SB Financial (SBFG) 10-Q 13 May 15 2015 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2015	13-May-15
Document and Entity Information [Abstract]
Entity Registrant Name	SB FINANCIAL GROUP, INC.
Entity Central Index Key	767405
Amendment Flag	FALSE
Current Fiscal Year End Date	-19
Document Type	10-Q
Document Period End Date	31-Mar-15
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		4,912,401

Condensed_Consolidated_Balance

Condensed Consolidated Balance Sheets (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
ASSETS
Cash and due from banks	$49,765	$28,197
Securities available for sale, at fair value	94,056	85,240
Other securities - FRB and FHLB Stock	3,748	3,748
Total investment securities	97,804	88,988
Loans held for sale	8,667	5,168
Loans, net of unearned income	511,784	516,336
Allowance for loan losses	-6,830	-6,771
Net loans	504,954	509,565
Premises and equipment, net	15,407	13,604
Cash surrender value of life insurance	13,219	13,148
Goodwill	16,353	16,353
Core deposits and other intangibles	229	283
Foreclosed assets held for sale, net	207	285
Mortgage servicing rights	5,860	5,704
Accrued interest receivable	1,554	1,346
Other assets	3,536	1,587
Total assets	717,555	684,228
Deposits
Non interest bearing demand	96,638	97,853
Interest bearing demand	133,145	121,043
Savings	75,445	64,107
Money market	106,325	104,602
Time deposits	166,730	163,301
Total deposits	578,283	550,906
Advances from Federal Home Loan Bank	30,000	30,000
Repurchase agreements	14,648	12,740
Trust preferred securities	10,310	10,310
Accrued interest payable	334	264
Other liabilities	6,880	4,325
Total liabilities	640,455	608,545
Equity
Preferred stock	13,983	13,983
Common stock	12,569	12,569
Additional paid-in capital	15,413	15,461
Retained earnings	35,429	34,379
Accumulated other comprehensive income	1,264	918
Treasury stock	-1,558	-1,627
Total equity	77,100	75,683
Total liabilities and equity	$717,555	$684,228

Condensed_Consolidated_Stateme

Condensed Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Loans
Taxable	$5,619	$5,241
Nontaxable	6	16
Securities
Taxable	372	309
Nontaxable	177	175
Total interest income	6,174	5,741
Interest expense
Deposits	495	498
Repurchase Agreements & Other	5	11
Federal Home Loan Bank advances	92	74
Trust preferred securities	51	333
Total interest expense	643	916
Net interest income	5,531	4,825
Provision for loan losses	350
Net interest income after provision for loan losses	5,181	4,825
Noninterest income
Wealth Management Fees	659	632
Customer service fees	632	610
Gain on sale of mtg. loans & OMSR's	1,400	572
Mortgage loan servicing fees, net	58	245
Gain on sale of non-mortgage loans	254	23
Data service fees	317	306
Loss on sale/disposal of assets	-19	-34
Other income	295	205
Total non-interest income	3,596	2,559
Noninterest expense
Salaries and employee benefits	3,477	3,120
Net occupancy expense	503	573
Equipment expense	565	639
Data processing fees	263	211
Professional fees	440	338
Marketing expense	149	123
Telephone and communication	90	112
Postage and delivery expense	234	204
State, local and other taxes	129	92
Employee expense	153	115
Intangible amortization expense	54	131
Other expenses	587	421
Total non-interest expense	6,644	6,079
Income before income tax expense	2,133	1,306
Income tax expense	637	326
Net income	1,496	980
Preferred Stock Dividends	225
Net income available to common shareholders	$1,271	$980
Common share data:
Basic earnings per common share	$0.26	$0.20
Diluted earnings per common share	$0.23	$0.20
Average common shares outstanding ( in thousands):
Basic:	4,879	4,871
Diluted:	6,379	4,894

Condensed_Consolidated_Stateme1

Condensed Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Statements of Comprehensive Income [Abstract]
Net income	$1,496	$980
Available-for-sale investment securities:
Gross unrealized holding gain arising in the period	524	505
Related tax expense	-178	-172
Net effect on other comprehensive income	346	333
Total comprehensive income	$1,842	$1,313

Condensed_Consolidated_Stateme2

Condensed Consolidated Statements of Shareholders' Equity (Unaudited) (USD $)	Total	Preferred Stock	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Treasury Stock
In Thousands
Beginning Balance at Dec. 31, 2013	$56,269		$12,569	$15,412	$29,899	$74	($1,685)
Net income	980				980
Other Comprehensive Income	333					333
Dividends on Common Stk., $0.045 and $0.025 per share	-171				-171
Dividends on Preferred Stk., $0.15 per share
Treasury shares issued	8			-37			45
Share based compensation expense	16			16
Balance at Mar. 31, 2014	57,435		12,569	15,391	30,708	407	-1,640
Beginning Balance at Dec. 31, 2014	75,683	13,983	12,569	15,461	34,379	918	-1,627
Net income	1,496				1,496
Other Comprehensive Income	346					346
Dividends on Common Stk., $0.045 and $0.025 per share	-221				-221
Dividends on Preferred Stk., $0.15 per share	-225				-225
Treasury shares issued				-69			69
Share based compensation expense	21			21
Balance at Mar. 31, 2015	$77,100	$13,983	$12,569	$15,413	$35,429	$1,264	($1,558)

Condensed_Consolidated_Stateme3

Condensed Consolidated Statements of Shareholders' Equity (Unaudited) (Parenthetical) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Statement of Stockholders' Equity [Abstract]
Dividend common stock, Per share amount	$0.05	$0.03
Dividend preferred stock per share amount	$0.15

Condensed_Consolidated_Stateme4

Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Operating Activities
Net income	$1,496	$980
Items (using)/providing cash
Depreciation and amortization	242	305
Provision for loan losses	350
Expense of share-based compensation plan	21	16
Amortization of premiums and discounts on securities	262	223
Amortization of intangible assets	54	131
Amortization of originated mortgage servicing rights	282	117
Impairment of mortgage servicing rights	80	18
Proceeds from sale of loans held for sale	64,878	24,512
Originations of loans held for sale	-66,482	-26,944
Gain from sale of loans	-1,654	-595
Loss on sale of assets	19	33
Changes in
Interest receivable	-208	-142
Other assets	-2,927	-1,601
Interest payable and other liabilities	2,626	-74
Net cash used in operating activities	-961	-3,021
Investing Activities
Purchases of available-for-sale securities	-12,740	-9,685
Proceeds from maturities of available-for-sale securities	4,186	6,455
Net change in loans	4,234	-4,930
Purchase of premises and equipment and software	-2,111	-1,112
Proceeds from sales or disposal of premises and equipment	36
Proceeds from sale of foreclosed assets	85	74
Net cash used in investing activities	-6,310	-9,198
Financing Activities
Net increase in demand deposits, money market, interest checking and savings accounts	23,948	18,147
Net increase (decrease) in certificates of deposit	3,429	-3,662
Net increase in securities sold under agreements to repurchase	1,908	2,209
Repayment of Federal Home Loan Bank advances		-2,000
Proceeds from stock options exercised		8
Dividends on Common Stock	-221	-171
Dividends on Preferred Stock	-225
Repayment of notes payable		-589
Net cash provided by financing activities	28,839	13,942
Increase in Cash and Cash Equivalents	21,568	1,723
Cash and Cash Equivalents, Beginning of Year	28,197	13,137
Cash and Cash Equivalents, End of Period	49,765	14,860
Supplemental Cash Flows Information
Interest paid	573	702
Income taxes paid	410	285
Transfer of loans to foreclosed assets	$27

Basis_of_Presentation

Basis of Presentation	3 Months Ended
	Mar. 31, 2015
Basis of Presentation [Abstract]
BASIS OF PRESENTATION	NOTE 1—BASIS OF PRESENTATION
	SB Financial Group, Inc., an Ohio corporation (the “Company”) is a bank holding company whose principal activity is the ownership and management of its wholly-owned subsidiaries, The State Bank and Trust Company (“State Bank”), RFCBC, Inc. (“RFCBC”), Rurbanc Data Services, Inc. dba RDSI Banking Systems (“RDSI”), and Rurban Statutory Trust II (“RST II”). In addition, State Bank owns all of the outstanding stock of Rurban Mortgage Company (“RMC”) and State Bank Insurance, LLC (“SBI”).
	The consolidated financial statements include the accounts of the Company, State Bank, RFCBC, RDSI, RMC, and SBI. All significant intercompany accounts and transactions have been eliminated in consolidation.
	The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with the instructions for Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. The financial statements reflect all adjustments that are, in the opinion of management, necessary to fairly present the financial position, results of operations and cash flows of the Company. Those adjustments consist only of normal recurring adjustments. Results of operations for the three months ended March 31, 2015, are not necessarily indicative of results for the complete year.
	The condensed consolidated balance sheet of the Company as of December 31, 2014 has been derived from the audited consolidated balance sheet of the Company as of that date.
	For further information, refer to the consolidated financial statements and footnotes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014.
	The following paragraphs summarize the impact of new accounting pronouncements:
	Accounting Standards Update (ASU) No. 2015-05: Intangibles – Goodwill and Other (Subtopic 310-40, Software)
	The ASU provides guidance for the customer’s accounting treatment for fees paid in a cloud computing arrangement. Existing generally accepted accounting principles (GAAP) does not include explicit guidance regarding this topic. Specifically the ASU indicates how to handle cloud computing arrangements when a software license does and does not exist as part of the arrangement. The amendments in this update are effective for reporting periods beginning after December 15, 2015 and management does not believe this update will have a material impact on the Company’s consolidated financial statements.
	ASU No. 2015-03 (Sub Topic 835-30): Interest – Simplifying the Presentation of Debt Issuance Costs
	This ASU simplifies the presentation of debt issuance costs, with the amendments in this Update requiring that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The amendments in this update are effective for reporting periods beginning after December 15, 2015 and management does not believe this update will have a material impact on the Company’s consolidated financial statements.
	ASU No. 2015-02, Consolidation (Topic 810):
	This ASU changes the analysis that a reporting entity must perform to determine whether it should consolidate certain types of legal entities. All legal entities are subject to reevaluation under the revised consolidation model. Management does not believe that the implementation of this update will have a material impact on the Company’s consolidated financial statements.
	ASU No. 2015-01, Extraordinary and Unusual Income Statement Items (Sub Topic 225-20): Simplifying Income Statement Presentation by Elimination of Extraordinary Items
	This ASU eliminates from GAAP the concept of extraordinary items. Included is the following criteria that must be met for extraordinary classification: 1. Unusual nature – a high degree of abnormality. 2. Infrequency of occurrence – not reasonably expected to recur. Management does not believe that the implementation of this update will have a material impact on the Company’s consolidated financial statements.
	ASU No. 2014-17, Business Combinations (Topic 805): Pushdown Accounting.
	This ASU provides guidance on whether and at what threshold an acquired entity that is a business or nonprofit activity can apply pushdown accounting in its separate financial statements. An acquired entity may elect the option to apply pushdown accounting in the reporting period in which the change-in-control event occurs. Management does not believe the amendments will have a material impact on the Company’s consolidated financial statements.
	ASU No. 2014-16, Derivatives and Hedging (Topic 815): Determining Whether the Host Contract is more Akin to Debt or to Equity.
	This ASU provides guidance for an entity when hybrid financial instruments are issued in the form of a share. The entity should determine the nature of the host contract by considering the economic characteristics and risks of the entire financial instrument. The determination of these host characteristics may meet the definition of a derivative financial instrument. Management does not believe the amendments will have a material impact on the Company’s consolidated financial statements.
	ASU No. 2014-15, Presentation of Financial Statements – Going Concern (Sub Topic 205-40.
	This ASU provides guidance in GAAP about management’s responsibility to evaluate whether there is substantial doubt about an entity’s ability to continue as a going concern and to provide related footnote disclosures. In doing so, the amendments should reduce diversity in the timing and content of footnote disclosures. Management does not believe the amendments will have a material impact on the Company’s consolidated financial statements.
	ASU No. 2014-12 (Topic 718): Compensation – Stock Compensation
	The ASU provides guidance for the accounting treatment of share-based payments when the terms provide that a performance target could be achieved after the service period. The treatment requires that the target achievement after the service period be treated as a performance condition. Compensation cost should be recognized in the period in which it becomes probable that the performance target will be achieved and should represent the compensation cost attributable to the period(s) for which the requisite service has already been rendered. Management does not believe this update will have a material impact on the Company’s consolidated financial statements.
	ASU No. 2014-09 (Topic 606): Revenue from Contracts with Customers
	The ASU affects any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of non-financial assets unless those contracts are within the scope of other standards. The core principle is that an entity should recognize revenue in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. Management does not believe that the implementation of this update will have a material impact on the Company’s consolidated financial statements.

