General Motors Financial (ACF) 10-Q25 Jul 182018 Q2 Quarterly reportFinancial data

Company Profile

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
Document and Entity Information - shares	Jun. 30, 2018	Jul. 24, 2018
Document and Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2018
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q2
Trading Symbol	acf
Entity Registrant Name	General Motors Financial Company, Inc.
Entity Central Index Key	804,269
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Entity Common Stock, Shares Outstanding		5,050,000

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets - USD ($) $ in Millions	Jun. 30, 2018	Dec. 31, 2017
Assets
Cash and cash equivalents	$ 4,012	$ 4,265
Finance receivables, net (Note 3; Note 7 VIEs)	45,500	42,172
Leased vehicles, net (Note 4; Note 7 VIEs)	44,054	42,882
Goodwill	1,188	1,197
Equity in net assets of non-consolidated affiliate (Note 5)	1,260	1,187
Related party receivables (Note 2)	736	309
Other assets (Note 7 VIEs)	5,808	5,003
Total assets	102,558	97,015
Liabilities
Secured debt (Note 6; Note 7 VIEs)	39,083	39,887
Unsecured debt (Note 6)	45,357	40,830
Deferred income	3,517	3,221
Related party payables (Note 2)	76	92
Other liabilities	3,549	2,691
Total liabilities	91,582	86,721
Commitments and contingencies (Note 9)
Shareholders' equity (Note 10)
Common stock, $0.0001 par value per share	0	0
Preferred stock, $0.01 par value per share	0	0
Additional paid-in capital	7,554	7,525
Accumulated other comprehensive loss	(936)	(768)
Retained earnings	4,358	3,537
Total shareholders' equity	10,976	10,294
Total liabilities and shareholders' equity	$ 102,558	$ 97,015

Condensed Consolidated Balance3

Condensed Consolidated Balance Sheets (Parentheticals) - $ / shares	Jun. 30, 2018	Dec. 31, 2017
Common Stock, Number of Shares, Par Value and Other Disclosures [Abstract]
Common stock par value per share (in dollars per share)	$ 0.0001	$ 0.0001
Preferred stock par value (in dollars per share)	$ 0.01	$ 0.01

Condensed Consolidated Statemen

Condensed Consolidated Statements Of Income - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Revenue
Finance charge income	$ 884	$ 812	$ 1,750	$ 1,564
Leased vehicle income	2,497	2,107	4,944	4,038
Other income	107	71	205	136
Total revenue	3,488	2,990	6,899	5,738
Costs and expenses
Salaries and benefits	223	198	444	397
Other operating expenses	159	135	303	266
Total operating expenses	382	333	747	663
Leased vehicle expenses	1,684	1,549	3,471	2,978
Provision for loan losses (Note 3)	128	158	264	369
Interest expense	803	635	1,535	1,231
Total costs and expenses	2,997	2,675	6,017	5,241
Equity income (Note 5)	45	41	97	88
Income from continuing operations before income taxes	536	356	979	585
Income tax provision (Note 11)	94	86	168	136
Income from continuing operations	442	270	811	449
Loss from discontinued operations, net of tax (Note 12)	0	(208)	0	(185)
Net income	442	62	811	264
Net income attributable to common shareholder	$ 427	$ 62	$ 782	$ 264

Condensed Consolidated Stateme5

Condensed Consolidated Statements Of Comprehensive Income - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Statement of Comprehensive Income [Abstract]
Net income	$ 442	$ 62	$ 811	$ 264
Other comprehensive income, net of tax (Note 10)
Unrealized gain (loss) on cash flow hedges, net of income tax benefit of $1, $5, $1 and $7	17	(7)	18	(11)
Defined benefit plans, net of income tax	0	(1)	0	(1)
Foreign currency translation adjustment, net of income tax expense (benefit) of $0, $5, $(1) and $9	(245)	104	(186)	198
Other comprehensive (loss) income, net of tax	(228)	96	(168)	186
Comprehensive income	$ 214	$ 158	$ 643	$ 450

Condensed Consolidated Stateme6

Condensed Consolidated Statements Of Comprehensive Income (Parentheticals) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Income Statement [Abstract]
Change in value of cash flow hedges, tax expense (benefit)	$ (1)	$ (5)	$ (1)	$ (7)
Translation income (loss), tax	$ 0	$ 5	$ (1)	$ 9

Condensed Consolidated Stateme7

Condensed Consolidated Statements Of Cash Flows - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017
Net cash provided by operating activities - continuing operations	$ 3,565	$ 3,143
Net cash provided by operating activities - discontinued operations	0	176
Net cash provided by operating activities	3,565	3,319
Cash flows from investing activities
Purchases of retail finance receivables, net	(11,119)	(10,698)
Principal collections and recoveries on retail finance receivables	7,593	6,020
Net funding of commercial finance receivables	(516)	(1,761)
Purchases of leased vehicles, net	(9,122)	(9,884)
Proceeds from termination of leased vehicles	5,303	2,724
Other investing activities	(34)	(47)
Net cash used in investing activities - continuing operations	(7,895)	(13,646)
Net cash used in investing activities - discontinued operations	0	(364)
Net cash used in investing activities	(7,895)	(14,010)
Cash flows from financing activities
Net change in debt (original maturities less than three months)	695	(351)
Borrowings and issuances of secured debt	12,405	15,670
Payments on secured debt	(13,135)	(11,690)
Borrowings and issuances of unsecured debt	8,431	11,033
Payments on unsecured debt	(3,783)	(1,201)
Debt issuance costs	(92)	(95)
Dividends paid	(30)	0
Net cash provided by financing activities - continuing operations	4,491	13,366
Net cash provided by financing activities - discontinued operations	0	65
Net cash provided by financing activities	4,491	13,431
Net increase in cash, cash equivalents and restricted cash	161	2,740
Effect of foreign exchange rate changes on cash, cash equivalents and restricted cash	(60)	78
Cash, cash equivalents and restricted cash at beginning of period	6,567	5,302
Cash, cash equivalents and restricted cash at end of period	6,668	8,120
Supplemental Cash Flow Elements [Abstract]
Total	6,567	5,302
Continuing Operations [Member]
Cash flows from financing activities
Cash, cash equivalents and restricted cash at end of period	6,668	7,497
Supplemental Cash Flow Elements [Abstract]
Total	6,668	7,497
Discontinued Operations [Member]
Cash flows from financing activities
Cash, cash equivalents and restricted cash at end of period	0	623
Supplemental Cash Flow Elements [Abstract]
Total	$ 0	$ 623

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
Summary of Significant Accounting Policies	Jun. 30, 2018
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies Basis of Presentation The condensed consolidated financial statements include our accounts and the accounts of our consolidated subsidiaries, including certain special purpose entities (SPEs) utilized in secured financing transactions, which are considered variable interest entities (VIEs). All intercompany transactions and accounts have been eliminated in consolidation. On October 31, 2017, we completed the sale of certain of our European subsidiaries and branches (collectively, our European Operations) to Banque PSA Finance S.A. and BNP Paribas Personal Finance S.A. The European Operations are presented as discontinued operations in our condensed consolidated financial statements for the three and six months ended June 30, 2017. Refer to Note 12 for additional details regarding our disposal of these operations. Unless otherwise indicated, information in these notes to the condensed consolidated financial statements relates to our continuing operations. The condensed consolidated financial statements, including the notes thereto, are condensed and do not include all disclosures required by generally accepted accounting principles (GAAP) in the United States of America. These condensed consolidated financial statements should be read in conjunction with the audited consolidated financial statements that are included in our Annual Report on Form 10-K filed on February 6, 2018 (Form 10-K). Except as otherwise specified, dollar amounts presented within tables are stated in millions. The condensed consolidated financial statements at June 30, 2018 , and for the three and six months ended June 30, 2018 and 2017 , are unaudited and, in management’s opinion, include all adjustments, which consist of normal recurring adjustments and transactions or events discretely impacting the interim periods, considered necessary by management to fairly state our results of operations. The results for interim periods are not necessarily indicative of results for a full year. The condensed consolidated balance sheet at December 31, 2017, was derived from audited annual financial statements. Segment Information We are the wholly-owned captive finance subsidiary of General Motors Company (GM). We offer substantially similar products and services throughout many different regions, subject to local regulations and market conditions. We evaluate our business in two operating segments: North America (the North America Segment) and International (the International Segment). Our North America Segment includes operations in the U.S. and Canada. Our International Segment includes operations in Brazil, Chile, Colombia, Mexico and Peru, as well as our equity investment in SAIC-GMAC Automotive Finance Company Limited (SAIC-GMAC), a joint venture that conducts automobile finance operations in China. Recently Adopted Accounting Standards Effective January 1, 2018, we adopted ASU 2014-09, “Revenue from Contracts with Customers” (ASU 2014-09) as amended, as incorporated into Accounting Standards Codification (ASC) 606, on a modified retrospective basis by recognizing a cumulative effect adjustment of $33 million as an increase to the opening balance of retained earnings. Under the new standard, commission revenue and expenses related to certain retail finance receivables that were previously recognized as earned or incurred ratably over the term of the related receivables will now be recognized in full at the origination of the receivables. Effective January 1, 2018, we adopted ASU 2018-02, "Income Statement-Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income" (ASU 2018-02). ASU 2018-02 provides the option to reclassify stranded tax effects related to the U.S. Tax Cuts and Jobs Act of 2017 in accumulated other comprehensive income to retained earnings. The cumulative effect of the adjustments to the opening balance of retained earnings for the adopted standard was insignificant. Effective January 1, 2018, we adopted ASU 2017-12, "Derivatives and Hedging (Topic 815), Targeted Improvements to Accounting for Hedging Activities" (ASU 2017-12), on a modified retrospective basis, which is intended to facilitate financial reporting that more closely reflects risk management activities and simplifies the application of hedge accounting. Changes to the new guidance include expanded disclosures regarding the types of risk management strategies eligible for hedge accounting, simplifying the documentation and effectiveness assessment requirements, changing how ineffectiveness is measured, and changing the presentation and disclosure requirements for hedge accounting activities. The cumulative effect of the adjustments to the opening balance of retained earnings for the adopted standard was insignificant. The following change to our derivative accounting policy became effective upon adoption of ASU 2017-12: Certain interest rate swap and foreign currency swap agreements have been designated as cash flow hedges. The risk being hedged is the foreign currency and interest rate risk related to forecasted transactions. If the contract has been designated as a cash flow hedge, the change in the fair value of the cash flow hedge is deferred in accumulated other comprehensive loss and is recognized in interest, operating and other expenses along with the earnings effect of the hedged item when the hedged item affects earnings. Changes in the fair value of amounts excluded from the assessment of effectiveness are recorded currently in earnings and are presented in the same income statement line as the earnings effect of the hedged item.

