheets.

ACCUMULATED OTHER COMPREHENSI_2

ACCUMULATED OTHER COMPREHENSIVE INCOME (Tables)	12 Months Ended
	Dec. 31, 2024
Equity [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	Changes in Accumulated Other Comprehensive Income ( “AOCI” ) by Component The changes in AOCI for the years ended December 31 are as follows: In millions Currency Translation Adjustments Changes in Employee Benefit Plans Changes in Fair Value of Effective Cash Flow Hedges Total Balance at December 31, 2021 $ (275) $ (24) $ 8 $ (291) Other comprehensive (loss) income before reclassifications (129) 21 117 9 Amounts reclassified from AOCI — (2) (16) (18) Net current period other comprehensive (loss) income $ (129) $ 19 $ 101 $ (9) Balance at December 31, 2022 $ (404) $ (5) $ 109 $ (300) Other comprehensive (loss) income before reclassifications 85 (7) — 78 Amounts reclassified from AOCI — (1) (24) (25) Net current period other comprehensive (loss) income $ 85 $ (8) $ (24) $ 53 Spin-Off of NCR Atleos (105) 8 (85) (182) Balance at December 31, 2023 $ (424) $ (5) $ — $ (429) Other comprehensive (loss) income before reclassifications $ (44) $ (5) $ — $ (49) Amounts reclassified from AOCI — (1) — (1) Net current period other comprehensive (loss) income $ (44) $ (6) $ — $ (50) Spin-Off of NCR Atleos — 10 — 10 Balance at December 31, 2024 $ (468) $ (1) $ — $ (469)
Schedule of Reclassifications Out of Accumulated Other Comprehensive Income	The reclassifications out of AOCI for the years ended December 31 are as follows: For the year ended December 31, 2024 Employee Benefit Plans In millions Actuarial Losses Recognized Amortization of Prior Service Benefit Effective Cash Flow Hedges Total Affected line in Consolidated Statement of Operations: Cost of products $ — $ — $ — $ — Cost of services — (1) — (1) Selling, general and administrative expenses — — — — Research and development expenses — — — — Interest expense — — — — Total before tax $ — $ (1) $ — $ (1) Tax expense — Total reclassifications, net of tax $ (1) For the year ended December 31, 2023 Employee Benefit Plans In millions Actuarial Losses Recognized Amortization of Prior Service Benefit Effective Cash Flow Hedges Total Affected line in Consolidated Statement of Operations: Cost of products $ — $ — $ — $ — Cost of services (1) (1) — (2) Selling, general and administrative expenses — — — — Research and development expenses — — — — Interest expense — — (31) (31) Total before tax $ (1) $ (1) $ (31) $ (33) Tax expense 8 Total reclassifications, net of tax $ (25) For the year ended December 31, 2022 Employee Benefit Plans In millions Actuarial Losses Recognized Amortization of Prior Service Benefit Effective Cash Flow Hedges Total Affected line in Consolidated Statement of Operations: Cost of products $ — $ — $ — $ — Cost of services (1) (1) (8) (10) Selling, general and administrative expenses 1 (1) — — Research and development expenses — — — — Interest expense — — (10) — (10) Total before tax $ — $ (2) $ (18) $ (20) Tax expense 2 Total reclassifications, net of tax $ (18)

SUPPLEMENTAL FINANCIAL INFORM_2

SUPPLEMENTAL FINANCIAL INFORMATION (Tables)	12 Months Ended
	Dec. 31, 2024
Supplemental Financial Information [Abstract]
Schedule of Interest and Other Income	The components of Other income (expense), net are summarized as follows for the years ended December 31: In millions 2024 2023 2022 Other income (expense), net Interest income $ 9 $ 12 $ 13 Foreign currency fluctuations and foreign exchange contracts (30) (28) (17) Bank-related fees (24) (28) (9) Employee benefit plans (1) 9 (8) 40 Other, net — (24) (9) Total other income (expense), net $ (36) $ (76) $ 18 (1) For the year ended December 31, 2024, the actuarial gain related to the remeasurement of our pension plan assets and liabilities was $12 million. For the year ended December 31, 2023, the actuarial loss related to the remeasurement of our pension plan assets and liabilities was $7 million. For the year ended December 31, 2022, the actuarial gain related to the remeasurement of our pension plan assets and liabilities was $41 million.
Schedule of Inventory, Current	The components of inventory are summarized as follows: In millions December 31, 2024 December 31, 2023 Inventories Work in process and raw materials $ 6 $ 14 Finished goods 83 109 Service parts 119 127 Total inventories $ 208 $ 250
Schedule of Property, Plant and Equipment	The following table presents property, plant and equipment by geographic area as of December 31: In millions 2024 2023 Property, plant and equipment, net United States $ 160 $ 172 Americas (excluding United States) 2 2 Europe, Middle East and Africa 24 29 Asia Pacific 6 4 Consolidated property, plant and equipment, net $ 192 $ 207 The components of property, plant and equipment, net are summarized as follows: In millions December 31, 2024 December 31, 2023 Property, plant and equipment Land and improvements $ 2 $ 1 Buildings and improvements 227 206 Machinery and other equipment 493 423 Finance lease assets 81 71 Property, plant and equipment, gross 803 701 Less: accumulated depreciation (611) (494) Total property, plant and equipment, net $ 192 $ 207

QUARTERLY FINANCIAL INFORMATI_2

QUARTERLY FINANCIAL INFORMATION (UNAUDITED) (Tables)	12 Months Ended
	Dec. 31, 2024
Quarterly Financial Information Disclosure [Abstract]
Schedule of Quarterly Financial Information	The following quarterly financial data should be read in conjunction with our consolidated financial statements included elsewhere in this Annual Report on Form 10-K. In millions, except per share amounts First Quarter Second Quarter Third Quarter Fourth Quarter 2024 Total revenue $ 711 $ 722 $ 711 $ 682 Gross margin 138 126 166 149 Income (loss) from operations (19) (35) 15 2 Income from continuing operations (72) (91) (31) (9) Income (loss) from discontinued operations, net of taxes 31 18 1,113 (2) Net income (loss) (41) (73) 1,082 (11) Net (loss) income attributable to common stockholders (44) (77) 1,078 (14) Income (loss) per share attributable to common stockholders: Continuing operations $ (0.52) $ (0.66) $ (0.24) $ (0.08) Discontinued operations 0.21 0.13 7.65 (0.02) Basic earnings per share attributable to common stockholders $ (0.31) $ (0.53) $ 7.41 $ (0.10) Diluted earnings (loss) per share: Continuing operations $ (0.52) $ (0.66) $ (0.24) $ (0.08) Discontinued operations 0.21 0.13 7.65 (0.02) Diluted earnings per share attributable to common stockholders $ (0.31) $ (0.53) $ 7.41 $ (0.10) 2023 Total revenue $ 768 $ 805 $ 809 $ 796 Gross margin 161 202 195 111 Income (loss) from operations (12) 21 24 (162) Income from continuing operations (103) (88) (266) (272) Income (loss) from discontinued operations, net of taxes 111 104 138 (47) Net income (loss) 8 16 (128) (319) Net (loss) income attributable to common stockholders 3 13 (133) (322) Income (loss) per share attributable to common stockholders: Continuing operations $ (0.77) $ (0.66) $ (1.92) $ (1.95) Discontinued operations 0.79 0.75 0.98 (0.33) Basic earnings per share attributable to common stockholders $ 0.02 $ 0.09 $ (0.94) $ (2.28) Diluted earnings (loss) per share: Continuing operations $ (0.77) $ (0.66) $ (1.92) $ (1.95) Discontinued operations 0.79 0.75 0.98 (0.33) Diluted earnings per share attributable to common stockholders $ 0.02 $ 0.09 $ (0.94) $ (2.28)

BASIS OF PRESENTATION AND SIG_4

BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES - Narrative (Details) $ in Millions		2 Months Ended	3 Months Ended								9 Months Ended	12 Months Ended
	Oct. 02, 2023	Feb. 27, 2025 USD ($)	Dec. 31, 2024 USD ($)	Sep. 30, 2024 USD ($)	Jun. 30, 2024 USD ($)	Mar. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)	Sep. 30, 2023 USD ($)	Jun. 30, 2023 USD ($)	Mar. 31, 2023 USD ($)	Sep. 30, 2023 USD ($)	Dec. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Aug. 06, 2024 USD ($)	Jul. 31, 2018 USD ($)	Mar. 31, 2017 USD ($)
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Recovery costs, cyber ransomware												$ 47
Insurance settlements receivable			$ 36									36
Out-of-period adjustment to increase operating expenses										$ 10
Revenue by segment			(682)	$ (711)	$ (722)	$ (711)	$ (796)	$ (809)	$ (805)	$ (768)		(2,826)	$ (3,178)	$ (3,174)
Total accounts receivable, net			539				414					539	414
Contract liabilities			211				157					211	157
Other income (expense), net												(36)	(76)	18
Other current liabilities			726				421					726	421
Accumulated other comprehensive loss			(469)				(429)					(469)	(429)
Increase in assets			4,452				4,990					4,452	4,990
Decrease in liabilities			(3,245)				(4,689)					(3,245)	(4,689)
Fraudulent ACH disbursements, cumulative			34									34
Fraudulent ACH disbursements, recovered			16									16
Fraudulent disbursement, amount													23
Fraudulent disbursements, amount recorded on balance sheet											$ 11			2
Remaining performance obligation			1,100									1,100
Interest paid, excluding capitalized interest												145	365	268
Income taxes paid, net												54	92	56
Allowance for credit loss			26				29					26	29
Credit loss charged to expense												15	26
Allowance for credit loss, writeoff													15
Current portion of contract assets			0									0
Contract with customer, liability, revenue recognized												144	118	127
Settlement assets			50				46					50	46
Settlement liabilities			$ 47				39					47	39
Depreciation												55	55	55
Stock repurchased during period, value												56
Repurchase Program
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Stock repurchase program, maximum authorized amount																$ 200	$ 300
Stock repurchased during period, value												56
Repurchase Program | Subsequent Event
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Stock repurchased during period, value		$ 44
SEC Schedule, 12-09, Allowance, Credit Loss
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Deductions												$ 18	$ 15	13
LibertyX
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Business combination, consideration transferred, non-cash														68
Noncash transaction debt assumed														$ 2
Maximum
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Software product contract term												1 year
Maximum | Machinery and other equipment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Property, plant and equipment, useful life			20 years									20 years
Maximum | Building
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Property, plant and equipment, useful life			45 years									45 years
Maximum | Software Development Costs, Internal Use
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Capitalized computer software, useful life												7 years
Maximum | Software and Software Development Costs
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Capitalized computer software, useful life												5 years
Minimum
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Software product contract term												1 month
Minimum | Machinery and other equipment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Property, plant and equipment, useful life			3 years									3 years
Minimum | Building
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Property, plant and equipment, useful life			25 years									25 years
Minimum | Software Development Costs, Internal Use
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Capitalized computer software, useful life												4 years
Minimum | Software and Software Development Costs
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Capitalized computer software, useful life												3 years
Bill and Hold Transactions | Maximum | Revenue Benchmark
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Concentration risk, percentage (as percent)												2%	2%	2%
Revision of Prior Period, Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Revenue by segment					10
Total accounts receivable, net					(5)		(2)						$ (2)
Contract liabilities					5
Prior period reclassification adjustment				2	$ 4
Other income (expense), net				8
Other current liabilities				4
Accumulated other comprehensive loss				$ 4			16						16
Increase in assets							9						9
Decrease in liabilities							7						$ 7
Operating expenses							$ 2
Digital Banking Segment | Disposal Group, Disposed of by Sale, Not Discontinued Operations
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Disposal group, consideration															$ 2,450
Disposal group, potential earnout, maximum															$ 100
NCR Atleos Corporation | Disposal Group, Disposed of by Means Other than Sale, Not Discontinued Operations, Spinoff
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Conversion ratio	0.50
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction, Start Date [Axis]: 2025-01-01
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Remaining performance obligation, percentage			0.75%									0.75%
Remaining performance obligation, expected timing of satisfaction, period			12 months									12 months

