Peoples Financial (PFBX) 10-Q 10 Nov 15 2015 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Oct. 30, 2015
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3
Trading Symbol	PFBX
Entity Registrant Name	PEOPLES FINANCIAL CORP /MS/
Entity Central Index Key	770,460
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		5,123,186

Consolidated Statements of Cond

Consolidated Statements of Condition - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 35,495	$ 23,556
Available for sale securities	201,647	215,122
Held to maturity securities, fair value of $19,078 at September 30, 2015; $17,859 at December 31, 2014	19,056	17,784
Other investments	2,862	2,962
Federal Home Loan Bank Stock, at cost	1,471	2,504
Loans	348,699	362,407
Less: Allowance for loan losses	8,377	9,206
Loans, net	340,322	353,201
Bank premises and equipment, net of accumulated depreciation	22,702	23,784
Other real estate	10,867	7,646
Accrued interest receivable	1,931	2,125
Cash surrender value of life insurance	18,589	18,145
Other assets	1,707	2,066
Total assets	656,649	668,895
Deposits:
Demand, non-interest bearing	126,694	103,607
Savings and demand, interest bearing	328,130	336,740
Time, $100,000 or more	32,749	35,925
Other time deposits	40,006	40,648
Total deposits	527,579	516,920
Borrowings from Federal Home Loan Bank	18,484	38,708
Employee and director benefit plans liabilities	17,248	16,957
Other liabilities	1,743	1,359
Total liabilities	565,054	573,944
Shareholders' Equity:
Common stock, $1 par value, 15,000,000 shares authorized, 5,123,186 shares issued and outstanding at September 30, 2015 and December 31, 2014	5,123	5,123
Surplus	65,780	65,780
Undivided profits	18,434	23,743
Accumulated other comprehensive income, net of tax	2,258	305
Total shareholders' equity	91,595	94,951
Total liabilities and shareholders' equity	$ 656,649	$ 668,895

Consolidated Statements of Con3

Consolidated Statements of Condition (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Statement of Financial Position [Abstract]
Held to maturity securities, fair value	$ 19,078	$ 17,859
Common stock, par value	$ 1	$ 1
Common stock, shares authorized	15,000,000	15,000,000
Common stock, shares issued	5,123,186	5,123,186
Common stock, shares outstanding	5,123,186	5,123,186

Consolidated Statements of Oper

Consolidated Statements of Operations (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest income:
Interest and fees on loans	$ 3,665	$ 3,867	$ 11,031	$ 12,284
Interest and dividends on securities:
U.S. Treasuries	187	159	461	473
U.S. Government agencies	475	785	1,534	2,390
Mortgage-backed securities	147	234	454	720
States and political subdivisions	245	405	970	1,169
Other investments	13	12	20	16
Interest on balances due from depository institutions	15	5	50	12
Total interest income	4,747	5,467	14,520	17,064
Interest expense:
Deposits	179	505	508	1,037
Borrowings from Federal Home Loan Bank	57	66	152	172
Total interest expense	236	571	660	1,209
Net interest income	4,511	4,896	13,860	15,855
Provision for allowance for loan losses	285	3,541	2,807	4,615
Net interest income after provision for allowance for loan losses	4,226	1,355	11,053	11,240
Non-interest income:
Trust department income and fees	438	391	1,238	1,108
Service charges on deposit accounts	943	1,437	3,331	4,656
Loss from other investments	(29)	(30)	(100)
Increase in cash surrender value of life insurance	121	115	363	360
Other income	211	166	598	452
Total non-interest income	1,684	2,079	5,430	6,576
Non-interest expense:
Salaries and employee benefits	2,943	3,002	8,918	9,417
Net occupancy	556	600	1,871	1,867
Equipment rentals, depreciation and maintenance	716	748	2,135	2,321
FDIC and state banking assessments	243	259	704	799
Data processing	344	328	1,036	1,004
ATM expense	179	657	1,004	2,072
Other real estate expense	962	176	1,704	494
Loss on credit impairment of securities	1,695		1,695
Other expense	825	717	2,725	2,305
Total non-interest expense	8,463	6,487	21,792	20,279
Loss before income taxes	(2,553)	(3,053)	(5,309)	(2,463)
Income tax benefit		(1,254)		(1,578)
Net loss	$ (2,553)	$ (1,799)	$ (5,309)	$ (885)
Basic and diluted loss per share	$ (0.50)	$ (0.35)	$ (1.04)	$ (0.17)
Dividends declared per share				$ 0.10

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Statement of Comprehensive Income [Abstract]
Net loss	$ (2,553)	$ (1,799)	$ (5,309)	$ (885)
Other comprehensive income, net of tax:
Net unrealized gain on available for sale securities, net of tax of $294 for the three months ended September 30, 2014 and $2,382 for the nine months ended September 30, 2014	1,824	570	1,953	4,623
Total other comprehensive income	1,824	570	1,953	4,623
Total comprehensive income (loss)	$ (729)	$ (1,229)	$ (3,356)	$ 3,738

Consolidated Statements of Com6

Consolidated Statements of Comprehensive Income (Loss) (unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2014
Statement of Comprehensive Income [Abstract]
Unrealized gain on available for sale securities, tax	$ 294	$ 2,382

Consolidated Statement of Chang

Consolidated Statement of Changes in Shareholders' Equity - 9 months ended Sep. 30, 2015 - USD ($) $ in Thousands	Total	Common Stock [Member]	Surplus [Member]	Undivided Profits [Member]	Accumulated Other Comprehensive Income [Member]
Beginning balance at Dec. 31, 2014	$ 94,951	$ 5,123	$ 65,780	$ 23,743	$ 305
Beginning balance, Shares at Dec. 31, 2014	5,123,186	5,123,186
Net loss	$ (5,309)			(5,309)
Other comprehensive income, net of tax	1,953				1,953
Ending balance at Sep. 30, 2015	$ 91,595	$ 5,123	$ 65,780	$ 18,434	$ 2,258
Ending balance, Shares at Sep. 30, 2015	5,123,186	5,123,186

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash flows from operating activities:
Net loss	$ (5,309)	$ (885)
Adjustments to reconcile net loss to net cash provided by operating activities:
Depreciation	1,341	1,364
Provision for allowance for loan losses	2,807	4,615
Writedown of other real estate	443	219
Loss on sales of other real estate	796	80
Loss from other investments	100
(Accretion) amortization of held to maturity securities	52	(2)
Amortization of available for sale securities	175
Gain on calls of securities	(8)
Loss on credit impairment of securities	1,695
Change in accrued interest receivable	194	401
Increase in cash surrender value of life insurance	(363)	(360)
Change in other assets	357	964
Change in other liabilities	675	(1,562)
Net cash provided by operating activities	2,955	4,834
Cash flows from investing activities:
Proceeds from maturities, sales and calls of available for sale securities	48,615	21,193
Proceeds from maturities of held to maturity securities	210	215
Purchases of available for sale securities	(35,049)	(1,795)
Purchases of held to maturity securities	(1,534)	(4,688)
Redemption (purchases) of Federal Home Loan Bank stock	1,033	(468)
Redemption of other investments		236
Proceeds from sales of other real estate	2,819	765
Loans, net change	2,794	13,474
Acquisition of bank premises and equipment	(259)	(161)
Investment in cash surrender value of life insurance	(80)	(80)
Net cash provided by investing activities	18,549	28,691
Cash flows from financing activities:
Demand and savings deposits, net change	14,477	24,475
Time deposits, net change	(3,818)	(22,194)
Cash dividends		(512)
Borrowings from Federal Home Loan Bank	(717,768)	1,667,500
Repayments to Federal Home Loan Bank	697,544	(1,682,679)
Net cash used in financing activities	(9,565)	(13,410)
Net increase in cash and cash equivalents	11,939	20,115
Cash and cash equivalents, beginning of period	23,556	36,264
Cash and cash equivalents, end of period	$ 35,495	$ 56,379

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	1. Basis of Presentation: Peoples Financial Corporation (the “Company”) is a one-bank holding company headquartered in Biloxi, Mississippi. It has two operating subsidiaries, PFC Service Corp., an inactive company, and The Peoples Bank, Biloxi, Mississippi (the “Bank”). The Bank provides a full range of banking, financial and trust services to state, county and local government entities and individuals and small and commercial businesses operating in those portions of Mississippi, Louisiana and Alabama which are within a fifty mile radius of the Waveland, Wiggins and Gautier branches, the Bank’s three most outlying locations (the “trade area”). The accompanying unaudited consolidated financial statements and notes thereto contain all adjustments, consisting only of normal recurring adjustments, necessary to present fairly, in accordance with accounting principles generally accepted in the United States of America (“GAAP”), the financial position of the Company and its subsidiaries as of September 30, 2015 and the results of their operations and their cash flows for the periods presented. The interim financial information should be read in conjunction with the annual consolidated financial statements and the notes thereto included in the Company’s 2014 Annual Report and Form 10-K. The results of operations for the quarter or nine months ended September 30, 2015, are not necessarily indicative of the results to be expected for the full year. Use of Estimates - The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reported period. Actual results could differ from those estimates. Material estimates common to the banking industry that are particularly susceptible to significant change in the near term include, but are not limited to, the determination of the allowance for loan losses, the valuation of other real estate acquired in connection with foreclosure or in satisfaction of loans and valuation allowances associated with the realization of deferred tax assets, which are based on future taxable income. Summary of Significant Accounting Policies - The accounting and reporting policies of the Company conform to GAAP and general practices within the banking industry. There have been no material changes or developments in the application of principles or in our evaluation of the accounting estimates and the underlying assumptions or methodologies that we believe to be Critical Accounting Policies as disclosed in our Form 10-K for the year ended December 31, 2014. New Accounting Pronouncements - In January 2015, the Financial Accounting Standards Board (the “FASB”) issued Accounting Standards Update (“ASU”) No. 2015-01, Income Statement-Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary items In June 2015, FASB issued ASU 2015-10, Technical Corrections and Improvements

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share	2. Earnings Per Share: Per share data is based on the weighted average shares of common stock outstanding of 5,123,186 for the quarters and nine months ended September 30, 2015 and 2014.

