SB Financial (SBFG) 10-Q 13 Aug 14 2014 Q2 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	6 Months Ended
	Jun. 30, 2014	Aug. 13, 2014
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'SB FINANCIAL GROUP, INC.	'
Entity Central Index Key	'0000767405	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--12-31	'
Document Type	'10-Q	'
Document Period End Date	30-Jun-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q2	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	4,875,131

Condensed_Consolidated_Balance

Condensed Consolidated Balance Sheets (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$13,778	$13,137
Securities available for sale, at fair value	85,586	89,793
Loans held for sale	8,290	3,366
Loans, net of unearned income	506,127	477,303
Allowance for loan losses	-6,568	-6,964
Net loans	499,559	470,339
Premises and equipment, net	13,281	12,607
Other securities - FRB and FHLB Stock	3,748	3,748
Cash surrender value of life insurance	13,059	12,906
Goodwill	16,353	16,353
Core deposits and other intangibles	393	655
Foreclosed assets held for sale, net	516	651
Mortgage servicing rights	5,375	5,180
Accrued interest receivable	1,456	1,281
Other assets	1,106	1,738
Total assets	662,500	631,754
Deposits	'	'
Non interest bearing demand	87,706	81,570
Interest bearing demand	116,765	119,551
Savings	63,199	61,652
Money market	80,288	79,902
Time deposits	176,109	175,559
Total deposits	524,067	518,234
Notes payable	'	589
Advances from Federal Home Loan Bank	37,000	16,000
Repurchase agreements	17,246	14,696
Trust preferred securities	20,620	20,620
Accrued interest payable	655	639
Other liabilities	3,902	4,707
Total liabilities	603,490	575,485
Commitments and contingent liabilities	'	'
Equity	'	'
Preferred stock	'	'
Common stock	12,569	12,569
Additional paid-in capital	15,403	15,412
Retained earnings	31,757	29,899
Accumulated other comprehensive income	908	74
Treasury stock	-1,627	-1,685
Total equity	59,010	56,269
Total liabilities and equity	$662,500	$631,754

Condensed_Consolidated_Stateme

Condensed Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Loans	'	'	'	'
Taxable	$5,654	$5,874	$10,895	$11,757
Nontaxable	13	16	29	40
Securities	'	'	'	'
Taxable	310	296	619	626
Nontaxable	179	174	354	344
Total interest income	6,156	6,360	11,897	12,767
Interest expense	'	'	'	'
Deposits	503	573	1,001	1,179
Repurchase Agreements & Other	4	15	15	31
Federal Home Loan Bank advances	71	84	145	174
Trust preferred securities	330	338	663	741
Total interest expense	908	1,010	1,824	2,125
Net interest income	5,248	5,350	10,073	10,642
Provision for loan losses	150	200	150	499
Net interest income after provision for loan losses	5,098	5,150	9,923	10,143
Noninterest income	'	'	'	'
Wealth Management Fees	649	652	1,281	1,295
Customer service fees	665	639	1,275	1,255
Gain on sale of mtg. loans & OMSR's	1,211	1,450	1,783	2,934
Mortgage loan servicing fees, net	156	418	401	597
Gain on sale of non-mortgage loans	84	82	107	238
Data service fees	322	458	628	872
Net gain on sales of securities	56	'	56	20
Gain/(loss) on sale/disposal of assets	-15	-129	-49	-234
Other income	167	250	372	410
Total non-interest income	3,295	3,820	5,854	7,387
Noninterest expense	'	'	'	'
Salaries and employee benefits	3,451	3,688	6,571	7,127
Net occupancy expense	485	513	1,058	1,054
Equipment expense	645	703	1,284	1,458
Data processing fees	249	194	460	271
Professional fees	465	499	803	928
Marketing expense	170	92	293	200
Telephone and communication	107	158	219	316
Postage and delivery expense	187	209	391	424
State, local and other taxes	95	138	187	272
Employee expense	140	126	255	278
Intangible amortization expense	131	153	262	306
OREO Impairment	'	'	'	33
Other expenses	502	607	922	1,083
Total non-interest expense	6,627	7,080	12,705	13,750
Income before income tax expense	1,766	1,890	3,072	3,780
Income tax expense	521	571	847	1,143
Net income	$1,245	$1,319	$2,225	$2,637
Common share data:	'	'	'	'
Basic earnings per common share	$0.26	$0.27	$0.46	$0.54
Diluted earnings per common share	$0.25	$0.27	$0.46	$0.54

Condensed_Consolidated_Stateme1

Condensed Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Statements Of Comprehensive Income [Abstract]	'	'	'	'
Net income	$1,245	$1,319	$2,225	$2,637
Available-for-sale investment securities:	'	'	'	'
Gross unrealized holding (loss) gain arising in the period	815	-1,708	1,320	-2,001
Related tax (expense) benefit	-277	581	-449	680
Less: reclassification adjustment for loss realized in income	-56	'	-56	-20
Related tax benefit	19	'	19	7
Net effect on other comprehensive (loss) income	501	-1,127	834	-1,334
Total comprehensive income	$1,746	$192	$3,059	$1,303

Condensed_Consolidated_Stateme2

Condensed Consolidated Statements of Shareholders' Equity (Unaudited) (USD $)	Total	Preferred Stock	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Treasury Stock
In Thousands
Beginning Balance at Dec. 31, 2012	$53,284	'	$12,569	$15,374	$25,280	$1,830	($1,769)
Net Income	2,637	'	'	'	2,637	'	'
Other Comprehensive Income (Loss)	-1,334	'	'	'	'	-1,334	'
Dividends on Common Stk., $0.075 and $0.025 per share	-269	'	'	'	-269	'	'
Stock options exercised	17	'	'	-34	'	'	51
Expense of stock option plan	52	'	'	52	'	'	'
Balance at Jun. 30, 2013	54,387	'	12,569	15,392	27,648	496	-1,718
Beginning Balance at Dec. 31, 2013	56,269	'	12,569	15,412	29,899	74	-1,685
Net Income	2,225	'	'	'	2,225	'	'
Other Comprehensive Income (Loss)	834	'	'	'	'	834	'
Dividends on Common Stk., $0.075 and $0.025 per share	-367	'	'	'	-367	'	'
Restricted Stock Issuance	33	'	'	'	'	'	33
Stock options exercised	-16	'	'	-41	'	'	25
Expense of stock option plan	32	'	'	32	'	'	'
Balance at Jun. 30, 2014	$59,010	'	$12,569	$15,403	$31,757	$908	($1,627)

Condensed_Consolidated_Stateme3

Condensed Consolidated Statements of Shareholders' Equity (Unaudited) (Parenthetical) (USD $)	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Statement Of Stockholders' Equity [Abstract]	'	'
Dividend common stock, Per share amount	$0.08	$0.03

Condensed_Consolidated_Stateme4

Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
Operating Activities	'	'
Net Income	$2,225	$2,637
Items (using)/providing cash	'	'
Depreciation and amortization	571	501
Provision for loan losses	150	499
Expense of share-based compensation plan	32	52
Amortization of premiums and discounts on securities	481	543
Amortization of intangible assets	262	306
Amortization of originated mortgage servicing rights	117	535
Recapture of originated mortgage servicing rights impairment	'	-444
Proceeds from sale of loans held for sale	100,276	150,295
Originations of loans held for sale	-100,165	-153,912
Impairment of mortgage servicing rights	101	'
Gain from sale of loans	-1,890	-3,172
Gain on sales of available for sale securities	-56	-20
Loss on sale of assets	52	177
OREO impairment	'	33
Changes in	'	'
Interest receivable	-175	-340
Other assets	-3,925	1,704
Income from bank owned life insurance	-153	-165
Interest payable and other liabilities	-156	-226
Net cash used in operating activities	-2,253	-997
Investing Activities	'	'
Purchases of available-for-sale securities	-9,685	-16,835
Proceeds from maturities of available-for-sale securities	10,377	16,360
Proceeds from sales of availabe-for-sale-securities	4,298	1,235
Net change in loans	-29,522	-277
Purchase of premises and equipment and software	-1,255	-499
Proceeds from sales or disposal of premises and equipment	'	239
Proceeds from sale of foreclosed assets	238	828
Net cash (used in) provided by investing activities	-25,549	1,051
Financing Activities	'	'
Net increase in demand deposits, money market, interest checking and savings accounts	5,283	2,382
Net increase (decrease) in certificates of deposit	550	-18,005
Net increase (decrease) in securities sold under agreements to repurchase	2,550	-1,019
Repayment of Federal Home Loan Bank advances	-2,000	'
Proceeds from Federal Home Loan Bank advances	23,000	9,000
Proceeds from stock options exercised	16	17
Dividends on Common Stock	-367	-269
Repayment of notes payable	-589	-554
Net cash provided by (used in) financing activities	28,443	-8,448
Increase (decrease) in Cash and Cash Equivalents	641	-8,394
Cash and Cash Equivalents, Beginning of Year	13,137	19,144
Cash and Cash Equivalents, End of Period	13,778	10,750
Supplemental Cash Flows Information	'	'
Interest paid	1,808	1,548
Income taxes paid	780	550
Transfer of loans to foreclosed assets	$153	$626

Basis_of_Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2014
Basis of Presentation [Abstract]	'
BASIS OF PRESENTATION	'
	NOTE 1—BASIS OF PRESENTATION
	SB Financial Group, Inc. (the “Company”) is a bank holding company whose principal activity is the ownership and management of its wholly-owned subsidiaries, The State Bank and Trust Company (“State Bank”), RFCBC, Inc. (“RFCBC”), Rurbanc Data Services, Inc. dba RDSI Banking Systems (“RDSI”), Rurban Statutory Trust I (“RST I”), and Rurban Statutory Trust II (“RST II”).  State Bank owns all of the outstanding stock of Rurban Mortgage Company (“RMC”), and State Bank Insurance, LLC (“SBI”).
	The consolidated financial statements include the accounts of the Company, State Bank, RFCBC, RDSI, RMC, and SBI.  All significant intercompany accounts and transactions have been eliminated in consolidation.
	The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with the instructions for Form 10-Q.  Accordingly, they do not include all the information and footnotes required by generally accepted accounting principles for complete financial statements.  The financial statements reflect all adjustments that are, in the opinion of management, necessary to fairly present the financial position, results of operations and cash flows of the Company.  Those adjustments consist only of normal recurring adjustments.  Results of operations for the six months ended June 30, 2014, are not necessarily indicative of results for the complete year.
	The condensed consolidated balance sheet of the Company as of December 31, 2013 has been derived from the audited consolidated balance sheet of the Company as of that date.
	For further information, refer to the consolidated financial statements and footnotes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.
	The following paragraphs summarize the impact of new accounting pronouncements:
	ASU No. 2014-06: Technical Corrections and Improvements Related Glossary Terms.
	A standing project exists on the FASB’s agenda to address feedback and to make other incremental improvements to U.S. GAAP. This perpetual project should eliminate the need for periodic agenda requests for narrow and incremental items. The Board decided that the types of issues that it will consider through this project are changes to clarify the Codification or correct unintended application of guidance that are not expected to have a significant effect on current accounting practice or create a significant administrative cost to most entities. This Update is limited to those amendments related to the Master Glossary, including technical corrections related to glossary links, glossary term deletions, and glossary term name changes. In addition, this Update includes more substantive, limited-scope improvements to reduce instances of the same term appearing multiple times in the Master Glossary with similar, but not entirely identical, definitions. Management does not believe these technical corrections will have a material impact on the Company’s Consolidated Financial Statements.
	ASU No. 2014-04, Receivables (Topic 310): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure.
	The ASU clarifies that an in substance repossession or foreclosure occurs upon either the creditor obtaining legal title to the residential real estate property or the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. The amendments are effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2014. The amendments may be adopted using either a modified retrospective transition method or a prospective transition method. Early adoption is permitted. Management does not believe the amendments will have a material impact on the Company’s Consolidated Financial Statements.

Earnings_Per_Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
EARNINGS PER SHARE	'
	NOTE 2—EARNINGS PER SHARE
	Earnings per share (EPS) have been computed based on the weighted average number of shares outstanding during the periods presented. For the period ended June 30, 2014, share based awards totaling 66,570 common shares were not considered in computing diluted EPS as they were anti-dilutive.  For the period ended June 30, 2013, share based awards totaling 151,349 common shares were not considered in computing diluted EPS as they were anti-dilutive. The average number of shares used in the computation of basic and diluted earnings per share were:
		Three Months Ended				Six Months Ended
	(shares in thousands)	June 30,				June 30,
		2014		2013		2014		2013
	Basic earnings per share		4,875		4,866		4,873		4,864
	Diluted earnings per share		4,893		4,870		4,894		4,870