BASIS OF PRESENTATION AND SIG_5

BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES - Cash and Cash Equivalents (Details) - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Cash and cash equivalents	$ 724	$ 259	$ 218
Short term restricted cash	0	0	1
Long term restricted cash	3	2	0
Cash included in settlement processing assets	31	21	16
Total cash, cash equivalents and restricted cash	758	282	235
Cash, cash equivalents and restricted cash of discontinued operations	0	3	505
Cash, cash equivalents and restricted cash at beginning of period	$ 758	$ 285	$ 740	$ 749

BASIS OF PRESENTATION AND SIG_6

BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES - Components of Accounts Receivable (Details) - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts receivable	$ 565	$ 443
Less: allowance for credit losses	(26)	(29)
Total accounts receivable, net	539	414
Trade
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts receivable	505	305
Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts receivable	$ 60	$ 138

BASIS OF PRESENTATION AND SIG_7

BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES - Contract with Customer, Asset and Liability (Details) - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Current portion of contract liabilities	$ 211	$ 157
Non-current portion of contract liabilities	$ 13	$ 12

BASIS OF PRESENTATION AND SIG_8

BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES - Capitalized Software and Property, Plant and Equipment (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Capitalized Software [Roll Forward]
Beginning balance as of January 1	$ 317	$ 323	$ 293
Capitalization	130	140	155
Amortization	(139)	(136)	(122)
Impairment	(6)	(1)	0
Capitalized software acquired or disposed of and other adjustments	0	(9)	(3)
Ending balance as of December 31	$ 302	$ 317	$ 323

DISCONTINUED OPERATIONS - Narra

DISCONTINUED OPERATIONS - Narrative (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Millions			12 Months Ended
	Sep. 30, 2024	Jan. 05, 2022	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Equity impact as a result of separation			$ 23	$ (1,238)
Loss - conflict in Eastern Europe					$ 22
Loss from discontinued operations, net of tax, environmental matters			10	50	4
Net cash provided by (used in) operating activities of discontinued operations			(20)	(19)	(20)
LibertyX
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Share consideration value		$ 1
New issues (in shares)		1,400
Acquired share price (in dollars per share)		$ 42.13
Number of shares converted (in shares)		200
Business combination, consideration transferred		$ 69
Retained Earnings (Deficit)
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Equity impact as a result of separation			13	(1,057)
Accumulated Other Comprehensive (Loss) Income
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Equity impact as a result of separation			10	(182)
Noncontrolling Interests in Subsidiaries
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Equity impact as a result of separation				1
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Digital Banking Segment
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Gain on sale of business	$ 1,500		1,530	0	0
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Spin-Off of Atleos
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Equity impact as a result of separation				(1,238)
Net cash provided by (used in) operating activities of discontinued operations			$ (8)	336	$ 272
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Spin-Off of Atleos | Retained Earnings (Deficit)
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Equity impact as a result of separation				(1,057)
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Spin-Off of Atleos | Accumulated Other Comprehensive (Loss) Income
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Equity impact as a result of separation				(182)
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Spin-Off of Atleos | Noncontrolling Interests in Subsidiaries
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Equity impact as a result of separation				$ 1

DISCONTINUED OPERATIONS - Major

DISCONTINUED OPERATIONS - Major Categories of Income (Details) - USD ($) $ in Millions		3 Months Ended								12 Months Ended
	Sep. 30, 2024	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Income (loss) from discontinued operations, net of tax		$ (2)	$ 1,113	$ 18	$ 31	$ (47)	$ 138	$ 104	$ 111	$ 1,160	$ 306	$ 428
Net income (loss) attributable to noncontrolling interests										0	0	(1)
Income (loss) from discontinued operations, net of tax										1,160	306	429
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Digital Banking
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Total revenue										457	579	547
Selling, general and administrative expenses										84	77	73
Research and development expenses										37	46	31
Total operating expenses										373	446	398
Income from discontinued operations										84	133	149
Other income (expense), net										(48)	(5)	0
Income (loss) from discontinued operations before gain on sale of business and income taxes										36	128	149
Income tax expense (benefit)										388	13	11
Income (loss) from discontinued operations, net of tax										1,178	115	138
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Digital Banking Segment
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Gain on sale of business	$ 1,500									1,530	0	0
Income (loss) from discontinued operations before income taxes										1,566	128	149
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Spin-Off of Atleos
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Total revenue										5	3,321	4,123
Selling, general and administrative expenses										1	540	461
Research and development expenses										0	52	70
Total operating expenses										5	2,976	3,733
Income from discontinued operations										0	345	390
Interest expense										0	(6)	0
Other income (expense), net										0	(22)	(11)
Income (loss) from discontinued operations before income taxes										0	317	379
Income tax expense (benefit)										8	76	85
Income (loss) from discontinued operations, net of tax										(8)	241	294
Net income (loss) attributable to noncontrolling interests										0	0	(1)
Income (loss) from discontinued operations, net of tax										(8)	241	295
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Product | Digital Banking
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Total revenue										38	53	55
Costs of products and services										31	43	38
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Product | Spin-Off of Atleos
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Total revenue										0	802	1,092
Costs of products and services										0	651	956
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Service | Digital Banking
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Total revenue										419	526	492
Costs of products and services										221	280	256
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Service | Spin-Off of Atleos
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Total revenue										5	2,519	3,031
Costs of products and services										$ 4	$ 1,733	$ 2,246

DISCONTINUED OPERATIONS - Maj_2

DISCONTINUED OPERATIONS - Major Classes of Assets and Liabilities (Details) - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023
Current assets
Total current assets	$ 0	$ 84
Noncurrent assets	0	890
Current liabilities
Total current liabilities	0	135
Noncurrent liabilities	$ 0	22
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Digital Banking
Current assets
Cash and cash equivalents		2
Accounts receivable, net of allowances		58
Prepaid and other current assets		9
Total current assets		69
Property, plant and equipment, net		5
Goodwill		521
Intangibles, net		168
Operating lease assets		5
Other assets		183
Noncurrent assets		882
Total assets of discontinued operations		951
Current liabilities
Accounts payable		64
Payroll and benefits liabilities		22
Contract liabilities		30
Other current liabilities		4
Total current liabilities		120
Operating lease liabilities		3
Other liabilities		7
Noncurrent liabilities		10
Total liabilities of discontinued operations		130
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Spin-Off of Atleos
Current assets
Cash and cash equivalents		1
Accounts receivable, net of allowances		9
Inventories		4
Prepaid and other current assets		1
Total current assets		15
Other assets		8
Noncurrent assets		8
Total assets of discontinued operations		23
Current liabilities
Accounts payable		1
Payroll and benefits liabilities		1
Contract liabilities		10
Other current liabilities		3
Total current liabilities		15
Pension and indemnity plan liabilities		7
Other liabilities		5
Noncurrent liabilities		12
Total liabilities of discontinued operations		$ 27

DISCONTINUED OPERATIONS - Cash

DISCONTINUED OPERATIONS - Cash Flows from Discontinued Operations (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Net cash provided by/(used in) operating activities	$ (20)	$ (19)	$ (20)
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Digital Banking
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Net cash provided by/(used in) operating activities	(288)	242	210
Net cash provided by/(used in) investing activities	(57)	(96)	(93)
Net cash provided by/(used in) financing activities	0	0	0
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Spin-Off of Atleos
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Net cash provided by/(used in) operating activities	(8)	336	272
Net cash provided by/(used in) investing activities	0	(93)	(123)
Net cash provided by/(used in) financing activities	$ 0	$ 1	$ 10

BUSINESS COMBINATIONS AND DIV_2

BUSINESS COMBINATIONS AND DIVESTITURES (Details) $ in Millions	Oct. 19, 2023 USD ($)
Business Combination, Asset Acquisition, and Joint Venture Formation [Abstract]
Proceeds from divestiture, net	$ 82

GOODWILL AND PURCHASED INTANG_3

GOODWILL AND PURCHASED INTANGIBLE ASSETS - Goodwill (Details) $ in Millions	12 Months Ended
	Dec. 31, 2024 USD ($)
Goodwill [Roll Forward]
Goodwill, beginning balance	$ 1,576
Accumulated Impairment, beginning balance	(57)
Total beginning balance	1,519
Additions	0
Impairment	0
Other	(3)
Goodwill, ending balance	1,573
Accumulated Impairment, ending balance	(57)
Total ending balance	1,516
Retail
Goodwill [Roll Forward]
Goodwill, beginning balance	1,081
Accumulated Impairment, beginning balance	(34)
Total beginning balance	1,047
Additions	0
Impairment	0
Other	(2)
Goodwill, ending balance	1,079
Accumulated Impairment, ending balance	(34)
Total ending balance	1,045
Restaurants
Goodwill [Roll Forward]
Goodwill, beginning balance	495
Accumulated Impairment, beginning balance	(23)
Total beginning balance	472
Additions	0
Impairment	0
Other	(1)
Goodwill, ending balance	494
Accumulated Impairment, ending balance	(23)
Total ending balance	$ 471

