Peoples Financial (PFBX) 10-Q 12 Aug 16 2016 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2016	Jul. 29, 2016
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q2
Trading Symbol	PFBX
Entity Registrant Name	PEOPLES FINANCIAL CORP /MS/
Entity Central Index Key	770,460
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		5,123,186

Consolidated Statements of Cond

Consolidated Statements of Condition - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 65,711	$ 31,396
Available for sale securities	202,178	202,807
Held to maturity securities, fair value of $24,403 at June 30, 2016; $19,220 at December 31, 2015	23,862	19,025
Other investments	2,732	2,744
Federal Home Loan Bank Stock, at cost	1,642	1,637
Loans	326,425	337,557
Less: Allowance for loan losses	7,109	8,070
Loans, net	319,316	329,487
Bank premises and equipment, net of accumulated depreciation	22,281	22,446
Other real estate	8,737	9,916
Accrued interest receivable	1,663	1,832
Cash surrender value of life insurance	19,005	18,735
Other assets	1,332	979
Total assets	668,459	641,004
Deposits:
Demand, non-interest bearing	124,553	122,743
Savings and demand, interest bearing	343,588	315,141
Time, $100,000 or more	40,858	35,389
Other time deposits	38,524	39,434
Total deposits	547,523	512,707
Borrowings from Federal Home Loan Bank	8,257	18,409
Employee and director benefit plans liabilities	16,465	16,283
Other liabilities	1,599	1,766
Total liabilities	573,844	549,165
Shareholders' Equity:
Common stock, $1 par value, 15,000,000 shares authorized, 5,123,186 shares issued and outstanding at June 30, 2016 and December 31, 2015	5,123	5,123
Surplus	65,780	65,780
Undivided profits	19,288	19,151
Accumulated other comprehensive income, net of tax	4,424	1,785
Total shareholders' equity	94,615	91,839
Total liabilities and shareholders' equity	$ 668,459	$ 641,004

Consolidated Statements of Con3

Consolidated Statements of Condition (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Statement of Financial Position [Abstract]
Held to maturity securities, fair value	$ 24,403	$ 19,220
Common stock, par value	$ 1	$ 1
Common stock, shares authorized	15,000,000	15,000,000
Common stock, shares issued	5,123,186	5,123,186
Common stock, shares outstanding	5,123,186	5,123,186

Consolidated Statements of Oper

Consolidated Statements of Operations (unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Interest income:
Interest and fees on loans	$ 3,568	$ 3,613	$ 7,265	$ 7,366
Interest and dividends on securities:
U.S. Treasuries	250	163	457	274
U.S. Government agencies	218	500	567	1,059
Mortgage-backed securities	134	153	277	307
States and political subdivisions	316	354	621	725
Corporate bonds	8		16
Other investments	2	3	10	7
Interest on balances due from depository institutions	54	22	117	35
Total interest income	4,550	4,808	9,330	9,773
Interest expense:
Deposits	224	165	424	329
Borrowings from Federal Home Loan Bank	43	49	85	95
Total interest expense	267	214	509	424
Net interest income	4,283	4,594	8,821	9,349
Provision for allowance for loan losses	24	1,536	137	2,522
Net interest income after provision for allowance for loan losses	4,259	3,058	8,684	6,827
Non-interest income:
Trust department income and fees	367	394	763	800
Service charges on deposit accounts	918	1,164	1,850	2,388
Gain on liquidation, sales and calls of securities	11		91
Income (loss) from other investments	18	(13)	(13)	(71)
Increase in cash surrender value of life insurance	91	120	193	242
Other income	123	140	287	387
Total non-interest income	1,528	1,805	3,171	3,746
Non-interest expense:
Salaries and employee benefits	2,755	2,936	5,529	5,975
Net occupancy	592	648	1,239	1,315
Equipment rentals, depreciation and maintenance	752	702	1,466	1,419
FDIC and state banking assessments	203	215	429	461
Data processing	332	333	672	692
ATM expense	167	482	275	825
Other real estate expense	123	291	474	742
Other expense	724	861	1,556	1,900
Total non-interest expense	5,648	6,468	11,640	13,329
Income (loss) before income taxes	139	(1,605)	215	(2,756)
Income tax expense	78		78
Net income (loss)	$ 61	$ (1,605)	$ 137	$ (2,756)
Basic and diluted earnings (loss) per share	$ 0.01	$ (0.32)	$ 0.02	$ (0.54)
Dividends declared per share	$ 0	$ 0	$ 0	$ 0

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Statement of Comprehensive Income [Abstract]
Net income (loss)	$ 61	$ (1,605)	$ 137	$ (2,756)
Other comprehensive income (loss):
Net unrealized gain (loss) on available for sale securities	1,409	(2,473)	2,730	129
Reclassification adjustment for realized gain on available for sale securities called or sold	(11)		(91)
Total other comprehensive income (loss)	1,398	(2,473)	2,639	129
Total comprehensive income (loss)	$ 1,459	$ (4,078)	$ 2,776	$ (2,627)

Consolidated Statement of Chang

Consolidated Statement of Changes in Shareholders' Equity - 6 months ended Jun. 30, 2016 - USD ($) $ in Thousands	Total	Common Stock [Member]	Surplus [Member]	Undivided Profits [Member]	Accumulated Other Comprehensive Income [Member]
Beginning balance at Dec. 31, 2015	$ 91,839	$ 5,123	$ 65,780	$ 19,151	$ 1,785
Beginning balance, Shares at Dec. 31, 2015	5,123,186	5,123,186
Net income	$ 137			137
Other comprehensive income	2,639				2,639
Ending balance at Jun. 30, 2016	$ 94,615	$ 5,123	$ 65,780	$ 19,288	$ 4,424
Ending balance, Shares at Jun. 30, 2016	5,123,186	5,123,186

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Cash flows from operating activities:
Net income (loss)	$ 137	$ (2,756)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Depreciation	894	888
Provision for allowance for loan losses	137	2,522
Writedown of other real estate	420	411
(Gains) losses on sales of other real estate	(130)	55
Loss from other investments	13	71
Amortization of held to maturity securities	63	34
Amortization of available for sale securities	11	120
Gain on sales and calls of securities	(91)
Change in accrued interest receivable	169	62
Increase in cash surrender value of life insurance	(193)	(242)
Change in other assets	(354)	291
Change in other liabilities	15	474
Net cash provided by operating activities	1,091	1,930
Cash flows from investing activities:
Proceeds from maturities, sales and calls of available for sale securities	103,198	35,550
Proceeds from maturities of held to maturity securities	410	210
Purchases of available for sale securities	(99,850)	(35,258)
Purchases of held to maturity securities	(5,310)
Redemption of Federal Home Loan Bank stock	(5)	246
Proceeds from sales of other real estate	1,743	1,755
Loans, net change	9,180	(7,970)
Acquisition of bank premises and equipment	(729)	(44)
Investment in cash surrender value of life insurance	(77)	(75)
Net cash provided by (used in) investing activities	8,560	(5,586)
Cash flows from financing activities:
Demand and savings deposits, net change	30,257	21,254
Time deposits, net change	4,559	(629)
Borrowings from Federal Home Loan Bank	98,900	456,045
Repayments to Federal Home Loan Bank	(109,052)	(463,178)
Net cash provided by financing activities	24,664	13,492
Net increase in cash and cash equivalents	34,315	9,836
Cash and cash equivalents, beginning of period	31,396	23,556
Cash and cash equivalents, end of period	$ 65,711	$ 33,392

Basis of Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	1. Basis of Presentation: Peoples Financial Corporation (the “Company”) is a one-bank holding company headquartered in Biloxi, Mississippi. It has two operating subsidiaries, PFC Service Corp., an inactive company, and The Peoples Bank, Biloxi, Mississippi (the “Bank”). The Bank provides a full range of banking, financial and trust services to state, county and local government entities and individuals and small and commercial businesses operating in those portions of Mississippi, Louisiana and Alabama which are within a fifty mile radius of the Waveland, Wiggins and Gautier branches, the Bank’s three most outlying locations (the “trade area”). The accompanying unaudited consolidated financial statements and notes thereto contain all adjustments, consisting only of normal recurring adjustments, necessary to present fairly, in accordance with accounting principles generally accepted in the United States of America (“GAAP”), the financial position of the Company and its subsidiaries as of June 30, 2016 and the results of their operations and their cash flows for the periods presented. The interim financial information should be read in conjunction with the annual consolidated financial statements and the notes thereto included in the Company’s 2015 Annual Report and Form 10-K. The results of operations for the quarter or six months ended June 30, 2016, are not necessarily indicative of the results to be expected for the full year. Use of Estimates - The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates common to the banking industry that are particularly susceptible to significant change in the near term include, but are not limited to, the determination of the allowance for loan losses, the valuation of other real estate acquired in connection with foreclosure or in satisfaction of loans and valuation allowances associated with the realization of deferred tax assets, which are based on future taxable income. Summary of Significant Accounting Policies - The accounting and reporting policies of the Company conform to GAAP and general practices within the banking industry. There have been no material changes or developments in the application of principles or in our evaluation of the accounting estimates and the underlying assumptions or methodologies that we believe to be Critical Accounting Policies as disclosed in our Form 10-K for the year ended December 31, 2015. New Accounting Pronouncements – In February 2016, the Financial Accounting Standards Board (the “FASB”) issued Accounting Standards Update (“ASU”) No. 2016-02, Leases (Topic 82) In March 2016, FASB issued ASU 2016-03, Intangibles – Goodwill and Other (Topic 350); Business Combinations (Topic 805); Consolidation (Topic 810); Derivatives and Hedging (Topic 815): Effective Date and Transition Guidance. In March 2016, FASB issued ASU 2016-07, Investments – Equity Method and Joint Ventures (Topic 323): Simplifying the Transition to the Equity Method of Accounting In June 2016, FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments

Earnings Per Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2016
Earnings Per Share [Abstract]
Earnings Per Share	2. Earnings Per Share: Per share data is based on the weighted average shares of common stock outstanding of 5,123,186 for the quarters and six months ended June 30, 2016 and 2015.

