The First of Long Island Corporation (FLIC) 10-K 16 Mar 15 2014 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
	Dec. 31, 2014	Feb. 27, 2015	Jun. 30, 2014
Document and Entity Information [Abstract]
Entity Registrant Name	FIRST OF LONG ISLAND CORP
Entity Central Index Key	740663
Current Fiscal Year End Date	-19
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Public Float			$343,659,281
Entity Common Stock, Shares Outstanding		13,928,534
Document Fiscal Year Focus	2014
Document Fiscal Period Focus	FY
Document Type	10-K
Amendment Flag	FALSE
Document Period End Date	31-Dec-14

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Assets:
Cash and due from banks	$32,209	$35,034
Temporary investments	735	463
Cash and cash equivalents	32,944	35,497
Investment securities:
Held-to-maturity, at amortized cost (fair value of $ 22,870 and $33,548)	21,833	32,104
Available-for-sale, at fair value	774,145	784,793
Total investment securities	795,978	816,897
Loan held-for-sale	0	900
Loans:
Commercial and industrial	77,140	71,818
Secured by real estate:
Commercial mortgages	858,975	716,011
Residential mortgages	779,994	605,343
Home equity lines	83,109	77,581
Consumer	5,601	7,184
Total Loans	1,804,819	1,477,937
Allowance for loan losses	-23,221	-20,848
Total loans, net reported amount	1,781,598	1,457,089
Restricted stock, at cost	23,304	19,869
Bank premises and equipment, net	27,854	24,463
Bank-owned life insurance	31,568	14,185
Pension plan assets, net	16,421	18,532
Other assets	11,827	12,460
Total assets	2,721,494	2,399,892
Deposits:
Checking	655,753	599,114
Savings, NOW and money market	1,000,325	917,974
Time, $100,000 and over	208,745	173,379
Time, other	120,202	91,661
Total deposits	1,985,025	1,782,128
Short-term borrowings	136,486	110,463
Long-term debt	345,000	285,000
Accrued expenses and other liabilities	13,247	13,141
Deferred income taxes payable	8,433	2,604
Total liabilities	2,488,191	2,193,336
Commitments and Contingent Liabilities (Note M)
Stockholders' Equity:
Common stock, par value $.10 per share: Authorized, 40,000,000 shares Issued and outstanding, 13,887,134 and 9,141,767 shares	1,389	914
Surplus	51,009	46,873
Retained earnings	170,120	157,107
Stockholders' Equity	222,518	204,894
Accumulated other comprehensive income, net of tax	10,785	1,662
Total Stockholders' Equity	233,303	206,556
Total stockholders' equity and liabilities	$2,721,494	$2,399,892

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Investment securities:
Held-to-maturity, at fair value	$22,870	$33,548
Stockholders' Equity:
Common stock, par value (in dollars per share)	$0.10	$0.10
Common stock, authorized (in shares)	40,000,000	40,000,000
Common stock, issued (in shares)	13,887,134	9,141,767
Common stock, outstanding (in shares)	13,887,134	9,141,767

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Interest and dividend income:
Loans	$59,209	$51,921	$49,651
Investment securities:
Taxable	9,359	10,164	13,836
Nontaxable	13,408	12,766	12,742
Total interest and dividend income	81,976	74,851	76,229
Interest expense:
Savings, NOW and money market deposits	1,955	2,302	3,393
Time deposits	6,171	5,040	5,803
Short-term borrowings	148	288	195
Long-term debt	6,774	4,734	6,736
Total interest expense	15,048	12,364	16,127
Net interest income	66,928	62,487	60,102
Provision for loan losses	3,189	2,997	3,628
Net interest income after provision for loan losses	63,739	59,490	56,474
Noninterest income:
Investment Management Division income	2,058	1,872	1,624
Service charges on deposit accounts	2,974	3,019	3,053
Net gains on sales of securities	141	16	3,613
Other	2,228	2,138	1,898
Total noninterest income	7,401	7,045	10,188
Noninterest expense:
Salaries	18,885	17,160	16,360
Employee benefits	4,833	5,517	5,035
Occupancy and equipment	8,880	7,669	7,265
Debt extinguishment	0	0	3,812
Other	9,433	9,154	8,780
Total noninterest expense	42,031	39,500	41,252
Income before income taxes	29,109	27,035	25,410
Income tax expense	6,095	5,735	5,017
Net Income	$23,014	$21,300	$20,393
Weighted average:
Common shares (in shares)	13,807,482	13,633,479	13,372,839
Dilutive stock options and restricted stock units (in shares)	147,105	124,746	128,312
Weighted average number of shares (in shares)	13,954,587	13,758,225	13,501,151
Earnings per share:
Basic (in dollars per share)	$1.67	$1.56	$1.52
Diluted (in dollars per share)	$1.65	$1.55	$1.51
Cash dividends declared per share (in dollars per share)	$0.72	$0.68	$0.64

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME [Abstract]
Net income	$23,014	$21,300	$20,393
Other comprehensive income (loss):
Net unrealized holding gains (losses) on available-for-sale securities	18,046	-33,060	-1,011
Change in funded status of pension plan	-2,581	8,057	-561
Other comprehensive income (loss) before income taxes	15,465	-25,003	-1,572
Income tax expense (benefit)	6,342	-9,925	-624
Other comprehensive income (loss)	9,123	-15,078	-948
Comprehensive Income	$32,137	$6,222	$19,445

CONSOLIDATED_STATEMENT_OF_CHAN

CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY (USD $)	Common Stock [Member]	Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Total
In Thousands, except Share data, unless otherwise specified
Balance at Dec. 31, 2011	$879	$37,507	$133,273	$17,688	$189,347
Balance (in shares) at Dec. 31, 2011	8,793,932
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income			20,393		20,393
Other comprehensive income (loss)				-948	-948
Repurchase of common stock	-1	-368			-369
Repurchase of common stock (in shares)	-13,150
Common stock issued under stock compensation plans, including tax benefit	14	2,724			2,738
Common stock issued under stock compensation plans, including tax benefit (in shares)	145,604
Common stock issued under dividend reinvestment and stock purchase plan	8	1,998			2,006
Common stock issued under dividend reinvestment and stock purchase plan (in shares)	75,300
Stock-based compensation		782			782
Cash dividends declared			-8,579		-8,579
Balance at Dec. 31, 2012	900	42,643	145,087	16,740	205,370
Balance (in shares) at Dec. 31, 2012	9,001,686
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income			21,300		21,300
Other comprehensive income (loss)				-15,078	-15,078
Repurchase of common stock		-95			-95
Repurchase of common stock (in shares)	-3,211
Common stock issued under stock compensation plans, including tax benefit	7	1,573			1,580
Common stock issued under stock compensation plans, including tax benefit (in shares)	74,209
Common stock issued under dividend reinvestment and stock purchase plan	7	2,160			2,167
Common stock issued under dividend reinvestment and stock purchase plan (in shares)	69,083
Stock-based compensation		592			592
Cash dividends declared			-9,280		-9,280
Balance at Dec. 31, 2013	914	46,873	157,107	1,662	206,556
Balance (in shares) at Dec. 31, 2013	9,141,767
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income			23,014		23,014
Other comprehensive income (loss)				9,123	9,123
Repurchase of common stock	-1	-285			-286
Repurchase of common stock (in shares)	-9,243
Common stock issued under stock compensation plans, including tax benefit	8	1,193			1,201
Common stock issued under stock compensation plans, including tax benefit (in shares)	74,671
Common stock issued under dividend reinvestment and stock purchase plan	7	2,224			2,231
Common stock issued under dividend reinvestment and stock purchase plan (in shares)	67,139
3-for-2 stock split	461	-507			-46
3-for-2 stock split (in shares)	4,612,800
Stock-based compensation		1,511			1,511
Cash dividends declared			-10,001		-10,001
Balance at Dec. 31, 2014	$1,389	$51,009	$170,120	$10,785	$233,303
Balance (in shares) at Dec. 31, 2014	13,887,134

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Cash Flows From Operating Activities:
Net income	$23,014	$21,300	$20,393
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	3,189	2,997	3,628
Net gain on loans held-for-sale	-165	0	-28
Deferred income tax provision (credit)	-594	-801	2,835
Depreciation and amortization	2,855	2,824	2,816
Premium amortization on investment securities, net	6,435	8,664	8,981
Net gains on sales of securities	-141	-16	-3,613
Net gain on sale of premises and equipment	-7	0	0
Loss on extinguishment of debt	0	0	3,812
Stock-based compensation expense	1,511	592	782
Accretion of cash surrender value on bank-owned life insurance	-520	-520	-500
Pension expense (credit) less contribution	-471	425	-5,328
Decrease in other assets	633	1,336	688
Increase (decrease) in accrued expenses and other liabilities	-155	2,885	555
Net cash provided by operating activities	35,584	39,686	35,021
Cash Flows From Investing Activities:
Proceeds from sales of held-to-maturity securities	2,423	722	0
Proceeds from sales of available-for-sale securities	3,390	1,780	102,687
Proceeds from maturities and redemptions of investment securities:
Held-to-maturity	8,840	12,120	18,427
Available-for-sale	101,991	137,256	136,518
Purchase of investment securities:
Held-to-maturity	-814	-689	-400
Available-for-sale	-83,159	-148,193	-169,171
Proceeds from sales of other real estate owned and loans held-for-sale	3,265	427	928
Net increase in loans to customers	-329,898	-332,651	-164,000
Net increase in restricted stock	-3,435	-6,765	-820
Purchases of bank premises and equipment, net	-6,246	-3,016	-5,570
Proceeds from sales of premises and equipment	7	0	0
Purchase of bank-owned life insurance	-16,863	0	0
Net cash used in investing activities	-320,499	-339,009	-81,401
Cash Flows From Financing Activities:
Net increase in total deposits	202,897	149,052	130,208
Net increase in short-term borrowings	26,023	6,829	1,407
Proceeds from long-term debt	60,000	140,000	62,500
Repayment of long-term debt	0	0	-128,812
Proceeds from issuance of common stock, net	2,185	2,167	2,006
Proceeds from exercise of stock options	1,055	1,418	2,603
Tax benefit of stock compensation plans	224	162	135
Repurchase and retirement of common stock	-286	-95	-369
Cash dividends paid	-9,736	-6,904	-10,602
Net cash provided by financing activities	282,362	292,629	59,076
Net increase (decrease) in cash and cash equivalents	-2,553	-6,694	12,696
Cash and cash equivalents, beginning of year	35,497	42,191	29,495
Cash and cash equivalents, end of year	32,944	35,497	42,191
Cash paid for:
Interest	15,683	10,905	15,378
Income taxes	6,200	6,325	2,874
Noncash investing and financing activities:
Cash dividends payable	2,642	2,376	0
Loans transferred from portfolio to other real estate owned and held-for-sale	$2,200	$1,325	$900

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2014
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	NOTE A – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	The consolidated financial statements include the accounts of The First of Long Island Corporation (“Corporation”) and its wholly-owned subsidiary, The First National Bank of Long Island (“Bank”), and subsidiaries wholly-owned by the Bank, either directly or indirectly: The First of Long Island Agency, Inc.; FNY Service Corp. (“FNY”); and The First of Long Island REIT, Inc. (“REIT”).  The Corporation’s financial condition and operating results principally reflect those of the Bank and its subsidiaries.  The consolidated entity is referred to as the “Corporation,” and the Bank and its subsidiaries are collectively referred to as the “Bank.”  All intercompany balances and amounts have been eliminated.  In preparing the consolidated financial statements, management is required to make estimates, such as the allowance for loan losses, and assumptions that affect the reported asset and liability balances, revenue and expense amounts, and the disclosure of contingent assets and liabilities.  Actual results could differ significantly from those estimates.
	The accounting and reporting policies of the Corporation reflect banking industry practice and conform to generally accepted accounting principles in the United States.  The following is a summary of the Corporation’s significant accounting policies.
	Cash and Cash Equivalents
	Cash and cash equivalents include cash, federal funds sold and deposits with other financial institutions that generally mature within 90 days.
	Investment Securities
	Current accounting standards require that investment securities be classified as held-to-maturity, available-for-sale or trading.  The trading category is not applicable to any securities in the Bank's portfolio because the Bank does not buy or hold debt or equity securities principally for the purpose of selling in the near term.  Held-to-maturity securities, or debt securities which the Bank has the intent and ability to hold to maturity, are reported at amortized cost.  Available-for-sale securities, or debt and equity securities which are neither held-to-maturity securities nor trading securities, are reported at fair value, with unrealized gains and losses, net of the related income tax effect, included in other comprehensive income.
	Interest income includes amortization or accretion of purchase premium or discount.  Premiums and discounts on securities are amortized or accreted on the level-yield method.  Prepayments are anticipated for mortgage-backed securities.  Premiums on municipal securities are amortized to the earlier of the stated maturity date or the first call date, while discounts on municipal securities are accreted to the stated maturity date.  Realized gains and losses on the sale of securities are determined using the specific identification method.
	Investment securities are evaluated for other-than-temporary impairment (“OTTI”) no less often than quarterly.  In determining OTTI, management considers many factors, including: (1) the length of time and the extent to which the fair value has been less than cost; (2) the financial condition and near-term prospects of the issuer; (3) whether the market decline was affected by macroeconomic conditions; and (4) whether management has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery.  The assessment of whether an other-than-temporary decline exists involves a high degree of subjectivity and judgment and is based on the information available to management at a point in time.
	When OTTI occurs, management considers whether it intends to sell, or, more likely than not, will be required to sell a security in an unrealized loss position before recovery of its amortized cost basis.  If either of these criteria is met, the entire difference between amortized cost and fair value is recognized in earnings.  For securities that do not meet the aforementioned criteria, the amount of impairment recognized in earnings is limited to the amount related to credit losses, while impairment related to other factors is recognized in other comprehensive income.
	Loans Held for Sale
	Loans held for sale are carried at the lower of cost or fair value.  Any subsequent declines in fair value below the initial carrying value are recorded as a valuation allowance established through a charge to noninterest income.
	Loans and Allowance for Loan Losses
	Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at their outstanding principal balance less any chargeoffs and the allowance for loan losses and plus or minus net deferred loan costs and fees, respectively.  Interest on loans is credited to income based on the principal amount outstanding.  Direct loan origination costs, net of loan origination fees, are deferred and recognized in interest income using the level-yield method without anticipating prepayments.
	The past due status of a loan is based on the contractual terms in the loan agreement.  Unless a loan is well secured and in the process of collection, the accrual of interest income is discontinued when a loan becomes 90 days past due as to principal or interest payments.  The accrual of interest income on a loan is also discontinued when it is determined that the borrower will not be able to make principal and interest payments according to the contractual terms of the current loan agreement.  When the accrual of interest income is discontinued on a loan, any accrued but unpaid interest is reversed against current period income.  Interest received on nonaccrual loans is accounted for on the cash basis or cost-recovery method until the loans qualify for return to an accrual status.  Return to an accrual status occurs when all the principal and interest amounts contractually due are brought current and all future payments are reasonably assured.
	The allowance for loan losses is established through provisions for loan losses charged against income.  When available information confirms that specific loans, or portions thereof, are uncollectible, these amounts are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance.
	The allowance for loan losses is an amount that management currently believes will be adequate to absorb probable incurred losses in the Bank’s loan portfolio.  The process for estimating credit losses and determining the allowance for loan losses as of any balance sheet date is subjective in nature and requires material estimates.  Actual results could differ significantly from those estimates.
	The allowance for loan losses is comprised of specific reserves allocated to individually impaired loans plus estimated losses on pools of loans that are collectively reviewed.  Although the allowance for loan losses has two separate components, one for impairment losses on individual loans and one for collective impairment losses on pools of loans, the entire allowance for loan losses is available to absorb realized losses as they occur whether they relate to individual loans or pools of loans.
	Estimated losses for loans individually deemed to be impaired are based on either the fair value of collateral or the discounted value of expected future cash flows.  For all collateral dependent impaired loans, impairment losses are measured based on the fair value of the collateral.  A loan is considered to be impaired when, based on current information and events, it is probable that the Bank will be unable to collect the scheduled principal and interest when due according to the contractual terms of the current loan agreement.  Loans that experience insignificant payment delays and payment shortfalls are not automatically considered to be impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and financial condition and the amount of the shortfall in relation to the principal and interest owed.  In estimating the fair value of real estate collateral, management utilizes appraisals or evaluations adjusted for costs to dispose and a distressed sale adjustment, if needed.
	In addition to estimating losses for loans individually deemed to be impaired, management also estimates collective impairment losses for pools of loans that are not specifically reviewed.  Loan pools include: commercial and industrial loans; small business credit scored loans; owner-occupied commercial mortgages; multifamily commercial mortgages; other commercial mortgages; construction and land development loans; first-lien residential mortgages; junior-lien residential mortgages; first-lien home equity lines; junior-lien home equity lines; and consumer loans.  The Bank’s highest average annualized loss experience over periods of 24, 36, 48 or 60 months is generally the starting point in determining its allowance for loan losses for each pool of loans.  Management believes that this approach appropriately reflects losses from the current economic cycle and those incurred losses in the Bank’s loan portfolio.  However, since future losses could vary significantly from those experienced in the past, on a quarterly basis management adjusts its historical loss experience to reflect current conditions.  In doing so, management considers a variety of general qualitative factors and then subjectively determines the weight to assign to each in estimating losses.  The factors include, among others: (1) delinquencies, (2) economic conditions as judged by things such as median home prices and commercial vacancy rates in the Bank’s service area and national and local unemployment levels, (3) trends in the nature and volume of loans, (4) concentrations of credit, (5) changes in lending policies and procedures, (6) experience, ability and depth of lending staff, (7) changes in the quality of the loan review function, (8) environmental risks, and (9) loan risk ratings.  Substantially all of the Bank’s allowance for loan losses allocable to pools of loans that are collectively evaluated for impairment results from these qualitative adjustments to historical loss experience.  Because of the nature of the qualitative factors and the difficulty in assessing their impact, management’s resulting estimate of losses may not accurately reflect actual losses in the portfolio.
	Troubled debt restructurings are by definition impaired loans and are generally reported at the present value of estimated future cash flows using the loan’s effective rate at inception.  However, if a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported at the fair value of the collateral.
	Transfers of Financial Assets
	Transfers of financial assets are accounted for as sales when control over the assets has been relinquished.  Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Corporation, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Corporation does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
	Bank Premises and Equipment
	Land is carried at cost.  Other bank premises and equipment are carried at cost, less accumulated depreciation and amortization.  Buildings are depreciated using the straight-line method over their estimated useful lives, which range from thirty-one to forty years.  Building and leasehold improvements are depreciated using the straight-line method over the remaining lives of the buildings or leases, as applicable, or their estimated useful lives, whichever is shorter.  The lives of the respective leases range from five to twenty years.  Furniture, fixtures and equipment are depreciated using the straight-line method over their estimated useful lives, which range from three to ten years.
	Bank-owned Life Insurance
	The Bank is the owner and beneficiary of insurance policies on the lives of certain officers.  Bank-owned life insurance is recorded at the amount that can be realized under the contract at the balance sheet date, which is the cash surrender value adjusted for other charges or amounts due that are probable at settlement.
	Restricted Stock
	The Bank is a member of and owns stock in the Federal Home Loan Bank of New York (“FHLB of New York”) and the Federal Reserve Bank of New York (“FRB”).  The FHLB of New York requires member banks to own stock, the amount of which is based on membership and the level of FHLB of New York advances.  The stocks are carried at cost, classified as restricted stock and periodically evaluated for impairment based on the prospects for the ultimate recovery of cost.  Cash dividends, if any, are reported as income.
	Long-term Assets
	Premises and equipment, intangible assets, and other long-term assets, if any, are reviewed for impairment when events indicate that their carrying amount may not be recoverable from future undiscounted cash flows.  If impaired, the assets are recorded at fair value.
	Loan Commitments and Related Financial Instruments
	Financial instruments include off balance sheet credit instruments, such as commitments to make loans, commercial letters of credit and standby letters of credit.  The face amount of these items represents the exposure to loss, before considering customer collateral or ability to repay.  The Bank maintains a reserve for losses on off-balance-sheet credit exposures which is included in accrued expense and other liabilities on the consolidated balance sheet.  Off-balance-sheet credit instruments are recorded on the balance sheet when they are funded or drawn down.
	Checking Deposits
	Each of the Bank’s commercial checking accounts has a related noninterest-bearing sweep account.  The sole purpose of the sweep accounts is to reduce the reserve balances that the Bank is required to maintain with the FRB, and thereby increase funds available for investment.  Although the sweep accounts are classified as savings accounts for regulatory purposes, they are included in checking deposits in the accompanying consolidated balance sheets.
	Income Taxes
	A current tax liability or asset is recognized for the estimated taxes payable or refundable on tax returns for the current year.  A deferred tax liability or asset is recognized for the estimated future tax effects attributable to temporary differences and carryforwards.  The measurement of deferred tax assets is reduced, if necessary, by the amount of any tax benefits that, based on available evidence, are not expected to be realized.  The measurement of current and deferred tax liabilities and assets is based on provisions of the enacted tax law.  The effects of future changes in tax laws or rates are not considered.  The Corporation recognizes interest and/or penalties related to income tax matters in noninterest income or noninterest expense as appropriate.
	Retirement Plans
	Pension expense is the sum of service cost, interest cost and amortization of prior service costs and actuarial gains and losses, net of the expected return on plan assets.  Employee 401(k) plan expense is equal to the amount of matching contributions.
	Loss Contingencies
	Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.
	Stockholders’ Equity
	Earnings Per Share.  Basic earnings per share excludes dilution and is computed by dividing net income by the weighted average number of common shares outstanding for the period.  Diluted earnings per share reflects the potential dilution that could occur if outstanding stock options and restricted stock units (“RSUs”) were converted into shares of common stock that then shared in the earnings of the Corporation.  Diluted earnings per share is computed by dividing net income by the weighted average number of common shares and dilutive stock options and RSUs.  There were no anti-dilutive stock options at December 31, 2014 or 2013.  There were 69,153 anti-dilutive stock options at December 31, 2012. There were no anti-dilutive RSUs at December 31, 2014, 2013 or 2012.  Other than the stock options and RSUs described in Note J and the Rights described in Note I, the Corporation has no securities that could be converted into common stock nor does the Corporation have any contracts that could result in the issuance of common stock.
	Shares Tendered Upon the Exercise of Stock Options and Withheld Upon the Vesting of RSUs.  The amount shown for 2014 on the line captioned “Repurchase of common stock” in the Consolidated Statement of Changes in Stockholders’ Equity represents 518 shares with a value of $21,000 tendered upon the exercise of stock options and 8,725 shares with a value of $265,000 withheld upon the conversion of RSUs.  The amount shown for 2013 represents 3,211 shares with a value of $95,000 withheld upon the conversion of RSUs.  The amount shown for 2012 represents 8,450 shares with a value of $244,000 tendered upon the exercise of stock options and 4,700 shares with a value of $125,000 withheld upon the conversion of RSUs.
	Stock Split.  On September 16, 2014, the Corporation declared a 3-for-2 stock split.  The stock split was effected through a 50% stock dividend.  Additional shares issued as a result of the stock split were distributed on October 15, 2014 to stockholders of record on October 1, 2014, and are shown for 2014 on the line captioned “3-for-2 stock split” in the Consolidated Statement of Changes in Stockholders’ Equity.  Issuance costs of $46,000 were charged to Surplus.  Share and per share amounts included in the consolidated financial statements and notes thereto have been adjusted as appropriate to reflect the effect of the split.
	Stock-based Compensation
	The Corporation’s stock-based compensation plans are described in Note J.  Compensation cost is determined for stock options and restricted stock units (“RSUs”) issued to employees based on the grant date fair value of the award.  The cost is recognized over the period during which an employee is required to provide service in exchange for the award, which is usually the vesting period.
	For stock options, compensation expense is recognized ratably over the five-year vesting period or the period from the grant date to the participant’s eligible retirement date, whichever is shorter.
	Compensation expense for performance-based RSUs is recognized over a three-year performance period and adjusted periodically to reflect the estimated number of shares of the Corporation’s common stock into which the RSUs will ultimately be convertible.  However, if the period between the grant date and the grantee’s eligible retirement date is less than three years, compensation expense is recognized ratably over this shorter period without regard to performance.  Compensation expense for service-based RSUs is recognized over a two to three year service-based vesting period. Compensation expense of $358,000 for RSUs awarded in 2014 with immediate vesting was recognized in full on the grant date.
	In determining compensation expense for stock options and RSUs outstanding and not yet vested, the Corporation assumes, based on prior experience that no forfeitures will occur.
	Comprehensive Income
	Comprehensive income includes net income and other comprehensive income.  Other comprehensive income includes revenues, expenses, gains and losses that under generally accepted accounting principles are included in comprehensive income but excluded from net income.  Other comprehensive income for the Corporation consists of net unrealized holding gains or losses on available-for-sale securities and changes in the funded status of the Bank’s defined benefit pension plan, both net of related income taxes.  Accumulated other comprehensive income is recognized as a separate component of stockholders’ equity.
	The components of other comprehensive income (loss) and the related tax effects are as follows:
		2014			2013			2012
	Net unrealized holding gains (losses) on available-for-sale securities:	(in thousands)
	Change arising during period	$	18,068		$	(33,061	)	$	2,602
	Reclassification adjustment for losses (gains) included in net income (1)		(22	)		1			(3,613	)
	Net unrealized holding gains (losses) on available-for-sale securities		18,046			(33,060	)		(1,011	)
	Tax effect		7,369			(13,123	)		(401	)
			10,677			(19,937	)		(610	)
	Change in funded status of pension plan:
	Unrecognized net gain (loss) arising during period		(2,597	)		7,403			(1,248	)
	Amortization of prior service cost included in pension expense (2)		16			23			23
	Amortization of net actuarial loss included in pension expense (2)		-			631			664
		(2,581	)		8,057			(561	)
Tax effect		(1,027	)		3,198			(223	)
		(1,554	)		4,859			(338	)
Other comprehensive income (loss)	$	9,123		$	(15,078	)	$	(948	)
(1) Reclassification adjustment represents net realized gains or losses arising from the sale of available-for-sale securities. These net realized gains or losses are included in the consolidated statements of income in the line item, “Net gains on sales of securities.”  See “Note B – Investment Securities” for the income tax expense (benefit) related to these net realized gains or losses.
(2) Represents the amortization into expense of prior service cost and net actuarial loss relating to the Corporation’s defined benefit pension plan.  These items are included in net periodic pension cost (see “Note K – Retirement Plans”) and in the consolidated statements of income in the line item, “Employee benefits.”  The income tax expense relating to these costs is included in the consolidated statements of income in the line item, “Income tax expense.”
The following sets forth the components of accumulated other comprehensive income, net of tax:
	Balance			Current			Balance
	12/31/13			Period			12/31/14
				Change
	(in thousands)
Unrealized holding gains on available-for-sale securities	$	2,783		$	10,677		$	13,460
Unrealized actuarial losses and prior service costs on pension plan		(1,121	)		(1,554	)		(2,675	)
Total accumulated other comprehensive income	$	1,662		$	9,123		$	10,785
Operating Segments
While senior management monitors the revenue streams of the Bank’s various products and services, the identifiable segments are not material and operations are managed and financial performance is evaluated on a company-wide basis.  Accordingly, all of the financial operations of the Bank are aggregated in one reportable operating segment.
Investment Management Division
Assets held in a fiduciary capacity are not assets of the Corporation and, accordingly, are not included in the accompanying consolidated financial statements.  The Investment Management Division records fees on the accrual basis.
Reclassifications
When appropriate, items in the prior year financial statements are reclassified to conform to the current period presentation.
Adoption of New Accounting Standards
There were no accounting standards adopted during 2014.
Impact of Issued But Not Yet Effective Accounting Standards
The pronouncements discussed in this section are not intended to be an all-inclusive list, but rather only those pronouncements that could potentially have an impact on the Corporation’s financial position, results of operations or disclosures.
In January 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-04 “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure.”  The amendments in ASU 2014-04 are intended to reduce diversity in practice by clarifying when an in-substance repossession or foreclosure occurs, that is, when a creditor such as the Bank should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan should be derecognized and the real estate property recognized.  Additionally, the amendments in ASU 2014-04 require interim and annual disclosure of both the amount of foreclosed residential real estate property held by a creditor and the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction.  For public entities such as the Corporation, the amendments are effective for interim and annual reporting periods beginning after December 15, 2014.  Early adoption in 2014 was permitted.  ASU 2014-04 is not expected to have a material impact on the Corporation’s financial position, results of operations or disclosures.
In May 2014, the FASB issued ASU 2014-09 “Revenue from Contracts with Customers.”  The amendments in ASU 2014-09 are intended to improve financial reporting by providing a comprehensive framework for addressing revenue recognition issues that can be applied to all contracts with customers regardless of industry-specific or transaction-specific fact patterns.  While the guidance in ASU 2014-09 supersedes most existing industry-specific revenue recognition accounting guidance, much of a bank’s revenue comes from financial instruments such as debt securities and loans that are scoped-out of the guidance.  The amendments also include improved disclosures to enable users of financial statements to better understand the nature, amount, timing and uncertainty of revenue that is recognized.  For public entities such as the Corporation, ASU 2014-09 is effective for interim and annual reporting periods beginning after December 15, 2016.  Early adoption is not permitted.  Management is currently evaluating the impact that the amendments in ASU 2014-09 could have on the Corporation’s financial position, results of operations and disclosures, but does not currently believe that such impact will be material.
In June 2014, the FASB issued ASU 2014-11 “Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures.”  The amendments in ASU 2014-11 change the accounting for repurchase-to-maturity transactions and linked repurchase financings to secured borrowing accounting. The amendments also require new disclosures about certain transfers of financial assets and the types of collateral pledged in repurchase agreements and similar transactions.  For public entities such as the Corporation, the amendments are generally effective for interim and annual reporting periods beginning after December 15, 2014.  Early adoption for public entities is prohibited.  ASU 2014-11 is not expected to have a material impact on the Corporation’s financial position, results of operations or disclosures.
In June 2014, the FASB issued ASU 2014-12 “Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period.”  ASU 2014-12 provides guidance on the accounting for share-based payments in which the terms of an award provide that an employee can cease rendering service before the end of the period in which a performance target could be achieved and still be eligible to vest in the award if and when the performance target is achieved. The amendments in ASU 2014-12 are effective for interim and annual reporting periods beginning after December 15, 2015.  Early adoption is permitted.  ASU 2014-12 is not expected to have a material impact on the Corporation’s financial position, results of operations or disclosures.

