General Motors Financial (ACF) 10-Q23 Apr 152015 Q1 Quarterly reportFinancial data

Company Profile

Document_and_Entity_Informatio

Document and Entity Information Document	3 Months Ended
Document and Entity Information Document	Mar. 31, 2015	Apr. 23, 2015
Document and Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	FALSE
Document Period End Date	31-Mar-15
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Trading Symbol	acf
Entity Registrant Name	General Motors Financial Company, Inc.
Entity Central Index Key	804269
Current Fiscal Year End Date	-19
Entity Filer Category	Non-accelerated Filer
Entity Common Stock, Shares Outstanding		505

Condensed_Consolidated_Balance

Condensed Consolidated Balance Sheets (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Millions, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Assets
Cash and cash equivalents	$2,121	$2,974
Finance receivables, net	32,470	33,000
Leased vehicles, net	8,939	7,060
Restricted cash	1,849	2,071
Goodwill	1,243	1,244
Equity in net assets of non-consolidated affiliates	929	0
Property and equipment, net of accumulated depreciation of $66 and $59	176	172
Deferred income taxes	283	341
Related party receivables	437	384
Other assets	899	478
Total assets	49,346	47,724
Liabilities:
Secured debt	24,693	25,214
Unsecured debt	14,432	12,217
Accounts payable and accrued expenses	970	1,002
Deferred income	546	392
Deferred income taxes	48	20
Taxes payable	205	234
Related party taxes payable	636	636
Related party payables	450	433
Other liabilities	163	184
Total liabilities	42,143	40,332
Commitments and contingencies
Shareholder's equity:
Common stock, $1.00 par value per share, 1,000 shares authorized and 505 shares issued	0	0
Additional paid-in capital	5,805	5,799
Accumulated other comprehensive loss	-779	-433
Retained earnings	2,177	2,026
Total stockholders' equity	7,203	7,392
Total liabilities and shareholder's equity	$49,346	$47,724

Condensed_Consolidated_Balance1

Condensed Consolidated Balance Sheets (Parentheticals) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Millions, except Share data, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Common Stock, Number of Shares, Par Value and Other Disclosures [Abstract]
Entity Common Stock, Shares Authorized	1,000	1,000
Entity Common Stock, Shares issued	505	505
Common stock par value per share	$1	$1
Accumulated depreciation	$66	$59

Condensed_Consolidated_Stateme

Condensed Consolidated Statements Of Income And Comprehensive Income (USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Revenue
Financial charge income	$854	$830
Leased vehicle income	431	200
Other income	69	67
Total revenue	1,354	1,097
Costs and expenses
Salaries and benefits	165	136
Other operating expenses	141	133
Total operating expenses	306	269
Leased vehicle expenses	327	156
Provision for loan losses	155	135
Interest expense	380	315
Total costs and expenses	1,168	875
Equity income	28	0
Income before income taxes	214	222
Income tax provision	64	77
Net income	150	145
Other comprehensive income
Defined benefit plans, net	1	0
Foreign currency translation adjustment	-347	5
Other comprehensive (loss) income, net	-346	5
Comprehensive (loss) income	($196)	$150

Condensed_Consolidated_Stateme1

Condensed Consolidated Statements Of Cash Flows (USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Statement of Cash Flows [Abstract]
Net cash provided by operating activities	$545	$386
Cash flows from investing activities:
Purchases of consumer finance receivables, net	-4,065	-3,320
Principal collections and recoveries on consumer finance receivables	2,814	2,617
Net collections (funding) of commercial finance receivables	54	-255
Purchases of leased vehicles, net	-2,319	-628
Proceeds from termination of leased vehicles	185	123
Acquisition of equity interest	-1,049	0
Purchases of property and equipment	-17	-7
Change in restricted cash	-154	-147
Change in other assets	6	0
Net cash used in investing activities	-4,545	-1,617
Cash flows from financing activities:
Net change in debt (original maturities less than three months)	198	451
Borrowings and issuance of secured debt	2,889	5,070
Payments on secured debt	-2,748	-4,238
Borrowings and issuance of unsecured debt	3,258	390
Payments on unsecured debt	-308	-330
Debt issuance costs	-41	-23
Net cash provided by financing activities	3,248	1,320
Net (decrease) increase in cash and cash equivalents	-752	89
Effect of foreign exchange rate changes on cash and cash equivalents	-101	-1
Cash and cash equivalents at beginning of period	2,974	1,074
Cash and cash equivalents at end of period	2,121	1,162
Supplemental cash flow information:
Subvention receivable from GM	252	111
Commercial loan funding payable to GM	425	462
Sale of equity interest in SAIC-GMAC	$125	$0

Summary_of_Significant_Account

Summary of Significant Accounting Policies	3 Months Ended
Summary of Significant Accounting Policies	Mar. 31, 2015
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies
	Basis of Presentation
	The condensed consolidated financial statements include our accounts and the accounts of our wholly-owned subsidiaries, including certain special-purpose financing entities utilized in secured financing transactions, which are considered variable interest entities ("VIEs"). All intercompany transactions and balances have been eliminated in consolidation.
	The interim period consolidated financial statements, including the notes thereto, are condensed and do not include all disclosures required by generally accepted accounting principles ("GAAP") in the United States of America. These interim period condensed consolidated financial statements should be read in conjunction with the consolidated financial statements that are included in our Annual Report on Form 10-K filed on February 4, 2015 ("Form 10-K"). Certain prior periods amounts were reclassified to conform to our current year presentation.
	The condensed consolidated financial statements at March 31, 2015, and for the three months ended March 31, 2015 and 2014, are unaudited and, in management’s opinion, include all adjustments, consisting of normal recurring adjustments, necessary for a fair presentation of the results for such interim periods. The results for interim periods are not necessarily indicative of results for a full year.
	Subsequent to the issuance of our condensed consolidated financial statements as of and for the three months ended March 31, 2014, we identified items not properly classified in the condensed consolidated statements of cash flows. The adjustments to previously reported amounts within the condensed consolidated statement of cash flows, which had no impact on cash and cash equivalents at March 31, 2014, had a net effect of decreasing net cash provided by operating activities by $79 million and decreasing net cash used in investing activities by $79 million, and were principally related to net funding of commercial finance receivables.
	Segment Information
	We offer substantially similar products and services throughout many different regions, subject to local regulations and market conditions. We evaluate our business in two operating segments: North America (the "North America Segment") and international (the "International Segment"). The North America Segment includes our operations in the U.S. and Canada. The International Segment includes our operations in all other countries. For additional financial information regarding our business segments, see Note 13 - "Segment Reporting."
	Related Party Transactions
	We are the wholly-owned captive finance subsidiary of General Motors Company ("GM"). We offer loan and lease finance products through GM-franchised dealers to consumers purchasing new and certain used vehicles manufactured by GM and make commercial loans directly to GM-franchised dealers and their affiliates. Under subvention programs, GM makes cash payments to us for offering incentivized rates and structures on consumer loan and lease finance products. In addition, GM makes payments to us to cover certain interest payments on commercial loans. At March 31, 2015 and December 31, 2014, we had related party receivables from GM in the amount of $437 million and $384 million, primarily related to subvention.
	At March 31, 2015 and December 31, 2014 we had $164 million and $176 million in commercial loans outstanding to dealers that are consolidated by GM. Prior to January 1, 2015, we provided financing to certain GM subsidiaries through factoring and other wholesale financing arrangements. At December 31, 2014, $289 million was outstanding under such arrangements, and was included in commercial finance receivables. No amounts were outstanding at March 31, 2015. At March 31, 2015 and December 31, 2014, we had $450 million and $433 million of related party payables due to GM, primarily for commercial finance receivables originated but not yet funded. These payables typically settle within 30 days.
	We have a tax sharing agreement with GM for our U.S. operations. Under our tax sharing arrangement with GM, payments related to our U.S. operations for the tax years 2012 through 2014 were deferred for four years from their original due date. At March 31, 2015 and December 31, 2014, we have recorded related party taxes payable to GM in the amount of $636 million.
	We have a Support Agreement with GM (the “Support Agreement”), which provides that, if our earning assets leverage at the end of any calendar quarter is higher than thresholds set in the Support Agreement, we may require GM to provide funding sufficient to bring our earning assets leverage to within the appropriate threshold. In determining our earning assets leverage (net earning assets divided by adjusted equity) under the Support Agreement, net earning assets means our finance receivables, net, plus leased vehicles, net, and adjusted equity means our equity, net of goodwill and inclusive of outstanding junior subordinated debt, as each may be adjusted for derivative accounting from time to time. At March 31, 2015, our earning assets leverage ratio was 6.9, which is below the applicable ratio of 8.0.
	Additionally, the Support Agreement provides that GM will own all of our outstanding voting shares as long as we have any unsecured debt securities outstanding and that GM will use its commercially reasonable efforts to ensure that we will continue to be designated as a subsidiary borrower on $4.0 billion under GM’s corporate revolving credit facilities. GM also agreed to certain provisions intended to ensure that we maintain adequate access to liquidity. Pursuant to these provisions, GM provided us with a $1.0 billion unsecured intercompany revolving credit facility (the “Junior Subordinated Revolving Credit Facility”). There were no advances outstanding under the Junior Subordinated Revolving Credit Facility at March 31, 2015 or December 31, 2014.
	Accounting Standards Not Yet Adopted
	In May 2014 the Financial Accounting Standards Board issued ASU 2014-09, “Revenue Recognition - Revenue from Contracts with Customers” ("ASU 2014-09") that requires companies to recognize revenue when a customer obtains control rather than when companies have transferred substantially all risks and rewards of a good or service. This update is effective for annual reporting periods beginning on or after December 15, 2016 and interim periods therein and requires expanded disclosures. We are currently assessing the impact that the adoption of ASU 2014-09 will have on our consolidated financial statements.
	In April 2015 the Financial Accounting Standards Board issued ASU 2015-03, “Interest - Imputation of Interest” ("ASU 2015-03") that requires that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. This update is effective for annual reporting periods beginning on or after December 15, 2015 and interim periods within fiscal years beginning after December 15, 2016. We are currently assessing the impact that the adoption of ASU 2015-03 will have on our consolidated financial statements.

Acquisition_of_Ally_Financial_

Acquisition of Ally Financial International Operations	3 Months Ended
Acquisition of Ally Financial International Operations	Mar. 31, 2015
Business Combinations [Abstract]
Acquisition of Ally Financial International	Acquisition of Ally Financial International Operations
	In November 2012, we entered into a definitive agreement with Ally Financial to acquire the outstanding equity interests in the top-level holding companies of its automotive finance and financial services operations in Europe and Latin America and a separate agreement to acquire Ally Financial's non-controlling equity interest in SAIC-GMAC Automotive Finance Company Limited ("SAIC-GMAC"), which conducts auto finance operations in China.
	During 2013, we completed the acquisition of Ally Financial's European and Latin American auto finance and financial services operations. The aggregate consideration for these acquisitions was $3.3 billion. In addition, we repaid debt of $1.4 billion that was assumed as part of the acquisitions. We recorded the fair value of the assets acquired and liabilities assumed on the acquisition date.
	On January 2, 2015, we completed the acquisition of Ally Financial's 40% equity interest in SAIC-GMAC. The aggregate purchase price was $1.0 billion. Also on January 2, 2015, we sold a 5% equity interest in SAIC-GMAC to Shanghai Automotive Group Finance Company Ltd. (“SAIC FC”), a current shareholder of SAIC-GMAC, for proceeds of $125 million. As a result of these transactions, we own a 35% equity interest in SAIC-GMAC. We account for our ownership interest in SAIC-GMAC using the equity method of accounting. The difference between the carrying amount in our investment and our share of the underlying net assets of SAIC-GMAC was $371 million, which was primarily related to goodwill. We determined the acquisition date fair values of the identifiable assets acquired and liabilities assumed in accordance with ASC 805 Business Combinations.
	Income resulting from the equity investment in SAIC-GMAC is included in our results beginning January 2, 2015. Equity income from SAIC-GMAC recorded in the three months ended March 31, 2015 was $28 million. If the acquisition had occurred on January 1, 2014, our net income for the three months ended March 31, 2014 would have been $174 million.