Statements of Cash Flows

Statements of Cash Flows	6 Months Ended
	Jun. 30, 2016
Supplemental Cash Flow Elements [Abstract]
Statements of Cash Flows	3. Statements of Cash Flows: The Company has defined cash and cash equivalents as cash and due from banks. The Company paid $507,061 and $426,168 for the six months ended June 30, 2016 and 2015, respectively, for interest on deposits and borrowings. Income tax payments of $78,435 were made during the six months ended June 30, 2016. Loans transferred to other real estate amounted to $853,758 and $6,337,091 during the six months ended June 30, 2016 and 2015, respectively.

Investments

Investments	6 Months Ended
	Jun. 30, 2016
Investments, Debt and Equity Securities [Abstract]
Investments	4. Investments: The amortized cost and fair value of securities at June 30, 2016 and December 31, 2015, are as follows (in thousands): June 30, 2016 Amortized Cost Gross Gross Fair Value Available for sale securities: Debt securities: U.S. Treasuries $ 112,774 $ 1,108 $ $ 113,882 U.S. Government agencies 37,955 485 38,440 Mortgage-backed securities 27,535 719 28,254 States and political subdivisions 20,293 851 21,144 Total debt securities 198,557 3,163 201,720 Equity securities 458 458 Total available for sale securities $ 199,015 $ 3,163 $ $ 202,178 Held to maturity securities: States and political subdivisions $ 22,371 $ 549 $ (2 ) $ 22,918 Corporate bond 1,491 (6 ) 1,485 Total held to maturity securities $ 23,862 $ 549 $ (8 ) $ 24,403 December 31, 2015 Amortized Cost Gross Gross Fair Value Available for sale securities: Debt securities: U.S. Treasuries $ 63,845 $ 20 $ (111 ) $ 63,754 U.S. Government agencies 84,849 176 (479 ) 84,546 Mortgage-backed securities 30,106 155 (131 ) 30,130 States and political subdivisions 22,833 894 23,727 Total debt securities 201,633 1,245 (721 ) 202,157 Equity securities 650 650 Total available for sale securities $ 202,283 $ 1,245 $ (721 ) $ 202,807 Held to maturity securities: States and political subdivisions $ 17,507 $ 222 $ (16 ) $ 17,713 Corporate bond 1,518 (11 ) 1,507 Total held to maturity securities $ 19,025 $ 222 $ (27 ) $ 19,220 The amortized cost and fair value of debt securities at June 30, 2016 (in thousands), by contractual maturity, are shown on the following page. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Cost Fair Value Available for sale securities: Due in one year or less $ 57,012 $ 57,116 Due after one year through five years 88,774 90,368 Due after five years through ten years 24,903 25,617 Due after ten years 333 365 Mortgage-backed securities 27,535 28,254 Totals $ 198,557 $ 201,720 Held to maturity securities: Due in one year or less $ 2,623 $ 2,617 Due after one year through five years 7,346 7,462 Due after five years through ten years 7,588 7,843 Due after ten years 6,305 6,481 Totals $ 23,862 $ 24,403 Available for sale and held to maturity securities with gross unrealized losses at June 30, 2016 and December 31, 2015, aggregated by investment category and length of time that individual securities have been in a continuous loss position, are as follows (in thousands): Less Than Twelve Months Over Twelve Months Total Fair Value Gross Fair Value Gross Fair Value Gross June 30, 2016: States and political subdivisions $ 904 $ 1 $ 594 $ 1 $ 1,498 $ 2 Corporate bond 1,485 6 1,485 6 TOTAL $ 2,389 $ 7 $ 594 $ 1 $ 2,983 $ 8 December 31, 2015: U.S. Treasuries $ 39,889 $ 111 $ $ $ 39,889 $ 111 U.S. Government agencies 14,894 87 12,581 392 27,475 479 Mortgage-backed securities 16,557 131 16,557 131 States and political subdivisions 2,225 8 1,362 8 3,587 16 Corporate bond 1,507 11 1,507 11 TOTAL $ 75,072 $ 348 $ 13,943 $ 400 $ 89,015 $ 748 At June 30, 2016, 7 of the 143 securities issued by states and political subdivisions and the corporate bond contained unrealized losses. Management evaluates securities for other-than-temporary impairment on a monthly basis. In performing this evaluation, the length of time and the extent to which the fair value has been less than cost, the fact that the Company’s securities are primarily issued by U.S. Treasury and U.S. Government Agencies and the cause of the decline in value are considered. In addition, the Company does not intend to sell and it is not more likely than not that it will be required to sell these securities before maturity. While some available for sale securities have been sold for liquidity purposes or for gains, the Company has traditionally held its securities, including those classified as available for sale, until maturity. As a result of the evaluation of these securities, the Company has determined that the unrealized losses summarized in the tables above are not deemed to be other-than-temporary. Proceeds from sales and calls of available for sale securities were $21,250,806 during the six months ended June 30, 2016. Available for sale debt securities were sold or called for a realized gain of $90,738 for the six months ended June 30, 2016. There were no sales or calls of available for sale debt securities for the six months ended June 30, 2015. Securities with a fair value of $181,526,145 and $168,724,920 at June 30, 2016 and December 31, 2015, respectively, were pledged to secure public deposits, federal funds purchased and other balances required by law.

Loans

Loans	6 Months Ended
	Jun. 30, 2016
Receivables [Abstract]
Loans	5. Loans: The composition of the loan portfolio at June 30, 2016 and December 31, 2015, is as follows (in thousands): June 30, 2016 December 31, 2015 Gaming $ 30,421 $ 31,655 Residential and land development 910 933 Real estate, construction 39,281 35,414 Real estate, mortgage 207,649 219,925 Commercial and industrial 41,045 42,480 Other 7,119 7,150 Total $ 326,425 $ 337,557 The age analysis of the loan portfolio, segregated by class of loans, as of June 30, 2016 and December 31, 2015, is as follows (in thousands): Loans Past Due Greater Number of Days Past Due Than 90 Greater Total Total Days & 30 - 59 60 - 89 Than 90 Past Due Current Loans Still Accruing June 30, 2016: Gaming $ $ $ $ $ 30,421 $ 30,421 $ Residential and land development 300 300 610 910 Real estate, construction 516 1,095 1,611 37,670 39,281 Real estate, mortgage 4,885 1,886 3,187 9,958 197,691 207,649 287 Commercial and industrial 580 16 596 40,449 41,045 Other 6 76 82 7,037 7,119 Total $ 5,987 $ 1,886 $ 4,674 $ 12,547 $ 313,878 $ 326,425 $ 287 December 31, 2015: Gaming $ $ $ $ $ 31,655 $ 31,655 $ Residential and land development 323 323 610 933 Real estate, construction 851 448 1,346 2,645 32,769 35,414 Real estate, mortgage 7,094 3,673 1,352 12,119 207,806 219,925 146 Commercial and industrial 1,206 31 237 1,474 41,006 42,480 Other 67 67 7,083 7,150 Total $ 9,218 $ 4,152 $ 3,258 $ 16,628 $ 320,929 $ 337,557 $ 146 The Company monitors the credit quality of its loan portfolio through the use of a loan grading system. A score of 1 – 5 is assigned to the loan on factors including repayment ability, trends in net worth and/or financial condition of the borrower and guarantors, employment stability, management ability, loan to value fluctuations, the type and structure of the loan, conformity of the loan to bank policy and payment performance. Based on the total score, a loan grade of A, B, C, S, D, E or F is applied. A grade of A will generally be applied to loans for customers that are well known to the Company and that have excellent sources of repayment. A grade of B will generally be applied to loans for customers that have excellent sources of repayment which have no identifiable risk of collection. A grade of C will generally be applied to loans for customers that have adequate sources of repayment which have little identifiable risk of collection. A grade of S will generally be applied to loans for customers who meet the criteria for a grade of C but also warrant additional monitoring by placement on the watch list. A grade of D will generally be applied to loans for customers that are inadequately protected by current sound net worth, paying capacity of the borrower, or pledged collateral. Loans with a grade of D have unsatisfactory characteristics such as cash flow deficiencies, bankruptcy filing by the borrower or dependence on the sale of collateral for the primary source of repayment, causing more than acceptable levels of risk. Loans 60 to 89 days past due receive a grade of D. A grade of E will generally be applied to loans for customers with weaknesses inherent in the “D” classification and in which collection or liquidation in full is questionable. In addition, on a monthly basis the Company determines which loans are 90 days or more past due and assigns a grade of E to them. A grade of F is applied to loans which are considered uncollectible and of such little value that their continuance in an active bank is not warranted. Loans with this grade are charged off, even though partial or full recovery may be possible in the future. An analysis of the loan portfolio by loan grade, segregated by class of loans, as of June 30, 2016 and December 31, 2015, is as follows (in thousands): Loans With A Grade Of: A, B or C S D E F Total June 30, 2016: Gaming $ 30,421 $ $ $ $ $ 30,421 Residential and land development 610 300 910 Real estate, construction 36,549 531 2,201 39,281 Real estate, mortgage 155,236 15,807 23,903 12,703 207,649 Commercial and industrial 24,002 15,000 1,447 596 41,045 Other 7,099 1 19 7,119 Total $ 253,917 $ 30,808 $ 25,900 $ 15,800 $ $ 326,425 December 31, 2015: Gaming $ 31,655 $ $ $ $ $ 31,655 Residential and land development 610 323 933 Real estate, construction 31,935 883 2,596 35,414 Real estate, mortgage 167,286 16,678 23,686 12,275 219,925 Commercial and industrial 24,466 15,007 2,368 639 42,480 Other 7,114 1 35 7,150 Total $ 263,066 $ 31,686 $ 26,972 $ 15,833 $ $ 337,557 A loan may be impaired but not on nonaccrual status when the loan is well secured and in the process of collection. Total loans on nonaccrual as of June 30, 2016 and December 31, 2015, are as follows (in thousands): June 30, 2016 December 31, 2015 Residential and land development $ 300 $ 323 Real estate, construction 2,201 2,523 Real estate, mortgage 11,706 11,759 Commercial and industrial 548 581 Total $ 14,755 $ 15,186 The Company has modified certain loans by granting interest rate concessions to these customers. These loans are in compliance with their modified terms, are currently accruing and the Company has classified them as troubled debt restructurings. Troubled debt restructurings as of June 30, 2016 and December 31, 2015 were as follows (in thousands except for number of contracts): Number of Pre-Modification Post-Modification Related June 30, 2016: Real estate, mortgage 3 $ 1,204 $ 1,204 $ 107 Total 3 $ 1,204 $ 1,204 $ 107 December 31, 2015: Real estate, mortgage 3 $ 1,232 $ 1,232 $ 107 Total 3 $ 1,232 $ 1,232 $ 107 Impaired loans, which include loans classified as nonaccrual and troubled debt restructurings, segregated by class of loans, as of June 30, 2016 and December 31, 2015, are as follows (in thousands): Unpaid Recorded Related Average Interest June 30, 2016: With no related allowance recorded: Real estate, construction $ 2,521 $ 1,916 $ $ 1,820 $ Real estate, mortgage 10,291 9,337 9,312 14 Commercial and industrial 336 336 334 Total 13,148 11,589 11,466 14 With a related allowance recorded: Residential and land development 300 300 109 312 Real estate, construction 285 285 166 292 Real estate, mortgage 3,573 3,573 1,127 2,859 15 Commercial and industrial 251 212 6 210 Total 4,409 4,370 1,408 3,673 15 Total by class of loans: Residential and land development 300 300 109 312 Real estate, construction 2,806 2,201 166 2,112 Real estate, mortgage 13,864 12,910 1,127 12,171 29 Commercial and industrial 587 548 6 544 Total $ 17,557 $ 15,959 $ 1,408 $ 15,139 $ 29 Unpaid Recorded Related Average Interest December 31, 2015: With no related allowance recorded: Real estate, construction $ 2,228 $ 1,842 $ $ 1,878 $ Real estate, mortgage 9,771 9,014 9,175 21 Commercial and industrial 619 581 653 Total 12,618 11,437 11,706 21 With a related allowance recorded: Residential and land development 323 323 109 343 Real estate, construction 814 681 252 780 Real estate, mortgage 3,977 3,977 1,443 3,920 18 Total 5,114 4,981 1,804 5,043 18 Total by class of loans: Residential and land development 323 323 109 343 Real estate, construction 3,042 2,523 252 2,658 Real estate, mortgage 13,748 12,991 1,443 13,095 39 Commercial and industrial 619 581 653 Total $ 17,732 $ 16,418 $ 1,804 $ 16,749 $ 39