INVESTMENT_SECURITIES

INVESTMENT SECURITIES	12 Months Ended
	Dec. 31, 2014
INVESTMENT SECURITIES [Abstract]
INVESTMENT SECURITIES	NOTE B – INVESTMENT SECURITIES
	The following tables set forth the amortized cost and estimated fair values of the Bank’s investment securities at December 31, 2014 and 2013.
		2014
		Amortized			Gross			Gross			Fair
		Cost			Unrealized			Unrealized			Value
					Gains			Losses
	Held-to-Maturity Securities:	(in thousands)
	State and municipals	$	19,836		$	843		$	-		$	20,679
	Pass-through mortgage securities		856			110			-			966
	Collateralized mortgage obligations		1,141			84			-			1,225
		$	21,833		$	1,037		$	-		$	22,870
	Available-for-Sale Securities:
	State and municipals	$	393,637		$	18,612		$	(452	)	$	411,797
	Pass-through mortgage securities		130,966			1,421			(1,206	)		131,181
	Collateralized mortgage obligations		226,879			4,847			(559	)		231,167
		$	751,482		$	24,880		$	(2,217	)	$	774,145
		2013
		Amortized			Gross			Gross			Fair
		Cost			Unrealized			Unrealized			Value
					Gains			Losses
	Held-to-Maturity Securities:	(in thousands)
	State and municipals	$	27,968		$	1,087		$	-		$	29,055
	Pass-through mortgage securities		1,878			181			-			2,059
	Collateralized mortgage obligations		2,258			176			-			2,434
		$	32,104		$	1,444		$	-		$	33,548
	Available-for-Sale Securities:
	State and municipals	$	353,333		$	8,250		$	(5,030	)	$	356,553
	Pass-through mortgage securities		154,760			1,040			(3,982	)		151,818
	Collateralized mortgage obligations		272,083			6,190			(1,851	)		276,422
		$	780,176		$	15,480		$	(10,863	)	$	784,793
	At December 31, 2014 and 2013, investment securities with a carrying value of $369,951,000 and $281,444,000, respectively, were pledged as collateral to secure public deposits and borrowed funds.
	There were no holdings of securities of any one issuer, other than the U.S. Government and its agencies, in an amount greater than 10% of stockholders’ equity at December 31, 2014 and 2013.
	Securities With Unrealized Losses.  The following tables set forth securities with unrealized losses at December 31, 2014 and 2013 presented by length of time the securities have been in a continuous unrealized loss position.
		2014
		Less than						12 Months						Total
		12 Months						or More
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
		Value			Loss			Value			Loss			Value		Loss
		(in thousands)
	State and municipals	$	19,386		$	(145	)	$	21,198		$	(307	)	$	40,584	$	(452	)
	Pass-through mortgage securities		-			-			100,556			(1,206	)		100,556		(1,206	)
	Collateralized mortgage obligations		15,420			(84	)		17,227			(475	)		32,647		(559	)
	Total temporarily impaired	$	34,806		$	(229	)	$	138,981		$	(1,988	)	$	173,787	$	(2,217	)
		2013
		Less than						12 Months						Total
		12 Months						or More
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
		Value			Loss			Value			Loss			Value		Loss
		(in thousands)
	State and municipals	$	103,010		$	(4,549	)	$	7,729		$	(481	)	$	110,739	$	(5,030	)
	Pass-through mortgage securities		89,092			(2,279	)		38,237			(1,703	)		127,329		(3,982	)
	Collateralized mortgage obligations		36,652			(652	)		54,660			(1,199	)		91,312		(1,851	)
	Total temporarily impaired	$	228,754		$	(7,480	)	$	100,626		$	(3,383	)	$	329,380	$	(10,863	)
	Because the unrealized losses reflected in the preceding tables are deemed by management to be attributable to changes in interest rates and not credit losses, and because management does not have the intent to sell these securities and it is not more likely than not that it will be required to sell these securities before their anticipated recovery, the Bank does not consider these securities to be other-than-temporarily impaired at December 31, 2014.
	Sales of Available-for-Sale Securities.  Sales of available-for-sale securities were as follows:
		2014			2013			2012
		(in thousands)
	Proceeds	$	3,390		$	1,780		$	102,687
	Gains	$	42		$	48		$	4,248
	Losses		(20	)		(49	)		(635	)
	Net gain (loss)	$	22		$	(1	)	$	3,613
	The income tax expense (benefit) related to these net realized gains (losses) was $9,000, $(0) and $1,434,000 in 2014, 2013 and 2012, respectively, and is included in the consolidated statements of income in the line item, “Income tax expense.”
	Sales of Held-to-Maturity Securities.  During 2014, the Bank sold municipal and mortgage-backed securities that were classified as held-to-maturity securities.  The sales of municipal securities were in response to a significant deterioration in the creditworthiness of the issuers.  The sales of mortgage-backed securities occurred after the Bank had collected at least 85% of the principal balance outstanding at acquisition of each security.  The securities sold had a carrying value of $2,304,000 at the time of sale and the Bank realized a gain upon sale of $119,000.
	During 2013, the Bank sold municipal securities that were classified as held-to-maturity securities. These sales were in response to a significant deterioration in the creditworthiness of the issuers.  The securities sold had a carrying value of $705,000 at the time of sale and the Bank realized a gain upon sale of $17,000.
Maturities.  The following table sets forth by maturity the amortized cost and fair value of the Bank’s state and municipal securities at December 31, 2014 based on the earlier of their stated maturity or, if applicable, their pre-refunded date.  The remaining securities in the Bank’s investment securities portfolio are mortgage-backed securities, consisting of pass-through mortgage securities and collateralized mortgage obligations. Although these securities are expected to have substantial periodic repayments they are reflected in the table below in aggregate amounts.
	Amortized Cost			Fair Value
Held-to-Maturity Securities:	(in thousands)
Within one year	$	2,924		$	2,946
After 1 through 5 years		8,534			8,878
After 5 through 10 years		7,545			7,972
After 10 years		833			883
Mortgage-backed securities		1,997			2,191
	$	21,833		$	22,870
Available-for-Sale Securities:
Within one year	$	5,255		$	5,308
After 1 through 5 years		20,417			21,002
After 5 through 10 years		118,811			122,449
After 10 years		249,154			263,038
Mortgage-backed securities		357,845			362,348
	$	751,482		$	774,145

LOANS

LOANS	12 Months Ended
	Dec. 31, 2014
LOANS [Abstract]
LOANS	NOTE C – LOANS
	The following tables set forth by class of loans as of December 31, 2014, 2013 and 2012 the amount of loans individually and collectively evaluated for impairment and the portion of the allowance for loan losses allocable to such loans.  The tables also set forth by class of loans the activity in the allowance for loan losses for the years ended December 31, 2014, 2013 and 2012.  Construction and land development loans are included with commercial mortgages in the following tables and small business credit scored loans are included with commercial and industrial loans.
			2014
						Commercial Mortgages									Residential Mortgages
			Commercial			Multifamily			Other			Owner			Closed		Revolving			Consumer			Total
			& Industrial									Occupied			End		Home			and Other
																	Equity
			(in thousands)
	Loans:
	Individually evaluated for impairment		$	16		$	303		$	-		$	630		$	1,083	$	376		$	-		$	2,408
	Collectively evaluated for impairment			77,124			528,790			222,537			106,715			778,911		82,733			5,601			1,802,411
			$	77,140		$	529,093		$	222,537		$	107,345		$	779,994	$	83,109		$	5,601		$	1,804,819
	Allocation of allowance for loan losses:
	Individually evaluated for impairment		$	-		$	-		$	-		$	-		$	60	$	-		$	-		$	60
	Collectively evaluated for impairment			838			7,207			2,340			1,023			10,539		1,121			93			23,161
			$	838		$	7,207		$	2,340		$	1,023		$	10,599	$	1,121		$	93		$	23,221
	Activity in allowance for loan losses:
	Beginning balance		$	808		$	7,348		$	1,501		$	1,191		$	8,607	$	1,240		$	153		$	20,848
	Chargeoffs			96			-			37			400			121		173			7			834
	Recoveries			2			-			-			-			3		4			9			18
	Provision for loan losses (credit)			124			(141	)		876			232			2,110		50			-62			3,189
	Ending balance		$	838		$	7,207		$	2,340		$	1,023		$	10,599	$	1,121		$	93		$	23,221
			2013
	Loans:
	Individually evaluated for impairment		$	34		$	347		$	3,037		$	657		$	1,539	$	211		$	-		$	5,825
	Collectively evaluated for impairment			71,784			469,139			159,837			82,994			603,804		77,370			7,184			1,472,112
			$	71,818		$	469,486		$	162,874		$	83,651		$	605,343	$	77,581		$	7,184		$	1,477,937
	Allocation of allowance for loan losses:
	Individually evaluated for impairment		$	1		$	-		$	-		$	127		$	149	$	-		$	-		$	277
	Collectively evaluated for impairment			807			7,348			1,501			1,064			8,458		1,240			153			20,571
			$	808		$	7,348		$	1,501		$	1,191		$	8,607	$	1,240		$	153		$	20,848
	Activity in allowance for loan losses:
	Beginning balance		$	834		$	5,342		$	1,978		$	1,163		$	7,729	$	1,453		$	125		$	18,624
	Chargeoffs			-			-			-			-			914		-			18			932
	Recoveries			19			-			113			-			13		-			14			159
	Provision for loan losses (credit)			(45	)		2,006			(590	)		28			1,779		(213	)		32			2,997
	Ending balance		$	808		$	7,348		$	1,501		$	1,191		$	8,607	$	1,240		$	153		$	20,848
			2012
	Loans:
	Individually evaluated for impairment		$	48		$	1,105		$	1,773		$	174		$	5,028	$	382		$	-		$	8,510
	Collectively evaluated for impairment			54,291			277,398			140,213			83,705			497,339		81,593			4,335			1,138,874
			$	54,339		$	278,503		$	141,986		$	83,879		$	502,367	$	81,975		$	4,335		$	1,147,384
	Allocation of allowance for loan losses:
	Individually evaluated for impairment		$	-		$	-		$	-		$	-		$	567	$	-		$	-		$	567
	Collectively evaluated for impairment			834			5,342			1,978			1,163			7,162		1,453			125			18,057
			$	834		$	5,342		$	1,978		$	1,163		$	7,729	$	1,453		$	125		$	18,624
	Activity in allowance for loan losses:
	Beginning balance		$	699		$	5,365		$	2,316		$	1,388		$	5,228	$	1,415		$	161		$	16,572
	Chargeoffs			5			501			-			-			659		450			4			1,619
	Recoveries			4			4			19			-			10		-			6			43
	Provision for loan losses (credit)			136			474			(357	)		(225	)		3,150		488			(38	)		3,628
	Ending balance		$	834		$	5,342		$	1,978		$	1,163		$	7,729	$	1,453		$	125		$	18,624
	For individually impaired loans, the following tables set forth by class of loans at December 31, 2014, 2013 and 2012 the recorded investment, unpaid principal balance and related allowance. The tables also set forth the average recorded investment of individually impaired loans and interest income recognized while the loans were impaired during the years ended December 31, 2014, 2013 and 2012.  The recorded investment is the unpaid principal balance of the loans less any interest payments applied to principal and any direct chargeoffs and, for the 2014 and 2013 tables, plus or minus net deferred loan costs and fees.
			2014
			Recorded			Unpaid			Related			Average			Interest
			Investment			Principal			Allowance			Recorded			Income
						Balance						Investment			Recognized
			(in thousands)
	With no related allowance recorded:
	Commercial and industrial		$	16		$	16		$	-		$	25		$	2
	Commercial mortgages:
	Multifamily			303			368			-			321			-
	Owner-occupied			630			663			-			641			-
	Residential mortgages:
Closed end			216			270			-			230			-
Revolving home equity			376			372			-			376			-
With an allowance recorded:
Residential mortgages - closed end			867			893			60			891			27
Total:
Commercial and industrial			16			16			-			25			2
Commercial mortgages:
Multifamily			303			368			-			321			-
Owner-occupied			630			663			-			641			-
Residential mortgages:
Closed end			1,083			1,163			60			1,121			27
Revolving home equity			376			372			-			376			-
		$	2,408		$	2,582		$	60		$	2,484		$	29
		2013
With no related allowance recorded:
Commercial mortgages:
Multifamily		$	347		$	400		$	-		$	361		$	-
Other			3,037			3,084			-			3,081			101
Residential mortgages:
Closed end			580			617			-			594			6
Revolving home equity			211			213			-			211			-
With an allowance recorded:
Commercial and industrial			34			34			1			41			2
Commercial mortgages - owner-occupied			657			666			127			661			-
Residential mortgages - closed end			959			969			149			997			22
Total:
Commercial and industrial			34			34			1			41			2
Commercial mortgages:
Multifamily			347			400			-			361			-
Other			3,037			3,084			-			3,081			101
Owner-occupied			657			666			127			661			-
Residential mortgages:
Closed end			1,539			1,586			149			1,591			28
Revolving home equity			211			213			-			211			-
		$	5,825		$	5,983		$	277		$	5,946		$	131
		2012
		Recorded			Unpaid			Related			Average			Interest
		Investment			Principal			Allowance			Recorded			Income
					Balance						Investment			Recognized
		(in thousands)
With no related allowance recorded:
Commercial and industrial		$	48		$	48		$	-		$	49		$	1
Commercial mortgages:
Multifamily			1,105			1,105			-			1,132			42
Other			1,773			1,773			-			1,793			103
Owner-occupied			174			174			-			181			-
Residential mortgages:
Closed end			1,043			1,043			-			1,444			4
Revolving home equity			382			382			-			386			1
With an allowance recorded:
Residential mortgages - closed end			3,985			3,985			567			4,024			131
Total:
Commercial and industrial			48			48			-			49			1
Commercial mortgages:
Multifamily			1,105			1,105			-			1,132			42
Other			1,773			1,773			-			1,793			103
Owner-occupied			174			174			-			181			-
Residential mortgages:
Closed end			5,028			5,028			567			5,468			135
Revolving home equity			382			382			-			386			1
		$	8,510		$	8,510		$	567		$	9,009		$	282
Any principal and interest payments received on nonaccrual impaired loans are applied to the recorded investment in the loans.  The Bank recognizes interest income on other impaired loans using the accrual method of accounting.
Aging of Loans.  The following tables present the aging of the recorded investment in loans by class of loans.
		31-Dec-14
		30-59 Days			60-89 Days			Past Due			Nonaccrual			Total Past		Current			Total
		Past Due			Past Due			90 Days or			Loans			Due Loans &					Loans
								More and						Nonaccrual
								Still Accruing						Loans
		(in thousands)
Commercial and industrial		$	-		$	-		$	-		$	-		$	-	$	77,140		$	77,140
Commercial mortgages:
Multifamily			954			-			-			303			1,257		527,836			529,093
Other			-			-			-			-			-		222,537			222,537
Owner-occupied			-			-			-			630			630		106,715			107,345
Residential mortgages:
Closed end			1,059			-			-			395			1,454		778,540			779,994
Revolving home equity			74			99			-			376			549		82,560			83,109
Consumer			-			-			-			-			-		5,601			5,601
		$	2,087		$	99		$	-		$	1,704		$	3,890	$	1,800,929		$	1,804,819
		31-Dec-13
Commercial and industrial		$	-		$	-		$	-		$	-		$	-	$	71,818		$	71,818
Commercial mortgages:
Multifamily			-			-			-			347			347		469,139			469,486
Other			-			-			-			1,311			1,311		161,563			162,874
Owner-occupied			-			-			-			657			657		82,994			83,651
Residential mortgages:
Closed end			67			-			-			1,070			1,137		604,206			605,343
Revolving home equity			112			-			-			211			323		77,258			77,581
Consumer			5			-			-			-			5		7,179			7,184
		$	184		$	-		$	-		$	3,596		$	3,780	$	1,474,157		$	1,477,937
Troubled Debt Restructurings.  A restructuring constitutes a troubled debt restructuring when the restructuring includes a concession by the Bank and the borrower is experiencing financial difficulty.  In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification.  The Bank performs the evaluation under its internal underwriting policy.
The Bank did not modify any loans in troubled debt restructurings during 2014.  The following table presents information about loans modified in troubled debt restructurings during the years ended December 31, 2013 and 2012:
					Outstanding						Interest Rates
					Recorded Investment
		Number			Pre-			Post-			Pre-			Post-
		of Loans			Modification			Modification			Modification			Modification
2013:00:00					(in thousands)
Commercial mortgages - owner-occupied			2		$	658		$	658		5.00% and 5.75%				2.50%
Residential mortgages - closed end			2			259			259		3.25% and 6.50%				3.75%
			4		$	917		$	917
2012:00:00
Commercial and industrial			1		$	49		$	49			4.75%			5.75%
Residential mortgages - closed end			1			129			129			6.00%			2.00%
			2		$	178		$	178
The post-modification interest rates in the table above were lower than the current market rate for new debt with similar risk.  The 2012 restructurings included a maturity extension and the conversion of a revolving line to a term loan.  The 2013 restructured loans resulted in a provision for loan losses of $164,000 during 2013 while the 2012 restructured loans did not result in a provision for loan losses during 2012.  There were no chargeoffs related to these loans at the time of restructure in either 2013 or 2012.
At December 31, 2014, 2013 and 2012, the Bank had an allowance for loan losses of $60,000, $208,000 and $481,000, respectively, allocated to specific troubled debt restructurings.  The Bank had no commitments to lend additional amounts to loans that were classified as troubled debt restructurings.
There were two troubled debt restructurings for which there were payment defaults during 2014 that were modified during the twelve-month period prior to default.  The restructured loans were owner-occupied commercial mortgage loans with an aggregate outstanding recorded investment of $630,000 at December 31, 2014 and no specifically allocated allowance for loan losses.  There were no troubled debt restructurings for which there was a payment default during 2013 or 2012 that were modified during the twelve-month period prior to default.  A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms.
Loan Held-for-Sale.  The December 31, 2013 consolidated balance sheet includes a loan held-for-sale at its estimated fair value of $900,000.  The Bank recorded a chargeoff of $872,000 against the allowance for loan losses at the time the loan was transferred to held-for-sale.  This loan was sold in January 2014 for its carrying value.
Risk Characteristics.  Credit risk within the Bank’s loan portfolio primarily stems from factors such as borrower size, geographic concentration, industry concentration, real estate values, local and national economic conditions and environmental impairment of properties securing mortgage loans.  The Bank’s commercial loans, including those secured by mortgages, are primarily made to small and medium-sized businesses.  Such loans sometimes involve a higher degree of risk than those to larger companies because such businesses may have shorter operating histories, higher debt-to-equity ratios and may lack sophistication in internal record keeping and financial and operational controls.  In addition, most of the Bank’s loans are made to businesses and consumers on Long Island and in the boroughs of New York City, and a large percentage of these loans are mortgage loans secured by properties located in those areas.  The primary source of repayment for multifamily loans is cash flows from the underlying properties, a substantial portion of which are rent stabilized or rent controlled.  Such cash flows are dependent on the strength of the local economy.
Credit Quality Indicators.  The Corporation categorizes loans into risk categories based on relevant information about the borrower’s ability to service their debt including, but not limited to, current financial information for the borrower and any guarantors, payment experience, credit underwriting documentation, public records and current economic trends.
Commercial and industrial loans, including small business credit scored loans, and commercial mortgage loans, including construction and land development loans, are risk rated utilizing a ten point rating system.  Residential mortgages, home equity lines and other consumer loans are risk rated utilizing a three point rating system.  The ten and three point risk rating systems are described hereinafter.
Internally
Assigned
Risk Rating
1 – 2	Cash flow is of high quality and stable.  Borrower has very good liquidity and ready access to traditional sources of credit.  This category also includes loans to borrowers secured by cash and/or marketable securities within approved margin requirements.
3 – 4	Cash flow quality is strong, but shows some variability.  Borrower has good liquidity and asset quality.  Borrower has access to traditional sources of credit with minimal restrictions.
5 – 6	Cash flow quality is acceptable but shows some variability.  Liquidity varies with operating cycle and assets provide an adequate margin of protection.  Borrower has access to traditional sources of credit, but generally on a secured basis.
7	Watch - Cash flow has a high degree of variability and subject to economic downturns.  Liquidity is strained and the ability of the borrower to access traditional sources of credit is diminished.
8	Special Mention - The borrower has potential weaknesses that deserve management’s close attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or in the Bank’s credit position at some future date.  Special mention assets are not adversely classified and do not expose the Bank to risk sufficient to warrant adverse classification.
9	Substandard - Loans are inadequately protected by the current sound worth and paying capacity of the borrower or the collateral pledged, if any.  Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt.  They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
10	Doubtful - Loans have all the inherent weaknesses of those classified substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable.
Risk ratings on commercial and industrial loans and commercial mortgages are initially assigned by the lending officer together with any necessary approval authority.  The ratings are periodically reviewed and evaluated based upon borrower contact, credit department review or independent loan review.
The Bank's loan risk rating and review policy establishes requirements for the annual review of commercial real estate and commercial and industrial loans.  The requirements include details of the scope of coverage and selection process based on loan-type and risk rating.  Among other requirements, at least 60% of the principal balance of commercial real estate loans as of December 31 of the prior year must be reviewed annually.  The frequency of the review of other loans is determined by the Bank’s ongoing assessments of the borrower’s condition.
Residential mortgage loans, revolving home equity lines and other consumer loans are risk rated utilizing a three point rating system.  In most cases, the borrower’s credit score dictates the risk rating.  However, regardless of credit score, loans that are on management’s watch list or have been criticized or classified by management are assigned a risk rating of 3.  A credit score is a tool used in the Bank’s loan approval process, and a minimum score of 680 is generally required for new loans.  Credit scores for each borrower are updated at least annually.  The risk ratings along with their definitions are as follows:
Internally
Assigned
Risk Rating
1	Credit score is equal to or greater than 680.
2	Credit score is 635 to 679.
3	Credit score is below 635 or, regardless of credit score, the loan has been classified, criticized or placed on watch.
The following tables present the recorded investment in commercial and industrial loans and commercial real estate loans by class of loans and risk rating at December 31, 2014 and 2013.  Loans shown as Pass are all loans other than those risk rated Watch, Special Mention, Substandard or Doubtful.
		31-Dec-14
		Internally Assigned Risk Rating
		Pass			Watch			Special			Substandard			Doubtful		Total
								Mention
		(in thousands)
Commercial and industrial		$	76,884		$	65		$	-		$	191		$	-	$	77,140
Commercial mortgages:
Multifamily			519,274			7,610			1,906			303			-		529,093
Other			219,997			900			-			1,640			-		222,537
Owner-occupied			106,443			-			-			902			-		107,345
		$	922,598		$	8,575		$	1,906		$	3,036		$	-	$	936,115
		31-Dec-13
Commercial and industrial		$	70,349		$	280		$	1,155		$	34		$	-	$	71,818
Commercial mortgages:
Multifamily			459,670			9,470			-			346			-		469,486
Other			159,236			601			-			3,037			-		162,874
Owner-occupied			75,681			4,161			837			2,972			-		83,651
		$	764,936		$	14,512		$	1,992		$	6,389		$	-	$	787,829
The following tables present the recorded investment in residential mortgage loans, home equity lines and other consumer loans by class of loans and risk rating at December 31, 2014 and 2013.  Loans shown as Pass are all loans other than those risk rated Watch, Special Mention, Substandard or Doubtful.
		31-Dec-14
		Internally Assigned Risk Rating
		Pass			Watch			Special			Substandard			Doubtful		Total
								Mention
		(in thousands)
Residential mortgages:
Closed end		$	777,846		$	1,066		$	-		$	1,082		$	-	$	779,994
Revolving home equity			82,730			99			-			280			-		83,109
Consumer			5,122			-			-			-			-		5,122
		$	865,698		$	1,165		$	-		$	1,362		$	-	$	868,225
		31-Dec-13
Residential mortgages:
Closed end		$	602,025		$	1,779		$	-		$	1,539		$	-	$	605,343
Revolving home equity			77,018			352			-			211			-		77,581
Consumer			5,802			-			-			-			-		5,802
		$	684,845		$	2,131		$	-		$	1,750		$	-	$	688,726
Deposit account overdrafts were $479,000 and $1,382,000 at December 31, 2014 and 2013, respectively.  They are not assigned a risk-rating and are therefore excluded from consumer loans in the above tables.
Loans to Directors and Executive Officers.  Certain directors, including their immediate families and companies in which they are principal owners, and executive officers were loan customers of the Bank during 2014 and 2013.  The aggregate outstanding amount of these loans was $668,000 and $778,000 at December 31, 2014 and 2013, respectively.  During 2014, $93,000 of new loans were made to such persons representing advances on existing lines.  Repayments totaled $203,000 in 2014.  There were no loans to directors or executive officers that were nonaccrual at December 31, 2014 or 2013.

PREMISES_AND_EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
	Dec. 31, 2014
PREMISES AND EQUIPMENT [Abstract]
PREMISES AND EQUIPMENT	NOTE D – PREMISES AND EQUIPMENT
	Bank premises and equipment consist of the following:
		December 31,
		2014			2013
		(in thousands)
	Land	$	5,985		$	6,000
	Buildings and improvements		19,462			17,360
	Leasehold improvements		8,782			7,587
	Furniture and equipment		24,797			23,155
	Construction in process		1,570			262
			60,596		54,364
	Accumulated depreciation and amortization		(32,742	)		(29,901	)
		$	27,854		$	24,463

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2014
DEPOSITS [Abstract]
DEPOSITS	NOTE E – DEPOSITS
	The following table sets forth the remaining maturities of the Bank’s time deposits.
		Amount
		Less than		$100,000 or		Total
		$100,000		More
		(in thousands)
	2015	$	35,055	$	74,767	$	109,822
	2016		23,490		36,434		59,924
	2017		3,323		4,705		8,028
	2018		12,079		27,213		39,292
	2019		35,745		53,864		89,609
	Thereafter		10,510		11,762		22,272
		$	120,202	$	208,745	$	328,947
	The total amount of time deposits that meet or exceed the FDIC Insurance limit of $250,000 or more at December 31, 2014 and 2013 was $80.5 million and $79.1 million, respectively.  Deposits from executive officers, directors and their affiliates at December 31, 2014 and 2013 were approximately $9.8 million and $11.6 million, respectively.

BORROWED_FUNDS

BORROWED FUNDS	12 Months Ended
	Dec. 31, 2014
BORROWED FUNDS [Abstract]
BORROWED FUNDS	NOTE F – BORROWED FUNDS
	The following table summarizes borrowed funds at December 31, 2014 and 2013.
		December 31,
		2014			2013
	Short-term borrowings:	(in thousands)
	Securities sold under repurchase agreements	$	11,486		$	10,463
	Federal Home Loan Bank advances		125,000			100,000
			136,486			110,463
	Long-term debt:
	Securities sold under repurchase agreements		45,000			45,000
	Federal Home Loan Bank advances		300,000			240,000
			345,000			285,000
		$	481,486		$	395,463
	Accrued interest payable on borrowed funds is included in “accrued expenses and other liabilities” in the Consolidated Balance Sheets, and amounted to $668,000 and $572,000 at December 31, 2014 and 2013, respectively.
	Securities Sold Under Repurchase Agreements.  Securities sold under repurchase agreements are fixed rate financing arrangements with remaining contractual maturities between one day and four years.  At maturity, the securities underlying the agreements will be returned to the Bank.
	The following table sets forth information concerning securities sold under repurchase agreements.
		2014			2013
		(dollars in thousands)
	Average daily balance during the year	$	57,511		$	61,120
	Average interest rate during the year		3.53	%		3.33	%
	Maximum month-end balance during the year	$	61,152		$	66,847
	Weighted average interest rate at year-end		3.54	%		3.61	%
	The agreements are collateralized by mortgage-backed and municipal securities with a carrying value of approximately $57 million at December 31, 2014.
	The following table sets forth as of December 31, 2014 the contractual maturities and weighted average interest rates of securities sold under repurchase agreements for each of the next five years.  There are no securities sold under repurchase agreements with contractual maturities after 2018.  All of the repurchase agreements maturing in 2015 and thereafter are callable as of December 31, 2014.
	Contractual Maturity (dollars in thousands)		Amount			Weighted
						Average
						Rate
	Overnight		$	11,486			0.1	%
	2015			10,000			4.2
	2017			30,000			4.33
	2018			5,000			5.45
				45,000			4.42
			$	56,486			3.54	%
	Federal Home Loan Bank Advances.  FHLB advances were collateralized by a blanket lien on residential and commercial mortgages with a lendable value of $1,131 million at December 31, 2014 and residential mortgages with a lendable value of $440 million at December 31, 2013.  Each advance is non-amortizing and, for those advances with a term greater than one day, subject to a prepayment penalty.
	The following table sets forth information concerning FHLB advances.
		2014				2013
		(dollars in thousands)
	Average daily balance during the year	$	290,409			$	211,595
	Average interest rate during the year		1.68	%			1.41	%
	Maximum month-end balance during the year	$	425,000			$	340,000
	Weighted average interest rate at year-end		1.42	%		1.44%
	The following table sets forth as of December 31, 2014 the contractual maturities and weighted average interest rates of FHLB advances for each of the next five years and the period thereafter.
	Contractual Maturity (dollars in thousands)		Amount			Weighted
						Average
						Rate
	Overnight		$	125,000			0.32	%
	2015			10,000			2.67
	2016			27,500			2.33
	2017			27,050			1.51
	2018			122,450			1.75
	2019			73,500			1.91
	After 2019			39,500			2
				300,000			1.88
			$	425,000			1.42	%
	Other Borrowings.  The Bank had no other borrowings at December 31, 2014 or 2013.  In 2014 and 2013, the average balance of other borrowings amounted to $26,000 and $22,000, respectively, with average interest rates of .42% and .62%, respectively.  The funds were borrowed to test the Bank’s credit lines at the FRB discount window and at several commercial banks.

INCOME_TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2014
INCOME TAXES [Abstract]
INCOME TAXES	NOTE G – INCOME TAXES
	The Corporation, the Bank and the Bank’s subsidiaries, except for the REIT, file a consolidated federal income tax return.  Income taxes charged to earnings in 2014, 2013 and 2012 had effective tax rates of 20.9%, 21.2% and 19.7%, respectively.  The following table sets forth a reconciliation of the statutory Federal income tax rate to the Corporation’s effective tax rate.
		Year Ended December 31,
		2014			2013			2012
	Statutory federal income tax rate		34	%		34	%		34	%
	State and local income taxes, net of federal income tax benefit		2.5			3.4			3.1
	Tax-exempt income, net of disallowed cost of funding		(16.0	)		(16.5	)		(17.5	)
	Other		0.4			0.3			0.1
			20.9	%		21.2	%		19.7	%
	Provision for Income Taxes.  The following table sets forth the components of the provision for income taxes.
		Year Ended December 31,
		2014			2013			2012
	Current:	(in thousands)
	Federal	$	4,943		$	5,046		$	1,575
	State and local		1,746			1,490			607
			6,689			6,536			2,182
	Deferred:
	Federal		61			(692	)		2,262
	State and local		(655	)		(109	)		573
			(594	)		(801	)		2,835
		$	6,095		$	5,735		$	5,017
	Net Deferred Tax Liability.  The following table sets forth the components of the Bank’s net deferred tax liability.
		December 31,
		2014			2013
		(in thousands)
	Deferred tax assets:
	Allowance for loan losses and off-balance-sheet credit exposure	$	9,005		$	8,169
	Interest on nonperforming loans		101			72
	Accrued legal settlement		39			40
	Stock-based compensation		1,187			974
	Supplemental executive retirement expense		20			6
	Directors' retirement expense		67			70
	Accrued rent expense		186			147
	Depreciation		125			-
			10,730			9,478
	Valuation allowance		-			-
			10,730			9,478
	Deferred tax liabilities:
	Prepaid pension		6,321			7,240
	Unrealized gains on available-for-sale securities		8,882			1,833
	Deferred loan costs		3,746			2,651
	Prepaid expenses		80			102
	Depreciation		-			206
	Other		134			50
			19,163			12,082
	Net deferred tax liability	$	(8,433	)	$	(2,604	)
	The Corporation had no unrecognized tax benefits at December 31, 2014, 2013 and 2012, and has not taken any tax positions for which it is reasonably possible that unrecognized tax benefits will significantly increase within the next twelve months.
	The Corporation is subject to U.S. federal, New York State and New York City income taxes.  The Corporation’s federal, New York State and New York City income tax returns are subject to examination by the taxing authorities for years after 2010.  In 2012, New York State completed an examination of the Corporation’s and FNY’s tax returns for calendar years 2007, 2008 and 2009 and proposed no changes to the returns.  In 2011, New York City completed an examination of the Corporation’s tax returns for calendar years 2007 and 2008 and proposed no changes to the returns.  The Corporation did not incur any amounts for interest and penalties due taxing authorities for calendar years 2012, 2013 or 2014.
	Effective January 1, 2015, the New York State banking corporation franchise tax under Article 32 was repealed and banks are now subject to the general business corporation franchise tax under a substantially revised Article 9A.