Related Party Transactions

Related Party Transactions	6 Months Ended
Related Party Transactions	Jun. 30, 2018
Related Party Transactions [Abstract]
Related Party Transactions	Related Party Transactions We offer loan and lease finance products through GM-franchised dealers to customers purchasing new vehicles manufactured by GM and certain used vehicles and make commercial loans directly to GM-franchised dealers and their affiliates. We also offer commercial loans to dealers that are consolidated by GM and those balances are included in our finance receivables, net. Under subvention programs, GM makes cash payments to us for offering incentivized rates and structures on retail loan and lease finance products. In addition, GM makes cash payments to us to cover certain interest payments on commercial loans. The balance in subvention receivable increased from December 31, 2017 due to a re-timing of cash payments from GM. We purchase certain program vehicles from GM subsidiaries. We simultaneously lease these vehicles to those subsidiaries for use primarily in their ride-sharing arrangements. We account for these leases as direct-financing leases, which are included in our finance receivables, net. We periodically purchase finance receivables from other GM subsidiaries for vehicles sold to rental car companies and for vehicles sold to certain dealerships. During the six months ended June 30, 2018 , we purchased $280 million of these receivables from GM. We have related party payables due to GM, primarily for commercial finance receivables originated but not yet funded. The following tables present related party transactions: Balance Sheet Data June 30, 2018 December 31, 2017 Commercial finance receivables, net due from dealers consolidated by GM (a) $ 379 $ 355 Direct-financing lease receivables from GM subsidiaries (a) $ 120 $ 88 Subvention receivable (b) $ 735 $ 306 Commercial loan funding payable (c) $ 75 $ 90 Three Months Ended June 30, Six Months Ended June 30, Income Statement Data 2018 2017 2018 2017 Interest subvention earned on retail finance receivables (d) $ 122 $ 109 $ 234 $ 204 Interest subvention earned on commercial finance receivables (d) $ 15 $ 13 $ 33 $ 28 Leased vehicle subvention earned (e) $ 813 $ 754 $ 1,611 $ 1,460 _________________ (a) Included in finance receivables, net. (b) Included in related party receivables. We received subvention payments from GM of $ 1.1 billion and $ 1.2 billion for the three months ended June 30, 2018 and 2017 , and $1.7 billion and $2.2 billion for the six months ended June 30, 2018 and 2017 . (c) Included in related party payables. (d) Included in finance charge income. (e) Included as a reduction to leased vehicle expenses. Under the support agreement with GM (the Support Agreement), if our earning assets leverage ratio at the end of any calendar quarter exceeds the applicable threshold set in the Support Agreement, we may require GM to provide funding sufficient to bring our earning assets leverage ratio to within the applicable threshold. In determining our earning assets leverage ratio (net earning assets divided by adjusted equity) under the Support Agreement, net earning assets means our finance receivables, net, plus leased vehicles, net, and adjusted equity means our equity, net of goodwill and inclusive of outstanding junior subordinated debt, as each may be adjusted for derivative accounting from time to time. Additionally, the Support Agreement provides that GM will own all of our outstanding voting shares as long as we have any unsecured debt securities outstanding. GM also agreed to certain provisions in the Support Agreement intended to ensure that we maintain adequate access to liquidity. Pursuant to these provisions, GM provided us with a $1.0 billion junior subordinated unsecured intercompany revolving credit facility (the Junior Subordinated Revolving Credit Facility), and GM agreed to use commercially reasonable efforts to ensure that we will continue to be designated as a subsidiary borrower under GM's corporate revolving credit facilities. On April 18, 2018, GM amended and restated its revolving credit facilities, consisting of a three -year, $4.0 billion facility and a five -year, $10.5 billion facility, and added a 364 -day, $2.0 billion facility (the GM Revolving 364 -Day Credit Facility). Also on April 18, 2018, we and GM amended the Support Agreement to, among other things, allow for irrevocable and exclusive access by us of no less than $2.0 billion of the GM Revolving 364 -Day Credit Facility to support our liquidity. At June 30, 2018 , we had no amounts borrowed under these facilities. We are included in GM's consolidated U.S. federal income tax returns. For taxable income we recognize in any period beginning on or after October 1, 2010, we are obligated to pay GM for our share of the consolidated U.S. federal and certain state tax liabilities. Amounts owed to GM for income taxes are accrued and recorded as a related party payable. At June 30, 2018 and December 31, 2017 , there are no related party taxes payable to GM.

Finance Receivables

Finance Receivables	6 Months Ended
Finance Receivables	Jun. 30, 2018
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Finance Receivables	Finance Receivables June 30, 2018 December 31, 2017 Retail finance receivables Retail finance receivables, collectively evaluated for impairment, net of fees $ 33,398 $ 30,574 Retail finance receivables, individually evaluated for impairment, net of fees 2,277 2,228 Total retail finance receivables, net of fees (a) 35,675 32,802 Less: allowance for loan losses - collective (508 ) (561 ) Less: allowance for loan losses - specific (307 ) (328 ) Total retail finance receivables, net 34,860 31,913 Commercial finance receivables Commercial finance receivables, collectively evaluated for impairment, net of fees 10,652 10,290 Commercial finance receivables, individually evaluated for impairment, net of fees 46 22 Total commercial finance receivables, net of fees 10,698 10,312 Less: allowance for loan losses - collective (52 ) (50 ) Less: allowance for loan losses - specific (6 ) (3 ) Total commercial finance receivables, net 10,640 10,259 Total finance receivables, net $ 45,500 $ 42,172 Fair value of finance receivables $ 45,128 $ 42,178 ________________ (a) Net of unearned income, unamortized premiums and discounts, and deferred fees and costs o f $184 million and $228 million at June 30, 2018 and December 31, 2017 . We estimate the fair value of retail finance receivables using observable and unobservable Level 3 inputs within a cash flow model. The inputs reflect assumptions regarding expected prepayments, deferrals, delinquencies, recoveries and charge-offs of the loans within the portfolio. The cash flow model produces an estimated amortization schedule of the finance receivables. The projected cash flows are then discounted to derive the fair value of the portfolio. Macroeconomic factors could affect the credit performance of the portfolio and, therefore, could potentially affect the assumptions used in our cash flow model. A substantial majority of our commercial finance receivables have variable interest rates. The carrying amount, a Level 2 input, is considered to be a reasonable estimate of fair value. Retail Finance Receivables Three Months Ended June 30, Six Months Ended June 30, 2018 2017 2018 2017 Allowance for retail loan losses beginning balance $ 858 $ 823 $ 889 $ 765 Provision for loan losses 123 152 258 359 Charge-offs (298 ) (272 ) (593 ) (570 ) Recoveries 145 142 268 285 Foreign currency translation (13 ) (1 ) (7 ) 5 Allowance for retail loan losses ending balance $ 815 $ 844 $ 815 $ 844 Retail Credit Quality Our retail finance receivables portfolio includes loans made to consumers and businesses to finance the purchase of vehicles for personal and commercial use. We use proprietary scoring systems in the underwriting process that measure the credit quality of the receivables using several factors, such as credit bureau information, consumer credit risk scores (e.g. FICO score or its equivalent), and contract characteristics. We also consider other factors, such as employment history, financial stability and capacity to pay. A summary of the credit risk profile by FICO score band or equivalent scores, determined at origination, of the retail finance receivables is as follows: June 30, 2018 December 31, 2017 Amount Percent Amount Percent Prime - FICO Score 680 and greater $ 19,751 55.4 % $ 16,892 51.5 % Near-prime - FICO Score 620 to 679 5,618 15.7 5,226 15.9 Sub-prime - FICO Score less than 620 10,306 28.9 10,684 32.6 Balance at end of period $ 35,675 100.0 % $ 32,802 100.0 % In addition, we review the credit quality of our retail finance receivables based on customer payment activity. A retail account is considered delinquent if a substantial portion of a scheduled payment has not been received by the date such payment was contractually due. Retail finance receivables are collateralized by vehicle titles and, subject to local laws, we generally have the right to repossess the vehicle in the event the customer defaults on the payment terms of the contract. The following is a consolidated summary of the contractual amounts of delinquent retail finance receivables, which is not significantly different than the recorded investment for such receivables. June 30, 2018 June 30, 2017 Amount Percent of Contractual Amount Due Amount Percent of Contractual Amount Due 31 - 60 days $ 1,178 3.3 % $ 1,076 3.4 % Greater than 60 days 462 1.3 464 1.5 Total finance receivables more than 30 days delinquent 1,640 4.6 1,540 4.9 In repossession 57 0.1 43 0.2 Total finance receivables more than 30 days delinquent or in repossession $ 1,697 4.7 % $ 1,583 5.1 % At June 30, 2018 and December 31, 2017 , the accrual of finance charge income had been suspended on retail finance receivables with contractual amounts due of $822 million and $778 million . Impaired Retail Finance Receivables - TDRs Retail finance receivables that become classified as troubled debt restructurings (TDRs) are separately assessed for impairment. A specific allowance is estimated based on the present value of the expected future cash flows of the receivable discounted at the loan's original effective interest rate. Accounts that become classified as TDRs because of a payment deferral accrue interest at the contractual rate and an additional fee is collected (where permitted) at each time of deferral and recorded as a reduction of accrued interest. No interest or fees are forgiven on a payment deferral to a customer; therefore, there are no additional financial effects of deferred loans becoming classified as TDRs. Accounts in the U.S. in Chapter 13 bankruptcy would have already been placed on non-accrual; therefore, there are no additional financial effects from these loans becoming classified as TDRs. Finance charge income from loans classified as TDRs is accounted for in the same manner as other accruing loans. Cash collections on these loans are allocated according to the same payment hierarchy methodology applied to loans that are not classified as TDRs. The outstanding recorded investment for retail finance receivables that are considered to be TDRs and the related allowance is presented below: June 30, 2018 December 31, 2017 Outstanding recorded investment $ 2,277 $ 2,228 Less: allowance for loan losses (307 ) (328 ) Outstanding recorded investment, net of allowance $ 1,970 $ 1,900 Unpaid principal balance $ 2,313 $ 2,266 Additional information about loans classified as TDRs is presented below: Three Months Ended June 30, Six Months Ended June 30, 2018 2017 2018 2017 Average outstanding recorded investment $ 2,238 $ 1,985 $ 2,253 $ 1,966 Finance charge income recognized $ 62 $ 57 $ 126 $ 117 Number of loans classified as TDRs during the period 19,662 17,364 33,096 33,838 Recorded investment of loans classified as TDRs during the period $ 360 $ 302 $ 613 $ 590 The unpaid principal balances, net of recoveries, of loans that were charged off during the reporting period and were within 12 months of being modified as a TDR were insignificant for the three and six months ended June 30, 2018 and 2017 . Commercial Finance Receivables Commercial Credit Quality Our commercial finance receivables consist of dealer financings, primarily for inventory purchases. Proprietary models are used to assign a risk rating to each dealer. We perform periodic credit reviews of each dealership and adjust the dealership's risk rating, if necessary. Dealers in Group VI are subject to additional restrictions on funding, including suspension of lines of credit and liquidation of assets. The following table summarizes the credit risk profile by dealer risk rating of commercial finance receivables: June 30, 2018 December 31, 2017 Amount Percent Amount Percent Group I - Dealers with superior financial metrics $ 1,971 18.4 % $ 1,915 18.6 % Group II - Dealers with strong financial metrics 4,031 37.7 3,584 34.7 Group III - Dealers with fair financial metrics 3,192 29.8 3,424 33.2 Group IV - Dealers with weak financial metrics 1,001 9.4 1,048 10.2 Group V - Dealers warranting special mention due to elevated risks 426 4.0 260 2.5 Group VI - Dealers with loans classified as substandard, doubtful or impaired 77 0.7 81 0.8 Balance at end of period $ 10,698 100.0 % $ 10,312 100.0 % At June 30, 2018 and December 31, 2017 , substantially all of our commercial finance receivables were current with respect to payment status. Commercial finance receivables on non-accrual status were insignificant, and none were classified as TDRs. Activity in the allowance for commercial loan losses was insignificant for the three and six months ended June 30, 2018 and 2017 .

