Chemung Financial (CHMG) 10-K2000 FY Annual report

Filed: 26 Mar 01, 12:00am

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Uncertain
Constraining
Legalese
Litigous
Readability	7th grade Bad

New words: absorb, activity, Adamy, array, begun, Binghamton, category, CFS, Comprehensive, Differential, exercised, expanded, fee, flexibility, Group, Jane, life, Notice, occur, Passage, permitted, position, prepayment, projected, qualified, Qualitative, received, restrict, scope, serve, source, speed, TRANSITION, VI, wider

Removed: bearing, beginning, Director, Dividend, Donald, industry, Jr, nonaccruing, payout, President, ratio, Selected, Taxable, Treasury

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EXHIBIT F

CHEMUNG FINANCIAL CORPORATION

Subsidiary List

Name	State of Incorporation
Chemung Canal Trust Company	New York

CFS Group, Inc.	New York

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