GOODWILL AND PURCHASED INTANG_4

GOODWILL AND PURCHASED INTANGIBLE ASSETS - Acquired Intangibles (Details) - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023
Acquired Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	$ 731	$ 732
Accumulated Amortization	(637)	(609)
Reseller & customer relationships
Acquired Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	321	322
Accumulated Amortization	(268)	(251)
Intellectual property
Acquired Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	346	346
Accumulated Amortization	(307)	(296)
Tradenames
Acquired Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	64	64
Accumulated Amortization	$ (62)	$ (62)
Minimum | Reseller & customer relationships
Acquired Finite-Lived Intangible Assets [Line Items]
Amortization Period (in Years)	1 year
Minimum | Intellectual property
Acquired Finite-Lived Intangible Assets [Line Items]
Amortization Period (in Years)	2 years
Minimum | Tradenames
Acquired Finite-Lived Intangible Assets [Line Items]
Amortization Period (in Years)	1 year
Maximum | Reseller & customer relationships
Acquired Finite-Lived Intangible Assets [Line Items]
Amortization Period (in Years)	20 years
Maximum | Intellectual property
Acquired Finite-Lived Intangible Assets [Line Items]
Amortization Period (in Years)	8 years
Maximum | Tradenames
Acquired Finite-Lived Intangible Assets [Line Items]
Amortization Period (in Years)	10 years

GOODWILL AND PURCHASED INTANG_5

GOODWILL AND PURCHASED INTANGIBLE ASSETS - Narrative (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Amortization expense	$ 28	$ 41	$ 40

GOODWILL AND PURCHASED INTANG_6

GOODWILL AND PURCHASED INTANGIBLE ASSETS - Amorization Expense (Details) $ in Millions	Dec. 31, 2024 USD ($)
Finite-Lived Intangible Assets, Net, Amortization Expense, Fiscal Year Maturity [Abstract]
2025	$ 25
2026	23
2027	19
2028	9
2029	$ 5

SEGMENT INFORMATION AND CONCE_3

SEGMENT INFORMATION AND CONCENTRATION - Narrative (Details) $ in Millions	3 Months Ended								12 Months Ended
	Dec. 31, 2024 USD ($)	Sep. 30, 2024 USD ($)	Jun. 30, 2024 USD ($)	Mar. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)	Sep. 30, 2023 USD ($)	Jun. 30, 2023 USD ($)	Mar. 31, 2023 USD ($)	Dec. 31, 2024 USD ($) segment	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Segment Reporting Information [Line Items]
Number of reportable segments | segment									2
Revenue by segment	$ 682	$ 711	$ 722	$ 711	$ 796	$ 809	$ 805	$ 768	$ 2,826	$ 3,178	$ 3,174
United States
Segment Reporting Information [Line Items]
Revenue by segment									$ 1,706	$ 2,056	$ 2,014
Revenue Benchmark | Customer Concentration Risk | One Customer
Segment Reporting Information [Line Items]
Concentration risk, percentage (as percent)									13%	16%	12%

SEGMENT INFORMATION AND CONCE_4

SEGMENT INFORMATION AND CONCENTRATION - Revenue and Operating Income By Segments (Details) - USD ($) $ in Millions	3 Months Ended								12 Months Ended
	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Segment Reporting Information [Line Items]
Revenue by Segment	$ 682	$ 711	$ 722	$ 711	$ 796	$ 809	$ 805	$ 768	$ 2,826	$ 3,178	$ 3,174
Operating Segments
Segment Reporting Information [Line Items]
Revenue by Segment									2,781	3,063	3,039
Segment Adjusted EBITDA									634	608	544
Operating Segments | Retail
Segment Reporting Information [Line Items]
Revenue by Segment									1,956	2,177	2,182
Cost of Revenue									1,386	1,556	1,618
Other segment items									187	210	180
Segment Adjusted EBITDA									383	411	384
Operating Segments | Restaurants
Segment Reporting Information [Line Items]
Revenue by Segment									825	886	857
Cost of Revenue									424	539	528
Other segment items									150	150	169
Segment Adjusted EBITDA									251	197	160
Other
Segment Reporting Information [Line Items]
Revenue by Segment									$ 45	$ 115	$ 135

SEGMENT INFORMATION AND CONCE_5

SEGMENT INFORMATION AND CONCENTRATION - Revenue and Operating Income By Segments (Details) - USD ($) $ in Millions		3 Months Ended	12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Segment Reporting Information [Line Items]
Corporate and other income and expenses not allocated to segments			$ 287	$ 271	$ 220
Depreciation and amortization			206	190	189
Amortization expense			28	41	40
Interest expense			134	294	285
Interest income			(9)	(12)	(13)
Acquisition-related costs			0	1	2
Loss (gain) on debt extinguishment	$ (8)		(8)	46	0
Income tax expense (benefit)			4	184	52
Stock-based compensation expense			40	140	84
Pension mark-to-market adjustments			(12)	7	(41)
Transformation and restructuring costs			125	28	95
Separation costs			10	95	0
Loss (gain) on disposal of businesses			14	(12)	0
Foreign currency devaluation			15	0	0
Fraudulent ACH disbursements			(5)	23	0
Cyber ransomware incident recovery costs			(13)	17	0
Strategic initiatives			48	0	0
Net income (loss) from continuing operations attributable to NCR Voyix			(202)	(729)	(369)
Gain on terminated interest rate derivatives agreement		$ 18
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]		Interest Expense, Nonoperating
Operating Segments
Segment Reporting Information [Line Items]
Segment Adjusted EBITDA			$ 634	$ 608	$ 544

SEGMENT INFORMATION AND CONCE_6

SEGMENT INFORMATION AND CONCENTRATION - Revenue from External Customers by Products and Services (Details) - USD ($) $ in Millions	3 Months Ended								12 Months Ended
	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Revenue from External Customer [Line Items]
Revenue by Segment	$ 682	$ 711	$ 722	$ 711	$ 796	$ 809	$ 805	$ 768	$ 2,826	$ 3,178	$ 3,174
Recurring revenue
Revenue from External Customer [Line Items]
Revenue by Segment									1,634	1,617	1,579
All other products and services
Revenue from External Customer [Line Items]
Revenue by Segment									$ 1,192	$ 1,561	$ 1,595

SEGMENT INFORMATION AND CONCE_7

SEGMENT INFORMATION AND CONCENTRATION - Geographic Area (Details) - USD ($) $ in Millions	3 Months Ended								12 Months Ended
	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Revenues from External Customers and Long-Lived Assets [Line Items]
Revenue by Segment	$ 682	$ 711	$ 722	$ 711	$ 796	$ 809	$ 805	$ 768	$ 2,826	$ 3,178	$ 3,174
Percentage of revenues by geographic area									100%	100%	100%
United States
Revenues from External Customers and Long-Lived Assets [Line Items]
Revenue by Segment									$ 1,706	$ 2,056	$ 2,014
Percentage of revenues by geographic area									60%	65%	63%
Americas (excluding United States)
Revenues from External Customers and Long-Lived Assets [Line Items]
Revenue by Segment									$ 239	$ 230	$ 225
Percentage of revenues by geographic area									9%	7%	7%
Europe, Middle East and Africa
Revenues from External Customers and Long-Lived Assets [Line Items]
Revenue by Segment									$ 574	$ 543	$ 555
Percentage of revenues by geographic area									20%	17%	18%
Asia Pacific
Revenues from External Customers and Long-Lived Assets [Line Items]
Revenue by Segment									$ 307	$ 349	$ 380
Percentage of revenues by geographic area									11%	11%	12%

SEGMENT INFORMATION AND CONCE_8

SEGMENT INFORMATION AND CONCENTRATION - Property, Plant and Equipment by Geography (Details) - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023
Segment Reporting Information [Line Items]
Property, plant and equipment, net	$ 192	$ 207
United States
Segment Reporting Information [Line Items]
Property, plant and equipment, net	160	172
Americas (excluding United States)
Segment Reporting Information [Line Items]
Property, plant and equipment, net	2	2
Europe, Middle East and Africa
Segment Reporting Information [Line Items]
Property, plant and equipment, net	24	29
Asia Pacific
Segment Reporting Information [Line Items]
Property, plant and equipment, net	$ 6	$ 4

DEBT OBLIGATIONS - Short-term B

DEBT OBLIGATIONS - Short-term Borrowings and Long-term Debt (Details) - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023	Aug. 20, 2020
Debt Instrument [Line Items]
Short-term borrowings	$ 0	$ 15
Long-term debt	1,098	2,563
Deferred financing fees	(7)	(20)
Term Loan Facility
Debt Instrument [Line Items]
Long-term debt	$ 0	$ 185
Weighted-Average Interest Rate	0%	8.46%
Revolving Credit Facility
Debt Instrument [Line Items]
Long-term debt	$ 0	$ 98
Weighted-Average Interest Rate	0%	9.07%
5.000% Senior Notes due 2028
Debt Instrument [Line Items]
Long-term debt	$ 650	$ 650	$ 650
Interest rate, stated percentage (as percent)	5%	5%	5%
5.125% Senior Notes due 2029
Debt Instrument [Line Items]
Long-term debt	$ 403	$ 1,200
Interest rate, stated percentage (as percent)	5.125%	5.125%
5.250% Senior Notes due 2030
Debt Instrument [Line Items]
Long-term debt	$ 52	$ 450	$ 450
Interest rate, stated percentage (as percent)	5.25%	5.25%	5.25%
Term Loan Facility
Debt Instrument [Line Items]
Current portion of Senior Secured Credit Facility	$ 0	$ 15
Weighted-Average Interest Rate	0%	8.46%