Leased Vehicles

Leased Vehicles	6 Months Ended
Leased Vehicles	Jun. 30, 2018
Property Subject to or Available for Operating Lease, Net [Abstract]
Leased Vehicles	Leased Vehicles June 30, 2018 December 31, 2017 Leased vehicles $ 64,561 $ 62,203 Manufacturer subvention (9,782 ) (9,468 ) 54,779 52,735 Less: accumulated depreciation (10,725 ) (9,853 ) Leased vehicles, net $ 44,054 $ 42,882 The following table summarizes minimum rental payments due to us as lessor under operating leases at June 30, 2018 : Years Ending December 31, 2018 2019 2020 2021 2022 Thereafter Total Minimum rental payments under operating leases $ 3,650 $ 5,709 $ 2,981 $ 667 $ 52 $ 2 $ 13,061

Equity in Net Assets of Non-con

Equity in Net Assets of Non-consolidated Affiliate	6 Months Ended
Equity in Net Assets of Non-consolidated Affiliate	Jun. 30, 2018
Noncontrolling Interest [Abstract]
Equity in Net Assets of Non-consolidated Affiliate	Equity in Net Assets of Non-consolidated Affiliate We use the equity method to account for our equity interest in SAIC-GMAC, a joint venture that conducts auto finance operations in China. The income of SAIC-GMAC is not consolidated into our financial statements; rather, our proportionate share of the earnings is reflected as equity income. Three Months Ended June 30, Six Months Ended June 30, Summarized Operating Data (a) 2018 2017 2018 2017 Finance charge income $ 315 $ 256 $ 622 $ 514 Provision for loan losses $ 6 $ 4 $ 9 $ (11 ) Interest expense $ 132 $ 82 $ 256 $ 158 Income before income taxes $ 171 $ 155 $ 369 $ 333 Net income $ 129 $ 116 $ 277 $ 250 _________________ (a) This data represents that of the entire entity and not our 35% proportionate share. During the six months ended June 30, 2018 and 2017 , there were no dividends received from SAIC-GMAC. At June 30, 2018 and December 31, 2017 , we had undistributed earnings of $412 million and $315 million related to SAIC-GMAC.

Debt

Debt	6 Months Ended
Debt	Jun. 30, 2018
Debt Disclosure [Abstract]
Debt	Debt June 30, 2018 December 31, 2017 Carrying Amount Fair Value Carrying Amount Fair Value Secured debt Revolving credit facilities $ 2,945 $ 2,949 $ 4,694 $ 4,713 Securitization notes payable 36,138 36,075 35,193 35,235 Total secured debt 39,083 39,024 39,887 39,948 Unsecured debt Senior notes 40,916 41,400 36,820 37,969 Credit facilities 2,095 2,095 2,368 2,375 Other unsecured debt 2,346 2,350 1,642 1,645 Total unsecured debt 45,357 45,845 40,830 41,989 Total secured and unsecured debt $ 84,440 $ 84,869 $ 80,717 $ 81,937 Fair value utilizing Level 2 inputs $ 82,604 $ 79,623 Fair value utilizing Level 3 inputs $ 2,265 $ 2,314 The fair value of our debt measured utilizing Level 2 inputs was based on quoted market prices for identical instruments and if unavailable, quoted market prices of similar instruments. For debt with original maturity or revolving period of eighteen months or less, par value is considered to be a reasonable estimate of fair value. The fair value of our debt measured utilizing Level 3 inputs was based on the discounted future net cash flows expected to be settled using current risk-adjusted rates. Secured Debt Most of the secured debt was issued by VIEs and is repayable only from proceeds related to the underlying pledged assets. Refer to Note 7 for further discussion. During the six months ended June 30, 2018 , we entered into new credit facilities or renewed credit facilities with a total net additional borrowing capacity of $161 million , and we issued $10.3 billion in aggregate principal amount of securitization notes payable with an initial weighted average interest rate of 2.81% and legal final maturity dates ranging from 2022 to 2025 . Unsecured Debt During the six months ended June 30, 2018 , we issued $7.0 billion in aggregate principal amount of senior notes with an initial weighted average interest rate of 3.12% and maturity dates ranging from 2021 to 2028 . General Motors Financial Company, Inc. is the sole guarantor of its subsidiaries' obligations under the senior unsecured notes that require a guarantee. Compliance with Debt Covenants Several of our revolving credit facilities require compliance with certain financial and operational covenants as well as regular reporting to lenders, including providing certain subsidiary financial statements. Certain of our secured debt agreements also contain various covenants, including maintaining portfolio performance ratios as well as limits on deferment levels. Our unsecured senior notes contain covenants including limitations on our ability to incur certain liens. At June 30, 2018 , we were in compliance with these debt covenants.

Variable Interest Entities

Variable Interest Entities	6 Months Ended
Variable Interest Entities	Jun. 30, 2018
Variable Interest Entities [Abstract]
Variable Interest Entities	Variable Interest Entities Securitizations and Credit Facilities The following table summarizes the assets and liabilities related to our consolidated VIEs: June 30, 2018 December 31, 2017 Restricted cash (a) $ 2,488 $ 2,267 Finance receivables, net of fees $ 28,495 $ 28,364 Lease related assets $ 21,831 $ 22,222 Secured debt $ 38,823 $ 39,328 _______________ (a) Included in other assets. These amounts are related to securitization and credit facilities held by consolidated VIEs. Our continuing involvement with these VIEs consists of servicing assets held by the entities and holding residual interests in the entities. We have determined that we are the primary beneficiary of each VIE because we hold both (i) the power to direct the activities of the VIEs that most significantly impact the VIEs' economic performance and (ii) the obligation to absorb losses from and the right to receive benefits of the VIEs that could potentially be significant to the VIEs. We are not required, and do not currently intend, to provide any additional financial support to these VIEs. Liabilities recognized as a result of consolidating these entities generally do not represent claims against us or our other subsidiaries and assets recognized generally are for the benefit of these entities operations and cannot be used to satisfy our or our other subsidiaries' obligations.

Derivative Financial Instrument

Derivative Financial Instruments and Hedging Activities	6 Months Ended
Derivative Financial Instruments and Hedging Activities	Jun. 30, 2018
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments and Hedging Activities	Derivative Financial Instruments and Hedging Activities We are exposed to certain risks arising from both our business operations and economic conditions. We manage economic risks, including interest rate, liquidity, and credit risk primarily by managing the amount, sources, and duration of our assets and liabilities and the use of derivative financial instruments. Specifically, we enter into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates. Our derivative financial instruments are used to manage differences in the amount, timing, and duration of our known or expected cash receipts and our known or expected cash payments principally related to our borrowings. Certain of our foreign operations expose us to fluctuations of foreign interest rates and exchange rates. We primarily finance our earning assets with debt in the same currency to minimize the impact to earnings from our exposure to fluctuations in exchange rates. When we use a different currency, these fluctuations may impact the value of our cash receipts and payments in terms of our functional currency. We enter into derivative financial instruments to protect the value or fix the amount of certain assets and liabilities in terms of the relevant functional currency. The table below presents the gross amounts of fair value of our derivative instruments and the associated notional amounts: June 30, 2018 December 31, 2017 Notional Fair Value of Assets (a) Fair Value of Liabilities (a) Notional Fair Value of Assets (a) Fair Value of Liabilities (a) Derivatives designated as hedges Fair value hedges Interest rate contracts $ 11,154 $ 2 $ 460 $ 11,110 $ 2 $ 290 Cash flow hedges Interest rate contracts 1,108 14 — 2,177 15 — Foreign currency swaps 2,122 95 36 1,574 103 — Derivatives not designated as hedges Interest rate contracts 89,753 534 563 81,938 329 207 Foreign currency swaps 1,884 61 46 1,201 104 — Total (b) $ 106,021 $ 706 $ 1,105 $ 98,000 $ 553 $ 497 _________________ (a) The gross amounts of the fair value of our assets and liabilities are included in other assets and other liabilities, respectively. Amounts accrued for interest payments in a net receivable position are included in other assets. All our derivatives are categorized within Level 2 of the fair value hierarchy. The fair value for Level 2 instruments was derived using the market approach based on observable market inputs including quoted prices of similar instruments and foreign exchange and interest rate forward curves. (b) We primarily enter into derivatives contracts through AmeriCredit Financial Services, Inc. (AFSI); however our SPEs may also be parties to derivative transactions. Agreements between AFSI and its derivative counterparties include rights of setoff for positions with offsetting values or for collateral held or posted. At June 30, 2018 and December 31, 2017 , the fair value of assets and liabilities available for offset was $463 million and $284 million . At June 30, 2018 and December 31, 2017 , we held $57 million and $25 million and posted $593 million and $299 million of collateral available for netting. As of June 30, 2018 , the following amounts were recorded in the condensed consolidated balance sheet related to items designated and qualifying as hedged items in fair value hedging relationships: June 30, 2018 Carrying Amount of Hedged Items Cumulative Amount of Fair Value Hedging Adjustments (a) Unsecured debt $ 15,452 $ 685 _________________ (a) Includes $167 million of hedging adjustment remaining on hedged items for which hedge accounting has been discontinued. The table below presents the effect of our derivative financial instruments in the condensed consolidated statement of income for the three and six months ended June 30, 2018 : Income (Losses) Recognized In Income Three Months Ended June 30, 2018 Six Months Ended June 30, 2018 Interest Expense (a) Other Operating Expenses (b) Interest Expense (a) Other Operating Expenses (b) Fair value hedges Hedged items $ 69 $ — $ 277 $ — Interest rate contracts (76 ) — (286 ) — Cash flow hedges Interest rate contracts 3 — 7 — Foreign currency contracts (13 ) (92 ) (22 ) (68 ) Derivatives not designated as hedges Interest rate contracts (1 ) — 5 — Foreign currency contracts (13 ) (109 ) (20 ) (87 ) Total $ (31 ) $ (201 ) $ (39 ) $ (155 ) _________________ (a) Total interest expense was $803 million and $1,535 million for the three and six months ended June 30, 2018 . (b) Activity is offset by translation activity also recorded in other operating expenses related to foreign currency-denominated loans. Total other operating expense was $159 million and $303 million for the three and six months ended June 30, 2018 . The table below presents the effect of our derivative financial instruments in the condensed consolidated statement of income for the three and six months ended June 30, 2017 : Income (Losses) Recognized In Income Three Months Ended June 30, 2017 Six Months Ended June 30, 2017 Fair value hedges Interest rate contracts (a)(b) $ 18 $ 29 Cash flow hedges Interest rate contracts (a) 1 (1 ) Foreign currency contracts (c) 49 55 Derivatives not designated as hedges Interest rate contracts (a) (4 ) (9 ) Foreign currency contracts (c)(d) 42 35 Total $ 106 $ 109 _________________ (a) Recognized in earnings as interest expense. (b) Includes hedge ineffectiveness which reflects the net change in the fair value of interest rate contracts offset by the change in fair value of hedged debt attributable to the hedged risk. (c) Recognized in earnings as other operating expenses and interest expense. (d) Activity is partially offset by translation activity (included in other operating expenses) related to foreign currency-denominated loans. Gains (Losses) Recognized In Accumulated Other Comprehensive Loss Three Months Ended June 30, Six Months Ended June 30, 2018 2017 2018 2017 Cash flow hedges Interest rate contracts $ 1 $ (1 ) $ 5 $ 1 Foreign currency contracts (58 ) 24 (40 ) 21 Total $ (57 ) $ 23 $ (35 ) $ 22 Gains (Losses) Reclassified From Location of Amounts Reclassified from Accumulated OCI Three Months Ended June 30, Six Months Ended June 30, 2018 2017 2018 2017 Cash flow hedges Interest rate contracts $ — $ — $ (3 ) $ 1 Interest expense Foreign currency contracts 74 (30 ) 56 (34 ) Interest expense Total $ 74 $ (30 ) $ 53 $ (33 )

Commitments and Contingencies

Commitments and Contingencies	6 Months Ended
Commitments and Contingencies	Jun. 30, 2018
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Guarantees of Indebtedness At June 30, 2018 and December 31, 2017 , we guaranteed approximately $1.2 billion and $2.0 billion in aggregate principal amount of Euro Medium Term Notes issued by General Motors Financial International B.V., our former subsidiary, pursuant to our Euro Medium Term Note Programme. Subject to the terms and conditions of a letter agreement entered into with BNP Paribas in connection with the sale of certain of our European Operations on October 31, 2017, BNP Paribas has agreed to pay to us any amount that we may pay under any such guarantees. Legal Proceedings We are subject to various pending and potential legal and regulatory proceedings in the ordinary course of business, including litigation, arbitration, claims, investigations, examinations, subpoenas and enforcement proceedings. Some litigation against us could take the form of class actions. The outcome of these proceedings is inherently uncertain, and thus we cannot confidently predict how or when proceedings will be resolved. An adverse outcome in one or more of these proceedings could result in substantial damages, settlements, fines, penalties, diminished income or reputational harm. We identify below the material proceedings in connection with which we believe a material loss is reasonably possible or probable. In accordance with the current accounting standards for loss contingencies, we establish reserves for legal matters when it is probable that a loss associated with the matter has been incurred and the amount of the loss can be reasonably estimated. The actual costs of resolving legal matters may be higher or lower than any amounts reserved for these matters. At June 30, 2018 , we estimated our reasonably possible legal exposure for unfavorable outcomes is up to $56 million , and have accrued $18 million . In 2014 and 2015, we were served with investigative subpoenas from various state attorneys general and other governmental offices to produce documents and data relating to our automobile loan and lease business and securitization of loans and leases. We believe that we have cooperated fully with all reasonable requests for information.We are currently unable to estimate any reasonably possible loss or range of loss that may result from these investigations. Other Administrative Tax Matters We accrue non-income tax liabilities for contingencies when management believes that a loss is probable and the amounts can be reasonably estimated, while contingent gains are recognized only when realized. In the event any losses are sustained in excess of accruals, they will be charged against income at that time. In evaluating indirect tax matters, we take into consideration factors such as our historical experience with matters of similar nature, specific facts and circumstances, and the likelihood of prevailing. We reevaluate and update our accruals as matters progress over time. Where there is a reasonable possibility that losses exceeding amounts already recognized may be incurred, our estimate of the additional range of loss is up to $16 million as of June 30, 2018 .

