SB Financial (SBFG) 10-Q7 Nov 132013 Q3 Quarterly reportFinancial data

Company Profile

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
Document and Entity Information	Sep. 30, 2013	Nov. 07, 2013
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'SB FINANCIAL GROUP, INC.	'
Entity Central Index Key	'0000767405	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--12-31	'
Document Type	'10-Q	'
Document Period End Date	30-Sep-13	'
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	4,869,629

Condensed_Consolidated_Balance

Condensed Consolidated Balance Sheets (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
ASSETS	'	'
Cash and due from banks	$19,016	$19,144
Securities available for sale, at fair value	86,620	98,702
Other securities - FRB and FHLB Stock	3,748	3,748
Total investment securities	90,368	102,450
Loans held for sale	2,407	6,147
Loans, net of unearned income	475,233	463,389
Allowance for loan losses	-7,120	-6,811
Net loans	468,113	456,578
Premises and equipment, net	12,399	12,633
Purchased software	320	330
Cash surrender value of life insurance	12,826	12,577
Goodwill	16,353	16,353
Core deposits and other intangibles	784	1,219
Foreclosed assets held for sale, net	1,430	2,367
Mortgage servicing rights	5,076	3,775
Accrued interest receivable	1,694	1,235
Other assets	2,626	3,426
Total assets	633,412	638,234
Deposits	'	'
Non interest bearing demand	78,217	77,799
Interest bearing demand	124,860	117,289
Savings	61,899	57,461
Money market	78,406	80,381
Time deposits	178,161	194,071
Total deposits	521,543	527,001
Notes payable	680	1,702
Advances from Federal Home Loan Bank	16,000	21,000
Repurchase agreements	14,836	10,333
Trust preferred securities	20,620	20,620
Accrued interest payable	448	138
Other liabilities	3,748	4,156
Total liabilities	577,875	584,950
Equity	'	'
Preferred stock	'	'
Common stock	12,569	12,569
Additional paid-in capital	15,399	15,374
Retained earnings	28,846	25,280
Accumulated other comprehensive income	415	1,830
Treasury stock	-1,692	-1,769
Total equity	55,537	53,284
Total liabilities and equity	$633,412	$638,234

Consolidated_Statements_of_Inc

Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Loans	'	'	'	'
Taxable	$5,649	$6,106	$17,406	$18,071
Nontaxable	14	21	54	68
Securities	'	'	'	'
Taxable	305	383	931	1,185
Nontaxable	178	156	522	449
Total interest income	6,146	6,666	18,913	19,773
Interest expense	'	'	'	'
Deposits	539	694	1,718	2,316
Other borrowings	11	17	37	49
Repurchase Agreements	2	11	7	139
Federal Home Loan Bank advances	83	92	257	241
Trust preferred securities	336	418	1,077	1,451
Total interest expense	971	1,232	3,096	4,196
Net interest income	5,175	5,434	15,817	15,577
Provision for loan losses	401	300	900	950
Net interest income after provision for loan losses	4,774	5,134	14,917	14,627
Noninterest income	'	'	'	'
Trust fees	669	646	1,964	1,895
Customer service fees	659	677	1,914	1,976
Gain on sale of mtg. loans & OMSR's	1,356	1,572	4,290	4,148
Mortgage loan servicing fees, net	432	-192	1,029	-28
Gain on sale of non-mortgage loans	44	170	282	170
Data service fees	333	485	1,205	1,704
Net gain on sales of securities	28	0	48	'
Gain/(loss) on sale/disposal of assets	15	-151	-219	-257
Other income	174	201	584	589
Total non-interest income	3,710	3,408	11,097	10,197
Noninterest expense	'	'	'	'
Salaries and employee benefits	3,343	3,597	10,470	10,693
Net occupancy expense	507	515	1,561	1,591
Equipment expense	701	722	2,159	2,145
FDIC insurance expense	98	91	301	528
Data processing fees	189	103	460	337
Professional fees	456	451	1,384	1,226
Marketing expense	135	85	335	278
Printing and office supplies	49	39	246	184
Telephone and communication	156	151	472	434
Postage and delivery expense	199	223	623	652
State, local and other taxes	140	128	412	366
Employee expense	125	118	403	343
Other intangible amortization expense	129	157	435	472
OREO Impairment	'	'	33	58
Other expenses	335	345	1,018	965
Total non-interest expense	6,562	6,725	20,312	20,272
Income before income tax expense	1,922	1,817	5,702	4,552
Income tax expense	578	513	1,721	1,262
Net income	$1,344	$1,304	$3,981	$3,290
Common share data:	'	'	'	'
Basic earnings per common share	$0.28	$0.27	$0.82	$0.68
Diluted earnings per common share	$0.28	$0.27	$0.82	$0.68

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Statements Of Comprehensive Income [Abstract]	'	'	'	'
Net Income	$1,344	$1,304	$3,981	$3,290
Available-for-sale investment securities:	'	'	'	'
Gross unrealized holding (loss) gain arising in the period	-95	515	-2,096	1,014
Related tax benefit (expense)	33	-175	713	-345
Less: reclassification adjustment for (loss) realized in income	-28	'	-48	'
Related tax benefit	9	'	16	'
Net effect on other comprehensive (loss) income	-81	340	-1,415	669
Total comprehensive income	($1,263)	$1,644	$2,566	$3,959

Condensed_Consolidated_Stateme

Condensed Consolidated Statements of Changes in Stockholders Equity (Unaudited) (USD $)	Total	Preferred Stock	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Treasury Stock
In Thousands	Total	Preferred Stock	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Treasury Stock
Beginning Balance at Dec. 31, 2011	$47,932	'	$12,569	$15,323	$20,466	$1,343	($1,769)
Net Income	3,290	'	'	'	3,290	'	'
Other Comprehensive Income (Loss)	669	'	'	'	'	669	'
Expense of stock option plan	39	'	'	39	'	'	'
Balance at Sep. 30, 2012	51,930	'	12,569	15,362	23,756	2,012	-1,769
Beginning Balance at Dec. 31, 2012	53,284	'	12,569	15,374	25,280	1,830	-1,769
Net Income	3,981	'	'	'	3,981	'	'
Other Comprehensive Income (Loss)	-1,415	'	'	'	'	-1,415	'
Dividends on Common Stk., $0.85 per share	-415	'	'	'	-415	'	'
Stock options exercised	51	'	'	-27	'	'	77
Expense of stock option plan	52	'	'	52	'	'	'
Balance at Sep. 30, 2013	$55,537	'	$12,569	$15,399	$28,846	$415	($1,692)

Condensed_Consolidated_Stateme1

Condensed Consolidated Statements of Changes in Stockholders Equity (Unaudited) (Parenthetical) (USD $)	9 Months Ended
	Sep. 30, 2013
Statement Of Stockholders' Equity [Abstract]	'
Dividend common stock, Per share amount	$0.85

Condensed_Consolidated_Stateme2

Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Operating Activities	'	'
Net Income	$3,981	$3,290
Items (using)/providing cash	'	'
Depreciation & amortization	813	941
Provision for loan losses	900	950
Expense of share-based compensation plan	52	39
Amortization of premiums and discounts on securities	755	970
Amortization of intangible assets	435	472
Amortization of originated mortgage servicing rights	699	973
Recapture of originated mortgage servicing rights impairment	-649	-419
Impairment of mortgage servicing rights	'	305
Proceeds from sale of loans held for sale	221,444	238,894
Originations of loans held for sale	-209,104	-242,306
Gain from sale of loans	-4,572	-4,318
Gain on sales of available for sale securities	-48	'
Loss on sale of foreclosed assets	121	254
Income from bank owned life insurance	-249	-267
OREO impairment	33	58
Changes in	'	'
Interest receivable	-459	-196
Other assets	-3,694	1,783
Interest payable and other liabilities	-98	1,190
Net cash provided by operating activities	10,360	2,613
Investing Activities	'	'
Purchase of available-for-sale securities	-21,494	-23,956
Purchase of Federal Home Loan Bank stock	'	-63
Proceeds from maturities of available-for-sale securities	23,278	34,730
Proceeds from sales of available-for-sale-securities	7,390	'
Net change in loans	-13,350	-14,255
Purchase of premises and equipment and software	-918	-942
Proceeds from sales or disposal of premises and equipment	315	701
Proceeds from sale of foreclosed assets	1,657	261
Net cash used in investing activities	-3,122	-3,524
Financing Activities	'	'
Net increase in demand deposits, money market, interest checking and savings accounts	10,452	15,673
Net decrease in certificates of deposit	-15,910	-19,187
Net increase / (decrease) in securities sold under agreements to repurchase	4,503	-5,044
Proceeds from Federal Home Loan Bank advances	9,000	41,500
Repayment of Federal Home Loan Bank advances	-14,000	-35,776
Proceeds from stock options exercised	26	'
Dividends on common stock	-415	'
Repayment of notes payable	-1,022	-813
Net cash used in financing activities	-7,366	-3,647
Decrease in Cash and Cash Equivalents	-128	-4,558
Cash and Cash Equivalents, Beginning of Year	19,144	14,846
Cash and Cash Equivalents, End of Period	19,016	10,289
Supplemental Cash Flows Information	'	'
Interest paid	2,786	2,927
Income taxes paid	550	70
Transfer of loans to foreclosed assets	$915	$983

Basis_of_Presentation

Basis of Presentation	9 Months Ended
Basis of Presentation	Sep. 30, 2013
Basis of Presentation [Abstract]	'
BASIS OF PRESENTATION	'
	NOTE A—BASIS OF PRESENTATION

	SB Financial Group, Inc. (the “Company”) is a bank holding company whose principal activity is the ownership and management of its wholly-owned subsidiaries, The State Bank and Trust Company (“State Bank”), RFCBC, Inc. (“RFCBC”), Rurbanc Data Services, Inc. dba RDSI Banking Systems (“RDSI”), Rurban Statutory Trust I (“RST I”), and Rurban Statutory Trust II (“RST II”). State Bank owns all the outstanding stock of Rurban Mortgage Company (“RMC”), Rurban Investments, Inc. (“RII”) and State Bank Insurance, LLC (“SBI”). Effective April 18, 2013, the Company changed its name from Rurban Financial Corp. to SB Financial Group, Inc.

	The consolidated financial statements include the accounts of the Company, State Bank, RFCBC, RDSI, RMC, RII, and SBI. All significant intercompany accounts and transactions have been eliminated in consolidation.

	The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with the instructions for Form 10-Q. Accordingly, they do not include all the information and footnotes required by generally accepted accounting principles for complete financial statements. The financial statements reflect all adjustments that are, in the opinion of management, necessary to fairly present the financial position, results of operations and cash flows of the Company. Those adjustments consist only of normal recurring adjustments. Results of operations for the three and nine months ended September 30, 2013, are not necessarily indicative of results for the complete year.

	The condensed consolidated balance sheet of the Company as of December 31, 2012 has been derived from the audited consolidated balance sheet of the Company as of that date.

	For further information, refer to the consolidated financial statements and footnotes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2012.

Earnings_Per_Share

Earnings Per Share	9 Months Ended
Earnings Per Share	Sep. 30, 2013
Earnings Per Share [Abstract]	'
EARNINGS PER SHARE	'
	NOTE B—EARNINGS PER SHARE

	Earnings per share (EPS) have been computed based on the weighted average number of shares outstanding during the periods presented. For the period ended September 30, 2013, share based awards totaling 95,070 common shares were not considered in computing diluted EPS as they were anti-dilutive. For the period ended September 30, 2012, share based awards totaling 302,474 common shares were not considered in computing diluted EPS as they were anti-dilutive. The average number of shares used in the computation of basic and diluted earnings per share were:

		Three Months Ended				Nine Months Ended
	(shares in thousands)	September 30,				September 30,
		2013		2012		2013		2012
	Basic earnings per share		4,867		4,862		4,865		4,862
	Diluted earnings per share		4,881		4,862		4,877		4,862

Securities

Securities	9 Months Ended
Securities	Sep. 30, 2013
Securities [Abstract]	'
SECURITIES	'
	NOTE C - SECURITIES

	The amortized cost and appropriate fair values, together with gross unrealized gains and losses, of securities at September 30, 2013 and December 31, 2012 were as follows:


						Gross				Gross
	($'s in thousands)		Amortized			Unrealized				Unrealized				Approximate
		Cost			Gains				Losses				Fair Value
	Available-for-Sale Securities:
	September 30, 2013:
	U.S. Treasury and Government agencies		$	12,610		$	128			$	(117	)		$	12,621
	Mortgage-backed securities			53,026			573				(327	)			53,272
	State and political subdivisions			18,966			660				(299	)			19,327
	Money Market Mutual Funds			1,377			-				-				1,377
	Equity securities			23			-				-				23

			$	86,002		$	1,361			$	(743	)		$	86,620

						Gross				Gross
	($'s in thousands)		Amortized			Unrealized				Unrealized
			Cost			Gains				Losses				Fair Value
	Available-for-Sale Securities:
	December 31, 2012:
	U.S. Treasury and Government agencies		$	14,301		$	210			$	-			$	14,511
	Mortgage-backed securities			62,661			1,136				(33	)			63,764
	State and political subdivisions			16,789			1,462				(2	)			18,249
	Money Market Mutual Funds			2,155			-				-				2,155
	Equity securities			23			-				-				23

			$	95,929		$	2,808			$	(35	)		$	98,702

	The amortized cost and fair value of securities available for sale at September 30, 2013, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.

			Available for Sale
			Amortized			Fair
	($'s in thousands)		Cost			Value
	September 30, 2013:
	Within one year		$	1,022		$	1,024
	Due after one year through five years			1,387			1,463
	Due after five years through ten years			10,950			11,076
	Due after ten years			18,217			18,385
				31,576			31,948

	Mortgage-backed securities, money market mutual funds & equity securities			54,426			54,672

	Totals		$	86,002		$	86,620

	The fair value of securities pledged as collateral, to secure public deposits and for other purposes, was $67.2 million at September 30, 2013 and $49.8 million at December 31, 2012. The fair value of securities delivered for repurchase agreements was $16.6 million at September 30, 2013 and $16.2 million at December 31, 2012.

	Gross gains of $0.03 million and $0.05 million resulting from sales of available-for-sale securities, were realized during the three and nine month periods ending September 30, 2013, respectively. The $0.05 million gain on sale was a reclassification from accumulated other comprehensive income and is included in the net gain on sales of securities. The related $0.02 million tax benefit is a reclassification from accumulated other comprehensive income and is included in the income tax expense line item in the income statement. There were no realized gains or losses from sales of available-for-sale securities for the three or nine month periods ending September 30, 2012.

	Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments was $25.9 million at September 30, 2013, and $6.0 million at December 31, 2012, which was approximately 29.9 and 6.1 percent, respectively, of the Company’s available-for-sale investment portfolio at such dates. Based on evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these securities are temporary. Should the impairment of any of these securities become other than temporary, the cost basis of the investment will be reduced and the resulting loss recognized in net income in the period the other-than-temporary impairment is identified.

	Securities with unrealized losses, aggregated by investment class and length of time that individual securities have been in a continuous unrealized loss position, at September 30, 2013 and December 31, 2012 are as follows:
	($ in thousands)		Less than 12 Months							12 Months or Longer							Total
	30-Sep-13		Fair Value			Unrealized Losses				Fair Value				Unrealized Losses			Fair Value			Unrealized Losses
	Available-for-Sale Securities:

	US Treasury and Government Agencies		$	3,995		$	(117	)		$	-			$	-		$	3,995		$	(117	)
	Mortgage-backed securities			17,027			(327	)			-				-			17,027			(327	)
	State and political subdivisions			4,909			(299	)			-				-			4,909			(299	)

			$	25,931		$	(743	)		$	-			$	-		$	25,931		$	(743	)

($ in thousands)		Less than 12 Months							12 Months or Longer							Total
31-Dec-12		Fair Value			Unrealized Losses				Fair Value				Unrealized Losses			Fair Value			Unrealized Losses
Available-for-Sale Securities:
Mortgage-backed securities		$	5,202		$	(33	)		$	342			$	-		$	5,544		$	(33	)
State and political subdivisions			229			(1	)			251				(1	)		480			(2	)

		$	5,431		$	(34	)		$	593			$	(1	)	$	6,024		$	(35	)

During the quarter ended September 30, 2013, interest rates remained level from the quarter ended June 30, 2013. The increase in rates from December 31, 2012 resulted in higher unrealized losses in the investment portfolio. Specifically, at September 30, 2013, 29 bonds in the portfolio (25%) have an unrealized loss. The investment portfolio duration for the Company is in line with peer banks and the percentage decrease in value was in line with our estimates for this level of interest rate increase. In addition, management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concern warrants such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent of the Company to not sell the investment and whether it is more likely than not that the Company will be required to sell the security before recovery of its amortized cost. Management has determined there is no other-than-temporary-impairment on these securities.