Earnings_Per_Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
EARNINGS PER SHARE	NOTE 2—EARNINGS PER SHARE
	Earnings per share (EPS) have been computed based on the weighted average number of common shares outstanding during the periods presented. For the three month period ended March 31, 2015, share-based awards totaling 55,424 common shares were not considered in computing diluted EPS as they were anti-dilutive. For the three month period ended March 31, 2014, share-based awards totaling 66,570 common shares were not considered in computing diluted EPS as they were anti-dilutive. Included in the diluted EPS for March 31, 2015 are the impact of the full conversion of the Company’s depository shares issued in December of 2014. Based upon the current conversion ratio, the 1,500,000 outstanding depository shares are convertible into an aggregate of 1,450,677 common shares. The average number of shares used in the computation of basic and diluted earnings per share were:
		Three Months Ended
		March 31,
	(shares in thousands)	2015		2014
	Basic earnings per share		4,879		4,871
	Diluted earnings per share		6,379		4,894

Securities

Securities	3 Months Ended
	Mar. 31, 2015
Securities [Abstract]
SECURITIES	NOTE 3 - SECURITIES
	The amortized cost and appropriate fair values, together with gross unrealized gains and losses, of securities at March 31, 2015 and December 31, 2014 were as follows:
				Gross			Gross
		Amortized		Unrealized			Unrealized			Fair
	($ in thousands)	Cost		Gains			Losses			Value
	Available-for-Sale Securities:
	31-Mar-15
	U.S. Treasury and Government agencies	$	14,899	$	172		$	-		$	15,071
	Mortgage-backed securities		59,206		761			(140	)		59,827
	State and political subdivisions		18,012		1,123			-			19,135
	Equity securities		23		-			-			23
		$	92,140	$	2,056		$	(140	)	$	94,056
				Gross			Gross
		Amortized		Unrealized			Unrealized			Fair
	($ in thousands)	Cost		Gains			Losses			Value
	Available-for-Sale Securities:
	December 31, 2014:
	U.S. Treasury and Government agencies	$	15,187	$	124		$	(4	)	$	15,307
	Mortgage-backed securities		50,563		462			(285	)		50,740
	State and political subdivisions		18,075		1,095			-			19,170
	Equity securities		23		-			-			23
		$	83,848	$	1,681		$	(289	)	$	85,240
	The amortized cost and fair value of securities available for sale at March 31, 2015, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Available for Sale
	($ in thousands)	Amortized		Fair
		Cost		Value
	Within one year	$	861	$	874
	Due after one year through five years		1,857		1,954
	Due after five years through ten years		9,549		9,877
	Due after ten years		20,644		21,501
			32,911		34,206
	Mortgage-backed securities & equity securities		59,229		59,850
	Totals	$	92,140	$	94,056
	The fair value of securities pledged as collateral, to secure public deposits and for other purposes, was $58.0 million at March 31, 2015 and $44.5 million at December 31, 2014. The fair value of securities delivered for repurchase agreements was $18.9 million at March 31, 2015 and $16.5 million at December 31, 2014.
	There were no realized gains and losses from sales of available-for-sale securities for the three months ended March 31, 2015. There were no realized gains and losses from sales of available-for-sale securities for the three months ended March 31, 2014.
	Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments was $11.2 million at March 31, 2015, and $29.0 million at December 31, 2014, which was approximately 11.9 and 34.7 percent, respectively, of the Company’s available-for-sale investment portfolio at such dates. Based on evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these securities are temporary. Should the impairment of any of these securities become other than temporary, the cost basis of the investment will be reduced and the resulting loss recognized in net income in the period the other-than-temporary impairment is identified.
	Securities with unrealized losses, aggregated by investment class and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2015 and December 31, 2014 are as follows:
		Less than 12 Months					12 Months or Longer						Total
	($ in thousands)	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
	31-Mar-15	Value		Losses			Value			Losses			Value		Losses
	Available-for-Sale Securities:
	Mortgage-backed securities	$	4,944	$	(38	)	$	6,292		$	(102	)	$	11,236	$	(140	)
		$	4,944	$	(38	)	$	6,292		$	(102	)	$	11,236	$	(140	)
		Less than 12 Months					12 Months or Longer						Total
	($ in thousands)	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
	31-Dec-14	Value		Losses			Value			Losses			Value		Losses
	Available-for-Sale Securities:
	U.S. Treasury and Government agencies	$	1,387	$	(4	)	$	-		$	-		$	1,387	$	(4	)
	Mortgage-backed securities		20,491		(73	)		7,073			(212	)		27,564		(285	)
		$	21,878	$	(77	)	$	7,073		$	(212	)	$	28,951	$	(289	)
	The total potential unrealized loss as of March 31, 2015 in the securities portfolio was $0.14 million, which was down from the $0.29 million unrealized loss at December 31, 2014. Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concern warrants such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent of the Company to not sell the investment and whether it is more likely than not that the Company will be required to sell the security before recovery of its amortized cost. Management has determined there is no other-than-temporary-impairment on these securities.

