Midsouth Bancorp (MSL) 10-K13 Mar 152014 FY Annual reportFinancial data

Company Profile

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
Document and Entity Information (USD $)	Dec. 31, 2014	Mar. 13, 2015	Jun. 30, 2014
Document and Entity Information [Abstract]
Entity Registrant Name	MIDSOUTH BANCORP INC
Entity Central Index Key	745981
Current Fiscal Year End Date	-19
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Public Float			$162,712,194
Entity Common Stock, Shares Outstanding		11,349,081
Document Fiscal Year Focus	2014
Document Fiscal Period Focus	FY
Document Type	10-K
Amendment Flag	FALSE
Document Period End Date	31-Dec-14

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Assets
Cash and due from banks, including required reserves of $10,019 and $9,542, respectively	$45,142	$43,488
Interest-bearing deposits in banks	39,031	13,993
Federal funds sold	2,699	2,250
Securities available-for-sale, at fair value (cost of $272,588 at December 31, 2014 and $341,828 at December 31, 2013)	276,984	341,665
Securities held-to-maturity (estimated fair value of $141,593 at December 31, 2014 and $151,168 at December 31, 2013)	141,201	155,523
Other investments	9,990	11,526
Loans	1,284,431	1,137,554
Allowance for loan losses	-11,226	-8,779
Loans, net	1,273,205	1,128,775
Bank premises and equipment, net	69,958	72,343
Accrued interest receivable	6,635	6,692
Goodwill	42,171	42,171
Intangibles	6,834	7,941
Cash surrender value of life insurance	13,659	13,450
Other real estate	4,234	6,687
Other assets	4,997	4,656
Total assets	1,936,740	1,851,160
Deposits:
Noninterest-bearing	390,863	383,257
Interest-bearing	1,194,371	1,135,546
Total deposits	1,585,234	1,518,803
Securities sold under agreements to repurchase	62,098	53,916
Short-term Federal Home Loan Bank advances	25,000	25,000
Notes payable	26,277	27,703
Junior subordinated debentures	22,167	29,384
Other liabilities	6,952	5,605
Total liabilities	1,727,728	1,660,411
Commitments and contingencies
Stockholders' equity:
Common stock, $0.10 par value; 30,000,000 shares authorized, 11,491,703 and 11,407,196 issued and 11,340,736 and 11,256,712 outstanding at December 31, 2014 and December 31, 2013, respectively	1,149	1,141
Additional paid-in capital	112,744	111,017
Unearned ESOP shares	-250	0
Accumulated other comprehensive income (loss)	2,857	-106
Treasury stock- 150,967 and 150,484 shares at December 31, 2014 and 2013, respectively, at cost	-3,295	-3,286
Retained earnings	54,439	39,986
Total stockholders' equity	209,012	190,749
Total liabilities and stockholders' equity	1,936,740	1,851,160
Preferred Stock Series B [Member]
Stockholders' equity:
Preferred stock	32,000	32,000
Preferred Stock Series C [Member]
Stockholders' equity:
Preferred stock	$9,368	$9,997

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Assets
Cash and due from banks, reserves	$10,019	$9,542
Securities available-for-sale, at cost	272,588	341,828
Securities held-to-maturity, at fair value	$141,593	$151,168
Stockholders' equity:
Common stock, par value (in dollars per share)	$0.10	$0.10
Common stock, authorized (in shares)	30,000,000	30,000,000
Common stock, issued (in shares)	11,491,703	11,407,196
Common stock, outstanding (in shares)	11,340,736	11,256,712
Treasury stock (in shares)	150,967	150,484
Preferred Stock Series B [Member]
Stockholders' equity:
Preferred stock, par value (in dollars per share)	$0	$0
Preferred stock, authorized (in shares)	5,000,000	5,000,000
Preferred stock, issued (in shares)	32,000	32,000
Preferred stock, outstanding (in shares)	32,000	32,000
Preferred Stock Series C [Member]
Stockholders' equity:
Preferred stock, par value (in dollars per share)	$0	$0
Preferred stock, authorized (in shares)	100,000	100,000
Preferred stock, issued (in shares)	93,680	99,971
Preferred stock, outstanding (in shares)	93,680	99,971

Consolidated_Statements_of_Ear

Consolidated Statements of Earnings (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Interest income:
Loans, including fees	$72,327	$71,016	$49,776
Investment securities:
Taxable	8,100	8,609	8,083
Nontaxable	2,637	3,184	2,880
Other interest income	423	394	283
Total interest income	83,487	83,203	61,022
Interest expense:
Deposits	3,515	3,961	4,100
Short-term borrowings	840	816	756
Long-term borrowings	378	416	0
Junior subordinated debentures	1,074	1,346	984
Total interest expense	5,807	6,539	5,840
Net interest income	77,680	76,664	55,182
Provision for loan losses	5,625	3,050	2,050
Net interest income after provision for loan losses	72,055	73,614	53,132
Noninterest income:
Service charges on deposit accounts	9,780	9,225	7,430
ATM and debit card income	7,209	6,400	4,605
Gain on securities, net	128	234	204
Executive officer life insurance proceeds	3,000	0	0
Other charges and fees	4,305	3,460	2,705
Total noninterest income	24,422	19,319	14,944
Noninterest expenses:
Salaries and employee benefits	33,847	34,182	24,713
Occupancy expense	15,064	15,112	11,320
ATM and debit card expense	2,889	2,399	1,559
Other	18,209	20,913	17,063
Total noninterest expense	70,009	72,606	54,655
Income before income taxes	26,468	20,327	13,421
Income tax expense	7,358	6,151	3,779
Net earnings	19,110	14,176	9,642
Dividends on preferred stock	698	1,332	1,547
Net earnings available to common stockholders	$18,412	$12,844	$8,095
Earnings per common share:
Basic (in dollars per share)	$1.63	$1.14	$0.77
Diluted (in dollars per share)	$1.58	$1.12	$0.77

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Consolidated Statements of Comprehensive Income [Abstract]
Net earnings	$19,110	$14,176	$9,642
Unrealized gains (losses) on securities available-for-sale:
Unrealized holding gains (losses) arising during the year	4,687	-12,481	831
Less: reclassification adjustment for net gains on sales of securities available-for-sale	-128	-234	-204
Total other comprehensive income (loss)	4,559	-12,715	627
Income tax effect related to items of other comprehensive income	-1,596	4,450	-220
Total other comprehensive income (loss), net of tax	2,963	-8,265	407
Total comprehensive income	$22,073	$5,911	$10,049

Consolidated_Statements_of_Sto

Consolidated Statements of Stockholders' Equity (USD $)	Preferred Stock [Member]	Common Stock [Member]	Surplus [Member]	Unearned ESOP Shares [Member]	Accumulated Other Comprehensive Income [Member]	Treasury Stock [Member]	Retained Earnings [Member]	Total
In Thousands, except Share data, unless otherwise specified	Preferred Stock [Member]	Common Stock [Member]	Surplus [Member]	Unearned ESOP Shares [Member]	Accumulated Other Comprehensive Income [Member]	Treasury Stock [Member]	Retained Earnings [Member]	Total
Balance at Dec. 31, 2011	$32,000	$1,062	$98,842	$0	$7,752	($3,286)	$25,467	$161,837
Balance (in shares) at Dec. 31, 2011	32,000	10,615,983
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net earnings	0	0	0	0	0	0	9,642	9,642
Issuance of common stock for acquisitions	0	76	11,454	0	0	0	0	11,530
Issuance of common stock for acquisitions (in shares)	0	756,511
Issuance of Series C preferred stock for acquisitions	9,997	0	0	0	0	0	0	9,997
Issuance of Series C preferred stock for acquisitions (in shares)	99,971	0
Dividends on Series B Preferred Stock	0	0	0	0	0	0	-1,547	-1,547
Dividends on common stock	0	0	0	0	0	0	-2,933	-2,933
Exercise of stock options	0	1	99	0	0	0	0	100
Exercise of stock options (in shares)	0	14,117
Tax benefit resulting from exercise of stock options, net adjustment	0	0	1	0	0	0	0	1
Stock option and restricted stock compensation expense	0	0	207	0	0	0	0	207
Change in accumulated other comprehensive income	0	0	0	0	407	0	0	407
Balance at Dec. 31, 2012	41,997	1,139	110,603	0	8,159	-3,286	30,629	189,241
Balance (in shares) at Dec. 31, 2012	131,971	11,386,611
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net earnings	0	0	0	0	0	0	14,176	14,176
Dividends on Series B Preferred Stock	0	0	0	0	0	0	-931	-931
Dividends on Series C Preferred Stock	0	0	0	0	0	0	-400	-400
Dividends on common stock	0	0	0	0	0	0	-3,488	-3,488
Exercise of stock options	0	1	68	0	0	0	0	69
Exercise of stock options (in shares)	0	6,155
Tax benefit resulting from exercise of stock options, net adjustment	0	0	4	0	0	0	0	4
Vested restricted stock	0	1	-1	0	0	0	0	0
Vested restricted stock (in shares)	0	14,430
Tax benefit resulting from issuance of restricted stock	0	0	14	0	0	0	0	14
Stock option and restricted stock compensation expense	0	0	329	0	0	0	0	329
Change in accumulated other comprehensive income	0	0	0	0	-8,265	0	0	-8,265
Balance at Dec. 31, 2013	41,997	1,141	111,017	0	-106	-3,286	39,986	190,749
Balance (in shares) at Dec. 31, 2013	131,971	11,407,196
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net earnings	0	0	0	0	0	0	19,110	19,110
Dividends on Series B Preferred Stock	0	0	0	0	0	0	-320	-320
Dividends on Series C Preferred Stock	0	0	0	0	0	0	-378	-378
Dividends on common stock	0	0	0	0	0	0	-3,959	-3,959
Conversion of Series C preferred stock to common stock	-629	3	626	0			0	0
Conversion of Series C preferred stock to common stock (in shares)	-6,291	34,947
Treasury stock acquired at cost				0	0	-9	0	-9
Exercise of stock options	0	5	638	0	0	0	0	643
Exercise of stock options (in shares)	0	49,560
Tax benefit resulting from exercise of stock options, net adjustment	0	0	21	0	0	0	0	21
Increase in ESOP obligation, net of repayments	0			-250	0	0	0	-250
Stock option and restricted stock compensation expense	0	0	442	0	0	0	0	442
Change in accumulated other comprehensive income	0	0	0	0	2,963	0	0	2,963
Balance at Dec. 31, 2014	$41,368	$1,149	$112,744	($250)	$2,857	($3,295)	$54,439	$209,012
Balance (in shares) at Dec. 31, 2014	125,680	11,491,703

Consolidated_Statements_of_Sha

Consolidated Statements of Shareholders' Equity (Parenthetical) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Consolidated Statement of Shareholders' Equity [Abstract]
Dividends on common stock (in dollars per share)	$0.35	$0.31	$0.28

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Cash flows from operating activities:
Net earnings	$19,110	$14,176	$9,642
Adjustments to reconcile net earnings to net cash provided by operating activities:
Depreciation	6,062	5,568	3,799
Accretion of purchase accounting adjustments	-2,540	-5,869	-2,067
Provision for loan losses	5,625	3,050	2,050
Deferred tax (benefit) expense	-1,489	2,828	1,651
Amortization of premiums on securities, net	3,047	4,473	1,878
Amortization of other investments	3	13	15
Net (gain) loss on sale of other real estate	-1,061	190	163
Net write down of other real estate owned	91	457	582
Net loss on sale/disposal of premises and equipment	182	96	6
Stock compensation expense	442	308	150
Restricted stock expense	0	21	57
Gain on sale and liquidation of securities available-for-sale	-128	-234	-204
Change in accrued interest receivable	57	-1	745
Change in accrued interest payable	-234	-201	-181
Change in other assets and liabilities, net	591	1,009	-339
Net cash provided by operating activities	29,758	25,884	17,947
Cash flows from investing activities, net of effect of purchase acquisitions in 2012:
Net change in time deposits in other banks	0	881	1
Proceeds from maturities and calls of securities available-for-sale	48,464	72,728	146,019
Proceeds from maturities and calls of securities held-to-maturity	14,344	22,946	24,340
Proceeds from sale of securities available-for-sale	22,153	55,879	6,558
Purchases of securities available-for-sale	-1,250	-68,043	-100,384
Purchases of securities held-to-maturity	-1,104	-26,382	-38,160
Proceeds from redemption of other investments	150	1,600	500
Purchases of other investments	-580	-3,220	-189
Redemption of Capital Securities related to MidSouth Statutory Trust I	217	0	0
Net change in loans	-147,642	-82,340	-41,335
Purchases of premises and equipment	-5,588	-14,264	-10,245
Proceeds from sale of premises and equipment	1,729	69	0
Net cash associated with Peoples State Bank acquisition	0	0	7,044
Proceeds from sale of other real estate owned	3,794	1,215	555
Net cash used in investing activities	-65,313	-38,931	-5,296
Cash flows from financing activities, net of effect of purchase acquisitions in 2012:
Change in deposits	66,679	-32,455	-12,432
Change in securities sold under agreements to repurchase	8,182	12,469	-5,539
Borrowings on Federal Home Loan Bank advances	120,000	25,000	0
Repayments of Federal Home Loan Bank advances	-120,061	-57	0
Repayments of notes payable	-1,000	-1,000	0
Redemption of MidSouth Statutory Trust I	-7,217	0	0
Proceeds from exercise of stock options	643	69	100
Tax benefit from exercise of stock options	21	4	1
Tax benefit from vested restricted stock	0	14	0
Purchase of treasury stock	-9	0	0
Payment of dividends on preferred stock	-704	-1,519	-1,579
Payment of dividends on common stock	-3,838	-3,320	-2,932
Net cash provided by (used in) financing activities	62,696	-795	-22,381
Net increase (decrease) in cash and cash equivalents	27,141	-13,842	-9,730
Cash and cash equivalents, beginning of year	59,731	73,573	83,303
Cash and cash equivalents, end of year	86,872	59,731	73,573
Supplemental cash flow information:
Interest paid	6,041	6,534	5,978
Income taxes paid	8,065	3,500	2,785
Noncash investing and financing activities:
Common stock issued in acquisition	0	0	11,530
Change in accrued common stock dividends	121	167	1
Change in accrued preferred stock dividends	-6	-188	-32
Net change in loan to ESOP	-250	0	0
Change in unrealized gains/losses on securities available-for-sale, net of tax	2,963	-8,265	407
Transfer of loans to other real estate	447	1,053	879
Financed portion of sales of other real estate	$84	$0	$290

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2014
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	1	SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

	Basis of Presentation—The consolidated financial statements include the accounts of MidSouth Bancorp, Inc. (the “Company”) and its wholly owned subsidiaries MidSouth Bank, N.A. (the “Bank”), Financial Services of the South, Inc. (the “Finance Company”), which has liquidated its loan portfolio, and Peoples General Agency (“PGA”). All significant intercompany accounts and transactions have been eliminated in consolidation. We are subject to regulation under the Bank Holding Company Act of 1956. The Bank is primarily regulated by the Office of the Comptroller of the Currency (“OCC”) and the Federal Deposit Insurance Corporation (“FDIC”).

	We are a financial holding company headquartered in Lafayette, Louisiana operating principally in the community banking business by providing banking services to commercial and retail customers through the Bank. The Bank is community oriented and focuses primarily on offering competitive commercial and consumer loan and deposit services to individuals and small to middle market businesses in Louisiana and central and east Texas.

	The accounting principles we follow and the methods of applying these principles conform with accounting principles generally accepted in the United States of America (“GAAP”) and with general practices within the banking industry. In preparing the financial statements in conformity with GAAP, management is required to make estimates and assumptions that affect the reported amounts in the financial statements. Actual results could differ significantly from those estimates. Material estimates common to the banking industry that are particularly susceptible to significant change in the near term include, but are not limited to, the determination of the allowance for loan losses, the valuation of real estate acquired in connection with or in lieu of foreclosure on loans, the assessment of goodwill for impairment, and valuation allowances associated with the realization of deferred tax assets which are based on future taxable income. Given the current instability of the economic environment, it is reasonably possible that the methodology of the assessment of potential loan losses, losses on other real estate owned, goodwill impairment, and other fair value measurements could change in the near term or could result in impairment going forward.

	A summary of significant accounting policies follows:

	Cash and cash equivalents—Cash and cash equivalents include cash on hand, amounts due from banks, interest-bearing deposits in other banks with original maturities of less than 90 days, and federal funds sold.

	Investment Securities—We determine the appropriate classification of debt securities at the time of purchase and reassesses this classification periodically. Trading account securities are held for resale in anticipation of short‑term market movements. Debt securities are classified as held‑to‑maturity when we have the positive intent and ability to hold the securities to maturity. Securities not classified as held‑to‑maturity or trading are classified as available‑for‑sale. We had no trading account securities during the three years ended December 31, 2014. Held‑to‑maturity securities are stated at amortized cost. Available‑for‑sale securities are stated at fair value, with unrealized gains and losses, net of deferred taxes, reported as a separate component of stockholders’ equity.

	The amortized cost of debt securities classified as held‑to‑maturity or available‑for‑sale is adjusted for amortization of premiums and accretion of discounts to maturity or, in the case of mortgage‑backed securities, over the estimated life of the security. Amortization, accretion, and accrued interest are included in interest income on securities. Realized gains and losses on the sale of securities available‑for‑sale are included in earnings and are determined using the specific‑identification method.

	Management evaluates investment securities for other than temporary impairment on a quarterly basis. A decline in the fair value of available-for-sale and held-to-maturity securities below cost that is deemed other than temporary is charged to earnings for a decline in value deemed to be credit related and a new cost basis for the security is established. The decline in value attributed to non-credit related factors is recognized in other comprehensive income.

	Other Investments—Other investments include Federal Reserve Bank and Federal Home Loan Bank stock, as well as other correspondent bank stocks and our CRA investment which have no readily determined market value and are carried at cost. Due to the redemption provisions of the investments, the fair value equals cost and no impairment exists.

	Loans—Loans that we have the intent and ability to hold for the foreseeable future or until maturity are reported at the principal amount outstanding, net of the allowance for loan losses and any deferred fees or costs on originated loans. Interest income on commercial and real estate mortgage loans is calculated by using the simple interest method on the daily balance of the principal amount outstanding. Unearned income on installment loans is credited to operations based on a method which approximates the interest method. In-house legal counsel and the collections department are responsible for validating loans past due for reporting purposes. Once loans are determined to be past due, the collections department actively works with customers to bring loans back to current status.

	We consider a loan to be impaired when, based upon current information and events, we believe it is probable that we will be unable to collect all amounts due according to the contractual terms of the loan agreement. All loans classified as special mention, substandard, or doubtful, based on credit risk rating factors, are reviewed for impairment. Our impaired loans include troubled debt restructurings and performing and nonperforming major loans in which full payment of principal or interest is not expected. Although our policy requires that non-major homogenous loans, which include all loans under $250,000, be evaluated on an overall basis, our current volume of impaired loans allows us to evaluate each impaired loan individually. We calculate the allowance required for impaired loans based on the present value of expected future cash flows discounted at the loan’s effective interest rate, or at the loan’s observable market price or the fair value of the collateral if the loan is collateral dependent. A loan may be impaired but not on nonaccrual status when available information suggests that it is probable the Bank may not receive all contractual principal and interest, however, the loan is still current and payments are received in accordance with the terms of the loan. Payments received for impaired loans not on nonaccrual status are applied to principal and interest.

	All impaired loans are reviewed, at minimum, on a quarterly basis. Reviews may be performed more frequently if material information is available before the next scheduled quarterly review. Existing valuations are reviewed to determine if additional discounts or new appraisals are required. After this review, when comparing the resulting collateral valuation to the outstanding loan balance, if the discounted collateral value exceeds the loan balance no specific allocation is reserved. All loans included in our impairment analysis are subject to the same procedure and review, with no distinction given to the dollar amount of the loan.

	Our Special Assets Committee meets monthly on troubled credits to review loans with adverse classifications. Loan officers, loan review officers, and in-house legal counsel contribute updated information on each credit, reviewing potential declines or improvements in the borrower’s repayment ability and our collateral position. If deterioration in our collateral position is determined, additional discounts may be applied to the impairment analysis before the new appraisal is received. The committee makes a determination of whether the loans reviewed have reached a point of collateral dependency and sufficient doubt exists as to collectability. As a matter of policy, loans are placed on nonaccrual status when, in the judgment of committee members, the probability of collection of interest is deemed insufficient to warrant further accrual. For loans placed on nonaccrual status, the accrual of interest is discontinued and subsequent payments received are applied to the principal balance. Interest income is recorded after principal has been satisfied and as payments are received. Additionally, loans may be placed on nonaccrual status when the loan becomes 90 days past due and any of the following conditions exist: it becomes evident that the borrower will not make payments or will not or cannot meet the Bank’s terms for the renewal of a matured loan, full repayment of principal and interest is not expected, the loan has a credit quality of substandard, the borrower files bankruptcy and an approved plan of reorganization or liquidation is not anticipated in the near future, or foreclosure action is initiated. When a loan is placed on nonaccrual status, previously accrued but unpaid interest for the current year is deducted from interest income. Prior year unpaid interest is charged to the allowance for loan losses. Some loans may continue accruing after 90 days if the loan is in the process of renewing, being paid off, or the underlying collateral fully supports both the principal and accrued interest and the loan is in the process of collection.

	Nonaccrual loans may be returned to accrual status if all principal and interest amounts contractually owed are reasonably assured of repayment within a reasonable period and there is a period of at least six months to one year of repayment performance by the borrower depending on the contractual payment terms. Our Special Assets Committee must approve the return of loans to accrual status as well as exceptions to any requirements of the non-accrual policy.

	Generally, commercial, financial, and agricultural loans; construction loans; commercial real estate loans; consumer loans; and finance leases which become 90 days delinquent are either in the process of collection through repossession or foreclosure or are deemed currently uncollectible. The portion of loans deemed currently uncollectible, due to insufficient collateral, are charged‑off against the allowance for loan losses. All loans requested to be charged-off must be specifically authorized by in-house legal counsel and the CEO. Requests may be initiated by collection personnel, bank counsel, loan review, and lending personnel. Charge-offs will be reviewed by in-house legal counsel and the CEO to ensure the propriety and accuracy of charge-off recommendations. Factors considered when determining loan collectability and amount to be charged off for all segments in our loan portfolio include delinquent principal or interest repayment, the ability of borrower to make future payments, collateral value of outstanding debt, and the adequacy of guarantors support. It is the responsibility of in-house legal counsel to report all charge-offs to the Board of Directors or its designated Committee for ratification.

	Credit Risk Rating—We manage credit risk by observing written underwriting standards and lending policy established by the Board of Directors and management to govern all lending activities. The risk management program requires that each individual loan officer review his or her portfolio on a quarterly basis and assign recommended credit ratings on each loan. These efforts are supplemented by independent reviews performed by a loan review officer and other validations performed by the internal audit department. The results of the reviews are reported directly to the Audit Committee of the Board of Directors. Additionally, Bank concentrations are monitored and reported quarterly for risk rating distributions, major standard industry classification segments, real estate concentrations, and collateral distributions.

	Consumer and residential real estate loans are normally graded at inception, and the grade generally remains the same throughout the life of the loan. Loan grades on commercial, financial, and agricultural; construction; commercial real estate; and finance leases may be changed at any time when circumstances warrant, and are at a minimum reviewed quarterly.

	Loans can be classified into the following three risk rating groupings: pass, special mention, and substandard/doubtful. Factors considered in determining a risk rating grade include debt service capacity, capital structure/liquidity, management, collateral quality, industry risk, company trends/operating performance, repayment source, revenue diversification/customer concentration, quality of financial information, and financing alternatives. Pass grade signifies the highest quality of loans to loans with reasonable credit risk, which may include borrowers with marginally adequate financial performance, but have the ability to repay the debt. Special mention loans have potential weaknesses that warrant extra attention from the loan officer and other management personnel, but still have the ability to repay the debt. Substandard classification includes loans with well-defined weaknesses with risk of potential loss. Loans classified as doubtful are considered to have little recovery value and are charged off.

	Allowance for Loan Losses—The allowance for loan losses is a valuation account available to absorb probable losses on loans. All losses are charged to the allowance for loan losses when the loss actually occurs or when a determination is made that a loss is likely to occur. Recoveries are credited to the allowance for loan losses at the time of recovery. Quarterly, we estimate the probable level of losses in the existing portfolio through consideration of such factors including, but not limited to, past loan loss experience; estimated losses in significant credits; known deterioration in concentrations of credit; trends in nonperforming assets; volume and composition of the loan portfolio, including percentages of special mention, substandard and past due loans; lending policies and control systems; known inherent risks in the portfolio; adverse situations that may affect the borrower’s ability to repay; the estimated value of any underlying collateral; current national and local economic conditions, including the unemployment rate, the price of oil, and real estate absorption time; the experience, ability and depth of lending management; collections personnel experience; and the results of examinations of the loan portfolio by regulatory agencies and others. Based on these estimates, the allowance for loan losses is increased by charges to earnings and decreased by charge‑offs (net of recoveries).

	The allowance is composed of general reserves and specific reserves. General reserves are determined by applying loss percentages to segments of the portfolio. The loss percentages are based on each segment’s historical loss experience, generally over the past twelve to eighteen months, and adjustment factors derived from conditions in the Bank’s internal and external environment. All loans considered to be impaired are evaluated on an individual basis to determine specific reserve allocations in accordance with GAAP. Loans for which specific reserves are provided are excluded from the calculation of general reserves.

	We have an internal loan review department that is independent of the lending function to challenge and corroborate the loan grade assigned by the lender and to provide additional analysis in determining the adequacy of the allowance for loan losses.

	Management and the Board of Directors believe the allowance for loan losses is appropriate at December 31, 2014. While determination of the allowance for loan losses is based on available information at a given point in time, future additions to the allowance may be necessary based on changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination process, periodically review our allowance for loan losses. Such agencies may require us to recognize additions or deductions to the allowance based on their judgment and information available to them at the time of their examination.

	Interest Rate Swap Agreements—Derivative financial instruments are recognized as assets and liabilities on the consolidated balance sheets and, as required by ASC 815, the Company records all derivatives at fair value. Interest rate swaps are contracts in which a series of interest rate cash flows are exchanged over a prescribed period. The notional balance of interest rate swap agreements held by the Company at December 31, 2014 and 2013 was minimal and not material to the consolidated balance sheets.

	Premises and Equipment—Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are computed using the straight-line method over the estimated useful lives of the assets. The estimated useful lives used to compute depreciation are:

	Buildings and improvements	10 - 40 years
	Furniture, fixtures, and equipment	3 - 10 years
	Automobiles	3 - 5 years

	Leasehold improvements are amortized over the estimated useful lives of the improvements or the term of the lease, whichever is shorter.

	Other Real Estate Owned—Real estate properties acquired through, or in lieu of, loan foreclosures are initially recorded at the lower of carrying value or fair value less estimated costs to sell based on a current valuation at the time of foreclosure. After foreclosure, valuations are periodically performed by management and the real estate is carried at the lower of carrying amount or fair value less cost to sell. Revenues and expenses from operations and changes in the valuation allowance are charged to earnings.

	Goodwill and Other Intangible Assets—Goodwill represents the excess of the purchase price over the fair value of the net identifiable assets acquired in a business combination. Goodwill and other intangible assets deemed to have an indefinite useful life are not amortized but instead are subject to review for impairment annually, or more frequently if deemed necessary. Also, in connection with business combinations involving banks and branch locations, we generally record core deposit intangibles representing the value of the acquired core deposit base. Core deposit intangibles are amortized over the estimated useful life of the deposit base, generally on either a straight-line basis not exceeding 15 years or an accelerated basis over 10 years. The remaining useful lives of core deposit intangibles are evaluated periodically to determine whether events and circumstances warrant revision of the remaining period of amortization.

	Cash Surrender Value of Life Insurance—Life insurance contracts represent single premium life insurance contracts on the lives of certain officers of the Company. The Company is the beneficiary of these policies. These contracts are reported at their cash surrender value and changes in the cash surrender value are included in other noninterest income.

	Repurchase Agreements—Securities sold under agreements to repurchase are secured borrowings treated as financing activities and are carried at the amounts at which the securities will be subsequently reacquired as specified in the respective agreements.

Deferred Compensation—We record the expense of deferred compensation agreements over the service periods of the persons covered under these agreements.

Income Taxes—Deferred tax assets and liabilities are recorded for future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis. Future tax benefits, such as net operating loss carry forwards, are recognized to the extent that realization of such benefits is more likely than not. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which the assets and liabilities are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income tax expense in the period that includes the enactment date.

In the event the future tax consequences of differences between the financial reporting bases and the tax bases of our assets and liabilities results in deferred tax assets, an evaluation of the probability of being able to realize the future benefits indicated by such assets is required. A valuation allowance is provided when it is more likely than not that a portion or the full amount of the deferred tax asset will not be realized. In assessing the ability to realize the deferred tax assets, management considers the scheduled reversals of deferred tax liabilities, projected future taxable income, and tax planning strategies. A deferred tax liability is not recognized for portions of the allowance for loan losses for income tax purposes in excess of the financial statement balance. Such a deferred tax liability will only be recognized when it becomes apparent that those temporary differences will reverse in the foreseeable future.

A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50 percent more likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.

The Company recognizes interest and/or penalties related to income tax matters in income tax expense.

Stock-Based Compensation—We expense stock-based compensation based upon the grant date fair value of the related equity award over the requisite service period of the employee.

Basic and Diluted Earnings Per Common Share—Basic earnings per common share (“EPS”) excludes dilution and is computed by dividing net earnings by the weighted‑average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the Company. Diluted EPS is computed by dividing net earnings by the total of the weighted-average number of shares outstanding plus the dilutive effect of outstanding options. The amounts of common stock and additional paid-in capital are adjusted to give retroactive effect to large stock dividends. Small stock dividends, or dividends less than 25% of issued shares at the declaration date, are reflected as an increase in common stock and additional paid-in capital and a decrease in retained earnings for the market value of the shares on the date the dividend is declared.