Loans_and_Allowance_for_Loan_L

Loans and Allowance for Loan Losses	9 Months Ended
Loans and Allowance for Loan Losses	Sep. 30, 2013
Loans and Allowance For Loan Losses [Abstract]	'
LOANS AND ALLOWANCE FOR LOAN LOSSES	'
	NOTE D – LOANS AND ALLOWANCE FOR LOAN LOSSES

	Loans that management has the intent and ability to hold for the foreseeable future, or until maturity or payoffs, are reported at their outstanding principal balances adjusted for any charge-offs, the allowance for loan losses, any deferred fees or costs on originated loans and unamortized premiums or discounts on purchased loans. Interest income is reported on the interest method and includes amortization of net deferred loan fees and costs over the loan term. Generally, all loan classes are placed on non-accrual status not later than 90 days past due, unless the loan is well-secured and in the process of collection. All interest accrued, but not collected for loans that are placed on non-accrual or charged-off, is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.

	The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income. Loan losses are charged against the allowance when management believes the non-collectability of a loan balance is probable. Subsequent recoveries, if any, are credited to the allowance.

	The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as new information becomes available.

	The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers nonclassified loans and is based on historical charge-off experience and expected loss given default derived from the Company’s internal risk rating process. Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected on the historical loss or risk rating data.

	A loan is considered impaired when, based on current information and events, it is probable that State Bank will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration each of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial, agricultural, and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of the collateral if the loan is collateral dependent.

	When State Bank moves a loan to non-accrual status, total unpaid interest accrued to date is reversed from income. Subsequent payments are applied to the outstanding principal balance with the interest portion of the payment recorded on the balance sheet as a contra-loan. Interest received on impaired loans may be realized once all contractual principal amounts are received or when a borrower establishes a history of six consecutive timely principal and interest payments. It is at the discretion of management to determine when a loan is placed back on accrual status upon receipt of six consecutive timely payments.

	Large groups of smaller balance homogenous loans are collectively evaluated for impairment. Accordingly, State Bank does not separately identify individual consumer and residential loans for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.

	Categories of loans at September 30, 2013 and December 31, 2012 include:

	($ in thousands)		Total Loans								Non-Accrual Loans								Non-Accrual Percentage
			Sep. 2013				Dec. 2012				Sep. 2013				Dec. 2012				Sep. 2013				Dec. 2012
	Commercial & Industrial		$	81,859			$	81,767				2,738				1,246				3.34	%			1.52	%
	Commercial RE & Construction			209,739				201,392				642				782				0.31	%			0.39	%
	Agricultural & Farmland			39,636				42,276				-				-				0	%			0	%
	Residential Real Estate			96,477				87,859				1,837				2,631				1.9	%			2.99	%
	Home Equity & Consumer			47,677				50,223				363				646				0.76	%			1.29	%
	Other			133				148				-				-				0	%			0	%
	Total loans			475,521				463,665			$	5,580			$	5,305				1.17	%			1.14	%
	Less
	Net deferred loan fees, premiums and discounts			(288	)			(276	)
	Loans, net of unearned income		$	475,233			$	463,389
	Allowance for loan losses		$	(7,120	)		$	(6,811	)

	The following tables present the activity in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of September 30, 2013, December 31, 2012 and September 30, 2012.

			Commercial				Commercial RE				Agricultural				Residential				Home Equity
	($'s in thousands)		& Industrial				& Construction				& Farmland				Real Estate				& Consumer				Other				Total

	For the Three Months Ended
	30-Sep-13

	Beginning balance		$	1,547			$	3,059			$	180			$	1,183			$	947			$	97			$	7,013
	Charge Offs			-				(53	)			-				(69	)			(185	)			-				(307	)
	Recoveries			2				1				1				-				9				-				13
	Provision			183				86				(4	)			22				114				-				401
	Ending Balance		$	1,732			$	3,093			$	177			$	1,136			$	885			$	97			$	7,120

	For the Nine Months Ended
	30-Sep-13

	Beginning balance		$	1,561			$	3,034			$	186			$	1,088			$	839			$	103			$	6,811
	Charge Offs			(1	)			(58	)			-				(167	)			(421	)			(9	)			(656	)
	Recoveries			16				16				3				19				11				-				65
	Provision			156				101				(12	)			196				456				3				900
	Ending Balance		$	1,732			$	3,093			$	177			$	1,136			$	885			$	97			$	7,120


	Loans Receivable at September 30, 2013

			Commercial				Commercial RE				Agricultural				Residential				Home Equity
	($'s in thousands)		& Industrial				& Construction				& Farmland				Real Estate				& Consumer				Other				Total

	Allowance:
	Ending balance:
individually
evaluated for
impairment		$	521			$	40			$	-			$	219			$	178							$	958
Ending balance:
collectively
evaluated for
impairment		$	1,211			$	3,053			$	177			$	917			$	707			$	97			$	6,162
Loans:
Ending balance:
individually
evaluated for
impairment		$	2,463			$	829			$	-			$	2,125			$	604							$	6,021
Ending balance:
collectively
evaluated for
impairment		$	79,396			$	208,910			$	39,636			$	94,352			$	47,073			$	133			$	469,500

ALLOWANCE FOR LOAN AND LEASE LOSSES

		Commercial				Commercial RE				Agricultural				Residential				Home Equity
($'s in thousands)		& Industrial				& Construction				& Farmland				Real Estate				& Consumer				Other				Total

For the Three Months Ended
30-Sep-12

Beginning balance		$	1,517			$	3,020			$	95			$	1,047			$	802			$	137			$	6,618
Charge Offs			(79	)			(180	)			(10	)			-				(25	)			(7	)			(301	)
Recoveries			11				5				2				(2	)			61				2				79
Provision			152				57				107				(18	)			12				(10	)			300
Ending Balance		$	1,601			$	2,902			$	194			$	1,027			$	850			$	122			$	6,696

For the Nine Months Ended
30-Sep-12

Beginning balance		$	1,914			$	2,880			$	51			$	956			$	599			$	129			$	6,529
Charge Offs			(284	)			(279	)			(10	)			(65	)			(366	)			(24	)			(1,028	)
Recoveries			39				47				4				80				69				6				245
Provision			(68	)			254				149				56				548				11				950
Ending Balance		$	1,601			$	2,902			$	194			$	1,027			$	850			$	122			$	6,696

\Loans Receivable at December 31, 2012

		Commercial				Commercial RE				Agricultural				Residential				Home Equity
($'s in thousands)		& Industrial				& Construction				& Farmland				Real Estate				& Consumer				Other				Total

Allowance:
Ending balance:
individually
evaluated for
impairment		$	485			$	55			$	-			$	386			$	195							$	1,121
Ending balance:
collectively
evaluated for
impairment		$	1,076			$	2,979			$	186			$	702			$	644			$	102			$	5,690
Loans:
Ending balance:
individually
evaluated for
impairment		$	1,232			$	725			$	-			$	2,683			$	682							$	5,322
Ending balance:
collectively
evaluated for
impairment		$	80,535			$	200,667			$	42,276			$	85,176			$	49,541			$	148			$	458,343

The risk characteristics of each loan portfolio segment are as follows:

Commercial and Agricultural

Commercial and agricultural loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets, such as accounts receivable or inventory, and may include a personal guarantee. Short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.

Commercial Real Estate including Construction

Commercial real estate loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy. The characteristics of properties securing the Company’s commercial real estate portfolio are diverse, but with geographic location almost entirely in the Company’s market area. Management monitors and evaluates commercial real estate loans based on collateral, geography and risk grade criteria. In general, the Company avoids financing single purpose projects unless other underwriting factors are present to help mitigate risk. In addition, management tracks the level of owner-occupied commercial real estate versus non-owner-occupied loans.

Construction loans are underwritten utilizing feasibility studies, independent appraisal reviews and financial analysis of the developers and property owners. Construction loans are generally based on estimates of costs and value associated with the completed project. These estimates may be inaccurate. Construction loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project. Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions and the availability of long-term financing.

Residential and Consumer

Residential and consumer loans consist of two segments – residential mortgage loans and personal loans. Residential mortgage loans are secured by 1-4 family residences and are generally owner-occupied, and the Company generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded. Home equity loans are typically secured by a subordinate interest in 1-4 family residences, and consumer personal loans are secured by consumer personal assets, such as automobiles or recreational vehicles. Some consumer personal loans are unsecured, such as small installment loans and certain lines of credit. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas, such as unemployment levels. Repayment can also be impacted by changes in property values on residential properties. Risk is mitigated by the fact that these loans are of smaller individual amounts and spread over a large number of borrowers.


The following tables present the credit risk profile of the Company’s loan portfolio based on rating category and payment activity as of September 30, 2013 and December 31, 2012.

30-Sep-13		Commercial				Commercial RE				Agricultural				Residential				Home Equity
Loan Grade		& Industrial				& Construction				& Farmland				Real Estate				& Consumer				Other				Total
($ in thousands)
1-2		$	1,919			$	86			$	101			$	-			$	1			$	-			$	2,107
3			21,317				44,955				6,651				87,069				43,506				17				203,515
4			51,427				149,168				32,884				5,892				3,641				116				243,128
Total Pass			74,663				194,209				39,636				92,961				47,148				133				448,750

Special Mention			3,551				13,007				-				1,435				80				-				18,073
Substandard			1,081				1,883				-				292				114				-				3,370
Doubtful			2,564				640				-				1,789				335				-				5,328
Loss			-				-				-				-				-				-				-
Total Loans		$	81,859			$	209,739			$	39,636			$	96,477			$	47,677			$	133			$	475,521

31-Dec-12		Commercial				Commercial RE				Agricultural				Residential				Home Equity
Loan Grade		& Industrial				& Construction				& Farmland				Real Estate				& Consumer				Other				Total
($ in thousands)
1-2		$	1,108			$	101			$	109			$	-			$	-			$	-			$	1,318
3			23,028				55,175				7,938				77,221				45,063				17				208,442
4			54,871				129,846				34,195				6,285				4,223				131				229,551
Total Pass			79,007				185,122				42,242				83,506				49,286				148				439,311

Special Mention			88				12,370				-				1,186				190				-				13,834
Substandard			1,429				3,024				34				699				144				-				5,330
Doubtful			1,243				876				-				2,468				603				-				5,190
Loss			-				-				-				-				-				-				-
Total Loans		$	81,767			$	201,392			$	42,276			$	87,859			$	50,223			$	148			$	463,665

The Company evaluates the loan risk grading system definitions and allowance for loan loss methodology on an ongoing basis.

Credit Risk Profile
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis includes loans with an outstanding balance greater than $100 thousand and non-homogeneous loans, such as commercial and commercial real estate loans. This analysis is performed on a quarterly basis. The Company uses the following definitions for risk ratings:

Special Mention (5): Assets have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Company’s credit position at some future date. Special mention assets are not adversely classified and do not expose the Company to sufficient risk to warrant adverse classification. Ordinarily, special mention credits have characteristics which corrective management action would remedy.

Substandard (6): Loans are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.

Doubtful (7): Loans classified as doubtful have all the weaknesses inherent in those classified Substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of current known facts, conditions and values, highly questionable and improbable.

Loss (8): Loans are considered uncollectable and of such little value that continuing to carry them as assets on the Company’s financial statement is not feasible. Loans will be classified Loss when it is neither practical nor desirable to defer writing off or reserving all or a portion of a basically worthless asset, even though partial recovery may be possible at some time in the future.


Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass (1-4) rated loans. Pass ratings are assigned to those borrowers that do not have identified potential or well-defined weaknesses and for which there is a high likelihood of orderly repayment. All other categories are updated on a quarterly basis.

The following tables present the Company’s loan portfolio aging analysis as of September 30, 2013 and December 31, 2012.

		30-59 Days				60-89 Days				Greater Than				Total Past								Total Loans
30-Sep-13		Past Due				Past Due				90 Days				Due				Current				Receivable
($ in thousands)

Commercial & Industrial		$	26			$	-			$	622			$	648			$	81,211			$	81,859
Commercial RE & Construction			193				-				278				471				209,268				209,739
Agricultural & Farmland			-				-				-				-				39,636				39,636
Residential Real Estate			106				63				795				964				95,513				96,477
Home Equity & Consumer			29				22				119				170				47,507				47,677
Other			-				-				-				-				133				133
Total Loans		$	354			$	85			$	1,814			$	2,253			$	473,268			$	475,521

		30-59 Days				60-89 Days				Greater Than				Total Past								Total Loans
31-Dec-12		Past Due				Past Due				90 Days				Due				Current				Receivable
($ in thousands)

Commercial & Industrial		$	26			$	2			$	497			$	525			$	81,242			$	81,767
Commercial RE & Construction			1,623				320				264				2,207				199,185				201,392
Agricultural & Farmland			-				-				-				-				42,276				42,276
Residential Real Estate			90				139				1,467				1,696				86,163				87,859
Home Equity & Consumer			319				76				280				675				49,548				50,223
Other			-				-				-				-				148				148
Total Loans		$	2,058			$	537			$	2,508			$	5,103			$	458,562			$	463,665

All loans past due 90 days are systematically placed on nonaccrual status.

A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable State Bank will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include nonperforming commercial loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forebearance or other actions intended to maximize collection.


The following tables present impaired loan information as of and for the three and nine months ended September 30, 2013 and 2012, and for the twelve months ended December 31, 2012:

Three Months Ended
30-Sep-13
($'s in thousands)		Recorded				Unpaid Principal				Related				Average Recorded				Interest Income
		Investment				Balance				Allowance				Investment				Recognized
With no related allowance recorded:
Commercial & Industrial		$	663			$	2,549			$	-			$	870			$	4
Commercial RE & Construction			624				624				-				805				5
Agricultural & Farmland			-				-				-				-				-
Residential Real Estate			1,020				1,074				-				1,156				12
Home Equity & Consumer			189				189				-				199				3
All Impaired Loans < $100,000			1,065				1,065				-				1,065				-
With a specific allowance recorded:
Commercial & Industrial			1,800				1,800				521				1,800				12
Commercial RE & Construction			205				258				40				259				3
Agricultural & Farmland			-				-				-				-				-
Residential Real Estate			1,105				1,105				219				978				12
Home Equity & Consumer			415				415				178				438				7
All Impaired Loans < $100,000			-				-				-				-				-
Totals:
Commercial & Industrial		$	2,463			$	4,349			$	521			$	2,670			$	16
Commercial RE & Construction		$	829			$	882			$	40			$	1,064			$	8
Agricultural & Farmland		$	-			$	-			$	-			$	-			$	-
Residential Real Estate		$	2,125			$	2,179			$	219			$	2,134			$	24
Home Equity & Consumer		$	604			$	604			$	178			$	637			$	10
All Impaired Loans < $100,000		$	1,065			$	1,065			$	-			$	1,065			$	-

Nine Months Ended
30-Sep-13
($'s in thousands)		Average Recorded				Interest Income
		Investment				Recognized
With no related allowance recorded:
Commercial & Industrial		$	2,341			$	13
Commercial RE & Construction			820				19
Agricultural & Farmland			-				-
Residential Real Estate			1,160				35
Home Equity & Consumer			203				8
All Impaired Loans < $100,000			1,065				-
With a specific allowance recorded:
Commercial & Industrial			1,773				44
Commercial RE & Construction			261				8
Agricultural & Farmland			-				-
Residential Real Estate			983				36
Home Equity & Consumer			445				22
All Impaired Loans < $100,000			-				-
Totals:
Commercial & Industrial		$	4,114			$	57
Commercial RE & Construction		$	1,081			$	27
Agricultural & Farmland		$	-			$	-
Residential Real Estate		$	2,143			$	71
Home Equity & Consumer		$	648			$	30
All Impaired Loans < $100,000		$	1,065			$	-


Twelve Months Ended
31-Dec-12
($'s in thousands)		Recorded				Unpaid Principal				Related
		Investment				Balance				Allowance
With no related allowance recorded:
Commercial & Industrial		$	394			$	2,280			$	-
Commercial RE & Construction			527				1,529				-
Agricultural & Farmland			-				-				-
Residential Real Estate			1,122				1,204				-
Home Equity & Consumer			228				260				-
All Impaired Loans < $100,000			1,336				1,336				-
With a specific allowance recorded:
Commercial & Industrial			838				944				485
Commercial RE & Construction			198				198				55
Agricultural & Farmland			-				-				-
Residential Real Estate			1,561				1,561				386
Home Equity & Consumer			454				454				195
All Impaired Loans < $100,000			-				-				-
Totals:
Commercial & Industrial		$	1,232			$	3,224			$	485
Commercial RE & Construction		$	725			$	1,727			$	55
Agricultural & Farmland		$	-			$	-			$	-
Residential Real Estate		$	2,683			$	2,765			$	386
Home Equity & Consumer		$	682			$	714			$	195
All Impaired Loans < $100,000		$	1,336			$	1,336			$	-

		Nine Months Ended								Three Months Ended
		Sep. 30, 2012								Sep. 30, 2012
($'s in thousands)		Average Recorded				Interest Income				Average Recorded				Interest Income
		Investment				Recognized				Investment				Recognized
With no related allowance recorded:
Commercial & Industrial		$	2,568			$	-			$	2,071			$	-
Commercial RE & Construction			2,078				18				2,013				6
Agricultural & Farmland			-				-				-				-
Residential Real Estate			1,359				57				1,351				16
Home Equity & Consumer			393				11				388				4
All Impaired Loans < $100,000			1,441				-				1,441				-
With a specific allowance recorded:
Commercial & Industrial			949				6				947				3
Commercial RE & Construction			-				-				-				-
Agricultural & Farmland			3				-				3				-
Residential Real Estate			1,480				38				1,475				12
Home Equity & Consumer			365				13				362				5
Totals:
Commercial & Industrial		$	3,517			$	6			$	3,018			$	3
Commercial RE & Construction		$	2,078			$	18			$	2,013			$	6
Agricultural & Farmland		$	3			$	-			$	3			$	-
Residential Real Estate		$	2,839			$	95			$	2,826			$	28
Home Equity & Consumer		$	758			$	24			$	750			$	9
All Impaired Loans < $100,000		$	1,441			$	-			$	1,441			$	-

Impaired loans less than $100,000 are included in groups of homogenous loans. These loans are evaluated based on delinquency status.