Loans_and_Allowance_for_Loan_L

Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2015
Loans and Allowance For Loan Losses [Abstract]
LOANS AND ALLOWANCE FOR LOAN LOSSES	NOTE 4 – LOANS AND ALLOWANCE FOR LOAN LOSSES
	Loans that management has the intent and ability to hold for the foreseeable future, or until maturity or payoffs, are reported at their outstanding principal balances adjusted for any charge-offs, the allowance for loan losses, any deferred fees or costs on originated loans and unamortized premiums or discounts on purchased loans. Interest income is reported on the interest method and includes amortization of net deferred loan fees and costs over the loan term. Generally, all loan classes are placed on non-accrual status not later than 90 days past due, unless the loan is well-secured and in the process of collection. All interest accrued, but not collected, for loans that are placed on non-accrual or charged-off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
	The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income. Loan losses are charged against the allowance when management believes the non-collectability of a loan balance is probable. Subsequent recoveries, if any, are credited to the allowance.
	The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as new information becomes available.
	The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers nonclassified loans and is based on historical charge-off experience and expected loss given default derived from the Company’s internal risk rating process. Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected on the historical loss or risk rating data.
	A loan is considered impaired when, based on current information and events, it is probable that State Bank will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration each of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial, agricultural, and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of the collateral if the loan is collateral dependent.
	When State Bank moves a loan to non-accrual status, total unpaid interest accrued to date is reversed from income. Subsequent payments are applied to the outstanding principal balance with the interest portion of the payment recorded on the balance sheet as a contra-loan. Interest received on impaired loans may be realized once all contractual principal amounts are received or when a borrower establishes a history of six consecutive timely principal and interest payments. It is at the discretion of management to determine when a loan is placed back on accrual status upon receipt of six consecutive timely payments.
	Large groups of smaller balance homogenous loans are collectively evaluated for impairment. Accordingly, State Bank does not separately identify individual consumer and residential loans for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.
	Categories of loans at March 31, 2015 and December 31, 2014 include:
			Total Loans						Non-Accrual Loans
	($ in thousands)		Mar. 2015			Dec. 2014			Mar. 2015		Dec. 2014
	Commercial & Industrial		$	85,100		$	88,485			1,413		1,387
	Commercial RE & Construction			217,610			217,030			1,643		2,092
	Agricultural & Farmland			44,266			46,217			-		-
	Residential Real Estate			114,703			113,214			1,231		992
	Consumer & Other			50,184			51,546			130		138
	Total Loans		$	511,863		$	516,492		$	4,417	$	4,609
	Unearned Income		$	(79	)	$	(156	)
	Total Loans, net of unearned income		$	511,784		$	516,336
	Allowance for loan losses		$	(6,830	)	$	(6,771	)
	The following tables present the activity in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of March 31, 2015, December 31, 2014 and March 31, 2014.
			Commercial			Commercial RE			Agricultural		Residential			Consumer
	($'s in thousands)		& Industrial			& Construction			& Farmland		Real Estate			& Other			Total
	ALLOWANCE FOR LOAN AND LEASE LOSSES
	For the Three Months Ended March 31, 2015
	Beginning balance		$	1,630		$	2,857		$	208	$	1,308		$	768		$	6,771
	Charge Offs			(8	)		(250	)		-		(13	)		(31	)	$	(302	)
	Recoveries			5			-			1		2			3			11
	Provision			(53	)		285			3		21			94			350
	Ending Balance		$	1,574		$	2,892		$	212	$	1,318		$	834		$	6,830
	Loans Receivable at March 31, 2015
	Allowance:
	Ending balance:
	individually evaluated for impairment		$	510		$	1,002		$	-	$	203		$	72		$	1,787
	Ending balance:
	collectively evaluated for impairment		$	1,064		$	1,890		$	212	$	1,115		$	762		$	5,043
	Loans:
	Ending balance:
	individually evaluated for impairment		$	1,268		$	1,991		$	-	$	1,592		$	469		$	5,320
	Ending balance:
	collectively evaluated for impairment		$	83,832		$	215,619		$	44,266	$	113,111		$	49,715		$	506,543
	Loans Receivable at December 31, 2014
	Allowance:
	Ending balance:
	individually evaluated for impairment		$	510		$	1,018		$	-	$	242		$	41		$	1,811
	Ending balance:
	collectively evaluated for impairment		$	1,120		$	1,839		$	208	$	1,066		$	727		$	4,960
	Loans:
	Ending balance:
	individually evaluated for impairment		$	1,268		$	2,035		$	-	$	1,647		$	481		$	5,431
	Ending balance:
	collectively evaluated for impairment		$	87,217		$	214,995		$	46,217	$	111,567		$	51,065		$	511,061
			Commercial			Commercial RE			Agricultural		Residential			Consumer
	($'s in thousands)		& Industrial			& Construction			& Farmland		Real Estate			& Other			Total
	ALLOWANCE FOR LOAN AND LEASE LOSSES
	For the Three Months Ended
	31-Mar-14
	Beginning balance		$	2,175		$	2,708		$	159	$	1,067		$	855		$	6,964
	Charge Offs			(307	)		-			-		(15	)		(1	)	$	(323	)
	Recoveries			10			52					5			18			85
	Provision			24			(9	)		18		104			(137	)		-
	Ending Balance		$	1,902		$	2,751		$	177	$	1,161		$	735		$	6,726
	The risk characteristics of each loan portfolio segment are as follows:
	Commercial and Agricultural
Commercial and agricultural loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets, such as accounts receivable or inventory, and may include a personal guarantee. Short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.
Commercial Real Estate including Construction
Commercial real estate loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy. The characteristics of properties securing the Company’s commercial real estate portfolio are diverse, but with geographic location almost entirely in the Company’s market area. Management monitors and evaluates commercial real estate loans based on collateral, geography and risk grade criteria. In general, the Company avoids financing single purpose projects unless other underwriting factors are present to help mitigate risk. In addition, management tracks the level of owner-occupied commercial real estate versus non-owner-occupied loans.
Construction loans are underwritten utilizing feasibility studies, independent appraisal reviews and financial analysis of the developers and property owners. Construction loans are generally based on estimates of costs and value associated with the completed project. These estimates may be inaccurate. Construction loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project. Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions and the availability of long-term financing.
Residential and Consumer
Residential and consumer loans consist of two segments – residential mortgage loans and personal loans. Residential mortgage loans are secured by 1-4 family residences and are generally owner-occupied, and the Company generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded. Home equity loans are typically secured by a subordinate interest in 1-4 family residences, and consumer personal loans are secured by consumer personal assets, such as automobiles or recreational vehicles. Some consumer personal loans are unsecured, such as small installment loans and certain lines of credit. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas, such as unemployment levels. Repayment can also be impacted by changes in property values on residential properties. Risk is mitigated by the fact that these loans are of smaller individual amounts and spread over a large number of borrowers.
The following tables present the credit risk profile of the Company’s loan portfolio based on rating category and payment activity as of March 31, 2015 and December 31, 2014.
31-Mar-15		Commercial			Commercial RE			Agricultural		Residential			Consumer
Loan Grade		& Industrial			& Construction			& Farmland		Real Estate			& Other			Total
($ in thousands)
2-Jan		$	921		$	63		$	59	$	-		$	-		$	1,043
3			23,043			64,940			8,723		107,291			46,663			250,660
4			59,479			140,533			35,484		4,987			3,256			243,739
Total Pass (1 - 4)			83,443			205,536			44,266		112,278			49,919			495,442
Special Mention (5)			50			6,054			-		1,149			73			7,326
Substandard (6)			323			4,060			-		309			54			4,746
Doubtful (7)			1,284			1,960			-		967			138			4,349
Loss (8)			-			-			-		-			-			-
Total Loans		$	85,100		$	217,610		$	44,266	$	114,703		$	50,184		$	511,863
31-Dec-14		Commercial			Commercial RE			Agricultural		Residential			Consumer
Loan Grade		& Industrial			& Construction			& Farmland		Real Estate			& Other			Total
($ in thousands)
2-Jan		$	1,148		$	66		$	61	$	-		$	-		$	1,275
3			23,580			67,779			9,505		105,149			47,795			253,808
4			61,691			136,427			36,651		5,611			3,465			243,845
Total Pass (1 - 4)			86,419			204,272			46,217		110,760			51,260			498,928
Special Mention (5)			83			6,224			-		1,160			84			7,551
Substandard (6)			752			4,422			-		312			55			5,541
Doubtful (7)			1,231			2,112			-		982			147			4,472
Loss (8)			-			-			-		-			-			-
Total Loans		$	88,485		$	217,030		$	46,217	$	113,214		$	51,546		$	516,492
The Company evaluates the loan risk grading system definitions and allowance for loan loss methodology on an ongoing basis.
Credit Risk Profile
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis includes loans with an outstanding balance greater than $100 thousand and non-homogeneous loans, such as commercial and commercial real estate loans. This analysis is performed on a quarterly basis. The Company uses the following definitions for risk ratings:
Pass (grades 1 – 4): Loans which management has determined to be performing as expected and in agreement with the terms established at the time of loan origination.
Special Mention (5): Assets have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Company’s credit position at some future date. Special mention assets are not adversely classified and do not expose the Company to sufficient risk to warrant adverse classification. Ordinarily, special mention credits have characteristics which corrective management action would remedy.
Substandard (6): Loans are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.
Doubtful (7): Loans classified as doubtful have all the weaknesses inherent in those classified Substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of current known facts, conditions and values, highly questionable and improbable.
Loss (8): Loans are considered uncollectable and of such little value that continuing to carry them as assets on the Company’s financial statement is not feasible. Loans will be classified Loss when it is neither practical nor desirable to defer writing off or reserving all or a portion of a basically worthless asset, even though partial recovery may be possible at some time in the future.
The following tables present the Company’s loan portfolio aging analysis as of March 31, 2015 and December 31, 2014.
		30-59 Days			60-89 Days			Greater Than		Total Past						Total Loans
31-Mar-15		Past Due			Past Due			90 Days		Due			Current			Receivable
($ in thousands)
Commercial & Industrial		$	-		$	2		$	972	$	974		$	84,126		$	85,100
Commercial RE & Construction			3,708			228			1,497		5,433			212,177			217,610
Agricultural & Farmland			-			-			-		-			44,266			44,266
Residential Real Estate			48			-			305		353			114,350			114,703
Consumer & Other			57			-			-		57			50,127			50,184
Total Loans		$	3,813		$	230		$	2,774	$	6,817		$	505,046		$	511,863
		30-59 Days			60-89 Days			Greater Than		Total Past						Total Loans
31-Dec-14		Past Due			Past Due			90 Days		Due			Current			Receivable
($ in thousands)
Commercial & Industrial		$	-		$	-		$	987	$	987		$	87,498		$	88,485
Commercial RE & Construction			3,660			-			1,747		5,407			211,623			217,030
Agricultural & Farmland			-			-			-		-			46,217			46,217
Residential Real Estate			164			19			377		560			112,654			113,214
Consumer & Other			39			81			-		120			51,426			51,546
Total Loans		$	3,863		$	100		$	3,111	$	7,074		$	509,418		$	516,492
All loans past due 90 days are systematically placed on nonaccrual status.
A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable State Bank will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include nonperforming commercial loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forebearance or other actions intended to maximize collection.
The following tables present impaired loan information as of and for the three months ended March 31, 2015 and 2014, and for the twelve months ended December 31, 2014:
Three Months Ended		Recorded			Unpaid Principal			Related		Average Recorded			Interest Income
31-Mar-15
($'s in thousands)		Investment			Balance			Allowance		Investment			Recognized
With no related allowance recorded:
Commercial & Industrial		$	316		$	316		$	-	$	316		$	-
Commercial RE & Construction			915			915			-		952			11
Agricultural & Farmland			-			-			-		-			-
Residential Real Estate			554			598			-		710			12
Consumer & Other			106			106			-		134			3
All Impaired Loans < $100,000			605			605			-		605			-
With a specific allowance recorded:
Commercial & Industrial			952			1,552			510		1,552			-
Commercial RE & Construction			1,076			1,326			1,002		1,326			-
Agricultural & Farmland			-			-			-		-			-
Residential Real Estate			1,038			1,044			203		1,120			12
Consumer & Other			363			363			70		375			6
Totals:
Commercial & Industrial		$	1,268		$	1,868		$	510	$	1,868		$	-
Commercial RE & Construction		$	1,991		$	2,241		$	1,002	$	2,278		$	11
Agricultural & Farmland		$	-		$	-		$	-	$	-		$	-
Residential Real Estate		$	1,592		$	1,642		$	203	$	1,830		$	24
Consumer & Other		$	469		$	469		$	70	$	509		$	9
All Impaired Loans < $100,000		$	605		$	605		$	-	$	605		$	-
Twelve Months Ended					Unpaid
31-Dec-14		Recorded			Principal			Related
($'s in thousands)		Investment			Balance			Allowance
With no related allowance recorded:
Commercial & Industrial		$	316		$	316		$	-
Commercial RE & Construction			530			530			-
Agricultural & Farmland			-			-			-
Residential Real Estate			567			611			-
Consumer & Other			110			110			-
All Impaired Loans < $100,000			565			565			-
With a specific allowance recorded:
Commercial & Industrial			952			1,552			510
Commercial RE & Construction			1,505			1,505			1,018
Agricultural & Farmland			-			-			-
Residential Real Estate			1,080			1,080			242
Consumer & Other			371			371			41
Totals:
Commercial & Industrial		$	1,268		$	1,868		$	510
Commercial RE & Construction		$	2,035		$	2,035		$	1,018
Agricultural & Farmland		$	-		$	-		$	-
Residential Real Estate		$	1,647		$	1,691		$	242
Consumer & Other		$	481		$	481		$	41
All Impaired Loans < $100,000		$	565		$	565		$	-
Three Months Ended		Average			Interest
31-Mar-14		Recorded			Income
($'s in thousands)		Investment			Recognized
With no related allowance recorded:
Commercial & Industrial		$	316		$	-
Commercial RE & Construction			500			-
Agricultural & Farmland			-			-
Residential Real Estate			749			13
Consumer & Other			114			3
All Impaired Loans < $100,000			1,148			-
With a specific allowance recorded:
Commercial & Industrial			1,681			-
Commercial RE & Construction			187			3
Agricultural & Farmland			-			-
Residential Real Estate			1,458			13
Consumer & Other			498			7
Totals:
Commercial & Industrial		$	1,997		$	-
Commercial RE & Construction		$	687		$	3
Agricultural & Farmland		$	-		$	-
Residential Real Estate		$	2,207		$	26
Consumer & Other		$	612		$	10
All Impaired Loans < $100,000		$	1,148		$	-
Impaired loans less than $100,000 are included in groups of homogenous loans. These loans are evaluated based on delinquency status.
Interest income recognized on a cash basis does not materially differ from interest income recognized on an accrual basis.
Troubled Debt Restructured (TDR) Loans
TDRs are modified loans where a concession was provided to a borrower experiencing financial difficulties. Loan modifications are considered TDRs when the concessions provided are not available to the borrower through either normal channels or other sources. However, not all loan modifications are TDRs.
TDR Concession Types
The Company’s standards relating to loan modifications consider, among other factors, minimum verified income requirements, cash flow analysis, and collateral valuations. Each potential loan modification is reviewed individually and the terms of the loan are modified to meet a borrower’s specific circumstances at a point in time. All loan modifications, including those classified as TDRs, are reviewed and approved. The types of concessions provided to borrowers include:
	●	Interest rate reduction: A reduction of the stated interest rate to a nonmarket rate for the remaining original life of the loan. The Company also may grant interest rate concessions for a limited timeframe on a case by case basis.
	●	Amortization or maturity date change: A change in the amortization or maturity date beyond what the collateral supports, including a concession that does any of the following:
	-1	Lengthens the amortization period of the amortized principal beyond market terms. This concession reduces the minimum monthly payment and increases the amount of the balloon payment at the end of the term of the loan. Principal is generally not forgiven.
	-2	Reduces the amount of loan principal to be amortized. This concession also reduces the minimum monthly payment and increases the amount of the balloon payment at the end of the term of the loan. Principal is generally not forgiven.
	-3	Extends the maturity date or dates of the debt beyond what the collateral supports. This concession generally applies to loans without a balloon payment at the end of the term of the loan. In addition, there may be instances where renewing loans potentially require non-market terms and would then be reclassified as TDRs.
	●	Other: A concession that is not categorized as one of the concessions described above. These concessions include, but are not limited to: principal forgiveness, collateral concessions, covenant concessions, and reduction of accrued interest. Principal forgiveness may result from any TDR modification of any concession type.
The following presents the activity of TDRs during the three months ended March 31, 2015 and 2014.
		31-Mar-15
($ in thousands)		Number of Loans			Pre-Modification			Post Modification
					Recorded Balance			Recorded Balance
Residential Real Estate			1		$	24		$	24
Consumer & Other						-			-
Total Modifications			1		$	24		$	24
		Interest								Total
($ in thousands)		Only			Term			Combination		Modification
Residential Real Estate		$	-		$	24		$	-	$	24
Consumer & Other			-						-		-
Total Modifications		$	-		$	24		$	-	$	24
There was no increase in the allowance for loan and lease losses ("ALLL") due to TDRs in the twelve month period ended March 31, 2015.
There was no TDR activity during the three months ended March 31, 2014.
There were no TDR’s modified during the past twelve months that have subsequently defaulted as of March 31, 2015.
TDR’s modified in the past twelve months that have subsequently defaulted as of March 31, 2014.
		Number of			Recorded
($ in thousands)		Contracts			Balance
Residential Real Estate			2		$	197
			2			197

Derivative_Financial_Instrumen

Derivative Financial Instruments	3 Months Ended
	Mar. 31, 2015
Derivative Financial Instruments [Abstract]
DERIVATIVE FINANCIAL INSTRUMENTS	NOTE 5 – DERIVATIVE FINANCIAL INSTRUMENTS
	Risk Management Objective of Using Derivatives
	The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company manages its exposures to a wide variety of business and operational risks primarily through management of its core business activities. The Company manages economic risks, including interest rate, liquidity and credit risk, primarily by managing the amount, sources and duration of its assets and liabilities and through the use of derivative financial instruments. Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates. The Company’s derivative financial instruments are used to manage differences in the amount, timing and duration of the Company’s known or expected cash payments principally related to certain variable-rate assets.
	Non-designated Hedges
	The Company does not use derivatives for trading or speculative purposes. Derivatives not designated as hedges are not speculative and result from a service the Company provides to certain customers. The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies. Those interest rate swaps are simultaneously offset by interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions. As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings. As of March 31, 2015 and December 31, 2014, the notional amount of customer-facing swaps was approximately $15.8 million and $12.6 million, respectively. The same amounts were offset with third party counterparties, as described above.
	The Company has minimum collateral posting thresholds with its derivative counterparties. As of March 31, 2015 and December 31, 2014, the Company had posted cash as collateral in the amount of $0.5 million and $0.4 million, respectively.
	Fair Values of Derivative Instruments on the Balance Sheet
	The table below presents the fair value of the Company’s derivative financial instruments, as well as their classification on the Balance Sheet, as of March 31, 2015 and December 31, 2014.
		Asset Derivatives			Liability Derivatives
		31-Mar-15			31-Mar-15
		Balance Sheet	Fair		Balance Sheet	Fair
	($ in thousands)	Location	Value		Location	Value
	Derivatives not designated as hedging instruments:
	Interest rate contracts	Other Assets	$	502	Other Liabilities	$	502
		31-Dec-14			31-Dec-14
		Balance Sheet	Fair		Balance Sheet	Fair
		Location	Value		Location	Value
	Derivatives not designated as hedging instruments:
	Interest rate contracts	Other Assets	$	273	Other Liabilities	$	273
	Effect of Derivative Instruments on the Income Statement
	The Company’s derivative financial instruments had no net effect on the Income Statements for the three months ended March 31, 2015 and 2014.