Securities

Securities	6 Months Ended
	Jun. 30, 2014
Securities [Abstract]	'
SECURITIES	'
	NOTE 3 - SECURITIES
	The amortized cost and appropriate fair values, together with gross unrealized gains and losses, of securities at June 30, 2014 and December 31, 2013 are as follows:
				Gross			Gross
		Amortized		Unrealized			Unrealized			Approximate
	($'s in thousands)	Cost		Gains			Losses			Fair Value
	Available-for-Sale Securities:
	June 30, 2014:
	U.S. Treasury and Government agencies	$	18,621	$	159		$	(53	)	$	18,727
	Mortgage-backed securities		47,393		630			(285	)		47,738
	State and political subdivisions		18,172		963			(37	)		19,098
	Equity securities		23		-			-			23
		$	84,209	$	1,752		$	(375	)	$	85,586
				Gross			Gross
		Amortized		Unrealized			Unrealized
	($ in thousands)	Cost		Gains			Losses			Fair Value
	Available-for-Sale Securities:
	December 31, 2013:
	U.S. Treasury and Government agencies	$	11,305	$	120		$	(125	)	$	11,300
	Mortgage-backed securities		57,322		417			(516	)		57,223
	State and political subdivisions		17,937		546			(328	)		18,155
	Money Market Mutual Fund		3,092		-			-			3,092
	Equity securities		23		-			-			23
		$	89,679	$	1,083		$	(969	)	$	89,793
	The amortized cost and fair value of securities available for sale at June 30, 2014, by contractual maturity, are shown below.  Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Available for Sale
		Amortized		Fair
	($'s in thousands)	Cost		Value
	June 30, 2014:
	Within one year	$	486	$	498
	Due after one year through five years		1,587		1,647
	Due after five years through ten years		7,771		7,976
	Due after ten years		26,949		27,704
			36,793		37,825
	Mortgage-backed securities & equity securities		47,416		47,761
		$	84,209	$	85,586
	The fair value of securities pledged as collateral, to secure public deposits and for other purposes, was $65.3 million at June 30, 2014 and $42.3 million at December 31, 2013.  The fair value of securities delivered for repurchase agreements was $19.3 million at June 30, 2014 and $17.5 million at December 31, 2013.
	Gross gains of $0.06 million resulting from sales of available-for-sale securities, were realized during the six-month period ending June 30, 2014. There were realized gains of $0.02 million from sales of available-for-sale securities for the six-month period ending June 30, 2013. The $0.06 million and the $0.02 million gain on sale was a reclassification from accumulated other comprehensive income (OCI) and is included in the net gain on sales of securities. The related $0.02 million and the $0.01 million in tax expense is a reclassification from OCI and is included in the income tax expense line item in the income statement.
	Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost.  Total fair value of these investments was $21.6 million at June 30, 2014, and $35.8 million at December 31, 2013, which was approximately 25.2 and 39.9 percent, respectively, of the Company’s available-for-sale investment portfolio at such dates.  Based on evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these securities are temporary.  Should the impairment of any of these securities become other than temporary, the cost basis of the investment will be reduced and the resulting loss recognized in net income in the period the other-than-temporary impairment is identified.
	Securities with unrealized losses, aggregated by investment class and length of time that individual securities have been in a continuous unrealized loss position, at June 30, 2014 and December 31, 2013 are as follows:
	($ in thousands)	Less than 12 Months					12 Months or Longer						Total
	30-Jun-14	Fair Value		Unrealized			Fair Value			Unrealized			Fair Value		Unrealized
				Losses						Losses					Losses
	Available-for-Sale Securities:
	U.S. Treasury and  Government agencies	$	3,315	$	(19	)	$	2,966		$	(34	)	$	6,281	$	(53	)
	Mortgage-backed securities		5,886		(21	)		7,735			(264	)		13,621		(285	)
	State and political subdivisions		-		-			1,672			(37	)		1,672		(37	)
		$	9,201	$	(40	)	$	12,373		$	(335	)	$	21,574	$	(375	)
	($ in thousands)	Less than 12 Months					12 Months or Longer						Total
	31-Dec-13	Fair Value		Unrealized			Fair Value			Unrealized			Fair Value		Unrealized
				Losses						Losses					Losses
	Available-for-Sale Securities:
	U.S. Treasury and Government agencies	$	3,834	$	(125	)	$	-		$	-		$	3,834	$	(125	)
	Mortgage-backed securities	$	24,773	$	(410	)	$	2,333		$	(106	)	$	27,106	$	(516	)
	State and politicalsubdivisions		4,868		(328	)		-			-			4,868		(328	)
		$	33,475	$	(863	)	$	2,333		$	(106	)	$	35,808	$	(969	)
	The total unrealized loss as of June 30, 2014 in the securities portfolio is contained in 25 percent of the portfolio with a potential loss of $0.4 million, which is down from the $1.0 million unrealized loss at December 31, 2013. The unrealized losses are contained within 19 individual securities and are not segregated by type or duration of security.  Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concern warrants such evaluation.  Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent of the Company to not sell the investment and whether it is more likely than not that the Company will be required to sell the security before recovery of its amortized cost.  Management has determined there is no other-than-temporary-impairment on these securities.