Interest income recognized on a cash basis does not materially differ from interest income recognized on an accrual basis.

Troubled Debt Restructured (TDR) Loans
TDRs are modified loans where a concession was provided to a borrower experiencing financial difficulties. Loan modifications are considered TDRs when the concessions provided are not available to the borrower through either normal channels or other sources. However, not all loan modifications are TDRs.

TDR Concession Types

The Company’s standards relating to loan modifications consider, among other factors, minimum verified income requirements, cash flow analysis, and collateral valuations. Each potential loan modification is reviewed individually and the terms of the loan are modified to meet a borrower’s specific circumstances at a point in time. All loan modifications, including those classified as TDRs, are reviewed and approved. The types of concessions provided to borrowers include:

·	Interest rate reduction: A reduction of the stated interest rate to a nonmarket rate for the remaining original life of the debt. The Company also may grant interest rate concessions for a limited timeframe on a case by case basis.
·	Amortization or maturity date change beyond what the collateral supports, including any of the following:

	-1	Lengthens the amortization period of the amortized principal beyond market terms. This concession reduces the minimum monthly payment and increases the amount of the balloon payment at the end of the term of the loan. Principal is generally not forgiven.

	-2	Reduces the amount of loan principal to be amortized. This concession also reduces the minimum monthly payment and increases the amount of the balloon payment at the end of the term of the loan. Principal is generally not forgiven.


	-3	Extends the maturity date or dates of the debt beyond what the collateral supports. This concession generally applies to loans without a balloon payment at the end of the term of the loan. In addition, there may be instances where renewing loans potentially require non-market terms and would then be reclassified as TDRs.

·	Other: A concession that is not categorized as one of the concessions described above. These concessions include, but are not limited to: principal forgiveness, collateral concessions, covenant concessions, and reduction of accrued interest. Principal forgiveness may result from any TDR modification of any concession type.

The table below presents the newly restructured loans by type of modification during the nine months ended September 30, 2013, and September 30, 2012.

		30-Sep-13
		Interest												Total
($ in thousands)		Only				Term				Combination				Modification

Residential Real Estate		$	-			$	13			$	-			$	13
Consumer			-				11				-				11

Total Modifications		$	-			$	24			$	-			$	24

The loans described above increased the ALLL by $11,000 in the nine month period ending September 30, 2013.

		30-Sep-12
		Interest												Total
($ in thousands)		Only				Term				Combination				Modification

Residential Real Estate		$	-			$	142			$	192			$	334
Consumer			-				-				-				-

Total Modifications		$	-			$	142			$	192			$	334

The loans described above increased the ALLL by $71,000 in the nine month period ending September 30, 2012.

Troubled debt restructurings modified in the past 12 months that subsequently defaulted:

		Number of				Recorded
($ in thousands)		Contracts				Balance

Residential Real Estate			4			$	194
Consumer			-				-

			4			$	194

New_Accounting_Pronouncements

New Accounting Pronouncements	9 Months Ended
New Accounting Pronouncements	Sep. 30, 2013
New Accounting Pronouncements [Abstract]	'
NEW ACCOUNTING PRONOUNCEMENTS	'
	NOTE E - NEW ACCOUNTING PRONOUNCEMENTS

	ASC No. 2013-04, Liabilities (Topic 405):Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation is Fixed at the Reporting Date (insert a space between title and paragraph)

	The objective of the amendments in this Update is to provide guidance for the recognition, measurement, and disclosure of obligations resulting from joint and several liability arrangements for which the total amount of the obligation within the scope of this guidance is fixed at the reporting date, except for obligations addressed within existing guidance in U.S. generally accepted accounting principles (GAAP). Examples of obligations within the scope of this Update include debt arrangement, other contractual obligations, and settled litigation and judicial rulings. U.S. GAAP does not include specific guidance on accounting for such obligations with joint and several liability, which has resulted in diversity in practice. Some entities record the entire amount under the joint and several liability arrangement on the basis of the concept of a liability and the guidance that must be met to extinguish a liability. Other entities record less than the total amount of the obligation, such as an amount allocated, an amount corresponding to the proceeds received, or the portion of the amount the entity agreed to pay among it co-obligors, on the basis of the guidance for contingent liabilities.

	ASU No. 2013-02, Reporting of Amounts Reclassified out of Accumulated Other Comprehensive Income.

	The objective of this ASU is to improve the reporting of reclassifications out of accumulated other comprehensive income. The amendments require an entity to report the effect of significant reclassifications on the respective line items in net income if the amount being reclassified is required under GAAP to be reclassified in its entirety to net income.

	The amendments in this update are effective prospectively for reporting periods beginning after December 15, 2012. The Company has adopted these amendments and they have not had a material impact on the Company’s Condensed Consolidated Financial Statements.

	ASU No. 2012-02, Intangibles-Goodwill and Other (Topic 350): Testing Indefinite-Lived Intangible Assets for Impairment.

	This ASU amends Topic 350 to allow the Company to first assess qualitative factors to determine whether the existence of events and circumstances indicates that it is more likely than not that the indefinite-lived intangible asset is impaired. If, after assessing the totality of events and circumstances, an entity concludes that it is not more likely than not that the indefinite-lived intangible asset is impaired, then the entity is not required to take further action. However, if the Company concludes otherwise, then it is required to determine the fair value of the indefinite-lived intangible asset and perform a quantitative impairment test by comparing the fair value with the carrying amount in accordance with Codification Subtopic 350-30, Intangibles-Goodwill and Other, General Intangibles Other than Goodwill.

	The Company also has the option to bypass the qualitative assessment for any indefinite-lived intangible asset in any period and proceed directly to performing the quantitative impairment test. An entity will be able to resume performing the qualitative assessment in any subsequent period.

	The amendments in this update are effective for annual and interim impairment tests performed for fiscal years beginning after September 15, 2012. Early adoption is permitted, including for annual and interim impairment tests performed as of a date before July 27, 2012. Management has determined that the adoption of ASU 2012-02 have not had a material impact on the Company’s Condensed Consolidated Financial Statements.


	ASU 2011-05, Other Comprehensive Income (Topic 220): Presentation of Comprehensive Income.

	This ASU amends Topic 220 to give an entity the option to present the total of comprehensive income, the components of net income, and the components of other comprehensive income (OCI) either in a single continuous statement of comprehensive income or in two separate but consecutive statements. An entity is also required to present on the face of the financial statement reclassification adjustments for items that are reclassified from OCI to net income in the statement(s) where the components of net income and the components of OCI are presented. The amendments do not change items that must be reported in OCI or when an item of OCI must be reclassified to net income, only the format for presentation. The updated guidance and requirements are effective for financial statements issued for the fiscal years, and the interim periods within those years, beginning after December 15, 2011.

Segment_Information

Segment Information	9 Months Ended
Segment Information	Sep. 30, 2013
Segment Information [Abstract]	'
SEGMENT INFORMATION	'
	NOTE F – SEGMENT INFORMATION
	The reportable segments are determined by the products and services offered, primarily distinguished between banking and data processing operations. “Other” segment information includes the accounts of the holding company, SB Financial Group, which provides management and operational services to its subsidiaries. Information reported internally for performance assessment follows.

	As of and for the three months ended September 30, 2013
							Data								Total				Intersegment				Consolidated
	Income statement information ($'s in thousands)		Banking				Processing				Other				Segments				Elimination				Totals

	Net interest income (expense)		$	5,521			$	(11	)		$	(335	)		$	5,175			$	-			$	5,175
	Other revenue - external customers			3,413				333				-				3,746				-				3,746
	Other revenue - other segments			62				174				-				236				(272	)			(36	)

	Total revenue			8,996				496				(335	)			9,157				(272	)			8,885

	Non-interest expense			5,957				632				210				6,799				(237	)			6,562

	Significant non-cash items:

	Depreciation and amortization			286				26				-				312				-				312
												.
	Provision for loan losses			404				-				(3	)			401				-				401

	Income tax expense (benefit)			809				(46	)			(185	)			578				-				578

	Segment profit (loss)		$	1,826			$	(90	)		$	(357	)		$	1,379			$	(35	)		$	1,344

	Balance sheet information

	Total assets		$	629,632			$	1,847			$	1,452			$	632,931			$	481			$	633,412

	Goodwill and intangibles		$	17,137			$	-			$	-			$	17,137			$	-			$	17,137

	Premises and equipment expenditures		$	329			$	8			$	28			$	365			$	-			$	365

	As of and for the three months ended September 30, 2012
							Data								Total				Intersegment				Consolidated
	Income statement information ($'s in thousands)		Banking				Processing				Other				Segments				Elimination				Totals

	Net interest income (expense)		$	5,869			$	(17	)		$	(418	)		$	5,434			$	-			$	5,434
	Other revenue - external customers			2,951				484				15				3,450								3,450
	Other revenue - other segments			67				233				68				368				(410	)			(42	)

	Total revenue			8,887				700				(335	)			9,252				(410	)			8,842

	Non-interest expense			6,068				735				290				7,093				(368	)			6,725

	Significant non-cash items:

	Depreciation and amortization			239				59				1				299				-				299

	Provision for loan losses			300				-				-				300				-				300

	Income tax expense (benefit)			743				(11	)			(218	)			514				-				513

	Segment profit (loss)		$	1,776			$	(24	)		$	(407	)		$	1,345			$	(41	)		$	1,304

	Balance sheet information

	Total assets		$	624,840			$	2,518			$	4,920			$	632,278			$	(2,073	)		$	630,205

	Goodwill and intangibles		$	17,729			$	-			$	-			$	17,729			$	-			$	17,729

	Premises and equipment expenditures		$	(12	)		$	-			$	-			$	(12	)		$	-			$	(12	)

As of and for the nine months ended September 30, 2013
						Data								Total				Intersegment				Consolidated
Income statement information ($'s in thousands)		Banking				Processing				Other				Segments				Elimination				Totals

Net interest income (expense)		$	16,930			$	(37	)		$	(1,076	)		$	15,817			$	-			$	15,817

Non-interest income - external customers			9,973				1,205				-				11,178								11,178

Non-interest income - other segments			230				756				20				1,006				(1,087	)			(81	)

Total revenue			27,133				1,924				(1,056	)			28,001				(1,087	)			26,914

Non-interest expense			18,534				2,038				726				21,298				(986	)			20,312

Significant non-cash items:

Depreciation and amortization			720				90				3				813				-				813

Provision for loan losses			903				-				(3	)			900				-				900

Income tax expense (benefit)			2,365				(39	)			(605	)			1,721				-				1,721

Segment profit (loss)		$	5,331			$	(75	)		$	(1,174	)		$	4,082			$	(101	)		$	3,981

Balance sheet information

Total assets		$	629,632			$	1,847			$	1,452			$	632,931			$	481			$	633,412

Goodwill and intangibles		$	17,137			$	-			$	-			$	17,137			$	-			$	17,137

Premises and equipment expenditures		$	882			$	8			$	28			$	918			$	-			$	918

As of and for the nine months ended September 30, 2012
						Data								Total				Intersegment				Consolidated
Income statement information ($'s in thousands)		Banking				Processing				Other				Segments				Elimination				Totals

Net interest income (expense)		$	17,160			$	(99	)		$	(1,450	)		$	15,611			$	(34	)		$	15,577

Non-interest income - external customers			8,576				1,682				41				10,299								10,299

Non-interest income - other segments			227				1,298				182				1,707				(1,809	)			(102	)

Total revenue			25,963				2,881				(1,227	)			27,617				(1,843	)			25,774

Non-interest expense			18,598				2,461				954				22,012				(1,740	)			20,272

Significant non-cash items:

Depreciation and amortization			701				233				7				941				-				941

Provision for loan losses			950				-				-				950				-				950

Income tax expense (benefit)			1,875				143				(756	)			1,262				-				1,262

Segment profit (loss)		$	4,540			$	277			$	(1,425	)		$	3,393			$	(102	)		$	3,290

Balance sheet information

Total assets		$	624,840			$	2,518			$	4,920			$	632,278			$	(2,073	)		$	630,205

Goodwill and intangibles		$	17,729			$	-			$	-			$	17,729			$	-			$	17,729

Premises and equipment expenditures		$	940			$	2			$	-			$	942			$	-			$	942

Derivative_Financial_Instrumen

Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2013
Derivative Financial Instruments [Abstract]	'
DERIVATIVE FINANCIAL INSTRUMENTS	'
	NOTE G – DERIVATIVE FINANCIAL INSTRUMENTS

	Risk Management Objective of Using Derivatives

	The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company manages its exposures to a wide variety of business and operational risks primarily through management of its core business activities. The Company manages economic risks, including interest rate, liquidity and credit risk, primarily by managing the amount, sources and duration of its assets and liabilities and through the use of derivative financial instruments. Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates. The Company’s derivative financial instruments are used to manage differences in the amount, timing and duration of the Company’s known or expected cash payments principally related to certain variable-rate assets.

	Non-designated Hedges

	The Company does not use derivatives for trading or speculative purposes. Derivatives not designated as hedges are not speculative and result from a service the Company provides to certain customers. The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies. Those interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions. As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings. As of September 30, 2013, the notional amount of customer-facing swaps was approximately $13.7 million. This amount is offset with third party counterparties, as described above.

	The Company has minimum collateral posting thresholds with its derivative counterparties. As of September 30, 2013, the Company had posted cash as collateral in the amount of $0.1 million.

	Fair Values of Derivative Instruments on the Balance Sheet

	The table below presents the fair value of the Company’s derivative financial instruments, as well as their classification on the Balance Sheet, as of September 30, 2013 and December 31, 2012.

	($ in thousands)	Asset Derivatives			Liability Derivatives
		30-Sep-13			30-Sep-13
	Derivatives not designated	Balance Sheet	Fair		Balance Sheet	Fair
	as hedging instruments:	Location	Value		Location	Value

	Interest rate contracts	Other Assets	$	279	Other Liabilities	$	279

		Asset Derivatives			Liability Derivatives
		31-Dec-12			31-Dec-12
	Derivatives not designated	Balance Sheet	Fair		Balance Sheet	Fair
	as hedging instruments:	Location	Value		Location	Value

	Interest rate contracts	Other Assets	$	254	Other Liabilities	$	254

	Effect of Derivative Instruments on the Income Statement

	The Company’s derivative financial instruments had no net effect on the Income Statements for the three and nine months ended September 30, 2013 and September 30, 2012.

Fair_Value_of_Assets_and_Liabi

Fair Value of Assets and Liabilities	9 Months Ended
Fair Value of Assets and Liabilities	Sep. 30, 2013
Fair Value Of Assets and Liabilities [Abstract]	'
FAIR VALUE OF ASSETS AND LIABILITIES	'
	NOTE H – FAIR VALUE OF ASSETS AND LIABILITIES

	Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. A fair value measurement must maximize the use of observable inputs and minimize the use of unobservable inputs. There is a hierarchy of three levels of inputs that may be used to measure fair value:

		Level 1	Quoted prices in active markets for identical assets or liabilities

		Level 2	Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities

		Level 3	Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities

	Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis, recognized in the accompanying balance sheets, as well as the general classifications of such assets pursuant to the valuation hierarchy.

