SB Financial (SBFG) 10-Q 8 May 14 2014 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2014	8-May-14
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'SB FINANCIAL GROUP, INC.	'
Entity Central Index Key	'0000767405	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--12-31	'
Document Type	'10-Q	'
Document Period End Date	31-Mar-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	4,873,931

Condensed_Consolidated_Balance

Condensed Consolidated Balance Sheets (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$14,860	$13,137
Securities available for sale, at fair value	93,305	89,793
Loans held for sale	7,165	3,366
Loans, net of unearned income	481,924	477,303
Allowance for loan losses	-6,726	-6,964
Net loans	475,198	470,339
Premises and equipment, net	13,027	12,186
Other securities - FRB and FHLB Stock	3,748	3,748
Purchased software	387	421
Cash surrender value of life insurance	12,982	12,906
Goodwill	16,353	16,353
Core deposits and other intangibles	524	655
Foreclosed assets held for sale, net	615	651
Mortgage servicing rights	5,228	5,180
Accrued interest receivable	1,423	1,281
Other assets	1,487	1,738
Total assets	646,302	631,754
Deposits	'	'
Non interest bearing demand	84,265	81,570
Interest bearing demand	126,520	119,551
Savings	64,306	61,652
Money market	85,731	79,902
Time deposits	171,897	175,559
Total deposits	532,719	518,234
Notes payable	'	589
Advances from Federal Home Loan Bank	14,000	16,000
Repurchase agreements	16,905	14,696
Trust preferred securities	20,620	20,620
Accrued interest payable	425	639
Other liabilities	4,198	4,707
Total liabilities	588,867	575,485
Equity	'	'
Preferred stock	'	'
Common stock	12,569	12,569
Additional paid-in capital	15,391	15,412
Retained earnings	30,708	29,899
Accumulated other comprehensive income	407	74
Treasury stock	-1,640	-1,685
Total equity	57,435	56,269
Total liabilities and equity	$646,302	$631,754

Condensed_Consolidated_Stateme

Condensed Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Loans	'	'
Taxable	$5,241	$5,883
Nontaxable	16	24
Securities	'	'
Taxable	309	330
Nontaxable	175	170
Total interest income	5,741	6,407
Interest expense	'	'
Deposits	498	606
Repurchase Agreements & Other	11	16
Federal Home Loan Bank advances	74	90
Trust preferred securities	333	403
Total interest expense	916	1,115
Net interest income	4,825	5,292
Provision for loan losses	'	299
Net interest income after provision for loan losses	4,825	4,993
Noninterest income	'	'
Wealth Management Fees	632	643
Customer service fees	610	616
Gain on sale of mtg. loans & OMSR's	572	1,484
Mortgage loan servicing fees, net	245	179
Gain on sale of non-mortgage loans	23	156
Data service fees	306	414
Net gain on sales of securities	'	20
Gain/(loss) on sale/disposal of assets	-34	-105
Other income	206	160
Total non-interest income	2,560	3,567
Noninterest expense	'	'
Salaries and employee benefits	3,120	3,439
Net occupancy expense	664	650
Equipment expense	639	755
Data processing fees	211	77
Professional fees	338	429
Marketing expense	123	108
Telephone and communication	112	158
Postage and delivery expense	204	215
State, local and other taxes	92	134
Employee expense	115	152
Intangible amortization expense	131	153
OREO Impairment	'	33
Other expenses	330	367
Total non-interest expense	6,079	6,670
Income before income tax expense	1,306	1,890
Income tax expense	326	572
Net income	$980	$1,318
Common share data:	'	'
Basic earnings per common share	$0.20	$0.27
Diluted earnings per common share	$0.20	$0.27

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Statements Of Comprehensive Income [Abstract]	'	'
Net income	$980	$1,318
Available-for-sale investment securities:	'	'
Gross unrealized holding (loss) gain arising in the period	505	-294
Related tax (expense) benefit	-172	100
Less: reclassification adjustment for (loss) realized in income	'	-20
Related tax benefit	'	7
Net effect on other comprehensive (loss) income	333	-207
Total comprehensive income	$1,313	$1,111

Consolidated_Statements_of_Sha

Consolidated Statements of Shareholders' Equity (Unaudited) (USD $)	Total	Preferred Stock	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Treasury Stock
In Thousands
Beginning Balance at Dec. 31, 2012	$53,284	'	$12,569	$15,374	$25,280	$1,830	($1,769)
Net income	1,318	'	'	'	1,318	'	'
Other Comprehensive Income (Loss)	-207	'	'	'	'	-207	'
Dividends on Common Stk.,	-122	'	'	'	-122	'	'
Stock options exercised	10	'	'	-5	'	'	15
Expense of stock option plan	12	'	'	12	'	'	'
Balance at Mar. 31, 2013	54,295	'	12,569	15,381	26,476	1,623	-1,754
Beginning Balance at Dec. 31, 2013	56,269	'	12,569	15,412	29,899	74	-1,685
Net income	980	'	'	'	980	'	'
Other Comprehensive Income (Loss)	333	'	'	'	'	333	'
Dividends on Common Stk.,	-171	'	'	'	-171	'	'
Stock options exercised	8	'	'	-37	'	'	45
Expense of stock option plan	16	'	'	16	'	'	'
Balance at Mar. 31, 2014	$57,435	'	$12,569	$15,391	$30,708	$407	($1,640)

Consolidated_Statements_of_Sha1

Consolidated Statements of Shareholders' Equity (Unaudited) (Parenthetical) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Statement Of Stockholders' Equity [Abstract]	'	'
Dividend common stock, Per share amount	$0.04	$0.03

Condensed_Consolidated_Stateme1

Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Operating Activities	'	'
Net income	$980	$1,318
Items (using)/providing cash	'	'
Depreciation and amortization	305	287
Provision for loan losses	'	299
Expense of share-based compensation plan	16	12
Amortization of premiums and discounts on securities	223	273
Amortization of intangible assets	131	153
Amortization of originated mortgage servicing rights	117	330
Recapture of originated mortgage servicing rights impairment	'	-171
Impairment of mortgage servicing rights	18	'
Proceeds from sale of loans held for sale	24,512	73,868
Originations of loans held for sale	-26,944	-71,967
Gain from sale of loans	-595	-1,640
Gain on sales of available for sale securities	'	-20
Loss on sale of assets	33	65
Income from bank owned life insurance	-76	-82
OREO impairment	'	33
Changes in	'	'
Interest receivable	-142	-383
Other assets	-1,525	-2,983
Interest payable and other liabilities	-74	-197
Net cash used in operating activities	-3,021	-805
Investing Activities	'	'
Purchases of available-for-sale securities	-9,685	-11,233
Proceeds from maturities of available-for-sale securities	6,455	9,723
Proceeds from sales of availabe-for-sale-securities	'	1,235
Net change in loans	-4,930	7,450
Purchase of premises and equipment and software	-1,112	'
Proceeds from sale of foreclosed assets	74	377
Net cash (used in) provided by investing activities	-9,198	7,552
Financing Activities	'	'
Net increase in demand deposits, money market, interest checking and savings accounts	18,147	13,931
Net decrease in certificates of deposit	-3,662	-8,673
Net increase in securities sold under agreements to repurchase	2,209	650
Repayment of Federal Home Loan Bank advances	-2,000	-3,500
Proceeds from stock options exercised	8	10
Dividends on Common Stock	-171	'
Repayment of notes payable	-589	-278
Net cash provided by financing activities	13,942	2,140
Increase in Cash and Cash Equivalents	1,723	8,887
Cash and Cash Equivalents, Beginning of Year	13,137	19,144
Cash and Cash Equivalents, End of Period	14,860	28,031
Supplemental Cash Flows Information	'	'
Interest paid	702	738
Income taxes paid	285	50
Transfer of loans to foreclosed assets	'	378
Dividends Payable	'	$122

Basis_of_Presentation

Basis of Presentation	3 Months Ended
	Mar. 31, 2014
Basis of Presentation [Abstract]	'
BASIS OF PRESENTATION	'
	NOTE 1—BASIS OF PRESENTATION
	SB Financial Group, Inc. (the “Company”) is a bank holding company whose principal activity is the ownership and management of its wholly-owned subsidiaries, The State Bank and Trust Company (“State Bank”), RFCBC, Inc. (“RFCBC”), Rurbanc Data Services, Inc. dba RDSI Banking Systems (“RDSI”), Rurban Statutory Trust I (“RST I”), and Rurban Statutory Trust II (“RST II”).  State Bank owns all the outstanding stock of Rurban Mortgage Company (“RMC”), and State Bank Insurance, LLC (“SBI”).
	The consolidated financial statements include the accounts of the Company, State Bank, RFCBC, RDSI, RMC, and SBI.  All significant intercompany accounts and transactions have been eliminated in consolidation.
	The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with the instructions for Form 10-Q.  Accordingly, they do not include all the information and footnotes required by generally accepted accounting principles for complete financial statements.  The financial statements reflect all adjustments that are, in the opinion of management, necessary to fairly present the financial position, results of operations and cash flows of the Company.  Those adjustments consist only of normal recurring adjustments.  Results of operations for the three months ended March 31, 2014, are not necessarily indicative of results for the complete year.
	The condensed consolidated balance sheet of the Company as of December 31, 2013 has been derived from the audited consolidated balance sheet of the Company as of that date.
	For further information, refer to the consolidated financial statements and footnotes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.
	The following paragraphs summarize the impact of new accounting pronouncements:
	Accounting Standards Update (ASU) No. 2014-08: Disposals of Assets That Qualify for Discontinued Operations Presentation.
	The amendments in this update address the complexity and higher costs for reporting discontinued operations. A disposal of a component of an entity or a group of components of an entity is required to be reported in discontinued operations if the disposal represents a strategic shift that has (or will have) a major effect on an entity's operations and financial results. The amendments also enhance convergence of the Financial Accounting Standards Board's (FASB) and the International Accounting Standards Board's (IASB) reporting requirements for discontinued operations. Management does not believe the amendments will have a material impact on the Company's Consolidated Financial Statements.
	ASU No. 2014-06: Technical Corrections and Improvements Related Glossary Terms.
	A standing project exists on the FASB's agenda to address feedback and to make other incremental improvements to U.S. GAAP. This perpetual project should eliminate the need for periodic agenda requests for narrow and incremental items. The Board decided that the types of issues that it will consider through this project are changes to clarify the Codification or correct unintended application of guidance that are not expected to have a significant effect on current accounting practice or create a significant administrative cost to most entities. This Update is limited to those amendments related to the Master Glossary, including technical corrections related to glossary links, glossary term deletions, and glossary term name changes. In addition, this Update includes more substantive, limited-scope improvements to reduce instances of the same term appearing multiple times in the Master Glossary with similar, but not entirely identical, definitions. Management does not believe these technical corrections will have a material impact on the Company's Consolidated Financial Statements.
	Accounting Standards Update (ASU) No. 2014-04, Receivables (Topic 310): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure.
	The ASU clarifies that an in substance repossession or foreclosure occurs upon either the creditor obtaining legal title to the residential real estate property or the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. The amendments are effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2014. The amendments may be adopted using either a modified retrospective transition method or a prospective transition method. Early adoption is permitted. Management does not believe the amendments will have a material impact on the Company’s Consolidated Financial Statements.