Finance_Receivables

Finance Receivables	3 Months Ended
	Mar. 31, 2015
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Finance Receivables	Finance Receivables
	Our pre-acquisition and post-acquisition consumer finance portfolios are now reported on a combined basis, due to the diminished size of the pre-acquisition portfolio, which was $344 million at March 31, 2015.
	The finance receivables portfolio consists of the following (in millions):


			March 31, 2015												December 31, 2014
			North				International				Total				North				International				Total
			America												America
	Consumer
	Consumer finance receivables, collectively evaluated for impairment, net of fees(a)		$	13,000			$	11,297			$	24,297			$	12,127			$	12,262			$	24,389

	Consumer finance receivables, individually evaluated for impairment, net of fees		1,294				—				1,294				1,234				—				1,234

	Total consumer finance receivables(b)		14,294				11,297				25,591				13,361				12,262				25,623

	Less: allowance for loan losses - collective		(441		)		(87		)		(528		)		(405		)		(78		)		(483		)
	Less: allowance for loan losses - specific		(164		)		—				(164		)		(172		)		—				(172		)

	Total consumer finance receivables, net		13,689				11,210				24,899				12,784				12,184				24,968

	Commercial
	Commercial finance receivables, collectively evaluated for impairment, net of fees		3,260				4,278				7,538				3,180				4,803				7,983

	Commercial finance receivables, individually evaluated for impairment, net of fees		—				69				69				—				89				89

	Total commercial finance receivables		3,260				4,347				7,607				3,180				4,892				8,072

	Less: allowance for loan losses - collective		(20		)		(11		)		(31		)		(21		)		(14		)		(35		)
	Less: allowance for loan losses - specific		—				(5		)		(5		)		—				(5		)		(5		)

	Total commercial finance receivables, net		3,240				4,331				7,571				3,159				4,873				8,032

	Total finance receivables, net		$	16,929			$	15,541			$	32,470			$	15,943			$	17,057			$	33,000

	________________
	(a) Amounts reported for International include $1.0 billion of direct-financing leases at March 31, 2015 and December 31, 2014.
	(b) Net of unamortized premiums and discounts, and deferred fees and costs of $191 million and $245 million at March 31, 2015 and December 31, 2014.
	Consumer Finance Receivables
	Following is a summary of activity in our consumer finance receivables portfolio (in millions):


			Three Months Ended March 31,
			2015												2014
			North America				International				Total				North America				International				Total
	Consumer finance receivables, net of fees - beginning of period		$	13,361			$	12,262			$	25,623			$	11,388			$	11,742			$	23,130

	Loans purchased		2,273				1,805				4,078				1,364				2,048				3,412

	Principal collections and other		(1,134		)		(1,459		)		(2,593		)		(1,003		)		(1,464		)		(2,467		)
	Charge-offs		(200		)		(34		)		(234		)		(192		)		(32		)		(224		)
	Foreign currency translation		(6		)		(1,277		)		(1,283		)		(1		)		174				173

	Balance at end of period		$	14,294			$	11,297			$	25,591			$	11,556			$	12,468			$	24,024

	A summary of the activity in the allowance for consumer loan losses is as follows (in millions):





			Three Months Ended March 31,
			2015												2014
			North America				International				Total				North America				International				Total
	Balance at beginning of period		$	577			$	78			$	655			$	468			$	29			$	497

Provision for loan losses		118				39				157				104				33				137

Charge-offs		(200		)		(34		)		(234		)		(192		)		(32		)		(224		)
Recoveries		110				12				122				111				16				127

Foreign currency translation		—				(8		)		(8		)		—				—				—

Balance at end of period		$	605			$	87			$	692			$	491			$	46			$	537

Consumer Credit Quality
We use proprietary scoring systems in the underwriting process that measure the credit quality of the receivables using several factors, such as credit bureau information, consumer credit risk scores (e.g. FICO score), and contract characteristics. In addition to our proprietary scoring system, we consider other individual consumer factors, such as employment history, financial stability, and capacity to pay. At the time of loan origination, substantially all of our international consumers have the equivalent of prime credit scores. In the North America Segment, while we historically focused on consumers with lower than prime credit scores, we are seeking to expand our prime lending programs. A summary of the credit risk profile by FICO score band, determined at origination, of the consumer finance receivables in the North America Segment is as follows (dollars in millions):


		March 31, 2015							December 31, 2014
		Amount				Percent			Amount				Percent
Prime - FICO Score 680 and greater		$	1,161			8.1	%		$	596			4.4	%

Near Prime - FICO Score 620 to 679		2,138				15			1,691				12.7

Sub-prime - FICO Score less than 620		10,995				76.9			11,074				82.9

Balance at end of period		$	14,294			100	%		$	13,361			100	%

In addition we review the credit quality of all of our consumer finance receivables based on consumer payment activity. A consumer account is considered delinquent if a substantial portion of a scheduled payment has not been received by the date such payment was contractually due. Consumer finance receivables are collateralized by vehicle titles and, subject to local laws, we generally have the right to repossess the vehicle in the event the consumer defaults on the payment terms of the contract. The following is a summary of the contractual amounts of delinquent consumer finance receivables, which is not significantly different than recorded investment, that are (i) more than 30 days delinquent, but not yet in repossession and (ii) in repossession, but not yet charged off (dollars in millions):


		Three Months Ended March 31,
		2015															2014
		North America				International				Total				Percent of Contractual Amount Due			North America				International				Total		Percent of Contractual Amount Due
31 - 60 days		$	767			$	113			$	880			3.4	%		$	579			$	138			$	717	3.1	%

Greater than 60 days		259				98				357				1.4			210				126				336		1.4

		1,026				211				1,237				4.8			789				264				1,053		4.5

In repossession		34				8				42				0.2			33				5				38		0.1

		$	1,060			$	219			$	1,279			5	%		$	822			$	269			$	1,091	4.6	%

The accrual of finance charge income has been suspended on $581 million and $682 million of consumer finance receivables (based on contractual amount due) at March 31, 2015 and December 31, 2014.
Impaired Consumer Finance Receivables - TDRs
Consumer finance receivables that become classified as troubled debt restructurings ("TDRs") are separately assessed for impairment. A specific allowance is estimated based on the present value of the expected future cash flows of the receivable discounted at the loan's original effective interest rate. The financial effects of the accounts that become classified as TDRs result in an impairment charge recorded as part of the provision for loan losses. Accounts that become classified as TDRs because of a payment deferral still accrue interest at the contractual rate and an additional fee is collected (where permitted) at each time of deferral and recorded as a reduction of accrued interest. No interest or fees are forgiven on a payment deferral to a customer; therefore, there are no additional financial effects of deferred loans becoming classified as TDRs. Accounts in Chapter 13 bankruptcy would have already been placed on non-accrual; therefore, there are no additional financial effects from these loans becoming classified as TDRs. Finance charge income from loans classified as TDRs is accounted for in the same manner as other accruing loans. Cash collections on these loans are allocated according to the same payment hierarchy methodology applied to loans that are not classified as TDRs.
At March 31, 2015 and December 31, 2014, the outstanding balance of consumer finance receivables in the International Segment determined to be TDRs was insignificant; therefore, the following information is presented with regard to the TDRs in the North America Segment only (in millions):


		March 31, 2015				December 31, 2014
Outstanding recorded investment		$	1,294			$	1,234

Less: allowance for loan losses		(164		)		(172		)
Outstanding recorded investment, net of allowance		$	1,130			$	1,062

Unpaid principal balance		$	1,319			$	1,255

Additional information about loans classified as TDRs is presented below (in millions, except for number of loans):


		Three Months Ended March 31,
		2015				2014
Average recorded investment		$	1,264			$	816

Finance charge income recognized		$	40			$	29

Number of loans classified as TDRs during the period		11,752				10,127

Recorded investment of loans classified as TDRs during the period		$	199			$	183

A redefault is when an account meets the requirements for evaluation under our charge-off policy (See Note 1 - "Summary of Significant Accounting Policies" in our Form 10-K for additional information). The unpaid principal balance, net of recoveries, of loans that redefaulted during the reporting period and were within 12 months of being modified as a TDR was insignificant for the three months ended March 31, 2015 and 2014.
Commercial Finance Receivables
Following is a summary of activity in our commercial finance receivables portfolio (in millions):


		Three Months Ended March 31,
		2015												2014
		North America				International				Total				North America				International				Total
Commercial finance receivables, net of fees - beginning of period		$	3,180			$	4,892			$	8,072			$	1,975			$	4,725			$	6,700

Net funding (collections) of commercial finance receivables		110				(150		)		(40		)		223				154				377

Charge-offs		—				—				—				—				—				—

Foreign currency translation		(30		)		(395		)		(425		)		(8		)		39				31

Balance at end of period		$	3,260			$	4,347			$	7,607			$	2,190			$	4,918			$	7,108





Commercial Credit Quality
We extend wholesale credit to dealers primarily in the form of approved lines of credit to purchase new vehicles as well as used vehicles. Each commercial lending request is evaluated, taking into consideration the borrower's financial condition and the underlying collateral for the loan. We use proprietary models to assign each dealer a risk rating. These models use historical performance data to identify key factors about a dealer that we consider significant in predicting a dealer's ability to meet its financial obligations. We also consider numerous other financial and qualitative factors including, but not limited to, capitalization and leverage, liquidity and cash flow, profitability and credit history.
We regularly review our models to confirm the continued business significance and statistical predictability of the factors and update the models to incorporate new factors or other information that improves statistical predictability. In addition, we verify the existence of the assets collateralizing the receivables by physical audits of vehicle inventories, which are performed with increased frequency for higher risk (i.e., Groups III, IV, V and VI) dealers. We perform a credit review of each dealer at least annually and adjust the dealer's risk rating, if necessary. The credit lines for Group VI dealers are typically suspended and no further funding is extended to these dealers.
Performance of our commercial finance receivables is evaluated based on our internal dealer risk rating analysis, as payment for wholesale receivables is generally not required until the dealer has sold the vehicle inventory. All receivables from the same dealer customer share the same risk rating.
A summary of the credit risk profile by dealer grouping of the commercial finance receivables is as follows (in millions):


				March 31, 2015				December 31, 2014
Group I	-	Dealers with superior financial metrics		$	954			$	1,062

Group II	-	Dealers with strong financial metrics		2,149				2,090

Group III	-	Dealers with fair financial metrics		2,690				2,856

Group IV	-	Dealers with weak financial metrics		1,108				1,250

Group V	-	Dealers warranting special mention due to potential weaknesses		515				559

Group VI	-	Dealers with loans classified as substandard, doubtful or impaired		191				255

Balance at end of period				$	7,607			$	8,072

At March 31, 2015 and December 31, 2014 substantially all of our commercial finance receivables were current with respect to payment status and none were classified as TDRs. Activity in the allowance for commercial loan losses was insignificant for the three months ended March 31, 2015 and 2014.

Leased_Vehicles

Leased Vehicles	3 Months Ended
Leased Vehicles	Mar. 31, 2015
Property Subject to or Available for Operating Lease, Net [Abstract]
Leased Vehicles	Leased Vehicles
	Our operating lease program is offered primarily in the North America Segment. The following information regarding our leased vehicles is presented on a consolidated basis (in millions):


		March 31, 2015			December 31, 2014
	Leased vehicles	$	12,231		$	9,747
	Leased vehicles	$	12,231		$	9,747
	Manufacturer incentives	(1,880		)	(1,479		)
		10,351			8,268
		10,351			8,268
	Less: accumulated depreciation	(1,412		)	(1,208		)
	Leased vehicles, net	$	8,939		$	7,060
	Leased vehicles, net	$	8,939		$	7,060
	At March 31, 2015 and December 31, 2014, our Canadian subsidiary was servicing $74 million and $110 million of leased vehicles for a third party.
	The following table summarizes minimum rental payments due to us as lessor under operating leases (in millions):


		Years Ending December 31,
		2015			2016			2017		2018		2019
	Minimum rental payments under operating leases	$	1,160		$	1,365		$	923	$	214	$	13
	Minimum rental payments under operating leases	$	1,160		$	1,365		$	923	$	214	$	13

Restricted_Cash

Restricted Cash	3 Months Ended
	Mar. 31, 2015
Cash and Cash Equivalents [Abstract]
Restricted Cash	Restricted Cash
	The following table summarizes the components of restricted cash (in millions):


		31-Mar-15		31-Dec-14
	Revolving credit facilities	$	327	$	326

	Securitization notes payable - consumer	1,440		1,330

	Securitization notes payable - commercial	59		65

	Other	23		350

	Total restricted cash	$	1,849	$	2,071

	Restricted cash for securitization notes payable and revolving credit facilities is comprised of funds deposited in restricted cash accounts as collateral required to support securitization transactions or to provide additional collateral for borrowings under revolving credit facilities. Additionally, these funds include monthly collections from borrowers that have not yet been used for repayment of debt.
	As of December 31, 2014, other restricted cash was primarily comprised of interest-bearing cash in Brazil held in escrow pending resolution of tax and civil litigation. As of March 31, 2015, these amounts were reclassified to deposits and are included in other assets on the condensed consolidated balance sheet.