	Available-for-Sale Securities

	The fair values of available-for-sale securities are determined by various valuation methodologies. Level 1 securities include money market mutual funds. Level 1 inputs include quoted prices in an active market. Level 2 securities include U.S. treasury and government agencies, mortgage-backed securities, obligations of political and state subdivisions and equity securities. Level 2 inputs do not include quoted prices for individual securities in active markets; however, they do include inputs that are either directly or indirectly observable for the individual security being valued. Such observable inputs include interest rates and yield curves at commonly quoted intervals, volatilities, prepayment speeds, credit risks and default rates. Also included are inputs derived principally from or corroborated by observable market data by correlation or other means.

	Interest Rate Contracts

	The fair values of interest rate contracts are based upon the estimated amount the Company would receive or pay to terminate the contracts or agreements, taking into account underlying interest rates, creditworthiness of underlying customers for credit derivatives and, when appropriate, the creditworthiness of the counterparties.

	The following table presents the fair value measurements of assets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2013 and December 31, 2012.

	($'s in thousands)		Fair Values at				Fair Value Measurements Using:
	Description		9/30/13				Level 1				Level 2			Level 3
	Available-for-Sale Securities:
	U.S. Treasury and Government Agencies		$	12,621			$	-			$	12,621		$	-
	Mortgage-backed securities			53,272				-				53,272			-
	State and political subdivisions			19,327				-				19,327			-
	Money Market Mutual Funds			1,377				1,377				-			-
	Equity securities			23				-				23			-
	Interest rate contracts			279				-				279			-


	($'s in thousands)		Fair Values at				Fair Value Measurements Using:
	Description		12/31/12				Level 1				Level 2			Level 3
	Available-for-Sale Securities:
	U.S. Treasury and Government Agencies		$	14,511			$	-			$	14,511		$	-
	Mortgage-backed securities			63,764				-				63,764			-
	State and political subdivisions			18,249				-				18,249			-
	Money Market Mutual Funds			2,155				2,155				-			-
	Equity securities			23				-				23			-
	Interest rate contracts			254				-				254			-

	Level 1 – Quoted Prices in Active Markets for Identical Assets
	Level 2 – Significant Other Observable Inputs
	Level 3 – Significant Unobservable Inputs

	The following is a description of the valuation methodologies and inputs used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy.

	Collateral-dependent Impaired Loans, Net of ALLL

	Loans for which it is probable the Company will not collect all principal and interest due according to contractual terms are measured for impairment. The estimated fair value of collateral-dependent impaired loans is based on the appraised value of the collateral, less estimated cost to sell. Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy. This method requires obtaining independent appraisals of the collateral, which are reviewed for accuracy and consistency by Credit Administration. These appraisers are selected from the list of approved appraisers maintained by management. The appraised values are reduced by applying a discount factor to the value based on the Company’s loan review policy. All impaired loans held by the Company were collateral dependent at September 30, 2013 and December 31, 2012.

	Mortgage Servicing Rights

	Mortgage servicing rights do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using discounted cash flow models associated with the servicing rights and discounting the cash flows using discount market rates, prepayment speeds and default rates. The servicing portfolio has been valued using all relevant positive and negative cash flows including servicing fees, miscellaneous income and float; marginal costs of servicing; the cost of carry of advances; and foreclosure losses; and applying certain prevailing assumptions used in the marketplace. Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy. These mortgage servicing rights are tested for impairment on a quarterly basis.

	Foreclosed Assets Held For Sale

	Foreclosed assets held for sale are carried at the lower of fair value at acquisition date or current estimated fair value, less estimated cost to sell when the real estate is acquired. Estimated fair value of foreclosed assets held for sale is based on appraisals or evaluations. Foreclosed assets held for sale are classified within Level 3 of the fair value hierarchy.

	Appraisals of foreclosed assets held for sale are obtained when the real estate is acquired and subsequently as deemed necessary by Credit Administration. These independent appraisals of the collateral are reviewed for accuracy and consistency by Credit Administration. The appraisers are selected from the list of approved appraisers maintained by management.

The following table presents the fair value measurements of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fell at September 30, 2013 and December 31, 2012:

($'s in thousands)		Fair Values at				Fair Value Measurements Using:
Description		9/30/13				Level 1				Level 2			Level 3
Impaired loans		$	1,632			$	-			$	-		$	1,632
Mortgage servicing rights			2,112				-				-			2,112
Foreclosed assets			84				-				-			84

($'s in thousands)		Fair Values at				Fair Value Measurements Using:
Description		12/31/12				Level 1				Level 2			Level 3
Impaired loans		$	2,227			$	-			$	-		$	2,227
Mortgage servicing rights			2,667				-				-			2,667
Foreclosed assets			950				-				-			950

Unobservable (Level 3) Inputs

The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements.

		Fair Value at			Valuation				Range (Weighted
($'s in thousands)		9/30/13			Technique		Unobservable Inputs		Average)

Collateral-dependent impaired loans		$	1,632		Market comparable properties		Comparability adjustments (%)		Not available

Mortgage servicing rights			2,112		Discounted cash flow		Discount Rate			9.75	%
							Constant prepayment rate			8.5	%
							P&I earnings credit			0.18	%
							T&I earnings credit			1.67	%
							Inflation for cost of servicing			1.5	%

Foreclosed assets			84		Market comparable properties		Marketability discount			10	%

		Fair Value at			Valuation				Range (Weighted
($'s in thousands)		12/31/12			Technique		Unobservable Inputs		Average)

Collateral-dependent impaired loans		$	2,227		Market comparable properties		Comparability adjustments (%)		Not available

Mortgage servicing rights			2,667		Discounted cash flow		Discount Rate			8.5	%
							Constant prepayment rate			15.6	%
							P&I earnings credit			0.21	%
							T&I earnings credit			0.81	%
							Inflation for cost of servicing			1.5	%

Foreclosed assets			950		Market comparable properties		Marketability discount			10	%

There were no changes in the inputs or methodologies used to determine fair value at September 30, 2013 as compared to December 31, 2012.

The following table presents estimated fair values of the Company’s other financial instruments carried at other than fair value. The fair values of certain of these instruments were calculated by discounting expected cash flows, which involves significant judgments by management and uncertainties. Fair value is the estimated amount at which financial assets or liabilities could be exchanged in a current transaction between willing parties, other than in a forced or liquidation sale. Because no market exists for certain of these financial instruments, and because management does not intend to sell these financial instruments, the Company does not know whether the fair values shown below represent values at which the respective financial instruments could be sold individually or in the aggregate.

The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying balance sheets at amounts other than fair value.

Cash and Cash Equivalents, Federal Reserve and Federal Home Loan Bank Stock and Accrued Interest Payable and Receivable

Fair value is determined to be the carrying amount for these items (which include cash on hand, due from banks, and federal funds sold) because they represent cash or mature in 90 days or less, and do not represent unanticipated credit concerns.

Loans Held For Sale

The fair value of loans held for sale is based upon quoted market prices, where available, or is determined by discounting estimated cash flows using interest rates approximating the Company's current origination rates for similar loans and adjusted to reflect the inherent credit risk.

Loans

The estimated fair value for loans receivable, including loans held for sale, net, is based on estimates of the rate State Bank would charge for similar loans at September 30, 2013 and December 31, 2012, applied for the time period until the loans are assumed to re-price or be paid.

Mortgage Servicing Rights

Mortgage servicing rights do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using discounted cash flow models associated with the servicing rights and discounting the cash flows using discount market rates, prepayment speeds and default rates. The servicing portfolio has been valued using all relevant positive and negative cash flows including servicing fees, miscellaneous income and float; marginal costs of servicing; the cost of carry of advances; and foreclosure losses; and applying certain prevailing assumptions used in the marketplace. Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy. These mortgage servicing rights are tested for impairment on a quarterly basis.

Deposits, Short-term borrowings, Notes payable & FHLB advances

Deposits include demand deposits, savings accounts, NOW accounts and certain money market deposits. The carrying amount approximates the fair value. The estimated fair value for fixed-maturity time deposits, as well as borrowings, is based on estimates of the rate State Bank could pay on similar instruments with similar terms and maturities at September 30, 2013 and December 31, 2012.

Loan Commitments

The fair value of commitments is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. The estimated fair values for other financial instruments and off-balance-sheet loan commitments approximate cost at September 30, 2013 and December 31, 2012 and are not considered significant to this presentation.

Trust Preferred Securities

The fair value for Trust Preferred Securities is estimated by discounting the cash flows using an appropriate discount rate.

30-Sep-13		Carrying				Fair Value Measurements Using
($'s in thousands)		Amount				(Level 1)				(Level 2)			(Level 3)

Financial assets
Cash and cash equivalents		$	19,016			$	19,016			$	-		$	-
Loans held for sale			2,407				-				2,471			-
Loans, net of allowance for loan losses			468,113				-				-			470,329
Federal Reserve and FHLB Bank stock			3,748				-				3,748			-
Mortgage Servicing Rights			5,076				-				-			6,215
Accrued interest receivable			1,694				-				1,694			-

Financial liabilities
Deposits		$	521,543			$	-			$	524,226		$	-
Notes payable			680				-				695			-
FHLB advances			16,000				-				15,991			-
Short-term borrowings			14,836				-				14,836			-
Trust preferred securities			20,620				-				13,737			-
Accrued interest payable			448				-				448			-

31-Dec-12		Carrying				Fair Value Measurements Using
($'s in thousands)		Amount				(Level 1)				(Level 2)			(Level 3)

Financial assets
Cash and cash equivalents		$	19,144			$	19,144			$	-		$	-
Loans held for sale			6,147				-				6,350			-
Loans, net of allowance for loan losses			456,578				-				-			462,773
Federal Reserve and FHLB Bank stock			3,748				-				3,748			-
Mortgage Servicing Rights			3,775				-				-			4,329
Accrued interest receivable			1,235				-				1,235			-

Financial liabilities
Deposits		$	527,001			$	-			$	530,097		$	-
Notes payable			1,702				-				1,731			-
FHLB advances			21,000				-				21,274			-
Short-term borrowings			10,333				-				10,333			-
Trust preferred securities			20,620				-				7,353			-
Accrued interest payable			138				-				138			-

New_Accounting_Pronouncements_

New Accounting Pronouncements (Policies)	9 Months Ended
New Accounting Pronouncements (Policies)	Sep. 30, 2013
New Accounting Pronouncements [Abstract]	'
New accounting pronouncements	'
	ASC No. 2013-04, Liabilities (Topic 405):Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation is Fixed at the Reporting Date (insert a space between title and paragraph)

	The objective of the amendments in this Update is to provide guidance for the recognition, measurement, and disclosure of obligations resulting from joint and several liability arrangements for which the total amount of the obligation within the scope of this guidance is fixed at the reporting date, except for obligations addressed within existing guidance in U.S. generally accepted accounting principles (GAAP). Examples of obligations within the scope of this Update include debt arrangement, other contractual obligations, and settled litigation and judicial rulings. U.S. GAAP does not include specific guidance on accounting for such obligations with joint and several liability, which has resulted in diversity in practice. Some entities record the entire amount under the joint and several liability arrangement on the basis of the concept of a liability and the guidance that must be met to extinguish a liability. Other entities record less than the total amount of the obligation, such as an amount allocated, an amount corresponding to the proceeds received, or the portion of the amount the entity agreed to pay among it co-obligors, on the basis of the guidance for contingent liabilities.

	ASU No. 2013-02, Reporting of Amounts Reclassified out of Accumulated Other Comprehensive Income.

	The objective of this ASU is to improve the reporting of reclassifications out of accumulated other comprehensive income. The amendments require an entity to report the effect of significant reclassifications on the respective line items in net income if the amount being reclassified is required under GAAP to be reclassified in its entirety to net income.

	The amendments in this update are effective prospectively for reporting periods beginning after December 15, 2012. The Company has adopted these amendments and they have not had a material impact on the Company’s Condensed Consolidated Financial Statements.

	ASU No. 2012-02, Intangibles-Goodwill and Other (Topic 350): Testing Indefinite-Lived Intangible Assets for Impairment.

	This ASU amends Topic 350 to allow the Company to first assess qualitative factors to determine whether the existence of events and circumstances indicates that it is more likely than not that the indefinite-lived intangible asset is impaired. If, after assessing the totality of events and circumstances, an entity concludes that it is not more likely than not that the indefinite-lived intangible asset is impaired, then the entity is not required to take further action. However, if the Company concludes otherwise, then it is required to determine the fair value of the indefinite-lived intangible asset and perform a quantitative impairment test by comparing the fair value with the carrying amount in accordance with Codification Subtopic 350-30, Intangibles-Goodwill and Other, General Intangibles Other than Goodwill.

	The Company also has the option to bypass the qualitative assessment for any indefinite-lived intangible asset in any period and proceed directly to performing the quantitative impairment test. An entity will be able to resume performing the qualitative assessment in any subsequent period.

	The amendments in this update are effective for annual and interim impairment tests performed for fiscal years beginning after September 15, 2012. Early adoption is permitted, including for annual and interim impairment tests performed as of a date before July 27, 2012. Management has determined that the adoption of ASU 2012-02 have not had a material impact on the Company’s Condensed Consolidated Financial Statements.


	ASU 2011-05, Other Comprehensive Income (Topic 220): Presentation of Comprehensive Income.

	This ASU amends Topic 220 to give an entity the option to present the total of comprehensive income, the components of net income, and the components of other comprehensive income (OCI) either in a single continuous statement of comprehensive income or in two separate but consecutive statements. An entity is also required to present on the face of the financial statement reclassification adjustments for items that are reclassified from OCI to net income in the statement(s) where the components of net income and the components of OCI are presented. The amendments do not change items that must be reported in OCI or when an item of OCI must be reclassified to net income, only the format for presentation. The updated guidance and requirements are effective for financial statements issued for the fiscal years, and the interim periods within those years, beginning after December 15, 2011.

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	9 Months Ended
Earnings Per Share (Tables)	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Summary of average number of shares used in the computation of basic and diluted earnings per share	'
		Three Months Ended				Nine Months Ended
	(shares in thousands)	September 30,				September 30,
		2013		2012		2013		2012
	Basic earnings per share		4,867		4,862		4,865		4,862
	Diluted earnings per share		4,881		4,862		4,877		4,862

Securities_Tables

Securities (Tables)	9 Months Ended
Securities (Tables)	Sep. 30, 2013
Securities [Abstract]	'
Summary of amortized cost and approximate fair values of securities	'

				Gross			Gross
	($'s in thousands)	Amortized		Unrealized			Unrealized			Approximate
		Cost		Gains			Losses			Fair Value
	Available-for-Sale Securities:
	September 30, 2013:
	U.S. Treasury and Government agencies	$	12,610	$	128		$	(117	)	$	12,621
	Mortgage-backed securities		53,026		573			(327	)		53,272
	State and political subdivisions		18,966		660			(299	)		19,327
	Money Market Mutual Funds		1,377	-			-			1,377
	Equity securities		23		-			-			23

		$	86,002	$	1,361		$	(743	)	$	86,620


				Gross			Gross
	($'s in thousands)	Amortized		Unrealized			Unrealized
		Cost		Gains			Losses			Fair Value
	Available-for-Sale Securities:
	December 31, 2012:
	U.S. Treasury and Government agencies	$	14,301	$	210		$	-		$	14,511
	Mortgage-backed securities		62,661		1,136			(33	)		63,764
	State and political subdivisions		16,789		1,462			(2	)		18,249
	Money Market Mutual Funds		2,155		-			-			2,155
	Equity securities		23		-			-			23

		$	95,929	$	2,808		$	(35	)	$	98,702
Summary of amortized cost and fair value of securities available for sale by contractual maturity	'

		Available for Sale
		Amortized		Fair
	($'s in thousands)	Cost		Value
	September 30, 2013:
	Within one year	$	1,022	$	1,024
	Due after one year through five years		1,387		1,463
	Due after five years through ten years		10,950		11,076
	Due after ten years		18,217		18,385
			31,576		31,948

	Mortgage-backed securities, money market mutual funds & equity securities		54,426		54,672

	Totals	$	86,002	$	86,620
Summary of securities with unrealized losses	'

	($ in thousands)	Less than 12 Months					12 Months or Longer						Total
	30-Sep-13	Fair Value		Unrealized Losses			Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
	Available-for-Sale Securities:

	US Treasury and Government Agencies	$	3,995	$	(117	)	$	-		$	-		$	3,995	$	(117	)
	Mortgage-backed securities		17,027		(327	)		-			-			17,027		(327	)
	State and political subdivisions		4,909		(299	)		-			-			4,909		(299	)