Statements of Cash Flows

Statements of Cash Flows	9 Months Ended
	Sep. 30, 2015
Supplemental Cash Flow Elements [Abstract]
Statements of Cash Flows	3. Statements of Cash Flows: The Company has defined cash and cash equivalents as cash and due from banks. The Company paid $655,764 and $1,209,501 for the nine months ended September 30, 2015 and 2014, respectively, for interest on deposits and borrowings. Income tax payments of $320,000 were made during the nine months ended September 30, 2014. Loans transferred to other real estate amounted to $7,278,605 and $1,143,953 during the nine months ended September 30, 2015 and 2014, respectively.

Investments

Investments	9 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Investments	4. Investments: The amortized cost and fair value of securities at September 30, 2015 and December 31, 2014, are as follows (in thousands): September 30, 2015 Amortized Cost Gross Gross Fair Value Available for sale securities: Debt securities: U.S. Treasuries $ 54,848 $ 281 $ $ 55,129 U.S. Government agencies 89,839 351 (556 ) 89,634 Mortgage-backed securities 31,503 345 (5 ) 31,843 States and political subdivisions 23,477 914 24,391 Total debt securities 199,667 1,891 (561 ) 200,997 Equity securities 650 650 Total available for sale securities $ 200,317 $ 1,891 $ (561 ) $ 201,647 Held to maturity securities: States and political subdivisions $ 17,524 $ 113 $ (82 ) $ 17,555 Corporate bonds 1,532 (9 ) 1,523 Total held to maturity securities $ 19,056 $ 113 $ (91 ) $ 19,078 December 31, 2014 Amortized Cost Gross Gross Fair Value Available for sale securities: Debt securities: U.S. Treasuries $ 29,787 $ 27 $ (160 ) $ 29,654 U.S. Government agencies 119,805 115 (1,931 ) 117,989 Mortgage-backed securities 35,671 282 (136 ) 35,817 States and political subdivisions 29,832 1,180 31,012 Total debt securities 215,095 1,604 (2,227 ) 214,472 Equity securities 650 650 Total available for sale securities $ 215,745 $ 1,604 $ (2,227 ) $ 215,122 Held to maturity securities: States and political subdivisions $ 17,784 $ 132 $ (57 ) $ 17,859 Total held to maturity securities $ 17,784 $ 132 $ (57 ) $ 17,859 The amortized cost and fair value of debt securities at September 30, 2015 (in thousands), by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Cost Fair Value Available for sale securities: Due in one year or less $ 11,201 $ 11,252 Due after one year through five years 88,674 89,429 Due after five years through ten years 29,744 29,863 Due after ten years 38,545 38,610 Mortgage-backed securities 31,503 31,843 Totals $ 199,667 $ 200,997 Held to maturity securities: Due in one year or less $ 514 $ 515 Due after one year through five years 6,967 6,999 Due after five years through ten years 6,429 6,464 Due after ten years 5,146 5,100 Totals $ 19,056 $ 19,078 Available for sale and held to maturity securities with gross unrealized losses at September 30, 2015 and December 31, 2014, aggregated by investment category and length of time that individual securities have been in a continuous loss position, are as follows (in thousands): Less Than Twelve Months Over Twelve Months Total Fair Value Gross Fair Value Gross Fair Value Gross September 30, 2015: U.S. Government agencies $ 21,903 $ 83 $ 12,499 $ 473 $ 34,402 $ 556 Mortgage-backed securities 3,667 5 3,667 5 States and political subdivisions 4,581 70 1,029 12 5,610 82 Corporate bonds 1,523 9 1,523 9 TOTAL $ 31,674 $ 167 $ 13,528 $ 485 $ 45,202 $ 652 December 31, 2014: U.S. Treasuries $ 4,968 $ 15 $ 14,795 $ 145 $ 19,763 $ 160 U.S. Government agencies 9,954 22 92,923 1,909 102,877 1,931 Mortgage-backed securities 19,436 136 19,436 136 States and political subdivisions 5,485 32 1,444 25 6,929 57 TOTAL $ 20,407 $ 69 $ 128,598 $ 2,215 $ 149,005 $ 2,284 At September 30, 2015, 6 of the 16 securities issued by U.S. Government agencies, 1 of the 10 mortgage-backed securities, 15 of the 135 securities issued by states and political subdivisions and the corporate bonds contained unrealized losses. Management evaluates securities for other-than-temporary impairment on a monthly basis. In performing this evaluation, the length of time and the extent to which the fair value has been less than cost, the fact that the Company’s securities are primarily issued by U.S. Treasury and U.S. Government Agencies and the cause of the decline in value are considered. In addition, the Company does not intend to sell and it is not more likely than not that it will be required to sell these securities before maturity. While some available for sale securities have been sold for liquidity purposes or for gains, the Company has traditionally held its securities, including those classified as available for sale, until maturity. As a result of the evaluation of these securities, the Company has determined that the unrealized losses summarized in the tables above are not deemed to be other-than-temporary. As part of its routine evaluation of securities for other-than-temporary impairment, the Company identified a potential credit loss on bonds issued by a municipality with a carrying value of $1,875,000 at September 30, 2015. The Company’s evaluation considered the failure of the issuer to make scheduled interest payments and expectations of future performance. Principal and interest payments due under the current terms of the bonds are funded by sales and property tax collections by the related municipality. During the third quarter of 2015, the assessed value of the related real estate parcels was significantly reduced, which will reduce the level of future cash flows supporting the principal and interest payments on the bonds. The present value of the expected future cash flows was calculated by the Company. Based on its evaluation, it was determined that the investment in the bonds is impaired and that a credit loss should be recognized in earnings. During the third quarter of 2015, the Company recorded a loss of $1,695,000 from the credit impairment of these bonds. Accrued interest of $92,564 relating to these securities was also charged off during the third quarter of 2015. Securities with a fair value of $169,114,936 and $200,474,637 at September 30, 2015 and December 31, 2014, respectively, were pledged to secure public deposits, federal funds purchased and other balances required by law.

Loans

Loans	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Loans	5. Loans: The composition of the loan portfolio at September 30, 2015 and December 31, 2014, is as follows (in thousands): September 30, 2015 December 31, 2014 Gaming $ 32,181 $ 31,353 Residential and land development 3,767 10,119 Real estate, construction 35,497 34,010 Real estate, mortgage 220,285 234,713 Commercial and industrial 44,317 37,534 Other 12,652 14,678 Total $ 348,699 $ 362,407 The age analysis of the loan portfolio, segregated by class of loans, as of September 30, 2015 and December 31, 2014, is as follows (in thousands): Number of Days Past Due Total Current Total Loans Past 30 - 59 Greater 60 - 89 September 30, 2015: Gaming $ $ $ $ $ 32,181 $ 32,181 $ Residential and land development 342 342 3,425 3,767 Real estate, construction 1,060 1,928 2,988 32,509 35,497 Real estate, mortgage 2,802 1,947 3,561 8,310 211,975 220,285 50 Commercial and industrial 1,672 15 495 2,182 42,135 44,317 Other 52 3 55 12,597 12,652 Total $ 5,586 $ 1,965 $ 6,326 $ 13,877 $ 334,822 $ 348,699 $ 50 December 31, 2014: Gaming $ $ $ $ $ 31,353 $ 31,353 $ Residential and land development 5,262 5,262 4,857 10,119 Real estate, construction 1,665 85 1,944 3,694 30,316 34,010 30 Real estate, mortgage 3,257 3,101 12,007 18,365 216,348 234,713 733 Commercial and industrial 1,154 7 205 1,366 36,168 37,534 Other 168 10 178 14,500 14,678 Total $ 6,244 $ 3,203 $ 19,418 $ 28,865 $ 333,542 $ 362,407 $ 763 The Company monitors the credit quality of its loan portfolio through the use of a loan grading system. A score of 1 – 5 is assigned to the loan on factors including repayment ability, trends in net worth and/or financial condition of the borrower and guarantors, employment stability, management ability, loan to value fluctuations, the type and structure of the loan, conformity of the loan to bank policy and payment performance. Based on the total score, a loan grade of A, B, C, S, D, E or F is applied. A grade of A will generally be applied to loans for customers that are well known to the Company and that have excellent sources of repayment. A grade of B will generally be applied to loans for customers that have excellent sources of repayment which have no identifiable risk of collection. A grade of C will generally be applied to loans for customers that have adequate sources of repayment which have little identifiable risk of collection. A grade of S will generally be applied to loans for customers who meet the criteria for a grade of C but also warrant additional monitoring by placement on the watch list. A grade of D will generally be applied to loans for customers that are inadequately protected by current sound net worth, paying capacity of the borrower, or pledged collateral. Loans with a grade of D have unsatisfactory characteristics such as cash flow deficiencies, bankruptcy filing by the borrower or dependence on the sale of collateral for the primary source of repayment, causing more than acceptable levels of risk. Loans 60 to 89 days past due receive a grade of D. A grade of E will generally be applied to loans for customers with weaknesses inherent in the “D” classification and in which collection or liquidation in full is questionable. In addition, on a monthly basis the Company determines which loans are 90 days or more past due and assigns a grade of E to them. A grade of F is applied to loans which are considered uncollectible and of such little value that their continuance in an active bank is not warranted. Loans with this grade are charged off, even though partial or full recovery may be possible in the future. An analysis of the loan portfolio by loan grade, segregated by class of loans, as of September 30, 2015 and December 31, 2014, is as follows (in thousands): Loans With A Grade Of: A, B or C S D E F Total September 30, 2015: Gaming $ 32,181 $ $ $ $ $ 32,181 Residential and land development 650 3,117 3,767 Real estate, construction 31,273 1,371 2,853 35,497 Real estate, mortgage 167,032 16,306 24,246 12,701 220,285 Commercial and industrial 25,762 15,007 2,849 699 44,317 Other 12,632 20 12,652 Total $ 269,530 $ 31,313 $ 28,486 $ 19,370 $ $ 348,699 December 31, 2014: Gaming $ 31,353 $ $ $ $ $ 31,353 Residential and land development 3,520 1,319 17 5,263 10,119 Real estate, construction 27,474 723 2,496 3,317 34,010 Real estate, mortgage 191,458 4,051 16,591 22,613 234,713 Commercial and industrial 32,505 25 1,579 3,425 37,534 Other 14,583 6 89 14,678 Total $ 300,893 $ 6,124 $ 20,772 $ 34,618 $ $ 362,407 A loan may be impaired but not on nonaccrual status when the loan is well secured and in the process of collection. Total loans on nonaccrual as of September 30, 2015 and December 31, 2014, are as follows (in thousands): September 30, 2015 December 31, 2014 Residential and land development $ 3,117 $ 8,233 Real estate, construction 2,778 3,287 Real estate, mortgage 12,118 21,152 Commercial and industrial 645 626 Total $ 18,658 $ 33,298 The Company has modified certain loans by granting interest rate concessions to these customers. These loans are in compliance with their modified terms, are currently accruing and the Company has classified them as troubled debt restructurings. Troubled debt restructurings as of September 30, 2015 and December 31, 2014 were as follows (in thousands except for number of contracts): Number of Pre-Modification Post-Modification Related September 30, 2015: Real estate, mortgage 3 $ 1,238 $ 1,238 $ 107 Total 3 $ 1,238 $ 1,238 $ 107 December 31, 2014: Real estate, mortgage 2 $ 837 $ 837 $ 50 Total 2 $ 837 $ 837 $ 50 Impaired loans, which include loans classified as nonaccrual and troubled debt restructurings, segregated by class of loans, as of September 30, 2015 and December 31, 2014, are as follows (in thousands): Unpaid Recorded Related Average Interest September 30, 2015: With no related allowance recorded: Residential and land development $ 2,775 $ 2,775 $ $ 2,857 $ Real estate, construction 2,477 2,090 2,111 Real estate, mortgage 9,026 9,026 9,153 17 Commercial and industrial 645 645 670 Total 14,923 14,536 14,791 17 With a related allowance recorded: Residential and land development 342 342 117 347 Real estate, construction 688 688 182 813 Real estate, mortgage 4,330 4,330 1,431 3,975 11 Total 5,360 5,360 1,730 5,135 11 Total by class of loans: Residential and land development 3,117 3,117 117 3,204 Real estate, construction 3,165 2,778 182 2,924 Real estate, mortgage 13,356 13,356 1,431 13,128 28 Commercial and industrial 645 645 670 Total $ 20,283 $ 19,896 $ 1,730 $ 19,926 $ 28 December 31, 2014: With no related allowance recorded: Residential and land development $ 9,513 $ 8,233 $ $ 8,380 $ Real estate, construction 2,198 2,178 2,222 Real estate, mortgage 19,517 16,243 18,258 26 Commercial and industrial 380 380 384 Total 31,608 27,034 29,244 26 With a related allowance recorded: Real estate, construction 1,109 1,109 422 1,115 Real estate, mortgage 6,345 5,746 2,080 5,749 9 Commercial and industrial 246 246 55 247 Total 7,700 7,101 2,557 7,111 9 Total by class of loans: Residential and land development 9,513 8,233 8,380 Real estate, construction 3,307 3,287 422 3,337 Real estate, mortgage 25,862 21,989 2,080 24,007 35 Commercial and industrial 626 626 55 631 Total $ 39,308 $ 34,135 $ 2,557 $ 36,355 $ 35