DEBT OBLIGATIONS - Additional I

DEBT OBLIGATIONS - Additional Information, Credit Facilities (Details) $ in Millions	Oct. 16, 2023 USD ($)	Sep. 27, 2023 USD ($)
Credit Agreement | Line of Credit
Line of Credit Facility [Line Items]
Aggregate principal amount	$ 700
Credit Agreement | Line of Credit | Revolving Credit Facility
Line of Credit Facility [Line Items]
Debt instrument, term (in years)	5 years
Maximum borrowing capacity	$ 500
Revolving Credit Facility | Line of Credit | Foreign Line of Credit
Line of Credit Facility [Line Items]
Maximum borrowing capacity	$ 200
Revolving Credit Facility | Medium-Term Note | Period Two
Line of Credit Facility [Line Items]
Debt instrument covenant consolidated leverage ratio	4.50
Revolving Credit Facility | Medium-Term Note | Period Three
Line of Credit Facility [Line Items]
Debt instrument covenant consolidated leverage ratio	4.25
Additional consolidated leverage ratio	25%
Revolving Credit Facility | Medium-Term Note | Maximum
Line of Credit Facility [Line Items]
Debt instrument covenant consolidated leverage ratio	5
Atleos Credit Agreement | Line of Credit | Letter of Credit
Line of Credit Facility [Line Items]
Maximum borrowing capacity		$ 75
New Loans | Revolving Loans | Base Rate
Line of Credit Facility [Line Items]
Basis spread on variable rate (as percent)	0.50%
New Loans | Revolving Loans | Base Rate | Maximum
Line of Credit Facility [Line Items]
Additional basis spread on variable rate (as percent)	2.25%
New Loans | Revolving Loans | Base Rate | Minimum
Line of Credit Facility [Line Items]
Additional basis spread on variable rate (as percent)	1.25%
New Loans | Revolving Loans | Secured Overnight Financing Rate (SOFR)
Line of Credit Facility [Line Items]
Basis spread on variable rate (as percent)	1%
New Loans | Revolving Loans | Secured Overnight Financing Rate (SOFR) | Maximum
Line of Credit Facility [Line Items]
Additional basis spread on variable rate (as percent)	3.25%
New Loans | Revolving Loans | Secured Overnight Financing Rate (SOFR) | Minimum
Line of Credit Facility [Line Items]
Additional basis spread on variable rate (as percent)	2.25%
Term Loan A Facility | Medium-Term Note
Line of Credit Facility [Line Items]
Aggregate principal amount	$ 200
Debt instrument, term (in years)	5 years
Atleos Term Loan B Facility | Medium-Term Note
Line of Credit Facility [Line Items]
Debt instrument, term (in years)		5 years 6 months

DEBT OBLIGATIONS - Additional_2

DEBT OBLIGATIONS - Additional Information, Senior Unsecured Notes (Details) - USD ($) $ in Millions						12 Months Ended
	Apr. 15, 2026	Apr. 15, 2025	Sep. 30, 2024	Apr. 15, 2024	Aug. 20, 2020	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	Apr. 06, 2021
Line of Credit Facility [Line Items]
Long-term debt						$ 1,098	$ 2,563
Loss on extinguishment of debt			$ 8			8	(46)	$ 0
Debt instrument, unamortized discount			18
Write off of deferred debt issuance cost			10
Debt instrument, fair value disclosure						1,060	2,470
5.000% Senior Notes due 2028
Line of Credit Facility [Line Items]
Long-term debt					$ 650	$ 650	$ 650
Interest rate, stated percentage (as percent)					5%	5%	5%
5.000% Senior Notes due 2028 | Twelve Month Period Commencing October 1, 2024
Line of Credit Facility [Line Items]
Debt instrument redemption price as percentage of principle amount (as percent)					101.25%
5.250% Senior Notes due 2030
Line of Credit Facility [Line Items]
Long-term debt					$ 450	$ 52	$ 450
Interest rate, stated percentage (as percent)					5.25%	5.25%	5.25%
Debt instrument, redemption, principal amount redeemed			398
5.250% Senior Notes due 2030 | Twelve month period commencing on October 1, 2025
Line of Credit Facility [Line Items]
Debt instrument redemption price as percentage of principle amount (as percent)					102.625%
5.250% Senior Notes due 2030 | Twelve Month Period Commencing October 1, 2026
Line of Credit Facility [Line Items]
Debt instrument redemption price as percentage of principle amount (as percent)					101.75%
5.250% Senior Notes due 2030 | Twelve Month Period Commencing October 1, 2027
Line of Credit Facility [Line Items]
Debt instrument redemption price as percentage of principle amount (as percent)					100.875%
5.250% Senior Notes due 2030 | Twelve Month Period Commencing October 1, 2028
Line of Credit Facility [Line Items]
Debt instrument redemption price as percentage of principle amount (as percent)					100%
5.000% and 5.250% Senior Notes | Prior to October 1, 2023
Line of Credit Facility [Line Items]
Debt instrument redemption price as percentage of principle amount (as percent)					100%
5.125% Senior Notes due 2029
Line of Credit Facility [Line Items]
Interest rate, stated percentage (as percent)									5.125%
Long-term debt, gross									$ 1,200
5.125% Senior Notes due 2029 | On or after April 15; redeemed in 2024
Line of Credit Facility [Line Items]
Debt instrument redemption price as percentage of principle amount (as percent)				102.563%
5.125% Senior Notes due 2029 | On or after April 15; redeemed in 2025 | Forecast
Line of Credit Facility [Line Items]
Debt instrument redemption price as percentage of principle amount (as percent)		101.281%
5.125% Senior Notes due 2029 | On or after April 15; redeemed in 2026 and thereafter | Forecast
Line of Credit Facility [Line Items]
Debt instrument redemption price as percentage of principle amount (as percent)	100%
5.125% Senior Notes due 2029
Line of Credit Facility [Line Items]
Long-term debt						$ 403	$ 1,200
Interest rate, stated percentage (as percent)						5.125%	5.125%
Debt instrument, redemption, principal amount redeemed			$ 797

DEBT OBLIGATIONS - Maturities o

DEBT OBLIGATIONS - Maturities of Long Term Debt (Details) $ in Millions	Dec. 31, 2024 USD ($)
Debt Disclosure [Abstract]
Debt maturities	$ 1,105
2025	0
2026	0
2027	0
2028	650
2029	403
Thereafter	$ 52

TRADE RECEIVABLES FACILITY (Det

TRADE RECEIVABLES FACILITY (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Sep. 01, 2024	Aug. 30, 2024
Receivables [Abstract]
Accounts receivable sales agreement amount			$ 252	$ 300
Accounts receivable, sale	$ 0	$ 288
Trade receivables securitization facility, collateral at period end	$ 0	$ 107

INCOME TAXES - Income from Cont

INCOME TAXES - Income from Continuing Operations (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
(Loss) Income Before Income Taxes [Abstract]
United States	$ (249)	$ (451)	$ (351)
Foreign	50	(94)	34
Income (loss) from continuing operations before income taxes	$ (199)	$ (545)	$ (317)

INCOME TAXES - Components of In

INCOME TAXES - Components of Income Tax (Benefit) Expense (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Current
Federal	$ (9)	$ 26	$ 1
State	2	0	2
Foreign	26	31	25
Deferred
Federal	(19)	(48)	(17)
State	1	(3)	1
Foreign	3	178	40
Total income tax expense (benefit)	$ 4	$ 184	$ 52

INCOME TAXES - Income Tax Recon

INCOME TAXES - Income Tax Reconciliation (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Income Tax Disclosure [Abstract]
Income tax (benefit) expense at the U.S. federal tax rate of 21%	$ (42)	$ (114)	$ (67)
Foreign income tax differential	8	1	(4)
Additional U.S. tax on foreign income	(6)	14	(2)
State and local income taxes (net of federal effect)	2	(3)	2
Other U.S. permanent book/tax differences	1	4	4
Meals and entertainment expense	1	2	1
Cash surrender value received as income	4	0	0
Nondeductible transaction costs	0	2	1
Nondeductible executive compensation	(1)	17	9
Dispositions	0	16	0
Spin-off of NCR Atleos	0	226	0
Gains/losses on internal entity restructuring	(4)	0	0
Excess (benefit)/deficit from share-based payments	8	2	0
Research and development tax credits	(3)	(2)	(5)
Foreign tax law changes	(7)	(8)	3
Valuation allowances	57	31	117
Change in liability for unrecognized tax benefits	(9)	3	(15)
Change in tax estimates for prior periods	(6)	(5)	4
Other, net	1	(2)	4
Total income tax expense (benefit)	$ 4	$ 184	$ 52

INCOME TAXES - Narrative (Detai

INCOME TAXES - Narrative (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Income Tax Disclosure [Line Items]
Spin-off of NCR Atleos	$ 0	$ 226	$ 0
Valuation allowance against interest expense deduction carryforwards	57	31
Nondeductible executive compensation	(1)	17	9
Valuation allowances	57	31	117
Gains/losses on internal entity restructuring	(4)	0	0
Undistributed earnings of foreign subsidiaries	295
Undistributed foreign earnings	32
U.S. federal and foreign tax attribute carryforwards	571
Taxes payable, current	336	31
Total amount of gross unrecognized tax benefits that would affect NCR's effective tax rate if realized	42
Recognized interest and penalties expense (benefit) associated with uncertain tax positions	0	4	$ (1)
Interest and penalties accrued associated with uncertain tax positions	16	$ 18
Minimum
Income Tax Disclosure [Line Items]
Significant change in unrecognized tax benefits is reasonably possible, estimated range of change, upper bound	11
Maximum
Income Tax Disclosure [Line Items]
Significant change in unrecognized tax benefits is reasonably possible, estimated range of change, upper bound	14
Domestic Tax Jurisdiction
Income Tax Disclosure [Line Items]
Tax credit carryforward, amount	$ 27

INCOME TAXES - Deferred Taxes (

INCOME TAXES - Deferred Taxes (Details) - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023
Deferred income tax assets
Employee pensions and other benefits	$ 15	$ 7
Other balance sheet reserves and allowances	104	197
Tax loss and credit carryforwards	156	248
Capitalized research and development	78	51
Property, plant and equipment	1	17
Lease liabilities	54	56
Capitalized software	50	15
Other	16	26
Total deferred income tax assets	474	617
Valuation allowance	(153)	(211)
Net deferred income tax assets	321	406
Deferred income tax liabilities
Intangibles	82	119
Right of use assets	57	57
Capitalized software	0	0
Total deferred income tax liabilities	139	176
Total net deferred income tax assets	$ 182	$ 230