Allowance for Loan Losses

Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2016
Valuation and Qualifying Accounts [Abstract]
Allowance for Loan Losses	6. Allowance for Loan Losses: Transactions in the allowance for loan losses for the quarters and six months ended June 30, 2016 and 2015, and the balances of loans, individually and collectively evaluated for impairment, as of June 30, 2016 and 2015, are as follows (in thousands): Gaming Residential and Real Estate, Real Estate, Commercial Other Total For the Six Months Ended June 30, 2016: Allowance for Loan Losses: Beginning balance $ 582 $ 189 $ 589 $ 5,382 $ 1,075 $ 253 $ 8,070 Charge-offs (173 ) (553 ) (509 ) (94 ) (1,329 ) Recoveries 38 99 60 34 231 Provision 13 (79 ) 48 92 63 137 Ending Balance $ 582 $ 202 $ 375 $ 4,976 $ 718 $ 256 $ 7,109 For the Quarter Ended June 30, 2016: Allowance for Loan Losses: Beginning Balance $ 567 $ 195 $ 452 $ 5,414 $ 686 $ 250 $ 7,564 Charge-offs (84 ) (538 ) (44 ) (666 ) Recoveries 37 92 45 13 187 Provision 15 7 (30 ) 8 (13 ) 37 24 Ending Balance $ 582 $ 202 $ 375 $ 4,976 $ 718 $ 256 $ 7,109 Allowance for Loan Losses, June 30, 2016: Ending balance: individually evaluated for impairment $ $ 109 $ 243 $ 1,364 $ 147 $ 3 $ 1,866 Ending balance: collectively evaluated for impairment $ 582 $ 93 $ 132 $ 3,612 $ 571 $ 253 $ 5,243 Total Loans, June 30, 2016: Ending balance: individually evaluated for impairment $ $ 300 $ 2,732 $ 36,606 $ 2,043 $ 19 $ 41,700 Ending balance: collectively evaluated for impairment $ 30,421 $ 610 $ 36,549 $ 171,043 $ 39,002 $ 7,100 $ 284,725 Gaming Residential and Real Estate, Real Estate, Commercial Other Total For the Six Months Ended June 30, 2015: Allowance for Loan Losses: Beginning Balance $ 573 $ 251 $ 860 $ 6,609 $ 587 $ 326 $ 9,206 Charge-offs (1,504 ) (409 ) (219 ) (24 ) (97 ) (2,253 ) Recoveries 13 13 49 75 Provision (3 ) 1,479 653 236 79 78 2,522 Ending Balance $ 570 $ 226 $ 1,104 $ 6,639 $ 655 $ 356 $ 9,550 For the Quarter Ended June 30, 2015: Allowance for Loan Losses: Beginning Balance $ 537 $ 1,068 $ 746 $ 6,667 $ 641 $ 326 $ 9,985 Charge-offs (1,504 ) (312 ) (137 ) (36 ) (1,989 ) Recoveries 7 3 8 18 Provision 33 662 670 102 11 58 1,536 Ending Balance $ 570 $ 226 $ 1,104 $ 6,639 $ 655 $ 356 $ 9,550 Allowance for Loan Losses, June 30, 2015: Ending balance: individually evaluated for impairment $ $ 127 $ 1,023 $ 2,913 $ 309 $ 4 $ 4,376 Ending balance: collectively evaluated for impairment $ 570 $ 99 $ 81 $ 3,726 $ 346 $ 352 $ 5,174 Total Loans, June 30, 2015: Ending balance: individually evaluated for impairment $ $ 3,117 $ 5,704 $ 39,340 $ 3,750 $ 20 $ 51,931 Ending balance: collectively evaluated for impairment $ 30,102 $ 650 $ 31,507 $ 187,868 $ 45,841 $ 13,963 $ 309,931

Deposits

Deposits	6 Months Ended
	Jun. 30, 2016
Banking and Thrift [Abstract]
Deposits	7. Deposits: Time deposits of $100,000 or more at June 30, 2016 and December 31, 2015 included brokered deposits of $5,000,000, which mature in 2017. Time deposits of $250,000 or more totaled approximately $29,019,000 and $24,090,000 at June 30, 2016 and December 31, 2015, respectively.