Comprehensive Income—Generally all recognized revenues, expenses, gains and losses are included in net earnings. Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component of the equity section of the consolidated balance sheets, such items, along with net earnings, are components of comprehensive income. We present comprehensive income in a separate consolidated statement of comprehensive income.

Statements of Cash Flows—For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, federal funds sold, and interest-bearing deposits in other banks with original maturities of less than 90 days. Generally, federal funds are sold for one-day periods.

Recent Accounting Pronouncements— ASU 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force) provides guidance on when an in-substance repossession or foreclosure occurs, which requires the mortgage loan to be derecognized and the related real estate be recognized. Creditors must disclose the amount of foreclosed residential real estate held as well as the amount of collateralized loans for which foreclosure is in process. The effective date of this Update is for fiscal years beginning on or after December 15, 2014 and interim periods within those annual periods. Adoption of this Update is not expected to have a material effect on the Company’s consolidated financial statements or the interim notes to the consolidated financial statements.

ASU 2014-14, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40): Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force) addresses the diversity in practice regarding the classification and measurement of foreclosed loans which were part of a government-sponsored loan guarantee program. If certain criteria are met, the loan should be derecognized and a separate and other receivable should be recorded upon foreclosure at the amount of the loan balance (principal and interest) expected to be recovered from the guarantor. The effective date of this Update is for fiscal years beginning on or after December 15, 2014 and interim periods within those annual periods. Adoption of this Update is not expected to have a material effect on the Company’s consolidated financial statements or the interim notes to the consolidated financial statements.

Reclassifications—Certain reclassifications have been made to the prior years’ financial statements in order to conform to the classifications adopted for reporting in 2014. The reclassifications had no impact on net income or stockholders’ equity.

INVESTMENT_SECURITIES

INVESTMENT SECURITIES	12 Months Ended
INVESTMENT SECURITIES	Dec. 31, 2014
INVESTMENT SECURITIES [Abstract]
INVESTMENT SECURITIES	2	INVESTMENT SECURITIES

	The portfolio of securities consisted of the following (in thousands):

			31-Dec-14
			Amortized			Gross			Gross			Fair Value
			Cost			Unrealized			Unrealized
						Gains			Losses
	Available-for-sale:
	U.S. Government sponsored enterprises		$	10,339		$	-		$	112		$	10,227
	Obligations of state and political subdivisions			43,079			1,555			29			44,605
	GSE mortgage-backed securities			106,208			3,183			288			109,103
	Collateralized mortgage obligations: residential			62,093			266			1,520			60,839
	Collateralized mortgage obligations: commercial			24,462			190			107			24,545
	Other asset-backed securities			24,041			321			19			24,343
	Collateralized debt obligation			266			952			-			1,218
	Mutual funds			2,100			4			-			2,104
			$	272,588		$	6,471		$	2,075		$	276,984

			31-Dec-13
			Amortized			Gross			Gross			Fair Value
			Cost			Unrealized			Unrealized
						Gains			Losses
	Available-for-sale:
	U.S. Government sponsored enterprises		$	11,455		$	1		$	191		$	11,265
	Obligations of state and political subdivisions			57,925			2,296			243			59,978
	GSE mortgage-backed securities			146,129			2,029			2,193			145,965
	Collateralized mortgage obligations: residential			73,569			212			2,894			70,887
	Collateralized mortgage obligations: commercial			27,082			416			152			27,346
	Other asset-backed securities			25,204			351			66			25,489
	Collateralized debt obligation			464			271			-			735
			$	341,828		$	5,576		$	5,739		$	341,665

			31-Dec-14
			Amortized			Gross			Gross			Fair Value
			Cost			Unrealized			Unrealized
						Gains			Losses
	Held-to-maturity:
	Obligations of state and political subdivisions		$	45,914		$	267		$	192		$	45,989
	GSE mortgage-backed securities			67,268			1,080			164			68,184
	Collateralized mortgage obligations: residential			12,709			-			479			12,230
	Collateralized mortgage obligations: commercial			15,310			53			173			15,190
			$	141,201		$	1,400		$	1,008		$	141,593

			31-Dec-13
			Amortized			Gross			Gross			Fair Value
			Cost			Unrealized			Unrealized
						Gains			Losses
	Held-to-maturity:
	Obligations of state and political subdivisions		$	47,377		$	38		$	2,586		$	44,829
	GSE mortgage-backed securities			78,272			148			1,079			77,341
	Collateralized mortgage obligations: residential			14,189			-			979			13,210
	Collateralized mortgage obligations: commercial			15,685			103			-			15,788
			$	155,523		$	289		$	4,644		$	151,168

	With the exception of three private-label collateralized mortgage obligations (“CMOs”) with a combined balance remaining of $44,000 and $59,000 at December 31, 2014 and 2013, respectively, all of the Company’s CMOs are government-sponsored enterprise securities.

	The amortized cost and fair value of debt securities at December 31, 2014 by contractual maturity are shown below (in thousands). Except for mortgage backed securities, collateralized mortgage obligations, other assets backed securities, and collateralized debt obligations, expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.

			Amortized Cost			Fair Value
	Available-for-sale:
	Due in one year or less		$	8,218		$	8,312
	Due after one year through five years			30,199			30,939
	Due after five years through ten years			13,122			13,658
Due after ten years			1,879			1,923
Mortgage-backed securities and collateralized mortgage obligations:
Residential			168,301			169,942
Commercial			24,462			24,545
Other asset-backed securities			24,041			24,343
Collateralized debt obligation			266			1,218
Mutual funds			2,100			2,104
		$	272,588		$	276,984

		Amortized Cost			Fair Value
Held-to-maturity:
Due in one year or less		$	105		$	105
Due after one year through five years			3,097			3,110
Due after five years through ten years			11,308			11,291
Due after ten years			31,404			31,483
Mortgage-backed securities and collateralized mortgage obligations:
Residential			79,977			80,414
Commercial			15,310			15,190
		$	141,201		$	141,593

Details concerning investment securities with unrealized losses are as follows (in thousands):

		31-Dec-14
		Securities with losses						Securities with losses						Total
		under 12 months						over 12 months						Total
		Fair			Gross			Fair			Gross			Fair		Gross
		Value			Unrealized			Value			Unrealized			Value		Unrealized
					Loss						Loss					Loss
Available-for-sale:
U.S. Government sponsored enterprises		$	4,973		$	32		$	5,254		$	80		$	10,227	$	112
Obligations of state and political subdivisions			2,029			29			-			-			2,029		29
GSE mortgage-backed securities			6,668			25			21,538			263			28,206		288
Collateralized mortgage obligations: residential			9,366			53			37,997			1,467			47,363		1,520
Collateralized mortgage obligations: commercial			-			-			3,747			107			3,747		107
Other asset-backed securities			6,401			19			-			-			6,401		19
		$	29,437		$	158		$	68,536		$	1,917		$	97,973	$	2,075

		31-Dec-13
		Securities with losses						Securities with losses						Total
		under 12 months						over 12 months						Total
		Fair			Gross			Fair			Gross			Fair		Gross
		Value			Unrealized			Value			Unrealized			Value		Unrealized
					Loss						Loss					Loss
Available-for-sale:
U.S. Government sponsored enterprises		$	10,463		$	191		$	-		$	-		$	10,463	$	191
Obligations of state and political subdivisions			4,256			243			-			-			4,256		243
GSE mortgage-backed securities			68,028			2,193			-			-			68,028		2,193
Collateralized mortgage obligations: residential			56,975			2,563			4,371			331			61,346		2,894
Collateralized mortgage obligations: commercial			4,282			152			-			-			4,282		152
Other asset-backed securities			13,099			66			-			-			13,099		66
		$	157,103		$	5,408		$	4,371		$	331		$	161,474	$	5,739

		31-Dec-14
		Securities with losses						Securities with losses						Total
		under 12 months						over 12 months						Total
		Fair			Gross			Fair			Gross			Fair		Gross
		Value			Unrealized			Value			Unrealized			Value		Unrealized
					Loss						Loss					Loss
Held-to-maturity:
Obligations of state and political subdivisions		$	11,761		$	35		$	13,263		$	157		$	25,024	$	192
GSE mortgage-backed securities			-			-			8,142			164			8,142		164
Collateralized mortgage obligations: residential			-			-			12,230			479			12,230		479
Collateralized mortgage obligations: commercial			7,599			173			-			-			7,599		173
		$	19,360		$	208		$	33,635		$	800		$	52,995	$	1,008

		31-Dec-13
		Securities with losses						Securities with losses						Total
		under 12 months						over 12 months						Total
		Fair			Gross			Fair			Gross			Fair		Gross
		Value			Unrealized			Value			Unrealized			Value		Unrealized
					Loss						Loss					Loss
Held-to-maturity:
Obligations of state and political subdivisions		$	42,246		$	2,569		$	685		$	17		$	42,931	$	2,586
GSE mortgage-backed securities			31,042			1,079			-			-			31,042		1,079
Collateralized mortgage obligations: residential			13,210			979			-			-			13,210		979
		$	86,498		$	4,627		$	685		$	17		$	87,183	$	4,644

Management evaluates whether unrealized losses on securities represent impairment that is other than temporary on a quarterly basis. For debt securities, the Company considers its intent to sell the securities or if it is more likely than not the Company will be required to sell the securities. If such impairment is identified, based upon the intent to sell or the more likely than not threshold, the carrying amount of the security is reduced to fair value with a charge to earnings. Upon the result of the aforementioned review, management then reviews for potential other than temporary impairment based upon other qualitative factors. In making this evaluation, management considers changes in market rates relative to those available when the security was acquired, changes in market expectations about the timing of cash flows from securities that can be prepaid, performance of the debt security, and changes in the market’s perception of the issuer’s financial health and the security’s credit quality. If determined that a debt security has incurred other than temporary impairment, then the amount of the credit related impairment is determined. If a credit loss is evident, the amount of the credit loss is charged to earnings and the non-credit related impairment is recognized through other comprehensive income.

As of December 31, 2014, 68 securities had unrealized losses totaling 2.00% of the individual securities’ amortized cost basis and 0.75% of the Company’s total amortized cost basis. 44 of the 68 securities had been in an unrealized loss position for over twelve months at December 31, 2014. These 44 securities had an amortized cost basis and unrealized loss of $104.9 million and $2.7 million, respectively. The unrealized losses on debt securities at December 31, 2014 and 2013 resulted from changing market interest rates over the yields available at the time the underlying securities were purchased. Management identified no impairment related to credit quality. At December 31, 2014 and 2013, management had both the intent and ability to hold impaired securities, and no impairment was evaluated as other than temporary. As a result, no impairment losses were recognized on debt securities during the years ended December 31, 2014, 2013, or 2012.

During the year ended December 31, 2014, the Company sold four securities classified as available-for-sale at a gross gain of $128,000. During the year ended December 31, 2013, the Company sold 35 securities classified as available-for-sale at a net gain of $234,000. Of the 35 securities sold, 31 securities were sold with gains totaling $247,000 and four securities were sold at a loss of $13,000.

Securities with an aggregate carrying value of approximately $279.8 million and $259.9 million at December 31, 2014 and 2013, respectively, were pledged to secure public funds on deposit and for other purposes required or permitted by law.

LOANS

LOANS	12 Months Ended
LOANS	Dec. 31, 2014
LOANS [Abstract]
LOANS	3	LOANS

	The loan portfolio consisted of the following (in thousands):

			December 31,
			2014				2013
	Commercial, financial and agricultural		$	467,147			$	403,976
	Real estate – construction			68,577				82,691
	Real estate – commercial			467,172				397,135
	Real estate – residential			154,602				146,841
	Installment loans to individuals			119,328				97,459
	Lease financing receivable			4,857				5,542
	Other			2,748				3,910
				1,284,431				1,137,554
	Less allowance for loan losses			(11,226	)			(8,779	)
			$	1,273,205			$	1,128,775

	The amounts reported in other loans at December 31, 2014 and 2013 includes the overdrawn demand deposit accounts and loans primarily made to non-profit entities reported for each period.

	An analysis of the activity in the allowance for loan losses is as follows (in thousands):

			December 31,
			2014				2013				2012
	Balance, beginning of year		$	8,779			$	7,370			$	7,276
	Provision for loan losses			5,625				3,050				2,050
	Recoveries			738				265				300
	Loans charged-off			(3,916	)			(1,906	)			(2,256	)
	Balance, end of year		$	11,226			$	8,779			$	7,370

	The Company monitors loan concentrations and evaluates individual customer and aggregate industry leverage, profitability, risk rating distributions, and liquidity for each major standard industry classification segment. At December 31, 2014, one industry segment concentration, the oil and gas industry, aggregate more than 10% of the loan portfolio. The Company’s exposure in the oil and gas industry, including related service and manufacturing industries, totaled approximately $265.0 million, or 20.6% of total loans. Additionally, the Company’s exposure to loans secured by commercial real estate is monitored. At December 31, 2014, loans secured by commercial real estate (including commercial construction and multifamily loans) totaled approximately $510.7 million. Of the $510.7 million, $467.2 million represent CRE loans, 56% of which are secured by owner-occupied commercial properties. Of the $510.7 million in loans secured by commercial real estate, $6.5 million or 1.3% were on nonaccrual status at December 31, 2014.

	A rollforward of the activity within the allowance for loan losses by loan type and recorded investment in loans for the years ended December 31, 2014 and 2013 is as follows (in thousands):

							31-Dec-14
							Real Estate
			Coml, fin,				Construction				Commercial				Residential				Installment loans to individuals				Lease financing receivable				Other			Total
			and agric				Construction				Commercial				Residential				Installment loans to individuals				Lease financing receivable				Other			Total
	Allowance for loan losses:
	Beginning balance		$	3,906			$	1,046			$	1,389			$	1,141			$	1,273			$	21			$	3		$	8,779
	Charge-offs			(2,843	)			(1	)			(93	)			(273	)			(706	)			-				-			(3,916	)
	Recoveries			164				-				407				47				120				-				-			738
	Provision			4,502				(91	)			699				(105	)			624				(5	)			1			5,625
	Ending balance		$	5,729			$	954			$	2,402			$	810			$	1,311			$	16			$	4		$	11,226
	Ending balance: individually evaluated for impairment		$	1,010			$	-			$	907			$	68			$	179			$	-			$	-		$	2,164
	Ending balance: collectively evaluated for impairment		$	4,719			$	954			$	1,495			$	742			$	1,132			$	16			$	4		$	9,062

	Loans:
	Ending balance		$	467,147			$	68,577			$	467,172			$	154,602			$	119,328			$	4,857			$	2,748		$	1,284,431
	Ending balance: individually evaluated for impairment		$	2,656			$	54			$	6,388			$	1,072			$	377			$	-			$	-		$	10,547
	Ending balance: collectively evaluated for impairment		$	464,491			$	68,523			$	460,118			$	153,436			$	118,951			$	4,857			$	2,748		$	1,273,124
	Ending balance: loans acquired with deteriorated credit quality		$	-			$	-			$	666			$	94			$	-			$	-			$	-		$	760

			31-Dec-13
							Real Estate
			Coml, fin, and agric				Construction				Commercial				Residential				Installment loans to individuals				Lease financing receivable				Other			Total
	Allowance for loan losses:
	Beginning balance		$	1,535			$	2,147			$	2,166			$	936			$	543			$	41			$	2		$	7,370
	Charge-offs			(935	)			-				(18	)			(129	)			(824	)			-				-			(1,906	)
	Recoveries			80				8				29				39				109				-				-			265
	Provision			3,226				(1,109	)			(788	)			295				1,445				(20	)			1			3,050
	Ending balance		$	3,906			$	1,046			$	1,389			$	1,141			$	1,273			$	21			$	3		$	8,779
	Ending balance: individually evaluated for impairment		$	168			$	3			$	54			$	60			$	120			$	-			$	-		$	405
	Ending balance: collectively evaluated for impairment		$	3,738			$	1,043			$	1,335			$	1,081			$	1,153			$	21			$	3		$	8,374

Loans:
Ending balance		$	403,976			$	82,691			$	397,135			$	146,841			$	97,459			$	5,542			$	3,910		$	1,137,554
Ending balance: individually evaluated for impairment		$	1,241			$	100			$	2,213			$	900			$	271			$	-			$	-		$	4,725
Ending balance: collectively evaluated for impairment		$	402,735			$	82,591			$	394,218			$	145,773			$	97,188			$	5,542			$	3,910		$	1,131,957
Ending balance: loans acquired with deteriorated credit quality		$	-			$	-			$	704			$	168			$	-			$	-			$	-		$	872

An age analysis of past due loans (including both accruing and non-accruing loans) is as follows (in thousands):

		31-Dec-14

		30-59 Days Past Due				60-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due				Current				Total Loans				Recorded Investment > 90 days and Accruing
Commercial, financial, and agricultural		$	2,179			$	654			$	2,556			$	5,389			$	461,758			$	467,147			$	26
Commercial real estate - construction			15				-				105				120				43,390				43,510				97
Commercial real estate - other			4,989				270				2,464				7,723				459,449				467,172				-
Residential - construction			431				-				-				431				24,636				25,067				-
Residential - prime			1,843				523				704				3,070				151,532				154,602				-
Consumer - credit card			5				19				18				42				5,970				6,012				18
Consumer - other			671				392				107				1,170				112,146				113,316				46
Lease financing receivable			-				-				-				-				4,857				4,857				-
Other loans			134				-				-				134				2,614				2,748				-
		$	10,267			$	1,858			$	5,954			$	18,079			$	1,266,352			$	1,284,431			$	187

		31-Dec-13
		30-59 Days Past Due				60-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due				Current				Total Loans				Recorded Investment > 90 days and Accruing
Commercial, financial, and agricultural		$	4,350			$	208			$	1,256			$	5,814			$	398,162			$	403,976			$	26
Commercial real estate - construction			36				-				63				99				64,794				64,893				-
Commercial real estate - other			1,230				1,447				2,395				5,072				392,063				397,135				141
Residential - construction			149				-				-				149				17,649				17,798				-
Residential - prime			2,984				870				307				4,161				142,680				146,841				-
Consumer - credit card			36				-				7				43				6,163				6,206				7
Consumer - other			767				102				269				1,138				90,115				91,253				4
Lease financing receivable			-				-				-				-				5,542				5,542				-
Other loans			125				-				-				125				3,785				3,910				-
		$	9,677			$	2,627			$	4,297			$	16,601			$	1,120,953			$	1,137,554			$	178

Non-accrual loans are as follows (in thousands):

		December 31,
		2014				2013
Commercial, financial and agricultural		$	2,642			$	1,272
Commercial real estate – construction			54				100
Commercial real estate – other			6,429				2,290
Residential - construction			-				-
Residential - prime			1,194				1,153
Consumer – credit card			-				-
Consumer - other			382				284
Lease financing receivable			-				-
Other			-				-
		$	10,701			$	5,099

The amount of interest that would have been recorded on nonaccrual loans, had the loans not been classified as nonaccrual, totaled approximately $594,000, $518,000, and $582,000 for the years ended December 31, 2014, 2013, and 2012. Interest actually received on nonaccrual loans at December 31, 2014, 2013, and 2012 was $105,000, $312,000, and $70,000 respectively.

Loans that are individually evaluated for impairment are as follows (in thousands):

		31-Dec-14
		Recorded Investment				Unpaid Principal Balance				Related Allowance				Average Recorded Investment				Interest Income Recognized
With no related allowance recorded:
Commercial, financial, and agricultural		$	438			$	521			$	-			$	554			$	-
Commercial real estate – construction			54				54				-				58				-
Commercial real estate – other			1,921				1,921				-				1,885				17
Residential – prime			543				543				-				534				15
Consumer – other			78				78				-				72				-
Subtotal:			3,034				3,117				-				3,103				32
With an allowance recorded:
Commercial, financial, and agricultural			2,218				2,333				1,010				1,394				35
Commercial real estate – construction			-				-				-				19				-
Commercial real estate – other			4,467				4,467				907				2,416				220
Residential – prime			529				548				68				452				3
Consumer – other			299				313				179				252				4
Subtotal:			7,513				7,661				2,164				4,533				262
Totals:
Commercial			9,098				9,296				1,917				6,326				272
Residential			1,072				1,091				68				986				18
Consumer			377				391				179				324				4
Grand total:		$	10,547			$	10,778			$	2,164			$	7,636			$	294

		31-Dec-13
		Recorded Investment				Unpaid Principal Balance				Related Allowance				Average Recorded Investment				Interest Income Recognized
With no related allowance recorded:
Commercial, financial, and agricultural		$	671			$	1,107			$	-			$	617			$	3
Commercial real estate – construction			61				61				-				416				-
Commercial real estate – other			1,850				2,324				-				2,190				8
Residential – prime			525				525				-				1,050				14
Consumer – other			66				66				-				90				1
Subtotal:			3,173				4,083				-				4,363				26
With an allowance recorded:
Commercial, financial, and agricultural			570				570				168				821				3
Commercial real estate – construction			39				39				3				102				1
Commercial real estate – other			363				363				54				372				11
Residential – prime			375				395				60				214				4
Consumer – other			205				205				120				211				2
Subtotal:			1,552				1,572				405				1,720				21
Totals:
Commercial			3,554				4,464				225				4,518				26
Residential			900				920				60				1,264				18
Consumer			271				271				120				301				3
Grand total:		$	4,725			$	5,655			$	405			$	6,083			$	47

The following tables present the classes of loans by risk rating (in thousands):

			31-Dec-14
Commercial Credit Exposure
Credit Risk Profile by Creditworthiness Category
			Commercial, financial, and agricultural				Commercial real estate –construction				Commercial real estate – other				Percentage of Total
Pass			$	456,221			$	43,320			$	440,281				96.11	%
Special mention				4,861				132				7,120				1.24	%
Substandard				5,541				58				19,771				2.6	%
Doubtful				524				-				-				0.05	%
			$	467,147			$	43,510			$	467,172				100	%

Consumer Credit Exposure
Credit Risk Profile by Creditworthiness Category
		Residential – construction				Residential – prime				Residential – subprime				Percentage of Total
Pass		$	25,067			$	150,664			$	-				97.81	%
Special mention			-				1,184				-				0.66	%
Substandard			-				2,754				-				1.53	%
		$	25,067			$	154,602			$	-				100	%

Consumer and Commercial Credit Exposure
Credit Risk Profile Based on Payment Activity
		Consumer - credit card				Consumer –other				Lease financing receivable				Other				Percentage of Total
Performing		$	5,995			$	112,893			$	4,857			$	2,748				99.65	%
Nonperforming			17				423				-				-				0.35	%
		$	6,012			$	113,316			$	4,857			$	2,748				100	%

			31-Dec-13
Commercial Credit Exposure
Credit Risk Profile by Creditworthiness Category
			Commercial, financial, and agricultural				Commercial real estate –construction				Commercial real estate – other				Percentage of Total
Pass			$	397,513			$	63,577			$	371,618				96.15	%
Special mention				2,962				49				8,781				1.36	%
Substandard				3,272				1,267				16,736				2.46	%
Doubtful				229				-				-				0.03	%
			$	403,976			$	64,893			$	397,135				100	%

Consumer Credit Exposure
Credit Risk Profile by Creditworthiness Category
		Residential – construction				Residential – prime				Residential – subprime				Percentage of Total
Pass		$	17,798			$	143,790			$	-				98.15	%
Special mention			-				548				-				0.33	%
Substandard			-				2,503				-				1.52	%
		$	17,798			$	146,841			$	-				100	%

Consumer and Commercial Credit Exposure
Credit Risk Profile Based on Payment Activity
		Consumer - credit card				Consumer –other				Lease financing receivable				Other				Percentage of Total
Performing		$	6,196			$	90,978			$	5,542			$	3,910				99.73	%
Nonperforming			10				275				-				-				0.27	%
		$	6,206			$	91,253			$	5,542			$	3,910				100	%

Troubled Debt Restructurings

A troubled debt restructuring (“TDR”) is a restructuring of a debt made by the Company to a debtor for economic or legal reasons related to the debtor’s financial difficulties that it would not otherwise consider. The Company grants the concession in an attempt to protect as much of its investment as possible.

Information about the Company’s TDRs is as follows (in thousands):

		31-Dec-14
		Current				Past Due Greater Than 30 Days				Nonaccrual TDRs				Total TDRs
Commercial, financial and agricultural		$	21			$	-			$	234			$	255
Real estate - commercial			155				-				-				155
		$	176			$	-			$	234			$	410

		31-Dec-13
		Current				Past Due Greater Than 30 Days				Nonaccrual TDRs				Total TDRs
Commercial, financial and agricultural		$	-			$	23			$	233			$	256
Real estate - commercial			156				-				-				156
		$	156			$	23			$	233			$	412

During the year ended December 31, 2014, there was one loan relationship with a pre-modification balance of $1.2 million identified as a TDR through a modification of the original loan terms. The loan was paid off during the second quarter of 2014 and, therefore, is not reflected in the balance of TDRs at December 31, 2014. During the year ended December 31, 2014, there were no defaults on any loans that were modified as TDRs during the preceding twelve months. During the year ended December 31, 2013, one loan with a pre-modification balance of $27,000 was identified as a TDR through modification of the original loan terms, and there were no defaults on any loans that were modified as TDRs during the preceding twelve months. For purposes of the determination of an allowance for loan losses on these TDRs, as an identified TDR, the Company considers a loss probable on the loan and, as a result is reviewed for specific impairment in accordance with the Company’s allowance for loan loss methodology. If it is determined losses are probable on such TDRs, either because of delinquency or other credit quality indicator, the Company establishes specific reserves for these loans. As of December 31, 2014, there were no commitments to lend additional funds to debtors owing sums to the Company whose terms have been modified in TDRs.

In the opinion of management, all transactions entered into between the Company and such related parties have been and are made in the ordinary course of business, on substantially the same terms and conditions, including interest rates and collateral, as similar transactions with unaffiliated persons and do not involve more than the normal risk of collection.

An analysis of the 2014 activity with respect to these related party loans and commitments to extend credit is as follows (in thousands):

Balance, beginning of year		$	3,114
New loans			407
Repayments and adjustments			(544	)
Balance, end of year		$	2,977

PREMISES_AND_EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
PREMISES AND EQUIPMENT	Dec. 31, 2014
PREMISES AND EQUIPMENT [Abstract]
PREMISES AND EQUIPMENT	4	PREMISES AND EQUIPMENT

	Premises and equipment consisted of the following (in thousands):

			December 31,
			2014			2013
	Land		$	16,078		$	16,771
	Buildings and improvements			50,731			46,091
	Furniture, fixtures, and equipment			27,121			26,244
	Automobiles			1,512			1,299
	Leasehold improvements			10,178			10,146
	Construction-in-process			2,088			4,489
				107,708			105,040
	Less accumulated depreciation and amortization			(37,750	)		(32,697	)
			$	69,958		$	72,343

	Depreciation expense totaled approximately $6.1 million, $5.6 million, and $3.8 million for the years ended December 31, 2014, 2013, and 2012, respectively.

GOODWILL_AND_OTHER_INTANGIBLE_

GOODWILL AND OTHER INTANGIBLE ASSETS	12 Months Ended
GOODWILL AND OTHER INTANGIBLE ASSETS	Dec. 31, 2014
GOODWILL AND OTHER INTANGIBLE ASSETS [Abstract]
GOODWILL AND OTHER INTANGIBLE ASSETS	5	GOODWILL AND OTHER INTANGIBLE ASSETS

	Changes to the carrying amount of goodwill for the years ended December 31, 2014 and 2013 are provided in the following table (in thousands):

			2014			2013
	Beginning balance		$	42,171		$	42,781
	Adjustment to goodwill			-			(610	)
	Ending balance		$	42,171		$	42,171

	The adjustments to goodwill made during the year ended December 31, 2013 included reductions resulting from reclassification of a $415,000 liability assumed, a $351,000 increase in the value of fixed assets acquired and a $190,000 increase in the amount of income tax receivable recorded from the PSB acquisition. Additionally, the amount of increases in goodwill recorded in the PSB acquisition included a $254,000 market value adjustment on two bonds held in the investment portfolio and a $36,000 increase to the amount of income tax payable recorded from the PSB acquisition. The adjustments were made as additional information existing at the time of the acquisition was reviewed. Net of deferred taxes, the adjustments resulted in a $610,000 reduction to goodwill recorded in the PSB acquisition. The adjustments to goodwill had no impact on net earnings or stockholders’ equity.

	A summary of core deposit intangible assets as of December 31, 2014 and 2013 is as follows (in thousands):

			2014			2013
	Gross carrying amount		$	11,674		$	11,674
	Less accumulated amortization			(4,840	)		(3,733	)
	Net carrying amount		$	6,834		$	7,941

	Amortization expense on the core deposit intangible assets totaled approximately $1.1 million in 2014, $1.1 million in 2013, and $762,000 in 2012.

	The estimated amortization expense on the core deposit intangible assets for the five succeeding years and thereafter is as follows (in thousands):

	2015		$	1,106
	2016			1,106
	2017			1,106
	2018			1,106
	2019			1,107
	Thereafter			1,303
			$	6,834

DEPOSITS

DEPOSITS	12 Months Ended
DEPOSITS	Dec. 31, 2014
DEPOSITS [Abstract]
DEPOSITS	6	DEPOSITS

	Deposits consisted of the following (in thousands):

			December 31,
			2014		2013
	Noninterest-bearing		$	390,863	$	383,257
	Savings and money market			473,290		465,748
	NOW accounts			469,627		429,279
	Time deposits less than $250			166,385		192,833
	Time deposits $250 or more			85,069		47,686
			$	1,585,234	$	1,518,803


	Time deposits held consist primarily of certificates of deposits. The maturities for these deposits at December 31, 2014 are as follows (in thousands):

	2015		$	212,032
	2016			23,182
	2017			8,967
	2018			4,239
	2019			3,032
	Thereafter			2
			$	251,454

	Deposits from related parties totaled approximately $9.6 million and $16.4 million at December 31, 2014 and 2013, respectively.