Fair_Value_of_Assets_and_Liabi

Fair Value of Assets and Liabilities	3 Months Ended
	Mar. 31, 2015
Fair Value Of Assets and Liabilities [Abstract]
FAIR VALUE OF ASSETS AND LIABILITIES	NOTE 6 – FAIR VALUE OF ASSETS AND LIABILITIES
	Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. A fair value measurement must maximize the use of observable inputs and minimize the use of unobservable inputs. There is a hierarchy of three levels of inputs that may be used to measure fair value:
		Level 1	Quoted prices in active markets for identical assets or liabilities
		Level 2	Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities
		Level 3	Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities
	Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis, recognized in the accompanying balance sheets, as well as the general classifications of such assets pursuant to the valuation hierarchy.
	Available-for-Sale Securities
	The fair values of available-for-sale securities are determined by various valuation methodologies. Level 1 securities include money market mutual funds. Level 1 inputs include quoted prices in an active market. Level 2 securities include U.S. treasury and government agencies, mortgage-backed securities, obligations of political and state subdivisions and equity securities. Level 2 inputs do not include quoted prices for individual securities in active markets; however, they do include inputs that are either directly or indirectly observable for the individual security being valued. Such observable inputs include interest rates and yield curves at commonly quoted intervals, volatilities, prepayment speeds, credit risks and default rates. Also included are inputs derived principally from or corroborated by observable market data by correlation or other means.
	Interest Rate Contracts
	The fair values of interest rate contracts are based upon the estimated amount the Company would receive or pay to terminate the contracts or agreements, taking into account underlying interest rates, creditworthiness of underlying customers for credit derivatives and, when appropriate, the creditworthiness of the counterparties.
	The following table presents the fair value measurements of assets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2015 and December 31, 2014.
	-
	Fair Value Measurements Using:
	($ in thousands)		Fair Values at 3/31/2015			(Level 1)			(Level 2)			(Level 3)
	Available-for-Sale Securities:
	U.S. Treasury and Government Agencies		$	15,071		$	-		$	15,071		$	-
	Mortgage-backed securities			59,827			-			59,827			-
	State and political subdivisions			19,135					19,135			-
	Equity securities			23						23
	Interest rate contracts - assets			502						502
	Interest rate contracts - liabilities			(502	)					(502	)
	Fair Value Measurements Using:
	($ in thousands)		Fair Values at 12/31/2014			(Level 1)			(Level 2)			(Level 3)
	Available-for-Sale Securities:
	U.S. Treasury and Government Agencies		$	15,307		$	-		$	15,307		$	-
	Mortgage-backed securities			50,740			-			50,740			-
	State and political subdivisions			19,170			-			19,170			-
	Equity securities			23						23
	Interest rate contracts - assets			273						273
	Interest rate contracts - liabilities			(273	)					(273	)
	Level 1 – Quoted Prices in Active Markets for Identical Assets
	Level 2 – Significant Other Observable Inputs
	Level 3 – Significant Unobservable Inputs
	The following is a description of the valuation methodologies and inputs used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy.
	Collateral-dependent Impaired Loans, NET of ALLL
	Loans for which it is probable the Company will not collect all principal and interest due according to contractual terms are measured for impairment. The estimated fair value of collateral-dependent impaired loans is based on the appraised value of the collateral, less estimated cost to sell. Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy. This method requires obtaining an independent appraisal of the collateral, which is reviewed for accuracy and consistency by Credit Administration. These appraisers are selected from the list of approved appraisers maintained by management. The appraised values are reduced by applying a discount factor to the value based on the Company’s loan review policy. All impaired loans held by the Company were collateral dependent at March 31, 2015 and December 31, 2014.
	Mortgage Servicing Rights
	Mortgage servicing rights do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using discounted cash flow models associated with the servicing rights and discounting the cash flows using discount market rates, prepayment speeds and default rates. The servicing portfolio has been valued using all relevant positive and negative cash flows including servicing fees; miscellaneous income and float; marginal costs of servicing; the cost of carry of advances; and foreclosure losses; and applying certain prevailing assumptions used in the marketplace. Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy. These mortgage servicing rights are tested for impairment on a quarterly basis.
	Foreclosed Assets Held For Sale
	The following table presents the fair value measurements of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fell at March 31, 2015 and December 31, 2014:
	Fair Value Measurements Using:
	($ in thousands)		Fair Values at 3/31/2015			(Level 1)			(Level 2)			(Level 3)
	Description
	Impaired loans		$	1,551		$	-		$	-		$	1,551
	Mortgage Servicing Rights			2,841			-			-			2,841
	Fair Value Measurements Using:
	($ in thousands)		Fair Values at 12/31/2014			(Level 1)			(Level 2)			(Level 3)
	Description
	Impaired loans		$	2,538		$	-		$	-		$	2,538
	Mortgage Servicing Rights			3,037			-			-			3,037
	Unobservable (Level 3) Inputs
	The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements.
			Fair Value at			Valuation			Range (Weighted
	($'s in thousands)		3/31/15			Technique		Unobservable Inputs	Average)
	Collateral-dependent impaired loans		$	1,551		Market comparable		Comparability adjustments (%)		Not available
						properties
	Mortgage servicing rights			2,841		Discounted cash flow		Discount Rate		9.5	%
								Constant prepayment rate	10.7	%
								P&I earnings credit		0.17	%
								T&I earnings credit		1.63	%
								Inflation for cost of servicing		1.5	%
			Fair Value at			Valuation			Range (Weighted
	($'s in thousands)		12/31/14			Technique		Unobservable Inputs	Average)
	Collateral-dependent impaired loans		$	2,538		Market comparable		Comparability adjustments (%)		Not available
					properties
Mortgage servicing rights			3,037		Discounted cash flow		Discount Rate		9.5	%
							Constant prepayment rate		10.3	%
							P&I earnings credit		0.17	%
							T&I earnings credit		1.75	%
							Inflation for cost of servicing		1.5	%
There were no changes in the inputs or methodologies used to determine fair value at March 31, 2015 as compared to December 31, 2014.
The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying balance sheets at amounts other than fair value.
Cash and Due From Banks, Federal Reserve and Federal Home Loan Bank Stock and Accrued Interest Receivable and Payable
The carrying amount approximates the fair value.
Loans Held for Sale
The fair value of loans held for sale is based upon quoted market prices, where available, or is determined by discounting estimated cash flows using interest rates approximating the Company’s current origination rates for similar loans and adjusted to reflect the inherent credit risk.
Loans
The estimated fair value for loans receivable is based on estimates of the rate State Bank would charge for similar loans at March 31, 2015 and December 31, 2014, applied for the time period until the loans are assumed to re-price or be paid.
Mortgage Servicing Rights
Mortgage servicing rights do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using discounted cash flow models associated with the servicing rights and discounting the cash flows using discount market rates, prepayment speeds and default rates. The servicing portfolio has been valued using all relevant positive and negative cash flows including servicing fees, miscellaneous income and float; marginal costs of servicing; the cost of carry of advances; and foreclosure losses; and applying certain prevailing assumptions used in the marketplace. Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy. These mortgage servicing rights are tested for impairment on a quarterly basis.
Deposits, FHLB advances & Repurchase agreements
Deposits include demand deposits, savings accounts, NOW accounts and certain money market deposits. The carrying amount approximates the fair value. The estimated fair value for fixed-maturity time deposits, as well as borrowings, is based on estimates of the rate State Bank could pay on similar instruments with similar terms and maturities at March 31, 2015 and December 31, 2014.
Loan Commitments
The fair value of commitments is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. The estimated fair values for other financial instruments and off-balance-sheet loan commitments approximate cost at March 31, 2015 and December 31, 2014 and are not considered significant to this presentation.
Trust Preferred Securities
The fair value for Trust Preferred Securities is estimated by discounting the cash flows using an appropriate discount rate.
The following table presents estimated fair values of the Company’s other financial instruments carried at other than fair value. The fair values of certain of these instruments were calculated by discounting expected cash flows, which involves significant judgments by management and uncertainties. Fair value is the estimated amount at which financial assets or liabilities could be exchanged in a current transaction between willing parties, other than in a forced or liquidation sale. Because no market exists for certain of these financial instruments, and because management does not intend to sell these financial instruments, the Company does not know whether the fair values shown below represent values at which the respective financial instruments could be sold individually or in the aggregate.
		31-Mar-15
		Carrying			Fair Value Measurements Using
		Amount			(Level 1)			(Level 2)			(Level 3)
Financial assets
Cash and cash equivalents		$	49,765		$	49,765		$	-		$	-
Loans held for sale			8,667			-			8,869			-
Loans, net of allowance for loan losses			504,954			-			-			506,021
Federal Reserve and FHLB Bank stock			3,748			-			3,748			-
Mortgage Servicing Rights			5,860			-			-			6,451
Accrued interest receivable			1,554			-			1,554			-
Financial liabilities
Deposits		$	578,283		$	96,638		$	483,981		$	-
FHLB Advances			30,000			-			30,099			-
Short-term borrowings			14,648			-			14,648			-
Trust preferred securities			10,310			-			7,514			-
Accrued interest payable			334			-			334			-
1,346
		31-Dec-14
		Carrying			Fair Value Measurements Using
		Amount			(Level 1)			(Level 2)			(Level 3)
Financial assets
Cash and due from banks		$	28,197		$	28,197		$	-		$	-
Loans held for sale			5,168			-			5,315			-
Loans, net of allowance for loan losses			509,565			-			-			510,314
Federal Reserve and FHLB Bank stock, at cost			3,748			-			3,748			-
Mortgage Servicing Rights			5,704			-			-			6,358
Accrued interest receivable					-			1,346			-
Financial liabilities
Deposits		$	550,906		$	97,853		$	455,383		$	-
FHLB advances			30,000			-			29,907			-
Short-term borrowings			12,740			-			12,740			-
Trust preferred securities			10,310			-			7,206			-
Accrued interest payable			264			-			264			-

Preferred_Capital_Offering

Preferred Capital Offering	3 Months Ended
	Mar. 31, 2015
Preferred Capital Offering [Abstract]
PREFERRED CAPITAL OFFERING	NOTE 7 – PREFERRED CAPITAL OFFERING
	On December 23, 2014, the Company completed its public offering of 1,500,000 depository shares, each representing a 1/100th ownership interest in a 6.50 percent Noncumulative Convertible Preferred Share, Series A, of the Company with a liquidation preference of $1,000 per share (equivalent to $10.00 per depository shares). The Company sold the maximum of 1,500,000 depository shares in the offering, resulting in gross proceeds to the Company of $15,000,000. Net proceeds to the Company after all expenses related to the offering were $13,983,000.
	Each Series A Preferred Share, at the option of the holder, is convertible at any time into the number of common shares equal to $1,000.00 divided by the conversion price then in effect, which at March 31, 2015, was $10.34. On or after the fifth anniversary of the issue date of the Series A Preferred Shares (December 23, 2019), the Company may require all holders of Series A Preferred Shares (and, therefore, depository shares) to convert their shares into common shares of the Company, provided the Company’s common share price exceeds 120 percent of the conversion price noted above. The conversion price will be impacted by the quarterly dividend paid on the common shares. At March 31, 2015, the aggregate number of common shares issuable upon the conversion of outstanding Series A Preferred Shares was 1,450,677.

