Farmers & Merchants Bancorp (FMAO) 10-Q 30 Oct 13 2013 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2013	Oct. 30, 2013
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	FALSE
Document Period End Date	30-Sep-13
Document Fiscal Year Focus	2013
Document Fiscal Period Focus	Q3
Trading Symbol	FMAO
Entity Registrant Name	FARMERS & MERCHANTS BANCORP INC
Entity Central Index Key	792966
Current Fiscal Year End Date	-19
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		4,660,938

CONDENSED_CONSOLIDATED_BALANCE

CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets
Cash and due from banks	$15,928	$25,620
Interest bearing deposits with banks	5,101	11,941
Federal Funds Sold	506	6,531
Total cash and cash equivalents	21,535	44,092
Securities - available for sale (Note 2)	337,298	355,905
Other Securities, at cost	4,216	4,365
Loans, net (Note 4)	518,296	496,178
Bank premises and equipment	18,452	17,599
Goodwill	4,074	4,074
Mortgage Servicing Rights	2,084	2,063
Other Real Estate Owned	2,361	2,310
Accrued interest and other assets	19,842	20,074
Total Assets	928,158	946,660
Deposits
Noninterest-bearing	103,535	103,966
Interest-bearing
NOW accounts	199,090	196,971
Savings	201,568	192,808
Time	241,375	269,507
Total deposits	745,568	763,252
Federal funds purchased and securities sold under agreement to repurchase	61,322	51,312
FHLB Advances	7,100	11,600
Dividend payable	928	931
Accrued expenses and other liabilities	5,459	9,326
Total liabilities	820,377	836,421
Stockholders' Equity
Common stock - No par value - authorized 6,500,000 shares; issued & outstanding 5,200,000 shares	12,677	12,677
Treasury Stock - 539,062 shares 2013, 510,742 shares 2012	-11,108	-10,588
Unearned Stock Awards - 32,040 shares 2013, 30,670 shares 2012	-645	-584
Retained earnings	106,589	102,641
Accumulated other comprehensive income	268	6,093
Total stockholders' equity	107,781	110,239
Total Liabilities and Stockholders' Equity	$928,158	$946,660

CONDENSED_CONSOLIDATED_BALANCE1

CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Statement Of Financial Position [Abstract]
Common stock, no par value	$0	$0
Common stock, shares authorized	6,500,000	6,500,000
Common stock, shares issued	5,200,000	5,200,000
Common stock, shares outstanding	5,200,000	5,200,000
Treasury Stock, shares	539,062	510,742
Unearned Stock Awards, shares	32,040	30,670

CONDENSED_CONSOLIDATED_STATEME

CONDENSED CONSOLIDATED STATEMENT OF INCOME & COMPREHENSIVE INCOME (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest Income
Loans, including fees	$6,244	$6,564	$18,411	$20,165
Debt securities:
U.S. Treasury securities	64	93	189	266
Securities of U.S. Government Agencies	971	1,012	2,979	3,092
Municipalities	513	555	1,562	1,583
Dividends	47	46	141	141
Federal funds sold		2	11	13
Other	5	6	18	19
Total interest income	7,844	8,278	23,311	25,279
Interest Expense
Deposits	1,023	1,345	3,229	4,254
Federal funds purchased and securities sold under agreements to repurchase	62	63	184	184
Borrowed funds	44	124	133	371
Total interest expense	1,129	1,532	3,546	4,809
Net Interest Income - Before provision for loan losses	6,715	6,746	19,765	20,470
Provision for Loan Losses (Note 4)	303	236	582	442
Net Interest Income After Provision For Loan Losses	6,412	6,510	19,183	20,028
Noninterest Income
Customer service fees	1,252	1,239	3,869	3,808
Other service charges and fees	995	943	2,824	2,561
Net gain (loss) on sale of other assets owned	-21	-209	-147	-486
Net gain on sale of loans	176	602	978	1,385
Net gain on sale of securities	134	30	732	199
Total noninterest income	2,536	2,605	8,256	7,467
Noninterest Expenses
Salaries and Wages	2,460	2,303	7,156	6,782
Pension and other employee benefits	819	713	2,273	2,285
Occupancy expense (net)	291	268	909	1,059
Furniture and equipment	350	371	1,057	1,072
Data processing	301	292	911	843
Franchise taxes	255	237	765	710
FDIC Assessment	146	126	406	345
Mortgage servicing rights amortization	88	177	345	549
Other general and administrative	1,382	1,240	4,165	3,690
Total Noninterest Expense	6,092	5,727	17,987	17,335
Income Before Federal Income Taxes	2,856	3,388	9,452	10,160
Federal Income Taxes	791	947	2,732	2,897
Net Income	2,065	2,441	6,720	7,263
Other Comprehensive Income (Net of Tax):
Unrealized gains (loss) on securities	-159	589	-5,825	7,353
Comprehensive Income	$1,906	$3,030	$895	$14,616
Net Income Per Share	$0.45	$0.52	$1.44	$1.55
Weighted Average Shares Outstanding	4,682,655	4,685,879	4,682,092	4,698,364
Dividends Declared	$0.20	$0.20	$0.60	$0.58

CONDENSED_CONSOLIDATED_STATEME1

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Cash Flows from Operating Activities
Net income	$2,065	$2,441	$6,720	$7,263
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation			916	899
Accretion and amortization of securities			1,714	2,346
Amortization of servicing rights	88	177	345	549
Amortization of core deposit intangible			234	234
Stock Based Compensation			-202	-123
Provision for loan loss	303	236	582	442	738
Gain on sale of loans held for sale	-176	-602	-978	-1,385
Originations of loans held for sale			-54,874	-100,759
Proceeds from sale of loans held for sale			57,957	104,147
Loss on sale of other assets	21	209	147	486
Gain on sales of investment securities	-134	-30	-732	-199
Change in operating assets and other liabilities, net			-117	-682
Net cash provided by operating activities			11,712	13,218
Activity in securities:
Maturities, prepayments and calls			28,722	30,404
Securities			63,570	29,084
Purchases			-83,310	-86,101
Proceeds from sales of assets			35	2
Additions to premises and equipment			-1,804	-597
Loan originations and principal collections, net			-25,783	11,124
Net cash used in investing activities			-18,570	-16,084
Cash Flows from Financing Activities
Net decrease in deposits			-17,684	-4,551
Net change in short-term debt			10,010	2,407
Repayments of long-term debt			-4,500	-5,051
Purchase of Treasury Stock			-734	-789
Cash dividends paid on common stock			-2,791	-2,664
Net cash used in financing activities			-15,699	-10,648
Decrease in Cash and Cash Equivalents			-22,557	-13,514
Cash and Cash Equivalents - Beginning of Year			44,092	43,143	43,143
Cash and Cash Equivalents - End of Period	21,535	29,629	21,535	29,629	44,092
RECONCILIATION OF CASH AND CASH EQUIVALENTS:
Cash and cash due from banks	15,928	13,994	15,928	13,994	25,620
Interest bearing deposits with banks	5,101	10,561	5,101	10,561	11,941
Federal Funds Sold	506	5,074	506	5,074	6,531
Cash at end of period	21,535	29,629	21,535	29,629	44,092
Cash paid during the year for:
Interest			3,689	4,833
Income taxes			2,690	3,386
Noncash investing activities:
Transfer of loans to other real estate owned			$945	$334

BASIS_OF_PRESENTATION

BASIS OF PRESENTATION	9 Months Ended
	Sep. 30, 2013
Accounting Policies [Abstract]
BASIS OF PRESENTATION		NOTE 1	BASIS OF PRESENTATION
	The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with the instructions for Form 10Q and Rule 10-01 of Regulation S-X; accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In the opinion of management, all adjustments, consisting of normal recurring accruals, considered necessary for a fair presentation have been included. Operating results for the nine months ended September 30, 2013 are not necessarily indicative of the results that are expected for the year ended December 31, 2013. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s annual report on Form 10-K for the year ended December 31, 2012.

FAIR_VALUE_OF_INSTRUMENTS

FAIR VALUE OF INSTRUMENTS	9 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]
FAIR VALUE OF INSTRUMENTS		NOTE 2	FAIR VALUE OF INSTRUMENTS
	FAIR VALUE OF FINANCIAL INSTRUMENTS
	Fair values of financial instruments are management’s estimate of the values at which the instruments could be exchanged in a transaction between willing parties. These estimates are subjective and may vary significantly from amounts that would be realized in actual transactions. In addition, other significant assets are not considered financial assets including deferred tax assets, premises, equipment and intangibles. Further, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on the fair value estimates and have not been considered in any of the estimates.
	The following assumptions and methods were used in estimating the fair value for financial instruments.
	Cash and Cash Equivalents
	The carrying amounts reported in the balance sheet for cash, cash equivalents and federal funds sold approximate their fair values. Also included in this line item are the carrying amounts of interest-bearing deposits maturing within ninety days which approximate their fair values. Fair values of other interest-bearing deposits are estimated using discounted cash flow analyses based on current rates for similar types of deposits.
	Securities
	Fair values for securities, excluding Federal Home Loan Bank stock, are based on quoted market price, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments.
	Other Securities
	The carrying value of Federal Home Loan Bank stock, listed as “other securities”, approximates fair value based on the redemption provisions of the Federal Home Loan Bank.
	Loans
	For those variable-rate loans that re-price frequently, and with no significant change in credit risk, fair values are based on carrying values. The fair values of the fixed rate and all other loans are estimated using discounted cash flow analysis, using interest rates currently being offered for loans with similar terms to borrowers with similar credit quality.
	Deposits – Interest Bearing, Non-interest Bearing and Time
	The fair values disclosed for deposits with no defined maturities are equal to their carrying amounts, which represent the amount payable on demand. The carrying amounts for variable-rate, fixed term money market accounts and certificates of deposit approximate their fair value at the reporting date. Fair value for fixed-rate certificates of deposit are estimated using a discounted cash flow analysis that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits.
	Short-Term Borrowings
	The carrying value of short-term borrowings approximates fair values.
	FHLB Advances
	Fair values of FHLB advances are estimated using discounted cash flow analysis based on the Company’s current incremental borrowing rates for similar types or borrowing arrangements.
	Accrued Interest Receivable and Payable
	The carrying amounts of accrued interest approximate their fair values.
	Dividends Payable
	The carrying amounts of dividends payable approximate their fair values and are generally paid within forty days of declaration.
	Off Balance Sheet Financial Instruments
	Fair values for off-balance sheet, credit related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counter-parties’ credit standing.
	The estimated fair values, and related carrying or notional amounts, for on and off-balance sheet financial instruments as of September 30, 2013 and December 31, 2012 are reflected below.
			(In Thousands)
			Sep-13
			Carrying		Fair		Level 1		Level 2		Level 3
			Amount		Value
	Financial Assets:
	Cash and Cash Equivalents		$	21,535	$	21,535	$	21,535	$	—	$	—
	Securities - available for sale			337,298		337,298		25,392		299,864		12,042
	Other Securities			4,216		4,216		—		—		4,216
	Loans, net			518,296		527,219		—		—		527,219
	Interest receivable			4,289		4,289		—		—		4,289
	Total Assets		$	885,634	$	894,557	$	46,927	$	299,864	$	547,766
	Financial Liabilities:
	Interest bearing Deposits		$	400,658	$	403,031	$	—	$	—	$	403,031
	Non-interest bearing Deposits			103,535		103,896		—		103,896		—
	Time Deposits			241,375		241,155		—		—		241,155
	Total Deposits		$	745,568	$	748,082	$	—	$	103,896	$	644,186
	Short-term debt			61,322		61,322		—		—		61,322
	Federal Home Loan Bank advances			7,100		8,487		—		—		8,487
	Interest payable			238		238		—		—		238
	Dividends payable			928		928		—		928		—
	Total Liabilities		$	815,156	$	819,057	$	—	$	104,824	$	714,233
			(In Thousands)
			Dec-12
			Carrying		Fair		Level 1		Level 2		Level 3
			Amount		Value
	Financial Assets:
	Cash and Cash Equivalents		$	44,092	$	44,092	$	44,092	$	—	$	—
	Securities - available for sale			355,905		355,905		10,568		328,929		16,408
	Other Securities			4,365		4,365		—		—		4,365
	Loans, net			496,178		502,125		—		—		502,125
	Interest receivable			3,603		3,603		—		—		3,603
	Total Assets		$	904,143	$	910,090	$	54,660	$	328,929	$	526,501
	Financial Liabilities:
	Interest bearing Deposits		$	389,779	$	390,066	$	—	$	—	$	390,066
	Non-interest bearing Deposits			103,966		104,529		—		104,529		—
	Time Deposits			269,507		272,591		—		—		272,591
	Total Deposits		$	763,252	$	767,186	$	—	$	104,529	$	662,657
	Short-term debt			51,312		51,312		—		—		51,312
	Federal Home Loan Bank advances			11,600		11,012		—		—		11,012
Interest payable			288		288		—		—		288
Dividends payable			931		931		—		931		—
Total Liabilities		$	827,383	$	830,729	$	—	$	105,460	$	725,269
Fair Value Measurements
In general, fair values determined by Level 1 inputs use quoted prices in active markets for identical assets or liabilities in active markets that the Company has the ability to access.
Available-for-sale securities, when quoted prices are available in an active market, securities are valued using the quoted price and are classified as Level 1. The quoted prices are not adjusted.
Fair values determined by Level 2 inputs use other inputs that are observable, either directly or indirectly. These Level 2 inputs include quoted prices for similar assets and liabilities in active markets, and other inputs such as interest rates and yield curves that are observable at commonly quoted intervals.
Available-for-sale securities classified as Level 2 are valued using the prices obtained from an independent pricing service. The prices are not adjusted. Securities of obligations of state and political subdivisions are valued using a type of matrix, or grid, pricing in which securities are benchmarked against the treasury rate based on credit rating. Substantially all assumptions used by the independent pricing service are observable in the marketplace, can be derived from observable data, or are supported by observable levels at which transactions are executed in the market place.
Level 3 inputs are unobservable inputs, including inputs that are available in situations where there is little, if any, market activity for the related asset or liability. Local municipals have been purchased that the Bank evaluates based on the credit strength of the underlying project such as the hospital or retirement home. The fair value is determined by valuing similar credit payment streams at similar rates.
In instances where inputs used to measure fair value fall into different levels in the above fair value hierarchy, fair value measurements in their entirety are categorized based on the lowest level input that is significant to the valuation. The Company’s assessment of the significance of particular inputs to these fair value measurements requires judgment and considers factors specific to each asset.
The following summarizes financial assets measured at fair value on a recurring basis as of September 30, 2013 and December 31, 2012, segregated by level or the valuation inputs within the fair value hierarchy utilized to measure fair value:
Assets and Liabilities Measured at Fair Value on a Recurring Basis
September 30, 2013 (In Thousands)		Quoted Prices in Active		Significant		Significant
		Active Markets		Observable		Observable
		for Identical		Inputs		Inputs
		Assets (Level 1)		(Level 2)		(Level 3)
Assets-(Securities Available for Sale)
U.S. Treasury		$	25,392	$	—	$	—
U.S. Government agency			—		197,533		—
Mortgage-backed securities			—		42,103		—
State and local governments			—		60,228		12,042
Total Securities Available for Sale		$	25,392	$	299,864	$	12,042
December 31, 2012 (In Thousands)		Quoted Prices in Active		Significant		Significant
		Active Markets		Observable		Observable
		for Identical		Inputs		Inputs
		Assets (Level 1)		(Level 2)		(Level 3)
Assets-(Securities Available for Sale)
U.S. Treasury		$	10,568	$	—	$	—
U.S. Government agency			—		220,200		—
Mortgage-backed securities			—		53,006		—
State and local governments			—		55,723		16,408
Total Securities Available for Sale		$	10,568	$	328,929	$	16,408
Most of the Company’s available for sale securities, including any bonds issued by local municipalities, have CUSIP numbers or have similar characteristics of those in the municipal markets, making them marketable and comparable as Level 2.
The Company also has assets that, under certain conditions, are subject to measurement at fair value on a non-recurring basis. At September 30, 2013 and December 31, 2012, such assets consist primarily of impaired loans. Impaired loans categorized as Level 3 assets consist of non-homogeneous loans that are considered impaired. The Company estimates the fair value of the loans based on the present value of expected future cash flows using management’s best estimate of key assumptions. These assumptions include future payment ability, timing of payment streams, and estimated realizable values of available collateral (typically based on outside appraisals.)
At September 30, 2013 and December 31, 2012, impaired loans categorized as Level 3 were $1.6 and $4.6 million, respectively. The specific allocation for impaired loans was $423 and $865 thousand as of September 30, 2013 and December 31, 2012, respectively, which are accounted for in the allowance for loan losses (see Note 4).
Other real estate is reported at either the lower of the fair value of the real estate minus the estimated costs to sell the asset or the cost of the asset. The determination of fair value of the real estate relies primarily on appraisals from third parties. If the fair value of the real estate, minus the estimated costs to sell the asset, is less than the asset’s cost, the deficiency is recognized as a valuation allowance against the asset through a charge to expense. The valuation allowance is therefore increased or decreased, through charges or credits to expense, for changes in the asset’s fair value or estimated selling costs.
The following table presents impaired loans and other real estate owned as recorded at fair value on September 30, 2013 and December 31, 2012:
				Assets Measured at Fair Value on a Nonrecurring Basis at September 30, 2013
(In Thousands)		Balance at		Quoted Prices in Active		Significant		Significant		Change in
		September 30, 2013		Markets for		Observable Inputs		Unobservable Inputs		fair value for
				Identical		(Level 2)		(Level 3)		Nine-month period
				Assets (Level 1)						ended September 30, 2013
Impaired loans		$	1,562	$	—	$	—	$	1,562	$	—
Other real estate owned residential mortgages		$	886	$	—	$	—	$	886	$	(16	)
Other real estate owned commercial		$	1,475	$	—	$	—	$	1,475	$	(64	)
										$	(80	)
				Assets Measured at Fair Value on a Nonrecurring Basis at December 31, 2012
(In Thousands)		Balance at		Quoted Prices in Active		Significant		Significant		Change in
		December 31, 2012		Markets for		Observable Inputs		Unobservable Inputs		fair value for
				Identical		(Level 2)		(Level 3)		twelve-month period
				Assets (Level 1)						ended Dec. 31, 2012
Impaired loans		$	4,591	$	—	$	—	$	4,591	$	(76	)
Other real estate owned residential mortgages		$	783	$	—	$	—	$	783	$	(62	)
Other real estate owned commercial		$	1,526	$	—	$	—	$	1,526	$	(214	)
										$	(352	)
The Company also has other assets, which under certain conditions, are subject to measurement at fair value. These assets include loans held for sale, bank owned life insurance, and mortgage servicing rights. The Company estimated the fair values of these assets utilizing Level 3 inputs, including, the discounted present value of expected future cash flows. At September 30, 2013 and December 31, 2012, the Company estimates that there is no impairment of these assets, with the exception of mortgage servicing rights. Mortgage servicing rights recognized impairment in one stratum with a charge of $16 thousand in 2012 to expense. The impairment however was eliminated, as of June 30, 2013. Therefore, no impairment charge to other expense was required to adjust these assets to their estimated fair values.