Fair Value Measurements and Dis

Fair Value Measurements and Disclosures	6 Months Ended
	Jun. 30, 2016
Fair Value Disclosures [Abstract]
Fair Value Measurements and Disclosures	8. Fair Value Measurements and Disclosures: The Company utilizes fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. Available for sale securities are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record other assets at fair value on a non-recurring basis, such as impaired loans and ORE. These non-recurring Fair Value Hierarchy The Company groups assets and liabilities at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are: Level 1 - Valuation is based upon quoted prices for identical instruments traded in active markets. Level 2 - Valuation is based upon quoted market prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active and model-based valuation techniques for which all significant assumptions are observable in the market. Level 3 - Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include the use of option pricing models, discounted cash flow models and similar techniques. Following is a description of valuation methodologies used to determine the fair value of financial assets and liabilities. Cash and Due from Banks The carrying amount shown as cash and due from banks approximates fair value. Available for Sale Securities The fair value of available for sale securities is based on quoted market prices. The Company’s available for sale securities are reported at their estimated fair value, which is determined utilizing several sources. The primary source is Interactive Data Corporation, which utilizes pricing models that vary based on asset class and include available trade, bid and other market information and whose methodology includes broker quotes, proprietary models and vast descriptive databases. Another source for determining fair value is matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark securities. The Company’s available for sale securities for which fair value is determined through the use of such pricing models and matrix pricing are classified as Level 2 assets. If the fair value of available for sale securities is generated through model-based techniques, including the discounting of estimated cash flows, such securities are classified as Level 3 assets. Held to Maturity Securities The fair value of held to maturity securities is based on quoted market prices. Other Investments The carrying amount shown as other investments approximates fair value. Federal Home Loan Bank Stock The carrying amount shown as Federal Home Loan Bank Stock approximates fair value. Loans The fair value of fixed rate loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings for the remaining maturities. The cash flows considered in computing the fair value of such loans are segmented into categories relating to the nature of the contract and collateral based on contractual principal maturities. Appropriate adjustments are made to reflect probable credit losses. Cash flows have not been adjusted for such factors as prepayment risk or the effect of the maturity of balloon notes. The fair value of floating rate loans is estimated to be its carrying value. At each reporting period, the Company determines which loans are impaired. Accordingly, the Company’s impaired loans are reported at their estimated fair value on a non-recurring basis. An allowance for each impaired loan, which are generally collateral-dependent, is calculated based on the fair value of its collateral. The fair value of the collateral is based on appraisals performed by third-party valuation specialists. Factors including the assumptions and techniques utilized by the appraiser are considered by Management. If the recorded investment in the impaired loan exceeds the measure of fair value of the collateral, a valuation allowance is recorded as a component of the allowance for loan losses. Impaired loans are non-recurring Level 3 assets. Other Real Estate In the course of lending operations, Management may determine that it is necessary to foreclose on the related collateral. Other real estate acquired through foreclosure is carried at fair value, less estimated costs to sell. The fair value of the collateral is based on appraisals performed by third-party valuation specialists. Factors including the assumptions and techniques utilized by the appraiser are considered by Management. If the current appraisal is more than one year old and/or the loan balance is more than $200,000, a new appraisal is obtained. Otherwise, the Bank’s in-house property evaluator and Management will determine the fair value of the collateral, based on comparable sales, market conditions, Management’s plans for disposition and other estimates of fair value obtained from principally independent sources, adjusted for estimated selling costs. Other real estate is a non-recurring Level 3 asset. Cash Surrender Value of Life Insurance The carrying amount of cash surrender value of bank-owned life insurance approximates fair value. Deposits The fair value of non-interest bearing demand and interest bearing savings and demand deposits is the amount reported in the financial statements. The fair value of time deposits is estimated by discounting the cash flows using current rates of time deposits with similar remaining maturities. The cash flows considered in computing the fair value of such deposits are based on contractual maturities, since approximately 98% of time deposits provide for automatic renewal at current interest rates. Borrowings from Federal Home Loan Bank The fair value of Federal Home Loan Bank (“FHLB”) fixed rate borrowings is estimated using discounted cash flows based on current incremental borrowing rates for similar types of borrowing arrangements. The fair value of FHLB variable rate borrowings is estimated to be its carrying value. The balances of available for sale securities, which are the only assets measured at fair value on a recurring basis, by level within the fair value hierarchy and by investment type, as of June 30, 2016 and December 31, 2015 are as follows (in thousands): Fair Value Measurements Using Total Level 1 Level 2 Level 3 June 30, 2016: U.S. Treasuries $ 113,882 $ $ 113,882 $ U.S. Government agencies 38,440 38,440 Mortgage-backed securities 28,254 28,254 States and political subdivisions 21,144 21,107 37 Equity securities 458 458 Total $ 202,178 $ $ 202,141 $ 37 December 31, 2015: U.S. Treasuries $ 63,754 $ $ 63,754 $ U.S. Government agencies 84,546 84,546 Mortgage-backed securities 30,130 30,130 States and political subdivisions 23,727 23,547 180 Equity securities 650 650 Total $ 202,807 $ $ 202,627 $ 180 Impaired loans, which are measured at fair value on a non-recurring basis, by level within the fair value hierarchy as of June 30, 2016 and December 31, 2015 are as follows (in thousands): Fair Value Measurements Using Total Level 1 Level 2 Level 3 June 30, 2016 $ 6,967 $ $ $ 6,967 December 31, 2015 4,981 4,981 Other real estate, which is measured at fair value on a non-recurring basis, by level within the fair value hierarchy as of June 30, 2016 and December 31, 2015 are as follows (in thousands): Fair Value Measurements Using Total Level 1 Level 2 Level 3 June 30, 2016 $ 8,737 $ $ $ 8,737 December 31, 2015 9,916 9,916 The following table presents a summary of changes in the fair value of other real estate which is measured using level 3 inputs (in thousands): For the Six For the Year Balance, beginning of period $ 9,916 $ 7,646 Loans transferred to ORE 854 7,502 Sales (1,613 ) (4,295 ) Writedowns (420 ) (937 ) Balance, end of period $ 8,737 $ 9,916 The carrying value and estimated fair value of financial instruments, by level within the fair value hierarchy, at June 30, 2016 and December 31, 2015, are as follows (in thousands): Carrying Fair Value Measurements Using Amount Level 1 Level 2 Level 3 Total June 30, 2016: Financial Assets: Cash and due from banks $ 65,711 $ 65,711 $ $ $ 65,711 Available for sale securities 202,178 202,141 37 202,178 Held to maturity securities 23,862 24,403 24,403 Other investments 2,732 2,732 2,732 Federal Home Loan Bank stock 1,642 1,642 1,642 Loans, net 319,316 323,665 323,665 Other real estate 8,737 8,737 8,737 Cash surrender value of life insurance 19,005 19,005 19,005 Financial Liabilities: Deposits: Non-interest bearing 124,553 124,553 124,553 Interest bearing 422,970 423,274 423,274 Borrowings from Federal Home Loan Bank 8,257 9,928 9,928 December 31, 2015: Financial Assets: Cash and due from banks $ 31,396 $ 31,396 $ $ $ 31,396 Available for sale securities 202,807 202,627 180 202,807 Held to maturity securities 19,025 19,220 19,220 Other investments 2,744 2,744 2,744 Federal Home Loan Bank stock 1,637 1,637 1,637 Loans, net 329,487 331,026 331,026 Other real estate 9,916 9,916 9,916 Cash surrender value of life insurance 18,735 18,735 18,735 Financial Liabilities: Deposits: Non-interest bearing 122,743 122,743 122,743 Interest bearing 389,964 390,205 390,205 Borrowings from Federal Home Loan Bank 18,409 19,731 19,731

Basis of Presentation (Policies

Basis of Presentation (Policies)	6 Months Ended
	Jun. 30, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Use of Estimates	Use of Estimates - The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates common to the banking industry that are particularly susceptible to significant change in the near term include, but are not limited to, the determination of the allowance for loan losses, the valuation of other real estate acquired in connection with foreclosure or in satisfaction of loans and valuation allowances associated with the realization of deferred tax assets, which are based on future taxable income.
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies - The accounting and reporting policies of the Company conform to GAAP and general practices within the banking industry. There have been no material changes or developments in the application of principles or in our evaluation of the accounting estimates and the underlying assumptions or methodologies that we believe to be Critical Accounting Policies as disclosed in our Form 10-K for the year ended December 31, 2015.
New Accounting Pronouncements	New Accounting Pronouncements – In February 2016, the Financial Accounting Standards Board (the “FASB”) issued Accounting Standards Update (“ASU”) No. 2016-02, Leases (Topic 82) In March 2016, FASB issued ASU 2016-03, Intangibles – Goodwill and Other (Topic 350); Business Combinations (Topic 805); Consolidation (Topic 810); Derivatives and Hedging (Topic 815): Effective Date and Transition Guidance. In March 2016, FASB issued ASU 2016-07, Investments – Equity Method and Joint Ventures (Topic 323): Simplifying the Transition to the Equity Method of Accounting In June 2016, FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments

Investments (Tables)

Investments (Tables)	6 Months Ended
	Jun. 30, 2016
Investments, Debt and Equity Securities [Abstract]
Amortized Cost and Fair Value of Securities	The amortized cost and fair value of securities at June 30, 2016 and December 31, 2015, are as follows (in thousands): June 30, 2016 Amortized Cost Gross Gross Fair Value Available for sale securities: Debt securities: U.S. Treasuries $ 112,774 $ 1,108 $ $ 113,882 U.S. Government agencies 37,955 485 38,440 Mortgage-backed securities 27,535 719 28,254 States and political subdivisions 20,293 851 21,144 Total debt securities 198,557 3,163 201,720 Equity securities 458 458 Total available for sale securities $ 199,015 $ 3,163 $ $ 202,178 Held to maturity securities: States and political subdivisions $ 22,371 $ 549 $ (2 ) $ 22,918 Corporate bond 1,491 (6 ) 1,485 Total held to maturity securities $ 23,862 $ 549 $ (8 ) $ 24,403 December 31, 2015 Amortized Cost Gross Gross Fair Value Available for sale securities: Debt securities: U.S. Treasuries $ 63,845 $ 20 $ (111 ) $ 63,754 U.S. Government agencies 84,849 176 (479 ) 84,546 Mortgage-backed securities 30,106 155 (131 ) 30,130 States and political subdivisions 22,833 894 23,727 Total debt securities 201,633 1,245 (721 ) 202,157 Equity securities 650 650 Total available for sale securities $ 202,283 $ 1,245 $ (721 ) $ 202,807 Held to maturity securities: States and political subdivisions $ 17,507 $ 222 $ (16 ) $ 17,713 Corporate bond 1,518 (11 ) 1,507 Total held to maturity securities $ 19,025 $ 222 $ (27 ) $ 19,220
Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	The amortized cost and fair value of debt securities at June 30, 2016 (in thousands), by contractual maturity, are shown on the following page. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Cost Fair Value Available for sale securities: Due in one year or less $ 57,012 $ 57,116 Due after one year through five years 88,774 90,368 Due after five years through ten years 24,903 25,617 Due after ten years 333 365 Mortgage-backed securities 27,535 28,254 Totals $ 198,557 $ 201,720 Held to maturity securities: Due in one year or less $ 2,623 $ 2,617 Due after one year through five years 7,346 7,462 Due after five years through ten years 7,588 7,843 Due after ten years 6,305 6,481 Totals $ 23,862 $ 24,403
Available for Sale and Held to Maturity Securities with Gross Unrealized Losses	Available for sale and held to maturity securities with gross unrealized losses at June 30, 2016 and December 31, 2015, aggregated by investment category and length of time that individual securities have been in a continuous loss position, are as follows (in thousands): Less Than Twelve Months Over Twelve Months Total Fair Value Gross Fair Value Gross Fair Value Gross June 30, 2016: States and political subdivisions $ 904 $ 1 $ 594 $ 1 $ 1,498 $ 2 Corporate bond 1,485 6 1,485 6 TOTAL $ 2,389 $ 7 $ 594 $ 1 $ 2,983 $ 8 December 31, 2015: U.S. Treasuries $ 39,889 $ 111 $ $ $ 39,889 $ 111 U.S. Government agencies 14,894 87 12,581 392 27,475 479 Mortgage-backed securities 16,557 131 16,557 131 States and political subdivisions 2,225 8 1,362 8 3,587 16 Corporate bond 1,507 11 1,507 11 TOTAL $ 75,072 $ 348 $ 13,943 $ 400 $ 89,015 $ 748