Equity_in_Net_Assets_of_Noncon

Equity in Net Assets of Non-consolidated Affiliates	3 Months Ended
Equity in Net Assets of Non-consolidated Affiliates	Mar. 31, 2015
Noncontrolling Interest [Abstract]
Equity in Net Assets of Non-consolidated Affiliates	Equity in Net Assets of Non-consolidated Affiliates
	Non-consolidated affiliates are entities in which an equity ownership interest is maintained and for which the equity method of accounting is used due to the ability to exert significant influence over decisions relating to their operating and financial affairs.
	In January 2015, we completed the acquisition of Ally Financial's equity interest in SAIC-GMAC. See Note 2 - "Acquisition of Ally Financial International Operations" for additional information.
	The income of SAIC-GMAC is not consolidated into our financial statements; rather, our proportionate share of the earnings is reflected as equity income. At March 31, 2015, we had undistributed earnings of $28 million related to SAIC-GMAC.

Debt

Debt	3 Months Ended
	Mar. 31, 2015
Debt Disclosure [Abstract]
Debt	Debt
	Debt consists of the following (in millions):


		March 31, 2015						December 31, 2014
		North America		International		Total		North America		International		Total
	Secured Debt

	Revolving credit facilities	$	1,781	$	4,922	$	6,703	$	1,701	$	5,327	$	7,028

	Securitization notes payable - consumer	13,710		2,323		16,033		13,253		2,868		16,121

	Securitization notes payable - commercial	500		1,457		1,957		500		1,565		2,065

	Total secured debt	$	15,991	$	8,702	$	24,693	$	15,454	$	9,760	$	25,214


	Unsecured Debt

	Senior notes	$	10,060	$	1,234	$	11,294	$	7,846	$	604	$	8,450

	Credit facilities	—		2,459		2,459		—		2,974		2,974

	Other unsecured debt	—		679		679		—		793		793

	Total unsecured debt	$	10,060	$	4,372	$	14,432	$	7,846	$	4,371	$	12,217

	Secured Debt
	Most of the secured debt was issued by VIEs and is repayable only from proceeds related to the underlying pledged finance receivables and leases. Refer to Note 8 - "Variable Interest Entities" for additional information relating to our involvement with VIEs. During the three months ended March 31, 2015, we issued securitization notes payable of $2.0 billion through securitization transactions, and we entered into new credit facilities or renewed credit facilities with a total additional net borrowing capacity of $770 million.
	Unsecured Debt
	In January 2015, our top-tier holding company issued $2.25 billion in senior notes comprised of $1.0 billion of 3.15% notes due in January 2020, $1.0 billion of 4.0% notes due in January 2025 and $250 million in floating rate notes due in January 2020. All of these notes are guaranteed by our principal operating subsidiary, AmeriCredit Financial Services, Inc. ("AFSI").
	In February 2015, a European subsidiary issued €650 million of 0.85% notes under our Euro medium term notes program. These notes are due in February 2018. All of these notes are guaranteed by our top-tier holding company and by AFSI.
	Subsequent to March 31, 2015, our top-tier holding company issued an additional $2.4 billion in senior notes comprised of $850 million of 2.4% notes due in April 2018, $1.25 billion of 3.45% notes due in April 2022 and $300 million of floating rate notes are due in April 2018. All of these notes are guaranteed by AFSI.
	The International Segment utilizes unsecured credit facilities with banks as well as non-bank funding sources. During the three months ended March 31, 2015, we increased borrowing capacity on unsecured committed credit facilities by $90 million.

Variable_Interest_Entities

Variable Interest Entities	3 Months Ended
	Mar. 31, 2015
Variable Interest Entities [Abstract]
Variable Interest Entities	Variable Interest Entities
	Securitizations and credit facilities
	The following table summarizes the assets and liabilities of our consolidated VIEs related to securitization and credit facilities (in millions):


		March 31, 2015		December 31, 2014
	Restricted cash	$	1,826	$	1,721

	Finance receivables, net	$	21,979	$	23,109

	Leased vehicle assets	$	5,401	$	4,595

	Secured debt	$	22,857	$	22,794

	The assets of the VIEs serve as the sole source of repayment for the debt issued by these entities. Investors in the notes issued by the VIEs do not have recourse to us or our other assets, with the exception of customary representation and warranty repurchase provisions and indemnities we provide as the servicer. We are not required and do not currently intend to provide additional financial support to these VIEs. While these subsidiaries are included in our condensed consolidated financial statements, these subsidiaries are separate legal entities and their assets are legally owned by them and not available to our creditors.
	In addition, certain of our special-purpose entities ("SPEs") that issue variable rate debt against fixed rate securitized assets entered into interest rate swap agreements. Under the terms of these swaps, the SPEs are obligated to pay a fixed rate of interest on certain payment dates in exchange for receiving a floating rate of interest on notional amounts equal to the outstanding balance of the secured debt. This arrangement enables the SPEs to mitigate the interest rate risk inherent in issuing variable rate debt that is secured by fixed rate securitized assets, as may be required to maintain ratings on such securitizations. See Note 9 - "Derivative Financial Instruments and Hedging Activities" for further discussion.
	Other VIEs
	We consolidate certain operating entities that provide auto finance and financial services, which we do not control through a majority voting interest. We manage these entities and maintain a controlling financial interest in them and are exposed to the risks of ownership through contractual arrangements. The majority voting interests in these entities are indirectly wholly-owned by our parent, GM. At March 31, 2015 and December 31, 2014, total assets of these entities were $4.2 billion and $4.5 billion, which were comprised primarily of cash and cash equivalents and finance receivables; and total liabilities were $3.5 billion and $4.0 billion, which were comprised primarily of debt, accounts payable (primarily trade) and accrued liabilities. In the three months ended March 31, 2015 and 2014 total revenue recorded by these entities was $41 million and $58 million, and net income was $11 million and $10 million. These amounts are stated prior to intercompany eliminations and include amounts related to securitization and credit facilities held by consolidated VIEs. Liabilities recognized as a result of consolidating these entities generally do not represent claims against us or our other subsidiaries and assets recognized generally are for the benefit of these entities operations and cannot be used to satisfy our or our subsidiaries obligations.



	Transfers of finance receivables to non-VIEs
	Under certain debt agreements, we transfer finance receivables to third-party banks, which are not considered VIEs. These transfers do not meet the criteria to be considered sales; therefore, the finance receivables and the related debt are included in our condensed consolidated financial statements. Any collections received on the transferred receivables are available only for the repayment of the related debt. At March 31, 2015 and December 31, 2014, $2.0 billion and $2.5 billion in finance receivables had been transferred in secured funding arrangements to third-party banks, to which $1.8 billion and $2.4 billion in secured debt was outstanding.

Derivative_Financial_Instrumen

Derivative Financial Instruments And Hedging Activities	3 Months Ended
	Mar. 31, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments And Hedging Activities	Derivative Financial Instruments and Hedging Activities
	Derivative swap and cap agreements consist of the following (in millions):


			Fair Value		March 31, 2015						December 31, 2014
			Level		Notional				Fair Value		Notional		Fair Value
	Assets
	Interest rate swaps	(a)	3		$	1,688			$	6	$	1,652	$	6

	Interest rate caps	(b)	2		2,082				5		2,123		6

	Foreign currency swaps	(b)	2		1,488				30		1,594		4

	Total assets	(c)			$	5,258			$	41	$	5,369	$	16

	Liabilities
	Interest rate swaps	(a)	3		$	5,114			$	35	$	5,627	$	39

	Interest rate caps	(b)	2		1,764				4		1,804		6

	Foreign currency swaps	(b)	2		939				1		1,044		1

	Total liabilities	(d)			$	7,817			$	40	$	8,475	$	46

	_________________

	(a)	The fair values of the interest rate swap agreements are estimated by discounting future net cash flows expected to be settled using current risk-adjusted rates.

	(b)	The fair values of the interest rate cap agreements and foreign currency swap agreements are based on quoted market prices.

	(c)	Included in other assets on the condensed consolidated balance sheets.

	(d)	Included in other liabilities on the condensed consolidated balance sheets.
	We purchase interest rate cap agreements to limit floating rate exposures on certain of our revolving secured debt. We also utilize interest rate swap agreements to convert floating rate exposures on certain of our revolving debt or on securities issued in securitization transactions to fixed rates, thereby hedging the variability in interest expense paid.
	At March 31, 2015, we had loans denominated in foreign currencies to certain of our international entities for the equivalent of $576 million. We purchase foreign currency swaps to hedge against any valuation change in the loans due to changes in foreign exchange rates. In addition, our operations in the U.K. had $550 million in debt denominated in U.S. Dollars outstanding, with a cross-currency swap in place to hedge against any valuation change in the debt due to changes in exchange rates.
	The following table presents information on the effect of derivative instruments on the condensed consolidated statements of income and comprehensive income (in millions):


			Three Months Ended March 31,
			2015				2014
	Non-designated hedges:
	Interest rate contracts (a)		$	(6	)		$	(10	)
	Foreign currency derivatives (b)		69				(16		)

			$	63			$	(26	)

	_________________

	(a)	Losses recognized in earnings are included in interest expense.

	(b)	Activity is substantially offset by translation activity (included in operating expenses) related to the foreign currency-denominated loans described above.

	The activity for interest rate swap agreements measured at fair value on a recurring basis using significant unobservable inputs (Level 3) was insignificant for the three months ended March 31, 2015 and 2014.

Fair_Value_Of_Financial_Instru

Fair Value Of Financial Instruments	3 Months Ended
	Mar. 31, 2015
Fair Value Of Financial Instruments [Abstract]
Fair Value of Financial Instruments	Fair Values of Financial Instruments
	Fair values are based on estimates using present value or other valuation techniques in cases where quoted market prices are not available. Those techniques are significantly affected by the assumptions used, including the discount rate and the estimated timing and amount of future cash flows. Therefore, the estimates of fair value may differ substantially from amounts that ultimately may be realized or paid at settlement or maturity of the financial instruments and those differences may be material. Disclosures about fair value of financial instruments exclude certain financial instruments and all non-financial instruments. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of our company.
	Estimated fair values, carrying values and various methods and assumptions used in valuing our financial instruments are set forth below (in millions):


				March 31, 2015				December 31, 2014
			Level	Carrying		Estimated		Carrying		Estimated
				Value		Fair Value		Value		Fair Value
	Financial assets:
	Cash and cash equivalents	(a)	1	$	2,121	$	2,121	$	2,974	$	2,974

	Finance receivables, net	(b)	3	$	32,470	$	32,942	$	33,000	$	33,573

	Restricted cash	(a)	1	$	1,849	$	1,849	$	2,071	$	2,071

	Financial liabilities:
	Secured debt
	North America	(c)	2	$	15,991	$	16,045	$	15,454	$	15,497

	International	(d)	2	$	4,417	$	4,420	$	5,690	$	5,694

	International	(e)	3	$	4,285	$	4,252	$	4,070	$	4,037

	Unsecured debt
	North America	(f)	2	$	10,060	$	10,386	$	7,846	$	8,092

	International	(g)	2	$	3,386	$	3,402	$	3,496	$	3,507

	International	(e)	3	$	986	$	984	$	875	$	880

	_________________

	(a)	Cash and cash equivalents bear interest at market rates; therefore, carrying value is considered to be a reasonable estimate of fair value.