Earnings_Per_Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
EARNINGS PER SHARE	'
	NOTE 2—EARNINGS PER SHARE
	Earnings per share (EPS) have been computed based on the weighted average number of shares outstanding during the periods presented. For the period ended March 31, 2014, share based awards totaling 66,570 common shares were not considered in computing diluted EPS as they were anti-dilutive.  For the period ended March 31, 2013, share based awards totaling 66,570 common shares were not considered in computing diluted EPS as they were anti-dilutive. The average number of shares used in the computation of basic and diluted earnings per share were:
		Three Months Ended
	(shares in thousands)	March 31,
		2014		2013
	Basic earnings per share		4,871		4,863
	Diluted earnings per share		4,894		4,870

Securities

Securities	3 Months Ended
	Mar. 31, 2014
Securities [Abstract]	'
SECURITIES	'
	NOTE 3 - SECURITIES
	The amortized cost and appropriate fair values, together with gross unrealized gains and losses, of securities at March 31, 2014 and December 31, 2013 are as follows:
				Gross			Gross
	($'s in thousands)	Amortized		Unrealized			Unrealized			Approximate
		Cost		Gains			Losses			Fair Value
	Available-for-Sale Securities:
	March 31, 2014:
	U.S. Treasury and Government agencies	$	19,095	$	120		$	(150	)	$	19,065
	Mortgage-backed securities		55,381		498			(441	)		55,438
	State and political subdivisions		18,188		739			(148	)		18,779
	Equity securities		23		-			-			23
		$	92,687	$	1,357		$	(739	)	$	93,305
				Gross			Gross
	($ in thousands)	Amortized		Unrealized			Unrealized
		Cost		Gains			Losses			Fair Value
	Available-for-Sale Securities:
	December 31, 2013:
	U.S. Treasury and Government agencies	$	11,305	$	120		$	(125	)	$	11,300
	Mortgage-backed securities		57,322		417			(516	)		57,223
	State and political subdivisions		17,937		546			(328	)		18,155
	Money Market Mutual Fund		3,092		-			-			3,092
	Equity securities		23		-			-			23
		$	89,679	$	1,083		$	(969	)	$	89,793
	The amortized cost and fair value of securities available for sale at March 31, 2014, by contractual maturity, are shown below.  Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Available for Sale
		Amortized		Fair
	($'s in thousands)	Cost		Value
	March 31, 2014:
	Within one year	$	96	$	96
	Due after one year through five years		1,343		1,406
	Due after five years through ten years		8,518		8,645
	Due after ten years		27,326		27,696
			37,283		37,844
	Mortgage-backed securities & equity securities		55,404		55,461
	Totals	$	92,687	$	93,305
	The fair value of securities pledged as collateral, to secure public deposits and for other purposes, was $76.6 million at March 31, 2014 and $42.3 million at December 31, 2013.  The fair value of securities delivered for repurchase agreements was $21.4 million at March 31, 2014 and $17.5 million at December 31, 2013.
	Gross gains of $0.00 million resulting from sales of available-for-sale securities, were realized during the three-month period ending March 31, 2014. There were realized gains of $0.02 million from sales of available-for-sale securities for the three-month period ending March 31, 2013. There were realized gains of $0.02 million from sales of available-for-sale securities for the three-month period ending March 31, 2013. The $0.02 million gain on sale was a reclassification from accumulated other comprehensive income (OCI) and is included in the net gain on sales of securities. The related $0.01 million in tax expense is a reclassification from OCI and is included in the income tax expense line item in the income statement.
	Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost.  Total fair value of these investments was $37.3 million at March 31, 2014, and $35.8 million at December 31, 2013, which was approximately 40.0 and 39.9 percent, respectively, of the Company’s available-for-sale investment portfolio at such dates.  Based on evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these securities are temporary.  Should the impairment of any of these securities become other than temporary, the cost basis of the investment will be reduced and the resulting loss recognized in net income in the period the other-than-temporary impairment is identified.
	Securities with unrealized losses, aggregated by investment class and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2014 and December 31, 2013 are as follows:
	($ in thousands)	Less than 12 Months					12 Months or Longer						Total
	31-Mar-14	Fair Value		Unrealized Losses			Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
	Available-for-Sale Securities:
	U.S. Treasury and Government agencies	$	12,234	$	(150	)	$	-		$	-		$	12,234	$	(150	)
	Mortgage-backed securities		15,170		(214	)		5,345			(227	)		20,515		(441	)
	State and political subdivisions		3,957		(118	)		637			(30	)		4,594		(148	)
		$	31,361	$	(482	)	$	5,982		$	(257	)	$	37,343	$	(739	)
	($ in thousands)	Less than 12 Months					12 Months or Longer						Total
	31-Dec-13	Fair Value		Unrealized Losses			Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
	Available-for-Sale Securities:
	U.S. Treasury and Government agencies	$	3,834	$	(125	)	$	-		$	-		$	3,834	$	(125	)
	Mortgage-backed securities	$	24,773	$	(410	)	$	2,333		$	(106	)	$	27,106	$	(516	)
	State and political subdivisions		4,868		(328	)		-			-			4,868		(328	)
		$	33,475	$	(863	)	$	2,333		$	(106	)	$	35,808	$	(969	)
	The total unrealized loss as of March 31, 2014 in the securities portfolio is contained in 38% of the portfolio with a potential loss of $0.7 million, which is down from the $1.0 million unrealized loss at December 31, 2013. The unrealized losses are contained within 33 individual securities and are not segregated by type or duration of security. Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concern warrants such evaluation.  Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent of the Company to not sell the investment and whether it is more likely than not that the Company will be required to sell the security before recovery of its amortized cost.  Management has determined there is no other-than-temporary-impairment on these securities.