REGULATORY_MATTERS

REGULATORY MATTERS	12 Months Ended
	Dec. 31, 2014
REGULATORY MATTERS [Abstract]
REGULATORY MATTERS	NOTE H – REGULATORY MATTERS
	Minimum Regulatory Capital Requirements.  The Corporation (on a consolidated basis) and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies.  Failure to meet minimum capital requirements can result in certain mandatory and possibly additional discretionary actions by the regulators that, if undertaken, could have a direct material effect on the financial statements of the Corporation and Bank.  Under the banking agencies’ capital adequacy guidelines and the regulatory framework for prompt corrective action in effect at December 31, 2014, the Corporation and the Bank must satisfy specific capital requirements that involve quantitative measures of their assets, liabilities and certain off-balance-sheet items.  The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.
	Quantitative measures established by regulation to ensure capital adequacy require the Corporation and the Bank to maintain minimum amounts and ratios of total and Tier 1 capital to risk weighted assets and Tier 1 capital to average assets.  Tier 1 capital, risk weighted assets and average assets are as defined by regulation.  The required minimums for the Corporation and Bank as of December 31, 2014 are set forth in the table that follows.
	As of December 31, 2014, the most recent notification from the Federal Deposit Insurance Corporation categorized the Bank as well capitalized under the regulatory framework for prompt corrective action.  To be categorized as well capitalized, an institution must maintain minimum total risk-based, Tier 1 risk-based and Tier 1 leverage capital ratios as set forth in the table that follows.  There are no conditions or events since the notification that management believes have changed the Bank’s category.  The Corporation’s and the Bank’s actual capital amounts and ratios at December 31, 2014 and 2013 are also presented in the table.
		2014
		Actual Capital					Minimum					Minimum To Be Well
							Capital Adequacy					Capitalized Under Prompt
							Requirement					Corrective Action Provisions
		(dollars in thousands)
		Amount		Ratio			Amount		Ratio			Amount		Ratio
	Total Capital to Risk Weighted Assets:
	Consolidated	$	241,860		15.49	%	$	124,894		8	%		N/A		N/A
	Bank		241,655		15.48			124,863		8		$	156,079		10	%
	Tier 1 Capital to Risk Weighted Assets:
	Consolidated		222,298		14.24			62,447		4			N/A		N/A
	Bank		222,098		14.23			62,431		4			93,647		6
	Tier 1 Capital to Average Assets:
	Consolidated		222,298		8.49			104,673		4			N/A		N/A
	Bank		222,098		8.49			104,670		4			130,838		5
		2013
	Total Capital to Risk Weighted Assets:
	Consolidated	$	220,957		17.02	%	$	103,835		8	%		N/A		N/A
	Bank		220,200		16.97			103,794		8		$	129,742		10	%
	Tier 1 Capital to Risk Weighted Assets:
	Consolidated		204,674		15.77			51,917		4			N/A		N/A
	Bank		203,923		15.72			51,897		4			77,845		6
	Tier 1 Capital to Average Assets:
	Consolidated		204,674		8.62			95,011		4			N/A		N/A
	Bank		203,923		8.59			94,977		4			118,721		5
	On January 1, 2015, the Corporation and the Bank implemented the federal bank regulatory agencies’ final rule relating to the Basel III capital adequacy standards.
	Other Matters.  The Corporation’s principal source of funds for dividend payments is dividends received from the Bank.  Banking regulations limit the amount of dividends that may be paid by the Bank without prior approval of regulatory agencies.  Under these regulations, the amount of dividends that the Bank may pay in any calendar year is limited to the current year’s net profits, combined with the retained net profits of the preceding two years, subject to the minimum capital requirements described above.  During 2015, the Bank could, without prior approval, declare dividends of approximately $36,178,000 plus any 2015 net profits retained to the date of the dividend declaration.
	Regulation D of the Board of Governors of The Federal Reserve System requires banks to maintain reserves against certain deposit balances.  The Bank’s average reserve requirement for 2014 was approximately $16,343,000.
	Under national banking laws and related statutes, the Bank is limited as to the amount it may loan to the Corporation, unless such loans are collateralized by specified obligations.  At December 31, 2014, the maximum amount available for transfer from the Bank to the Corporation in the form of loans approximated $35,907,000.

SHAREHOLDER_PROTECTION_RIGHTS_

SHAREHOLDER PROTECTION RIGHTS PLAN	12 Months Ended
	Dec. 31, 2014
SHAREHOLDER PROTECTION RIGHTS PLAN [Abstract]
SHAREHOLDER PROTECTION RIGHTS PLAN	NOTE I – SHAREHOLDER PROTECTION RIGHTS PLAN
	On July 18, 2006, the Board of Directors of the Corporation (“Board”) renewed the Corporation’s Shareholder Protection Rights Plan and declared a distribution of one right (“Right”) for each share of the Corporation’s common stock (“Common Stock”) outstanding on August 1, 2006.
	In the absence of an event of the type described below, the Rights will be evidenced by and trade with the Common Stock and will not be exercisable.  However, the Rights will separate from the Common Stock and become exercisable following the earlier of (1) the tenth business day, or such later date as the Board may decide, after any person or persons (collectively referred to as “person”) commences a tender offer that would result in such person holding a total of 20% or more of the outstanding Common Stock, or (2) ten business days after, or such earlier or later date as the Board may decide, the announcement by the Corporation that any person has acquired 20% or more of the outstanding Common Stock.
	When separated from the Common Stock, each Right will entitle the holder to purchase one share of Common Stock for $50 (“Exercise Price”).  However, in the event that the Corporation has announced that any person has acquired 20% or more of the outstanding Common Stock, the Rights owned by that person will be automatically void and each other Right will automatically become a right to buy, for the Exercise Price, that number of shares of Common Stock having a market value of twice the Exercise Price.  Also, if any person acquires 20% or more of the outstanding Common Stock, the Board can require that, in lieu of exercise, each outstanding Right be exchanged for one share of Common Stock.
	The Rights may be redeemed by action of the Board at a price of $.01 per Right at any time prior to announcement by the Corporation that any person has acquired 20% or more of the outstanding Common Stock.  The Exercise Price and the number of Rights outstanding are subject to adjustment to prevent dilution.  The Rights expire ten years from the date of their issuance.

STOCKBASED_COMPENSATION

STOCK-BASED COMPENSATION	12 Months Ended
	Dec. 31, 2014
STOCK-BASED COMPENSATION [Abstract]
STOCK-BASED COMPENSATION	NOTE J – STOCK-BASED COMPENSATION
	On April 22, 2014, the stockholders of the Corporation approved the 2014 Equity Incentive Plan (“2014 Plan”).  No further awards can be made under the 2006 Stock Compensation Plan (“2006 Plan”).
	Under the 2014 Plan, awards may be granted to employees and non-employee directors as incentive stock options (“ISOs”) and non-qualified stock options (“NQSOs”), stock appreciation rights (“SARs”), restricted stock awards, RSUs, or any combination thereof, any of which may be subject to performance-based vesting conditions.  The exercise price of ISOs and NQSOs granted under the 2014 Plan may not be less than the fair market value of the Corporation’s common stock on the date the stock option is granted.  1,500,000 shares of the Corporation’s common stock are reserved for awards under the 2014 Plan.  All of the 1,500,000 shares may be issued pursuant to the exercise of stock options or SARs.  A maximum of 525,000 shares may be issued as restricted stock awards or RSUs.  Awards granted under the 2006 Plan that expire or are forfeited after April 22, 2014 will be added to the number of shares of common stock reserved for issuance of awards under the 2014 Plan.  At December 31, 2014, 1,494,196 shares of common stock remain available for issuance of awards under the 2014 Plan of which 511,177 shares remain available for issuance as restricted stock awards or RSUs.  The 2014 Plan is administered by the Compensation Committee of the Board of Directors.
	The 2006 Plan was approved by the stockholders of the Corporation on April 18, 2006 as a successor to the 1996 Stock Option and Appreciation Rights Plan (“1996 Plan”).  The 2006 Plan permitted the granting of stock options, SARs, restricted stock awards and RSUs to employees and non-employee directors.  Under the terms of the 2006 Plan, stock options and SARs could not have an exercise price that was less than 100% of the fair market value of one share of the underlying common stock on the date of grant.  The Board of Directors used a five year vesting period and a ten year term for stock options granted under the 2006 Plan.
	For RSUs awarded through 2013, the Board of Directors made the ability to convert RSUs into shares of common stock and the related conversion ratio contingent upon the financial performance of the Corporation in the third year of the three calendar year period beginning in the year in which the RSUs were awarded (“performance-based RSUs”).  RSUs awarded under the 2006 Plan in 2014 included both performance-based RSUs and RSUs with a two to three year service-based vesting period.
	Through December 31, 2011, equity grants to executive officers and directors under the 2006 Plan consisted of a combination of NQSOs and RSUs, while equity grants to other officers consisted solely of NQSOs.  Beginning with the January 2012 grant, equity compensation for all officers and directors consisted solely of RSUs.
	All awards made to date under the 2014 and 2006 Plans immediately vest in the event of a change in control, retirement, total and permanent disability, as defined, or death.
	The 1996 Plan permitted the granting of stock options, with or without stock appreciation rights attached, and stand alone stock appreciation rights, to employees and non-employee directors.  Options granted under the 1996 Plan were granted at a price equal to the fair market value of one share of the Corporation’s stock on the date of grant.  Options granted on or before December 31, 2000 became exercisable in whole or in part commencing six months from the date of grant and ending ten years after the date of grant.  Options granted under the 1996 Plan in January 2005 became exercisable in whole or in part commencing ninety days from the date of grant and ending ten years after the date of grant.  By the terms of their grant, all other options under the 1996 Plan were granted with a three-year vesting period and a ten-year expiration date.  However, vesting was subject to acceleration in the event of a change in control, retirement, death, disability, and certain other limited circumstances.
	In January and February 2014, the Board of Directors awarded 50,136 RSUs.  These RSUs were granted under the 2006 Plan and included 38,129 performance-based RSUs with vesting based on the financial performance of the Corporation in 2016 and 12,007 RSUs that have a two to three year service-based vesting period.  In the fourth quarter of 2014, the Board of Directors awarded 13,823 RSUs under the 2014 Plan with immediate vesting.  In January 2015, the Board of Directors awarded 70,885 performance-based RSUs under the 2014 Plan with vesting based on the financial performance of the Corporation in 2017.
	Fair Value of Stock Option Awards. The grant date fair value of option awards was estimated on the date of grant using the Black-Scholes option pricing model.  Expected volatility was based on historical volatility for the expected term of the options.  The Corporation used historical data to estimate the expected term of options granted.  The risk-free interest rate was the implied yield at the time of grant on U.S. Treasury zero-coupon issues with a remaining term equal to the expected term of the options.  There were no stock options granted by the Board of Directors during 2014, 2013 or 2012.
	Fair Value of Restricted Stock Units.  The grant date fair value of restricted stock units is based on the market price of the shares underlying the awards on the grant date, discounted for dividends which are not paid on restricted stock units.  The fair values of awards made in 2014, 2013 and 2012, as well as the assumptions utilized in determining such values, is presented below.
		2014								2013			2012
		Performance-			Service-			Immediate		Performance-
		Based			Based			Vesting		Based Vesting
		Vesting			Vesting
	Grant date fair value	$	25.99		$	25.99 to $26.68		$	25.9	$	17.79		$	16.15
	Market price on date of grant	$	28.07		$	28.07		$	25.9	$	19.78		$	17.99
	Expected annual dividend	$	0.69		$	0.69			-	$	0.67		$	0.61
	Expected term (in years)		3		2.0 to 3.0				-		3			3
	Risk-free interest rate		0.13	%		0.13	%		-		0.12	%		0.12	%
	Compensation Expense.  Compensation expense for stock options is recognized ratably over the five-year vesting period or the period from the grant date to the participant’s eligible retirement date, whichever is shorter.  Compensation expense for performance-based RSUs is recognized over a three-year performance period and adjusted periodically to reflect the estimated number of shares of the Corporation’s common stock into which the RSUs will ultimately be convertible.  However, if the period between the grant date and the grantee’s eligible retirement date is less than three years, compensation expense is recognized ratably over this shorter period without regard to performance.  Compensation expense for service-based RSUs is recognized over the applicable service-based vesting period.  For the RSUs granted during 2014 with immediate vesting, compensation expense was recognized in full on the grant date based on the fair market value of the Corporation’s common stock.  The Corporation recorded compensation expense for share-based payments of $1,511,000, $592,000 and $782,000 in 2014, 2013 and 2012, respectively, and related income tax benefits of $614,000, $235,000 and $311,000, respectively.
	Stock Option Activity.  The following table presents a summary of options outstanding under the Corporation’s stock-based compensation plans as of December 31, 2014 and changes during the year then ended.
		Number of			Weighted-			Weighted-		Aggregate
		Options			Average			Average		Intrinsic
					Exercise			Remaining		Value
					Price			Contractual		(in thousands)
								Term (yrs.)
	Outstanding at January 1, 2014		348,801		$	15.64
	Exercised		(69,312	)		15.22
	Forfeited or expired		(564	)		18.57
	Outstanding at December 31, 2014		278,925		$	15.74			3.86	$	3,522
	Exercisable at December 31, 2014		239,619		$	15.29			3.55	$	3,135
	All options outstanding at December 31, 2014 are either fully vested or expected to vest.  The total intrinsic value of options exercised in 2014, 2013 and 2012 was $723,000, $699,000 and $1,017,000, respectively.
	Restricted Stock Unit Activity.  The following table presents a summary of RSUs outstanding under the Corporation’s stock-based compensation plans as of December 31, 2014 and changes during the year then ended.
		Number of			Weighted-			Weighted-		Aggregate
		RSUs			Average			Average		Intrinsic
					Grant-Date			Remaining		Value
					Fair Value			Contractual		(in thousands)
								Term (yrs.)
	Outstanding at January 1, 2014		96,915		$	17.03
	Granted		63,959			26.06
	Converted		(26,237	)		21.97
	Forfeited		(7,456	)		16.85
	Outstanding at December 31, 2014		127,181		$	20.56			1	$	3,608
	Vested and Convertible at December 31, 2014		37,006		$	16.15			-	$	1,050
	The number of RSUs in the table represents the maximum number of shares of common stock of the Corporation into which the RSUs can be converted.  RSUs granted and converted during 2014 include 13,823 RSUs awarded during the fourth quarter with immediate vesting.  RSUs outstanding at December 31, 2014 include 37,006 RSUs that were vested and convertible into common stock at year-end and 90,175 RSUs that are currently expected to vest and become convertible in the future.  The total intrinsic value of RSUs converted in 2014, 2013 and 2012 was $706,000, $325,000 and $440,000, respectively.
	Unrecognized Compensation Cost.  As of December 31, 2014, there was $1,032,000 of total unrecognized compensation cost related to non-vested equity awards comprised of $84,000 for options and $948,000 for RSUs.  The total cost is expected to be recognized over a weighted-average period of 1.50 years which is based on weighted average periods of 1.06 years and 1.63 years for options and RSUs, respectively.
	Cash Received and Tax Benefits Realized.  Cash received from option exercises in 2014, 2013 and 2012, was $1,055,000, $1,418,000 and $2,603,000, respectively.  The actual tax benefit realized for the tax deductions from option exercises in 2014, 2013 and 2012, was $232,000, $205,000 and $261,000, respectively.
	Other.  No cash was used to settle stock options in 2014, 2013 or 2012.  The Corporation uses newly issued shares to settle stock option exercises and for the conversion of RSUs.

RETIREMENT_PLANS

RETIREMENT PLANS	12 Months Ended
	Dec. 31, 2014
RETIREMENT PLANS [Abstract]
RETIREMENT PLANS	NOTE K – RETIREMENT PLANS
	The Bank has a 401(k) plan, defined benefit pension plan and supplemental executive retirement plan.  Employees are immediately eligible to participate in the 401(k) plan provided they are at least 18 years of age.  Participants may elect to contribute, on a tax-deferred basis, up to 100% of gross compensation, as defined, subject to the limitations of Section 401(k) of the Internal Revenue Code.  The Bank may, at its sole discretion, make matching contributions to each participant's account based on the amount of the participant's tax deferred contributions.  Participants are fully vested in their elective contributions and, after five years of participation in the 401(k) plan, are fully vested (20% vesting per year) in the matching contributions, if any, made by the Bank.  Matching contributions were approximately $357,000 for 2014, $350,000 for 2013 and $332,000 for 2012.
	The Bank has a defined benefit pension plan (“Pension Plan” or “Plan”).  Through December 20, 2013, the provisions of the Plan were governed by the rules and regulations contained in the Prototype Plan of the New York State Bankers’ Retirement System (“Retirement System’) and the Retirement System Adoption Agreement executed by the Bank.  On December 20, 2013, the Bank withdrew from the New York State Bankers’ Retirement System and simultaneously formed an internal management committee (the “Committee”) to oversee the affairs of the Plan and act as named fiduciary.  The Committee retained Vanguard Group, Inc., including its subsidiaries and affiliates (“Vanguard”), to act as discretionary investment agent, trustee and custodian for the Plan.  Vanguard formulated investment recommendations customized to meet the Committee’s objectives and, after approval by the Committee, such investment recommendations were incorporated into the investment guidelines and policies contained in the investment management agreement between the Bank and Vanguard (the “Agreement”).  Subsequently, the Committee adopted a formal Investment Policy Statement which includes, among other things, the investment guidelines and policies contained in the Agreement.
	Employees are eligible to participate in the Pension Plan after attaining 21 years of age and completing 12 full months of service.  Pension benefits are generally based on a percentage of average annual compensation during the period of creditable service.  The Bank periodically makes contributions to the Pension Plan which, when taken together with participant contributions equal to 2% of their compensation, will be sufficient to fund these benefits.  The Bank’s funding method, the unit credit actuarial cost method, is consistent with the funding requirements of applicable federal laws and regulations which set forth both minimum required and maximum tax deductible contributions.  Employees become fully vested after four years of participation in the Pension Plan (no vesting occurs during the four-year period).
	Significant Actuarial Assumptions.  The following table sets forth the significant actuarial assumptions used to determine the benefit obligation at December 31, 2014, 2013 and 2012 and the benefit cost for each of the Plan years then ended.  In calculating the benefit obligation at December 31, 2014, the mortality table was changed from the RP-2000 Annuitant/Non-Annuitant Mortality Table with Projection Scale AA to the RP-2014 Healthy Annuitant/Employee Mortality Table with Projection Scale MP-2014.  The updated mortality table, which increased the projected benefit obligation at December 31, 2014 by approximately $1.7 million, was released by the Society of Actuaries in 2014 based on a comprehensive review of recent mortality experience of uninsured private retirement plans in the United States.
	Weighted average assumptions used to determine the benefit obligation at year end		2014				2013			2012
	Discount rate			4.02%				5.07%			4.06%
	Rate of increase in compensation levels			3.50%				3.50%			3.00%
	Weighted average assumptions used to determine net pension cost
	Discount rate			5.07%				4.06%			5.23%
	Rate of increase in compensation levels			3.50%				3.50%			3.00%
	Expected long-term rate of return on plan assets			6.50%				6.50%			7.00%
	Net Pension Cost.  The following table sets forth the components of net periodic pension cost.
			2014				2013			2012
			(in thousands)
	Service cost including expected expenses and net of expected plan participant contributions		$	1,115			$	1,211		$	900
	Interest cost			1,407				1,216			1,368
	Expected return on plan assets			(3,009	)			(2,656	)		(2,259	)
	Amortization of prior service cost			16				23			23
	Amortization of net actuarial loss			-				631			664
	Net pension cost (credit)		$	(471	)		$	425		$	696
	Prior service cost has been fully amortized from accumulated other comprehensive income into net periodic pension cost as of December 31, 2014.  No portion of the net actuarial loss for the defined benefit pension plan as of December 31, 2014 will be amortized from accumulated other comprehensive income into net periodic pension cost in 2015.
	Funded Status of the Plan.  The following table sets forth the change in the projected benefit obligation and Plan assets for each year and, as of the end of each year, the funded status of the Plan and accumulated benefit obligation.
			2014				2013			2012
	Change in projected benefit obligation:		(in thousands)
	Projected benefit obligation at beginning of year		$	28,650			$	30,698		$	26,891
	Service cost excluding expected expenses and plan participant contributions			1,051				1,211			889
	Interest cost			1,407				1,216			1,367
	Benefits paid			(1,160	)			(1,019	)		(916	)
	Assumption changes			6,302				(3,907	)		4,270
	Experience loss (gain) and other			(463	)			451			(1,803	)
	Projected benefit obligation at end of year			35,787				28,650			30,698
	Change in fair value of plan assets:
	Fair value of plan assets at beginning of year			47,182				41,598			33,023
	Actual return on plan assets			6,009				6,660			3,459
	Employer contributions			-				-			6,024
	Plan participant contributions			251				245			243
	Benefits paid			(1,160	)			(1,019	)		(916	)
	Expenses			(74	)			(302	)		(235	)
	Fair value of plan assets at end of year			52,208				47,182			41,598
	Funded status at end of year		$	16,421			$	18,532		$	10,900
	Accumulated Benefit Obligation		$	33,403			$	26,261		$	27,783
	The Bank has no minimum required pension contribution for the Plan year ending September 30, 2015 and it cannot make a tax-deductible contribution for the tax year beginning January 1, 2015.
	The net actuarial loss and prior service cost included in accumulated other comprehensive income as of December 31 are as follows:
			2014				2013
			(in thousands)
	Net actuarial loss		$	4,442			$	1,844
	Prior service cost			-				17
			$	4,442			$	1,861
	Plan Assets.  The objective for the Plan’s assets is to generate long-term investment returns from both income and capital appreciation which outpaces the rate of inflation, while maintaining sufficient liquidity to ensure the Plan’s ability to pay all anticipated benefit and expense obligations when due.  The Plan will maintain a de minimis amount of cash equivalents, with the remaining assets allocated across two broadly-defined financial asset categories: (1) equity, both domestic and international; and (2) fixed income of various durations and issuer type.  The goal of the equity allocation is to supplement the Bank’s contributions to the Plan when the Plan is underfunded and increase surplus when the Plan is overfunded.  The fixed income component will include longer-duration bonds designed to match and hedge the characteristics of the Plan’s liabilities.  Cash equivalents, under normal circumstances, will be temporary holdings for the purpose of paying expenses and monthly benefits.
	For fixed income investments: (1) the minimum average credit quality shall be investment grade (Standard & Poor’s BBB or Moody’s Baa) or higher; and (2) no more than 5% of the portfolio may be invested in securities with ratings below investment grade, and none may be rated below investment grade at the time of purchase.
	Reasonable precautions are taken to avoid excessive concentrations to protect the portfolio against unfavorable outcomes within an asset class.  Specifically the following guidelines are in place:
	·	With the exception of fixed income investments explicitly guaranteed by the U.S. government, no single investment security shall represent more than 5% of total Plan assets; and
	·	With the exception of passively managed investment vehicles seeking to match the returns of broadly diversified market indices or diversified investment vehicles chosen specifically to hedge the interest rate risk embedded in Plan liabilities, no single investment pool or investment company (mutual fund) shall comprise more than 10% of total plan assets.
	The portfolio will be rebalanced to the target asset allocation, if needed, no less often than quarterly.  Unless expressly authorized in writing by the Committee, the following investing activities are prohibited:
	·	Purchasing securities on margin;
	·	Pledging or hypothecating securities, except for loans of securities that are fully collateralized;
	·	Purchasing or selling derivative securities for speculation or leverage; and
	·	Engaging in investment strategies that have the potential to amplify or distort the risk of loss beyond a level that is reasonably expected given the objectives of the portfolio.
	The Plan’s actual asset allocations, target allocations and expected long-term rates of return by asset category at December 31, 2014 and 2013 are set forth in the tables that follow.
			31-Dec-14
			Target				Percentage of			Weighted
			Allocation				Plan Assets			Average Expected
										Long-term
							Rates of Return
Cash equivalents			0% - 1%				0.20%		<1.00%
Equity mutual funds			25% - 35%				29.70%		6.60% to 12.00%
Fixed income mutual funds			65% - 75%				70.10%		3.90% to 5.00%
							100.00%		4.70% to 7.10%
		31-Dec-13
		Target				Percentage of			Weighted
		Allocation				Plan Assets			Average Expected
									Long-term
									Rates of Return
Cash equivalents			0% - 1%				0.60%		<1.00%
Equity mutual funds			45% - 55%				50.50%		6.25% to 11.50%
Fixed income mutual funds			45% - 55%				48.90%		3.35% to 5.40%
							100.00%		4.75% to 8.50%
The ranges for the weighted average expected long-term rates of return for equity funds, bond funds and total plan assets set forth in the preceding tables represent expected 25th to 75th percentile returns provided by Vanguard.  For these purposes Vanguard utilizes a proprietary capital markets model (the “model”) developed and maintained by Vanguard’s primary investment research and advice teams.  The model forecasts distributions of future returns for a wide array of broad asset classes.  The theoretical and empirical foundation of the model is that the returns of various asset classes reflect the compensation investors require for bearing different types of systematic risk.  At the core of the model are estimates of the dynamic statistical relationship between risk factors and asset returns, obtained from statistical analysis based on available historical monthly financial and economic data.
At December 31, 2014 and 2013, the equity and fixed income components of Plan assets consist of the following Vanguard institutional funds:
Equity
	·	Vanguard Total Stock Market Index Fund (VITSX).  This fund seeks to track the performance of the Center for Research in Security Prices (“CRSP”) U.S. Total Market Index.  The fund is passively managed using index sampling and consists of large, small and mid-cap equity securities diversified across growth and value styles.
	·	Vanguard Total International Stock Index Fund (VTSNX).  This fund seeks to track the performance of the Financial Times Stock Exchange (“FTSE”) Global All Cap ex U.S. Index.  The fund is passively managed and includes broad exposure across developed and emerging non-U.S. equity markets.
Fixed Income
	·	Vanguard Long-Term Investment-Grade Fund (VWETX).  This fund seeks high and sustainable current income. Investments are selected using a fundamental, bottom-up credit selection process and consist of long-term, high-quality bonds broadly diversified by issuer and industry sector.
	·	Vanguard Long-Term Bond Index Fund (VBLLX).  This fund seeks high current income with high credit quality and to track the performance of the Barclays U.S. Long Government/Credit Float Adjusted Index.  The fund is passively managed using index sampling and includes diversified exposure to long-term, investment-grade U.S. bond market instruments.  Obligations of the U.S. government make up a significant portion of the fund’s holdings.
Fair Value of Plan Assets.  The fair value of the Plan assets at December 31, 2014 and 2013, by asset category, is summarized below.
						Fair Value Measurements at December 31, 2014 Using:
		Total				Quoted Prices			Significant			Significant
						in Active			Other			Unobservable
						Markets for			Observable			Inputs
						Identical Assets			Inputs			(Level 3)
						(Level 1)			(Level 2)
Cash equivalents:		(in thousands)
Vanguard Prime Money Market Mutual Fund		$	92			$	-		$	92		$	-
Total cash equivalents			92				-			92			-
Equity mutual funds:
Vanguard Total Stock Market Index Fund (VITSX)			8,226				8,226			-			-
Vanguard Total International Stock Index Fund (VTSNX)			7,264				7,264			-			-
Total equity funds			15,490				15,490			-			-
Fixed income mutual funds:
Vanguard Long-Term Investment Grade Fund (VWETX)			15,706				15,706			-			-
Vanguard Long-Term Bond Index Fund (VBLLX)			20,920				20,920			-			-
Total fixed income mutual funds			36,626				36,626			-			-
Total Plan Assets		$	52,208			$	52,116		$	92		$	-
						Fair Value Measurements at December 31, 2013 Using:
		Total				Quoted Prices			Significant			Significant
						in Active			Other			Unobservable
						Markets for			Observable			Inputs
						Identical Assets			Inputs			(Level 3)
						(Level 1)			(Level 2)
Cash equivalents:		(in thousands)
Short term investment fund		$	304			$	-		$	304		$	-
Total cash equivalents			304				-			304			-
Equity mutual funds:
Vanguard Total Stock Market Index Fund (VITSX)			12,383				12,383			-			-
Vanguard Total International Stock Index Fund (VTSNX)			11,433				11,433			-			-
Total equity funds			23,816				23,816			-			-
Fixed income mutual funds:
Vanguard Long-Term Investment Grade Fund (VWETX)			9,233				9,233			-			-
Vanguard Long-Term Bond Index Fund (VBLLX)			13,829				13,829			-			-
Total fixed income mutual funds			23,062				23,062			-			-
Total Plan Assets		$	47,182			$	46,878		$	304		$	-
The fair values of the Vanguard mutual funds represent their net asset values (“NAV”) at December 31, 2014 and 2013.  On an ongoing basis, the Plan has the ability to readily redeem its investments in these funds at their NAV per share with no advance notification.
An explanation of matrix pricing and the definitions of Level 1, 2 and 3 fair value measurements are included in Note N to these consolidated financial statements.
At December 31, 2014 and 2013, the Plan’s cash and cash equivalents amounted to .2% and .6%, respectively, of the Plans total assets and represented investments in the Vanguard Prime Money Market Mutual Fund and the State Street Bank & Trust Company Short-Term Investment Fund, respectively.
Estimated Future Benefit Payments.  The following benefit payments, which reflect expected future service as appropriate, are expected to be made by the Plan.
Year					Amount
					(in thousands)
2015					$	1,304
2016						1,470
2017						1,695
2018						1,799
2019						1,895
2020-2024						11,193
The Bank’s Supplemental Executive Retirement Plan (“SERP”) currently covers the Bank’s CEO.  The benefit under the SERP is equal to the additional amount that the CEO would be entitled to under the Pension and 401(k) plans in the absence of Internal Revenue Code limitations.  SERP expense was $133,000, $(19,000) and $45,000 in 2014, 2013 and 2012, respectively.

OTHER_OPERATING_EXPENSES

OTHER OPERATING EXPENSES	12 Months Ended
	Dec. 31, 2014
OTHER OPERATING EXPENSES [Abstract]
OTHER OPERATING EXPENSES	NOTE L – OTHER OPERATING EXPENSES
	Expenses included in other operating expenses that exceed one percent of the aggregate of total interest income and noninterest income in one or more of the years shown are as follows:
		2014		2013		2012
		(in thousands)
	Computer services	$	1,970	$	1,985	$	1,911
	FDIC assessment		1,278		1,139		1,034
	Marketing		927		670		615

COMMITMENTS_AND_CONTINGENT_LIA

COMMITMENTS AND CONTINGENT LIABILITIES	12 Months Ended
	Dec. 31, 2014
COMMITMENTS AND CONTINGENT LIABILITIES [Abstract]
COMMITMENTS AND CONTINGENT LIABILITIES	NOTE M – COMMITMENTS AND CONTINGENT LIABILITIES
	Financial Instruments With Off-Balance-Sheet Risk. In the normal course of business, the Bank enters into various types of off-balance sheet arrangements to meet the financing needs of its customers.  These off-balance sheet financial instruments include commitments to extend credit, standby letters of credit and commercial letters of credit.  These instruments involve varying degrees of credit risk in excess of the amount recognized in the consolidated balance sheets and expose the Bank to credit loss in the event of nonperformance by the Bank’s customers. The Bank's exposure to credit loss is represented by the contractual notional amount of these instruments.  The Bank uses the same credit policies in making commitments to extend credit, and generally uses the same credit policies for letters of credit, as it does for on-balance-sheet instruments such as loans.
	At December 31, 2014 and 2013, financial instruments whose contract amounts represent credit risk are as follows:
		2014					2013
		Fixed			Variable		Fixed		Variable
		Rate			Rate		Rate		Rate
		(in thousands)
	Commitments to extend credit	$	10,655		$	203,809	$	9,151	$	136,331
	Standby letters of credit		4,043			-		4,347		-
	A commitment to extend credit is a legally binding agreement to lend to a customer as long as there is no violation of any condition established in the contract.  Unused home equity lines are the largest component of the Bank’s variable rate loan commitments.  Since some of the commitments to extend credit and letters of credit are expected to expire without being drawn upon and, with respect to unused home equity lines, can be frozen, reduced or terminated by the Bank based on the financial condition of the borrower, the total commitment amounts do not necessarily represent future cash requirements.  Home equity lines generally expire ten years from their date of origination, other real estate loan commitments generally expire within 60 days and commercial loan commitments generally expire within one year.  At December 31, 2014, the Bank’s fixed rate loan commitments are to make loans with interest rates ranging from 3.0% to 4.5% and maturities of 5 years and over.  The amount of collateral obtained, if any, by the Bank upon extension of credit is based on management’s credit evaluation of the borrower.  Collateral held varies but may include mortgages on commercial and residential real estate, security interests in business assets, equipment, deposit accounts with the Bank or other financial institutions and securities.
	Standby letters of credit are conditional commitments issued by the Bank to assure the performance or financial obligations of a customer to a third party.  The Bank's standby letters of credit extend through December 2015.  The credit risk involved in issuing standby letters of credit is essentially the same as that involved in extending loans to customers.  The Bank generally holds collateral and/or obtains personal guarantees supporting these commitments.  The extent of collateral held for these commitments at December 31, 2014 varied from 0% to 100% of the contractual notional amount of each instrument, with the average amount of collateral totaling 85% of the aggregate outstanding notional amount.  Standby letters of credit are considered financial guarantees and are recorded at fair value.
	Commercial letters of credit are conditional commitments issued by the Bank to assure the payment by a customer to a supplier.  The credit risk involved in issuing commercial letters of credit is the same as that discussed in the preceding paragraph for standby letters of credit.  The Bank generally holds collateral and/or obtains personal guarantees supporting these commitments.  There were no commercial letters of credit outstanding at December 31, 2014.
	Employment Contracts.  At December 31, 2014, the chief executive officer, senior executive vice president and certain of the Bank’s executive vice presidents had employment contracts with the Corporation under which they are entitled to severance compensation in the event of an involuntary termination of employment or resignation of employment following a change in control.  The terms of these contracts currently range from eighteen months to three years.  Unless the Corporation gives written notice of non-extension within the time frames set forth in the contracts, the contracts are automatically extended at the expiration of each year for a new period ranging from eighteen months to three years.  The current aggregate annual salaries provided for in these contracts is approximately $1,893,500.
	Lease Commitments.  At December 31, 2014, minimum annual rental commitments under non-cancelable operating leases are as follows:
	Year		Amount
			(in thousands)
	2015		$	1,583
	2016			1,469
	2017			1,399
	2018			1,175
	2019			997
	Thereafter			3,373
			$	9,996
	The Bank has various renewal options on the above leases.  Rent expense, including amounts paid for real estate taxes and common area maintenance, was $1,733,000, $1,625,000 and $1,531,000 in 2014, 2013 and 2012, respectively.
	Related Party Leases.  Buildings occupied by two of the Bank’s branch offices are leased from a director of the Corporation and the Bank.  The leases expire on October 31, 2017 and December 31, 2019.  Aggregate base rent expense for these leases for the years ending December 31, 2014, 2013 and 2012 amounted to approximately $68,000 in each year.  In addition to base rent, the Bank is responsible for its proportionate share of the real estate taxes on one of the leased properties.  Management believes that the terms of these leases are comparable to market terms that could have been obtained from an unrelated third party.
	Litigation.  The Corporation is a named defendant in several legal actions incidental to the business.  For some of these actions there is a possibility that the Corporation will sustain a financial loss.  Management believes that none of the possible losses are material.