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Summary of average number of shares used in the computation of basic and diluted earnings per share		Three Months Ended
			March 31,
	(shares in thousands)		2015		2014
	Basic earnings per share			4,879		4,871
	Diluted earnings per share			6,379		4,894

Securities_Tables

Securities (Tables)	3 Months Ended
	Mar. 31, 2015
Securities [Abstract]
Summary of amortized cost and approximate fair values of securities				Gross			Gross
		Amortized		Unrealized			Unrealized			Fair
	($ in thousands)	Cost		Gains			Losses			Value
	Available-for-Sale Securities:
	31-Mar-15
	U.S. Treasury and Government agencies	$	14,899	$	172		$	-		$	15,071
	Mortgage-backed securities		59,206		761			(140	)		59,827
	State and political subdivisions		18,012		1,123			-			19,135
	Equity securities		23		-			-			23
		$	92,140	$	2,056		$	(140	)	$	94,056
				Gross			Gross
		Amortized		Unrealized			Unrealized			Fair
	($ in thousands)	Cost		Gains			Losses			Value
	Available-for-Sale Securities:
	December 31, 2014:
	U.S. Treasury and Government agencies	$	15,187	$	124		$	(4	)	$	15,307
	Mortgage-backed securities		50,563		462			(285	)		50,740
	State and political subdivisions		18,075		1,095			-			19,170
	Equity securities		23		-			-			23
		$	83,848	$	1,681		$	(289	)	$	85,240
Summary of amortized cost and fair value of securities available for sale by contractual maturity		Available for Sale
	($ in thousands)	Amortized		Fair
		Cost		Value
	Within one year	$	861	$	874
	Due after one year through five years		1,857		1,954
	Due after five years through ten years		9,549		9,877
	Due after ten years		20,644		21,501
			32,911		34,206
	Mortgage-backed securities & equity securities		59,229		59,850
	Totals	$	92,140	$	94,056
Summary of securities with unrealized losses		Less than 12 Months					12 Months or Longer						Total
	($ in thousands)	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
	31-Mar-15	Value		Losses			Value			Losses			Value		Losses
	Available-for-Sale Securities:
	Mortgage-backed securities	$	4,944	$	(37	)	$	6,292		$	(102	)	$	11,236	$	(139	)
		$	4,944	$	(37	)	$	6,292		$	(102	)	$	11,236	$	(139	)
		Less than 12 Months					12 Months or Longer						Total
	($ in thousands)	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
	31-Dec-14	Value		Losses			Value			Losses			Value		Losses
	Available-for-Sale Securities:
	U.S. Treasury and Government agencies	$	1,387	$	(4	)	$	-		$	-		$	1,387	$	(4	)
	Mortgage-backed securities		20,491		(73	)		7,073			(212	)		27,564		(285	)
		$	21,878	$	(77	)	$	7,073		$	(212	)	$	28,951	$	(289	)

Loans_and_Allowance_for_Loan_L1

Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2015
Loans and Allowance For Loan Losses [Abstract]
Summary of categories of loans		Total Loans						Non-Accrual Loans
	($ in thousands)	Mar. 2015			Dec. 2014			Mar. 2015		Dec. 2014
	Commercial & Industrial	$	85,100		$	88,485			1,413		1,387
	Commercial RE & Construction		217,610			217,030			1,643		2,092
	Agricultural & Farmland		44,266			46,217			-		-
	Residential Real Estate		114,703			113,214			1,231		992
	Consumer & Other		50,184			51,546			130		138
	Total Loans	$	511,863		$	516,492		$	4,417	$	4,609
	Unearned Income	$	(79	)	$	(156	)
	Total Loans, net of unearned income	$	511,784		$	516,336
	Allowance for loan losses	$	(6,830	)	$	(6,771	)
Summary of allowance for loan losses and recorded investment in loans based on portfolio segment and impairment method		Commercial			Commercial RE			Agricultural		Residential			Consumer
	($'s in thousands)	& Industrial			& Construction			& Farmland		Real Estate			& Other			Total
	ALLOWANCE FOR LOAN AND LEASE LOSSES
	For the Three Months Ended March 31, 2015
	Beginning balance	$	1,630		$	2,857		$	208	$	1,308		$	768		$	6,771
	Charge Offs		(8	)		(250	)		-		(13	)		(31	)	$	(302	)
	Recoveries		5			-			1		2			3			11
	Provision		(53	)		285			3		21			94			350
	Ending Balance	$	1,574		$	2,892		$	212	$	1,318		$	834		$	6,830
	Loans Receivable at March 31, 2015
	Allowance:
	Ending balance:
	individually evaluated for impairment	$	510		$	1,002		$	-	$	203		$	72		$	1,787
	Ending balance:
	collectively evaluated for impairment	$	1,064		$	1,890		$	212	$	1,115		$	762		$	5,043
	Loans:
	Ending balance:
	individually evaluated for impairment	$	1,268		$	1,991		$	-	$	1,592		$	469		$	5,320
	Ending balance:
	collectively evaluated for impairment	$	83,832		$	215,619		$	44,266	$	113,111		$	49,715		$	506,543
	Loans Receivable at December 31, 2014
	Allowance:
	Ending balance:
	individually evaluated for impairment	$	510		$	1,018		$	-	$	242		$	41		$	1,811
	Ending balance:
	collectively evaluated for impairment	$	1,120		$	1,839		$	208	$	1,066		$	727		$	4,960
	Loans:
	Ending balance:
	individually evaluated for impairment	$	1,268		$	2,035		$	-	$	1,647		$	481		$	5,431
	Ending balance:
	collectively evaluated for impairment	$	87,217		$	214,995		$	46,217	$	111,567		$	51,065		$	511,061
		Commercial			Commercial RE			Agricultural		Residential			Consumer
	($'s in thousands)	& Industrial			& Construction			& Farmland		Real Estate			& Other			Total
	ALLOWANCE FOR LOAN AND LEASE LOSSES
	For the Three Months Ended
	31-Mar-14
	Beginning balance	$	2,175		$	2,708		$	159	$	1,067		$	855		$	6,964
	Charge Offs		(307	)		-			-		(15	)		(1	)	$	(323	)
	Recoveries		10			52					5			18			85
	Provision		24			(9	)		18		104			(137	)		-
	Ending Balance	$	1,902		$	2,751		$	177	$	1,161		$	735		$	6,726
Summary of credit risk profile of the Company's loan portfolio based on rating category	31-Mar-15	Commercial			Commercial RE			Agricultural		Residential			Consumer
	Loan Grade	& Industrial			& Construction			& Farmland		Real Estate			& Other			Total
	($ in thousands)
	2-Jan	$	921		$	63		$	59	$	-		$	-		$	1,043
	3		23,043			64,940			8,723		107,291			46,663			250,660
	4		59,479			140,533			35,484		4,987			3,256			243,739
	Total Pass (1 - 4)		83,443			205,536			44,266		112,278			49,919			495,442
	Special Mention (5)		50			6,054			-		1,149			73			7,326
	Substandard (6)		323			4,060			-		309			54			4,746
	Doubtful (7)		1,284			1,960			-		967			138			4,349
	Loss (8)		-			-			-		-			-			-
	Total Loans	$	85,100		$	217,610		$	44,266	$	114,703		$	50,184		$	511,863
	31-Dec-14	Commercial			Commercial RE			Agricultural		Residential			Consumer
	Loan Grade	& Industrial			& Construction			& Farmland		Real Estate			& Other			Total
	($ in thousands)
	2-Jan	$	1,148		$	66		$	61	$	-		$	-		$	1,275
	3		23,580			67,779			9,505		105,149			47,795			253,808
	4		61,691			136,427			36,651		5,611			3,465			243,845
	Total Pass (1 - 4)		86,419			204,272			46,217		110,760			51,260			498,928
	Special Mention (5)		83			6,224			-		1,160			84			7,551
	Substandard (6)		752			4,422			-		312			55			5,541
	Doubtful (7)		1,231			2,112			-		982			147			4,472
	Loss (8)		-			-			-		-			-			-
	Total Loans	$	88,485		$	217,030		$	46,217	$	113,214		$	51,546		$	516,492
Summary of loan portfolio aging analysis		30-59 Days			60-89 Days			Greater Than		Total Past						Total Loans
	31-Mar-15	Past Due			Past Due			90 Days		Due			Current			Receivable
	($ in thousands)
	Commercial & Industrial	$	-		$	2		$	972	$	974		$	84,126		$	85,100
	Commercial RE & Construction		3,708			228			1,497		5,433			212,177			217,610
	Agricultural & Farmland		-			-			-		-			44,266			44,266
	Residential Real Estate		48			-			305		353			114,350			114,703
	Consumer & Other		57			-			-		57			50,127			50,184
	Total Loans	$	3,813		$	230		$	2,774	$	6,817		$	505,046		$	511,863
		30-59 Days			60-89 Days			Greater Than		Total Past						Total Loans
	31-Dec-14	Past Due			Past Due			90 Days		Due			Current			Receivable
	($ in thousands)
	Commercial & Industrial	$	-		$	-		$	987	$	987		$	87,498		$	88,485
	Commercial RE & Construction		3,660			-			1,747		5,407			211,623			217,030
	Agricultural & Farmland		-			-			-		-			46,217			46,217
	Residential Real Estate		164			19			377		560			112,654			113,214
	Consumer & Other		39			81			-		120			51,426			51,546
	Total Loans	$	3,863		$	100		$	3,111	$	7,074		$	509,418		$	516,492
Summary of Impaired loan activity	Three Months Ended	Recorded			Unpaid Principal			Related		Average Recorded			Interest Income
	31-Mar-15
	($'s in thousands)	Investment			Balance			Allowance		Investment			Recognized
	With no related allowance recorded:
	Commercial & Industrial	$	316		$	316		$	-	$	316		$	-
	Commercial RE & Construction		915			915			-		952			11
	Agricultural & Farmland		-			-			-		-			-
	Residential Real Estate		554			598			-		710			12
	Consumer & Other		106			106			-		134			3
	All Impaired Loans < $100,000		605			605			-		605			-
	With a specific allowance recorded:
	Commercial & Industrial		952			1,552			510		1,552			-
	Commercial RE & Construction		1,076			1,326			1,002		1,326			-
	Agricultural & Farmland		-			-			-		-			-
	Residential Real Estate		1,038			1,044			203		1,120			12
	Consumer & Other		363			363			70		375			6
	Totals:
	Commercial & Industrial	$	1,268		$	1,868		$	510	$	1,868		$	-
	Commercial RE & Construction	$	1,991		$	2,241		$	1,002	$	2,278		$	11
	Agricultural & Farmland	$	-		$	-		$	-	$	-		$	-
	Residential Real Estate	$	1,592		$	1,642		$	203	$	1,830		$	24
	Consumer & Other	$	469		$	469		$	70	$	509		$	9
	All Impaired Loans < $100,000	$	605		$	605		$	-	$	605		$	-
	Twelve Months Ended				Unpaid
	31-Dec-14	Recorded			Principal			Related
	($'s in thousands)	Investment			Balance			Allowance
	With no related allowance recorded:
	Commercial & Industrial	$	316		$	316		$	-
	Commercial RE & Construction		530			530			-
	Agricultural & Farmland		-			-			-
	Residential Real Estate		567			611			-
	Consumer & Other		110			110			-
	All Impaired Loans < $100,000		565			565			-
	With a specific allowance recorded:
	Commercial & Industrial		952			1,552			510
	Commercial RE & Construction		1,505			1,505			1,018
	Agricultural & Farmland		-			-			-
	Residential Real Estate		1,080			1,080			242
	Consumer & Other		371			371			41
	Totals:
	Commercial & Industrial	$	1,268		$	1,868		$	510
	Commercial RE & Construction	$	2,035		$	2,035		$	1,018
	Agricultural & Farmland	$	-		$	-		$	-
	Residential Real Estate	$	1,647		$	1,691		$	242
	Consumer & Other	$	481		$	481		$	41
	All Impaired Loans < $100,000	$	565		$	565		$	-
	Three Months Ended	Average			Interest
	31-Mar-14	Recorded			Income
	($'s in thousands)	Investment			Recognized
	With no related allowance recorded:
	Commercial & Industrial	$	316		$	-
	Commercial RE & Construction		500			-
	Agricultural & Farmland		-			-
	Residential Real Estate		749			13
	Consumer & Other		114			3
	All Impaired Loans < $100,000		1,148			-
	With a specific allowance recorded:
	Commercial & Industrial		1,681			-
	Commercial RE & Construction		187			3
	Agricultural & Farmland		-			-
	Residential Real Estate		1,458			13
	Consumer & Other		498			7
	Totals:
	Commercial & Industrial	$	1,997		$	-
Commercial RE & Construction	$	687		$	3
Agricultural & Farmland	$	-		$	-
Residential Real Estate	$	2,207		$	26
Consumer & Other	$	612		$	10
All Impaired Loans < $100,000	$	1,148		$	-
Summary of newly restructured loans by type of modification		31-Mar-15
	($ in thousands)	Number of Loans			Pre-Modification			Post Modification
					Recorded Balance			Recorded Balance
	Residential Real Estate		1		$	24		$	24
	Consumer & Other					-			-
	Total Modifications		1		$	24		$	24
		Interest								Total
	($ in thousands)	Only			Term			Combination		Modification
	Residential Real Estate	$	-		$	24		$	-	$	24
	Consumer & Other		-						-		-
	Total Modifications	$	-		$	24		$	-	$	24
Summary of troubled debt restructurings modified in the past 12 months that subsequently defaulted		Number of			Recorded
	($ in thousands)	Contracts			Balance
	Residential Real Estate		2		$	197
			2			197