Shareholders' Equity

Shareholders' Equity	6 Months Ended
Shareholders' Equity	Jun. 30, 2018
Equity [Abstract]
Stockholders' Equity	Shareholders' Equity At June 30, 2018 and December 31, 2017 , we had 250 million shares of preferred stock and 10 million shares of common stock authorized for issuance. At June 30, 2018 and December 31, 2017 , we had 1.0 million shares of Series A Preferred Stock and 5.05 million shares of common stock issued and outstanding. On March 30, 2018, we paid a dividend of $30.4 million at $30.35 per share of Series A Preferred Stock to holders of record of Series A Preferred Stock as of March 15, 2018. The following table summarizes the significant components of accumulated other comprehensive loss: Three Months Ended June 30, Six Months Ended June 30, 2018 2017 2018 2017 Unrealized gain on cash flow hedges Beginning balance $ 17 $ 13 $ 16 $ 17 Change in value of cash flow hedges, net of tax 17 (7 ) 18 (11 ) Ending balance 34 6 34 6 Defined benefit plans Beginning balance 1 (20 ) 1 (20 ) Unrealized gain (loss) on subsidiary pension, net of tax — (1 ) — (1 ) Ending balance 1 (21 ) 1 (21 ) Foreign currency translation adjustment Beginning balance (726 ) (1,141 ) (785 ) (1,235 ) Translation (loss) gain, net of tax (245 ) 104 (186 ) 198 Ending balance (971 ) (1,037 ) (971 ) (1,037 ) Total accumulated other comprehensive loss $ (936 ) $ (1,052 ) $ (936 ) $ (1,052 )

Income Taxes

Income Taxes	6 Months Ended
Income Taxes	Jun. 30, 2018
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes For interim income tax reporting we estimate our annual effective tax rate and apply it to our year-to-date ordinary income. Tax jurisdictions with a projected or year-to-date loss for which a tax benefit cannot be realized are excluded from the annualized effective tax rate. The tax effects of unusual or infrequently occurring items, including changes in judgment about valuation allowances and effects of changes in tax laws or rates, are reported in the interim period in which they occur. During the three and six months ended June 30, 2018 , income tax expense of $94 million and $168 million primarily resulted from tax expense attributable to entities included in our effective tax rate calculation. During the three and six months ended June 30, 2017 , income tax expense of $86 million and $136 million primarily resulted from tax expense attributable to entities included in our effective tax rate calculation. We are included in GM’s consolidated U.S. federal income tax return and for certain states’ income tax returns. Net operating losses and certain tax credits generated by us have been utilized by GM; however, income tax expense and deferred tax balances are presented in these financial statements as if we filed our own tax returns in each jurisdiction. On December 22, 2017, the U.S. Tax Cuts and Jobs Act of 2017 (the Act) was signed into law. The Act changed many aspects of U.S. corporate income taxation, including the reduction of the corporate income tax rate from 35% to 21%, implementation of a territorial tax system and imposition of a tax on deemed repatriated earnings of foreign subsidiaries. At December 31, 2017, we had not completed our accounting for the tax effects of enactment of the Act; however, we made a reasonable estimate of the effects on our existing deferred tax balances and the one-time transition tax. We will continue to assess our provision for income taxes as future guidance is issued, but do not currently anticipate significant revisions will be necessary. Any such revisions will be treated in accordance with the measurement period guidance outlined in Staff Accounting Bulletin No. 118. As of June 30, 2018 , no material amounts have been identified.

Discontinued Operations

Discontinued Operations	6 Months Ended
Discontinued Operations	Jun. 30, 2018
Discontinued Operations and Disposal Groups [Abstract]
Discontinued Operations	Discontinued Operations On October 31, 2017, we completed the sale of certain of our European Operations to Banque PSA Finance S.A. and BNP Paribas Personal Finance S.A. Refer to Note 2 - "Discontinued Operations" to our consolidated financial statements in our Form 10-K for further discussion of the terms of the agreement. The following table summarizes the results of operations of the European Operations: Three Months Ended June 30, 2017 Six Months Ended June 30, 2017 Total revenue $ 143 $ 274 Interest expense 23 46 Other expenses 79 156 Total costs and expenses 102 202 Income from discontinued operations before income taxes 41 72 Loss on sale of discontinued operations before income taxes 336 336 Loss from discontinued operations before income taxes (295 ) (264 ) Income tax benefit (87 ) (79 ) Loss from discontinued operations, net of tax $ (208 ) $ (185 )

Segment Reporting

Segment Reporting	6 Months Ended
Segment Reporting	Jun. 30, 2018
Segment Reporting [Abstract]
Segment Reporting	Segment Reporting Our chief operating decision maker evaluates the operating results and performance of our business based on our North America and International operating segments. The management of each segment is responsible for executing our strategies. As discussed in Note 1 , our European Operations are presented as discontinued operations and are excluded from our segment results for the three and six months ended June 30, 2017 . These operations were previously included in our International Segment. Key operating data for our operating segments were as follows: Three Months Ended June 30, 2018 North International Total Total revenue $ 3,180 $ 308 $ 3,488 Operating expenses 276 106 382 Leased vehicle expenses 1,675 9 1,684 Provision for loan losses 90 38 128 Interest expense 685 118 803 Equity income — 45 45 Income from continuing operations before income taxes $ 454 $ 82 $ 536 Three Months Ended June 30, 2017 North International Total Total revenue $ 2,700 $ 290 $ 2,990 Operating expenses 253 80 333 Leased vehicle expenses 1,543 6 1,549 Provision for loan losses 133 25 158 Interest expense 497 138 635 Equity income — 41 41 Income from continuing operations before income taxes $ 274 $ 82 $ 356 Six Months Ended June 30, 2018 North International Total Total revenue $ 6,265 $ 634 $ 6,899 Operating expenses 547 200 747 Leased vehicle expenses 3,453 18 3,471 Provision for loan losses 187 77 264 Interest expense 1,282 253 1,535 Equity income — 97 97 Income from continuing operations before income taxes $ 796 $ 183 $ 979 Six Months Ended June 30, 2017 North International Total Total revenue $ 5,174 $ 564 $ 5,738 Operating expenses 501 162 663 Leased vehicle expenses 2,969 9 2,978 Provision for loan losses 320 49 369 Interest expense 952 279 1,231 Equity income — 88 88 Income from continuing operations before income taxes $ 432 $ 153 $ 585 June 30, 2018 December 31, 2017 North International Total North International Total Finance receivables, net $ 39,254 $ 6,246 $ 45,500 $ 35,436 $ 6,736 $ 42,172 Leased vehicles, net $ 43,907 $ 147 $ 44,054 $ 42,753 $ 129 $ 42,882 Total assets $ 93,619 $ 8,939 $ 102,558 $ 87,618 $ 9,397 $ 97,015

Regulatory Capital and Other Re

Regulatory Capital and Other Regulatory Matters	6 Months Ended
Regulatory Capital and Other Regulatory Matters	Jun. 30, 2018
Regulatory Capital and Other Regulatory Matters [Abstract]
Regulatory Capital and Other Regulatory Matters	Regulatory Capital and Other Regulatory Matters We are required to comply with a wide variety of laws and regulations. Certain of our entities operate in international markets as either banks or regulated finance companies that are subject to regulatory restrictions. These regulatory restrictions, among other things, require that certain of these entities meet minimum capital requirements and may restrict dividend distributions and ownership of certain assets. We were in compliance with all regulatory capital requirements as most recently reported. Total assets of our regulated international banks and finance companies were approximately $7.2 billion and $7.8 billion at June 30, 2018 and December 31, 2017 .

Summary of Significant Accoun22

Summary of Significant Accounting Policies (Policies)	6 Months Ended
Summary of Significant Accounting Policies (Policies)	Jun. 30, 2018
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The condensed consolidated financial statements include our accounts and the accounts of our consolidated subsidiaries, including certain special purpose entities (SPEs) utilized in secured financing transactions, which are considered variable interest entities (VIEs). All intercompany transactions and accounts have been eliminated in consolidation. On October 31, 2017, we completed the sale of certain of our European subsidiaries and branches (collectively, our European Operations) to Banque PSA Finance S.A. and BNP Paribas Personal Finance S.A. The European Operations are presented as discontinued operations in our condensed consolidated financial statements for the three and six months ended June 30, 2017. Refer to Note 12 for additional details regarding our disposal of these operations. Unless otherwise indicated, information in these notes to the condensed consolidated financial statements relates to our continuing operations. The condensed consolidated financial statements, including the notes thereto, are condensed and do not include all disclosures required by generally accepted accounting principles (GAAP) in the United States of America. These condensed consolidated financial statements should be read in conjunction with the audited consolidated financial statements that are included in our Annual Report on Form 10-K filed on February 6, 2018 (Form 10-K). Except as otherwise specified, dollar amounts presented within tables are stated in millions. The condensed consolidated financial statements at June 30, 2018 , and for the three and six months ended June 30, 2018 and 2017 , are unaudited and, in management’s opinion, include all adjustments, which consist of normal recurring adjustments and transactions or events discretely impacting the interim periods, considered necessary by management to fairly state our results of operations. The results for interim periods are not necessarily indicative of results for a full year. The condensed consolidated balance sheet at December 31, 2017, was derived from audited annual financial statements.
Segment Information	Segment Information We are the wholly-owned captive finance subsidiary of General Motors Company (GM). We offer substantially similar products and services throughout many different regions, subject to local regulations and market conditions. We evaluate our business in two operating segments: North America (the North America Segment) and International (the International Segment). Our North America Segment includes operations in the U.S. and Canada. Our International Segment includes operations in Brazil, Chile, Colombia, Mexico and Peru, as well as our equity investment in SAIC-GMAC Automotive Finance Company Limited (SAIC-GMAC), a joint venture that conducts automobile finance operations in China.
Recently Adopted Accounting Standards	Recently Adopted Accounting Standards Effective January 1, 2018, we adopted ASU 2014-09, “Revenue from Contracts with Customers” (ASU 2014-09) as amended, as incorporated into Accounting Standards Codification (ASC) 606, on a modified retrospective basis by recognizing a cumulative effect adjustment of $33 million as an increase to the opening balance of retained earnings. Under the new standard, commission revenue and expenses related to certain retail finance receivables that were previously recognized as earned or incurred ratably over the term of the related receivables will now be recognized in full at the origination of the receivables. Effective January 1, 2018, we adopted ASU 2018-02, "Income Statement-Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income" (ASU 2018-02). ASU 2018-02 provides the option to reclassify stranded tax effects related to the U.S. Tax Cuts and Jobs Act of 2017 in accumulated other comprehensive income to retained earnings. The cumulative effect of the adjustments to the opening balance of retained earnings for the adopted standard was insignificant. Effective January 1, 2018, we adopted ASU 2017-12, "Derivatives and Hedging (Topic 815), Targeted Improvements to Accounting for Hedging Activities" (ASU 2017-12), on a modified retrospective basis, which is intended to facilitate financial reporting that more closely reflects risk management activities and simplifies the application of hedge accounting. Changes to the new guidance include expanded disclosures regarding the types of risk management strategies eligible for hedge accounting, simplifying the documentation and effectiveness assessment requirements, changing how ineffectiveness is measured, and changing the presentation and disclosure requirements for hedge accounting activities. The cumulative effect of the adjustments to the opening balance of retained earnings for the adopted standard was insignificant. The following change to our derivative accounting policy became effective upon adoption of ASU 2017-12: Certain interest rate swap and foreign currency swap agreements have been designated as cash flow hedges. The risk being hedged is the foreign currency and interest rate risk related to forecasted transactions. If the contract has been designated as a cash flow hedge, the change in the fair value of the cash flow hedge is deferred in accumulated other comprehensive loss and is recognized in interest, operating and other expenses along with the earnings effect of the hedged item when the hedged item affects earnings. Changes in the fair value of amounts excluded from the assessment of effectiveness are recorded currently in earnings and are presented in the same income statement line as the earnings effect of the hedged item.