ASSET_PURCHASES

ASSET PURCHASES	9 Months Ended
	Sep. 30, 2013
Business Combinations [Abstract]
ASSET PURCHASES		NOTE 3	ASSET PURCHASES
	In connection with a December 31, 2007 Knisely acquisition, the Company recognized a core deposit intangible asset of $1.1 million, which is being amortized on a straight line basis over 7 years, which represents the estimated remaining economic useful life of the deposits.
	The Company also recognized core deposit intangible assets of $1.09 million with the purchase of the Hicksville office on July 9, 2010. These are being amortized over an estimated remaining economic useful life of the deposits of 7 years on a straight line basis.
	The amortization expense for the year ended December 31, 2012 was $312 thousand. Of the $312 thousand to be expensed in 2013, $234 thousand has been expensed as of September 30, 2013.
			(In Thousands)
			Knisley		Hicksville		Total
	2013		$	157	$	155	$	312
	2014			157		155		312
	2015			—		155		155
	2016			—		155		155
	2017			—		79		79

LOANS

LOANS	9 Months Ended
	Sep. 30, 2013
Receivables [Abstract]
LOANS		NOTE 4	LOANS
	The Company had $689 thousand in loans held for sale as of September 30, 2013 as compared to $2.5 million in loans held for sale on December 31, 2012. Due to lack of materiality, these loans are included in the Consumer Real Estate loans below.
	Loan balances as of September 30, 2013 and December 31, 2012:
			(In Thousands)
	Loans:		September 30, 2013				December 31, 2012
	Commercial real estate		$	232,104			$	199,999
	Agricultural real estate			37,758				40,143
	Consumer real estate			79,268				80,287
	Commercial and industrial			92,340				101,624
	Agricultural			56,752				57,770
	Consumer			21,002				20,413
	Industrial Development Bonds			4,303				1,299
				523,527				501,535
	Less: Net deferred loan fees and costs			(201	)			(133	)
				523,326				501,402
	Less: Allowance for loan losses			(5,030	)			(5,224	)
	Loans - Net		$	518,296			$	496,178
	The following is a maturity schedule by major category of loans as of September 30, 2013:
			Maturities (In Thousands)
			Within				After One				After
			One Year				Year Within				Five Years
							Five Years
	Commercial Real Estate		$	36,687			$	100,596			$	94,821
	Agricultural Real Estate			1,987				10,068				25,703
	Consumer Real Estate			10,208				12,796				56,264
	Commercial/Industrial			58,743				26,504				7,093
	Agricultural			31,918				21,995				2,839
	Consumer			4,956				12,966				2,879
	Industrial Development Bonds			1,900				490				1,913
	The distribution of fixed rate loans and variable rate loans by major loan category is as follows as of September 30, 2013. Variable rate loans whose current rates are equal to their floor or ceiling are classified as fixed in this table.
			(In Thousands)
			Fixed				Variable
			Rate				Rate
	Commercial Real Estate		$	141,991			$	90,113
	Agricultural Real Estate		$	28,277			$	9,481
	Consumer Real Estate		$	66,464			$	12,804
	Commercial/Industrial		$	72,385			$	19,955
	Agricultural		$	51,662			$	5,090
	Consumer		$	16,686			$	4,115
	Industrial Development Bonds		$	4,303			$	—
	As of September 30, 2013 and December 31, 2012 one to four family residential mortgage loans amounting to $25.3 and $26.8 million, respectively, have been pledged as security for loans the Bank has received from the Federal Home Loan Bank.
	The percentage of delinquent loans has trended downward since the beginning of January 2010 from a high of 2.85% of total loans to a low of .62% as of September 30, 2013. These percentages do not include nonaccrual loans which are not past due (nonaccruals are not considered past due if current). This level of delinquency is due in part to an adherence to sound underwriting practices over the course of time, an improvement in the financial status of companies to which the Bank extends credit, continued financial stability in the agricultural loan portfolio, and the writing down of uncollectable credits in a timely manner.
	Industrial Development Bonds are included in the commercial and industrial category for the remainder of the tables in this Note 4.
	The following table represents the contractual aging of the recorded investment in past due loans by portfolio segment of loans as of September 30, 2013 and December 31, 2012, net of deferred fees:
			(In Thousands)
	September 30, 2013		30-59 Days				60-89 Days				Greater Than				Total				Current				Total				Recorded
			Past Due				Past Due				90 Days				Past Due								Financing				Investment >
																							Receivables				90 Days and
																											Accruing
	Residential		$	847			$	106			$	339			$	1,292			$	77,976			$	79,268			$	—
	Ag Real Estate		$	—			$	88			$	—				88				37,670			$	37,758			$	—
	Ag		$	—			$	—			$	—				—				56,752			$	56,752			$	—
	Commercial Real Estate		$	—			$	975			$	571				1,546				230,558			$	232,104			$	—
	Commercial and Industrial		$	228			$	—			$	50				278				96,365			$	96,643			$	—
	Consumer		$	14			$	18			$	—				32				20,769			$	20,801			$	—
	Total		$	1,089			$	1,187			$	960			$	3,236			$	520,090			$	523,326			$	—
	December 31, 2012		30-59 Days				60-89 Days				Greater Than				Total				Current				Total				Recorded
			Past Due				Past Due				90 Days				Past Due								Financing				Investment >
																							Receivables				90 Days and
																											Accruing
	Residential		$	575			$	—			$	648			$	1,223			$	79,064			$	80,287			$	—
	Ag Real Estate			—				—				—				—				40,143				40,143				—
	Ag			11				—				—				11				57,759				57,770				—
	Commercial Real Estate			—				—				877				877				199,122				199,999				—
Commercial and Industrial			78				—				2,567				2,645				100,278				102,923				—
Consumer			65				7				—				72				20,208				20,280				1
Total		$	729			$	7			$	4,092			$	4,828			$	496,574			$	501,402			$	1
The following table presents the recorded investment in nonaccrual loans by class of loans as of September 30, 2013 and December 31, 2012:
		(In Thousands)
		September 30				December 31
		2013				2012
Consumer Real Estate		$	635			$	964
Agricultural Real Estate			88				—
Agriculture			—				—
Commercial Real Estate			1,751				877
Commercial and Industrial			434				2,987
Consumer			—				—
Total		$	2,908			$	4,828
The Bank uses a nine tier risk rating system to grade its loans. The grade of a loan may change during the life of the loan.
The risk ratings are described as follows.
	1	Zero (0) Unclassified. Any loan which has not been assigned a classification.
	2	One (1) Excellent. Credit to premier customers having the highest credit rating based on an extremely strong financial condition, which compares favorably with industry standards (upper quartile of Risk Management Association ratios). Financial statements indicate a sound earnings and financial ratio trend for several years with satisfactory profit margins and excellent liquidity exhibited. Prime credits may also be borrowers with loans fully secured by highly liquid collateral such as traded stocks, bonds, certificates of deposit, savings account, etc. No credit or collateral exceptions exist and the loan adheres to the Bank’s loan policy in every respect. Financing alternatives would be readily available and would qualify for unsecured credit. This grade is summarized by high liquidity, minimum risk, strong ratios, and low handling costs.
	3	Two (2) Good. Desirable loans of somewhat less stature than Grade 1, but with strong financial statements. Loan supported by financial statements containing strong balance sheets, generally with a leverage position less than 1.50, and a history of profitability. Probability of serious financial deterioration is unlikely. Possessing a sound repayment source (and a secondary source), which would allow repayment in a reasonable period of time. Individual loans backed by liquid personal assets, established history and unquestionable character.
	4	Three (3) Satisfactory. Satisfactory loans of average or slightly above average risk – having some deficiency or vulnerability to changing economic conditions, but still fully collectible. Projects should normally demonstrate acceptable debt service coverage. Generally, customers should have a leverage position less than 2.00. May be some weakness but with offsetting features of other support readily available. Loans that are meeting the terms of repayment.
		Loans may be graded 3 when there is no recent information on which to base a current risk evaluation and the following conditions apply:
		At inception, the loan was properly underwritten and did not possess an unwarranted level of credit risk:
	a.	At inception, the loan was secured with collateral possessing a loan value adequate to protect the Bank from loss;
	b.	The loan exhibited two or more years of satisfactory repayment with a reasonable reduction of the principal balance;
	c.	During the period that the loan has been outstanding, there has been no evidence of any credit weakness. Some examples of weakness include slow payment, lack of cooperation by the borrower, breach of loan covenants, or the business is in an industry which is known to be experiencing problems. If any of the credit weaknesses is observed, a lower risk grade is warranted.
	5	Four (4) Satisfactory / Monitored. A “4” (Satisfactory/Monitored) risk grade may be established for a loan considered satisfactory but which is of average credit risk due to financial weakness or uncertainty. The loans warrant a higher than average level of monitoring to ensure that weaknesses do not advance. The level of risk in Satisfactory/Monitored classification is considered acceptable and within normal underwriting guidelines, so long as the loan is given management supervision.
	6	Five (5) Special Mention. Loans that possess some credit deficiency or potential weakness which deserves close attention, but which do not yet warrant substandard classification. Such loans pose unwarranted financial risk that, if not corrected, could weaken the loan and increase risk in the future. The key distinctions of a 5 (Special Mention) classification are that (1) it is indicative of an unwarranted level of risk, and (2) weaknesses are considered “potential”, versus “defined”, impairments to the primary source of loan repayment and collateral.
	7	Six (6) Substandard. One or more of the following characteristics may be exhibited in loans classified substandard:
	a.	Loans, which possess a defined credit weakness and the likelihood that a loan will be paid from the primary source, are uncertain. Financial deterioration is underway and very close attention is warranted to ensure that the loan is collected without loss.
	b.	Loans are inadequately protected by the current net worth and paying capacity of the borrower.
	c.	The primary source of repayment is weakened, and the Bank is forced to rely on a secondary source of repayment such as collateral liquidation or guarantees.
	d.	Loans are characterized by the distinct possibility that the Bank will sustain some loss if deficiencies are not corrected.
	e.	Unusual courses of action are needed to maintain a high probability of repayment.
	f.	The borrower is not generating enough cash flow to repay loan principal; however, continues to make interest payments.
	g.	The lender is forced into a subordinate position or unsecured collateral position due to flaws in documentation.
	h.	Loans have been restructured so that payment schedules, terms and collateral represent concessions to the borrower when compared to the normal loan terms.
	i.	The lender is seriously contemplating foreclosure or legal action due to the apparent deterioration in the loan.
	j.	There is significant deterioration in the market conditions and the borrower is highly vulnerable to these conditions.
	8	Seven (7) Doubtful. One or more of the following characteristics may be exhibited in loans classified Doubtful:
	a.	Loans have all of the weaknesses of those classified as Substandard. Additionally, however, these weaknesses make collection or liquidation in full based on existing conditions improbable.
	b.	The primary source of repayment is gone, and there is considerable doubt as to the quality of the secondary source of repayment.
	c.	The possibility of loss is high, but, because of certain important pending factors which may strengthen the loan, loss classification is deferred until its exact status is known. A Doubtful classification is established deferring the realization of the loss.
	9	Eight (8) Loss. Loans are considered uncollectable and of such little value that continuing to carry them as assets on the institution’s financial statements is not feasible. Loans will be classified Loss when it is neither practical nor desirable to defer writing off or reserving all or a portion of a basically worthless asset, even though partial recovery may be possible at some time in the future.
The following table represents the risk category of loans by class based on the most recent analysis performed as of September 30, 2013 and December 31, 2012:
		(In Thousands
		Agriculture				Agriculture				Commercial				Commercial				Industrial
		Real Estate								Real Estate				and Industrial				Development
																		Bonds
September 30, 2013
2-Jan		$	3,620			$	5,792			$	2,506			$	2,234			$	—
3			13,749				23,382				56,952				22,392				3,959
4			19,523				27,578				161,927				64,002				344
5			743				—				5,065				2,142				—
6			35				—				5,184				1,143				—
7			88				—				470				427				—
8			—				—				—				—				—
Total		$	37,758			$	56,752			$	232,104			$	92,340			$	4,303
				Agriculture				Agriculture				Commercial				Commercial				Industrial
				Real Estate								Real Estate				and Industrial				Development
																				Bonds
	December 31, 2012
	2-Jan			$	2,719			$	5,022			$	4,046			$	750			$	97
	3				15,111				23,525				42,467				21,750				859
	4				21,481				29,188				137,537				71,228				343
	5				794				35				8,984				3,385				—
	6				38				—				6,295				2,202				—
	7				—				—				670				2,309				—
	8				—				—				—				—				—
	Total			$	40,143			$	57,770			$	199,999			$	101,624			$	1,299
For consumer residential real estate, and other, the Company also evaluates credit quality based on the aging status of the loan, which was previously stated, and by payment activity. The following tables present the recorded investment in those classes based on payment activity and assigned risk grading as of September 30, 2013 and December 31, 2012.
		(In Thousands)
		Consumer				Consumer
		Real Estate				Real Estate
		September 30				December 31
		2013				2012
Grade
Pass		$	78,767			$	79,766
Special Mention (5)			—				—
Substandard (6)			216				110
Doubtful (7)			285				411
Total		$	79,268			$	80,287
		(In Thousands)
		Consumer - Credit								Consumer - Other
		September 30				December 31				September 30				December 31
		2013				2012				2013				2012
Performing		$	3,412			$	3,470			$	17,364			$	16,775
Nonperforming			—				3				25				32
Total		$	3,412			$	3,473			$	17,389			$	16,807
Information about impaired loans as of September 30, 2013, December 31, 2012 and September 30, 2012 are as follows:
		(In Thousands)
		September 30,				December 31,				September 30,
		2013				2012				2012
Impaired loans without a valuation allowance		$	253			$	730			$	1,145
Impaired loans with a valuation allowance			1,308				3,861				3,371
Total impaired loans		$	1,561			$	4,591			$	4,516
Valuation allowance related to impaired loans		$	423			$	865			$	453
Total non-accrual loans		$	2,908			$	4,828			$	5,260
Total loans past-due ninety days or more and still accruing		$	—			$	1			$	—
Quarter ended average investment in impaired loans		$	1,879			$	4,468			$	4,548
Year to date average investment in impaired loans		$	3,521			$	3,436			$	3,091
No additional funds are committed to be advanced in connection with impaired loans.
The Bank had approximately $378 thousand of its impaired loans classified as troubled debt restructured as of September 30, 2013, $627.3 thousand as of December 31, 2012 and as of September 30, 2012.
The following table represents three months and nine months ended September 30, 2013.
				(In Thousands)														(In Thousands)
Three Months		Number of		Pre-				Post-				Nine Months		Number of				Pre-				Post-
30-Sep-13		Contracts		Modification				Modification				30-Sep-13		Contracts				Modification				Modification
Troubled Debt Restructurings		Modified in the		Outstanding				Outstanding				Troubled Debt Restructurings		Modified in the				Outstanding				Outstanding
		Last 3 Months		Recorded				Recorded						Last 9 Months				Recorded				Recorded
				Investment				Investment										Investment				Investment
Commercial Real Estate				$	—			$	—			Commercial Real Estate			—			$	—			$	—
Ag Real Estate				$	—			$	—			Ag Real Estate						$	—			$	—
Commercial and Industrial				$	—			$	—			Commercial and Industrial			1			$	81			$	43
Troubled Debt Restructurings		Number of		Recorded								Troubled Debt Restructurings		Number of				Recorded