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2016
Receivables [Abstract]
Composition of Loan Portfolio	The composition of the loan portfolio at June 30, 2016 and December 31, 2015, is as follows (in thousands): June 30, 2016 December 31, 2015 Gaming $ 30,421 $ 31,655 Residential and land development 910 933 Real estate, construction 39,281 35,414 Real estate, mortgage 207,649 219,925 Commercial and industrial 41,045 42,480 Other 7,119 7,150 Total $ 326,425 $ 337,557
Age Analysis of Loan Portfolio, Segregated by Class of Loans	The age analysis of the loan portfolio, segregated by class of loans, as of June 30, 2016 and December 31, 2015, is as follows (in thousands): Loans Past Due Greater Number of Days Past Due Than 90 Greater Total Total Days & 30 - 59 60 - 89 Than 90 Past Due Current Loans Still Accruing June 30, 2016: Gaming $ $ $ $ $ 30,421 $ 30,421 $ Residential and land development 300 300 610 910 Real estate, construction 516 1,095 1,611 37,670 39,281 Real estate, mortgage 4,885 1,886 3,187 9,958 197,691 207,649 287 Commercial and industrial 580 16 596 40,449 41,045 Other 6 76 82 7,037 7,119 Total $ 5,987 $ 1,886 $ 4,674 $ 12,547 $ 313,878 $ 326,425 $ 287 December 31, 2015: Gaming $ $ $ $ $ 31,655 $ 31,655 $ Residential and land development 323 323 610 933 Real estate, construction 851 448 1,346 2,645 32,769 35,414 Real estate, mortgage 7,094 3,673 1,352 12,119 207,806 219,925 146 Commercial and industrial 1,206 31 237 1,474 41,006 42,480 Other 67 67 7,083 7,150 Total $ 9,218 $ 4,152 $ 3,258 $ 16,628 $ 320,929 $ 337,557 $ 146
Analysis of Loan Portfolio by Loan Grade, Segregated by Class of Loans	An analysis of the loan portfolio by loan grade, segregated by class of loans, as of June 30, 2016 and December 31, 2015, is as follows (in thousands): Loans With A Grade Of: A, B or C S D E F Total June 30, 2016: Gaming $ 30,421 $ $ $ $ $ 30,421 Residential and land development 610 300 910 Real estate, construction 36,549 531 2,201 39,281 Real estate, mortgage 155,236 15,807 23,903 12,703 207,649 Commercial and industrial 24,002 15,000 1,447 596 41,045 Other 7,099 1 19 7,119 Total $ 253,917 $ 30,808 $ 25,900 $ 15,800 $ $ 326,425 December 31, 2015: Gaming $ 31,655 $ $ $ $ $ 31,655 Residential and land development 610 323 933 Real estate, construction 31,935 883 2,596 35,414 Real estate, mortgage 167,286 16,678 23,686 12,275 219,925 Commercial and industrial 24,466 15,007 2,368 639 42,480 Other 7,114 1 35 7,150 Total $ 263,066 $ 31,686 $ 26,972 $ 15,833 $ $ 337,557
Total Loans on Nonaccrual	Total loans on nonaccrual as of June 30, 2016 and December 31, 2015, are as follows (in thousands): June 30, 2016 December 31, 2015 Residential and land development $ 300 $ 323 Real estate, construction 2,201 2,523 Real estate, mortgage 11,706 11,759 Commercial and industrial 548 581 Total $ 14,755 $ 15,186
Troubled Debt Restructurings	The Company has modified certain loans by granting interest rate concessions to these customers. These loans are in compliance with their modified terms, are currently accruing and the Company has classified them as troubled debt restructurings. Troubled debt restructurings as of June 30, 2016 and December 31, 2015 were as follows (in thousands except for number of contracts): Number of Pre-Modification Post-Modification Related June 30, 2016: Real estate, mortgage 3 $ 1,204 $ 1,204 $ 107 Total 3 $ 1,204 $ 1,204 $ 107 December 31, 2015: Real estate, mortgage 3 $ 1,232 $ 1,232 $ 107 Total 3 $ 1,232 $ 1,232 $ 107
Impaired Loans, Segregated by Class of Loans	Impaired loans, which include loans classified as nonaccrual and troubled debt restructurings, segregated by class of loans, as of June 30, 2016 and December 31, 2015, are as follows (in thousands): Unpaid Recorded Related Average Interest June 30, 2016: With no related allowance recorded: Real estate, construction $ 2,521 $ 1,916 $ $ 1,820 $ Real estate, mortgage 10,291 9,337 9,312 14 Commercial and industrial 336 336 334 Total 13,148 11,589 11,466 14 With a related allowance recorded: Residential and land development 300 300 109 312 Real estate, construction 285 285 166 292 Real estate, mortgage 3,573 3,573 1,127 2,859 15 Commercial and industrial 251 212 6 210 Total 4,409 4,370 1,408 3,673 15 Total by class of loans: Residential and land development 300 300 109 312 Real estate, construction 2,806 2,201 166 2,112 Real estate, mortgage 13,864 12,910 1,127 12,171 29 Commercial and industrial 587 548 6 544 Total $ 17,557 $ 15,959 $ 1,408 $ 15,139 $ 29 Unpaid Recorded Related Average Interest December 31, 2015: With no related allowance recorded: Real estate, construction $ 2,228 $ 1,842 $ $ 1,878 $ Real estate, mortgage 9,771 9,014 9,175 21 Commercial and industrial 619 581 653 Total 12,618 11,437 11,706 21 With a related allowance recorded: Residential and land development 323 323 109 343 Real estate, construction 814 681 252 780 Real estate, mortgage 3,977 3,977 1,443 3,920 18 Total 5,114 4,981 1,804 5,043 18 Total by class of loans: Residential and land development 323 323 109 343 Real estate, construction 3,042 2,523 252 2,658 Real estate, mortgage 13,748 12,991 1,443 13,095 39 Commercial and industrial 619 581 653 Total $ 17,732 $ 16,418 $ 1,804 $ 16,749 $ 39

Allowance for Loan Losses (Tabl

Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2016
Valuation and Qualifying Accounts [Abstract]
Transactions in Allowance for Loan Losses	Transactions in the allowance for loan losses for the quarters and six months ended June 30, 2016 and 2015, and the balances of loans, individually and collectively evaluated for impairment, as of June 30, 2016 and 2015, are as follows (in thousands): Gaming Residential and Real Estate, Real Estate, Commercial Other Total For the Six Months Ended June 30, 2016: Allowance for Loan Losses: Beginning balance $ 582 $ 189 $ 589 $ 5,382 $ 1,075 $ 253 $ 8,070 Charge-offs (173 ) (553 ) (509 ) (94 ) (1,329 ) Recoveries 38 99 60 34 231 Provision 13 (79 ) 48 92 63 137 Ending Balance $ 582 $ 202 $ 375 $ 4,976 $ 718 $ 256 $ 7,109 For the Quarter Ended June 30, 2016: Allowance for Loan Losses: Beginning Balance $ 567 $ 195 $ 452 $ 5,414 $ 686 $ 250 $ 7,564 Charge-offs (84 ) (538 ) (44 ) (666 ) Recoveries 37 92 45 13 187 Provision 15 7 (30 ) 8 (13 ) 37 24 Ending Balance $ 582 $ 202 $ 375 $ 4,976 $ 718 $ 256 $ 7,109 Allowance for Loan Losses, June 30, 2016: Ending balance: individually evaluated for impairment $ $ 109 $ 243 $ 1,364 $ 147 $ 3 $ 1,866 Ending balance: collectively evaluated for impairment $ 582 $ 93 $ 132 $ 3,612 $ 571 $ 253 $ 5,243 Total Loans, June 30, 2016: Ending balance: individually evaluated for impairment $ $ 300 $ 2,732 $ 36,606 $ 2,043 $ 19 $ 41,700 Ending balance: collectively evaluated for impairment $ 30,421 $ 610 $ 36,549 $ 171,043 $ 39,002 $ 7,100 $ 284,725 Gaming Residential and Real Estate, Real Estate, Commercial Other Total For the Six Months Ended June 30, 2015: Allowance for Loan Losses: Beginning Balance $ 573 $ 251 $ 860 $ 6,609 $ 587 $ 326 $ 9,206 Charge-offs (1,504 ) (409 ) (219 ) (24 ) (97 ) (2,253 ) Recoveries 13 13 49 75 Provision (3 ) 1,479 653 236 79 78 2,522 Ending Balance $ 570 $ 226 $ 1,104 $ 6,639 $ 655 $ 356 $ 9,550 For the Quarter Ended June 30, 2015: Allowance for Loan Losses: Beginning Balance $ 537 $ 1,068 $ 746 $ 6,667 $ 641 $ 326 $ 9,985 Charge-offs (1,504 ) (312 ) (137 ) (36 ) (1,989 ) Recoveries 7 3 8 18 Provision 33 662 670 102 11 58 1,536 Ending Balance $ 570 $ 226 $ 1,104 $ 6,639 $ 655 $ 356 $ 9,550 Allowance for Loan Losses, June 30, 2015: Ending balance: individually evaluated for impairment $ $ 127 $ 1,023 $ 2,913 $ 309 $ 4 $ 4,376 Ending balance: collectively evaluated for impairment $ 570 $ 99 $ 81 $ 3,726 $ 346 $ 352 $ 5,174 Total Loans, June 30, 2015: Ending balance: individually evaluated for impairment $ $ 3,117 $ 5,704 $ 39,340 $ 3,750 $ 20 $ 51,931 Ending balance: collectively evaluated for impairment $ 30,102 $ 650 $ 31,507 $ 187,868 $ 45,841 $ 13,963 $ 309,931