Related Party Transactions (Tab

Related Party Transactions (Tables)	6 Months Ended
Related Party Transactions (Tables)	Jun. 30, 2018
Related Party Transactions [Abstract]
Schedule of Related Party Transactions	The following tables present related party transactions: Balance Sheet Data June 30, 2018 December 31, 2017 Commercial finance receivables, net due from dealers consolidated by GM (a) $ 379 $ 355 Direct-financing lease receivables from GM subsidiaries (a) $ 120 $ 88 Subvention receivable (b) $ 735 $ 306 Commercial loan funding payable (c) $ 75 $ 90 Three Months Ended June 30, Six Months Ended June 30, Income Statement Data 2018 2017 2018 2017 Interest subvention earned on retail finance receivables (d) $ 122 $ 109 $ 234 $ 204 Interest subvention earned on commercial finance receivables (d) $ 15 $ 13 $ 33 $ 28 Leased vehicle subvention earned (e) $ 813 $ 754 $ 1,611 $ 1,460 _________________ (a) Included in finance receivables, net. (b) Included in related party receivables. We received subvention payments from GM of $ 1.1 billion and $ 1.2 billion for the three months ended June 30, 2018 and 2017 , and $1.7 billion and $2.2 billion for the six months ended June 30, 2018 and 2017 . (c) Included in related party payables. (d) Included in finance charge income. (e) Included as a reduction to leased vehicle expenses.

Finance Receivables (Tables)

Finance Receivables (Tables)	6 Months Ended
Finance Receivables (Tables)	Jun. 30, 2018
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Finance Receivables, Net	June 30, 2018 December 31, 2017 Retail finance receivables Retail finance receivables, collectively evaluated for impairment, net of fees $ 33,398 $ 30,574 Retail finance receivables, individually evaluated for impairment, net of fees 2,277 2,228 Total retail finance receivables, net of fees (a) 35,675 32,802 Less: allowance for loan losses - collective (508 ) (561 ) Less: allowance for loan losses - specific (307 ) (328 ) Total retail finance receivables, net 34,860 31,913 Commercial finance receivables Commercial finance receivables, collectively evaluated for impairment, net of fees 10,652 10,290 Commercial finance receivables, individually evaluated for impairment, net of fees 46 22 Total commercial finance receivables, net of fees 10,698 10,312 Less: allowance for loan losses - collective (52 ) (50 ) Less: allowance for loan losses - specific (6 ) (3 ) Total commercial finance receivables, net 10,640 10,259 Total finance receivables, net $ 45,500 $ 42,172 Fair value of finance receivables $ 45,128 $ 42,178 ________________ (a) Net of unearned income, unamortized premiums and discounts, and deferred fees and costs o f $184 million and $228 million at June 30, 2018 and December 31, 2017 .
Allowance for Credit Losses on Financing Receivables	Retail Finance Receivables Three Months Ended June 30, Six Months Ended June 30, 2018 2017 2018 2017 Allowance for retail loan losses beginning balance $ 858 $ 823 $ 889 $ 765 Provision for loan losses 123 152 258 359 Charge-offs (298 ) (272 ) (593 ) (570 ) Recoveries 145 142 268 285 Foreign currency translation (13 ) (1 ) (7 ) 5 Allowance for retail loan losses ending balance $ 815 $ 844 $ 815 $ 844
Financing Receivable Credit Quality Indicators	A summary of the credit risk profile by FICO score band or equivalent scores, determined at origination, of the retail finance receivables is as follows: June 30, 2018 December 31, 2017 Amount Percent Amount Percent Prime - FICO Score 680 and greater $ 19,751 55.4 % $ 16,892 51.5 % Near-prime - FICO Score 620 to 679 5,618 15.7 5,226 15.9 Sub-prime - FICO Score less than 620 10,306 28.9 10,684 32.6 Balance at end of period $ 35,675 100.0 % $ 32,802 100.0 %
Past Due Financing Receivables	The following is a consolidated summary of the contractual amounts of delinquent retail finance receivables, which is not significantly different than the recorded investment for such receivables. June 30, 2018 June 30, 2017 Amount Percent of Contractual Amount Due Amount Percent of Contractual Amount Due 31 - 60 days $ 1,178 3.3 % $ 1,076 3.4 % Greater than 60 days 462 1.3 464 1.5 Total finance receivables more than 30 days delinquent 1,640 4.6 1,540 4.9 In repossession 57 0.1 43 0.2 Total finance receivables more than 30 days delinquent or in repossession $ 1,697 4.7 % $ 1,583 5.1 %
Troubled Debt Restructurings on Financing Receivables	The outstanding recorded investment for retail finance receivables that are considered to be TDRs and the related allowance is presented below: June 30, 2018 December 31, 2017 Outstanding recorded investment $ 2,277 $ 2,228 Less: allowance for loan losses (307 ) (328 ) Outstanding recorded investment, net of allowance $ 1,970 $ 1,900 Unpaid principal balance $ 2,313 $ 2,266 Additional information about loans classified as TDRs is presented below: Three Months Ended June 30, Six Months Ended June 30, 2018 2017 2018 2017 Average outstanding recorded investment $ 2,238 $ 1,985 $ 2,253 $ 1,966 Finance charge income recognized $ 62 $ 57 $ 126 $ 117 Number of loans classified as TDRs during the period 19,662 17,364 33,096 33,838 Recorded investment of loans classified as TDRs during the period $ 360 $ 302 $ 613 $ 590
Financing Receivable Credit Quality Indicators for Commercial Lending	The following table summarizes the credit risk profile by dealer risk rating of commercial finance receivables: June 30, 2018 December 31, 2017 Amount Percent Amount Percent Group I - Dealers with superior financial metrics $ 1,971 18.4 % $ 1,915 18.6 % Group II - Dealers with strong financial metrics 4,031 37.7 3,584 34.7 Group III - Dealers with fair financial metrics 3,192 29.8 3,424 33.2 Group IV - Dealers with weak financial metrics 1,001 9.4 1,048 10.2 Group V - Dealers warranting special mention due to elevated risks 426 4.0 260 2.5 Group VI - Dealers with loans classified as substandard, doubtful or impaired 77 0.7 81 0.8 Balance at end of period $ 10,698 100.0 % $ 10,312 100.0 %

Leased Vehicles (Tables)

Leased Vehicles (Tables)	6 Months Ended
Leased Vehicles (Tables)	Jun. 30, 2018
Property Subject to or Available for Operating Lease, Net [Abstract]
Summary of Leased Vehicles	June 30, 2018 December 31, 2017 Leased vehicles $ 64,561 $ 62,203 Manufacturer subvention (9,782 ) (9,468 ) 54,779 52,735 Less: accumulated depreciation (10,725 ) (9,853 ) Leased vehicles, net $ 44,054 $ 42,882
Schedule of Future Minimum Rental Payments Receivable For Operating Leases	The following table summarizes minimum rental payments due to us as lessor under operating leases at June 30, 2018 : Years Ending December 31, 2018 2019 2020 2021 2022 Thereafter Total Minimum rental payments under operating leases $ 3,650 $ 5,709 $ 2,981 $ 667 $ 52 $ 2 $ 13,061

Equity in Net Assets of Non-c26

Equity in Net Assets of Non-consolidated Affiliate (Tables)	6 Months Ended
Equity in Net Assets of Non-consolidated Affiliate (Tables)	Jun. 30, 2018
Noncontrolling Interest [Abstract]
Summarized Financial Data of Nonconsolidated Affiliates	Three Months Ended June 30, Six Months Ended June 30, Summarized Operating Data (a) 2018 2017 2018 2017 Finance charge income $ 315 $ 256 $ 622 $ 514 Provision for loan losses $ 6 $ 4 $ 9 $ (11 ) Interest expense $ 132 $ 82 $ 256 $ 158 Income before income taxes $ 171 $ 155 $ 369 $ 333 Net income $ 129 $ 116 $ 277 $ 250 _________________ (a) This data represents that of the entire entity and not our 35% proportionate share.

Debt (Tables)

Debt (Tables)	6 Months Ended
Debt (Tables)	Jun. 30, 2018
Debt Disclosure [Abstract]
Schedule of Debt	June 30, 2018 December 31, 2017 Carrying Amount Fair Value Carrying Amount Fair Value Secured debt Revolving credit facilities $ 2,945 $ 2,949 $ 4,694 $ 4,713 Securitization notes payable 36,138 36,075 35,193 35,235 Total secured debt 39,083 39,024 39,887 39,948 Unsecured debt Senior notes 40,916 41,400 36,820 37,969 Credit facilities 2,095 2,095 2,368 2,375 Other unsecured debt 2,346 2,350 1,642 1,645 Total unsecured debt 45,357 45,845 40,830 41,989 Total secured and unsecured debt $ 84,440 $ 84,869 $ 80,717 $ 81,937 Fair value utilizing Level 2 inputs $ 82,604 $ 79,623 Fair value utilizing Level 3 inputs $ 2,265 $ 2,314

Variable Interest Entities (Tab

Variable Interest Entities (Tables)	6 Months Ended
Variable Interest Entities (Tables)	Jun. 30, 2018
Securitization and Credit Facility VIEs [Member]
Variable Interest Entity [Line Items]
Schedule of Variable Interest Entities	The following table summarizes the assets and liabilities related to our consolidated VIEs: June 30, 2018 December 31, 2017 Restricted cash (a) $ 2,488 $ 2,267 Finance receivables, net of fees $ 28,495 $ 28,364 Lease related assets $ 21,831 $ 22,222 Secured debt $ 38,823 $ 39,328 _______________ (a) Included in other assets.