That Subsequently Defaulted		Contracts		Investment								That Subsequently Defaulted		Contracts				Investment
		Modified in the												Modified in the
		Last 3 Months												Last 9 Months
Commercial Real Estate				$	—							Commercial Real Estate						$	—
Ag Real Estate				$	—							Ag Real Estate						$	—
Commercial and Industrial				$	—							Commercial and Industrial						$	—
The following table represents three months and nine months ended September 30, 2012.
						(In Thousands)														(In Thousands)
Three Months		Number of				Pre-				Post-				Nine Months		Number of				Pre-				Post-
September 30, 2012		Contracts				Modification				Modification				30-Sep-12		Contracts				Modification				Modification
Troubled Debt Restructurings		Modified in the				Outstanding				Outstanding				Troubled Debt Restructurings		Modified in the				Outstanding				Outstanding
		Last 3 Months				Recorded				Recorded						Last 9 Months				Recorded				Recorded
						Investment				Investment										Investment				Investment
Commercial Real Estate						$	—			$	—			Commercial Real Estate			1			$	1,937			$	1,937
Ag Real Estate						$	—			$	—			Ag Real Estate						$	—			$	—
Commercial and Industrial			2			$	420			$	420			Commercial and Industrial			2			$	420			$	420
Troubled Debt Restructurings		Number of				Recorded								Troubled Debt Restructurings		Number of				Recorded
That Subsequently Defaulted		Contracts				Investment								That Subsequently Defaulted		Contracts				Investment
		Modified in the														Modified in the
		Last 3 Months														Last 9 Months
Commercial Real Estate						$	—							Commercial Real Estate						$	—
Ag Real Estate						$	—							Ag Real Estate						$	—
Commercial and Industrial						$	—							Commercial and Industrial						$	—
For the majority of the Bank’s impaired loans, the Bank will apply the observable market price methodology. However, the Bank may also utilize a measurement incorporating the present value of expected future cash flows discounted at the loan’s effective rate of interest. To determine observable market price, collateral asset values securing an impaired loan are periodically evaluated. Maximum time for re-evaluation is every 12 months for chattels and titled vehicles and every two years for real estate. In this process, third party evaluations are obtained and heavily relied upon. Until such time that updated appraisals are received, the Bank may discount the collateral value used.
The Bank uses the following guidelines as stated in policy to determine when to realize a charge-off, whether a partial or full loan balance. A charge-off in whole or in part is realized when unsecured consumer loans, credit card credits and overdraft lines of credit reach 90 days delinquency. At 120 days delinquent, secured consumer loans are charged down to the value of the collateral, if repossession of the collateral is assured and/or in the process of repossession. Consumer mortgage loan deficiencies are charged down upon the sale of the collateral or sooner upon the recognition of collateral deficiency. Commercial and agricultural credits are charged down at 120 days delinquency, unless an established and approved work-out plan is in place or litigation of the credit will likely result in recovery of the loan balance. Upon notification of bankruptcy, unsecured debt is charged off. Additional charge-off may be realized as further unsecured positions are recognized.
The following table presents loans individually evaluated for impairment by class of loans for three months ended September 30, 2013.
		In Thousands
Three Months Ended September 30, 2013		Recorded				Unpaid				Related				Average				Interest
		Investment				Principal				Allowance				Recorded				Income
						Balance								Investment				Recognized
With no related allowance recorded:
Consumer real estate		$	152			$	224			$	—			$	224			$	6
Agriculture real estate			—				—				—				—				—
Agriculture			—				—				—				—				—
Commercial real estate			101				101				—				364				—
Commercial and industrial			—				—				—				—				—
Consumer			—				—				—				—				—
With a specific allowance recorded:
Consumer real estate			372				372				114				273				1
Agriculture real estate			88				88				9				88				—
Agriculture			—				—				—				—				—
Commercial real estate			470				717				219				514				—
Commercial and industrial			378				378				81				416				—
Consumer			—				—				—				—				—
Totals:
Consumer real estate		$	524			$	596			$	114			$	497			$	7
Agriculture real estate		$	88			$	88			$	9			$	88			$	—
Agriculture		$	—			$	—			$	—			$	—			$	—
Commercial real estate		$	571			$	818			$	219			$	878			$	—
Commercial and industrial		$	378			$	378			$	81			$	416			$	—
Consumer		$	—			$	—			$	—			$	—			$	—
		In Thousands
Three Months Ended September 30, 2012		Recorded				Unpaid				Related				Average				Interest
		Investment				Principal				Allowance				Recorded				Income
						Balance								Investment				Recognized
With no related allowance recorded:
Consumer real estate		$	573			$	645			$	—			$	485			$	2
Agriculture real estate			—				—				—				—				—
Agriculture			—				—				—				—				—
Commercial real estate			207				384				—				207				—
Commercial and industrial			365				365				—				365				—
Consumer			—				4				—				—				—
With a specific allowance recorded:															—
Consumer real estate			391				391				69				489				1
Agriculture real estate			—				—				—				—				—
Agriculture			—				—				—				—				—
Commercial real estate			600				847				—				620				—
Commercial and industrial			2,380				2,380				383				2,380				7
Consumer			—				—				—				—				—
Totals:
Consumer real estate		$	964			$	1,036			$	69			$	974			$	3
Agriculture real estate		$	—			$	—			$	—			$	—			$	—
Agriculture		$	—			$	—			$	—			$	—			$	—
Commercial real estate		$	807			$	1,231			$	—			$	827			$	—
Commercial and industrial		$	2,745			$	2,745			$	383			$	2,745			$	7
Consumer		$	—			$	4			$	—			$	—			$	—
The following table presents loans individually evaluated for impairment by class of loans for nine months ended September 30, 2013.
		In Thousands
Nine Months Ended September 30, 2013		Recorded				Unpaid				Related				Average				Interest
		Investment				Principal				Allowance				Recorded				Income
						Balance								Investment				Recognized
With no related allowance recorded:
Consumer Real Estate		$	152			$	224			$	—			$	162			$	7
Agriculture Real Estate			—				—				—				—				—
Agriculture			—				—				—				—				—
Commercial Real Estate			101				101				—				536				—
Commercial and Industrial			—				—				—				198				—
Consumer			—				—				—				—				—
With a specific allowance recorded:
Consumer Real Estate			372				372				114				172				4
Agriculture Real Estate			88				88				9				66				—
Agriculture			—				—				—				—				—
Commercial Real Estate			470				717				219				393				—
Commercial and Industrial			378				378				81				1,940				1
Consumer			—				—				—				—				—
Totals:
Consumer Real Estate		$	524			$	596			$	114			$	334			$	11
Agriculture Real Estate		$	88			$	88			$	9			$	66			$	—
Agriculture		$	—			$	—			$	—			$	—			$	—
Commercial Real Estate		$	571			$	818			$	219			$	929			$	—
Commercial and Industrial		$	378			$	378			$	81			$	2,138			$	1
Consumer		$	—			$	—			$	—			$	—			$	—
		In Thousands
Nine Months Ended September 30, 2012		Recorded				Unpaid				Related				Average				Interest
		Investment				Principal				Allowance				Recorded				Income
						Balance								Investment				Recognized
With no related allowance recorded:
Consumer Real Estate		$	573			$	645			$	—			$	285			$	7
Agriculture Real Estate			—				—				—				—				—
Agriculture			—				—				—				—				—
Commercial Real Estate			207				384				—				207				—
Commercial and Industrial			365				365				—				162				—
Consumer			—				4				—				—				—
With a specific allowance recorded:
Consumer Real Estate			391				391				69				427				1
Agriculture Real Estate			—				—				—				—				—
Agriculture			—				—				—				—				—
Commercial Real Estate			600				847				—				662				—
Commercial and Industrial			2,380				2,380				383				1,345				10
Consumer			—				—				—				3				—
Totals:
Consumer Real Estate		$	964			$	1,036			$	69			$	712			$	8
Agriculture Real Estate		$	—			$	—			$	—			$	—			$	—
Agriculture		$	—			$	—			$	—			$	—			$	—
Commercial Real Estate		$	807			$	1,231			$	—			$	869			$	—
Commercial and Industrial		$	2,745			$	2,745			$	383			$	1,507			$	10
Consumer		$	—			$	4			$	—			$	3			$	—
The ALLL has a direct impact on the provision expense. An increase in the ALLL is funded through recoveries and provision expense. The following tables summarize the activities in the allowance for credit losses.
		(In Thousands)
		Nine Months Ended				Twelve Months Ended
		September 30, 2013				December 31, 2012
Allowance for Loan Losses
Balance at beginning of year		$	5,224			$	5,091
Provision for loan loss			582				738
Loans charged off			(1,008	)			(891	)
Recoveries			232				286
Allowance for Loan & Leases Losses		$	5,030			$	5,224
Allowance for Unfunded Loan Commitments & Letters of Credit		$	169			$	162
Total Allowance for Credit Losses		$	5,199			$	5,386
The Company segregates its Allowance for Loan and Lease Losses (ALLL) into two reserves: The ALLL and the Allowance for Unfunded Loan Commitments and Letters of Credit (AULC). When combined, these reserves constitute the total Allowance for Credit Losses (ACL).
The AULC is reported within other liabilities on the balance sheet while the ALLL is netted within the loans, net asset line. The ACL presented above represents the full amount of reserves available to absorb possible credit losses.
The following table breaks down the activity within ACL for each loan portfolio segment and shows the contribution provided by both the recoveries and the provision along with the reduction of the allowance caused by charge-offs.
Additional analysis related to the allowance for credit losses for three months ended September 30, 2013 is as follows:
		(In Thousands)
		Consumer				Agriculture				Agriculture				Commercial				Commercial				Consumer				Unfunded Loan			Unallocated			Total
		Real				Real Estate								Real Estate				and								Commitment &
		Estate																Industrial								Letters of
																										Credit
Three Months Ended September 30, 2013
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance		$	361			$	115			$	277			$	1,460			$	2,138			$	266			$	187		$	680		$	5,484
Charge Offs			(12	)			—				—				—				(513	)			(122	)			—			—		$	(647	)
Recoveries			6				—				1				—				17				53				—			—		$	77
Provision			52				(1	)			4				523				(313	)			76				—			(38	)	$	303
Other Non-interest expense related to unfunded			—				—				—				—				—				—				(18	)		—		$	(18	)
Ending Balance		$	407			$	114			$	282			$	1,983			$	1,329			$	273			$	169		$	642		$	5,199
Ending balance: individually evaluated for impairment		$	114			$	9			$	—			$	219			$	80			$	—			$	—		$	—		$	422
Ending balance: collectively evaluated for impairment		$	293			$	105			$	282			$	1,764			$	1,249			$	273			$	169		$	642		$	4,777
Ending balance: loans acquired with deteriorated credit quality		$	2			$	—			$	—			$	—			$	—			$	—			$	—		$	—		$	2
FINANCING RECEIVABLES:
Ending balance		$	79,268			$	37,758			$	56,752			$	232,104			$	96,643			$	20,801			$	—		$	—		$	523,326
Ending balance: individually evaluated for impairment		$	525			$	88			$	—			$	571			$	378			$	—			$	—		$	—		$	1,562
Ending balance: collectively evaluated for impairment		$	78,743			$	37,670			$	56,752			$	231,533			$	96,265			$	20,801			$	—		$	—		$	521,764
Ending balance: loans acquired with deteriorated credit quality		$	539			$	—			$	—			$	—			$	—			$	—			$	—		$	—		$	539
		(In Thousands)
		Consumer				Agriculture				Agriculture				Commercial				Commercial				Consumer				Unfunded Loan			Unallocated			Total
		Real				Real Estate								Real Estate				and								Commitment &
		Estate																Industrial								Letters of
																										Credit
Three Months Ended September 30, 2012
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance		$	460			$	92			$	275			$	1,722			$	1,856			$	283			$	141		$	348		$	5,177
Charge Offs			(92	)			—				(6	)			—				—				(142	)			—			—		$	(240	)
Recoveries			23				—				1				3				5				71				—			—		$	103
Provision			(38	)			(1	)			14				64				14				59				—			123		$	235
Other Non-interest expense related to unfunded			—				—				—				—				—				—				8			—		$	8
Ending Balance		$	353			$	91			$	284			$	1,789			$	1,875			$	271			$	149		$	471		$	5,283
Ending balance: individually evaluated for impairment		$	69			$	—			$	—			$	—			$	383			$	—			$	—		$	—		$	452
Ending balance: collectively evaluated for impairment		$	284			$	91			$	284			$	1,789			$	1,492			$	271			$	149		$	471		$	4,831
Ending balance: loans acquired with deteriorated credit quality		$	1			$	—			$	—			$	—			$	—			$	—			$	—		$	—		$	1
FINANCING RECEIVABLES:
Ending balance		$	81,041			$	32,221			$	56,581			$	198,856			$	101,553			$	21,052			$	—		$	—		$	491,304
Ending balance: individually evaluated for impairment		$	964			$	—			$	—			$	807			$	2,745			$	—			$	—		$	—		$	4,516
Ending balance: collectively evaluated for impairment		$	80,077			$	32,221			$	56,581			$	198,049			$	98,808			$	21,052			$	—		$	—		$	486,788
Ending balance: loans acquired with deteriorated credit quality		$	547			$	—			$	—			$	—			$	—			$	—			$	—		$	—		$	547
Additional analysis related to the allowance for credit losses for nine months ended September 30, 2013 is as follows:
		(In Thousands)
		Consumer				Agriculture				Agriculture				Commercial				Commercial				Consumer				Unfunded Loan			Unallocated			Total
		Real				Real Estate								Real Estate				and								Commitment &
		Estate																Industrial								Letters of
																										Credit
Nine Months Ended September 30, 2013
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance		$	368			$	113			$	290			$	1,749			$	2,183			$	268			$	162		$	253		$	5,386
Charge Offs			(112	)			—				—				(64	)			(513	)			(319	)								$	(1,008	)
Recoveries			15				—				5				1				73				139									$	233
Provision			136				1				(13	)			297				(414	)			185				—			389		$	581
Other Non-interest expense related to unfunded			—				—				—				—				—				—				7			—		$	7
Ending Balance		$	407			$	114			$	282			$	1,983			$	1,329			$	273			$	169		$	642		$	5,199
Ending balance: individually evaluated for impairment		$	114			$	9			$	—			$	219			$	80			$	—			$	—		$	—		$	422
Ending balance: collectively evaluated for impairment		$	293			$	105			$	282			$	1,764			$	1,249			$	273			$	169		$	642		$	4,777
Ending balance: loans acquired with deteriorated credit quality		$	2			$	—			$	—			$	—			$	—			$	—			$	—		$	—		$	2
FINANCING RECEIVABLES:
Ending balance		$	79,268			$	37,758			$	56,752			$	232,104			$	96,643			$	20,801			$	—		$	—		$	523,326
Ending balance: individually evaluated for impairment		$	525			$	88			$	—			$	571			$	378			$	—			$	—		$	—		$	1,562
Ending balance: collectively evaluated for impairment		$	78,743			$	37,670			$	56,752			$	231,533			$	96,265			$	20,801			$	—		$	—		$	521,764
Ending balance: loans acquired with deteriorated credit quality		$	539			$	—			$	—			$	—			$	—			$	—			$	—		$	—		$	539
		(In Thousands)
		Consumer				Agriculture				Agriculture				Commercial				Commercial				Consumer				Unfunded Loan			Unallocated			Total
		Real				Real Estate								Real Estate				and								Commitment &
		Estate																Industrial								Letters of
																										Credit
Nine Months Ended September 30, 2012
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance		$	261			$	140			$	266			$	2,088			$	1,947			$	315			$	130		$	74		$	5,221
Charge Offs			(185	)			—				(6	)			(97	)			—				(351	)			—			—		$	(639	)
Recoveries			52				—				11				5				24				148				—			—		$	240
Provision			225				(49	)			13				(207	)			(96	)			159				—			397		$	442
Other Non-interest expense related to unfunded			—				—				—				—				—				—				19			—		$	19
Ending Balance		$	353			$	91			$	284			$	1,789			$	1,875			$	271			$	149		$	471		$	5,283
Ending balance: individually evaluated for impairment		$	69			$	—			$	—			$	—			$	383			$	—			$	—		$	—		$	452
Ending balance: collectively evaluated for impairment		$	284			$	91			$	284			$	1,789			$	1,492			$	271			$	149		$	471		$	4,831
Ending balance: loans acquired with deteriorated credit quality		$	1			$	—			$	—			$	—			$	—			$	—			$	—		$	—		$	1
FINANCING RECEIVABLES:
Ending balance		$	81,041			$	32,221			$	56,581			$	198,856			$	101,553			$	21,052			$	—		$	—		$	491,304
Ending balance: individually evaluated for impairment		$	964			$	—			$	—			$	807			$	2,745			$	—			$	—		$	—		$	4,516
Ending balance: collectively evaluated for impairment		$	80,077			$	32,221			$	56,581			$	198,049			$	98,808			$	21,052			$	—		$	—		$	486,788
Ending balance: loans acquired with deteriorated credit quality		$	547			$	—			$	—			$	—			$	—			$	—			$	—		$	—		$	547