INCOME TAXES - Unrecognized Tax

INCOME TAXES - Unrecognized Tax Benefit (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Unrecognized Tax Benefits [Roll Forward]
Gross unrecognized tax benefits - January 1	$ 58	$ 87	$ 121
Increases related to tax positions from prior years	1	1	3
Decreases related to tax positions from prior years	(5)	(1)	(15)
Increases related to tax provisions taken during the current year	1	2	7
Settlements with tax authorities	(4)	0	(22)
Lapses of statutes of limitation	(5)	(1)	(7)
Distributions to NCR Atleos	0	(30)	0
Total gross unrecognized tax benefits - December 31	$ 46	$ 58	$ 87

STOCK COMPENSATION PLANS - Allo

STOCK COMPENSATION PLANS - Allocated Compensation, Assumptions and Shares Available (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Share-Based Payment Arrangement [Abstract]
Restricted stock units	$ 36	$ 131	$ 60
Stock options	0	3	15
Employee stock purchase plan	4	6	9
Stock-based compensation expense	40	140	84
Tax benefit	(4)	(7)	(5)
Total stock-based compensation (net of tax)	$ 36	$ 133	$ 79

STOCK COMPENSATION PLANS - Narr

STOCK COMPENSATION PLANS - Narrative (Details) $ / shares in Units, shares in Millions, $ in Millions						12 Months Ended
	Nov. 08, 2024 d $ / shares	Mar. 15, 2024	Feb. 13, 2023 $ / shares	Dec. 21, 2022 $ / shares	Feb. 25, 2022	Dec. 31, 2024 USD ($) $ / shares shares	Dec. 31, 2023 USD ($) $ / shares shares	Dec. 31, 2022 USD ($) $ / shares shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total intrinsic value of shares vested and distributed | $						$ 61	$ 132	$ 121
Total unrecognized compensation cost, period of recognition (in years)						1 year
Shares granted (in dollars per share)			$ 35.04	$ 29.66			$ 16.25	$ 35.08
Performance-Based Units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares granted (in dollars per share)						$ 13.82
Total Restricted Stock Units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total unrecognized compensation | $						$ 59
Shares granted (in dollars per share)						$ 12.97
Weighted average grant date fair value (in dollars per share)						16.31	$ 19.96
Restricted Stock Units (RSUs)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Fair value assumptions, expected term (in years)	3 years	3 years	3 years	3 years	3 years
Performance Shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period (in years)	3 years
Share based compensation arrangement by share based payment award, trading days | d	20
Stock price threshold (in dollars per share)	$ 22
Share based compensation arrangement by share based payment award, consecutive trading days | d	20
Performance Shares | Restricted Stock Units Granted February 23, 2021
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Weighted average grant date fair value (in dollars per share)						$ 57.67
Performance Shares | Share-based Payment Arrangement, Tranche Two
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period (in years)			1 year	1 year
Award vesting rights, percentage (as percent)			50%	50%
Weighted average closing stock price per day volume			20 days	20 days
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total intrinsic value of all options exercised | $						$ 1	$ 1	$ 7
Cash received from option exercises | $						4	2	1
Tax benefit | $						$ 0	0	1
Shares remain unissued (in shares) | shares						3.5
Employee Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares authorized (in shares) | shares						4
Employees purchased | $						$ 11	$ 19	$ 29
Amended Employee Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares authorized (in shares) | shares						10
Minimum | Performance-Based Units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award requisite service period (in months)						12 months
Minimum | Performance Shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting common stock equal or exceed (in dollars per share)	$ 24
Award vesting rights, percentage (as percent)	125%
Minimum | Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period (in years)						1 year
Maximum | Performance-Based Units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award requisite service period (in months)						48 months
Maximum | Performance Shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting common stock equal or exceed (in dollars per share)	$ 26
Award vesting rights, percentage (as percent)	150%
Maximum | Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period (in years)						10 years
Stock Incentive Plan, 2006
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares authorized (in shares) | shares						36
Employee Stock Purchase Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Discount on stock purchases (as percent)						15%
Look-back period (in months)						3 months
Minimum employee subscription rate (as percent)						1%
Maximum employee subscription rate (as percent)						10%
Employee stock purchase plan, shares purchased (in shares) | shares						1.1	0.9	1.3

STOCK COMPENSATION PLANS - Rest

STOCK COMPENSATION PLANS - Restricted Stock and Restricted Stock Units (Details) - $ / shares shares in Thousands			12 Months Ended
	Feb. 13, 2023	Dec. 21, 2022	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Weighted Average Grant-Date Fair Value per Unit
Shares granted (in dollars per share)	$ 35.04	$ 29.66		$ 16.25	$ 35.08
Total restricted stock units
Number of Units
Unvested shares as of January 1 (in shares)			7,222
Shares granted (in shares)			5,665
Shares vested (in shares)			(3,260)
Shares forfeited (in shares)			(1,562)
Unvested shares as of December 31 (in shares)			8,065	7,222
Weighted Average Grant-Date Fair Value per Unit
Beginning balance (in dollars per share)			$ 19.96
Shares granted (in dollars per share)			12.97
Shares vested (in dollars per share)			18.73
Shares forfeited (in dollars per share)			14.82
Ending balance (in dollars per share)			$ 16.31	$ 19.96

STOCK COMPENSATION PLANS - Comp

STOCK COMPENSATION PLANS - Composition of Restricted Stock Units (Details) - $ / shares shares in Thousands			12 Months Ended
	Feb. 13, 2023	Dec. 21, 2022	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Weighted Average Grant Date Fair Value (in dollars per share)	$ 35.04	$ 29.66		$ 16.25	$ 35.08
Service-based units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Units (in shares)			3,723
Weighted Average Grant Date Fair Value (in dollars per share)			$ 12.49
Performance-based units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Units (in shares)			1,942
Weighted Average Grant Date Fair Value (in dollars per share)			$ 13.82
Total restricted stock units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Units (in shares)			5,665
Weighted Average Grant Date Fair Value (in dollars per share)			$ 12.97

STOCK COMPENSATION PLANS - Assu

STOCK COMPENSATION PLANS - Assumptions Used in Determining Fair Value of Stock Units (Details)	Nov. 08, 2024	Mar. 15, 2024	Feb. 13, 2023	Dec. 21, 2022	Feb. 25, 2022
Restricted Stock Units (RSUs)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Dividend yield	0%	0%	0%
Risk-free interest rate	4.09%	4.44%	4.15%
Expected volatility	46.53%	60.37%	55.90%
Restricted Stock Units (RSUs) | Restricted Stock Units Granted February 23, 2021
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Dividend yield					0%
Risk-free interest rate					1.73%
Expected volatility					59.26%
Performance Shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Dividend yield				0%
Risk-free interest rate				3.90%
Expected volatility				64.93%

STOCK COMPENSATION PLANS - Stoc

STOCK COMPENSATION PLANS - Stock Options (Details) - Stock Options $ / shares in Units, shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2024 USD ($) $ / shares shares
Number of Units
Outstanding as of January 1 (in shares) | shares	8,326
Granted (in shares) | shares	0
Exercised (in shares) | shares	(354)
Forfeited or expired (in shares) | shares	(1,200)
Outstanding as of December 31 (in shares) | shares	6,772
Weighted Average Exercise Price per Share
Beginning balance, outstanding (in dollars per share) | $ / shares	$ 19.09
Granted (in dollars per share) | $ / shares	0
Exercised (in dollars per share) | $ / shares	11.51
Forfeited or expired (in dollars per share) | $ / shares	20.63
Ending balance, outstanding (in dollars per share) | $ / shares	$ 19.18
Outstanding, Weighted Average Remaining Contratual Term (in years)	1 year 4 months 28 days
Outstanding, Aggregate Intrinsic Value | $	$ 1,030
Fully vested and expected to vest, Shares Under Option (in shares) | shares	6,772
Fully vested and expected to vest, Weighted Average Exercise Price per Share (in dollars per share) | $ / shares	$ 19.18
Fully vested and expected to vest, Weighted Average Remaining Contractual Term	1 year 4 months 28 days
Fully vested and expected to vest, Aggregate Intrinsic Value | $	$ 1,030
Exercisable, Shares Under Option (in shares) | shares	6,772
Exercisable, Weighted Average Exercise Price per Share (in dollars per share) | $ / shares	$ 19.18
Exercisable, Weighted Average Remaining Contractual Term (in years)	1 year 4 months 28 days
Exercisable, Aggregate Intrinsic Value (in dollars per share) | $	$ 1,030

EMPLOYEE BENEFIT PLANS - Narrat

EMPLOYEE BENEFIT PLANS - Narrative (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Defined Benefit Plan Disclosure [Line Items]
Annual contribution to costs, percent (as percent)	50%
Expected amortization, next fiscal year	$ 1
Total Pension Benefits
Defined Benefit Plan Disclosure [Line Items]
Projected benefit obligation	142	$ 163
Accumulated benefit obligation	141	162
Plan assets	0	$ 0
Expected future employer contributions, next fiscal year	$ 13
U.S. Pension Benefits
Defined Benefit Plan Disclosure [Line Items]
Weighted-average interest crediting rate (as percent)	1.50%	1.40%
Postemployment Benefits
Defined Benefit Plan Disclosure [Line Items]
Expected future employer contributions, next fiscal year	$ 13
Defined Contribution, U.S. Plan
Defined Benefit Plan Disclosure [Line Items]
Defined contribution plan, cost	21	$ 22	$ 26
Defined Contribution, all Other Plans
Defined Benefit Plan Disclosure [Line Items]
Defined contribution plan, cost	14	$ 11	$ 11
NCR Atleos Corporation
Defined Benefit Plan Disclosure [Line Items]
Employer contribution threshold	$ 40

EMPLOYEE BENEFIT PLANS - Change

EMPLOYEE BENEFIT PLANS - Change in Benefit Obligation and Plan Assets, Funded Status, Amounts Recognized in Balance Sheet, and ABO in Excess of Plan Assets (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Postemployment Benefits
Defined Benefit Plan, Change in Benefit Obligation [Roll Forward]
Benefit obligation as of January 1	$ 65	$ 93
Net service cost	36	15	$ 58
Interest cost	2	2	1
Actuarial (gain) loss	7	9
Amendment	0	0
Benefits paid	(55)	(54)
Currency translation adjustments	0	0
Benefit obligation as of December 31	55	65	93
Total Pension Benefits
Defined Benefit Plan, Change in Benefit Obligation [Roll Forward]
Benefit obligation as of January 1	192	178
Net service cost	1	2	2
Interest cost	5	6	2
Actuarial (gain) loss	(10)	15
Benefits paid	(11)	(14)
Plan participant contributions	(3)	0
Currency translation adjustments	(12)	5
Benefit obligation as of December 31	162	192	$ 178
Accumulated benefit obligation as of December 31	$ 161	$ 191