	(b)	The fair value of the consumer finance receivables in the North America Segment is estimated based upon forecasted cash flows on the receivables discounted using a pre-tax weighted-average cost of capital. The fair value of the consumer finance receivables in the International Segment is estimated based on forecasted cash flows on the receivables discounted using current origination rates for similar type loans. Commercial finance receivables generally have variable interest rates and maturities of one year or less. Therefore, the carrying value is considered to be a reasonable estimate of fair value.

	(c)	Secured debt in the North America Segment is comprised of revolving credit facilities, publicly-issued secured debt, and privately-issued secured debt. For revolving credit facilities with variable rates of interest and terms of one year or less, carrying value is considered to be a reasonable estimate of fair value. The fair value of the publicly and privately issued secured debt is based on quoted market prices, when available. If quoted market prices are not available, the market value is estimated using quoted market prices of similar securities.

	(d)	The level 2 secured debt in the International Segment has terms of one year or less, or has been priced within the last six months; therefore, par value is considered to be a reasonable estimate of fair value.

	(e)	The fair value of level 3 secured debt and unsecured debt in the International Segment is estimated by discounting future net cash flows expected to be settled using current risk-adjusted rates.

	(f)	The fair value of unsecured debt in the North America Segment is based on quoted market prices in thinly-traded markets.

	(g)	The fair value of senior notes is based on quoted market prices in thinly-traded markets. The fair value of other unsecured debt in the International Segment has terms of one year or less; therefore, par value is considered to be a reasonable estimate of fair value.
	The fair value of our consumer finance receivables is based on observable and unobservable inputs within a discounted cash flow model. Those unobservable inputs reflect assumptions regarding expected prepayments, deferrals, delinquencies, recoveries and charge-offs of the loans within the portfolio. The cash flow model produces an estimated amortization schedule of the finance receivables which is the basis for the calculation of the series of cash flows that derive the fair value of the portfolio. For the North America Segment, the series of cash flows is calculated and discounted using a weighted-average cost of capital using unobservable debt and equity percentages, an unobservable cost of equity and an observable cost of debt based on companies with a similar credit rating and maturity profile. For the International Segment, the series of cash flows is calculated and discounted using current interest rates. Macroeconomic factors could affect the credit performance of our portfolio and therefore could potentially impact the assumptions used in our cash flow model.

Commitments_And_Contingencies

Commitments And Contingencies	3 Months Ended
Commitments And Contingencies	Mar. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies
	Guarantees of Indebtedness
	The payments of principal and interest on senior notes issued by our top-tier holding company, our primary Canadian operating subsidiary and a European subsidiary under our Euro medium term note program are guaranteed by our primary U.S. operating subsidiary, AFSI. At March 31, 2015 and December 31, 2014, the par value of these senior notes was $11.3 billion and $8.4 billion. See Note 16 - "Guarantor Condensed Consolidating Financial Statements" for further discussion.
	Legal Proceedings
	As a consumer finance company, we are subject to various consumer claims and litigation seeking damages and statutory penalties, based upon, among other things, usury, disclosure inaccuracies, wrongful repossession, violations of bankruptcy stay provisions, certificate of title disputes, fraud, breach of contract and discriminatory treatment of credit applicants. Some litigation against us could take the form of class action complaints by consumers and certain legal actions include claims for substantial compensatory and/or punitive damages or claims for indeterminate amounts of damages. We establish reserves for legal claims when payments associated with the claims become probable and the payments can be reasonably estimated. Given the inherent difficulty of predicting the outcome of litigation and regulatory matters, it is generally very difficult to predict what the eventual outcome will be, and when the matter will be resolved. The actual costs of resolving legal claims may be higher or lower than any amounts reserved for the claims. At March 31, 2015, we estimated our reasonably possible legal exposure for unfavorable outcomes to be a range of up to $93 million and have accrued $38 million.
	In July 2014, we were served with a subpoena by the U.S. Department of Justice directing us to produce certain documents relating to our and our subsidiaries’ and affiliates’ origination and securitization of sub-prime automobile loans since 2007 in connection with an investigation by the U.S. Department of Justice in contemplation of a civil proceeding for potential violations of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989. Among other matters, the subpoena requests information relating to the underwriting criteria used to originate these automobile loans and the representations and warranties relating to those underwriting criteria that were made in connection with the securitization of the automobile loans. We were subsequently served with additional investigative subpoenas to produce documents from state attorneys general and other governmental offices relating to our sub-prime auto finance business and securitization of sub-prime auto loans. In October 2014, we received a document request from the Securities and Exchange Commission in connection with its investigation into certain practices in sub-prime auto loan securitization. We are investigating these matters internally and believe that we are cooperating with all requests. Such investigations could in the future result in the imposition of damages, fines or civil or criminal claims and/or penalties. No assurance can be given that the ultimate outcome of the investigations or any resulting proceedings would not materially and adversely affect us or any of our subsidiaries and affiliates.
	Other Administrative Tax Matters
	We accrue non-income tax liabilities for contingencies when management believes that a loss is probable and the amounts can be reasonably estimated, while contingent gains are recognized only when realized. In the event any losses are sustained in excess of accruals, they will be charged against income at that time.
	In evaluating indirect tax matters, we take into consideration factors such as our historical experience with matters of similar nature, specific facts and circumstances, and the likelihood of prevailing. We reevaluate and update our accruals as matters progress over time. It is reasonably possible that some of the matters for which accruals have not been established could be decided unfavorably to us and could require us to make expenditures for which we estimate the aggregate risk to be a range of up to $50 million.

Income_Taxes

Income Taxes	3 Months Ended
Income Taxes	Mar. 31, 2015
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes

	For interim income tax reporting we estimate our annual effective tax rate and apply it to our year-to-date ordinary income. Tax jurisdictions with a projected or year-to-date loss for which a tax benefit cannot be realized are excluded from the annualized effective tax rate. The tax effects of unusual or infrequently occurring items, including changes in judgment about valuation allowances and effects of changes in tax laws or rates, are reported in the interim period in which they occur.

	In the three months ended March 31, 2015 income tax expense of $64 million primarily resulted from tax expense attributable to entities included in our effective tax rate calculation, partially offset by tax benefits related to tax audit settlements in various jurisdictions. In the three months ended March 31, 2014 income tax expense of $77 million primarily resulted from tax expense attributable to entities included in our effective tax rate calculation.

Segment_Reporting

Segment Reporting	3 Months Ended
	Mar. 31, 2015
Segment Reporting [Abstract]
Segment Reporting	Segment Reporting

	We offer substantially similar products and services throughout many different regions, subject to local regulations and market conditions. We evaluate our business in two operating segments: the North America Segment (consisting of operations in the U.S. and Canada) and the International Segment (consisting of operations in all other countries). Our chief operating decision maker evaluates the operating results and performance of our business based on these operating segments. The management of each segment is responsible for executing our strategies.

	For segment reporting purposes only, interest expense related to the senior notes has been allocated based on targeted leverage for each segment. Interest expense in excess of the targeted overall leverage is reflected in the "Corporate" column below. In addition, the interest income on intercompany loans provided to the international operations is presented in the "Corporate" column as revenue.
	All inter-segment balances and transactions have been eliminated. Key financial data for our operating segments were as follows (in millions):


		Three Months Ended March 31, 2015
		North		International		Corporate			Eliminations			Total
		America
	Total revenue	$	906	$	448	$	7		$	(7	)	$	1,354

	Operating expenses, including leased vehicle expenses	487		146		—			—			633

	Provision for loan losses	118		37		—			—			155

	Interest expense	165		206		16			(7		)	380

	Equity income	—		28		—			—			28

	Income before income taxes	$	136	$	87	$	(9	)	$	—		$	214




		Three Months Ended March 31, 2014
		North		International		Corporate			Eliminations			Total
		America
	Total revenue	$	636	$	461	$	16		$	(16	)	$	1,097

	Operating expenses, including leased vehicle expenses	274		151		—			—			425

	Provision for loan losses	103		32		—			—			135

	Interest expense	92		214		25			(16		)	315

	Income before income taxes	$	167	$	64	$	(9	)	$	—		$	222



		March 31, 2015							December 31, 2014
		North		International		Total			North			International		Total
		America							America
	Finance receivables, net	$	16,929	$	15,541	$	32,470		$	15,943		$	17,057	$	33,000

	Total assets	$	30,535	$	18,811	$	49,346		$	27,687		$	20,037	$	47,724

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive (Loss) Income	3 Months Ended
	Mar. 31, 2015
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Accumulated Other Comprehensive (Loss) Income	Accumulated Other Comprehensive (Loss) Income
	A summary of changes in accumulated other comprehensive (loss) income is as follows (in millions):


		Three Months Ended March 31,
		2015			2014
	Defined benefit plans, net:
	Balance at beginning of period	$	(11	)	$	3

	Unrealized gain on subsidiary pension	1			—

	Balance at end of period	(10		)	3

	Foreign currency translation adjustment:
	Balance at beginning of period	(422		)	8

	Translation (loss) gain	(347		)	5

	Balance at end of period	(769		)	13

	Total accumulated other comprehensive (loss) income	$	(779	)	$	16

Regulatory_Capital

Regulatory Capital	3 Months Ended
Regulatory Capital	Mar. 31, 2015
Regulatory Capital and Other Regulatory Matters [Abstract]
Regulatory Capital	Regulatory Capital
Regulatory Capital	The International Segment includes the operations of certain stand-alone entities that operate in local markets as either banks or regulated finance companies that are subject to regulatory restrictions. These regulatory restrictions, among other things, require that these entities meet certain minimum capital requirements and may restrict dividend distributions and ownership of certain assets. We were in compliance with all regulatory requirements at March 31, 2015. Total assets of our regulated international banks and finance companies were approximately $9.5 billion and $11.4 billion at March 31, 2015 and December 31, 2014.The decrease in assets is primarily due to the effect of foreign currency movements.

Guarantor_Condensed_Consolidat

Guarantor Condensed Consolidating Financial Statements	3 Months Ended
	Mar. 31, 2015
Guarantor Consolidating Financial Statements [abstract]
Guarantor Condensed Consolidating Financial Statements	Guarantor Condensed Consolidating Financial Statements
	The payment of principal and interest on senior notes issued by our top-tier holding company is currently guaranteed solely by AFSI (the "Guarantor") and none of our other subsidiaries (the "Non-Guarantor Subsidiaries"). The Guarantor is a 100% owned consolidated subsidiary and is unconditionally liable for the obligations represented by the senior notes. The Guarantor’s guarantee may be released only upon customary circumstances, the terms of which vary by issuance. Customary circumstances include the sale or disposition of all of the Guarantor’s assets or capital stock, the achievement of investment grade rating of the senior notes and legal or covenant defeasance.
	The condensed consolidating financial statements present consolidating financial data for (i) General Motors Financial Company, Inc. (on a parent-only basis), (ii) the Guarantor, (iii) the combined Non-Guarantor Subsidiaries and (iv) the parent company and our subsidiaries on a consolidated basis at March 31, 2015 and December 31, 2014, and for the three months ended March 31, 2015 and 2014 (after the elimination of intercompany balances and transactions).
	Investments in subsidiaries are accounted for by the parent company using the equity method for purposes of this presentation. Results of operations of subsidiaries are therefore reflected in the parent company's investment accounts and earnings. The principal elimination entries set forth below eliminate investments in subsidiaries and intercompany balances and transactions.


