Free signup for more
- Track your favorite companies
- Receive email alerts for new filings
- Personalized dashboard of news and more
- Access all data and search results
Content analysis
?Positive | ||
Negative | ||
Uncertain | ||
Constraining | ||
Legalese | ||
Litigous | ||
Readability |
H.S. freshman Avg
|
New words:
AAA, affirmed, anecdotal, AOCI, Asia, Auditor, automatically, Baltimore, bifurcated, bifurcation, breakeven, BUSINESSOVERVIEWWe, Carolina, ceased, chart, CLO, Columbia, Comerica, consummated, consummation, Council, count, coupon, customary, DC, deed, deliverable, Deputy, derecognition, DIRECTORSOFTHEREGISTRANT, East, eleven, embodied, EXECUTIVEOFFICERSOFTHEREGISTRANT, explanatory, Fargo, fed, FIM, foreseeable, Founder, Frameworkissued, gas, Gloucester, GM, GMAC, hierarchy, horizontal, imaging, inducing, inquiry, Insider, insignificant, intrinsic, inverted, Katz, Kay, KeyCorp, landscape, liable, LP, mail, Marathon, median, medical, Mercantile, MLIM, nonvested, North, Notwithstanding, oil, OREO, overdraft, parity, peak, perspective, petition, plaintiff, plot, postemployment, proceed, proportionate, RAKTL, reallocating, reconsideration, reexamination, rehearing, reinstituted, REIT, reload, relocated, relocating, Ronald, Senate, Settler, sheriff, shrinking, Simultaneously, sixteen, soliciting, southeastern, SPG, steeper, storage, SunTrust, superimposed, surgical, sweep, swept, territory, Trademark, trebling, underfunded, underperform, unique, unresolved, unspecified, upgrading, version, vintage, Wachovia, waiver, welfare, world, yearly
Removed:
accreted, Adjunct, advantage, ADVISORport, airline, ALCO, Alcoa, Allegheny, alumina, aluminum, andBlackRock, anniversary, Ashland, blanket, BLK, calendar, captured, ceded, certified, commencing, commodity, construction, Consultant, consulting, cumulatively, deductible, DIG, Disposal, dispute, DOJ, eliminate, evidenced, exit, fabricated, flagship, FleetBoston, govern, Hawthorn, larger, lesser, lien, lost, lowered, marketplace, Milton, multifamily, Northern, Obligor, overnight, prepaid, principle, producer, Professor, pursuing, refinancing, regularly, rehabilitation, reinsurance, reinsurer, repossession, settlor, streamline, top, University, Visa, withholding
Filing tables
Filing exhibits
- 10-K Annual report
- 4.14 Indenture Dated As of 12/20/06 Between PNC Funding and Bank of Ny
- 10.20 2006 Forms of Employee Incentive Perf. Unit & SR. Officer Severance Agree.
- 10.21 2007 Forms of Employee Stock Option & Restricted Stock Agreements
- 12.1 Computation of Ratio of Earnings to Fixed Charges
- 12.2 Computation of Ratio of Earnings to Fixed Charges & Preferred Dividends
- 21 Subsidiaries of the Corporation
- 23 Consent of Deloitte & Touche LLP
- 24 Powers of Attorney
- 31.1 Section 302 Certification for the CEO
- 31.2 Section 302 Certification for the CFO
- 32.1 Section 906 Certification for the CEO
- 32.2 Section 906 Certification for the CFO
Related press release
PNC similar filings
Filing view
External links
EXHIBIT 12.1
The PNC Financial Services Group, Inc. and Subsidiaries
Computation of Ratio of Earnings
to Fixed Charges
Year Ended December 31 | ||||||||||||||||||||
Dollars in millions | 2006 | 2005 | 2004 | 2003 | 2002 | |||||||||||||||
Earnings | ||||||||||||||||||||
Pretax income from continuing operations before adjustments for minority interest (1) | $ | 3,930 | $ | 1,942 | $ | 1,735 | $ | 1,568 | $ | 1,821 | ||||||||||
Less: | ||||||||||||||||||||
Income or loss from equity method investees | 50 | |||||||||||||||||||
Add: | ||||||||||||||||||||
Distributed income of equity method investees | 20 | |||||||||||||||||||
Fixed charges excluding interest on deposits | 841 | 662 | 357 | 346 | 432 | |||||||||||||||
Subtotal | 4,741 | 2,604 | 2,092 | 1,914 | 2,253 | |||||||||||||||
Interest on deposits | 1,590 | 981 | 484 | 457 | 659 | |||||||||||||||
Total | $ | 6,331 | $ | 3,585 | $ | 2,576 | $ | 2,371 | $ | 2,912 | ||||||||||
Fixed charges | ||||||||||||||||||||
Interest on borrowed funds | $ | 777 | $ | 599 | $ | 298 | $ | 258 | $ | 315 | ||||||||||
Interest component of rentals | 64 | 63 | 58 | 59 | 58 | |||||||||||||||
Amortization of notes and debentures | 1 | 1 | 1 | |||||||||||||||||
Distributions on mandatorily redeemable capital securities of subsidiary trusts | 28 | 58 | ||||||||||||||||||
Subtotal | 841 | 662 | 357 | 346 | 432 | |||||||||||||||
Interest on deposits | 1,590 | 981 | 484 | 457 | 659 | |||||||||||||||
Total | $ | 2,431 | $ | 1,643 | $ | 841 | $ | 803 | $ | 1,091 | ||||||||||
Ratio of earnings to fixed charges | ||||||||||||||||||||
Excluding interest on deposits | 5.6 | 4x | 3.93 | x | 5.86 | x | 5.53 | x | 5.22 | x | ||||||||||
Including interest on deposits | 2.60 | 2.18 | 3.06 | 2.95 | 2.67 |
(1) | As defined in Item 503(d) of Regulation S-K. |