EMPLOYEE BENEFIT PLANS - Chan_2

EMPLOYEE BENEFIT PLANS - Change in Plan Assets (Details) - Total Pension Benefits - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets as of January 1	$ 58	$ 56	$ 51
Actual return on plan assets	9	10
Company contributions	12	13
Benefits paid	(11)	(14)
Settlement	(3)	0
Currency translation adjustments	(5)	(4)
Plan participant contributions	0	0
Fair value of plan assets as of December 31	$ 58	$ 56

EMPLOYEE BENEFIT PLANS - Reconc

EMPLOYEE BENEFIT PLANS - Reconciliation of Funded Status (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Amounts recognized in the Consolidated Balance Sheets
Noncurrent assets	$ 47	$ 43
Amounts recognized in accumulated other comprehensive loss
Amortization of gain (loss)	0	1	$ 0
Amortization of prior service cost	(1)	(1)	$ (2)
Postemployment Benefits
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Funded Status	55	65
Amounts recognized in the Consolidated Balance Sheets
Current liabilities	14	22
Noncurrent liabilities	41	43
Net amounts recognized	55	65
Amounts recognized in accumulated other comprehensive loss
Net actuarial (gain) loss	7	9
Amortization of gain (loss)	0	1
Amortization of prior service cost	1	1
Total	8	11
Total Pension Benefits
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Funded Status	(104)	(136)
Amounts recognized in the Consolidated Balance Sheets
Noncurrent assets	47	43
Current liabilities	11	12
Noncurrent liabilities	140	167
Net amounts recognized	(104)	(136)
Amounts recognized in accumulated other comprehensive loss
Prior service cost	0	0
Total	$ 0	$ 0

EMPLOYEE BENEFIT PLANS - Net Pe

EMPLOYEE BENEFIT PLANS - Net Periodic Benefit (Income) Cost (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Postemployment Benefits
Defined Benefit Plan, Net Periodic Benefit Cost (Credit) [Abstract]
Net service cost	$ 36	$ 15	$ 58
Interest cost	2	2	1
Amortization of prior service cost	(1)	(1)	(1)
Actuarial (gain) loss	0	(1)	0
Net periodic benefit cost	37	15	58
Total Pension Benefits
Defined Benefit Plan, Net Periodic Benefit Cost (Credit) [Abstract]
Net service cost	1	2	2
Interest cost	5	6	2
Expected return on plan assets	(2)	(2)	(1)
Amortization of prior service cost	0	0	0
Actuarial (gain) loss	(12)	7	(41)
Net periodic benefit (income) cost	$ (8)	$ 13	$ (38)

EMPLOYEE BENEFIT PLANS - Assump

EMPLOYEE BENEFIT PLANS - Assumptions, Market-Related Value, and Unrecognized Loss (Details)	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Postemployment Benefits
Defined Benefit Plan Disclosure [Line Items]
Discount rate	3.90%	4.10%
Discount rate - Interest Cost	4.10%	5.10%	2.30%
Rate of compensation increase	3.50%	3.40%
Rate of compensation increase	3.40%	3.10%	2.60%
Involuntary turnover rate	3.80%	3.80%
Involuntary turnover rate	3.80%	3.80%	3.80%
Total Pension Benefits
Defined Benefit Plan Disclosure [Line Items]
Discount rate	3.20%	3%
Rate of compensation increase	2.50%	2.40%
Discount rate - Service Cost	2%	1.80%	0.80%
Discount rate - Interest Cost	3%	3.40%	0.70%
Expected return on plan assets	5%	5%	2.10%
Rate of compensation increase	2.50%	1%	0.90%

EMPLOYEE BENEFIT PLANS - Actual

EMPLOYEE BENEFIT PLANS - Actual and Target Allocations (Details) - Total Pension Benefits	Dec. 31, 2024	Dec. 31, 2023
Defined Benefit Plan, Plan Assets, Allocations [Abstract]
Actual Allocation of Plan Assets as of December 31	100%	100%
Equity and other investments
Defined Benefit Plan, Plan Assets, Allocations [Abstract]
Actual Allocation of Plan Assets as of December 31	66%	66%
Target Asset Allocation	62.50%
Debt securities
Defined Benefit Plan, Plan Assets, Allocations [Abstract]
Actual Allocation of Plan Assets as of December 31	33%	33%
Target Asset Allocation	37.20%
Other
Defined Benefit Plan, Plan Assets, Allocations [Abstract]
Actual Allocation of Plan Assets as of December 31	1%	1%
Target Asset Allocation	0.30%

EMPLOYEE BENEFIT PLANS - Unobse

EMPLOYEE BENEFIT PLANS - Unobservable Input Reconciliation (Details) - Total Pension Benefits - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Defined benefit plan, plan assets, amount	$ 58	$ 56	$ 51
Not Subject to Leveling
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Defined benefit plan, plan assets, amount	58	56
Common and commingled trusts - Equities
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Defined benefit plan, plan assets, amount	39	37
Common and commingled trusts - Equities | Not Subject to Leveling
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Defined benefit plan, plan assets, amount	39	37
Common and commingled trusts - Bonds
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Defined benefit plan, plan assets, amount	19	19
Common and commingled trusts - Bonds | Not Subject to Leveling
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Defined benefit plan, plan assets, amount	19	19
Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Defined benefit plan, plan assets, amount	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Common and commingled trusts - Equities
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Defined benefit plan, plan assets, amount	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Common and commingled trusts - Bonds
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Defined benefit plan, plan assets, amount	0	0
Significant Other Observable Inputs (Level 2)
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Defined benefit plan, plan assets, amount	0	0
Significant Other Observable Inputs (Level 2) | Common and commingled trusts - Equities
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Defined benefit plan, plan assets, amount	0	0
Significant Other Observable Inputs (Level 2) | Common and commingled trusts - Bonds
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Defined benefit plan, plan assets, amount	0	0
Significant Unobservable Inputs (Level 3)
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Defined benefit plan, plan assets, amount	0	0
Significant Unobservable Inputs (Level 3) | Common and commingled trusts - Equities
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Defined benefit plan, plan assets, amount	0	0
Significant Unobservable Inputs (Level 3) | Common and commingled trusts - Bonds
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Defined benefit plan, plan assets, amount	$ 0	$ 0

EMPLOYEE BENEFIT PLANS - Estima

EMPLOYEE BENEFIT PLANS - Estimated Future Benefit Payments (Details) $ in Millions	Dec. 31, 2024 USD ($)
Total Pension Benefits
Defined Benefit Plan Disclosure [Line Items]
2025	$ 13
2026	13
2027	13
2028	13
2029	13
2030-2034	52
Postemployment Benefits
Defined Benefit Plan Disclosure [Line Items]
2025	13
2026	7
2027	7
2028	7
2029	7
2030-2034	$ 31

COMMITMENTS AND CONTINGENCIES (

COMMITMENTS AND CONTINGENCIES (Details) $ in Millions			12 Months Ended
	Dec. 05, 2019	Mar. 29, 2018 USD ($) company	Dec. 31, 2024 USD ($) entity	Jul. 02, 2024 USD ($)	Dec. 31, 2023 USD ($)	Dec. 31, 2010 numberOfDefendant affiliateCorporation
Other Litigation
Loss Contingencies [Line Items]
Loss contingency, supersedeas bond amount				$ 45
Fox River Site
Loss Contingencies [Line Items]
Number of potentially responsible parties | entity			8
Percentage of obligation under cost sharing agreement (as percent)			60%
Percentage of funding obligation under cost sharing agreement (as percent)			50%
Receivable under funding agreement			$ 54		$ 54
Gross loss contingency accrual			0
Net loss contingency accrual			23		22
Total amount received from settlements with insurance carriers			212
Kalamazoo River Site
Loss Contingencies [Line Items]
Loss contingency accrual			148		141
Number of additional defendants | numberOfDefendant						2
Number of total corporation plaintiffs | affiliateCorporation						3
GP Costs incurred in the pasted related to Kalamazoo		$ 50
NCR share of costs related to loss contingency (as percent)	40%	40%
NCR share of costs related to Kalamazoo (as percent)		40%
Number of companies assigned to share costs of loss contingency | company		2
Kalamazoo River Site | Company One
Loss Contingencies [Line Items]
NCR share of costs related to Kalamazoo (as percent)		15%
Kalamazoo River Site | Company Two
Loss Contingencies [Line Items]
NCR share of costs related to Kalamazoo (as percent)		5%
Ebina
Loss Contingencies [Line Items]
Loss contingency accrual			$ 0		$ 0
NCR Atleos Corporation
Loss Contingencies [Line Items]
Environmental contingencies, threshold (as percent)			50%
Environmental contingencies, threshold amount			$ 15
NCR Atleos Corporation | Other Litigation
Loss Contingencies [Line Items]
Loss contingency, indemnity obligation, (as percent)				50%

LEASING - Lease Balances at Bal

LEASING - Lease Balances at Balance Sheet Date (Details) - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023
Leases [Abstract]
Finance Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Property, plant and equipment, net	Property, plant and equipment, net
Operating lease assets	$ 229	$ 231
Finance lease assets	81	71
Accumulated Amortization of Finance lease assets	(70)	(57)
Total leased assets	$ 240	$ 245
Operating Lease, Liability, Current, Statement of Financial Position [Extensible List]	Other current liabilities	Other current liabilities
Finance Lease, Liability, Current, Statement of Financial Position [Extensible Enumeration]	Other current liabilities	Other current liabilities
Finance Lease, Liability, Noncurrent, Statement of Financial Position [Extensible Enumeration]	Other liabilities	Other liabilities
Operating lease liabilities	$ 40	$ 40
Finance lease liabilities	11	8
Operating lease liabilities	248	251
Finance lease liabilities	3	7
Total lease liabilities	$ 302	$ 306

LEASING - Lease Costs (Details)