	GENERAL MOTORS FINANCIAL COMPANY, INC.
	CONDENSED CONSOLIDATING BALANCE SHEET
	March 31, 2015
	(In millions)
	(Unaudited)


		General			Guarantor			Non-			Eliminations				Consolidated
		Motors						Guarantors
		Financial
		Company,
		Inc.
	Assets
	Cash and cash equivalents	$	—		$	1,444		$	677		$	—			$	2,121

	Finance receivables, net	—			3,845			28,625			—				32,470

	Leased vehicles, net	—			—			8,939			—				8,939

	Restricted cash	—			13			1,836			—				1,849

	Goodwill	1,095			—			148			—				1,243

	Equity in net assets of non-consolidated affiliates	—			—			929			—				929

	Property and equipment, net				31			145							176

	Deferred income taxes	59			—			764			(540		)		283

	Related party receivables	—			18			419			—				437

	Other assets	107			170			622			—				899

	Due from affiliates	8,346			—			—			(8,346		)		—

	Investment in affiliates	8,138			3,559			—			(11,697		)		—

	Total assets	$	17,745		$	9,080		$	43,104		$	(20,583	)		$	49,346

	Liabilities and Shareholder's Equity
	Liabilities:
	Secured debt	$	—		$	—		$	24,693		$	—			$	24,693

	Unsecured debt	9,744			—			4,688			—				14,432

	Accounts payable and accrued expenses	85			166			719			—				970

	Deferred income	—			—			546			—				546

	Deferred income taxes	—			584			4			(540		)		48

	Taxes payable	75			—			130			—				205

	Related party taxes payable	636			—			—			—				636

	Related party payables	—			—			450			—				450

	Other liabilities	2			11			150			—				163

Due to affiliates	—			4,054			4,292			(8,346		)		—

Total liabilities	10,542			4,815			35,672			(8,886		)		42,143

Shareholder's equity:
Common stock	—			—			688			(688		)		—

Additional paid-in capital	5,805			79			4,054			(4,133		)		5,805

Accumulated other comprehensive loss	(779		)	(122		)	(754		)	876				(779		)

Retained earnings	2,177			4,308			3,444			(7,752		)		2,177

Total shareholder's equity	7,203			4,265			7,432			(11,697		)		7,203

Total liabilities and shareholder's equity	$	17,745		$	9,080		$	43,104		$	(20,583	)		$	49,346



GENERAL MOTORS FINANCIAL COMPANY, INC.
CONDENSED CONSOLIDATING BALANCE SHEET
December 31, 2014
(In millions)
(Unaudited)


	General			Guarantor			Non-			Eliminations				Consolidated
	Motors						Guarantors
	Financial
	Company,
	Inc.
Assets
Cash and cash equivalents	$	—		$	2,266		$	708		$	—			$	2,974

Finance receivables, net	—			2,401			30,599			—				33,000

Leased vehicles, net	—			—			7,060			—				7,060

Restricted cash	—			17			2,054			—				2,071

Goodwill	1,095			—			149			—				1,244

Property and equipment, net	—			23			149			—				172

Deferred income taxes	28			—			601			(288		)		341

Related party receivables	—			11			373			—				384

Other assets	94			18			366			—				478

Due from affiliates	6,787			—			400			(7,187		)		—

Investment in affiliates	7,684			4,059			—			(11,743		)		—

Total assets	$	15,688		$	8,795		$	42,459		$	(19,218	)		$	47,724

Liabilities and Shareholder's Equity
Liabilities:
Secured debt	$	—		$	—		$	25,214		$	—			$	25,214

Unsecured debt	7,500			—			4,717			—				12,217

Accounts payable and accrued expenses	78			156			768			—				1,002

Deferred income	—			—			392			—				392

Deferred income taxes	—			288			20			(288		)		20

Taxes payable	79			—			155			—				234

Related party taxes payable	636			—			—			—				636

Related party payables	—			—			433			—				433

Other liabilities	3			12			169			—				184

Due to affiliates	—			4,164			3,023			(7,187		)		—

Total liabilities	8,296			4,620			34,891			(7,475		)		40,332

Shareholder's equity:
Common stock	—			—			690			(690		)		—

Additional paid-in capital	5,799			79			4,064			(4,143		)		5,799

Accumulated other comprehensive loss	(433		)	(64		)	(410		)	474				(433		)

Retained earnings	2,026			4,160			3,224			(7,384		)		2,026

Total shareholder's equity	7,392			4,175			7,568			(11,743		)		7,392

Total liabilities and shareholder's equity	$	15,688		$	8,795		$	42,459		$	(19,218	)		$	47,724







GENERAL MOTORS FINANCIAL COMPANY, INC.
CONDENSED CONSOLIDATING STATEMENT OF INCOME
Three Months Ended March 31, 2015
(In millions)
(Unaudited)


	General			Guarantor			Non-			Eliminations				Consolidated
	Motors						Guarantors
	Financial
	Company,
	Inc.
Revenue
Finance charge income	$	—		$	80		$	774		$	—			$	854

Leased vehicle income	—			—			431			—				431

Other income	7			108			45			(91		)		69

	7			188			1,250			(91		)		1,354

Costs and expenses
Salaries and benefits	—			89			76			—				165

Other operating expenses	54			(3		)	154			(64		)		141

Total operating expenses	54			86			230			(64		)		306

Leased vehicle expenses	—			—			327			—				327

Provision for loan losses	—			74			81			—				155

Interest expense	94			(2		)	315			(27		)		380

Total costs and expenses	148			158			953			(91		)		1,168

Equity income	238			129			28			(367		)		28

Income before income taxes	97			159			325			(367		)		214

Income tax (benefit) provision	(53		)	11			106			—				64

Net income	$	150		$	148		$	219		$	(367	)		$	150


Comprehensive income	$	(196	)	$	90		$	(125	)	$	35			$	(196	)



GENERAL MOTORS FINANCIAL COMPANY, INC.
CONDENSED CONSOLIDATING STATEMENT OF INCOME
Three Months Ended March 31, 2014
(In millions)
(Unaudited)


	General			Guarantor			Non-			Eliminations				Consolidated
	Motors						Guarantors
	Financial
	Company,
	Inc.
Revenue
Finance charge income	$	—		$	30		$	800		$	—			$	830

Leased vehicle income	—			—			200			—				200

Other income	20			127			38			(118		)		67

	20			157			1,038			(118		)		1,097

Costs and expenses
Salaries and benefits	—			53			83			—				136

Other operating expenses	1			33			161			(62		)		133

Total operating expenses	1			86			244			(62		)		269

Leased vehicle expenses	—			—			156			—				156

Provision for loan losses	—			60			75			—				135

Interest expense	55			11			305			(56		)		315

Total costs and expenses	56			157			780			(118		)		875

Equity income(a)	170			116			—			(286		)		—

Income before income taxes	134			116			258			(286		)		222

Income tax (benefit) provision	(11		)	—			88			—				77

Net income	$	145		$	116		$	170		$	(286	)		$	145


Comprehensive income	$	150		$	96		$	175		$	(271	)		$	150

________________

(a)	Equity income has been reclassified from revenue as previously presented.



GENERAL MOTORS FINANCIAL COMPANY, INC.
CONDENSED CONSOLIDATING STATEMENT OF CASH FLOWS
Three Months Ended March 31, 2015
(In millions)
(Unaudited)


	General			Guarantor			Non-			Eliminations				Consolidated
	Motors						Guarantors
	Financial
	Company,
	Inc.
Net cash (used in) provided by operating activities	$	(62	)	$	368		$	239		$	—			$	545

Cash flows from investing activities:
Purchases of consumer finance receivables, net	—			(2,283		)	(2,278		)	496				(4,065		)

Principal collections and recoveries on consumer finance receivables	—			120			2,694			—				2,814

Proceeds from sale of consumer finance receivables, net	—			496			—			(496		)		—

Net (collections) funding of commercial finance receivables	—			150			(96		)	—				54

Purchases of leased vehicles, net	—			—			(2,319		)	—				(2,319		)

Proceeds from termination of leased vehicles	—			—			185			—				185

Acquisition of equity interest	(513		)	(536		)	—			—				(1,049		)

Purchases of property and equipment	—			(8		)	(9		)	—				(17		)

Change in restricted cash	—			4			(158		)	—				(154		)

Change in other assets	—			—			6			—				6

Net change in investment in affiliates	(48		)	571			—			(523		)		—

Net cash used in investing activities	(561		)	(1,486		)	(1,975		)	(523		)		(4,545		)
Cash flows from financing activities:
Net change in debt (original maturities less than three months)	—			—			198			—				198

Borrowings and issuance of secured debt	—			—			2,889			—				2,889

Payments on secured debt	—			—			(2,748		)	—				(2,748		)

Borrowings and issuance of unsecured debt	2,250			—			1,008			—				3,258

Payments on unsecured debt	—			—			(308		)	—				(308		)

Net capital contributions	—			—			(523		)	523				—

Debt issuance costs	(20		)	—			(21		)	—				(41		)

Net change in due from/due to affiliates	(1,607		)	296			1,311			—				—

Net cash provided by financing activities	623			296			1,806			523				3,248

Net (decrease) increase in cash and cash equivalents	—			(822		)	70			—				(752		)

Effect of foreign exchange rate changes on cash and cash equivalents	—			—			(101		)	—				(101		)

Cash and cash equivalents at beginning of period	—			2,266			708			—				2,974

Cash and cash equivalents at end of period	$	—		$	1,444		$	677		$	—			$	2,121

GENERAL MOTORS FINANCIAL COMPANY, INC.
CONDENSED CONSOLIDATING STATEMENT OF CASH FLOWS
Three Months Ended March 31, 2014
(In millions)
(Unaudited)


	General			Guarantor			Non-			Eliminations				Consolidated
	Motors						Guarantors
	Financial
	Company,
	Inc.
Net cash provided by operating activities	$	175		$	57		$	154		$	—			$	386

Cash flows from investing activities:
Purchases of consumer finance receivables, net	—			(1,363		)	(2,838		)	$	881			(3,320		)

Principal collections and recoveries on consumer finance receivables	—			(33		)	2,650			—				2,617

Proceeds from sale of consumer finance receivables, net	—			881			—			(881		)		—

Net funding of commercial finance receivables	—			(152		)	(103		)	—				(255		)

Purchases of leased vehicles, net	—			—			(628		)	—				(628		)

Proceeds from termination of leased vehicles	—			—			123			—				123

Purchases of property and equipment	—			—			(7		)	—				(7		)

Change in restricted cash	—			3			(150		)	—				(147		)

Net change in investment in affiliates	—			640			—			(640		)		—

Net cash used in investing activities	—			(24		)	(953		)	(640		)		(1,617		)

Cash flows from financing activities:
Net change in debt (original maturities less than three months)	—			—			451			—				451

Borrowings and issuance of secured debt	—			—			5,070			—				5,070

Payments on secured debt	—			—			(4,238		)	—				(4,238		)

Borrowings and issuance of unsecured debt	—			—			390			—				390

Payments on unsecured debt	—			—			(330		)	—				(330		)

Net capital contributions	(45		)	—			(595		)	640				—

Debt issuance costs	—			—			(23		)	—				(23		)

Net change in due from/due to affiliates	(130		)	112			18			—				—

Net cash (used in) provided by financing activities	(175		)	112			743			640				1,320

Net increase (decrease) in cash and cash equivalents	—			145			(56		)	—				89

Effect of foreign exchange rate changes on cash and cash equivalents	—			—			(1		)	—				(1		)