Loans_and_Allowance_for_Loan_L

Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2014
Loans and Allowance For Loan Losses [Abstract]	'
LOANS AND ALLOWANCE FOR LOAN LOSSES	'
	NOTE 4 – LOANS AND ALLOWANCE FOR LOAN LOSSES
	Loans that management has the intent and ability to hold for the foreseeable future, or until maturity or payoffs, are reported at their outstanding principal balances adjusted for any charge-offs, the allowance for loan losses, any deferred fees or costs on originated loans and unamortized premiums or discounts on purchased loans.  Interest income is reported on the interest method and includes amortization of net deferred loan fees and costs over the loan term.  Generally, all loan classes are placed on non-accrual status not later than 90 days past due, unless the loan is well-secured and in the process of collection.  All interest accrued, but not collected for loans that are placed on non-accrual or charged-off, is reversed against interest income.  The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual.  Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
	The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income.  Loan losses are charged against the allowance when management believes the non-collectability of a loan balance is probable.  Subsequent recoveries, if any, are credited to the allowance.
	The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions.  This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as new information becomes available.
	The allowance consists of allocated and general components.  The allocated component relates to loans that are classified as impaired.  For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan.  The general component covers nonclassified loans and is based on historical charge-off experience and expected loss given default derived from the Company’s internal risk rating process.  Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected on the historical loss or risk rating data.
	A loan is considered impaired when, based on current information and events, it is probable that State Bank will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.  Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due.  Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration each of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed.  Impairment is measured on a loan-by-loan basis for commercial, agricultural, and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of the collateral if the loan is collateral dependent.
	When State Bank moves a loan to non-accrual status, total unpaid interest accrued to date is reversed from income.  Subsequent payments are applied to the outstanding principal balance with the interest portion of the payment recorded on the balance sheet as a contra-loan.  Interest received on impaired loans may be realized once all contractual principal amounts are received or when a borrower establishes a history of six consecutive timely principal and interest payments.  It is at the discretion of management to determine when a loan is placed back on accrual status upon receipt of six consecutive timely payments.
	Large groups of smaller balance homogenous loans are collectively evaluated for impairment.  Accordingly, State Bank does not separately identify individual consumer and residential loans for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.
	Categories of loans at June 30, 2014 and December 31, 2013 include:
	($ in thousands)		Total Loans						Non-Accrual Loans
			Jun. 2014			Dec. 2013			Jun. 2014			Dec. 2013
	Commercial & Industrial		$	92,424		$	85,368			1,485			2,316
	Commercial RE & Construction			215,824			205,301			699			532
	Agricultural & Farmland			43,475			39,210			-			-
	Residential Real Estate			105,054			99,620			1,534			1,651
	Consumer & Other			49,350			47,804			288			345
	Total loans, net of unearned income		$	506,127		$	477,303		$	4,006		$	4,844
	Allowance for loan losses		$	(6,568	)	$	(6,964	)
	The following tables present the activity in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of June 30, 2014, December 31, 2013 and June 30, 2013.
	For the Three Months Ended
	30-Jun-14		Commercial			Commercial RE			Agricultural			Residential			Consumer			Total
	($'s in thousands)		& Industrial			& Construction			& Farmland			Real Estate			& Other
	ALLOWANCE FOR LOAN AND LEASE LOSSES
	Beginning balance		$	1,902		$	2,751		$	177		$	1,161		$	735		$	6,726
	Charge Offs			(300	)		(1	)		-			-			(29	)	$	(330	)
	Recoveries			2			8			1			9			2			22
	Provision			56			(101	)		16			96			83			150
	Ending Balance		$	1,660		$	2,657		$	194		$	1,266		$	791		$	6,568
	For the Six Months Ended
	30-Jun-14		Commercial			Commercial RE			Agricultural			Residential			Consumer			Total
	($'s in thousands)		& Industrial			& Construction			& Farmland			Real Estate			& Other
	ALLOWANCE FOR LOAN AND LEASE LOSSES
	Beginning balance		$	2,175		$	2,708		$	159		$	1,067		$	855		$	6,964
	Charge Offs			(607	)		(1	)		-			(15	)		(30	)	$	(653	)
	Recoveries			12			60			1			14			20			107
	Provision			80			(110	)		34			200			(54	)		150
	Ending Balance		$	1,660		$	2,657		$	194		$	1,266		$	791		$	6,568
	Loans Receivable at June 30, 2014
	Allowance:
	Ending balance:
	individuallye valuated for impairment		$	337		$	17		$	-		$	168		$	53		$	575
	Ending balance:
	collectivelye valuated for impairment		$	1,323		$	2,640		$	194		$	1,098		$	738		$	5,993
	Loans:
	Ending balance:
	individually evaluated for impairment		$	1,308		$	606		$	-		$	1,816		$	570		$	4,300
	Ending balance:
	collectivelye valuated for impairment		$	91,116		$	215,218		$	43,475		$	103,238		$	48,780		$	501,827
	31-Dec-13		Commercial			Commercial RE			Agricultural			Residential			Consumer			Total
	($'s in thousands)		& Industrial			& Construction			& Farmland			Real Estate			& Other
	Loans Receivable at December 31, 2013
	Allowance:
	Ending balance:
	individually evaluated for impairment		$	1,079		$	56		$	-		$	192		$	168		$	1,495
	Ending balance:
	collectively evaluated for impairment		$	1,096		$	2,652		$	159		$	875		$	687		$	5,469
	Loans:
	Ending balance:
	individually evaluated for impairment		$	2,116		$	649		$	-		$	1,985		$	590		$	5,340
	Ending balance:
	collectively evaluated for impairment		$	83,252		$	204,652		$	39,210		$	97,635		$	47,214		$	471,963
						Commercial
			Commercial			RE &			Agricultural			Residential			Consumer
($'s in thousands)		& Industrial			Construction			& Farmland			Real Estate			& Other			Total
ALLOWANCE FOR LOAN AND LEASE LOSSES
For the Three Months Ended
30-Jun-13
Beginning balance		$	1,480		$	3,266		$	179		$	1,110		$	957		$	6,992
Charge Offs			(1	)		-			-			(98	)		(114	)		(213	)
Recoveries			11			2			1			19			1			34
Provision			57			(209	)		-			152			200			200
Ending Balance		$	1,547		$	3,059		$	180		$	1,183		$	1,044		$	7,013
For the Six Months Ended
30-Jun-13
Beginning balance		$	1,561		$	3,034		$	186		$	1,088		$	942		$	6,811
Charge Offs			(1	)		(5	)		-			(98	)		(245	)		(349	)
Recoveries			14			15			2			19			2			52
Provision			(27	)		15			(8	)		174			345			499
Ending Balance		$	1,547		$	3,059		$	180		$	1,183		$	1,044		$	7,013
The risk characteristics of each loan portfolio segment are as follows:
Commercial and Agricultural
Commercial and agricultural loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower.  The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value.  Most commercial loans are secured by the assets being financed or other business assets, such as accounts receivable or inventory, and may include a personal guarantee.  Short-term loans may be made on an unsecured basis.  In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.
Commercial Real Estate including Construction
Commercial real estate loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate.  Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan.  Commercial real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy.  The characteristics of properties securing the Company’s commercial real estate portfolio are diverse, but with geographic location almost entirely in the Company’s market area.  Management monitors and evaluates commercial real estate loans based on collateral, geography and risk grade criteria.  In general, the Company avoids financing single purpose projects unless other underwriting factors are present to help mitigate risk.  In addition, management tracks the level of owner-occupied commercial real estate versus non-owner-occupied loans.
Construction loans are underwritten utilizing feasibility studies, independent appraisal reviews and financial analysis of the developers and property owners.  Construction loans are generally based on estimates of costs and value associated with the completed project.  These estimates may be inaccurate.  Construction loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project.  Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained.  These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions and the availability of long-term financing.
Residential and Consumer
Residential and consumer loans consist of two segments – residential mortgage loans and personal loans.  Residential mortgage loans are secured by 1-4 family residences and are generally owner-occupied, and the Company generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded.  Home equity loans are typically secured by a subordinate interest in 1-4 family residences, and consumer personal loans are secured by consumer personal assets, such as automobiles or recreational vehicles.  Some consumer personal loans are unsecured, such as small installment loans and certain lines of credit.  Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas, such as unemployment levels.  Repayment can also be impacted by changes in property values on residential properties.  Risk is mitigated by the fact that these loans are of smaller individual amounts and spread over a large number of borrowers.
The following tables present the credit risk profile of the Company’s loan portfolio based on rating category and payment activity as of June 30, 2014 and December 31, 2013.
30-Jun-14		Commercial			Commercial RE			Agricultural			Residential			Consumer
Loan Grade		& Industrial			& Construction			& Farmland			Real Estate			& Other			Total
($ in thousands)
2-Jan		$	1,457		$	73		$	72		$	-		$	-		$	1,602
3			21,761			51,738			9,184			96,419			44,127			223,229
4			64,703			151,136			34,219			5,807			4,862			260,727
Total Pass			87,921			202,947			43,475			102,226			48,989			485,558
Special Mention			2,505			7,344			-			1,036			7			10,892
Substandard			775			4,834			-			258			66			5,933
Doubtful			1,223			699			-			1,534			288			3,744
Loss			-			-			-			-			-			-
Total Loans		$	92,424		$	215,824		$	43,475		$	105,054		$	49,350		$	506,127
31-Dec-13		Commercial			Commercial RE			Agricultural			Residential			Consumer
Loan Grade		& Industrial			& Construction			& Farmland			Real Estate			& Other			Total
($ in thousands)
2-Jan		$	1,345		$	81		$	76		$	-		$	87		$	1,589
3			22,328			44,095			6,543			90,606			43,250			206,822
4			56,188			146,861			32,591			5,700			3,782			245,122
Total Pass			79,861			191,037			39,210			96,306			47,119			453,533
Special Mention			3,159			8,917			-			1,373			86			13,535
Substandard			32			4,815			-			290			84			5,221
Doubtful			2,316			532			-			1,651			515			5,014
Loss			-			-			-			-			-			-
Total Loans		$	85,368		$	205,301		$	39,210		$	99,620		$	47,804		$	477,303
The Company evaluates the loan risk grading system definitions and allowance for loan loss methodology on an ongoing basis.
Credit Risk Profile
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors.  The Company analyzes loans individually by classifying the loans as to credit risk.  This analysis includes loans with an outstanding balance greater than $100 thousand and non-homogeneous loans, such as commercial and commercial real estate loans.  This analysis is performed on a quarterly basis.  The Company uses the following definitions for risk ratings:
Special Mention (5):  Assets have potential weaknesses that deserve management’s close attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Company’s credit position at some future date.  Special mention assets are not adversely classified and do not expose the Company to sufficient risk to warrant adverse classification.  Ordinarily, special mention credits have characteristics which corrective management action would remedy.
Substandard (6):  Loans are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any.  Loans so classified must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt.  They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.
Doubtful (7):  Loans classified as doubtful have all the weaknesses inherent in those classified Substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of current known facts, conditions and values, highly questionable and improbable.
Loss (8): Loans are considered uncollectable and of such little value that continuing to carry them as assets on the Company’s financial statement is not feasible.  Loans will be classified Loss when it is neither practical nor desirable to defer writing off or reserving all or a portion of a basically worthless asset, even though partial recovery may be possible at some time in the future.
Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass (1-4) rated loans. Pass ratings are assigned to those borrowers that do not have identified potential or well-defined weaknesses and for which there is a high likelihood of orderly repayment. All other categories are updated on a quarterly basis.
The following tables present the Company’s loan portfolio aging analysis as of June 30, 2014 and December 31, 2013.
		30-59 Days			60-89 Days			Greater Than			Total Past						Total Loans
30-Jun-14		Past Due			Past Due			90 Days			Due			Current			Receivable
($ in thousands)
Commercial & Industrial		$	127		$	-		$	1,259		$	1,386		$	91,038		$	92,424
Commercial RE & Construction			-			-			699			699			215,125			215,824
Agricultural & Farmland			-			-			-			-			43,475			43,475
Residential Real Estate			141			52			519			712			104,342			105,054
Consumer & Other			65			-			117			182			49,168			49,350
Total Loans		$	333		$	52		$	2,594		$	2,979		$	503,148		$	506,127
		30-59 Days			60-89 Days			Greater Than			Total Past						Total Loans
31-Dec-13		Past Due			Past Due			90 Days			Due			Current			Receivable
($ in thousands)
Commercial & Industrial		$	-		$	-		$	1,890		$	1,890		$	83,478		$	85,368
Commercial RE & Construction			424			364			168			956			204,345			205,301
Agricultural & Farmland			-			-			-			-			39,210			39,210
Residential Real Estate			-			14			453			467			99,153			99,620
Consumer & Other			22			34			98			154			47,650			47,804
Total Loans		$	446		$	412		$	2,609		$	3,467		$	473,836		$	477,303
All loans past due 90 days are systematically placed on nonaccrual status.
A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16) when based on current information and events, it is probable State Bank will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan.  Impaired loans include nonperforming commercial loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forebearance or other actions intended to maximize collection.
The following tables present impaired loan information as of and for the six months ended June 30, 2014 and 2013, and for the twelve months ended December 31, 2013:
Three Months Ended											Average
30-Jun-14		Recorded			Unpaid Principal			Related			Recorded			Interest Income
($'s in thousands)		Investment			Balance			Allowance			Investment			Recognized
With no related allowance recorded:
Commercial & Industrial		$	316		$	316		$	-		$	316		$	-
Commercial RE & Construction			422			422			-			596			-
Agricultural & Farmland			-			-			-			-			-
Residential Real Estate			844			898			-			1,058			13
Consumer & Other			103			103			-			110			2
All Impaired Loans < $100,000			1,161			1,161			-			1,161			-
With a specific allowance recorded:
Commercial & Industrial			992			1,592			337			1,608			-
Commercial RE & Construction			184			184			17			185			3
Agricultural & Farmland			-			-			-			-			-
Residential Real Estate			972			972			168			1,026			10
Consumer & Other			467			467			53			491			6
Totals:
Commercial & Industrial		$	1,308		$	1,908		$	337		$	1,924		$	-
Commercial RE & Construction		$	606		$	606		$	17		$	781		$	3
Agricultural & Farmland		$	-		$	-		$	-		$	-		$	-
Residential Real Estate		$	1,816		$	1,870		$	168		$	2,084		$	23
Consumer & Other		$	570		$	570		$	53		$	601		$	8
All Impaired Loans < $100,000		$	1,161		$	1,161		$	-		$	1,161		$	-
Six Months Ended		Average			Interest
30-Jun-14		Recorded			Income
($'s in thousands)		Investment			Recognized
With no related allowance recorded:
Commercial & Industrial		$	316		$	-
Commercial RE & Construction			596			-
Agricultural & Farmland			-			-
Residential Real Estate			1,061			28
Consumer & Other			112			5
All Impaired Loans < $100,000			1,161			-
With a specific allowance recorded:
Commercial & Industrial			1,645			-
Commercial RE & Construction			186			5
Agricultural & Farmland			-			-
Residential Real Estate			1,029			20
Consumer & Other			494			13
Totals:
Commercial & Industrial		$	1,961		$	-
Commercial RE & Construction		$	782		$	5
Agricultural & Farmland		$	-		$	-
Residential Real Estate		$	2,090		$	48
Consumer & Other		$	606		$	18
All Impaired Loans < $100,000		$	1,161		$	-
Twelve Months Ended
31-Dec-13		Recorded			Unpaid Principal			Related
($'s in thousands)		Investment			Balance			Allowance
With no related allowance recorded:
Commercial & Industrial		$	316		$	316		$	-
Commercial RE & Construction			389			442			-
Agricultural & Farmland			-			-			-
Residential Real Estate			1,131			1,131			-
Consumer & Other			252			252			-
All Impaired Loans < $100,000			1,242			1,242			-
With a specific allowance recorded:
Commercial & Industrial			1,800			1,800			1,079
Commercial RE & Construction			260			260			56
Agricultural & Farmland			-			-			-
Residential Real Estate			854			854			192
Consumer & Other			338			338			168
Totals:
Commercial & Industrial		$	2,116		$	2,116		$	1,079
Commercial RE & Construction		$	649		$	702		$	56
Agricultural & Farmland		$	-		$	-		$	-
Residential Real Estate		$	1,985		$	1,985		$	192
Consumer & Other		$	590		$	590		$	168
All Impaired Loans < $100,000		$	1,242		$	1,242		$	-
		Six Months Ended June 30, 2013						Three Months Ended June 30, 2013
		Average			Interest			Average			Interest
		Recorded			Income			Recorded			Income
($'s in thousands)		Investment			Recognized			Investment			Recognized
With no related allowance recorded:
Commercial & Industrial		$	347		$	-		$	347		$	-
Commercial RE & Construction			202			-			202			-
Agricultural & Farmland			-			-			-			-
Residential Real Estate			1,162			23			1,160			11
Home Equity Consumer & Other			180			5			178			2
All Impaired Loans < $100,000			936			-			936			-
With a specific allowance recorded:
Commercial & Industrial			699			-			648			-
Commercial RE & Construction			262			6			261			3
Agricultural & Farmland			-			-			-			-
Residential Real Estate			1,431			30			1,429			14
Home Equity Consumer & Other			574			16			570			8
Totals:
Commercial & Industrial		$	1,046		$	-		$	995		$	-
Commercial RE & Construction		$	464		$	6		$	463		$	3
Agricultural & Farmland		$	-		$	-		$	-		$	-
Residential Real Estate		$	2,593		$	53		$	2,589		$	25
Consumer & Other		$	754		$	21		$	748		$	10
All Impaired Loans < $100,000		$	936		$	-		$	936		$	-
Impaired loans less than $100,000 are included in groups of homogenous loans.  These loans are evaluated based on delinquency status.
Interest income recognized on a cash basis does not materially differ from interest income recognized on an accrual basis.
Troubled Debt Restructured (TDR) Loans
TDRs are modified loans where a concession was provided to a borrower experiencing financial difficulties.  Loan modifications are considered TDRs when the concessions provided are not available to the borrower through either normal channels or other sources.  However, not all loan modifications are TDRs.
TDR Concession Types
The Company’s standards relating to loan modifications consider, among other factors, minimum verified income requirements, cash flow analysis, and collateral valuations.  Each potential loan modification is reviewed individually and the terms of the loan are modified to meet a borrower’s specific circumstances at a point in time.  All loan modifications, including those classified as TDRs, are reviewed and approved.  The types of concessions provided to borrowers include:
	·	Interest rate reduction: A reduction of the stated interest rate to a nonmarket rate for the remaining original life of the debt. The Company also may grant interest rate concessions for a limited timeframe on a case by case basis.
	·	Amortization or maturity date change beyond what the collateral supports, including a concession that does any of the following:
	-1	Lengthens the amortization period of the amortized principal beyond market terms.  This concession reduces the minimum monthly payment and increases the amount of the balloon payment at the end of the term of the loan.  Principal is generally not forgiven.
	-2	Reduces the amount of loan principal to be amortized.  This concession also reduces the minimum monthly payment and increases the amount of the balloon payment at the end of the term of the loan.  Principal is generally not forgiven.
	-3	Extends the maturity date or dates of the debt beyond what the collateral supports.  This concession generally applies to loans without a balloon payment at the end of the term of the loan. In addition, there may be instances where renewing loans potentially require non-market terms and would then be reclassified as TDRs.
	·	Other:  A concession that is not categorized as one of the concessions described above.  These concessions include, but are not limited to: principal forgiveness, collateral concessions, covenant concessions, and reduction of accrued interest.  Principal forgiveness may result from any TDR modification of any concession type.
The following presents the activity of TDRs during the three and six months ended June 30, 2014, and June 30, 2013.
		Three Months Ended June 30, 2014
($ in thousands)		Number of Loans			Pre-Modification			Post Modification
					Recorded Balance			Recorded Balance
Residential Real Estate			-		$	-		$	-
Consumer & Other			-			-			-
Total Modifications			-		$	-		$	-
($ in thousands)		Interest									Total
		Only			Term			Combination			Modification
Residential Real Estate		$	-		$	-		$	-		$	-
Consumer & Other			-			-			-			-
Total Modifications		$	-		$	-		$	-		$	-
The loans described above increased the allowance for loan and lease losses ("ALLL") by $0.00 million in the three month period ended June 30, 2014.
		Six Months Ended June 30, 2014
($ in thousands)		Number of Loans			Pre-Modification			Post Modification
					Recorded Balance			Recorded Balance
Residential Real Estate			-		$	-		$	-
Consumer & Other			-			-			-
Total Modifications			-		$	-		$	-
($ in thousands)		Interest									Total
		Only			Term			Combination			Modification
Residential Real Estate		$	-		$	-		$	-		$	-
Consumer & Other			-			-			-			-
Total Modifications		$	-		$	-		$	-		$	-
The loans described above increased the allowance for loan and lease losses ("ALLL") by $0.00 million in the six month period ended June 30, 2014.
		Three Months Ended June 30, 2013
($ in thousands)		Number of			Pre-Mod			Post-Mod
		Loans			Balance			Balance
Residential Real Estate			-		$	-		$	-
Consumer & Other			-			-			-
Total Modifications			-		$	-		$	-
($ in thousands)		Interest									Total
		Only			Term			Combination			Modification
Residential Real Estate		$	-		$	-		$	-		$	-
Consumer & Other			-			-			-			-
Total Modifications		$	-		$	-		$	-		$	-
The loans described above increased the allowance for loan and lease losses ("ALLL") by $0.00 million in the three month period ended June 30, 2013.
		Six Months Ended June 30, 2013
($ in thousands)		Number of			Pre-Mod			Post-Mod
		Loans			Balance			Balance
Residential Real Estate			1		$	14		$	14
Consumer & Other			1			12			12
Total Modifications			2		$	26		$	26
($ in thousands)		Interest									Total
		Only			Term			Combination			Modification
Residential Real Estate		$	-		$	14		$	-		$	14
Consumer & Other			-			12			-			12
Total Modifications		$	-		$	26		$	-		$	26
The loans described above increased the allowance for loan and lease losses ("ALLL") by $0.01 million in the six month period ended June 30, 2013.
Troubled Debt Restructurings Modified in the Past 12 Months that have Subsequently Defaulted as of June 30, 2014
		Number of			Recorded
($ in thousands)		Contracts			Balance
Residential Real Estate			4		$	67
Consumer & Other			-			-
			4		$	67
Troubled Debt Restructurings Modified in the Past 12 Months that have Subsequently Defaulted as of June 30, 2013
		Number of			Recorded
($ in thousands)		Contracts			Balance
Residential Real Estate			4		$	194
Consumer & Other			-			-
			4		$	194

Derivative_Financial_Instrumen

Derivative Financial Instruments	6 Months Ended
	Jun. 30, 2014
Derivative Financial Instruments [Abstract]	'
DERIVATIVE FINANCIAL INSTRUMENTS	'
	NOTE 5 – DERIVATIVE FINANCIAL INSTRUMENTS
	Risk Management Objective of Using Derivatives
	The Company is exposed to certain risks arising from both its business operations and economic conditions.  The Company manages its exposures to a wide variety of business and operational risks primarily through management of its core business activities.  The Company manages economic risks, including interest rate, liquidity and credit risk, primarily by managing the amount, sources and duration of its assets and liabilities and through the use of derivative financial instruments.  Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates.  The Company’s derivative financial instruments are used to manage differences in the amount, timing and duration of the Company’s known or expected cash payments principally related to certain variable-rate assets.
	Non-designated Hedges
	The Company does not use derivatives for trading or speculative purposes.  Derivatives not designated as hedges are not speculative and result from a service the Company provides to certain customers.  The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies.  Those interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions.  As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings.  As of June 30, 2014 and December 31, 2013, the notional amount of customer-facing swaps was approximately $13.1 million and $13.5 million, respectively.  This amount is offset with third party counterparties, as described above.
	The Company has minimum collateral posting thresholds with its derivative counterparties.  As of June 30, 2014 and December 31, 2013, the Company had posted cash as collateral in the amount of $0.2 million and $0.2 million, respectively.
	Fair Values of Derivative Instruments on the Balance Sheet
	The table below presents the fair value of the Company’s derivative financial instruments, as well as their classification on the Balance Sheet, as of June 30, 2014 and December 31, 2013.
		Asset Derivatives			Liability Derivatives
	($ in thousands)	30-Jun-14			30-Jun-14
	Derivatives not designated as hedging instruments:	Balance Sheet	Fair		Balance Sheet	Fair
		Location	Value		Location	Value
	Interest rate contracts	Other Assets	$	279	Other Liabilities	$	279
		Asset Derivatives			Liability Derivatives
		31-Dec-13			31-Dec-13
	Derivatives not designated as hedging instruments:	Balance Sheet	Fair		Balance Sheet	Fair
		Location	Value		Location	Value
	Interest rate contracts	Other Assets	$	257	Other Liabilities	$	257
	The Company’s derivative financial instruments had no net effect on the Income Statements for the three months ended June 30, 2014 and 2013.