Allowance for Loan Losses

Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2015
Valuation and Qualifying Accounts [Abstract]
Allowance for Loan Losses	6. Allowance for Loan Losses: Transactions in the allowance for loan losses for the quarters and nine months ended September 30, 2015 and 2014, and the balances of loans, individually and collectively evaluated for impairment, as of September 30, 2015 and 2014, are as follows (in thousands): Gaming Residential and Real Estate, Real Estate, Commercial Other Total For the Nine Months Ended September 30, 2015: Allowance for Loan Losses: Beginning Balance $ 573 $ 251 $ 860 $ 6,609 $ 587 $ 326 $ 9,206 Charge-offs (1,504 ) (955 ) (1,171 ) (62 ) (141 ) (3,833 ) Recoveries 102 20 14 61 197 Provision 38 1,484 606 243 350 86 2,807 Ending Balance $ 611 $ 231 $ 613 $ 5,701 $ 889 $ 332 $ 8,377 For the Quarter Ended September 30, 2015: Allowance for Loan Losses: Beginning balance $ 570 $ 226 $ 1,104 $ 6,639 $ 655 $ 356 $ 9,550 Charge-offs (546 ) (952 ) (38 ) (44 ) (1,580 ) Recoveries 102 7 1 12 122 Provision 41 5 (47 ) 7 271 8 285 Ending Balance $ 611 $ 231 $ 613 $ 5,701 $ 889 $ 332 $ 8,377 Allowance for loan losses, September 30, 2015: Ending balance: individually evaluated for impairment $ $ 117 $ 479 $ 1,759 $ 364 $ 4 $ 2,723 Ending balance: collectively evaluated for impairment $ 611 $ 114 $ 134 $ 3,942 $ 525 $ 328 $ 5,654 Total Loans, September 30, 2015: Ending balance: individually evaluated for impairment $ $ 3,117 $ 4,223 $ 36,947 $ 3,548 $ 20 $ 47,855 Ending balance: collectively evaluated for impairment $ 32,181 $ 650 $ 31,274 $ 183,338 $ 40,769 $ 12,632 $ 300,844 For the Nine Months Ended September 30, 2014: Allowance for Loan Losses: Beginning Balance $ 977 $ 776 $ 695 $ 5,553 $ 632 $ 301 $ 8,934 Charge-offs (701 ) (1,875 ) (108 ) (163 ) (9 ) (176 ) (3,032 ) Recoveries 261 147 18 67 493 Provision 12 1,550 73 2,975 (98 ) 103 4,615 Ending Balance $ 549 $ 451 $ 660 $ 8,512 $ 543 $ 295 $ 11,010 For the Quarter Ended September 30, 2014: Allowance for Loan Losses: Beginning Balance $ 355 $ 705 $ 686 $ 6,749 $ 653 $ 286 $ 9,434 Charge-offs (75 ) (1,875 ) (104 ) (127 ) (3 ) (60 ) (2,244 ) Recoveries 171 66 4 38 279 Provision 98 1,621 78 1,824 (111 ) 31 3,541 Ending Balance $ 549 $ 451 $ 660 $ 8,512 $ 543 $ 295 $ 11,010 Allowance for loan losses, September 30, 2014: Ending balance: individually evaluated for impairment $ 166 $ 177 $ 563 $ 5,102 $ 293 $ 2 $ 6,303 Ending balance: collectively evaluated for impairment $ 383 $ 274 $ 97 $ 3,410 $ 250 $ 293 $ 4,707 Total Loans, September 30, 2014: Ending balance: individually evaluated for impairment $ 591 $ 11,467 $ 6,179 $ 35,518 $ 2,792 $ 33 $ 56,580 Ending balance: collectively evaluated for impairment $ 23,156 $ 5,406 $ 33,797 $ 206,610 $ 23,257 $ 9,386 $ 301,612

Deposits

Deposits	9 Months Ended
	Sep. 30, 2015
Banking and Thrift [Abstract]
Deposits	7. Deposits: Prior to June 30, 2015, the Company reported its funds management sweep accounts which amounted to approximately $100,153,710 and $124,206,000 at September 30, 2015 and December 31, 2014, respectively, as federal funds purchased and securities sold under agreements to repurchase (“federal funds purchased”). Management has determined that these balances should be reported as interest-bearing demand deposits. The amount previously reported as federal funds purchased at December 31, 2014 has been reclassified in these financial statements to conform to current year presentation. Time deposits of $100,000 or more at September 30, 2015 and December 31, 2014 included brokered deposits of $5,000,000, which mature in 2017. Time deposits of $250,000 or more totaled approximately $23,172,000 and $25,321,000 at September 30, 2015 and December 31, 2014, respectively.

Borrowings

Borrowings	9 Months Ended
	Sep. 30, 2015
Banking and Thrift [Abstract]
Borrowings	8. Borrowings: The Company’s line of credit with the Federal Home Loan Bank (“FHLB”) has been collateralized by a blanket floating lien on a substantial portion of its real estate loans. The Company was notified on July 1, 2015, that this line has been changed to a custody status, which requires that specific loans serve as collateral and that certain documents relating to such loans will be held in custody by the FHLB.