Derivative_Financial_Instrumen1

Derivative Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2015
Derivative Financial Instruments [Abstract]
Fair value of the Company's derivative financial instruments, as well as their classification on the balance sheet		Asset Derivatives			Liability Derivatives
		31-Mar-15			31-Mar-15
		Balance Sheet	Fair		Balance Sheet	Fair
	($ in thousands)	Location	Value		Location	Value
	Derivatives not designated as hedging instruments:
	Interest rate contracts	Other Assets	$	502	Other Liabilities	$	502
		31-Dec-14			31-Dec-14
		Balance Sheet	Fair		Balance Sheet	Fair
		Location	Value		Location	Value
	Derivatives not designated as hedging instruments:
	Interest rate contracts	Other Assets	$	273	Other Liabilities	$	273

Fair_Value_of_Assets_and_Liabi1

Fair Value of Assets and Liabilities (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Value Of Assets and Liabilities [Abstract]
Summary of fair value measurements of assets measured at fair value on a recurring basis
	Fair Value Measurements Using:
	($ in thousands)	Fair Values at 3/31/2015			(Level 1)			(Level 2)			(Level 3)
	Available-for-Sale Securities:
	U.S. Treasury and Government Agencies	$	15,071		$	-		$	15,071		$	-
	Mortgage-backed securities		59,827			-			59,827			-
	State and political subdivisions		19,135			-			19,135			-
	Equity securities		23						23
	Interest rate contracts - assets		502						502
	Interest rate contracts - liabilities		(502	)					(502	)
	Fair Value Measurements Using:
	($ in thousands)	Fair Values at 12/31/2014			(Level 1)			(Level 2)			(Level 3)
	Available-for-Sale Securities:
	U.S. Treasury and Government Agencies	$	15,307		$	-		$	15,307		$	-
	Mortgage-backed securities		50,740			-			50,740			-
	State and political subdivisions		19,170			-			19,170			-
	Equity securities		23						23
	Interest rate contracts - assets		273						273
	Interest rate contracts - liabilities		(273	)					(273	)
Summary of fair value measurements of assets measured at fair value on a non-recurring basis
	Fair Value Measurements Using:
	($ in thousands)	Fair Values at 3/31/2015			(Level 1)			(Level 2)			(Level 3)
	Description
	Impaired loans	$	1,551		$	-		$	-		$	1,551
	Mortgage Servicing Rights		2,841			-			-			2,841
	Fair Value Measurements Using:
	($ in thousands)	Fair Values at 12/31/2014			(Level 1)			(Level 2)			(Level 3)
	Description
	Impaired loans	$	2,538		$	-		$	-		$	2,538
	Mortgage Servicing Rights		3,037			-			-			3,037
Summary of quantitative information about unobservable inputs used in recurring and nonrecurring
		Fair Value at			Valuation			Range (Weighted
	($'s in thousands)	3/31/15			Technique		Unobservable Inputs	Average)
	Collateral-dependent impaired loans	$	1,551		Market comparable		Comparability adjustments (%)		Not available
					properties
	Mortgage servicing rights		2,841		Discounted cash flow		Discount Rate		9.5	%
							Constant prepayment rate		10.7	%
							P&I earnings credit		0.17	%
							T&I earnings credit		1.63	%
							Inflation for cost of servicing		1.5	%
		Fair Value at			Valuation			Range (Weighted
	($'s in thousands)	12/31/14			Technique		Unobservable Inputs	Average)
	Collateral-dependent impaired loans	$	2,538		Market comparable		Comparability adjustments (%)		Not available
					properties
	Mortgage servicing rights		3,037		Discounted cash flow		Discount Rate		9.5	%
							Constant prepayment rate		10.3	%
							P&I earnings credit		0.17	%
							T&I earnings credit		1.75	%
							Inflation for cost of servicing		1.5	%
Summary of estimated fair values of company's financial instruments		31-Mar-15
		Carrying			Fair Value Measurements Using
		Amount			(Level 1)			(Level 2)			(Level 3)
	Financial assets
	Cash and cash equivalents	$	49,765		$	49,765		$	-		$	-
	Loans held for sale		8,667			-			8,869			-
	Loans, net of allowance for loan losses		504,954			-			-			506,021
	Federal Reserve and FHLB Bank stock		3,748			-			3,748			-
	Mortgage Servicing Rights		5,860			-			-			6,451
	Accrued interest receivable		1,554			-			1,554			-
	Financial liabilities
	Deposits	$	578,283		$	96,638		$	483,981		$	-
	FHLB Advances		30,000			-			30,099			-
	Short-term borrowings		14,648			-			14,648			-
	Trust preferred securities		10,310			-			7,514			-
	Accrued interest payable		334			-			334			-
		31-Dec-14
		Carrying			Fair Value Measurements Using
		Amount			(Level 1)			(Level 2)			(Level 3)
	Financial assets
	Cash and due from banks	$	28,197		$	28,197		$	-		$	-
	Loans held for sale		5,168			-			5,315			-
	Loans, net of allowance for loan losses		509,565			-			-			510,314
	Federal Reserve and FHLB Bank stock, at cost		3,748			-			3,748			-
	Mortgage Servicing Rights		5,704			-			-			6,358
	Accrued interest receivable		1,346			-			1,346			-
	Financial liabilities
	Deposits	$	550,906		$	97,853		$	455,383		$	-
	FHLB advances		30,000			-			29,907			-
	Short-term borrowings		12,740			-			12,740			-
	Trust preferred securities		10,310			-			7,206			-
	Accrued interest payable		264			-			264			-

Earnings_Per_Share_Details

Earnings Per Share (Details)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Summary of average number of shares used in the computation of basic and diluted earnings per share
Basic earnings per share	4,879	4,871
Diluted earnings per share	6,379	4,894

Earnings_Per_Share_Details_Tex

Earnings Per Share (Details Textual)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Earnings Per Share (Textual)
Common shares excluded from computation of diluted EPS	55,424	66,570
Conversion of depository shares	1,500,000
Conversion of common stock, shares	1,450,677

Securities_Details

Securities (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Summary of amortized cost and approximate fair values of securities
Amortized Cost	$92,140	$83,848
Gross Unrealized Gains	2,056	1,681
Gross Unrealized Losses	140	290
Securities available for sale, at fair value	94,056	85,240
U.S. Treasury and Government Agencies [Member]
Summary of amortized cost and approximate fair values of securities
Amortized Cost	14,899	15,187
Gross Unrealized Gains	172	124
Gross Unrealized Losses		-4
Securities available for sale, at fair value	15,071	15,307
Mortgage-backed securities [Member]
Summary of amortized cost and approximate fair values of securities
Amortized Cost	59,206	50,563
Gross Unrealized Gains	761	462
Gross Unrealized Losses	-140	-285
Securities available for sale, at fair value	59,827	50,740
State and political subdivisions [Member]
Summary of amortized cost and approximate fair values of securities
Amortized Cost	18,012	18,075
Gross Unrealized Gains	1,123	1,095
Gross Unrealized Losses
Securities available for sale, at fair value	19,135	19,170
Equity securities [Member]
Summary of amortized cost and approximate fair values of securities
Amortized Cost	23	23
Gross Unrealized Gains
Gross Unrealized Losses
Securities available for sale, at fair value	$23	$23

Securities_Details_1

Securities (Details 1) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Summary of amortized cost and fair value of securities available for sale by contractual maturity
Available for Sale Amortized Cost, Within one year	$861
Available for Sale Amortized Cost, Due after one year through five years	1,857
Available for Sale Amortized Cost, Due after five years through ten years	9,549
Available for Sale Amortized Cost, Due after ten years	20,644
Available for Sale Amortized Cost	32,911
Amortized Cost Mortgage-backed securities and equity securities	59,229
Available for Sale, Amortized Cost, Total	92,140	83,848
Available for Sale Fair Value, Within one year	874
Available for Sale Fair Value, Due after one year through five years	1,954
Available for Sale Fair value, Due after five years through ten years	9,877
Available for Sale Fair Value, Due after ten years	21,501
Available for Sale Fair Value	34,206
Fair Value Mortgage-backed securities and equity securities	59,850
Total Fair Value	$94,056	$85,240

Securities_Details_2

Securities (Details 2) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Schedule of securities with unrealized losses
Less than 12 Months, Fair Value	$4,944	$21,878
Less than 12 Months, Unrealized Losses	-37	-77
12 Months or Longer, Fair Value	6,292	7,073
12 Months or Longer, Unrealized Losses	-102	-212
Total fair value	11,200	29,000
Total Unrealized Losses	-139	-289
U.S. Treasury and Government Agencies [Member]
Schedule of securities with unrealized losses
Less than 12 Months, Fair Value		1,387
Less than 12 Months, Unrealized Losses		-4
12 Months or Longer, Fair Value
12 Months or Longer, Unrealized Losses
Total fair value		1,387
Total Unrealized Losses		-4
Mortgage-backed securities [Member]
Schedule of securities with unrealized losses
Less than 12 Months, Fair Value	4,944	20,491
Less than 12 Months, Unrealized Losses	-37	-73
12 Months or Longer, Fair Value	6,292	7,073
12 Months or Longer, Unrealized Losses	-102	-212
Total fair value	11,236	27,564
Total Unrealized Losses	($139)	($285)

Securities_Details_Textual

Securities (Details Textual) (USD $)	3 Months Ended	12 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Securities (Textual)
Fair value of securities pledged as collateral, to secure public deposits and for other purposes	$58	$44.50
Fair value of securities delivered for repurchase agreements	18.9	16.5
Total fair value	11.2	29
Fair value as a percentage of available-for-sale investment portfolio	12.20%	34.70%
Gross Unrealized Losses	$0.14	$0.29

Loans_and_Allowance_for_Loan_L2

Loans and Allowance for Loan Losses (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Summary of categories of loans
Total loans	$511,863	$516,492
Non-accrual loans	4,417	4,609
Unearned income	-79	-156
Total loans, net of unearned income	511,784	516,336
Allowance for loan losses	-6,830	-6,771
Commercial & Industrial [Member]
Summary of categories of loans
Total loans	85,100	88,485
Non-accrual loans	1,413	1,387
Commercial RE & Construction [Member]
Summary of categories of loans
Total loans	217,610	217,030
Non-accrual loans	1,643	2,092
Agricultural & Farmland [Member]
Summary of categories of loans
Total loans	44,266	46,217
Non-accrual loans
Residential Real Estate [Member]
Summary of categories of loans
Total loans	114,703	113,214
Non-accrual loans	1,231	992
Consumer & Other [Member]
Summary of categories of loans
Total loans	50,184	51,546
Non-accrual loans	$130	$138