FAIR_VALUE_OF_INSTRUMENTS_Poli

FAIR VALUE OF INSTRUMENTS (Policies)	9 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]
Cash and Cash Equivalents	Cash and Cash Equivalents
	The carrying amounts reported in the balance sheet for cash, cash equivalents and federal funds sold approximate their fair values. Also included in this line item are the carrying amounts of interest-bearing deposits maturing within ninety days which approximate their fair values. Fair values of other interest-bearing deposits are estimated using discounted cash flow analyses based on current rates for similar types of deposits.
Securities	Securities
	Fair values for securities, excluding Federal Home Loan Bank stock, are based on quoted market price, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments.
Other Securities	Other Securities
	The carrying value of Federal Home Loan Bank stock, listed as “other securities”, approximates fair value based on the redemption provisions of the Federal Home Loan Bank.
Loans	Loans
	For those variable-rate loans that re-price frequently, and with no significant change in credit risk, fair values are based on carrying values. The fair values of the fixed rate and all other loans are estimated using discounted cash flow analysis, using interest rates currently being offered for loans with similar terms to borrowers with similar credit quality.
Deposits - Interest Bearing, Non-interest Bearing and Time	Deposits – Interest Bearing, Non-interest Bearing and Time
	The fair values disclosed for deposits with no defined maturities are equal to their carrying amounts, which represent the amount payable on demand. The carrying amounts for variable-rate, fixed term money market accounts and certificates of deposit approximate their fair value at the reporting date. Fair value for fixed-rate certificates of deposit are estimated using a discounted cash flow analysis that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits.
Short-Term Borrowings	Short-Term Borrowings
	The carrying value of short-term borrowings approximates fair values.
FHLB Advances	FHLB Advances
	Fair values of FHLB advances are estimated using discounted cash flow analysis based on the Company’s current incremental borrowing rates for similar types or borrowing arrangements.
Accrued Interest Receivable and Payable	Accrued Interest Receivable and Payable
	The carrying amounts of accrued interest approximate their fair values.
Dividends Payable	Dividends Payable
	The carrying amounts of dividends payable approximate their fair values and are generally paid within forty days of declaration.
Off Balance Sheet Financial Instruments	Off Balance Sheet Financial Instruments
	Fair values for off-balance sheet, credit related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counter-parties’ credit standing.
	The estimated fair values, and related carrying or notional amounts, for on and off-balance sheet financial instruments as of September 30, 2013 and December 31, 2012 are reflected below.
		(In Thousands)
		Sep-13
		Carrying		Fair		Level 1		Level 2		Level 3
		Amount		Value
	Financial Assets:
	Cash and Cash Equivalents	$	21,535	$	21,535	$	21,535	$	—	$	—
	Securities - available for sale		337,298		337,298		25,392		299,864		12,042
	Other Securities		4,216		4,216		—		—		4,216
	Loans, net		518,296		527,219		—		—		527,219
	Interest receivable		4,289		4,289		—		—		4,289
	Total Assets	$	885,634	$	894,557	$	46,927	$	299,864	$	547,766
	Financial Liabilities:
	Interest bearing Deposits	$	400,658	$	403,031	$	—	$	—	$	403,031
	Non-interest bearing Deposits		103,535		103,896		—		103,896		—
	Time Deposits		241,375		241,155		—		—		241,155
	Total Deposits	$	745,568	$	748,082	$	—	$	103,896	$	644,186
	Short-term debt		61,322		61,322		—		—		61,322
	Federal Home Loan Bank advances		7,100		8,487		—		—		8,487
	Interest payable		238		238		—		—		238
	Dividends payable		928		928		—		928		—
	Total Liabilities	$	815,156	$	819,057	$	—	$	104,824	$	714,233
		(In Thousands)
		Dec-12
		Carrying		Fair		Level 1		Level 2		Level 3
		Amount		Value
	Financial Assets:
	Cash and Cash Equivalents	$	44,092	$	44,092	$	44,092	$	—	$	—
	Securities - available for sale		355,905		355,905		10,568		328,929		16,408
	Other Securities		4,365		4,365		—		—		4,365
	Loans, net		496,178		502,125		—		—		502,125
	Interest receivable		3,603		3,603		—		—		3,603
	Total Assets	$	904,143	$	910,090	$	54,660	$	328,929	$	526,501
	Financial Liabilities:
	Interest bearing Deposits	$	389,779	$	390,066	$	—	$	—	$	390,066
	Non-interest bearing Deposits		103,966		104,529		—		104,529		—
	Time Deposits		269,507		272,591		—		—		272,591
	Total Deposits	$	763,252	$	767,186	$	—	$	104,529	$	662,657
	Short-term debt		51,312		51,312		—		—		51,312
	Federal Home Loan Bank advances		11,600		11,012		—		—		11,012
	Interest payable		288		288		—		—		288
	Dividends payable		931		931		—		931		—
	Total Liabilities	$	827,383	$	830,729	$	—	$	105,460	$	725,269
Fair Value Measurements	Fair Value Measurements
	In general, fair values determined by Level 1 inputs use quoted prices in active markets for identical assets or liabilities in active markets that the Company has the ability to access.
	Available-for-sale securities, when quoted prices are available in an active market, securities are valued using the quoted price and are classified as Level 1. The quoted prices are not adjusted.
	Fair values determined by Level 2 inputs use other inputs that are observable, either directly or indirectly. These Level 2 inputs include quoted prices for similar assets and liabilities in active markets, and other inputs such as interest rates and yield curves that are observable at commonly quoted intervals.
	Available-for-sale securities classified as Level 2 are valued using the prices obtained from an independent pricing service. The prices are not adjusted. Securities of obligations of state and political subdivisions are valued using a type of matrix, or grid, pricing in which securities are benchmarked against the treasury rate based on credit rating. Substantially all assumptions used by the independent pricing service are observable in the marketplace, can be derived from observable data, or are supported by observable levels at which transactions are executed in the market place.
	Level 3 inputs are unobservable inputs, including inputs that are available in situations where there is little, if any, market activity for the related asset or liability. Local municipals have been purchased that the Bank evaluates based on the credit strength of the underlying project such as the hospital or retirement home. The fair value is determined by valuing similar credit payment streams at similar rates.
	In instances where inputs used to measure fair value fall into different levels in the above fair value hierarchy, fair value measurements in their entirety are categorized based on the lowest level input that is significant to the valuation. The Company’s assessment of the significance of particular inputs to these fair value measurements requires judgment and considers factors specific to each asset.
	The following summarizes financial assets measured at fair value on a recurring basis as of September 30, 2013 and December 31, 2012, segregated by level or the valuation inputs within the fair value hierarchy utilized to measure fair value:
	Assets and Liabilities Measured at Fair Value on a Recurring Basis
	September 30, 2013 (In Thousands)	Quoted Prices in Active		Significant		Significant
		Active Markets		Observable		Observable
		for Identical		Inputs		Inputs
		Assets (Level 1)		(Level 2)		(Level 3)
	Assets-(Securities Available for Sale)
	U.S. Treasury	$	25,392	$	—	$	—
	U.S. Government agency		—		197,533		—
	Mortgage-backed securities		—		42,103		—
	State and local governments		—		60,228		12,042
	Total Securities Available for Sale	$	25,392	$	299,864	$	12,042
	December 31, 2012 (In Thousands)	Quoted Prices in Active		Significant		Significant
		Active Markets		Observable		Observable
		for Identical		Inputs		Inputs
		Assets (Level 1)		(Level 2)		(Level 3)
	Assets-(Securities Available for Sale)
	U.S. Treasury	$	10,568	$	—	$	—
	U.S. Government agency		—		220,200		—
	Mortgage-backed securities		—		53,006		—
	State and local governments		—		55,723		16,408
	Total Securities Available for Sale	$	10,568	$	328,929	$	16,408
	Most of the Company’s available for sale securities, including any bonds issued by local municipalities, have CUSIP numbers or have similar characteristics of those in the municipal markets, making them marketable and comparable as Level 2.
	The Company also has assets that, under certain conditions, are subject to measurement at fair value on a non-recurring basis. At September 30, 2013 and December 31, 2012, such assets consist primarily of impaired loans. Impaired loans categorized as Level 3 assets consist of non-homogeneous loans that are considered impaired. The Company estimates the fair value of the loans based on the present value of expected future cash flows using management’s best estimate of key assumptions. These assumptions include future payment ability, timing of payment streams, and estimated realizable values of available collateral (typically based on outside appraisals.)
	At September 30, 2013 and December 31, 2012, impaired loans categorized as Level 3 were $1.6 and $4.6 million, respectively. The specific allocation for impaired loans was $423 and $865 thousand as of September 30, 2013 and December 31, 2012, respectively, which are accounted for in the allowance for loan losses (see Note 4).
	Other real estate is reported at either the lower of the fair value of the real estate minus the estimated costs to sell the asset or the cost of the asset. The determination of fair value of the real estate relies primarily on appraisals from third parties. If the fair value of the real estate, minus the estimated costs to sell the asset, is less than the asset’s cost, the deficiency is recognized as a valuation allowance against the asset through a charge to expense. The valuation allowance is therefore increased or decreased, through charges or credits to expense, for changes in the asset’s fair value or estimated selling costs.
	The following table presents impaired loans and other real estate owned as recorded at fair value on September 30, 2013 and December 31, 2012:
				Assets Measured at Fair Value on a Nonrecurring Basis at September 30, 2013
	(In Thousands)	Balance at		Quoted Prices in Active		Significant		Significant		Change in
		September 30, 2013		Markets for		Observable Inputs		Unobservable Inputs		fair value for
				Identical		(Level 2)		(Level 3)		Nine-month period
				Assets (Level 1)						ended September 30, 2013
	Impaired loans	$	1,562	$	—	$	—	$	1,562	$	—
	Other real estate owned residential mortgages	$	886	$	—	$	—	$	886	$	(16	)
	Other real estate owned commercial	$	1,475	$	—	$	—	$	1,475	$	(64	)
										$	(80	)
				Assets Measured at Fair Value on a Nonrecurring Basis at December 31, 2012
	(In Thousands)	Balance at		Quoted Prices in Active		Significant		Significant		Change in
		December 31, 2012		Markets for		Observable Inputs		Unobservable Inputs		fair value for
				Identical		(Level 2)		(Level 3)		twelve-month period
				Assets (Level 1)						ended Dec. 31, 2012
	Impaired loans	$	4,591	$	—	$	—	$	4,591	$	(76	)
	Other real estate owned residential mortgages	$	783	$	—	$	—	$	783	$	(62	)
	Other real estate owned commercial	$	1,526	$	—	$	—	$	1,526	$	(214	)
										$	(352	)
	The Company also has other assets, which under certain conditions, are subject to measurement at fair value. These assets include loans held for sale, bank owned life insurance, and mortgage servicing rights. The Company estimated the fair values of these assets utilizing Level 3 inputs, including, the discounted present value of expected future cash flows. At September 30, 2013 and December 31, 2012, the Company estimates that there is no impairment of these assets, with the exception of mortgage servicing rights. Mortgage servicing rights recognized impairment in one stratum with a charge of $16 thousand in 2012 to expense. The impairment however was eliminated, as of June 30, 2013. Therefore, no impairment charge to other expense was required to adjust these assets to their estimated fair values.