Fair_Value_of_Assets_and_Liabi

Fair Value of Assets and Liabilities	6 Months Ended
	Jun. 30, 2014
Fair Value Of Assets and Liabilities [Abstract]	'
FAIR VALUE OF ASSETS AND LIABILITIES	'
	NOTE 6 – FAIR VALUE OF ASSETS AND LIABILITIES
	Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.  A fair value measurement must maximize the use of observable inputs and minimize the use of unobservable inputs.  There is a hierarchy of three levels of inputs that may be used to measure fair value:
		Level 1	Quoted prices in active markets for identical assets or liabilities
		Level 2	Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities
		Level 3	Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities
	Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis, recognized in the accompanying balance sheets, as well as the general classifications of such assets pursuant to the valuation hierarchy.
	Available-for-Sale Securities
	The fair values of available-for-sale securities are determined by various valuation methodologies.  Level 1 securities include money market mutual funds.  Level 1 inputs include quoted prices in an active market. Level 2 securities include U.S. treasury and government agencies, mortgage-backed securities, obligations of political and state subdivisions and equity securities.  Level 2 inputs do not include quoted prices for individual securities in active markets; however, they do include inputs that are either directly or indirectly observable for the individual security being valued.  Such observable inputs include interest rates and yield curves at commonly quoted intervals, volatilities, prepayment speeds, credit risks and default rates.  Also included are inputs derived principally from or corroborated by observable market data by correlation or other means.
	Interest Rate Contracts
	The fair values of interest rate contracts are based upon the estimated amount the Company would receive or pay to terminate the contracts or agreements, taking into account underlying interest rates, creditworthiness of underlying customers for credit derivatives and, when appropriate, the creditworthiness of the counterparties.
	The following table presents the fair value measurements of assets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2014 and December 31, 2013.
	($'s in thousands)		Fair Values at				Fair Value Measurements Using:
	Description		6/30/14				Level 1			Level 2			Level 3
	Available-for-Sale Securities:
	U.S. Treasury and Government Agencies		$	18,727			$	-		$	18,727		$	-
	Mortgage-backed securities			47,738				-			47,738			-
	State and political subdivisions			19,098				-			19,098			-
	Equity securities			23				-			23			-
	Interest rate contracts - assets			279				-			279			-
	Interest rate contracts - liabilities			(279	)			-			(279	)		-
	($'s in thousands)		Fair Values at				Fair Value Measurements Using:
	Description		12/31/13				Level 1			Level 2			Level 3
	Available-for-Sale Securities:
	U.S. Treasury and Government Agencies		$	11,300			$	-		$	11,300		$	-
	Mortgage-backed securities			57,223				-			57,223			-
	State and political subdivisions			18,155				-			18,155			-
	Money Market Mutual Funds			3,092				3,092			-			-
	Equity securities			23				-			23			-
	Interest rate contracts - assets			257				-			257			-
	Interest rate contracts - liabilities			(257	)			-			(257	)		-
	Level 1 – Quoted Prices in Active Markets for Identical Assets
	Level 2 – Significant Other Observable Inputs
	Level 3 – Significant Unobservable Inputs
	The following is a description of the valuation methodologies and inputs used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy.
	Collateral-dependent Impaired Loans, NET of ALLL
	Loans for which it is probable the Company will not collect all principal and interest due according to contractual terms are measured for impairment.  The estimated fair value of collateral-dependent impaired loans is based on the appraised value of the collateral, less estimated cost to sell.  Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy.  This method requires obtaining an independent appraisal of the collateral, which is reviewed for accuracy and consistency by Credit Administration.   These appraisers are selected from the list of approved appraisers maintained by management.  The appraised values are reduced by applying a discount factor to the value based on the Company’s loan review policy.  All impaired loans held by the Company were collateral dependent at June 30, 2014 and December 31, 2013.
	Mortgage Servicing Rights
	Mortgage servicing rights do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using discounted cash flow models associated with the servicing rights and discounting the cash flows using discount market rates, prepayment speeds and default rates. The servicing portfolio has been valued using all relevant positive and negative cash flows including servicing fees; miscellaneous income and float; marginal costs of servicing; the cost of carry of advances; and foreclosure losses; and applying certain prevailing assumptions used in the marketplace. Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy.  These mortgage servicing rights are tested for impairment on a quarterly basis.
	Foreclosed Assets Held For Sale
	Foreclosed assets held for sale are carried at the lower of fair value at acquisition date or current estimated fair value less estimated cost to sell when the real estate is acquired.  Estimated fair value of foreclosed assets held for sale is based on appraisals or evaluations.  Foreclosed assets held for sale are classified within Level 3 of the fair value hierarchy.
	Appraisals of foreclosed assets held for sale are obtained when the real estate is acquired and subsequently as deemed necessary by Credit Administration.  These independent appraisals of the collateral are reviewed for accuracy and consistency by Credit Administration.   The appraisers are selected from the list of approved appraisers maintained by management.
	The following table presents the fair value measurements of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fell at June 30, 2014 and December 31, 2013:
	($'s in thousands)		Fair Values at				Fair Value Measurements Using:
	Description		6/30/14				Level 1			Level 2			Level 3
	Collateral dependent impaired loans		$	2,793			$	-		$	-		$	2,793
	Mortgage servicing rights			1,863				-			-			1,863
	($'s in thousands)		Fair Values at				Fair Value Measurements Using:
	Description		12/31/13				Level 1			Level 2			Level 3
	Collateral dependent impaired loans		$	3,540			$	-		$	-		$	3,540
	Mortgage servicing rights			2,029				-			-			2,029
	Foreclosed assets			45				-			-			45
	Unobservable (Level 3) Inputs
	The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements.
			Fair Value at			Valuation			Range (Weighted
	($'s in thousands)		6/30/14			Technique		Unobservable Inputs	Average)
	Collateral-dependent impaired loans		$	2,793		Market comparable		Comparability adjustments (%)	Not available
						properties
	Mortgage servicing rights			1,863		Discounted cash flow		Discount Rate		9.88	%
								Constant prepayment rate		9.6	%
								P&I earnings credit		0.15	%
								T&I earnings credit		1.74	%
								Inflation for cost of servicing		1.5	%
			Fair Value at			Valuation			Range (Weighted
($'s in thousands)		12/31/13			Technique		Unobservable Inputs	Average)
Collateral-dependent impaired loans		$	3,540		Market comparable		Comparability adjustments (%)	Not available
					properties
Mortgage servicing rights			2,029		Discounted cash flow		Discount Rate		10.25	%
							Constant prepayment rate		8.5	%
							P&I earnings credit		0.17	%
							T&I earnings credit		1.54	%
							Inflation for cost of servicing		1.5	%
Foreclosed assets			45		Market comparable		Marketability discount		10	%
					properties
There were no changes in the inputs or methodologies used to determine fair value at June 30, 2014 as compared to December 31, 2013.
The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying balance sheets at amounts other than fair value.
Cash and Due From Banks, Federal Reserve and Federal Home Loan Bank Stock and Accrued Interest Payable and Receivable
The carrying amount approximates the fair value.
Loans Held for Sale
The fair value of loans held for sale is based upon quoted market prices, where available, or is determined by discounting estimated cash flows using interest rates approximating the Company’s current origination rates for similar loans and adjusted to reflect the inherent credit risk.
Loans
The estimated fair value for loans receivable, including loans held for sale, net, is based on estimates of the rate State Bank would charge for similar loans at June 30, 2014 and December 31, 2013, applied for the time period until the loans are assumed to re-price or be paid.
Mortgage Servicing Rights
Mortgage servicing rights do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using discounted cash flow models associated with the servicing rights and discounting the cash flows using discount market rates, prepayment speeds and default rates. The servicing portfolio has been valued using all relevant positive and negative cash flows including servicing fees, miscellaneous income and float; marginal costs of servicing; the cost of carry of advances; and foreclosure losses; and applying certain prevailing assumptions used in the marketplace. Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy.  These mortgage servicing rights are tested for impairment on a quarterly basis.
Deposits, Repurchase agreements, Notes payable & FHLB advances
Deposits include demand deposits, savings accounts, NOW accounts and certain money market deposits. The carrying amount approximates the fair value. The estimated fair value for fixed-maturity time deposits, as well as borrowings, is based on estimates of the rate State Bank could pay on similar instruments with similar terms and maturities at June 30, 2014 and December 31, 2013.
Loan Commitments
The fair value of commitments is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties.  The estimated fair values for other financial instruments and off-balance-sheet loan commitments approximate cost at June 30, 2014 and December 31, 2013 and are not considered significant to this presentation.
Trust Preferred Securities
The fair value for Trust Preferred Securities is estimated by discounting the cash flows using an appropriate discount rate.
The following table presents estimated fair values of the Company’s other financial instruments carried at other than fair value.  The fair values of certain of these instruments were calculated by discounting expected cash flows, which involves significant judgments by management and uncertainties.  Fair value is the estimated amount at which financial assets or liabilities could be exchanged in a current transaction between willing parties, other than in a forced or liquidation sale.  Because no market exists for certain of these financial instruments, and because management does not intend to sell these financial instruments, the Company does not know whether the fair values shown below represent values at which the respective financial instruments could be sold individually or in the aggregate.
30-Jun-14		Carrying				Fair Value Measurements Using
($'s in thousands)		Amount				(Level 1)			(Level 2)			(Level 3)
Financial assets
Cash and cash equivalents		$	13,778			$	13,778		$	-		$	-
Loans held for sale			8,290				-			8,527			-
Loans, net of allowance for loan losses			499,559				-			-			500,530
Federal Reserve and FHLB Bank stock			3,748				-			3,748			-
Mortgage Servicing Rights			5,375				-			-			6,239
Accrued interest receivable			1,456				-			1,456			-
Financial liabilities
Deposits		$	524,067			$	87,706		$	438,755		$	-
FHLB advances			37,000				-			36,874			-
Repurchase agreements			17,246				-			17,246			-
Trust preferred securities			20,620				-			17,893			-
Accrued interest payable			655				-			655			-
31-Dec-13		Carrying				Fair Value Measurements Using
($'s in thousands)		Amount				(Level 1)			(Level 2)			(Level 3)
Financial assets
Cash and cash equivalents		$	13,137			$	13,137		$	-		$	-
Loans held for sale			3,336				-			3,476			-
Loans, net of allowance for loan losses			470,339				-			-			469,505
Federal Reserve and FHLB Bank stock			3,748				-			3,748			-
Mortgage Servicing Rights			5,180				-			-			6,237
Accrued interest receivable			1,281				-			1,281			-
Financial liabilities
Deposits		$	518,234			$	81,570		$	439,273		$	-
Notes payable			589				-			600			-
FHLB advances			16,000				-			15,955			-
Repurchase agreements			14,696				-			14,696			-
Trust preferred securities			20,620				-			15,566			-
Accrued interest payable			639				-			639			-

Subsequent_Events

Subsequent Events	6 Months Ended
	Jun. 30, 2014
Subsequent Events [Abstract]	'
SUBSEQUENT EVENTS	'
	NOTE 7 – SUBSEQUENT EVENTS
	On July 3, 2014, the Company informed the trustee for the Company’s trust preferred securities issued by RST I of the Company’s intent to redeem all of the junior subordinated debentures underlying the trust preferred securities prior to their contractual maturity date of September 7, 2030. The Company will redeem the junior subordinated debentures on September 7, 2014 for an amount equal to 103.180% of the $10 million outstanding principal amount of the debt securities, plus accrued interest to the redemption date.
	The securities to be redeemed carry a fixed interest rate of 10.6%. The Company will use cash and is expected to utilize a term loan with a correspondent bank. The new term loan will have a variable rate that is tied to the 90-day LIBOR rate. After the completion of this redemption, the Company will have one remaining variable-rate trust preferred security issuance outstanding (issued by RST II in 2005) with an aggregate principal amount outstanding of $10.3 million and a maturity date of September 15, 2035.

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Summary of average number of shares used in the computation of basic and diluted earnings per share	'
		Three Months Ended				Six Months Ended
	(shares in thousands)	June 30,				June 30,
		2014		2013		2014		2013
	Basic earnings per share		4,875		4,866		4,873		4,864
	Diluted earnings per share		4,893		4,870		4,894		4,870

Securities_Tables

Securities (Tables)	6 Months Ended
	Jun. 30, 2014
Securities [Abstract]	'
Summary of amortized cost and approximate fair values of securities	'
				Gross			Gross
		Amortized		Unrealized			Unrealized			Approximate
	($'s in thousands)	Cost		Gains			Losses			Fair Value
	Available-for-Sale Securities:
	June 30, 2014:
	U.S. Treasury and Government agencies	$	18,621	$	159		$	(53	)	$	18,727
	Mortgage-backed securities		47,393		630			(285	)		47,738
	State and political subdivisions		18,172		963			(37	)		19,098
	Equity securities		23		-			-			23
		$	84,209	$	1,752		$	(375	)	$	85,586
				Gross			Gross
		Amortized		Unrealized			Unrealized
	($ in thousands)	Cost		Gains			Losses			Fair Value
	Available-for-Sale Securities:
	December 31, 2013:
	U.S. Treasury and Government agencies	$	11,305	$	120		$	(125	)	$	11,300
	Mortgage-backed securities		57,322		417			(516	)		57,223
	State and political subdivisions		17,937		546			(328	)		18,155
	Money Market Mutual Fund		3,092		-			-			3,092
	Equity securities		23		-			-			23
		$	89,679	$	1,083		$	(969	)	$	89,793
Summary of amortized cost and fair value of securities available for sale by contractual maturity	'
		Available for Sale
		Amortized		Fair
	($'s in thousands)	Cost		Value
	June 30, 2014:
	Within one year	$	486	$	498
	Due after one year through five years		1,587		1,647
	Due after five years through ten years		7,771		7,976
	Due after ten years		26,949		27,704
			36,793		37,825
	Mortgage-backed securities & equity securities		47,416		47,761
		$	84,209	$	85,586
Summary of securities with unrealized losses	'
	($ in thousands)	Less than 12 Months					12 Months or Longer						Total
	30-Jun-14	Fair Value		Unrealized			Fair Value			Unrealized			Fair Value		Unrealized
				Losses						Losses					Losses
	Available-for-Sale Securities:
	U.S. Treasury and  Government agencies	$	3,315	$	(19	)	$	2,966		$	(34	)	$	6,281	$	(53	)
	Mortgage-backed securities		5,886		(21	)		7,735			(264	)		13,621		(285	)
	State and political subdivisions		-		-			1,672			(37	)		1,672		(37	)
		$	9,201	$	(40	)	$	12,373		$	(335	)	$	21,574	$	(375	)
	($ in thousands)	Less than 12 Months					12 Months or Longer						Total
	31-Dec-13	Fair Value		Unrealized			Fair Value			Unrealized			Fair Value		Unrealized
				Losses						Losses					Losses
	Available-for-Sale Securities:
	U.S. Treasury and Government agencies	$	3,834	$	(125	)	$	-		$	-		$	3,834	$	(125	)
	Mortgage-backed securities	$	24,773	$	(410	)	$	2,333		$	(106	)	$	27,106	$	(516	)
	State and politicalsubdivisions		4,868		(328	)		-			-			4,868		(328	)
		$	33,475	$	(863	)	$	2,333		$	(106	)	$	35,808	$	(969	)