Loans_and_Allowance_for_Loan_L3

Loans and Allowance for Loan Losses (Details 1) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Summary of balance of the allowance for loan losses and the recorded investment in loans
Beginning balance	$6,771	$6,964
Charge Offs	-302	-323
Recoveries	11	85
Provision	350
Ending Balance	6,830	6,726
Ending balance: individually evaluated for impairment	1,787		1,811
Ending balance: collectively evaluated for impairment	5,043		4,960
Loans, Ending balance individually evaluated for impairment	5,320		5,431
Loans, Ending balance collectively evaluated for impairment	506,543		511,061
Commercial & Industrial [Member]
Summary of balance of the allowance for loan losses and the recorded investment in loans
Beginning balance	1,630	2,175
Charge Offs	-8	-307
Recoveries	5	10
Provision	-53	24
Ending Balance	1,574	1,902
Ending balance: individually evaluated for impairment	510		510
Ending balance: collectively evaluated for impairment	1,064		1,120
Loans, Ending balance individually evaluated for impairment	1,268		1,268
Loans, Ending balance collectively evaluated for impairment	83,832		87,217
Commercial RE & Construction [Member]
Summary of balance of the allowance for loan losses and the recorded investment in loans
Beginning balance	2,857	2,708
Charge Offs	-250
Recoveries		52
Provision	285	-9
Ending Balance	2,892	2,751
Ending balance: individually evaluated for impairment	1,002		1,018
Ending balance: collectively evaluated for impairment	1,890		1,839
Loans, Ending balance individually evaluated for impairment	1,991		2,035
Loans, Ending balance collectively evaluated for impairment	215,619		214,995
Agricultural & Farmland [Member]
Summary of balance of the allowance for loan losses and the recorded investment in loans
Beginning balance	208	159
Charge Offs
Recoveries	1
Provision	3	18
Ending Balance	212	177
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	212		208
Loans, Ending balance individually evaluated for impairment
Loans, Ending balance collectively evaluated for impairment	44,266		46,217
Residential Real Estate [Member]
Summary of balance of the allowance for loan losses and the recorded investment in loans
Beginning balance	1,308	1,067
Charge Offs	-13	-15
Recoveries	2	5
Provision	21	104
Ending Balance	1,318	1,161
Ending balance: individually evaluated for impairment	203		242
Ending balance: collectively evaluated for impairment	1,115		1,066
Loans, Ending balance individually evaluated for impairment	1,592		1,647
Loans, Ending balance collectively evaluated for impairment	113,111		111,567
Home Equity & Consumer [Member]
Summary of balance of the allowance for loan losses and the recorded investment in loans
Ending Balance		982
Consumer & Other [Member]
Summary of balance of the allowance for loan losses and the recorded investment in loans
Beginning balance	768	855
Charge Offs	-31	-1
Recoveries	3	18
Provision	94	-137
Ending Balance	834	735
Ending balance: individually evaluated for impairment	72		41
Ending balance: collectively evaluated for impairment	762		727
Loans, Ending balance individually evaluated for impairment	469		481
Loans, Ending balance collectively evaluated for impairment	$49,715		$51,065

Loans_and_Allowance_for_Loan_L4

Loans and Allowance for Loan Losses (Details 2) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	$511,863	$516,492
Loan Grade 1-2 Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	1,043	1,275
Loan Grade 3 Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	250,660	253,808
Loan Grade 4 Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	243,739	243,845
Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	495,442	498,928
Special Mention [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	7,326	7,551
Substandard [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	4,746	5,541
Doubtful [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	4,349	4,472
Loss [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross
Commercial & Industrial [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	85,100	88,485
Commercial & Industrial [Member] | Loan Grade 1-2 Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	921	1,148
Commercial & Industrial [Member] | Loan Grade 3 Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	23,043	23,580
Commercial & Industrial [Member] | Loan Grade 4 Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	59,479	61,691
Commercial & Industrial [Member] | Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	83,443	86,419
Commercial & Industrial [Member] | Special Mention [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	50	83
Commercial & Industrial [Member] | Substandard [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	323	752
Commercial & Industrial [Member] | Doubtful [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	1,284	1,231
Commercial & Industrial [Member] | Loss [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross
Commercial RE & Construction [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	217,610	217,030
Commercial RE & Construction [Member] | Loan Grade 1-2 Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	63	66
Commercial RE & Construction [Member] | Loan Grade 3 Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	64,940	67,779
Commercial RE & Construction [Member] | Loan Grade 4 Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	140,533	136,427
Commercial RE & Construction [Member] | Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	205,536	204,272
Commercial RE & Construction [Member] | Special Mention [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	6,054	6,224
Commercial RE & Construction [Member] | Substandard [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	4,060	4,422
Commercial RE & Construction [Member] | Doubtful [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	1,960	2,112
Commercial RE & Construction [Member] | Loss [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross
Agricultural & Farmland [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	44,266	46,217
Agricultural & Farmland [Member] | Loan Grade 1-2 Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	59	61
Agricultural & Farmland [Member] | Loan Grade 3 Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	8,723	9,505
Agricultural & Farmland [Member] | Loan Grade 4 Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	35,484	36,651
Agricultural & Farmland [Member] | Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	44,266	46,217
Agricultural & Farmland [Member] | Special Mention [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross
Agricultural & Farmland [Member] | Substandard [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross
Agricultural & Farmland [Member] | Doubtful [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross
Agricultural & Farmland [Member] | Loss [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross
Residential Real Estate [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	114,703	113,214
Residential Real Estate [Member] | Loan Grade 1-2 Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross
Residential Real Estate [Member] | Loan Grade 3 Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	107,291	105,149
Residential Real Estate [Member] | Loan Grade 4 Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	4,987	5,611
Residential Real Estate [Member] | Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	112,278	110,760
Residential Real Estate [Member] | Special Mention [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	1,149	1,160
Residential Real Estate [Member] | Substandard [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	309	312
Residential Real Estate [Member] | Doubtful [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	967	982
Residential Real Estate [Member] | Loss [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross
Consumer & Other [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	50,184	51,546
Consumer & Other [Member] | Loan Grade 1-2 Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross
Consumer & Other [Member] | Loan Grade 3 Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	46,663	47,795
Consumer & Other [Member] | Loan Grade 4 Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	3,256	3,465
Consumer & Other [Member] | Pass [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	49,919	51,260
Consumer & Other [Member] | Special Mention [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	73	84
Consumer & Other [Member] | Substandard [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	54	55
Consumer & Other [Member] | Doubtful [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross	138	147
Consumer & Other [Member] | Loss [Member]
Summary of credit risk profile of the Company's loan portfolio based on rating category
Loans and leases receivable, gross

Loans_and_Allowance_for_Loan_L5

Loans and Allowance for Loan Losses (Details 3) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Summary of loan portfolio aging analysis
Total past due	$6,817	$7,074
Current	505,046	509,418
Total loans receivable	511,863	516,492
30 to 59 Days Past Due [Member]
Summary of loan portfolio aging analysis
Total past due	3,813	3,863
60 to 89 Days Past Due [Member]
Summary of loan portfolio aging analysis
Total past due	230	100
Greater than 90 Days Past Due [Member]
Summary of loan portfolio aging analysis
Total past due	2,774	3,111
Commercial & Industrial [Member]
Summary of loan portfolio aging analysis
Total past due	974	987
Current	84,126	87,498
Total loans receivable	85,100	88,485
Commercial & Industrial [Member] | 30 to 59 Days Past Due [Member]
Summary of loan portfolio aging analysis
Total past due
Commercial & Industrial [Member] | 60 to 89 Days Past Due [Member]
Summary of loan portfolio aging analysis
Total past due	2
Commercial & Industrial [Member] | Greater than 90 Days Past Due [Member]
Summary of loan portfolio aging analysis
Total past due	972	987
Commercial RE & Construction [Member]
Summary of loan portfolio aging analysis
Total past due	5,433	5,407
Current	212,177	211,623
Total loans receivable	217,610	217,030
Commercial RE & Construction [Member] | 30 to 59 Days Past Due [Member]
Summary of loan portfolio aging analysis
Total past due	3,708	3,660
Commercial RE & Construction [Member] | 60 to 89 Days Past Due [Member]
Summary of loan portfolio aging analysis
Total past due	228
Commercial RE & Construction [Member] | Greater than 90 Days Past Due [Member]
Summary of loan portfolio aging analysis
Total past due	1,497	1,747
Agricultural & Farmland [Member]
Summary of loan portfolio aging analysis
Total past due
Current	44,266	46,217
Total loans receivable	44,266	46,217
Agricultural & Farmland [Member] | 30 to 59 Days Past Due [Member]
Summary of loan portfolio aging analysis
Total past due
Agricultural & Farmland [Member] | 60 to 89 Days Past Due [Member]
Summary of loan portfolio aging analysis
Total past due
Agricultural & Farmland [Member] | Greater than 90 Days Past Due [Member]
Summary of loan portfolio aging analysis
Total past due
Residential Real Estate [Member]
Summary of loan portfolio aging analysis
Total past due	353	560
Current	114,350	112,654
Total loans receivable	114,703	113,214
Residential Real Estate [Member] | 30 to 59 Days Past Due [Member]
Summary of loan portfolio aging analysis
Total past due	48	164
Residential Real Estate [Member] | 60 to 89 Days Past Due [Member]
Summary of loan portfolio aging analysis
Total past due		19
Residential Real Estate [Member] | Greater than 90 Days Past Due [Member]
Summary of loan portfolio aging analysis
Total past due	305	377
Consumer & Other [Member]
Summary of loan portfolio aging analysis
Total past due	57	120
Current	50,127	51,426
Total loans receivable	50,184	51,546
Consumer & Other [Member] | 30 to 59 Days Past Due [Member]
Summary of loan portfolio aging analysis
Total past due	57	39
Consumer & Other [Member] | 60 to 89 Days Past Due [Member]
Summary of loan portfolio aging analysis
Total past due		81
Consumer & Other [Member] | Greater than 90 Days Past Due [Member]
Summary of loan portfolio aging analysis
Total past due

Loans_and_Allowance_for_Loan_L6

Loans and Allowance for Loan Losses (Details 4) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Commercial & Industrial [Member]
Summary of Impaired loan activity
With no related allowance recorded, Recorded Investment	$316		$316
With no related allowance recorded, Unpaid Principal Balance	316		316
With no related allowance recorded, Average Recorded Investment	316	316
With no related allowance recorded, Interest Income Recognized	605
With a specific allowance recorded, Recorded Investment	952		952
With a specific allowance recorded, Unpaid Principal Balance	1,552		1,552
With a specific allowance recorded, Related Allowance	510		510
With a specific allowance recorded, Average Recorded Investment	1,552	1,681
With a specific allowance recorded, Interest Income Recognized
Total Recorded Investment	1,268		1,268
Total Unpaid Principal Balance	1,868		1,868
Total Related Allowance	510		510
Total Average Recorded Investment	1,868	1,997
Total Interest Income Recognized
Commercial RE & Construction [Member]
Summary of Impaired loan activity
With no related allowance recorded, Recorded Investment	915		530
With no related allowance recorded, Unpaid Principal Balance	915		530
With no related allowance recorded, Average Recorded Investment	952	500
With no related allowance recorded, Interest Income Recognized	11
With a specific allowance recorded, Recorded Investment	1,076		1,505
With a specific allowance recorded, Unpaid Principal Balance	1,326		1,505
With a specific allowance recorded, Related Allowance	1,002		1,018
With a specific allowance recorded, Average Recorded Investment	1,326	187
With a specific allowance recorded, Interest Income Recognized		3
Total Recorded Investment	1,991		2,035
Total Unpaid Principal Balance	2,241		2,035
Total Related Allowance	1,002		1,018
Total Average Recorded Investment	2,278	687
Total Interest Income Recognized	11	3
Agricultural & Farmland [Member]
Summary of Impaired loan activity
With no related allowance recorded, Recorded Investment
With no related allowance recorded, Unpaid Principal Balance
With no related allowance recorded, Average Recorded Investment
With no related allowance recorded, Interest Income Recognized
With a specific allowance recorded, Recorded Investment
With a specific allowance recorded, Unpaid Principal Balance
With a specific allowance recorded, Related Allowance
With a specific allowance recorded, Average Recorded Investment
With a specific allowance recorded, Interest Income Recognized
Total Recorded Investment
Total Unpaid Principal Balance
Total Related Allowance
Total Average Recorded Investment
Total Interest Income Recognized
Residential Real Estate [Member]
Summary of Impaired loan activity
With no related allowance recorded, Recorded Investment	554		567
With no related allowance recorded, Unpaid Principal Balance	598		611
With no related allowance recorded, Average Recorded Investment	710	749
With no related allowance recorded, Interest Income Recognized	12	13
With a specific allowance recorded, Recorded Investment	1,038		1,080
With a specific allowance recorded, Unpaid Principal Balance	1,044		1,080
With a specific allowance recorded, Related Allowance	203		242
With a specific allowance recorded, Average Recorded Investment	1,120	1,458
With a specific allowance recorded, Interest Income Recognized	12	13
Total Recorded Investment	1,592		1,647
Total Unpaid Principal Balance	1,642		1,691
Total Related Allowance	203		242
Total Average Recorded Investment	1,830	2,207
Total Interest Income Recognized	24	26
Consumer & Other [Member]
Summary of Impaired loan activity
With no related allowance recorded, Recorded Investment	106		110
With no related allowance recorded, Unpaid Principal Balance	106		110
With no related allowance recorded, Average Recorded Investment	134	114
With no related allowance recorded, Interest Income Recognized	3	3
With a specific allowance recorded, Recorded Investment	363		371
With a specific allowance recorded, Unpaid Principal Balance	363		371
With a specific allowance recorded, Related Allowance	70		41
With a specific allowance recorded, Average Recorded Investment	375	498
With a specific allowance recorded, Interest Income Recognized	6	7
Total Recorded Investment	469		481
Total Unpaid Principal Balance	469		481
Total Related Allowance	70		41
Total Average Recorded Investment	509	612
Total Interest Income Recognized	9	10
All Impaired Loans less than $100,000 [Member]
Summary of Impaired loan activity
With no related allowance recorded, Recorded Investment	605		565
With no related allowance recorded, Unpaid Principal Balance	605		565
With no related allowance recorded, Average Recorded Investment	605	1,148
With no related allowance recorded, Interest Income Recognized
Total Recorded Investment	605		565
Total Unpaid Principal Balance	605		565
Total Related Allowance
Total Average Recorded Investment	605	1,148
Total Interest Income Recognized