LEASING - Lease Costs (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Leases [Abstract]
Operating lease cost	$ 63	$ 72	$ 76
Amortization of leased assets	13	13	13
Interest on lease liabilities	1	1	1
Short-Term lease cost	0	0	3
Variable lease cost	26	27	23
Sublease income	(5)	(3)	0
Total lease cost	$ 98	$ 110	$ 116

LEASING - Supplemental Cash Flo

LEASING - Supplemental Cash Flow Information (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Leases [Abstract]
Operating cash flows from operating leases	$ 66	$ 76	$ 82
Operating cash flows from finance leases	1	1	1
Financing cash flows from finance leases	14	14	13
Operating Leases	29	16	4
Finance Leases	$ 2	$ (1)	$ 0

LEASING - Present Value of Leas

LEASING - Present Value of Lease Liabilities (Details) $ in Millions	Dec. 31, 2024 USD ($)
Operating Leases
2025	$ 56
2026	48
2027	47
2028	43
2029	39
Thereafter	131
Total lease payments	364
Less: Amount representing interest	76
Present value of lease liabilities	288
Finance Leases
2025	11
2026	2
2027	1
2028	0
2029	0
Thereafter	0
Total lease payments	14
Less: Amount representing interest	0
Present value of lease liabilities	$ 14

LEASING - Weighted Average Leas

LEASING - Weighted Average Lease Term and Interest Rates (Details)	Dec. 31, 2024	Dec. 31, 2023
Weighted average lease term:
Operating leases	7 years 7 months 6 days	8 years 3 months 18 days
Finance leases	1 year 6 months	2 years 2 months 12 days
Weighted average interest rates:
Operating leases	6.17%	6.12%
Finance leases	3.91%	3.38%

SERIES A PREFERRED STOCK (Detai

SERIES A PREFERRED STOCK (Details) $ / shares in Units, $ in Millions				12 Months Ended
	Oct. 16, 2023 $ / shares shares	Oct. 06, 2020 USD ($) shares	Sep. 18, 2019 USD ($) $ / shares shares	Dec. 31, 2024 USD ($) $ / shares shares	Dec. 31, 2023 USD ($) shares	Dec. 31, 2022 USD ($)	Oct. 12, 2020 USD ($) shares	Mar. 17, 2017 $ / shares shares	Dec. 04, 2015 USD ($) $ / shares Rate shares
Class of Stock [Line Items]
Temporary equity, shares issued (in shares)				300,000	300,000
Deemed dividend on preferred stock redemption | $		$ 12		$ 67
Preferred stock, liquidation preference (in dollars per share) | $ / shares				$ 1,000
Dividends, paid-in-kind | $				$ 0	$ 0	$ 0
Dividends, cash | $				$ 15	$ 15	$ 15
Preferred stock, convertible, conversion ratio	57.560
Redemption, share price threshold | $ / shares				$ 54
Trading days				30 days
Consecutive trading days				45 days
Preferred stock, liquidation preference (as percent)				100%
Redemption value discount rate (as percent)				10%
Convertible Preferred Stock
Class of Stock [Line Items]
Temporary equity, shares issued (in shares)									820,000
Aggregate purchase price | $									$ 820
Stated value of preferred shares (in dollars per share) | $ / shares									$ 1,000
Direct issuance expenses | $									$ 26
Secondary offering by the preferred shareholders (in shares)								342,000
Redeemed shares of preferred stock (in shares)		67,000	512,221				65,365	90,000
Repurchase price per share of common stock upon conversion (in dollars per share) | $ / shares								$ 48.47
Blackstone shares converted into common shares (in shares)			237,673
Cash paid for the redemption of preferred stock | $		$ 72	$ 302				$ 72
Conversion of convertible securities (in shares)			9,200,000
Conversion price per preferred share (in dollars per share) | $ / shares	$ 30		$ 30
Dividend rate for preferred shares (as percent) | Rate									5.50%
Dividend rate for preferred shares; accrued but unpaid dividend (as percent)				8%
Conversion rate per preferred share	33.333
Financial instruments subject to redemption, settlement terms, maximum number of shares				15,900,000

EARNINGS PER SHARE - Basic Earn

EARNINGS PER SHARE - Basic Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Millions, $ in Millions	3 Months Ended								12 Months Ended
	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Numerator:
Income (loss) from continuing operations									$ (202)	$ (729)	$ (369)
Series A convertible preferred stock dividends									(15)	(16)	(16)
Net income (loss) from continuing operations attributable to NCR Voyix common stockholders									(217)	(745)	(385)
Income (loss) from discontinued operations, net of tax									1,160	306	429
Net income (loss) attributable to NCR Voyix common stockholders	$ (14)	$ 1,078	$ (77)	$ (44)	$ (322)	$ (133)	$ 13	$ 3	$ 943	$ (439)	$ 44
Denominator:
Basic and diluted weighted average number of shares outstanding, basic (in shares)									144.7	140.6	136.7
Basic and diluted weighted average number of shares outstanding, diluted (in shares)									144.7	140.6	136.7
Basic and diluted earnings (loss) per share:
From continuing operations basic (in dollars per share)	$ (0.08)	$ (0.24)	$ (0.66)	$ (0.52)	$ (1.95)	$ (1.92)	$ (0.66)	$ (0.77)	$ (1.50)	$ (5.30)	$ (2.82)
From continuing operations, diluted (in dollars per share)	(0.08)	(0.24)	(0.66)	(0.52)	(1.95)	(1.92)	(0.66)	(0.77)	(1.50)	(5.30)	(2.82)
From discontinued operations, basic (in dollars per share)									8.02	2.18	3.14
From discontinued operations (in dollars per share)	(0.02)	7.65	0.13	0.21	(0.33)	0.98	0.75	0.79	8.02	2.18	3.14
Total diluted earnings per share, basic (in dollars per share)	(0.10)	7.41	(0.53)	(0.31)	(2.28)	(0.94)	0.09	0.02	6.52	(3.12)	0.32
Total basic earnings per share, basic (in dollars per share)	$ (0.10)	$ 7.41	$ (0.53)	$ (0.31)	$ (2.28)	$ (0.94)	$ 0.09	$ 0.02	$ 6.52	$ (3.12)	$ 0.32

EARNINGS PER SHARE - Narrative

EARNINGS PER SHARE - Narrative (Details) - shares shares in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Convertible Preferred Stock
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from computation of earnings per share	15.9	10.6	9.2
Restricted Stock Units (RSUs) and Stock Options
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from computation of earnings per share	10.1	12.1	11

DERIVATIVES AND HEDGING INSTR_3

DERIVATIVES AND HEDGING INSTRUMENTS - Narrative (Details) $ in Millions	1 Months Ended		12 Months Ended
	Jun. 30, 2022 USD ($)	Mar. 31, 2022 USD ($)	Dec. 31, 2024 USD ($) currency	Dec. 31, 2023 USD ($)
Derivative [Line Items]
Number of functional currencies | currency			30
Maximum period for cash flow hedging activity			15 months
Total stockholders' equity			$ 931	$ 25
Derivative, notional amount		$ 2,200
Proceeds from interest rate cap	$ 55	$ 64
Unrealized gain on derivatives				18
AOCI Attributable to interest rate derivatives
Derivative [Line Items]
Total stockholders' equity			0
Minimum
Derivative [Line Items]
Average variable interest rate (as percent)		2.078%
Maximum
Derivative [Line Items]
Average variable interest rate (as percent)		2.443%
Foreign Exchange Contract | Accumulated Gain (Loss), Cash Flow Hedge, Including Noncontrolling Interest
Derivative [Line Items]
Total stockholders' equity			$ 0	$ 0
Terminated Interest Rate Cap
Derivative [Line Items]
Derivative, notional amount	$ 2,400	$ 2,000

DERIVATIVES AND HEDGING INSTR_4

DERIVATIVES AND HEDGING INSTRUMENTS - Derivative Fair Values (Details) - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023
Derivatives, Fair Value [Line Items]
Derivative assets, fair value	$ 0	$ 5
Derivative liabilities, fair value	0	(4)
Derivatives not designated as hedging instruments
Derivatives, Fair Value [Line Items]
Derivative asset, notional amount	89	402
Derivative assets, fair value	0	5
Derivative liability, notional amount	126	207
Derivative liabilities, fair value	0	(4)
Derivatives not designated as hedging instruments | Foreign exchange contracts
Derivatives, Fair Value [Line Items]
Derivative assets, fair value	0	5
Derivative liabilities, fair value	$ 0	$ (4)

DERIVATIVES AND HEDGING INSTR_5

DERIVATIVES AND HEDGING INSTRUMENTS - Gain (Loss) on Derivatives (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Derivative Instruments, Gain (Loss) [Line Items]
Loss (gain) on derivatives arising during the period	$ 0	$ 31	$ 18
Interest Expense	(134)	(294)	(285)
Service
Derivative Instruments, Gain (Loss) [Line Items]
Cost of products	1,477	1,460	1,387
Product
Derivative Instruments, Gain (Loss) [Line Items]
Cost of products	770	1,049	1,103
Interest Rate Contract | Cost of Services | Cash Flow Hedging
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized	0	0	116
Loss (gain) on derivatives arising during the period	0	0	(8)
Interest Rate Contract | Cost of Products | Cash Flow Hedging
Derivative Instruments, Gain (Loss) [Line Items]
Loss (gain) on derivatives arising during the period	0	0	0
Interest Rate Contract | Interest Expense | Cash Flow Hedging
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized	0	0	36
Loss (gain) on derivatives arising during the period	$ 0	$ (31)	$ (10)

DERIVATIVES AND HEDGING INSTR_6

DERIVATIVES AND HEDGING INSTRUMENTS - Gain (Loss) on Derivatives Not Designated as Hedging Instruments (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Other (Expense) Income, Net | Foreign exchange contracts
Derivative [Line Items]
Amount of Gain (Loss) Recognized in the Consolidated Statements of Operations	$ (8)	$ (8)	$ (15)

FAIR VALUE OF ASSETS AND LIAB_3

FAIR VALUE OF ASSETS AND LIABILITIES - Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - Fair Value, Recurring - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023
Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreign exchange contracts	$ 0	$ 0
Total	0	0
Foreign exchange contracts	0	0
Total	0	0
Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreign exchange contracts	0	5
Total	0	5
Foreign exchange contracts	0	4
Total	0	4
Significant Unobservable  Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreign exchange contracts	0	0
Total	0	0
Foreign exchange contracts	0	0
Total	0	0
Estimate of Fair Value Measurement
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreign exchange contracts	0	5
Total	0	5
Foreign exchange contracts	0	4
Total	$ 0	$ 4