Loans_and_Allowance_for_Loan_L1

Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2014
Loans and Allowance For Loan Losses [Abstract]	'
Summary of categories of loans	'
	($ in thousands)	Total Loans						Non-Accrual Loans
		Jun. 2014			Dec. 2013			Jun. 2014			Dec. 2013
	Commercial & Industrial	$	92,424		$	85,368			1,485			2,316
	Commercial RE & Construction		215,824			205,301			699			532
	Agricultural & Farmland		43,475			39,210			-			-
	Residential Real Estate		105,054			99,620			1,534			1,651
	Consumer & Other		49,350			47,804			288			345
	Total loans, net of unearned income	$	506,127		$	477,303		$	4,006		$	4,844
	Allowance for loan losses	$	(6,568	)	$	(6,964	)
Summary of allowance for loan losses and recorded investment in loans based on portfolio segment and impairment method	'
	For the Three Months Ended
	30-Jun-14	Commercial			Commercial RE			Agricultural			Residential			Consumer			Total
	($'s in thousands)	& Industrial			& Construction			& Farmland			Real Estate			& Other
	ALLOWANCE FOR LOAN AND LEASE LOSSES
	Beginning balance	$	1,902		$	2,751		$	177		$	1,161		$	735		$	6,726
	Charge Offs		(300	)		(1	)		-			-			(29	)	$	(330	)
	Recoveries		2			8			1			9			2			22
	Provision		56			(101	)		16			96			83			150
	Ending Balance	$	1,660		$	2,657		$	194		$	1,266		$	791		$	6,568
	For the Six Months Ended
	30-Jun-14	Commercial			Commercial RE			Agricultural			Residential			Consumer			Total
	($'s in thousands)	& Industrial			& Construction			& Farmland			Real Estate			& Other
	ALLOWANCE FOR LOAN AND LEASE LOSSES
	Beginning balance	$	2,175		$	2,708		$	159		$	1,067		$	855		$	6,964
	Charge Offs		(607	)		(1	)		-			(15	)		(30	)	$	(653	)
	Recoveries		12			60			1			14			20			107
	Provision		80			(110	)		34			200			(54	)		150
	Ending Balance	$	1,660		$	2,657		$	194		$	1,266		$	791		$	6,568
	Loans Receivable at June 30, 2014
	Allowance:
	Ending balance:
	individuallye valuated for impairment	$	337		$	17		$	-		$	168		$	53		$	575
	Ending balance:
	collectivelye valuated for impairment	$	1,323		$	2,640		$	194		$	1,098		$	738		$	5,993
	Loans:
	Ending balance:
	individually evaluated for impairment	$	1,308		$	606		$	-		$	1,816		$	570		$	4,300
	Ending balance:
	collectivelye valuated for impairment	$	91,116		$	215,218		$	43,475		$	103,238		$	48,780		$	501,827
	31-Dec-13	Commercial			Commercial RE			Agricultural			Residential			Consumer			Total
	($'s in thousands)	& Industrial			& Construction			& Farmland			Real Estate			& Other
	Loans Receivable at December 31, 2013
	Allowance:
	Ending balance:
	individually evaluated for impairment	$	1,079		$	56		$	-		$	192		$	168		$	1,495
	Ending balance:
	collectively evaluated for impairment	$	1,096		$	2,652		$	159		$	875		$	687		$	5,469
	Loans:
	Ending balance:
	individually evaluated for impairment	$	2,116		$	649		$	-		$	1,985		$	590		$	5,340
	Ending balance:
	collectively evaluated for impairment	$	83,252		$	204,652		$	39,210		$	97,635		$	47,214		$	471,963
					Commercial
		Commercial			RE &			Agricultural			Residential			Consumer
	($'s in thousands)	& Industrial			Construction			& Farmland			Real Estate			& Other			Total
	ALLOWANCE FOR LOAN AND LEASE LOSSES
	For the Three Months Ended
	30-Jun-13
	Beginning balance	$	1,480		$	3,266		$	179		$	1,110		$	957		$	6,992
	Charge Offs		(1	)		-			-			(98	)		(114	)		(213	)
	Recoveries		11			2			1			19			1			34
	Provision		57			(209	)		-			152			200			200
	Ending Balance	$	1,547		$	3,059		$	180		$	1,183		$	1,044		$	7,013
	For the Six Months Ended
	30-Jun-13
	Beginning balance	$	1,561		$	3,034		$	186		$	1,088		$	942		$	6,811
	Charge Offs		(1	)		(5	)		-			(98	)		(245	)		(349	)
	Recoveries		14			15			2			19			2			52
	Provision		(27	)		15			(8	)		174			345			499
	Ending Balance	$	1,547		$	3,059		$	180		$	1,183		$	1,044		$	7,013
Summary of credit risk profile of the Company's loan portfolio based on rating category	'
	30-Jun-14	Commercial			Commercial RE			Agricultural			Residential			Consumer
	Loan Grade	& Industrial			& Construction			& Farmland			Real Estate			& Other			Total
	($ in thousands)
	2-Jan	$	1,457		$	73		$	72		$	-		$	-		$	1,602
	3		21,761			51,738			9,184			96,419			44,127			223,229
	4		64,703			151,136			34,219			5,807			4,862			260,727
	Total Pass		87,921			202,947			43,475			102,226			48,989			485,558
	Special Mention		2,505			7,344			-			1,036			7			10,892
	Substandard		775			4,834			-			258			66			5,933
	Doubtful		1,223			699			-			1,534			288			3,744
	Loss		-			-			-			-			-			-
	Total Loans	$	92,424		$	215,824		$	43,475		$	105,054		$	49,350		$	506,127
	31-Dec-13	Commercial			Commercial RE			Agricultural			Residential			Consumer
	Loan Grade	& Industrial			& Construction			& Farmland			Real Estate			& Other			Total
	($ in thousands)
	2-Jan	$	1,345		$	81		$	76		$	-		$	87		$	1,589
	3		22,328			44,095			6,543			90,606			43,250			206,822
	4		56,188			146,861			32,591			5,700			3,782			245,122
	Total Pass		79,861			191,037			39,210			96,306			47,119			453,533
	Special Mention		3,159			8,917			-			1,373			86			13,535
	Substandard		32			4,815			-			290			84			5,221
	Doubtful		2,316			532			-			1,651			515			5,014
	Loss		-			-			-			-			-			-
	Total Loans	$	85,368		$	205,301		$	39,210		$	99,620		$	47,804		$	477,303
Summary of loan portfolio aging analysis	'
		30-59 Days			60-89 Days			Greater Than			Total Past						Total Loans
	30-Jun-14	Past Due			Past Due			90 Days			Due			Current			Receivable
	($ in thousands)
	Commercial & Industrial	$	127		$	-		$	1,259		$	1,386		$	91,038		$	92,424
	Commercial RE & Construction		-			-			699			699			215,125			215,824
	Agricultural & Farmland		-			-			-			-			43,475			43,475
	Residential Real Estate		141			52			519			712			104,342			105,054
	Consumer & Other		65			-			117			182			49,168			49,350
	Total Loans	$	333		$	52		$	2,594		$	2,979		$	503,148		$	506,127
		30-59 Days			60-89 Days			Greater Than			Total Past						Total Loans
	31-Dec-13	Past Due			Past Due			90 Days			Due			Current			Receivable
	($ in thousands)
	Commercial & Industrial	$	-		$	-		$	1,890		$	1,890		$	83,478		$	85,368
	Commercial RE & Construction		424			364			168			956			204,345			205,301
	Agricultural & Farmland		-			-			-			-			39,210			39,210
	Residential Real Estate		-			14			453			467			99,153			99,620
	Consumer & Other		22			34			98			154			47,650			47,804
	Total Loans	$	446		$	412		$	2,609		$	3,467		$	473,836		$	477,303
Summary of Impaired loan activity	'
	Three Months Ended										Average
	30-Jun-14	Recorded			Unpaid Principal			Related			Recorded			Interest Income
	($'s in thousands)	Investment			Balance			Allowance			Investment			Recognized
	With no related allowance recorded:
	Commercial & Industrial	$	316		$	316		$	-		$	316		$	-
	Commercial RE & Construction		422			422			-			596			-
	Agricultural & Farmland		-			-			-			-			-
	Residential Real Estate		844			898			-			1,058			13
	Consumer & Other		103			103			-			110			2
	All Impaired Loans < $100,000		1,161			1,161			-			1,161			-
	With a specific allowance recorded:
	Commercial & Industrial		992			1,592			337			1,608			-
	Commercial RE & Construction		184			184			17			185			3
	Agricultural & Farmland		-			-			-			-			-
	Residential Real Estate		972			972			168			1,026			10
	Consumer & Other		467			467			53			491			6
	Totals:
	Commercial & Industrial	$	1,308		$	1,908		$	337		$	1,924		$	-
	Commercial RE & Construction	$	606		$	606		$	17		$	781		$	3
	Agricultural & Farmland	$	-		$	-		$	-		$	-		$	-
	Residential Real Estate	$	1,816		$	1,870		$	168		$	2,084		$	23
	Consumer & Other	$	570		$	570		$	53		$	601		$	8
	All Impaired Loans < $100,000	$	1,161		$	1,161		$	-		$	1,161		$	-
	Six Months Ended	Average			Interest
	30-Jun-14	Recorded			Income
	($'s in thousands)	Investment			Recognized
	With no related allowance recorded:
	Commercial & Industrial	$	316		$	-
	Commercial RE & Construction		596			-
	Agricultural & Farmland		-			-
	Residential Real Estate		1,061			28
	Consumer & Other		112			5
	All Impaired Loans < $100,000		1,161			-
	With a specific allowance recorded:
	Commercial & Industrial		1,645			-
	Commercial RE & Construction		186			5
	Agricultural & Farmland		-			-
	Residential Real Estate		1,029			20
	Consumer & Other		494			13
	Totals:
	Commercial & Industrial	$	1,961		$	-
	Commercial RE & Construction	$	782		$	5
	Agricultural & Farmland	$	-		$	-
	Residential Real Estate	$	2,090		$	48
	Consumer & Other	$	606		$	18
	All Impaired Loans < $100,000	$	1,161		$	-
	Twelve Months Ended
	31-Dec-13	Recorded			Unpaid Principal			Related
	($'s in thousands)	Investment			Balance			Allowance
	With no related allowance recorded:
	Commercial & Industrial	$	316		$	316		$	-
	Commercial RE & Construction		389			442			-
	Agricultural & Farmland		-			-			-
	Residential Real Estate		1,131			1,131			-
	Consumer & Other		252			252			-
	All Impaired Loans < $100,000		1,242			1,242			-
	With a specific allowance recorded:
	Commercial & Industrial		1,800			1,800			1,079
	Commercial RE & Construction		260			260			56
	Agricultural & Farmland		-			-			-
	Residential Real Estate		854			854			192
	Consumer & Other		338			338			168
	Totals:
Commercial & Industrial	$	2,116		$	2,116		$	1,079
Commercial RE & Construction	$	649		$	702		$	56
Agricultural & Farmland	$	-		$	-		$	-
Residential Real Estate	$	1,985		$	1,985		$	192
Consumer & Other	$	590		$	590		$	168
All Impaired Loans < $100,000	$	1,242		$	1,242		$	-
	Six Months Ended June 30, 2013						Three Months Ended June 30, 2013
	Average			Interest			Average			Interest
	Recorded			Income			Recorded			Income
($'s in thousands)	Investment			Recognized			Investment			Recognized
With no related allowance recorded:
Commercial & Industrial	$	347		$	-		$	347		$	-
Commercial RE & Construction		202			-			202			-
Agricultural & Farmland		-			-			-			-
Residential Real Estate		1,162			23			1,160			11
Home Equity Consumer & Other		180			5			178			2
All Impaired Loans < $100,000		936			-			936			-
With a specific allowance recorded:
Commercial & Industrial		699			-			648			-
Commercial RE & Construction		262			6			261			3
Agricultural & Farmland		-			-			-			-
Residential Real Estate		1,431			30			1,429			14
Home Equity Consumer & Other		574			16			570			8
Totals:
Commercial & Industrial	$	1,046		$	-		$	995		$	-
Commercial RE & Construction	$	464		$	6		$	463		$	3
Agricultural & Farmland	$	-		$	-		$	-		$	-
Residential Real Estate	$	2,593		$	53		$	2,589		$	25
Consumer & Other	$	754		$	21		$	748		$	10
All Impaired Loans < $100,000	$	936		$	-		$	936		$	-
Summary of newly restructured loans by type of modification	'
		Three Months Ended June 30, 2014
	($ in thousands)	Number of Loans			Pre-Modification			Post Modification
					Recorded Balance			Recorded Balance
	Residential Real Estate		-		$	-		$	-
	Consumer & Other		-			-			-
	Total Modifications		-		$	-		$	-
	($ in thousands)	Interest									Total
		Only			Term			Combination			Modification
	Residential Real Estate	$	-		$	-		$	-		$	-
	Consumer & Other		-			-			-			-
	Total Modifications	$	-		$	-		$	-		$	-
	The loans described above increased the allowance for loan and lease losses ("ALLL") by $0.00 million in the three month period ended June 30, 2014.
		Six Months Ended June 30, 2014
	($ in thousands)	Number of Loans			Pre-Modification			Post Modification
					Recorded Balance			Recorded Balance
	Residential Real Estate		-		$	-		$	-
	Consumer & Other		-			-			-
	Total Modifications		-		$	-		$	-
	($ in thousands)	Interest									Total
		Only			Term			Combination			Modification
	Residential Real Estate	$	-		$	-		$	-		$	-
	Consumer & Other		-			-			-			-
	Total Modifications	$	-		$	-		$	-		$	-
	The loans described above increased the allowance for loan and lease losses ("ALLL") by $0.00 million in the six month period ended June 30, 2014.
		Three Months Ended June 30, 2013
	($ in thousands)	Number of			Pre-Mod			Post-Mod
		Loans			Balance			Balance
	Residential Real Estate		-		$	-		$	-
	Consumer & Other		-			-			-
	Total Modifications		-		$	-		$	-
	($ in thousands)	Interest									Total
		Only			Term			Combination			Modification
	Residential Real Estate	$	-		$	-		$	-		$	-
	Consumer & Other		-			-			-			-
	Total Modifications	$	-		$	-		$	-		$	-
	The loans described above increased the allowance for loan and lease losses ("ALLL") by $0.00 million in the three month period ended June 30, 2013.
		Six Months Ended June 30, 2013
	($ in thousands)	Number of			Pre-Mod			Post-Mod
		Loans			Balance			Balance
	Residential Real Estate		1		$	14		$	14
	Consumer & Other		1			12			12
	Total Modifications		2		$	26		$	26
	($ in thousands)	Interest									Total
		Only			Term			Combination			Modification
	Residential Real Estate	$	-		$	14		$	-		$	14
	Consumer & Other		-			12			-			12
	Total Modifications	$	-		$	26		$	-		$	26
	The loans described above increased the allowance for loan and lease losses ("ALLL") by $0.01 million in the six month period ended June 30, 2013.
Summary of troubled debt restructurings modified in the past 12 months that subsequently defaulted	'
	Troubled Debt Restructurings Modified in the Past 12 Months that have Subsequently Defaulted as of June 30, 2014
		Number of			Recorded
	($ in thousands)	Contracts			Balance
	Residential Real Estate		4		$	67
	Consumer & Other		-			-
			4		$	67
	Troubled Debt Restructurings Modified in the Past 12 Months that have Subsequently Defaulted as of June 30, 2013
		Number of			Recorded
	($ in thousands)	Contracts			Balance
	Residential Real Estate		4		$	194
	Consumer & Other		-			-
			4		$	194