Loans_and_Allowance_for_Loan_L

Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2014
Loans and Allowance For Loan Losses [Abstract]	'
LOANS AND ALLOWANCE FOR LOAN LOSSES	'
	NOTE 4 – LOANS AND ALLOWANCE FOR LOAN LOSSES
	Loans that management has the intent and ability to hold for the foreseeable future, or until maturity or payoffs, are reported at their outstanding principal balances adjusted for any charge-offs, the allowance for loan losses, any deferred fees or costs on originated loans and unamortized premiums or discounts on purchased loans.  Interest income is reported on the interest method and includes amortization of net deferred loan fees and costs over the loan term.  Generally, all loan classes are placed on non-accrual status not later than 90 days past due, unless the loan is well-secured and in the process of collection.  All interest accrued, but not collected for loans that are placed on non-accrual or charged-off, is reversed against interest income.  The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual.  Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
	The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income.  Loan losses are charged against the allowance when management believes the non-collectability of a loan balance is probable.  Subsequent recoveries, if any, are credited to the allowance.
	The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions.  This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as new information becomes available.
	The allowance consists of allocated and general components.  The allocated component relates to loans that are classified as impaired.  For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan.  The general component covers nonclassified loans and is based on historical charge-off experience and expected loss given default derived from the Company’s internal risk rating process.  Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected on the historical loss or risk rating data.
	A loan is considered impaired when, based on current information and events, it is probable that State Bank will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.  Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due.  Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration each of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed.  Impairment is measured on a loan-by-loan basis for commercial, agricultural, and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of the collateral if the loan is collateral dependent.
	When State Bank moves a loan to non-accrual status, total unpaid interest accrued to date is reversed from income.  Subsequent payments are applied to the outstanding principal balance with the interest portion of the payment recorded on the balance sheet as a contra-loan.  Interest received on impaired loans may be realized once all contractual principal amounts are received or when a borrower establishes a history of six consecutive timely principal and interest payments.  It is at the discretion of management to determine when a loan is placed back on accrual status upon receipt of six consecutive timely payments.
	Large groups of smaller balance homogenous loans are collectively evaluated for impairment.  Accordingly, State Bank does not separately identify individual consumer and residential loans for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.
	Categories of loans at March 31, 2014 and December 31, 2013 include:
	($ in thousands)		Total Loans								Non-Accrual Loans
			Mar. 2014				Dec. 2013				Mar. 2014				Dec. 2013
	Commercial & Industrial		$	85,976			$	85,642				1,818				2,316
	Commercial RE & Construction			212,502				205,301				753				532
	Agricultural & Farmland			39,028				39,210				-				-
	Residential Real Estate			97,857				99,620				1,555				1,651
	Consumer & Other			46,836				47,804				280				345
	Total loans			482,199				477,577			$	4,406			$	4,844
	Less
	Net deferred loan fees, premiums and discounts			(275	)			(274	)
	Loans, net of unearned income		$	481,924			$	477,303
	Allowance for loan losses		$	(6,726	)		$	(6,964	)
	The following tables present the activity in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of March 31, 2014, December 31, 2013 and March 31, 2013.
	For the Three Months Ended
	31-Mar-14		Commercial				Commercial RE				Agricultural				Residential				Consumer
	($'s in thousands)		& Industrial				& Construction				& Farmland				Real Estate				& Other				Total
	ALLOWANCE FOR LOAN AND LEASE LOSSES
	Beginning balance		$	2,175			$	2,708			$	159			$	1,067			$	855			$	6,964
	Charge Offs			(307	)			-				-				(15	)			(1	)		$	(323	)
	Recoveries			10				52				-				5				18				85
	Provision			24				(9	)			18				104				(137	)			-
	Ending Balance		$	1,902			$	2,751			$	177			$	1,161			$	735			$	6,726
	Loans Receivable at March 31, 2014
	Allowance:
	Ending balance:
	individually
	evaluated for
	impairment		$	662			$	17			$	-			$	236			$	55			$	970
	Ending balance:
	collectively
	evaluated for
	impairment		$	1,240			$	2,734			$	177			$	925			$	680			$	5,756
	Loans:
	Ending balance:
	individually
	evaluated for
	impairment		$	1,641			$	633			$	-			$	1,960			$	582			$	4,816
	Ending balance:
	collectively
	evaluated for
	impairment		$	84,060			$	211,869			$	39,028			$	95,897			$	46,254			$	477,108
	For the Twelve Months Ended
	31-Dec-13		Commercial				Commercial RE				Agricultural				Residential				Consumer
	($'s in thousands)		& Industrial				& Construction				& Farmland				Real Estate				& Other				Total
	ALLOWANCE FOR LOAN AND LEASE LOSSES
	Loans Receivable at December 31, 2013
	Allowance:
	Ending balance:
	individually
	evaluated for
	impairment		$	1,079			$	56			$	-			$	192			$	168			$	1,495
	Ending balance:
	collectively
	evaluated for
impairment		$	1,096			$	2,652			$	159			$	875			$	687			$	5,469
Loans:
Ending balance:
individually
evaluated for
impairment		$	2,116			$	649			$	-			$	1,985			$	590			$	5,340
Ending balance:
collectively
evaluated for
impairment		$	83,252			$	204,652			$	39,210			$	97,635			$	47,214			$	471,963
For the Three Months Ended
31-Mar-13		Commercial				Commercial RE				Agricultural				Residential				Consumer
($'s in thousands)		& Industrial				& Construction				& Farmland				Real Estate				& Other				Total
ALLOWANCE FOR LOAN AND LEASE LOSSES
Beginning balance		$	1,561			$	3,034			$	186			$	1,088			$	942			$	6,811
Charge Offs			-				(5	)			-				-				(131	)		$	(136	)
Recoveries			3				13				1				-				1				18
Provision			(84	)			224				(8	)			22				145				299
Ending Balance		$	1,480			$	3,266			$	179			$	1,110			$	957			$	6,992
The risk characteristics of each loan portfolio segment are as follows:
Commercial and Agricultural
Commercial and agricultural loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower.  The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value.  Most commercial loans are secured by the assets being financed or other business assets, such as accounts receivable or inventory, and may include a personal guarantee.  Short-term loans may be made on an unsecured basis.  In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.
Commercial Real Estate including Construction
Commercial real estate loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate.  Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan.  Commercial real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy.  The characteristics of properties securing the Company’s commercial real estate portfolio are diverse, but with geographic location almost entirely in the Company’s market area.  Management monitors and evaluates commercial real estate loans based on collateral, geography and risk grade criteria.  In general, the Company avoids financing single purpose projects unless other underwriting factors are present to help mitigate risk.  In addition, management tracks the level of owner-occupied commercial real estate versus non-owner-occupied loans.
Construction loans are underwritten utilizing feasibility studies, independent appraisal reviews and financial analysis of the developers and property owners.  Construction loans are generally based on estimates of costs and value associated with the completed project.  These estimates may be inaccurate.  Construction loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project.  Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained.  These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions and the availability of long-term financing.
Residential and Consumer
Residential and consumer loans consist of two segments – residential mortgage loans and personal loans.  Residential mortgage loans are secured by 1-4 family residences and are generally owner-occupied, and the Company generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded.  Home equity loans are typically secured by a subordinate interest in 1-4 family residences, and consumer personal loans are secured by consumer personal assets, such as automobiles or recreational vehicles.  Some consumer personal loans are unsecured, such as small installment loans and certain lines of credit.  Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas, such as unemployment levels.  Repayment can also be impacted by changes in property values on residential properties.  Risk is mitigated by the fact that these loans are of smaller individual amounts and spread over a large number of borrowers.
The following tables present the credit risk profile of the Company’s loan portfolio based on rating category and payment activity as of March 31, 2014 and December 31, 2013.
31-Mar-14				Commercial				Commercial RE				Agricultural				Residential				Consumer
Loan Grade				& Industrial				& Construction				& Farmland				Real Estate				& Other				Total
($ in thousands)
	2-Jan			$	1,287			$	76			$	74			$	-			$	-			$	1,437
	3				23,654				46,824				7,541				88,889				41,625				208,533
	4				56,424				152,471				31,413				6,105				4,856				251,269
Total Pass					81,365				199,371				39,028				94,994				46,481				461,239
Special Mention					2,465				7,824				-				1,047				8				11,344
Substandard					50				4,554				-				261				67				4,932
Doubtful					1,821				753				-				1,555				280				4,409
Loss					-				-				-				-				-				-
Total Loans				$	85,701			$	212,502			$	39,028			$	97,857			$	46,836			$	481,924
31-Dec-13				Commercial				Commercial RE				Agricultural				Residential				Consumer
Loan Grade				& Industrial				& Construction				& Farmland				Real Estate				& Other				Total
($ in thousands)
	2-Jan			$	1,345			$	81			$	76			$	-			$	87			$	1,589
	3				22,328				44,095				6,543				90,606				43,250				206,822
	4				56,188				146,861				32,591				5,700				3,782				245,122
Total Pass					79,861				191,037				39,210				96,306				47,119				453,533
Special Mention					3,159				8,917				-				1,373				86				13,535
Substandard					32				4,815				-				290				84				5,221
Doubtful					2,316				532				-				1,651				515				5,014
Loss					-				-				-				-				-				-
Total Loans				$	85,368			$	205,301			$	39,210			$	99,620			$	47,804			$	477,303
The Company evaluates the loan risk grading system definitions and allowance for loan loss methodology on an ongoing basis.
Credit Risk Profile
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors.  The Company analyzes loans individually by classifying the loans as to credit risk.  This analysis includes loans with an outstanding balance greater than $100 thousand and non-homogeneous loans, such as commercial and commercial real estate loans.  This analysis is performed on a quarterly basis.  The Company uses the following definitions for risk ratings:
Special Mention (5):  Assets have potential weaknesses that deserve management’s close attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Company’s credit position at some future date.  Special mention assets are not adversely classified and do not expose the Company to sufficient risk to warrant adverse classification.  Ordinarily, special mention credits have characteristics which corrective management action would remedy.
Substandard (6):  Loans are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any.  Loans so classified must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt.  They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.
Doubtful (7):  Loans classified as doubtful have all the weaknesses inherent in those classified Substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of current known facts, conditions and values, highly questionable and improbable.
Loss (8): Loans are considered uncollectable and of such little value that continuing to carry them as assets on the Company’s financial statement is not feasible.  Loans will be classified Loss when it is neither practical nor desirable to defer writing off or reserving all or a portion of a basically worthless asset, even though partial recovery may be possible at some time in the future.
Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass (1-4) rated loans. Pass ratings are assigned to those borrowers that do not have identified potential or well-defined weaknesses and for which there is a high likelihood of orderly repayment. All other categories are updated on a quarterly basis.
The following tables present the Company’s loan portfolio aging analysis as of March 31, 2014 and December 31, 2013.
		30-59 Days				60-89 Days				Greater Than				Total Past								Total Loans
31-Mar-14		Past Due				Past Due				90 Days				Due				Current				Receivable
($ in thousands)
Commercial & Industrial		$	-			$	-			$	1,567			$	1,567			$	84,134			$	85,701
Commercial RE & Construction			-				-				739				739				211,763				212,502
Agricultural & Farmland			-				-				-				-				39,028				39,028
Residential Real Estate			36				-				459				495				97,362				97,857
Consumer & Other			69				18				90				177				46,659				46,836
Total Loans		$	105			$	18			$	2,855			$	2,978			$	478,946			$	481,924
		30-59 Days				60-89 Days				Greater Than				Total Past								Total Loans
31-Dec-13		Past Due				Past Due				90 Days				Due				Current				Receivable
($ in thousands)
Commercial & Industrial		$	-			$	-			$	1,890			$	1,890			$	83,478			$	85,368
Commercial RE & Construction			424				364				168				956				204,345				205,301
Agricultural & Farmland			-				-				-				-				39,210				39,210
Residential Real Estate			-				14				453				467				99,153				99,620
Consumer & Other			22				34				98				154				47,650				47,804
Total Loans		$	446			$	412			$	2,609			$	3,467			$	473,836			$	477,303
All loans past due 90 days are systematically placed on nonaccrual status.
A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable State Bank will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan.  Impaired loans include nonperforming commercial loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties.  These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forebearance or other actions intended to maximize collection.
The following tables present impaired loan information as of and for the three months ended March 31, 2014 and 2013, and for the twelve months ended December 31, 2013:
Three Months Ended
31-Mar-14		Recorded				Unpaid Principal				Related				Average Recorded				Interest Income
($'s in thousands)		Investment				Balance				Allowance				Investment				Recognized
With no related allowance recorded:
Commercial & Industrial		$	316			$	316			$	-			$	316			$	-
Commercial RE & Construction			447				500				-				500				-
Agricultural & Farmland			-				-				-				-				-
Residential Real Estate			612				655				-				749				13
Consumer & Other			107				107				-				114				3
All Impaired Loans < $100,000			1,148				1,148				-				1,148				-
With a specific allowance recorded:
Commercial & Industrial			1,325				1,625				662				1,681				-
Commercial RE & Construction			186				186				17				187				3
Agricultural & Farmland			-				-				-				-				-
Residential Real Estate			1,348				1,359				236				1,458				13
Consumer & Other			475				475				55				498				7
Totals:
Commercial & Industrial		$	1,641			$	1,941			$	662			$	1,997			$	-
Commercial RE & Construction		$	633			$	686			$	17			$	687			$	3
Agricultural & Farmland		$	-			$	-			$	-			$	-			$	-
Residential Real Estate		$	1,960			$	2,014			$	236			$	2,207			$	26
Consumer & Other		$	582			$	582			$	55			$	612			$	10
All Impaired Loans < $100,000		$	1,148			$	1,148			$	-			$	1,148			$	-
Twelve Months Ended
31-Dec-13		Recorded				Unpaid Principal				Related
($'s in thousands)		Investment				Balance				Allowance
With no related allowance recorded:
Commercial & Industrial		$	316			$	316			$	-
Commercial RE & Construction			389				442				-
Agricultural & Farmland			-				-				-
Residential Real Estate			1,131				1,131				-
Consumer & Other			252				252				-
All Impaired Loans < $100,000			1,242				1,242				-
With a specific allowance recorded:
Commercial & Industrial			1,800				1,800				1,079
Commercial RE & Construction			260				260				56
Agricultural & Farmland			-				-				-
Residential Real Estate			854				854				192
Consumer & Other			338				338				168
Totals:
Commercial & Industrial		$	2,116			$	2,116			$	1,079
Commercial RE & Construction		$	649			$	702			$	56
Agricultural & Farmland		$	-			$	-			$	-
Residential Real Estate		$	1,985			$	1,985			$	192
Consumer & Other		$	590			$	590			$	168
All Impaired Loans < $100,000		$	1,242			$	1,242			$	-
Three Months Ended
31-Mar-13		Average Recorded				Interest Income
($'s in thousands)		Investment				Recognized
With no related allowance recorded:
Commercial & Industrial		$	24			$	-
Commercial RE & Construction			202				-
Agricultural & Farmland			-				-
Residential Real Estate			1,164				13
Consumer & Other			182				2
All Impaired Loans < $100,000			1,172				-
With a specific allowance recorded:
Commercial & Industrial			1,097				-
Commercial RE & Construction			197				2
Agricultural & Farmland			-				-
Residential Real Estate			1,622				16
Consumer & Other			478				8
Totals:
Commercial & Industrial		$	1,121			$	-
Commercial RE & Construction		$	399			$	2
Agricultural & Farmland		$	-			$	-
Residential Real Estate		$	2,786			$	29
Consumer & Other		$	660			$	10
All Impaired Loans < $100,000		$	1,172			$	-
Impaired loans less than $100,000 are included in groups of homogenous loans.  These loans are evaluated based on delinquency status.
Interest income recognized on a cash basis does not materially differ from interest income recognized on an accrual basis.
Troubled Debt Restructured (TDR) Loans
TDRs are modified loans where a concession was provided to a borrower experiencing financial difficulties.  Loan modifications are considered TDRs when the concessions provided are not available to the borrower through either normal channels or other sources.  However, not all loan modifications are TDRs.
TDR Concession Types
The Company’s standards relating to loan modifications consider, among other factors, minimum verified income requirements, cash flow analysis, and collateral valuations.  Each potential loan modification is reviewed individually and the terms of the loan are modified to meet a borrower’s specific circumstances at a point in time.  All loan modifications, including those classified as TDRs, are reviewed and approved.  The types of concessions provided to borrowers include:
	·	Interest rate reduction: A reduction of the stated interest rate to a nonmarket rate for the remaining original life of the debt. The Company also may grant interest rate concessions for a limited timeframe on a case by case basis.
	·	Amortization or maturity date change beyond what the collateral supports, including a concession that does any of the following:
	-1	Lengthens the amortization period of the amortized principal beyond market terms.  This concession reduces the minimum monthly payment and increases the amount of the balloon payment at the end of the term of the loan.  Principal is generally not forgiven.
	-2	Reduces the amount of loan principal to be amortized.  This concession also reduces the minimum monthly payment and increases the amount of the balloon payment at the end of the term of the loan.  Principal is generally not forgiven.
	-3	Extends the maturity date or dates of the debt beyond what the collateral supports.  This concession generally applies to loans without a balloon payment at the end of the term of the loan. In addition, there may be instances where renewing loans potentially require non-market terms and would then be reclassified as TDRs.
	·	Other:  A concession that is not categorized as one of the concessions described above.  These concessions include, but are not limited to: principal forgiveness, collateral concessions, covenant concessions, and reduction of accrued interest.  Principal forgiveness may result from any TDR modification of any concession type.
The table below presents the activity of TDRs during the three months ended March 31, 2014, and March 31, 2013.
During the three months ended March 31, 2014, there was no TDR activity.
		31-Mar-13
($ in thousands)		Number of Loans				Pre-Modification				Post Modification
						Recorded Balance				Recorded Balance
Residential Real Estate			1			$	14			$	14
Home Equity & Consumer			1				13				13
Total Modifications			2			$	27			$	27
($ in thousands)		Interest												Total
		Only				Term				Combination				Modification
Residential Real Estate		$	-			$	-			$	14			$	14
Home Equity & Consumer			-				-				13				13
Total Modifications		$	-			$	-			$	27			$	27
The loans described above increased the allowance for loan and lease losses ("ALLL") by $0.01 million in the three month period ending March 31, 2013.
Troubled Debt Restructurings Modified in the Past 12 Months that have Subsequently Defaulted as of March 31, 2014
		Number of				Recorded
($ in thousands)		Contracts				Balance
Residential Real Estate			3			$	62
Home Equity & Consumer			-				-
			3			$	62
Troubled Debt Restructurings Modified in the Past 12 Months that have Subsequently Defaulted as of March 31, 2013
		Number of				Recorded
($ in thousands)		Contracts				Balance
Residential Real Estate			2			$	19
Consumer & Other			-				-
			2			$	19

Derivative_Financial_Instrumen

Derivative Financial Instruments	3 Months Ended
	Mar. 31, 2014
Derivative Financial Instruments [Abstract]	'
DERIVATIVE FINANCIAL INSTRUMENTS	'
	NOTE 5 – DERIVATIVE FINANCIAL INSTRUMENTS
	Risk Management Objective of Using Derivatives
	The Company is exposed to certain risks arising from both its business operations and economic conditions.  The Company manages its exposures to a wide variety of business and operational risks primarily through management of its core business activities.  The Company manages economic risks, including interest rate, liquidity and credit risk, primarily by managing the amount, sources and duration of its assets and liabilities and through the use of derivative financial instruments.  Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates.  The Company’s derivative financial instruments are used to manage differences in the amount, timing and duration of the Company’s known or expected cash payments principally related to certain variable-rate assets.
	Non-designated Hedges
	The Company does not use derivatives for trading or speculative purposes.  Derivatives not designated as hedges are not speculative and result from a service the Company provides to certain customers.  The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies.  Those interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions.  As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings.  As of March 31, 2014 and December 31, 2013, the notional amount of customer-facing swaps was approximately $13.3 million and $13.5 million, respectively.  This amount is offset with third party counterparties, as described above.
	The Company has minimum collateral posting thresholds with its derivative counterparties.  As of March 31, 2014 and December 31, 2013, the Company had posted cash as collateral in the amount of $0.3 million and $0.2 million, respectively.
	Fair Values of Derivative Instruments on the Balance Sheet
	The table below presents the fair value of the Company’s derivative financial instruments, as well as their classification on the Balance Sheet, as of March 31, 2014 and December 31, 2013.
	($ in thousands)	Asset Derivatives			Liability Derivatives
		31-Mar-14			31-Mar-14
		Balance Sheet	Fair		Balance Sheet	Fair
	Derivatives not designated as hedging instruments:	Location	Value		Location	Value
	Interest rate contracts	Other Assets	$	250	Other Liabilities	$	250
		Asset Derivatives			Liability Derivatives
		31-Dec-13			31-Dec-13
		Balance Sheet	Fair		Balance Sheet	Fair
	Derivatives not designated as hedging instruments:	Location	Value		Location	Value
	Interest rate contracts	Other Assets	$	257	Other Liabilities	$	257
	Effect of Derivative Instruments on the Income Statement
	The Company’s derivative financial instruments had no net effect on the Income Statements for the three months ended March 31, 2014 and 2013.