FAIR_VALUE_OF_FINANCIAL_INSTRU

FAIR VALUE OF FINANCIAL INSTRUMENTS	12 Months Ended
	Dec. 31, 2014
FAIR VALUE OF FINANCIAL INSTRUMENTS [Abstract]
FAIR VALUE OF FINANCIAL INSTRUMENTS	NOTE N – FAIR VALUE OF FINANCIAL INSTRUMENTS
	Financial Instruments Recorded at Fair Value.  When measuring fair value, the Corporation uses a fair value hierarchy, which is designed to maximize the use of observable inputs and minimize the use of unobservable inputs.  The hierarchy involves three levels of inputs that may be used to measure fair value:
	Level 1: Quoted prices (unadjusted) in active markets for identical assets or liabilities that the Corporation has the ability to access at the measurement date.
	Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active; or inputs other than quoted prices that are observable or can be corroborated by observable market data.
	Level 3: Significant unobservable inputs that reflect the Corporation’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	The Corporation deems transfers between levels of the fair value hierarchy to have occurred on the date of the event or change in circumstance that caused the transfer.  There were no transfers between levels of the fair value hierarchy in either 2014 or 2013.
	The fair values of the Corporation’s investment securities designated as available-for-sale at December 31, 2014 and 2013 are set forth in the tables that follow.  These values are determined on a recurring basis using matrix pricing (Level 2 inputs).  Matrix pricing, which is a mathematical technique widely used in the industry to value debt securities, does not rely exclusively on quoted prices for the specific securities but rather on the relationship of such securities to other benchmark quoted securities.
						Fair Value Measurements at December 31, 2014 Using:
		Total				Quoted Prices				Significant				Significant
						in Active				Other				Unobservable
						Markets for				Observable				Inputs
						Identical Assets				Inputs				(Level 3)
						(Level 1)				(Level 2)
	Available-for-Sale Securities:	(in thousands)
	State and municipals	$	411,797			$	-			$	411,797			$	-
	Pass-through mortgage securities		131,181				-				131,181				-
	Collateralized mortgage obligations		231,167				-				231,167				-
		$	774,145			$	-			$	774,145			$	-
						Fair Value Measurements at December 31, 2013 Using:
		Total				Quoted Prices				Significant				Significant
						in Active				Other				Unobservable
						Markets for				Observable				Inputs
						Identical Assets				Inputs				(Level 3)
						(Level 1)				(Level 2)
	Available-for-Sale Securities:	(in thousands)
	State and municipals	$	356,553			$	-			$	356,553			$	-
	Pass-through mortgage securities		151,818				-				151,818				-
	Collateralized mortgage obligations		276,422				-				276,422				-
		$	784,793			$	-			$	784,793			$	-
	Assets measured at fair value on a nonrecurring basis at December 31, 2014 and 2013, are set forth in the table that follows.  Real estate appraisals utilized in measuring the fair value of impaired loans may employ a single valuation approach or a combination of approaches including comparable sales and the income approach.  Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available.  In arriving at fair value, the Corporation adjusts the value set forth in the appraisal by deducting costs to sell and a distressed sale adjustment. The adjustments made by the appraisers and the Corporation are deemed to be significant unobservable inputs and therefore result in a Level 3 classification of the inputs used for determining the fair value of impaired loans.  Because the Corporation has a small amount of impaired loans measured at fair value, the impact of unobservable inputs on the Corporation’s financial statements is not material.
						Fair Value Measurements Using:
		Total				Quoted Prices				Significant				Significant
						in Active				Other				Unobservable
						Markets for				Observable				Inputs
						Identical Assets				Inputs				(Level 3)
						(Level 1)				(Level 2)
	December 31, 2014:	(in thousands)
	Impaired loans:
	Residential mortgages - closed end	$	173			$	-			$	-			$	173
	December 31, 2013:
	Residential mortgage held-for-sale:
	Closed end	$	900			$	-			$	-			$	900
	Impaired loans:
	Commercial mortgages - owner-occupied	$	530			$	-			$	-			$	530
	Residential mortgages - closed end		278				-				-				278
		$	808			$	-			$	-			$	808
	The impaired loans set forth in the preceding table had principal balances of $179,000 and $1,024,000 at December 31, 2014 and 2013, respectively, and valuation allowances of $6,000 and $216,000, respectively.  During the years ended December 31, 2014, 2013 and 2012, the Corporation recorded provisions (credit) for loan losses of $(14,000), $127,000 and $26,000, respectively, for these impaired loans measured at fair value.
	The loan held-for-sale in the preceding table at December 31, 2013 was a nonaccruing troubled debt restructuring carried at fair value.  This held-for-sale loan was sold in 2014 for its carrying value of $900,000.
	Financial Instruments Not Recorded at Fair Value.  Fair value estimates are made at a specific point in time.  Such estimates are generally subjective in nature and dependent upon a number of significant assumptions associated with each financial instrument or group of similar financial instruments, including estimates of discount rates, risks associated with specific financial instruments, estimates of future cash flows, and relevant available market information.  Changes in assumptions could significantly affect the estimates.  In addition, fair value estimates do not reflect the value of anticipated future business, premiums or discounts that could result from offering for sale at one time the Corporation’s entire holdings of a particular financial instrument, or the tax consequences of realizing gains or losses on the sale of financial instruments.
	The following table sets forth the carrying amounts and estimated fair values of financial instruments that are not recorded at fair value in the Corporation’s financial statements at December 31, 2014 and 2013.
				31-Dec-14								31-Dec-13
		Level of		Carrying				Fair Value				Carrying				Fair Value
		Fair Value		Amount								Amount
		Hierarchy
				(in thousands)
	Financial Assets:
	Cash and cash equivalents	Level 1		$	32,944			$	32,944			$	35,497			$	35,497
	Held-to-maturity securities	Level 2			21,119				22,156				31,315				32,759
	Held-to-maturity securities	Level 3			714				714				789				789
	Loans	Level 3			1,781,425				1,765,202				1,456,281				1,447,199
	Restricted stock	Level 1			23,304				23,304				19,869				19,869
	Accrued interest receivable:
	Investment securities	Level 2			4,689				4,689				4,766				4,766
	Loans	Level 3			4,355				4,355				3,819				3,819
Financial Liabilities:
Checking deposits	Level 1			655,753				655,753				599,114				599,114
Savings, NOW and money market deposits	Level 1			1,000,325				1,000,325				917,974				917,974
Time deposits	Level 2			328,947				333,992				265,040				270,545
Short-term borrowings	Level 1			136,486				136,486				110,463				110,463
Long-term debt	Level 2			345,000				348,519				285,000				285,502
Accrued interest payable:
Checking, savings, NOW and money market deposits	Level 1			27				27				33				33
Time deposits	Level 2			5,077				5,077				5,802				5,802
Short-term borrowings	Level 1			1				1				1				1
Long-term debt	Level 2			667				667				571				571
The following methods and assumptions are used by the Corporation in measuring the fair value of financial instruments disclosed in the preceding table.
Cash and cash equivalents.  The recorded book value of cash and cash equivalents is their fair value.
Investment securities.  Fair values are based on quoted prices for similar assets in active markets or derived principally from observable market data.
Loans.  The total loan portfolio is divided into three segments: (1) residential mortgages; (2) commercial mortgages and commercial loans; and (3) and consumer loans.  Each segment is further divided into pools of loans with similar financial characteristics (i.e. product type, fixed versus variable rate, time to rate reset, length of term, conforming versus nonconforming).  Cash flows for each pool, including estimated prepayments if applicable, are discounted utilizing market or internal benchmarks which management believes are reflective of current market rates for similar loan products.  The discounted value of the cash flows is reduced by the related allowance for loan losses to arrive at an estimate of fair value.
Restricted stock.  The recorded book value of Federal Home Loan Bank stock and Federal Reserve Bank stock is their fair value because the stock is redeemable at cost.
Deposit liabilities.  The fair value of deposits with no stated maturity, such as checking deposits, money market deposits, NOW accounts and savings deposits, is equal to their recorded book value.  The fair value of time deposits is based on the discounted value of contractual cash flows.  The discount rate is equivalent to the rate at which the Bank could currently replace these deposits with wholesale borrowings from the Federal Home Loan Bank.
Borrowed funds.  For short-term borrowings maturing within ninety days, the recorded book value is a reasonable estimate of fair value.  The fair value of long-term debt is based on the discounted value of contractual cash flows.  The discount rate is equivalent to the rate at which the Bank could currently replace these borrowings with wholesale borrowings from the Federal Home Loan Bank.
Accrued interest receivable and payable.  For these short-term instruments, the recorded book value is a reasonable estimate of fair value.
Off-balance-sheet Items.  The fair value of off-balance sheet items is not considered to be material.

PARENT_COMPANY_FINANCIAL_INFOR

PARENT COMPANY FINANCIAL INFORMATION	12 Months Ended
	Dec. 31, 2014
PARENT COMPANY FINANCIAL INFORMATION [Abstract]
PARENT COMPANY FINANCIAL INFORMATION	NOTE O – PARENT COMPANY FINANCIAL INFORMATION
	Condensed financial information for the Corporation (parent company only) is as follows:
	CONDENSED BALANCE SHEETS	December 31,
		2014			2013
		(in thousands)
	Assets:
	Cash and due from banks	$	1,256		$	1,667
	Investment in subsidiary bank, at equity		233,103			205,805
	Prepaid income taxes		357			496
	Deferred income tax benefits		1,186			974
	Other assets		43			2
		$	235,945		$	208,944
	Liabilities:
	Other liabilities	$	-		$	12
	Cash dividends payable		2,642			2,376
			2,642			2,388
	Stockholders' equity:
	Common stock		1,389			914
	Surplus		51,009			46,873
	Retained earnings		170,120			157,107
			222,518			204,894
	Accumulated other comprehensive income, net of tax		10,785			1,662
			233,303			206,556
		$	235,945		$	208,944
	CONDENSED STATEMENTS OF INCOME	Year ended December 31,
		2014			2013			2012
		(in thousands)
	Income:
	Dividends from subsidiary bank	$	6,000		$	3,900		$	6,550
	Expenses:
	Salaries		1,511			592			782
	Other operating expenses		409			408			353
			1,920			1,000			1,135
	Income before income taxes		4,080			2,900			5,415
	Income tax benefit		(759	)		(397	)		(451	)
	Income before undistributed earnings of subsidiary bank		4,839			3,297			5,866
	Equity in undistributed earnings		18,175			18,003			14,527
	Net income	$	23,014		$	21,300		$	20,393
	Comprehensive Income	$	32,137		$	6,222		$	19,445
	CONDENSED STATEMENTS OF CASH FLOWS	Year ended December 31,
		2014			2013			2012
		(in thousands)
	Cash Flows From Operating Activities:
	Net income	$	23,014		$	21,300		$	20,393
	Adjustments to reconcile net income to net cash provided by operating activities:
	Undistributed earnings of subsidiary bank		(18,175	)		(18,003	)		(14,527	)
	Deferred income tax provision (credit)		(289	)		(67	)		15
	Stock-based compensation expense		1,511			592			782
	Decrease (increase) in prepaid income taxes		139			105			(140	)
	Increase in other assets		(41	)		(1	)		-
	Increase (decrease) in other liabilities		(12	)		12			-
	Net cash provided by operating activities		6,147			3,938			6,523
	Cash Flows From Financing Activities:
	Repurchase and retirement of common stock		(286	)		(95	)		(369	)
	Proceeds from exercise of stock options		1,055			1,418			2,603
	Tax benefit of stock options		224			162			135
	Proceeds from issuance of common stock		2,185			2,167			2,006
	Cash dividends paid		(9,736	)		(6,904	)		(10,602	)
	Net cash used in financing activities		(6,558	)		(3,252	)		(6,227	)
	Net increase (decrease) in cash and cash equivalents*		(411	)		686			296
	Cash and cash equivalents, beginning of year		1,667			981			685
	Cash and cash equivalents, end of year	$	1,256		$	1,667		$	981
	Supplemental Schedule of Noncash Financing Activities:
	Cash dividends payable	$	2,642		$	2,376		$	-
*Cash and cash equivalents is defined as cash and due from banks and includes, among other things, the checking and money market accounts with the Corporation’s wholly-owned bank subsidiary.

QUARTERLY_FINANCIAL_DATA_Unaud

QUARTERLY FINANCIAL DATA (Unaudited)	12 Months Ended
	Dec. 31, 2014
QUARTERLY FINANCIAL DATA (Unaudited) [Abstract]
QUARTERLY FINANCIAL DATA (Unaudited)	NOTE P – QUARTERLY FINANCIAL DATA (Unaudited)
		First			Second			Third		Fourth		Total
		Quarter			Quarter			Quarter		Quarter
		(in thousands, except per share data)
	2014
	Interest income	$	19,692		$	20,018		$	21,059	$	21,207	$	81,976
	Interest expense		3,597			3,670			3,817		3,964		15,048
	Net interest income		16,095			16,348			17,242		17,243		66,928
	Provision for loan losses (credit)		(59	)		982			1,221		1,045		3,189
	Noninterest income before net securities gains		1,778			1,748			2,005		1,729		7,260
	Net gains on sales of securities		69			49			23		-		141
	Noninterest expense		10,190			10,095			10,147		11,599		42,031
	Income before income taxes		7,811			7,068			7,902		6,328		29,109
	Income tax expense		1,854			1,524			1,848		869		6,095
	Net income		5,957			5,544			6,054		5,459		23,014
	Earnings per share:
	Basic		0.43			0.4			0.44		0.39		1.67
	Diluted		0.43			0.4			0.43		0.39		1.65
	Comprehensive income		11,988			10,041			6,114		3,994		32,137
	2013
	Interest income	$	18,119		$	18,375		$	18,802	$	19,555	$	74,851
	Interest expense		2,949			2,919			3,091		3,405		12,364
	Net interest income		15,170			15,456			15,711		16,150		62,487
	Provision for loan losses (credit)		(192	)		947			1,080		1,162		2,997
	Noninterest income before net securities gains		1,670			1,698			1,839		1,822		7,029
	Net gains on sales of securities		4			-			-		12		16
	Noninterest expense		9,780			9,467			9,961		10,292		39,500
	Income before income taxes		7,256			6,740			6,509		6,530		27,035
	Income tax expense		1,617			1,433			1,330		1,355		5,735
	Net income		5,639			5,307			5,179		5,175		21,300
	Earnings per share:
	Basic		0.42			0.39			0.38		0.38		1.56
	Diluted		0.41			0.39			0.38		0.37		1.55
	Comprehensive income (loss)		1,273			(7,197	)		5,231		6,915		6,222

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2014
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
Cash and Cash Equivalents	Cash and Cash Equivalents
	Cash and cash equivalents include cash, federal funds sold and deposits with other financial institutions that generally mature within 90 days.
Investment Securities	Investment Securities
	Current accounting standards require that investment securities be classified as held-to-maturity, available-for-sale or trading.  The trading category is not applicable to any securities in the Bank's portfolio because the Bank does not buy or hold debt or equity securities principally for the purpose of selling in the near term.  Held-to-maturity securities, or debt securities which the Bank has the intent and ability to hold to maturity, are reported at amortized cost.  Available-for-sale securities, or debt and equity securities which are neither held-to-maturity securities nor trading securities, are reported at fair value, with unrealized gains and losses, net of the related income tax effect, included in other comprehensive income.
	Interest income includes amortization or accretion of purchase premium or discount.  Premiums and discounts on securities are amortized or accreted on the level-yield method.  Prepayments are anticipated for mortgage-backed securities.  Premiums on municipal securities are amortized to the earlier of the stated maturity date or the first call date, while discounts on municipal securities are accreted to the stated maturity date.  Realized gains and losses on the sale of securities are determined using the specific identification method.
	Investment securities are evaluated for other-than-temporary impairment (“OTTI”) no less often than quarterly.  In determining OTTI, management considers many factors, including: (1) the length of time and the extent to which the fair value has been less than cost; (2) the financial condition and near-term prospects of the issuer; (3) whether the market decline was affected by macroeconomic conditions; and (4) whether management has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery.  The assessment of whether an other-than-temporary decline exists involves a high degree of subjectivity and judgment and is based on the information available to management at a point in time.
	When OTTI occurs, management considers whether it intends to sell, or, more likely than not, will be required to sell a security in an unrealized loss position before recovery of its amortized cost basis.  If either of these criteria is met, the entire difference between amortized cost and fair value is recognized in earnings.  For securities that do not meet the aforementioned criteria, the amount of impairment recognized in earnings is limited to the amount related to credit losses, while impairment related to other factors is recognized in other comprehensive income.
Loans Held for Sale	Loans Held for Sale
	Loans held for sale are carried at the lower of cost or fair value.  Any subsequent declines in fair value below the initial carrying value are recorded as a valuation allowance established through a charge to noninterest income.
Loans and Allowance for Loan Losses	Loans and Allowance for Loan Losses
	Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at their outstanding principal balance less any chargeoffs and the allowance for loan losses and plus or minus net deferred loan costs and fees, respectively.  Interest on loans is credited to income based on the principal amount outstanding.  Direct loan origination costs, net of loan origination fees, are deferred and recognized in interest income using the level-yield method without anticipating prepayments.
	The past due status of a loan is based on the contractual terms in the loan agreement.  Unless a loan is well secured and in the process of collection, the accrual of interest income is discontinued when a loan becomes 90 days past due as to principal or interest payments.  The accrual of interest income on a loan is also discontinued when it is determined that the borrower will not be able to make principal and interest payments according to the contractual terms of the current loan agreement.  When the accrual of interest income is discontinued on a loan, any accrued but unpaid interest is reversed against current period income.  Interest received on nonaccrual loans is accounted for on the cash basis or cost-recovery method until the loans qualify for return to an accrual status.  Return to an accrual status occurs when all the principal and interest amounts contractually due are brought current and all future payments are reasonably assured.
	The allowance for loan losses is established through provisions for loan losses charged against income.  When available information confirms that specific loans, or portions thereof, are uncollectible, these amounts are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance.
	The allowance for loan losses is an amount that management currently believes will be adequate to absorb probable incurred losses in the Bank’s loan portfolio.  The process for estimating credit losses and determining the allowance for loan losses as of any balance sheet date is subjective in nature and requires material estimates.  Actual results could differ significantly from those estimates.
	The allowance for loan losses is comprised of specific reserves allocated to individually impaired loans plus estimated losses on pools of loans that are collectively reviewed.  Although the allowance for loan losses has two separate components, one for impairment losses on individual loans and one for collective impairment losses on pools of loans, the entire allowance for loan losses is available to absorb realized losses as they occur whether they relate to individual loans or pools of loans.
	Estimated losses for loans individually deemed to be impaired are based on either the fair value of collateral or the discounted value of expected future cash flows.  For all collateral dependent impaired loans, impairment losses are measured based on the fair value of the collateral.  A loan is considered to be impaired when, based on current information and events, it is probable that the Bank will be unable to collect the scheduled principal and interest when due according to the contractual terms of the current loan agreement.  Loans that experience insignificant payment delays and payment shortfalls are not automatically considered to be impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and financial condition and the amount of the shortfall in relation to the principal and interest owed.  In estimating the fair value of real estate collateral, management utilizes appraisals or evaluations adjusted for costs to dispose and a distressed sale adjustment, if needed.
	In addition to estimating losses for loans individually deemed to be impaired, management also estimates collective impairment losses for pools of loans that are not specifically reviewed.  Loan pools include: commercial and industrial loans; small business credit scored loans; owner-occupied commercial mortgages; multifamily commercial mortgages; other commercial mortgages; construction and land development loans; first-lien residential mortgages; junior-lien residential mortgages; first-lien home equity lines; junior-lien home equity lines; and consumer loans.  The Bank’s highest average annualized loss experience over periods of 24, 36, 48 or 60 months is generally the starting point in determining its allowance for loan losses for each pool of loans.  Management believes that this approach appropriately reflects losses from the current economic cycle and those incurred losses in the Bank’s loan portfolio.  However, since future losses could vary significantly from those experienced in the past, on a quarterly basis management adjusts its historical loss experience to reflect current conditions.  In doing so, management considers a variety of general qualitative factors and then subjectively determines the weight to assign to each in estimating losses.  The factors include, among others: (1) delinquencies, (2) economic conditions as judged by things such as median home prices and commercial vacancy rates in the Bank’s service area and national and local unemployment levels, (3) trends in the nature and volume of loans, (4) concentrations of credit, (5) changes in lending policies and procedures, (6) experience, ability and depth of lending staff, (7) changes in the quality of the loan review function, (8) environmental risks, and (9) loan risk ratings.  Substantially all of the Bank’s allowance for loan losses allocable to pools of loans that are collectively evaluated for impairment results from these qualitative adjustments to historical loss experience.  Because of the nature of the qualitative factors and the difficulty in assessing their impact, management’s resulting estimate of losses may not accurately reflect actual losses in the portfolio.
	Troubled debt restructurings are by definition impaired loans and are generally reported at the present value of estimated future cash flows using the loan’s effective rate at inception.  However, if a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported at the fair value of the collateral.
Transfer of Financial Assets	Transfers of Financial Assets
	Transfers of financial assets are accounted for as sales when control over the assets has been relinquished.  Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Corporation, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Corporation does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Bank Premises and Equipment	Bank Premises and Equipment
	Land is carried at cost.  Other bank premises and equipment are carried at cost, less accumulated depreciation and amortization.  Buildings are depreciated using the straight-line method over their estimated useful lives, which range from thirty-one to forty years.  Building and leasehold improvements are depreciated using the straight-line method over the remaining lives of the buildings or leases, as applicable, or their estimated useful lives, whichever is shorter.  The lives of the respective leases range from five to twenty years.  Furniture, fixtures and equipment are depreciated using the straight-line method over their estimated useful lives, which range from three to ten years.
Bank-owned Life Insurance	Bank-owned Life Insurance
	The Bank is the owner and beneficiary of insurance policies on the lives of certain officers.  Bank-owned life insurance is recorded at the amount that can be realized under the contract at the balance sheet date, which is the cash surrender value adjusted for other charges or amounts due that are probable at settlement.
Restricted Stock	Restricted Stock
	The Bank is a member of and owns stock in the Federal Home Loan Bank of New York (“FHLB of New York”) and the Federal Reserve Bank of New York (“FRB”).  The FHLB of New York requires member banks to own stock, the amount of which is based on membership and the level of FHLB of New York advances.  The stocks are carried at cost, classified as restricted stock and periodically evaluated for impairment based on the prospects for the ultimate recovery of cost.  Cash dividends, if any, are reported as income.
Long-term Assets	Long-term Assets
	Premises and equipment, intangible assets, and other long-term assets, if any, are reviewed for impairment when events indicate that their carrying amount may not be recoverable from future undiscounted cash flows.  If impaired, the assets are recorded at fair value.
Loan Commitments and Related Financial Instruments	Loan Commitments and Related Financial Instruments
	Financial instruments include off balance sheet credit instruments, such as commitments to make loans, commercial letters of credit and standby letters of credit.  The face amount of these items represents the exposure to loss, before considering customer collateral or ability to repay.  The Bank maintains a reserve for losses on off-balance-sheet credit exposures which is included in accrued expense and other liabilities on the consolidated balance sheet.  Off-balance-sheet credit instruments are recorded on the balance sheet when they are funded or drawn down.
Checking Deposits	Checking Deposits
	Each of the Bank’s commercial checking accounts has a related noninterest-bearing sweep account.  The sole purpose of the sweep accounts is to reduce the reserve balances that the Bank is required to maintain with the FRB, and thereby increase funds available for investment.  Although the sweep accounts are classified as savings accounts for regulatory purposes, they are included in checking deposits in the accompanying consolidated balance sheets.
Income Taxes	Income Taxes
	A current tax liability or asset is recognized for the estimated taxes payable or refundable on tax returns for the current year.  A deferred tax liability or asset is recognized for the estimated future tax effects attributable to temporary differences and carryforwards.  The measurement of deferred tax assets is reduced, if necessary, by the amount of any tax benefits that, based on available evidence, are not expected to be realized.  The measurement of current and deferred tax liabilities and assets is based on provisions of the enacted tax law.  The effects of future changes in tax laws or rates are not considered.  The Corporation recognizes interest and/or penalties related to income tax matters in noninterest income or noninterest expense as appropriate.
Retirement Plans	Retirement Plans
	Pension expense is the sum of service cost, interest cost and amortization of prior service costs and actuarial gains and losses, net of the expected return on plan assets.  Employee 401(k) plan expense is equal to the amount of matching contributions.
Loss Contingencies	Loss Contingencies
	Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.
Stockholders' Equity	Stockholders’ Equity
	Earnings Per Share.  Basic earnings per share excludes dilution and is computed by dividing net income by the weighted average number of common shares outstanding for the period.  Diluted earnings per share reflects the potential dilution that could occur if outstanding stock options and restricted stock units (“RSUs”) were converted into shares of common stock that then shared in the earnings of the Corporation.  Diluted earnings per share is computed by dividing net income by the weighted average number of common shares and dilutive stock options and RSUs.  There were no anti-dilutive stock options at December 31, 2014 or 2013.  There were 69,153 anti-dilutive stock options at December 31, 2012. There were no anti-dilutive RSUs at December 31, 2014, 2013 or 2012.  Other than the stock options and RSUs described in Note J and the Rights described in Note I, the Corporation has no securities that could be converted into common stock nor does the Corporation have any contracts that could result in the issuance of common stock.
	Shares Tendered Upon the Exercise of Stock Options and Withheld Upon the Vesting of RSUs.  The amount shown for 2014 on the line captioned “Repurchase of common stock” in the Consolidated Statement of Changes in Stockholders’ Equity represents 518 shares with a value of $21,000 tendered upon the exercise of stock options and 8,725 shares with a value of $265,000 withheld upon the conversion of RSUs.  The amount shown for 2013 represents 3,211 shares with a value of $95,000 withheld upon the conversion of RSUs.  The amount shown for 2012 represents 8,450 shares with a value of $244,000 tendered upon the exercise of stock options and 4,700 shares with a value of $125,000 withheld upon the conversion of RSUs.
	Stock Split.  On September 16, 2014, the Corporation declared a 3-for-2 stock split.  The stock split was effected through a 50% stock dividend.  Additional shares issued as a result of the stock split were distributed on October 15, 2014 to stockholders of record on October 1, 2014, and are shown for 2014 on the line captioned “3-for-2 stock split” in the Consolidated Statement of Changes in Stockholders’ Equity.  Issuance costs of $46,000 were charged to Surplus.  Share and per share amounts included in the consolidated financial statements and notes thereto have been adjusted as appropriate to reflect the effect of the split.
Stock-based Compensation	Stock-based Compensation
	The Corporation’s stock-based compensation plans are described in Note J.  Compensation cost is determined for stock options and restricted stock units (“RSUs”) issued to employees based on the grant date fair value of the award.  The cost is recognized over the period during which an employee is required to provide service in exchange for the award, which is usually the vesting period.
	For stock options, compensation expense is recognized ratably over the five-year vesting period or the period from the grant date to the participant’s eligible retirement date, whichever is shorter.
	Compensation expense for performance-based RSUs is recognized over a three-year performance period and adjusted periodically to reflect the estimated number of shares of the Corporation’s common stock into which the RSUs will ultimately be convertible.  However, if the period between the grant date and the grantee’s eligible retirement date is less than three years, compensation expense is recognized ratably over this shorter period without regard to performance.  Compensation expense for service-based RSUs is recognized over a two to three year service-based vesting period. Compensation expense of $358,000 for RSUs awarded in 2014 with immediate vesting was recognized in full on the grant date.
	In determining compensation expense for stock options and RSUs outstanding and not yet vested, the Corporation assumes, based on prior experience that no forfeitures will occur.
Comprehensive Income	Comprehensive Income
	Comprehensive income includes net income and other comprehensive income.  Other comprehensive income includes revenues, expenses, gains and losses that under generally accepted accounting principles are included in comprehensive income but excluded from net income.  Other comprehensive income for the Corporation consists of net unrealized holding gains or losses on available-for-sale securities and changes in the funded status of the Bank’s defined benefit pension plan, both net of related income taxes.  Accumulated other comprehensive income is recognized as a separate component of stockholders’ equity.
	The components of other comprehensive income (loss) and the related tax effects are as follows:
		2014			2013			2012
	Net unrealized holding gains (losses) on available-for-sale securities:	(in thousands)
	Change arising during period	$	18,068		$	(33,061	)	$	2,602
	Reclassification adjustment for losses (gains) included in net income (1)		(22	)		1			(3,613	)
	Net unrealized holding gains (losses) on available-for-sale securities		18,046			(33,060	)		(1,011	)
	Tax effect		7,369			(13,123	)		(401	)
			10,677			(19,937	)		(610	)
	Change in funded status of pension plan:
	Unrecognized net gain (loss) arising during period		(2,597	)		7,403			(1,248	)
	Amortization of prior service cost included in pension expense (2)		16			23			23
	Amortization of net actuarial loss included in pension expense (2)		-			631			664
			(2,581	)		8,057			(561	)
	Tax effect		(1,027	)		3,198			(223	)
			(1,554	)		4,859			(338	)
	Other comprehensive income (loss)	$	9,123		$	(15,078	)	$	(948	)
	(1) Reclassification adjustment represents net realized gains or losses arising from the sale of available-for-sale securities. These net realized gains or losses are included in the consolidated statements of income in the line item, “Net gains on sales of securities.”  See “Note B – Investment Securities” for the income tax expense (benefit) related to these net realized gains or losses.
	(2) Represents the amortization into expense of prior service cost and net actuarial loss relating to the Corporation’s defined benefit pension plan.  These items are included in net periodic pension cost (see “Note K – Retirement Plans”) and in the consolidated statements of income in the line item, “Employee benefits.”  The income tax expense relating to these costs is included in the consolidated statements of income in the line item, “Income tax expense.”
	The following sets forth the components of accumulated other comprehensive income, net of tax:
		Balance			Current			Balance
		12/31/13			Period			12/31/14
					Change
		(in thousands)
	Unrealized holding gains on available-for-sale securities	$	2,783		$	10,677		$	13,460
	Unrealized actuarial losses and prior service costs on pension plan		(1,121	)		(1,554	)		(2,675	)
	Total accumulated other comprehensive income	$	1,662		$	9,123		$	10,785
Operating Segments	Operating Segments
	While senior management monitors the revenue streams of the Bank’s various products and services, the identifiable segments are not material and operations are managed and financial performance is evaluated on a company-wide basis.  Accordingly, all of the financial operations of the Bank are aggregated in one reportable operating segment.
Investment Management Division	Investment Management Division
	Assets held in a fiduciary capacity are not assets of the Corporation and, accordingly, are not included in the accompanying consolidated financial statements.  The Investment Management Division records fees on the accrual basis.
Reclassifications	Reclassifications
	When appropriate, items in the prior year financial statements are reclassified to conform to the current period presentation.
Adoption of New Accounting Standards	Adoption of New Accounting Standards
	There were no accounting standards adopted during 2014.
Impact of Issued But Not Yet Effective Accounting Standards	Impact of Issued But Not Yet Effective Accounting Standards
	The pronouncements discussed in this section are not intended to be an all-inclusive list, but rather only those pronouncements that could potentially have an impact on the Corporation’s financial position, results of operations or disclosures.
	In January 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-04 “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure.”  The amendments in ASU 2014-04 are intended to reduce diversity in practice by clarifying when an in-substance repossession or foreclosure occurs, that is, when a creditor such as the Bank should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan should be derecognized and the real estate property recognized.  Additionally, the amendments in ASU 2014-04 require interim and annual disclosure of both the amount of foreclosed residential real estate property held by a creditor and the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction.  For public entities such as the Corporation, the amendments are effective for interim and annual reporting periods beginning after December 15, 2014.  Early adoption in 2014 was permitted.  ASU 2014-04 is not expected to have a material impact on the Corporation’s financial position, results of operations or disclosures.
	In May 2014, the FASB issued ASU 2014-09 “Revenue from Contracts with Customers.”  The amendments in ASU 2014-09 are intended to improve financial reporting by providing a comprehensive framework for addressing revenue recognition issues that can be applied to all contracts with customers regardless of industry-specific or transaction-specific fact patterns.  While the guidance in ASU 2014-09 supersedes most existing industry-specific revenue recognition accounting guidance, much of a bank’s revenue comes from financial instruments such as debt securities and loans that are scoped-out of the guidance.  The amendments also include improved disclosures to enable users of financial statements to better understand the nature, amount, timing and uncertainty of revenue that is recognized.  For public entities such as the Corporation, ASU 2014-09 is effective for interim and annual reporting periods beginning after December 15, 2016.  Early adoption is not permitted.  Management is currently evaluating the impact that the amendments in ASU 2014-09 could have on the Corporation’s financial position, results of operations and disclosures, but does not currently believe that such impact will be material.
	In June 2014, the FASB issued ASU 2014-11 “Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures.”  The amendments in ASU 2014-11 change the accounting for repurchase-to-maturity transactions and linked repurchase financings to secured borrowing accounting. The amendments also require new disclosures about certain transfers of financial assets and the types of collateral pledged in repurchase agreements and similar transactions.  For public entities such as the Corporation, the amendments are generally effective for interim and annual reporting periods beginning after December 15, 2014.  Early adoption for public entities is prohibited.  ASU 2014-11 is not expected to have a material impact on the Corporation’s financial position, results of operations or disclosures.
	In June 2014, the FASB issued ASU 2014-12 “Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period.”  ASU 2014-12 provides guidance on the accounting for share-based payments in which the terms of an award provide that an employee can cease rendering service before the end of the period in which a performance target could be achieved and still be eligible to vest in the award if and when the performance target is achieved. The amendments in ASU 2014-12 are effective for interim and annual reporting periods beginning after December 15, 2015.  Early adoption is permitted.  ASU 2014-12 is not expected to have a material impact on the Corporation’s financial position, results of operations or disclosures.