Derivative_Financial_Instrumen1

Derivative Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2014
Derivative Financial Instruments [Abstract]	'
Fair value of the Company's derivative financial instruments, as well as their classification on the balance sheet	'
		Asset Derivatives			Liability Derivatives
	($ in thousands)	30-Jun-14			30-Jun-14
	Derivatives not designated as hedging instruments:	Balance Sheet	Fair		Balance Sheet	Fair
		Location	Value		Location	Value
	Interest rate contracts	Other Assets	$	279	Other Liabilities	$	279
		Asset Derivatives			Liability Derivatives
		31-Dec-13			31-Dec-13
	Derivatives not designated as hedging instruments:	Balance Sheet	Fair		Balance Sheet	Fair
		Location	Value		Location	Value
	Interest rate contracts	Other Assets	$	257	Other Liabilities	$	257

Fair_Value_of_Assets_and_Liabi1

Fair Value of Assets and Liabilities (Tables)	6 Months Ended
	Jun. 30, 2014
Fair Value Of Assets and Liabilities [Abstract]	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'
	($'s in thousands)	Fair Values at				Fair Value Measurements Using:
	Description	6/30/14				Level 1			Level 2			Level 3
	Available-for-Sale Securities:
	U.S. Treasury and Government Agencies	$	18,727			$	-		$	18,727		$	-
	Mortgage-backed securities		47,738				-			47,738			-
	State and political subdivisions		19,098				-			19,098			-
	Equity securities		23				-			23			-
	Interest rate contracts - assets		279				-			279			-
	Interest rate contracts - liabilities		(279	)			-			(279	)		-
	($'s in thousands)	Fair Values at				Fair Value Measurements Using:
	Description	12/31/13				Level 1			Level 2			Level 3
	Available-for-Sale Securities:
	U.S. Treasury and Government Agencies	$	11,300			$	-		$	11,300		$	-
	Mortgage-backed securities		57,223				-			57,223			-
	State and political subdivisions		18,155				-			18,155			-
	Money Market Mutual Funds		3,092				3,092			-			-
	Equity securities		23				-			23			-
	Interest rate contracts - assets		257				-			257			-
	Interest rate contracts - liabilities		(257	)			-			(257	)		-
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'
	($'s in thousands)	Fair Values at				Fair Value Measurements Using:
	Description	6/30/14				Level 1			Level 2			Level 3
	Collateral dependent impaired loans	$	2,793			$	-		$	-		$	2,793
	Mortgage servicing rights		1,863				-			-			1,863
	($'s in thousands)	Fair Values at				Fair Value Measurements Using:
	Description	12/31/13				Level 1			Level 2			Level 3
	Collateral dependent impaired loans	$	3,540			$	-		$	-		$	3,540
	Mortgage servicing rights		2,029				-			-			2,029
	Foreclosed assets		45				-			-			45
Summary of quantitative information about unobservable inputs used in recurring and nonrecurring	'
		Fair Value at			Valuation			Range (Weighted
	($'s in thousands)	6/30/14			Technique		Unobservable Inputs	Average)
	Collateral-dependent impaired loans	$	2,793		Market comparable		Comparability adjustments (%)	Not available
					properties
	Mortgage servicing rights		1,863		Discounted cash flow		Discount Rate		9.88	%
							Constant prepayment rate		9.6	%
							P&I earnings credit		0.15	%
							T&I earnings credit		1.74	%
							Inflation for cost of servicing		1.5	%
		Fair Value at			Valuation			Range (Weighted
	($'s in thousands)	12/31/13			Technique		Unobservable Inputs	Average)
	Collateral-dependent impaired loans	$	3,540		Market comparable		Comparability adjustments (%)	Not available
					properties
	Mortgage servicing rights		2,029		Discounted cash flow		Discount Rate		10.25	%
							Constant prepayment rate		8.5	%
							P&I earnings credit		0.17	%
							T&I earnings credit		1.54	%
							Inflation for cost of servicing		1.5	%
	Foreclosed assets		45		Market comparable		Marketability discount		10	%
					properties
Summary of estimated fair values of company's financial instruments	'
	30-Jun-14	Carrying				Fair Value Measurements Using
	($'s in thousands)	Amount				(Level 1)			(Level 2)			(Level 3)
	Financial assets
	Cash and cash equivalents	$	13,778			$	13,778		$	-		$	-
	Loans held for sale		8,290				-			8,527			-
	Loans, net of allowance for loan losses		499,559				-			-			500,530
	Federal Reserve and FHLB Bank stock		3,748				-			3,748			-
	Mortgage Servicing Rights		5,375				-			-			6,239
	Accrued interest receivable		1,456				-			1,456			-
	Financial liabilities
	Deposits	$	524,067			$	87,706		$	438,755		$	-
	FHLB advances		37,000				-			36,874			-
	Repurchase agreements		17,246				-			17,246			-
	Trust preferred securities		20,620				-			17,893			-
	Accrued interest payable		655				-			655			-
	31-Dec-13	Carrying				Fair Value Measurements Using
	($'s in thousands)	Amount				(Level 1)			(Level 2)			(Level 3)
	Financial assets
	Cash and cash equivalents	$	13,137			$	13,137		$	-		$	-
	Loans held for sale		3,336				-			3,476			-
	Loans, net of allowance for loan losses		470,339				-			-			469,505
	Federal Reserve and FHLB Bank stock		3,748				-			3,748			-
	Mortgage Servicing Rights		5,180				-			-			6,237
	Accrued interest receivable		1,281				-			1,281			-
	Financial liabilities
	Deposits	$	518,234			$	81,570		$	439,273		$	-
	Notes payable		589				-			600			-
	FHLB advances		16,000				-			15,955			-
	Repurchase agreements		14,696				-			14,696			-
	Trust preferred securities		20,620				-			15,566			-
	Accrued interest payable		639				-			639			-

Earnings_Per_Share_Details

Earnings Per Share (Details)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Summary of average number of shares used in the computation of basic and diluted earnings per share	'	'	'	'
Basic earnings per share	4,875	4,866	4,873	4,864
Diluted earnings per share	4,893	4,870	4,894	4,870

Earnings_Per_Share_Details_Tex

Earnings Per Share (Details Textual)	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Earnings Per Share (Textual)	'	'
Common shares excluded from computation of diluted EPS	66,570	151,349

Securities_Details

Securities (Details) (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Summary of amortized cost and approximate fair values of securities	'	'
Amortized Cost	$84,209	$89,679
Gross Unrealized Gains	1,752	1,083
Gross Unrealized Losses	-375	-969
Securities available for sale, at fair value	85,586	89,793
U.S. Treasury and Government Agencies [Member]	'	'
Summary of amortized cost and approximate fair values of securities	'	'
Amortized Cost	18,621	11,305
Gross Unrealized Gains	159	120
Gross Unrealized Losses	-53	-125
Securities available for sale, at fair value	18,727	11,300
Mortgage-backed securities [Member]	'	'
Summary of amortized cost and approximate fair values of securities	'	'
Amortized Cost	47,393	57,322
Gross Unrealized Gains	630	417
Gross Unrealized Losses	-285	-516
Securities available for sale, at fair value	47,738	57,223
State and political subdivisions [Member]	'	'
Summary of amortized cost and approximate fair values of securities	'	'
Amortized Cost	18,172	17,937
Gross Unrealized Gains	963	546
Gross Unrealized Losses	-37	-328
Securities available for sale, at fair value	19,098	18,155
Money Market Mutual Funds [Member]	'	'
Summary of amortized cost and approximate fair values of securities	'	'
Amortized Cost	'	3,092
Gross Unrealized Gains	'	'
Gross Unrealized Losses	'	'
Securities available for sale, at fair value	'	3,092
Equity securities [Member]	'	'
Summary of amortized cost and approximate fair values of securities	'	'
Amortized Cost	23	23
Gross Unrealized Gains	'	'
Gross Unrealized Losses	'	'
Securities available for sale, at fair value	$23	$23

Securities_Details_1

Securities (Details 1) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Summary of amortized cost and fair value of securities available for sale by contractual maturity	'	'
Available for Sale Amortized Cost, Within one year	$486	'
Available for Sale Amortized Cost, Due after one year through five years	1,587	'
Available for Sale Amortized Cost, Due after five years through ten years	7,771	'
Available for Sale Amortized Cost, Due after ten years	26,949	'
Available for Sale Amortized Cost	36,793	'
Amortized Cost Mortgage-backed securities and equity securities	47,416	'
Available for Sale, Amortized Cost, Total	84,209	89,679
Available for Sale Fair Value, Within one year	498	'
Available for Sale Fair Value, Due after one year through five years	1,647	'
Available for Sale Fair value, Due after five years through ten years	7,976	'
Available for Sale Fair Value, Due after ten years	27,704	'
Available for Sale Fair Value	37,825	'
Fair Value Mortgage-backed securities and equity securities	47,761	'
Total Fair Value	$85,586	$89,793

Securities_Details_2

Securities (Details 2) (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Schedule of securities with unrealized losses	'	'
Less than 12 Months, Fair Value	$9,201	$33,475
Less than 12 Months, Unrealized Losses	-40	-863
12 Months or Longer, Fair Value	12,373	2,333
12 Months or Longer, Unrealized Losses	-335	-106
Total fair value	21,574	35,808
Total Unrealized Losses	-375	-969
U.S. Treasury and Government Agencies [Member]	'	'
Schedule of securities with unrealized losses	'	'
Less than 12 Months, Fair Value	3,315	3,834
Less than 12 Months, Unrealized Losses	-19	-125
12 Months or Longer, Fair Value	2,966	'
12 Months or Longer, Unrealized Losses	-34	'
Total fair value	6,281	3,834
Total Unrealized Losses	-53	-125
Mortgage-backed securities [Member]	'	'
Schedule of securities with unrealized losses	'	'
Less than 12 Months, Fair Value	5,886	24,773
Less than 12 Months, Unrealized Losses	-21	-410
12 Months or Longer, Fair Value	7,735	2,333
12 Months or Longer, Unrealized Losses	-264	-106
Total fair value	13,621	27,106
Total Unrealized Losses	-285	-516
State and political subdivisions [Member]	'	'
Schedule of securities with unrealized losses	'	'
Less than 12 Months, Fair Value	'	4,868
Less than 12 Months, Unrealized Losses	'	-328
12 Months or Longer, Fair Value	1,672	'
12 Months or Longer, Unrealized Losses	-37	'
Total fair value	1,672	4,868
Total Unrealized Losses	($37)	($328)

Securities_Details_Textual

Securities (Details Textual) (USD $)	6 Months Ended		12 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Securities (Textual)	'	'	'
Fair value of securities pledged as collateral, to secure public deposits and for other purposes	$65,300,000	'	$42,300,000
Fair value of securities delivered for repurchase agreements	19,300,000	'	17,500,000
Available-for-sale Securities, Gross Realized Gains	60,000	20,000	'
Gain on sale reclassification from accumulated other comprehensive income included in gain on sale of securities	20,000	'	'
Tax expense for net security gains	10,000	'	'
Total fair value	21,574,000	'	35,808,000
Fair value as a percentage of available-for-sale investment portfolio	25.20%	'	39.90%
Percentage of investment portfolio have an unrealized loss	25.00%	'	'
Gross Unrealized Losses	($375,000)	'	($969,000)