FAIR_VALUE_OF_INSTRUMENTS_Tabl

FAIR VALUE OF INSTRUMENTS (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]
Estimated Fair Values and Related Carrying or Notional Amounts	The estimated fair values, and related carrying or notional amounts, for on and off-balance sheet financial instruments as of September 30, 2013 and December 31, 2012 are reflected below.
		(In Thousands)
		Sep-13
		Carrying		Fair		Level 1		Level 2		Level 3
		Amount		Value
	Financial Assets:
	Cash and Cash Equivalents	$	21,535	$	21,535	$	21,535	$	—	$	—
	Securities - available for sale		337,298		337,298		25,392		299,864		12,042
	Other Securities		4,216		4,216		—		—		4,216
	Loans, net		518,296		527,219		—		—		527,219
	Interest receivable		4,289		4,289		—		—		4,289
	Total Assets	$	885,634	$	894,557	$	46,927	$	299,864	$	547,766
	Financial Liabilities:
	Interest bearing Deposits	$	400,658	$	403,031	$	—	$	—	$	403,031
	Non-interest bearing Deposits		103,535		103,896		—		103,896		—
	Time Deposits		241,375		241,155		—		—		241,155
	Total Deposits	$	745,568	$	748,082	$	—	$	103,896	$	644,186
	Short-term debt		61,322		61,322		—		—		61,322
	Federal Home Loan Bank advances		7,100		8,487		—		—		8,487
	Interest payable		238		238		—		—		238
	Dividends payable		928		928		—		928		—
	Total Liabilities	$	815,156	$	819,057	$	—	$	104,824	$	714,233
		(In Thousands)
		Dec-12
		Carrying		Fair		Level 1		Level 2		Level 3
		Amount		Value
	Financial Assets:
	Cash and Cash Equivalents	$	44,092	$	44,092	$	44,092	$	—	$	—
	Securities - available for sale		355,905		355,905		10,568		328,929		16,408
	Other Securities		4,365		4,365		—		—		4,365
	Loans, net		496,178		502,125		—		—		502,125
	Interest receivable		3,603		3,603		—		—		3,603
	Total Assets	$	904,143	$	910,090	$	54,660	$	328,929	$	526,501
	Financial Liabilities:
	Interest bearing Deposits	$	389,779	$	390,066	$	—	$	—	$	390,066
	Non-interest bearing Deposits		103,966		104,529		—		104,529		—
	Time Deposits		269,507		272,591		—		—		272,591
	Total Deposits	$	763,252	$	767,186	$	—	$	104,529	$	662,657
	Short-term debt		51,312		51,312		—		—		51,312
	Federal Home Loan Bank advances		11,600		11,012		—		—		11,012
	Interest payable		288		288		—		—		288
	Dividends payable		931		931		—		931		—
	Total Liabilities	$	827,383	$	830,729	$	—	$	105,460	$	725,269
Financial Assets Measured at Fair Value on a Recurring Basis	The following summarizes financial assets measured at fair value on a recurring basis as of September 30, 2013 and December 31, 2012, segregated by level or the valuation inputs within the fair value hierarchy utilized to measure fair value:
	Assets and Liabilities Measured at Fair Value on a Recurring Basis
	September 30, 2013 (In Thousands)	Quoted Prices in Active		Significant		Significant
		Active Markets		Observable		Observable
		for Identical		Inputs		Inputs
		Assets (Level 1)		(Level 2)		(Level 3)
	Assets-(Securities Available for Sale)
	U.S. Treasury	$	25,392	$	—	$	—
	U.S. Government agency		—		197,533		—
	Mortgage-backed securities		—		42,103		—
	State and local governments		—		60,228		12,042
	Total Securities Available for Sale	$	25,392	$	299,864	$	12,042
	December 31, 2012 (In Thousands)	Quoted Prices in Active		Significant		Significant
		Active Markets		Observable		Observable
		for Identical		Inputs		Inputs
		Assets (Level 1)		(Level 2)		(Level 3)
	Assets-(Securities Available for Sale)
	U.S. Treasury	$	10,568	$	—	$	—
	U.S. Government agency		—		220,200		—
	Mortgage-backed securities		—		53,006		—
	State and local governments		—		55,723		16,408
	Total Securities Available for Sale	$	10,568	$	328,929	$	16,408
Impaired Loans and Other Real Estate	The following table presents impaired loans and other real estate owned as recorded at fair value on September 30, 2013 and December 31, 2012:
				Assets Measured at Fair Value on a Nonrecurring Basis at September 30, 2013
	(In Thousands)	Balance at		Quoted Prices in Active		Significant		Significant		Change in
		September 30, 2013		Markets for		Observable Inputs		Unobservable Inputs		fair value for
				Identical		(Level 2)		(Level 3)		Nine-month period
				Assets (Level 1)						ended September 30, 2013
	Impaired loans	$	1,562	$	—	$	—	$	1,562	$	—
	Other real estate owned residential mortgages	$	886	$	—	$	—	$	886	$	(16	)
	Other real estate owned commercial	$	1,475	$	—	$	—	$	1,475	$	(64	)
										$	(80	)
				Assets Measured at Fair Value on a Nonrecurring Basis at December 31, 2012
	(In Thousands)	Balance at		Quoted Prices in Active		Significant		Significant		Change in
		December 31, 2012		Markets for		Observable Inputs		Unobservable Inputs		fair value for
				Identical		(Level 2)		(Level 3)		twelve-month period
				Assets (Level 1)						ended Dec. 31, 2012
	Impaired loans	$	4,591	$	—	$	—	$	4,591	$	(76	)
	Other real estate owned residential mortgages	$	783	$	—	$	—	$	783	$	(62	)
	Other real estate owned commercial	$	1,526	$	—	$	—	$	1,526	$	(214	)
										$	(352	)

ASSET_PURCHASES_Tables

ASSET PURCHASES (Tables)	9 Months Ended
	Sep. 30, 2013
Business Combinations [Abstract]
Amortization Expense of Core Deposit Intangible Assets
		(In Thousands)
		Knisley		Hicksville		Total
	2013	$	157	$	155	$	312
	2014		157		155		312
	2015		—		155		155
	2016		—		155		155
	2017		—		79		79