Fair_Value_of_Assets_and_Liabi

Fair Value of Assets and Liabilities	3 Months Ended
	Mar. 31, 2014
Fair Value Of Assets and Liabilities [Abstract]	'
FAIR VALUE OF ASSETS AND LIABILITIES	'
	NOTE 6 – FAIR VALUE OF ASSETS AND LIABILITIES
	Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.  A fair value measurement must maximize the use of observable inputs and minimize the use of unobservable inputs.  There is a hierarchy of three levels of inputs that may be used to measure fair value:
		Level 1	Quoted prices in active markets for identical assets or liabilities
		Level 2	Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities
		Level 3	Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities
	Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis, recognized in the accompanying balance sheets, as well as the general classifications of such assets pursuant to the valuation hierarchy.
	Available-for-Sale Securities
	The fair values of available-for-sale securities are determined by various valuation methodologies.  Level 1 securities include money market mutual funds.  Level 1 inputs include quoted prices in an active market. Level 2 securities include U.S. treasury and government agencies, mortgage-backed securities, obligations of political and state subdivisions and equity securities.  Level 2 inputs do not include quoted prices for individual securities in active markets; however, they do include inputs that are either directly or indirectly observable for the individual security being valued.  Such observable inputs include interest rates and yield curves at commonly quoted intervals, volatilities, prepayment speeds, credit risks and default rates.  Also included are inputs derived principally from or corroborated by observable market data by correlation or other means.
	Interest Rate Contracts
	The fair values of interest rate contracts are based upon the estimated amount the Company would receive or pay to terminate the contracts or agreements, taking into account underlying interest rates, creditworthiness of underlying customers for credit derivatives and, when appropriate, the creditworthiness of the counterparties.
	The following table presents the fair value measurements of assets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2014 and December 31, 2013.
	($'s in thousands)		Fair Values at				Fair Value Measurements Using:
	Description		3/31/14				Level 1			Level 2			Level 3
	Available-for-Sale Securities:
	U.S. Treasury and Government Agencies		$	19,065			$	-		$	19,065		$	-
	Mortgage-backed securities			55,438				-			55,438			-
	State and political subdivisions			18,779				-			18,779			-
	Equity securities			23				-			23			-
	Interest rate contracts - assets			250				-			250			-
	Interest rate contracts - liabilities			(250	)			-			(250	)		-
	($'s in thousands)		Fair Values at				Fair Value Measurements Using:
	Description		12/31/13				Level 1			Level 2			Level 3
	Available-for-Sale Securities:
	U.S. Treasury and Government Agencies		$	11,300			$	-		$	11,300		$	-
	Mortgage-backed securities			57,223				-			57,223			-
	State and political subdivisions			18,155				-			18,155			-
	Money Market Mutual Funds			3,092				3,092			-			-
	Equity securities			23				-			23			-
	Interest rate contracts - assets			257				-			257			-
	Interest rate contracts - liabilities			(257	)			-			(257	)		-
	Level 1 – Quoted Prices in Active Markets for Identical Assets
	Level 2 – Significant Other Observable Inputs
	Level 3 – Significant Unobservable Inputs
	The following is a description of the valuation methodologies and inputs used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy.
	Collateral-dependent Impaired Loans, NET of ALLL
	Loans for which it is probable the Company will not collect all principal and interest due according to contractual terms are measured for impairment.  The estimated fair value of collateral-dependent impaired loans is based on the appraised value of the collateral, less estimated cost to sell.  Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy.  This method requires obtaining an independent appraisal of the collateral, which is reviewed for accuracy and consistency by Credit Administration.   These appraisers are selected from the list of approved appraisers maintained by management.  The appraised values are reduced by applying a discount factor to the value based on the Company’s loan review policy.  All impaired loans held by the Company were collateral dependent at March 31, 2014 and December 31, 2013.
	Mortgage Servicing Rights
	Mortgage servicing rights do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using discounted cash flow models associated with the servicing rights and discounting the cash flows using discount market rates, prepayment speeds and default rates. The servicing portfolio has been valued using all relevant positive and negative cash flows including servicing fees, miscellaneous income and float; marginal costs of servicing; the cost of carry of advances; and foreclosure losses; and applying certain prevailing assumptions used in the marketplace. Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy.  These mortgage servicing rights are tested for impairment on a quarterly basis.
	Foreclosed Assets Held For Sale
	Foreclosed assets held for sale are carried at the lower of fair value at acquisition date or current estimated fair value less estimated cost to sell when the real estate is acquired.  Estimated fair value of foreclosed assets held for sale is based on appraisals or evaluations.  Foreclosed assets held for sale are classified within Level 3 of the fair value hierarchy.
	Appraisals of foreclosed assets held for sale are obtained when the real estate is acquired and subsequently as deemed necessary by Credit Administration.  These independent appraisals of the collateral are reviewed for accuracy and consistency by Credit Administration.   The appraisers are selected from the list of approved appraisers maintained by management.
	The following table presents the fair value measurements of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fell at March 31, 2014 and December 31, 2013:
	($'s in thousands)		Fair Values at				Fair Value Measurements Using:
	Description		3/31/14				Level 1			Level 2			Level 3
	Impaired loans		$	3,637			$	-		$	-		$	3,637
	Mortgage servicing rights			1,958				-			-			1,958
	($'s in thousands)		Fair Values at				Fair Value Measurements Using:
	Description		12/31/13				Level 1			Level 2			Level 3
	Impaired loans		$	3,540			$	-		$	-		$	3,540
	Mortgage servicing rights			2,029				-			-			2,029
	Foreclosed assets			45				-			-			45
	Unobservable (Level 3) Inputs
	The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements.
			Fair Value at			Valuation			Range (Weighted
	($'s in thousands)		3/31/14			Technique		Unobservable Inputs	Average)
	Collateral-dependent impaired loans		$	3,637		Market comparable properties		Comparability adjustments (%)	Not available
	Mortgage servicing rights			1,958		Discounted cash flow		Discount Rate		9.88	%
								Constant prepayment rate		8.8	%
								P&I earnings credit		0.15	%
								T&I earnings credit		1.69	%
								Inflation for cost of servicing		1.5	%
			Fair Value at			Valuation			Range (Weighted
	($'s in thousands)		12/31/13			Technique		Unobservable Inputs	Average)
Collateral-dependent impaired loans		$	3,540		Market comparable properties		Comparability adjustments (%)	Not available
Mortgage servicing rights			2,029		Discounted cash flow		Discount Rate		10.25	%
							Constant prepayment rate		8.5	%
							P&I earnings credit		0.17	%
							T&I earnings credit		1.54	%
							Inflation for cost of servicing		1.5	%
Foreclosed assets			45		Market comparable properties		Marketability discount		10	%
There were no changes in the inputs or methodologies used to determine fair value at March 31, 2014 as compared to December 31, 2013.
The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying balance sheets at amounts other than fair value.
Cash and Due From Banks, Federal Reserve and Federal Home Loan Bank Stock and Accrued Interest Payable and Receivable
The carrying amount approximates the fair value.
Loans Held for Sale
The fair value of loans held for sale is based upon quoted market prices, where available, or is determined by discounting estimated cash flows using interest rates approximating the Company's current origination rates for similar loans and adjusted to reflect the inherent credit risk.
Loans
The estimated fair value for loans receivable, including loans held for sale, net, is based on estimates of the rate State Bank would charge for similar loans at March 31, 2014 and December 31, 2013, applied for the time period until the loans are assumed to re-price or be paid.
Mortgage Servicing Rights
Mortgage servicing rights do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using discounted cash flow models associated with the servicing rights and discounting the cash flows using discount market rates, prepayment speeds and default rates. The servicing portfolio has been valued using all relevant positive and negative cash flows including servicing fees, miscellaneous income and float; marginal costs of servicing; the cost of carry of advances; and foreclosure losses; and applying certain prevailing assumptions used in the marketplace. Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy.  These mortgage servicing rights are tested for impairment on a quarterly basis.
Deposits, Repurchase agreements, Notes payable & FHLB advances
Deposits include demand deposits, savings accounts, NOW accounts and certain money market deposits. The carrying amount approximates the fair value. The estimated fair value for fixed-maturity time deposits, as well as borrowings, is based on estimates of the rate State Bank could pay on similar instruments with similar terms and maturities at March 31, 2014 and December 31, 2013.
Loan Commitments
The fair value of commitments is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties.  The estimated fair values for other financial instruments and off-balance-sheet loan commitments approximate cost at March 31, 2014 and December 31, 2013 and are not considered significant to this presentation.
Trust Preferred Securities
The fair value for Trust Preferred Securities is estimated by discounting the cash flows using an appropriate discount rate.
The following table presents estimated fair values of the Company’s other financial instruments carried at other than fair value.  The fair values of certain of these instruments were calculated by discounting expected cash flows, which involves significant judgments by management and uncertainties.  Fair value is the estimated amount at which financial assets or liabilities could be exchanged in a current transaction between willing parties, other than in a forced or liquidation sale.  Because no market exists for certain of these financial instruments, and because management does not intend to sell these financial instruments, the Company does not know whether the fair values shown below represent values at which the respective financial instruments could be sold individually or in the aggregate.
31-Mar-14		Carrying				Fair Value Measurements Using
($'s in thousands)		Amount				(Level 1)			(Level 2)			(Level 3)
Financial assets
Cash and cash equivalents		$	14,860			$	14,860		$	-		$	-
Loans held for sale			7,165				-			7,404			-
Loans, net of allowance for loan losses			475,198				-			-			476,510
Federal Reserve and FHLB Bank stock			3,748				-			3,748			-
Mortgage Servicing Rights			5,228				-			-			6,232
Accrued interest receivable			1,423				-			1,423			-
Financial liabilities
Deposits		$	532,719			$	84,265		$	450,974		$	-
FHLB advances			14,000				-			13,945			-
Repurchase agreements			16,905				-			16,905			-
Trust preferred securities			20,620				-			17,250			-
Accrued interest payable			425				-			425			-
31-Dec-13		Carrying				Fair Value Measurements Using
($'s in thousands)		Amount				(Level 1)			(Level 2)			(Level 3)
Financial assets
Cash and cash equivalents		$	13,137			$	13,137		$	-		$	-
Loans held for sale			3,336				-			3,476			-
Loans, net of allowance for loan losses			470,339				-			-			469,505
Federal Reserve and FHLB Bank stock			3,748				-			3,748			-
Mortgage Servicing Rights			5,180				-			-			6,237
Accrued interest receivable			1,281				-			1,281			-
Financial liabilities
Deposits		$	518,234			$	-		$	439,273		$	-
Notes payable			589				-			600			-
FHLB advances			16,000				-			15,955			-
Repurchase agreements			14,696				-			14,696			-
Trust preferred securities			20,620				-			15,566			-
Accrued interest payable			639				-			639			-

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Summary of average number of shares used in the computation of basic and diluted earnings per share	'
		Three Months Ended
	(shares in thousands)	March 31,
		2014		2013
	Basic earnings per share		4,871		4,863
	Diluted earnings per share		4,894		4,870