SUMMARY_OF_SIGNIFICANT_ACCOUNT2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)	12 Months Ended
	Dec. 31, 2014
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
Components of Other Comprehensive Income (Loss) and Related Tax Effects	The components of other comprehensive income (loss) and the related tax effects are as follows:
		2014			2013			2012
	Net unrealized holding gains (losses) on available-for-sale securities:	(in thousands)
	Change arising during period	$	18,068		$	(33,061	)	$	2,602
	Reclassification adjustment for losses (gains) included in net income (1)		(22	)		1			(3,613	)
	Net unrealized holding gains (losses) on available-for-sale securities		18,046			(33,060	)		(1,011	)
	Tax effect		7,369			(13,123	)		(401	)
			10,677			(19,937	)		(610	)
	Change in funded status of pension plan:
	Unrecognized net gain (loss) arising during period		(2,597	)		7,403			(1,248	)
	Amortization of prior service cost included in pension expense (2)		16			23			23
	Amortization of net actuarial loss included in pension expense (2)		-			631			664
			(2,581	)		8,057			(561	)
	Tax effect		(1,027	)		3,198			(223	)
			(1,554	)		4,859			(338	)
	Other comprehensive income (loss)	$	9,123		$	(15,078	)	$	(948	)
	(1) Reclassification adjustment represents net realized gains or losses arising from the sale of available-for-sale securities. These net realized gains or losses are included in the consolidated statements of income in the line item, “Net gains on sales of securities.”  See “Note B – Investment Securities” for the income tax expense (benefit) related to these net realized gains or losses.
	(2) Represents the amortization into expense of prior service cost and net actuarial loss relating to the Corporation’s defined benefit pension plan.  These items are included in net periodic pension cost (see “Note K – Retirement Plans”) and in the consolidated statements of income in the line item, “Employee benefits.”  The income tax expense relating to these costs is included in the consolidated statements of income in the line item, “Income tax expense.”
Components of Accumulated Other Comprehensive Income, Net of Tax	The following sets forth the components of accumulated other comprehensive income, net of tax:
		Balance			Current			Balance
		12/31/13			Period			12/31/14
					Change
		(in thousands)
	Unrealized holding gains on available-for-sale securities	$	2,783		$	10,677		$	13,460
	Unrealized actuarial losses and prior service costs on pension plan		(1,121	)		(1,554	)		(2,675	)
	Total accumulated other comprehensive income	$	1,662		$	9,123		$	10,785

INVESTMENT_SECURITIES_Tables

INVESTMENT SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2014
INVESTMENT SECURITIES [Abstract]
Amortized Cost and Estimated Fair Value	The following tables set forth the amortized cost and estimated fair values of the Bank’s investment securities at December 31, 2014 and 2013.
		2014
		Amortized			Gross			Gross			Fair
		Cost			Unrealized			Unrealized			Value
					Gains			Losses
	Held-to-Maturity Securities:	(in thousands)
	State and municipals	$	19,836		$	843		$	-		$	20,679
	Pass-through mortgage securities		856			110			-			966
	Collateralized mortgage obligations		1,141			84			-			1,225
		$	21,833		$	1,037		$	-		$	22,870
	Available-for-Sale Securities:
	State and municipals	$	393,637		$	18,612		$	(452	)	$	411,797
	Pass-through mortgage securities		130,966			1,421			(1,206	)		131,181
	Collateralized mortgage obligations		226,879			4,847			(559	)		231,167
		$	751,482		$	24,880		$	(2,217	)	$	774,145
		2013
		Amortized			Gross			Gross			Fair
		Cost			Unrealized			Unrealized			Value
					Gains			Losses
	Held-to-Maturity Securities:	(in thousands)
	State and municipals	$	27,968		$	1,087		$	-		$	29,055
	Pass-through mortgage securities		1,878			181			-			2,059
	Collateralized mortgage obligations		2,258			176			-			2,434
		$	32,104		$	1,444		$	-		$	33,548
	Available-for-Sale Securities:
	State and municipals	$	353,333		$	8,250		$	(5,030	)	$	356,553
	Pass-through mortgage securities		154,760			1,040			(3,982	)		151,818
	Collateralized mortgage obligations		272,083			6,190			(1,851	)		276,422
		$	780,176		$	15,480		$	(10,863	)	$	784,793
Securities with Unrealized Losses	The following tables set forth securities with unrealized losses at December 31, 2014 and 2013 presented by length of time the securities have been in a continuous unrealized loss position.
		2014
		Less than						12 Months						Total
		12 Months						or More
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
		Value			Loss			Value			Loss			Value		Loss
		(in thousands)
	State and municipals	$	19,386		$	(145	)	$	21,198		$	(307	)	$	40,584	$	(452	)
	Pass-through mortgage securities		-			-			100,556			(1,206	)		100,556		(1,206	)
	Collateralized mortgage obligations		15,420			(84	)		17,227			(475	)		32,647		(559	)
	Total temporarily impaired	$	34,806		$	(229	)	$	138,981		$	(1,988	)	$	173,787	$	(2,217	)
		2013
		Less than						12 Months						Total
		12 Months						or More
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
		Value			Loss			Value			Loss			Value		Loss
		(in thousands)
	State and municipals	$	103,010		$	(4,549	)	$	7,729		$	(481	)	$	110,739	$	(5,030	)
	Pass-through mortgage securities		89,092			(2,279	)		38,237			(1,703	)		127,329		(3,982	)
	Collateralized mortgage obligations		36,652			(652	)		54,660			(1,199	)		91,312		(1,851	)
	Total temporarily impaired	$	228,754		$	(7,480	)	$	100,626		$	(3,383	)	$	329,380	$	(10,863	)
Proceeds and Realized Gain on the Sale of Available for Sale Securities	Sales of available-for-sale securities were as follows:
		2014			2013			2012
		(in thousands)
	Proceeds	$	3,390		$	1,780		$	102,687
	Gains	$	42		$	48		$	4,248
	Losses		(20	)		(49	)		(635	)
	Net gain (loss)	$	22		$	(1	)	$	3,613
Amortized Cost and Fair Value of State and Municipal Securities by Maturity	The following table sets forth by maturity the amortized cost and fair value of the Bank’s state and municipal securities at December 31, 2014 based on the earlier of their stated maturity or, if applicable, their pre-refunded date.  The remaining securities in the Bank’s investment securities portfolio are mortgage-backed securities, consisting of pass-through mortgage securities and collateralized mortgage obligations. Although these securities are expected to have substantial periodic repayments they are reflected in the table below in aggregate amounts.
		Amortized Cost			Fair Value
	Held-to-Maturity Securities:	(in thousands)
	Within one year	$	2,924		$	2,946
	After 1 through 5 years		8,534			8,878
	After 5 through 10 years		7,545			7,972
	After 10 years		833			883
	Mortgage-backed securities		1,997			2,191
		$	21,833		$	22,870
	Available-for-Sale Securities:
	Within one year	$	5,255		$	5,308
	After 1 through 5 years		20,417			21,002
	After 5 through 10 years		118,811			122,449
	After 10 years		249,154			263,038
	Mortgage-backed securities		357,845			362,348
		$	751,482		$	774,145

LOANS_Tables

LOANS (Tables)	12 Months Ended
	Dec. 31, 2014
LOANS [Abstract]
Summary of Loans Evaluated on an Individual and Collective Basis for Impairment and the Related Allowance for Loan Losses	The following tables set forth by class of loans as of December 31, 2014, 2013 and 2012 the amount of loans individually and collectively evaluated for impairment and the portion of the allowance for loan losses allocable to such loans.  The tables also set forth by class of loans the activity in the allowance for loan losses for the years ended December 31, 2014, 2013 and 2012.  Construction and land development loans are included with commercial mortgages in the following tables and small business credit scored loans are included with commercial and industrial loans.
		2014
					Commercial Mortgages									Residential Mortgages
		Commercial			Multifamily			Other			Owner			Closed		Revolving			Consumer			Total
		& Industrial									Occupied			End		Home			and Other
																Equity
		(in thousands)
	Loans:
	Individually evaluated for impairment	$	16		$	303		$	-		$	630		$	1,083	$	376		$	-		$	2,408
	Collectively evaluated for impairment		77,124			528,790			222,537			106,715			778,911		82,733			5,601			1,802,411
		$	77,140		$	529,093		$	222,537		$	107,345		$	779,994	$	83,109		$	5,601		$	1,804,819
	Allocation of allowance for loan losses:
	Individually evaluated for impairment	$	-		$	-		$	-		$	-		$	60	$	-		$	-		$	60
	Collectively evaluated for impairment		838			7,207			2,340			1,023			10,539		1,121			93			23,161
		$	838		$	7,207		$	2,340		$	1,023		$	10,599	$	1,121		$	93		$	23,221
	Activity in allowance for loan losses:
	Beginning balance	$	808		$	7,348		$	1,501		$	1,191		$	8,607	$	1,240		$	153		$	20,848
	Chargeoffs		96			-			37			400			121		173			7			834
	Recoveries		2			-			-			-			3		4			9			18
	Provision for loan losses (credit)		124			(141	)		876			232			2,110		50			-62			3,189
	Ending balance	$	838		$	7,207		$	2,340		$	1,023		$	10,599	$	1,121		$	93		$	23,221
		2013
	Loans:
	Individually evaluated for impairment	$	34		$	347		$	3,037		$	657		$	1,539	$	211		$	-		$	5,825
	Collectively evaluated for impairment		71,784			469,139			159,837			82,994			603,804		77,370			7,184			1,472,112
		$	71,818		$	469,486		$	162,874		$	83,651		$	605,343	$	77,581		$	7,184		$	1,477,937
	Allocation of allowance for loan losses:
	Individually evaluated for impairment	$	1		$	-		$	-		$	127		$	149	$	-		$	-		$	277
	Collectively evaluated for impairment		807			7,348			1,501			1,064			8,458		1,240			153			20,571
		$	808		$	7,348		$	1,501		$	1,191		$	8,607	$	1,240		$	153		$	20,848
	Activity in allowance for loan losses:
	Beginning balance	$	834		$	5,342		$	1,978		$	1,163		$	7,729	$	1,453		$	125		$	18,624
	Chargeoffs		-			-			-			-			914		-			18			932
	Recoveries		19			-			113			-			13		-			14			159
	Provision for loan losses (credit)		(45	)		2,006			(590	)		28			1,779		(213	)		32			2,997
	Ending balance	$	808		$	7,348		$	1,501		$	1,191		$	8,607	$	1,240		$	153		$	20,848
		2012
	Loans:
	Individually evaluated for impairment	$	48		$	1,105		$	1,773		$	174		$	5,028	$	382		$	-		$	8,510
	Collectively evaluated for impairment		54,291			277,398			140,213			83,705			497,339		81,593			4,335			1,138,874
		$	54,339		$	278,503		$	141,986		$	83,879		$	502,367	$	81,975		$	4,335		$	1,147,384
	Allocation of allowance for loan losses:
	Individually evaluated for impairment	$	-		$	-		$	-		$	-		$	567	$	-		$	-		$	567
	Collectively evaluated for impairment		834			5,342			1,978			1,163			7,162		1,453			125			18,057
		$	834		$	5,342		$	1,978		$	1,163		$	7,729	$	1,453		$	125		$	18,624
	Activity in allowance for loan losses:
	Beginning balance	$	699		$	5,365		$	2,316		$	1,388		$	5,228	$	1,415		$	161		$	16,572
	Chargeoffs		5			501			-			-			659		450			4			1,619
	Recoveries		4			4			19			-			10		-			6			43
	Provision for loan losses (credit)		136			474			(357	)		(225	)		3,150		488			(38	)		3,628
	Ending balance	$	834		$	5,342		$	1,978		$	1,163		$	7,729	$	1,453		$	125		$	18,624
Impaired Financing Receivables	For individually impaired loans, the following tables set forth by class of loans at December 31, 2014, 2013 and 2012 the recorded investment, unpaid principal balance and related allowance. The tables also set forth the average recorded investment of individually impaired loans and interest income recognized while the loans were impaired during the years ended December 31, 2014, 2013 and 2012.  The recorded investment is the unpaid principal balance of the loans less any interest payments applied to principal and any direct chargeoffs and, for the 2014 and 2013 tables, plus or minus net deferred loan costs and fees.
		2014
		Recorded			Unpaid			Related			Average			Interest
		Investment			Principal			Allowance			Recorded			Income
					Balance						Investment			Recognized
		(in thousands)
	With no related allowance recorded:
	Commercial and industrial	$	16		$	16		$	-		$	25		$	2
	Commercial mortgages:
	Multifamily		303			368			-			321			-
	Owner-occupied		630			663			-			641			-
	Residential mortgages:
	Closed end		216			270			-			230			-
	Revolving home equity		376			372			-			376			-
	With an allowance recorded:
	Residential mortgages - closed end		867			893			60			891			27
	Total:
	Commercial and industrial		16			16			-			25			2
	Commercial mortgages:
	Multifamily		303			368			-			321			-
	Owner-occupied		630			663			-			641			-
	Residential mortgages:
	Closed end		1,083			1,163			60			1,121			27
	Revolving home equity		376			372			-			376			-
		$	2,408		$	2,582		$	60		$	2,484		$	29
		2013
	With no related allowance recorded:
	Commercial mortgages:
	Multifamily	$	347		$	400		$	-		$	361		$	-
	Other		3,037			3,084			-			3,081			101
	Residential mortgages:
	Closed end		580			617			-			594			6
	Revolving home equity		211			213			-			211			-
	With an allowance recorded:
	Commercial and industrial		34			34			1			41			2
	Commercial mortgages - owner-occupied		657			666			127			661			-
	Residential mortgages - closed end		959			969			149			997			22
	Total:
	Commercial and industrial		34			34			1			41			2
	Commercial mortgages:
	Multifamily		347			400			-			361			-
	Other		3,037			3,084			-			3,081			101
	Owner-occupied		657			666			127			661			-
	Residential mortgages:
	Closed end		1,539			1,586			149			1,591			28
	Revolving home equity		211			213			-			211			-
		$	5,825		$	5,983		$	277		$	5,946		$	131
		2012
		Recorded			Unpaid			Related			Average			Interest
		Investment			Principal			Allowance			Recorded			Income
					Balance						Investment			Recognized
		(in thousands)
	With no related allowance recorded:
	Commercial and industrial	$	48		$	48		$	-		$	49		$	1
	Commercial mortgages:
	Multifamily		1,105			1,105			-			1,132			42
	Other		1,773			1,773			-			1,793			103
	Owner-occupied		174			174			-			181			-
	Residential mortgages:
	Closed end		1,043			1,043			-			1,444			4
	Revolving home equity		382			382			-			386			1
	With an allowance recorded:
	Residential mortgages - closed end		3,985			3,985			567			4,024			131
	Total:
Commercial and industrial		48			48			-			49			1
Commercial mortgages:
Multifamily		1,105			1,105			-			1,132			42
Other		1,773			1,773			-			1,793			103
Owner-occupied		174			174			-			181			-
Residential mortgages:
Closed end		5,028			5,028			567			5,468			135
Revolving home equity		382			382			-			386			1
	$	8,510		$	8,510		$	567		$	9,009		$	282
Aging of Loans	The following tables present the aging of the recorded investment in loans by class of loans.
		31-Dec-14
		30-59 Days			60-89 Days			Past Due			Nonaccrual			Total Past		Current			Total
		Past Due			Past Due			90 Days or			Loans			Due Loans &					Loans
								More and						Nonaccrual
								Still Accruing						Loans
		(in thousands)
	Commercial and industrial	$	-		$	-		$	-		$	-		$	-	$	77,140		$	77,140
	Commercial mortgages:
	Multifamily		954			-			-			303			1,257		527,836			529,093
	Other		-			-			-			-			-		222,537			222,537
	Owner-occupied		-			-			-			630			630		106,715			107,345
	Residential mortgages:
	Closed end		1,059			-			-			395			1,454		778,540			779,994
	Revolving home equity		74			99			-			376			549		82,560			83,109
	Consumer		-			-			-			-			-		5,601			5,601
		$	2,087		$	99		$	-		$	1,704		$	3,890	$	1,800,929		$	1,804,819
		31-Dec-13
	Commercial and industrial	$	-		$	-		$	-		$	-		$	-	$	71,818		$	71,818
	Commercial mortgages:
	Multifamily		-			-			-			347			347		469,139			469,486
	Other		-			-			-			1,311			1,311		161,563			162,874
	Owner-occupied		-			-			-			657			657		82,994			83,651
	Residential mortgages:
	Closed end		67			-			-			1,070			1,137		604,206			605,343
	Revolving home equity		112			-			-			211			323		77,258			77,581
	Consumer		5			-			-			-			5		7,179			7,184
		$	184		$	-		$	-		$	3,596		$	3,780	$	1,474,157		$	1,477,937
Troubled Debt Restructurings	The following table presents information about loans modified in troubled debt restructurings during the years ended December 31, 2013 and 2012:
					Outstanding						Interest Rates
					Recorded Investment
		Number			Pre-			Post-			Pre-			Post-
		of Loans			Modification			Modification			Modification			Modification
	2013:00:00				(in thousands)
	Commercial mortgages - owner-occupied		2		$	658		$	658		5.00% and 5.75%				2.50%
	Residential mortgages - closed end		2			259			259		3.25% and 6.50%				3.75%
			4		$	917		$	917
	2012:00:00
	Commercial and industrial		1		$	49		$	49			4.75%			5.75%
	Residential mortgages - closed end		1			129			129			6.00%			2.00%
			2		$	178		$	178
Recorded Investment by Class and Credit Quality Indicators	The following tables present the recorded investment in commercial and industrial loans and commercial real estate loans by class of loans and risk rating at December 31, 2014 and 2013.  Loans shown as Pass are all loans other than those risk rated Watch, Special Mention, Substandard or Doubtful.
		31-Dec-14
		Internally Assigned Risk Rating
		Pass			Watch			Special			Substandard			Doubtful		Total
								Mention
		(in thousands)
	Commercial and industrial	$	76,884		$	65		$	-		$	191		$	-	$	77,140
	Commercial mortgages:
	Multifamily		519,274			7,610			1,906			303			-		529,093
	Other		219,997			900			-			1,640			-		222,537
	Owner-occupied		106,443			-			-			902			-		107,345
		$	922,598		$	8,575		$	1,906		$	3,036		$	-	$	936,115
		31-Dec-13
	Commercial and industrial	$	70,349		$	280		$	1,155		$	34		$	-	$	71,818
	Commercial mortgages:
	Multifamily		459,670			9,470			-			346			-		469,486
	Other		159,236			601			-			3,037			-		162,874
	Owner-occupied		75,681			4,161			837			2,972			-		83,651
		$	764,936		$	14,512		$	1,992		$	6,389		$	-	$	787,829
	The following tables present the recorded investment in residential mortgage loans, home equity lines and other consumer loans by class of loans and risk rating at December 31, 2014 and 2013.  Loans shown as Pass are all loans other than those risk rated Watch, Special Mention, Substandard or Doubtful.
		31-Dec-14
		Internally Assigned Risk Rating
		Pass			Watch			Special			Substandard			Doubtful		Total
								Mention
		(in thousands)
	Residential mortgages:
	Closed end	$	777,846		$	1,066		$	-		$	1,082		$	-	$	779,994
	Revolving home equity		82,730			99			-			280			-		83,109
	Consumer		5,122			-			-			-			-		5,122
		$	865,698		$	1,165		$	-		$	1,362		$	-	$	868,225
		31-Dec-13
	Residential mortgages:
	Closed end	$	602,025		$	1,779		$	-		$	1,539		$	-	$	605,343
	Revolving home equity		77,018			352			-			211			-		77,581
	Consumer		5,802			-			-			-			-		5,802
		$	684,845		$	2,131		$	-		$	1,750		$	-	$	688,726

PREMISES_AND_EQUIPMENT_Tables

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Dec. 31, 2014
PREMISES AND EQUIPMENT [Abstract]
Bank Premises and Equipment	Bank premises and equipment consist of the following:
		December 31,
		2014			2013
		(in thousands)
	Land	$	5,985		$	6,000
	Buildings and improvements		19,462			17,360
	Leasehold improvements		8,782			7,587
	Furniture and equipment		24,797			23,155
	Construction in process		1,570			262
			60,596		54,364
	Accumulated depreciation and amortization		(32,742	)		(29,901	)
		$	27,854		$	24,463

DEPOSITS_Tables

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2014
DEPOSITS [Abstract]
Schedule of Remaining Maturities of Bank's Time Deposits	The following table sets forth the remaining maturities of the Bank’s time deposits.
		Amount
		Less than		$100,000 or		Total
		$100,000		More
		(in thousands)
	2015	$	35,055	$	74,767	$	109,822
	2016		23,490		36,434		59,924
	2017		3,323		4,705		8,028
	2018		12,079		27,213		39,292
	2019		35,745		53,864		89,609
	Thereafter		10,510		11,762		22,272
		$	120,202	$	208,745	$	328,947

BORROWED_FUNDS_Tables

BORROWED FUNDS (Tables)	12 Months Ended
	Dec. 31, 2014
BORROWED FUNDS [Abstract]
Summary of Borrowed Funds	The following table summarizes borrowed funds at December 31, 2014 and 2013.
		December 31,
		2014			2013
	Short-term borrowings:	(in thousands)
	Securities sold under repurchase agreements	$	11,486		$	10,463
	Federal Home Loan Bank advances		125,000			100,000
			136,486			110,463
	Long-term debt:
	Securities sold under repurchase agreements		45,000			45,000
	Federal Home Loan Bank advances		300,000			240,000
			345,000			285,000
		$	481,486		$	395,463
Security Sold Under Repurchase Agreements	The following table sets forth information concerning securities sold under repurchase agreements.
		2014			2013
		(dollars in thousands)
	Average daily balance during the year	$	57,511		$	61,120
	Average interest rate during the year		3.53	%		3.33	%
	Maximum month-end balance during the year	$	61,152		$	66,847
	Weighted average interest rate at year-end		3.54	%		3.61	%
Contractual Maturities and Weighted Average Interest Rates of Securities Sold Under Repurchase Agreements	The following table sets forth as of December 31, 2014 the contractual maturities and weighted average interest rates of securities sold under repurchase agreements for each of the next five years.  There are no securities sold under repurchase agreements with contractual maturities after 2018.  All of the repurchase agreements maturing in 2015 and thereafter are callable as of December 31, 2014.
	Contractual Maturity (dollars in thousands)		Amount			Weighted
						Average
						Rate
	Overnight		$	11,486			0.1	%
	2015			10,000			4.2
	2017			30,000			4.33
	2018			5,000			5.45
				45,000			4.42
			$	56,486			3.54	%
Federal Home Loan Bank Advances	The following table sets forth information concerning FHLB advances.
		2014				2013
		(dollars in thousands)
	Average daily balance during the year	$	290,409			$	211,595
	Average interest rate during the year		1.68	%			1.41	%
	Maximum month-end balance during the year	$	425,000			$	340,000
	Weighted average interest rate at year-end		1.42	%		1.44%
Contractual Maturities and Weighted Average Interest Rates of FHLB	The following table sets forth as of December 31, 2014 the contractual maturities and weighted average interest rates of FHLB advances for each of the next five years and the period thereafter.
	Contractual Maturity (dollars in thousands)		Amount			Weighted
						Average
						Rate
	Overnight		$	125,000			0.32	%
	2015			10,000			2.67
	2016			27,500			2.33
	2017			27,050			1.51
	2018			122,450			1.75
	2019			73,500			1.91
	After 2019			39,500			2
				300,000			1.88
			$	425,000			1.42	%

INCOME_TAXES_Tables

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2014
INCOME TAXES [Abstract]
Reconciliation of the Statutory Federal Income Tax Rate to the Effective Tax Rate	The following table sets forth a reconciliation of the statutory Federal income tax rate to the Corporation’s effective tax rate.
		Year Ended December 31,
		2014			2013			2012
	Statutory federal income tax rate		34	%		34	%		34	%
	State and local income taxes, net of federal income tax benefit		2.5			3.4			3.1
	Tax-exempt income, net of disallowed cost of funding		(16.0	)		(16.5	)		(17.5	)
	Other		0.4			0.3			0.1
			20.9	%		21.2	%		19.7	%
Components of the Provision for Income Taxes	The following table sets forth the components of the provision for income taxes.
		Year Ended December 31,
		2014			2013			2012
	Current:	(in thousands)
	Federal	$	4,943		$	5,046		$	1,575
	State and local		1,746			1,490			607
			6,689			6,536			2,182
	Deferred:
	Federal		61			(692	)		2,262
	State and local		(655	)		(109	)		573
			(594	)		(801	)		2,835
		$	6,095		$	5,735		$	5,017
Components of Bank's Net Deferred Tax Asset or Liability	The following table sets forth the components of the Bank’s net deferred tax liability.
		December 31,
		2014			2013
		(in thousands)
	Deferred tax assets:
	Allowance for loan losses and off-balance-sheet credit exposure	$	9,005		$	8,169
	Interest on nonperforming loans		101			72
	Accrued legal settlement		39			40
	Stock-based compensation		1,187			974
	Supplemental executive retirement expense		20			6
	Directors' retirement expense		67			70
	Accrued rent expense		186			147
	Depreciation		125			-
			10,730			9,478
	Valuation allowance		-			-
			10,730			9,478
	Deferred tax liabilities:
	Prepaid pension		6,321			7,240
	Unrealized gains on available-for-sale securities		8,882			1,833
	Deferred loan costs		3,746			2,651
	Prepaid expenses		80			102
	Depreciation		-			206
	Other		134			50
			19,163			12,082
	Net deferred tax liability	$	(8,433	)	$	(2,604	)

REGULATORY_MATTERS_Tables

REGULATORY MATTERS (Tables)	12 Months Ended
	Dec. 31, 2014
REGULATORY MATTERS [Abstract]
Actual Capital Amount and Ratios	The Corporation’s and the Bank’s actual capital amounts and ratios at December 31, 2014 and 2013 are also presented in the table.
		2014
		Actual Capital					Minimum					Minimum To Be Well
							Capital Adequacy					Capitalized Under Prompt
							Requirement					Corrective Action Provisions
		(dollars in thousands)
		Amount		Ratio			Amount		Ratio			Amount		Ratio
	Total Capital to Risk Weighted Assets:
	Consolidated	$	241,860		15.49	%	$	124,894		8	%		N/A		N/A
	Bank		241,655		15.48			124,863		8		$	156,079		10	%
	Tier 1 Capital to Risk Weighted Assets:
	Consolidated		222,298		14.24			62,447		4			N/A		N/A
	Bank		222,098		14.23			62,431		4			93,647		6
	Tier 1 Capital to Average Assets:
	Consolidated		222,298		8.49			104,673		4			N/A		N/A
	Bank		222,098		8.49			104,670		4			130,838		5
		2013
	Total Capital to Risk Weighted Assets:
	Consolidated	$	220,957		17.02	%	$	103,835		8	%		N/A		N/A
	Bank		220,200		16.97			103,794		8		$	129,742		10	%
	Tier 1 Capital to Risk Weighted Assets:
	Consolidated		204,674		15.77			51,917		4			N/A		N/A
	Bank		203,923		15.72			51,897		4			77,845		6
	Tier 1 Capital to Average Assets:
	Consolidated		204,674		8.62			95,011		4			N/A		N/A
	Bank		203,923		8.59			94,977		4			118,721		5

STOCKBASED_COMPENSATION_Tables

STOCK-BASED COMPENSATION (Tables)	12 Months Ended
	Dec. 31, 2014
STOCK-BASED COMPENSATION [Abstract]
Assumptions Utilized in Determining Values	The fair values of awards made in 2014, 2013 and 2012, as well as the assumptions utilized in determining such values, is presented below.
		2014								2013			2012
		Performance-			Service-			Immediate		Performance-
		Based			Based			Vesting		Based Vesting
		Vesting			Vesting
	Grant date fair value	$	25.99		$	25.99 to $26.68		$	25.9	$	17.79		$	16.15
	Market price on date of grant	$	28.07		$	28.07		$	25.9	$	19.78		$	17.99
	Expected annual dividend	$	0.69		$	0.69			-	$	0.67		$	0.61
	Expected term (in years)		3		2.0 to 3.0				-		3			3
	Risk-free interest rate		0.13	%		0.13	%		-		0.12	%		0.12	%
Summary of Options Outstanding	The following table presents a summary of options outstanding under the Corporation’s stock-based compensation plans as of December 31, 2014 and changes during the year then ended.
		Number of			Weighted-			Weighted-		Aggregate
		Options			Average			Average		Intrinsic
					Exercise			Remaining		Value
					Price			Contractual		(in thousands)
								Term (yrs.)
	Outstanding at January 1, 2014		348,801		$	15.64
	Exercised		(69,312	)		15.22
	Forfeited or expired		(564	)		18.57
	Outstanding at December 31, 2014		278,925		$	15.74			3.86	$	3,522
	Exercisable at December 31, 2014		239,619		$	15.29			3.55	$	3,135
Summary of Status of Non-Vested Shares and Changes During the Year	The following table presents a summary of RSUs outstanding under the Corporation’s stock-based compensation plans as of December 31, 2014 and changes during the year then ended.
		Number of			Weighted-			Weighted-		Aggregate
		RSUs			Average			Average		Intrinsic
					Grant-Date			Remaining		Value
					Fair Value			Contractual		(in thousands)
								Term (yrs.)
	Outstanding at January 1, 2014		96,915		$	17.03
	Granted		63,959			26.06
	Converted		(26,237	)		21.97
	Forfeited		(7,456	)		16.85
	Outstanding at December 31, 2014		127,181		$	20.56			1	$	3,608
	Vested and Convertible at December 31, 2014		37,006		$	16.15			-	$	1,050