Derivative Financial Instrume29

Derivative Financial Instruments and Hedging Activities (Tables)	6 Months Ended
	Jun. 30, 2018
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivative Instruments	The table below presents the gross amounts of fair value of our derivative instruments and the associated notional amounts: June 30, 2018 December 31, 2017 Notional Fair Value of Assets (a) Fair Value of Liabilities (a) Notional Fair Value of Assets (a) Fair Value of Liabilities (a) Derivatives designated as hedges Fair value hedges Interest rate contracts $ 11,154 $ 2 $ 460 $ 11,110 $ 2 $ 290 Cash flow hedges Interest rate contracts 1,108 14 — 2,177 15 — Foreign currency swaps 2,122 95 36 1,574 103 — Derivatives not designated as hedges Interest rate contracts 89,753 534 563 81,938 329 207 Foreign currency swaps 1,884 61 46 1,201 104 — Total (b) $ 106,021 $ 706 $ 1,105 $ 98,000 $ 553 $ 497 _________________ (a) The gross amounts of the fair value of our assets and liabilities are included in other assets and other liabilities, respectively. Amounts accrued for interest payments in a net receivable position are included in other assets. All our derivatives are categorized within Level 2 of the fair value hierarchy. The fair value for Level 2 instruments was derived using the market approach based on observable market inputs including quoted prices of similar instruments and foreign exchange and interest rate forward curves. (b) We primarily enter into derivatives contracts through AmeriCredit Financial Services, Inc. (AFSI); however our SPEs may also be parties to derivative transactions. Agreements between AFSI and its derivative counterparties include rights of setoff for positions with offsetting values or for collateral held or posted. At June 30, 2018 and December 31, 2017 , the fair value of assets and liabilities available for offset was $463 million and $284 million . At June 30, 2018 and December 31, 2017 , we held $57 million and $25 million and posted $593 million and $299 million of collateral available for netting.
Schedule of Fair Value Hedging Instruments, Statements of Financial Performance and Financial Position, Location	As of June 30, 2018 , the following amounts were recorded in the condensed consolidated balance sheet related to items designated and qualifying as hedged items in fair value hedging relationships: June 30, 2018 Carrying Amount of Hedged Items Cumulative Amount of Fair Value Hedging Adjustments (a) Unsecured debt $ 15,452 $ 685 _________________ (a) Includes $167 million of hedging adjustment remaining on hedged items for which hedge accounting has been discontinued.
Effect of Derivative Instruments on the Condensed Consolidated Statements of Income	The table below presents the effect of our derivative financial instruments in the condensed consolidated statement of income for the three and six months ended June 30, 2018 : Income (Losses) Recognized In Income Three Months Ended June 30, 2018 Six Months Ended June 30, 2018 Interest Expense (a) Other Operating Expenses (b) Interest Expense (a) Other Operating Expenses (b) Fair value hedges Hedged items $ 69 $ — $ 277 $ — Interest rate contracts (76 ) — (286 ) — Cash flow hedges Interest rate contracts 3 — 7 — Foreign currency contracts (13 ) (92 ) (22 ) (68 ) Derivatives not designated as hedges Interest rate contracts (1 ) — 5 — Foreign currency contracts (13 ) (109 ) (20 ) (87 ) Total $ (31 ) $ (201 ) $ (39 ) $ (155 ) _________________ (a) Total interest expense was $803 million and $1,535 million for the three and six months ended June 30, 2018 . (b) Activity is offset by translation activity also recorded in other operating expenses related to foreign currency-denominated loans. Total other operating expense was $159 million and $303 million for the three and six months ended June 30, 2018 . The table below presents the effect of our derivative financial instruments in the condensed consolidated statement of income for the three and six months ended June 30, 2017 : Income (Losses) Recognized In Income Three Months Ended June 30, 2017 Six Months Ended June 30, 2017 Fair value hedges Interest rate contracts (a)(b) $ 18 $ 29 Cash flow hedges Interest rate contracts (a) 1 (1 ) Foreign currency contracts (c) 49 55 Derivatives not designated as hedges Interest rate contracts (a) (4 ) (9 ) Foreign currency contracts (c)(d) 42 35 Total $ 106 $ 109 _________________ (a) Recognized in earnings as interest expense. (b) Includes hedge ineffectiveness which reflects the net change in the fair value of interest rate contracts offset by the change in fair value of hedged debt attributable to the hedged risk. (c) Recognized in earnings as other operating expenses and interest expense. (d) Activity is partially offset by translation activity (included in other operating expenses) related to foreign currency-denominated loans. Gains (Losses) Recognized In Accumulated Other Comprehensive Loss Three Months Ended June 30, Six Months Ended June 30, 2018 2017 2018 2017 Cash flow hedges Interest rate contracts $ 1 $ (1 ) $ 5 $ 1 Foreign currency contracts (58 ) 24 (40 ) 21 Total $ (57 ) $ 23 $ (35 ) $ 22 Gains (Losses) Reclassified From Location of Amounts Reclassified from Accumulated OCI Three Months Ended June 30, Six Months Ended June 30, 2018 2017 2018 2017 Cash flow hedges Interest rate contracts $ — $ — $ (3 ) $ 1 Interest expense Foreign currency contracts 74 (30 ) 56 (34 ) Interest expense Total $ 74 $ (30 ) $ 53 $ (33 )

Shareholders' Equity (Tables)

Shareholders' Equity (Tables)	6 Months Ended
Shareholders' Equity (Tables)	Jun. 30, 2018
Equity [Abstract]
Schedule of Accumulated Other Comprehensive Loss	The following table summarizes the significant components of accumulated other comprehensive loss: Three Months Ended June 30, Six Months Ended June 30, 2018 2017 2018 2017 Unrealized gain on cash flow hedges Beginning balance $ 17 $ 13 $ 16 $ 17 Change in value of cash flow hedges, net of tax 17 (7 ) 18 (11 ) Ending balance 34 6 34 6 Defined benefit plans Beginning balance 1 (20 ) 1 (20 ) Unrealized gain (loss) on subsidiary pension, net of tax — (1 ) — (1 ) Ending balance 1 (21 ) 1 (21 ) Foreign currency translation adjustment Beginning balance (726 ) (1,141 ) (785 ) (1,235 ) Translation (loss) gain, net of tax (245 ) 104 (186 ) 198 Ending balance (971 ) (1,037 ) (971 ) (1,037 ) Total accumulated other comprehensive loss $ (936 ) $ (1,052 ) $ (936 ) $ (1,052 )

Discontinued Operations (Tables

Discontinued Operations (Tables)	6 Months Ended
Discontinued Operations (Tables)	Jun. 30, 2018
Discontinued Operations and Disposal Groups [Abstract]
Disposal Groups, Including Discontinued Operations	The following table summarizes the results of operations of the European Operations: Three Months Ended June 30, 2017 Six Months Ended June 30, 2017 Total revenue $ 143 $ 274 Interest expense 23 46 Other expenses 79 156 Total costs and expenses 102 202 Income from discontinued operations before income taxes 41 72 Loss on sale of discontinued operations before income taxes 336 336 Loss from discontinued operations before income taxes (295 ) (264 ) Income tax benefit (87 ) (79 ) Loss from discontinued operations, net of tax $ (208 ) $ (185 )

Segment Reporting (Tables)

Segment Reporting (Tables)	6 Months Ended
Segment Reporting (Tables)	Jun. 30, 2018
Segment Reporting [Abstract]
Schedule of Segment Reporting Information, by Segment	These operations were previously included in our International Segment. Key operating data for our operating segments were as follows: Three Months Ended June 30, 2018 North International Total Total revenue $ 3,180 $ 308 $ 3,488 Operating expenses 276 106 382 Leased vehicle expenses 1,675 9 1,684 Provision for loan losses 90 38 128 Interest expense 685 118 803 Equity income — 45 45 Income from continuing operations before income taxes $ 454 $ 82 $ 536 Three Months Ended June 30, 2017 North International Total Total revenue $ 2,700 $ 290 $ 2,990 Operating expenses 253 80 333 Leased vehicle expenses 1,543 6 1,549 Provision for loan losses 133 25 158 Interest expense 497 138 635 Equity income — 41 41 Income from continuing operations before income taxes $ 274 $ 82 $ 356 Six Months Ended June 30, 2018 North International Total Total revenue $ 6,265 $ 634 $ 6,899 Operating expenses 547 200 747 Leased vehicle expenses 3,453 18 3,471 Provision for loan losses 187 77 264 Interest expense 1,282 253 1,535 Equity income — 97 97 Income from continuing operations before income taxes $ 796 $ 183 $ 979 Six Months Ended June 30, 2017 North International Total Total revenue $ 5,174 $ 564 $ 5,738 Operating expenses 501 162 663 Leased vehicle expenses 2,969 9 2,978 Provision for loan losses 320 49 369 Interest expense 952 279 1,231 Equity income — 88 88 Income from continuing operations before income taxes $ 432 $ 153 $ 585 June 30, 2018 December 31, 2017 North International Total North International Total Finance receivables, net $ 39,254 $ 6,246 $ 45,500 $ 35,436 $ 6,736 $ 42,172 Leased vehicles, net $ 43,907 $ 147 $ 44,054 $ 42,753 $ 129 $ 42,882 Total assets $ 93,619 $ 8,939 $ 102,558 $ 87,618 $ 9,397 $ 97,015

Summary of Significant Accoun33

Summary of Significant Accounting Policies - Narrative (Details) $ in Millions	6 Months Ended
	Jun. 30, 2018segment	Jan. 01, 2018USD ($)
Accounting Policies [Abstract]
Number of operating segments \| segment	2
Accounting Standards Update 2014-09 [Member] \| Retained Earnings [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Cumulative effect adjustment \| $		$ 33

Related Party Transactions (Det

Related Party Transactions (Details) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017	Dec. 31, 2017
Affiliated Entity [Member]
Related Party Transaction [Line Items]
Subvention receivable	$ 735		$ 735		$ 306
Leased vehicle subvention earned	813	$ 754	1,611	$ 1,460
Affiliated Entity [Member] \| Retail Finance Receivables [Member]
Related Party Transaction [Line Items]
Finance receivables, net due	120		120		88
Interest subvention earned	122	109	234	204
Affiliated Entity [Member] \| Commercial Finance Receivables [Member]
Related Party Transaction [Line Items]
Finance receivables, net due	379		379		355
Commercial loan funding payable	75		75		$ 90
Interest subvention earned	15	13	33	28
Parent Company [Member]
Related Party Transaction [Line Items]
Revenue from related parties	$ 1,100	$ 1,200	$ 1,700	$ 2,200

Related Party Transactions - Na

Related Party Transactions - Narrative (Details) - USD ($)	Apr. 18, 2018	Jun. 30, 2018	Dec. 31, 2017
Affiliated Entity [Member]
Related Party Transaction [Line Items]
Tax expense due to related party		$ 0	$ 0
Junior Subordinated Revolving Credit Facility [Member]
Related Party Transaction [Line Items]
Line of credit facilities - GM Related party facility		1,000,000,000
Line of Credit [Member] \| Three Year Revolving Credit Facility [Member] \| General Motors [Member]
Related Party Transaction [Line Items]
Debt instrument term	3 years
Maximum borrowing capacity	$ 4,000,000,000
Line of Credit [Member] \| Five Year Revolving Credit Facility [Member] \| General Motors [Member]
Related Party Transaction [Line Items]
Debt instrument term	5 years
Maximum borrowing capacity	$ 10,500,000,000
Line of Credit [Member] \| Three Hundred and Sixty-Four Day Revolving Credit Facilities [Member] \| General Motors [Member]
Related Party Transaction [Line Items]
Debt instrument term	364 days
Maximum borrowing capacity	$ 2,000,000,000
Purchase of Retail Finance Receivables [Member] \| Parent Company [Member]
Related Party Transaction [Line Items]
Related party purchases		$ 280,000,000

Finance Receivables - Narrative

Finance Receivables - Narrative (Details) - USD ($) $ in Millions	Jun. 30, 2018	Dec. 31, 2017
Retail Finance Receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accrual of finance charge income	$ 822	$ 778

Finance Receivables - Finance R

Finance Receivables - Finance Receivables, net (Details) - USD ($) $ in Millions	Jun. 30, 2018	Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Finance receivables, net	$ 45,500	$ 42,172
Fair value of finance receivables	45,128	42,178
Commercial Finance Receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total finance receivables	10,698	10,312
Automobile Loan [Member] \| Retail Finance Receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collectively evaluated for impairment, net of fees	33,398	30,574
Individually evaluated for impairment, net of fees	2,277	2,228
Total finance receivables	35,675	32,802
Less: allowance for loan losses - collective	(508)	(561)
Less: allowance for loan losses - specific	(307)	(328)
Total finance receivables, net	34,860	31,913
Deferred income	184	228
Automobile Loan [Member] \| Commercial Finance Receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collectively evaluated for impairment, net of fees	10,652	10,290
Individually evaluated for impairment, net of fees	46	22
Total finance receivables	10,698	10,312
Less: allowance for loan losses - collective	(52)	(50)
Less: allowance for loan losses - specific	(6)	(3)
Total finance receivables, net	$ 10,640	$ 10,259