Fair Value Measurements and Dis

Fair Value Measurements and Disclosures	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements and Disclosures	9. Fair Value Measurements and Disclosures: The Company utilizes fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. Available for sale securities are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record other assets at fair value on a non-recurring basis, such as impaired loans and ORE. These non-recurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets. Additionally, the Company is required to disclose, but not record, the fair value of other financial instruments. Fair Value Hierarchy The Company groups assets and liabilities at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are: Level 1 - Valuation is based upon quoted prices for identical instruments traded in active markets. Level 2 - Valuation is based upon quoted market prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active and model-based valuation techniques for which all significant assumptions are observable in the market. Level 3 - Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include the use of option pricing models, discounted cash flow models and similar techniques. Following is a description of valuation methodologies used to determine the fair value of financial assets and liabilities. Cash and Due from Banks The carrying amount shown as cash and due from banks approximates fair value. Available for Sale Securities The fair value of available for sale securities is based on quoted market prices. The Company’s available for sale securities are reported at their estimated fair value, which is determined utilizing several sources. The primary source is Interactive Data Corporation, which utilizes pricing models that vary based on asset class and include available trade, bid and other market information and whose methodology includes broker quotes, proprietary models and vast descriptive databases. The other source for determining fair value is matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark securities. The Company’s available for sale securities for which fair value is determined through the use of such pricing models and matrix pricing are classified as Level 2 assets. If the fair value of available for sale securities is generated through model-based techniques including the discounting of estimated cash flows, such securities are classified as Level 3 assets. Held to Maturity Securities The fair value of held to maturity securities is based on quoted market prices. Other Investments The carrying amount shown as other investments approximates fair value. Federal Home Loan Bank Stock The carrying amount shown as Federal Home Loan Bank Stock approximates fair value. Loans The fair value of fixed rate loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings for the remaining maturities. The cash flows considered in computing the fair value of such loans are segmented into categories relating to the nature of the contract and collateral based on contractual principal maturities. Appropriate adjustments are made to reflect probable credit losses. Cash flows have not been adjusted for such factors as prepayment risk or the effect of the maturity of balloon notes. The fair value of floating rate loans is estimated to be its carrying value. At each reporting period, the Company determines which loans are impaired. Accordingly, the Company’s impaired loans are reported at their estimated fair value on a non-recurring basis. An allowance for each impaired loan, which are generally collateral-dependent, is calculated based on the fair value of its collateral. The fair value of the collateral is based on appraisals performed by third-party valuation specialists. Factors including the assumptions and techniques utilized by the appraiser are considered by Management. If the recorded investment in the impaired loan exceeds the measure of fair value of the collateral, a valuation allowance is recorded as a component of the allowance for loan losses. Impaired loans are non-recurring Level 3 assets. Other Real Estate In the course of lending operations, Management may determine that it is necessary to foreclose on the related collateral. Other real estate acquired through foreclosure is carried at fair value, less estimated costs to sell. The fair value of the collateral is based on appraisals performed by third-party valuation specialists. Factors including the assumptions and techniques utilized by the appraiser are considered by Management. If the current appraisal is more than one year old and/or the loan balance is more than $200,000, a new appraisal is obtained. Otherwise, the Bank’s in-house property evaluator and Management will determine the fair value of the collateral, based on comparable sales, market conditions, Management’s plans for disposition and other estimates of fair value obtained from principally independent sources, adjusted for estimated selling costs. Other real estate is a non-recurring Level 3 asset. Cash Surrender Value of Life Insurance The carrying amount of cash surrender value of bank-owned life insurance approximates fair value. Deposits The fair value of non-interest bearing demand and interest bearing savings and demand deposits is the amount reported in the financial statements. The fair value of time deposits is estimated by discounting the cash flows using current rates of time deposits with similar remaining maturities. The cash flows considered in computing the fair value of such deposits are based on contractual maturities, since approximately 98% of time deposits provide for automatic renewal at current interest rates. Borrowings from Federal Home Loan Bank The fair value of Federal Home Loan Bank (“FHLB”) fixed rate borrowings is estimated using discounted cash flows based on current incremental borrowing rates for similar types of borrowing arrangements. The fair value of FHLB variable rate borrowings is estimated to be its carrying value. The balances of available for sale securities, which are the only assets measured at fair value on a recurring basis, by level within the fair value hierarchy and by investment type, as of September 30, 2015 and December 31, 2014 are as follows (in thousands): Fair Value Measurements Using Total Level 1 Level 2 Level 3 September 30, 2015: U.S. Treasuries $ 55,129 $ $ 55,129 $ U.S. Government agencies 89,634 89,634 Mortgage-backed securities 31,843 31,843 States and political subdivisions 24,391 24,211 180 Equity securities 650 650 Total $ 201,647 $ $ 201,467 $ 180 December 31, 2014: U.S. Treasuries $ 29,654 $ $ 29,654 $ U.S. Government agencies 117,989 117,989 Mortgage-backed securities 35,817 35,817 States and political subdivisions 31,012 29,017 1,995 Equity securities 650 650 Total $ 215,122 $ $ 213,127 $ 1,995 The following table presents a summary of changes in the fair value of certain available for sale securities which are measured using level 3 inputs (in thousands): For the Nine For the Year Balance, beginning of period $ 1,995 $ Purchase of investment 1,995 Principal reduction (120 ) Loss on credit impairment (1,695 ) Balance, end of period $ 180 $ 1,995 Impaired loans, which are measured at fair value on a non-recurring basis, by level within the fair value hierarchy as of September 30, 2015 and December 31, 2014 are as follows (in thousands): Fair Value Measurements Using Total Level 1 Level 2 Level 3 September 30, 2015 $ 4,043 $ $ $ 4,043 December 31, 2014 10,610 10,610 Other real estate, which is measured at fair value on a non-recurring basis, by level within the fair value hierarchy as of September 30, 2015 and December 31, 2014 are as follows (in thousands): Fair Value Measurements Using Total Level 1 Level 2 Level 3 September 30, 2015 $ 10,867 $ $ $ 10,867 December 31, 2014 7,646 7,646 The following table presents a summary of changes in the fair value of other real estate which is measured using level 3 inputs (in thousands): For the Nine For the Year Balance, beginning of period $ 7,646 $ 9,630 Loans transferred to ORE 7,279 1,345 Sales (3,615 ) (2,068 ) Writedowns (443 ) (1,261 ) Balance, end of period $ 10,867 $ 7,646 The carrying value and estimated fair value of financial instruments, by level within the fair value hierarchy, at September 30, 2015 and December 31, 2014, are as follows (in thousands): Carrying Fair Value Measurements Using Amount Level 1 Level 2 Level 3 Total September 30, 2015: Financial Assets: Cash and due from banks $ 35,495 $ 35,495 $ 35,495 Available for sale securities 201,647 201,467 180 201,647 Held to maturity securities 19,056 19,078 19,078 Other investments 2,862 2,862 2,862 Federal Home Loan Bank stock 1,471 1,471 1,471 Loans, net 340,322 353,103 353,103 Cash surrender value of life insurance 18,589 18,589 18,589 Financial Liabilities: Deposits: Non-interest bearing 126,694 126,694 126,694 Interest bearing 400,885 401,212 401,212 Borrowings from Federal Home Loan Bank 18,484 20,080 20,080 December 31, 2014: Financial Assets: Cash and due from banks $ 23,556 $ 23,556 $ $ $ 23,556 Available for sale securities 215,122 213,127 1,995 215,122 Held to maturity securities 17,784 17,859 17,859 Other investments 2,962 2,962 2,962 Federal Home Loan Bank stock 2,504 2,504 2,504 Loans, net 353,201 355,004 355,004 Cash surrender value of life insurance 18,145 18,145 18,145 Financial Liabilities: Deposits: Non-interest bearing 103,607 103,607 103,607 Interest bearing 413,313 413,672 413,672 Borrowings from Federal Home Loan Bank 38,708 40,720 40,720

Reclassifications

Reclassifications	9 Months Ended
	Sep. 30, 2015
Equity [Abstract]
Reclassifications	10. Reclassifications: Certain reclassifications, which had no effect on prior year net income, have been made to prior period statements to conform to current year presentation.

Basis of Presentation (Policies

Basis of Presentation (Policies)	9 Months Ended
	Sep. 30, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Use of Estimates	Use of Estimates - The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reported period. Actual results could differ from those estimates. Material estimates common to the banking industry that are particularly susceptible to significant change in the near term include, but are not limited to, the determination of the allowance for loan losses, the valuation of other real estate acquired in connection with foreclosure or in satisfaction of loans and valuation allowances associated with the realization of deferred tax assets, which are based on future taxable income.
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies - The accounting and reporting policies of the Company conform to GAAP and general practices within the banking industry. There have been no material changes or developments in the application of principles or in our evaluation of the accounting estimates and the underlying assumptions or methodologies that we believe to be Critical Accounting Policies as disclosed in our Form 10-K for the year ended December 31, 2014.
New Accounting Pronouncements	New Accounting Pronouncements - In January 2015, the Financial Accounting Standards Board (the “FASB”) issued Accounting Standards Update (“ASU”) No. 2015-01, Income Statement-Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary items In June 2015, FASB issued ASU 2015-10, Technical Corrections and Improvements

Investments (Tables)

Investments (Tables)	9 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Amortized Cost and Fair Value of Securities	The amortized cost and fair value of securities at September 30, 2015 and December 31, 2014, are as follows (in thousands): September 30, 2015 Amortized Cost Gross Gross Fair Value Available for sale securities: Debt securities: U.S. Treasuries $ 54,848 $ 281 $ $ 55,129 U.S. Government agencies 89,839 351 (556 ) 89,634 Mortgage-backed securities 31,503 345 (5 ) 31,843 States and political subdivisions 23,477 914 24,391 Total debt securities 199,667 1,891 (561 ) 200,997 Equity securities 650 650 Total available for sale securities $ 200,317 $ 1,891 $ (561 ) $ 201,647 Held to maturity securities: States and political subdivisions $ 17,524 $ 113 $ (82 ) $ 17,555 Corporate bonds 1,532 (9 ) 1,523 Total held to maturity securities $ 19,056 $ 113 $ (91 ) $ 19,078 December 31, 2014 Amortized Cost Gross Gross Fair Value Available for sale securities: Debt securities: U.S. Treasuries $ 29,787 $ 27 $ (160 ) $ 29,654 U.S. Government agencies 119,805 115 (1,931 ) 117,989 Mortgage-backed securities 35,671 282 (136 ) 35,817 States and political subdivisions 29,832 1,180 31,012 Total debt securities 215,095 1,604 (2,227 ) 214,472 Equity securities 650 650 Total available for sale securities $ 215,745 $ 1,604 $ (2,227 ) $ 215,122 Held to maturity securities: States and political subdivisions $ 17,784 $ 132 $ (57 ) $ 17,859 Total held to maturity securities $ 17,784 $ 132 $ (57 ) $ 17,859
Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	The amortized cost and fair value of debt securities at September 30, 2015 (in thousands), by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Cost Fair Value Available for sale securities: Due in one year or less $ 11,201 $ 11,252 Due after one year through five years 88,674 89,429 Due after five years through ten years 29,744 29,863 Due after ten years 38,545 38,610 Mortgage-backed securities 31,503 31,843 Totals $ 199,667 $ 200,997 Held to maturity securities: Due in one year or less $ 514 $ 515 Due after one year through five years 6,967 6,999 Due after five years through ten years 6,429 6,464 Due after ten years 5,146 5,100 Totals $ 19,056 $ 19,078
Available for Sale and Held to Maturity Securities with Gross Unrealized Losses	Available for sale and held to maturity securities with gross unrealized losses at September 30, 2015 and December 31, 2014, aggregated by investment category and length of time that individual securities have been in a continuous loss position, are as follows (in thousands): Less Than Twelve Months Over Twelve Months Total Fair Value Gross Fair Value Gross Fair Value Gross September 30, 2015: U.S. Government agencies $ 21,903 $ 83 $ 12,499 $ 473 $ 34,402 $ 556 Mortgage-backed securities 3,667 5 3,667 5 States and political subdivisions 4,581 70 1,029 12 5,610 82 Corporate bonds 1,523 9 1,523 9 TOTAL $ 31,674 $ 167 $ 13,528 $ 485 $ 45,202 $ 652 December 31, 2014: U.S. Treasuries $ 4,968 $ 15 $ 14,795 $ 145 $ 19,763 $ 160 U.S. Government agencies 9,954 22 92,923 1,909 102,877 1,931 Mortgage-backed securities 19,436 136 19,436 136 States and political subdivisions 5,485 32 1,444 25 6,929 57 TOTAL $ 20,407 $ 69 $ 128,598 $ 2,215 $ 149,005 $ 2,284