RETIREMENT_PLANS_Tables

RETIREMENT PLANS (Tables)	12 Months Ended
	Dec. 31, 2014
RETIREMENT PLANS [Abstract]
Significant Actuarial Assumptions Used to Determine the Benefit Obligations at Year End and the Benefit Cost	The following table sets forth the significant actuarial assumptions used to determine the benefit obligation at December 31, 2014, 2013 and 2012 and the benefit cost for each of the Plan years then ended.  In calculating the benefit obligation at December 31, 2014, the mortality table was changed from the RP-2000 Annuitant/Non-Annuitant Mortality Table with Projection Scale AA to the RP-2014 Healthy Annuitant/Employee Mortality Table with Projection Scale MP-2014.  The updated mortality table, which increased the projected benefit obligation at December 31, 2014 by approximately $1.7 million, was released by the Society of Actuaries in 2014 based on a comprehensive review of recent mortality experience of uninsured private retirement plans in the United States.
	Weighted average assumptions used to determine the benefit obligation at year end	2014				2013			2012
	Discount rate		4.02%				5.07%			4.06%
	Rate of increase in compensation levels		3.50%				3.50%			3.00%
	Weighted average assumptions used to determine net pension cost
	Discount rate		5.07%				4.06%			5.23%
	Rate of increase in compensation levels		3.50%				3.50%			3.00%
	Expected long-term rate of return on plan assets		6.50%				6.50%			7.00%
Components of Net Periodic Pension Cost	The following table sets forth the components of net periodic pension cost.
		2014				2013			2012
		(in thousands)
	Service cost including expected expenses and net of expected plan participant contributions	$	1,115			$	1,211		$	900
	Interest cost		1,407				1,216			1,368
	Expected return on plan assets		(3,009	)			(2,656	)		(2,259	)
	Amortization of prior service cost		16				23			23
	Amortization of net actuarial loss		-				631			664
	Net pension cost (credit)	$	(471	)		$	425		$	696
Funded Status of the Plan and Accumulated Benefit Obligation	The following table sets forth the change in the projected benefit obligation and Plan assets for each year and, as of the end of each year, the funded status of the Plan and accumulated benefit obligation.
		2014				2013			2012
	Change in projected benefit obligation:	(in thousands)
	Projected benefit obligation at beginning of year	$	28,650			$	30,698		$	26,891
	Service cost excluding expected expenses and plan participant contributions		1,051				1,211			889
	Interest cost		1,407				1,216			1,367
	Benefits paid		(1,160	)			(1,019	)		(916	)
	Assumption changes		6,302				(3,907	)		4,270
	Experience loss (gain) and other		(463	)			451			(1,803	)
	Projected benefit obligation at end of year		35,787				28,650			30,698
	Change in fair value of plan assets:
	Fair value of plan assets at beginning of year		47,182				41,598			33,023
	Actual return on plan assets		6,009				6,660			3,459
	Employer contributions		-				-			6,024
	Plan participant contributions		251				245			243
	Benefits paid		(1,160	)			(1,019	)		(916	)
	Expenses		(74	)			(302	)		(235	)
	Fair value of plan assets at end of year		52,208				47,182			41,598
	Funded status at end of year	$	16,421			$	18,532		$	10,900
	Accumulated Benefit Obligation	$	33,403			$	26,261		$	27,783
Net Actuarial Loss and Prior Service Cost Included in Accumulated Other Comprehensive Income	The net actuarial loss and prior service cost included in accumulated other comprehensive income as of December 31 are as follows:
		2014				2013
		(in thousands)
	Net actuarial loss	$	4,442			$	1,844
	Prior service cost		-				17
		$	4,442			$	1,861
Plan Assets Allocations, Target Allocations, and Expected Long-Term Rate of Return by Asset Category	The Plan’s actual asset allocations, target allocations and expected long-term rates of return by asset category at December 31, 2014 and 2013 are set forth in the tables that follow.
		31-Dec-14
		Target				Percentage of			Weighted
		Allocation				Plan Assets			Average Expected
									Long-term
									Rates of Return
	Cash equivalents		0% - 1%				0.20%		<1.00%
	Equity mutual funds		25% - 35%				29.70%		6.60% to 12.00%
	Fixed income mutual funds		65% - 75%				70.10%		3.90% to 5.00%
							100.00%		4.70% to 7.10%
		31-Dec-13
		Target				Percentage of			Weighted
		Allocation				Plan Assets			Average Expected
									Long-term
									Rates of Return
	Cash equivalents		0% - 1%				0.60%		<1.00%
	Equity mutual funds		45% - 55%				50.50%		6.25% to 11.50%
	Fixed income mutual funds		45% - 55%				48.90%		3.35% to 5.40%
							100.00%		4.75% to 8.50%
Fair Value of Plan Assets by Assets Category	The fair value of the Plan assets at December 31, 2014 and 2013, by asset category, is summarized below.
						Fair Value Measurements at December 31, 2014 Using:
		Total				Quoted Prices			Significant			Significant
						in Active			Other			Unobservable
						Markets for			Observable			Inputs
						Identical Assets			Inputs			(Level 3)
						(Level 1)			(Level 2)
	Cash equivalents:	(in thousands)
	Vanguard Prime Money Market Mutual Fund	$	92			$	-		$	92		$	-
	Total cash equivalents		92				-			92			-
	Equity mutual funds:
	Vanguard Total Stock Market Index Fund (VITSX)		8,226				8,226			-			-
	Vanguard Total International Stock Index Fund (VTSNX)		7,264				7,264			-			-
	Total equity funds		15,490				15,490			-			-
	Fixed income mutual funds:
	Vanguard Long-Term Investment Grade Fund (VWETX)		15,706				15,706			-			-
	Vanguard Long-Term Bond Index Fund (VBLLX)		20,920				20,920			-			-
	Total fixed income mutual funds		36,626				36,626			-			-
	Total Plan Assets	$	52,208			$	52,116		$	92		$	-
						Fair Value Measurements at December 31, 2013 Using:
		Total				Quoted Prices			Significant			Significant
						in Active			Other			Unobservable
						Markets for			Observable			Inputs
						Identical Assets			Inputs			(Level 3)
						(Level 1)			(Level 2)
	Cash equivalents:	(in thousands)
	Short term investment fund	$	304			$	-		$	304		$	-
	Total cash equivalents		304				-			304			-
	Equity mutual funds:
	Vanguard Total Stock Market Index Fund (VITSX)		12,383				12,383			-			-
	Vanguard Total International Stock Index Fund (VTSNX)		11,433				11,433			-			-
	Total equity funds		23,816				23,816			-			-
	Fixed income mutual funds:
	Vanguard Long-Term Investment Grade Fund (VWETX)		9,233				9,233			-			-
	Vanguard Long-Term Bond Index Fund (VBLLX)		13,829				13,829			-			-
	Total fixed income mutual funds		23,062				23,062			-			-
	Total Plan Assets	$	47,182			$	46,878		$	304		$	-
Estimated Future Benefit Payments	The following benefit payments, which reflect expected future service as appropriate, are expected to be made by the Plan.
	Year				Amount
					(in thousands)
	2015				$	1,304
	2016					1,470
	2017					1,695
	2018					1,799
	2019					1,895
	2020-2024					11,193

OTHER_OPERATING_EXPENSES_Table

OTHER OPERATING EXPENSES (Tables)	12 Months Ended
	Dec. 31, 2014
OTHER OPERATING EXPENSES [Abstract]
Expenses Included in Other Operating Expenses	Expenses included in other operating expenses that exceed one percent of the aggregate of total interest income and noninterest income in one or more of the years shown are as follows:
		2014		2013		2012
		(in thousands)
	Computer services	$	1,970	$	1,985	$	1,911
	FDIC assessment		1,278		1,139		1,034
	Marketing		927		670		615

COMMITMENTS_AND_CONTINGENT_LIA1

COMMITMENTS AND CONTINGENT LIABILITIES (Tables)	12 Months Ended
	Dec. 31, 2014
COMMITMENTS AND CONTINGENT LIABILITIES [Abstract]
Financial Instruments Whose Contract Amount Represent Credit Risk	At December 31, 2014 and 2013, financial instruments whose contract amounts represent credit risk are as follows:
		2014					2013
		Fixed			Variable		Fixed		Variable
		Rate			Rate		Rate		Rate
		(in thousands)
	Commitments to extend credit	$	10,655		$	203,809	$	9,151	$	136,331
	Standby letters of credit		4,043			-		4,347		-
Lease Commitments, Minimum Annual Rental Commitments Under Non-Cancelable Operating Leases	At December 31, 2014, minimum annual rental commitments under non-cancelable operating leases are as follows:
	Year		Amount
			(in thousands)
	2015		$	1,583
	2016			1,469
	2017			1,399
	2018			1,175
	2019			997
	Thereafter			3,373
			$	9,996

FAIR_VALUE_OF_FINANCIAL_INSTRU1

FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	12 Months Ended
	Dec. 31, 2014
FAIR VALUE OF FINANCIAL INSTRUMENTS [Abstract]
Fair Value of Available-for-sale Securities Measured on Recurring Basis	The fair values of the Corporation’s investment securities designated as available-for-sale at December 31, 2014 and 2013 are set forth in the tables that follow.  These values are determined on a recurring basis using matrix pricing (Level 2 inputs).  Matrix pricing, which is a mathematical technique widely used in the industry to value debt securities, does not rely exclusively on quoted prices for the specific securities but rather on the relationship of such securities to other benchmark quoted securities.
						Fair Value Measurements at December 31, 2014 Using:
		Total				Quoted Prices				Significant				Significant
						in Active				Other				Unobservable
						Markets for				Observable				Inputs
						Identical Assets				Inputs				(Level 3)
						(Level 1)				(Level 2)
	Available-for-Sale Securities:	(in thousands)
	State and municipals	$	411,797			$	-			$	411,797			$	-
	Pass-through mortgage securities		131,181				-				131,181				-
	Collateralized mortgage obligations		231,167				-				231,167				-
		$	774,145			$	-			$	774,145			$	-
						Fair Value Measurements at December 31, 2013 Using:
		Total				Quoted Prices				Significant				Significant
						in Active				Other				Unobservable
						Markets for				Observable				Inputs
						Identical Assets				Inputs				(Level 3)
						(Level 1)				(Level 2)
	Available-for-Sale Securities:	(in thousands)
	State and municipals	$	356,553			$	-			$	356,553			$	-
	Pass-through mortgage securities		151,818				-				151,818				-
	Collateralized mortgage obligations		276,422				-				276,422				-
		$	784,793			$	-			$	784,793			$	-
Fair Value of Loan Held for Sale and Impaired Loans Measured on a Nonrecurring Basis	Assets measured at fair value on a nonrecurring basis at December 31, 2014 and 2013, are set forth in the table that follows.  Real estate appraisals utilized in measuring the fair value of impaired loans may employ a single valuation approach or a combination of approaches including comparable sales and the income approach.  Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available.  In arriving at fair value, the Corporation adjusts the value set forth in the appraisal by deducting costs to sell and a distressed sale adjustment. The adjustments made by the appraisers and the Corporation are deemed to be significant unobservable inputs and therefore result in a Level 3 classification of the inputs used for determining the fair value of impaired loans.  Because the Corporation has a small amount of impaired loans measured at fair value, the impact of unobservable inputs on the Corporation’s financial statements is not material.
						Fair Value Measurements Using:
		Total				Quoted Prices				Significant				Significant
						in Active				Other				Unobservable
						Markets for				Observable				Inputs
						Identical Assets				Inputs				(Level 3)
						(Level 1)				(Level 2)
	December 31, 2014:	(in thousands)
	Impaired loans:
	Residential mortgages - closed end	$	173			$	-			$	-			$	173
	December 31, 2013:
	Residential mortgage held-for-sale:
	Closed end	$	900			$	-			$	-			$	900
	Impaired loans:
	Commercial mortgages - owner-occupied	$	530			$	-			$	-			$	530
	Residential mortgages - closed end		278				-				-				278
		$	808			$	-			$	-			$	808
Summary of the Carrying Amounts and Fair Value of Assets and Liabilities of Financial Instruments that are not Recorded at Fair Value	The following table sets forth the carrying amounts and estimated fair values of financial instruments that are not recorded at fair value in the Corporation’s financial statements at December 31, 2014 and 2013.
				31-Dec-14								31-Dec-13
		Level of		Carrying				Fair Value				Carrying				Fair Value
		Fair Value		Amount								Amount
		Hierarchy
				(in thousands)
	Financial Assets:
	Cash and cash equivalents	Level 1		$	32,944			$	32,944			$	35,497			$	35,497
	Held-to-maturity securities	Level 2			21,119				22,156				31,315				32,759
	Held-to-maturity securities	Level 3			714				714				789				789
	Loans	Level 3			1,781,425				1,765,202				1,456,281				1,447,199
	Restricted stock	Level 1			23,304				23,304				19,869				19,869
	Accrued interest receivable:
	Investment securities	Level 2			4,689				4,689				4,766				4,766
	Loans	Level 3			4,355				4,355				3,819				3,819
	Financial Liabilities:
	Checking deposits	Level 1			655,753				655,753				599,114				599,114
	Savings, NOW and money market deposits	Level 1			1,000,325				1,000,325				917,974				917,974
	Time deposits	Level 2			328,947				333,992				265,040				270,545
	Short-term borrowings	Level 1			136,486				136,486				110,463				110,463
	Long-term debt	Level 2			345,000				348,519				285,000				285,502
	Accrued interest payable:
	Checking, savings, NOW and money market deposits	Level 1			27				27				33				33
	Time deposits	Level 2			5,077				5,077				5,802				5,802
	Short-term borrowings	Level 1			1				1				1				1
	Long-term debt	Level 2			667				667				571				571

PARENT_COMPANY_FINANCIAL_INFOR1

PARENT COMPANY FINANCIAL INFORMATION (Tables)	12 Months Ended
	Dec. 31, 2014
PARENT COMPANY FINANCIAL INFORMATION [Abstract]
Condensed Financial Information of Parent Company	Condensed financial information for the Corporation (parent company only) is as follows:
	CONDENSED BALANCE SHEETS	December 31,
		2014			2013
		(in thousands)
	Assets:
	Cash and due from banks	$	1,256		$	1,667
	Investment in subsidiary bank, at equity		233,103			205,805
	Prepaid income taxes		357			496
	Deferred income tax benefits		1,186			974
	Other assets		43			2
		$	235,945		$	208,944
	Liabilities:
	Other liabilities	$	-		$	12
	Cash dividends payable		2,642			2,376
			2,642			2,388
	Stockholders' equity:
	Common stock		1,389			914
	Surplus		51,009			46,873
	Retained earnings		170,120			157,107
			222,518			204,894
	Accumulated other comprehensive income, net of tax		10,785			1,662
			233,303			206,556
		$	235,945		$	208,944
	CONDENSED STATEMENTS OF INCOME	Year ended December 31,
		2014			2013			2012
		(in thousands)
	Income:
	Dividends from subsidiary bank	$	6,000		$	3,900		$	6,550
	Expenses:
	Salaries		1,511			592			782
	Other operating expenses		409			408			353
			1,920			1,000			1,135
	Income before income taxes		4,080			2,900			5,415
	Income tax benefit		(759	)		(397	)		(451	)
	Income before undistributed earnings of subsidiary bank		4,839			3,297			5,866
	Equity in undistributed earnings		18,175			18,003			14,527
	Net income	$	23,014		$	21,300		$	20,393
	Comprehensive Income	$	32,137		$	6,222		$	19,445
	CONDENSED STATEMENTS OF CASH FLOWS	Year ended December 31,
		2014			2013			2012
		(in thousands)
	Cash Flows From Operating Activities:
	Net income	$	23,014		$	21,300		$	20,393
	Adjustments to reconcile net income to net cash provided by operating activities:
	Undistributed earnings of subsidiary bank		(18,175	)		(18,003	)		(14,527	)
	Deferred income tax provision (credit)		(289	)		(67	)		15
	Stock-based compensation expense		1,511			592			782
	Decrease (increase) in prepaid income taxes		139			105			(140	)
	Increase in other assets		(41	)		(1	)		-
	Increase (decrease) in other liabilities		(12	)		12			-
	Net cash provided by operating activities		6,147			3,938			6,523
	Cash Flows From Financing Activities:
	Repurchase and retirement of common stock		(286	)		(95	)		(369	)
	Proceeds from exercise of stock options		1,055			1,418			2,603
	Tax benefit of stock options		224			162			135
	Proceeds from issuance of common stock		2,185			2,167			2,006
	Cash dividends paid		(9,736	)		(6,904	)		(10,602	)
	Net cash used in financing activities		(6,558	)		(3,252	)		(6,227	)
	Net increase (decrease) in cash and cash equivalents*		(411	)		686			296
	Cash and cash equivalents, beginning of year		1,667			981			685
	Cash and cash equivalents, end of year	$	1,256		$	1,667		$	981
	Supplemental Schedule of Noncash Financing Activities:
	Cash dividends payable	$	2,642		$	2,376		$	-
	*Cash and cash equivalents is defined as cash and due from banks and includes, among other things, the checking and money market accounts with the Corporation’s wholly-owned bank subsidiary.

QUARTERLY_FINANCIAL_DATA_Unaud1

QUARTERLY FINANCIAL DATA (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2014
QUARTERLY FINANCIAL DATA (Unaudited) [Abstract]
Quarterly Financial Data		First			Second			Third		Fourth		Total
		Quarter			Quarter			Quarter		Quarter
		(in thousands, except per share data)
	2014
	Interest income	$	19,692		$	20,018		$	21,059	$	21,207	$	81,976
	Interest expense		3,597			3,670			3,817		3,964		15,048
	Net interest income		16,095			16,348			17,242		17,243		66,928
	Provision for loan losses (credit)		(59	)		982			1,221		1,045		3,189
	Noninterest income before net securities gains		1,778			1,748			2,005		1,729		7,260
	Net gains on sales of securities		69			49			23		-		141
	Noninterest expense		10,190			10,095			10,147		11,599		42,031
	Income before income taxes		7,811			7,068			7,902		6,328		29,109
	Income tax expense		1,854			1,524			1,848		869		6,095
	Net income		5,957			5,544			6,054		5,459		23,014
	Earnings per share:
	Basic		0.43			0.4			0.44		0.39		1.67
	Diluted		0.43			0.4			0.43		0.39		1.65
	Comprehensive income		11,988			10,041			6,114		3,994		32,137
	2013
	Interest income	$	18,119		$	18,375		$	18,802	$	19,555	$	74,851
	Interest expense		2,949			2,919			3,091		3,405		12,364
	Net interest income		15,170			15,456			15,711		16,150		62,487
	Provision for loan losses (credit)		(192	)		947			1,080		1,162		2,997
	Noninterest income before net securities gains		1,670			1,698			1,839		1,822		7,029
	Net gains on sales of securities		4			-			-		12		16
	Noninterest expense		9,780			9,467			9,961		10,292		39,500
	Income before income taxes		7,256			6,740			6,509		6,530		27,035
	Income tax expense		1,617			1,433			1,330		1,355		5,735
	Net income		5,639			5,307			5,179		5,175		21,300
	Earnings per share:
	Basic		0.42			0.39			0.38		0.38		1.56
	Diluted		0.41			0.39			0.38		0.37		1.55
	Comprehensive income (loss)		1,273			(7,197	)		5,231		6,915		6,222

SUMMARY_OF_SIGNIFICANT_ACCOUNT3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)	12 Months Ended
	Dec. 31, 2014		Dec. 31, 2013		Dec. 31, 2012
	Segment
Shares Tendered Upon the Exercise of Stock Options and Withheld Upon the Vesting of RSUs [Abstract]
Share repurchased during period consists stock issued upon exercise of stock option (in shares)	518				8,450
Share repurchased during period consists stock issued upon exercise of stock option value	$21,000				$244,000
Share repurchased during period consists stock withheld upon conversion of restricted stock unit (in shares)	8,725		3,211		4,700
Share repurchased during period consists stock withheld upon conversion of restricted stock unit value	265,000		95,000		125,000
Stock Split [Abstract]
Stock split conversion ratio	1.5
Stock dividend percentage (in hundredths)	50.00%
3-for-2 stock split	-46,000
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense for share based awards	1,511,000		592,000		782,000
Weighted average period for recognition	1 year 6 months
Net unrealized holding gains (losses) on available-for-sale securities: [Abstract]
Change arising during period	18,068,000		-33,061,000		2,602,000
Reclassification adjustment for losses (gains) included in net income	-22,000	[1]	1,000	[1]	-3,613,000	[1]
Net unrealized holding gains (losses) on available-for-sale securities	18,046,000		-33,060,000		-1,011,000
Tax effect	7,369,000		-13,123,000		-401,000
Total unrealized holding gains (losses) on available-for-sale securities	10,677,000		-19,937,000		-610,000
Change in funded status of pension plan [Abstract]
Unrecognized net gain (loss) arising during period	-2,597,000		7,403,000		-1,248,000
Amortization of prior service cost included in pension expense	16,000	[2]	23,000	[2]	23,000	[2]
Amortization of net actuarial loss included in pension expense	0	[2]	631,000	[2]	664,000	[2]
Total amortization included in net periodic pension cost	-2,581,000		8,057,000		-561,000
Tax effect	-1,027,000		3,198,000		-223,000
Total amortization included in net periodic pension cost after taxes	-1,554,000		4,859,000		-338,000
Other comprehensive income (loss)	9,123,000		-15,078,000		-948,000
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive income, net of tax, beginning of period	1,662,000
Current Period Change	9,123,000		-15,078,000		-948,000
Accumulated other comprehensive income, net of tax, end of period	10,785,000		1,662,000
Operating Segments [Abstract]
Number of reportable operating segments	1
Accumulated Net Unrealized Investment Gain (Loss) [Member]
Change in funded status of pension plan [Abstract]
Other comprehensive income (loss)	10,677,000
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive income, net of tax, beginning of period	2,783,000
Current Period Change	10,677,000
Accumulated other comprehensive income, net of tax, end of period	13,460,000
Accumulated Defined Benefit Plans Adjustment [Member]
Change in funded status of pension plan [Abstract]
Other comprehensive income (loss)	-1,554,000
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive income, net of tax, beginning of period	-1,121,000
Current Period Change	-1,554,000
Accumulated other comprehensive income, net of tax, end of period	-2,675,000
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	5 years
Weighted average period for recognition	1 year 0 months 22 days
RSUs [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense for share based awards	$358,000
Weighted average period for recognition	1 year 7 months 17 days
RSUs [Member] | Performance-Based Vesting [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	3 years
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive share (in shares)	0		0		69,153
RSUs [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive share (in shares)	0		0		0
Minimum [Member] | RSUs [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Weighted average period for recognition	2 years
Minimum [Member] | RSUs [Member] | Service-Based Vesting [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	2 years
Maximum [Member] | RSUs [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Weighted average period for recognition	3 years
Maximum [Member] | RSUs [Member] | Service-Based Vesting [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	3 years
Building [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	31 years
Building [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	40 years
Leasehold Improvements [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	5 years
Leasehold Improvements [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	20 years
Furniture, Fixtures and Equipment [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	3 years
Furniture, Fixtures and Equipment [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	10 years
Range One [Member]
Loans and Allowance for Loan Losses [Line Items]
Time period utilized in determining historical losses for impaired loan	24 months
Range Two [Member]
Loans and Allowance for Loan Losses [Line Items]
Time period utilized in determining historical losses for impaired loan	36 months
Range Three [Member]
Loans and Allowance for Loan Losses [Line Items]
Time period utilized in determining historical losses for impaired loan	48 months
Range Four [Member]
Loans and Allowance for Loan Losses [Line Items]
Time period utilized in determining historical losses for impaired loan	60 months
[1]	Reclassification adjustment represents net realized gains or losses arising from the sale of available-for-sale securities. These net realized gains or losses are included in the consolidated statements of income in the line item, "Net gains on sales of securities." See "Note B - Investment Securities" for the income tax expense (benefit) related to these net realized gains or losses.
[2]	Represents the amortization into expense of prior service cost and net actuarial loss relating to the Corporation's defined benefit pension plan. These items are included in net periodic pension cost (see "Note K - Retirement Plans") and in the consolidated statements of income in the line item, "Employee benefits." The income tax expense relating to these costs is included in the consolidated statements of income in the line item, "Income tax expense."

INVESTMENT_SECURITIES_Details

INVESTMENT SECURITIES (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Held-to-maturity securities [Abstract]
Amortized cost	$21,833,000	$32,104,000
Gross unrealized gains	1,037,000	1,444,000
Gross unrealized losses	0	0
Fair value	22,870,000	33,548,000
Available-for-sale securities [Abstract]
Amortized cost	751,482,000	780,176,000
Gross unrealized gains	24,880,000	15,480,000
Gross unrealized losses	-2,217,000	-10,863,000
Fair value	774,145,000	784,793,000
Investment securities pledged as collateral	369,951,000	281,444,000
Securities in continuous unrealized loss position, fair value [Abstract]
Less than 12 months	34,806,000	228,754,000
12 months or more	138,981,000	100,626,000
Total fair value	173,787,000	329,380,000
Securities in continuous unrealized loss position, unrealized loss [Abstract]
Less than 12 months	-229,000	-7,480,000
12 months or more	-1,988,000	-3,383,000
Total unrealized loss	-2,217,000	-10,863,000
State and Municipals [Member]
Held-to-maturity securities [Abstract]
Amortized cost	19,836,000	27,968,000
Gross unrealized gains	843,000	1,087,000
Gross unrealized losses	0	0
Fair value	20,679,000	29,055,000
Available-for-sale securities [Abstract]
Amortized cost	393,637,000	353,333,000
Gross unrealized gains	18,612,000	8,250,000
Gross unrealized losses	-452,000	-5,030,000
Fair value	411,797,000	356,553,000
Securities in continuous unrealized loss position, fair value [Abstract]
Less than 12 months	19,386,000	103,010,000
12 months or more	21,198,000	7,729,000
Total fair value	40,584,000	110,739,000
Securities in continuous unrealized loss position, unrealized loss [Abstract]
Less than 12 months	-145,000	-4,549,000
12 months or more	-307,000	-481,000
Total unrealized loss	-452,000	-5,030,000
Pass-Through Mortgage Securities [Member]
Held-to-maturity securities [Abstract]
Amortized cost	856,000	1,878,000
Gross unrealized gains	110,000	181,000
Gross unrealized losses	0	0
Fair value	966,000	2,059,000
Available-for-sale securities [Abstract]
Amortized cost	130,966,000	154,760,000
Gross unrealized gains	1,421,000	1,040,000
Gross unrealized losses	-1,206,000	-3,982,000
Fair value	131,181,000	151,818,000
Securities in continuous unrealized loss position, fair value [Abstract]
Less than 12 months	0	89,092,000
12 months or more	100,556,000	38,237,000
Total fair value	100,556,000	127,329,000
Securities in continuous unrealized loss position, unrealized loss [Abstract]
Less than 12 months	0	-2,279,000
12 months or more	-1,206,000	-1,703,000
Total unrealized loss	-1,206,000	-3,982,000
Collateralized Mortgage Obligations [Member]
Held-to-maturity securities [Abstract]
Amortized cost	1,141,000	2,258,000
Gross unrealized gains	84,000	176,000
Gross unrealized losses	0	0
Fair value	1,225,000	2,434,000
Available-for-sale securities [Abstract]
Amortized cost	226,879,000	272,083,000
Gross unrealized gains	4,847,000	6,190,000
Gross unrealized losses	-559,000	-1,851,000
Fair value	231,167,000	276,422,000
Securities in continuous unrealized loss position, fair value [Abstract]
Less than 12 months	15,420,000	36,652,000
12 months or more	17,227,000	54,660,000
Total fair value	32,647,000	91,312,000
Securities in continuous unrealized loss position, unrealized loss [Abstract]
Less than 12 months	-84,000	-652,000
12 months or more	-475,000	-1,199,000
Total unrealized loss	($559,000)	($1,851,000)

INVESTMENT_SECURITIES_Sales_of

INVESTMENT SECURITIES, Sales of Securities (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Sales of Available-for-Sale Securities [Abstract]
Proceeds	$3,390,000	$1,780,000	$102,687,000
Gains	42,000	48,000	4,248,000
Losses	-20,000	-49,000	-635,000
Net gain (loss)	22,000	-1,000	3,613,000
Holdings of securities as percentage of share holders equity (in hundredths)	10.00%	10.00%
Tax provision related to the net realized gain on the sale of available for sale securities	9,000	0	1,434,000
Sales of Held-to-Maturity Securities [Abstract]
Minimum percentage of principal balance outstanding collected at acquisition of each security (in hundredths)	85.00%
Carrying value of held-to-maturity securities sold	2,304,000	705,000
Gain on sale of held-to-maturity securities	$119,000	$17,000

INVESTMENT_SECURITIES_Maturiti

INVESTMENT SECURITIES, Maturities (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Held-to-maturity securities by maturity, amortized cost [Abstract]
Within one year	$2,924
After 1 through 5 years	8,534
After 5 through 10 years	7,545
After 10 years	833
Mortgage-backed securities	1,997
Amortized cost	21,833	32,104
Held-to-maturity securities by maturity, fair value [Abstract]
Within one year	2,946
After 1 through 5 years	8,878
After 5 through 10 years	7,972
After 10 years	883
Mortgage-backed securities	2,191
Fair value	22,870	33,548
Available-for-sale securities by maturity, amortized cost [Abstract]
Within one year	5,255
After 1 through 5 years	20,417
After 5 through 10 years	118,811
After 10 years	249,154
Mortgage-backed securities	357,845
Amortized cost	751,482
Available-for-sale securities by maturity, fair value [Abstract]
Within one year	5,308
After 1 through 5 years	21,002
After 5 through 10 years	122,449
After 10 years	263,038
Mortgage-backed securities	362,348
Fair value	$774,145	$784,793

LOANS_Details

LOANS (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Loans [Abstract]
Individually evaluated for impairment	$2,408	$5,825	$8,510
Collectively evaluated for impairment	1,802,411	1,472,112	1,138,874
Total Loans	1,804,819	1,477,937	1,147,384
Allocation of allowance for loan losses [Abstract]
Individually evaluated for impairment	60	277	567
Collectively evaluated for impairment	23,161	20,571	18,057
Total allocation of allowance for loan losses evaluated for impairment	23,221	20,848	18,624
Activity in allowance for loan losses [Roll Forward]
Beginning balance	20,848	18,624	16,572
Chargeoffs	834	932	1,619
Recoveries	18	159	43
Provision for loan losses (credit)	3,189	2,997	3,628
Ending balance	23,221	20,848	18,624
Commercial & Industrial [Member]
Loans [Abstract]
Individually evaluated for impairment	16	34	48
Collectively evaluated for impairment	77,124	71,784	54,291
Total Loans	77,140	71,818	54,339
Allocation of allowance for loan losses [Abstract]
Individually evaluated for impairment	0	1	0
Collectively evaluated for impairment	838	807	834
Total allocation of allowance for loan losses evaluated for impairment	838	808	834
Activity in allowance for loan losses [Roll Forward]
Beginning balance	808	834	699
Chargeoffs	96	0	5
Recoveries	2	19	4
Provision for loan losses (credit)	124	-45	136
Ending balance	838	808	834
Commercial Mortgages Multifamily [Member]
Loans [Abstract]
Individually evaluated for impairment	303	347	1,105
Collectively evaluated for impairment	528,790	469,139	277,398
Total Loans	529,093	469,486	278,503
Allocation of allowance for loan losses [Abstract]
Individually evaluated for impairment	0	0	0
Collectively evaluated for impairment	7,207	7,348	5,342
Total allocation of allowance for loan losses evaluated for impairment	7,207	7,348	5,342
Activity in allowance for loan losses [Roll Forward]
Beginning balance	7,348	5,342	5,365
Chargeoffs	0	0	501
Recoveries	0	0	4
Provision for loan losses (credit)	-141	2,006	474
Ending balance	7,207	7,348	5,342
Commercial Mortgages Other [Member]
Loans [Abstract]
Individually evaluated for impairment	0	3,037	1,773
Collectively evaluated for impairment	222,537	159,837	140,213
Total Loans	222,537	162,874	141,986
Allocation of allowance for loan losses [Abstract]
Individually evaluated for impairment	0	0	0
Collectively evaluated for impairment	2,340	1,501	1,978
Total allocation of allowance for loan losses evaluated for impairment	2,340	1,501	1,978
Activity in allowance for loan losses [Roll Forward]
Beginning balance	1,501	1,978	2,316
Chargeoffs	37	0	0
Recoveries	0	113	19
Provision for loan losses (credit)	876	-590	-357
Ending balance	2,340	1,501	1,978
Commercial Mortgages Owner-Occupied [Member]
Loans [Abstract]
Individually evaluated for impairment	630	657	174
Collectively evaluated for impairment	106,715	82,994	83,705
Total Loans	107,345	83,651	83,879
Allocation of allowance for loan losses [Abstract]
Individually evaluated for impairment	0	127	0
Collectively evaluated for impairment	1,023	1,064	1,163
Total allocation of allowance for loan losses evaluated for impairment	1,023	1,191	1,163
Activity in allowance for loan losses [Roll Forward]
Beginning balance	1,191	1,163	1,388
Chargeoffs	400	0	0
Recoveries	0	0	0
Provision for loan losses (credit)	232	28	-225
Ending balance	1,023	1,191	1,163
Residential Mortgages Closed End [Member]
Loans [Abstract]
Individually evaluated for impairment	1,083	1,539	5,028
Collectively evaluated for impairment	778,911	603,804	497,339
Total Loans	779,994	605,343	502,367
Allocation of allowance for loan losses [Abstract]
Individually evaluated for impairment	60	149	567
Collectively evaluated for impairment	10,539	8,458	7,162
Total allocation of allowance for loan losses evaluated for impairment	10,599	8,607	7,729
Activity in allowance for loan losses [Roll Forward]
Beginning balance	8,607	7,729	5,228
Chargeoffs	121	914	659
Recoveries	3	13	10
Provision for loan losses (credit)	2,110	1,779	3,150
Ending balance	10,599	8,607	7,729
Residential Mortgages Revolving Home Equity [Member]
Loans [Abstract]
Individually evaluated for impairment	376	211	382
Collectively evaluated for impairment	82,733	77,370	81,593
Total Loans	83,109	77,581	81,975
Allocation of allowance for loan losses [Abstract]
Individually evaluated for impairment	0	0	0
Collectively evaluated for impairment	1,121	1,240	1,453
Total allocation of allowance for loan losses evaluated for impairment	1,121	1,240	1,453
Activity in allowance for loan losses [Roll Forward]
Beginning balance	1,240	1,453	1,415
Chargeoffs	173	0	450
Recoveries	4	0	0
Provision for loan losses (credit)	50	-213	488
Ending balance	1,121	1,240	1,453
Consumer [Member]
Loans [Abstract]
Individually evaluated for impairment	0	0	0
Collectively evaluated for impairment	5,601	7,184	4,335
Total Loans	5,601	7,184	4,335
Allocation of allowance for loan losses [Abstract]
Individually evaluated for impairment	0	0	0
Collectively evaluated for impairment	93	153	125
Total allocation of allowance for loan losses evaluated for impairment	93	153	125
Activity in allowance for loan losses [Roll Forward]
Beginning balance	153	125	161
Chargeoffs	7	18	4
Recoveries	9	14	6
Provision for loan losses (credit)	-62	32	-38
Ending balance	$93	$153	$125