Fair Value Measurements and D20

Fair Value Measurements and Disclosures (Tables)	6 Months Ended
	Jun. 30, 2016
Assets Measured at Fair Value on a Recurring Basis	The balances of available for sale securities, which are the only assets measured at fair value on a recurring basis, by level within the fair value hierarchy and by investment type, as of June 30, 2016 and December 31, 2015 are as follows (in thousands): Fair Value Measurements Using Total Level 1 Level 2 Level 3 June 30, 2016: U.S. Treasuries $ 113,882 $ $ 113,882 $ U.S. Government agencies 38,440 38,440 Mortgage-backed securities 28,254 28,254 States and political subdivisions 21,144 21,107 37 Equity securities 458 458 Total $ 202,178 $ $ 202,141 $ 37 December 31, 2015: U.S. Treasuries $ 63,754 $ $ 63,754 $ U.S. Government agencies 84,546 84,546 Mortgage-backed securities 30,130 30,130 States and political subdivisions 23,727 23,547 180 Equity securities 650 650 Total $ 202,807 $ $ 202,627 $ 180
Carrying Value and Estimated Fair Value of Financial Instruments	The carrying value and estimated fair value of financial instruments, by level within the fair value hierarchy, at June 30, 2016 and December 31, 2015, are as follows (in thousands): Carrying Fair Value Measurements Using Amount Level 1 Level 2 Level 3 Total June 30, 2016: Financial Assets: Cash and due from banks $ 65,711 $ 65,711 $ $ $ 65,711 Available for sale securities 202,178 202,141 37 202,178 Held to maturity securities 23,862 24,403 24,403 Other investments 2,732 2,732 2,732 Federal Home Loan Bank stock 1,642 1,642 1,642 Loans, net 319,316 323,665 323,665 Other real estate 8,737 8,737 8,737 Cash surrender value of life insurance 19,005 19,005 19,005 Financial Liabilities: Deposits: Non-interest bearing 124,553 124,553 124,553 Interest bearing 422,970 423,274 423,274 Borrowings from Federal Home Loan Bank 8,257 9,928 9,928 December 31, 2015: Financial Assets: Cash and due from banks $ 31,396 $ 31,396 $ $ $ 31,396 Available for sale securities 202,807 202,627 180 202,807 Held to maturity securities 19,025 19,220 19,220 Other investments 2,744 2,744 2,744 Federal Home Loan Bank stock 1,637 1,637 1,637 Loans, net 329,487 331,026 331,026 Other real estate 9,916 9,916 9,916 Cash surrender value of life insurance 18,735 18,735 18,735 Financial Liabilities: Deposits: Non-interest bearing 122,743 122,743 122,743 Interest bearing 389,964 390,205 390,205 Borrowings from Federal Home Loan Bank 18,409 19,731 19,731
Impaired Loans [Member]
Assets Measured at Fair Value on a Non-Recurring Basis	Impaired loans, which are measured at fair value on a non-recurring basis, by level within the fair value hierarchy as of June 30, 2016 and December 31, 2015 are as follows (in thousands): Fair Value Measurements Using Total Level 1 Level 2 Level 3 June 30, 2016 $ 6,967 $ $ $ 6,967 December 31, 2015 4,981 4,981
Other Real Estate [Member]
Assets Measured at Fair Value on a Non-Recurring Basis	Other real estate, which is measured at fair value on a non-recurring basis, by level within the fair value hierarchy as of June 30, 2016 and December 31, 2015 are as follows (in thousands): Fair Value Measurements Using Total Level 1 Level 2 Level 3 June 30, 2016 $ 8,737 $ $ $ 8,737 December 31, 2015 9,916 9,916
Changes in Fair Value	The following table presents a summary of changes in the fair value of other real estate which is measured using level 3 inputs (in thousands): For the Six For the Year Balance, beginning of period $ 9,916 $ 7,646 Loans transferred to ORE 854 7,502 Sales (1,613 ) (4,295 ) Writedowns (420 ) (937 ) Balance, end of period $ 8,737 $ 9,916

Basis of Presentation - Additio

Basis of Presentation - Additional Information (Detail)	6 Months Ended
	Jun. 30, 2016Subsidiary
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Number of operating subsidiaries	2

Earnings Per Share - Additional

Earnings Per Share - Additional Information (Detail) - shares	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Earnings Per Share, Basic and Diluted, Other Disclosures [Abstract]
Shares of common stock outstanding	5,123,186	5,123,186

Statements of Cash Flows - Addi

Statements of Cash Flows - Additional Information (Detail) - USD ($)	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Supplemental Cash Flow Elements [Abstract]
Interest on deposits and borrowings	$ 507,061	$ 426,168
Income tax payments	78,435
Loans transferred to other real estate	$ 853,758	$ 6,337,091

Investments - Amortized Cost an

Investments - Amortized Cost and Fair Value of Securities (Detail) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Schedule Of Available For Sale Securities And Held To Maturity [Line Items]
Total debt securities, amortized cost	$ 198,557	$ 201,633
Equity securities, amortized cost	458	650
Total available for sale securities, amortized cost	199,015	202,283
Total debt securities, gross unrealized gains	3,163	1,245
Equity securities, gross unrealized gains	0	0
Total available for sale securities, gross unrealized gains	3,163	1,245
Total debt securities, gross unrealized losses		(721)
Equity securities, gross unrealized losses	0	0
Total available for sale securities, gross unrealized losses		(721)
Total debt securities, fair value	201,720	202,157
Equity securities, fair value	458	650
Total available for sale securities, fair value	202,178	202,807
Held to maturity securities, Amortized Cost	23,862	19,025
Held to maturity securities, Gross Unrealized Gains	549	222
Held to maturity securities, Gross Unrealized Losses	(8)	(27)
Held to maturity securities, fair value	24,403	19,220
States and Political Subdivisions [Member]
Schedule Of Available For Sale Securities And Held To Maturity [Line Items]
Total debt securities, amortized cost	20,293	22,833
Total debt securities, gross unrealized gains	851	894
Total debt securities, fair value	21,144	23,727
Held to maturity securities, Amortized Cost	22,371	17,507
Held to maturity securities, Gross Unrealized Gains	549	222
Held to maturity securities, Gross Unrealized Losses	(2)	(16)
Held to maturity securities, fair value	22,918	17,713
U.S. Treasuries [Member]
Schedule Of Available For Sale Securities And Held To Maturity [Line Items]
Total debt securities, amortized cost	112,774	63,845
Total debt securities, gross unrealized gains	1,108	20
Total debt securities, gross unrealized losses		(111)
Total debt securities, fair value	113,882	63,754
U.S. Government Agencies [Member]
Schedule Of Available For Sale Securities And Held To Maturity [Line Items]
Total debt securities, amortized cost	37,955	84,849
Total debt securities, gross unrealized gains	485	176
Total debt securities, gross unrealized losses		(479)
Total debt securities, fair value	38,440	84,546
Mortgage-backed Securities [Member]
Schedule Of Available For Sale Securities And Held To Maturity [Line Items]
Total debt securities, amortized cost	27,535	30,106
Total debt securities, gross unrealized gains	719	155
Total debt securities, gross unrealized losses		(131)
Total debt securities, fair value	28,254	30,130
Corporate bond [Member]
Schedule Of Available For Sale Securities And Held To Maturity [Line Items]
Held to maturity securities, Amortized Cost	1,491	1,518
Held to maturity securities, Gross Unrealized Losses	(6)	(11)
Held to maturity securities, fair value	$ 1,485	$ 1,507

Investments - Amortized Cost 25

Investments - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Detail) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Available for sale securities:
Available for sale securities, Due in one year or less, Amortized Cost	$ 57,012
Available for sale securities, Due after one year through five years, Amortized Cost	88,774
Available for sale securities, Due after five year through ten years, Amortized Cost	24,903
Available for sale securities, Due after ten years, Amortized Cost	333
Available for sale securities, Mortgage-backed securities, Amortized Cost	27,535
Total available for sale debt securities, Amortized Cost	198,557	$ 201,633
Available for sale securities, Due in one year or less, Fair Value	57,116
Available for sale securities, Due after one year through five years, Fair Value	90,368
Available for sale securities, Due after five years through ten years, Fair Value	25,617
Available for sale securities, Due after ten years, Fair Value	365
Available for sale securities, Mortgage-backed securities, Fair value	28,254
Total available for sale debt securities, Fair Value	201,720	202,157
Held to maturity securities:
Held to maturity securities, Due in one year or less, Amortized Cost	2,623
Held to maturity securities, Due after one year through five years, Amortized Cost	7,346
Held to maturity securities, Due after five years through ten years, Amortized Cost	7,588
Held to maturity securities, Due after ten years, Amortized Cost	6,305
Held to maturity securities, Amortized Cost	23,862	19,025
Held to maturity securities, Due in one year or less, Fair Value	2,617
Held to maturity securities, Due after one year through five years, Fair Value	7,462
Held to maturity securities, Due after five years through ten years, Fair Value	7,843
Held to maturity securities, Due after ten years, Fair Value	6,481
Total held to maturity securities, Fair Value	$ 24,403	$ 19,220