Securities_Tables

Securities (Tables)	3 Months Ended
	Mar. 31, 2014
Securities [Abstract]	'
Summary of amortized cost and approximate fair values of securities	'
				Gross			Gross
	($'s in thousands)	Amortized		Unrealized			Unrealized			Approximate
		Cost		Gains			Losses			Fair Value
	Available-for-Sale Securities:
	March 31, 2014:
	U.S. Treasury and Government agencies	$	19,095	$	120		$	(150	)	$	19,065
	Mortgage-backed securities		55,381		498			(441	)		55,438
	State and political subdivisions		18,188		739			(148	)		18,779
	Equity securities		23		-			-			23
		$	92,687	$	1,357		$	(739	)	$	93,305
				Gross			Gross
	($ in thousands)	Amortized		Unrealized			Unrealized
		Cost		Gains			Losses			Fair Value
	Available-for-Sale Securities:
	December 31, 2013:
	U.S. Treasury and Government agencies	$	11,305	$	120		$	(125	)	$	11,300
	Mortgage-backed securities		57,322		417			(516	)		57,223
	State and political subdivisions		17,937		546			(328	)		18,155
	Money Market Mutual Fund		3,092		-			-			3,092
	Equity securities		23		-			-			23
		$	89,679	$	1,083		$	(969	)	$	89,793
Summary of amortized cost and fair value of securities available for sale by contractual maturity	'
		Available for Sale
		Amortized		Fair
	($'s in thousands)	Cost		Value
	March 31, 2014:
	Within one year	$	96	$	96
	Due after one year through five years		1,343		1,406
	Due after five years through ten years		8,518		8,645
	Due after ten years		27,326		27,696
			37,283		37,844
	Mortgage-backed securities & equity securities		55,404		55,461
	Totals	$	92,687	$	93,305
Summary of securities with unrealized losses	'
	($ in thousands)	Less than 12 Months					12 Months or Longer						Total
	31-Mar-14	Fair Value		Unrealized Losses			Fair Value			Unrealized Losses			Fair Value		Unrealized Losses
	Available-for-Sale Securities:
	U.S. Treasury and Government agencies	$	12,234	$	(150	)	$	-		$	-		$	12,234		$	(150	)
	Mortgage-backed securities		15,170		(214	)		5,345			(227	)		20,515			(441	)
	State and political subdivisions		3,957		(118	)		637			(30	)		4,594			(148	)
		$	31,361	$	(482	)	$	5,982		$	(257	)	$	37,343		$	(739	)
	($ in thousands)	Less than 12 Months					12 Months or Longer						Total
	31-Dec-13	Fair Value		Unrealized Losses			Fair Value			Unrealized Losses			Fair Value			Unrealized Losses
	Available-for-Sale Securities:
	U.S. Treasury and Government agencies	$	3,834	$	(125	)	$	-		$	-		$	3,834		$	(125	)
	Mortgage-backed securities	$	24,773	$	(410	)	$	2,333		$	(106	)	$	27,106		$	(516	)
	State and political subdivisions		4,868		(328	)		-			-			4,868			(328	)
		$	33,475	$	(863	)	$	2,333		$	(106	)	$	35,808		$	(969	)

Loans_and_Allowance_for_Loan_L1

Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2014
Loans and Allowance For Loan Losses [Abstract]	'
Summary of categories of loans	'
	($ in thousands)		Total Loans								Non-Accrual Loans
			Mar. 2014				Dec. 2013				Mar. 2014				Dec. 2013
	Commercial & Industrial		$	85,976			$	85,642				1,818				2,316
	Commercial RE & Construction			212,502				205,301				753				532
	Agricultural & Farmland			39,028				39,210				-				-
	Residential Real Estate			97,857				99,620				1,555				1,651
	Consumer & Other			46,836				47,804				280				345
	Total loans			482,199				477,577			$	4,406			$	4,844
	Less
	Net deferred loan fees, premiums and discounts			(275	)			(274	)
	Loans, net of unearned income		$	481,924			$	477,303
	Allowance for loan losses		$	(6,726	)		$	(6,964	)
Summary of allowance for loan losses and recorded investment in loans based on portfolio segment and impairment method	'
	For the Three Months Ended
	31-Mar-14		Commercial				Commercial RE				Agricultural				Residential				Consumer
	($'s in thousands)		& Industrial				& Construction				& Farmland				Real Estate				& Other				Total
	ALLOWANCE FOR LOAN AND LEASE LOSSES
	Beginning balance		$	2,175			$	2,708			$	159			$	1,067			$	855			$	6,964
	Charge Offs			(307	)			-				-				(15	)			(1	)		$	(323	)
	Recoveries			10				52				-				5				18				85
	Provision			24				(9	)			18				104				(137	)			-
	Ending Balance		$	1,902			$	2,751			$	177			$	1,161			$	735			$	6,726
	Loans Receivable at March 31, 2014
	Allowance:
	Ending balance:
	individually
	evaluated for
	impairment		$	662			$	17			$	-			$	236			$	55			$	970
	Ending balance:
	collectively
	evaluated for
	impairment		$	1,240			$	2,734			$	177			$	925			$	680			$	5,756
	Loans:
	Ending balance:
	individually
	evaluated for
	impairment		$	1,641			$	633			$	-			$	1,960			$	582			$	4,816
	Ending balance:
	collectively
	evaluated for
	impairment		$	84,060			$	211,869			$	39,028			$	95,897			$	46,254			$	477,108
	For the Twelve Months Ended
	31-Dec-13		Commercial				Commercial RE				Agricultural				Residential				Consumer
	($'s in thousands)		& Industrial				& Construction				& Farmland				Real Estate				& Other				Total
	ALLOWANCE FOR LOAN AND LEASE LOSSES
	Loans Receivable at December 31, 2013
	Allowance:
	Ending balance:
	individually
	evaluated for
	impairment		$	1,079			$	56			$	-			$	192			$	168			$	1,495
	Ending balance:
	collectively
	evaluated for
	impairment		$	1,096			$	2,652			$	159			$	875			$	687			$	5,469
	Loans:
	Ending balance:
	individually
	evaluated for
	impairment		$	2,116			$	649			$	-			$	1,985			$	590			$	5,340
	Ending balance:
	collectively
	evaluated for
	impairment		$	83,252			$	204,652			$	39,210			$	97,635			$	47,214			$	471,963
	For the Three Months Ended
	31-Mar-13		Commercial				Commercial RE				Agricultural				Residential				Consumer
	($'s in thousands)		& Industrial				& Construction				& Farmland				Real Estate				& Other				Total
	ALLOWANCE FOR LOAN AND LEASE LOSSES
	Beginning balance		$	1,561			$	3,034			$	186			$	1,088			$	942			$	6,811
	Charge Offs			-				(5	)			-				-				(131	)		$	(136	)
	Recoveries			3				13				1				-				1				18
	Provision			(84	)			224				(8	)			22				145				299
	Ending Balance		$	1,480			$	3,266			$	179			$	1,110			$	957			$	6,992
Summary of credit risk profile of the Company's loan portfolio based on rating category	'
	31-Mar-14				Commercial				Commercial RE				Agricultural				Residential				Consumer
	Loan Grade				& Industrial				& Construction				& Farmland				Real Estate				& Other				Total
	($ in thousands)
		2-Jan			$	1,287			$	76			$	74			$	-			$	-			$	1,437
		3				23,654				46,824				7,541				88,889				41,625				208,533
		4				56,424				152,471				31,413				6,105				4,856				251,269
	Total Pass					81,365				199,371				39,028				94,994				46,481				461,239
	Special Mention					2,465				7,824				-				1,047				8				11,344
	Substandard					50				4,554				-				261				67				4,932
	Doubtful					1,821				753				-				1,555				280				4,409
	Loss					-				-				-				-				-				-
	Total Loans				$	85,701			$	212,502			$	39,028			$	97,857			$	46,836			$	481,924
	31-Dec-13				Commercial				Commercial RE				Agricultural				Residential				Consumer
	Loan Grade				& Industrial				& Construction				& Farmland				Real Estate				& Other				Total
	($ in thousands)
		2-Jan			$	1,345			$	81			$	76			$	-			$	87			$	1,589
		3				22,328				44,095				6,543				90,606				43,250				206,822
		4				56,188				146,861				32,591				5,700				3,782				245,122
	Total Pass					79,861				191,037				39,210				96,306				47,119				453,533
	Special Mention					3,159				8,917				-				1,373				86				13,535
	Substandard					32				4,815				-				290				84				5,221
	Doubtful					2,316				532				-				1,651				515				5,014
	Loss					-				-				-				-				-				-
	Total Loans				$	85,368			$	205,301			$	39,210			$	99,620			$	47,804			$	477,303
Summary of loan portfolio aging analysis	'
			30-59 Days				60-89 Days				Greater Than				Total Past								Total Loans
	31-Mar-14		Past Due				Past Due				90 Days				Due				Current				Receivable
	($ in thousands)
	Commercial & Industrial		$	-			$	-			$	1,567			$	1,567			$	84,134			$	85,701
	Commercial RE & Construction			-				-				739				739				211,763				212,502
	Agricultural & Farmland			-				-				-				-				39,028				39,028
	Residential Real Estate			36				-				459				495				97,362				97,857
	Consumer & Other			69				18				90				177				46,659				46,836
	Total Loans		$	105			$	18			$	2,855			$	2,978			$	478,946			$	481,924
			30-59 Days				60-89 Days				Greater Than				Total Past								Total Loans
	31-Dec-13		Past Due				Past Due				90 Days				Due				Current				Receivable
	($ in thousands)
	Commercial & Industrial		$	-			$	-			$	1,890			$	1,890			$	83,478			$	85,368
	Commercial RE & Construction			424				364				168				956				204,345				205,301
	Agricultural & Farmland			-				-				-				-				39,210				39,210
	Residential Real Estate			-				14				453				467				99,153				99,620
	Consumer & Other			22				34				98				154				47,650				47,804
	Total Loans		$	446			$	412			$	2,609			$	3,467			$	473,836			$	477,303
Summary of Impaired loan activity	'
	Three Months Ended
	31-Mar-14		Recorded				Unpaid Principal				Related				Average Recorded				Interest Income
	($'s in thousands)		Investment				Balance				Allowance				Investment				Recognized
	With no related allowance recorded:
	Commercial & Industrial		$	316			$	316			$	-			$	316			$	-
	Commercial RE & Construction			447				500				-				500				-
	Agricultural & Farmland			-				-				-				-				-
	Residential Real Estate			612				655				-				749				13
	Consumer & Other			107				107				-				114				3
	All Impaired Loans < $100,000			1,148				1,148				-				1,148				-
	With a specific allowance recorded:
	Commercial & Industrial			1,325				1,625				662				1,681				-
	Commercial RE & Construction			186				186				17				187				3
	Agricultural & Farmland			-				-				-				-				-
	Residential Real Estate			1,348				1,359				236				1,458				13
	Consumer & Other			475				475				55				498				7
	Totals:
	Commercial & Industrial		$	1,641			$	1,941			$	662			$	1,997			$	-
	Commercial RE & Construction		$	633			$	686			$	17			$	687			$	3
	Agricultural & Farmland		$	-			$	-			$	-			$	-			$	-
	Residential Real Estate		$	1,960			$	2,014			$	236			$	2,207			$	26
	Consumer & Other		$	582			$	582			$	55			$	612			$	10
	All Impaired Loans < $100,000		$	1,148			$	1,148			$	-			$	1,148			$	-
	Twelve Months Ended
	31-Dec-13		Recorded				Unpaid Principal				Related
	($'s in thousands)		Investment				Balance				Allowance
	With no related allowance recorded:
	Commercial & Industrial		$	316			$	316			$	-
	Commercial RE & Construction			389				442				-
	Agricultural & Farmland			-				-				-
	Residential Real Estate			1,131				1,131				-
	Consumer & Other			252				252				-
	All Impaired Loans < $100,000			1,242				1,242				-
	With a specific allowance recorded:
	Commercial & Industrial			1,800				1,800				1,079
	Commercial RE & Construction			260				260				56
	Agricultural & Farmland			-				-				-
	Residential Real Estate			854				854				192
	Consumer & Other			338				338				168
	Totals:
	Commercial & Industrial		$	2,116			$	2,116			$	1,079
	Commercial RE & Construction		$	649			$	702			$	56
	Agricultural & Farmland		$	-			$	-			$	-
	Residential Real Estate		$	1,985			$	1,985			$	192
	Consumer & Other		$	590			$	590			$	168
	All Impaired Loans < $100,000		$	1,242			$	1,242			$	-
	Three Months Ended
	31-Mar-13		Average Recorded				Interest Income
	($'s in thousands)		Investment				Recognized
	With no related allowance recorded:
	Commercial & Industrial		$	24			$	-
	Commercial RE & Construction			202				-
	Agricultural & Farmland			-				-
	Residential Real Estate			1,164				13
	Consumer & Other			182				2
	All Impaired Loans < $100,000			1,172				-
	With a specific allowance recorded:
	Commercial & Industrial			1,097				-
	Commercial RE & Construction			197				2
	Agricultural & Farmland			-				-
	Residential Real Estate			1,622				16
	Consumer & Other			478				8
	Totals:
Commercial & Industrial		$	1,121			$	-
Commercial RE & Construction		$	399			$	2
Agricultural & Farmland		$	-			$	-
Residential Real Estate		$	2,786			$	29
Consumer & Other		$	660			$	10
All Impaired Loans < $100,000		$	1,172			$	-
Summary of newly restructured loans by type of modification	'
			31-Mar-13
	($ in thousands)		Number of Loans				Pre-Modification				Post Modification
							Recorded Balance				Recorded Balance
	Residential Real Estate			1			$	14			$	14
	Home Equity & Consumer			1				13				13
	Total Modifications			2			$	27			$	27
	($ in thousands)		Interest												Total
			Only				Term				Combination				Modification
	Residential Real Estate		$	-			$	-			$	14			$	14
	Home Equity & Consumer			-				-				13				13
	Total Modifications		$	-			$	-			$	27			$	27
Summary of troubled debt restructurings modified in the past 12 months that subsequently defaulted	'
	Troubled Debt Restructurings Modified in the Past 12 Months that have Subsequently Defaulted as of March 31, 2014
			Number of				Recorded
	($ in thousands)		Contracts				Balance
	Residential Real Estate			3			$	62
	Home Equity & Consumer			-				-
				3			$	62
	Troubled Debt Restructurings Modified in the Past 12 Months that have Subsequently Defaulted as of March 31, 2013
			Number of				Recorded
	($ in thousands)		Contracts				Balance
	Residential Real Estate			2			$	19
	Consumer & Other			-				-
				2			$	19