SECURITIES_SOLD_UNDER_AGREEMEN

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	12 Months Ended
	Dec. 31, 2014
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE [Abstract]
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	7	SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE

	Securities sold under agreements to repurchase totaled $62.1 million and $53.9 million at December 31, 2014 and 2013, respectively.

	At December 31, 2014 and 2013, retail repurchase agreements, defined as securities sold under agreements to repurchase from our customers, totaled $49.6 million and $41.4 million, respectively. These retail repurchase agreements are secured overnight borrowings from customers, which may be drawn on demand. The agreements bear interest at a rate determined by us. The average rate of the outstanding agreements was 0.43% at December 31, 2014 and 2013. The Company had pledged securities with an approximate market value of $60.9 million and $51.8 million as collateral at December 31, 2014 and 2013, respectively.

	Also included in securities sold under agreements to repurchase is a $12.5 million repurchase agreement the Company entered into with CitiGroup Global Markets, Inc. (“CGMI”) effective August 9, 2007. Under the terms of the repurchase agreement, interest is payable quarterly based on a floating rate equal to the 3-month LIBOR for the first 12 months of the agreement and a fixed rate of 4.57% for the remainder of the term. The rate at December 31, 2014 was 4.57%. The repurchase date is scheduled for August 9, 2017; however, the agreement may be called by CGMI quarterly. The Company had pledged securities with a market value $15.7 million as collateral at December 31, 2014 and 2013.

	In 2014, 2013, and 2012, the Company did not have an average balance in any category of short-term borrowings including retail repurchase agreements, reverse repurchase agreements, federal funds purchased, or short-term FHLB advances that exceeded 30% of our stockholders’ equity for such year.

SHORTTERM_FEDERAL_HOME_LOAN_BA

SHORT-TERM FEDERAL HOME LOAN BANK ADVANCES	12 Months Ended
	Dec. 31, 2014
SHORT-TERM FEDERAL HOME LOAN BANK ADVANCES [Abstract]
SHORT-TERM FEDERAL HOME LOAN BANK ADVANCES	8	SHORT-TERM FEDERAL HOME LOAN BANK ADVANCES

	Short-term FHLB advances totaled $25.0 million at December 31, 2014 and 2013. The short-term FHLB advances at December 31, 2014 consisted of one FHLB advance with a maturity of 87 days at a fixed interest rate of 0.13%. The short-term FHLB advances at December 31, 2013 consisted of one FHLB advance with a maturity of 87 days at a fixed interest rate of 0.15%.

	The short-term and long-term FHLB advances at December 31, 2014 and 2013 are collateralized by a blanket lien on first mortgages and other qualifying loans totaling $364.4 million and $180.6 million, respectively.

	As of December 31, 2014 and 2013, the Company had $314.2 million and $130.4 million, respectively, of additional FHLB advances available.

NOTES_PAYABLE

NOTES PAYABLE	12 Months Ended
NOTES PAYABLE	Dec. 31, 2014
NOTES PAYABLE [Abstract]
NOTES PAYABLE	9	NOTES PAYABLE

	Notes payable at December 31, 2014 and 2013 is summarized as follows (in thousands):

			December 31,
			2014		2013
	Long-term Federal Home Loan Bank advances		$	26,277	$	26,703
	Notes payable – First National Bankers Bank			-		1,000
			$	26,277	$	27,703
	The scheduled maturities of long-term FHLB advances at December 31, 2014 are summarized as follows (in thousands):

			Amount		Weighted Average Rate
	2015		$	426		5.057	%
	2016			427		5.057	%
	2017			15,403		3.412	%
	2019			10,021		1.985	%
	Total FHLB advances		$	26,277

JUNIOR_SUBORDINATED_DEBENTURES

JUNIOR SUBORDINATED DEBENTURES

12 Months Ended

Dec. 31, 2014

JUNIOR SUBORDINATED DEBENTURES [Abstract]

JUNIOR SUBORDINATED DEBENTURES

A description of the junior subordinated debentures outstanding is as follows (in thousands):

December 31,

Date Issued

Maturity Date

Interest Rate

Callable After

2014

2013

22-Feb-01

22-Feb-31

10.20%

22-Feb-11

7,217

31-Jul-01

9-Jul-31

3 month LIBOR plus 3.30%

31-Jul-06

5,671

20-Sep-04

20-Sep-34

3 month LIBOR plus 2.50%

20-Sep-09

8,248

12-Oct-06

12-Oct-36

3 month LIBOR plus 1.85%

26-Jun-11

5,155

21-Jun-07

21-Jun-37

3 month LIBOR plus 1.70%

15-Jun-12

3,093

22,167

29,384

The trusts are considered variable-interest entities (“VIE”). The Trusts are not consolidated with the Company since the Company is not the primary beneficiary of the VIE. Accordingly, the Company does not report the securities issued by the Trusts as liabilities, and instead reports as liabilities the junior subordinated debentures issued by the Company and held by the Trusts, as these are not eliminated in the consolidation. The Trust Preferred Securities are recorded as junior subordinated debentures on the balance sheets, but subject to certain limitations qualify for Tier 1 capital for regulatory capital purposes.

During 2014, the Company redeemed $7.2 million of its Statutory Trust 1 and Capital Securities. The early redemption of the 10.20% fixed rate junior subordinated debentures resulted in an after-tax charge of $168,000 in the third quarter of 2014.

COMMITMENTS_AND_CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	12 Months Ended
COMMITMENTS AND CONTINGENCIES	Dec. 31, 2014
COMMITMENTS AND CONTINGENCIES [Abstract]
COMMITMENTS AND CONTINGENCIES	11	COMMITMENTS AND CONTINGENCIES

	At December 31, 2014, future annual minimum rental payments due under non-cancellable operating leases are as follows (in thousands):

	2015		$	2,080
	2016			1,713
	2017			1,550
	2018			1,580
	2019			1,586
	Thereafter			8,572
			$	17,081

	Rental expense under operating leases for 2014, 2013, and 2012 was approximately $2.5 million, $2.6 million, and $2.5 million, respectively.

	The Company is party to various legal proceedings arising in the ordinary course of business. In management’s opinion, the ultimate resolution of these legal proceedings will not have a material adverse effect on the Company’s financial position, results of operations, or cash flows.

	At December 31, 2014, the Company had borrowing lines available through the Bank with the FHLB of Dallas and other correspondent banks. The Bank had approximately $314.2 million available, subject to available collateral, under a secured line of credit with the FHLB of Dallas. Additional federal funds lines of credit were available through correspondent banks with approximately $33.5 million available for overnight borrowing at December 31, 2014. Additionally, $233.6 million in loan collateral is pledged under a Borrower-in-Custody line with the FRB-Atlanta. As of December 31, 2014, the Company had no borrowings with the FRB-Atlanta.

INCOME_TAXES

INCOME TAXES	12 Months Ended
INCOME TAXES	Dec. 31, 2014
INCOME TAXES [Abstract]
INCOME TAXES	12	INCOME TAXES

	Deferred income taxes reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. Significant components of our deferred tax assets and liabilities as of December 31, 2014 and 2013 are as follows (in thousands):

			2014			2013
	Deferred tax assets:
	Allowance for loan losses		$	5,593		$	5,359
	Alternative minimum tax credit			388			-
	Unrealized loss on securities			-			57
	Other			1,914			2,193
	Total deferred tax assets			7,895			7,609
	Deferred tax liabilities:
	Premises and equipment			4,336			5,153
	FHLB stock dividends			65			59
	Unrealized gains on securities			1,538			-
	Other			2,833			3,168
	Total deferred tax liabilities			8,772			8,380
	Net deferred tax liability		$	877		$	771

	Based upon the level of historical taxable income and projections for future taxable income over the periods in which the deferred tax assets are deductible, the Company believes that it is more likely than not that it will realize the benefits of these deductible differences existing at December 31, 2014. Therefore, no valuation allowance is necessary at this time. The net deferred tax liability is included in other liabilities on the consolidated balance sheets.

	Components of income tax expense are as follows (in thousands):

			2014			2013			2012
	Current		$	8,847		$	3,323		$	2,128
	Deferred (benefit) expense			(1,489	)		2,828			1,651
	Total income tax expense		$	7,358		$	6,151		$	3,779

	The provision for federal income taxes differs from the amount computed by applying the U.S. Federal income tax statutory rate of 35% on pre-tax income as follows (in thousands):

			December 31,
			2014			2013			2012
	Taxes calculated at statutory rate		$	9,264		$	7,114		$	4,697
	Increase (decrease) resulting from:
	Tax-exempt interest, net			(923	)		(1,095	)		(988	)
	Executive officer life insurance proceeds			(1,050	)		-			-
	Other			67			132			70
			$	7,358		$	6,151		$	3,779
	The Company’s federal income tax returns are open and subject to examination from the 2011 tax return year and forward. The various state income and franchise tax returns are generally open from the 2011 and later tax return years based on individual state statutes of limitation. We are not currently under examination by federal or state tax authorities for the 2011, 2012, or 2013 tax years.

EMPLOYEE_BENEFITS

EMPLOYEE BENEFITS	12 Months Ended
EMPLOYEE BENEFITS	Dec. 31, 2014
EMPLOYEE BENEFITS [Abstract]
EMPLOYEE BENEFITS	13	EMPLOYEE BENEFITS

	The Company sponsors a leveraged employee stock ownership plan (“ESOP”) that covers all employees who meet minimum age and service requirements. The Company makes annual contributions to the ESOP in amounts as determined by the Board of Directors. These contributions are used to pay debt service and purchase additional shares. In past years, certain ESOP shares were pledged as collateral for debt. As the debt was repaid, shares were released from collateral and allocated to active employees, based on the proportion of debt service paid in the year. On May 2, 2014, the ESOP borrowed $283,000 payable to MidSouth Bank, N.A for the purpose of purchasing additional shares of MidSouth Bancorp, Inc.’s common stock. A total of 5,300 shares at $17.16 per share, 4,700 shares at $18.00 per share and 6,000 shares at $17.98 per share were purchased with the loan proceeds on May 2, 2014, May 5, 2014 and May 7, 2014, respectively. The balance of the notes payable of the ESOP was $250,000 at December 31, 2014.

	Because the source of the loan payments are contributions received by the ESOP from the Company, the related notes receivable is shown as a reduction of stockholders’ equity. In accordance with GAAP, compensation costs relating to shares purchased are based on the fair value of shares committed to be released. The unreleased shares are not considered outstanding in the computation of earnings per common share. Dividends received on ESOP shares are allocated based on shares held for the benefit of each participant and used to purchase additional shares of stock for each participant. ESOP compensation expense consisting of both cash contributions and shares committed to be released for 2014 was approximately $720,000. ESOP compensation expense consisting of cash contributions for 2013 and 2012 was approximately $720,000 and $428,000, respectively. The cost basis of the shares released for 2014 was $17.71 per share. ESOP shares as of December 31, 2014 and 2013 were as follows:

			2014		2013
	Allocated shares			554,741		537,373
	Shares released for allocation			1,892		-
	Unreleased shares			14,108		-
	Total ESOP shares			570,741		537,373

	Fair value of unreleased shares at December 31		$	245,000	$	-

	The Company has deferred compensation arrangements with certain officers, which will provide them with a fixed benefit after retirement. The Company recorded a liability of approximately $1.3 million at December 31, 2014 and $1.2 million at December 31, 2013 in connection with these agreements. Deferred compensation expense recognized in 2014, 2013, and 2012 was approximately $80,000, $74,000, and $68,000, respectively.

	The Company sponsors defined contribution post-retirement benefit agreements to provide death benefits for the designated beneficiaries of certain of the Company's executive officers. Under the agreements, split-dollar whole life insurance contracts were purchased on certain executive officers. The increase in the cash surrender value of the contracts, less the Bank's cost of funds, constitutes the Company's contribution to the agreements each year. In the event the insurance contracts fail to produce positive returns, the Company has no obligation to contribute to the agreements. During 2014, 2013, and 2012, the Company incurred expenses of $7,000, $12,000 and $39,000, respectively, related to the agreements.

	The Company has a 401(k) retirement plan covering substantially all employees who have been employed for 90 days and meet certain other requirements. Under this plan, employees can contribute a portion of their salary within the limits provided by the Internal Revenue Code into the plan. The Company made contributions to the plan totaling $60,000, $60,000 and $33,000 in 2014, 2013 and 2012, respectively.

EMPLOYEE_STOCK_PLANS

EMPLOYEE STOCK PLANS	12 Months Ended
EMPLOYEE STOCK PLANS	Dec. 31, 2014
EMPLOYEE STOCK PLANS [Abstract]
EMPLOYEE STOCK PLANS	14	EMPLOYEE STOCK PLANS

	In May of 2007, our stockholders approved the 2007 Omnibus Incentive Compensation Plan to provide incentives and awards for directors, officers, and employees. “Awards” as defined in the Plan includes, with limitations, stock options (including restricted stock options), restricted stock awards, stock appreciation rights, performance shares, stock awards and cash awards, all on a stand-alone, combination, or tandem basis. The 2007 Omnibus Incentive Compensation Plan replaces the 1997 Stock Incentive Plan, which expired February of 2007. A total of 525,000 of our common shares outstanding were reserved for issuance under the Plan, of which 105,476 were available to be granted as of December 31, 2014.

	Stock Options – Of the 358,073 options outstanding at December 31, 2014, 6,042 were issued under the 1997 Stock Incentive Plan and 352,031 were issued under the 2007 Omnibus Incentive Compensation Plan. All options outstanding at December 31, 2014 are incentive stock options with a term of ten years, 315,571 of which vest 20% each year on the anniversary date of the grant and 42,502 of which vest 16.67% each year. The following table summarizes activity relating to stock options:

			Options			Weighted Average Exercise Price			Weighted Average Remaining Contractual Term		Aggregate Intrinsic Value
	Outstanding at December 31, 2011			35,100		$	14.07
	Granted			294,803			12.97
	Exercised			(14,117	)		7.15
	Forfeited or expired			(7,941	)		12.97
	Outstanding at December 31, 2012			307,845		$	13.36
	Granted			131,280			15.82
	Exercised			(6,155	)		11.1
	Forfeited or expired			(328	)		20.88
	Outstanding at December 31, 2013			432,642		$	14.13
	Granted			17,500			18.99
	Exercised			(49,560	)		12.97
	Forfeited or expired			(42,509	)		16.24
	Outstanding at December 31, 2014			358,073		$	14.28			7.81	$	1,094,000
	Exercisable at December 31, 2012			20,983		$	18.72
	Exercisable at December 31, 2013			70,457			14.81
	Exercisable at December 31, 2014			109,691			13.98			7.33	$	368,000

	A summary of changes in unvested options for the period ended December 31, 2014 is as follows:

			Number			Weighted Average
			of			Grant Date
			Options			Fair Value
	Unvested options outstanding, beginning of year			362,185		$	4.84
	Granted			17,500			5.77
	Vested			(100,755	)		4.67
	Forfeited			(30,548	)		5.19
	Unvested options outstanding, end of year			248,382		$	4.93

	As of December 31, 2014 there was a total of $1.0 million in unrecognized compensation cost related to nonvested share-based compensation arrangements. The total amount of options expensed during the years ended December 31, 2014, 2013 and 2012 was $442,000, $308,000 and $150,000, respectively.

	The fair value of each option granted is estimated on the grant date using the Black-Scholes Option Pricing Model. This model requires management to make certain assumptions, including the expected life of the option, the risk free rate of interest, the expected volatility, and the expected dividend yield. The risk free rate of interest is based on the yield of a U.S. Treasury security with a similar term. The expected volatility is based on historic volatility over a term similar to the expected life of the options. The dividend yield is based on the current yield at the date of grant. The following weighted average assumptions were made in estimating the fair value of the options granted in 2014 and 2013:

			2014			2013
	Risk free rate of interest			1.7	%		1.3	%
	Expected volatility			39.2	%		47.4	%
	Dividend yield			1.9	%		2.1	%
	Average expected life (in years)			5			5
	Weighted-average grant-date fair value		$	5.77		$	5.59

	The total intrinsic value of the options exercised was $217,000, $41,000, and $130,000 for the years ended December 31, 2014, 2013, and 2012, respectively.

	Restricted Stock Awards – On June 30, 2010, the Compensation Committee (formerly the Personnel Committee) of the Board of Directors of the Company made grants of 22,047 shares of restricted stock under the Company’s 2007 Omnibus Incentive Compensation Plan to certain officers and employees of the Company. The restricted shares of stock, which are subject to the terms of a Restricted Stock Grant Agreement between the Company and each recipient, fully vested on June 30, 2013. Prior to vesting, the recipient was entitled to vote the shares and received the dividends as declared by the Company with respect to its common stock. Compensation expense for restricted stock was based on the fair value of the restricted stock awards at the time of the grant, which was equal to the market value of the Company’s common stock on the date of grant. The value of the restricted stock grants was amortized monthly into compensation expense over the three year vesting period.

	The restricted shares had a fair value of $12.77 per share on the date of issuance. For the year ended December 31, 2013 and 2012, compensation expense of $21,000 and $57,000, respectively, was recognized related to non-vested restricted stock awards.

STOCKHOLDERS_EQUITY

STOCKHOLDERS' EQUITY	12 Months Ended
	Dec. 31, 2014
STOCKHOLDERS' EQUITY [Abstract]
STOCKHOLDERS' EQUITY	15	STOCKHOLDERS’ EQUITY

	The payment of dividends by the Bank to the Company is restricted by various regulatory and statutory limitations. At December 31, 2014, the Bank had approximately $21.0 million available to pay dividends to the parent company without regulatory approval.

	On January 9, 2009 the Company issued 20,000 shares of Series A Preferred Stock associated with its participation in the Treasury’s Capital Purchase Plan (“CPP”) under the Troubled Asset Relief Program. The proceeds from this sale of $20,000,000 less direct costs to issue were allocated to preferred stock. As part of the CPP transaction, the Company issued the Treasury a warrant to purchase 208,768 shares of our common stock at an exercise price of $14.37 per share. However, as a result of the completion of our public offering in December 2009, the number of shares subject to the warrants held by the Treasury was reduced to 104,384 shares. In late 2011, the Treasury sold this warrant to an unrelated third party. The Company did not receive any proceeds from such sale.

	The Series A preferred stock qualified as Tier 1 capital and paid cumulative dividends at a rate of 5% per annum. In August 2011, the Company redeemed all 20,000 outstanding shares of Series A preferred stock at its stated value of $1,000 per share with funds from our issuance of 32,000 shares of Series B preferred stock in connection with the Company’s participation under the U.S. Treasury’s Small Business Lending Fund (“SBLF”). The remaining $12.0 million of net proceeds from the issuance was provided to the Bank as additional capital. The dividend rate on the Series B preferred stock was set at 1.00% for the fourth quarter of 2013 due to attaining the target 10% growth rate in qualified small business loans during the second quarter of 2013. Beginning March 2016, the dividend rate will increase to 9% per annum. The Series B preferred stock is nonvoting except for class voting rights on matters that would adversely affect the rights of the holders of the Series B preferred stock.

	On December 28, 2012, the Company issued 756,511 shares of common stock and 99,971 shares of Series C Preferred Stock in connection with the PSB acquisition. The Series C Preferred Stock is entitled to the payment of noncumulative dividends, if and when declared by the Company’s Board of Directors, at the rate of 4.00% per annum, payable quarterly in arrears on January 15, April 15, July 15 and October 15 of each year, beginning on April 15, 2013. The Series C Preferred Stock ranks pari passu with the existing Senior Non-Cumulative Perpetual Preferred Stock, Series B, issued in connection with the Company’s participation under the U. S. Treasury’s SBLF and senior to the Company’s common stock. The Company may redeem the Series C Preferred Stock, subject to regulatory approval, beginning on or after the fifth anniversary of the closing date of the Merger, at a redemption price equal to the liquidation value of the Series C Preferred Stock, plus declared but unpaid dividends, if any. The Company may also redeem the Series C Preferred Stock, subject to regulatory approval, at the same redemption price prior to the fifth anniversary of the closing date in the event the Series C Preferred Stock no longer qualifies for ‘Tier 1 Capital” treatment by the applicable federal banking regulators. Holders may convert the Series C Preferred Stock at any time into shares of the Company’s common stock at a conversion price of $18.00 per share, subject to customary anti-dilution adjustments. In addition, on or after the fifth anniversary of the closing date, the Company will have the option to require conversion of the Series C Preferred Stock if the closing price of the Company’s common stock for 20 trading days within any period of 30 consecutive trading days, exceeds 130% of the conversion price.

OTHER_COMPREHENSIVE_LOSS_INCOM

OTHER COMPREHENSIVE (LOSS) INCOME	12 Months Ended
OTHER COMPREHENSIVE (LOSS) INCOME	Dec. 31, 2014
Other Comprehensive Income (Loss) [Abstract]
OTHER COMPREHENSIVE INCOME (LOSS)	16	OTHER COMPREHENSIVE (LOSS) INCOME

	The following is a summary of the tax effects allocated to each component of other comprehensive (loss) income (in thousands):

			December 31,
			2014												2013								2012
			Before Tax Amount				Tax				Net of Tax Amount				Before Tax Amount			Tax		Net of Tax Amount			Before Tax Amount			Tax			Net of Tax Amount
			Before Tax Amount				Effect				Net of Tax Amount				Before Tax Amount			Effect		Net of Tax Amount			Before Tax Amount			Effect			Net of Tax Amount
	Other comprehensive income (loss):
	Securities available-for-sale:
	Change in unrealized gain/loss during period		$	4,687			$	(1,641	)		$	3,046			$	(12,481	)	$	4,368	$	(8,113	)	$	831		$	(291	)	$	540
	Reclassification adjustment for gains included in net income			(128	)			45				(83	)			(234	)		82		(152	)		(204	)		71			(133	)
	Total other comprehensive income (loss)		$	4,559			$	(1,596	)		$	2,963			$	(12,715	)	$	4,450	$	(8,265	)	$	627		$	(220	)	$	407

	The reclassifications out of accumulated other comprehensive income into net earnings are presented below (in thousands):

			December 31,
			2014					2013					2012
	Details about Accumulated Other Comprehensive Income Components		Reclassifications Out of Accumulated Other Comprehensive Income			Statement of		Reclassifications Out of Accumulated Other Comprehensive Income			Statement of		Reclassifications Out of Accumulated Other Comprehensive Income			Statement of
						Earnings Line					Earnings Line					Earnings Line
						Item					Item					Item
	Unrealized gains and losses on securities available-for-sale:
			$	(128	)	Gain on securities, net		$	(234	)	Gain on securities, net		$	(204	)	Gain on securities, net
				45		Income tax expense			82		Income tax expense			71		Income tax expense
			$	(83	)	Net of tax		$	(152	)	Net of tax		$	(133	)	Net of tax

NET_EARNINGS_PER_COMMON_SHARE

NET EARNINGS PER COMMON SHARE	12 Months Ended
NET EARNINGS PER COMMON SHARE	Dec. 31, 2014
NET EARNINGS PER COMMON SHARE [Abstract]
NET EARNINGS PER COMMON SHARE	17	NET EARNINGS PER COMMON SHARE

	Following is a summary of the information used in the computation of earnings per common share (in thousands):

			December 31,
			2014		2013		2012
	Net earnings available to common stockholders		$	18,412	$	12,844	$	8,095
	Dividends on Series C preferred stock			378		400		-
	Adjusted net earnings available to common stockholders		$	18,790	$	13,244	$	8,095
	Weighted average number of common shares outstanding used in computation of basic earnings per common share			11,282		11,247		10,482
	Effect of dilutive securities:
	Stock options			77		50		24
	Restricted stock			-		-		12
	Preferred stock			542		564		6
	Weighted average number of common shares outstanding plus effect of dilutive securities used in computation of diluted earnings per common share			11,901		11,861		10,524

	Options to acquire 24,855, 134,611 and 18,331 shares of common stock were not included in computing diluted earnings per share for the years ended December 31, 2014, 2013 and 2012, respectively, because the effect of these shares was anti-dilutive. The remaining 104,384 shares subject to the outstanding warrant issued in connection with the CPP transaction were anti-dilutive and not included in the computation of diluted earnings per share for the year ended December 31, 2012.

FINANCIAL_INSTRUMENTS_WITH_OFF

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK	12 Months Ended
	Dec. 31, 2014
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK [Abstract]
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK	18	FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK

	The Bank is party to various financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers and to reduce its own exposure to fluctuations in interest rates. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the statements of financial condition. The contract or notional amounts of those instruments reflect the extent of the Bank’s involvement in particular classes of financial instruments.

	The Bank’s exposure to loan loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit, standby letters of credit, and financial guarantees is represented by the contractual amount of those instruments. The Bank uses the same credit policies, including considerations of collateral requirements, in making these commitments and conditional obligations as it does for on-balance sheet instruments.

			Contract or Notional Amount
			2014		2013
	Financial instruments whose contract amounts represent credit risk:
	(in thousands)
	Commitments to extend credit		$	269,672	$	264,346
	Letters of credit			6,524		9,505

	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being fully drawn upon, the total commitment amounts disclosed above do not necessarily represent future cash requirements. Substantially all of these commitments are at variable rates.

	Commercial letters of credit and financial guarantees are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to its customers. Approximately 83% and 86% of these letters of credit were secured by marketable securities, cash on deposit, or other assets at December 31, 2014 and 2013, respectively.

REGULATORY_MATTERS

REGULATORY MATTERS	12 Months Ended
REGULATORY MATTERS	Dec. 31, 2014
REGULATORY MATTERS [Abstract]
REGULATORY MATTERS	19	REGULATORY MATTERS

	The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the financial statements. Under capital adequacy guidelines, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.

	Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the table below) of total and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined) and to average assets (as defined).

	As of December 31, 2014, the most recent notifications from the Federal Deposit Insurance Corporation categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized the Bank must maintain minimum total risk‑based, Tier I risk‑based, and Tier I leverage capital ratios as set forth in the table (in thousands). There are no conditions or events since those notifications that management believes has changed the Bank’s category.

	The Company’s and the Bank’s actual capital amounts and ratios are presented in the table below (in thousands):

			Actual					Required for Minimum Capital Adequacy Purposes					To be Well Capitalized Under Prompt Corrective Action Provisions
			Amount		Ratio			Amount		Ratio			Amount		Ratio
	As of December 31, 2014:
	Total capital to risk-weighted assets:
	Company		$	190,060		13.73	%	$	110,758		8	%		N/A		N/A
	Bank		$	179,225		12.94	%	$	110,842		8	%	$	138,552		10	%
	Tier I capital to risk-weighted assets:
	Company		$	178,649		12.9	%	$	55,379		4	%		N/A		N/A
	Bank		$	167,814		12.11	%	$	55,421		4	%	$	83,131		6	%
	Tier I capital to average assets:
	Company		$	178,649		9.52	%	$	75,029		4	%		N/A		N/A
	Bank		$	167,814		8.95	%	$	74,994		4	%	$	112,492		5	%

			Actual					Required for Minimum Capital Adequacy Purposes					To be Well Capitalized Under Prompt Corrective Action Provisions
			Amount		Ratio			Amount		Ratio			Amount		Ratio
	As of December 31, 2013:
	Total capital to risk-weighted assets:
	Company		$	178,343		14.19	%	$	100,536		8	%		N/A		N/A
	Bank		$	170,262		13.56	%	$	100,466		8	%	$	125,582		10	%
	Tier I capital to risk-weighted assets:
	Company		$	169,242		13.47	%	$	50,268		4	%		N/A		N/A
	Bank		$	161,283		12.84	%	$	50,233		4	%	$	75,349		6	%
	Tier I capital to average assets:
	Company		$	169,242		9.35	%	$	72,405		4	%		N/A		N/A
	Bank		$	161,283		8.91	%	$	72,384		4	%	$	108,576		5	%

	In July 2013, the Federal bank regulatory agencies issued a final rule that will revise their risk-based capital requirements and the method for calculating components of capital and of computing risk-weighted assets to make them consistent with agreements that were reached by the Basel Committee on Banking Supervision and certain provisions of the Dodd-Frank Act. The final rule applies to all depository institutions, top-tier bank holding companies with total consolidated assets of $500 million or more and top-tier savings and loan holding companies. The rule establishes a new common equity Tier 1 minimum capital requirement, increases the minimum capital ratios and assigns a higher risk weight to certain assets based on the risk associated with these assets. The final rule includes transition periods that generally implement the new regulations over a five year period. These changes will be phased in beginning in January 2015, and while management continues to evaluate this final rule and its potential impact, preliminary assessments indicate that the Bank and the Company will continue to exceed all regulatory capital requirements under the new rule.

FAIR_VALUE_MEASUREMENTS_AND_DI

FAIR VALUE MEASUREMENTS AND DISCLOSURES	12 Months Ended
FAIR VALUE MEASUREMENTS AND DISCLOSURES	Dec. 31, 2014
FAIR VALUE MEASUREMENTS AND DISCLOSURES [Abstract]
FAIR VALUE MEASUREMENTS AND DISCLOSURES	20	FAIR VALUE MEASUREMENTS AND DISCLOSURES

	The Company utilizes fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. Securities available-for-sale are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as impaired loans and other real estate. These nonrecurring fair value adjustments typically involve the application of the lower of cost or market accounting or write-downs of individual assets. Additionally, the Company is required to disclose, but not record, the fair value of other financial instruments.

	Fair Value Hierarchy

	The Company groups assets and liabilities at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are:

	Level 1 – Valuation is based upon quoted prices for identical instruments traded in active markets.

	Level 2 – Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market.

	Level 3 – Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques.

	Following is a description of valuation methodologies used for assets and liabilities which are either recorded or disclosed at fair value.

	Cash and cash equivalents—The carrying value of cash and cash equivalents is a reasonable estimate of fair value.

