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UNITED STATES
SECURITES AND EXCHANGE COMMISSION
FORM 8-K
CURRENT REPORT PURSUANT
TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) January 12, 2005
PEOPLES FINANCIAL CORPORATION
(Exact Name of Registrant as Specified in its Charter)
Mississippi
(State or Other Jurisdiction of Incorporation)
| O-30050 | 64-0709834 | |
| (Commission File Number) | (IRS Employer Identification No.) | |
| 152 Lameuse Street Biloxi, MS | 39530 | |
| (Address of Principal Executive Offices) | (Zip Code) |
(228) 435-5511
(Registrant’s Telephone Number, Including Area Code)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2 below):
o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230. 425)
o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17CFR 240.14a-12)
o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act ( 17CFR 240.14d-2(b))
o Pre-commencement communications pursuant to Rule 13e-4( c) under the Exchange Act (17 CFR 240.13e-4( c))
| Item 2.02. Results of Operations and Financial Condition | ||||||||
| Item 9.01. Financial Statements and Exhibits | ||||||||
| SIGNATURES | ||||||||
| Press Release | ||||||||
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Item 2.02. Results of Operations and Financial Condition
On January 12, 2005, Peoples Financial Corporation issued a press release announcing its earnings for 2004.
Item 9.01. Financial Statements and Exhibits
(c) Exhibits
| 99.1 | Press Release issued by Peoples Financial Corporation dated January 12, 2005, headed “Peoples Financial Corporation Earnings Rise 15% in 2004.” |
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Dated: January 12, 2005
| PEOPLES FINANCIAL CORPORATION | ||||
| By: | /s/ Chevis C. Swetman | |||
| Chevis C. Swetman | ||||
| Chairman, President and CEO | ||||