Cash and cash equivalents at beginning of period	—			395			679			—				1,074

Cash and cash equivalents at end of period	$	—		$	540		$	622		$	—			$	1,162

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policies)	3 Months Ended
Summary of Significant Accounting Policies (Policies)	Mar. 31, 2015
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation
	The condensed consolidated financial statements include our accounts and the accounts of our wholly-owned subsidiaries, including certain special-purpose financing entities utilized in secured financing transactions, which are considered variable interest entities ("VIEs"). All intercompany transactions and balances have been eliminated in consolidation.
	The interim period consolidated financial statements, including the notes thereto, are condensed and do not include all disclosures required by generally accepted accounting principles ("GAAP") in the United States of America. These interim period condensed consolidated financial statements should be read in conjunction with the consolidated financial statements that are included in our Annual Report on Form 10-K filed on February 4, 2015 ("Form 10-K"). Certain prior periods amounts were reclassified to conform to our current year presentation.
	The condensed consolidated financial statements at March 31, 2015, and for the three months ended March 31, 2015 and 2014, are unaudited and, in management’s opinion, include all adjustments, consisting of normal recurring adjustments, necessary for a fair presentation of the results for such interim periods. The results for interim periods are not necessarily indicative of results for a full year.
	Subsequent to the issuance of our condensed consolidated financial statements as of and for the three months ended March 31, 2014, we identified items not properly classified in the condensed consolidated statements of cash flows. The adjustments to previously reported amounts within the condensed consolidated statement of cash flows, which had no impact on cash and cash equivalents at March 31, 2014, had a net effect of decreasing net cash provided by operating activities by $79 million and decreasing net cash used in investing activities by $79 million, and were principally related to net funding of commercial finance receivables.
Segment Information	Segment Information
Segment Information	We offer substantially similar products and services throughout many different regions, subject to local regulations and market conditions. We evaluate our business in two operating segments: North America (the "North America Segment") and international (the "International Segment"). The North America Segment includes our operations in the U.S. and Canada. The International Segment includes our operations in all other countries. For additional financial information regarding our business segments, see Note 13 - "Segment Reporting."
Related Party Transactions	Related Party Transactions
	We are the wholly-owned captive finance subsidiary of General Motors Company ("GM"). We offer loan and lease finance products through GM-franchised dealers to consumers purchasing new and certain used vehicles manufactured by GM and make commercial loans directly to GM-franchised dealers and their affiliates. Under subvention programs, GM makes cash payments to us for offering incentivized rates and structures on consumer loan and lease finance products. In addition, GM makes payments to us to cover certain interest payments on commercial loans. At March 31, 2015 and December 31, 2014, we had related party receivables from GM in the amount of $437 million and $384 million, primarily related to subvention.
	At March 31, 2015 and December 31, 2014 we had $164 million and $176 million in commercial loans outstanding to dealers that are consolidated by GM. Prior to January 1, 2015, we provided financing to certain GM subsidiaries through factoring and other wholesale financing arrangements. At December 31, 2014, $289 million was outstanding under such arrangements, and was included in commercial finance receivables. No amounts were outstanding at March 31, 2015. At March 31, 2015 and December 31, 2014, we had $450 million and $433 million of related party payables due to GM, primarily for commercial finance receivables originated but not yet funded. These payables typically settle within 30 days.
	We have a tax sharing agreement with GM for our U.S. operations. Under our tax sharing arrangement with GM, payments related to our U.S. operations for the tax years 2012 through 2014 were deferred for four years from their original due date. At March 31, 2015 and December 31, 2014, we have recorded related party taxes payable to GM in the amount of $636 million.
	We have a Support Agreement with GM (the “Support Agreement”), which provides that, if our earning assets leverage at the end of any calendar quarter is higher than thresholds set in the Support Agreement, we may require GM to provide funding sufficient to bring our earning assets leverage to within the appropriate threshold. In determining our earning assets leverage (net earning assets divided by adjusted equity) under the Support Agreement, net earning assets means our finance receivables, net, plus leased vehicles, net, and adjusted equity means our equity, net of goodwill and inclusive of outstanding junior subordinated debt, as each may be adjusted for derivative accounting from time to time. At March 31, 2015, our earning assets leverage ratio was 6.9, which is below the applicable ratio of 8.0.
	Additionally, the Support Agreement provides that GM will own all of our outstanding voting shares as long as we have any unsecured debt securities outstanding and that GM will use its commercially reasonable efforts to ensure that we will continue to be designated as a subsidiary borrower on $4.0 billion under GM’s corporate revolving credit facilities. GM also agreed to certain provisions intended to ensure that we maintain adequate access to liquidity. Pursuant to these provisions, GM provided us with a $1.0 billion unsecured intercompany revolving credit facility (the “Junior Subordinated Revolving Credit Facility”). There were no advances outstanding under the Junior Subordinated Revolving Credit Facility at March 31, 2015 or December 31, 2014.
Accounting Standards Not Yet Adopted	Accounting Standards Not Yet Adopted
	In May 2014 the Financial Accounting Standards Board issued ASU 2014-09, “Revenue Recognition - Revenue from Contracts with Customers” ("ASU 2014-09") that requires companies to recognize revenue when a customer obtains control rather than when companies have transferred substantially all risks and rewards of a good or service. This update is effective for annual reporting periods beginning on or after December 15, 2016 and interim periods therein and requires expanded disclosures. We are currently assessing the impact that the adoption of ASU 2014-09 will have on our consolidated financial statements.
	In April 2015 the Financial Accounting Standards Board issued ASU 2015-03, “Interest - Imputation of Interest” ("ASU 2015-03") that requires that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. This update is effective for annual reporting periods beginning on or after December 15, 2015 and interim periods within fiscal years beginning after December 15, 2016. We are currently assessing the impact that the adoption of ASU 2015-03 will have on our consolidated financial statements.

Finance_Receivables_Tables

Finance Receivables (Tables)	3 Months Ended
	Mar. 31, 2015
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Finance Receivables, Net	The finance receivables portfolio consists of the following (in millions):


			March 31, 2015												December 31, 2014
			North				International				Total				North				International				Total
			America												America
	Consumer
	Consumer finance receivables, collectively evaluated for impairment, net of fees(a)		$	13,000			$	11,297			$	24,297			$	12,127			$	12,262			$	24,389

	Consumer finance receivables, individually evaluated for impairment, net of fees		1,294				—				1,294				1,234				—				1,234

	Total consumer finance receivables(b)		14,294				11,297				25,591				13,361				12,262				25,623

	Less: allowance for loan losses - collective		(441		)		(87		)		(528		)		(405		)		(78		)		(483		)
	Less: allowance for loan losses - specific		(164		)		—				(164		)		(172		)		—				(172		)

	Total consumer finance receivables, net		13,689				11,210				24,899				12,784				12,184				24,968

	Commercial
	Commercial finance receivables, collectively evaluated for impairment, net of fees		3,260				4,278				7,538				3,180				4,803				7,983

	Commercial finance receivables, individually evaluated for impairment, net of fees		—				69				69				—				89				89

	Total commercial finance receivables		3,260				4,347				7,607				3,180				4,892				8,072

	Less: allowance for loan losses - collective		(20		)		(11		)		(31		)		(21		)		(14		)		(35		)
	Less: allowance for loan losses - specific		—				(5		)		(5		)		—				(5		)		(5		)

	Total commercial finance receivables, net		3,240				4,331				7,571				3,159				4,873				8,032

	Total finance receivables, net		$	16,929			$	15,541			$	32,470			$	15,943			$	17,057			$	33,000

	________________
	(a) Amounts reported for International include $1.0 billion of direct-financing leases at March 31, 2015 and December 31, 2014.
	(b) Net of unamortized premiums and discounts, and deferred fees and costs of $191 million and $245 million at March 31, 2015 and December 31, 2014.
Finance Receivables Summary	Following is a summary of activity in our consumer finance receivables portfolio (in millions):


			Three Months Ended March 31,
			2015												2014
			North America				International				Total				North America				International				Total
	Consumer finance receivables, net of fees - beginning of period		$	13,361			$	12,262			$	25,623			$	11,388			$	11,742			$	23,130

	Loans purchased		2,273				1,805				4,078				1,364				2,048				3,412

	Principal collections and other		(1,134		)		(1,459		)		(2,593		)		(1,003		)		(1,464		)		(2,467		)
	Charge-offs		(200		)		(34		)		(234		)		(192		)		(32		)		(224		)
	Foreign currency translation		(6		)		(1,277		)		(1,283		)		(1		)		174				173

	Balance at end of period		$	14,294			$	11,297			$	25,591			$	11,556			$	12,468			$	24,024

Allowance for Credit Losses on Financing Receivables	A summary of the activity in the allowance for consumer loan losses is as follows (in millions):





			Three Months Ended March 31,
			2015												2014
			North America				International				Total				North America				International				Total
	Balance at beginning of period		$	577			$	78			$	655			$	468			$	29			$	497

	Provision for loan losses		118				39				157				104				33				137

	Charge-offs		(200		)		(34		)		(234		)		(192		)		(32		)		(224		)
	Recoveries		110				12				122				111				16				127

	Foreign currency translation		—				(8		)		(8		)		—				—				—

	Balance at end of period		$	605			$	87			$	692			$	491			$	46			$	537

Financing Receivable Credit Quality Indicators	A summary of the credit risk profile by FICO score band, determined at origination, of the consumer finance receivables in the North America Segment is as follows (dollars in millions):


			March 31, 2015							December 31, 2014
			Amount				Percent			Amount				Percent
	Prime - FICO Score 680 and greater		$	1,161			8.1	%		$	596			4.4	%

	Near Prime - FICO Score 620 to 679		2,138				15			1,691				12.7

	Sub-prime - FICO Score less than 620		10,995				76.9			11,074				82.9

	Balance at end of period		$	14,294			100	%		$	13,361			100	%

Past Due Financing Receivables	The following is a summary of the contractual amounts of delinquent consumer finance receivables, which is not significantly different than recorded investment, that are (i) more than 30 days delinquent, but not yet in repossession and (ii) in repossession, but not yet charged off (dollars in millions):


			Three Months Ended March 31,
			2015															2014
			North America				International				Total				Percent of Contractual Amount Due			North America				International				Total		Percent of Contractual Amount Due
	31 - 60 days		$	767			$	113			$	880			3.4	%		$	579			$	138			$	717	3.1	%

	Greater than 60 days		259				98				357				1.4			210				126				336		1.4

			1,026				211				1,237				4.8			789				264				1,053		4.5

	In repossession		34				8				42				0.2			33				5				38		0.1

			$	1,060			$	219			$	1,279			5	%		$	822			$	269			$	1,091	4.6	%

Troubled Debt Restructurings on Financing Receivables	At March 31, 2015 and December 31, 2014, the outstanding balance of consumer finance receivables in the International Segment determined to be TDRs was insignificant; therefore, the following information is presented with regard to the TDRs in the North America Segment only (in millions):


			March 31, 2015				December 31, 2014
	Outstanding recorded investment		$	1,294			$	1,234

	Less: allowance for loan losses		(164		)		(172		)
	Outstanding recorded investment, net of allowance		$	1,130			$	1,062

	Unpaid principal balance		$	1,319			$	1,255

	Additional information about loans classified as TDRs is presented below (in millions, except for number of loans):


			Three Months Ended March 31,
			2015				2014
	Average recorded investment		$	1,264			$	816

	Finance charge income recognized		$	40			$	29

	Number of loans classified as TDRs during the period		11,752				10,127

	Recorded investment of loans classified as TDRs during the period		$	199			$	183

Finance Receivables Summary - Post-acquisition - Commercial	Following is a summary of activity in our commercial finance receivables portfolio (in millions):


			Three Months Ended March 31,
			2015												2014
			North America				International				Total				North America				International				Total
	Commercial finance receivables, net of fees - beginning of period		$	3,180			$	4,892			$	8,072			$	1,975			$	4,725			$	6,700

	Net funding (collections) of commercial finance receivables		110				(150		)		(40		)		223				154				377

	Charge-offs		—				—				—				—				—				—

	Foreign currency translation		(30		)		(395		)		(425		)		(8		)		39				31

	Balance at end of period		$	3,260			$	4,347			$	7,607			$	2,190			$	4,918			$	7,108

Financing Receivable Credit Quality Indicators for Commercial Lending	A summary of the credit risk profile by dealer grouping of the commercial finance receivables is as follows (in millions):


					March 31, 2015				December 31, 2014
	Group I	-	Dealers with superior financial metrics		$	954			$	1,062

	Group II	-	Dealers with strong financial metrics		2,149				2,090

	Group III	-	Dealers with fair financial metrics		2,690				2,856

	Group IV	-	Dealers with weak financial metrics		1,108				1,250

	Group V	-	Dealers warranting special mention due to potential weaknesses		515				559

	Group VI	-	Dealers with loans classified as substandard, doubtful or impaired		191				255

	Balance at end of period				$	7,607			$	8,072

Leased_Vehicles_Tables

Leased Vehicles (Tables)	3 Months Ended
Leased Vehicles (Tables)	Mar. 31, 2015
Property Subject to or Available for Operating Lease, Net [Abstract]
Summary of Leased Vehicles	The following information regarding our leased vehicles is presented on a consolidated basis (in millions):