Loans (Tables)

Loans (Tables)	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Composition of Loan Portfolio	The composition of the loan portfolio at September 30, 2015 and December 31, 2014, is as follows (in thousands): September 30, 2015 December 31, 2014 Gaming $ 32,181 $ 31,353 Residential and land development 3,767 10,119 Real estate, construction 35,497 34,010 Real estate, mortgage 220,285 234,713 Commercial and industrial 44,317 37,534 Other 12,652 14,678 Total $ 348,699 $ 362,407
Age Analysis of Loan Portfolio, Segregated by Class of Loans	The age analysis of the loan portfolio, segregated by class of loans, as of September 30, 2015 and December 31, 2014, is as follows (in thousands): Number of Days Past Due Total Current Total Loans Past 30 - 59 Greater 60 - 89 September 30, 2015: Gaming $ $ $ $ $ 32,181 $ 32,181 $ Residential and land development 342 342 3,425 3,767 Real estate, construction 1,060 1,928 2,988 32,509 35,497 Real estate, mortgage 2,802 1,947 3,561 8,310 211,975 220,285 50 Commercial and industrial 1,672 15 495 2,182 42,135 44,317 Other 52 3 55 12,597 12,652 Total $ 5,586 $ 1,965 $ 6,326 $ 13,877 $ 334,822 $ 348,699 $ 50 December 31, 2014: Gaming $ $ $ $ $ 31,353 $ 31,353 $ Residential and land development 5,262 5,262 4,857 10,119 Real estate, construction 1,665 85 1,944 3,694 30,316 34,010 30 Real estate, mortgage 3,257 3,101 12,007 18,365 216,348 234,713 733 Commercial and industrial 1,154 7 205 1,366 36,168 37,534 Other 168 10 178 14,500 14,678 Total $ 6,244 $ 3,203 $ 19,418 $ 28,865 $ 333,542 $ 362,407 $ 763
Analysis of Loan Portfolio by Loan Grade, Segregated by Class of Loans	An analysis of the loan portfolio by loan grade, segregated by class of loans, as of September 30, 2015 and December 31, 2014, is as follows (in thousands): Loans With A Grade Of: A, B or C S D E F Total September 30, 2015: Gaming $ 32,181 $ $ $ $ $ 32,181 Residential and land development 650 3,117 3,767 Real estate, construction 31,273 1,371 2,853 35,497 Real estate, mortgage 167,032 16,306 24,246 12,701 220,285 Commercial and industrial 25,762 15,007 2,849 699 44,317 Other 12,632 20 12,652 Total $ 269,530 $ 31,313 $ 28,486 $ 19,370 $ $ 348,699 December 31, 2014: Gaming $ 31,353 $ $ $ $ $ 31,353 Residential and land development 3,520 1,319 17 5,263 10,119 Real estate, construction 27,474 723 2,496 3,317 34,010 Real estate, mortgage 191,458 4,051 16,591 22,613 234,713 Commercial and industrial 32,505 25 1,579 3,425 37,534 Other 14,583 6 89 14,678 Total $ 300,893 $ 6,124 $ 20,772 $ 34,618 $ $ 362,407
Total Loans on Nonaccrual	Total loans on nonaccrual as of September 30, 2015 and December 31, 2014, are as follows (in thousands): September 30, 2015 December 31, 2014 Residential and land development $ 3,117 $ 8,233 Real estate, construction 2,778 3,287 Real estate, mortgage 12,118 21,152 Commercial and industrial 645 626 Total $ 18,658 $ 33,298
Troubled Debt Restructurings	The Company has modified certain loans by granting interest rate concessions to these customers. These loans are in compliance with their modified terms, are currently accruing and the Company has classified them as troubled debt restructurings. Troubled debt restructurings as of September 30, 2015 and December 31, 2014 were as follows (in thousands except for number of contracts): Number of Pre-Modification Post-Modification Related September 30, 2015: Real estate, mortgage 3 $ 1,238 $ 1,238 $ 107 Total 3 $ 1,238 $ 1,238 $ 107 December 31, 2014: Real estate, mortgage 2 $ 837 $ 837 $ 50 Total 2 $ 837 $ 837 $ 50
Impaired Loans, Segregated by Class of Loans	Impaired loans, which include loans classified as nonaccrual and troubled debt restructurings, segregated by class of loans, as of September 30, 2015 and December 31, 2014, are as follows (in thousands): Unpaid Recorded Related Average Interest September 30, 2015: With no related allowance recorded: Residential and land development $ 2,775 $ 2,775 $ $ 2,857 $ Real estate, construction 2,477 2,090 2,111 Real estate, mortgage 9,026 9,026 9,153 17 Commercial and industrial 645 645 670 Total 14,923 14,536 14,791 17 With a related allowance recorded: Residential and land development 342 342 117 347 Real estate, construction 688 688 182 813 Real estate, mortgage 4,330 4,330 1,431 3,975 11 Total 5,360 5,360 1,730 5,135 11 Total by class of loans: Residential and land development 3,117 3,117 117 3,204 Real estate, construction 3,165 2,778 182 2,924 Real estate, mortgage 13,356 13,356 1,431 13,128 28 Commercial and industrial 645 645 670 Total $ 20,283 $ 19,896 $ 1,730 $ 19,926 $ 28 December 31, 2014: With no related allowance recorded: Residential and land development $ 9,513 $ 8,233 $ $ 8,380 $ Real estate, construction 2,198 2,178 2,222 Real estate, mortgage 19,517 16,243 18,258 26 Commercial and industrial 380 380 384 Total 31,608 27,034 29,244 26 With a related allowance recorded: Real estate, construction 1,109 1,109 422 1,115 Real estate, mortgage 6,345 5,746 2,080 5,749 9 Commercial and industrial 246 246 55 247 Total 7,700 7,101 2,557 7,111 9 Total by class of loans: Residential and land development 9,513 8,233 8,380 Real estate, construction 3,307 3,287 422 3,337 Real estate, mortgage 25,862 21,989 2,080 24,007 35 Commercial and industrial 626 626 55 631 Total $ 39,308 $ 34,135 $ 2,557 $ 36,355 $ 35

Allowance for Loan Losses (Tabl

Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2015
Valuation and Qualifying Accounts [Abstract]
Transactions in Allowance for Loan Losses	Transactions in the allowance for loan losses for the quarters and nine months ended September 30, 2015 and 2014, and the balances of loans, individually and collectively evaluated for impairment, as of September 30, 2015 and 2014, are as follows (in thousands): Gaming Residential and Real Estate, Real Estate, Commercial Other Total For the Nine Months Ended September 30, 2015: Allowance for Loan Losses: Beginning Balance $ 573 $ 251 $ 860 $ 6,609 $ 587 $ 326 $ 9,206 Charge-offs (1,504 ) (955 ) (1,171 ) (62 ) (141 ) (3,833 ) Recoveries 102 20 14 61 197 Provision 38 1,484 606 243 350 86 2,807 Ending Balance $ 611 $ 231 $ 613 $ 5,701 $ 889 $ 332 $ 8,377 For the Quarter Ended September 30, 2015: Allowance for Loan Losses: Beginning balance $ 570 $ 226 $ 1,104 $ 6,639 $ 655 $ 356 $ 9,550 Charge-offs (546 ) (952 ) (38 ) (44 ) (1,580 ) Recoveries 102 7 1 12 122 Provision 41 5 (47 ) 7 271 8 285 Ending Balance $ 611 $ 231 $ 613 $ 5,701 $ 889 $ 332 $ 8,377 Allowance for loan losses, September 30, 2015: Ending balance: individually evaluated for impairment $ $ 117 $ 479 $ 1,759 $ 364 $ 4 $ 2,723 Ending balance: collectively evaluated for impairment $ 611 $ 114 $ 134 $ 3,942 $ 525 $ 328 $ 5,654 Total Loans, September 30, 2015: Ending balance: individually evaluated for impairment $ $ 3,117 $ 4,223 $ 36,947 $ 3,548 $ 20 $ 47,855 Ending balance: collectively evaluated for impairment $ 32,181 $ 650 $ 31,274 $ 183,338 $ 40,769 $ 12,632 $ 300,844 For the Nine Months Ended September 30, 2014: Allowance for Loan Losses: Beginning Balance $ 977 $ 776 $ 695 $ 5,553 $ 632 $ 301 $ 8,934 Charge-offs (701 ) (1,875 ) (108 ) (163 ) (9 ) (176 ) (3,032 ) Recoveries 261 147 18 67 493 Provision 12 1,550 73 2,975 (98 ) 103 4,615 Ending Balance $ 549 $ 451 $ 660 $ 8,512 $ 543 $ 295 $ 11,010 For the Quarter Ended September 30, 2014: Allowance for Loan Losses: Beginning Balance $ 355 $ 705 $ 686 $ 6,749 $ 653 $ 286 $ 9,434 Charge-offs (75 ) (1,875 ) (104 ) (127 ) (3 ) (60 ) (2,244 ) Recoveries 171 66 4 38 279 Provision 98 1,621 78 1,824 (111 ) 31 3,541 Ending Balance $ 549 $ 451 $ 660 $ 8,512 $ 543 $ 295 $ 11,010 Allowance for loan losses, September 30, 2014: Ending balance: individually evaluated for impairment $ 166 $ 177 $ 563 $ 5,102 $ 293 $ 2 $ 6,303 Ending balance: collectively evaluated for impairment $ 383 $ 274 $ 97 $ 3,410 $ 250 $ 293 $ 4,707 Total Loans, September 30, 2014: Ending balance: individually evaluated for impairment $ 591 $ 11,467 $ 6,179 $ 35,518 $ 2,792 $ 33 $ 56,580 Ending balance: collectively evaluated for impairment $ 23,156 $ 5,406 $ 33,797 $ 206,610 $ 23,257 $ 9,386 $ 301,612