FAIR VALUE OF ASSETS AND LIAB_4

FAIR VALUE OF ASSETS AND LIABILITIES - Narrative (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Fair Value Disclosures [Abstract]
Asset impairment charges	$ 0	$ 0	$ 0

ACCUMULATED OTHER COMPREHENSI_3

ACCUMULATED OTHER COMPREHENSIVE INCOME - Changes in Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Balance at beginning of period	$ 25
Spin-Off of NCR Atleos	23	$ (1,238)
Balance at end of period	931	25
Accumulated Other Comprehensive (Loss) Income
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Balance at beginning of period	(429)	(300)	$ (291)
Other comprehensive (loss) income before reclassifications	(49)	78	9
Amounts reclassified from AOCI	(1)	(25)	(18)
Net current period other comprehensive (loss) income	(50)	53	(9)
Spin-Off of NCR Atleos	10	(182)
Balance at end of period	(469)	(429)	(300)
Currency Translation Adjustments
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Balance at beginning of period	(424)	(404)	(275)
Other comprehensive (loss) income before reclassifications	(44)	85	(129)
Amounts reclassified from AOCI	0	0	0
Net current period other comprehensive (loss) income	(44)	85	(129)
Spin-Off of NCR Atleos	0	(105)
Balance at end of period	(468)	(424)	(404)
Changes in Employee Benefit Plans
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Balance at beginning of period	(5)	(5)	(24)
Other comprehensive (loss) income before reclassifications	(5)	(7)	21
Amounts reclassified from AOCI	(1)	(1)	(2)
Net current period other comprehensive (loss) income	(6)	(8)	19
Spin-Off of NCR Atleos	10	8
Balance at end of period	(1)	(5)	(5)
Changes in Fair Value of Effective Cash Flow Hedges
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Balance at beginning of period	0	109	8
Other comprehensive (loss) income before reclassifications	0	0	117
Amounts reclassified from AOCI	0	(24)	(16)
Net current period other comprehensive (loss) income	0	(24)	101
Spin-Off of NCR Atleos	0	(85)
Balance at end of period	$ 0	$ 0	$ 109

ACCUMULATED OTHER COMPREHENSI_4

ACCUMULATED OTHER COMPREHENSIVE INCOME - Reclassifications (Details) - USD ($) $ in Millions	3 Months Ended								12 Months Ended
	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Selling, general and administrative expenses									$ (459)	$ (659)	$ (618)
Research and development expenses									(157)	(139)	(116)
Interest Expense									(134)	(294)	(285)
Income (loss) from continuing operations before income taxes									(199)	(545)	(317)
Income tax expense (benefit)									(4)	(184)	(52)
Income (loss) from continuing operations	$ (9)	$ (31)	$ (91)	$ (72)	$ (272)	$ (266)	$ (88)	$ (103)	(203)	(729)	(369)
Reclassification out of Accumulated Other Comprehensive Income
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Selling, general and administrative expenses									0	0	0
Research and development expenses									0	0	0
Interest Expense									0	(31)	10
Income (loss) from continuing operations before income taxes									(1)	(33)	(20)
Income tax expense (benefit)									0	8	2
Income (loss) from continuing operations									(1)	(25)	(18)
Reclassification out of Accumulated Other Comprehensive Income | Actuarial Losses Recognized
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Selling, general and administrative expenses									0	0	1
Research and development expenses									0	0	0
Interest Expense									0	0	0
Income (loss) from continuing operations before income taxes									0	(1)	0
Reclassification out of Accumulated Other Comprehensive Income | Amortization of Prior Service Benefit
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Selling, general and administrative expenses									0	0	(1)
Research and development expenses									0	0	0
Interest Expense									0	0	0
Income (loss) from continuing operations before income taxes									(1)	(1)	(2)
Reclassification out of Accumulated Other Comprehensive Income | Changes in Fair Value of Effective Cash Flow Hedges
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Selling, general and administrative expenses									0	0	0
Research and development expenses									0	0	0
Interest Expense									0	(31)	10
Income (loss) from continuing operations before income taxes									0	(31)	(18)
Product
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Cost of products									(770)	(1,049)	(1,103)
Product | Reclassification out of Accumulated Other Comprehensive Income
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Cost of products									0	0	0
Product | Reclassification out of Accumulated Other Comprehensive Income | Actuarial Losses Recognized
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Cost of products									0	0	0
Product | Reclassification out of Accumulated Other Comprehensive Income | Amortization of Prior Service Benefit
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Cost of products									0	0	0
Product | Reclassification out of Accumulated Other Comprehensive Income | Changes in Fair Value of Effective Cash Flow Hedges
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Cost of products									0	0	0
Service
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Cost of products									(1,477)	(1,460)	(1,387)
Service | Reclassification out of Accumulated Other Comprehensive Income
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Cost of products									(1)	(2)	(10)
Service | Reclassification out of Accumulated Other Comprehensive Income | Actuarial Losses Recognized
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Cost of products									0	(1)	(1)
Service | Reclassification out of Accumulated Other Comprehensive Income | Amortization of Prior Service Benefit
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Cost of products									(1)	(1)	(1)
Service | Reclassification out of Accumulated Other Comprehensive Income | Changes in Fair Value of Effective Cash Flow Hedges
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Cost of products									$ 0	$ 0	$ (8)

SUPPLEMENTAL FINANCIAL INFORM_3

SUPPLEMENTAL FINANCIAL INFORMATION - Other (Expense) Income (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Supplemental Financial Information [Abstract]
Interest income	$ 9	$ 12	$ 13
Foreign currency fluctuations and foreign exchange contracts	(30)	(28)	(17)
Bank-related fees	(24)	(28)	(9)
Employee benefit plans	9	(8)	40
Other, net	0	(24)	(9)
Total other income (expense), net	(36)	(76)	18
Remeasurement of pension plan assets and liabilities	12
Pension mark-to-market adjustments	$ 12	$ (7)	$ 41

SUPPLEMENTAL FINANCIAL INFORM_4

SUPPLEMENTAL FINANCIAL INFORMATION - Inventory (Details) - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023
Inventories
Work in process and raw materials	$ 6	$ 14
Finished goods	83	109
Service parts	119	127
Total inventories	$ 208	$ 250

SUPPLEMENTAL FINANCIAL INFORM_5

SUPPLEMENTAL FINANCIAL INFORMATION - Property, Plant and Equipment (Details) - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023
Class of Stock [Line Items]
Finance lease assets	$ 81	$ 71
Property, plant and equipment, gross	803	701
Less: accumulated depreciation	(611)	(494)
Property, plant and equipment, net	192	207
Land and improvements
Class of Stock [Line Items]
Property, plant and equipment	2	1
Buildings and improvements
Class of Stock [Line Items]
Property, plant and equipment	227	206
Machinery and other equipment
Class of Stock [Line Items]
Property, plant and equipment	$ 493	$ 423

QUARTERLY FINANCIAL INFORMATI_3

QUARTERLY FINANCIAL INFORMATION (UNAUDITED) (Details) - USD ($) $ / shares in Units, $ in Millions	3 Months Ended								12 Months Ended
	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Quarterly Financial Information Disclosure [Abstract]
Revenue by Segment	$ 682	$ 711	$ 722	$ 711	$ 796	$ 809	$ 805	$ 768	$ 2,826	$ 3,178	$ 3,174
Gross margin	149	166	126	138	111	195	202	161
Income (loss) from operations	2	15	(35)	(19)	(162)	24	21	(12)	(37)	(129)	(50)
Income from continuing operations	(9)	(31)	(91)	(72)	(272)	(266)	(88)	(103)	(203)	(729)	(369)
Income (loss) from discontinued operations, net of tax	(2)	1,113	18	31	(47)	138	104	111	1,160	306	428
Net income (loss)	(11)	1,082	(73)	(41)	(319)	(128)	16	8	957	(423)	59
Net (loss) income attributable to common stockholders	$ (14)	$ 1,078	$ (77)	$ (44)	$ (322)	$ (133)	$ 13	$ 3	$ 943	$ (439)	$ 44
Basic and diluted earnings (loss) per share:
From continuing operations (in dollars per share)	$ (0.08)	$ (0.24)	$ (0.66)	$ (0.52)	$ (1.95)	$ (1.92)	$ (0.66)	$ (0.77)	$ (1.50)	$ (5.30)	$ (2.82)
From discontinued operations (in dollars per share)	(0.02)	7.65	0.13	0.21	(0.33)	0.98	0.75	0.79
Total basic earnings per share, basic (in dollars per share)	(0.10)	7.41	(0.53)	(0.31)	(2.28)	(0.94)	0.09	0.02	6.52	(3.12)	0.32
Diluted earnings (loss) per share:
From continuing operations (in dollars per share)	(0.08)	(0.24)	(0.66)	(0.52)	(1.95)	(1.92)	(0.66)	(0.77)	(1.50)	(5.30)	(2.82)
From discontinued operations (in dollars per share)	(0.02)	7.65	0.13	0.21	(0.33)	0.98	0.75	0.79	8.02	2.18	3.14
Total diluted earnings per share, basic (in dollars per share)	$ (0.10)	$ 7.41	$ (0.53)	$ (0.31)	$ (2.28)	$ (0.94)	$ 0.09	$ 0.02	$ 6.52	$ (3.12)	$ 0.32

SCHEDULE II - VALUATION AND Q_2

SCHEDULE II - VALUATION AND QUALIFYING ACCOUNTS (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
SEC Schedule, 12-09, Allowance, Credit Loss
SEC Schedule, 12-09, Movement in Valuation Allowances and Reserves [Roll Forward]
Balance at Beginning of Period	$ 29	$ 18	$ 16
Charged to Costs & Expenses	15	26	15
Charged to Other Accounts	0	0	0
Deductions	18	15	13
Balance at End of Period	26	29	18
Deferred Tax Asset Valuation Allowance
SEC Schedule, 12-09, Movement in Valuation Allowances and Reserves [Roll Forward]
Balance at Beginning of Period	211	274	225
Charged to Costs & Expenses	29	25	81
Charged to Other Accounts	0	5	14
Deductions	87	93	46
Balance at End of Period	$ 153	$ 211	$ 274