	Time Deposits in Other Banks—Fair values for fixed-rate time deposits are estimated using a discounted cash flow analysis that applies interest rates currently being offered on time deposits of similar terms of maturity.

	Securities Available-for-Sale—Securities available-for-sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted prices, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions. Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange and U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter market funds. Securities are classified as Level 2 within the valuation hierarchy when the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information, and the bond’s terms and conditions, among other things. Level 2 inputs are used to value U.S. Agency securities, mortgage-backed securities, municipal securities, single issue trust preferred securities, certain pooled trust preferred securities, and certain equity securities that are not actively traded.

	Securities Held-to-Maturity—The fair value of securities held-to-maturity is estimated using the same measurement techniques as securities available-for-sale.

	Other investments—The carrying value of other investments is a reasonable estimate of fair value.

	Loans—For disclosure purposes, the fair value of fixed rate loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings. For variable rate loans, the carrying amount is a reasonable estimate of fair value. The Company does not record loans at fair value on a recurring basis. No adjustment to fair value is taken related to illiquidity discounts. However, from time to time, a loan is considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management uses one of three methods to measure impairment, which, include collateral value, market value of similar debt, and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. Impaired loans where an allowance is established based on the fair value of collateral or where the loan balance has been charged down to fair value require classification in the fair value hierarchy. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the impaired loan as nonrecurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and adjusts the appraisal value by taking an additional discount for market conditions and there is no observable market price, the Company records the impaired loan as nonrecurring Level 3.

	For non-performing loans, collateral valuations currently in file are reviewed for acceptability in terms of timeliness and applicability. Although each determination is made based on the facts and circumstances of each credit, generally valuations are no longer considered acceptable when there has been physical deterioration of the property from when it was last appraised, or there has been a significant change in the underlying assumptions of the appraisal. If the valuation is deemed to be unacceptable, a new appraisal is ordered. New appraisals are typically received within 4-6 weeks. While awaiting new appraisals, the valuation in file is utilized, net of discounts. Discounts are derived from available relevant market data, selling costs, taxes, and insurance. Any perceived collateral deficiency utilizing the discounted value is specifically reserved (as required by ASC Topic 310) until the new appraisal is received or charged off. Thus, provisions or charge-offs are recognized in the period the credit is identified as non-performing.

	The following sources are utilized to set appropriate discounts: market real estate agents, current local sales data, bank history for devaluation of similar property, Sheriff’s valuations and buy/sell contracts. If a real estate agent is used to market and sell the property, values are discounted 6% for selling costs and an additional 4% for taxes, insurance and maintenance costs. Additional discounts may be applied if research from the above sources indicates a discount is appropriate given devaluation of similar property from the time of the initial valuation.

	Other Real Estate—Other real estate properties are adjusted to fair value upon transfer of the loans to other real estate, and annually thereafter to insure other real estate assets are carried at the lower of carrying value or fair value. Exceptions to obtaining initial appraisals are properties where a buy/sell agreement exists for the loan value or greater, or where we have received a Sheriff’s valuation for properties liquidated through a Sheriff sale. Fair value is based upon independent market prices, appraised values of the collateral or management’s estimation of the value of the collateral. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the other real estate as nonrecurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and adjusts the appraisal value by taking an additional discount for market conditions and there is no observable market prices, the Company records the other real estate asset as nonrecurring Level 3.

	Cash Surrender Value of Life Insurance Policies—Fair value for life insurance cash surrender value is based on cash surrender values indicated by the insurance companies.

	Deposits—The fair value of demand deposits, savings accounts, NOW accounts, and money market deposits is the amount payable on demand at the reporting date. The fair value of fixed maturity certificates of deposit is estimated by discounting the future cash flows using the rates currently offered for deposits of similar remaining maturities. The estimated fair value does not include customer related intangibles.

	Securities Sold Under Agreements to Repurchase—The fair value approximates the carrying value of repurchase agreements due to their short-term nature.

	Short-term Federal Home Loan Bank advances—The fair value approximates the carrying value of short-term FHLB advances due to their short-term nature.

	Notes Payable—The fair value of notes payable is estimated using a discounted cash flow analysis that applies interest rates currently being offered on similar types of borrowings with similar terms.

	Junior Subordinated Debentures—For junior subordinated debentures that bear interest on a floating basis, the carrying amount approximates fair value. For junior subordinated debentures that bear interest on a fixed rate basis, the fair value is estimated using a discounted cash flow analysis that applies interest rates currently being offered on similar types of borrowings.

	Commitments to Extend Credit, Standby Letters of Credit and Credit Card Guarantees—Because commitments to extend credit and standby letters of credit are generally short-term and made using variable rates, the carrying value and estimated fair value associated with these instruments are immaterial.

	Assets Recorded at Fair Value
	Below is a table that presents information about certain assets and liabilities measured at fair value on a recurring basis (in thousands):

			Assets / Liabilities			Fair Value Measurements
			Measured at Fair Value			at December 31, 2014
	Description		at December 31, 2014			Level 1			Level 2			Level 3
	Available-for-sale securities:
	U.S. Government sponsored enterprises		$	10,227		$	-		$	10,227		$	-
	Obligations of state and political subdivisions			44,605			-			44,605			-
	GSE mortgage-backed securities			109,103			-			109,103			-
	Collateralized mortgage obligations: residential			60,839			-			60,839			-
	Collateralized mortgage obligations: commercial			24,545			-			24,545			-
	Other asset-backed securities			24,343			-			24,343			-
	Collateralized debt obligation			1,218			-			1,218			-
	Mutual funds			2,104			2,104			-			-

		Assets / Liabilities			Fair Value Measurements
		Measured at Fair Value			at December 31, 2013
Description		at December 31, 2013			Level 1			Level 2			Level 3
Available-for-sale securities:
U.S. Government sponsored enterprises		$	11,265		$	-		$	11,265		$	-
Obligations of state and political subdivisions			59,978			-			59,978			-
GSE mortgage-backed securities			145,965			-			145,965			-
Collateralized mortgage obligations: residential			70,887			-			70,887			-
Collateralized mortgage obligations: commercial			27,346			-			27,346			-
Other asset-backed securities			25,489			-			25,489			-
Collateralized debt obligation			735			-			735			-

Certain assets and liabilities are measured at fair value on a nonrecurring basis and therefore are not included in the table above. Impaired loans are level 2 assets measured using appraisals from external parties of the collateral less any prior liens. Other real estate owned are also level 2 assets measured using appraisals from external parties.

Assets measured at fair value on a nonrecurring basis are as follows (in thousands):

		Assets / Liabilities			Fair Value Measurements
		Measured at Fair Value			at December 31, 2014
Description		at December 31, 2014			Level 1			Level 2			Level 3
Impaired loans		$	5,051		$	-		$	5,051		$	-
Other real estate			4,234			-			4,234			-

		Assets / Liabilities			Fair Value Measurements
		Measured at Fair Value			at December 31, 2013
Description		at December 31, 2013			Level 1			Level 2			Level 3
Impaired loans		$	1,973		$	-		$	1,973		$	-
Other real estate			6,687			-			6,687			-

Limitations
Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on many judgments. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates.

Fair value estimates are based on existing on and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Significant assets and liabilities that are not considered financial instruments include deferred income taxes and premises and equipment. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in the estimates.

The estimated fair values of our financial instruments are as follows at December 31, 2014 and 2013 (in thousands):

					Fair Value Measurements at
					December 31, 2014 Using:
		Carrying			Level 1			Level 2			Level 3
		Value			Level 1			Level 2			Level 3
Financial assets:
Cash and cash equivalents		$	86,872		$	86,872		$	-		$	-
Securities available-for-sale			276,984			2,104			274,880			-
Securities held-to-maturity			141,201			-			141,593			-
Other investments			9,990			9,990			-			-
Loans, net			1,273,205			-			5,051			1,277,882
Cash surrender value of life insurance policies			13,659			-			13,659			-
Financial liabilities:
Non-interest-bearing deposits			390,863			-			390,863			-
Interest-bearing deposits			1,194,371			-			943,255			251,291
Securities sold under agreements to repurchase			62,098			62,098			-			-
Short-term Federal Home Loan Bank advances			25,000			-			25,000			-
Notes payable			26,277			-			-			27,193
Junior subordinated debentures			22,167			-			22,167			-


					Fair Value Measurements at
					December 31, 2013 Using:
		Carrying			Level 1			Level 2			Level 3
		Value			Level 1			Level 2			Level 3
Financial assets:
Cash and cash equivalents		$	59,731		$	59,731		$	-		$	-
Securities available-for-sale			341,665			-			341,665			-
Securities held-to-maturity			155,523			-			151,168			-
Other investments			11,526			11,526			-			-
Loans, net			1,128,775			-			1,973			1,137,767
Cash surrender value of life insurance policies			13,450			-			13,450			-
Financial liabilities:
Non-interest-bearing deposits			383,257			-			383,257			-
Interest-bearing deposits			1,135,546			-			895,346			241,359
Securities sold under agreements to repurchase			53,916			53,916			-			-
Short-term Federal Home Loan Bank advances			25,000			-			25,000			-
Notes payable			27,703			-			-			28,813
Junior subordinated debentures			29,384			-			22,167			7,776

OTHER_NONINTEREST_INCOME_AND_E

OTHER NON-INTEREST INCOME AND EXPENSE	12 Months Ended
OTHER NON-INTEREST INCOME AND EXPENSE	Dec. 31, 2014
OTHER NON-INTEREST INCOME AND EXPENSE [Abstract]
OTHER NON-INTEREST INCOME AND EXPENSE	21	OTHER NON-INTEREST INCOME AND EXPENSE

	For the years ended December 31, 2014, 2013, and 2012, none of the components of other noninterest income were greater than 1% of interest income and noninterest income.

	Components of other noninterest expense greater than 1% of interest income and noninterest income consisted of the following for the years ended December 31, 2014, 2013, and 2012 (in thousands):

			2014		2013		2012
	Professional fees		$	1,802	$	1,709	$	2,022
	FDIC fees			1,050		1,136		930
	Marketing expenses			1,658		2,340		1,648
	Corporate development expense			1,420		1,507		1,022
	Data processing			1,940		1,955		1,689
	Printing and supplies			1,114		1,494		1,105
	Expenses on other real estate owned and other assets repossessed			691		1,201		1,767
	Amortization of intangibles			1,106		1,106		762

SUBSEQUENT_EVENTS

SUBSEQUENT EVENTS	12 Months Ended
	Dec. 31, 2014
SUBSEQUENT EVENTS [Abstract]
SUBSEQUENT EVENTS	22	SUBSEQUENT EVENTS

	The Company has evaluated all subsequent events and transactions that occurred after December 31, 2014 up through the date of filing this Annual Report on Form 10-K. No events or changes in circumstances were identified that would have an adverse impact on the financial statements.

CONDENSED_FINANCIAL_INFORMATIO

CONDENSED FINANCIAL INFORMATION OF PARENT COMPANY	12 Months Ended
CONDENSED FINANCIAL INFORMATION OF PARENT COMPANY	Dec. 31, 2014
CONDENSED FINANCIAL INFORMATION OF PARENT COMPANY [Abstract]
CONDENSED FINANCIAL INFORMATION OF PARENT COMPANY	23	CONDENSED FINANCIAL INFORMATION OF PARENT COMPANY

	Summarized financial information for MidSouth Bancorp, Inc. (parent company only) follows:

	Balance Sheets
	December 31, 2014 and 2013
	(in thousands)
			2014				2013
	Assets
	Cash and interest-bearing deposits in banks		$	9,452			$	7,879
	Securities available-for-sale			1,218				735
	Other assets			4,486				2,642
	Investment in and advances to subsidiaries			219,216				211,494
	Total assets		$	234,372			$	222,750

	Liabilities and Stockholders’ Equity
	Liabilities:
	Dividends payable		$	1,208			$	1,093
	Notes payable			-				1,000
	Junior subordinated debentures			22,167				29,384
	ESOP obligation			250				-
	Other			1,735				524
	Total liabilities			25,360				32,001
	Stockholders’ equity			209,012				190,749
	Total liabilities and stockholders’ equity		$	234,372			$	222,750

	Statements of Earnings
	For the Years Ended December 31, 2014, 2013, and 2012
	(in thousands)
			2014				2013				2012
	Revenue:
	Dividends from Bank and nonbank subsidiaries		$	15,500			$	11,000			$	-
	Rental and other income			87				125				102
				15,587				11,125				102

	Expenses:
	Interest on short- and long-term debt			1,087				1,415				984
	Professional fees			217				345				804
	Other expenses			844				547				1,126
				2,148				2,307				2,914
	Income (loss) before equity in undistributed earnings of subsidiaries and income taxes			13,439				8,818				(2,812	)

	Equity in undistributed earnings of subsidiaries			4,955				4,600				11,477

	Income tax benefit			716				758				977

	Net earnings		$	19,110			$	14,176			$	9,642

	Statements of Cash Flows
	For the Years Ended December 31, 2014, 2013, and 2012
	(in thousands)
			2014				2013				2012
	Cash flows from operating activities:
	Net earnings		$	19,110			$	14,176			$	9,642
	Adjustments to reconcile net earnings to net cash provided by operating activities:
	Undistributed earnings of subsidiaries			(4,955	)			(4,600	)			(11,477	)
	Other, net			(872	)			(668	)			(2,306	)
	Net cash provided by (used in) operating activities			13,283				8,908				(4,141	)

	Cash flows from investing activities:
	Purchase of securities available-for-sale			-				(464	)			-
	Proceeds from prepayments of securities available-for-sale			198				-				-
	Outlays for business acquisition, net of cash acquired			-				-				(14,360	)
	Other, net			217				223				-
Net cash provided by (used in) investing activities			415				(241	)			(14,360	)

Cash flows from financing activities:
Proceeds from exercise of stock options			643				69				100
Payment of preferred dividends			(704	)			(1,519	)			(1,579	)
Payment of common dividends			(3,838	)			(3,320	)			(2,932	)
Purchase of treasury stock			(9	)			-				-
Repayment of long-term debt			(8,217	)			(1,000	)			-
Net cash used in financing activities			(12,125	)			(5,770	)			(4,411	)

Net change in cash and cash equivalents			1,573				2,897				(22,912	)
Cash and cash equivalents at beginning of year			7,879				4,982				27,894
Cash and cash equivalents at end of year		$	9,452			$	7,879			$	4,982

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2014
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
Basic of Presentation	Basis of Presentation—The consolidated financial statements include the accounts of MidSouth Bancorp, Inc. (the “Company”) and its wholly owned subsidiaries MidSouth Bank, N.A. (the “Bank”), Financial Services of the South, Inc. (the “Finance Company”), which has liquidated its loan portfolio, and Peoples General Agency (“PGA”). All significant intercompany accounts and transactions have been eliminated in consolidation. We are subject to regulation under the Bank Holding Company Act of 1956. The Bank is primarily regulated by the Office of the Comptroller of the Currency (“OCC”) and the Federal Deposit Insurance Corporation (“FDIC”).

	We are a financial holding company headquartered in Lafayette, Louisiana operating principally in the community banking business by providing banking services to commercial and retail customers through the Bank. The Bank is community oriented and focuses primarily on offering competitive commercial and consumer loan and deposit services to individuals and small to middle market businesses in Louisiana and central and east Texas.

	The accounting principles we follow and the methods of applying these principles conform with accounting principles generally accepted in the United States of America (“GAAP”) and with general practices within the banking industry. In preparing the financial statements in conformity with GAAP, management is required to make estimates and assumptions that affect the reported amounts in the financial statements. Actual results could differ significantly from those estimates. Material estimates common to the banking industry that are particularly susceptible to significant change in the near term include, but are not limited to, the determination of the allowance for loan losses, the valuation of real estate acquired in connection with or in lieu of foreclosure on loans, the assessment of goodwill for impairment, and valuation allowances associated with the realization of deferred tax assets which are based on future taxable income. Given the current instability of the economic environment, it is reasonably possible that the methodology of the assessment of potential loan losses, losses on other real estate owned, goodwill impairment, and other fair value measurements could change in the near term or could result in impairment going forward.
Cash and cash equivalents	Cash and cash equivalents—Cash and cash equivalents include cash on hand, amounts due from banks, interest-bearing deposits in other banks with original maturities of less than 90 days, and federal funds sold.
Investment Securities	Investment Securities—We determine the appropriate classification of debt securities at the time of purchase and reassesses this classification periodically. Trading account securities are held for resale in anticipation of short‑term market movements. Debt securities are classified as held‑to‑maturity when we have the positive intent and ability to hold the securities to maturity. Securities not classified as held‑to‑maturity or trading are classified as available‑for‑sale. We had no trading account securities during the three years ended December 31, 2014. Held‑to‑maturity securities are stated at amortized cost. Available‑for‑sale securities are stated at fair value, with unrealized gains and losses, net of deferred taxes, reported as a separate component of stockholders’ equity.

	The amortized cost of debt securities classified as held‑to‑maturity or available‑for‑sale is adjusted for amortization of premiums and accretion of discounts to maturity or, in the case of mortgage‑backed securities, over the estimated life of the security. Amortization, accretion, and accrued interest are included in interest income on securities. Realized gains and losses on the sale of securities available‑for‑sale are included in earnings and are determined using the specific‑identification method.

	Management evaluates investment securities for other than temporary impairment on a quarterly basis. A decline in the fair value of available-for-sale and held-to-maturity securities below cost that is deemed other than temporary is charged to earnings for a decline in value deemed to be credit related and a new cost basis for the security is established. The decline in value attributed to non-credit related factors is recognized in other comprehensive income.
Other Investments	Other Investments—Other investments include Federal Reserve Bank and Federal Home Loan Bank stock, as well as other correspondent bank stocks and our CRA investment which have no readily determined market value and are carried at cost. Due to the redemption provisions of the investments, the fair value equals cost and no impairment exists.
Loans	Loans—Loans that we have the intent and ability to hold for the foreseeable future or until maturity are reported at the principal amount outstanding, net of the allowance for loan losses and any deferred fees or costs on originated loans. Interest income on commercial and real estate mortgage loans is calculated by using the simple interest method on the daily balance of the principal amount outstanding. Unearned income on installment loans is credited to operations based on a method which approximates the interest method. In-house legal counsel and the collections department are responsible for validating loans past due for reporting purposes. Once loans are determined to be past due, the collections department actively works with customers to bring loans back to current status.

	We consider a loan to be impaired when, based upon current information and events, we believe it is probable that we will be unable to collect all amounts due according to the contractual terms of the loan agreement. All loans classified as special mention, substandard, or doubtful, based on credit risk rating factors, are reviewed for impairment. Our impaired loans include troubled debt restructurings and performing and nonperforming major loans in which full payment of principal or interest is not expected. Although our policy requires that non-major homogenous loans, which include all loans under $250,000, be evaluated on an overall basis, our current volume of impaired loans allows us to evaluate each impaired loan individually. We calculate the allowance required for impaired loans based on the present value of expected future cash flows discounted at the loan’s effective interest rate, or at the loan’s observable market price or the fair value of the collateral if the loan is collateral dependent. A loan may be impaired but not on nonaccrual status when available information suggests that it is probable the Bank may not receive all contractual principal and interest, however, the loan is still current and payments are received in accordance with the terms of the loan. Payments received for impaired loans not on nonaccrual status are applied to principal and interest.

	All impaired loans are reviewed, at minimum, on a quarterly basis. Reviews may be performed more frequently if material information is available before the next scheduled quarterly review. Existing valuations are reviewed to determine if additional discounts or new appraisals are required. After this review, when comparing the resulting collateral valuation to the outstanding loan balance, if the discounted collateral value exceeds the loan balance no specific allocation is reserved. All loans included in our impairment analysis are subject to the same procedure and review, with no distinction given to the dollar amount of the loan.

	Our Special Assets Committee meets monthly on troubled credits to review loans with adverse classifications. Loan officers, loan review officers, and in-house legal counsel contribute updated information on each credit, reviewing potential declines or improvements in the borrower’s repayment ability and our collateral position. If deterioration in our collateral position is determined, additional discounts may be applied to the impairment analysis before the new appraisal is received. The committee makes a determination of whether the loans reviewed have reached a point of collateral dependency and sufficient doubt exists as to collectability. As a matter of policy, loans are placed on nonaccrual status when, in the judgment of committee members, the probability of collection of interest is deemed insufficient to warrant further accrual. For loans placed on nonaccrual status, the accrual of interest is discontinued and subsequent payments received are applied to the principal balance. Interest income is recorded after principal has been satisfied and as payments are received. Additionally, loans may be placed on nonaccrual status when the loan becomes 90 days past due and any of the following conditions exist: it becomes evident that the borrower will not make payments or will not or cannot meet the Bank’s terms for the renewal of a matured loan, full repayment of principal and interest is not expected, the loan has a credit quality of substandard, the borrower files bankruptcy and an approved plan of reorganization or liquidation is not anticipated in the near future, or foreclosure action is initiated. When a loan is placed on nonaccrual status, previously accrued but unpaid interest for the current year is deducted from interest income. Prior year unpaid interest is charged to the allowance for loan losses. Some loans may continue accruing after 90 days if the loan is in the process of renewing, being paid off, or the underlying collateral fully supports both the principal and accrued interest and the loan is in the process of collection.

	Nonaccrual loans may be returned to accrual status if all principal and interest amounts contractually owed are reasonably assured of repayment within a reasonable period and there is a period of at least six months to one year of repayment performance by the borrower depending on the contractual payment terms. Our Special Assets Committee must approve the return of loans to accrual status as well as exceptions to any requirements of the non-accrual policy.

	Generally, commercial, financial, and agricultural loans; construction loans; commercial real estate loans; consumer loans; and finance leases which become 90 days delinquent are either in the process of collection through repossession or foreclosure or are deemed currently uncollectible. The portion of loans deemed currently uncollectible, due to insufficient collateral, are charged‑off against the allowance for loan losses. All loans requested to be charged-off must be specifically authorized by in-house legal counsel and the CEO. Requests may be initiated by collection personnel, bank counsel, loan review, and lending personnel. Charge-offs will be reviewed by in-house legal counsel and the CEO to ensure the propriety and accuracy of charge-off recommendations. Factors considered when determining loan collectability and amount to be charged off for all segments in our loan portfolio include delinquent principal or interest repayment, the ability of borrower to make future payments, collateral value of outstanding debt, and the adequacy of guarantors support. It is the responsibility of in-house legal counsel to report all charge-offs to the Board of Directors or its designated Committee for ratification.
Credit Risk Rating	Credit Risk Rating—We manage credit risk by observing written underwriting standards and lending policy established by the Board of Directors and management to govern all lending activities. The risk management program requires that each individual loan officer review his or her portfolio on a quarterly basis and assign recommended credit ratings on each loan. These efforts are supplemented by independent reviews performed by a loan review officer and other validations performed by the internal audit department. The results of the reviews are reported directly to the Audit Committee of the Board of Directors. Additionally, Bank concentrations are monitored and reported quarterly for risk rating distributions, major standard industry classification segments, real estate concentrations, and collateral distributions.

	Consumer and residential real estate loans are normally graded at inception, and the grade generally remains the same throughout the life of the loan. Loan grades on commercial, financial, and agricultural; construction; commercial real estate; and finance leases may be changed at any time when circumstances warrant, and are at a minimum reviewed quarterly.

	Loans can be classified into the following three risk rating groupings: pass, special mention, and substandard/doubtful. Factors considered in determining a risk rating grade include debt service capacity, capital structure/liquidity, management, collateral quality, industry risk, company trends/operating performance, repayment source, revenue diversification/customer concentration, quality of financial information, and financing alternatives. Pass grade signifies the highest quality of loans to loans with reasonable credit risk, which may include borrowers with marginally adequate financial performance, but have the ability to repay the debt. Special mention loans have potential weaknesses that warrant extra attention from the loan officer and other management personnel, but still have the ability to repay the debt. Substandard classification includes loans with well-defined weaknesses with risk of potential loss. Loans classified as doubtful are considered to have little recovery value and are charged off.
Allowance for Loan Losses	Allowance for Loan Losses—The allowance for loan losses is a valuation account available to absorb probable losses on loans. All losses are charged to the allowance for loan losses when the loss actually occurs or when a determination is made that a loss is likely to occur. Recoveries are credited to the allowance for loan losses at the time of recovery. Quarterly, we estimate the probable level of losses in the existing portfolio through consideration of such factors including, but not limited to, past loan loss experience; estimated losses in significant credits; known deterioration in concentrations of credit; trends in nonperforming assets; volume and composition of the loan portfolio, including percentages of special mention, substandard and past due loans; lending policies and control systems; known inherent risks in the portfolio; adverse situations that may affect the borrower’s ability to repay; the estimated value of any underlying collateral; current national and local economic conditions, including the unemployment rate, the price of oil, and real estate absorption time; the experience, ability and depth of lending management; collections personnel experience; and the results of examinations of the loan portfolio by regulatory agencies and others. Based on these estimates, the allowance for loan losses is increased by charges to earnings and decreased by charge‑offs (net of recoveries).

	The allowance is composed of general reserves and specific reserves. General reserves are determined by applying loss percentages to segments of the portfolio. The loss percentages are based on each segment’s historical loss experience, generally over the past twelve to eighteen months, and adjustment factors derived from conditions in the Bank’s internal and external environment. All loans considered to be impaired are evaluated on an individual basis to determine specific reserve allocations in accordance with GAAP. Loans for which specific reserves are provided are excluded from the calculation of general reserves.

	We have an internal loan review department that is independent of the lending function to challenge and corroborate the loan grade assigned by the lender and to provide additional analysis in determining the adequacy of the allowance for loan losses.

	Management and the Board of Directors believe the allowance for loan losses is appropriate at December 31, 2014. While determination of the allowance for loan losses is based on available information at a given point in time, future additions to the allowance may be necessary based on changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination process, periodically review our allowance for loan losses. Such agencies may require us to recognize additions or deductions to the allowance based on their judgment and information available to them at the time of their examination.
Interest Rate Swap Agreements	Interest Rate Swap Agreements—Derivative financial instruments are recognized as assets and liabilities on the consolidated balance sheets and, as required by ASC 815, the Company records all derivatives at fair value. Interest rate swaps are contracts in which a series of interest rate cash flows are exchanged over a prescribed period. The notional balance of interest rate swap agreements held by the Company at December 31, 2014 and 2013 was minimal and not material to the consolidated balance sheets.
Premises and Equipment	Premises and Equipment—Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are computed using the straight-line method over the estimated useful lives of the assets. The estimated useful lives used to compute depreciation are:

	Buildings and improvements	10 - 40 years
	Furniture, fixtures, and equipment	3 - 10 years
	Automobiles	3 - 5 years

	Leasehold improvements are amortized over the estimated useful lives of the improvements or the term of the lease, whichever is shorter.
Other Real Estate Owned	Other Real Estate Owned—Real estate properties acquired through, or in lieu of, loan foreclosures are initially recorded at the lower of carrying value or fair value less estimated costs to sell based on a current valuation at the time of foreclosure. After foreclosure, valuations are periodically performed by management and the real estate is carried at the lower of carrying amount or fair value less cost to sell. Revenues and expenses from operations and changes in the valuation allowance are charged to earnings.
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets—Goodwill represents the excess of the purchase price over the fair value of the net identifiable assets acquired in a business combination. Goodwill and other intangible assets deemed to have an indefinite useful life are not amortized but instead are subject to review for impairment annually, or more frequently if deemed necessary. Also, in connection with business combinations involving banks and branch locations, we generally record core deposit intangibles representing the value of the acquired core deposit base. Core deposit intangibles are amortized over the estimated useful life of the deposit base, generally on either a straight-line basis not exceeding 15 years or an accelerated basis over 10 years. The remaining useful lives of core deposit intangibles are evaluated periodically to determine whether events and circumstances warrant revision of the remaining period of amortization.
Cash Surrender Value of Life Insurance	Cash Surrender Value of Life Insurance—Life insurance contracts represent single premium life insurance contracts on the lives of certain officers of the Company. The Company is the beneficiary of these policies. These contracts are reported at their cash surrender value and changes in the cash surrender value are included in other noninterest income.
Repurchase Agreements	Repurchase Agreements—Securities sold under agreements to repurchase are secured borrowings treated as financing activities and are carried at the amounts at which the securities will be subsequently reacquired as specified in the respective agreements.
Deferred Compensation	Deferred Compensation—We record the expense of deferred compensation agreements over the service periods of the persons covered under these agreements.
Income Taxes	Income Taxes—Deferred tax assets and liabilities are recorded for future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis. Future tax benefits, such as net operating loss carry forwards, are recognized to the extent that realization of such benefits is more likely than not. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which the assets and liabilities are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income tax expense in the period that includes the enactment date.

	In the event the future tax consequences of differences between the financial reporting bases and the tax bases of our assets and liabilities results in deferred tax assets, an evaluation of the probability of being able to realize the future benefits indicated by such assets is required. A valuation allowance is provided when it is more likely than not that a portion or the full amount of the deferred tax asset will not be realized. In assessing the ability to realize the deferred tax assets, management considers the scheduled reversals of deferred tax liabilities, projected future taxable income, and tax planning strategies. A deferred tax liability is not recognized for portions of the allowance for loan losses for income tax purposes in excess of the financial statement balance. Such a deferred tax liability will only be recognized when it becomes apparent that those temporary differences will reverse in the foreseeable future.

	A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50 percent more likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.