Fair Value Measurements and D23

Fair Value Measurements and Disclosures (Tables)	9 Months Ended
	Sep. 30, 2015
Assets Measured at Fair Value on a Recurring Basis	The balances of available for sale securities, which are the only assets measured at fair value on a recurring basis, by level within the fair value hierarchy and by investment type, as of September 30, 2015 and December 31, 2014 are as follows (in thousands): Fair Value Measurements Using Total Level 1 Level 2 Level 3 September 30, 2015: U.S. Treasuries $ 55,129 $ $ 55,129 $ U.S. Government agencies 89,634 89,634 Mortgage-backed securities 31,843 31,843 States and political subdivisions 24,391 24,211 180 Equity securities 650 650 Total $ 201,647 $ $ 201,467 $ 180 December 31, 2014: U.S. Treasuries $ 29,654 $ $ 29,654 $ U.S. Government agencies 117,989 117,989 Mortgage-backed securities 35,817 35,817 States and political subdivisions 31,012 29,017 1,995 Equity securities 650 650 Total $ 215,122 $ $ 213,127 $ 1,995
Carrying Value and Estimated Fair Value of Financial Instruments	The carrying value and estimated fair value of financial instruments, by level within the fair value hierarchy, at September 30, 2015 and December 31, 2014, are as follows (in thousands): Carrying Fair Value Measurements Using Amount Level 1 Level 2 Level 3 Total September 30, 2015: Financial Assets: Cash and due from banks $ 35,495 $ 35,495 $ 35,495 Available for sale securities 201,647 201,467 180 201,647 Held to maturity securities 19,056 19,078 19,078 Other investments 2,862 2,862 2,862 Federal Home Loan Bank stock 1,471 1,471 1,471 Loans, net 340,322 353,103 353,103 Cash surrender value of life insurance 18,589 18,589 18,589 Financial Liabilities: Deposits: Non-interest bearing 126,694 126,694 126,694 Interest bearing 400,885 401,212 401,212 Borrowings from Federal Home Loan Bank 18,484 20,080 20,080 December 31, 2014: Financial Assets: Cash and due from banks $ 23,556 $ 23,556 $ $ $ 23,556 Available for sale securities 215,122 213,127 1,995 215,122 Held to maturity securities 17,784 17,859 17,859 Other investments 2,962 2,962 2,962 Federal Home Loan Bank stock 2,504 2,504 2,504 Loans, net 353,201 355,004 355,004 Cash surrender value of life insurance 18,145 18,145 18,145 Financial Liabilities: Deposits: Non-interest bearing 103,607 103,607 103,607 Interest bearing 413,313 413,672 413,672 Borrowings from Federal Home Loan Bank 38,708 40,720 40,720
Available-for-sale Securities [Member]
Summary of Changes in Fair Value of Certain Available For Sale Securities	The following table presents a summary of changes in the fair value of certain available for sale securities which are measured using level 3 inputs (in thousands): For the Nine For the Year Balance, beginning of period $ 1,995 $ Purchase of investment 1,995 Principal reduction (120 ) Loss on credit impairment (1,695 ) Balance, end of period $ 180 $ 1,995
Impaired Loans [Member]
Assets Measured at Fair Value on a Non-Recurring Basis	Impaired loans, which are measured at fair value on a non-recurring basis, by level within the fair value hierarchy as of September 30, 2015 and December 31, 2014 are as follows (in thousands): Fair Value Measurements Using Total Level 1 Level 2 Level 3 September 30, 2015 $ 4,043 $ $ $ 4,043 December 31, 2014 10,610 10,610
Other Real Estate [Member]
Assets Measured at Fair Value on a Non-Recurring Basis	Other real estate, which is measured at fair value on a non-recurring basis, by level within the fair value hierarchy as of September 30, 2015 and December 31, 2014 are as follows (in thousands): Fair Value Measurements Using Total Level 1 Level 2 Level 3 September 30, 2015 $ 10,867 $ $ $ 10,867 December 31, 2014 7,646 7,646
Changes in Fair Value	The following table presents a summary of changes in the fair value of other real estate which is measured using level 3 inputs (in thousands): For the Nine For the Year Balance, beginning of period $ 7,646 $ 9,630 Loans transferred to ORE 7,279 1,345 Sales (3,615 ) (2,068 ) Writedowns (443 ) (1,261 ) Balance, end of period $ 10,867 $ 7,646

Basis of Presentation - Additio

Basis of Presentation - Additional Information (Detail)	9 Months Ended
	Sep. 30, 2015Subsidiary
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Number of operating subsidiaries	2

Earnings Per Share - Additional

Earnings Per Share - Additional Information (Detail) - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Earnings Per Share, Basic and Diluted, Other Disclosures [Abstract]
Shares of common stock outstanding	5,123,186	5,123,186	5,123,186	5,123,186

Statements of Cash Flows - Addi

Statements of Cash Flows - Additional Information (Detail) - USD ($)	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Supplemental Cash Flow Elements [Abstract]
Interest on deposits and borrowings	$ 655,764	$ 1,209,501
Income tax payments		320,000
Loans transferred to other real estate	$ 7,278,605	$ 1,143,953

Investments - Amortized Cost an

Investments - Amortized Cost and Fair Value of Securities (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule Of Available For Sale Securities And Held To Maturity [Line Items]
Total debt securities, amortized cost	$ 199,667	$ 215,095
Equity securities, amortized cost	650	650
Total available for sale securities, amortized cost	200,317	215,745
Total debt securities, gross unrealized gains	1,891	1,604
Equity securities, gross unrealized gains	0	0
Total available for sale securities, gross unrealized gains	1,891	1,604
Total debt securities, gross unrealized losses	(561)	(2,227)
Equity securities, gross unrealized losses	0	0
Total available for sale securities, gross unrealized losses	(561)	(2,227)
Total debt securities, fair value	200,997	214,472
Equity securities, fair value	650	650
Total available for sale securities, fair value	201,647	215,122
Held to maturity securities, Amortized Cost	19,056	17,784
Held to maturity securities, Gross Unrealized Gains	113	132
Held to maturity securities, Gross Unrealized Losses	(91)	(57)
Held to maturity securities, fair value	19,078	17,859
States and political subdivisions [Member]
Schedule Of Available For Sale Securities And Held To Maturity [Line Items]
Total debt securities, amortized cost	23,477	29,832
Total debt securities, gross unrealized gains	914	1,180
Total debt securities, fair value	24,391	31,012
Held to maturity securities, Amortized Cost	17,524	17,784
Held to maturity securities, Gross Unrealized Gains	113	132
Held to maturity securities, Gross Unrealized Losses	(82)	(57)
Held to maturity securities, fair value	17,555	17,859
U.S. Treasuries [Member]
Schedule Of Available For Sale Securities And Held To Maturity [Line Items]
Total debt securities, amortized cost	54,848	29,787
Total debt securities, gross unrealized gains	281	27
Total debt securities, gross unrealized losses		(160)
Total debt securities, fair value	55,129	29,654
U.S. Government agencies [Member]
Schedule Of Available For Sale Securities And Held To Maturity [Line Items]
Total debt securities, amortized cost	89,839	119,805
Total debt securities, gross unrealized gains	351	115
Total debt securities, gross unrealized losses	(556)	(1,931)
Total debt securities, fair value	89,634	117,989
Mortgage-backed securities [Member]
Schedule Of Available For Sale Securities And Held To Maturity [Line Items]
Total debt securities, amortized cost	31,503	35,671
Total debt securities, gross unrealized gains	345	282
Total debt securities, gross unrealized losses	(5)	(136)
Total debt securities, fair value	31,843	$ 35,817
Corporate bonds [Member]
Schedule Of Available For Sale Securities And Held To Maturity [Line Items]
Held to maturity securities, Amortized Cost	1,532
Held to maturity securities, Gross Unrealized Losses	(9)
Held to maturity securities, fair value	$ 1,523

Investments - Amortized Cost 28

Investments - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Available for sale securities:
Available for sale securities, Due in one year or less, Amortized Cost	$ 11,201
Available for sale securities, Due after one year through five years, Amortized Cost	88,674
Available for sale securities, Due after five year through ten years, Amortized Cost	29,744
Available for sale securities, Due after ten years, Amortized Cost	38,545
Available for sale securities, Mortgage-backed securities, Amortized Cost	31,503
Total available for sale debt securities, Amortized Cost	199,667	$ 215,095
Available for sale securities, Due in one year or less, Fair Value	11,252
Available for sale securities, Due after one year through five years, Fair Value	89,429
Available for sale securities, Due after five years through ten years, Fair Value	29,863
Available for sale securities, Due after ten years, Fair Value	38,610
Available for sale securities, Mortgage-backed securities, Fair value	31,843
Total available for sale debt securities, Fair Value	200,997	214,472
Held to maturity securities:
Held to maturity securities, Due in one year or less, Amortized Cost	514
Held to maturity securities, Due after one year through five years, Amortized Cost	6,967
Held to maturity securities, Due after five years through ten years, Amortized Cost	6,429
Held to maturity securities, Due after ten years, Amortized Cost	5,146
Total held to maturity securities, Amortized Cost	19,056	17,784
Held to maturity securities, Due in one year or less, Fair Value	515
Held to maturity securities, Due after one year through five years, Fair Value	6,999
Held to maturity securities, Due after five years through ten years, Fair Value	6,464
Held to maturity securities, Due after ten years, Fair Value	5,100
Total held to maturity securities, Fair Value	$ 19,078	$ 17,859

Investments - Available for Sal

Investments - Available for Sale and Held to Maturity Securities with Gross Unrealized Losses (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Fair Value	$ 31,674	$ 20,407
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Gross Unrealized Losses	167	69
Available for Sale and Held to Maturity Securities, Over Twelve Months, Fair Value	13,528	128,598
Available for Sale and Held to Maturity Securities, Over Twelve Months, Gross Unrealized Losses	485	2,215
Available for Sale and Held to Maturity Securities, Total, Fair Value	45,202	149,005
Available for Sale and Held to Maturity Securities, Total, Gross Unrealized Losses	652	2,284
U.S. Treasuries [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Fair Value		4,968
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Gross Unrealized Losses		15
Available for Sale and Held to Maturity Securities, Over Twelve Months, Fair Value		14,795
Available for Sale and Held to Maturity Securities, Over Twelve Months, Gross Unrealized Losses		145
Available for Sale and Held to Maturity Securities, Total, Fair Value		19,763
Available for Sale and Held to Maturity Securities, Total, Gross Unrealized Losses		160
U.S. Government agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Fair Value	21,903	9,954
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Gross Unrealized Losses	83	22
Available for Sale and Held to Maturity Securities, Over Twelve Months, Fair Value	12,499	92,923
Available for Sale and Held to Maturity Securities, Over Twelve Months, Gross Unrealized Losses	473	1,909
Available for Sale and Held to Maturity Securities, Total, Fair Value	34,402	102,877
Available for Sale and Held to Maturity Securities, Total, Gross Unrealized Losses	556	1,931
Mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Fair Value	3,667
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Gross Unrealized Losses	5
Available for Sale and Held to Maturity Securities, Over Twelve Months, Fair Value		19,436
Available for Sale and Held to Maturity Securities, Over Twelve Months, Gross Unrealized Losses		136
Available for Sale and Held to Maturity Securities, Total, Fair Value	3,667	19,436
Available for Sale and Held to Maturity Securities, Total, Gross Unrealized Losses	5	136
States and political subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Fair Value	4,581	5,485
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Gross Unrealized Losses	70	32
Available for Sale and Held to Maturity Securities, Over Twelve Months, Fair Value	1,029	1,444
Available for Sale and Held to Maturity Securities, Over Twelve Months, Gross Unrealized Losses	12	25
Available for Sale and Held to Maturity Securities, Total, Fair Value	5,610	6,929
Available for Sale and Held to Maturity Securities, Total, Gross Unrealized Losses	82	$ 57
Corporate bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Fair Value	1,523
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Gross Unrealized Losses	9
Available for Sale and Held to Maturity Securities, Total, Fair Value	1,523
Available for Sale and Held to Maturity Securities, Total, Gross Unrealized Losses	$ 9