LOANS_Tables

LOANS (Tables)	9 Months Ended
	Sep. 30, 2013
Receivables [Abstract]
Loans	Loan balances as of September 30, 2013 and December 31, 2012:
			(In Thousands)
	Loans:		September 30, 2013				December 31, 2012
	Commercial real estate		$	232,104			$	199,999
	Agricultural real estate			37,758				40,143
	Consumer real estate			79,268				80,287
	Commercial and industrial			92,340				101,624
	Agricultural			56,752				57,770
	Consumer			21,002				20,413
	Industrial Development Bonds			4,303				1,299
				523,527				501,535
	Less: Net deferred loan fees and costs			(201	)			(133	)
				523,326				501,402
	Less: Allowance for loan losses			(5,030	)			(5,224	)
	Loans - Net		$	518,296			$	496,178
Maturity Schedule by Major Category of Loans	The following is a maturity schedule by major category of loans as of September 30, 2013:
			Maturities (In Thousands)
			Within				After One				After
			One Year				Year Within				Five Years
							Five Years
	Commercial Real Estate		$	36,687			$	100,596			$	94,821
	Agricultural Real Estate			1,987				10,068				25,703
	Consumer Real Estate			10,208				12,796				56,264
	Commercial/Industrial			58,743				26,504				7,093
	Agricultural			31,918				21,995				2,839
	Consumer			4,956				12,966				2,879
	Industrial Development Bonds			1,900				490				1,913
Distribution of Fixed Rate Loans and Variable Rate Loans by Major Loan Category	The distribution of fixed rate loans and variable rate loans by major loan category is as follows as of September 30, 2013. Variable rate loans whose current rates are equal to their floor or ceiling are classified as fixed in this table.
			(In Thousands)
			Fixed				Variable
			Rate				Rate
	Commercial Real Estate		$	141,991			$	90,113
	Agricultural Real Estate		$	28,277			$	9,481
	Consumer Real Estate		$	66,464			$	12,804
	Commercial/Industrial		$	72,385			$	19,955
	Agricultural		$	51,662			$	5,090
	Consumer		$	16,686			$	4,115
	Industrial Development Bonds		$	4,303			$	—
Contractual Aging of Recorded Investment in Past Due Loans by Portfolio Segment of Loans	The following table represents the contractual aging of the recorded investment in past due loans by portfolio segment of loans as of September 30, 2013 and December 31, 2012, net of deferred fees:
			(In Thousands)
	September 30, 2013		30-59 Days				60-89 Days				Greater Than				Total				Current				Total				Recorded
			Past Due				Past Due				90 Days				Past Due								Financing				Investment >
																							Receivables				90 Days and
																											Accruing
	Residential		$	847			$	106			$	339			$	1,292			$	77,976			$	79,268			$	—
	Ag Real Estate		$	—			$	88			$	—				88				37,670			$	37,758			$	—
	Ag		$	—			$	—			$	—				—				56,752			$	56,752			$	—
	Commercial Real Estate		$	—			$	975			$	571				1,546				230,558			$	232,104			$	—
	Commercial and Industrial		$	228			$	—			$	50				278				96,365			$	96,643			$	—
	Consumer		$	14			$	18			$	—				32				20,769			$	20,801			$	—
	Total		$	1,089			$	1,187			$	960			$	3,236			$	520,090			$	523,326			$	—
	December 31, 2012		30-59 Days				60-89 Days				Greater Than				Total				Current				Total				Recorded
			Past Due				Past Due				90 Days				Past Due								Financing				Investment >
																							Receivables				90 Days and
																											Accruing
	Residential		$	575			$	—			$	648			$	1,223			$	79,064			$	80,287			$	—
	Ag Real Estate			—				—				—				—				40,143				40,143				—
	Ag			11				—				—				11				57,759				57,770				—
	Commercial Real Estate			—				—				877				877				199,122				199,999				—
	Commercial and Industrial			78				—				2,567				2,645				100,278				102,923				—
	Consumer			65				7				—				72				20,208				20,280				1
	Total		$	729			$	7			$	4,092			$	4,828			$	496,574			$	501,402			$	1
Recorded Investment in Nonaccrual Loans by Portfolio Segment of Loans	The following table presents the recorded investment in nonaccrual loans by class of loans as of September 30, 2013 and December 31, 2012:
			(In Thousands)
			September 30				December 31
			2013				2012
	Consumer Real Estate		$	635			$	964
	Agricultural Real Estate			88				—
	Agriculture			—				—
	Commercial Real Estate			1,751				877
	Commercial and Industrial			434				2,987
	Consumer			—				—
	Total		$	2,908			$	4,828
Risk Category of Loans by Portfolio Segment	The following table represents the risk category of loans by class based on the most recent analysis performed as of September 30, 2013 and December 31, 2012:
			(In Thousands
			Agriculture				Agriculture				Commercial				Commercial				Industrial
			Real Estate								Real Estate				and Industrial				Development
																			Bonds
	September 30, 2013
	2-Jan		$	3,620			$	5,792			$	2,506			$	2,234			$	—
	3			13,749				23,382				56,952				22,392				3,959
	4			19,523				27,578				161,927				64,002				344
	5			743				—				5,065				2,142				—
	6			35				—				5,184				1,143				—
	7			88				—				470				427				—
	8			—				—				—				—				—
	Total		$	37,758			$	56,752			$	232,104			$	92,340			$	4,303
					Agriculture				Agriculture				Commercial				Commercial				Industrial
					Real Estate								Real Estate				and Industrial				Development
																					Bonds
		December 31, 2012
		2-Jan			$	2,719			$	5,022			$	4,046			$	750			$	97
		3				15,111				23,525				42,467				21,750				859
		4				21,481				29,188				137,537				71,228				343
		5				794				35				8,984				3,385				—
		6				38				—				6,295				2,202				—
		7				—				—				670				2,309				—
		8				—				—				—				—				—
		Total			$	40,143			$	57,770			$	199,999			$	101,624			$	1,299
Recorded Investment in Those Classes Based on Payment Activity and Assigned Risk Grading	The following tables present the recorded investment in those classes based on payment activity and assigned risk grading as of September 30, 2013 and December 31, 2012.
			(In Thousands)
			Consumer				Consumer
			Real Estate				Real Estate
			September 30				December 31
			2013				2012
	Grade
	Pass		$	78,767			$	79,766
	Special Mention (5)			—				—
	Substandard (6)			216				110
	Doubtful (7)			285				411
	Total		$	79,268			$	80,287
			(In Thousands)
			Consumer - Credit								Consumer - Other
			September 30				December 31				September 30				December 31
			2013				2012				2013				2012
	Performing		$	3,412			$	3,470			$	17,364			$	16,775
	Nonperforming			—				3				25				32
	Total		$	3,412			$	3,473			$	17,389			$	16,807
Schedule of Impaired Loans	Information about impaired loans as of September 30, 2013, December 31, 2012 and September 30, 2012 are as follows:
			(In Thousands)
			September 30,				December 31,				September 30,
			2013				2012				2012
	Impaired loans without a valuation allowance		$	253			$	730			$	1,145
	Impaired loans with a valuation allowance			1,308				3,861				3,371
	Total impaired loans		$	1,561			$	4,591			$	4,516
	Valuation allowance related to impaired loans		$	423			$	865			$	453
	Total non-accrual loans		$	2,908			$	4,828			$	5,260
	Total loans past-due ninety days or more and still accruing		$	—			$	1			$	—
	Quarter ended average investment in impaired loans		$	1,879			$	4,468			$	4,548
	Year to date average investment in impaired loans		$	3,521			$	3,436			$	3,091
Impaired Loans Classified as Troubled Debt Restructured	The following table represents three months and nine months ended September 30, 2013.
					(In Thousands)														(In Thousands)
	Three Months		Number of		Pre-				Post-				Nine Months		Number of				Pre-				Post-
	30-Sep-13		Contracts		Modification				Modification				30-Sep-13		Contracts				Modification				Modification
	Troubled Debt Restructurings		Modified in the		Outstanding				Outstanding				Troubled Debt Restructurings		Modified in the				Outstanding				Outstanding
			Last 3 Months		Recorded				Recorded						Last 9 Months				Recorded				Recorded
					Investment				Investment										Investment				Investment
	Commercial Real Estate				$	—			$	—			Commercial Real Estate			—			$	—			$	—
	Ag Real Estate				$	—			$	—			Ag Real Estate						$	—			$	—
	Commercial and Industrial				$	—			$	—			Commercial and Industrial			1			$	81			$	43
	Troubled Debt Restructurings		Number of		Recorded								Troubled Debt Restructurings		Number of				Recorded
	That Subsequently Defaulted		Contracts		Investment								That Subsequently Defaulted		Contracts				Investment
			Modified in the												Modified in the
			Last 3 Months												Last 9 Months
	Commercial Real Estate				$	—							Commercial Real Estate						$	—
	Ag Real Estate				$	—							Ag Real Estate						$	—
	Commercial and Industrial				$	—							Commercial and Industrial						$	—
	The following table represents three months and nine months ended September 30, 2012.
							(In Thousands)														(In Thousands)
	Three Months		Number of				Pre-				Post-				Nine Months		Number of				Pre-				Post-
	September 30, 2012		Contracts				Modification				Modification				30-Sep-12		Contracts				Modification				Modification
	Troubled Debt Restructurings		Modified in the				Outstanding				Outstanding				Troubled Debt Restructurings		Modified in the				Outstanding				Outstanding
			Last 3 Months				Recorded				Recorded						Last 9 Months				Recorded				Recorded
							Investment				Investment										Investment				Investment
	Commercial Real Estate						$	—			$	—			Commercial Real Estate			1			$	1,937			$	1,937
	Ag Real Estate						$	—			$	—			Ag Real Estate						$	—			$	—
	Commercial and Industrial			2			$	420			$	420			Commercial and Industrial			2			$	420			$	420
	Troubled Debt Restructurings		Number of				Recorded								Troubled Debt Restructurings		Number of				Recorded
	That Subsequently Defaulted		Contracts				Investment								That Subsequently Defaulted		Contracts				Investment
			Modified in the														Modified in the
			Last 3 Months														Last 9 Months
	Commercial Real Estate						$	—							Commercial Real Estate						$	—
	Ag Real Estate						$	—							Ag Real Estate						$	—
	Commercial and Industrial						$	—							Commercial and Industrial						$	—
Loans Individually Evaluated for Impairment by Portfolio Segment of Loans	The following table presents loans individually evaluated for impairment by class of loans for three months ended September 30, 2013.
			In Thousands
	Three Months Ended September 30, 2013		Recorded				Unpaid				Related				Average				Interest
			Investment				Principal				Allowance				Recorded				Income
							Balance								Investment				Recognized
	With no related allowance recorded:
	Consumer real estate		$	152			$	224			$	—			$	224			$	6
	Agriculture real estate			—				—				—				—				—
	Agriculture			—				—				—				—				—
	Commercial real estate			101				101				—				364				—
	Commercial and industrial			—				—				—				—				—
	Consumer			—				—				—				—				—
	With a specific allowance recorded:
	Consumer real estate			372				372				114				273				1
	Agriculture real estate			88				88				9				88				—
	Agriculture			—				—				—				—				—
	Commercial real estate			470				717				219				514				—
	Commercial and industrial			378				378				81				416				—
	Consumer			—				—				—				—				—
	Totals:
	Consumer real estate		$	524			$	596			$	114			$	497			$	7
	Agriculture real estate		$	88			$	88			$	9			$	88			$	—
	Agriculture		$	—			$	—			$	—			$	—			$	—
	Commercial real estate		$	571			$	818			$	219			$	878			$	—
	Commercial and industrial		$	378			$	378			$	81			$	416			$	—
	Consumer		$	—			$	—			$	—			$	—			$	—
			In Thousands
	Three Months Ended September 30, 2012		Recorded				Unpaid				Related				Average				Interest
			Investment				Principal				Allowance				Recorded				Income
							Balance								Investment				Recognized
	With no related allowance recorded:
	Consumer real estate		$	573			$	645			$	—			$	485			$	2
	Agriculture real estate			—				—				—				—				—
	Agriculture			—				—				—				—				—
	Commercial real estate			207				384				—				207				—
	Commercial and industrial			365				365				—				365				—
	Consumer			—				4				—				—				—
	With a specific allowance recorded:															—
	Consumer real estate			391				391				69				489				1
	Agriculture real estate			—				—				—				—				—
	Agriculture			—				—				—				—				—
	Commercial real estate			600				847				—				620				—
	Commercial and industrial			2,380				2,380				383				2,380				7
	Consumer			—				—				—				—				—
	Totals:
	Consumer real estate		$	964			$	1,036			$	69			$	974			$	3
	Agriculture real estate		$	—			$	—			$	—			$	—			$	—
	Agriculture		$	—			$	—			$	—			$	—			$	—
	Commercial real estate		$	807			$	1,231			$	—			$	827			$	—
	Commercial and industrial		$	2,745			$	2,745			$	383			$	2,745			$	7
	Consumer		$	—			$	4			$	—			$	—			$	—
	The following table presents loans individually evaluated for impairment by class of loans for nine months ended September 30, 2013.
			In Thousands
	Nine Months Ended September 30, 2013		Recorded				Unpaid				Related				Average				Interest
			Investment				Principal				Allowance				Recorded				Income
							Balance								Investment				Recognized
	With no related allowance recorded:
	Consumer Real Estate		$	152			$	224			$	—			$	162			$	7
	Agriculture Real Estate			—				—				—				—				—
	Agriculture			—				—				—				—				—
	Commercial Real Estate			101				101				—				536				—
	Commercial and Industrial			—				—				—				198				—
	Consumer			—				—				—				—				—
	With a specific allowance recorded:
Consumer Real Estate			372				372				114				172				4
Agriculture Real Estate			88				88				9				66				—
Agriculture			—				—				—				—				—
Commercial Real Estate			470				717				219				393				—
Commercial and Industrial			378				378				81				1,940				1
Consumer			—				—				—				—				—
Totals:
Consumer Real Estate		$	524			$	596			$	114			$	334			$	11
Agriculture Real Estate		$	88			$	88			$	9			$	66			$	—
Agriculture		$	—			$	—			$	—			$	—			$	—
Commercial Real Estate		$	571			$	818			$	219			$	929			$	—
Commercial and Industrial		$	378			$	378			$	81			$	2,138			$	1
Consumer		$	—			$	—			$	—			$	—			$	—
		In Thousands
Nine Months Ended September 30, 2012		Recorded				Unpaid				Related				Average				Interest
		Investment				Principal				Allowance				Recorded				Income
						Balance								Investment				Recognized
With no related allowance recorded:
Consumer Real Estate		$	573			$	645			$	—			$	285			$	7
Agriculture Real Estate			—				—				—				—				—
Agriculture			—				—				—				—				—
Commercial Real Estate			207				384				—				207				—
Commercial and Industrial			365				365				—				162				—
Consumer			—				4				—				—				—
With a specific allowance recorded:
Consumer Real Estate			391				391				69				427				1
Agriculture Real Estate			—				—				—				—				—
Agriculture			—				—				—				—				—
Commercial Real Estate			600				847				—				662				—
Commercial and Industrial			2,380				2,380				383				1,345				10
Consumer			—				—				—				3				—
Totals:
Consumer Real Estate		$	964			$	1,036			$	69			$	712			$	8
Agriculture Real Estate		$	—			$	—			$	—			$	—			$	—
Agriculture		$	—			$	—			$	—			$	—			$	—
Commercial Real Estate		$	807			$	1,231			$	—			$	869			$	—
Commercial and Industrial		$	2,745			$	2,745			$	383			$	1,507			$	10
Consumer		$	—			$	4			$	—			$	3			$	—
Summary of Activities in Allowance for Credit Losses	The following tables summarize the activities in the allowance for credit losses.
			(In Thousands)
			Nine Months Ended				Twelve Months Ended
			September 30, 2013				December 31, 2012
	Allowance for Loan Losses
	Balance at beginning of year		$	5,224			$	5,091
	Provision for loan loss			582				738
	Loans charged off			(1,008	)			(891	)
	Recoveries			232				286
	Allowance for Loan & Leases Losses		$	5,030			$	5,224
	Allowance for Unfunded Loan Commitments & Letters of Credit		$	169			$	162
	Total Allowance for Credit Losses		$	5,199			$	5,386
Analysis of Allowance for Credit Losses	Additional analysis related to the allowance for credit losses for three months ended September 30, 2013 is as follows:
			(In Thousands)
			Consumer				Agriculture				Agriculture				Commercial				Commercial				Consumer				Unfunded Loan			Unallocated			Total
			Real				Real Estate								Real Estate				and								Commitment &
			Estate																Industrial								Letters of
																											Credit
	Three Months Ended September 30, 2013
	ALLOWANCE FOR CREDIT LOSSES:
	Beginning balance		$	361			$	115			$	277			$	1,460			$	2,138			$	266			$	187		$	680		$	5,484
	Charge Offs			(12	)			—				—				—				(513	)			(122	)			—			—		$	(647	)
	Recoveries			6				—				1				—				17				53				—			—		$	77
	Provision			52				(1	)			4				523				(313	)			76				—			(38	)	$	303
	Other Non-interest expense related to unfunded			—				—				—				—				—				—				(18	)		—		$	(18	)
	Ending Balance		$	407			$	114			$	282			$	1,983			$	1,329			$	273			$	169		$	642		$	5,199
	Ending balance: individually evaluated for impairment		$	114			$	9			$	—			$	219			$	80			$	—			$	—		$	—		$	422
	Ending balance: collectively evaluated for impairment		$	293			$	105			$	282			$	1,764			$	1,249			$	273			$	169		$	642		$	4,777
	Ending balance: loans acquired with deteriorated credit quality		$	2			$	—			$	—			$	—			$	—			$	—			$	—		$	—		$	2
	FINANCING RECEIVABLES:
	Ending balance		$	79,268			$	37,758			$	56,752			$	232,104			$	96,643			$	20,801			$	—		$	—		$	523,326
	Ending balance: individually evaluated for impairment		$	525			$	88			$	—			$	571			$	378			$	—			$	—		$	—		$	1,562
	Ending balance: collectively evaluated for impairment		$	78,743			$	37,670			$	56,752			$	231,533			$	96,265			$	20,801			$	—		$	—		$	521,764
	Ending balance: loans acquired with deteriorated credit quality		$	539			$	—			$	—			$	—			$	—			$	—			$	—		$	—		$	539
			(In Thousands)
			Consumer				Agriculture				Agriculture				Commercial				Commercial				Consumer				Unfunded Loan			Unallocated			Total
			Real				Real Estate								Real Estate				and								Commitment &
			Estate																Industrial								Letters of
																											Credit
	Three Months Ended September 30, 2012
	ALLOWANCE FOR CREDIT LOSSES:
	Beginning balance		$	460			$	92			$	275			$	1,722			$	1,856			$	283			$	141		$	348		$	5,177
	Charge Offs			(92	)			—				(6	)			—				—				(142	)			—			—		$	(240	)
	Recoveries			23				—				1				3				5				71				—			—		$	103
	Provision			(38	)			(1	)			14				64				14				59				—			123		$	235
	Other Non-interest expense related to unfunded			—				—				—				—				—				—				8			—		$	8
	Ending Balance		$	353			$	91			$	284			$	1,789			$	1,875			$	271			$	149		$	471		$	5,283
	Ending balance: individually evaluated for impairment		$	69			$	—			$	—			$	—			$	383			$	—			$	—		$	—		$	452
	Ending balance: collectively evaluated for impairment		$	284			$	91			$	284			$	1,789			$	1,492			$	271			$	149		$	471		$	4,831
	Ending balance: loans acquired with deteriorated credit quality		$	1			$	—			$	—			$	—			$	—			$	—			$	—		$	—		$	1
	FINANCING RECEIVABLES:
	Ending balance		$	81,041			$	32,221			$	56,581			$	198,856			$	101,553			$	21,052			$	—		$	—		$	491,304
	Ending balance: individually evaluated for impairment		$	964			$	—			$	—			$	807			$	2,745			$	—			$	—		$	—		$	4,516
	Ending balance: collectively evaluated for impairment		$	80,077			$	32,221			$	56,581			$	198,049			$	98,808			$	21,052			$	—		$	—		$	486,788
	Ending balance: loans acquired with deteriorated credit quality		$	547			$	—			$	—			$	—			$	—			$	—			$	—		$	—		$	547
	Additional analysis related to the allowance for credit losses for nine months ended September 30, 2013 is as follows:
			(In Thousands)
			Consumer				Agriculture				Agriculture				Commercial				Commercial				Consumer				Unfunded Loan			Unallocated			Total
			Real				Real Estate								Real Estate				and								Commitment &
			Estate																Industrial								Letters of
																											Credit
	Nine Months Ended September 30, 2013
	ALLOWANCE FOR CREDIT LOSSES:
	Beginning balance		$	368			$	113			$	290			$	1,749			$	2,183			$	268			$	162		$	253		$	5,386
	Charge Offs			(112	)			—				—				(64	)			(513	)			(319	)								$	(1,008	)
	Recoveries			15				—				5				1				73				139									$	233
	Provision			136				1				(13	)			297				(414	)			185				—			389		$	581
	Other Non-interest expense related to unfunded			—				—				—				—				—				—				7			—		$	7
	Ending Balance		$	407			$	114			$	282			$	1,983			$	1,329			$	273			$	169		$	642		$	5,199
	Ending balance: individually evaluated for impairment		$	114			$	9			$	—			$	219			$	80			$	—			$	—		$	—		$	422
	Ending balance: collectively evaluated for impairment		$	293			$	105			$	282			$	1,764			$	1,249			$	273			$	169		$	642		$	4,777
	Ending balance: loans acquired with deteriorated credit quality		$	2			$	—			$	—			$	—			$	—			$	—			$	—		$	—		$	2
	FINANCING RECEIVABLES:
	Ending balance		$	79,268			$	37,758			$	56,752			$	232,104			$	96,643			$	20,801			$	—		$	—		$	523,326
	Ending balance: individually evaluated for impairment		$	525			$	88			$	—			$	571			$	378			$	—			$	—		$	—		$	1,562
	Ending balance: collectively evaluated for impairment		$	78,743			$	37,670			$	56,752			$	231,533			$	96,265			$	20,801			$	—		$	—		$	521,764
Ending balance: loans acquired with deteriorated credit quality		$	539			$	—			$	—			$	—			$	—			$	—			$	—		$	—		$	539
		(In Thousands)
		Consumer				Agriculture				Agriculture				Commercial				Commercial				Consumer				Unfunded Loan			Unallocated			Total
		Real				Real Estate								Real Estate				and								Commitment &
		Estate																Industrial								Letters of
																										Credit
Nine Months Ended September 30, 2012
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance		$	261			$	140			$	266			$	2,088			$	1,947			$	315			$	130		$	74		$	5,221
Charge Offs			(185	)			—				(6	)			(97	)			—				(351	)			—			—		$	(639	)
Recoveries			52				—				11				5				24				148				—			—		$	240
Provision			225				(49	)			13				(207	)			(96	)			159				—			397		$	442
Other Non-interest expense related to unfunded			—				—				—				—				—				—				19			—		$	19
Ending Balance		$	353			$	91			$	284			$	1,789			$	1,875			$	271			$	149		$	471		$	5,283
Ending balance: individually evaluated for impairment		$	69			$	—			$	—			$	—			$	383			$	—			$	—		$	—		$	452
Ending balance: collectively evaluated for impairment		$	284			$	91			$	284			$	1,789			$	1,492			$	271			$	149		$	471		$	4,831
Ending balance: loans acquired with deteriorated credit quality		$	1			$	—			$	—			$	—			$	—			$	—			$	—		$	—		$	1
FINANCING RECEIVABLES:
Ending balance		$	81,041			$	32,221			$	56,581			$	198,856			$	101,553			$	21,052			$	—		$	—		$	491,304
Ending balance: individually evaluated for impairment		$	964			$	—			$	—			$	807			$	2,745			$	—			$	—		$	—		$	4,516
Ending balance: collectively evaluated for impairment		$	80,077			$	32,221			$	56,581			$	198,049			$	98,808			$	21,052			$	—		$	—		$	486,788
Ending balance: loans acquired with deteriorated credit quality		$	547			$	—			$	—			$	—			$	—			$	—			$	—		$	—		$	547

FAIR_VALUE_OF_INSTRUMENTS_Addi

FAIR VALUE OF INSTRUMENTS - Additional Information (Detail) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Interest-bearing deposits maturing date	90 days
Carrying amounts of dividends payable, number of days	Forty days
Impaired loans categorized as Level 3	$1,561	$4,591	$4,516
Specific allocation for impaired loans	422		452
Impairment of mortgage servicing rights		16
Asset impairment charges	0	0
Level 3 [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Impaired loans categorized as Level 3	1,600	4,600
Fair Value on a Recurring Basis [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Specific allocation for impaired loans	$423	$865