	The Company recognizes interest and/or penalties related to income tax matters in income tax expense.
Stock-Based Compensation	Stock-Based Compensation—We expense stock-based compensation based upon the grant date fair value of the related equity award over the requisite service period of the employee.
Basic and Diluted Earnings Per Common Share	Basic and Diluted Earnings Per Common Share—Basic earnings per common share (“EPS”) excludes dilution and is computed by dividing net earnings by the weighted‑average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the Company. Diluted EPS is computed by dividing net earnings by the total of the weighted-average number of shares outstanding plus the dilutive effect of outstanding options. The amounts of common stock and additional paid-in capital are adjusted to give retroactive effect to large stock dividends. Small stock dividends, or dividends less than 25% of issued shares at the declaration date, are reflected as an increase in common stock and additional paid-in capital and a decrease in retained earnings for the market value of the shares on the date the dividend is declared.
Comprehensive Income	Comprehensive Income—Generally all recognized revenues, expenses, gains and losses are included in net earnings. Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component of the equity section of the consolidated balance sheets, such items, along with net earnings, are components of comprehensive income. We present comprehensive income in a separate consolidated statement of comprehensive income.
Statements of Cash Flows	Statements of Cash Flows—For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, federal funds sold, and interest-bearing deposits in other banks with original maturities of less than 90 days. Generally, federal funds are sold for one-day periods.
Recent Accounting Pronouncements	Recent Accounting Pronouncements— ASU 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force) provides guidance on when an in-substance repossession or foreclosure occurs, which requires the mortgage loan to be derecognized and the related real estate be recognized. Creditors must disclose the amount of foreclosed residential real estate held as well as the amount of collateralized loans for which foreclosure is in process. The effective date of this Update is for fiscal years beginning on or after December 15, 2014 and interim periods within those annual periods. Adoption of this Update is not expected to have a material effect on the Company’s consolidated financial statements or the interim notes to the consolidated financial statements.

	ASU 2014-14, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40): Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force) addresses the diversity in practice regarding the classification and measurement of foreclosed loans which were part of a government-sponsored loan guarantee program. If certain criteria are met, the loan should be derecognized and a separate and other receivable should be recorded upon foreclosure at the amount of the loan balance (principal and interest) expected to be recovered from the guarantor. The effective date of this Update is for fiscal years beginning on or after December 15, 2014 and interim periods within those annual periods. Adoption of this Update is not expected to have a material effect on the Company’s consolidated financial statements or the interim notes to the consolidated financial statements.
Reclassifications	Reclassifications—Certain reclassifications have been made to the prior years’ financial statements in order to conform to the classifications adopted for reporting in 2014. The reclassifications had no impact on net income or stockholders’ equity.

SUMMARY_OF_SIGNIFICANT_ACCOUNT2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)	12 Months Ended
	Dec. 31, 2014
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
Estimated Useful Lives	The estimated useful lives used to compute depreciation are:

	Buildings and improvements	10 - 40 years
	Furniture, fixtures, and equipment	3 - 10 years
	Automobiles	3 - 5 years

INVESTMENT_SECURITIES_Tables

INVESTMENT SECURITIES (Tables)	12 Months Ended
INVESTMENT SECURITIES (Tables)	Dec. 31, 2014
INVESTMENT SECURITIES [Abstract]
Available-for-sale Investment Securities	The portfolio of securities consisted of the following (in thousands):

		31-Dec-14
		Amortized		Gross		Gross		Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
	Available-for-sale:
	U.S. Government sponsored enterprises	$	10,339	$	-	$	112	$	10,227
	Obligations of state and political subdivisions		43,079		1,555		29		44,605
	GSE mortgage-backed securities		106,208		3,183		288		109,103
	Collateralized mortgage obligations: residential		62,093		266		1,520		60,839
	Collateralized mortgage obligations: commercial		24,462		190		107		24,545
	Other asset-backed securities		24,041		321		19		24,343
	Collateralized debt obligation		266		952		-		1,218
	Mutual funds		2,100		4		-		2,104
		$	272,588	$	6,471	$	2,075	$	276,984

		31-Dec-13
		Amortized		Gross		Gross		Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
	Available-for-sale:
	U.S. Government sponsored enterprises	$	11,455	$	1	$	191	$	11,265
	Obligations of state and political subdivisions		57,925		2,296		243		59,978
	GSE mortgage-backed securities		146,129		2,029		2,193		145,965
	Collateralized mortgage obligations: residential		73,569		212		2,894		70,887
	Collateralized mortgage obligations: commercial		27,082		416		152		27,346
	Other asset-backed securities		25,204		351		66		25,489
	Collateralized debt obligation		464		271		-		735
		$	341,828	$	5,576	$	5,739	$	341,665
Held-to-maturity Securities	The portfolio of securities consisted of the following (in thousands):
		31-Dec-14
		Amortized		Gross		Gross		Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
	Held-to-maturity:
	Obligations of state and political subdivisions	$	45,914	$	267	$	192	$	45,989
	GSE mortgage-backed securities		67,268		1,080		164		68,184
	Collateralized mortgage obligations: residential		12,709		-		479		12,230
	Collateralized mortgage obligations: commercial		15,310		53		173		15,190
		$	141,201	$	1,400	$	1,008	$	141,593

		31-Dec-13
		Amortized		Gross		Gross		Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
	Held-to-maturity:
	Obligations of state and political subdivisions	$	47,377	$	38	$	2,586	$	44,829
	GSE mortgage-backed securities		78,272		148		1,079		77,341
	Collateralized mortgage obligations: residential		14,189		-		979		13,210
	Collateralized mortgage obligations: commercial		15,685		103		-		15,788
		$	155,523	$	289	$	4,644	$	151,168
Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	The amortized cost and fair value of debt securities at December 31, 2014 by contractual maturity are shown below (in thousands). Except for mortgage backed securities, collateralized mortgage obligations, other assets backed securities, and collateralized debt obligations, expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.

		Amortized Cost		Fair Value
	Available-for-sale:
	Due in one year or less	$	8,218	$	8,312
	Due after one year through five years		30,199		30,939
	Due after five years through ten years		13,122		13,658
	Due after ten years		1,879		1,923
	Mortgage-backed securities and collateralized mortgage obligations:
	Residential		168,301		169,942
	Commercial		24,462		24,545
	Other asset-backed securities		24,041		24,343
	Collateralized debt obligation		266		1,218
	Mutual funds		2,100		2,104
		$	272,588	$	276,984

		Amortized Cost		Fair Value
	Held-to-maturity:
	Due in one year or less	$	105	$	105
	Due after one year through five years		3,097		3,110
	Due after five years through ten years		11,308		11,291
	Due after ten years		31,404		31,483
	Mortgage-backed securities and collateralized mortgage obligations:
	Residential		79,977		80,414
	Commercial		15,310		15,190
		$	141,201	$	141,593
Investment Securities with Unrealized Losses	Details concerning investment securities with unrealized losses are as follows (in thousands):

		31-Dec-14
		Securities with losses				Securities with losses				Total
		under 12 months				over 12 months				Total
		Fair		Gross		Fair		Gross		Fair		Gross
		Value		Unrealized		Value		Unrealized		Value		Unrealized
				Loss				Loss				Loss
	Available-for-sale:
	U.S. Government sponsored enterprises	$	4,973	$	32	$	5,254	$	80	$	10,227	$	112
	Obligations of state and political subdivisions		2,029		29		-		-		2,029		29
	GSE mortgage-backed securities		6,668		25		21,538		263		28,206		288
	Collateralized mortgage obligations: residential		9,366		53		37,997		1,467		47,363		1,520
	Collateralized mortgage obligations: commercial		-		-		3,747		107		3,747		107
	Other asset-backed securities		6,401		19		-		-		6,401		19
		$	29,437	$	158	$	68,536	$	1,917	$	97,973	$	2,075

		31-Dec-13
		Securities with losses				Securities with losses				Total
		under 12 months				over 12 months				Total
		Fair		Gross		Fair		Gross		Fair		Gross
		Value		Unrealized		Value		Unrealized		Value		Unrealized
				Loss				Loss				Loss
	Available-for-sale:
	U.S. Government sponsored enterprises	$	10,463	$	191	$	-	$	-	$	10,463	$	191
	Obligations of state and political subdivisions		4,256		243		-		-		4,256		243
	GSE mortgage-backed securities		68,028		2,193		-		-		68,028		2,193
	Collateralized mortgage obligations: residential		56,975		2,563		4,371		331		61,346		2,894
	Collateralized mortgage obligations: commercial		4,282		152		-		-		4,282		152
	Other asset-backed securities		13,099		66		-		-		13,099		66
		$	157,103	$	5,408	$	4,371	$	331	$	161,474	$	5,739

		31-Dec-14
		Securities with losses				Securities with losses				Total
		under 12 months				over 12 months				Total
		Fair		Gross		Fair		Gross		Fair		Gross
		Value		Unrealized		Value		Unrealized		Value		Unrealized
				Loss				Loss				Loss
	Held-to-maturity:
	Obligations of state and political subdivisions	$	11,761	$	35	$	13,263	$	157	$	25,024	$	192
	GSE mortgage-backed securities		-		-		8,142		164		8,142		164
	Collateralized mortgage obligations: residential		-		-		12,230		479		12,230		479
	Collateralized mortgage obligations: commercial		7,599		173		-		-		7,599		173
		$	19,360	$	208	$	33,635	$	800	$	52,995	$	1,008

		31-Dec-13
		Securities with losses				Securities with losses				Total
		under 12 months				over 12 months				Total
		Fair		Gross		Fair		Gross		Fair		Gross
		Value		Unrealized		Value		Unrealized		Value		Unrealized
				Loss				Loss				Loss
	Held-to-maturity:
	Obligations of state and political subdivisions	$	42,246	$	2,569	$	685	$	17	$	42,931	$	2,586
	GSE mortgage-backed securities		31,042		1,079		-		-		31,042		1,079
	Collateralized mortgage obligations: residential		13,210		979		-		-		13,210		979
		$	86,498	$	4,627	$	685	$	17	$	87,183	$	4,644

LOANS_Tables

LOANS (Tables)	12 Months Ended
LOANS (Tables)	Dec. 31, 2014
LOANS [Abstract]
Components of Loans Receivable	The loan portfolio consisted of the following (in thousands):

		December 31,
		2014			2013
	Commercial, financial and agricultural	$	467,147		$	403,976
	Real estate – construction		68,577			82,691
	Real estate – commercial		467,172			397,135
	Real estate – residential		154,602			146,841
	Installment loans to individuals		119,328			97,459
	Lease financing receivable		4,857			5,542
	Other		2,748			3,910
			1,284,431			1,137,554
	Less allowance for loan losses		(11,226	)		(8,779	)
		$	1,273,205		$	1,128,775
Summary of Activity in Allowance for Loan Losses	An analysis of the activity in the allowance for loan losses is as follows (in thousands):

		December 31,
		2014			2013			2012
	Balance, beginning of year	$	8,779		$	7,370		$	7,276
	Provision for loan losses		5,625			3,050			2,050
	Recoveries		738			265			300
	Loans charged-off		(3,916	)		(1,906	)		(2,256	)
	Balance, end of year	$	11,226		$	8,779		$	7,370
Allowance for Loan Losses and Recorded Investment in Loans	A rollforward of the activity within the allowance for loan losses by loan type and recorded investment in loans for the years ended December 31, 2014 and 2013 is as follows (in thousands):

					31-Dec-14
					Real Estate
		Coml, fin,			Construction			Commercial			Residential				Installment loans to individuals			Lease financing receivable			Other		Total
		and agric			Construction			Commercial			Residential				Installment loans to individuals			Lease financing receivable			Other		Total
	Allowance for loan losses:
	Beginning balance	$	3,906		$	1,046		$	1,389		$	1,141			$	1,273		$	21		$	3	$	8,779
	Charge-offs		(2,843	)		(1	)		(93	)		(273	)			(706	)		-			-		(3,916	)
	Recoveries		164			-			407			47				120			-			-		738
	Provision		4,502			(91	)		699			(105	)			624			(5	)		1		5,625
	Ending balance	$	5,729		$	954		$	2,402		$	810			$	1,311		$	16		$	4	$	11,226
	Ending balance: individually evaluated for impairment	$	1,010		$	-		$	907		$	68			$	179		$	-		$	-	$	2,164
	Ending balance: collectively evaluated for impairment	$	4,719		$	954		$	1,495		$	742			$	1,132		$	16		$	4	$	9,062

	Loans:
	Ending balance	$	467,147		$	68,577		$	467,172		$	154,602			$	119,328		$	4,857		$	2,748	$	1,284,431
	Ending balance: individually evaluated for impairment	$	2,656		$	54		$	6,388		$	1,072			$	377		$	-		$	-	$	10,547
	Ending balance: collectively evaluated for impairment	$	464,491		$	68,523		$	460,118		$	153,436			$	118,951		$	4,857		$	2,748	$	1,273,124
	Ending balance: loans acquired with deteriorated credit quality	$	-		$	-		$	666		$	94			$	-		$	-		$	-	$	760

		31-Dec-13
					Real Estate
		Coml, fin, and agric			Construction			Commercial			Residential				Installment loans to individuals			Lease financing receivable			Other		Total
	Allowance for loan losses:
	Beginning balance	$	1,535		$	2,147		$	2,166		$	936			$	543		$	41		$	2	$	7,370
	Charge-offs		(935	)		-			(18	)		(129	)			(824	)		-			-		(1,906	)
	Recoveries		80			8			29			39				109			-			-		265
	Provision		3,226			(1,109	)		(788	)		295				1,445			(20	)		1		3,050
	Ending balance	$	3,906		$	1,046		$	1,389		$	1,141			$	1,273		$	21		$	3	$	8,779
	Ending balance: individually evaluated for impairment	$	168		$	3		$	54		$	60			$	120		$	-		$	-	$	405
	Ending balance: collectively evaluated for impairment	$	3,738		$	1,043		$	1,335		$	1,081			$	1,153		$	21		$	3	$	8,374

	Loans:
	Ending balance	$	403,976		$	82,691		$	397,135		$	146,841			$	97,459		$	5,542		$	3,910	$	1,137,554
	Ending balance: individually evaluated for impairment	$	1,241		$	100		$	2,213		$	900			$	271		$	-		$	-	$	4,725
	Ending balance: collectively evaluated for impairment	$	402,735		$	82,591		$	394,218		$	145,773			$	97,188		$	5,542		$	3,910	$	1,131,957
	Ending balance: loans acquired with deteriorated credit quality	$	-		$	-		$	704		$	168			$	-		$	-		$	-	$	872
Age Analysis of Past Due Loans by Class of Loans	An age analysis of past due loans (including both accruing and non-accruing loans) is as follows (in thousands):

		31-Dec-14

		30-59 Days Past Due			60-89 Days Past Due			Greater than 90 Days Past Due			Total Past Due				Current			Total Loans			Recorded Investment > 90 days and Accruing
	Commercial, financial, and agricultural	$	2,179		$	654		$	2,556		$	5,389			$	461,758		$	467,147		$	26
	Commercial real estate - construction		15			-			105			120				43,390			43,510			97
	Commercial real estate - other		4,989			270			2,464			7,723				459,449			467,172			-
	Residential - construction		431			-			-			431				24,636			25,067			-
	Residential - prime		1,843			523			704			3,070				151,532			154,602			-
	Consumer - credit card		5			19			18			42				5,970			6,012			18
	Consumer - other		671			392			107			1,170				112,146			113,316			46
	Lease financing receivable		-			-			-			-				4,857			4,857			-
	Other loans		134			-			-			134				2,614			2,748			-
		$	10,267		$	1,858		$	5,954		$	18,079			$	1,266,352		$	1,284,431		$	187

		31-Dec-13
		30-59 Days Past Due			60-89 Days Past Due			Greater than 90 Days Past Due			Total Past Due				Current			Total Loans			Recorded Investment > 90 days and Accruing
	Commercial, financial, and agricultural	$	4,350		$	208		$	1,256		$	5,814			$	398,162		$	403,976		$	26
	Commercial real estate - construction		36			-			63			99				64,794			64,893			-
	Commercial real estate - other		1,230			1,447			2,395			5,072				392,063			397,135			141
	Residential - construction		149			-			-			149				17,649			17,798			-
	Residential - prime		2,984			870			307			4,161				142,680			146,841			-
	Consumer - credit card		36			-			7			43				6,163			6,206			7
	Consumer - other		767			102			269			1,138				90,115			91,253			4
	Lease financing receivable		-			-			-			-				5,542			5,542			-
	Other loans		125			-			-			125				3,785			3,910			-
		$	9,677		$	2,627		$	4,297		$	16,601			$	1,120,953		$	1,137,554		$	178
Loans on Nonaccrual Status	Non-accrual loans are as follows (in thousands):

		December 31,
		2014			2013
	Commercial, financial and agricultural	$	2,642		$	1,272
	Commercial real estate – construction		54			100
	Commercial real estate – other		6,429			2,290
	Residential - construction		-			-
	Residential - prime		1,194			1,153
	Consumer – credit card		-			-
	Consumer - other		382			284
	Lease financing receivable		-			-
	Other		-			-
		$	10,701		$	5,099
Impaired Loans by Class of Loans	Loans that are individually evaluated for impairment are as follows (in thousands):

		31-Dec-14
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment				Interest Income Recognized
	With no related allowance recorded:
	Commercial, financial, and agricultural	$	438		$	521		$	-		$	554			$	-
	Commercial real estate – construction		54			54			-			58				-
	Commercial real estate – other		1,921			1,921			-			1,885				17
	Residential – prime		543			543			-			534				15
	Consumer – other		78			78			-			72				-
	Subtotal:		3,034			3,117			-			3,103				32
	With an allowance recorded:
	Commercial, financial, and agricultural		2,218			2,333			1,010			1,394				35
	Commercial real estate – construction		-			-			-			19				-
	Commercial real estate – other		4,467			4,467			907			2,416				220
	Residential – prime		529			548			68			452				3
	Consumer – other		299			313			179			252				4
	Subtotal:		7,513			7,661			2,164			4,533				262
	Totals:
	Commercial		9,098			9,296			1,917			6,326				272
	Residential		1,072			1,091			68			986				18
	Consumer		377			391			179			324				4
	Grand total:	$	10,547		$	10,778		$	2,164		$	7,636			$	294

		31-Dec-13
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment				Interest Income Recognized
	With no related allowance recorded:
	Commercial, financial, and agricultural	$	671		$	1,107		$	-		$	617			$	3
	Commercial real estate – construction		61			61			-			416				-
	Commercial real estate – other		1,850			2,324			-			2,190				8
	Residential – prime		525			525			-			1,050				14
	Consumer – other		66			66			-			90				1
	Subtotal:		3,173			4,083			-			4,363				26
	With an allowance recorded:
	Commercial, financial, and agricultural		570			570			168			821				3
	Commercial real estate – construction		39			39			3			102				1
	Commercial real estate – other		363			363			54			372				11
	Residential – prime		375			395			60			214				4
	Consumer – other		205			205			120			211				2
	Subtotal:		1,552			1,572			405			1,720				21
	Totals:
	Commercial		3,554			4,464			225			4,518				26
	Residential		900			920			60			1,264				18
	Consumer		271			271			120			301				3
	Grand total:	$	4,725		$	5,655		$	405		$	6,083			$	47
Credit Quality Indicators by Class of Loans	The following tables present the classes of loans by risk rating (in thousands):

			31-Dec-14
	Commercial Credit Exposure
	Credit Risk Profile by Creditworthiness Category
			Commercial, financial, and agricultural			Commercial real estate –construction			Commercial real estate – other			Percentage of Total
	Pass		$	456,221		$	43,320		$	440,281			96.11	%
	Special mention			4,861			132			7,120			1.24	%
	Substandard			5,541			58			19,771			2.6	%
	Doubtful			524			-			-			0.05	%
			$	467,147		$	43,510		$	467,172			100	%

	Consumer Credit Exposure
	Credit Risk Profile by Creditworthiness Category
		Residential – construction			Residential – prime			Residential – subprime			Percentage of Total
	Pass	$	25,067		$	150,664		$	-			97.81	%
	Special mention		-			1,184			-			0.66	%
	Substandard		-			2,754			-			1.53	%
		$	25,067		$	154,602		$	-			100	%

	Consumer and Commercial Credit Exposure
	Credit Risk Profile Based on Payment Activity
		Consumer - credit card			Consumer –other			Lease financing receivable			Other				Percentage of Total
	Performing	$	5,995		$	112,893		$	4,857		$	2,748				99.65	%
	Nonperforming		17			423			-			-				0.35	%
		$	6,012		$	113,316		$	4,857		$	2,748				100	%

			31-Dec-13
	Commercial Credit Exposure
	Credit Risk Profile by Creditworthiness Category
			Commercial, financial, and agricultural			Commercial real estate –construction			Commercial real estate – other			Percentage of Total
	Pass		$	397,513		$	63,577		$	371,618			96.15	%
	Special mention			2,962			49			8,781			1.36	%
	Substandard			3,272			1,267			16,736			2.46	%
	Doubtful			229			-			-			0.03	%
			$	403,976		$	64,893		$	397,135			100	%

	Consumer Credit Exposure
	Credit Risk Profile by Creditworthiness Category
		Residential – construction			Residential – prime			Residential – subprime			Percentage of Total
	Pass	$	17,798		$	143,790		$	-			98.15	%
	Special mention		-			548			-			0.33	%
	Substandard		-			2,503			-			1.52	%
		$	17,798		$	146,841		$	-			100	%

	Consumer and Commercial Credit Exposure
	Credit Risk Profile Based on Payment Activity
		Consumer - credit card			Consumer –other			Lease financing receivable			Other				Percentage of Total
	Performing	$	6,196		$	90,978		$	5,542		$	3,910				99.73	%
	Nonperforming		10			275			-			-				0.27	%
		$	6,206		$	91,253		$	5,542		$	3,910				100	%
Modifications by Class of Loans	Information about the Company’s TDRs is as follows (in thousands):

		31-Dec-14
		Current			Past Due Greater Than 30 Days			Nonaccrual TDRs			Total TDRs
	Commercial, financial and agricultural	$	21		$	-		$	234		$	255
	Real estate - commercial		155			-			-			155
		$	176		$	-		$	234		$	410

		31-Dec-13
		Current			Past Due Greater Than 30 Days			Nonaccrual TDRs			Total TDRs
	Commercial, financial and agricultural	$	-		$	23		$	233		$	256
	Real estate - commercial		156			-			-			156
		$	156		$	23		$	233		$	412
Activity in Related Party Loans and Commitments to Extend Credit	An analysis of the 2014 activity with respect to these related party loans and commitments to extend credit is as follows (in thousands):

	Balance, beginning of year	$	3,114
	New loans		407
	Repayments and adjustments		(544	)
	Balance, end of year	$	2,977

PREMISES_AND_EQUIPMENT_Tables

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
PREMISES AND EQUIPMENT (Tables)	Dec. 31, 2014
PREMISES AND EQUIPMENT [Abstract]
Premises and Equipment	Premises and equipment consisted of the following (in thousands):

		December 31,
		2014			2013
	Land	$	16,078		$	16,771
	Buildings and improvements		50,731			46,091
	Furniture, fixtures, and equipment		27,121			26,244
	Automobiles		1,512			1,299
	Leasehold improvements		10,178			10,146
	Construction-in-process		2,088			4,489
			107,708			105,040
	Less accumulated depreciation and amortization		(37,750	)		(32,697	)
		$	69,958		$	72,343

GOODWILL_AND_OTHER_INTANGIBLE_1

GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)	12 Months Ended
GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)	Dec. 31, 2014
GOODWILL AND OTHER INTANGIBLE ASSETS [Abstract]
Changes to Carrying Amount of Goodwill	Changes to the carrying amount of goodwill for the years ended December 31, 2014 and 2013 are provided in the following table (in thousands):

		2014			2013
	Beginning balance	$	42,171		$	42,781
	Adjustment to goodwill		-			(610	)
	Ending balance	$	42,171		$	42,171
Summary of Core Deposit Intangible Assets	A summary of core deposit intangible assets as of December 31, 2014 and 2013 is as follows (in thousands):

		2014			2013
	Gross carrying amount	$	11,674		$	11,674
	Less accumulated amortization		(4,840	)		(3,733	)
	Net carrying amount	$	6,834		$	7,941
Estimated Amortization Expense on Core Deposit Intangible Assets	The estimated amortization expense on the core deposit intangible assets for the five succeeding years and thereafter is as follows (in thousands):

	2015	$	1,106
	2016		1,106
	2017		1,106
	2018		1,106
	2019		1,107
	Thereafter		1,303
		$	6,834

DEPOSITS_Tables

DEPOSITS (Tables)	12 Months Ended
DEPOSITS (Tables)	Dec. 31, 2014
DEPOSITS [Abstract]
Deposits	Deposits consisted of the following (in thousands):

		December 31,
		2014		2013
	Noninterest-bearing	$	390,863	$	383,257
	Savings and money market		473,290		465,748
	NOW accounts		469,627		429,279
	Time deposits less than $250		166,385		192,833
	Time deposits $250 or more		85,069		47,686
		$	1,585,234	$	1,518,803
Maturities for Certificates of Deposits	Time deposits held consist primarily of certificates of deposits. The maturities for these deposits at December 31, 2014 are as follows (in thousands):

	2015	$	212,032
	2016		23,182
	2017		8,967
	2018		4,239
	2019		3,032
	Thereafter		2
		$	251,454

NOTES_PAYABLE_Tables

NOTES PAYABLE (Tables)	12 Months Ended
NOTES PAYABLE (Tables)	Dec. 31, 2014
NOTES PAYABLE [Abstract]
Notes Payable	Notes payable at December 31, 2014 and 2013 is summarized as follows (in thousands):

		December 31,
		2014		2013
	Long-term Federal Home Loan Bank advances	$	26,277	$	26,703
	Notes payable – First National Bankers Bank		-		1,000
		$	26,277	$	27,703
Scheduled Maturities of Long-term FHLB Advances	The scheduled maturities of long-term FHLB advances at December 31, 2014 are summarized as follows (in thousands):

		Amount		Weighted Average Rate
	2015	$	426		5.057	%
	2016		427		5.057	%
	2017		15,403		3.412	%
	2019		10,021		1.985	%
	Total FHLB advances	$	26,277

JUNIOR_SUBORDINATED_DEBENTURES1

JUNIOR SUBORDINATED DEBENTURES (Tables)

12 Months Ended

Dec. 31, 2014

JUNIOR SUBORDINATED DEBENTURES [Abstract]

Description of Junior Subordinated Debentures

description of the junior subordinated debentures outstanding is as follows (in thousands):

December 31,

Date Issued

Maturity Date

Interest Rate

Callable After

2014

2013

22-Feb-01

22-Feb-31

10.20%

22-Feb-11

7,217

31-Jul-01

9-Jul-31

3 month LIBOR plus 3.30%

31-Jul-06

5,671

20-Sep-04

20-Sep-34

3 month LIBOR plus 2.50%

20-Sep-09

8,248

12-Oct-06

12-Oct-36

3 month LIBOR plus 1.85%

26-Jun-11

5,155

21-Jun-07

21-Jun-37

3 month LIBOR plus 1.70%

15-Jun-12

3,093

22,167

29,384

COMMITMENTS_AND_CONTINGENCIES_

COMMITMENTS AND CONTINGENCIES (Tables)	12 Months Ended
COMMITMENTS AND CONTINGENCIES (Tables)	Dec. 31, 2014
COMMITMENTS AND CONTINGENCIES [Abstract]
Future Annual Minimum Rental Payments Due Under Non-Cancellable Operating Leases	At December 31, 2014, future annual minimum rental payments due under non-cancellable operating leases are as follows (in thousands):

	2015	$	2,080
	2016		1,713
	2017		1,550
	2018		1,580
	2019		1,586
	Thereafter		8,572
		$	17,081

INCOME_TAXES_Tables

INCOME TAXES (Tables)	12 Months Ended
INCOME TAXES (Tables)	Dec. 31, 2014
INCOME TAXES [Abstract]
Components of Deferred Tax Assets and Liabilities	Deferred income taxes reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. Significant components of our deferred tax assets and liabilities as of December 31, 2014 and 2013 are as follows (in thousands):

		2014			2013
	Deferred tax assets:
	Allowance for loan losses	$	5,593		$	5,359
	Alternative minimum tax credit		388			-
	Unrealized loss on securities		-			57
	Other		1,914			2,193
	Total deferred tax assets		7,895			7,609
	Deferred tax liabilities:
	Premises and equipment		4,336			5,153
	FHLB stock dividends		65			59
	Unrealized gains on securities		1,538			-
	Other		2,833			3,168
	Total deferred tax liabilities		8,772			8,380
	Net deferred tax liability	$	877		$	771
Components of Income Tax Expense	Components of income tax expense are as follows (in thousands):

		2014			2013			2012
	Current	$	8,847		$	3,323		$	2,128
	Deferred (benefit) expense		(1,489	)		2,828			1,651
	Total income tax expense	$	7,358		$	6,151		$	3,779
Income Tax Reconciliation	The provision for federal income taxes differs from the amount computed by applying the U.S. Federal income tax statutory rate of 35% on pre-tax income as follows (in thousands):

		December 31,
		2014			2013			2012
	Taxes calculated at statutory rate	$	9,264		$	7,114		$	4,697
	Increase (decrease) resulting from:
	Tax-exempt interest, net		(923	)		(1,095	)		(988	)
	Executive officer life insurance proceeds		(1,050	)		-			-
	Other		67			132			70
		$	7,358		$	6,151		$	3,779

EMPLOYEE_BENEFITS_Tables

EMPLOYEE BENEFITS (Tables)	12 Months Ended
EMPLOYEE BENEFITS (Tables)	Dec. 31, 2014
EMPLOYEE BENEFITS [Abstract]
ESOP Shares	The cost basis of the shares released for 2014 was $17.71 per share. ESOP shares as of December 31, 2014 and 2013 were as follows:

		2014		2013
	Allocated shares		554,741		537,373
	Shares released for allocation		1,892		-
	Unreleased shares		14,108		-
	Total ESOP shares		570,741		537,373

	Fair value of unreleased shares at December 31	$	245,000	$	-

EMPLOYEE_STOCK_PLANS_Tables

EMPLOYEE STOCK PLANS (Tables)	12 Months Ended
EMPLOYEE STOCK PLANS (Tables)	Dec. 31, 2014
EMPLOYEE STOCK PLANS [Abstract]
Stock Option Activity	The following table summarizes activity relating to stock options:

		Options			Weighted Average Exercise Price			Weighted Average Remaining Contractual Term		Aggregate Intrinsic Value
	Outstanding at December 31, 2011		35,100		$	14.07
	Granted		294,803			12.97
	Exercised		(14,117	)		7.15
	Forfeited or expired		(7,941	)		12.97
	Outstanding at December 31, 2012		307,845		$	13.36
	Granted		131,280			15.82
	Exercised		(6,155	)		11.1
	Forfeited or expired		(328	)		20.88
	Outstanding at December 31, 2013		432,642		$	14.13
	Granted		17,500			18.99
	Exercised		(49,560	)		12.97
	Forfeited or expired		(42,509	)		16.24
	Outstanding at December 31, 2014		358,073		$	14.28			7.81	$	1,094,000
	Exercisable at December 31, 2012		20,983		$	18.72
	Exercisable at December 31, 2013		70,457			14.81
	Exercisable at December 31, 2014		109,691			13.98			7.33	$	368,000
Summary of Changes in Unvested Options	A summary of changes in unvested options for the period ended December 31, 2014 is as follows:

		Number			Weighted Average
		of			Grant Date
		Options			Fair Value
	Unvested options outstanding, beginning of year		362,185		$	4.84
	Granted		17,500			5.77
	Vested		(100,755	)		4.67
	Forfeited		(30,548	)		5.19
	Unvested options outstanding, end of year		248,382		$	4.93
Assumptions Made in Estimating the Fair Value of the Options	The following weighted average assumptions were made in estimating the fair value of the options granted in 2014 and 2013:

		2014			2013
	Risk free rate of interest		1.7	%		1.3	%
	Expected volatility		39.2	%		47.4	%
	Dividend yield		1.9	%		2.1	%
	Average expected life (in years)		5			5
	Weighted-average grant-date fair value	$	5.77		$	5.59

OTHER_COMPREHENSIVE_LOSS_INCOM1

OTHER COMPREHENSIVE (LOSS) INCOME (Tables)	12 Months Ended
OTHER COMPREHENSIVE (LOSS) INCOME (Tables)	Dec. 31, 2014
Other Comprehensive Income (Loss) [Abstract]
Component of Other Comprehensive Income (Loss)	The following is a summary of the tax effects allocated to each component of other comprehensive (loss) income (in thousands):

		December 31,
		2014												2013								2012
		Before Tax Amount				Tax				Net of Tax Amount				Before Tax Amount			Tax		Net of Tax Amount			Before Tax Amount			Tax			Net of Tax Amount
		Before Tax Amount				Effect				Net of Tax Amount				Before Tax Amount			Effect		Net of Tax Amount			Before Tax Amount			Effect			Net of Tax Amount
	Other comprehensive income (loss):
	Securities available-for-sale:
	Change in unrealized gain/loss during period	$	4,687			$	(1,641	)		$	3,046			$	(12,481	)	$	4,368	$	(8,113	)	$	831		$	(291	)	$	540
	Reclassification adjustment for gains included in net income		(128	)			45				(83	)			(234	)		82		(152	)		(204	)		71			(133	)
	Total other comprehensive income (loss)	$	4,559			$	(1,596	)		$	2,963			$	(12,715	)	$	4,450	$	(8,265	)	$	627		$	(220	)	$	407
Reclassification Out of Accumulated Other Comprehensive Income	The reclassifications out of accumulated other comprehensive income into net earnings are presented below (in thousands):

		December 31,
		2014					2013					2012
	Details about Accumulated Other Comprehensive Income Components	Reclassifications Out of Accumulated Other Comprehensive Income			Statement of		Reclassifications Out of Accumulated Other Comprehensive Income			Statement of		Reclassifications Out of Accumulated Other Comprehensive Income			Statement of
					Earnings Line					Earnings Line					Earnings Line
					Item					Item					Item
	Unrealized gains and losses on securities available-for-sale:
		$	(128	)	Gain on securities, net		$	(234	)	Gain on securities, net		$	(204	)	Gain on securities, net
			45		Income tax expense			82		Income tax expense			71		Income tax expense
		$	(83	)	Net of tax		$	(152	)	Net of tax		$	(133	)	Net of tax

NET_EARNINGS_PER_COMMON_SHARE_

NET EARNINGS PER COMMON SHARE (Tables)	12 Months Ended
NET EARNINGS PER COMMON SHARE (Tables)	Dec. 31, 2014
NET EARNINGS PER COMMON SHARE [Abstract]
Information Used in the Computation of Earnings Per Common Share	Following is a summary of the information used in the computation of earnings per common share (in thousands):

		December 31,
		2014		2013		2012
	Net earnings available to common stockholders	$	18,412	$	12,844	$	8,095
	Dividends on Series C preferred stock		378		400		-
	Adjusted net earnings available to common stockholders	$	18,790	$	13,244	$	8,095
	Weighted average number of common shares outstanding used in computation of basic earnings per common share		11,282		11,247		10,482
	Effect of dilutive securities:
	Stock options		77		50		24
	Restricted stock		-		-		12
	Preferred stock		542		564		6
	Weighted average number of common shares outstanding plus effect of dilutive securities used in computation of diluted earnings per common share		11,901		11,861		10,524

FINANCIAL_INSTRUMENTS_WITH_OFF1

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)	12 Months Ended
	Dec. 31, 2014
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK [Abstract]
Financial Instruments Whose Contract Amounts Represent Credit Risk	The Bank uses the same credit policies, including considerations of collateral requirements, in making these commitments and conditional obligations as it does for on-balance sheet instruments.

		Contract or Notional Amount
		2014		2013
	Financial instruments whose contract amounts represent credit risk:
	(in thousands)
	Commitments to extend credit	$	269,672	$	264,346
	Letters of credit		6,524		9,505

REGULATORY_MATTERS_Tables

REGULATORY MATTERS (Tables)	12 Months Ended
REGULATORY MATTERS (Tables)	Dec. 31, 2014
REGULATORY MATTERS [Abstract]
Actual Capital Amounts and Ratios	The Company’s and the Bank’s actual capital amounts and ratios are presented in the table below (in thousands):

		Actual					Required for Minimum Capital Adequacy Purposes					To be Well Capitalized Under Prompt Corrective Action Provisions
		Amount		Ratio			Amount		Ratio			Amount		Ratio
	As of December 31, 2014:
	Total capital to risk-weighted assets:
	Company	$	190,060		13.73	%	$	110,758		8	%		N/A		N/A
	Bank	$	179,225		12.94	%	$	110,842		8	%	$	138,552		10	%
	Tier I capital to risk-weighted assets:
	Company	$	178,649		12.9	%	$	55,379		4	%		N/A		N/A
	Bank	$	167,814		12.11	%	$	55,421		4	%	$	83,131		6	%
	Tier I capital to average assets:
	Company	$	178,649		9.52	%	$	75,029		4	%		N/A		N/A
	Bank	$	167,814		8.95	%	$	74,994		4	%	$	112,492		5	%

		Actual					Required for Minimum Capital Adequacy Purposes					To be Well Capitalized Under Prompt Corrective Action Provisions
		Amount		Ratio			Amount		Ratio			Amount		Ratio
	As of December 31, 2013:
	Total capital to risk-weighted assets:
	Company	$	178,343		14.19	%	$	100,536		8	%		N/A		N/A
	Bank	$	170,262		13.56	%	$	100,466		8	%	$	125,582		10	%
	Tier I capital to risk-weighted assets:
	Company	$	169,242		13.47	%	$	50,268		4	%		N/A		N/A
	Bank	$	161,283		12.84	%	$	50,233		4	%	$	75,349		6	%
	Tier I capital to average assets:
	Company	$	169,242		9.35	%	$	72,405		4	%		N/A		N/A
	Bank	$	161,283		8.91	%	$	72,384		4	%	$	108,576		5	%

FAIR_VALUE_MEASUREMENTS_AND_DI1

FAIR VALUE MEASUREMENTS AND DISCLOSURES (Tables)	12 Months Ended
FAIR VALUE MEASUREMENTS AND DISCLOSURES (Tables)	Dec. 31, 2014
FAIR VALUE MEASUREMENTS AND DISCLOSURES [Abstract]
Assets and Liabilities Measured at Fair Value on a Recurring Basis	Assets Recorded at Fair Value
	Below is a table that presents information about certain assets and liabilities measured at fair value on a recurring basis (in thousands):

		Assets / Liabilities		Fair Value Measurements
		Measured at Fair Value		at December 31, 2014
	Description	at December 31, 2014		Level 1		Level 2		Level 3
	Available-for-sale securities:
	U.S. Government sponsored enterprises	$	10,227	$	-	$	10,227	$	-
	Obligations of state and political subdivisions		44,605		-		44,605		-
	GSE mortgage-backed securities		109,103		-		109,103		-
	Collateralized mortgage obligations: residential		60,839		-		60,839		-
	Collateralized mortgage obligations: commercial		24,545		-		24,545		-
	Other asset-backed securities		24,343		-		24,343		-
	Collateralized debt obligation		1,218		-		1,218		-
	Mutual funds		2,104		2,104		-		-

		Assets / Liabilities		Fair Value Measurements
		Measured at Fair Value		at December 31, 2013
	Description	at December 31, 2013		Level 1		Level 2		Level 3
	Available-for-sale securities:
	U.S. Government sponsored enterprises	$	11,265	$	-	$	11,265	$	-
	Obligations of state and political subdivisions		59,978		-		59,978		-
	GSE mortgage-backed securities		145,965		-		145,965		-
	Collateralized mortgage obligations: residential		70,887		-		70,887		-
	Collateralized mortgage obligations: commercial		27,346		-		27,346		-
	Other asset-backed securities		25,489		-		25,489		-
	Collateralized debt obligation		735		-		735		-
Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis	Assets measured at fair value on a nonrecurring basis are as follows (in thousands):

		Assets / Liabilities		Fair Value Measurements
		Measured at Fair Value		at December 31, 2014
	Description	at December 31, 2014		Level 1		Level 2		Level 3
	Impaired loans	$	5,051	$	-	$	5,051	$	-
	Other real estate		4,234		-		4,234		-

		Assets / Liabilities		Fair Value Measurements
		Measured at Fair Value		at December 31, 2013
	Description	at December 31, 2013		Level 1		Level 2		Level 3
	Impaired loans	$	1,973	$	-	$	1,973	$	-
	Other real estate		6,687		-		6,687		-
Estimated Fair Values of Financial Instruments	The estimated fair values of our financial instruments are as follows at December 31, 2014 and 2013 (in thousands):

				Fair Value Measurements at
				December 31, 2014 Using:
		Carrying		Level 1		Level 2		Level 3
		Value		Level 1		Level 2		Level 3
	Financial assets:
	Cash and cash equivalents	$	86,872	$	86,872	$	-	$	-
	Securities available-for-sale		276,984		2,104		274,880		-
	Securities held-to-maturity		141,201		-		141,593		-
	Other investments		9,990		9,990		-		-
	Loans, net		1,273,205		-		5,051		1,277,882
	Cash surrender value of life insurance policies		13,659		-		13,659		-
	Financial liabilities:
	Non-interest-bearing deposits		390,863		-		390,863		-
	Interest-bearing deposits		1,194,371		-		943,255		251,291
	Securities sold under agreements to repurchase		62,098		62,098		-		-
	Short-term Federal Home Loan Bank advances		25,000		-		25,000		-
	Notes payable		26,277		-		-		27,193
	Junior subordinated debentures		22,167		-		22,167		-


				Fair Value Measurements at
				December 31, 2013 Using:
		Carrying		Level 1		Level 2		Level 3
		Value		Level 1		Level 2		Level 3
	Financial assets:
	Cash and cash equivalents	$	59,731	$	59,731	$	-	$	-
	Securities available-for-sale		341,665		-		341,665		-
	Securities held-to-maturity		155,523		-		151,168		-
	Other investments		11,526		11,526		-		-
	Loans, net		1,128,775		-		1,973		1,137,767
	Cash surrender value of life insurance policies		13,450		-		13,450		-
	Financial liabilities:
	Non-interest-bearing deposits		383,257		-		383,257		-
	Interest-bearing deposits		1,135,546		-		895,346		241,359
	Securities sold under agreements to repurchase		53,916		53,916		-		-
	Short-term Federal Home Loan Bank advances		25,000		-		25,000		-
	Notes payable		27,703		-		-		28,813
	Junior subordinated debentures		29,384		-		22,167		7,776

OTHER_NONINTEREST_INCOME_AND_E1

OTHER NON-INTEREST INCOME AND EXPENSE (Tables)	12 Months Ended
OTHER NON-INTEREST INCOME AND EXPENSE (Tables)	Dec. 31, 2014
OTHER NON-INTEREST INCOME AND EXPENSE [Abstract]
Components of Other Noninterest Expense	Components of other noninterest expense greater than 1% of interest income and noninterest income consisted of the following for the years ended December 31, 2014, 2013, and 2012 (in thousands):

		2014		2013		2012
	Professional fees	$	1,802	$	1,709	$	2,022
	FDIC fees		1,050		1,136		930
	Marketing expenses		1,658		2,340		1,648
	Corporate development expense		1,420		1,507		1,022
	Data processing		1,940		1,955		1,689
	Printing and supplies		1,114		1,494		1,105
	Expenses on other real estate owned and other assets repossessed		691		1,201		1,767
	Amortization of intangibles		1,106		1,106		762

CONDENSED_FINANCIAL_INFORMATIO1

CONDENSED FINANCIAL INFORMATION OF PARENT COMPANY (Tables)	12 Months Ended
CONDENSED FINANCIAL INFORMATION OF PARENT COMPANY (Tables)	Dec. 31, 2014
CONDENSED FINANCIAL INFORMATION OF PARENT COMPANY [Abstract]
Condensed Financial Information of Parent Company	Summarized financial information for MidSouth Bancorp, Inc. (parent company only) follows:

	Balance Sheets
	December 31, 2014 and 2013
	(in thousands)
			2014				2013
	Assets
	Cash and interest-bearing deposits in banks		$	9,452			$	7,879
	Securities available-for-sale			1,218				735
	Other assets			4,486				2,642
	Investment in and advances to subsidiaries			219,216				211,494
	Total assets		$	234,372			$	222,750

	Liabilities and Stockholders’ Equity
	Liabilities:
	Dividends payable		$	1,208			$	1,093
	Notes payable			-				1,000
	Junior subordinated debentures			22,167				29,384
	ESOP obligation			250				-
	Other			1,735				524
	Total liabilities			25,360				32,001
	Stockholders’ equity			209,012				190,749
	Total liabilities and stockholders’ equity		$	234,372			$	222,750

	Statements of Earnings
	For the Years Ended December 31, 2014, 2013, and 2012
	(in thousands)
			2014				2013				2012
	Revenue:
	Dividends from Bank and nonbank subsidiaries		$	15,500			$	11,000			$	-
	Rental and other income			87				125				102
				15,587				11,125				102

	Expenses:
	Interest on short- and long-term debt			1,087				1,415				984
	Professional fees			217				345				804
	Other expenses			844				547				1,126
				2,148				2,307				2,914
	Income (loss) before equity in undistributed earnings of subsidiaries and income taxes			13,439				8,818				(2,812	)

	Equity in undistributed earnings of subsidiaries			4,955				4,600				11,477

	Income tax benefit			716				758				977

	Net earnings		$	19,110			$	14,176			$	9,642

	Statements of Cash Flows
	For the Years Ended December 31, 2014, 2013, and 2012
	(in thousands)
			2014				2013				2012
	Cash flows from operating activities:
	Net earnings		$	19,110			$	14,176			$	9,642
	Adjustments to reconcile net earnings to net cash provided by operating activities:
	Undistributed earnings of subsidiaries			(4,955	)			(4,600	)			(11,477	)
	Other, net			(872	)			(668	)			(2,306	)
	Net cash provided by (used in) operating activities			13,283				8,908				(4,141	)

	Cash flows from investing activities:
	Purchase of securities available-for-sale			-				(464	)			-
	Proceeds from prepayments of securities available-for-sale			198				-				-
	Outlays for business acquisition, net of cash acquired			-				-				(14,360	)
	Other, net			217				223				-
	Net cash provided by (used in) investing activities			415				(241	)			(14,360	)

Cash flows from financing activities:
Proceeds from exercise of stock options			643				69				100
Payment of preferred dividends			(704	)			(1,519	)			(1,579	)
Payment of common dividends			(3,838	)			(3,320	)			(2,932	)
Purchase of treasury stock			(9	)			-				-
Repayment of long-term debt			(8,217	)			(1,000	)			-
Net cash used in financing activities			(12,125	)			(5,770	)			(4,411	)

Net change in cash and cash equivalents			1,573				2,897				(22,912	)
Cash and cash equivalents at beginning of year			7,879				4,982				27,894
Cash and cash equivalents at end of year		$	9,452			$	7,879			$	4,982

SUMMARY_OF_SIGNIFICANT_ACCOUNT3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)	12 Months Ended
	Dec. 31, 2014
	Grade
Loans [Abstract]
Amount of non-major homogenous loan, maximum	$250,000
Number of days past due for loan to be placed on nonaccrual status	90 days
Period of repayment performance for nonaccrual loan to be returned to accrual status, lower range limit	6 months
Period of repayment performance for nonaccrual loan to be returned to accrual status, upper range limit	1 year
Credit Risk Rating [Abstract]
Number of risk rating grades	3
Allowance for Loan Losses [Abstract]
Period of historical loss experience in determining general reserves, minimum	12 months
Period of historical loss experience in determining general reserves, maximum	18 months
Basic and Diluted Earnings Per Common Share [Abstract]
Percentage of issued shares on which small stock dividend is declared, maximum (in hundredths)	25.00%
Statements of Cash Flows [Abstract]
Period over which federal funds are sold	1 day
Core Deposits [Member] \| Straight-Line Basis [Member]
Finite-Lived Intangible Assets [Line Items]
Estimated useful life	15 years
Core Deposits [Member] \| Accelerated Basis [Member]
Finite-Lived Intangible Assets [Line Items]
Estimated useful life	10 years
Buildings and Improvements [Member] \| Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	10 years
Buildings and Improvements [Member] \| Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	40 years
Furniture, Fixtures, and Equipment [Member] \| Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	3 years
Furniture, Fixtures, and Equipment [Member] \| Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	10 years
Automobiles [Member] \| Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	3 years
Automobiles [Member] \| Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	5 years

INVESTMENT_SECURITIES_Details

INVESTMENT SECURITIES (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
	Security	Security	Dec. 31, 2012
Available-for-sale Securities [Abstract]
Amortized Cost	$272,588,000	$341,828,000
Gross Unrealized Gains	6,471,000	5,576,000
Gross Unrealized Losses	2,075,000	5,739,000
Fair Value	276,984,000	341,665,000
Available-for-sale, Amortized Cost [Abstract]
Due in one year or less	8,218,000
Due after one year through five years	30,199,000
Due after five years through ten years	13,122,000
Due after ten years	1,879,000
Mortgage-backed securities and collateralized mortgage obligations: Residential, Amortized Cost	168,301,000
Mortgage-backed securities and collateralized mortgage obligations: Commercial, Amortized Cost	24,462,000
Other asset-backed securities	24,041,000
Collateralized debt obligation	266,000
Mutual funds	2,100,000
Amortized Cost	272,588,000	341,828,000
Available-for-sale, Fair Value [Abstract]
Due in one year or less	8,312,000
Due after one year through five years	30,939,000
Due after five years through ten years	13,658,000
Due after ten years	1,923,000
Mortgage-backed securities and collateralized mortgage obligations: Residential, Fair Value	169,942,000
Mortgage-backed securities and collateralized mortgage obligations: Commercial, Fair Value	24,545,000
Other asset-backed securities	24,343,000
Collateralized debt obligation	1,218,000
Mutual funds	2,104,000
Fair Value	276,984,000	341,665,000
Available-for-sale [Abstract]
Securities with losses under 12 months, Fair Value, Available-for-sale	29,437,000	157,103,000
Securities with losses under 12 months, Gross Unrealized Losses, Available-for-sale	158,000	5,408,000
Securities with losses over 12 months, Fair Value, Available-for-sale	68,536,000	4,371,000
Securities with losses over 12 months, Gross Unrealized Losses, Available-for-sale	1,917,000	331,000
Total securities, Fair Value, Available-for-sale	97,973,000	161,474,000
Total securities, Gross Unrealized Losses, Available-for-sale	2,075,000	5,739,000
Held-to-maturity [Abstract]
Amortized Cost	141,201,000	155,523,000
Gross Unrealized Gains	1,400,000	289,000
Gross Unrealized Losses	1,008,000	4,644,000
Fair Value	141,593,000	151,168,000
Held-to-maturity, Amortized Cost [Abstract]
Due in one year or less	105,000
Due after one year through five years	3,097,000
Due after five years through ten years	11,308,000
Due after ten years	31,404,000
Mortgage-backed securities and collateralized mortgage obligations: Residential, Amortized Cost	79,977,000
Mortgage-backed securities and collateralized mortgage obligations: Commercial, Amortized Cost	15,310,000
Amortized Cost	141,201,000	155,523,000
Held-to-maturity, Fair Value [Abstract]
Due in one year or less	105,000
Due after one year through five years	3,110,000
Due after five years through ten years	11,291,000
Due after ten years	31,483,000
Mortgage-backed securities and collateralized mortgage obligations: Residential, Fair Value	80,414,000
Mortgage-backed securities and collateralized mortgage obligations: Commercial, Fair Value	15,190,000
Fair Value	141,593,000	151,168,000
Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract]
Securities with losses under 12 months, Fair Value, Held-to-maturity	19,360,000	86,498,000
Securities with losses under 12 months, Gross Unrealized Losses, Held-to-maturity	208,000	4,627,000
Securities with losses over 12 months, Fair Value, Held-to-maturity	33,635,000	685,000
Securities with losses over 12 months, Gross Unrealized Losses, Held-to-maturity	800,000	17,000
Total securities, Fair Value, Held-to-maturity	52,995,000	87,183,000
Total securities, Gross Unrealized Losses, Held-to-maturity	1,008,000	4,644,000
Number of private-label collateralized mortgage obligations	3
Combined balance of private-label collateralized mortgage obligations	44,000	59,000
Number of available-for-sale and held-to-maturity securities in unrealized loss positions	68
Unrealized losses as a percentage of individual securities' amortized cost basis (in hundredths)	2.00%
Unrealized losses as a percentage of the Company's total amortized cost basis (in hundredths)	0.75%
Number of available-for-sale securities in continuous loss position	44
Unamortized cost basis of securities in a continuous loss position	104,900,000
Unrealized loss on securities in a continuous loss position	2,700,000
Number of impairment related to credit quality	0	0
Number of impaired securities evaluated as other temporary	0	0
Impairment losses recognized on debt securities	0	0	0
Number of available-for-sale securities sold	4	35
Available-for-sale securities, net gain	128,000	234,000
Number of available-for-sale securities sold with gains		31
Available-for-sale securities, gross realized gains		247,000
Number of available-for-sale securities sold with loss		4
Available-for-sale securities, gross realized losses		13,000
Securities pledged to secure public funds on deposits and for other purposes required or permitted by law	279,800,000	259,900,000
Obligation of State and Political Subdivisions [Member]
Held-to-maturity [Abstract]
Amortized Cost	45,914,000	47,377,000
Gross Unrealized Gains	267,000	38,000
Gross Unrealized Losses	192,000	2,586,000
Fair Value	45,989,000	44,829,000
Held-to-maturity, Amortized Cost [Abstract]
Amortized Cost	45,914,000	47,377,000
Held-to-maturity, Fair Value [Abstract]
Fair Value	45,989,000	44,829,000
Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract]
Securities with losses under 12 months, Fair Value, Held-to-maturity	11,761,000	42,246,000
Securities with losses under 12 months, Gross Unrealized Losses, Held-to-maturity	35,000	2,569,000
Securities with losses over 12 months, Fair Value, Held-to-maturity	13,263,000	685,000
Securities with losses over 12 months, Gross Unrealized Losses, Held-to-maturity	157,000	17,000
Total securities, Fair Value, Held-to-maturity	25,024,000	42,931,000
Total securities, Gross Unrealized Losses, Held-to-maturity	192,000	2,586,000
GSE Mortgage-backed Securities [Member]
Held-to-maturity [Abstract]
Amortized Cost	67,268,000	78,272,000
Gross Unrealized Gains	1,080,000	148,000
Gross Unrealized Losses	164,000	1,079,000
Fair Value	68,184,000	77,341,000
Held-to-maturity, Amortized Cost [Abstract]
Amortized Cost	67,268,000	78,272,000
Held-to-maturity, Fair Value [Abstract]
Fair Value	68,184,000	77,341,000
Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract]
Securities with losses under 12 months, Fair Value, Held-to-maturity	0	31,042,000
Securities with losses under 12 months, Gross Unrealized Losses, Held-to-maturity	0	1,079,000
Securities with losses over 12 months, Fair Value, Held-to-maturity	8,142,000	0
Securities with losses over 12 months, Gross Unrealized Losses, Held-to-maturity	164,000	0
Total securities, Fair Value, Held-to-maturity	8,142,000	31,042,000
Total securities, Gross Unrealized Losses, Held-to-maturity	164,000	1,079,000
Collateralized Mortgage Obligations: Residential [Member]
Held-to-maturity [Abstract]
Amortized Cost	12,709,000	14,189,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	479,000	979,000
Fair Value	12,230,000	13,210,000
Held-to-maturity, Amortized Cost [Abstract]
Amortized Cost	12,709,000	14,189,000
Held-to-maturity, Fair Value [Abstract]
Fair Value	12,230,000	13,210,000
Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract]
Securities with losses under 12 months, Fair Value, Held-to-maturity	0	13,210,000
Securities with losses under 12 months, Gross Unrealized Losses, Held-to-maturity	0	979,000
Securities with losses over 12 months, Fair Value, Held-to-maturity	12,230,000	0
Securities with losses over 12 months, Gross Unrealized Losses, Held-to-maturity	479,000	0
Total securities, Fair Value, Held-to-maturity	12,230,000	13,210,000
Total securities, Gross Unrealized Losses, Held-to-maturity	479,000	979,000
Collateralized Mortgage Obligations: Commercial [Member]
Held-to-maturity [Abstract]
Amortized Cost	15,310,000	15,685,000
Gross Unrealized Gains	53,000	103,000
Gross Unrealized Losses	173,000	0
Fair Value	15,190,000	15,788,000
Held-to-maturity, Amortized Cost [Abstract]
Amortized Cost	15,310,000	15,685,000
Held-to-maturity, Fair Value [Abstract]
Fair Value	15,190,000	15,788,000
Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract]
Securities with losses under 12 months, Fair Value, Held-to-maturity	7,599,000
Securities with losses under 12 months, Gross Unrealized Losses, Held-to-maturity	173,000
Securities with losses over 12 months, Fair Value, Held-to-maturity	0
Securities with losses over 12 months, Gross Unrealized Losses, Held-to-maturity	0
Total securities, Fair Value, Held-to-maturity	7,599,000
Total securities, Gross Unrealized Losses, Held-to-maturity	173,000
U.S. Government Sponsored Enterprises [Member]
Available-for-sale Securities [Abstract]
Amortized Cost	10,339,000	11,455,000
Gross Unrealized Gains	0	1,000
Gross Unrealized Losses	112,000	191,000
Fair Value	10,227,000	11,265,000
Available-for-sale, Amortized Cost [Abstract]
Amortized Cost	10,339,000	11,455,000
Available-for-sale, Fair Value [Abstract]
Fair Value	10,227,000	11,265,000
Available-for-sale [Abstract]
Securities with losses under 12 months, Fair Value, Available-for-sale	4,973,000	10,463,000
Securities with losses under 12 months, Gross Unrealized Losses, Available-for-sale	32,000	191,000
Securities with losses over 12 months, Fair Value, Available-for-sale	5,254,000	0
Securities with losses over 12 months, Gross Unrealized Losses, Available-for-sale	80,000	0
Total securities, Fair Value, Available-for-sale	10,227,000	10,463,000
Total securities, Gross Unrealized Losses, Available-for-sale	112,000	191,000
Obligation of State and Political Subdivisions [Member]
Available-for-sale Securities [Abstract]
Amortized Cost	43,079,000	57,925,000
Gross Unrealized Gains	1,555,000	2,296,000
Gross Unrealized Losses	29,000	243,000
Fair Value	44,605,000	59,978,000
Available-for-sale, Amortized Cost [Abstract]
Amortized Cost	43,079,000	57,925,000
Available-for-sale, Fair Value [Abstract]
Fair Value	44,605,000	59,978,000
Available-for-sale [Abstract]
Securities with losses under 12 months, Fair Value, Available-for-sale	2,029,000	4,256,000
Securities with losses under 12 months, Gross Unrealized Losses, Available-for-sale	29,000	243,000
Securities with losses over 12 months, Fair Value, Available-for-sale	0	0
Securities with losses over 12 months, Gross Unrealized Losses, Available-for-sale	0	0
Total securities, Fair Value, Available-for-sale	2,029,000	4,256,000
Total securities, Gross Unrealized Losses, Available-for-sale	29,000	243,000
GSE Mortgage-backed Securities [Member]
Available-for-sale Securities [Abstract]
Amortized Cost	106,208,000	146,129,000
Gross Unrealized Gains	3,183,000	2,029,000
Gross Unrealized Losses	288,000	2,193,000
Fair Value	109,103,000	145,965,000
Available-for-sale, Amortized Cost [Abstract]
Amortized Cost	106,208,000	146,129,000
Available-for-sale, Fair Value [Abstract]
Fair Value	109,103,000	145,965,000
Available-for-sale [Abstract]
Securities with losses under 12 months, Fair Value, Available-for-sale	6,668,000	68,028,000
Securities with losses under 12 months, Gross Unrealized Losses, Available-for-sale	25,000	2,193,000
Securities with losses over 12 months, Fair Value, Available-for-sale	21,538,000	0
Securities with losses over 12 months, Gross Unrealized Losses, Available-for-sale	263,000	0
Total securities, Fair Value, Available-for-sale	28,206,000	68,028,000
Total securities, Gross Unrealized Losses, Available-for-sale	288,000	2,193,000
Collateralized Mortgage Obligations: Residential [Member]
Available-for-sale Securities [Abstract]
Amortized Cost	62,093,000	73,569,000
Gross Unrealized Gains	266,000	212,000
Gross Unrealized Losses	1,520,000	2,894,000
Fair Value	60,839,000	70,887,000
Available-for-sale, Amortized Cost [Abstract]
Amortized Cost	62,093,000	73,569,000
Available-for-sale, Fair Value [Abstract]
Fair Value	60,839,000	70,887,000
Available-for-sale [Abstract]
Securities with losses under 12 months, Fair Value, Available-for-sale	9,366,000	56,975,000
Securities with losses under 12 months, Gross Unrealized Losses, Available-for-sale	53,000	2,563,000
Securities with losses over 12 months, Fair Value, Available-for-sale	37,997,000	4,371,000
Securities with losses over 12 months, Gross Unrealized Losses, Available-for-sale	1,467,000	331,000
Total securities, Fair Value, Available-for-sale	47,363,000	61,346,000
Total securities, Gross Unrealized Losses, Available-for-sale	1,520,000	2,894,000
Collateralized Mortgage Obligations: Commercial [Member]
Available-for-sale Securities [Abstract]
Amortized Cost	24,462,000	27,082,000
Gross Unrealized Gains	190,000	416,000
Gross Unrealized Losses	107,000	152,000
Fair Value	24,545,000	27,346,000
Available-for-sale, Amortized Cost [Abstract]
Amortized Cost	24,462,000	27,082,000
Available-for-sale, Fair Value [Abstract]
Fair Value	24,545,000	27,346,000
Available-for-sale [Abstract]
Securities with losses under 12 months, Fair Value, Available-for-sale	0	4,282,000
Securities with losses under 12 months, Gross Unrealized Losses, Available-for-sale	0	152,000
Securities with losses over 12 months, Fair Value, Available-for-sale	3,747,000	0
Securities with losses over 12 months, Gross Unrealized Losses, Available-for-sale	107,000	0
Total securities, Fair Value, Available-for-sale	3,747,000	4,282,000
Total securities, Gross Unrealized Losses, Available-for-sale	107,000	152,000
Other asset-backed Securities [Member]
Available-for-sale Securities [Abstract]
Amortized Cost	24,041,000	25,204,000
Gross Unrealized Gains	321,000	351,000
Gross Unrealized Losses	19,000	66,000
Fair Value	24,343,000	25,489,000
Available-for-sale, Amortized Cost [Abstract]
Amortized Cost	24,041,000	25,204,000
Available-for-sale, Fair Value [Abstract]
Fair Value	24,343,000	25,489,000
Available-for-sale [Abstract]
Securities with losses under 12 months, Fair Value, Available-for-sale	6,401,000	13,099,000
Securities with losses under 12 months, Gross Unrealized Losses, Available-for-sale	19,000	66,000
Securities with losses over 12 months, Fair Value, Available-for-sale	0	0
Securities with losses over 12 months, Gross Unrealized Losses, Available-for-sale	0	0
Total securities, Fair Value, Available-for-sale	6,401,000	13,099,000
Total securities, Gross Unrealized Losses, Available-for-sale	19,000	66,000
Collateralized Debt Obligations [Member]
Available-for-sale Securities [Abstract]
Amortized Cost	266,000	464,000
Gross Unrealized Gains	952,000	271,000
Gross Unrealized Losses	0	0
Fair Value	1,218,000	735,000
Available-for-sale, Amortized Cost [Abstract]
Amortized Cost	266,000	464,000
Available-for-sale, Fair Value [Abstract]
Fair Value	1,218,000	735,000
Mutual Funds [Member]
Available-for-sale Securities [Abstract]
Amortized Cost	2,100,000
Gross Unrealized Gains	4,000
Gross Unrealized Losses	0
Fair Value	2,104,000
Available-for-sale, Amortized Cost [Abstract]
Amortized Cost	2,100,000
Available-for-sale, Fair Value [Abstract]
Fair Value	$2,104,000