		$	25,931	$	(743	)	$	-		$	-		$	25,931	$	(743	)

	($ in thousands)	Less than 12 Months					12 Months or Longer						Total
	31-Dec-12	Fair Value		Unrealized Losses			Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
	Available-for-Sale Securities:
	Mortgage-backed securities	$	5,202	$	(33	)	$	342		$	-		$	5,544	$	(33	)
	State and political subdivisions		229		(1	)		251			(1	)		480		(2	)

		$	5,431	$	(34	)	$	593		$	(1	)	$	6,024	$	(35	)

Loans_and_Allowance_for_Loan_L1

Loans and Allowance for Loan Losses (Tables)	9 Months Ended
Loans and Allowance for Loan Losses (Tables)	Sep. 30, 2013
Loans and Allowance For Loan Losses [Abstract]	'
Summary of categories of loans	'

	($ in thousands)		Total Loans								Non-Accrual Loans								Non-Accrual Percentage
			Sep. 2013				Dec. 2012				Sep. 2013				Dec. 2012				Sep. 2013				Dec. 2012
	Commercial & Industrial		$	81,859			$	81,767				2,738				1,246				3.34	%			1.52	%
	Commercial RE & Construction			209,739				201,392				642				782			0.31	%			0.39	%
	Agricultural & Farmland			39,636				42,276				-				-				0	%			0	%
	Residential Real Estate			96,477				87,859				1,837				2,631				1.9	%			2.99	%
	Home Equity & Consumer			47,677				50,223				363				646				0.76	%			1.29	%
	Other		133				148				-				-				0	%			0	%
	Total loans			475,521				463,665			$	5,580			$	5,305				1.17	%			1.14	%
	Less
	Net deferred loan fees, premiums and discounts			(288	)			(276	)
	Loans, net of unearned income		$	475,233			$	463,389
	Allowance for loan losses		$	(7,120	)		$	(6,811	)

Summary of allowance for loan losses and recorded investment in loans based on portfolio segment and impairment method	'

			Commercial				Commercial RE				Agricultural				Residential				Home Equity
	($'s in thousands)		& Industrial				& Construction				& Farmland				Real Estate				& Consumer				Other				Total

	For the Three Months Ended
	30-Sep-13

	Beginning balance		$	1,547			$	3,059			$	180			$	1,183			$	947			$	97			$	7,013
	Charge Offs			-				(53	)			-				(69	)			(185	)			-				(307	)
	Recoveries			2				1				1				-				9				-				13
	Provision			183				86				(4	)			22				114				-				401
	Ending Balance		$	1,732			$	3,093			$	177			$	1,136			$	885			$	97			$	7,120

	For the Nine Months Ended
	30-Sep-13

	Beginning balance		$	1,561			$	3,034			$	186			$	1,088			$	839			$	103			$	6,811
	Charge Offs			(1	)			(58	)			-				(167	)			(421	)			(9	)			(656	)
	Recoveries			16				16				3				19				11				-				65
	Provision			156				101				(12	)			196				456				3				900
	Ending Balance		$	1,732			$	3,093			$	177			$	1,136			$	885			$	97			$	7,120


	Loans Receivable at September 30, 2013

			Commercial				Commercial RE				Agricultural				Residential				Home Equity
	($'s in thousands)		& Industrial				& Construction				& Farmland				Real Estate				& Consumer				Other				Total

	Allowance:
	Ending balance:
	individually
	evaluated for
	impairment		$	521			$	40			$	-			$	219			$	178							$	958
	Ending balance:
	collectively
	evaluated for
	impairment		$	1,211			$	3,053			$	177			$	917			$	707			$	97			$	6,162
	Loans:
	Ending balance:
	individually
	evaluated for
	impairment		$	2,463			$	829			$	-			$	2,125			$	604							$	6,021
	Ending balance:
	collectively
	evaluated for
	impairment		$	79,396			$	208,910			$	39,636			$	94,352			$	47,073			$	133			$	469,500

	ALLOWANCE FOR LOAN AND LEASE LOSSES

			Commercial				Commercial RE				Agricultural				Residential				Home Equity
	($'s in thousands)		& Industrial				& Construction				& Farmland				Real Estate				& Consumer				Other				Total

	For the Three Months Ended
	30-Sep-12

	Beginning balance		$	1,517			$	3,020			$	95			$	1,047			$	802			$	137			$	6,618
	Charge Offs			(79	)			(180	)			(10	)			-				(25	)			(7	)			(301	)
	Recoveries			11				5				2				(2	)			61				2				79
	Provision			152				57				107				(18	)			12				(10	)			300
	Ending Balance		$	1,601			$	2,902			$	194			$	1,027			$	850			$	122			$	6,696

	For the Nine Months Ended
	30-Sep-12

Beginning balance		$	1,914			$	2,880			$	51			$	956			$	599			$	129			$	6,529
Charge Offs			(284	)			(279	)			(10	)			(65	)			(366	)			(24	)			(1,028	)
Recoveries			39				47				4				80				69				6				245
Provision			(68	)			254				149				56				548				11				950
Ending Balance		$	1,601			$	2,902			$	194			$	1,027			$	850			$	122			$	6,696

Loans Receivable at December 31, 2012

		Commercial				Commercial RE				Agricultural				Residential				Home Equity
($'s in thousands)		& Industrial				& Construction				& Farmland				Real Estate				& Consumer				Other				Total

Allowance:
Ending balance:
individually
evaluated for
impairment		$	485			$	55			$	-			$	386			$	195							$	1,121
Ending balance:
collectively
evaluated for
impairment		$	1,076			$	2,979			$	186			$	702			$	644			$	102			$	5,690
Loans:
Ending balance:
individually
evaluated for
impairment		$	1,232			$	725			$	-			$	2,683			$	682							$	5,322
Ending balance:
collectively
evaluated for
impairment		$	80,535			$	200,667			$	42,276			$	85,176			$	49,541			$	148			$	458,343


Summary of credit risk profile of the Company's loan portfolio based on rating category	'

	30-Sep-13		Commercial				Commercial RE				Agricultural				Residential				Home Equity
	Loan Grade		& Industrial				& Construction				& Farmland				Real Estate				& Consumer				Other				Total
	($ in thousands)
	1-2		$	1,919			$	86			$	101			$	-			$	1			$	-			$	2,107
	3			21,317				44,955				6,651				87,069				43,506				17				203,515
	4			51,427				149,168				32,884				5,892				3,641				116				243,128
	Total Pass			74,663				194,209				39,636				92,961				47,148				133				448,750

	Special Mention			3,551				13,007				-				1,435				80				-				18,073
	Substandard			1,081				1,883				-				292				114				-				3,370
	Doubtful			2,564				640				-				1,789				335				-				5,328
	Loss			-				-				-				-				-				-				-
	Total Loans		$	81,859			$	209,739			$	39,636			$	96,477			$	47,677			$	133			$	475,521

	31-Dec-12		Commercial				Commercial RE				Agricultural				Residential				Home Equity
	Loan Grade		& Industrial				& Construction				& Farmland				Real Estate				& Consumer				Other				Total
	($ in thousands)
	1-2		$	1,108			$	101			$	109			$	-			$	-			$	-			$	1,318
	3			23,028				55,175				7,938				77,221				45,063				17				208,442
	4			54,871				129,846				34,195				6,285				4,223				131				229,551
	Total Pass			79,007				185,122				42,242				83,506				49,286				148				439,311

	Special Mention			88				12,370				-				1,186				190				-				13,834
	Substandard			1,429				3,024				34				699				144				-				5,330
	Doubtful			1,243				876				-				2,468				603				-				5,190
	Loss			-				-				-				-				-				-				-
	Total Loans		$	81,767			$	201,392			$	42,276			$	87,859			$	50,223			$	148			$	463,665

Summary of loan portfolio aging analysis	'
			30-59 Days				60-89 Days				Greater Than				Total Past								Total Loans
	30-Sep-13		Past Due				Past Due				90 Days				Due				Current				Receivable
	($ in thousands)

	Commercial & Industrial		$	26			$	-			$	622			$	648			$	81,211			$	81,859
	Commercial RE & Construction			193				-				278				471				209,268				209,739
	Agricultural & Farmland			-				-				-				-				39,636				39,636
	Residential Real Estate			106				63				795				964				95,513				96,477
	Home Equity & Consumer			29				22				119				170				47,507				47,677
	Other			-				-				-				-				133				133
	Total Loans		$	354			$	85			$	1,814			$	2,253			$	473,268			$	475,521

			30-59 Days				60-89 Days				Greater Than				Total Past								Total Loans
	31-Dec-12		Past Due				Past Due				90 Days				Due				Current				Receivable
	($ in thousands)

	Commercial & Industrial		$	26			$	2			$	497			$	525			$	81,242			$	81,767
	Commercial RE & Construction			1,623				320				264				2,207				199,185				201,392
	Agricultural & Farmland			-				-				-				-				42,276				42,276
	Residential Real Estate			90				139				1,467				1,696				86,163				87,859
	Home Equity & Consumer			319				76				280				675				49,548				50,223
	Other			-				-				-				-				148				148
	Total Loans		$	2,058			$	537			$	2,508			$	5,103			$	458,562			$	463,665

Summary of Impaired loan activity	'

	Three Months Ended
	30-Sep-13
	($'s in thousands)		Recorded				Unpaid Principal				Related				Average Recorded				Interest Income
			Investment				Balance				Allowance				Investment				Recognized
	With no related allowance recorded:
	Commercial & Industrial		$	663			$	2,549			$	-			$	870			$	4
	Commercial RE & Construction			624				624				-				805				5
	Agricultural & Farmland			-				-				-				-				-
	Residential Real Estate			1,020				1,074				-				1,156				12
	Home Equity & Consumer			189				189				-				199				3
	All Impaired Loans < $100,000			1,065				1,065				-				1,065				-
	With a specific allowance recorded:
	Commercial & Industrial			1,800				1,800				521				1,800				12
	Commercial RE & Construction			205				258				40				259				3
	Agricultural & Farmland			-				-				-				-				-
	Residential Real Estate			1,105				1,105				219				978				12
	Home Equity & Consumer			415				415				178				438				7
	All Impaired Loans < $100,000			-				-				-				-				-
	Totals:
	Commercial & Industrial		$	2,463			$	4,349			$	521			$	2,670			$	16
	Commercial RE & Construction		$	829			$	882			$	40			$	1,064			$	8
	Agricultural & Farmland		$	-			$	-			$	-			$	-			$	-
	Residential Real Estate		$	2,125			$	2,179			$	219			$	2,134			$	24
	Home Equity & Consumer		$	604			$	604			$	178			$	637			$	10
	All Impaired Loans < $100,000		$	1,065			$	1,065			$	-			$	1,065			$	-

	Nine Months Ended
	30-Sep-13
	($'s in thousands)		Average Recorded				Interest Income
			Investment				Recognized
	With no related allowance recorded:
	Commercial & Industrial		$	2,341			$	13
	Commercial RE & Construction			820				19
	Agricultural & Farmland			-				-
	Residential Real Estate			1,160				35
	Home Equity & Consumer			203				8
	All Impaired Loans < $100,000			1,065				-
	With a specific allowance recorded:
	Commercial & Industrial			1,773				44
	Commercial RE & Construction			261				8
	Agricultural & Farmland			-				-
	Residential Real Estate			983				36
	Home Equity & Consumer			445				22
	All Impaired Loans < $100,000			-				-
	Totals:
	Commercial & Industrial		$	4,114			$	57
	Commercial RE & Construction		$	1,081			$	27
	Agricultural & Farmland		$	-			$	-
	Residential Real Estate		$	2,143			$	71
	Home Equity & Consumer		$	648			$	30
	All Impaired Loans < $100,000		$	1,065			$	-

	Twelve Months Ended
	31-Dec-12
	($'s in thousands)		Recorded				Unpaid Principal				Related
			Investment				Balance				Allowance
	With no related allowance recorded:
	Commercial & Industrial		$	394			$	2,280			$	-
	Commercial RE & Construction			527				1,529				-
	Agricultural & Farmland			-				-				-
	Residential Real Estate			1,122				1,204				-
	Home Equity & Consumer			228				260				-
All Impaired Loans < $100,000			1,336				1,336				-
With a specific allowance recorded:
Commercial & Industrial			838				944				485
Commercial RE & Construction			198				198				55
Agricultural & Farmland			-				-				-
Residential Real Estate			1,561				1,561				386
Home Equity & Consumer			454				454				195
All Impaired Loans < $100,000			-				-				-
Totals:
Commercial & Industrial		$	1,232			$	3,224			$	485
Commercial RE & Construction		$	725			$	1,727			$	55
Agricultural & Farmland		$	-			$	-			$	-
Residential Real Estate		$	2,683			$	2,765			$	386
Home Equity & Consumer		$	682			$	714			$	195
All Impaired Loans < $100,000		$	1,336			$	1,336			$	-

		Nine Months Ended								Three Months Ended
		Sep. 30, 2012								Sep. 30, 2012
($'s in thousands)		Average Recorded				Interest Income				Average Recorded				Interest Income
		Investment				Recognized				Investment				Recognized
With no related allowance recorded:
Commercial & Industrial		$	2,568			$	-			$	2,071			$	-
Commercial RE & Construction			2,078				18				2,013				6
Agricultural & Farmland			-				-				-				-
Residential Real Estate			1,359				57				1,351				16
Home Equity & Consumer			393				11				388				4
All Impaired Loans < $100,000			1,441				-				1,441				-
With a specific allowance recorded:
Commercial & Industrial			949				6				947				3
Commercial RE & Construction			-				-				-				-
Agricultural & Farmland			3				-				3				-
Residential Real Estate			1,480				38				1,475				12
Home Equity & Consumer			365				13				362				5
Totals:
Commercial & Industrial		$	3,517			$	6			$	3,018			$	3
Commercial RE & Construction		$	2,078			$	18			$	2,013			$	6
Agricultural & Farmland		$	3			$	-			$	3			$	-
Residential Real Estate		$	2,839			$	95			$	2,826			$	28
Home Equity & Consumer		$	758			$	24			$	750			$	9
All Impaired Loans < $100,000		$	1,441			$	-			$	1,441			$	-


Summary of newly restructured loans by type of modification	'

			30-Sep-13
			Interest												Total
	($ in thousands)		Only				Term				Combination				Modification

	Residential Real Estate		$	-			$	13			$	-			$	13
	Consumer			-				11				-				11

	Total Modifications		$	-			$	24			$	-			$	24

			30-Sep-12
			Interest												Total
	($ in thousands)		Only				Term				Combination				Modification

	Residential Real Estate		$	-			$	142			$	192			$	334
	Consumer			-				-				-				-

	Total Modifications		$	-			$	142			$	192			$	334

Summary of troubled debt restructurings modified in the past 12 months that subsequently defaulted	'

			Number of				Recorded
	($ in thousands)		Contracts				Balance

	Residential Real Estate			4			$	194
	Consumer			-				-

				4			$	194

Segment_Information_Tables

Segment Information (Tables)	9 Months Ended
Segment Information (Tables)	Sep. 30, 2013
Segment Information [Abstract]	'
Segment reporting information	'
	As of and for the three months ended September 30, 2013
							Data								Total				Intersegment				Consolidated
	Income statement information ($'s in thousands)		Banking				Processing				Other				Segments				Elimination				Totals

	Net interest income (expense)		$	5,521			$	(11	)		$	(335	)		$	5,175			$	-			$	5,175
	Other revenue - external customers			3,413				333				-				3,746				-				3,746
	Other revenue - other segments			62				174				-				236				(272	)			(36	)

	Total revenue			8,996				496				(335	)			9,157				(272	)			8,885

	Non-interest expense			5,957				632				210				6,799				(237	)			6,562

	Significant non-cash items:

	Depreciation and amortization			286				26				-				312				-				312
												.
	Provision for loan losses			404				-				(3	)			401				-				401

	Income tax expense (benefit)			809				(46	)			(185	)			578				-				578

	Segment profit (loss)		$	1,826			$	(90	)		$	(357	)		$	1,379			$	(35	)		$	1,344

	Balance sheet information

	Total assets		$	629,632			$	1,847			$	1,452			$	632,931			$	481			$	633,412

	Goodwill and intangibles		$	17,137			$	-			$	-			$	17,137			$	-			$	17,137

	Premises and equipment expenditures		$	329			$	8			$	28			$	365			$	-			$	365

	As of and for the three months ended September 30, 2012
							Data								Total				Intersegment				Consolidated
	Income statement information ($'s in thousands)		Banking				Processing				Other				Segments				Elimination				Totals

	Net interest income (expense)		$	5,869			$	(17	)		$	(418	)		$	5,434			$	-			$	5,434
	Other revenue - external customers			2,951				484				15				3,450								3,450
	Other revenue - other segments			67				233				68				368				(410	)			(42	)