Derivative_Financial_Instrumen1

Derivative Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2014
Derivative Financial Instruments [Abstract]	'
Fair value of the Company's derivative financial instruments, as well as their classification on the balance sheet	'
	($ in thousands)	Asset Derivatives			Liability Derivatives
		31-Mar-14			31-Mar-14
		Balance Sheet	Fair		Balance Sheet	Fair
	Derivatives not designated as hedging instruments:	Location	Value		Location	Value
	Interest rate contracts	Other Assets	$	250	Other Liabilities	$	250
		Asset Derivatives			Liability Derivatives
		31-Dec-13			31-Dec-13
		Balance Sheet	Fair		Balance Sheet	Fair
	Derivatives not designated as hedging instruments:	Location	Value		Location	Value
	Interest rate contracts	Other Assets	$	257	Other Liabilities	$	257

Fair_Value_of_Assets_and_Liabi1

Fair Value of Assets and Liabilities (Tables)	3 Months Ended
	Mar. 31, 2014
Fair Value Of Assets and Liabilities [Abstract]	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'
	($'s in thousands)	Fair Values at				Fair Value Measurements Using:
	Description	3/31/14				Level 1			Level 2			Level 3
	Available-for-Sale Securities:
	U.S. Treasury and Government Agencies	$	19,065			$	-		$	19,065		$	-
	Mortgage-backed securities		55,438				-			55,438			-
	State and political subdivisions		18,779				-			18,779			-
	Equity securities		23				-			23			-
	Interest rate contracts - assets		250				-			250			-
	Interest rate contracts - liabilities		(250	)			-			(250	)		-
	($'s in thousands)	Fair Values at				Fair Value Measurements Using:
	Description	12/31/13				Level 1			Level 2			Level 3
	Available-for-Sale Securities:
	U.S. Treasury and Government Agencies	$	11,300			$	-		$	11,300		$	-
	Mortgage-backed securities		57,223				-			57,223			-
	State and political subdivisions		18,155				-			18,155			-
	Money Market Mutual Funds		3,092				3,092			-			-
	Equity securities		23				-			23			-
	Interest rate contracts - assets		257				-			257			-
	Interest rate contracts - liabilities		(257	)			-			(257	)		-
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'
	($'s in thousands)	Fair Values at				Fair Value Measurements Using:
	Description	3/31/14				Level 1			Level 2			Level 3
	Impaired loans	$	3,637			$	-		$	-		$	3,637
	Mortgage servicing rights		1,958				-			-			1,958
	($'s in thousands)	Fair Values at				Fair Value Measurements Using:
	Description	12/31/13				Level 1			Level 2			Level 3
	Impaired loans	$	3,540			$	-		$	-		$	3,540
	Mortgage servicing rights		2,029				-			-			2,029
	Foreclosed assets		45				-			-			45
Summary of quantitative information about unobservable inputs used in recurring and nonrecurring	'
		Fair Value at			Valuation			Range (Weighted
	($'s in thousands)	3/31/14			Technique		Unobservable Inputs	Average)
	Collateral-dependent impaired loans	$	3,637		Market comparable properties		Comparability adjustments (%)	Not available
	Mortgage servicing rights		1,958		Discounted cash flow		Discount Rate		9.88	%
							Constant prepayment rate		8.8	%
							P&I earnings credit		0.15	%
							T&I earnings credit		1.69	%
							Inflation for cost of servicing		1.5	%
		Fair Value at			Valuation			Range (Weighted
	($'s in thousands)	12/31/13			Technique		Unobservable Inputs	Average)
	Collateral-dependent impaired loans	$	3,540		Market comparable properties		Comparability adjustments (%)	Not available
	Mortgage servicing rights		2,029		Discounted cash flow		Discount Rate		10.25	%
							Constant prepayment rate		8.5	%
							P&I earnings credit		0.17	%
							T&I earnings credit		1.54	%
							Inflation for cost of servicing		1.5	%
	Foreclosed assets		45		Market comparable properties		Marketability discount		10	%
Summary of estimated fair values of company's financial instruments	'
	31-Mar-14	Carrying				Fair Value Measurements Using
	($'s in thousands)	Amount				(Level 1)			(Level 2)			(Level 3)
	Financial assets
	Cash and cash equivalents	$	14,860			$	14,860		$	-		$	-
	Loans held for sale		7,165				-			7,404			-
	Loans, net of allowance for loan losses		475,198				-			-			476,510
	Federal Reserve and FHLB Bank stock		3,748				-			3,748			-
	Mortgage Servicing Rights		5,228				-			-			6,232
	Accrued interest receivable		1,423				-			1,423			-
	Financial liabilities
	Deposits	$	532,719			$	84,265		$	450,974		$	-
	FHLB advances		14,000				-			13,945			-
	Repurchase agreements		16,905				-			16,905			-
	Trust preferred securities		20,620				-			17,250			-
	Accrued interest payable		425				-			425			-
	31-Dec-13	Carrying				Fair Value Measurements Using
	($'s in thousands)	Amount				(Level 1)			(Level 2)			(Level 3)
	Financial assets
	Cash and cash equivalents	$	13,137			$	13,137		$	-		$	-
	Loans held for sale		3,336				-			3,476			-
	Loans, net of allowance for loan losses		470,339				-			-			469,505
	Federal Reserve and FHLB Bank stock		3,748				-			3,748			-
	Mortgage Servicing Rights		5,180				-			-			6,237
	Accrued interest receivable		1,281				-			1,281			-
	Financial liabilities
	Deposits	$	518,234			$	-		$	439,273		$	-
	Notes payable		589				-			600			-
	FHLB advances		16,000				-			15,955			-
	Repurchase agreements		14,696				-			14,696			-
	Trust preferred securities		20,620				-			15,566			-
	Accrued interest payable		639				-			639			-

Earnings_Per_Share_Details

Earnings Per Share (Details)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Summary of average number of shares used in the computation of basic and diluted earnings per share	'	'
Basic earnings per share	4,871	4,863
Diluted earnings per share	4,894	4,870

Earnings_Per_Share_Details_Tex

Earnings Per Share (Details Textual)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Earnings Per Share (Textual)	'	'
Common shares excluded from computation of diluted EPS	66,570	66,570

Securities_Details

Securities (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Summary of amortized cost and approximate fair values of securities	'	'
Amortized Cost	$92,687	$89,679
Gross Unrealized Gains	1,357	1,083
Gross Unrealized Losses	-739	-969
Securities available for sale, at fair value	93,305	89,793
U.S. Treasury and Government Agencies [Member]	'	'
Summary of amortized cost and approximate fair values of securities	'	'
Amortized Cost	19,095	11,305
Gross Unrealized Gains	120	120
Gross Unrealized Losses	-150	-125
Securities available for sale, at fair value	19,065	11,300
Mortgage-backed securities [Member]	'	'
Summary of amortized cost and approximate fair values of securities	'	'
Amortized Cost	55,381	57,322
Gross Unrealized Gains	498	417
Gross Unrealized Losses	-441	-516
Securities available for sale, at fair value	55,438	57,223
State and political subdivisions [Member]	'	'
Summary of amortized cost and approximate fair values of securities	'	'
Amortized Cost	18,188	17,937
Gross Unrealized Gains	739	546
Gross Unrealized Losses	-148	-328
Securities available for sale, at fair value	18,779	18,155
Money Market Mutual Funds [Member]	'	'
Summary of amortized cost and approximate fair values of securities	'	'
Amortized Cost	'	3,092
Gross Unrealized Gains	'	'
Gross Unrealized Losses	'	'
Securities available for sale, at fair value	'	3,092
Equity securities [Member]	'	'
Summary of amortized cost and approximate fair values of securities	'	'
Amortized Cost	23	23
Gross Unrealized Gains	'	'
Gross Unrealized Losses	'	'
Securities available for sale, at fair value	$23	$23

Securities_Details_1

Securities (Details 1) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Summary of amortized cost and fair value of securities available for sale by contractual maturity	'	'
Available for Sale Amortized Cost, Within one year	$96	'
Available for Sale Amortized Cost, Due after one year through five years	1,343	'
Available for Sale Amortized Cost, Due after five years through ten years	8,518	'
Available for Sale Amortized Cost, Due after ten years	27,326	'
Available for Sale Amortized Cost	37,283	'
Amortized Cost Mortgage-backed securities and equity securities	55,404	'
Available for Sale, Amortized Cost, Total	92,687	89,679
Available for Sale Fair Value, Within one year	96	'
Available for Sale Fair Value, Due after one year through five years	1,406	'
Available for Sale Fair value, Due after five years through ten years	8,645	'
Available for Sale Fair Value, Due after ten years	27,696	'
Available for Sale Fair Value	37,844	'
Fair Value Mortgage-backed securities and equity securities	55,461	'
Total Fair Value	$93,305	$89,793

Securities_Details_2

Securities (Details 2) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Schedule of securities with unrealized losses	'	'
Less than 12 Months, Fair Value	$31,361	$33,475
Less than 12 Months, Unrealized Losses	-482	-863
12 Months or Longer, Fair Value	5,982	2,333
12 Months or Longer, Unrealized Losses	-257	-106
Total fair value	37,343	35,808
Total Unrealized Losses	-739	-969
U.S. Treasury and Government Agencies [Member]	'	'
Schedule of securities with unrealized losses	'	'
Less than 12 Months, Fair Value	12,234	3,834
Less than 12 Months, Unrealized Losses	-150	-125
12 Months or Longer, Fair Value	'	'
12 Months or Longer, Unrealized Losses	'	'
Total fair value	12,234	3,834
Total Unrealized Losses	-150	-125
Mortgage-backed securities [Member]	'	'
Schedule of securities with unrealized losses	'	'
Less than 12 Months, Fair Value	15,170	24,773
Less than 12 Months, Unrealized Losses	-214	-410
12 Months or Longer, Fair Value	5,345	2,333
12 Months or Longer, Unrealized Losses	-227	-106
Total fair value	20,515	27,106
Total Unrealized Losses	-441	-516
State and political subdivisions [Member]	'	'
Schedule of securities with unrealized losses	'	'
Less than 12 Months, Fair Value	3,957	4,868
Less than 12 Months, Unrealized Losses	-118	-328
12 Months or Longer, Fair Value	637	'
12 Months or Longer, Unrealized Losses	-30	'
Total fair value	4,594	4,868
Total Unrealized Losses	($148)	($328)

Securities_Details_Textual

Securities (Details Textual) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Securities (Textual)	'	'	'
Fair value of securities pledged as collateral, to secure public deposits and for other purposes	$76,600,000	'	$42,300,000
Fair value of securities delivered for repurchase agreements	21,400,000	'	17,500,000
Available-for-sale Securities, Gross Realized Gains	0	20,000	20,000
Gain on sale reclassification from accumulated other comprehensive income included in gain on sale of securities	'	20,000	'
Tax expense for net security gains	'	10,000	'
Total fair value	37,343,000	'	35,808,000
Fair value as a percentage of available-for-sale investment portfolio	40.00%	'	39.90%
Percentage of investment portfolio have an unrealized loss	38.00%	'	'
Gross Unrealized Losses	($739,000)	'	($969,000)

Loans_and_Allowance_for_Loan_L2

Loans and Allowance for Loan Losses (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Summary of categories of loans	'	'
Total loans	$482,199	$477,577
Non-Accrual Loans	4,406	4,844
Less: Net deferred loan fees, premiums and discounts	-275	-274
Loans, net of unearned income	481,924	477,303
Allowance for loan losses	-6,726	-6,964
Commercial & Industrial [Member]	'	'
Summary of categories of loans	'	'
Total loans	85,976	85,642
Non-Accrual Loans	1,818	2,316
Commercial RE & Construction [Member]	'	'
Summary of categories of loans	'	'
Total loans	212,502	205,301
Non-Accrual Loans	753	532
Agricultural & Farmland [Member]	'	'
Summary of categories of loans	'	'
Total loans	39,028	39,210
Non-Accrual Loans	'	'
Residential Real Estate [Member]	'	'
Summary of categories of loans	'	'
Total loans	97,857	99,620
Non-Accrual Loans	1,555	1,651
Consumer & Other [Member]	'	'
Summary of categories of loans	'	'
Total loans	46,836	47,804
Non-Accrual Loans	$280	$345