LOANS_Summary_of_Loan_Portfoli

LOANS, Summary of Loan Portfolio (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Loan portfolio [Abstract]
Total loans	$1,284,431	$1,137,554
Less allowance for loan losses	-11,226	-8,779
Loans, net	1,273,205	1,128,775
Commercial, Financial and Agricultural [Member]
Loan portfolio [Abstract]
Total loans	467,147	403,976
Real Estate - Construction [Member]
Loan portfolio [Abstract]
Total loans	68,577	82,691
Real Estate - Commercial [Member]
Loan portfolio [Abstract]
Total loans	467,172	397,135
Real Estate - Residential [Member]
Loan portfolio [Abstract]
Total loans	154,602	146,841
Installment Loans to Individuals [Member]
Loan portfolio [Abstract]
Total loans	119,328	97,459
Lease Financing Receivable [Member]
Loan portfolio [Abstract]
Total loans	4,857	5,542
Other [Member]
Loan portfolio [Abstract]
Total loans	$2,748	$3,910

LOANS_Aggregate_Allowance_for_

LOANS, Aggregate Allowance for Loan Losses and Related Party Lending (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
	Segment	Dec. 31, 2013	Dec. 31, 2012
Activity in allowance for loan losses [Roll Forward]
Beginning balance	$8,779,000	$7,370,000	$7,276,000
Provision for loan losses	5,625,000	3,050,000	2,050,000
Recoveries	738,000	265,000	300,000
Loans charged-off	-3,916,000	-1,906,000	-2,256,000
Ending balance	11,226,000	8,779,000	7,370,000
Activity in related party loans and commitments to extend credit [Roll Forward]
Balance, beginning of year	3,114,000
New loans	407,000
Repayments and adjustments	-544,000
Balance, end of year	2,977,000	3,114,000
Number of industry segment concentration above threshold limit	1
Threshold percentage of loan portfolio (in hundredths)	10.00%
Loans exposure in oil and gas industry	265,000,000
Exposure in oil and gas industry specified as percentage of total loans (in hundredths)	20.60%
Loans with exposure in commercial real estate	510,700,000
Loans on nonaccrual status	10,701,000	5,099,000
Commercial Real Estate [Member]
Activity in allowance for loan losses [Roll Forward]
Beginning balance	1,389,000	2,166,000
Provision for loan losses	699,000	-788,000
Recoveries	407,000	29,000
Loans charged-off	-93,000	-18,000
Ending balance	2,402,000	1,389,000
Activity in related party loans and commitments to extend credit [Roll Forward]
Loans with exposure in commercial real estate	467,200,000
Percentage of CRE loans secured by owner-occupied commercial properties (in hundredths)	56.00%
Loans on nonaccrual status	$6,500,000
Nonaccrual status of loans specified as percentage of total CRE loans (in hundredths)	1.30%

LOANS_Allowance_for_Loan_Losse

LOANS, Allowance for Loan Losses by Segment (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	$8,779	$7,370	$7,276
Charge-offs	-3,916	-1,906	-2,256
Recoveries	738	265	300
Provision	5,625	3,050	2,050
Ending balance	11,226	8,779	7,370
Ending balance: individually evaluated for impairment	2,164	405
Ending balance: collectively evaluated for impairment	9,062	8,374
Loans [Abstract]
Ending balance	1,284,431	1,137,554
Ending balance: individually evaluated for impairment	10,547	4,725
Ending balance: collectively evaluated for impairment	1,273,124	1,131,957
Ending balance: loans acquired with deteriorated credit quality	760	872
Commercial, Financial and Agricultural [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	3,906	1,535
Charge-offs	-2,843	-935
Recoveries	164	80
Provision	4,502	3,226
Ending balance	5,729	3,906
Ending balance: individually evaluated for impairment	1,010	168
Ending balance: collectively evaluated for impairment	4,719	3,738
Loans [Abstract]
Ending balance	467,147	403,976
Ending balance: individually evaluated for impairment	2,656	1,241
Ending balance: collectively evaluated for impairment	464,491	402,735
Ending balance: loans acquired with deteriorated credit quality	0	0
Real Estate - Construction [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	1,046	2,147
Charge-offs	-1	0
Recoveries	0	8
Provision	-91	-1,109
Ending balance	954	1,046
Ending balance: individually evaluated for impairment	0	3
Ending balance: collectively evaluated for impairment	954	1,043
Loans [Abstract]
Ending balance	68,577	82,691
Ending balance: individually evaluated for impairment	54	100
Ending balance: collectively evaluated for impairment	68,523	82,591
Ending balance: loans acquired with deteriorated credit quality	0	0
Real Estate - Commercial [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	1,389	2,166
Charge-offs	-93	-18
Recoveries	407	29
Provision	699	-788
Ending balance	2,402	1,389
Ending balance: individually evaluated for impairment	907	54
Ending balance: collectively evaluated for impairment	1,495	1,335
Loans [Abstract]
Ending balance	467,172	397,135
Ending balance: individually evaluated for impairment	6,388	2,213
Ending balance: collectively evaluated for impairment	460,118	394,218
Ending balance: loans acquired with deteriorated credit quality	666	704
Real Estate - Residential [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	1,141	936
Charge-offs	-273	-129
Recoveries	47	39
Provision	-105	295
Ending balance	810	1,141
Ending balance: individually evaluated for impairment	68	60
Ending balance: collectively evaluated for impairment	742	1,081
Loans [Abstract]
Ending balance	154,602	146,841
Ending balance: individually evaluated for impairment	1,072	900
Ending balance: collectively evaluated for impairment	153,436	145,773
Ending balance: loans acquired with deteriorated credit quality	94	168
Installment Loans to Individuals [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	1,273	543
Charge-offs	-706	-824
Recoveries	120	109
Provision	624	1,445
Ending balance	1,311	1,273
Ending balance: individually evaluated for impairment	179	120
Ending balance: collectively evaluated for impairment	1,132	1,153
Loans [Abstract]
Ending balance	119,328	97,459
Ending balance: individually evaluated for impairment	377	271
Ending balance: collectively evaluated for impairment	118,951	97,188
Ending balance: loans acquired with deteriorated credit quality	0	0
Lease Financing Receivable [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	21	41
Charge-offs	0	0
Recoveries	0	0
Provision	-5	-20
Ending balance	16	21
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	16	21
Loans [Abstract]
Ending balance	4,857	5,542
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	4,857	5,542
Ending balance: loans acquired with deteriorated credit quality	0	0
Other [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	3	2
Charge-offs	0	0
Recoveries	0	0
Provision	1	1
Ending balance	4	3
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	4	3
Loans [Abstract]
Ending balance	2,748	3,910
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	2,748	3,910
Ending balance: loans acquired with deteriorated credit quality	$0	$0

LOANS_Credit_Quality_Indicator

LOANS, Credit Quality Indicators and Aging (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	$10,267	$9,677
60-89 Days Past Due	1,858	2,627
Greater than 90 Days Past Due	5,954	4,297
Total Past Due	18,079	16,601
Current	1,266,352	1,120,953
Total Loans	1,284,431	1,137,554
Recorded Investment > 90 days and Accruing	187	178
Credit Risk Profile [Abstract]
Loans	1,284,431	1,137,554
Percentage of Total Loans (in hundredths)	100.00%	100.00%
Commercial, Financial and Agricultural [Member]
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	2,179	4,350
60-89 Days Past Due	654	208
Greater than 90 Days Past Due	2,556	1,256
Total Past Due	5,389	5,814
Current	461,758	398,162
Total Loans	467,147	403,976
Recorded Investment > 90 days and Accruing	26	26
Credit Risk Profile [Abstract]
Loans	467,147	403,976
Commercial Real Estate Construction [Member]
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	15	36
60-89 Days Past Due	0	0
Greater than 90 Days Past Due	105	63
Total Past Due	120	99
Current	43,390	64,794
Total Loans	43,510	64,893
Recorded Investment > 90 days and Accruing	97	0
Credit Risk Profile [Abstract]
Loans	43,510	64,893
Commercial Real Estate - Other [Member]
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	4,989	1,230
60-89 Days Past Due	270	1,447
Greater than 90 Days Past Due	2,464	2,395
Total Past Due	7,723	5,072
Current	459,449	392,063
Total Loans	467,172	397,135
Recorded Investment > 90 days and Accruing	0	141
Credit Risk Profile [Abstract]
Loans	467,172	397,135
Commercial Total [Member]
Credit Risk Profile [Abstract]
Percentage of Total Loans (in hundredths)	100.00%	100.00%
Residential - Construction [Member]
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	431	149
60-89 Days Past Due	0	0
Greater than 90 Days Past Due	0	0
Total Past Due	431	149
Current	24,636	17,649
Total Loans	25,067	17,798
Recorded Investment > 90 days and Accruing	0	0
Credit Risk Profile [Abstract]
Loans	25,067	17,798
Residential - Prime [Member]
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	1,843	2,984
60-89 Days Past Due	523	870
Greater than 90 Days Past Due	704	307
Total Past Due	3,070	4,161
Current	151,532	142,680
Total Loans	154,602	146,841
Recorded Investment > 90 days and Accruing	0	0
Credit Risk Profile [Abstract]
Loans	154,602	146,841
Residential - Subprime [Member]
Credit Risk Profile [Abstract]
Loans	0	0
Residential Total [Member]
Credit Risk Profile [Abstract]
Percentage of Total Loans (in hundredths)	100.00%	100.00%
Consumer - Credit Card [Member]
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	5	36
60-89 Days Past Due	19	0
Greater than 90 Days Past Due	18	7
Total Past Due	42	43
Current	5,970	6,163
Total Loans	6,012	6,206
Recorded Investment > 90 days and Accruing	18	7
Credit Risk Profile [Abstract]
Loans	6,012	6,206
Consumer - Other [Member]
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	671	767
60-89 Days Past Due	392	102
Greater than 90 Days Past Due	107	269
Total Past Due	1,170	1,138
Current	112,146	90,115
Total Loans	113,316	91,253
Recorded Investment > 90 days and Accruing	46	4
Credit Risk Profile [Abstract]
Loans	113,316	91,253
Lease Financing Receivable [Member]
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater than 90 Days Past Due	0	0
Total Past Due	0	0
Current	4,857	5,542
Total Loans	4,857	5,542
Recorded Investment > 90 days and Accruing	0	0
Credit Risk Profile [Abstract]
Loans	4,857	5,542
Other Loans [Member]
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	134	125
60-89 Days Past Due	0	0
Greater than 90 Days Past Due	0	0
Total Past Due	134	125
Current	2,614	3,785
Total Loans	2,748	3,910
Recorded Investment > 90 days and Accruing	0	0
Credit Risk Profile [Abstract]
Loans	2,748	3,910
Pass [Member] \| Commercial, Financial and Agricultural [Member]
Credit Risk Profile [Abstract]
Loans	456,221	397,513
Pass [Member] \| Commercial Real Estate Construction [Member]
Credit Risk Profile [Abstract]
Loans	43,320	63,577
Pass [Member] \| Commercial Real Estate - Other [Member]
Credit Risk Profile [Abstract]
Loans	440,281	371,618
Pass [Member] \| Commercial Total [Member]
Credit Risk Profile [Abstract]
Percentage of Total Loans (in hundredths)	96.11%	96.15%
Pass [Member] \| Residential - Construction [Member]
Credit Risk Profile [Abstract]
Loans	25,067	17,798
Pass [Member] \| Residential - Prime [Member]
Credit Risk Profile [Abstract]
Loans	150,664	143,790
Pass [Member] \| Residential - Subprime [Member]
Credit Risk Profile [Abstract]
Loans	0	0
Pass [Member] \| Residential Total [Member]
Credit Risk Profile [Abstract]
Percentage of Total Loans (in hundredths)	97.81%	98.15%
Special Mention [Member] \| Commercial, Financial and Agricultural [Member]
Credit Risk Profile [Abstract]
Loans	4,861	2,962
Special Mention [Member] \| Commercial Real Estate Construction [Member]
Credit Risk Profile [Abstract]
Loans	132	49
Special Mention [Member] \| Commercial Real Estate - Other [Member]
Credit Risk Profile [Abstract]
Loans	7,120	8,781
Special Mention [Member] \| Commercial Total [Member]
Credit Risk Profile [Abstract]
Percentage of Total Loans (in hundredths)	1.24%	1.36%
Special Mention [Member] \| Residential - Construction [Member]
Credit Risk Profile [Abstract]
Loans	0	0
Special Mention [Member] \| Residential - Prime [Member]
Credit Risk Profile [Abstract]
Loans	1,184	548
Special Mention [Member] \| Residential - Subprime [Member]
Credit Risk Profile [Abstract]
Loans	0	0
Special Mention [Member] \| Residential Total [Member]
Credit Risk Profile [Abstract]
Percentage of Total Loans (in hundredths)	0.66%	0.33%
Substandard [Member] \| Commercial, Financial and Agricultural [Member]
Credit Risk Profile [Abstract]
Loans	5,541	3,272
Substandard [Member] \| Commercial Real Estate Construction [Member]
Credit Risk Profile [Abstract]
Loans	58	1,267
Substandard [Member] \| Commercial Real Estate - Other [Member]
Credit Risk Profile [Abstract]
Loans	19,771	16,736
Substandard [Member] \| Commercial Total [Member]
Credit Risk Profile [Abstract]
Percentage of Total Loans (in hundredths)	2.60%	2.46%
Substandard [Member] \| Residential - Construction [Member]
Credit Risk Profile [Abstract]
Loans	0	0
Substandard [Member] \| Residential - Prime [Member]
Credit Risk Profile [Abstract]
Loans	2,754	2,503
Substandard [Member] \| Residential - Subprime [Member]
Credit Risk Profile [Abstract]
Loans	0	0
Substandard [Member] \| Residential Total [Member]
Credit Risk Profile [Abstract]
Percentage of Total Loans (in hundredths)	1.53%	1.52%
Doubtful [Member] \| Commercial, Financial and Agricultural [Member]
Credit Risk Profile [Abstract]
Loans	524	229
Doubtful [Member] \| Commercial Real Estate Construction [Member]
Credit Risk Profile [Abstract]
Loans	0	0
Doubtful [Member] \| Commercial Real Estate - Other [Member]
Credit Risk Profile [Abstract]
Loans	0	0
Doubtful [Member] \| Commercial Total [Member]
Credit Risk Profile [Abstract]
Percentage of Total Loans (in hundredths)	0.05%	0.03%
Performing [Member]
Credit Risk Profile [Abstract]
Percentage of Total Loans (in hundredths)	99.65%	99.73%
Performing [Member] \| Consumer - Credit Card [Member]
Credit Risk Profile [Abstract]
Loans	5,995	6,196
Performing [Member] \| Consumer - Other [Member]
Credit Risk Profile [Abstract]
Loans	112,893	90,978
Performing [Member] \| Lease Financing Receivable [Member]
Credit Risk Profile [Abstract]
Loans	4,857	5,542
Performing [Member] \| Other Loans [Member]
Credit Risk Profile [Abstract]
Loans	2,748	3,910
Nonperforming [Member]
Credit Risk Profile [Abstract]
Percentage of Total Loans (in hundredths)	0.35%	0.27%
Nonperforming [Member] \| Consumer - Credit Card [Member]
Credit Risk Profile [Abstract]
Loans	17	10
Nonperforming [Member] \| Consumer - Other [Member]
Credit Risk Profile [Abstract]
Loans	423	275
Nonperforming [Member] \| Lease Financing Receivable [Member]
Credit Risk Profile [Abstract]
Loans	0	0
Nonperforming [Member] \| Other Loans [Member]
Credit Risk Profile [Abstract]
Loans	$0	$0

LOANS_Impaired_Loans_by_Class_

LOANS, Impaired Loans by Class of Loans (Details) (USD $)	12 Months Ended
LOANS, Impaired Loans by Class of Loans (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Loans on Nonaccrual Status [Abstract]
Loans on Nonaccrual Status	$10,701,000	$5,099,000
With no related allowance recorded [Abstract]
Recorded Investment	3,034,000	3,173,000
Unpaid Principal Balance	3,117,000	4,083,000
Related Allowance	0	0
Average Recorded Investment	3,103,000	4,363,000
Interest Income Recognized	32,000	26,000
With an allowance recorded [Abstract]
Recorded Investment	7,513,000	1,552,000
Unpaid Principal Balance	7,661,000	1,572,000
Related Allowance	2,164,000	405,000
Average Recorded Investment	4,533,000	1,720,000
Interest Income Recognized	262,000	21,000
Totals [Abstract]
Recorded Investment	10,547,000	4,725,000
Unpaid Principal Balance	10,778,000	5,655,000
Related Allowance	2,164,000	405,000
Average Recorded Investment	7,636,000	6,083,000
Interest Income Recognized	294,000	47,000
Interest lost on nonaccrual loans	594,000	518,000	582,000
Interest received on nonaccrual loans	105,000	312,000	70,000
Commercial, Financial and Agricultural [Member]
Loans on Nonaccrual Status [Abstract]
Loans on Nonaccrual Status	2,642,000	1,272,000
With no related allowance recorded [Abstract]
Recorded Investment	438,000	671,000
Unpaid Principal Balance	521,000	1,107,000
Related Allowance	0	0
Average Recorded Investment	554,000	617,000
Interest Income Recognized	0	3,000
With an allowance recorded [Abstract]
Recorded Investment	2,218,000	570,000
Unpaid Principal Balance	2,333,000	570,000
Related Allowance	1,010,000	168,000
Average Recorded Investment	1,394,000	821,000
Interest Income Recognized	35,000	3,000
Totals [Abstract]
Related Allowance	1,010,000	168,000
Commercial Real Estate Construction [Member]
Loans on Nonaccrual Status [Abstract]
Loans on Nonaccrual Status	54,000	100,000
With no related allowance recorded [Abstract]
Recorded Investment	54,000	61,000
Unpaid Principal Balance	54,000	61,000
Related Allowance	0	0
Average Recorded Investment	58,000	416,000
Interest Income Recognized	0	0
With an allowance recorded [Abstract]
Recorded Investment	0	39,000
Unpaid Principal Balance	0	39,000
Related Allowance	0	3,000
Average Recorded Investment	19,000	102,000
Interest Income Recognized	0	1,000
Totals [Abstract]
Related Allowance	0	3,000
Commercial Real Estate - Other [Member]
Loans on Nonaccrual Status [Abstract]
Loans on Nonaccrual Status	6,429,000	2,290,000
With no related allowance recorded [Abstract]
Recorded Investment	1,921,000	1,850,000
Unpaid Principal Balance	1,921,000	2,324,000
Related Allowance	0	0
Average Recorded Investment	1,885,000	2,190,000
Interest Income Recognized	17,000	8,000
With an allowance recorded [Abstract]
Recorded Investment	4,467,000	363,000
Unpaid Principal Balance	4,467,000	363,000
Related Allowance	907,000	54,000
Average Recorded Investment	2,416,000	372,000
Interest Income Recognized	220,000	11,000
Totals [Abstract]
Related Allowance	907,000	54,000
Consumer - Other [Member]
Loans on Nonaccrual Status [Abstract]
Loans on Nonaccrual Status	382,000	284,000
With no related allowance recorded [Abstract]
Recorded Investment	78,000	66,000
Unpaid Principal Balance	78,000	66,000
Related Allowance	0	0
Average Recorded Investment	72,000	90,000
Interest Income Recognized	0	1,000
With an allowance recorded [Abstract]
Recorded Investment	299,000	205,000
Unpaid Principal Balance	313,000	205,000
Related Allowance	179,000	120,000
Average Recorded Investment	252,000	211,000
Interest Income Recognized	4,000	2,000
Totals [Abstract]
Related Allowance	179,000	120,000
Residential - Prime [Member]
Loans on Nonaccrual Status [Abstract]
Loans on Nonaccrual Status	1,194,000	1,153,000
With no related allowance recorded [Abstract]
Recorded Investment	543,000	525,000
Unpaid Principal Balance	543,000	525,000
Related Allowance	0	0
Average Recorded Investment	534,000	1,050,000
Interest Income Recognized	15,000	14,000
With an allowance recorded [Abstract]
Recorded Investment	529,000	375,000
Unpaid Principal Balance	548,000	395,000
Related Allowance	68,000	60,000
Average Recorded Investment	452,000	214,000
Interest Income Recognized	3,000	4,000
Totals [Abstract]
Related Allowance	68,000	60,000
Lease Financing Receivable [Member]
Loans on Nonaccrual Status [Abstract]
Loans on Nonaccrual Status	0	0
Other Loans [Member]
Loans on Nonaccrual Status [Abstract]
Loans on Nonaccrual Status	0	0
Commercial Total [Member]
With an allowance recorded [Abstract]
Related Allowance	1,917,000	225,000
Totals [Abstract]
Recorded Investment	9,098,000	3,554,000
Unpaid Principal Balance	9,296,000	4,464,000
Related Allowance	1,917,000	225,000
Average Recorded Investment	6,326,000	4,518,000
Interest Income Recognized	272,000	26,000
Consumer Total [Member]
With an allowance recorded [Abstract]
Related Allowance	179,000	120,000
Totals [Abstract]
Recorded Investment	377,000	271,000
Unpaid Principal Balance	391,000	271,000
Related Allowance	179,000	120,000
Average Recorded Investment	324,000	301,000
Interest Income Recognized	4,000	3,000
Residential Total [Member]
With an allowance recorded [Abstract]
Related Allowance	68,000	60,000
Totals [Abstract]
Recorded Investment	1,072,000	900,000
Unpaid Principal Balance	1,091,000	920,000
Related Allowance	68,000	60,000
Average Recorded Investment	986,000	1,264,000
Interest Income Recognized	18,000	18,000
Consumer - Credit Card [Member]
Loans on Nonaccrual Status [Abstract]
Loans on Nonaccrual Status	0	0
Residential Construction [Member]
Loans on Nonaccrual Status [Abstract]
Loans on Nonaccrual Status	$0	$0

LOANS_Troubled_Debt_Restructur

LOANS, Troubled Debt Restructuring (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
	Contract	Contract
	Loan	Loan
Troubled Debt Restructuring [Abstract]
Current	$176,000	$156,000
Past Due Greater than 30 Days	0	23,000
Nonaccrual TDRs	234,000	233,000
Total TDRs	410,000	412,000
Pre-modified contracts identified as TDRs	1	1
Pre-modification balance identified as TDR	1,200,000	27,000
Number of TDR defaulted	0	0
Commercial, Financial and Agricultural [Member]
Troubled Debt Restructuring [Abstract]
Current	21,000	0
Past Due Greater than 30 Days	0	23,000
Nonaccrual TDRs	234,000	233,000
Total TDRs	255,000	256,000
Real Estate - Commercial [Member]
Troubled Debt Restructuring [Abstract]
Current	155,000	156,000
Past Due Greater than 30 Days	0	0
Nonaccrual TDRs	0	0
Total TDRs	$155,000	$156,000

PREMISES_AND_EQUIPMENT_Details

PREMISES AND EQUIPMENT (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$107,708	$105,040
Less accumulated depreciation and amortization	-37,750	-32,697
Premises and equipment, net	69,958	72,343
Depreciation expense	6,062	5,568	3,799
Land [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	16,078	16,771
Buildings and Improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	50,731	46,091
Furniture, Fixtures, and Equipment [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	27,121	26,244
Automobiles [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	1,512	1,299
Leasehold Improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	10,178	10,146
Construction-In-Process [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$2,088	$4,489

GOODWILL_AND_OTHER_INTANGIBLE_2

GOODWILL AND OTHER INTANGIBLE ASSETS (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
	Dec. 31, 2014	Bond	Dec. 31, 2012
Changes to carrying amount of goodwill [Roll Forward]
Beginning balance	$42,171,000	$42,781,000
Adjustment to goodwill	0	-610,000
Ending balance	42,171,000	42,171,000	42,781,000
Reclassification of a liability assumed from PSB acquisition		415,000
Increase in the value of fixed assets acquired		351,000
Increase to income tax receivable from PSB acquisition		190,000
Goodwill market value adjustment		254,000
Number of bonds held in investment portfolio at acquisition		2
Increase to income tax payable from PSB acquisition		36,000
Net of deferred taxes adjustment resulted in reduction to goodwill		610,000
Finite-Lived Intangible Assets [Line Items]
Amortization expense	1,106,000	1,106,000	762,000
Core Deposit Intangible Assets [Member]
Finite-Lived Intangible Assets [Line Items]
Gross carrying amount	11,674,000	11,674,000
Less accumulated amortization	-4,840,000	-3,733,000
Net carrying amount	6,834,000	7,941,000
Amortization expense	1,100,000	1,100,000	762,000
Summary of estimated amortization expense [Abstract]
2015	1,106,000
2016	1,106,000
2017	1,106,000
2018	1,106,000
2019	1,107,000
Thereafter	1,303,000
Net carrying amount	$6,834,000	$7,941,000

DEPOSITS_Details

DEPOSITS (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
DEPOSITS [Abstract]
Noninterest-bearing	$390,863,000	$383,257,000
Savings and money market	473,290,000	465,748,000
NOW accounts	469,627,000	429,279,000
Time deposits less than $250	166,385,000	192,833,000
Time deposits $250 or more	85,069,000	47,686,000
Total deposits	1,585,234,000	1,518,803,000
Maturities of time deposits [Abstract]
2015	212,032,000
2016	23,182,000
2017	8,967,000
2018	4,239,000
2019	3,032,000
Thereafter	2,000
Total time deposits	251,454,000
Related party deposits	$9,600,000	$16,400,000

