Old Point Financial 10K 2023 Annual report | OPOF Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. sophomore Bad

New words: ACL, ACLL, ACS, addressing, aforementioned, agreed, alliance, announced, ascertained, attrition, branding, bring, callable, cancellable, captured, Chapter, clarity, clawback, commensurate, comparison, compounded, conceptual, constitutionality, constraint, conversion, CTO, DCF, defending, delegate, designee, destroy, diminish, directionally, disallowed, disparate, dispose, dissemination, divert, Dodd, dynamic, earliest, endgame, enterprise, entitled, eventual, expedient, expending, explanation, FFIEC, flooding, foreshadowed, Frank, GDP, granular, Handbook, inconsistent, instance, insufficient, interconnectivity, interdependence, investigation, ISO, ISP, ix, junk, left, magnify, maker, media, merit, Middle, misinformation, Odyssey, outflow, partner, Paul, petition, physical, Pickett, posture, predominant, proceed, reconciling, repository, resell, retrieval, risky, scanning, shutdown, sought, speed, Steering, storage, subset, suddenly, tabulating, tailor, tone, tropical, turmoil, unavoidable, unconditionally, uncorrected, vii, viii, WARM, winter, worse

Removed: accrete, accumulation, Age, ALLL, altering, ambulatory, American, amounting, approximately, assign, avoid, Bancorp, Beale, bearing, Biden, care, Charlotte, CNB, collecting, Council, covering, credited, defaulting, demonstrate, disburse, disrupted, doubt, Elizabeth, encouraged, estimable, exclusive, exemption, expensive, factored, floating, guaranteed, implicit, improved, incorrect, insignificant, instability, launched, losing, lucrative, masked, migration, modifying, North, obscured, obtainable, Occupation, original, outdated, overstatement, owed, Paycheck, PPPLF, preclude, premium, professional, rated, recognize, referenced, reflective, relation, repaid, restructure, restructuring, revision, SBA, settle, shared, shortfall, significance, sooner, standardized, subjectivity, subordination, sustainability, troubled, unattainable, uncollectibility, unknown, unreasonably, vary, working

Old Point Financial (OPOF) 10-K2023 FY Annual report

Content analysis