Investments - Available for Sal

Investments - Available for Sale and Held to Maturity Securities with Gross Unrealized Losses (Detail) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Fair Value	$ 2,389	$ 75,072
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Gross Unrealized Losses	7	348
Available for Sale and Held to Maturity Securities, Over Twelve Months, Fair Value	594	13,943
Available for Sale and Held to Maturity Securities, Over Twelve Months, Gross Unrealized Losses	1	400
Available for Sale and Held to Maturity Securities, Total, Fair Value	2,983	89,015
Available for Sale and Held to Maturity Securities, Total, Gross Unrealized Losses	8	748
U.S. Treasuries [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Fair Value		39,889
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Gross Unrealized Losses		111
Available for Sale and Held to Maturity Securities, Total, Fair Value		39,889
Available for Sale and Held to Maturity Securities, Total, Gross Unrealized Losses		111
U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Fair Value		14,894
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Gross Unrealized Losses		87
Available for Sale and Held to Maturity Securities, Over Twelve Months, Fair Value		12,581
Available for Sale and Held to Maturity Securities, Over Twelve Months, Gross Unrealized Losses		392
Available for Sale and Held to Maturity Securities, Total, Fair Value		27,475
Available for Sale and Held to Maturity Securities, Total, Gross Unrealized Losses		479
Mortgage-backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Fair Value		16,557
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Gross Unrealized Losses		131
Available for Sale and Held to Maturity Securities, Total, Fair Value		16,557
Available for Sale and Held to Maturity Securities, Total, Gross Unrealized Losses		131
States and Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Fair Value	904	2,225
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Gross Unrealized Losses	1	8
Available for Sale and Held to Maturity Securities, Over Twelve Months, Fair Value	594	1,362
Available for Sale and Held to Maturity Securities, Over Twelve Months, Gross Unrealized Losses	1	8
Available for Sale and Held to Maturity Securities, Total, Fair Value	1,498	3,587
Available for Sale and Held to Maturity Securities, Total, Gross Unrealized Losses	2	16
Corporate bond [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Fair Value	1,485	1,507
Available for Sale and Held to Maturity Securities, Less Than Twelve Months, Gross Unrealized Losses	6	11
Available for Sale and Held to Maturity Securities, Total, Fair Value	1,485	1,507
Available for Sale and Held to Maturity Securities, Total, Gross Unrealized Losses	$ 6	$ 11

Investments - Additional Inform

Investments - Additional Information (Detail)	6 Months Ended
	Jun. 30, 2016USD ($)Securities	Jun. 30, 2015USD ($)	Dec. 31, 2015USD ($)
Schedule of Available-for-sale Securities [Line Items]
Sale or calls of available for sale debt securities	$ 21,250,806	$ 0
Realized gain on sale of available for sale debt securities	90,738
Amount of securities with fair value	$ 181,526,145		$ 168,724,920
States and Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities issued contained unrealized Loss | Securities	7
Securities issued | Securities	143

Loans - Composition of Loan Por

Loans - Composition of Loan Portfolio (Detail) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Loans and Leases Receivable, Net Amount [Abstract]
Gaming	$ 30,421	$ 31,655
Residential and land development	910	933
Real estate, construction	39,281	35,414
Real estate, mortgage	207,649	219,925
Commercial and industrial	41,045	42,480
Other	7,119	7,150
Total	$ 326,425	$ 337,557

Loans - Age Analysis of Loan Po

Loans - Age Analysis of Loan Portfolio, Segregated by Class of Loans (Detail) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	$ 12,547	$ 16,628
Current	313,878	320,929
Total	326,425	337,557
Loans Past Due Greater Than 90 Days and Still Accruing	287	146
Real Estate, Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	1,611	2,645
Current	37,670	32,769
Total	39,281	35,414
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	596	1,474
Current	40,449	41,006
Total	41,045	42,480
Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	82	67
Current	7,037	7,083
Total	7,119	7,150
30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	5,987	9,218
30-59 Days Past Due [Member] | Real Estate, Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	516	851
30-59 Days Past Due [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	580	1,206
30-59 Days Past Due [Member] | Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	6	67
60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	1,886	4,152
60-89 Days Past Due [Member] | Real Estate, Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due		448
60-89 Days Past Due [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due		31
Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	4,674	3,258
Greater than 90 Days Past Due [Member] | Real Estate, Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	1,095	1,346
Greater than 90 Days Past Due [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	16	237
Greater than 90 Days Past Due [Member] | Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	76
Gaming [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	30,421	31,655
Total	30,421	31,655
Residential and Land Development [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	300	323
Current	610	610
Total	910	933
Residential and Land Development [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	300	323
Real Estate, Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	9,958	12,119
Current	197,691	207,806
Total	207,649	219,925
Loans Past Due Greater Than 90 Days and Still Accruing	287	146
Real Estate, Mortgage [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	4,885	7,094
Real Estate, Mortgage [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	1,886	3,673
Real Estate, Mortgage [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Number of Days Past Due, Total Past Due	$ 3,187	$ 1,352

Loans - Analysis of Loan Portfo

Loans - Analysis of Loan Portfolio by Loan Grade, Segregated by Class of Loans (Detail) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment [Line Items]
Gaming	$ 30,421	$ 31,655
Residential and land development	910	933
Real estate, construction	39,281	35,414
Real estate, mortgage	207,649	219,925
Commercial and industrial	41,045	42,480
Other	7,119	7,150
Total	326,425	337,557
A, B or C [Member]
Financing Receivable, Recorded Investment [Line Items]
Gaming	30,421	31,655
Residential and land development	610	610
Real estate, construction	36,549	31,935
Real estate, mortgage	155,236	167,286
Commercial and industrial	24,002	24,466
Other	7,099	7,114
Total	253,917	263,066
S [Member]
Financing Receivable, Recorded Investment [Line Items]
Real estate, mortgage	15,807	16,678
Commercial and industrial	15,000	15,007
Other	1	1
Total	30,808	31,686
D [Member]
Financing Receivable, Recorded Investment [Line Items]
Real estate, construction	531	883
Real estate, mortgage	23,903	23,686
Commercial and industrial	1,447	2,368
Other	19	35
Total	25,900	26,972
E [Member]
Financing Receivable, Recorded Investment [Line Items]
Residential and land development	300	323
Real estate, construction	2,201	2,596
Real estate, mortgage	12,703	12,275
Commercial and industrial	596	639
Total	$ 15,800	$ 15,833

Loans - Total Loans on Nonaccru

Loans - Total Loans on Nonaccrual (Detail) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Schedule Of Financing Receivables Non Accrual Status [Line Items]
Total loans on nonaccrual	$ 14,755	$ 15,186
Residential and Land Development [Member]
Schedule Of Financing Receivables Non Accrual Status [Line Items]
Total loans on nonaccrual	300	323
Real Estate, Mortgage [Member]
Schedule Of Financing Receivables Non Accrual Status [Line Items]
Total loans on nonaccrual	11,706	11,759
Real Estate, Construction [Member]
Schedule Of Financing Receivables Non Accrual Status [Line Items]
Total loans on nonaccrual	2,201	2,523
Commercial and Industrial [Member]
Schedule Of Financing Receivables Non Accrual Status [Line Items]
Total loans on nonaccrual	$ 548	$ 581

Loans - Troubled Debt Restructu

Loans - Troubled Debt Restructurings (Detail) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2016USD ($)Contract	Dec. 31, 2015USD ($)Contract
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contract	3	3
Pre-Modification Outstanding Recorded Investment	$ 1,204	$ 1,232
Post-Modification Outstanding Recorded Investment	1,204	1,232
Related Allowance	$ 107	$ 107
Real Estate, Mortgage [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contract	3	3
Pre-Modification Outstanding Recorded Investment	$ 1,204	$ 1,232
Post-Modification Outstanding Recorded Investment	1,204	1,232
Related Allowance	$ 107	$ 107

Loans - Impaired Loans, Segrega

Loans - Impaired Loans, Segregated by Class of Loans (Detail) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2016	Dec. 31, 2015
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Unpaid Principal Balance	$ 13,148	$ 12,618
With no related allowance recorded, Recorded Investment	11,589	11,437
With no related allowance recorded, Related Allowance	0	0
With no related allowance recorded, Average Recorded Investment	11,466	11,706
With no related allowance recorded, Interest Income Recognized	14	21
With a related allowance recorded, Unpaid Principal Balance	4,409	5,114
With a related allowance recorded, Recorded Investment	4,370	4,981
With a related allowance recorded, Related Allowance	1,408	1,804
With a related allowance recorded, Average Recorded Investment	3,673	5,043
With a related allowance recorded, Interest Income Recognized	15	18
Total by class of loans, Unpaid Principal Balance	17,557	17,732
Total by class of loans, Recorded Investment	15,959	16,418
Total by class of loans, Related Allowance	1,408	1,804
Total by class of loans, Average Recorded Investment	15,139	16,749
Total by class of loans, Interest Income Recognized	29	39
Real Estate, Construction [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Unpaid Principal Balance	2,521	2,228
With no related allowance recorded, Recorded Investment	1,916	1,842
With no related allowance recorded, Related Allowance	0	0
With no related allowance recorded, Average Recorded Investment	1,820	1,878
With a related allowance recorded, Unpaid Principal Balance	285	814
With a related allowance recorded, Recorded Investment	285	681
With a related allowance recorded, Related Allowance	166	252
With a related allowance recorded, Average Recorded Investment	292	780
Total by class of loans, Unpaid Principal Balance	2,806	3,042
Total by class of loans, Recorded Investment	2,201	2,523
Total by class of loans, Related Allowance	166	252
Total by class of loans, Average Recorded Investment	2,112	2,658
Commercial and Industrial [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Unpaid Principal Balance	336	619
With no related allowance recorded, Recorded Investment	336	581
With no related allowance recorded, Related Allowance	0	0
With no related allowance recorded, Average Recorded Investment	334	653
With a related allowance recorded, Unpaid Principal Balance	251
With a related allowance recorded, Recorded Investment	212
With a related allowance recorded, Related Allowance	6
With a related allowance recorded, Average Recorded Investment	210
Total by class of loans, Unpaid Principal Balance	587	619
Total by class of loans, Recorded Investment	548	581
Total by class of loans, Related Allowance	6
Total by class of loans, Average Recorded Investment	544	653
Residential and Land Development [Member]
Financing Receivable, Impaired [Line Items]
With a related allowance recorded, Unpaid Principal Balance	300	323
With a related allowance recorded, Recorded Investment	300	323
With a related allowance recorded, Related Allowance	109	109
With a related allowance recorded, Average Recorded Investment	312	343
Total by class of loans, Unpaid Principal Balance	300	323
Total by class of loans, Recorded Investment	300	323
Total by class of loans, Related Allowance	109	109
Total by class of loans, Average Recorded Investment	312	343
Real Estate, Mortgage [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Unpaid Principal Balance	10,291	9,771
With no related allowance recorded, Recorded Investment	9,337	9,014
With no related allowance recorded, Related Allowance	0	0
With no related allowance recorded, Average Recorded Investment	9,312	9,175
With no related allowance recorded, Interest Income Recognized	14	21
With a related allowance recorded, Unpaid Principal Balance	3,573	3,977
With a related allowance recorded, Recorded Investment	3,573	3,977
With a related allowance recorded, Related Allowance	1,127	1,443
With a related allowance recorded, Average Recorded Investment	2,859	3,920
With a related allowance recorded, Interest Income Recognized	15	18
Total by class of loans, Unpaid Principal Balance	13,864	13,748
Total by class of loans, Recorded Investment	12,910	12,991
Total by class of loans, Related Allowance	1,127	1,443
Total by class of loans, Average Recorded Investment	12,171	13,095
Total by class of loans, Interest Income Recognized	$ 29	$ 39