Investments - Additional Inform

Investments - Additional Information (Detail)	3 Months Ended	9 Months Ended
	Sep. 30, 2015USD ($)Securities	Sep. 30, 2015USD ($)Securities	Dec. 31, 2014USD ($)
Schedule of Available-for-sale Securities [Line Items]
Credit loss on bonds issued by a municipality with a carrying value | $	$ 1,875,000	$ 1,875,000
Loss on impairment of securities | $	1,695,000	1,695,000
Accrued interest relating to securities | $	92,564	92,564
Amount of securities with fair value | $	$ 169,114,936	$ 169,114,936	$ 200,474,637
U.S. Government agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities issued contained unrealized Loss	6	6
Securities issued	16	16
Mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities issued contained unrealized Loss	1	1
Securities issued	10	10
States and political subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities issued contained unrealized Loss	15	15
Securities issued	135	135
Corporate bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities issued contained unrealized Loss	15	15
Securities issued	135	135

Loans - Composition of Loan Por

Loans - Composition of Loan Portfolio (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Loans and Leases Receivable, Net Amount [Abstract]
Gaming	$ 32,181	$ 31,353
Residential and land development	3,767	10,119
Real estate, construction	35,497	34,010
Real estate, mortgage	220,285	234,713
Commercial and industrial	44,317	37,534
Other	12,652	14,678
Total	$ 348,699	$ 362,407

Loans - Age Analysis of Loan Po

Loans - Age Analysis of Loan Portfolio, Segregated by Class of Loans (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	$ 13,877	$ 28,865
Current	334,822	333,542
Total	348,699	362,407
Loans Past Due Greater Than 90 Days and Still Accruing	50	763
Real Estate, Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	2,988	3,694
Current	32,509	30,316
Total	35,497	34,010
Loans Past Due Greater Than 90 Days and Still Accruing		30
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	2,182	1,366
Current	42,135	36,168
Total	44,317	37,534
Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	55	178
Current	12,597	14,500
Total	12,652	14,678
30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	5,586	6,244
30-59 Days Past Due [Member] | Real Estate, Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	1,060	1,665
30-59 Days Past Due [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	1,672	1,154
30-59 Days Past Due [Member] | Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	52	168
60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	1,965	3,203
60-89 Days Past Due [Member] | Real Estate, Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due		85
60-89 Days Past Due [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	15	7
60-89 Days Past Due [Member] | Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	3	10
Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	6,326	19,418
Greater than 90 Days Past Due [Member] | Real Estate, Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	1,928	1,944
Greater than 90 Days Past Due [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	495	205
Gaming [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	32,181	31,353
Total	32,181	31,353
Residential and Land Development [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	342	5,262
Current	3,425	4,857
Total	3,767	10,119
Residential and Land Development [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	342	5,262
Real Estate, Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	8,310	18,365
Current	211,975	216,348
Total	220,285	234,713
Loans Past Due Greater Than 90 Days and Still Accruing	50	733
Real Estate, Mortgage [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	2,802	3,257
Real Estate, Mortgage [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	1,947	3,101
Real Estate, Mortgage [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	$ 3,561	$ 12,007

Loans - Analysis of Loan Portfo

Loans - Analysis of Loan Portfolio by Loan Grade, Segregated by Class of Loans (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Gaming	$ 32,181	$ 31,353
Residential and land development	3,767	10,119
Real estate, construction	35,497	34,010
Real estate, mortgage	220,285	234,713
Commercial and industrial	44,317	37,534
Other	12,652	14,678
Total	348,699	362,407
A, B or C [Member]
Financing Receivable, Recorded Investment [Line Items]
Gaming	32,181	31,353
Residential and land development	650	3,520
Real estate, construction	31,273	27,474
Real estate, mortgage	167,032	191,458
Commercial and industrial	25,762	32,505
Other	12,632	14,583
Total	269,530	300,893
S [Member]
Financing Receivable, Recorded Investment [Line Items]
Residential and land development		1,319
Real estate, construction		723
Real estate, mortgage	16,306	4,051
Commercial and industrial	15,007	25
Other		6
Total	31,313	6,124
D [Member]
Financing Receivable, Recorded Investment [Line Items]
Residential and land development		17
Real estate, construction	1,371	2,496
Real estate, mortgage	24,246	16,591
Commercial and industrial	2,849	1,579
Other	20	89
Total	28,486	20,772
E [Member]
Financing Receivable, Recorded Investment [Line Items]
Residential and land development	3,117	5,263
Real estate, construction	2,853	3,317
Real estate, mortgage	12,701	22,613
Commercial and industrial	699	3,425
Total	$ 19,370	$ 34,618

Loans - Total Loans on Nonaccru

Loans - Total Loans on Nonaccrual (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule Of Financing Receivables Non Accrual Status [Line Items]
Total loans on nonaccrual	$ 18,658	$ 33,298
Real Estate, Construction [Member]
Schedule Of Financing Receivables Non Accrual Status [Line Items]
Total loans on nonaccrual	2,778	3,287
Commercial and Industrial [Member]
Schedule Of Financing Receivables Non Accrual Status [Line Items]
Total loans on nonaccrual	645	626
Residential and Land Development [Member]
Schedule Of Financing Receivables Non Accrual Status [Line Items]
Total loans on nonaccrual	3,117	8,233
Real Estate, Mortgage [Member]
Schedule Of Financing Receivables Non Accrual Status [Line Items]
Total loans on nonaccrual	$ 12,118	$ 21,152

Loans - Troubled Debt Restructu

Loans - Troubled Debt Restructurings (Detail) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015USD ($)Contract	Dec. 31, 2014USD ($)Contract
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contract	3	2
Pre-Modification Outstanding Recorded Investment	$ 1,238	$ 837
Post-Modification Outstanding Recorded Investment	1,238	837
Related Allowance	$ 107	$ 50
Real Estate, Mortgage [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contract	3	2
Pre-Modification Outstanding Recorded Investment	$ 1,238	$ 837
Post-Modification Outstanding Recorded Investment	1,238	837
Related Allowance	$ 107	$ 50

Loans - Impaired Loans, Segrega

Loans - Impaired Loans, Segregated by Class of Loans (Detail) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Unpaid Principal Balance	$ 14,923	$ 31,608
With no related allowance recorded, Recorded Investment	14,536	27,034
With no related allowance recorded, Related Allowance	0	0
With no related allowance recorded, Average Recorded Investment	14,791	29,244
With no related allowance recorded, Interest Income Recognized	17	26
With a related allowance recorded, Unpaid Principal Balance	5,360	7,700
With a related allowance recorded, Recorded Investment	5,360	7,101
With a related allowance recorded, Related Allowance	1,730	2,557
With a related allowance recorded, Average Recorded Investment	5,135	7,111
With a related allowance recorded, Interest Income Recognized	11	9
Total by class of loans, Unpaid Principal Balance	20,283	39,308
Total by class of loans, Recorded Investment	19,896	34,135
Total by class of loans, Related Allowance	1,730	2,557
Total by class of loans, Average Recorded Investment	19,926	36,355
Total by class of loans, Interest Income Recognized	28	35
Real Estate, Construction [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Unpaid Principal Balance	2,477	2,198
With no related allowance recorded, Recorded Investment	2,090	2,178
With no related allowance recorded, Related Allowance	0	0
With no related allowance recorded, Average Recorded Investment	2,111	2,222
With a related allowance recorded, Unpaid Principal Balance	688	1,109
With a related allowance recorded, Recorded Investment	688	1,109
With a related allowance recorded, Related Allowance	182	422
With a related allowance recorded, Average Recorded Investment	813	1,115
Total by class of loans, Unpaid Principal Balance	3,165	3,307
Total by class of loans, Recorded Investment	2,778	3,287
Total by class of loans, Related Allowance	182	422
Total by class of loans, Average Recorded Investment	2,924	3,337
Commercial and Industrial [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Unpaid Principal Balance	645	380
With no related allowance recorded, Recorded Investment	645	380
With no related allowance recorded, Related Allowance	0	0
With no related allowance recorded, Average Recorded Investment	670	384
With a related allowance recorded, Unpaid Principal Balance		246
With a related allowance recorded, Recorded Investment		246
With a related allowance recorded, Related Allowance		55
With a related allowance recorded, Average Recorded Investment		247
Total by class of loans, Unpaid Principal Balance	645	626
Total by class of loans, Recorded Investment	645	626
Total by class of loans, Related Allowance		55
Total by class of loans, Average Recorded Investment	670	631
Residential and Land Development [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Unpaid Principal Balance	2,775	9,513
With no related allowance recorded, Recorded Investment	2,775	8,233
With no related allowance recorded, Related Allowance	0	0
With no related allowance recorded, Average Recorded Investment	2,857	8,380
With a related allowance recorded, Unpaid Principal Balance	342
With a related allowance recorded, Recorded Investment	342
With a related allowance recorded, Related Allowance	117
With a related allowance recorded, Average Recorded Investment	347
Total by class of loans, Unpaid Principal Balance	3,117	9,513
Total by class of loans, Recorded Investment	3,117	8,233
Total by class of loans, Related Allowance	117
Total by class of loans, Average Recorded Investment	3,204	8,380
Real Estate, Mortgage [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Unpaid Principal Balance	9,026	19,517
With no related allowance recorded, Recorded Investment	9,026	16,243
With no related allowance recorded, Related Allowance	0	0
With no related allowance recorded, Average Recorded Investment	9,153	18,258
With no related allowance recorded, Interest Income Recognized	17	26
With a related allowance recorded, Unpaid Principal Balance	4,330	6,345
With a related allowance recorded, Recorded Investment	4,330	5,746
With a related allowance recorded, Related Allowance	1,431	2,080
With a related allowance recorded, Average Recorded Investment	3,975	5,749
With a related allowance recorded, Interest Income Recognized	11	9
Total by class of loans, Unpaid Principal Balance	13,356	25,862
Total by class of loans, Recorded Investment	13,356	21,989
Total by class of loans, Related Allowance	1,431	2,080
Total by class of loans, Average Recorded Investment	13,128	24,007
Total by class of loans, Interest Income Recognized	$ 28	$ 35