	Total revenue			8,887				700				(335	)			9,252				(410	)			8,842

	Non-interest expense			6,068				735				290				7,093				(368	)			6,725

	Significant non-cash items:

	Depreciation and amortization			239				59				1				299				-				299

	Provision for loan losses			300				-				-				300				-				300

	Income tax expense (benefit)			743				(11	)			(218	)			514				-				513

	Segment profit (loss)		$	1,776			$	(24	)		$	(407	)		$	1,345			$	(41	)		$	1,304

	Balance sheet information

	Total assets		$	624,840			$	2,518			$	4,920			$	632,278			$	(2,073	)		$	630,205

	Goodwill and intangibles		$	17,729			$	-			$	-			$	17,729			$	-			$	17,729

	Premises and equipment expenditures		$	(12	)		$	-			$	-			$	(12	)		$	-			$	(12	)

	As of and for the nine months ended September 30, 2013
							Data								Total				Intersegment				Consolidated
	Income statement information ($'s in thousands)		Banking				Processing				Other				Segments				Elimination				Totals

Net interest income (expense)		$	16,930			$	(37	)		$	(1,076	)		$	15,817			$	-			$	15,817

Non-interest income - external customers			9,973				1,205				-				11,178								11,178

Non-interest income - other segments			230				756				20				1,006				(1,087	)			(81	)

Total revenue			27,133				1,924				(1,056	)			28,001				(1,087	)			26,914

Non-interest expense			18,534				2,038				726				21,298				(986	)			20,312

Significant non-cash items:

Depreciation and amortization			720				90				3				813				-				813

Provision for loan losses			903				-				(3	)			900				-				900

Income tax expense (benefit)			2,365				(39	)			(605	)			1,721				-				1,721

Segment profit (loss)		$	5,331			$	(75	)		$	(1,174	)		$	4,082			$	(101	)		$	3,981

Balance sheet information

Total assets		$	629,632			$	1,847			$	1,452			$	632,931			$	481			$	633,412

Goodwill and intangibles		$	17,137			$	-			$	-			$	17,137			$	-			$	17,137

Premises and equipment expenditures		$	882			$	8			$	28			$	918			$	-			$	918

As of and for the nine months ended September 30, 2012
						Data								Total				Intersegment				Consolidated
Income statement information ($'s in thousands)		Banking				Processing				Other				Segments				Elimination				Totals

Net interest income (expense)		$	17,160			$	(99	)		$	(1,450	)		$	15,611			$	(34	)		$	15,577

Non-interest income - external customers			8,576				1,682				41				10,299								10,299

Non-interest income - other segments			227				1,298				182				1,707				(1,809	)			(102	)

Total revenue			25,963				2,881				(1,227	)			27,617				(1,843	)			25,774

Non-interest expense			18,598				2,461				954				22,012				(1,740	)			20,272

Significant non-cash items:

Depreciation and amortization			701				233				7				941				-				941

Provision for loan losses			950				-				-				950				-				950

Income tax expense (benefit)			1,875				143				(756	)			1,262				-				1,262

Segment profit (loss)		$	4,540			$	277			$	(1,425	)		$	3,393			$	(102	)		$	3,290

Balance sheet information

Total assets		$	624,840			$	2,518			$	4,920			$	632,278			$	(2,073	)		$	630,205

Goodwill and intangibles		$	17,729			$	-			$	-			$	17,729			$	-			$	17,729

Premises and equipment expenditures		$	940			$	2			$	-			$	942			$	-			$	942

Derivative_Financial_Instrumen1

Derivative Financial Instruments (Tables)	9 Months Ended
Derivative Financial Instruments (Tables)	Sep. 30, 2013
Derivative Financial Instruments [Abstract]	'
Fair value of the Company's derivative financial instruments, as well as their classification on the balance sheet	'
	($ in thousands)	Asset Derivatives			Liability Derivatives
		30-Sep-13			30-Sep-13
	Derivatives not designated	Balance Sheet	Fair		Balance Sheet	Fair
	as hedging instruments:	Location	Value		Location	Value

	Interest rate contracts	Other Assets	$	279	Other Liabilities	$	279

		Asset Derivatives			Liability Derivatives
		31-Dec-12			31-Dec-12
	Derivatives not designated	Balance Sheet	Fair		Balance Sheet	Fair
	as hedging instruments:	Location	Value		Location	Value

	Interest rate contracts	Other Assets	$	254	Other Liabilities	$	254

Fair_Value_of_Assets_and_Liabi1

Fair Value of Assets and Liabilities (Tables)	9 Months Ended
Fair Value of Assets and Liabilities (Tables)	Sep. 30, 2013
Fair Value Of Assets and Liabilities [Abstract]	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'

	($'s in thousands)	Fair Values at			Fair Value Measurements Using:
	Description	9/30/13			Level 1			Level 2		Level 3
	Available-for-Sale Securities:
	U.S. Treasury and Government Agencies	$	12,621		$	-		$	12,621	$	-
	Mortgage-backed securities		53,272			-			53,272		-
	State and political subdivisions		19,327			-			19,327		-
	Money Market Mutual Funds		1,377			1,377			-		-
	Equity securities		23			-			23		-
	Interest rate contracts		279			-			279		-


	($'s in thousands)	Fair Values at			Fair Value Measurements Using:
	Description	12/31/12			Level 1			Level 2		Level 3
	Available-for-Sale Securities:
	U.S. Treasury and Government Agencies	$	14,511		$	-		$	14,511	$	-
	Mortgage-backed securities		63,764			-			63,764		-
	State and political subdivisions		18,249			-			18,249		-
	Money Market Mutual Funds		2,155			2,155			-		-
	Equity securities		23			-			23		-
	Interest rate contracts		254			-			254		-

Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'

	($'s in thousands)	Fair Values at			Fair Value Measurements Using:
	Description	9/30/13			Level 1			Level 2		Level 3
	Impaired loans	$	1,632		$	-		$	-	$	1,632
	Mortgage servicing rights		2,112			-			-		2,112
	Foreclosed assets		84			-			-		84

	($'s in thousands)	Fair Values at			Fair Value Measurements Using:
	Description	12/31/12			Level 1			Level 2		Level 3
	Impaired loans	$	2,227		$	-		$	-	$	2,227
	Mortgage servicing rights		2,667			-			-		2,667
	Foreclosed assets		950			-			-		950

Summary of quantitative information about unobservable inputs used in recurring and nonrecurring	'
		Fair Value at		Valuation			Range (Weighted
	($'s in thousands)	9/30/13		Technique		Unobservable Inputs	Average)

	Collateral-dependent impaired loans	$	1,632	Market comparable properties		Comparability adjustments (%)	Not available

	Mortgage servicing rights		2,112	Discounted cash flow		Discount Rate		9.75	%
						Constant prepayment rate		8.5	%
						P&I earnings credit		0.18	%
						T&I earnings credit		1.67	%
						Inflation for cost of servicing		1.5	%

	Foreclosed assets		84	Market comparable properties		Marketability discount		10	%

		Fair Value at		Valuation			Range (Weighted
	($'s in thousands)	12/31/12		Technique		Unobservable Inputs	Average)

	Collateral-dependent impaired loans	$	2,227	Market comparable properties		Comparability adjustments (%)	Not available

	Mortgage servicing rights		2,667	Discounted cash flow		Discount Rate		8.5	%
						Constant prepayment rate		15.6	%
						P&I earnings credit		0.21	%
						T&I earnings credit		0.81	%
						Inflation for cost of servicing		1.5	%

	Foreclosed assets		950	Market comparable properties		Marketability discount		10	%


Summary of estimated fair values of company's financial instruments	'
	30-Sep-13	Carrying			Fair Value Measurements Using
	($'s in thousands)	Amount			(Level 1)			(Level 2)		(Level 3)

	Financial assets
	Cash and cash equivalents	$	19,016		$	19,016		$	-	$	-
	Loans held for sale		2,407			-			2,471		-
	Loans, net of allowance for loan losses		468,113			-			-		470,329
	Federal Reserve and FHLB Bank stock		3,748			-			3,748		-
	Mortgage Servicing Rights		5,076			-			-		6,215
	Accrued interest receivable		1,694			-			1,694		-

	Financial liabilities
	Deposits	$	521,543		$	-		$	524,226	$	-
	Notes payable		680			-			695		-
	FHLB advances		16,000			-			15,991		-
	Short-term borrowings		14,836			-			14,836		-
	Trust preferred securities		20,620			-			13,737		-
	Accrued interest payable		448			-			448		-

	31-Dec-12	Carrying			Fair Value Measurements Using
	($'s in thousands)	Amount			(Level 1)			(Level 2)		(Level 3)

	Financial assets
	Cash and cash equivalents	$	19,144		$	19,144		$	-	$	-
	Loans held for sale		6,147			-			6,350		-
	Loans, net of allowance for loan losses		456,578			-			-		462,773
	Federal Reserve and FHLB Bank stock		3,748			-			3,748		-
	Mortgage Servicing Rights		3,775			-			-		4,329
	Accrued interest receivable		1,235			-			1,235		-

	Financial liabilities
	Deposits	$	527,001		$	-		$	530,097	$	-
	Notes payable		1,702			-			1,731		-
	FHLB advances		21,000			-			21,274		-
	Short-term borrowings		10,333			-			10,333		-
	Trust preferred securities		20,620			-			7,353		-
	Accrued interest payable		138			-			138		-

Earnings_Per_Share_Details

Earnings Per Share (Details)	3 Months Ended		9 Months Ended
Earnings Per Share (Details)	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Summary of average number of shares used in the computation of basic and diluted earnings per share	'	'	'	'
Basic earnings per share	4,867	4,862	4,865	4,862
Diluted earnings per share	4,881	4,862	4,877	4,862

Earnings_Per_Share_Details_Tex

Earnings Per Share (Details Textual)	9 Months Ended
Earnings Per Share (Details Textual)	Sep. 30, 2013	Sep. 30, 2012
Earnings Per Share (Textual)	'	'
Common shares excluded from computation of diluted EPS	95,070	302,474

Securities_Details

Securities (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Summary of amortized cost and approximate fair values of securities	'	'
Amortized Cost	$86,002	$95,929
Gross Unrealized Gains	1,361	2,808
Gross Unrealized Losses	-743	-35
Securities available for sale, at fair value	86,620	98,702
U.S. Treasury and Government Agencies [Member]	'	'
Summary of amortized cost and approximate fair values of securities	'	'
Amortized Cost	12,610	14,301
Gross Unrealized Gains	128	210
Gross Unrealized Losses	-117	'
Securities available for sale, at fair value	12,621	14,511
Mortgage-backed securities [Member]	'	'
Summary of amortized cost and approximate fair values of securities	'	'
Amortized Cost	53,026	62,661
Gross Unrealized Gains	573	1,136
Gross Unrealized Losses	-327	-33
Securities available for sale, at fair value	53,272	63,764
State and political subdivisions [Member]	'	'
Summary of amortized cost and approximate fair values of securities	'	'
Amortized Cost	18,966	16,789
Gross Unrealized Gains	660	1,462
Gross Unrealized Losses	-299	-2
Securities available for sale, at fair value	19,327	18,249
Money Market Mutual Funds [Member]	'	'
Summary of amortized cost and approximate fair values of securities	'	'
Amortized Cost	1,377	2,155
Gross Unrealized Gains	'	'
Gross Unrealized Losses	'	'
Securities available for sale, at fair value	1,377	2,155
Equity securities [Member]	'	'
Summary of amortized cost and approximate fair values of securities	'	'
Amortized Cost	23	23
Gross Unrealized Gains	'	'
Gross Unrealized Losses	'	'
Securities available for sale, at fair value	$23	$23

Securities_Details_1

Securities (Details 1) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Summary of amortized cost and fair value of securities available for sale by contractual maturity	'	'
Available for Sale Amortized Cost, Within one year	$1,022	'
Available for Sale Amortized Cost, Due after one year through five years	1,387	'
Available for Sale Amortized Cost, Due after five years through ten years	10,950	'
Available for Sale Amortized Cost, Due after ten years	18,217	'
Available for Sale Amortized Cost	31,576	'
Amortized Cost Mortgage-backed securities, money market mutual fund and equity securities	54,426	'
Available for Sale, Amortized Cost, Total	86,002	95,929
Available for Sale Fair Value, Within one year	1,024	'
Available for Sale Fair Value, Due after one year through five years	1,463	'
Available for Sale Fair value, Due after five years through ten years	11,076	'
Available for Sale Fair Value, Due after ten years	18,385	'
Available for Sale Fair Value	31,948	'
Fair Value Mortgage-backed securities, money market mutual fund and equity securities	54,672	'
Total Fair Value	$86,620	$98,702

Securities_Details_2

Securities (Details 2) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Schedule of securities with unrealized losses	'	'
Less than 12 Months, Fair Value	$25,931	$5,431
Less than 12 Months, Unrealized Losses	-743	-34
12 Months or Longer, Fair Value	'	593
12 Months or Longer, Unrealized Losses	'	-1
Total fair value	25,931	6,024
Total Unrealized Losses	-743	-35
U.S. Treasury and Government Agencies [Member]	'	'
Schedule of securities with unrealized losses	'	'
Less than 12 Months, Fair Value	3,995	'
Less than 12 Months, Unrealized Losses	-117	'
12 Months or Longer, Fair Value	'	'
12 Months or Longer, Unrealized Losses	'	'
Total fair value	3,995	'
Total Unrealized Losses	-117	'
Mortgage-backed securities [Member]	'	'
Schedule of securities with unrealized losses	'	'
Less than 12 Months, Fair Value	17,027	5,202
Less than 12 Months, Unrealized Losses	-327	-33
12 Months or Longer, Fair Value	'	342
12 Months or Longer, Unrealized Losses	'	'
Total fair value	17,027	5,544
Total Unrealized Losses	-327	-33
State and political subdivisions [Member]	'	'
Schedule of securities with unrealized losses	'	'
Less than 12 Months, Fair Value	4,909	229
Less than 12 Months, Unrealized Losses	-299	-1
12 Months or Longer, Fair Value	'	251
12 Months or Longer, Unrealized Losses	'	-1
Total fair value	4,909	480
Total Unrealized Losses	($299)	($2)

Securities_Details_Textual

Securities (Details Textual) (USD $)	3 Months Ended	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2013	Dec. 31, 2012
	Bond	Bond	Dec. 31, 2012
Securities (Textual)	'	'	'
Fair value of securities pledged as collateral, to secure public deposits and for other purposes	$67,200,000	$67,200,000	$49,800,000
Fair value of securities delivered for repurchase agreements	16,600,000	16,600,000	16,200,000
Available-for-sale Securities, Gross Realized Gains	30,000	50,000	'
Gain on sale reclassification from accumulated other comprehensive income included in gain on sale of securities	'	50,000	'
Tax expense for net security gains	'	20,000	'
Total fair value	$25,931,000	$25,931,000	$6,024,000
Fair value as a percentage of available-for-sale investment portfolio	29.90%	29.90%	6.10%
Number of bonds in portfolio	29	29	'
Percentage of investment portfolio have an unrealized loss	25.00%	25.00%	'

Loans_and_Allowance_for_Loan_L2

Loans and Allowance for Loan Losses (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Summary of categories of loans	'	'
Total loans	$475,521	$463,665
Non-Accrual Loans	5,580	5,305
Non-Accrual Percentage	1.17%	1.14%
Less: Net deferred loan fees, premiums and discounts	-288	-276
Loans, net of unearned income	475,233	463,389
Allowance for loan losses	-7,120	-6,811
Commercial & Industrial [Member]	'	'
Summary of categories of loans	'	'
Total loans	81,859	81,767
Non-Accrual Loans	2,738	1,246
Non-Accrual Percentage	3.34%	1.52%
Commercial RE & Construction [Member]	'	'
Summary of categories of loans	'	'
Total loans	209,739	201,392
Non-Accrual Loans	642	782
Non-Accrual Percentage	0.31%	0.39%
Agricultural & Farmland [Member]	'	'
Summary of categories of loans	'	'
Total loans	39,636	42,276
Non-Accrual Loans	'	'
Non-Accrual Percentage	0.00%	0.00%
Residential Real Estate [Member]	'	'
Summary of categories of loans	'	'
Total loans	96,477	87,859
Non-Accrual Loans	1,837	2,631
Non-Accrual Percentage	1.90%	2.99%
Home Equity & Consumer [Member]	'	'
Summary of categories of loans	'	'
Total loans	47,677	50,223
Non-Accrual Loans	363	646
Non-Accrual Percentage	0.76%	1.29%
Other [Member]	'	'
Summary of categories of loans	'	'
Total loans	133	148
Non-Accrual Loans	'	'
Non-Accrual Percentage	0.00%	0.00%