Allowance for Loan Losses - Tra

Allowance for Loan Losses - Transactions in Allowance for loan Losses (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Allowance for Loan Losses:
Beginning Balance	$ 7,564	$ 9,985	$ 8,070	$ 9,206
Charge-offs	(666)	(1,989)	(1,329)	(2,253)
Recoveries	187	18	231	75
Provision	24	1,536	137	2,522
Ending Balance	7,109	9,550	7,109	9,550
Individually evaluated for impairment	1,866	4,376	1,866	4,376
Collectively evaluated for impairment	5,243	5,174	5,243	5,174
Individually evaluated for impairment, Total	41,700	51,931	41,700	51,931
Collectively evaluated for impairment, Total	284,725	309,931	284,725	309,931
Real Estate, Construction [Member]
Allowance for Loan Losses:
Beginning Balance	452	746	589	860
Charge-offs	(84)	(312)	(173)	(409)
Recoveries	37		38
Provision	(30)	670	(79)	653
Ending Balance	375	1,104	375	1,104
Individually evaluated for impairment	243	1,023	243	1,023
Collectively evaluated for impairment	132	81	132	81
Individually evaluated for impairment, Total	2,732	5,704	2,732	5,704
Collectively evaluated for impairment, Total	36,549	31,507	36,549	31,507
Commercial and Industrial [Member]
Allowance for Loan Losses:
Beginning Balance	686	641	1,075	587
Charge-offs			(509)	(24)
Recoveries	45	3	60	13
Provision	(13)	11	92	79
Ending Balance	718	655	718	655
Individually evaluated for impairment	147	309	147	309
Collectively evaluated for impairment	571	346	571	346
Individually evaluated for impairment, Total	2,043	3,750	2,043	3,750
Collectively evaluated for impairment, Total	39,002	45,841	39,002	45,841
Other [Member]
Allowance for Loan Losses:
Beginning Balance	250	326	253	326
Charge-offs	(44)	(36)	(94)	(97)
Recoveries	13	8	34	49
Provision	37	58	63	78
Ending Balance	256	356	256	356
Individually evaluated for impairment	3	4	3	4
Collectively evaluated for impairment	253	352	253	352
Individually evaluated for impairment, Total	19	20	19	20
Collectively evaluated for impairment, Total	7,100	13,963	7,100	13,963
Gaming [Member]
Allowance for Loan Losses:
Beginning Balance	567	537	582	573
Provision	15	33		(3)
Ending Balance	582	570	582	570
Collectively evaluated for impairment	582	570	582	570
Collectively evaluated for impairment, Total	30,421	30,102	30,421	30,102
Residential and Land Development [Member]
Allowance for Loan Losses:
Beginning Balance	195	1,068	189	251
Charge-offs		(1,504)		(1,504)
Provision	7	662	13	1,479
Ending Balance	202	226	202	226
Individually evaluated for impairment	109	127	109	127
Collectively evaluated for impairment	93	99	93	99
Individually evaluated for impairment, Total	300	3,117	300	3,117
Collectively evaluated for impairment, Total	610	650	610	650
Real Estate, Mortgage [Member]
Allowance for Loan Losses:
Beginning Balance	5,414	6,667	5,382	6,609
Charge-offs	(538)	(137)	(553)	(219)
Recoveries	92	7	99	13
Provision	8	102	48	236
Ending Balance	4,976	6,639	4,976	6,639
Individually evaluated for impairment	1,364	2,913	1,364	2,913
Collectively evaluated for impairment	3,612	3,726	3,612	3,726
Individually evaluated for impairment, Total	36,606	39,340	36,606	39,340
Collectively evaluated for impairment, Total	$ 171,043	$ 187,868	$ 171,043	$ 187,868

Deposits - Additional Informati

Deposits - Additional Information (Detail) - USD ($)	Jun. 30, 2016	Dec. 31, 2015
Deposits [Line Items]
Brokered deposits	$ 5,000,000	$ 5,000,000
Time Deposits of $250,000 or More [Member]
Deposits [Line Items]
Time deposits total amount	$ 29,019,000	$ 24,090,000

Fair Value Measurements and D36

Fair Value Measurements and Disclosures - Additional Information (Detail)	6 Months Ended
	Jun. 30, 2016USD ($)
Fair Value Disclosures [Abstract]
Minimum current appraisal is more than one year old and/or the loan balance	$ 200,000
Percentage of time deposits provide for automatic renewal at current interest rates	98.00%

Fair Value Measurements and D37

Fair Value Measurements and Disclosures - Assets Measured at Fair Value on Recurring Basis (Detail) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale, Equity securities	$ 458	$ 650
Available for sale securities	202,178	202,807
U.S. Treasuries [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	113,882	63,754
U.S. Government Agencies [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	38,440	84,546
Mortgage-backed Securities [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	28,254	30,130
States and Political Subdivisions [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	21,144	23,727
Level 2 [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale, Equity securities	458	650
Available for sale securities	202,141	202,627
Level 2 [Member] | U.S. Treasuries [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	113,882	63,754
Level 2 [Member] | U.S. Government Agencies [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	38,440	84,546
Level 2 [Member] | Mortgage-backed Securities [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	28,254	30,130
Level 2 [Member] | States and Political Subdivisions [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	21,107	23,547
Level 3 [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	37	180
Level 3 [Member] | States and Political Subdivisions [Member]
Fair Value Assets Measured On Recurring Basis [Abstract]
Available for sale securities	$ 37	$ 180

Fair Value Measurements and D38

Fair Value Measurements and Disclosures - Assets Measured at Fair Value on Non-Recurring Basis of Impairment Loans (Detail) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value measured on non-recurring basis, impaired loans	$ 6,967	$ 4,981
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value measured on non-recurring basis, impaired loans	$ 6,967	$ 4,981

Fair Value Measurements and D39

Fair Value Measurements and Disclosures - Assets Measured at Fair Value on Non-Recurring Basis of Other Real Estate (Detail) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a non-recurring basis, other real estate	$ 8,737	$ 9,916	$ 7,646
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a non-recurring basis, other real estate	$ 8,737	$ 9,916

Fair Value Measurements and D40

Fair Value Measurements and Disclosures - Change in Fair Value of Other Real Estate (Detail) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2016	Dec. 31, 2015
Other Real Estate [Abstract]
Balance, beginning of period	$ 9,916	$ 7,646
Loans transferred to ORE	854	7,502
Sales	(1,613)	(4,295)
Writedowns	(420)	(937)
Balance, end of period	$ 8,737	$ 9,916

Fair Value Measurements and D41

Fair Value Measurements and Disclosures - Carrying Value and Estimated Fair Value of Financial Instruments (Detail) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Financial Assets:
Cash and due from banks	$ 65,711	$ 31,396
Available for sale securities	202,178	202,807
Held to maturity securities	23,862	19,025
Held to maturity securities, fair value	24,403	19,220
Other investments	2,732	2,744
Other investments, Fair Value	2,732	2,744
Federal Home Loan Bank stock	1,642	1,637
Federal Home Loan Bank stock, Fair Value	1,642	1,637
Loans, net	319,316	329,487
Loans, net, Fair Value	323,665	331,026
Other real estate	8,737	9,916
Other real estate, Fair Value	8,737	9,916
Cash surrender value of life insurance	19,005	18,735
Cash surrender value of life insurance, Fair Value	19,005	18,735
Deposits:
Non-interest bearing	124,553	122,743
Non-interest bearing, Fair Value	124,553	122,743
Interest bearing, Fair Value	423,274	390,205
Borrowings from Federal Home Loan Bank	8,257	18,409
Borrowings from Federal Home Loan Bank, Fair Value	9,928	19,731
Carrying Amount [Member]
Financial Assets:
Cash and due from banks	65,711	31,396
Available for sale securities	202,178	202,807
Held to maturity securities	23,862	19,025
Other investments	2,732	2,744
Federal Home Loan Bank stock	1,642	1,637
Loans, net	319,316	329,487
Other real estate	8,737	9,916
Cash surrender value of life insurance	19,005	18,735
Deposits:
Non-interest bearing	124,553	122,743
Interest bearing	422,970	389,964
Borrowings from Federal Home Loan Bank	8,257	18,409
Level 1 [Member]
Financial Assets:
Cash and due from banks	65,711	31,396
Other investments, Fair Value	2,732	2,744
Deposits:
Non-interest bearing, Fair Value	124,553	122,743
Level 2 [Member]
Financial Assets:
Available for sale securities	202,141	202,627
Held to maturity securities, fair value	24,403	19,220
Federal Home Loan Bank stock, Fair Value	1,642	1,637
Cash surrender value of life insurance, Fair Value	19,005	18,735
Deposits:
Borrowings from Federal Home Loan Bank, Fair Value	9,928	19,731
Level 3 [Member]
Financial Assets:
Available for sale securities	37	180
Loans, net, Fair Value	323,665	331,026
Other real estate, Fair Value	8,737	9,916
Deposits:
Interest bearing, Fair Value	$ 423,274	$ 390,205