SECURITIES_SOLD_UNDER_AGREEMEN1

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Short-term Debt [Line Items]
Securities sold under agreements to repurchase	$62,098,000	$53,916,000
Debt to equity threshold evaluation percentage (in hundredths)	30.00%	30.00%	30.00%
Retail Repurchase Agreements [Member]
Short-term Debt [Line Items]
Securities sold under agreements to repurchase	49,600,000	41,400,000
Average interest rate of outstanding agreements (in hundredths)	0.43%	0.43%
Securities pledged as collateral	60,900,000	51,800,000
Repurchase Agreement with CitiGroup Global Markets, Inc [Member]
Short-term Debt [Line Items]
Securities sold under agreements to repurchase	12,500,000	12,500,000
Securities pledged as collateral	$15,700,000	$15,700,000
Variable rate basis for the first term of the loan	3-month LIBOR	3-month LIBOR
First term of loan	12 months	12 months
Fixed interest rate for remainder of term (in hundredths)	4.57%	4.57%

SHORTTERM_FEDERAL_HOME_LOAN_BA1

SHORT-TERM FEDERAL HOME LOAN BANK ADVANCES (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
	Loan	Loan
SHORT-TERM FEDERAL HOME LOAN BANK ADVANCES [Abstract]
FHLB short term amount	$25,000,000	$25,000,000
Number of FHLB advances	1	1
Maturity period for the advances from the Federal Home Loan Bank	87 days	87 days
Fixed interest rate of FHLB (in hundredths)	0.13%	0.15%
Short-term and long-term FHLB advances are collateralized	364,400,000	180,600,000
Additional FHLB advances available	$314,200,000	$130,400,000

NOTES_PAYABLE_Details

NOTES PAYABLE (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Note Payable [Abstract]
Long-term Federal Home Loan Bank advances	$26,277	$26,703
Notes payable - First National Bankers Bank	0	1,000
Notes payable	26,277	27,703
FHLB advances [Abstract]
2015	426
2016	427
2017	15,403
2019	10,021
Total FHLB advances	$26,277	$26,703
Weighted Average Rate [Abstract]
2015 (in hundredths)	5.06%
2016 (in hundredths)	5.06%
2017 (in hundredths)	3.41%
2019 (in hundredths)	1.99%

JUNIOR_SUBORDINATED_DEBENTURES2

JUNIOR SUBORDINATED DEBENTURES (Details) (USD $)	3 Months Ended	12 Months Ended
JUNIOR SUBORDINATED DEBENTURES (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Debt Instrument [Line Items]
Debt Issued		$22,167,000	$29,384,000
Redemption of Statutory Trust I		7,217,000	0	0
Early extinguishment charge, after tax	168,000
Trust Preferred Securities Subject to Mandatory Redemption [Member]
Debt Instrument [Line Items]
Debt Issued		22,167,000	29,384,000
Trust Preferred Securities Subject to Mandatory Redemption [Member] \| Junior Subordinated Debt February 22, 2001 issuance [Member]
Debt Instrument [Line Items]
Date Issued		22-Feb-01
Maturity Date		22-Feb-31
Interest Rate (in hundredths)		10.20%
Callable After		22-Feb-11
Debt Issued		0	7,217,000
Trust Preferred Securities Subject to Mandatory Redemption [Member] \| Junior Subordinated Debentures July 31, 2001 issuance [Member]
Debt Instrument [Line Items]
Date Issued		31-Jul-01
Maturity Date		9-Jul-31
Variable Rate Basis		3 month LIBOR
Basis spread on variable rate (in hundredths)		3.30%
Callable After		31-Jul-06
Debt Issued		5,671,000	5,671,000
Trust Preferred Securities Subject to Mandatory Redemption [Member] \| Junior Subordinated Debentures September 20, 2004 issuance [Member]
Debt Instrument [Line Items]
Date Issued		20-Sep-04
Maturity Date		20-Sep-34
Variable Rate Basis		3 month LIBOR
Basis spread on variable rate (in hundredths)		2.50%
Callable After		20-Sep-09
Debt Issued		8,248,000	8,248,000
Trust Preferred Securities Subject to Mandatory Redemption [Member] \| Junior Subordinated Debentures October 12, 2006 issuance [Member]
Debt Instrument [Line Items]
Date Issued		12-Oct-06
Maturity Date		12-Oct-36
Variable Rate Basis		3 month LIBOR
Basis spread on variable rate (in hundredths)		1.85%
Callable After		26-Jun-11
Debt Issued		5,155,000	5,155,000
Trust Preferred Securities Subject to Mandatory Redemption [Member] \| Junior Subordinated Debentures June 21, 2007 issuance [Member]
Debt Instrument [Line Items]
Date Issued		21-Jun-07
Maturity Date		21-Jun-37
Variable Rate Basis		3 month LIBOR
Basis spread on variable rate (in hundredths)		1.70%
Callable After		15-Jun-12
Debt Issued		$3,093,000	$3,093,000

COMMITMENTS_AND_CONTINGENCIES_1

COMMITMENTS AND CONTINGENCIES (Details) (USD $)	12 Months Ended
COMMITMENTS AND CONTINGENCIES (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Future annual minimum rental payments due under non-cancellable operating leases [Abstract]
2015	$2,080,000
2016	1,713,000
2017	1,550,000
2018	1,580,000
2019	1,586,000
Thereafter	8,572,000
Total future annual minimum rental payments	17,081,000
Rent expense under operating leases	2,500,000	2,600,000	2,500,000
Line of Credit Facility [Line Items]
Borrowing lines capacity	314,200,000	130,400,000
FHLB of Dallas Line of Credit [Member]
Line of Credit Facility [Line Items]
Borrowing lines capacity	314,200,000
Correspondent Banks Line of Credit [Member]
Line of Credit Facility [Line Items]
Amount of federal funds lines of credit available through correspondent banks	33,500,000
Federal Reserve of Atlanta Line of Credit [Member]
Line of Credit Facility [Line Items]
Line of credit facility, remaining borrowing capacity	233,600,000
Borrowings line outstanding	$0

INCOME_TAXES_Details

INCOME TAXES (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Deferred tax assets [Abstract]
Allowance for loan losses	$5,593	$5,359
Alternative minimum tax credit	388	0
Unrealized loss on securities	0	57
Other	1,914	2,193
Total deferred tax assets	7,895	7,609
Deferred tax liabilities [Abstract]
Premises and equipment	4,336	5,153
FHLB stock dividends	65	59
Unrealized gains on securities	1,538	0
Other	2,833	3,168
Total deferred tax liabilities	8,772	8,380
Net deferred tax liability	877	771
Components of income tax expense [Abstract]
Current	8,847	3,323	2,128
Deferred (benefit) expense	-1,489	2,828	1,651
Total income tax expense	7,358	6,151	3,779
Income tax reconciliation [Abstract]
Federal income tax statutory rate (in hundredths)	35.00%	35.00%	35.00%
Taxes calculated at statutory rate	9,264	7,114	4,697
Increase (decrease) resulting from [Abstract]
Tax-exempt interest, net	-923	-1,095	-988
Executive officer life insurance proceeds	-1,050	0	0
Other	67	132	70
Total income tax expense	$7,358	$6,151	$3,779

EMPLOYEE_BENEFITS_Details

EMPLOYEE BENEFITS (Details) (USD $)	0 Months Ended			12 Months Ended
EMPLOYEE BENEFITS (Details) (USD $)	7-May-14	5-May-14	2-May-14	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	2-May-14
EMPLOYEE BENEFITS [Abstract]
ESOP loan				$250,000			$283,000
Number of shares purchased (in shares)	6,000	4,700	5,300
Purchase price per share (in dollars per share)	$17.98	$18	$17.16	$17.71
ESOP compensation expense				720,000	720,000	428,000
ESOP Shares [Abstract]
Allocated shares (in shares)				554,741	537,373
Shares released for allocation (in shares)				1,892	0
Unreleased shares				14,108	0
Total ESOP shares (in shares)				570,741	537,373
Fair value of unreleased shares at December 31				245,000	0
Deferred compensation liability				1,300,000	1,200,000
Deferred compensation expense				80,000	74,000	68,000
Defined contribution plan expense				7,000	12,000	39,000
Defined contribution plan participation service period				90 days
Employer contribution to 401(k) retirement plan				$60,000	$60,000	$33,000

EMPLOYEE_STOCK_PLANS_Details

EMPLOYEE STOCK PLANS (Details) (USD $)	12 Months Ended			0 Months Ended
EMPLOYEE STOCK PLANS (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Jun. 30, 2010	Feb. 28, 2007
Stock Options [Member]
Options [Roll Forward]
Outstanding, beginning of period (in shares)	432,642	307,845	35,100
Granted (in shares)	17,500	131,280	294,803
Exercised (in shares)	-49,560	-6,155	-14,117
Forfeited or expired (in shares)	-42,509	-328	-7,941
Outstanding, end of period (in shares)	358,073	432,642	307,845
Exercisable, beginning of period (in shares)	70,457	20,983
Exercisable, end of period (in shares)	109,691	70,457	20,983
Weighted Average Exercise Price [Roll Forward]
Outstanding, beginning of period (in dollars per share)	$14.13	$13.36	$14.07
Granted (in dollars per share)	$18.99	$15.82	$12.97
Exercised (in dollars per share)	$12.97	$11.10	$7.15
Forfeited or expired (in dollars per share)	$16.24	$20.88	$12.97
Outstanding, end of period (in dollars per share)	$14.28	$14.13	$13.36
Exercisable, beginning of period (in dollars per share)	$14.81	$18.72
Exercisable, end of period (in dollars per share)	$13.98	$14.81	$18.72
Weighted Average Remaining Contractual Term, Outstanding, End of Period	7 years 9 months 22 days
Weighted Average Remaining Contractual Term, Exercisable, End of Period	7 years 3 months 29 days
Aggregate Intrinsic Value, Outstanding, End of Period	$1,094,000
Aggregate Intrinsic Value, Exercisable, End of Period	368,000
Summary of changes in unvested options [Roll Forward]
Unvested options outstanding, beginning of year (in shares)	362,185
Granted (in shares)	17,500
Vested (in shares)	-100,755
Forfeited (in shares)	-30,548
Unvested options outstanding, end of year (in shares)	248,382	362,185
Weighted Average Grant Date Fair Value [Roll Forward]
Unvested options outstanding, beginning of year (in dollars per share)	$4.84
Granted (in dollars per share)	$5.77
Vested (in dollars per share)	$4.67
Forfeited (in dollars per share)	$5.19
Unvested options outstanding, end of year (in dollars per share)	$4.93	$4.84
Unrecognized compensation cost related to non-vested share-based compensation arrangements	1,000,000
Share-based compensation expense	442,000	308,000	150,000
Assumptions made in estimating fair value of options granted [Abstract]
Risk free rate of interest (in hundredths)	1.70%	1.30%
Expected volatility (in hundredths)	39.20%	47.40%
Dividend yield (in hundredths)	1.90%	2.10%
Average expected life (in years)	5 years	5 years
Weighted-average grant-date fair value (in dollars per share)	$5.77	$5.59
Intrinsic value of the options exercised	217,000	41,000	130,000
2007 Omnibus Incentive Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Common shares outstanding reserved for issuance under the plan (in shares)					525,000
Shares available for grant under the plan (in shares)	105,476
2007 Omnibus Incentive Compensation Plan [Member] \| Stock Options [Member]
Options [Roll Forward]
Outstanding, end of period (in shares)	352,031
2007 Omnibus Incentive Compensation Plan [Member] \| Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	3 years
Summary of changes in unvested options [Roll Forward]
Granted (in shares)				22,047
Weighted Average Grant Date Fair Value [Roll Forward]
Granted (in dollars per share)	$12.77
Share-based compensation expense		$21,000	$57,000
1997 Stock Incentive Plan [Member] \| Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options vesting on an annual basis, 20% of group per year (in shares)	315,571
Annual vesting percentage, vesting group 20% per year (in hundredths)	20.00%
Options vesting on an annual basis, 16.67% of group per year (in shares)	42,502
Annual vesting percentage, vesting group 16.67% per year (in hundredths)	16.67%
Vesting period	10 years
Options [Roll Forward]
Outstanding, end of period (in shares)	6,042

STOCKHOLDERS_EQUITY_Details

STOCKHOLDERS' EQUITY (Details) (USD $)	0 Months Ended		1 Months Ended	12 Months Ended	3 Months Ended		12 Months Ended
STOCKHOLDERS' EQUITY (Details) (USD $)	Dec. 28, 2012	Jan. 09, 2009	Aug. 31, 2011	Dec. 31, 2009	Dec. 31, 2013	Jun. 30, 2013	Dec. 31, 2014
Class of Stock [Line Items]
Funds available to pay dividends to the Parent Company without regulatory approval							21,000,000
Common Stock [Member]
Class of Stock [Line Items]
Stock issued during period (in shares)	756,511
Series A Preferred Stock [Member]
Class of Stock [Line Items]
Stock issued during period (in shares)		20,000
Proceeds from issuance of preferred stock		20,000,000
Number of securities called by warrants (in shares)		208,768		104,384
Exercise price of warrants (in dollars per share)		$14.37
Dividend rate on preferred stock (in hundredths)				5.00%
Stock redeemed during the period (in shares)			20,000
Stated value (in dollars per share)			$1,000
Series B Preferred Stock [Member]
Class of Stock [Line Items]
Stock issued during period (in shares)			32,000
Proceeds from issuance of preferred stock used for additional capital			$12,000,000
Dividend rate on preferred stock (in hundredths)					1.00%
Target growth rate in qualified small business loans						10.00%
Increase in Dividend rate on preferred stock in March 2016 (in hundredth)							9.00%
Series C Preferred Stock [Member]
Class of Stock [Line Items]
Stock issued during period (in shares)	99,971
Dividend rate on preferred stock (in hundredths)							4.00%
Conversion price (per share)							18
Company right period to require conversion in trading days							20 days
Company right period to require conversion in consecutive days							30 days
Company right to require conversion above conversion price (in hundredths)							130.00%

OTHER_COMPREHENSIVE_LOSS_INCOM2

OTHER COMPREHENSIVE (LOSS) INCOME (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Securities available-for-sale (Before tax) [Abstract]
Change in unrealized gain/loss during period	$4,687	($12,481)	$831
Reclassification adjustment for gains included in net income	-128	-234	-204
Total other comprehensive income (loss)	4,559	-12,715	627
Securities available-for-sale: (Tax Effect) [Abstract]
Change in unrealized gain/loss during period	-1,641	4,368	-291
Reclassification adjustment for gains included in net income	45	82	71
Total other comprehensive income (loss), tax effect	-1,596	4,450	-220
Securities available-for-sale (Net of Tax) [Abstract]
Change in unrealized gain/loss during period	3,046	-8,113	540
Reclassification adjustment for gains included in net income	-83	-152	-133
Total other comprehensive income (loss), net of tax	2,963	-8,265	407
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Gain on securities, net	128	234	204
Income tax expense	1,596	-4,450	220
Net earnings	19,110	14,176	9,642
Unrealized Gains and Losses on Securities Available-for-Sale [Member] \| Reclassification Out Of Accumulated Other Comprehensive Income [Member]
Securities available-for-sale: (Tax Effect) [Abstract]
Total other comprehensive income (loss), tax effect	-45	-82	-71
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Gain on securities, net	-128	-234	-204
Income tax expense	45	82	71
Net earnings	($83)	($152)	($133)

NET_EARNINGS_PER_COMMON_SHARE_1

NET EARNINGS PER COMMON SHARE (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
NET EARNINGS PER COMMON SHARE [Abstract]
Net earnings available to common stockholders	$18,412	$12,844	$8,095
Dividends on Series C preferred stock	378	400	0
Adjusted net earnings available to common stockholders	$18,790	$13,244	$8,095
Weighted average number of common shares outstanding used in computation of basic earnings per common share (in shares)	11,282,000	11,247,000	10,482,000
Effect of dilutive securities [Abstract]
Stock options (in shares)	77,000	50,000	24,000
Restricted stock (in shares)	0	0	12,000
Preferred stock (in shares)	542,000	564,000	6,000
Weighted average number of common shares outstanding plus effect of dilutive securities used in computation of diluted earnings per common share (in shares)	11,901,000	11,861,000	10,524,000
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive shares excluded from computing diluted earnings per share (in shares)	24,855	134,611	18,331
Warrant [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive shares excluded from computing diluted earnings per share (in shares)			104,384

FINANCIAL_INSTRUMENTS_WITH_OFF2

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Commitments to Extend Credit [Member]
Financial instruments whose contract amounts represent credit risk [Abstract]
Contract or Notional Amount	$269,672	$264,346
Letters of Credit [Member]
Financial instruments whose contract amounts represent credit risk [Abstract]
Contract or Notional Amount	$6,524	$9,505
Letters of credit secured by marketable securities (in hundredths)	83.00%	86.00%

REGULATORY_MATTERS_Details

REGULATORY MATTERS (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Actual [Abstract]
Total capital to risk weighted assets amount	$190,060,000	$178,343,000
Tier I capital to risk weighted assets amount	178,649,000	169,242,000
Tier I capital to average assets amount	178,649,000	169,242,000
Total capital to risk weighted assets ratio (in hundredths)	13.73%	14.19%
Tier I capital to risk weighted assets ratio (in hundredths)	12.90%	13.47%
Tier I capital to average assets ratio (in hundredths)	9.52%	9.35%
Required for Minimum Capital Adequacy Purposes [Abstract]
Total capital to risk weighted assets amount	110,758,000	100,536,000
Tier I capital to risk weighted assets amount	55,379,000	50,268,000
Tier I capital to average assets amount	75,029,000	72,405,000
Total capital to risk weighted assets ratio (in hundredths)	8.00%	8.00%
Tier I capital to risk weighted assets ratio (in hundredths)	4.00%	4.00%
Tier I capital to average assets ratio (in hundredths)	4.00%	4.00%
To be Well Capitalized Under Prompt Corrective Action Provisions [Abstract]
Risk based capital requirement, Consolidated assets minimum	500,000,000
Bank [Member]
Actual [Abstract]
Total capital to risk weighted assets amount	179,225,000	170,262,000
Tier I capital to risk weighted assets amount	167,814,000	161,283,000
Tier I capital to average assets amount	167,814,000	161,283,000
Total capital to risk weighted assets ratio (in hundredths)	12.94%	13.56%
Tier I capital to risk weighted assets ratio (in hundredths)	12.11%	12.84%
Tier I capital to average assets ratio (in hundredths)	8.95%	8.91%
Required for Minimum Capital Adequacy Purposes [Abstract]
Total capital to risk weighted assets amount	110,842,000	100,466,000
Tier I capital to risk weighted assets amount	55,421,000	50,233,000
Tier I capital to average assets amount	74,994,000	72,384,000
Total capital to risk weighted assets ratio (in hundredths)	8.00%	8.00%
Tier I capital to risk weighted assets ratio (in hundredths)	4.00%	4.00%
Tier I capital to average assets ratio (in hundredths)	4.00%	4.00%
To be Well Capitalized Under Prompt Corrective Action Provisions [Abstract]
Total capital to risk weighted assets amount	138,552,000	125,582,000
Tier I capital to risk weighted assets amount	83,131,000	75,349,000
Tier I capital to average assets amount	$112,492,000	$108,576,000
Total capital to risk weighted assets ratio (in hundredths)	10.00%	10.00%
Tier I capital to risk weighted assets ratio (in hundredths)	6.00%	6.00%
Tier I capital to average assets ratio (in hundredths)	5.00%	5.00%

FAIR_VALUE_MEASUREMENTS_AND_DI2

FAIR VALUE MEASUREMENTS AND DISCLOSURES (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount for selling costs (in hundredths)	6.00%
Additional discount for taxes, insurance and maintenance costs (in hundredths)	4.00%
Minimum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Period when new appraisals are received	28 days
Maximum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Period when new appraisals are received	42 days
Recurring [Member]
Available-for-sale Securities [Abstract]
U.S. Government sponsored enterprises	10,227	$11,265
Obligations of state and political subdivisions	44,605	59,978
GSE mortgage-backed securities	109,103	145,965
Collateralized mortgage obligations: residential	60,839	70,887
Collateralized mortgage obligations: commercial	24,545	27,346
Other asset-backed securities	24,343	25,489
Collateralized debt obligation	1,218	735
Mutual funds	2,104
Recurring [Member] \| Level 1 [Member]
Available-for-sale Securities [Abstract]
U.S. Government sponsored enterprises	0	0
Obligations of state and political subdivisions	0	0
GSE mortgage-backed securities	0	0
Collateralized mortgage obligations: residential	0	0
Collateralized mortgage obligations: commercial	0	0
Other asset-backed securities	0	0
Collateralized debt obligation	0	0
Mutual funds	2,104
Recurring [Member] \| Level 2 [Member]
Available-for-sale Securities [Abstract]
U.S. Government sponsored enterprises	10,227	11,265
Obligations of state and political subdivisions	44,605	59,978
GSE mortgage-backed securities	109,103	145,965
Collateralized mortgage obligations: residential	60,839	70,887
Collateralized mortgage obligations: commercial	24,545	27,346
Other asset-backed securities	24,343	25,489
Collateralized debt obligation	1,218	735
Mutual funds	0
Recurring [Member] \| Level 3 [Member]
Available-for-sale Securities [Abstract]
U.S. Government sponsored enterprises	0	0
Obligations of state and political subdivisions	0	0
GSE mortgage-backed securities	0	0
Collateralized mortgage obligations: residential	0	0
Collateralized mortgage obligations: commercial	0	0
Other asset-backed securities	0	0
Collateralized debt obligation	0	0
Mutual funds	0
Nonrecurring [Member]
Assets and Liabilities measured on nonrecurring basis [Abstract]
Impaired loans	5,051	1,973
Other real estate	4,234	6,687
Nonrecurring [Member] \| Level 1 [Member]
Assets and Liabilities measured on nonrecurring basis [Abstract]
Impaired loans	0	0
Other real estate	0	0
Nonrecurring [Member] \| Level 2 [Member]
Assets and Liabilities measured on nonrecurring basis [Abstract]
Impaired loans	5,051	1,973
Other real estate	4,234	6,687
Nonrecurring [Member] \| Level 3 [Member]
Assets and Liabilities measured on nonrecurring basis [Abstract]
Impaired loans	0	0
Other real estate	0	$0

FAIR_VALUE_MEASUREMENTS_AND_DI3

FAIR VALUE MEASUREMENTS AND DISCLOSURES, by Balance Sheet Grouping (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Financial assets [Abstract]
Securities available-for-sale	$276,984	$341,665
Securities held-to-maturity	141,593	151,168
Carrying Value [Member]
Financial assets [Abstract]
Cash and cash equivalents	86,872	59,731
Securities available-for-sale	276,984	341,665
Securities held-to-maturity	141,201	155,523
Other investments	9,990	11,526
Loans, net	1,273,205	1,128,775
Cash surrender value of life insurance policies	13,659	13,450
Financial liabilities [Abstract]
Non-interest-bearing deposits	390,863	383,257
Interest-bearing deposits	1,194,371	1,135,546
Securities sold under agreements to repurchase	62,098	53,916
Short-term Federal Home Loan Bank advances	25,000	25,000
Notes payable	26,277	27,703
Junior subordinated debentures	22,167	29,384
Fair Value [Member] \| Level 1 [Member]
Financial assets [Abstract]
Cash and cash equivalents	86,872	59,731
Securities available-for-sale	-2,104	0
Securities held-to-maturity	0	0
Other investments	9,990	11,526
Loans, net	0	0
Cash surrender value of life insurance policies	0	0
Financial liabilities [Abstract]
Non-interest-bearing deposits	0	0
Interest-bearing deposits	0	0
Securities sold under agreements to repurchase	62,098	53,916
Short-term Federal Home Loan Bank advances	0	0
Notes payable	0	0
Junior subordinated debentures	0	0
Fair Value [Member] \| Level 2 [Member]
Financial assets [Abstract]
Cash and cash equivalents	0	0
Securities available-for-sale	274,880	341,665
Securities held-to-maturity	141,593	151,168
Other investments	0	0
Loans, net	-5,051	-1,973
Cash surrender value of life insurance policies	13,659	13,450
Financial liabilities [Abstract]
Non-interest-bearing deposits	390,863	383,257
Interest-bearing deposits	943,255	895,346
Securities sold under agreements to repurchase	0	0
Short-term Federal Home Loan Bank advances	25,000	25,000
Notes payable	0	0
Junior subordinated debentures	22,167	22,167
Fair Value [Member] \| Level 3 [Member]
Financial assets [Abstract]
Cash and cash equivalents	0	0
Securities available-for-sale	0	0
Securities held-to-maturity	0	0
Other investments	0	0
Loans, net	1,277,882	1,137,767
Cash surrender value of life insurance policies	0	0
Financial liabilities [Abstract]
Non-interest-bearing deposits	0	0
Interest-bearing deposits	251,291	241,359
Securities sold under agreements to repurchase	0	0
Short-term Federal Home Loan Bank advances	0	0
Notes payable	27,193	28,813
Junior subordinated debentures	$0	$7,776

OTHER_NONINTEREST_INCOME_AND_E2

OTHER NON-INTEREST INCOME AND EXPENSE (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
OTHER NON-INTEREST INCOME AND EXPENSE [Abstract]
Threshold for analysis of noninterest income (in hundredths)	1.00%	1.00%	1.00%
Threshold for analysis of noninterest expense (in hundredths)	1.00%	1.00%	1.00%
Professional fees	$1,802	$1,709	$2,022
FDIC fees	1,050	1,136	930
Marketing expenses	1,658	2,340	1,648
Corporate development expense	1,420	1,507	1,022
Data processing	1,940	1,955	1,689
Printing and supplies	1,114	1,494	1,105
Expenses on other real estate owned and other assets repossessed	691	1,201	1,767
Amortization of intangibles	$1,106	$1,106	$762

CONDENSED_FINANCIAL_INFORMATIO2

CONDENSED FINANCIAL INFORMATION OF PARENT COMPANY (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Assets
Cash and interest-bearing deposits in banks	$45,142	$43,488
Securities available-for-sale	276,984	341,665
Other assets	4,997	4,656
Total assets	1,936,740	1,851,160
Liabilities:
Notes payable	26,277	27,703
Junior subordinated debentures	22,167	29,384
ESOP obligation	-250	0
Other	6,952	5,605
Total liabilities	1,727,728	1,660,411
Total stockholders' equity	209,012	190,749	189,241	161,837
Total liabilities and stockholders' equity	1,936,740	1,851,160
Expenses:
Professional fees	1,802	1,709	2,022
Income before income taxes	26,468	20,327	13,421
Income tax benefit	-7,358	-6,151	-3,779
Net earnings	19,110	14,176	9,642
Cash flows from operating activities:
Net earnings	19,110	14,176	9,642
Adjustments to reconcile net earnings to net cash provided by operating activities:
Net cash provided by operating activities	29,758	25,884	17,947
Cash flows from investing activities:
Purchase of securities available-for-sale	-1,250	-68,043	-100,384
Proceeds from prepayments of securities available-for-sale	48,464	72,728	146,019
Net cash used in investing activities	-65,313	-38,931	-5,296
Cash flows from financing activities:
Proceeds from exercise of stock options	643	69	100
Payment of preferred dividends	-704	-1,519	-1,579
Payment of common dividends	-3,838	-3,320	-2,932
Purchase of treasury stock	-9	0	0
Repayment of long-term debt	-1,000	-1,000	0
Net cash provided by (used in) financing activities	62,696	-795	-22,381
Net increase (decrease) in cash and cash equivalents	27,141	-13,842	-9,730
Cash and cash equivalents, beginning of year	59,731	73,573	83,303
Cash and cash equivalents, end of year	86,872	59,731	73,573
Parent Company [Member]
Assets
Cash and interest-bearing deposits in banks	9,452	7,879
Securities available-for-sale	1,218	735
Other assets	4,486	2,642
Investment in and advances to subsidiaries	219,216	211,494
Total assets	234,372	222,750
Liabilities:
Dividends payable	1,208	1,093
Notes payable	0	1,000
Junior subordinated debentures	22,167	29,384
ESOP obligation	250	0
Other	1,735	524
Total liabilities	25,360	32,001
Total stockholders' equity	209,012	190,749
Total liabilities and stockholders' equity	234,372	222,750
Revenue:
Dividends from Bank and nonbank subsidiaries	15,500	11,000	0
Rental and other income	87	125	102
Total revenue	15,587	11,125	102
Expenses:
Interest on short- and long-term debt	1,087	1,415	984
Professional fees	217	345	804
Other expenses	844	547	1,126
Total expenses	2,148	2,307	2,914
Income before income taxes	13,439	8,818	-2,812
Equity in undistributed earnings of subsidiaries	4,955	4,600	11,477
Income tax benefit	716	758	977
Net earnings	19,110	14,176	9,642
Cash flows from operating activities:
Net earnings	19,110	14,176	9,642
Adjustments to reconcile net earnings to net cash provided by operating activities:
Undistributed earnings of subsidiaries	-4,955	-4,600	-11,477
Other, net	-872	-668	-2,306
Net cash provided by operating activities	13,283	8,908	-4,141
Cash flows from investing activities:
Purchase of securities available-for-sale	0	-464	0
Proceeds from prepayments of securities available-for-sale	198	0	0
Outlays for business acquisition, net of cash acquired	0	0	-14,360
Other, net	217	223	0
Net cash used in investing activities	415	-241	-14,360
Cash flows from financing activities:
Proceeds from exercise of stock options	643	69	100
Payment of preferred dividends	-704	-1,519	-1,579
Payment of common dividends	-3,838	-3,320	-2,932
Purchase of treasury stock	-9	0	0
Repayment of long-term debt	-8,217	-1,000	0
Net cash provided by (used in) financing activities	-12,125	-5,770	-4,411
Net increase (decrease) in cash and cash equivalents	1,573	2,897	-22,912
Cash and cash equivalents, beginning of year	7,879	4,982	27,894
Cash and cash equivalents, end of year	$9,452	$7,879	$4,982