		March 31, 2015			December 31, 2014
	Leased vehicles	$	12,231		$	9,747
	Leased vehicles	$	12,231		$	9,747
	Manufacturer incentives	(1,880		)	(1,479		)
		10,351			8,268
		10,351			8,268
	Less: accumulated depreciation	(1,412		)	(1,208		)
	Leased vehicles, net	$	8,939		$	7,060
	Leased vehicles, net	$	8,939		$	7,060
Schedule of Future Minimum Rental Payments Receivable For Operating Leases	The following table summarizes minimum rental payments due to us as lessor under operating leases (in millions):


		Years Ending December 31,
		2015			2016			2017		2018		2019
	Minimum rental payments under operating leases	$	1,160		$	1,365		$	923	$	214	$	13
	Minimum rental payments under operating leases	$	1,160		$	1,365		$	923	$	214	$	13

Restricted_Cash_Tables

Restricted Cash (Tables)	3 Months Ended
	Mar. 31, 2015
Cash and Cash Equivalents [Abstract]
Schedule of Restricted Cash	The following table summarizes the components of restricted cash (in millions):


		31-Mar-15		31-Dec-14
	Revolving credit facilities	$	327	$	326

	Securitization notes payable - consumer	1,440		1,330

	Securitization notes payable - commercial	59		65

	Other	23		350

	Total restricted cash	$	1,849	$	2,071

Debt_Tables

Debt (Tables)	3 Months Ended
	Mar. 31, 2015
Debt Disclosure [Abstract]
Schedule of Debt	Debt consists of the following (in millions):


		March 31, 2015						December 31, 2014
		North America		International		Total		North America		International		Total
	Secured Debt

	Revolving credit facilities	$	1,781	$	4,922	$	6,703	$	1,701	$	5,327	$	7,028

	Securitization notes payable - consumer	13,710		2,323		16,033		13,253		2,868		16,121

	Securitization notes payable - commercial	500		1,457		1,957		500		1,565		2,065

	Total secured debt	$	15,991	$	8,702	$	24,693	$	15,454	$	9,760	$	25,214


	Unsecured Debt

	Senior notes	$	10,060	$	1,234	$	11,294	$	7,846	$	604	$	8,450

	Credit facilities	—		2,459		2,459		—		2,974		2,974

	Other unsecured debt	—		679		679		—		793		793

	Total unsecured debt	$	10,060	$	4,372	$	14,432	$	7,846	$	4,371	$	12,217

Variable_Interest_Entities_Tab

Variable Interest Entities (Tables)	3 Months Ended
	Mar. 31, 2015
Variable Interest Entities [Abstract]
Schedule of Variable Interest Entities	The following table summarizes the assets and liabilities of our consolidated VIEs related to securitization and credit facilities (in millions):


		March 31, 2015		December 31, 2014
	Restricted cash	$	1,826	$	1,721

	Finance receivables, net	$	21,979	$	23,109

	Leased vehicle assets	$	5,401	$	4,595

	Secured debt	$	22,857	$	22,794

Derivative_Financial_Instrumen1

Derivative Financial Instruments And Hedging Activities (Tables)	3 Months Ended
	Mar. 31, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivative Instruments	Derivative swap and cap agreements consist of the following (in millions):


			Fair Value		March 31, 2015						December 31, 2014
			Level		Notional				Fair Value		Notional		Fair Value
	Assets
	Interest rate swaps	(a)	3		$	1,688			$	6	$	1,652	$	6

	Interest rate caps	(b)	2		2,082				5		2,123		6

	Foreign currency swaps	(b)	2		1,488				30		1,594		4

	Total assets	(c)			$	5,258			$	41	$	5,369	$	16

	Liabilities
	Interest rate swaps	(a)	3		$	5,114			$	35	$	5,627	$	39

	Interest rate caps	(b)	2		1,764				4		1,804		6

	Foreign currency swaps	(b)	2		939				1		1,044		1

	Total liabilities	(d)			$	7,817			$	40	$	8,475	$	46

	_________________

	(a)	The fair values of the interest rate swap agreements are estimated by discounting future net cash flows expected to be settled using current risk-adjusted rates.

	(b)	The fair values of the interest rate cap agreements and foreign currency swap agreements are based on quoted market prices.

	(c)	Included in other assets on the condensed consolidated balance sheets.

	(d)	Included in other liabilities on the condensed consolidated balance sheets.
Effect of derivative instruments on the condensed consolidated statements of income	The following table presents information on the effect of derivative instruments on the condensed consolidated statements of income and comprehensive income (in millions):


			Three Months Ended March 31,
			2015				2014
	Non-designated hedges:
	Interest rate contracts (a)		$	(6	)		$	(10	)
	Foreign currency derivatives (b)		69				(16		)

			$	63			$	(26	)

	_________________

	(a)	Losses recognized in earnings are included in interest expense.

	(b)	Activity is substantially offset by translation activity (included in operating expenses) related to the foreign currency-denominated loans described above.

Recovered_Sheet1

Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Value Of Financial Instruments [Abstract]
Estimated fair values	Estimated fair values, carrying values and various methods and assumptions used in valuing our financial instruments are set forth below (in millions):


				March 31, 2015				December 31, 2014
			Level	Carrying		Estimated		Carrying		Estimated
				Value		Fair Value		Value		Fair Value
	Financial assets:
	Cash and cash equivalents	(a)	1	$	2,121	$	2,121	$	2,974	$	2,974

	Finance receivables, net	(b)	3	$	32,470	$	32,942	$	33,000	$	33,573

	Restricted cash	(a)	1	$	1,849	$	1,849	$	2,071	$	2,071

	Financial liabilities:
	Secured debt
	North America	(c)	2	$	15,991	$	16,045	$	15,454	$	15,497

	International	(d)	2	$	4,417	$	4,420	$	5,690	$	5,694

	International	(e)	3	$	4,285	$	4,252	$	4,070	$	4,037

	Unsecured debt
	North America	(f)	2	$	10,060	$	10,386	$	7,846	$	8,092

	International	(g)	2	$	3,386	$	3,402	$	3,496	$	3,507

	International	(e)	3	$	986	$	984	$	875	$	880

	_________________

	(a)	Cash and cash equivalents bear interest at market rates; therefore, carrying value is considered to be a reasonable estimate of fair value.

	(b)	The fair value of the consumer finance receivables in the North America Segment is estimated based upon forecasted cash flows on the receivables discounted using a pre-tax weighted-average cost of capital. The fair value of the consumer finance receivables in the International Segment is estimated based on forecasted cash flows on the receivables discounted using current origination rates for similar type loans. Commercial finance receivables generally have variable interest rates and maturities of one year or less. Therefore, the carrying value is considered to be a reasonable estimate of fair value.

	(c)	Secured debt in the North America Segment is comprised of revolving credit facilities, publicly-issued secured debt, and privately-issued secured debt. For revolving credit facilities with variable rates of interest and terms of one year or less, carrying value is considered to be a reasonable estimate of fair value. The fair value of the publicly and privately issued secured debt is based on quoted market prices, when available. If quoted market prices are not available, the market value is estimated using quoted market prices of similar securities.

	(d)	The level 2 secured debt in the International Segment has terms of one year or less, or has been priced within the last six months; therefore, par value is considered to be a reasonable estimate of fair value.

	(e)	The fair value of level 3 secured debt and unsecured debt in the International Segment is estimated by discounting future net cash flows expected to be settled using current risk-adjusted rates.

	(f)	The fair value of unsecured debt in the North America Segment is based on quoted market prices in thinly-traded markets.

	(g)	The fair value of senior notes is based on quoted market prices in thinly-traded markets. The fair value of other unsecured debt in the International Segment has terms of one year or less; therefore, par value is considered to be a reasonable estimate of fair value.

Segment_Reporting_Tables

Segment Reporting (Tables)	3 Months Ended
	Mar. 31, 2015
Segment Reporting [Abstract]
Schedule of Segment Reporting Information, by Segment	All inter-segment balances and transactions have been eliminated. Key financial data for our operating segments were as follows (in millions):


		Three Months Ended March 31, 2015
		North		International		Corporate			Eliminations			Total
		America
	Total revenue	$	906	$	448	$	7		$	(7	)	$	1,354

	Operating expenses, including leased vehicle expenses	487		146		—			—			633

	Provision for loan losses	118		37		—			—			155

	Interest expense	165		206		16			(7		)	380

	Equity income	—		28		—			—			28

	Income before income taxes	$	136	$	87	$	(9	)	$	—		$	214




		Three Months Ended March 31, 2014
		North		International		Corporate			Eliminations			Total
		America
	Total revenue	$	636	$	461	$	16		$	(16	)	$	1,097

	Operating expenses, including leased vehicle expenses	274		151		—			—			425

	Provision for loan losses	103		32		—			—			135

	Interest expense	92		214		25			(16		)	315

	Income before income taxes	$	167	$	64	$	(9	)	$	—		$	222



		March 31, 2015							December 31, 2014
		North		International		Total			North			International		Total
		America							America
	Finance receivables, net	$	16,929	$	15,541	$	32,470		$	15,943		$	17,057	$	33,000

	Total assets	$	30,535	$	18,811	$	49,346		$	27,687		$	20,037	$	47,724

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive (Loss) Income (Tables)	3 Months Ended
	Mar. 31, 2015
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	A summary of changes in accumulated other comprehensive (loss) income is as follows (in millions):


		Three Months Ended March 31,
		2015			2014
	Defined benefit plans, net:
	Balance at beginning of period	$	(11	)	$	3

	Unrealized gain on subsidiary pension	1			—

	Balance at end of period	(10		)	3

	Foreign currency translation adjustment:
	Balance at beginning of period	(422		)	8

	Translation (loss) gain	(347		)	5

	Balance at end of period	(769		)	13

	Total accumulated other comprehensive (loss) income	$	(779	)	$	16

Guarantor_Condensed_Consolidat1

Guarantor Condensed Consolidating Financial Statements (Tables)	3 Months Ended
	Mar. 31, 2015
Guarantor Consolidating Financial Statements [abstract]
Condensed Consolidating Balance Sheet	GENERAL MOTORS FINANCIAL COMPANY, INC.
	CONDENSED CONSOLIDATING BALANCE SHEET
	March 31, 2015
	(In millions)
	(Unaudited)


		General				Guarantor				Non-				Eliminations				Consolidated
		Motors								Guarantors
		Financial
		Company,
		Inc.
	Assets
	Cash and cash equivalents	$	—			$	1,444			$	677			$	—			$	2,121

	Finance receivables, net	—				3,845				28,625				—				32,470

	Leased vehicles, net	—				—				8,939				—				8,939

	Restricted cash	—				13				1,836				—				1,849

	Goodwill	1,095				—				148				—				1,243

	Equity in net assets of non-consolidated affiliates	—				—				929				—				929

	Property and equipment, net					31				145								176

	Deferred income taxes	59				—				764				(540		)		283

	Related party receivables	—				18				419				—				437

	Other assets	107				170				622				—				899

	Due from affiliates	8,346				—				—				(8,346		)		—

	Investment in affiliates	8,138				3,559				—				(11,697		)		—

	Total assets	$	17,745			$	9,080			$	43,104			$	(20,583	)		$	49,346

	Liabilities and Shareholder's Equity
	Liabilities:
	Secured debt	$	—			$	—			$	24,693			$	—			$	24,693

	Unsecured debt	9,744				—				4,688				—				14,432

	Accounts payable and accrued expenses	85				166				719				—				970

	Deferred income	—				—				546				—				546

	Deferred income taxes	—				584				4				(540		)		48

	Taxes payable	75				—				130				—				205

	Related party taxes payable	636				—				—				—				636

	Related party payables	—				—				450				—				450

	Other liabilities	2				11				150				—				163

	Due to affiliates	—				4,054				4,292				(8,346		)		—

	Total liabilities	10,542				4,815				35,672				(8,886		)		42,143

	Shareholder's equity:
Common stock	—				—				688				(688		)		—

Additional paid-in capital	5,805				79				4,054				(4,133		)		5,805

Accumulated other comprehensive loss	(779		)		(122		)		(754		)		876				(779		)

