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Exhibit 4.7
March 6, 2020
Securities and Exchange Commission
100 F Street, NE
Washington. D.C. 20549
RE: SB Financial Group, Inc. – Annual Report on Form 10-K for the fiscal year ended December 31, 2019
Ladies and Gentlemen:
SB Financial Group, Inc., an Ohio corporation (“SB Financial”), is today filing with the Securities and Exchange Commission (the “SEC”) the Annual Report on Form 10-K of SB Financial for the fiscal year ended December 31, 2019 (“SB Financial’s 2019 Form 10-K”).
Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, SB Financial hereby agrees to furnish to the SEC, upon request, copies of instruments and agreements defining the rights of holders of long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to SB Financial’s 2019 Form 10-K. None of such long-term debt exceeds 10 percent of the total assets of SB Financial and its subsidiaries on a consolidated basis.
Very truly yours,
SB FINANCIAL GROUP, INC.
/s/ Anthony V. Cosentino
Anthony V. Cosentino
Executive Vice President and
Chief Financial Officer
CORPORATE OFFICE
401 Clinton Street | Defiance, OH 43512
P 419.783.8950 | F 419.784.4034
YourStateBank.com