LOANS_Impaired_Receivables_Det

LOANS, Impaired Receivables (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
With an allowance recorded [Abstract]
Related allowance	$60	$277	$567
Total [Abstract]
Recorded investment, total	2,408	5,825	8,510
Unpaid principal balance, total	2,582	5,983	8,510
Related allowance, total	60	277	567
Average recorded investment, total	2,484	5,946	9,009
Interest income recognized, total	29	131	282
Commercial and Industrial [Member]
With no related allowance recorded [Abstract]
Recorded investment	16		48
Unpaid principal balance	16		48
Average recorded investment	25		49
Interest income recognized	2		1
With an allowance recorded [Abstract]
Recorded investment		34
Unpaid principal balance		34
Related allowance	0	1	0
Average recorded investment		41
Interest income recognized		2
Total [Abstract]
Recorded investment, total	16	34	48
Unpaid principal balance, total	16	34	48
Related allowance, total	0	1	0
Average recorded investment, total	25	41	49
Interest income recognized, total	2	2	1
Commercial Mortgages Multifamily [Member]
With no related allowance recorded [Abstract]
Recorded investment	303	347	1,105
Unpaid principal balance	368	400	1,105
Average recorded investment	321	361	1,132
Interest income recognized	0	0	42
With an allowance recorded [Abstract]
Related allowance	0	0	0
Total [Abstract]
Recorded investment, total	303	347	1,105
Unpaid principal balance, total	368	400	1,105
Related allowance, total	0	0	0
Average recorded investment, total	321	361	1,132
Interest income recognized, total	0	0	42
Commercial Mortgages Other [Member]
With no related allowance recorded [Abstract]
Recorded investment		3,037	1,773
Unpaid principal balance		3,084	1,773
Average recorded investment		3,081	1,793
Interest income recognized		101	103
With an allowance recorded [Abstract]
Related allowance		0	0
Total [Abstract]
Recorded investment, total		3,037	1,773
Unpaid principal balance, total		3,084	1,773
Related allowance, total		0	0
Average recorded investment, total		3,081	1,793
Interest income recognized, total		101	103
Commercial Mortgages Owner-Occupied [Member]
With no related allowance recorded [Abstract]
Recorded investment	630		174
Unpaid principal balance	663		174
Average recorded investment	641		181
Interest income recognized	0		0
With an allowance recorded [Abstract]
Recorded investment		657
Unpaid principal balance		666
Related allowance	0	127	0
Average recorded investment		661
Interest income recognized		0
Total [Abstract]
Recorded investment, total	630	657	174
Unpaid principal balance, total	663	666	174
Related allowance, total	0	127	0
Average recorded investment, total	641	661	181
Interest income recognized, total	0	0	0
Residential Mortgages Closed End [Member]
With no related allowance recorded [Abstract]
Recorded investment	216	580	1,043
Unpaid principal balance	270	617	1,043
Average recorded investment	230	594	1,444
Interest income recognized	0	6	4
With an allowance recorded [Abstract]
Recorded investment	867	959	3,985
Unpaid principal balance	893	969	3,985
Related allowance	60	149	567
Average recorded investment	891	997	4,024
Interest income recognized	27	22	131
Total [Abstract]
Recorded investment, total	1,083	1,539	5,028
Unpaid principal balance, total	1,163	1,586	5,028
Related allowance, total	60	149	567
Average recorded investment, total	1,121	1,591	5,468
Interest income recognized, total	27	28	135
Residential Mortgages Revolving Home Equity [Member]
With no related allowance recorded [Abstract]
Recorded investment	376	211	382
Unpaid principal balance	372	213	382
Average recorded investment	376	211	386
Interest income recognized	0	0	1
With an allowance recorded [Abstract]
Related allowance	0	0	0
Total [Abstract]
Recorded investment, total	376	211	382
Unpaid principal balance, total	372	213	382
Related allowance, total	0	0	0
Average recorded investment, total	376	211	386
Interest income recognized, total	$0	$0	$1

LOANS_Receivables_Aging_Detail

LOANS, Receivables Aging (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 59 days past due	$2,087	$184
60 to 89 days past due	99	0
Past due 90 days or more and still accruing	0	0
Nonaccrual loans	1,704	3,596
Total past due & nonaccrual loans	3,890	3,780
Current	1,800,929	1,474,157
Total Loans	1,804,819	1,477,937	1,147,384
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 59 days past due	0	0
60 to 89 days past due	0	0
Past due 90 days or more and still accruing	0	0
Nonaccrual loans	0	0
Total past due & nonaccrual loans	0	0
Current	77,140	71,818
Total Loans	77,140	71,818
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Loans	77,140	71,818	54,339
Commercial Mortgages Multifamily [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 59 days past due	954	0
60 to 89 days past due	0	0
Past due 90 days or more and still accruing	0	0
Nonaccrual loans	303	347
Total past due & nonaccrual loans	1,257	347
Current	527,836	469,139
Total Loans	529,093	469,486	278,503
Commercial Mortgages Other [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 59 days past due	0	0
60 to 89 days past due	0	0
Past due 90 days or more and still accruing	0	0
Nonaccrual loans	0	1,311
Total past due & nonaccrual loans	0	1,311
Current	222,537	161,563
Total Loans	222,537	162,874	141,986
Commercial Mortgages Owner-Occupied [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 59 days past due	0	0
60 to 89 days past due	0	0
Past due 90 days or more and still accruing	0	0
Nonaccrual loans	630	657
Total past due & nonaccrual loans	630	657
Current	106,715	82,994
Total Loans	107,345	83,651	83,879
Residential Mortgages Closed End [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 59 days past due	1,059	67
60 to 89 days past due	0	0
Past due 90 days or more and still accruing	0	0
Nonaccrual loans	395	1,070
Total past due & nonaccrual loans	1,454	1,137
Current	778,540	604,206
Total Loans	779,994	605,343	502,367
Residential Mortgages Revolving Home Equity [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 59 days past due	74	112
60 to 89 days past due	99	0
Past due 90 days or more and still accruing	0	0
Nonaccrual loans	376	211
Total past due & nonaccrual loans	549	323
Current	82,560	77,258
Total Loans	83,109	77,581	81,975
Consumer [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 59 days past due	0	5
60 to 89 days past due	0	0
Past due 90 days or more and still accruing	0	0
Nonaccrual loans	0	0
Total past due & nonaccrual loans	0	5
Current	5,601	7,179
Total Loans	$5,601	$7,184	$4,335

LOANS_Modified_in_Troubled_Deb

LOANS, Modified in Troubled Debt Restructurings (Details) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
									Loan	Loan	Loan
Financing Receivable, Modifications [Line Items]
Bank allowance for loan losses	$60,000				$208,000				$60,000	$208,000	$481,000
Loans modified in troubled debt restructuring [Abstract]
Number of loans										4	2
Pre-modification outstanding recorded investment										917,000	178,000
Post-modification outstanding recorded investment										917,000	178,000
Provision for loan losses	1,045,000	1,221,000	982,000	-59,000	1,162,000	1,080,000	947,000	-192,000	3,189,000	2,997,000	3,628,000
Commitment to lend	0								0
Number of troubled debt restructuring that had a subsequent payment default									2	0	0
Number of days past due to be considered in default									90 days
Loan held-for-sale	0				900,000				0	900,000
Charge-offs									872,000
Commercial and Industrial [Member]
Financing Receivable, Modifications [Line Items]
Pre modification interest rate (in hundredths)											4.75%
Post modification interest rate (in hundredths)											5.75%
Loans modified in troubled debt restructuring [Abstract]
Number of loans											1
Pre-modification outstanding recorded investment											49,000
Post-modification outstanding recorded investment											49,000
Commercial Mortgages Owner-Occupied [Member]
Financing Receivable, Modifications [Line Items]
Post modification interest rate (in hundredths)										2.50%
Loans modified in troubled debt restructuring [Abstract]
Number of loans										2
Pre-modification outstanding recorded investment										658,000
Post-modification outstanding recorded investment										658,000
Outstanding recorded investment of restructured loan that had a subsequent payment default									630,000
Specifically allocated allowance for loan losses for restructured loan that had a subsequent payment default									0
Commercial Mortgages Owner-Occupied [Member] | Minimum [Member]
Financing Receivable, Modifications [Line Items]
Pre modification interest rate (in hundredths)										5.00%
Commercial Mortgages Owner-Occupied [Member] | Maximum [Member]
Financing Receivable, Modifications [Line Items]
Pre modification interest rate (in hundredths)										5.75%
Residential Mortgage - Closed End [Member]
Financing Receivable, Modifications [Line Items]
Pre modification interest rate (in hundredths)											6.00%
Post modification interest rate (in hundredths)										3.75%	2.00%
Loans modified in troubled debt restructuring [Abstract]
Number of loans										2	1
Pre-modification outstanding recorded investment										259,000	129,000
Post-modification outstanding recorded investment										259,000	129,000
Residential Mortgage - Closed End [Member] | Minimum [Member]
Financing Receivable, Modifications [Line Items]
Pre modification interest rate (in hundredths)										3.25%
Residential Mortgage - Closed End [Member] | Maximum [Member]
Financing Receivable, Modifications [Line Items]
Pre modification interest rate (in hundredths)										6.50%
Troubled Debt Restructuring [Member]
Loans modified in troubled debt restructuring [Abstract]
Provision for loan losses									$0	$164,000	$0

LOANS_Credit_Quality_Indicator

LOANS, Credit Quality Indicators (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
	Point
Financing Receivable, Recorded Investment [Line Items]
Commercial loans and mortgage point rating system (in points)	10
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	$1,804,819,000	$1,477,937,000	$1,147,384,000
Minimum prior year principal balance of commercial real estate loans required to be reviewed annually	60.00%
Residential mortgage and home equity point rating system (in points)	3
Minimum FICO score requirement	680
Deposit account overdrafts	479,000	1,382,000
Loans to Directors and Executive Officers [Abstract]
Aggregate amount of loans	668,000	778,000
New loans to directors and executive officers	93,000
Repayments of loan	203,000
Nonaccrual loans to directors or executive officers	0	0
Minimum [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Internally Assigned Risk Rating 1 FICO requirement	680
Internally Assigned Risk Rating 2 FICO requirement	635
Maximum [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Internally Assigned Risk Rating 2 FICO requirement	679
Internally Assigned Risk Rating 3 FICO requirement	635
Commercial and Industrial [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	77,140,000	71,818,000
Commercial Portfolio Segment [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	77,140,000	71,818,000	54,339,000
Commercial Mortgages Multifamily [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	529,093,000	469,486,000	278,503,000
Commercial Mortgages Other [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	222,537,000	162,874,000	141,986,000
Commercial Mortgages Owner-occupied [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	107,345,000	83,651,000	83,879,000
Residential Mortgages Closed End [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	779,994,000	605,343,000	502,367,000
Residential Mortgages Revolving Home Equity [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	83,109,000	77,581,000	81,975,000
Consumer [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	5,601,000	7,184,000	4,335,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	936,115,000	787,829,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Commercial and Industrial [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	77,140,000	71,818,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Commercial Mortgages Multifamily [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	529,093,000	469,486,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Commercial Mortgages Other [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	222,537,000	162,874,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Commercial Mortgages Owner-occupied [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	107,345,000	83,651,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Watch [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	8,575,000	14,512,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Watch [Member] | Commercial and Industrial [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	65,000	280,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Watch [Member] | Commercial Mortgages Multifamily [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	7,610,000	9,470,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Watch [Member] | Commercial Mortgages Other [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	900,000	601,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Watch [Member] | Commercial Mortgages Owner-occupied [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	0	4,161,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Pass [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	922,598,000	764,936,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Pass [Member] | Commercial and Industrial [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	76,884,000	70,349,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Pass [Member] | Commercial Mortgages Multifamily [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	519,274,000	459,670,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Pass [Member] | Commercial Mortgages Other [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	219,997,000	159,236,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Pass [Member] | Commercial Mortgages Owner-occupied [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	106,443,000	75,681,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Special Mention [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	1,906,000	1,992,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Special Mention [Member] | Commercial and Industrial [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	0	1,155,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Special Mention [Member] | Commercial Mortgages Multifamily [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	1,906,000	0
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Special Mention [Member] | Commercial Mortgages Other [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	0	0
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Special Mention [Member] | Commercial Mortgages Owner-occupied [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	0	837,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Substandard [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	3,036,000	6,389,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Substandard [Member] | Commercial and Industrial [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	191,000	34,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Substandard [Member] | Commercial Mortgages Multifamily [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	303,000	346,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Substandard [Member] | Commercial Mortgages Other [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	1,640,000	3,037,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Substandard [Member] | Commercial Mortgages Owner-occupied [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	902,000	2,972,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Doubtful [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	0	0
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Doubtful [Member] | Commercial and Industrial [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	0	0
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Doubtful [Member] | Commercial Mortgages Multifamily [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	0	0
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Doubtful [Member] | Commercial Mortgages Other [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	0	0
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Doubtful [Member] | Commercial Mortgages Owner-occupied [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	868,225,000	688,726,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Residential Mortgages Closed End [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	779,994,000	605,343,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Residential Mortgages Revolving Home Equity [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	83,109,000	77,581,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Consumer [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	5,122,000	5,802,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Watch [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	1,165,000	2,131,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Watch [Member] | Residential Mortgages Closed End [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	1,066,000	1,779,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Watch [Member] | Residential Mortgages Revolving Home Equity [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	99,000	352,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Watch [Member] | Consumer [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Pass [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	865,698,000	684,845,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Pass [Member] | Residential Mortgages Closed End [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	777,846,000	602,025,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Pass [Member] | Residential Mortgages Revolving Home Equity [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	82,730,000	77,018,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Pass [Member] | Consumer [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	5,122,000	5,802,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Special Mention [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Special Mention [Member] | Residential Mortgages Closed End [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Special Mention [Member] | Residential Mortgages Revolving Home Equity [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Special Mention [Member] | Consumer [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Substandard [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	1,362,000	1,750,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Substandard [Member] | Residential Mortgages Closed End [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	1,082,000	1,539,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Substandard [Member] | Residential Mortgages Revolving Home Equity [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	280,000	211,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Substandard [Member] | Consumer [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Doubtful [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Doubtful [Member] | Residential Mortgages Closed End [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Doubtful [Member] | Residential Mortgages Revolving Home Equity [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Doubtful [Member] | Consumer [Member]
Recorded investment in loans by class of loans and credit quality indicator [Abstract]
Total loans	$0	$0

PREMISES_AND_EQUIPMENT_Details

PREMISES AND EQUIPMENT (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Bank premises and equipment [Abstract]
Bank premises and equipment, gross	$60,596	$54,364
Accumulated depreciation and amortization	-32,742	-29,901
Bank premises and equipment, net	27,854	24,463
Land [Member]
Bank premises and equipment [Abstract]
Bank premises and equipment, gross	5,985	6,000
Building and Improvements [Member]
Bank premises and equipment [Abstract]
Bank premises and equipment, gross	19,462	17,360
Leasehold Improvements [Member]
Bank premises and equipment [Abstract]
Bank premises and equipment, gross	8,782	7,587
Furniture and Equipment [Member]
Bank premises and equipment [Abstract]
Bank premises and equipment, gross	24,797	23,155
Construction in Process [Member]
Bank premises and equipment [Abstract]
Bank premises and equipment, gross	$1,570	$262

DEPOSITS_Details

DEPOSITS (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Remaining maturities of Bank's time deposits [Abstract]
2015	$109,822,000
2016	59,924,000
2017	8,028,000
2018	39,292,000
2019	89,609,000
Thereafter	22,272,000
Total	328,947,000
Time deposits that meet or exceed FDIC Insurance limit of $250,000 or more	80,500,000	79,100,000
Deposits from executive officers, directors, and affiliates	9,800,000	11,600,000
Less than $100,000 [Member]
Remaining maturities of Bank's time deposits [Abstract]
2015	35,055,000
2016	23,490,000
2017	3,323,000
2018	12,079,000
2019	35,745,000
Thereafter	10,510,000
Total	120,202,000
$100,000 or More [Member]
Remaining maturities of Bank's time deposits [Abstract]
2015	74,767,000
2016	36,434,000
2017	4,705,000
2018	27,213,000
2019	53,864,000
Thereafter	11,762,000
Total	$208,745,000

BORROWED_FUNDS_Details

BORROWED FUNDS (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Short-term borrowings [Abstract]
Short-term borrowings	$136,486,000	$110,463,000
Long-term debt [Abstract]
Long-term Debt	345,000,000	285,000,000
Debt and capital lease obligations	481,486,000	395,463,000
Accrued interest payable on borrowed funds included in accrued expenses and other liabilities	668,000	572,000
Securities sold under repurchase agreements [Abstract]
Minimum remaining contractual maturities of securities sold under repurchase agreements	1 day
Maximum remaining contractual maturities of securities sold under repurchase agreements	4 years
Assets Sold under Agreements to Repurchase [Line Items]
Carrying value of securities collateralizing repurchase agreements	57,000,000
Period of contractual maturities and weighted average interest rates of securities sold under repurchase agreements	5 years
Federal Home Loan Bank Advances [Abstract]
FHLB advances collateralized	1,131,000,000	440,000,000
Information Concerning of FHLB Advances [Abstract]
Average daily balance during the year	290,409,000	211,595,000
Average interest rate during the year (in hundredths)	1.68%	1.41%
Maximum month-end balance during the year	425,000,000	340,000,000
Weighted average interest rate at year-end (in hundredths)	1.42%	1.44%
Period of contractual maturities and weighted average interest rate	5 years
Amount [Abstract]
Overnight	125,000,000
2015	10,000,000
2016	27,500,000
2017	27,050,000
2018	122,450,000
2019	73,500,000
After 2019	39,500,000
Total maturities	300,000,000
Federal home loan bank, advances, total	425,000,000
Weighted Average Rate [Abstract]
Overnight (in hundredths)	0.32%
2015 (in hundredths)	2.67%
2016 (in hundredths)	2.33%
2017 (in hundredths)	1.51%
2018 (in hundredths)	1.75%
2019 (in hundredths)	1.91%
After 2019 (in hundredths)	2.00%
Total (in hundredths)	1.88%
Weighted average interest rate at year-end (in hundredths)	1.42%
Other Borrowings [Abstract]
Other Borrowings	0	0
Average balance of other borrowings	26,000	22,000
Average interest rate (in hundredths)	0.42%	0.62%
Securities Sold Under Repurchase Agreements [Member]
Short-term borrowings [Abstract]
Short-term borrowings	11,486,000	10,463,000
Long-term debt [Abstract]
Long-term Debt	45,000,000	45,000,000
Assets Sold under Agreements to Repurchase [Line Items]
Average daily balance during the year	57,511,000	61,120,000
Average interest rate during the year (in hundredths)	3.53%	3.33%
Maximum month-end balance during the year	61,152,000	66,847,000
Weighted average interest rate at year-end (in hundredths)	3.54%	3.61%
Amount	56,486,000
Weighted average rate (in hundredths)	3.54%	3.61%
Securities Sold Under Repurchase Agreements [Member] | Overnight [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Weighted average interest rate at year-end (in hundredths)	0.10%
Amount	11,486,000
Weighted average rate (in hundredths)	0.10%
Securities Sold Under Repurchase Agreements [Member] | Maturity After 2013 [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Weighted average interest rate at year-end (in hundredths)	4.42%
Amount	45,000,000
Weighted average rate (in hundredths)	4.42%
Securities Sold Under Repurchase Agreements [Member] | 2015 [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Weighted average interest rate at year-end (in hundredths)	4.20%
Amount	10,000,000
Weighted average rate (in hundredths)	4.20%
Securities Sold Under Repurchase Agreements [Member] | 2017 [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Weighted average interest rate at year-end (in hundredths)	4.33%
Amount	30,000,000
Weighted average rate (in hundredths)	4.33%
Securities Sold Under Repurchase Agreements [Member] | 2018 [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Weighted average interest rate at year-end (in hundredths)	5.45%
Amount	5,000,000
Weighted average rate (in hundredths)	5.45%
Federal Home Loan Bank Advances [Member]
Short-term borrowings [Abstract]
Short-term borrowings	125,000,000	100,000,000
Long-term debt [Abstract]
Long-term Debt	$300,000,000	$240,000,000

INCOME_TAXES_Details

INCOME TAXES (Details) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Reconciliation of the statutory federal income tax rate to the effective tax rate [Abstract]
Statutory federal income tax rate (in hundredths)									34.00%	34.00%	34.00%
State and local income taxes, net of federal income tax benefit (in hundredths)									2.50%	3.40%	3.10%
Tax-exempt income, net of disallowed cost of funding (in hundredths)									-16.00%	-16.50%	-17.50%
Other (in hundredths)									0.40%	0.30%	0.10%
Effective income tax rate, continuing operations (in hundredths)									20.90%	21.20%	19.70%
Current [Abstract]
Federal									$4,943,000	$5,046,000	$1,575,000
State and local									1,746,000	1,490,000	607,000
Current income tax expense (benefit)									6,689,000	6,536,000	2,182,000
Deferred [Abstract]
Federal									61,000	-692,000	2,262,000
State and local									-655,000	-109,000	573,000
Deferred income tax expense (benefit)									-594,000	-801,000	2,835,000
Provision for income taxes	869,000	1,848,000	1,524,000	1,854,000	1,355,000	1,330,000	1,433,000	1,617,000	6,095,000	5,735,000	5,017,000
Deferred tax assets [Abstract]
Allowance for loan losses and off-balance-sheet credit exposure	9,005,000				8,169,000				9,005,000	8,169,000
Interest on nonperforming loans	101,000				72,000				101,000	72,000
Accrued legal settlement	39,000				40,000				39,000	40,000
Stock-based compensation	1,187,000				974,000				1,187,000	974,000
Supplemental executive retirement expense	20,000				6,000				20,000	6,000
Directors' retirement expense	67,000				70,000				67,000	70,000
Accrued rent expense	186,000				147,000				186,000	147,000
Depreciation	125,000				0				125,000	0
Deferred tax assets, gross	10,730,000				9,478,000				10,730,000	9,478,000
Valuation allowance	0				0				0	0
Deferred tax assets net	10,730,000				9,478,000				10,730,000	9,478,000
Deferred tax liabilities [Abstract]
Prepaid pension	6,321,000				7,240,000				6,321,000	7,240,000
Unrealized gains on available-for-sale securities	8,882,000				1,833,000				8,882,000	1,833,000
Deferred loan costs	3,746,000				2,651,000				3,746,000	2,651,000
Prepaid expenses	80,000				102,000				80,000	102,000
Depreciation	0				206,000				0	206,000
Other	134,000				50,000				134,000	50,000
Deferred tax liabilities, gross	19,163,000				12,082,000				19,163,000	12,082,000
Net deferred tax liability	-8,433,000				-2,604,000				-8,433,000	-2,604,000
Unrecognized tax benefits	$0				$0				$0	$0	$0

REGULATORY_MATTERS_Details

REGULATORY MATTERS (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Total Capital to Risk Weighted Assets, Amount [Abstract]
Actual Capital	$241,860,000	$220,957,000
Minimum Capital Adequacy Requirement	124,894,000	103,835,000
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions	0	0
Total Capital to Risk Weighted Assets, Ratio [Abstract]
Actual Capital (in hundredths)	15.49%	17.02%
Minimum Capital Adequacy Requirement (in hundredths)	8.00%	8.00%
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions (in hundredths)	0.00%	0.00%
Tier 1 Capital to Risk Weighted Assets, Amount [Abstract]
Actual Capital	222,298,000	204,674,000
Minimum Capital Adequacy Requirement	62,447,000	51,917,000
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions	0	0
Tier 1 Capital to Risk Weighted Assets, Ratio [Abstract]
Actual Capital (in hundredths)	14.24%	15.77%
Minimum Capital Adequacy Requirement (in hundredths)	4.00%	4.00%
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions (in hundredths)	0.00%	0.00%
Tier 1 Capital to Average Assets, Amount [Abstract]
Actual Capital	222,298,000	204,674,000
Minimum Capital Adequacy Requirement	104,673,000	95,011,000
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions	0	0
Tier 1 Capital to Average Assets, Ratio [Abstract]
Actual Capital (in hundredths)	8.49%	8.62%
Minimum Capital Adequacy Requirement (in hundredths)	4.00%	4.00%
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions (in hundredths)	0.00%	0.00%
Number of preceding years of retained net profits	2 years
Dividends the bank could declare without prior approval plus net profit retained	36,178,000
Average reserve requirement	16,343,000
Maximum amount available for transfer in the form of loans	35,907,000
Bank [Member]
Total Capital to Risk Weighted Assets, Amount [Abstract]
Actual Capital	241,655,000	220,200,000
Minimum Capital Adequacy Requirement	124,863,000	103,794,000
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions	156,079,000	129,742,000
Total Capital to Risk Weighted Assets, Ratio [Abstract]
Actual Capital (in hundredths)	15.48%	16.97%
Minimum Capital Adequacy Requirement (in hundredths)	8.00%	8.00%
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions (in hundredths)	10.00%	10.00%
Tier 1 Capital to Risk Weighted Assets, Amount [Abstract]
Actual Capital	222,098,000	203,923,000
Minimum Capital Adequacy Requirement	62,431,000	51,897,000
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions	93,647,000	77,845,000
Tier 1 Capital to Risk Weighted Assets, Ratio [Abstract]
Actual Capital (in hundredths)	14.23%	15.72%
Minimum Capital Adequacy Requirement (in hundredths)	4.00%	4.00%
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions (in hundredths)	6.00%	6.00%
Tier 1 Capital to Average Assets, Amount [Abstract]
Actual Capital	222,098,000	203,923,000
Minimum Capital Adequacy Requirement	104,670,000	94,977,000
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions	$130,838,000	$118,721,000
Tier 1 Capital to Average Assets, Ratio [Abstract]
Actual Capital (in hundredths)	8.49%	8.59%
Minimum Capital Adequacy Requirement (in hundredths)	4.00%	4.00%
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions (in hundredths)	5.00%	5.00%

SHAREHOLDER_PROTECTION_RIGHTS_1

SHAREHOLDER PROTECTION RIGHTS PLAN (Details) (USD $)	12 Months Ended
	Dec. 31, 2014
	Right
SHAREHOLDER PROTECTION RIGHTS PLAN [Abstract]
Number of rights distributed for each share of common stock outstanding	1
Percentage of common stock owned by each person per the tender offer commenced (in hundredths)	20.00%
Period rights will become exercisable	10 days
Number of shares entitled to be purchased by each right (in shares)	1
Exercise price per stock (in dollars per share)	$50
Redemption price per right ( in dollars per share)	$0.01
Expiration period from date of issuance	10 years

STOCKBASED_COMPENSATION_Detail

STOCK-BASED COMPENSATION (Details) (USD $)	12 Months Ended			1 Months Ended	3 Months Ended	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Jan. 31, 2005	Dec. 31, 2014	Dec. 31, 2000
Fair Value of Stock Option Awards assumptions [Abstract]
Compensation expense for share based awards	$1,511,000	$592,000	$782,000
Share based compensation, tax benefit	614,000	235,000	311,000
Number of Options [Roll Forward]
Outstanding at beginning of period (in shares)	348,801
Exercised (in shares)	-69,312
Forfeited or expired (in shares)	-564
Outstanding at end of period (in shares)	278,925	348,801			278,925
Exercisable at end of period (in shares)	239,619				239,619
Weighted-Average Exercise Price [Roll Forward]
Outstanding at beginning of period (in dollars per share)	$15.64
Exercised (in dollars per share)	$15.22
Forfeited or expired (in dollars per share)	$18.57
Outstanding at end of period (in dollars per share)	$15.74	$15.64			15.74
Exercisable, at end of period (in dollars per share)	$15.29				15.29
Weighted-Average Remaining Contractual Term/ Aggregate Intrinsic Value [Abstract]
Weighted-average remaining contractual term, outstanding at end of period	3 years 10 months 10 days
Weighted-average remaining contractual term, exercisable at end of period	3 years 6 months 18 days
Aggregate intrinsic value, outstanding at end of period	3,522,000				3,522,000
Aggregate intrinsic value exercisable at end of period	3,135,000				3,135,000
Total intrinsic value of options exercised during the period	723,000	699,000	1,017,000
Number of RSUs [Roll Forward]
Outstanding at beginning of period (in shares)	96,915
Granted (in shares)	63,959
Converted (in shares)	-26,237
Forfeited (in shares)	-7,456
Outstanding at end of period (in shares)	127,181	96,915			127,181
Vested and convertible at end of period (in shares)	37,006				37,006
Weighted-Average Grant-Date Fair Value [Roll Forward]
Outstanding beginning of period (in dollars per share)	$17.03
Granted (in dollars per share)	$26.06
Converted (in dollars per share)	$21.97
Forfeited (in dollars per share)	$16.85
Outstanding ending of period (in dollars per share)	$20.56	$17.03			20.56
Vested and convertible at end of period (in dollars per share)	$16.15
Weighted-Average Remaining Contractual Term/ Aggregate Intrinsic Value [Abstract]
Weighted-average remaining contractual term, outstanding at end of period	1 year
Weighted-average remaining contractual term, vested and convertible at end of period	0 years
Aggregate intrinsic value, outstanding at end of period	3,608,000				3,608,000
Aggregate intrinsic value, vested and convertible at end of period	1,050,000				1,050,000
Total intrinsic value of RSUs converted	706,000	325,000	440,000
Unrecognized Compensation Cost [Abstract]
Unrecognized compensation cost related to nonvested equity awards.	1,032,000				1,032,000
Weighted average period for recognition	1 year 6 months
Cash Received and Tax Benefits Realized [Abstract]
Cash received from option exercises	1,055,000	1,418,000	2,603,000
Actual tax benefit realized for the tax deductions from option exercises	232,000	205,000	261,000
Cash used to settle stock options	0	0	0
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	5 years
Stock granted (in shares)	0	0	0
Fair Value of Stock Option Awards assumptions [Abstract]
Period of recognition of compensation expense	5 years
Unrecognized Compensation Cost [Abstract]
Unrecognized compensation cost related to nonvested equity awards.	84,000				84,000
Weighted average period for recognition	1 year 0 months 22 days
Restricted Stock Units (RSUs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock granted (in shares)	50,136
Fair Value of Stock Option Awards assumptions [Abstract]
Period of recognition of compensation expense	3 years
Compensation expense for share based awards	358,000
Weighted-Average Remaining Contractual Term/ Aggregate Intrinsic Value [Abstract]
Number of RSUs expected to vest and become convertible (in shares)	90,175				90,175
Unrecognized Compensation Cost [Abstract]
Unrecognized compensation cost related to nonvested equity awards.	$948,000				948,000
Weighted average period for recognition	1 year 7 months 17 days
Restricted Stock Units (RSUs) [Member] | Minimum [Member]
Unrecognized Compensation Cost [Abstract]
Weighted average period for recognition	2 years
Restricted Stock Units (RSUs) [Member] | Maximum [Member]
Unrecognized Compensation Cost [Abstract]
Weighted average period for recognition	3 years
Restricted Stock Units (RSUs) [Member] | Performance-Based Vesting [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	3 years
Stock granted (in shares)	38,129
Fair Value of Stock Option Awards assumptions [Abstract]
Grant date fair value (in dollars per share)	$25.99	$17.79	$16.15
Market price on date of grant (in dollars per share)	$28.07	$19.78	$17.99
Expected annual dividend (in dollars per share)	$0.69	$0.67	$0.61
Expected term	3 years	3 years	3 years
Risk-free interest rate (in hundredths)	0.13%	0.12%	0.12%
Restricted Stock Units (RSUs) [Member] | Service-Based Vesting [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock granted (in shares)	12,007
Fair Value of Stock Option Awards assumptions [Abstract]
Market price on date of grant (in dollars per share)	$28.07
Expected annual dividend (in dollars per share)	$0.69
Risk-free interest rate (in hundredths)	0.13%
Restricted Stock Units (RSUs) [Member] | Service-Based Vesting [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	2 years
Fair Value of Stock Option Awards assumptions [Abstract]
Grant date fair value (in dollars per share)	$25.99
Expected term	2 years
Restricted Stock Units (RSUs) [Member] | Service-Based Vesting [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	3 years
Fair Value of Stock Option Awards assumptions [Abstract]
Grant date fair value (in dollars per share)	$26.68
Expected term	3 years
Restricted Stock Units (RSUs) [Member] | Immediate Vesting [Member]
Fair Value of Stock Option Awards assumptions [Abstract]
Grant date fair value (in dollars per share)	$25.90
Market price on date of grant (in dollars per share)	$25.90
Expected annual dividend (in dollars per share)	$0
Expected term	0 years
Risk-free interest rate (in hundredths)	0.00%
2014 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares reserved for future issuance (in shares)	1,500,000				1,500,000
Number of shares of common stock remaining available for issuance (in shares)	1,494,196				1,494,196
2014 Equity Incentive Plan [Member] | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Maximum number of shares issuable (in shares)	1,500,000				1,500,000
2014 Equity Incentive Plan [Member] | Stock Appreciation Rights (SARs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Maximum number of shares issuable (in shares)	1,500,000				1,500,000
2014 Equity Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Maximum number of shares issuable (in shares)	525,000				525,000
Number of shares of common stock remaining available for issuance (in shares)	511,177				511,177
2014 Equity Incentive Plan [Member] | Restricted Stock Units (RSUs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Maximum number of shares issuable (in shares)	525,000				525,000
Number of shares of common stock remaining available for issuance (in shares)	511,177				511,177
2014 Equity Incentive Plan [Member] | Restricted Stock Units (RSUs) [Member] | Performance-Based Vesting [Member] | Subsequent Event [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock granted (in shares)				70,885
2014 Equity Incentive Plan [Member] | Restricted Stock Units (RSUs) [Member] | Immediate Vesting [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock granted (in shares)					13,823
2006 Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Exercise price of stock options and stock appreciation rights, minimum (in hundredths)	100.00%
Vesting period	5 years
Term for stock options granted	10 years
Period from the date of grant that options became exercisable						6 months
1996 Options and Appreciation Rights Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	3 years
Term for stock options granted	10 years			10 years		10 years
Period from the date of grant that options became exercisable				90 days