Finance Receivables - Allowance

Finance Receivables - Allowance for Loan Losses (Details) - Retail Finance Receivables [Member] - Automobile Loan [Member] - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for retail loan losses beginning balance	$ 858	$ 823	$ 889	$ 765
Provision for loan losses	123	152	258	359
Charge-offs	(298)	(272)	(593)	(570)
Recoveries	145	142	268	285
Foreign currency translation	(13)	(1)	(7)	5
Allowance for retail loan losses ending balance	$ 815	$ 844	$ 815	$ 844

Finance Receivables - Credit Qu

Finance Receivables - Credit Quality (Details) - Automobile Loan [Member] - Retail Finance Receivables [Member] - USD ($) $ in Millions	Jun. 30, 2018	Dec. 31, 2017
Financing Receivable, Recorded Investment [Line Items]
Finance receivables, net of fees	$ 35,675	$ 32,802
Finance receivables credit indicator, Percent	100.00%	100.00%
Prime - FICO Score 680 and greater [Member]
Financing Receivable, Recorded Investment [Line Items]
Finance receivables, net of fees	$ 19,751	$ 16,892
Finance receivables credit indicator, Percent	55.40%	51.50%
Near-prime - FICO Score 620 to 679 [Member]
Financing Receivable, Recorded Investment [Line Items]
Finance receivables, net of fees	$ 5,618	$ 5,226
Finance receivables credit indicator, Percent	15.70%	15.90%
Sub-prime - FICO Score less than 620 [Member]
Financing Receivable, Recorded Investment [Line Items]
Finance receivables, net of fees	$ 10,306	$ 10,684
Finance receivables credit indicator, Percent	28.90%	32.60%

Finance Receivables - Delinquen

Finance Receivables - Delinquency (Details) - Retail Finance Receivables [Member] - Automobile Loan [Member] - USD ($) $ in Millions	Jun. 30, 2018	Jun. 30, 2017
Financing Receivable, Recorded Investment, Past Due [Line Items]
In repossession	$ 57	$ 43
In repossession (percent)	0.10%	0.20%
Total finance receivables more than 30 days delinquent or in repossession	$ 1,697	$ 1,583
Total finance receivables more than 30 days delinquent or in repossession (percent)	4.70%	5.10%
31 to 60 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable past due	$ 1,178	$ 1,076
Financing receivable past due (percent)	3.30%	3.40%
Greater Than 60 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable past due	$ 462	$ 464
Financing receivable past due (percent)	1.30%	1.50%
Thirty or More Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivable past due	$ 1,640	$ 1,540
Financing receivable past due (percent)	4.60%	4.90%

Finance Receivables - Troubled

Finance Receivables - Troubled Debt Restructurings (Details) - Retail Finance Receivables [Member] - Automobile Loan [Member] $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2018USD ($)loan	Jun. 30, 2017USD ($)loan	Jun. 30, 2018USD ($)loan	Jun. 30, 2017USD ($)loan	Dec. 31, 2017USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding recorded investment	$ 2,277		$ 2,277		$ 2,228
Less: allowance for loan losses	(307)		(307)		(328)
Outstanding recorded investment, net of allowance	1,970		1,970		1,900
Unpaid principal balance	2,313		2,313		$ 2,266
Average outstanding recorded investment	2,238	$ 1,985	2,253	$ 1,966
Finance charge income recognized	$ 62	$ 57	$ 126	$ 117
Number of loans classified as TDRs during the period \| loan	19,662	17,364	33,096	33,838
Recorded investment of loans classified as TDRs during the period	$ 360	$ 302	$ 613	$ 590

Finance Receivables - Credit Ri

Finance Receivables - Credit Risk Profile by Dealer grouping of Commercial Finance Receivables (Details) - Commercial Finance Receivables [Member] - USD ($) $ in Millions	6 Months Ended	12 Months Ended
	Jun. 30, 2018	Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance at end of period	$ 10,698	$ 10,312
Percent of portfolio	100.00%	100.00%
Group I [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance at end of period	$ 1,971	$ 1,915
Percent of portfolio	18.40%	18.60%
Group II [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance at end of period	$ 4,031	$ 3,584
Percent of portfolio	37.70%	34.70%
Group III [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance at end of period	$ 3,192	$ 3,424
Percent of portfolio	29.80%	33.20%
Group IV [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance at end of period	$ 1,001	$ 1,048
Percent of portfolio	9.40%	10.20%
Group V [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance at end of period	$ 426	$ 260
Percent of portfolio	4.00%	2.50%
Group VI [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance at end of period	$ 77	$ 81
Percent of portfolio	0.70%	0.80%

Leased Vehicles - Summary of Le

Leased Vehicles - Summary of Leased Vehicles (Details) - USD ($) $ in Millions	Jun. 30, 2018	Dec. 31, 2017
Property Subject to or Available for Operating Lease, Net [Abstract]
Leased vehicles	$ 64,561	$ 62,203
Manufacturer subvention	(9,782)	(9,468)
Leased vehicles accounted for operating leases net of manufacturing incentives	54,779	52,735
Less: accumulated depreciation	(10,725)	(9,853)
Leased vehicles, net	$ 44,054	$ 42,882

Leased Vehicles - Minimum Renta

Leased Vehicles - Minimum Rental Payments (Details) $ in Millions	Jun. 30, 2018USD ($)
Operating Leases, Future Minimum Payments Receivable [Abstract]
2,018	$ 3,650
2,019	5,709
2,020	2,981
2,021	667
2,022	52
Thereafter	2
Total	$ 13,061

Equity in Net Assets of Non-c45

Equity in Net Assets of Non-consolidated Affiliate (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017	Dec. 31, 2017
Noncontrolling Interest [Line Items]
Net income	$ 45,000,000	$ 41,000,000	$ 97,000,000	$ 88,000,000
SAIC-GMAC [Member]
Noncontrolling Interest [Line Items]
Finance charge income	315,000,000	256,000,000	622,000,000	514,000,000
Provision for loan losses	6,000,000	4,000,000	9,000,000	(11,000,000)
Interest expense	132,000,000	82,000,000	256,000,000	158,000,000
Income before income taxes	171,000,000	155,000,000	369,000,000	333,000,000
Net income	$ 129,000,000	$ 116,000,000	$ 277,000,000	250,000,000
Ownership interest (percent)	35.00%		35.00%
Cash dividends received			$ 0	$ 0
Undistributed earnings	$ 412,000,000		$ 412,000,000		$ 315,000,000

Debt - Schedule of Debt (Detail

Debt - Schedule of Debt (Details) - USD ($) $ in Millions	Jun. 30, 2018	Dec. 31, 2017
Short Term and Long Term Debt [Line Items]
Secured debt	$ 39,083	$ 39,887
Unsecured debt	45,357	40,830
Total secured and unsecured debt	84,440	80,717
Secured debt fair value	39,024	39,948
Unsecured debt fair value	45,845	41,989
Fair value of Secured and Unsecured debt	84,869	81,937
Level 2 [Member]
Short Term and Long Term Debt [Line Items]
Fair value of Secured and Unsecured debt	82,604	79,623
Level 3 [Member]
Short Term and Long Term Debt [Line Items]
Fair value of Secured and Unsecured debt	2,265	2,314
Revolving Credit Facility [Member]
Short Term and Long Term Debt [Line Items]
Secured debt	2,945	4,694
Unsecured debt	2,095	2,368
Secured debt fair value	2,949	4,713
Unsecured debt fair value	2,095	2,375
Securitization Notes Payable [Member]
Short Term and Long Term Debt [Line Items]
Secured debt	36,138	35,193
Secured debt fair value	36,075	35,235
Senior Notes [Member]
Short Term and Long Term Debt [Line Items]
Unsecured debt	40,916	36,820
Unsecured debt fair value	41,400	37,969
Other Unsecured Debt [Member]
Short Term and Long Term Debt [Line Items]
Unsecured debt	2,346	1,642
Unsecured debt fair value	$ 2,350	$ 1,645

Debt - Narrative (Details)

Debt - Narrative (Details) $ in Millions	6 Months Ended
Debt - Narrative (Details) $ in Millions	Jun. 30, 2018USD ($)
Secured Debt [Member] \| Revolving Credit Facility [Member]
Debt Instrument [Line Items]
Increase to borrowing capacity	$ 161
Secured Debt [Member] \| Securitization Notes Payable [Member]
Debt Instrument [Line Items]
Debt instrument, face amount	$ 10,300
Weighted average interest rate	2.81%
Senior Notes [Member]
Debt Instrument [Line Items]
Increase in Senior Notes during the period	$ 7,000
Parent Company [Member] \| Senior Notes [Member] \| Fixed Rate Senior Notes [Member]
Debt Instrument [Line Items]
Weighted average interest rate	3.12%

Variable Interest Entities - As

Variable Interest Entities - Assets and Liabilities of Consolidated VIE's (Details) - USD ($) $ in Millions	Jun. 30, 2018	Dec. 31, 2017
Variable Interest Entity [Line Items]
Finance receivables, net of fees	$ 45,500	$ 42,172
Lease related assets	44,054	42,882
Securitization and Credit Facility VIEs [Member]
Variable Interest Entity [Line Items]
Restricted cash	2,488	2,267
Finance receivables, net of fees	28,495	28,364
Lease related assets	21,831	22,222
Secured debt	$ 38,823	$ 39,328

Derivative Financial Instrume49

Derivative Financial Instruments and Hedging Activities (Details) - USD ($) $ in Millions	Jun. 30, 2018	Dec. 31, 2017
Designated as Hedging Instrument [Member] \| Fair Value Hedging [Member] \| Other Assets [Member] \| Interest Rate Swaps [Member] \| Level 2 [Member]
Derivatives, Fair Value [Line Items]
Derivative asset, Notional amount	$ 11,154	$ 11,110
Derivative asset, Fair value	2	2
Designated as Hedging Instrument [Member] \| Fair Value Hedging [Member] \| Other Liabilities [Member] \| Interest Rate Swaps [Member] \| Level 2 [Member]
Derivatives, Fair Value [Line Items]
Derivative liability, Fair value	460	290
Designated as Hedging Instrument [Member] \| Cash Flow Hedging [Member] \| Other Assets [Member] \| Interest Rate Swaps [Member]
Derivatives, Fair Value [Line Items]
Derivative asset, Notional amount	1,108	2,177
Derivative asset, Fair value	14	15
Designated as Hedging Instrument [Member] \| Cash Flow Hedging [Member] \| Other Assets [Member] \| Foreign Currency Swaps [Member] \| Level 2 [Member]
Derivatives, Fair Value [Line Items]
Derivative asset, Notional amount	2,122	1,574
Derivative asset, Fair value	95	103
Designated as Hedging Instrument [Member] \| Cash Flow Hedging [Member] \| Other Liabilities [Member] \| Interest Rate Swaps [Member]
Derivatives, Fair Value [Line Items]
Derivative liability, Fair value	0	0
Designated as Hedging Instrument [Member] \| Cash Flow Hedging [Member] \| Other Liabilities [Member] \| Foreign Currency Swaps [Member] \| Level 2 [Member]
Derivatives, Fair Value [Line Items]
Derivative liability, Fair value	36	0
Not Designated as Hedging Instrument [Member]
Derivatives, Fair Value [Line Items]
Fair value of assets (liabilities) available for offset	463	284
Not Designated as Hedging Instrument [Member] \| Other Assets [Member]
Derivatives, Fair Value [Line Items]
Derivative asset, Notional amount	106,021	98,000
Derivative asset, Fair value	706	553
Collateral available for netting	593	299
Not Designated as Hedging Instrument [Member] \| Other Assets [Member] \| Interest Rate Swaps [Member]
Derivatives, Fair Value [Line Items]
Derivative asset, Notional amount	89,753	81,938
Derivative asset, Fair value	534	329
Not Designated as Hedging Instrument [Member] \| Other Assets [Member] \| Foreign Currency Swaps [Member] \| Level 2 [Member]
Derivatives, Fair Value [Line Items]
Derivative asset, Notional amount	1,884	1,201
Derivative asset, Fair value	61	104
Not Designated as Hedging Instrument [Member] \| Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Derivative liability, Fair value	1,105	497
Cash held	57	25
Not Designated as Hedging Instrument [Member] \| Other Liabilities [Member] \| Interest Rate Swaps [Member]
Derivatives, Fair Value [Line Items]
Derivative liability, Fair value	563	207
Not Designated as Hedging Instrument [Member] \| Other Liabilities [Member] \| Foreign Currency Swaps [Member] \| Level 2 [Member]
Derivatives, Fair Value [Line Items]
Derivative liability, Fair value	$ 46	$ 0