Loans_and_Allowance_for_Loan_L3

Loans and Allowance for Loan Losses (Details 1) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Summary of balance of the allowance for loan losses and the recorded investment in loans	'	'	'
Beginning balance	$6,964	$6,811	'
Charge Offs	-323	-136	'
Recoveries	85	18	'
Provision	'	299	'
Ending Balance	6,726	6,992	'
Ending balance individually evaluated for impairment	970	'	1,495
Ending balance collectively evaluated for impairment	5,756	'	5,469
Loans, Ending balance individually evaluated for impairment	4,816	'	5,340
Loans, Ending balance collectively evaluated for impairment	477,108	'	471,963
Commercial & Industrial [Member]	'	'	'
Summary of balance of the allowance for loan losses and the recorded investment in loans	'	'	'
Beginning balance	2,175	1,561	'
Charge Offs	-307	'	'
Recoveries	10	3	'
Provision	24	-84	'
Ending Balance	1,902	1,480	'
Ending balance individually evaluated for impairment	662	'	1,079
Ending balance collectively evaluated for impairment	1,240	'	1,096
Loans, Ending balance individually evaluated for impairment	1,641	'	2,116
Loans, Ending balance collectively evaluated for impairment	84,060	'	83,252
Commercial RE & Construction [Member]	'	'	'
Summary of balance of the allowance for loan losses and the recorded investment in loans	'	'	'
Beginning balance	2,708	3,034	'
Charge Offs	'	-5	'
Recoveries	52	13	'
Provision	-9	224	'
Ending Balance	2,751	3,266	'
Ending balance individually evaluated for impairment	17	'	56
Ending balance collectively evaluated for impairment	2,734	'	2,652
Loans, Ending balance individually evaluated for impairment	633	'	649
Loans, Ending balance collectively evaluated for impairment	211,869	'	204,652
Agricultural & Farmland [Member]	'	'	'
Summary of balance of the allowance for loan losses and the recorded investment in loans	'	'	'
Beginning balance	159	186	'
Charge Offs	'	'	'
Recoveries	'	1	'
Provision	18	-8	'
Ending Balance	177	179	'
Ending balance individually evaluated for impairment	'	'	'
Ending balance collectively evaluated for impairment	177	'	159
Loans, Ending balance individually evaluated for impairment	'	'	'
Loans, Ending balance collectively evaluated for impairment	39,028	'	39,210
Residential Real Estate [Member]	'	'	'
Summary of balance of the allowance for loan losses and the recorded investment in loans	'	'	'
Beginning balance	1,067	1,088	'
Charge Offs	-15	'	'
Recoveries	5	'	'
Provision	104	22	'
Ending Balance	1,161	1,110	'
Ending balance individually evaluated for impairment	236	'	192
Ending balance collectively evaluated for impairment	925	'	875
Loans, Ending balance individually evaluated for impairment	1,960	'	1,985
Loans, Ending balance collectively evaluated for impairment	95,897	'	97,635
Consumer & Other [Member]	'	'	'
Summary of balance of the allowance for loan losses and the recorded investment in loans	'	'	'
Beginning balance	855	942	'
Charge Offs	-1	-131	'
Recoveries	18	1	'
Provision	-137	145	'
Ending Balance	735	957	'
Ending balance individually evaluated for impairment	55	'	168
Ending balance collectively evaluated for impairment	680	'	687
Loans, Ending balance individually evaluated for impairment	582	'	590
Loans, Ending balance collectively evaluated for impairment	$46,254	'	$47,214

Loans_and_Allowance_for_Loan_L4

Loans and Allowance for Loan Losses (Details 2) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	$482,199	$477,577
Loan Grade 1-2 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	1,437	1,589
Loan Grade 3 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	208,533	206,822
Loan Grade 4 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	251,269	245,122
Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	461,239	453,533
Special Mention [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	11,344	13,535
Substandard [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	4,932	5,221
Doubtful [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	4,409	5,014
Loss [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Commercial & Industrial [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	85,701	85,368
Commercial & Industrial [Member] | Loan Grade 1-2 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	1,287	1,345
Commercial & Industrial [Member] | Loan Grade 3 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	23,654	22,328
Commercial & Industrial [Member] | Loan Grade 4 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	56,424	56,188
Commercial & Industrial [Member] | Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	81,365	79,861
Commercial & Industrial [Member] | Special Mention [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	2,465	3,159
Commercial & Industrial [Member] | Substandard [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	50	32
Commercial & Industrial [Member] | Doubtful [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	1,821	2,316
Commercial & Industrial [Member] | Loss [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Commercial RE & Construction [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	212,502	205,301
Commercial RE & Construction [Member] | Loan Grade 1-2 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	76	81
Commercial RE & Construction [Member] | Loan Grade 3 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	46,824	44,095
Commercial RE & Construction [Member] | Loan Grade 4 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	152,471	146,861
Commercial RE & Construction [Member] | Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	199,371	191,037
Commercial RE & Construction [Member] | Special Mention [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	7,824	8,917
Commercial RE & Construction [Member] | Substandard [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	4,554	4,815
Commercial RE & Construction [Member] | Doubtful [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	753	532
Commercial RE & Construction [Member] | Loss [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Agricultural & Farmland [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	39,028	39,210
Agricultural & Farmland [Member] | Loan Grade 1-2 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	74	76
Agricultural & Farmland [Member] | Loan Grade 3 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	7,541	6,543
Agricultural & Farmland [Member] | Loan Grade 4 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	31,413	32,591
Agricultural & Farmland [Member] | Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	39,028	39,210
Agricultural & Farmland [Member] | Special Mention [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Agricultural & Farmland [Member] | Substandard [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Agricultural & Farmland [Member] | Doubtful [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Agricultural & Farmland [Member] | Loss [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Residential Real Estate [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	97,857	99,620
Residential Real Estate [Member] | Loan Grade 1-2 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Residential Real Estate [Member] | Loan Grade 3 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	88,889	90,606
Residential Real Estate [Member] | Loan Grade 4 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	6,105	5,700
Residential Real Estate [Member] | Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	94,994	96,306
Residential Real Estate [Member] | Special Mention [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	1,047	1,373
Residential Real Estate [Member] | Substandard [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	261	290
Residential Real Estate [Member] | Doubtful [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	1,555	1,651
Residential Real Estate [Member] | Loss [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Consumer & Other [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	46,836	47,804
Consumer & Other [Member] | Loan Grade 1-2 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	87
Consumer & Other [Member] | Loan Grade 3 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	41,625	43,250
Consumer & Other [Member] | Loan Grade 4 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	4,856	3,782
Consumer & Other [Member] | Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	46,481	47,119
Consumer & Other [Member] | Special Mention [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	8	86
Consumer & Other [Member] | Substandard [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	67	84
Consumer & Other [Member] | Doubtful [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	280	515
Consumer & Other [Member] | Loss [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'

Loans_and_Allowance_for_Loan_L5

Loans and Allowance for Loan Losses (Details 3) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Summary of loan portfolio aging analysis	'	'
30-59 Days Past Due	$105	$446
60-89 Days Past Due	18	412
Greater Than 90 Days	2,855	2,609
Total Past Due	2,978	3,467
Current	478,946	473,836
Total Loans Receivable	482,199	477,577
Commercial & Industrial [Member]	'	'
Summary of loan portfolio aging analysis	'	'
30-59 Days Past Due	'	'
60-89 Days Past Due	'	'
Greater Than 90 Days	1,567	1,890
Total Past Due	1,567	1,890
Current	84,134	83,478
Total Loans Receivable	85,701	85,368
Commercial RE & Construction [Member]	'	'
Summary of loan portfolio aging analysis	'	'
30-59 Days Past Due	'	424
60-89 Days Past Due	'	364
Greater Than 90 Days	739	168
Total Past Due	739	956
Current	211,763	204,345
Total Loans Receivable	212,502	205,301
Agricultural & Farmland [Member]	'	'
Summary of loan portfolio aging analysis	'	'
30-59 Days Past Due	'	'
60-89 Days Past Due	'	'
Greater Than 90 Days	'	'
Total Past Due	'	'
Current	39,028	39,210
Total Loans Receivable	39,028	39,210
Residential Real Estate [Member]	'	'
Summary of loan portfolio aging analysis	'	'
30-59 Days Past Due	36	'
60-89 Days Past Due	'	14
Greater Than 90 Days	459	453
Total Past Due	495	467
Current	97,362	99,153
Total Loans Receivable	97,857	99,620
Consumer & Other [Member]	'	'
Summary of loan portfolio aging analysis	'	'
30-59 Days Past Due	69	22
60-89 Days Past Due	18	34
Greater Than 90 Days	90	98
Total Past Due	177	154
Current	46,659	47,650
Total Loans Receivable	$46,836	$47,804

Loans_and_Allowance_for_Loan_L6

Loans and Allowance for Loan Losses (Details 4) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Commercial & Industrial [Member]	'	'	'
Summary of Impaired loan activity	'	'	'
With no related allowance recorded, Recorded Investment	$316	'	$316
With no related allowance recorded, Unpaid Principal Balance	316	'	316
With no related allowance recorded, Average Recorded Investment	316	24	'
With no related allowance recorded, Interest Income Recognized	'	'	'
With a specific allowance recorded, Recorded Investment	1,325	'	1,800
With a specific allowance recorded, Unpaid Principal Balance	1,625	'	1,800
With a specific allowance recorded, Related Allowance	662	'	1,079
With a specific allowance recorded, Average Recorded Investment	1,681	1,097	'
With a specific allowance recorded, Interest Income Recognized	'	'	'
Total Recorded Investment	1,641	'	2,116
Total Unpaid Principal Balance	1,941	'	2,116
Total Related Allowance	662	'	1,079
Total Average Recorded Investment	1,997	1,121	2,115
Total Interest Income Recognized	'	'	57
Commercial RE & Construction [Member]	'	'	'
Summary of Impaired loan activity	'	'	'
With no related allowance recorded, Recorded Investment	447	'	389
With no related allowance recorded, Unpaid Principal Balance	500	'	442
With no related allowance recorded, Average Recorded Investment	500	202	'
With no related allowance recorded, Interest Income Recognized	'	'	'
With a specific allowance recorded, Recorded Investment	186	'	260
With a specific allowance recorded, Unpaid Principal Balance	186	'	260
With a specific allowance recorded, Related Allowance	17	'	56
With a specific allowance recorded, Average Recorded Investment	187	197	'
With a specific allowance recorded, Interest Income Recognized	3	2	'
Total Recorded Investment	633	'	649
Total Unpaid Principal Balance	686	'	702
Total Related Allowance	17	'	56
Total Average Recorded Investment	687	399	897
Total Interest Income Recognized	3	2	30
Agricultural & Farmland [Member]	'	'	'
Summary of Impaired loan activity	'	'	'
With no related allowance recorded, Recorded Investment	'	'	'
With no related allowance recorded, Unpaid Principal Balance	'	'	'
With no related allowance recorded, Average Recorded Investment	'	'	'
With no related allowance recorded, Interest Income Recognized	'	'	'
With a specific allowance recorded, Recorded Investment	'	'	'
With a specific allowance recorded, Unpaid Principal Balance	'	'	'
With a specific allowance recorded, Related Allowance	'	'	'
With a specific allowance recorded, Average Recorded Investment	'	'	'
With a specific allowance recorded, Interest Income Recognized	'	'	'
Total Recorded Investment	'	'	'
Total Unpaid Principal Balance	'	'	'
Total Related Allowance	'	'	'
Total Average Recorded Investment	'	'	'
Total Interest Income Recognized	'	'	'
Residential Real Estate [Member]	'	'	'
Summary of Impaired loan activity	'	'	'
With no related allowance recorded, Recorded Investment	612	'	1,131
With no related allowance recorded, Unpaid Principal Balance	655	'	1,131
With no related allowance recorded, Average Recorded Investment	749	1,164	'
With no related allowance recorded, Interest Income Recognized	13	13	'
With a specific allowance recorded, Recorded Investment	1,348	'	854
With a specific allowance recorded, Unpaid Principal Balance	1,359	'	854
With a specific allowance recorded, Related Allowance	236	'	192
With a specific allowance recorded, Average Recorded Investment	1,458	1,622	'
With a specific allowance recorded, Interest Income Recognized	13	16	'
Total Recorded Investment	1,960	'	1,985
Total Unpaid Principal Balance	2,014	'	1,985
Total Related Allowance	236	'	192
Total Average Recorded Investment	2,207	2,786	2,236
Total Interest Income Recognized	26	29	106
Consumer & Other [Member]	'	'	'
Summary of Impaired loan activity	'	'	'
With no related allowance recorded, Recorded Investment	107	'	252
With no related allowance recorded, Unpaid Principal Balance	107	'	252
With no related allowance recorded, Average Recorded Investment	114	182	'
With no related allowance recorded, Interest Income Recognized	3	2	'
With a specific allowance recorded, Recorded Investment	475	'	338
With a specific allowance recorded, Unpaid Principal Balance	475	'	338
With a specific allowance recorded, Related Allowance	55	'	168
With a specific allowance recorded, Average Recorded Investment	498	478	'
With a specific allowance recorded, Interest Income Recognized	7	8	'
Total Recorded Investment	582	'	590
Total Unpaid Principal Balance	582	'	590
Total Related Allowance	55	'	168
Total Average Recorded Investment	612	660	639
Total Interest Income Recognized	10	10	39
All Impaired Loans less than $100,000 [Member]	'	'	'
Summary of Impaired loan activity	'	'	'
With no related allowance recorded, Recorded Investment	1,148	'	1,242
With no related allowance recorded, Unpaid Principal Balance	1,148	'	1,242
With no related allowance recorded, Average Recorded Investment	1,148	1,172	'
With no related allowance recorded, Interest Income Recognized	'	'	'
Total Recorded Investment	1,148	'	1,242
Total Unpaid Principal Balance	1,148	'	1,242
Total Related Allowance	'	'	'
Total Average Recorded Investment	1,148	1,172	1,242
Total Interest Income Recognized	'	'	'