FAIR_VALUE_OF_INSTRUMENTS_Esti

FAIR VALUE OF INSTRUMENTS - Estimated Fair Values and Related Carrying or Notional Amounts (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified
Financial Assets:
Cash and Cash Equivalents	$21,535	$44,092	$29,629
Other Securities	4,216	4,365
Financial Liabilities:
Non-interest bearing Deposits	103,535	103,966
Time Deposits	241,375	269,507
Total deposits	745,568	763,252
Dividends payable	928	931
Carrying Amount [Member]
Financial Assets:
Cash and Cash Equivalents	21,535	44,092
Securities - available for sale	337,298	355,905
Other Securities	4,216	4,365
Loans, net	518,296	496,178
Interest receivable	4,289	3,603
Total Assets	885,634	904,143
Financial Liabilities:
Interest bearing Deposits	400,658	389,779
Non-interest bearing Deposits	103,535	103,966
Time Deposits	241,375	269,507
Total deposits	745,568	763,252
Short-term debt	61,322	51,312
Federal Home Loan Bank advances	7,100	11,600
Interest payable	238	288
Dividends payable	928	931
Total Liabilities	815,156	827,383
Fair Value [Member]
Financial Assets:
Cash and Cash Equivalents	21,535	44,092
Securities - available for sale	337,298	355,905
Other Securities	4,216	4,365
Loans, net	527,219	502,125
Interest receivable	4,289	3,603
Total Assets	894,557	910,090
Financial Liabilities:
Interest bearing Deposits	403,031	390,066
Non-interest bearing Deposits	103,896	104,529
Time Deposits	241,155	272,591
Total deposits	748,082	767,186
Short-term debt	61,322	51,312
Federal Home Loan Bank advances	8,487	11,012
Interest payable	238	288
Dividends payable	928	931
Total Liabilities	819,057	830,729
Level 1 [Member]
Financial Assets:
Cash and Cash Equivalents	21,535	44,092
Securities - available for sale	25,392	10,568
Other Securities
Loans, net
Interest receivable
Total Assets	46,927	54,660
Financial Liabilities:
Interest bearing Deposits
Non-interest bearing Deposits
Time Deposits
Total deposits
Short-term debt
Federal Home Loan Bank advances
Interest payable
Dividends payable
Total Liabilities
Level 2 [Member]
Financial Assets:
Cash and Cash Equivalents
Securities - available for sale	299,864	328,929
Other Securities
Loans, net
Interest receivable
Total Assets	299,864	328,929
Financial Liabilities:
Interest bearing Deposits
Non-interest bearing Deposits	103,896	104,529
Time Deposits
Total deposits	103,896	104,529
Short-term debt
Federal Home Loan Bank advances
Interest payable
Dividends payable	928	931
Total Liabilities	104,824	105,460
Level 3 [Member]
Financial Assets:
Cash and Cash Equivalents
Securities - available for sale	12,042	16,408
Other Securities	4,216	4,365
Loans, net	527,219	502,125
Interest receivable	4,289	3,603
Total Assets	547,766	526,501
Financial Liabilities:
Interest bearing Deposits	403,031	390,066
Non-interest bearing Deposits
Time Deposits	241,155	272,591
Total deposits	644,186	662,657
Short-term debt	61,322	51,312
Federal Home Loan Bank advances	8,487	11,012
Interest payable	238	288
Dividends payable
Total Liabilities	$714,233	$725,269

FAIR_VALUE_OF_INSTRUMENTS_Fina

FAIR VALUE OF INSTRUMENTS - Financial Assets Measured at Fair Value on a Recurring Basis (Detail) (Fair Value on a Recurring Basis [Member], USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Level 1 [Member]
Fair Value Inputs Assets Liabilities Quantitative Information [Line Items]
Total Securities Available for Sale	$25,392	$10,568
Level 1 [Member] | U.S. Treasury [Member]
Fair Value Inputs Assets Liabilities Quantitative Information [Line Items]
Total Securities Available for Sale	25,392	10,568
Level 1 [Member] | U.S. Government agency [Member]
Fair Value Inputs Assets Liabilities Quantitative Information [Line Items]
Total Securities Available for Sale
Level 1 [Member] | Mortgage-backed securities [Member]
Fair Value Inputs Assets Liabilities Quantitative Information [Line Items]
Total Securities Available for Sale
Level 1 [Member] | State and local governments [Member]
Fair Value Inputs Assets Liabilities Quantitative Information [Line Items]
Total Securities Available for Sale
Level 2 [Member]
Fair Value Inputs Assets Liabilities Quantitative Information [Line Items]
Total Securities Available for Sale	299,864	328,929
Level 2 [Member] | U.S. Treasury [Member]
Fair Value Inputs Assets Liabilities Quantitative Information [Line Items]
Total Securities Available for Sale
Level 2 [Member] | U.S. Government agency [Member]
Fair Value Inputs Assets Liabilities Quantitative Information [Line Items]
Total Securities Available for Sale	197,533	220,200
Level 2 [Member] | Mortgage-backed securities [Member]
Fair Value Inputs Assets Liabilities Quantitative Information [Line Items]
Total Securities Available for Sale	42,103	53,006
Level 2 [Member] | State and local governments [Member]
Fair Value Inputs Assets Liabilities Quantitative Information [Line Items]
Total Securities Available for Sale	60,228	55,723
Level 3 [Member]
Fair Value Inputs Assets Liabilities Quantitative Information [Line Items]
Total Securities Available for Sale	12,042	16,408
Level 3 [Member] | U.S. Treasury [Member]
Fair Value Inputs Assets Liabilities Quantitative Information [Line Items]
Total Securities Available for Sale
Level 3 [Member] | U.S. Government agency [Member]
Fair Value Inputs Assets Liabilities Quantitative Information [Line Items]
Total Securities Available for Sale
Level 3 [Member] | Mortgage-backed securities [Member]
Fair Value Inputs Assets Liabilities Quantitative Information [Line Items]
Total Securities Available for Sale
Level 3 [Member] | State and local governments [Member]
Fair Value Inputs Assets Liabilities Quantitative Information [Line Items]
Total Securities Available for Sale	$12,042	$16,408

FAIR_VALUE_OF_INSTRUMENTS_Impa

FAIR VALUE OF INSTRUMENTS - Impaired Loans and Other Real Estate (Detail) (Fair Value on Nonrecurring Basis [Member], USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Change in fair value of assets and liabilities	($80)	($352)
Impaired loans [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis, total	1,562	4,591
Change in fair value of assets and liabilities		-76
Other real estate owned residential mortgages [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis, total	886	783
Change in fair value of assets and liabilities	-16	-62
Other real estate owned commercial [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis, total	1,475	1,526
Change in fair value of assets and liabilities	-64	-214
Level 1 [Member] | Impaired loans [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis, total
Level 1 [Member] | Other real estate owned residential mortgages [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis, total
Level 1 [Member] | Other real estate owned commercial [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis, total
Level 2 [Member] | Impaired loans [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis, total
Level 2 [Member] | Other real estate owned residential mortgages [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis, total
Level 2 [Member] | Other real estate owned commercial [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis, total
Level 3 [Member] | Impaired loans [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis, total	1,562	4,591
Level 3 [Member] | Other real estate owned residential mortgages [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis, total	886	783
Level 3 [Member] | Other real estate owned commercial [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis, total	$1,475	$1,526

ASSET_PURCHASES_Additional_Inf

ASSET PURCHASES - Additional Information (Detail) (USD $)	9 Months Ended	12 Months Ended	9 Months Ended		9 Months Ended
	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Dec. 31, 2007	Sep. 30, 2013	Jun. 09, 2010
			Knisely [Member]	Knisely [Member]	Hicksville [Member]	Hicksville [Member]
Loans At Acquisition Date [Line Items]
Recognition of core deposit intangible asset with acquired purchase				$1,100,000		$1,090,000
Number of years of intangible asset amortized on straight line basis			7 years		7 years
Amortization expense	312,000	312,000
Amortization expensed to date this year	$234,000

ASSET_PURCHASES_Amortization_E

ASSET PURCHASES - Amortization Expense of Core Deposit Intangible Assets (Detail) (USD $)	Sep. 30, 2013
In Thousands, unless otherwise specified
Business Acquisition [Line Items]
2013	$312
2014	312
2015	155
2016	155
2017	79
Knisely [Member]
Business Acquisition [Line Items]
2013	157
2014	157
2015
2016
2017
Hicksville [Member]
Business Acquisition [Line Items]
2013	155
2014	155
2015	155
2016	155
2017	$79

LOANS_Additional_Information_D

LOANS - Additional Information (Detail) (USD $)	1 Months Ended	9 Months Ended
	Jan. 31, 2010	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for sale		$689,000	$2,500,000
Residential mortgage loan		25,300,000	26,800,000
Percentage of delinquent loan	2.85%
Delinquent loans least percentage		0.62%
Impaired loans classified as troubled debt restructured		$378,000	$627,300	$627,300
Maximum time for re-evaluation (in months)		12 months
Re-evaluation period for real estate		2 years
Unsecured consumer loans, credit card credits and overdraft lines of credit reach		90 days
Delinquent period for charging down consumer loans		120 days
Delinquent period for charging down commercial and agricultural credits		120 days
Maximum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Leverage position of balance sheet		1.5
Leverage position of customers		2
Minimum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Repayment period of loan with a reasonable reduction of principal balance		2 years

LOANS_Loans_Detail

LOANS - Loans (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Loans:
Loans - Gross	$523,527	$501,535
Less: Net deferred loan fees and costs	-201	-133
Loans after net deferred loan fees and costs	523,326	501,402
Less: Allowance for loan losses	-5,030	-5,224	-5,091
Loans - Net	518,296	496,178
Commercial Real Estate [Member]
Loans:
Loans - Gross	232,104	199,999
Agricultural Real Estate [Member]
Loans:
Loans - Gross	37,758	40,143
Consumer Real Estate [Member]
Loans:
Loans - Gross	79,268	80,287
Commercial and Industrial [Member]
Loans:
Loans - Gross	92,340	101,624
Agricultural [Member]
Loans:
Loans - Gross	56,752	57,770
Consumer [Member]
Loans:
Loans - Gross	21,002	20,413
Industrial Development Bonds [Member]
Loans:
Loans - Gross	$4,303	$1,299

LOANS_Maturity_Schedule_by_Maj

LOANS - Maturity Schedule by Major Category of Loans (Detail) (USD $)	Sep. 30, 2013
In Thousands, unless otherwise specified
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity schedule by major category of loans, Within One Year	$36,687
Maturity schedule by major category of loans, After One Year Within Five Years	100,596
Maturity schedule by major category of loans, After Five Years	94,821
Agricultural Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity schedule by major category of loans, Within One Year	1,987
Maturity schedule by major category of loans, After One Year Within Five Years	10,068
Maturity schedule by major category of loans, After Five Years	25,703
Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity schedule by major category of loans, Within One Year	10,208
Maturity schedule by major category of loans, After One Year Within Five Years	12,796
Maturity schedule by major category of loans, After Five Years	56,264
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity schedule by major category of loans, Within One Year	58,743
Maturity schedule by major category of loans, After One Year Within Five Years	26,504
Maturity schedule by major category of loans, After Five Years	7,093
Agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity schedule by major category of loans, Within One Year	31,918
Maturity schedule by major category of loans, After One Year Within Five Years	21,995
Maturity schedule by major category of loans, After Five Years	2,839
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity schedule by major category of loans, Within One Year	4,956
Maturity schedule by major category of loans, After One Year Within Five Years	12,966
Maturity schedule by major category of loans, After Five Years	2,879
Industrial Development Bonds [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity schedule by major category of loans, Within One Year	1,900
Maturity schedule by major category of loans, After One Year Within Five Years	490
Maturity schedule by major category of loans, After Five Years	$1,913

LOANS_Distribution_of_Fixed_Ra

LOANS - Distribution of Fixed Rate Loans and Variable Rate Loans by Major Loan Category (Detail) (USD $)	Sep. 30, 2013
In Thousands, unless otherwise specified
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Distribution of fixed rate loans by major loan category, Fixed Rate	$141,991
Distribution of variable rate loans by major loan category, Variable Rate	90,113
Agricultural Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Distribution of fixed rate loans by major loan category, Fixed Rate	28,277
Distribution of variable rate loans by major loan category, Variable Rate	9,481
Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Distribution of fixed rate loans by major loan category, Fixed Rate	66,464
Distribution of variable rate loans by major loan category, Variable Rate	12,804
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Distribution of fixed rate loans by major loan category, Fixed Rate	72,385
Distribution of variable rate loans by major loan category, Variable Rate	19,955
Agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Distribution of fixed rate loans by major loan category, Fixed Rate	51,662
Distribution of variable rate loans by major loan category, Variable Rate	5,090
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Distribution of fixed rate loans by major loan category, Fixed Rate	16,686
Distribution of variable rate loans by major loan category, Variable Rate	4,115
Industrial Development Bonds [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Distribution of fixed rate loans by major loan category, Fixed Rate	4,303
Distribution of variable rate loans by major loan category, Variable Rate

LOANS_Contractual_Aging_of_Rec

LOANS - Contractual Aging of Recorded Investment in Past Due Loans by Portfolio Segment of Loans (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	$1,089	$729
60-89 Days Past Due	1,187	7
Greater Than 90 Days	960	4,092
Total Past Due	3,236	4,828
Current	520,090	496,574
Total Financing Receivables	523,326	501,402
Recorded Investment > 90 Days and Accruing		1
Other real estate owned residential mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	847	575
60-89 Days Past Due	106
Greater Than 90 Days	339	648
Total Past Due	1,292	1,223
Current	77,976	79,064
Total Financing Receivables	79,268	80,287
Recorded Investment > 90 Days and Accruing
Agricultural Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due
60-89 Days Past Due	88
Greater Than 90 Days
Total Past Due	88
Current	37,670	40,143
Total Financing Receivables	37,758	40,143
Recorded Investment > 90 Days and Accruing
Agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due		11
60-89 Days Past Due
Greater Than 90 Days
Total Past Due		11
Current	56,752	57,759
Total Financing Receivables	56,752	57,770
Recorded Investment > 90 Days and Accruing
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due
60-89 Days Past Due	975
Greater Than 90 Days	571	877
Total Past Due	1,546	877
Current	230,558	199,122
Total Financing Receivables	232,104	199,999
Recorded Investment > 90 Days and Accruing
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	228	78
60-89 Days Past Due
Greater Than 90 Days	50	2,567
Total Past Due	278	2,645
Current	96,365	100,278
Total Financing Receivables	96,643	102,923
Recorded Investment > 90 Days and Accruing
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	14	65
60-89 Days Past Due	18	7
Greater Than 90 Days
Total Past Due	32	72
Current	20,769	20,208
Total Financing Receivables	20,801	20,280
Recorded Investment > 90 Days and Accruing		$1

LOANS_Recorded_Investment_in_N

LOANS - Recorded Investment in Nonaccrual Loans by Portfolio Segment of Loans (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]
Investment in nonaccrual loans	$2,908	$4,828	$5,260
Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Investment in nonaccrual loans	635	964
Agricultural Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Investment in nonaccrual loans	88
Agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Investment in nonaccrual loans
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Investment in nonaccrual loans	1,751	877
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Investment in nonaccrual loans	434	2,987
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Investment in nonaccrual loans