Allowance for Loan Losses - Tra

Allowance for Loan Losses - Transactions in Allowance for loan Losses (Detail) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Individually evaluated for impairment	$ 2,723	$ 6,303	$ 2,723	$ 6,303
Collectively evaluated for impairment	5,654	4,707	5,654	4,707
Individually evaluated for impairment, Total	47,855	56,580	47,855	56,580
Collectively evaluated for impairment, Total	300,844	301,612	300,844	301,612
Allowance for Loan Losses:
Beginning Balance	9,550	9,434	9,206	8,934
Charge-offs	(1,580)	(2,244)	(3,833)	(3,032)
Recoveries	122	279	197	493
Provision	285	3,541	2,807	4,615
Ending Balance	8,377	11,010	8,377	11,010
Real Estate, Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Individually evaluated for impairment	479	563	479	563
Collectively evaluated for impairment	134	97	134	97
Individually evaluated for impairment, Total	4,223	6,179	4,223	6,179
Collectively evaluated for impairment, Total	31,274	33,797	31,274	33,797
Allowance for Loan Losses:
Beginning Balance	1,104	686	860	695
Charge-offs	(546)	(104)	(955)	(108)
Recoveries	102		102
Provision	(47)	78	606	73
Ending Balance	613	660	613	660
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Individually evaluated for impairment	364	293	364	293
Collectively evaluated for impairment	525	250	525	250
Individually evaluated for impairment, Total	3,548	2,792	3,548	2,792
Collectively evaluated for impairment, Total	40,769	23,257	40,769	23,257
Allowance for Loan Losses:
Beginning Balance	655	653	587	632
Charge-offs	(38)	(3)	(62)	(9)
Recoveries	1	4	14	18
Provision	271	(111)	350	(98)
Ending Balance	889	543	889	543
Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Individually evaluated for impairment	4	2	4	2
Collectively evaluated for impairment	328	293	328	293
Individually evaluated for impairment, Total	20	33	20	33
Collectively evaluated for impairment, Total	12,632	9,386	12,632	9,386
Allowance for Loan Losses:
Beginning Balance	356	286	326	301
Charge-offs	(44)	(60)	(141)	(176)
Recoveries	12	38	61	67
Provision	8	31	86	103
Ending Balance	332	295	332	295
Gaming [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Individually evaluated for impairment		166		166
Collectively evaluated for impairment	611	383	611	383
Individually evaluated for impairment, Total		591		591
Collectively evaluated for impairment, Total	32,181	23,156	32,181	23,156
Allowance for Loan Losses:
Beginning Balance	570	355	573	977
Charge-offs		(75)		(701)
Recoveries		171		261
Provision	41	98	38	12
Ending Balance	611	549	611	549
Residential and Land Development [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Individually evaluated for impairment	117	177	117	177
Collectively evaluated for impairment	114	274	114	274
Individually evaluated for impairment, Total	3,117	11,467	3,117	11,467
Collectively evaluated for impairment, Total	650	5,406	650	5,406
Allowance for Loan Losses:
Beginning Balance	226	705	251	776
Charge-offs		(1,875)	(1,504)	(1,875)
Provision	5	1,621	1,484	1,550
Ending Balance	231	451	231	451
Real Estate, Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Individually evaluated for impairment	1,759	5,102	1,759	5,102
Collectively evaluated for impairment	3,942	3,410	3,942	3,410
Individually evaluated for impairment, Total	36,947	35,518	36,947	35,518
Collectively evaluated for impairment, Total	183,338	206,610	183,338	206,610
Allowance for Loan Losses:
Beginning Balance	6,639	6,749	6,609	5,553
Charge-offs	(952)	(127)	(1,171)	(163)
Recoveries	7	66	20	147
Provision	7	1,824	243	2,975
Ending Balance	$ 5,701	$ 8,512	$ 5,701	$ 8,512

Deposits - Additional Informati

Deposits - Additional Information (Detail) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Deposits [Line Items]
Federal funds purchased and securities sold under agreements to repurchase	$ 100,153,710	$ 124,206,000
Brokered deposits	5,000,000	5,000,000
Time Deposits of $250,000 or More [Member]
Deposits [Line Items]
Time deposits total amount	$ 23,172,000	$ 25,321,000

Fair Value Measurements and D39

Fair Value Measurements and Disclosures - Additional Information (Detail)	9 Months Ended
	Sep. 30, 2015USD ($)
Fair Value Disclosures [Abstract]
Minimum current appraisal is more than one year old and/or the loan balance	$ 200,000
Percentage of time deposits provide for automatic renewal at current interest rates	98.00%

Fair Value Measurements and D40

Fair Value Measurements and Disclosures - Assets Measured at Fair Value on Recurring Basis (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale, Equity securities	$ 650	$ 650
Available for sale securities	201,647	215,122
U.S. Treasuries [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	55,129	29,654
U.S. Government agencies [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	89,634	117,989
Mortgage-backed securities [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	31,843	35,817
States and political subdivisions [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	24,391	31,012
Level 2 [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale, Equity securities	650	650
Available for sale securities	201,467	213,127
Level 2 [Member] | U.S. Treasuries [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	55,129	29,654
Level 2 [Member] | U.S. Government agencies [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	89,634	117,989
Level 2 [Member] | Mortgage-backed securities [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	31,843	35,817
Level 2 [Member] | States and political subdivisions [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	24,211	29,017
Level 3 [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	180	1,995
Level 3 [Member] | States and political subdivisions [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	$ 180	$ 1,995

Fair Value Measurements and D41

Fair Value Measurements and Disclosures - Summary of Changes in Fair Value of Certain Available For Sale Securities (Detail) - Available-for-sale Securities [Member] - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Balance, beginning of period	$ 1,995
Purchase of investment		$ 1,995
Principal reduction	(120)
Loss on credit impairment	(1,695)
Balance, end of period	$ 180	$ 1,995

Fair Value Measurements and D42

Fair Value Measurements and Disclosures - Assets Measured at Fair Value on Non-Recurring Basis of Impairment Loans (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value measured on non-recurring basis, impaired loans	$ 4,043	$ 10,610
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value measured on non-recurring basis, impaired loans	$ 4,043	$ 10,610

Fair Value Measurements and D43

Fair Value Measurements and Disclosures - Assets Measured at Fair Value on Non-Recurring Basis of Other Real Estate (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Dec. 31, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a non-recurring basis, other real estate	$ 10,867	$ 7,646
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a non-recurring basis, other real estate	$ 10,867	$ 7,646	$ 9,630

Fair Value Measurements and D44

Fair Value Measurements and Disclosures - Changes in Fair Value of Other Real Estate (Detail) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Balance, beginning of period	$ 7,646
Balance, end of period	10,867	$ 7,646
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Balance, beginning of period	7,646	9,630
Loans transferred to ORE	7,279	1,345
Sales	(3,615)	(2,068)
Writedowns	(443)	(1,261)
Balance, end of period	$ 10,867	$ 7,646

Fair Value Measurements and D45

Fair Value Measurements and Disclosures - Carrying Value and Estimated Fair Value of Financial Instruments (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financial Assets:
Cash and due from banks	$ 35,495	$ 23,556
Available for sale securities	201,647	215,122
Held to maturity securities	19,056	17,784
Held to maturity securities, fair value	19,078	17,859
Other investments	2,862	2,962
Other investments, Fair Value	2,862	2,962
Federal Home Loan Bank stock	1,471	2,504
Federal Home Loan Bank stock, Fair Value	1,471	2,504
Loans, net	340,322	353,201
Loans, net, Fair Value	353,103	355,004
Cash surrender value of life insurance	18,589	18,145
Cash surrender value of life insurance, Fair Value	18,589	18,145
Deposits:
Non-interest bearing	126,694	103,607
Non-interest bearing, Fair Value	126,694	103,607
Interest bearing, Fair Value	401,212	413,672
Borrowings from Federal Home Loan Bank	18,484	38,708
Borrowings from Federal Home Loan Bank, Fair Value	20,080	40,720
Carrying Amount [Member]
Financial Assets:
Cash and due from banks	35,495	23,556
Available for sale securities	201,647	215,122
Held to maturity securities	19,056	17,784
Other investments	2,862	2,962
Federal Home Loan Bank stock	1,471	2,504
Loans, net	340,322	353,201
Cash surrender value of life insurance	18,589	18,145
Deposits:
Non-interest bearing	126,694	103,607
Interest bearing	400,885	413,313
Borrowings from Federal Home Loan Bank	18,484	38,708
Level 1 [Member]
Financial Assets:
Cash and due from banks	35,495	23,556
Other investments, Fair Value	2,862	2,962
Deposits:
Non-interest bearing, Fair Value	126,694	103,607
Level 2 [Member]
Financial Assets:
Available for sale securities	201,467	213,127
Held to maturity securities, fair value	19,078	17,859
Federal Home Loan Bank stock, Fair Value	1,471	2,504
Cash surrender value of life insurance, Fair Value	18,589	18,145
Deposits:
Borrowings from Federal Home Loan Bank, Fair Value	20,080	40,720
Level 3 [Member]
Financial Assets:
Available for sale securities	180	1,995
Loans, net, Fair Value	353,103	355,004
Deposits:
Interest bearing, Fair Value	$ 401,212	$ 413,672