RETIREMENT_PLANS_Details

RETIREMENT PLANS (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
	Age
RETIREMENT PLANS [Abstract]
Age of employees eligible to participate in retirement plan	18
Percentage of gross compensation participates may elect to contribute (in hundredths)	100.00%
Vesting period under 401(k) plan	5 years
Percentage of vesting per year (in hundredths)	20.00%
Matching contributions	$357,000	$350,000	$332,000
Age of employees eligible to participate in the Pension Plan	21
Minimum service period required to participate in pension plan	12 months
Percentage employee contribution to pension plan (in hundredths)	2.00%
Vesting period under pension plan	4 years
Increase in projected benefit obligation	1,700,000
Weighted average assumptions used to determine the benefit obligation at year end [Abstract]
Discount rate (in hundredths)	4.02%	5.07%	4.06%
Rate of increase in compensation levels (in hundredths)	3.50%	3.50%	3.00%
Weighted average assumptions used to determine net pension cost [Abstract]
Discount rate (in hundredths)	5.07%	4.06%	5.23%
Rate of increase in compensation levels (in hundredths)	3.50%	3.50%	3.00%
Expected long-term rate of return on plan assets (in hundredths)	6.50%	6.50%	7.00%
Components of net periodic pension cost [Abstract]
Service cost including expected expenses and net of expected plan participant contributions	1,115,000	1,211,000	900,000
Interest cost	1,407,000	1,216,000	1,367,000
Expected return on plan assets	-3,009,000	-2,656,000	-2,259,000
Amortization of prior service cost	16,000	23,000	23,000
Amortization of net actuarial loss	0	631,000	664,000
Net pension cost	-471,000	425,000	696,000
Change in projected benefit obligation [Abstract]
Projected benefit obligation at beginning of year	28,650,000	30,698,000	26,891,000
Service cost excluding expected expenses and plan participant contributions	1,051,000	1,211,000	889,000
Interest cost	1,407,000	1,216,000	1,367,000
Benefits paid	-1,160,000	-1,019,000	-916,000
Assumption changes	6,302,000	-3,907,000	4,270,000
Experience loss (gain) and other	-463,000	451,000	-1,803,000
Projected benefit obligation at end of year	35,787,000	28,650,000	30,698,000
Change in fair value of plan assets [Abstract]
Fair value of plan assets at beginning of year	47,182,000	41,598,000	33,023,000
Actual return on plan assets	6,009,000	6,660,000	3,459,000
Employer contributions	0	0	6,024,000
Plan participant contributions	251,000	245,000	243,000
Benefits paid	-1,160,000	-1,019,000	-916,000
Expenses	-74,000	-302,000	-235,000
Fair value of plan assets at end of year	52,208,000	47,182,000	41,598,000
Funded status at end of year	16,421,000	18,532,000	10,900,000
Accumulated Benefit Obligation	33,403,000	26,261,000	27,783,000
Net actuarial loss and prior service cost included in accumulated other comprehensive income [Abstract]
Net actuarial loss	4,442,000	1,844,000
Prior service cost	0	17,000
Total	4,442,000	1,861,000
Plan Assets [Abstract]
Percentage of portfolio that may be invested in securities with ratings below investment grade (in hundredths)	5.00%
Percentage investment in single security, maximum (in hundredths)	5.00%
Maximum percentage of single investment pool or investment company of total plan assets (in hundredths)	10.00%
Defined Benefit Plan Disclosure [Line Items]
Percentage of plan assets (in hundredths)	100.00%	100.00%
Weighted average expected long-term rates of return (in hundredths)	6.50%	6.50%	7.00%
Total plan assets	52,208,000	47,182,000	41,598,000
Estimated future benefit payments [Abstract]
2015	1,304,000
2016	1,470,000
2017	1,695,000
2018	1,799,000
2019	1,895,000
2020-2024	11,193,000
SERP expense	133,000	-19,000	45,000
Minimum [Member]
Weighted average assumptions used to determine net pension cost [Abstract]
Expected long-term rate of return on plan assets (in hundredths)	4.70%	4.75%
Defined Benefit Plan Disclosure [Line Items]
Weighted average expected long-term rates of return (in hundredths)	4.70%	4.75%
Weighted average expected long-term rates of return provided by Vanguard (in hundredths)	25.00%
Maximum [Member]
Weighted average assumptions used to determine net pension cost [Abstract]
Expected long-term rate of return on plan assets (in hundredths)	7.10%	8.50%
Defined Benefit Plan Disclosure [Line Items]
Weighted average expected long-term rates of return (in hundredths)	7.10%	8.50%
Weighted average expected long-term rates of return provided by Vanguard (in hundredths)	75.00%
Quoted Prices in Active Market for Identical Assets (Level 1) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	52,116,000	46,878,000
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	52,116,000	46,878,000
Significant Other Observable Inputs (Level 2) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	92,000	304,000
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	92,000	304,000
Significant Unobservable Inputs (Level 3) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	0	0
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	0	0
Short-term Investments Funds [Member]
Defined Benefit Plan Disclosure [Line Items]
Percentage of plan assets (in hundredths)	0.20%	0.60%
Cash Equivalents [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at beginning of year	304,000
Fair value of plan assets at end of year	92,000	304,000
Defined Benefit Plan Disclosure [Line Items]
Target allocation, minimum (in hundredths)	0.00%	0.00%
Target allocation, maximum (in hundredths)	1.00%	1.00%
Percentage of plan assets (in hundredths)	0.20%	0.60%
Total plan assets	92,000	304,000
Cash Equivalents [Member] | Maximum [Member]
Weighted average assumptions used to determine net pension cost [Abstract]
Expected long-term rate of return on plan assets (in hundredths)	1.00%	1.00%
Defined Benefit Plan Disclosure [Line Items]
Weighted average expected long-term rates of return (in hundredths)	1.00%	1.00%
Cash Equivalents [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	0	0
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	0	0
Cash Equivalents [Member] | Significant Other Observable Inputs (Level 2) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	92,000	304,000
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	92,000	304,000
Cash Equivalents [Member] | Significant Unobservable Inputs (Level 3) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	0	0
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	0	0
Cash Equivalents [Member] | Vanguard Prime Money Market Mutual Fund [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	92,000
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	92,000
Cash Equivalents [Member] | Vanguard Prime Money Market Mutual Fund [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	0
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	0
Cash Equivalents [Member] | Vanguard Prime Money Market Mutual Fund [Member] | Significant Other Observable Inputs (Level 2) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	92,000
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	92,000
Cash Equivalents [Member] | Vanguard Prime Money Market Mutual Fund [Member] | Significant Unobservable Inputs (Level 3) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	0
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	0
Cash Equivalents [Member] | Short-term Investments Funds [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year		304,000
Defined Benefit Plan Disclosure [Line Items]
Total plan assets		304,000
Cash Equivalents [Member] | Short-term Investments Funds [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year		0
Defined Benefit Plan Disclosure [Line Items]
Total plan assets		0
Cash Equivalents [Member] | Short-term Investments Funds [Member] | Significant Other Observable Inputs (Level 2) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year		304,000
Defined Benefit Plan Disclosure [Line Items]
Total plan assets		304,000
Cash Equivalents [Member] | Short-term Investments Funds [Member] | Significant Unobservable Inputs (Level 3) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year		0
Defined Benefit Plan Disclosure [Line Items]
Total plan assets		0
Equity Mutual Funds [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at beginning of year	23,816,000
Fair value of plan assets at end of year	15,490,000	23,816,000
Defined Benefit Plan Disclosure [Line Items]
Target allocation, minimum (in hundredths)	25.00%	45.00%
Target allocation, maximum (in hundredths)	35.00%	55.00%
Percentage of plan assets (in hundredths)	29.70%	50.50%
Total plan assets	15,490,000	23,816,000
Equity Mutual Funds [Member] | Minimum [Member]
Weighted average assumptions used to determine net pension cost [Abstract]
Expected long-term rate of return on plan assets (in hundredths)	6.60%	6.25%
Defined Benefit Plan Disclosure [Line Items]
Weighted average expected long-term rates of return (in hundredths)	6.60%	6.25%
Equity Mutual Funds [Member] | Maximum [Member]
Weighted average assumptions used to determine net pension cost [Abstract]
Expected long-term rate of return on plan assets (in hundredths)	12.00%	11.50%
Defined Benefit Plan Disclosure [Line Items]
Weighted average expected long-term rates of return (in hundredths)	12.00%	11.50%
Equity Mutual Funds [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	15,490,000	23,816,000
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	15,490,000	23,816,000
Equity Mutual Funds [Member] | Significant Other Observable Inputs (Level 2) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	0	0
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	0	0
Equity Mutual Funds [Member] | Significant Unobservable Inputs (Level 3) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	0	0
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	0	0
Equity Mutual Funds [Member] | Vanguard Total Stock Market Index Fund (VITSX) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	8,226,000	12,383,000
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	8,226,000	12,383,000
Equity Mutual Funds [Member] | Vanguard Total Stock Market Index Fund (VITSX) [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	8,226,000	12,383,000
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	8,226,000	12,383,000
Equity Mutual Funds [Member] | Vanguard Total Stock Market Index Fund (VITSX) [Member] | Significant Other Observable Inputs (Level 2) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	0	0
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	0	0
Equity Mutual Funds [Member] | Vanguard Total Stock Market Index Fund (VITSX) [Member] | Significant Unobservable Inputs (Level 3) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	0	0
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	0	0
Equity Mutual Funds [Member] | Vanguard Total International Stock Index Fund (VTSNX) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	7,264,000	11,433,000
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	7,264,000	11,433,000
Equity Mutual Funds [Member] | Vanguard Total International Stock Index Fund (VTSNX) [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	7,264,000	11,433,000
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	7,264,000	11,433,000
Equity Mutual Funds [Member] | Vanguard Total International Stock Index Fund (VTSNX) [Member] | Significant Other Observable Inputs (Level 2) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	0	0
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	0	0
Equity Mutual Funds [Member] | Vanguard Total International Stock Index Fund (VTSNX) [Member] | Significant Unobservable Inputs (Level 3) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	0	0
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	0	0
Fixed Income Mutual Funds [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at beginning of year	23,062,000
Fair value of plan assets at end of year	36,626,000	23,062,000
Defined Benefit Plan Disclosure [Line Items]
Target allocation, minimum (in hundredths)	65.00%	45.00%
Target allocation, maximum (in hundredths)	75.00%	55.00%
Percentage of plan assets (in hundredths)	70.10%	48.90%
Total plan assets	36,626,000	23,062,000
Fixed Income Mutual Funds [Member] | Minimum [Member]
Weighted average assumptions used to determine net pension cost [Abstract]
Expected long-term rate of return on plan assets (in hundredths)	3.90%	3.35%
Defined Benefit Plan Disclosure [Line Items]
Weighted average expected long-term rates of return (in hundredths)	3.90%	3.35%
Fixed Income Mutual Funds [Member] | Maximum [Member]
Weighted average assumptions used to determine net pension cost [Abstract]
Expected long-term rate of return on plan assets (in hundredths)	5.00%	5.40%
Defined Benefit Plan Disclosure [Line Items]
Weighted average expected long-term rates of return (in hundredths)	5.00%	5.40%
Fixed Income Mutual Funds [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	36,626,000	23,062,000
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	36,626,000	23,062,000
Fixed Income Mutual Funds [Member] | Significant Other Observable Inputs (Level 2) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	0	0
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	0	0
Fixed Income Mutual Funds [Member] | Significant Unobservable Inputs (Level 3) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	0	0
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	0	0
Fixed Income Mutual Funds [Member] | Vanguard Long-Term Investment Grade Fund (VWETX) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	15,706,000	9,233,000
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	15,706,000	9,233,000
Fixed Income Mutual Funds [Member] | Vanguard Long-Term Investment Grade Fund (VWETX) [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	15,706,000	9,233,000
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	15,706,000	9,233,000
Fixed Income Mutual Funds [Member] | Vanguard Long-Term Investment Grade Fund (VWETX) [Member] | Significant Other Observable Inputs (Level 2) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	0	0
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	0	0
Fixed Income Mutual Funds [Member] | Vanguard Long-Term Investment Grade Fund (VWETX) [Member] | Significant Unobservable Inputs (Level 3) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	0	0
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	0	0
Fixed Income Mutual Funds [Member] | Vanguard Long-Term Bond Index Fund (VBLLX) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	20,920,000	13,829,000
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	20,920,000	13,829,000
Fixed Income Mutual Funds [Member] | Vanguard Long-Term Bond Index Fund (VBLLX) [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	20,920,000	13,829,000
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	20,920,000	13,829,000
Fixed Income Mutual Funds [Member] | Vanguard Long-Term Bond Index Fund (VBLLX) [Member] | Significant Other Observable Inputs (Level 2) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	0	0
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	0	0
Fixed Income Mutual Funds [Member] | Vanguard Long-Term Bond Index Fund (VBLLX) [Member] | Significant Unobservable Inputs (Level 3) [Member]
Change in fair value of plan assets [Abstract]
Fair value of plan assets at end of year	0	0
Defined Benefit Plan Disclosure [Line Items]
Total plan assets	$0	$0

OTHER_OPERATING_EXPENSES_Detai

OTHER OPERATING EXPENSES (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
OTHER OPERATING EXPENSES [Abstract]
Percentage of expenses included in other operating expenses that exceed total interest income and noninterest income (in hundredths)	1.00%
Other Operating Expenses [Abstract]
Computer services	$1,970	$1,985	$1,911
FDIC assessment	1,278	1,139	1,034
Marketing	$927	$670	$615

COMMITMENTS_AND_CONTINGENT_LIA2

COMMITMENTS AND CONTINGENT LIABILITIES (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
	Building
	Property
Employment Contracts [Abstract]
Terms of employment contract, lower range	18 months
Terms of employment contract, upper range	3 years
Extended period of employment contract, lower range	18 months
Extended period of employment contract, upper range	3 years
Current aggregate annual salaries	$1,893,500
Minimum annual rental commitments under non-cancelable operating leases [Abstract]
2015	1,583,000
2016	1,469,000
2017	1,399,000
2018	1,175,000
2019	997,000
Thereafter	3,373,000
Operating leases, future minimum payments due	9,996,000
Rental expense, real estate taxes, and common are maintenance	1,733,000	1,625,000	1,531,000
Related Party Leases [Abstract]
Number of buildings leased from related party	2
Lease base rent paid to related party	68,000	68,000	68,000
Leased properties with proportionate share of real estate taxes	1
Branch 1 [Member]
Related Party Leases [Abstract]
Lease expiration date	31-Oct-17
Branch 2 [Member]
Related Party Leases [Abstract]
Lease expiration date	31-Dec-19
Minimum [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fixed interest rate (in hundredths)	3.00%
Maturity period of fixed rate loan commitment	5 years
Percentage of collateral held for commitments (in hundredths)	0.00%
Maximum [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fixed interest rate (in hundredths)	4.50%
Percentage of collateral held for commitments (in hundredths)	100.00%
Average [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Percentage of collateral held for commitments (in hundredths)	85.00%
Commitments to Extend Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fixed rate	10,655,000	9,151,000
Variable rate	203,809,000	136,331,000
Standby Letters of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fixed rate	4,043,000	4,347,000
Variable rate	$0	$0
Home Equity Lines [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Financial instruments off balance sheet risk expiration period	10 years
Other Real Estate Loan Commitment [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Financial instruments off balance sheet risk expiration period	60 days
Commercial Loan Commitments [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Financial instruments off balance sheet risk expiration period	1 year

FAIR_VALUE_OF_FINANCIAL_INSTRU2

FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$774,145	$784,793
Loans Held-for-sale	0	900
Impaired Loans	2,408	5,825	8,510
Impaired loan discussion [Abstract]
Principal balance	2,582	5,983	8,510
Valuation allowance	60	277	567
Provisions (credit) for loan losses	-14	127	26
Residential Mortgages Closed End [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	1,083	1,539	5,028
Impaired loan discussion [Abstract]
Principal balance	1,163	1,586	5,028
Valuation allowance	60	149	567
Commercial Mortgages Owner-Occupied [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	630	657	174
Impaired loan discussion [Abstract]
Principal balance	663	666	174
Valuation allowance	0	127	0
Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
State and municipals	411,797	356,553
Pass-through mortgage securities	131,181	151,818
Collateralized mortgage obligations	231,167	276,422
Fair value	774,145	784,793
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
State and municipals	0	0
Pass-through mortgage securities	0	0
Collateralized mortgage obligations	0	0
Fair value	0	0
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
State and municipals	411,797	356,553
Pass-through mortgage securities	131,181	151,818
Collateralized mortgage obligations	231,167	276,422
Fair value	774,145	784,793
Fair Value, Measurements, Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
State and municipals	0	0
Pass-through mortgage securities	0	0
Collateralized mortgage obligations	0	0
Fair value	0	0
Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans		808
Impaired loan discussion [Abstract]
Principal balance	179	1,024
Valuation allowance	6	216
Fair Value, Measurements, Nonrecurring [Member] | Residential Mortgages Closed End [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans Held-for-sale		900
Impaired Loans	173	278
Fair Value, Measurements, Nonrecurring [Member] | Commercial Mortgages Owner-Occupied [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans		530
Fair Value, Measurements, Nonrecurring [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans		0
Fair Value, Measurements, Nonrecurring [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member] | Residential Mortgages Closed End [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans Held-for-sale		0
Impaired Loans	0	0
Fair Value, Measurements, Nonrecurring [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member] | Commercial Mortgages Owner-Occupied [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans		0
Fair Value, Measurements, Nonrecurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans		0
Fair Value, Measurements, Nonrecurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Residential Mortgages Closed End [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans Held-for-sale		0
Impaired Loans	0	0
Fair Value, Measurements, Nonrecurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Commercial Mortgages Owner-Occupied [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans		0
Fair Value, Measurements, Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans		808
Fair Value, Measurements, Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Residential Mortgages Closed End [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans Held-for-sale		900
Impaired Loans	173	278
Fair Value, Measurements, Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Commercial Mortgages Owner-Occupied [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans		$530

FAIR_VALUE_OF_FINANCIAL_INSTRU3

FAIR VALUE OF FINANCIAL INSTRUMENTS, Carrying Amounts and Estimated Fair Values of Financial Instruments Not Recorded at Fair Value (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial Assets [Abstract]
Held-to-maturity securities	$22,870	$33,548
Financial Liabilities [Abstract]
Checking deposits	655,753	599,114
Savings, NOW and money market deposits	1,000,325	917,974
Time deposits	328,947
Accrued interest payable [Abstract]
Loan held-for-sale	0	900
Carrying Amount [Member]
Accrued interest payable [Abstract]
Loan held-for-sale	900
Carrying Amount [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member]
Financial Assets [Abstract]
Cash and cash equivalents	32,944	35,497
Restricted stock	23,304	19,869
Financial Liabilities [Abstract]
Checking deposits	655,753	599,114
Savings, NOW and money market deposits	1,000,325	917,974
Short-term borrowings	136,486	110,463
Accrued interest payable [Abstract]
Checking, savings, NOW and money market deposits	27	33
Short-term borrowings	1	1
Carrying Amount [Member] | Significant Other Observable Inputs (Level 2) [Member]
Financial Assets [Abstract]
Held-to-maturity securities	21,119	31,315
Accrued interest receivable [Abstract]
Investment securities	4,689	4,766
Financial Liabilities [Abstract]
Time deposits	328,947	265,040
Long-term debt	345,000	285,000
Accrued interest payable [Abstract]
Time deposits	5,077	5,802
Long-term debt	667	571
Carrying Amount [Member] | Significant Unobservable Inputs (Level 3) [Member]
Financial Assets [Abstract]
Held-to-maturity securities	714	789
Loans	1,781,425	1,456,281
Accrued interest receivable [Abstract]
Loans	4,355	3,819
Fair Value [Member]
Accrued interest payable [Abstract]
Loan held-for-sale	900
Fair Value [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member]
Financial Assets [Abstract]
Cash and cash equivalents	32,944	35,497
Restricted stock	23,304	19,869
Financial Liabilities [Abstract]
Checking deposits	655,753	599,114
Savings, NOW and money market deposits	1,000,325	917,974
Short-term borrowings	136,486	110,463
Accrued interest payable [Abstract]
Checking, savings, NOW and money market deposits	27	33
Short-term borrowings	1	1
Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Financial Assets [Abstract]
Held-to-maturity securities	22,156	32,759
Accrued interest receivable [Abstract]
Investment securities	4,689	4,766
Financial Liabilities [Abstract]
Time deposits	333,992	270,545
Long-term debt	348,519	285,502
Accrued interest payable [Abstract]
Time deposits	5,077	5,802
Long-term debt	667	571
Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Financial Assets [Abstract]
Held-to-maturity securities	714	789
Loans	1,765,202	1,447,199
Accrued interest receivable [Abstract]
Loans	$4,355	$3,819

PARENT_COMPANY_FINANCIAL_INFOR2

PARENT COMPANY FINANCIAL INFORMATION (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014		Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011
Assets [Abstract]
Cash and due from banks	$32,209				$35,034				$32,209		$35,034
Deferred income tax benefits	10,730				9,478				10,730		9,478
Other assets	11,827				12,460				11,827		12,460
Total assets	2,721,494				2,399,892				2,721,494		2,399,892
Liabilities [Abstract]
Cash dividends payable	2,642				2,376				2,642		2,376		0
Total liabilities	2,488,191				2,193,336				2,488,191		2,193,336
Stockholders' Equity [Abstract]
Common stock	1,389				914				1,389		914
Surplus	51,009				46,873				51,009		46,873
Retained earnings	170,120				157,107				170,120		157,107
Stockholders' Equity	222,518				204,894				222,518		204,894
Accumulated other comprehensive income, net of tax	10,785				1,662				10,785		1,662
Total Stockholders' Equity	233,303				206,556				233,303		206,556		205,370		189,347
Total stockholders' equity and liabilities	2,721,494				2,399,892				2,721,494		2,399,892
Income [Abstract]
Total interest and dividend income	21,207	21,059	20,018	19,692	19,555	18,802	18,375	18,119	81,976		74,851		76,229
Expenses [Abstract]
Salaries									18,885		17,160		16,360
Other operating expenses									9,433		9,154		8,780
Total noninterest expense	11,599	10,147	10,095	10,190	10,292	9,961	9,467	9,780	42,031		39,500		41,252
Income before income taxes	6,328	7,902	7,068	7,811	6,530	6,509	6,740	7,256	29,109		27,035		25,410
Income tax benefit	869	1,848	1,524	1,854	1,355	1,330	1,433	1,617	6,095		5,735		5,017
Net Income	5,459	6,054	5,544	5,957	5,175	5,179	5,307	5,639	23,014		21,300		20,393
Comprehensive income (loss)	3,994	6,114	10,041	11,988	6,915	5,231	-7,197	1,273	32,137		6,222		19,445
Cash Flows From Operating Activities [Abstract]
Net income	5,459	6,054	5,544	5,957	5,175	5,179	5,307	5,639	23,014		21,300		20,393
Adjustments to reconcile net income to net cash provided by operating activities [Abstract]
Deferred income tax provision (credit)									-594		-801		2,835
Stock-based compensation expense									1,511		592		782
Increase in other assets									633		1,336		688
Net cash provided by operating activities									35,584		39,686		35,021
Cash Flows From Financing Activities [Abstract]
Repurchase and retirement of common stock									-286		-95		-369
Proceeds from exercise of stock options									1,055		1,418		2,603
Tax benefit of stock options									224		162		135
Proceeds from issuance of common stock									2,185		2,167		2,006
Cash dividends paid									-9,736		-6,904		-10,602
Net cash provided by financing activities									282,362		292,629		59,076
Net increase (decrease) in cash and cash equivalents									-2,553		-6,694		12,696
Cash and cash equivalents, beginning of year				35,497				42,191	35,497		42,191		29,495
Cash and cash equivalents, end of year	32,944				35,497				32,944		35,497		42,191
Supplemental Schedule of Noncash Financing Activities [Abstract]
Cash dividends payable	2,642				2,376				2,642		2,376		0
Parent Company [Member]
Assets [Abstract]
Cash and due from banks	1,256				1,667				1,256		1,667
Investment in subsidiary bank, at equity	233,103				205,805				233,103		205,805
Prepaid income taxes	357				496				357		496
Deferred income tax benefits	1,186				974				1,186		974
Other assets	43				2				43		2
Total assets	235,945				208,944				235,945		208,944
Liabilities [Abstract]
Other liabilities	0				12				0		12
Cash dividends payable	2,642				2,376				2,642		2,376		0
Total liabilities	2,642				2,388				2,642		2,388
Stockholders' Equity [Abstract]
Common stock	1,389				914				1,389		914
Surplus	51,009				46,873				51,009		46,873
Retained earnings	170,120				157,107				170,120		157,107
Stockholders' Equity	222,518				204,894				222,518		204,894
Accumulated other comprehensive income, net of tax	10,785				1,662				10,785		1,662
Total Stockholders' Equity	233,303				206,556				233,303		206,556
Total stockholders' equity and liabilities	235,945				208,944				235,945		208,944
Income [Abstract]
Dividends from subsidiary bank									6,000		3,900		6,550
Expenses [Abstract]
Salaries									1,511		592		782
Other operating expenses									409		408		353
Total noninterest expense									1,920		1,000		1,135
Income before income taxes									4,080		2,900		5,415
Income tax benefit									-759		-397		-451
Income before undistributed earnings of subsidiary bank									4,839		3,297		5,866
Equity in undistributed earnings									18,175		18,003		14,527
Net Income									23,014		21,300		20,393
Comprehensive income (loss)									32,137		6,222		19,445
Cash Flows From Operating Activities [Abstract]
Net income									23,014		21,300		20,393
Adjustments to reconcile net income to net cash provided by operating activities [Abstract]
Undistributed earnings of subsidiary bank									-18,175		-18,003		-14,527
Deferred income tax provision (credit)									-289		-67		15
Stock-based compensation expense									1,511		592		782
Decrease (increase) in prepaid income taxes									139		105		-140
Increase in other assets									-41		-1		0
Increase (decrease) in other liabilities									-12		12		0
Net cash provided by operating activities									6,147		3,938		6,523
Cash Flows From Financing Activities [Abstract]
Repurchase and retirement of common stock									-286		-95		-369
Proceeds from exercise of stock options									1,055		1,418		2,603
Tax benefit of stock options									224		162		135
Proceeds from issuance of common stock									2,185		2,167		2,006
Cash dividends paid									-9,736		-6,904		-10,602
Net cash provided by financing activities									-6,558		-3,252		-6,227
Net increase (decrease) in cash and cash equivalents									-411	[1]	686	[1]	296	[1]
Cash and cash equivalents, beginning of year				1,667				981	1,667		981		685
Cash and cash equivalents, end of year	1,256				1,667				1,256		1,667		981
Supplemental Schedule of Noncash Financing Activities [Abstract]
Cash dividends payable	$2,642				$2,376				$2,642		$2,376		$0
[1]	Cash and cash equivalents is defined as cash and due from banks and includes, among other things, the checking and money market accounts with the Corporation's wholly-owned bank subsidiary.

QUARTERLY_FINANCIAL_DATA_Unaud2

QUARTERLY FINANCIAL DATA (Unaudited) (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Quarterly Financial Data [Abstract]
Interest income	$21,207	$21,059	$20,018	$19,692	$19,555	$18,802	$18,375	$18,119	$81,976	$74,851	$76,229
Interest expense	3,964	3,817	3,670	3,597	3,405	3,091	2,919	2,949	15,048	12,364	16,127
Net interest income	17,243	17,242	16,348	16,095	16,150	15,711	15,456	15,170	66,928	62,487	60,102
Provision for loan losses (credit)	1,045	1,221	982	-59	1,162	1,080	947	-192	3,189	2,997	3,628
Noninterest income before net securities gains	1,729	2,005	1,748	1,778	1,822	1,839	1,698	1,670	7,260	7,029
Net gains on sales of securities	0	23	49	69	12	0	0	4	141	16	3,613
Noninterest expense	11,599	10,147	10,095	10,190	10,292	9,961	9,467	9,780	42,031	39,500	41,252
Income before income taxes	6,328	7,902	7,068	7,811	6,530	6,509	6,740	7,256	29,109	27,035	25,410
Income tax expense	869	1,848	1,524	1,854	1,355	1,330	1,433	1,617	6,095	5,735	5,017
Net Income	5,459	6,054	5,544	5,957	5,175	5,179	5,307	5,639	23,014	21,300	20,393
Earnings per share: [Abstract]
Basic (in dollars per share)	$0.39	$0.44	$0.40	$0.43	$0.38	$0.38	$0.39	$0.42	$1.67	$1.56	$1.52
Diluted (in dollars per share)	$0.39	$0.43	$0.40	$0.43	$0.37	$0.38	$0.39	$0.41	$1.65	$1.55	$1.51
Comprehensive income (loss)	$3,994	$6,114	$10,041	$11,988	$6,915	$5,231	($7,197)	$1,273	$32,137	$6,222	$19,445