Loans_and_Allowance_for_Loan_L3

Loans and Allowance for Loan Losses (Details 1) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Summary of balance of the allowance for loan losses and the recorded investment in loans	'	'	'	'	'
Beginning balance	$7,013	$6,618	$6,811	$6,529	'
Charge Offs	-307	-301	-656	-1,028	'
Recoveries	13	79	65	245	'
Provision	401	300	900	950	'
Ending Balance	7,120	6,696	7,120	6,696	'
Ending balance individually evaluated for impairment	958	'	958	'	1,121
Ending balance collectively evaluated for impairment	6,162	'	6,162	'	5,690
Loans, Ending balance individually evaluated for impairment	6,021	'	6,021	'	5,322
Loans, Ending balance collectively evaluated for impairment	469,500	'	469,500	'	458,343
Commercial & Industrial [Member]	'	'	'	'	'
Summary of balance of the allowance for loan losses and the recorded investment in loans	'	'	'	'	'
Beginning balance	1,547	1,517	1,561	1,914	'
Charge Offs	'	-79	-1	-284	'
Recoveries	2	11	16	39	'
Provision	183	152	156	-68	'
Ending Balance	1,732	1,601	1,732	1,601	'
Ending balance individually evaluated for impairment	521	'	521	'	485
Ending balance collectively evaluated for impairment	1,211	'	1,211	'	1,076
Loans, Ending balance individually evaluated for impairment	2,463	'	2,463	'	1,232
Loans, Ending balance collectively evaluated for impairment	79,396	'	79,396	'	80,535
Commercial RE & Construction [Member]	'	'	'	'	'
Summary of balance of the allowance for loan losses and the recorded investment in loans	'	'	'	'	'
Beginning balance	3,059	3,020	3,034	2,880	'
Charge Offs	-53	-180	-58	-279	'
Recoveries	1	5	16	47	'
Provision	86	57	101	254	'
Ending Balance	3,093	2,902	3,093	2,902	'
Ending balance individually evaluated for impairment	40	'	40	'	55
Ending balance collectively evaluated for impairment	3,053	'	3,053	'	2,979
Loans, Ending balance individually evaluated for impairment	829	'	829	'	725
Loans, Ending balance collectively evaluated for impairment	208,910	'	208,910	'	200,667
Agricultural & Farmland [Member]	'	'	'	'	'
Summary of balance of the allowance for loan losses and the recorded investment in loans	'	'	'	'	'
Beginning balance	180	95	186	51	'
Charge Offs	'	-10	'	-10	'
Recoveries	1	2	3	4	'
Provision	-4	107	-12	149	'
Ending Balance	177	194	177	194	'
Ending balance individually evaluated for impairment	'	'	'	'	'
Ending balance collectively evaluated for impairment	177	'	177	'	186
Loans, Ending balance individually evaluated for impairment	'	'	'	'	'
Loans, Ending balance collectively evaluated for impairment	39,636	'	39,636	'	42,276
Residential Real Estate [Member]	'	'	'	'	'
Summary of balance of the allowance for loan losses and the recorded investment in loans	'	'	'	'	'
Beginning balance	1,183	1,047	1,088	956	'
Charge Offs	-69	'	-167	-65	'
Recoveries	'	-2	19	80	'
Provision	22	-18	196	56	'
Ending Balance	1,136	1,027	1,136	1,027	'
Ending balance individually evaluated for impairment	219	'	219	'	386
Ending balance collectively evaluated for impairment	917	'	917	'	702
Loans, Ending balance individually evaluated for impairment	2,125	'	2,125	'	2,683
Loans, Ending balance collectively evaluated for impairment	94,352	'	94,352	'	85,176
Home Equity & Consumer [Member]	'	'	'	'	'
Summary of balance of the allowance for loan losses and the recorded investment in loans	'	'	'	'	'
Beginning balance	947	802	839	599	'
Charge Offs	-185	-25	-421	-366	'
Recoveries	9	61	11	69	'
Provision	114	12	456	548	'
Ending Balance	885	850	885	850	'
Ending balance individually evaluated for impairment	178	'	178	'	195
Ending balance collectively evaluated for impairment	707	'	707	'	644
Loans, Ending balance individually evaluated for impairment	604	'	604	'	682
Loans, Ending balance collectively evaluated for impairment	47,073	'	47,073	'	49,541
Other [Member]	'	'	'	'	'
Summary of balance of the allowance for loan losses and the recorded investment in loans	'	'	'	'	'
Beginning balance	97	137	103	129	'
Charge Offs	'	-7	-9	-24	'
Recoveries	'	2	'	6	'
Provision	'	-10	3	11	'
Ending Balance	97	122	97	122	'
Ending balance collectively evaluated for impairment	97	'	97	'	102
Loans, Ending balance collectively evaluated for impairment	$133	'	$133	'	$148

Loans_and_Allowance_for_Loan_L4

Loans and Allowance for Loan Losses (Details 2) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	$475,521	$463,665
Loan Grade 1-2 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	2,107	1,318
Loan Grade 3 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	203,515	208,442
Loan Grade 4 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	243,128	229,551
Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	448,750	439,311
Special Mention [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	18,073	13,834
Substandard [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	3,370	5,330
Doubtful [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	5,328	5,190
Loss [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Commercial & Industrial [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	81,859	81,767
Commercial & Industrial [Member] \| Loan Grade 1-2 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	1,919	1,108
Commercial & Industrial [Member] \| Loan Grade 3 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	21,317	23,028
Commercial & Industrial [Member] \| Loan Grade 4 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	51,427	54,871
Commercial & Industrial [Member] \| Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	74,663	79,007
Commercial & Industrial [Member] \| Special Mention [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	3,551	88
Commercial & Industrial [Member] \| Substandard [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	1,081	1,429
Commercial & Industrial [Member] \| Doubtful [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	2,564	1,243
Commercial & Industrial [Member] \| Loss [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Commercial RE & Construction [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	209,739	201,392
Commercial RE & Construction [Member] \| Loan Grade 1-2 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	86	101
Commercial RE & Construction [Member] \| Loan Grade 3 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	44,955	55,175
Commercial RE & Construction [Member] \| Loan Grade 4 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	149,168	129,846
Commercial RE & Construction [Member] \| Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	194,209	185,122
Commercial RE & Construction [Member] \| Special Mention [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	13,007	12,370
Commercial RE & Construction [Member] \| Substandard [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	1,883	3,024
Commercial RE & Construction [Member] \| Doubtful [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	640	876
Commercial RE & Construction [Member] \| Loss [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Agricultural & Farmland [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	39,636	42,276
Agricultural & Farmland [Member] \| Loan Grade 1-2 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	101	109
Agricultural & Farmland [Member] \| Loan Grade 3 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	6,651	7,938
Agricultural & Farmland [Member] \| Loan Grade 4 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	32,884	34,195
Agricultural & Farmland [Member] \| Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	39,636	42,242
Agricultural & Farmland [Member] \| Special Mention [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Agricultural & Farmland [Member] \| Substandard [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	34
Agricultural & Farmland [Member] \| Doubtful [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Agricultural & Farmland [Member] \| Loss [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Residential Real Estate [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	96,477	87,859
Residential Real Estate [Member] \| Loan Grade 1-2 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Residential Real Estate [Member] \| Loan Grade 3 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	87,069	77,221
Residential Real Estate [Member] \| Loan Grade 4 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	5,892	6,285
Residential Real Estate [Member] \| Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	92,961	83,506
Residential Real Estate [Member] \| Special Mention [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	1,435	1,186
Residential Real Estate [Member] \| Substandard [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	292	699
Residential Real Estate [Member] \| Doubtful [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	1,789	2,468
Residential Real Estate [Member] \| Loss [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Home Equity & Consumer [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	47,677	50,223
Home Equity & Consumer [Member] \| Loan Grade 1-2 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	1	'
Home Equity & Consumer [Member] \| Loan Grade 3 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	43,506	45,063
Home Equity & Consumer [Member] \| Loan Grade 4 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	3,641	4,223
Home Equity & Consumer [Member] \| Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	47,148	49,286
Home Equity & Consumer [Member] \| Special Mention [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	80	190
Home Equity & Consumer [Member] \| Substandard [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	114	144
Home Equity & Consumer [Member] \| Doubtful [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	335	603
Home Equity & Consumer [Member] \| Loss [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Other [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	133	148
Other [Member] \| Loan Grade 1-2 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Other [Member] \| Loan Grade 3 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	17	17
Other [Member] \| Loan Grade 4 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	116	131
Other [Member] \| Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	133	148
Other [Member] \| Special Mention [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Other [Member] \| Substandard [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Other [Member] \| Doubtful [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Other [Member] \| Loss [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'

Loans_and_Allowance_for_Loan_L5

Loans and Allowance for Loan Losses (Details 3) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Summary of loan portfolio aging analysis	'	'
30-59 Days Past Due	$354	$2,058
60-89 Days Past Due	85	537
Greater Than 90 Days	1,814	2,508
Total Past Due	2,253	5,103
Current	473,268	458,562
Total Loans Receivable	475,521	463,665
Commercial & Industrial [Member]	'	'
Summary of loan portfolio aging analysis	'	'
30-59 Days Past Due	26	26
60-89 Days Past Due	'	2
Greater Than 90 Days	622	497
Total Past Due	648	525
Current	81,211	81,242
Total Loans Receivable	81,859	81,767
Commercial RE & Construction [Member]	'	'
Summary of loan portfolio aging analysis	'	'
30-59 Days Past Due	193	1,623
60-89 Days Past Due	'	320
Greater Than 90 Days	278	264
Total Past Due	471	2,207
Current	209,268	199,185
Total Loans Receivable	209,739	201,392
Agricultural & Farmland [Member]	'	'
Summary of loan portfolio aging analysis	'	'
30-59 Days Past Due	'	'
60-89 Days Past Due	'	'
Greater Than 90 Days	'	'
Total Past Due	'	'
Current	39,636	42,276
Total Loans Receivable	39,636	42,276
Residential Real Estate [Member]	'	'
Summary of loan portfolio aging analysis	'	'
30-59 Days Past Due	106	90
60-89 Days Past Due	63	139
Greater Than 90 Days	795	1,467
Total Past Due	964	1,696
Current	95,513	86,163
Total Loans Receivable	96,477	87,859
Home Equity & Consumer [Member]	'	'
Summary of loan portfolio aging analysis	'	'
30-59 Days Past Due	29	319
60-89 Days Past Due	22	76
Greater Than 90 Days	119	280
Total Past Due	170	675
Current	47,507	49,548
Total Loans Receivable	47,677	50,223
Other [Member]	'	'
Summary of loan portfolio aging analysis	'	'
30-59 Days Past Due	'	'
60-89 Days Past Due	'	'
Greater Than 90 Days	'	'
Total Past Due	'	'
Current	133	148
Total Loans Receivable	$133	$148

Loans_and_Allowance_for_Loan_L6

Loans and Allowance for Loan Losses (Details 4) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Commercial & Industrial [Member]	'	'	'	'	'
Summary of Impaired loan activity	'	'	'	'	'
With no related allowance recorded, Recorded Investment	$663	'	$663	'	$394
With no related allowance recorded, Unpaid Principal Balance	2,549	'	2,549	'	2,280
With no related allowance recorded, Average Recorded Investment	870	2,071	2,341	2,568	'
With no related allowance recorded, Interest Income Recognized	4	'	13	'	'
With a specific allowance recorded, Recorded Investment	1,800	'	1,800	'	838
With a specific allowance recorded, Unpaid Principal Balance	1,800	'	1,800	'	944
With a specific allowance recorded, Related Allowance	521	'	521	'	485
With a specific allowance recorded, Average Recorded Investment	1,800	947	1,773	949	'
With a specific allowance recorded, Interest Income Recognized	12	3	44	6	'
Total Recorded Investment	2,463	'	2,463	'	1,232
Total Unpaid Principal Balance	4,349	'	4,349	'	3,224
Total Related Allowance	521	'	521	'	485
Total Average Recorded Investment	2,670	3,018	4,114	3,517	'
Total Interest Income Recognized	16	3	57	6	'
Commercial RE & Construction [Member]	'	'	'	'	'
Summary of Impaired loan activity	'	'	'	'	'
With no related allowance recorded, Recorded Investment	624	'	624	'	527
With no related allowance recorded, Unpaid Principal Balance	624	'	624	'	1,529
With no related allowance recorded, Average Recorded Investment	805	2,013	820	2,078	'
With no related allowance recorded, Interest Income Recognized	5	6	19	18	'
With a specific allowance recorded, Recorded Investment	205	'	205	'	198
With a specific allowance recorded, Unpaid Principal Balance	258	'	258	'	198
With a specific allowance recorded, Related Allowance	40	'	40	'	55
With a specific allowance recorded, Average Recorded Investment	259	'	261	'	'
With a specific allowance recorded, Interest Income Recognized	3	'	8	'	'
Total Recorded Investment	829	'	829	'	725
Total Unpaid Principal Balance	882	'	882	'	1,727
Total Related Allowance	40	'	40	'	55
Total Average Recorded Investment	1,064	2,013	1,081	2,078	'
Total Interest Income Recognized	8	6	27	18	'
Agricultural & Farmland [Member]	'	'	'	'	'
Summary of Impaired loan activity	'	'	'	'	'
With no related allowance recorded, Recorded Investment	'	'	'	'	'
With no related allowance recorded, Unpaid Principal Balance	'	'	'	'	'
With no related allowance recorded, Average Recorded Investment	'	'	'	'	'
With no related allowance recorded, Interest Income Recognized	'	'	'	'	'
With a specific allowance recorded, Recorded Investment	'	'	'	'	'
With a specific allowance recorded, Unpaid Principal Balance	'	'	'	'	'
With a specific allowance recorded, Related Allowance	'	'	'	'	'
With a specific allowance recorded, Average Recorded Investment	'	3	'	3	'
With a specific allowance recorded, Interest Income Recognized	'	'	'	'	'
Total Recorded Investment	'	'	'	'	'
Total Unpaid Principal Balance	'	'	'	'	'
Total Related Allowance	'	'	'	'	'
Total Average Recorded Investment	'	3	'	3	'
Total Interest Income Recognized	'	'	'	'	'
Residential Real Estate [Member]	'	'	'	'	'
Summary of Impaired loan activity	'	'	'	'	'
With no related allowance recorded, Recorded Investment	1,020	'	1,020	'	1,122
With no related allowance recorded, Unpaid Principal Balance	1,074	'	1,074	'	1,204
With no related allowance recorded, Average Recorded Investment	1,156	1,351	1,160	1,359	'
With no related allowance recorded, Interest Income Recognized	12	16	35	57	'
With a specific allowance recorded, Recorded Investment	1,105	'	1,105	'	1,561
With a specific allowance recorded, Unpaid Principal Balance	1,105	'	1,105	'	1,561
With a specific allowance recorded, Related Allowance	219	'	219	'	386
With a specific allowance recorded, Average Recorded Investment	978	1,475	983	1,480	'
With a specific allowance recorded, Interest Income Recognized	12	12	36	38	'
Total Recorded Investment	2,125	'	2,125	'	2,683
Total Unpaid Principal Balance	2,179	'	2,179	'	2,765
Total Related Allowance	219	'	219	'	386
Total Average Recorded Investment	2,134	2,826	2,143	2,839	'
Total Interest Income Recognized	24	28	71	95	'
Home Equity & Consumer [Member]	'	'	'	'	'
Summary of Impaired loan activity	'	'	'	'	'
With no related allowance recorded, Recorded Investment	189	'	189	'	228
With no related allowance recorded, Unpaid Principal Balance	189	'	189	'	260
With no related allowance recorded, Average Recorded Investment	199	388	203	393	'
With no related allowance recorded, Interest Income Recognized	3	4	8	11	'
With a specific allowance recorded, Recorded Investment	415	'	415	'	454
With a specific allowance recorded, Unpaid Principal Balance	415	'	415	'	454
With a specific allowance recorded, Related Allowance	178	'	178	'	195
With a specific allowance recorded, Average Recorded Investment	438	362	445	365	'
With a specific allowance recorded, Interest Income Recognized	7	5	22	13	'
Total Recorded Investment	604	'	604	'	682
Total Unpaid Principal Balance	604	'	604	'	714
Total Related Allowance	178	'	178	'	195
Total Average Recorded Investment	637	750	648	758	'
Total Interest Income Recognized	10	9	30	24	'
All Impaired Loans less than $100,000 [Member]	'	'	'	'	'
Summary of Impaired loan activity	'	'	'	'	'
With no related allowance recorded, Recorded Investment	1,065	'	1,065	'	1,336
With no related allowance recorded, Unpaid Principal Balance	1,065	'	1,065	'	1,336
With no related allowance recorded, Average Recorded Investment	1,065	1,441	1,065	1,441	'
With no related allowance recorded, Interest Income Recognized	'	'	'	'	'
With a specific allowance recorded, Recorded Investment	'	'	'	'	'
With a specific allowance recorded, Unpaid Principal Balance	'	'	'	'	'
With a specific allowance recorded, Related Allowance	'	'	'	'	'
With a specific allowance recorded, Average Recorded Investment	'	'	'	'	'
With a specific allowance recorded, Interest Income Recognized	'	'	'	'	'
Total Recorded Investment	1,065	'	1,065	'	1,336
Total Unpaid Principal Balance	1,065	'	1,065	'	1,336
Total Related Allowance	'	'	'	'	'
Total Average Recorded Investment	1,065	1,441	1,065	1,441	'
Total Interest Income Recognized	'	'	'	'	'