Loans_and_Allowance_for_Loan_L7

Loans and Allowance for Loan Losses (Details 5) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
	Loan
Summary of newly restructured loans by type of modification
Number of Loans	1
Pre-Modification Recorded Balance	$24
Post-Modification Recorded Balance	24
Interest Only
Term	24
Combination
Total Modification	24
Residential Real Estate [Member]
Summary of newly restructured loans by type of modification
Number of Loans	1
Pre-Modification Recorded Balance	24
Post-Modification Recorded Balance	24
Interest Only
Term	24
Combination
Total Modification	24
Consumer & Other [Member]
Summary of newly restructured loans by type of modification
Pre-Modification Recorded Balance
Post-Modification Recorded Balance
Interest Only
Combination
Total Modification

Loans_and_Allowance_for_Loan_L8

Loans and Allowance for Loan Losses (Details 6) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
	Contract
Summary of troubled debt restructurings modified in the past 12 months that subsequently defaulted
Number of Contracts	2
Recorded Balance	$197
Residential Real Estate [Member]
Summary of troubled debt restructurings modified in the past 12 months that subsequently defaulted
Number of Contracts	2
Recorded Balance	$197

Loans_and_Allowance_for_Loan_L9

Loans and Allowance for Loan Losses (Details Textual) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015
Loans and Allowance for Loan Losses (Textual)
Principal amount outstanding of loans held-in-portfolio	$100
Impaired loans which included in groups of homogenous loans	Impaired loans less than $100,000 are included in groups of homogenous loans.

Derivative_Financial_Instrumen2

Derivative Financial Instruments (Details) (Derivatives not designated as hedging instruments [Member], Interest rate contracts [Member], USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Other Assets [Member]
Fair value of the Company's derivative financial instruments, as well as their classification on the balance sheet
Asset Derivatives	$502	$273
Other Liabilities [Member]
Fair value of the Company's derivative financial instruments, as well as their classification on the balance sheet
Liability Derivatives	$502	$273

Derivative_Financial_Instrumen3

Derivative Financial Instruments (Details Textual) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Millions, unless otherwise specified
Derivative Financial Instruments (Textual)
Notional amount of customer-facing swaps	$15.80	$12.60
Cash as collateral	$0.50	$0.40

Fair_Value_of_Assets_and_Liabi2

Fair Value of Assets and Liabilities (Details) (Available-For-Sale Securities [Member], USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
U.S. Treasury and Government Agencies [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring	$15,071	$15,307
Mortgage-backed securities [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring	59,827	50,740
State and political subdivisions [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring	19,135	19,170
Equity securities [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring	23	23
Interest Rate Contracts Assets [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring	502	273
Interest Rate Contracts Liabilities [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring	-502	-273
Level 1 [Member] | U.S. Treasury and Government Agencies [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring
Level 1 [Member] | Mortgage-backed securities [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring
Level 1 [Member] | State and political subdivisions [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring
Level 1 [Member] | Equity securities [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring
Level 1 [Member] | Interest Rate Contracts Assets [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring
Level 1 [Member] | Interest Rate Contracts Liabilities [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring
Level 2 [Member] | U.S. Treasury and Government Agencies [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring	15,071	15,307
Level 2 [Member] | Mortgage-backed securities [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring	59,827	50,740
Level 2 [Member] | State and political subdivisions [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring	19,135	19,170
Level 2 [Member] | Equity securities [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring	23	23
Level 2 [Member] | Interest Rate Contracts Assets [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring	502	273
Level 2 [Member] | Interest Rate Contracts Liabilities [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring	-502	-273
Level 3 [Member] | U.S. Treasury and Government Agencies [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring
Level 3 [Member] | Mortgage-backed securities [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring
Level 3 [Member] | State and political subdivisions [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring
Level 3 [Member] | Equity securities [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring
Level 3 [Member] | Interest Rate Contracts Assets [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring
Level 3 [Member] | Interest Rate Contracts Liabilities [Member]
Summary of fair value measurements of assets measured at fair value on a recurring basis
Assets, Fair value, Recurring

Fair_Value_of_Assets_and_Liabi3

Fair Value of Assets and Liabilities (Details 1) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Impaired Loans [Member]
Summary of fair value measurements of assets measured at fair value on a non-recurring basis
Assets, Fair value, Nonrecurring	$1,551	$2,538
Impaired Loans [Member] | Level 1 [Member]
Summary of fair value measurements of assets measured at fair value on a non-recurring basis
Assets, Fair value, Nonrecurring
Impaired Loans [Member] | Level 2 [Member]
Summary of fair value measurements of assets measured at fair value on a non-recurring basis
Assets, Fair value, Nonrecurring
Impaired Loans [Member] | Level 3 [Member]
Summary of fair value measurements of assets measured at fair value on a non-recurring basis
Assets, Fair value, Nonrecurring	1,551	2,538
Mortgage Servicing Rights [Member]
Summary of fair value measurements of assets measured at fair value on a non-recurring basis
Assets, Fair value, Nonrecurring	2,841	3,037
Mortgage Servicing Rights [Member] | Level 1 [Member]
Summary of fair value measurements of assets measured at fair value on a non-recurring basis
Assets, Fair value, Nonrecurring
Mortgage Servicing Rights [Member] | Level 2 [Member]
Summary of fair value measurements of assets measured at fair value on a non-recurring basis
Assets, Fair value, Nonrecurring
Mortgage Servicing Rights [Member] | Level 3 [Member]
Summary of fair value measurements of assets measured at fair value on a non-recurring basis
Assets, Fair value, Nonrecurring	$2,841	$3,037

Fair_Value_of_Assets_and_Liabi4

Fair Value of Assets and Liabilities (Details 2) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Collateral-dependent impaired loans [Member] | Comparability adjustments (%) [Member]
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	$1,551	$2,538
Fair Value Measurements, Valuation Technique	Market comparable properties	Market comparable properties
Fair Value Measurements, Unobservable Inputs	Comparability adjustments (%)	Comparability adjustments (%)
Mortgage servicing rights [Member] | Discount Rate [Member]
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	$2,841	$3,037
Fair Value Measurements, Valuation Technique	Discounted cash flow	Discounted cash flow
Fair Value Measurements, Unobservable Inputs	Discount Rate	Discount Rate
Fair Value Measurements, Range (Weighted Average)	9.50%	9.50%
Mortgage servicing rights [Member] | Constant prepayment rate [Member]
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements
Fair Value Measurements, Unobservable Inputs	Constant prepayment rate	Constant prepayment rate
Fair Value Measurements, Range (Weighted Average)	10.70%	10.70%
Mortgage servicing rights [Member] | P&I earnings credit [Member]
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements
Fair Value Measurements, Unobservable Inputs	P&I earnings credit	P&I earnings credit
Fair Value Measurements, Range (Weighted Average)	0.17%	0.17%
Mortgage servicing rights [Member] | T&I earnings credit [Member]
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements
Fair Value Measurements, Unobservable Inputs	T&I earnings credit	T&I earnings credit
Fair Value Measurements, Range (Weighted Average)	1.63%	1.75%
Mortgage servicing rights [Member] | Inflation for cost of servicing [Member]
Quantitative information about unobservable inputs used in recurring and nonrecurring fair value measurements
Fair Value Measurements, Unobservable Inputs	Inflation for cost of servicing	Inflation for cost of servicing
Fair Value Measurements, Range (Weighted Average)	1.50%	1.50%

Fair_Value_of_Assets_and_Liabi5

Fair Value of Assets and Liabilities (Details 3) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial assets
Cash and due from banks	$49,765	$28,197	$14,860	$13,137
Loans held for sale	8,667	5,168
Loans, net of allowance for loan losses	504,954	509,565
Federal Reserve and FHLB Bank stock, at cost	3,748	3,748
Mortgage Servicing Rights	5,860	5,704
Accrued interest receivable	1,554	1,346
Financial liabilities
Deposits	578,283	550,906
FHLB advances	30,000	30,000
Short-term borrowings	14,648	12,740
Trust preferred securities	10,310	10,310
Accrued interest payable	334	264
Level 1 [Member]
Financial assets
Cash and due from banks	49,765	28,197
Loans held for sale
Loans, net of allowance for loan losses
Federal Reserve and FHLB Bank stock, at cost
Mortgage Servicing Rights
Accrued interest receivable
Financial liabilities
Deposits	96,638	97,853
FHLB advances
Short-term borrowings
Trust preferred securities
Accrued interest payable
Level 2 [Member]
Financial assets
Cash and due from banks
Loans held for sale	8,869	5,315
Loans, net of allowance for loan losses
Federal Reserve and FHLB Bank stock, at cost	3,748	3,748
Mortgage Servicing Rights
Accrued interest receivable	1,554	1,346
Financial liabilities
Deposits	483,981	455,383
FHLB advances	30,099	29,907
Short-term borrowings	14,648	12,740
Trust preferred securities	7,514	7,206
Accrued interest payable	334	264
Level 3 [Member]
Financial assets
Cash and due from banks
Loans held for sale
Loans, net of allowance for loan losses	506,021	510,314
Federal Reserve and FHLB Bank stock, at cost
Mortgage Servicing Rights	6,451	6,358
Accrued interest receivable
Financial liabilities
Deposits
FHLB advances
Short-term borrowings
Trust preferred securities
Accrued interest payable

Preferred_Capital_Offering_Det

Preferred Capital Offering (Details) (Series A Preferred Stock [Member], USD $)	1 Months Ended	3 Months Ended
	Dec. 23, 2014	Mar. 31, 2015
Series A Preferred Stock [Member]
Preferred Capital Offering (Textual)
Liquidation preference per share	$1,000
Share price	$10
Description of preferred capital offering	The Company completed its public offering of 1,500,000 depository shares, each representing a 1/100th ownership interest in a 6.50 percent Noncumulative Convertible Preferred Share, Series A.
Proceeds from issuance of Series A preferred stock	$13,983,000
Percentage of dividend rate of noncumulative convertible preferred share	6.50%
Depository shares issued, value	15,000,000
Depository shares issued, shares	1,500,000
Conversion of stock, value converted		$1,000
Conversion price		$10.34
Preferred stock, conversion basis		On or after the fifth anniversary of the issue date of the Series A Preferred Shares (December 23, 2019), the Company may require all holders of Series A Preferred Shares (and, therefore, depository shares) to convert their shares into common shares of the Company, provided the Company's common share price exceeds 120 percent of the conversion price noted above.
Conversion of outstanding Series A preferred shares		1,450,677