Loans_and_Allowance_for_Loan_L2

Loans and Allowance for Loan Losses (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Summary of categories of loans	'	'
Total loans	$506,127	$477,303
Non-Accrual Loans	4,006	4,844
Total loans, net of unearned income	506,127	477,303
Allowance for loan losses	-6,568	-6,964
Commercial & Industrial [Member]	'	'
Summary of categories of loans	'	'
Total loans	92,424	85,368
Non-Accrual Loans	1,485	2,316
Commercial RE & Construction [Member]	'	'
Summary of categories of loans	'	'
Total loans	215,824	205,301
Non-Accrual Loans	699	532
Agricultural & Farmland [Member]	'	'
Summary of categories of loans	'	'
Total loans	43,475	39,210
Non-Accrual Loans	'	'
Residential Real Estate [Member]	'	'
Summary of categories of loans	'	'
Total loans	105,054	99,620
Non-Accrual Loans	1,534	1,651
Consumer & Other [Member]	'	'
Summary of categories of loans	'	'
Total loans	49,350	47,804
Non-Accrual Loans	$288	$345

Loans_and_Allowance_for_Loan_L3

Loans and Allowance for Loan Losses (Details 1) (USD $)	3 Months Ended		6 Months Ended			3 Months Ended		6 Months Ended			3 Months Ended		6 Months Ended			3 Months Ended		6 Months Ended			3 Months Ended		6 Months Ended			3 Months Ended	6 Months Ended	3 Months Ended	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013	Jun. 30, 2013	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012
						Commercial & Industrial [Member]	Commercial & Industrial [Member]	Commercial & Industrial [Member]	Commercial & Industrial [Member]	Commercial & Industrial [Member]	Commercial RE & Construction [Member]	Commercial RE & Construction [Member]	Commercial RE & Construction [Member]	Commercial RE & Construction [Member]	Commercial RE & Construction [Member]	Agricultural & Farmland [Member]	Agricultural & Farmland [Member]	Agricultural & Farmland [Member]	Agricultural & Farmland [Member]	Agricultural & Farmland [Member]	Residential Real Estate [Member]	Residential Real Estate [Member]	Residential Real Estate [Member]	Residential Real Estate [Member]	Residential Real Estate [Member]	Consumer & Other [Member]	Consumer & Other [Member]	Consumer & Other [Member]	Consumer & Other [Member]	Consumer & Other [Member]	Consumer & Other [Member]	Consumer & Other [Member]	Consumer & Other [Member]
Summary of balance of the allowance for loan losses and the recorded investment in loans	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'
Beginning balance	$6,726	$6,992	$6,964	$6,811	'	$1,902	$1,480	$2,175	$1,561	'	$2,751	$3,266	$2,708	$3,034	'	$177	$179	$159	$186	'	$1,161	$1,110	$1,067	$1,088	'	$957	$942	$735	$855	'	$97	$112	$103
Charge Offs	-330	-213	-653	-349	'	-300	-1	-607	-1	'	-1	'	-1	-5	'	'	'	'	'	'	'	-98	-15	-98	'	-114	-245	-29	-30	'	'	'	'
Recoveries	22	34	107	52	'	2	11	12	14	'	8	2	60	15	'	1	1	1	2	'	9	19	14	19	'	1	2	2	20	'	'	'	'
Provision	150	200	150	499	'	56	57	80	-27	'	-101	-209	-110	15	'	16	'	34	-8	'	96	152	200	174	'	200	345	83	-54	'	'	'	'
Ending Balance	6,568	7,013	6,568	7,013	'	1,660	1,547	1,660	1,547	'	2,657	3,059	2,657	3,059	'	194	180	194	180	'	1,266	1,183	1,266	1,183	'	1,044	1,044	791	791	'	97	112	103
Ending balance individually evaluated for impairment	575	'	575	'	1,495	337	'	337	'	1,079	17	'	17	'	56	'	'	'	'	'	168	'	168	'	192	'	'	53	53	168	'	'	'
Ending balance collectively evaluated for impairment	5,993	'	5,993	'	5,469	1,323	'	1,323	'	1,096	2,640	'	2,640	'	2,652	194	'	194	'	159	1,098	'	1,098	'	875	'	'	738	738	687	'	'	'
Loans, Ending balance individually evaluated for impairment	4,300	'	4,300	'	5,340	1,308	'	1,308	'	2,116	606	'	606	'	649	'	'	'	'	'	1,816	'	1,816	'	1,985	'	'	570	570	590	'	'	'
Loans, Ending balance collectively evaluated for impairment	$501,827	'	$501,827	'	$471,963	$91,116	'	$91,116	'	$83,252	$215,218	'	$215,218	'	$204,652	$43,475	'	$43,475	'	$39,210	$103,238	'	$103,238	'	$97,635	'	'	$48,780	$48,780	$47,214	'	'	'

Loans_and_Allowance_for_Loan_L4

Loans and Allowance for Loan Losses (Details 2) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	$506,127	$477,303
Loan Grade 1-2 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	1,602	1,589
Loan Grade 3 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	223,229	206,822
Loan Grade 4 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	260,727	245,122
Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	485,558	453,533
Special Mention [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	10,892	13,535
Substandard [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	5,933	5,221
Doubtful [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	3,744	5,014
Loss [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Commercial & Industrial [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	92,424	85,368
Commercial & Industrial [Member] | Loan Grade 1-2 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	1,457	1,345
Commercial & Industrial [Member] | Loan Grade 3 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	21,761	22,328
Commercial & Industrial [Member] | Loan Grade 4 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	64,703	56,188
Commercial & Industrial [Member] | Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	87,921	79,861
Commercial & Industrial [Member] | Special Mention [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	2,505	3,159
Commercial & Industrial [Member] | Substandard [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	775	32
Commercial & Industrial [Member] | Doubtful [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	1,223	2,316
Commercial & Industrial [Member] | Loss [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Commercial RE & Construction [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	215,824	205,301
Commercial RE & Construction [Member] | Loan Grade 1-2 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	73	81
Commercial RE & Construction [Member] | Loan Grade 3 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	51,738	44,095
Commercial RE & Construction [Member] | Loan Grade 4 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	151,136	146,861
Commercial RE & Construction [Member] | Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	202,947	191,037
Commercial RE & Construction [Member] | Special Mention [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	7,344	8,917
Commercial RE & Construction [Member] | Substandard [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	4,834	4,815
Commercial RE & Construction [Member] | Doubtful [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	699	532
Commercial RE & Construction [Member] | Loss [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Agricultural & Farmland [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	43,475	39,210
Agricultural & Farmland [Member] | Loan Grade 1-2 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	72	76
Agricultural & Farmland [Member] | Loan Grade 3 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	9,184	6,543
Agricultural & Farmland [Member] | Loan Grade 4 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	34,219	32,591
Agricultural & Farmland [Member] | Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	43,475	39,210
Agricultural & Farmland [Member] | Special Mention [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Agricultural & Farmland [Member] | Substandard [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Agricultural & Farmland [Member] | Doubtful [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Agricultural & Farmland [Member] | Loss [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Residential Real Estate [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	105,054	99,620
Residential Real Estate [Member] | Loan Grade 1-2 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Residential Real Estate [Member] | Loan Grade 3 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	96,419	90,606
Residential Real Estate [Member] | Loan Grade 4 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	5,807	5,700
Residential Real Estate [Member] | Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	102,226	96,306
Residential Real Estate [Member] | Special Mention [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	1,036	1,373
Residential Real Estate [Member] | Substandard [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	258	290
Residential Real Estate [Member] | Doubtful [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	1,534	1,651
Residential Real Estate [Member] | Loss [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'
Consumer & Other [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	49,350	47,804
Consumer & Other [Member] | Loan Grade 1-2 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	87
Consumer & Other [Member] | Loan Grade 3 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	44,127	43,250
Consumer & Other [Member] | Loan Grade 4 Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	4,862	3,782
Consumer & Other [Member] | Pass [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	48,989	47,119
Consumer & Other [Member] | Special Mention [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	7	86
Consumer & Other [Member] | Substandard [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	66	84
Consumer & Other [Member] | Doubtful [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	288	515
Consumer & Other [Member] | Loss [Member]	'	'
Summary of credit risk profile of the Company's loan portfolio based on rating category	'	'
Loans and Leases Receivable, Gross	'	'

Loans_and_Allowance_for_Loan_L5

Loans and Allowance for Loan Losses (Details 3) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Summary of loan portfolio aging analysis	'	'
30-59 Days Past Due	$333	$446
60-89 Days Past Due	52	412
Greater Than 90 Days	2,594	2,609
Total Past Due	2,979	3,467
Current	503,148	473,836
Total Loans Receivable	506,127	477,303
Commercial & Industrial [Member]	'	'
Summary of loan portfolio aging analysis	'	'
30-59 Days Past Due	127	'
60-89 Days Past Due	'	'
Greater Than 90 Days	1,259	1,890
Total Past Due	1,386	1,890
Current	91,038	83,478
Total Loans Receivable	92,424	85,368
Commercial RE & Construction [Member]	'	'
Summary of loan portfolio aging analysis	'	'
30-59 Days Past Due	'	424
60-89 Days Past Due	'	364
Greater Than 90 Days	699	168
Total Past Due	699	956
Current	215,125	204,345
Total Loans Receivable	215,824	205,301
Agricultural & Farmland [Member]	'	'
Summary of loan portfolio aging analysis	'	'
30-59 Days Past Due	'	'
60-89 Days Past Due	'	'
Greater Than 90 Days	'	'
Total Past Due	'	'
Current	43,475	39,210
Total Loans Receivable	43,475	39,210
Residential Real Estate [Member]	'	'
Summary of loan portfolio aging analysis	'	'
30-59 Days Past Due	141	'
60-89 Days Past Due	52	14
Greater Than 90 Days	519	453
Total Past Due	712	467
Current	104,342	99,153
Total Loans Receivable	105,054	99,620
Consumer & Other [Member]	'	'
Summary of loan portfolio aging analysis	'	'
30-59 Days Past Due	65	22
60-89 Days Past Due	'	34
Greater Than 90 Days	117	98
Total Past Due	182	154
Current	49,168	47,650
Total Loans Receivable	$49,350	$47,804

Loans_and_Allowance_for_Loan_L6

Loans and Allowance for Loan Losses (Details 4) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Commercial & Industrial [Member]	'	'	'	'	'
Summary of Impaired loan activity	'	'	'	'	'
With no related allowance recorded, Recorded Investment	$316	'	$316	'	$316
With no related allowance recorded, Unpaid Principal Balance	316	'	316	'	316
With no related allowance recorded, Average Recorded Investment	316	347	316	347	'
With no related allowance recorded, Interest Income Recognized	'	'	'	'	'
With a specific allowance recorded, Recorded Investment	992	'	992	'	1,800
With a specific allowance recorded, Unpaid Principal Balance	1,592	'	1,592	'	1,800
With a specific allowance recorded, Related Allowance	337	'	337	'	1,079
With a specific allowance recorded, Average Recorded Investment	1,608	648	1,645	699	'
With a specific allowance recorded, Interest Income Recognized	'	'	'	'	'
Total Recorded Investment	1,308	'	1,308	'	2,116
Total Unpaid Principal Balance	1,908	'	1,908	'	2,116
Total Related Allowance	337	'	337	'	1,079
Total Average Recorded Investment	1,924	995	1,961	1,046	'
Total Interest Income Recognized	'	'	'	'	'
Commercial RE & Construction [Member]	'	'	'	'	'
Summary of Impaired loan activity	'	'	'	'	'
With no related allowance recorded, Recorded Investment	422	'	422	'	389
With no related allowance recorded, Unpaid Principal Balance	422	'	422	'	442
With no related allowance recorded, Average Recorded Investment	596	202	596	202	'
With no related allowance recorded, Interest Income Recognized	'	'	'	'	'
With a specific allowance recorded, Recorded Investment	184	'	184	'	260
With a specific allowance recorded, Unpaid Principal Balance	184	'	184	'	260
With a specific allowance recorded, Related Allowance	17	'	17	'	56
With a specific allowance recorded, Average Recorded Investment	185	261	186	262	'
With a specific allowance recorded, Interest Income Recognized	3	3	5	6	'
Total Recorded Investment	606	'	606	'	649
Total Unpaid Principal Balance	606	'	606	'	702
Total Related Allowance	17	'	17	'	56
Total Average Recorded Investment	781	463	782	464	'
Total Interest Income Recognized	3	3	5	6	'
Agricultural & Farmland [Member]	'	'	'	'	'
Summary of Impaired loan activity	'	'	'	'	'
With no related allowance recorded, Recorded Investment	'	'	'	'	'
With no related allowance recorded, Unpaid Principal Balance	'	'	'	'	'
With no related allowance recorded, Average Recorded Investment	'	'	'	'	'
With no related allowance recorded, Interest Income Recognized	'	'	'	'	'
With a specific allowance recorded, Recorded Investment	'	'	'	'	'
With a specific allowance recorded, Unpaid Principal Balance	'	'	'	'	'
With a specific allowance recorded, Related Allowance	'	'	'	'	'
With a specific allowance recorded, Average Recorded Investment	'	'	'	'	'
With a specific allowance recorded, Interest Income Recognized	'	'	'	'	'
Total Recorded Investment	'	'	'	'	'
Total Unpaid Principal Balance	'	'	'	'	'
Total Related Allowance	'	'	'	'	'
Total Average Recorded Investment	'	'	'	'	'
Total Interest Income Recognized	'	'	'	'	'
Residential Real Estate [Member]	'	'	'	'	'
Summary of Impaired loan activity	'	'	'	'	'
With no related allowance recorded, Recorded Investment	844	'	844	'	1,131
With no related allowance recorded, Unpaid Principal Balance	898	'	898	'	1,131
With no related allowance recorded, Average Recorded Investment	1,058	1,160	1,061	1,162	'
With no related allowance recorded, Interest Income Recognized	13	11	28	23	'
With a specific allowance recorded, Recorded Investment	972	'	972	'	854
With a specific allowance recorded, Unpaid Principal Balance	972	'	972	'	854
With a specific allowance recorded, Related Allowance	168	'	168	'	192
With a specific allowance recorded, Average Recorded Investment	1,026	1,429	1,029	1,431	'
With a specific allowance recorded, Interest Income Recognized	10	14	20	30	'
Total Recorded Investment	1,816	'	1,816	'	1,985
Total Unpaid Principal Balance	1,870	'	1,870	'	1,985
Total Related Allowance	168	'	168	'	192
Total Average Recorded Investment	2,084	2,589	2,090	2,593	'
Total Interest Income Recognized	23	25	48	53	'
Consumer & Other [Member]	'	'	'	'	'
Summary of Impaired loan activity	'	'	'	'	'
With no related allowance recorded, Recorded Investment	103	'	103	'	252
With no related allowance recorded, Unpaid Principal Balance	103	'	103	'	252
With no related allowance recorded, Average Recorded Investment	110	178	112	180	'
With no related allowance recorded, Interest Income Recognized	2	2	5	5	'
With a specific allowance recorded, Recorded Investment	467	'	467	'	338
With a specific allowance recorded, Unpaid Principal Balance	467	'	467	'	338
With a specific allowance recorded, Related Allowance	53	'	53	'	168
With a specific allowance recorded, Average Recorded Investment	491	570	494	574	'
With a specific allowance recorded, Interest Income Recognized	6	8	13	16	'
Total Recorded Investment	570	'	570	'	590
Total Unpaid Principal Balance	570	'	570	'	590
Total Related Allowance	53	'	53	'	168
Total Average Recorded Investment	601	748	606	754	'
Total Interest Income Recognized	8	10	18	21	'
All Impaired Loans less than $100,000 [Member]	'	'	'	'	'
Summary of Impaired loan activity	'	'	'	'	'
With no related allowance recorded, Recorded Investment	1,161	'	1,161	'	1,242
With no related allowance recorded, Unpaid Principal Balance	1,161	'	1,161	'	1,242
With no related allowance recorded, Average Recorded Investment	1,161	936	1,161	936	'
With no related allowance recorded, Interest Income Recognized	'	'	'	'	'
Total Recorded Investment	1,161	'	1,161	'	1,242
Total Unpaid Principal Balance	1,161	'	1,161	'	1,242
Total Related Allowance	'	'	'	'	'
Total Average Recorded Investment	1,161	936	1,161	936	'
Total Interest Income Recognized	'	'	'	'	'