Loans_and_Allowance_for_Loan_L7

Loans and Allowance for Loan Losses (Details 5) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
	Loan	Loan
Summary of newly restructured loans by type of modification	'	'
Number of Loans	'	2
Pre-Modification Recorded Balance	'	$27
Post-Modification Recorded Balance	'	27
Interest Only	'	'
Term	'	'
Combination	'	27
Total Modification	'	27
Residential Real Estate [Member]	'	'
Summary of newly restructured loans by type of modification	'	'
Number of Loans	'	1
Pre-Modification Recorded Balance	'	14
Post-Modification Recorded Balance	'	14
Interest Only	'	'
Term	'	'
Combination	'	14
Total Modification	'	14
Home Equity & Consumer [Member]	'	'
Summary of newly restructured loans by type of modification	'	'
Number of Loans	'	1
Pre-Modification Recorded Balance	'	13
Post-Modification Recorded Balance	'	13
Interest Only	'	'
Term	'	'
Combination	'	13
Total Modification	'	$13

Loans_and_Allowance_for_Loan_L8

Loans and Allowance for Loan Losses (Details 6) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
	Contract	Contract
Summary of troubled debt restructurings modified in the past 12 months that subsequently defaulted	'	'
Number of Contracts	3	2
Recorded Balance	$62	$19
Residential Real Estate [Member]	'	'
Summary of troubled debt restructurings modified in the past 12 months that subsequently defaulted	'	'
Number of Contracts	3	2
Recorded Balance	62	19
Home Equity & Consumer [Member]	'	'
Summary of troubled debt restructurings modified in the past 12 months that subsequently defaulted	'	'
Number of Contracts	'	'
Recorded Balance	'	'
Consumer & Other [Member]	'	'
Summary of troubled debt restructurings modified in the past 12 months that subsequently defaulted	'	'
Number of Contracts	'	'
Recorded Balance	'	'

Loans_and_Allowance_for_Loan_L9

Loans and Allowance for Loan Losses (Details Textual) (USD $)	Mar. 31, 2014	Mar. 31, 2013
Loans and Allowance for Loan Losses (Textual)	'	'
Principal amount outstanding of loans held-in-portfolio	$100,000	'
Troubled debt restructuring loan loss allowances	$0	$10

Derivative_Financial_Instrumen2

Derivative Financial Instruments (Details) (Derivatives not designated as hedging instruments [Member], Interest rate contracts [Member], USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Other Assets [Member]	'	'
Fair value of the Company's derivative financial instruments, as well as their classification on the balance sheet	'	'
Asset Derivatives	$250	$257
Other Liabilities [Member]	'	'
Fair value of the Company's derivative financial instruments, as well as their classification on the balance sheet	'	'
Liability Derivatives	$250	$257

Derivative_Financial_Instrumen3

Derivative Financial Instruments (Details Textual) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Millions, unless otherwise specified
Derivative Financial Instruments (Textual)	'	'
Notional amount of customer-facing swaps	$13.30	$13.50
Cash as collateral	$0.30	$0.20

Fair_Value_of_Assets_and_Liabi2

Fair Value of Assets and Liabilities (Details) (Available-For-Sale Securities [Member], USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
U.S. Treasury and Government Agencies [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	$19,065	$11,300
Mortgage-backed securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	55,438	57,223
State and political subdivisions [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	18,779	18,155
Money Market Mutual Funds [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	3,092
Equity securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	23	23
Interest Rate Contracts Assets [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	250	257
Interest Rate Contracts Liabilities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	-250	-257
Level 1 [Member] | U.S. Treasury and Government Agencies [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 1 [Member] | Mortgage-backed securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 1 [Member] | State and political subdivisions [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 1 [Member] | Money Market Mutual Funds [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	3,092
Level 1 [Member] | Equity securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 1 [Member] | Interest Rate Contracts Assets [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 1 [Member] | Interest Rate Contracts Liabilities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 2 [Member] | U.S. Treasury and Government Agencies [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	19,065	11,300
Level 2 [Member] | Mortgage-backed securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	55,438	57,223
Level 2 [Member] | State and political subdivisions [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	18,779	18,155
Level 2 [Member] | Money Market Mutual Funds [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 2 [Member] | Equity securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	23	23
Level 2 [Member] | Interest Rate Contracts Assets [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	250	257
Level 2 [Member] | Interest Rate Contracts Liabilities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	-250	-257
Level 3 [Member] | U.S. Treasury and Government Agencies [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 3 [Member] | Mortgage-backed securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 3 [Member] | State and political subdivisions [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 3 [Member] | Money Market Mutual Funds [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 3 [Member] | Equity securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 3 [Member] | Interest Rate Contracts Assets [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 3 [Member] | Interest Rate Contracts Liabilities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'

Fair_Value_of_Assets_and_Liabi3

Fair Value of Assets and Liabilities (Details 1) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Impaired loans [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	$3,637	$3,540
Impaired loans [Member] | Level 1 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	'
Impaired loans [Member] | Level 2 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	'
Impaired loans [Member] | Level 3 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	3,637	3,540
Mortgage Servicing Rights [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	1,958	2,029
Mortgage Servicing Rights [Member] | Level 1 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	'
Mortgage Servicing Rights [Member] | Level 2 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	'
Mortgage Servicing Rights [Member] | Level 3 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	1,958	2,029
Foreclosed Assets [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	45
Foreclosed Assets [Member] | Level 1 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	'
Foreclosed Assets [Member] | Level 2 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	'
Foreclosed Assets [Member] | Level 3 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	$45

Fair_Value_of_Assets_and_Liabi4

Fair Value of Assets and Liabilities (Details 2) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Collateral-dependent impaired loans [Member] | Comparability adjustments (%) [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	$3,637	$3,540
Fair Value Measurements, Valuation Technique	'Market comparable properties	'Market comparable properties
Fair Value Measurements, Unobservable Inputs	'Comparability adjustments (%)	'Comparability adjustments (%)
Mortgage servicing rights [Member] | Discount Rate [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	1,958	2,029
Fair Value Measurements, Valuation Technique	'Discounted cash flow	'Discounted cash flow
Fair Value Measurements, Unobservable Inputs	'Discount Rate	'Discount Rate
Fair Value Measurements, Range (Weighted Average)	9.88%	10.25%
Mortgage servicing rights [Member] | Constant prepayment rate [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value Measurements, Unobservable Inputs	'Constant prepayment rate	'Constant prepayment rate
Fair Value Measurements, Range (Weighted Average)	8.80%	8.50%
Mortgage servicing rights [Member] | P&I earnings credit [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value Measurements, Unobservable Inputs	'P&I earnings credit	'P&I earnings credit
Fair Value Measurements, Range (Weighted Average)	0.15%	0.17%
Mortgage servicing rights [Member] | T&I earnings credit [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value Measurements, Unobservable Inputs	'T&I earnings credit	'T&I earnings credit
Fair Value Measurements, Range (Weighted Average)	1.69%	1.54%
Mortgage servicing rights [Member] | Inflation for cost of servicing [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value Measurements, Unobservable Inputs	'Inflation for cost of servicing	'Inflation for cost of servicing
Fair Value Measurements, Range (Weighted Average)	1.50%	1.50%
Foreclosed assets [Member] | Marketability discount [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	'	$45
Fair Value Measurements, Valuation Technique	'	'Market comparable properties
Fair Value Measurements, Unobservable Inputs	'	'Marketability discount
Fair Value Measurements, Range (Weighted Average)	'	10.00%

Fair_Value_of_Assets_and_Liabi5

Fair Value of Assets and Liabilities (Details 3) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financial assets	'	'	'	'
Cash and cash equivalents, Carrying Amount	$14,860	$13,137	$28,031	$19,144
Loans held for sale, Carrying Amount	7,165	3,366	'	'
Loans, net of allowance for loan losses, Carrying Amount	475,198	470,339	'	'
Federal Reserve and FHLB Bank stock, Carrying Amount	3,748	3,748	'	'
Mortgage Servicing Rights, Carrying Amount	5,228	5,180	'	'
Accrued interest receivable, Carrying Amount	1,423	1,281	'	'
Financial liabilities	'	'	'	'
Deposits, Carrying Amount	532,719	518,234	'	'
Repurchase agreements, Carrying Amount	16,905	14,696	'	'
Notes payable, Carrying Amount	'	589	'	'
FHLB advances, Carrying Amount	14,000	16,000	'	'
Trust preferred securities, Carrying Amount	20,620	20,620	'	'
Accrued interest payable, Carrying Amount	425	639	'	'
Level 1 [Member]	'	'	'	'
Financial assets	'	'	'	'
Cash and cash equivalents, Carrying Amount	14,860	13,137	'	'
Loans held for sale, Carrying Amount	'	'	'	'
Loans, net of allowance for loan losses, Carrying Amount	'	'	'	'
Federal Reserve and FHLB Bank stock, Carrying Amount	'	'	'	'
Mortgage Servicing Rights, Carrying Amount	'	'	'	'
Accrued interest receivable, Carrying Amount	'	'	'	'
Financial liabilities	'	'	'	'
Deposits, Carrying Amount	84,265	'	'	'
Repurchase agreements, Carrying Amount	'	'	'	'
Notes payable, Carrying Amount	'	'	'	'
FHLB advances, Carrying Amount	'	'	'	'
Trust preferred securities, Carrying Amount	'	'	'	'
Accrued interest payable, Carrying Amount	'	'	'	'
Level 2 [Member]	'	'	'	'
Financial assets	'	'	'	'
Cash and cash equivalents, Carrying Amount	'	'	'	'
Loans held for sale, Carrying Amount	7,404	3,476	'	'
Loans, net of allowance for loan losses, Carrying Amount	'	'	'	'
Federal Reserve and FHLB Bank stock, Carrying Amount	3,748	3,748	'	'
Mortgage Servicing Rights, Carrying Amount	'	'	'	'
Accrued interest receivable, Carrying Amount	1,423	1,281	'	'
Financial liabilities	'	'	'	'
Deposits, Carrying Amount	450,974	439,273	'	'
Repurchase agreements, Carrying Amount	16,905	14,696	'	'
Notes payable, Carrying Amount	'	600	'	'
FHLB advances, Carrying Amount	13,945	15,955	'	'
Trust preferred securities, Carrying Amount	17,250	15,566	'	'
Accrued interest payable, Carrying Amount	425	639	'	'
Level 3 [Member]	'	'	'	'
Financial assets	'	'	'	'
Cash and cash equivalents, Carrying Amount	'	'	'	'
Loans held for sale, Carrying Amount	'	'	'	'
Loans, net of allowance for loan losses, Carrying Amount	476,510	469,505	'	'
Federal Reserve and FHLB Bank stock, Carrying Amount	'	'	'	'
Mortgage Servicing Rights, Carrying Amount	6,232	6,237	'	'
Accrued interest receivable, Carrying Amount	'	'	'	'
Financial liabilities	'	'	'	'
Deposits, Carrying Amount	'	'	'	'
Repurchase agreements, Carrying Amount	'	'	'	'
Notes payable, Carrying Amount	'	'	'	'
FHLB advances, Carrying Amount	'	'	'	'
Trust preferred securities, Carrying Amount	'	'	'	'
Accrued interest payable, Carrying Amount	'	'	'	'