LOANS_Risk_Category_of_Loans_b

LOANS - Risk Category of Loans by Portfolio Segment (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	$523,527	$501,535
Agricultural Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	37,758	40,143
Agricultural Real Estate [Member] | 1-2 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	3,620	2,719
Agricultural Real Estate [Member] | 3 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	13,749	15,111
Agricultural Real Estate [Member] | 4 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	19,523	21,481
Agricultural Real Estate [Member] | 5 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	743	794
Agricultural Real Estate [Member] | 6 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	35	38
Agricultural Real Estate [Member] | 7 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	88
Agricultural Real Estate [Member] | 8 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross
Agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	56,752	57,770
Agricultural [Member] | 1-2 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	5,792	5,022
Agricultural [Member] | 3 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	23,382	23,525
Agricultural [Member] | 4 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	27,578	29,188
Agricultural [Member] | 5 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross		35
Agricultural [Member] | 6 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross
Agricultural [Member] | 7 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross
Agricultural [Member] | 8 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	232,104	199,999
Commercial Real Estate [Member] | 1-2 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	2,506	4,046
Commercial Real Estate [Member] | 3 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	56,952	42,467
Commercial Real Estate [Member] | 4 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	161,927	137,537
Commercial Real Estate [Member] | 5 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	5,065	8,984
Commercial Real Estate [Member] | 6 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	5,184	6,295
Commercial Real Estate [Member] | 7 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	470	670
Commercial Real Estate [Member] | 8 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	92,340	101,624
Commercial and Industrial [Member] | 1-2 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	2,234	750
Commercial and Industrial [Member] | 3 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	22,392	21,750
Commercial and Industrial [Member] | 4 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	64,002	71,228
Commercial and Industrial [Member] | 5 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	2,142	3,385
Commercial and Industrial [Member] | 6 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	1,143	2,202
Commercial and Industrial [Member] | 7 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	427	2,309
Commercial and Industrial [Member] | 8 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross
Industrial Development Bonds [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	4,303	1,299
Industrial Development Bonds [Member] | 1-2 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross		97
Industrial Development Bonds [Member] | 3 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	3,959	859
Industrial Development Bonds [Member] | 4 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross	344	343
Industrial Development Bonds [Member] | 5 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross
Industrial Development Bonds [Member] | 6 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross
Industrial Development Bonds [Member] | 7 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross
Industrial Development Bonds [Member] | 8 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans - Gross

LOANS_Recorded_Investment_in_T

LOANS - Recorded Investment in Those Classes Based on Payment Activity and Assigned Risk Grading (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	$79,268	$80,287
Consumer Real Estate [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	78,767	79,766
Consumer Real Estate [Member] | 5 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net
Consumer Real Estate [Member] | 6 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	216	110
Consumer Real Estate [Member] | 7 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	285	411
Consumer - Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	3,412	3,473
Consumer - Credit [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	3,412	3,470
Consumer - Credit [Member] | Nonperforming [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net		3
Consumer - Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	17,389	16,807
Consumer - Other [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	17,364	16,775
Consumer - Other [Member] | Nonperforming [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	$25	$32

LOANS_Schedule_of_Impaired_Loa

LOANS - Schedule of Impaired Loans (Detail) (USD $)	3 Months Ended			9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
Receivables [Abstract]
Impaired loans without a valuation allowance	$253	$730	$1,145	$253	$730	$1,145
Impaired loans with a valuation allowance	1,308	3,861	3,371	1,308	3,861	3,371
Total impaired loans	1,561	4,591	4,516	1,561	4,591	4,516
Valuation allowance related to impaired loans	423	865	453	423	865	453
Total non-accrual loans	2,908	4,828	5,260	2,908	4,828	5,260
Total loans past-due ninety days or more and still accruing		1			1
Average investment in impaired loans	$1,879	$4,468	$4,548	$3,521	$3,436	$3,091

LOANS_Impaired_Loans_Classifie

LOANS - Impaired Loans Classified as Troubled Debt Restructured (Detail) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
	Contract	Contract	Contract	Contract
Commercial Real Estate [Member]
Schedule Of Financing Receivable Troubled Debt Restructurings [Line Items]
Number of Contracts Modified, Troubled Debt Restructurings				1
Pre- Modification Outstanding Recorded Investment				$1,937
Post- Modification Outstanding Recorded Investment				1,937
Number of Contracts Modified, Troubled Debt Restructurings That Subsequently Defaulted
Recorded Investment
Agricultural Real Estate [Member]
Schedule Of Financing Receivable Troubled Debt Restructurings [Line Items]
Number of Contracts Modified, Troubled Debt Restructurings
Pre- Modification Outstanding Recorded Investment
Post- Modification Outstanding Recorded Investment
Number of Contracts Modified, Troubled Debt Restructurings That Subsequently Defaulted
Recorded Investment
Commercial and Industrial [Member]
Schedule Of Financing Receivable Troubled Debt Restructurings [Line Items]
Number of Contracts Modified, Troubled Debt Restructurings		2	1	2
Pre- Modification Outstanding Recorded Investment		420	81	420
Post- Modification Outstanding Recorded Investment		420	43	420
Number of Contracts Modified, Troubled Debt Restructurings That Subsequently Defaulted
Recorded Investment

LOANS_Loans_Individually_Evalu

LOANS - Loans Individually Evaluated for Impairment by Portfolio Segment of Loans (Detail) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Consumer Real Estate [Member]
Impaired Loans By Type [Line Items]
Recorded Investment	$524	$964	$524	$964
Unpaid Principal Balance	596	1,036	596	1,036
Related Allowance	114	69	114	69
Average Recorded Investment	497	974	334	712
Interest Income Recognized	7	3	11	8
Agricultural Real Estate [Member]
Impaired Loans By Type [Line Items]
Recorded Investment	88		88
Unpaid Principal Balance	88		88
Related Allowance	9		9
Average Recorded Investment	88		66
Interest Income Recognized
Agricultural [Member]
Impaired Loans By Type [Line Items]
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Commercial Real Estate [Member]
Impaired Loans By Type [Line Items]
Recorded Investment	571	807	571	807
Unpaid Principal Balance	818	1,231	818	1,231
Related Allowance	219		219
Average Recorded Investment	878	827	929	869
Interest Income Recognized
Commercial and Industrial [Member]
Impaired Loans By Type [Line Items]
Recorded Investment	378	2,745	378	2,745
Unpaid Principal Balance	378	2,745	378	2,745
Related Allowance	81	383	81	383
Average Recorded Investment	416	2,745	2,138	1,507
Interest Income Recognized		7	1	10
Consumer [Member]
Impaired Loans By Type [Line Items]
Recorded Investment
Unpaid Principal Balance		4		4
Related Allowance
Average Recorded Investment				3
Interest Income Recognized
With no related allowance recorded [Member] | Consumer Real Estate [Member]
Impaired Loans By Type [Line Items]
Recorded Investment	152	573	152	573
Unpaid Principal Balance	224	645	224	645
Related Allowance
Average Recorded Investment	224	485	162	285
Interest Income Recognized	6	2	7	7
With no related allowance recorded [Member] | Agricultural Real Estate [Member]
Impaired Loans By Type [Line Items]
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
With no related allowance recorded [Member] | Agricultural [Member]
Impaired Loans By Type [Line Items]
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
With no related allowance recorded [Member] | Commercial Real Estate [Member]
Impaired Loans By Type [Line Items]
Recorded Investment	101	207	101	207
Unpaid Principal Balance	101	384	101	384
Related Allowance
Average Recorded Investment	364	207	536	207
Interest Income Recognized
With no related allowance recorded [Member] | Commercial and Industrial [Member]
Impaired Loans By Type [Line Items]
Recorded Investment		365		365
Unpaid Principal Balance		365		365
Related Allowance
Average Recorded Investment		365	198	162
Interest Income Recognized
With no related allowance recorded [Member] | Consumer [Member]
Impaired Loans By Type [Line Items]
Recorded Investment
Unpaid Principal Balance		4		4
Related Allowance
Average Recorded Investment
Interest Income Recognized
With a specific allowance recorded [Member] | Consumer Real Estate [Member]
Impaired Loans By Type [Line Items]
Recorded Investment	372	391	372	391
Unpaid Principal Balance	372	391	372	391
Related Allowance	114	69	114	69
Average Recorded Investment	273	489	172	427
Interest Income Recognized	1	1	4	1
With a specific allowance recorded [Member] | Agricultural Real Estate [Member]
Impaired Loans By Type [Line Items]
Recorded Investment	88		88
Unpaid Principal Balance	88		88
Related Allowance	9		9
Average Recorded Investment	88		66
Interest Income Recognized
With a specific allowance recorded [Member] | Agricultural [Member]
Impaired Loans By Type [Line Items]
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
With a specific allowance recorded [Member] | Commercial Real Estate [Member]
Impaired Loans By Type [Line Items]
Recorded Investment	470	600	470	600
Unpaid Principal Balance	717	847	717	847
Related Allowance	219		219
Average Recorded Investment	514	620	393	662
Interest Income Recognized
With a specific allowance recorded [Member] | Commercial and Industrial [Member]
Impaired Loans By Type [Line Items]
Recorded Investment	378	2,380	378	2,380
Unpaid Principal Balance	378	2,380	378	2,380
Related Allowance	81	383	81	383
Average Recorded Investment	416	2,380	1,940	1,345
Interest Income Recognized		7	1	10
With a specific allowance recorded [Member] | Consumer [Member]
Impaired Loans By Type [Line Items]
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment				3
Interest Income Recognized

LOANS_Summary_of_Activities_in

LOANS - Summary of Activities in Allowance for Credit Losses (Detail) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Jun. 30, 2013	Jun. 30, 2012	Dec. 31, 2011
Allowance for Loan Losses
Balance at beginning of year			$5,224	$5,091	$5,091
Provision for loan loss	303	236	582	442	738
Loans charged off			-1,008		-891
Recoveries			232		286
Allowance for Loan & Leases Losses	5,030		5,030		5,224
Allowance for Unfunded Loan Commitments & Letters of Credit	169		169		162
Total Allowance for Credit Losses	$5,199	$5,283	$5,199	$5,283	$5,386	$5,484	$5,177	$5,221

LOANS_Analysis_of_Allowance_fo

LOANS - Analysis of Allowance for Credit Losses (Detail) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	$5,484	$5,177	$5,386	$5,221
Charge Offs	-647	-240	-1,008	-639
Recoveries	77	103	233	240
Provision	303	235	581	442
Other Non-interest expense related to unfunded	-18	8	7	19
Ending Balance	5,199	5,283	5,199	5,283
Ending balance: individually evaluated for impairment	422	452	422	452
Ending balance: collectively evaluated for impairment	4,777	4,831	4,777	4,831
Ending balance: loans acquired with deteriorated credit quality	2	1	2	1
FINANCING RECEIVABLES:
Ending balance	523,326	491,304	523,326	491,304
Ending balance: individually evaluated for impairment	1,562	4,516	1,562	4,516
Ending balance: collectively evaluated for impairment	521,764	486,788	521,764	486,788
Ending balance: loans acquired with deteriorated credit quality	539	547	539	547
Consumer Real Estate [Member]
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	361	460	368	261
Charge Offs	-12	-92	-112	-185
Recoveries	6	23	15	52
Provision	52	-38	136	225
Other Non-interest expense related to unfunded
Ending Balance	407	353	407	353
Ending balance: individually evaluated for impairment	114	69	114	69
Ending balance: collectively evaluated for impairment	293	284	293	284
Ending balance: loans acquired with deteriorated credit quality	2	1	2	1
FINANCING RECEIVABLES:
Ending balance	79,268	81,041	79,268	81,041
Ending balance: individually evaluated for impairment	525	964	525	964
Ending balance: collectively evaluated for impairment	78,743	80,077	78,743	80,077
Ending balance: loans acquired with deteriorated credit quality	539	547	539	547
Agricultural Real Estate [Member]
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	115	92	113	140
Charge Offs
Recoveries
Provision	-1	-1	1	-49
Other Non-interest expense related to unfunded
Ending Balance	114	91	114	91
Ending balance: individually evaluated for impairment	9		9
Ending balance: collectively evaluated for impairment	105	91	105	91
Ending balance: loans acquired with deteriorated credit quality
FINANCING RECEIVABLES:
Ending balance	37,758	32,221	37,758	32,221
Ending balance: individually evaluated for impairment	88		88
Ending balance: collectively evaluated for impairment	37,670	32,221	37,670	32,221
Ending balance: loans acquired with deteriorated credit quality
Agriculture [Member]
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	277	275	290	266
Charge Offs		-6		-6
Recoveries	1	1	5	11
Provision	4	14	-13	13
Other Non-interest expense related to unfunded
Ending Balance	282	284	282	284
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	282	284	282	284
Ending balance: loans acquired with deteriorated credit quality
FINANCING RECEIVABLES:
Ending balance	56,752	56,581	56,752	56,581
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	56,752	56,581	56,752	56,581
Ending balance: loans acquired with deteriorated credit quality
Commercial Real Estate [Member]
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	1,460	1,722	1,749	2,088
Charge Offs			-64	-97
Recoveries		3	1	5
Provision	523	64	297	-207
Other Non-interest expense related to unfunded
Ending Balance	1,983	1,789	1,983	1,789
Ending balance: individually evaluated for impairment	219		219
Ending balance: collectively evaluated for impairment	1,764	1,789	1,764	1,789
Ending balance: loans acquired with deteriorated credit quality
FINANCING RECEIVABLES:
Ending balance	232,104	198,856	232,104	198,856
Ending balance: individually evaluated for impairment	571	807	571	807
Ending balance: collectively evaluated for impairment	231,533	198,049	231,533	198,049
Ending balance: loans acquired with deteriorated credit quality
Commercial and Industrial [Member]
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	2,138	1,856	2,183	1,947
Charge Offs	-513		-513
Recoveries	17	5	73	24
Provision	-313	14	-414	-96
Other Non-interest expense related to unfunded
Ending Balance	1,329	1,875	1,329	1,875
Ending balance: individually evaluated for impairment	80	383	80	383
Ending balance: collectively evaluated for impairment	1,249	1,492	1,249	1,492
Ending balance: loans acquired with deteriorated credit quality
FINANCING RECEIVABLES:
Ending balance	96,643	101,553	96,643	101,553
Ending balance: individually evaluated for impairment	378	2,745	378	2,745
Ending balance: collectively evaluated for impairment	96,265	98,808	96,265	98,808
Ending balance: loans acquired with deteriorated credit quality
Consumer (incl. Credit Cards) [Member]
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	266	283	268	315
Charge Offs	-122	-142	-319	-351
Recoveries	53	71	139	148
Provision	76	59	185	159
Other Non-interest expense related to unfunded
Ending Balance	273	271	273	271
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	273	271	273	271
Ending balance: loans acquired with deteriorated credit quality
FINANCING RECEIVABLES:
Ending balance	20,801	21,052	20,801	21,052
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	20,801	21,052	20,801	21,052
Ending balance: loans acquired with deteriorated credit quality
Unfunded Loan Commitment & Letters of Credit [Member]
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	187	141	162	130
Charge Offs
Recoveries
Provision
Other Non-interest expense related to unfunded	-18	8	7	19
Ending Balance	169	149	169	149
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	169	149	169	149
Ending balance: loans acquired with deteriorated credit quality
FINANCING RECEIVABLES:
Ending balance
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment
Ending balance: loans acquired with deteriorated credit quality
Unallocated [Member]
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	680	348	253	74
Charge Offs
Recoveries
Provision	-38	123	389	397
Other Non-interest expense related to unfunded
Ending Balance	642	471	642	471
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	642	471	642	471
Ending balance: loans acquired with deteriorated credit quality
FINANCING RECEIVABLES:
Ending balance
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment
Ending balance: loans acquired with deteriorated credit quality