Loans_and_Allowance_for_Loan_L7

Loans and Allowance for Loan Losses (Details 5) (USD $)	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Summary of newly restructured loans by type of modification	'	'
Interest Only	'	'
Term	24	142
Combination	'	192
Total Modification	24	334
Residential Real Estate [Member]	'	'
Summary of newly restructured loans by type of modification	'	'
Interest Only	'	'
Term	13	142
Combination	'	192
Total Modification	13	334
Consumer [Member]	'	'
Summary of newly restructured loans by type of modification	'	'
Interest Only	'	'
Term	11	'
Combination	'	'
Total Modification	$11	'

Loans_and_Allowance_for_Loan_L8

Loans and Allowance for Loan Losses (Details 6) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013
	Contract
Summary of troubled debt restructurings modified in the past 12 months that subsequently defaulted	'
Number of Contracts	4
Recorded Balance	$194
Residential Real Estate [Member]	'
Summary of troubled debt restructurings modified in the past 12 months that subsequently defaulted	'
Number of Contracts	4
Recorded Balance	194
Consumer [Member]	'
Summary of troubled debt restructurings modified in the past 12 months that subsequently defaulted	'
Number of Contracts	'
Recorded Balance	'

Loans_and_Allowance_for_Loan_L9

Loans and Allowance for Loan Losses (Details Textual) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
	Loan	Sep. 30, 2012
Loans and Allowance for Loan Losses (Textual)	'	'
Principal amount outstanding of loans held-in-portfolio	$100,000	'
Impaired loans which included in groups of homogenous loans	'Less than $100,000	'
Number of TDR's (Loan) defaulted	2	'
Troubled debt restructuring loan loss allowances	$11,000	$71,000

Segment_Information_Details

Segment Information (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Income statement information ($'s in thousands)	'	'	'	'	'
Net interest income (expense)	$5,175	$5,434	$15,817	$15,577	'
Non-interest income - external customers	3,746	3,450	11,178	10,299	'
Non-interest income - other segments	-36	-42	-81	-102	'
Total revenue	8,885	8,842	26,914	25,774	'
Non-interest expense	6,562	6,725	20,312	20,272	'
Significant non-cash items:	'	'	'	'	'
Depreciation and amortization	312	299	813	941	'
Provision for loan losses	401	300	900	950	'
Income tax expense (benefit)	578	513	1,721	1,262	'
Segment profit (loss)	1,344	1,304	3,981	3,290	'
Balance sheet information	'	'	'	'	'
Total assets	633,412	630,205	633,412	630,205	638,234
Goodwill and intangibles	17,137	17,729	17,137	17,729	'
Premises and equipment expenditures	918	942	918	942	'
Banking [Member]	'	'	'	'	'
Income statement information ($'s in thousands)	'	'	'	'	'
Net interest income (expense)	5,521	5,869	16,930	17,160	'
Non-interest income - external customers	3,413	2,951	9,973	8,576	'
Non-interest income - other segments	62	67	230	227	'
Total revenue	8,996	8,887	27,133	25,963	'
Non-interest expense	5,957	6,068	18,534	18,598	'
Significant non-cash items:	'	'	'	'	'
Depreciation and amortization	286	239	720	701	'
Provision for loan losses	404	300	903	950	'
Income tax expense (benefit)	809	743	2,365	1,875	'
Segment profit (loss)	1,826	1,776	5,331	4,540	'
Balance sheet information	'	'	'	'	'
Total assets	629,632	624,840	629,632	624,840	'
Goodwill and intangibles	17,137	17,729	17,137	17,729	'
Premises and equipment expenditures	882	940	882	940	'
Data Processing [Member]	'	'	'	'	'
Income statement information ($'s in thousands)	'	'	'	'	'
Net interest income (expense)	-11	-17	-37	-99	'
Non-interest income - external customers	333	484	1,205	1,682	'
Non-interest income - other segments	174	233	756	1,298	'
Total revenue	496	700	1,924	2,881	'
Non-interest expense	632	735	2,038	2,461	'
Significant non-cash items:	'	'	'	'	'
Depreciation and amortization	26	59	90	233	'
Provision for loan losses	'	'	'	'	'
Income tax expense (benefit)	-46	-11	-39	143	'
Segment profit (loss)	-90	-24	-75	277	'
Balance sheet information	'	'	'	'	'
Total assets	1,847	2,518	1,847	2,518	'
Goodwill and intangibles	'	'	'	'	'
Premises and equipment expenditures	8	2	8	2	'
Other [Member]	'	'	'	'	'
Income statement information ($'s in thousands)	'	'	'	'	'
Net interest income (expense)	-335	-418	-1,076	-1,450	'
Non-interest income - external customers	'	15	'	41	'
Non-interest income - other segments	'	68	20	182	'
Total revenue	-335	-335	-1,056	-1,227	'
Non-interest expense	210	290	726	954	'
Significant non-cash items:	'	'	'	'	'
Depreciation and amortization	'	1	3	7	'
Provision for loan losses	-3	'	-3	'	'
Income tax expense (benefit)	-185	-218	-605	-756	'
Segment profit (loss)	-357	-407	-1,174	-1,425	'
Balance sheet information	'	'	'	'	'
Total assets	1,452	4,920	1,452	4,920	'
Goodwill and intangibles	'	'	'	'	'
Premises and equipment expenditures	28	'	28	'	'
Total Segments [Member]	'	'	'	'	'
Income statement information ($'s in thousands)	'	'	'	'	'
Net interest income (expense)	5,175	5,434	15,817	15,611	'
Non-interest income - external customers	3,746	3,450	11,178	10,299	'
Non-interest income - other segments	236	368	1,006	1,707	'
Total revenue	9,157	9,252	28,001	27,617	'
Non-interest expense	6,799	7,093	21,298	22,012	'
Significant non-cash items:	'	'	'	'	'
Depreciation and amortization	312	299	813	941	'
Provision for loan losses	401	300	900	950	'
Income tax expense (benefit)	578	514	1,721	1,262	'
Segment profit (loss)	1,379	1,345	4,082	3,393	'
Balance sheet information	'	'	'	'	'
Total assets	632,931	632,278	632,931	632,278	'
Goodwill and intangibles	17,137	17,729	17,137	17,729	'
Premises and equipment expenditures	918	942	918	942	'
Intersegment Elimination [Member]	'	'	'	'	'
Income statement information ($'s in thousands)	'	'	'	'	'
Net interest income (expense)	'	'	'	-34	'
Non-interest income - external customers	'	'	'	'	'
Non-interest income - other segments	-272	-410	-1,087	-1,809	'
Total revenue	-272	-410	-1,087	-1,843	'
Non-interest expense	-237	-368	-986	-1,740	'
Significant non-cash items:	'	'	'	'	'
Depreciation and amortization	'	'	'	'	'
Provision for loan losses	'	'	'	'	'
Income tax expense (benefit)	'	'	'	'	'
Segment profit (loss)	-35	-41	-101	-102	'
Balance sheet information	'	'	'	'	'
Total assets	481	-2,073	481	-2,073	'
Goodwill and intangibles	'	'	'	'	'
Premises and equipment expenditures	'	'	'	'	'

Derivative_Financial_Instrumen2

Derivative Financial Instruments (Details) (Derivatives not designated as hedging instruments [Member], Interest rate contracts [Member], USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Other Assets [Member]	'	'
Fair value of the Company's derivative financial instruments, as well as their classification on the balance sheet	'	'
Asset Derivatives	$279	$254
Other Liabilities [Member]	'	'
Fair value of the Company's derivative financial instruments, as well as their classification on the balance sheet	'	'
Liability Derivatives	$279	$254

Derivative_Financial_Instrumen3

Derivative Financial Instruments (Details Textual) (USD $)	Sep. 30, 2013
In Millions, unless otherwise specified	Sep. 30, 2013
Derivative Financial Instruments (Textual)	'
Notional amount of customer-facing swaps	$13.70
Cash as collateral	$0.10

Fair_Value_of_Assets_and_Liabi2

Fair Value of Assets and Liabilities (Details) (Available-For-Sale Securities [Member], USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
U.S. Treasury and Government Agencies [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	$12,621	$14,511
Mortgage-backed securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	53,272	63,764
State and political subdivisions [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	19,327	18,249
Money Market Mutual Funds [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	1,377	2,155
Equity securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	23	23
Interest rate contracts [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	279	254
Level 1 [Member] \| U.S. Treasury and Government Agencies [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 1 [Member] \| Mortgage-backed securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 1 [Member] \| State and political subdivisions [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 1 [Member] \| Money Market Mutual Funds [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	1,377	2,155
Level 1 [Member] \| Equity securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 1 [Member] \| Interest rate contracts [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 2 [Member] \| U.S. Treasury and Government Agencies [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	12,621	14,511
Level 2 [Member] \| Mortgage-backed securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	53,272	63,764
Level 2 [Member] \| State and political subdivisions [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	19,327	18,249
Level 2 [Member] \| Money Market Mutual Funds [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 2 [Member] \| Equity securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	23	23
Level 2 [Member] \| Interest rate contracts [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	279	254
Level 3 [Member] \| U.S. Treasury and Government Agencies [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 3 [Member] \| Mortgage-backed securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 3 [Member] \| State and political subdivisions [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 3 [Member] \| Money Market Mutual Funds [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 3 [Member] \| Equity securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 3 [Member] \| Interest rate contracts [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'

Fair_Value_of_Assets_and_Liabi3

Fair Value of Assets and Liabilities (Details 1) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Impaired loans [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	$1,632	$2,227
Impaired loans [Member] \| Level 1 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	'
Impaired loans [Member] \| Level 2 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	'
Impaired loans [Member] \| Level 3 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	1,632	2,227
Mortgage Servicing Rights [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	2,112	2,667
Mortgage Servicing Rights [Member] \| Level 1 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	'
Mortgage Servicing Rights [Member] \| Level 2 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	'
Mortgage Servicing Rights [Member] \| Level 3 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	2,112	2,667
Foreclosed Assets [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	84	950
Foreclosed Assets [Member] \| Level 1 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	'
Foreclosed Assets [Member] \| Level 2 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	'
Foreclosed Assets [Member] \| Level 3 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	$84	$950

Fair_Value_of_Assets_and_Liabi4

Fair Value of Assets and Liabilities (Details 2) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Collateral-dependent impaired loans [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	$1,632	$2,227
Fair Value Measurements, Valuation Technique	'Market comparable properties	'Market comparable properties
Fair Value Measurements, Unobservable Inputs	'Comparability adjustments (%)	'Comparability adjustments (%)
Collateral-dependent impaired loans [Member] \| Comparability adjustments (%) [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value Measurements, Range (Weighted Average)	'	'
Mortgage servicing rights [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	2,112	2,667
Fair Value Measurements, Valuation Technique	'Discounted cash flow	'Discounted cash flow
Fair Value Measurements, Unobservable Inputs	'Discount Rate Constant prepayment rate P&I earnings credit T&I earnings credit Inflation for cost of servicing	'Discount Rate Constant prepayment rate P&I earnings credit T&I earnings credit Inflation for cost of servicing
Mortgage servicing rights [Member] \| Discount Rate [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value Measurements, Range (Weighted Average)	9.75%	8.50%
Mortgage servicing rights [Member] \| Constant prepayment rate [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value Measurements, Range (Weighted Average)	8.50%	15.60%
Mortgage servicing rights [Member] \| P&I earnings credit [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value Measurements, Range (Weighted Average)	0.18%	0.21%
Mortgage servicing rights [Member] \| T&I earnings credit [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value Measurements, Range (Weighted Average)	1.67%	0.81%
Mortgage servicing rights [Member] \| Inflation for cost of servicing [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value Measurements, Range (Weighted Average)	1.50%	1.50%
Foreclosed assets [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	$84	$950
Fair Value Measurements, Valuation Technique	'Market comparable properties	'Market comparable properties
Fair Value Measurements, Unobservable Inputs	'Marketability discount	'Marketability discount
Foreclosed assets [Member] \| Marketability discount [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value Measurements, Range (Weighted Average)	10.00%	10.00%

Fair_Value_of_Assets_and_Liabi5

Fair Value of Assets and Liabilities (Details 3) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
Financial assets	'	'	'	'
Cash and cash equivalents, Carrying Amount	$19,016	$19,144	$10,289	$14,846
Loans held for sale, Carrying Amount	2,407	6,147	'	'
Loans, net of allowance for loan losses, Carrying Amount	468,113	456,578	'	'
Federal Reserve and FHLB Bank stock, Carrying Amount	3,748	3,748	'	'
Mortgage Servicing Rights, Carrying Amount	5,076	3,775	'	'
Accrued interest receivable, Carrying Amount	1,694	1,235	'	'
Financial liabilities	'	'	'	'
Deposits, Carrying Amount	521,543	527,001	'	'
Notes payable, Carrying Amount	680	1,702	'	'
FHLB advances, Carrying Amount	16,000	21,000	'	'
Short-term borrowings, Carrying Amount	14,836	10,333	'	'
Trust preferred securities, Carrying Amount	20,620	20,620	'	'
Accrued interest payable, Carrying Amount	448	138	'	'
Level 1 [Member]	'	'	'	'
Financial assets	'	'	'	'
Cash and cash equivalents, Carrying Amount	19,016	19,144	'	'
Loans held for sale, Carrying Amount	'	'	'	'
Loans, net of allowance for loan losses, Carrying Amount	'	'	'	'
Federal Reserve and FHLB Bank stock, Carrying Amount	'	'	'	'
Mortgage Servicing Rights, Carrying Amount	'	'	'	'
Accrued interest receivable, Carrying Amount	'	'	'	'
Financial liabilities	'	'	'	'
Deposits, Carrying Amount	'	'	'	'
Notes payable, Carrying Amount	'	'	'	'
FHLB advances, Carrying Amount	'	'	'	'
Short-term borrowings, Carrying Amount	'	'	'	'
Trust preferred securities, Carrying Amount	'	'	'	'
Accrued interest payable, Carrying Amount	'	'	'	'
Level 2 [Member]	'	'	'	'
Financial assets	'	'	'	'
Cash and cash equivalents, Carrying Amount	'	'	'	'
Loans held for sale, Carrying Amount	2,471	6,350	'	'
Loans, net of allowance for loan losses, Carrying Amount	'	'	'	'
Federal Reserve and FHLB Bank stock, Carrying Amount	3,748	3,748	'	'
Mortgage Servicing Rights, Carrying Amount	'	'	'	'
Accrued interest receivable, Carrying Amount	1,694	1,235	'	'
Financial liabilities	'	'	'	'
Deposits, Carrying Amount	524,226	530,097	'	'
Notes payable, Carrying Amount	695	1,731	'	'
FHLB advances, Carrying Amount	15,991	21,274	'	'
Short-term borrowings, Carrying Amount	14,836	10,333	'	'
Trust preferred securities, Carrying Amount	13,737	7,353	'	'
Accrued interest payable, Carrying Amount	448	138	'	'
Level 3 [Member]	'	'	'	'
Financial assets	'	'	'	'
Cash and cash equivalents, Carrying Amount	'	'	'	'
Loans held for sale, Carrying Amount	'	'	'	'
Loans, net of allowance for loan losses, Carrying Amount	470,329	462,773	'	'
Federal Reserve and FHLB Bank stock, Carrying Amount	'	'	'	'
Mortgage Servicing Rights, Carrying Amount	6,215	4,329	'	'
Accrued interest receivable, Carrying Amount	'	'	'	'
Financial liabilities	'	'	'	'
Deposits, Carrying Amount	'	'	'	'
Notes payable, Carrying Amount	'	'	'	'
FHLB advances, Carrying Amount	'	'	'	'
Short-term borrowings, Carrying Amount	'	'	'	'
Trust preferred securities, Carrying Amount	'	'	'	'
Accrued interest payable, Carrying Amount	'	'	'	'