Loans_and_Allowance_for_Loan_L7

Loans and Allowance for Loan Losses (Details 5) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
	Loan	Loan	Loan	Loan
Summary of newly restructured loans by type of modification	'	'	'	'
Number of Loans	'	'	'	2
Pre-Modification Recorded Balance	'	'	'	$26
Post-Modification Recorded Balance	'	'	'	26
Interest Only	'	'	'	'
Term	'	26	'	26
Combination	'	'	'	'
Total Modification	'	26	'	26
Residential Real Estate [Member]	'	'	'	'
Summary of newly restructured loans by type of modification	'	'	'	'
Number of Loans	'	'	'	1
Pre-Modification Recorded Balance	'	'	'	14
Post-Modification Recorded Balance	'	'	'	14
Interest Only	'	'	'	'
Term	'	14	'	14
Combination	'	'	'	'
Total Modification	'	14	'	14
Consumer & Other [Member]	'	'	'	'
Summary of newly restructured loans by type of modification	'	'	'	'
Number of Loans	'	'	'	1
Pre-Modification Recorded Balance	'	'	'	12
Post-Modification Recorded Balance	'	'	'	12
Interest Only	'	'	'	'
Term	'	12	'	12
Combination	'	'	'	'
Total Modification	'	$12	'	$12

Loans_and_Allowance_for_Loan_L8

Loans and Allowance for Loan Losses (Details 6) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
	Contract	Contract
Summary of troubled debt restructurings modified in the past 12 months that subsequently defaulted	'	'
Number of Contracts	4	4
Recorded Balance	$67	$194
Residential Real Estate [Member]	'	'
Summary of troubled debt restructurings modified in the past 12 months that subsequently defaulted	'	'
Number of Contracts	4	4
Recorded Balance	67	194
Consumer & Other [Member]	'	'
Summary of troubled debt restructurings modified in the past 12 months that subsequently defaulted	'	'
Number of Contracts	'	'
Recorded Balance	'	'

Loans_and_Allowance_for_Loan_L9

Loans and Allowance for Loan Losses (Details Textual) (USD $)	Jun. 30, 2014	Jun. 30, 2013
Loans and Allowance for Loan Losses (Textual)	'	'
Principal amount outstanding of loans held-in-portfolio	$100,000	'
Troubled debt restructuring loan loss allowances	'	$10,000

Derivative_Financial_Instrumen2

Derivative Financial Instruments (Details) (Derivatives not designated as hedging instruments [Member], Interest rate contracts [Member], USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Other Assets [Member]	'	'
Fair value of the Company's derivative financial instruments, as well as their classification on the balance sheet	'	'
Asset Derivatives	$279	$257
Other Liabilities [Member]	'	'
Fair value of the Company's derivative financial instruments, as well as their classification on the balance sheet	'	'
Liability Derivatives	$279	$257

Derivative_Financial_Instrumen3

Derivative Financial Instruments (Details Textual) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Millions, unless otherwise specified
Derivative Financial Instruments (Textual)	'	'
Notional amount of customer-facing swaps	$13.10	$13.50
Cash as collateral	$0.20	$0.20

Fair_Value_of_Assets_and_Liabi2

Fair Value of Assets and Liabilities (Details) (Available-For-Sale Securities [Member], USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
U.S. Treasury and Government Agencies [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	$18,727	$11,300
Mortgage-backed securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	47,738	57,223
State and political subdivisions [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	19,098	18,155
Money Market Mutual Funds [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	3,092
Equity securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	23	23
Interest Rate Contracts Assets [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	279	257
Interest Rate Contracts Liabilities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	-279	-257
Level 1 [Member] | U.S. Treasury and Government Agencies [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 1 [Member] | Mortgage-backed securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 1 [Member] | State and political subdivisions [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 1 [Member] | Money Market Mutual Funds [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	3,092
Level 1 [Member] | Equity securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 1 [Member] | Interest Rate Contracts Assets [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 1 [Member] | Interest Rate Contracts Liabilities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 2 [Member] | U.S. Treasury and Government Agencies [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	18,727	11,300
Level 2 [Member] | Mortgage-backed securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	47,738	57,223
Level 2 [Member] | State and political subdivisions [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	19,098	18,155
Level 2 [Member] | Money Market Mutual Funds [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 2 [Member] | Equity securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	23	23
Level 2 [Member] | Interest Rate Contracts Assets [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	279	257
Level 2 [Member] | Interest Rate Contracts Liabilities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	-279	-257
Level 3 [Member] | U.S. Treasury and Government Agencies [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 3 [Member] | Mortgage-backed securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 3 [Member] | State and political subdivisions [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 3 [Member] | Money Market Mutual Funds [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 3 [Member] | Equity securities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 3 [Member] | Interest Rate Contracts Assets [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'
Level 3 [Member] | Interest Rate Contracts Liabilities [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a recurring basis	'	'
Assets, Fair value, Recurring	'	'

Fair_Value_of_Assets_and_Liabi3

Fair Value of Assets and Liabilities (Details 1) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Collateral Dependent Impaired Loans [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	$2,793	$3,540
Collateral Dependent Impaired Loans [Member] | Level 1 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	'
Collateral Dependent Impaired Loans [Member] | Level 2 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	'
Collateral Dependent Impaired Loans [Member] | Level 3 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	2,793	3,540
Mortgage Servicing Rights [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	1,863	2,029
Mortgage Servicing Rights [Member] | Level 1 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	'
Mortgage Servicing Rights [Member] | Level 2 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	'
Mortgage Servicing Rights [Member] | Level 3 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	1,863	2,029
Foreclosed Assets [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	45
Foreclosed Assets [Member] | Level 1 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	'
Foreclosed Assets [Member] | Level 2 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	'
Foreclosed Assets [Member] | Level 3 [Member]	'	'
Summary of fair value measurements of assets measured at fair value on a non-recurring basis	'	'
Assets, Fair value, Nonrecurring	'	$45

Fair_Value_of_Assets_and_Liabi4

Fair Value of Assets and Liabilities (Details 2) (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Collateral-dependent impaired loans [Member] | Comparability adjustments (%) [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	$2,793	$3,540
Fair Value Measurements, Valuation Technique	'Market comparable properties	'Market comparable properties
Fair Value Measurements, Unobservable Inputs	'Comparability adjustments (%)	'Comparability adjustments (%)
Mortgage servicing rights [Member] | Discount Rate [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	1,863	2,029
Fair Value Measurements, Valuation Technique	'Discounted cash flow	'Discounted cash flow
Fair Value Measurements, Unobservable Inputs	'Discount Rate	'Discount Rate
Fair Value Measurements, Range (Weighted Average)	9.88%	10.25%
Mortgage servicing rights [Member] | Constant prepayment rate [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value Measurements, Unobservable Inputs	'Constant prepayment rate	'Constant prepayment rate
Fair Value Measurements, Range (Weighted Average)	9.60%	8.50%
Mortgage servicing rights [Member] | P&I earnings credit [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value Measurements, Unobservable Inputs	'P&I earnings credit	'P&I earnings credit
Fair Value Measurements, Range (Weighted Average)	0.15%	0.17%
Mortgage servicing rights [Member] | T&I earnings credit [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value Measurements, Unobservable Inputs	'T&I earnings credit	'T&I earnings credit
Fair Value Measurements, Range (Weighted Average)	1.74%	1.54%
Mortgage servicing rights [Member] | Inflation for cost of servicing [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value Measurements, Unobservable Inputs	'Inflation for cost of servicing	'Inflation for cost of servicing
Fair Value Measurements, Range (Weighted Average)	1.50%	1.50%
Foreclosed assets [Member] | Marketability discount [Member]	'	'
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements	'	'
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	'	$45
Fair Value Measurements, Valuation Technique	'	'Market comparable properties
Fair Value Measurements, Unobservable Inputs	'	'Marketability discount
Fair Value Measurements, Range (Weighted Average)	'	10.00%

Fair_Value_of_Assets_and_Liabi5

Fair Value of Assets and Liabilities (Details 3) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financial assets	'	'	'	'
Cash and cash equivalents, Carrying Amount	$13,778	$13,137	$10,750	$19,144
Loans held for sale, Carrying Amount	8,290	3,366	'	'
Loans, net of allowance for loan losses, Carrying Amount	499,559	470,339	'	'
Federal Reserve and FHLB Bank stock, Carrying Amount	3,748	3,748	'	'
Mortgage Servicing Rights, Carrying Amount	5,375	5,180	'	'
Accrued interest receivable, Carrying Amount	1,456	1,281	'	'
Financial liabilities	'	'	'	'
Deposits, Carrying Amount	524,067	518,234	'	'
Repurchase agreements, Carrying Amount	17,246	14,696	'	'
Notes payable, Carrying Amount	'	589	'	'
FHLB advances, Carrying Amount	37,000	16,000	'	'
Trust preferred securities, Carrying Amount	20,620	20,620	'	'
Accrued interest payable, Carrying Amount	655	639	'	'
Level 1 [Member]	'	'	'	'
Financial assets	'	'	'	'
Cash and cash equivalents, Carrying Amount	13,778	13,137	'	'
Loans held for sale, Carrying Amount	'	'	'	'
Loans, net of allowance for loan losses, Carrying Amount	'	'	'	'
Federal Reserve and FHLB Bank stock, Carrying Amount	'	'	'	'
Mortgage Servicing Rights, Carrying Amount	'	'	'	'
Accrued interest receivable, Carrying Amount	'	'	'	'
Financial liabilities	'	'	'	'
Deposits, Carrying Amount	87,706	81,570	'	'
Repurchase agreements, Carrying Amount	'	'	'	'
Notes payable, Carrying Amount	'	'	'	'
FHLB advances, Carrying Amount	'	'	'	'
Trust preferred securities, Carrying Amount	'	'	'	'
Accrued interest payable, Carrying Amount	'	'	'	'
Level 2 [Member]	'	'	'	'
Financial assets	'	'	'	'
Cash and cash equivalents, Carrying Amount	'	'	'	'
Loans held for sale, Carrying Amount	8,527	3,476	'	'
Loans, net of allowance for loan losses, Carrying Amount	'	'	'	'
Federal Reserve and FHLB Bank stock, Carrying Amount	3,748	3,748	'	'
Mortgage Servicing Rights, Carrying Amount	'	'	'	'
Accrued interest receivable, Carrying Amount	1,456	1,281	'	'
Financial liabilities	'	'	'	'
Deposits, Carrying Amount	438,755	439,273	'	'
Repurchase agreements, Carrying Amount	17,246	14,696	'	'
Notes payable, Carrying Amount	'	600	'	'
FHLB advances, Carrying Amount	36,874	15,955	'	'
Trust preferred securities, Carrying Amount	17,893	15,566	'	'
Accrued interest payable, Carrying Amount	655	639	'	'
Level 3 [Member]	'	'	'	'
Financial assets	'	'	'	'
Cash and cash equivalents, Carrying Amount	'	'	'	'
Loans held for sale, Carrying Amount	'	'	'	'
Loans, net of allowance for loan losses, Carrying Amount	500,530	469,505	'	'
Federal Reserve and FHLB Bank stock, Carrying Amount	'	'	'	'
Mortgage Servicing Rights, Carrying Amount	6,239	6,237	'	'
Accrued interest receivable, Carrying Amount	'	'	'	'
Financial liabilities	'	'	'	'
Deposits, Carrying Amount	'	'	'	'
Repurchase agreements, Carrying Amount	'	'	'	'
Notes payable, Carrying Amount	'	'	'	'
FHLB advances, Carrying Amount	'	'	'	'
Trust preferred securities, Carrying Amount	'	'	'	'
Accrued interest payable, Carrying Amount	'	'	'	'

Subsequent_Events_Details

Subsequent Events (Details) (Subsequent Event [Member], USD $)	0 Months Ended
In Millions, unless otherwise specified	Jul. 03, 2014
Subsequent Event [Line Items]	'
Variable rate basis, description	'The new term loan will have a variable rate that is tied to the 90-day LIBOR rate.
Trust Preferred Security I [Member]	'
Subsequent Event [Line Items]	'
Preferred securities shares redeemed interest rate	103.18%
Contract maturity rate	7-Sep-30
Preferred securities shares redeemed amount	10
Trust Preferred Security II [Member]	'
Subsequent Event [Line Items]	'
Preferred securities shares redeemed interest rate	10.60%
Contract maturity rate	15-Sep-35
Preferred securities shares redeemed amount	10.3