Derivative Financial Instrume50

Derivative Financial Instruments and Hedging Activities - Derivatives Recognized in the Balance Sheet (Details) - Designated as Hedging Instrument [Member] - Fair Value Hedging [Member] - Unsecured Debt [Member] $ in Millions	Jun. 30, 2018USD ($)
Derivatives, Fair Value [Line Items]
Carrying Amount of Hedged Items	$ 15,452
Cumulative Amount of Fair Value Hedging Adjustments	685
Discontinued hedge cumulative amount of fair value hedging adjustments	$ 167

Derivative Financial Instrume51

Derivative Financial Instruments and Hedging Activities - Derivatives Income (Losses) Recognized in Income (Details) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Derivatives, Fair Value [Line Items]
Total		$ 106		$ 109
Interest expense	$ 803	635	$ 1,535	1,231
Other operating expenses	159	135	303	266
Cash Flow Hedging [Member]
Derivatives, Fair Value [Line Items]
Gains (Losses) Recognized In Accumulated Other Comprehensive Loss	(57)	23	(35)	22
Gains (Losses) Reclassified From Accumulated Other Comprehensive Loss Into Income	74	(30)	53	(33)
Cash Flow Hedging [Member] \| Interest Rate Contracts [Member]
Derivatives, Fair Value [Line Items]
Gains (Losses) Recognized In Accumulated Other Comprehensive Loss	1	(1)	5	1
Gains (Losses) Reclassified From Accumulated Other Comprehensive Loss Into Income	0	0	(3)	1
Cash Flow Hedging [Member] \| Foreign Currency Contracts [Member]
Derivatives, Fair Value [Line Items]
Gains (Losses) Recognized In Accumulated Other Comprehensive Loss	(58)	24	(40)	21
Gains (Losses) Reclassified From Accumulated Other Comprehensive Loss Into Income	74	(30)	56	(34)
Designated as Hedging Instrument [Member] \| Fair Value Hedging [Member] \| Interest Rate Contracts [Member]
Derivatives, Fair Value [Line Items]
Interest rate contracts and Foreign currency contracts		18		29
Designated as Hedging Instrument [Member] \| Cash Flow Hedging [Member] \| Interest Rate Contracts [Member]
Derivatives, Fair Value [Line Items]
Interest rate contracts and Foreign currency contracts		1		(1)
Designated as Hedging Instrument [Member] \| Cash Flow Hedging [Member] \| Foreign Currency Contracts [Member]
Derivatives, Fair Value [Line Items]
Interest rate contracts and Foreign currency contracts		49		55
Not Designated as Hedging Instrument [Member]
Derivatives, Fair Value [Line Items]
Interest rate contracts		(4)		(9)
Foreign currency derivatives		$ 42		$ 35
Other Operating Income (Expense) [Member]
Derivatives, Fair Value [Line Items]
Total	(201)		(155)
Other Operating Income (Expense) [Member] \| Designated as Hedging Instrument [Member] \| Fair Value Hedging [Member] \| Interest Rate Contracts [Member]
Derivatives, Fair Value [Line Items]
Hedged items	0		0
Interest rate contracts and Foreign currency contracts	0		0
Other Operating Income (Expense) [Member] \| Designated as Hedging Instrument [Member] \| Cash Flow Hedging [Member] \| Interest Rate Contracts [Member]
Derivatives, Fair Value [Line Items]
Interest rate contracts and Foreign currency contracts	0		0
Other Operating Income (Expense) [Member] \| Designated as Hedging Instrument [Member] \| Cash Flow Hedging [Member] \| Foreign Currency Contracts [Member]
Derivatives, Fair Value [Line Items]
Interest rate contracts and Foreign currency contracts	(92)		(68)
Other Operating Income (Expense) [Member] \| Not Designated as Hedging Instrument [Member]
Derivatives, Fair Value [Line Items]
Interest rate contracts	0		0
Foreign currency derivatives	(109)		(87)
Interest Expense [Member]
Derivatives, Fair Value [Line Items]
Total	(31)		(39)
Interest Expense [Member] \| Designated as Hedging Instrument [Member] \| Fair Value Hedging [Member] \| Interest Rate Contracts [Member]
Derivatives, Fair Value [Line Items]
Hedged items	69		277
Interest rate contracts and Foreign currency contracts	(76)		(286)
Interest Expense [Member] \| Designated as Hedging Instrument [Member] \| Cash Flow Hedging [Member] \| Interest Rate Contracts [Member]
Derivatives, Fair Value [Line Items]
Interest rate contracts and Foreign currency contracts	3		7
Interest Expense [Member] \| Designated as Hedging Instrument [Member] \| Cash Flow Hedging [Member] \| Foreign Currency Contracts [Member]
Derivatives, Fair Value [Line Items]
Interest rate contracts and Foreign currency contracts	(13)		(22)
Interest Expense [Member] \| Not Designated as Hedging Instrument [Member]
Derivatives, Fair Value [Line Items]
Interest rate contracts	(1)		5
Foreign currency derivatives	$ (13)		$ (20)

Commitments and Contingencies -

Commitments and Contingencies - Narrative (Details) - USD ($) $ in Millions	Jun. 30, 2018	Dec. 31, 2017
Commitment and Contingencies [Line Items]
Estimate of possible loss	$ 56
Loss accrual	18
Indirect tax contingency	16
Parent Company [Member] \| Euro Medium Term Notes [Member] \| Senior Notes [Member]
Commitment and Contingencies [Line Items]
Debt instrument, face amount	$ 1,200	$ 2,000

Shareholders' Equity (Details)

Shareholders' Equity (Details) - USD ($) $ / shares in Units, $ in Millions	Mar. 30, 2018	Jun. 30, 2018	Dec. 31, 2017
Class of Stock [Line Items]
Common stock shares authorized		10,000,000	10,000,000
Common stock shares issued		5,050,000	5,050,000
Common stock shares outstanding		5,050,000	5,050,000
Series A Preferred Stock [Member]
Class of Stock [Line Items]
Preferred stock shares authorized		250,000,000	250,000,000
Preferred stock shares issued		1,000,000	1,000,000
Preferred stock shares outstanding		1,000,000	1,000,000
Preferred stock dividends paid	$ 30.4
Preferred stock dividends paid (in usd per share)	$ 30.35

Shareholders' Equity - Accumula

Shareholders' Equity - Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Changes in Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance			$ 10,294
Other comprehensive (loss) income, net of tax	$ (228)	$ 96	(168)	$ 186
Ending balance	10,976		10,976
AOCI Attributable to Parent [Member]
Changes in Accumulated Other Comprehensive Income [Roll Forward]
Ending balance	(936)	(1,052)	(936)	(1,052)
Unrealized Gain (Loss) on Cash Flow Hedges [Member]
Changes in Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	17	13	16	17
Other comprehensive (loss) income, net of tax	17	(7)	18	(11)
Ending balance	34	6	34	6
Defined Benefit Plans [Member]
Changes in Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	1	(20)	1	(20)
Other comprehensive (loss) income, net of tax	0	(1)	0	(1)
Ending balance	1	(21)	1	(21)
Foreign Currency Translation Adjustment [Member]
Changes in Accumulated Other Comprehensive Income [Roll Forward]
Beginning balance	(726)	(1,141)	(785)	(1,235)
Other comprehensive (loss) income, net of tax	(245)	104	(186)	198
Ending balance	$ (971)	$ (1,037)	$ (971)	$ (1,037)

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
Income Taxes (Details) - USD ($) $ in Millions	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Income Tax Disclosure [Abstract]
Income tax (benefit) provision	$ 94	$ 86	$ 168	$ 136

Discontinued Operations - Finan

Discontinued Operations - Financial Information for Discontinued Operations (Details) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Loss from discontinued operations, net of tax	$ 0	$ (208)	$ 0	$ (185)
Discontinued Operations, Held-for-sale [Member] \| General Motors Holdings LLC [Member]
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Total revenue		143		274
Interest expense		23		46
Other expenses		79		156
Total costs and expenses		102		202
Income from discontinued operations before income taxes		41		72
Loss on sale of discontinued operations before income taxes		336		336
Loss from discontinued operations before income taxes		(295)		(264)
Income tax benefit		(87)		(79)
Loss from discontinued operations, net of tax		$ (208)		$ (185)

Segment Reporting - Operations

Segment Reporting - Operations Reporting by Revenue (Details) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Segment Reporting Information [Line Items]
Total revenue	$ 3,488	$ 2,990	$ 6,899	$ 5,738
Operating expenses	382	333	747	663
Leased vehicle expenses	1,684	1,549	3,471	2,978
Provision for loan losses	128	158	264	369
Interest expense	803	635	1,535	1,231
Equity income	45	41	97	88
Income from continuing operations before income taxes	536	356	979	585
Operating Segments [Member] \| North America Segment [Member]
Segment Reporting Information [Line Items]
Total revenue	3,180	2,700	6,265	5,174
Operating expenses	276	253	547	501
Leased vehicle expenses	1,675	1,543	3,453	2,969
Provision for loan losses	90	133	187	320
Interest expense	685	497	1,282	952
Equity income	0	0	0	0
Income from continuing operations before income taxes	454	274	796	432
Operating Segments [Member] \| International Segment [Member]
Segment Reporting Information [Line Items]
Total revenue	308	290	634	564
Operating expenses	106	80	200	162
Leased vehicle expenses	9	6	18	9
Provision for loan losses	38	25	77	49
Interest expense	118	138	253	279
Equity income	45	41	97	88
Income from continuing operations before income taxes	$ 82	$ 82	$ 183	$ 153

Segment Reporting - Operation58

Segment Reporting - Operations Reporting by Assets (Details) - USD ($) $ in Millions	Jun. 30, 2018	Dec. 31, 2017
Segment Reporting Information [Line Items]
Finance receivables, net	$ 45,500	$ 42,172
Leased vehicles, net	44,054	42,882
Total assets	102,558	97,015
North America Segment [Member]
Segment Reporting Information [Line Items]
Finance receivables, net	39,254	35,436
Leased vehicles, net	43,907	42,753
Total assets	93,619	87,618
International Segment [Member]
Segment Reporting Information [Line Items]
Finance receivables, net	6,246	6,736
Leased vehicles, net	147	129
Total assets	$ 8,939	$ 9,397

Regulatory Capital and Other 59

Regulatory Capital and Other Regulatory Matters (Details) - USD ($) $ in Millions	Jun. 30, 2018	Dec. 31, 2017
Capital Requirements on Foreign Financial Institutions [Line Items]
Assets	$ 102,558	$ 97,015
International Regulated Bank And Finance Companies [Member]
Capital Requirements on Foreign Financial Institutions [Line Items]
Assets	$ 7,200	$ 7,800

Uncategorized Items - acf-20180

Label	Element	Value
Continuing Operations [Member]
Restricted Cash and Cash Equivalents	us-gaap_RestrictedCashAndCashEquivalents	$ 2,656,000,000
Cash and Cash Equivalents, at Carrying Value	us-gaap_CashAndCashEquivalentsAtCarryingValue	$ 4,012,000,000