Retained earnings	2,177				4,308				3,444				(7,752		)		2,177

Total shareholder's equity	7,203				4,265				7,432				(11,697		)		7,203

Total liabilities and shareholder's equity	$	17,745			$	9,080			$	43,104			$	(20,583	)		$	49,346



GENERAL MOTORS FINANCIAL COMPANY, INC.
CONDENSED CONSOLIDATING BALANCE SHEET
December 31, 2014
(In millions)
(Unaudited)


	General				Guarantor				Non-				Eliminations				Consolidated
	Motors								Guarantors
	Financial
	Company,
	Inc.
Assets
Cash and cash equivalents	$	—			$	2,266			$	708			$	—			$	2,974

Finance receivables, net	—				2,401				30,599				—				33,000

Leased vehicles, net	—				—				7,060				—				7,060

Restricted cash	—				17				2,054				—				2,071

Goodwill	1,095				—				149				—				1,244

Property and equipment, net	—				23				149				—				172

Deferred income taxes	28				—				601				(288		)		341

Related party receivables	—				11				373				—				384

Other assets	94				18				366				—				478

Due from affiliates	6,787				—				400				(7,187		)		—

Investment in affiliates	7,684				4,059				—				(11,743		)		—

Total assets	$	15,688			$	8,795			$	42,459			$	(19,218	)		$	47,724

Liabilities and Shareholder's Equity
Liabilities:
Secured debt	$	—			$	—			$	25,214			$	—			$	25,214

Unsecured debt	7,500				—				4,717				—				12,217

Accounts payable and accrued expenses	78				156				768				—				1,002

Deferred income	—				—				392				—				392

Deferred income taxes	—				288				20				(288		)		20

Taxes payable	79				—				155				—				234

Related party taxes payable	636				—				—				—				636

Related party payables	—				—				433				—				433

Other liabilities	3				12				169				—				184

Due to affiliates	—				4,164				3,023				(7,187		)		—

Total liabilities	8,296				4,620				34,891				(7,475		)		40,332

Shareholder's equity:
Common stock	—				—				690				(690		)		—

Additional paid-in capital	5,799				79				4,064				(4,143		)		5,799

Accumulated other comprehensive loss	(433		)		(64		)		(410		)		474				(433		)

Retained earnings	2,026				4,160				3,224				(7,384		)		2,026

Total shareholder's equity	7,392				4,175				7,568				(11,743		)		7,392

Total liabilities and shareholder's equity	$	15,688			$	8,795			$	42,459			$	(19,218	)		$	47,724

Condensed Consolidating Statement of Income	GENERAL MOTORS FINANCIAL COMPANY, INC.
	CONDENSED CONSOLIDATING STATEMENT OF INCOME
	Three Months Ended March 31, 2015
	(In millions)
	(Unaudited)


		General				Guarantor				Non-				Eliminations				Consolidated
		Motors								Guarantors
		Financial
		Company,
		Inc.
	Revenue
	Finance charge income	$	—			$	80			$	774			$	—			$	854

	Leased vehicle income	—				—				431				—				431

	Other income	7				108				45				(91		)		69

		7				188				1,250				(91		)		1,354

	Costs and expenses
	Salaries and benefits	—				89				76				—				165

	Other operating expenses	54				(3		)		154				(64		)		141

	Total operating expenses	54				86				230				(64		)		306

	Leased vehicle expenses	—				—				327				—				327

	Provision for loan losses	—				74				81				—				155

	Interest expense	94				(2		)		315				(27		)		380

	Total costs and expenses	148				158				953				(91		)		1,168

	Equity income	238				129				28				(367		)		28

	Income before income taxes	97				159				325				(367		)		214

	Income tax (benefit) provision	(53		)		11				106				—				64

	Net income	$	150			$	148			$	219			$	(367	)		$	150


	Comprehensive income	$	(196	)		$	90			$	(125	)		$	35			$	(196	)



	GENERAL MOTORS FINANCIAL COMPANY, INC.
	CONDENSED CONSOLIDATING STATEMENT OF INCOME
	Three Months Ended March 31, 2014
	(In millions)
	(Unaudited)


		General				Guarantor				Non-				Eliminations				Consolidated
		Motors								Guarantors
		Financial
		Company,
		Inc.
	Revenue
	Finance charge income	$	—			$	30			$	800			$	—			$	830

Leased vehicle income	—				—				200				—				200

Other income	20				127				38				(118		)		67

	20				157				1,038				(118		)		1,097

Costs and expenses
Salaries and benefits	—				53				83				—				136

Other operating expenses	1				33				161				(62		)		133

Total operating expenses	1				86				244				(62		)		269

Leased vehicle expenses	—				—				156				—				156

Provision for loan losses	—				60				75				—				135

Interest expense	55				11				305				(56		)		315

Total costs and expenses	56				157				780				(118		)		875

Equity income(a)	170				116				—				(286		)		—

Income before income taxes	134				116				258				(286		)		222

Income tax (benefit) provision	(11		)		—				88				—				77

Net income	$	145			$	116			$	170			$	(286	)		$	145


Comprehensive income	$	150			$	96			$	175			$	(271	)		$	150

________________

(a)	Equity income has been reclassified from revenue as previously presented.


Condensed Consolidating Statement of Cash Flows	GENERAL MOTORS FINANCIAL COMPANY, INC.
	CONDENSED CONSOLIDATING STATEMENT OF CASH FLOWS
	Three Months Ended March 31, 2015
	(In millions)
	(Unaudited)


		General				Guarantor				Non-				Eliminations				Consolidated
		Motors								Guarantors
		Financial
		Company,
		Inc.
	Net cash (used in) provided by operating activities	$	(62	)		$	368			$	239			$	—			$	545

	Cash flows from investing activities:
	Purchases of consumer finance receivables, net	—				(2,283		)		(2,278		)		496				(4,065		)

	Principal collections and recoveries on consumer finance receivables	—				120				2,694				—				2,814

	Proceeds from sale of consumer finance receivables, net	—				496				—				(496		)		—

	Net (collections) funding of commercial finance receivables	—				150				(96		)		—				54

	Purchases of leased vehicles, net	—				—				(2,319		)		—				(2,319		)

	Proceeds from termination of leased vehicles	—				—				185				—				185

	Acquisition of equity interest	(513		)		(536		)		—				—				(1,049		)

	Purchases of property and equipment	—				(8		)		(9		)		—				(17		)

	Change in restricted cash	—				4				(158		)		—				(154		)

	Change in other assets	—				—				6				—				6

	Net change in investment in affiliates	(48		)		571				—				(523		)		—

	Net cash used in investing activities	(561		)		(1,486		)		(1,975		)		(523		)		(4,545		)
	Cash flows from financing activities:
	Net change in debt (original maturities less than three months)	—				—				198				—				198

	Borrowings and issuance of secured debt	—				—				2,889				—				2,889

	Payments on secured debt	—				—				(2,748		)		—				(2,748		)

	Borrowings and issuance of unsecured debt	2,250				—				1,008				—				3,258

	Payments on unsecured debt	—				—				(308		)		—				(308		)

	Net capital contributions	—				—				(523		)		523				—

	Debt issuance costs	(20		)		—				(21		)		—				(41		)

	Net change in due from/due to affiliates	(1,607		)		296				1,311				—				—

	Net cash provided by financing activities	623				296				1,806				523				3,248

	Net (decrease) increase in cash and cash equivalents	—				(822		)		70				—				(752		)

	Effect of foreign exchange rate changes on cash and cash equivalents	—				—				(101		)		—				(101		)

	Cash and cash equivalents at beginning of period	—				2,266				708				—				2,974

	Cash and cash equivalents at end of period	$	—			$	1,444			$	677			$	—			$	2,121

GENERAL MOTORS FINANCIAL COMPANY, INC.
CONDENSED CONSOLIDATING STATEMENT OF CASH FLOWS
Three Months Ended March 31, 2014
(In millions)
(Unaudited)


	General				Guarantor				Non-				Eliminations				Consolidated
	Motors								Guarantors
	Financial
	Company,
	Inc.
Net cash provided by operating activities	$	175			$	57			$	154			$	—			$	386

Cash flows from investing activities:
Purchases of consumer finance receivables, net	—				(1,363		)		(2,838		)		$	881			(3,320		)

Principal collections and recoveries on consumer finance receivables	—				(33		)		2,650				—				2,617

Proceeds from sale of consumer finance receivables, net	—				881				—				(881		)		—

Net funding of commercial finance receivables	—				(152		)		(103		)		—				(255		)

Purchases of leased vehicles, net	—				—				(628		)		—				(628		)

Proceeds from termination of leased vehicles	—				—				123				—				123

Purchases of property and equipment	—				—				(7		)		—				(7		)

Change in restricted cash	—				3				(150		)		—				(147		)

Net change in investment in affiliates	—				640				—				(640		)		—

Net cash used in investing activities	—				(24		)		(953		)		(640		)		(1,617		)

Cash flows from financing activities:
Net change in debt (original maturities less than three months)	—				—				451				—				451

Borrowings and issuance of secured debt	—				—				5,070				—				5,070

Payments on secured debt	—				—				(4,238		)		—				(4,238		)

Borrowings and issuance of unsecured debt	—				—				390				—				390

Payments on unsecured debt	—				—				(330		)		—				(330		)

Net capital contributions	(45		)		—				(595		)		640				—

Debt issuance costs	—				—				(23		)		—				(23		)

Net change in due from/due to affiliates	(130		)		112				18				—				—

Net cash (used in) provided by financing activities	(175		)		112				743				640				1,320

Net increase (decrease) in cash and cash equivalents	—				145				(56		)		—				89

Effect of foreign exchange rate changes on cash and cash equivalents	—				—				(1		)		—				(1		)

Cash and cash equivalents at beginning of period	—				395				679				—				1,074

Cash and cash equivalents at end of period	$	—			$	540			$	622			$	—			$	1,162

Summary_of_Significant_Account2

Summary of Significant Accounting Policies - Narrative (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
	segment	Dec. 31, 2014
Summary of Significant Accounting Policies [Line Items]
Decrease to net cash provided by operating activities	$79,000,000
Increase to net cash used in investing activities	79,000,000
Number of operating segments	2
Related party receivables	437,000,000	384,000,000
Intercompany Receivable - Commercial Lending	164,000,000	176,000,000
Intercompany Receivables - Wholesale financing	0	289,000,000
Related party payables	450,000,000	433,000,000
Related party payable settlement period	30 days
Related party taxes payable	636,000,000	636,000,000
Earning assets leverage ratio	6.9
Parent Company [Member] \| UNITED STATES
Summary of Significant Accounting Policies [Line Items]
Related party tax expense deferral period	4 years
Maximum [Member]
Summary of Significant Accounting Policies [Line Items]
Earning assets leverage ratio	8
Junior Subordinated Revolving Credit Facility [Member]
Summary of Significant Accounting Policies [Line Items]
Line of Credit Facilities - GM Related Party Facility	1,000,000,000
General Motors [Member]
Summary of Significant Accounting Policies [Line Items]
Line of Credit Facility, Maximum Borrowing Capacity	$4,000,000,000

Acquisition_of_Ally_Financial_1

Acquisition of Ally Financial International Operations - Narrative (Details) (USD $)	3 Months Ended		0 Months Ended	12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Jan. 02, 2015	Dec. 31, 2013	Jan. 03, 2015
Business Acquisition [Line Items]
Equity income	$28,000,000	$0
SAIC-GMAC [Member]
Business Acquisition [Line Items]
Equity interest (percent)			40.00%		35.00%
Aggregate purchase price			1,000,000,000
Equity interest (percent)			5.00%
Proceeds from sale			125,000,000
Difference between carrying amount and underlying equity			371,000,000
Equity income	28,000,000
Pro forma net income (loss)		174,000,000
Ally Financial International Operations [Member]
Business Acquisition [Line Items]
Aggregate consideration				3,300,000,000
Debt assumed				$1,400,000,000

Finance_Receivables_Narrative_

Finance Receivables - Narrative (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
In Millions, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	$581	$682
Consumer Finance Receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Gross	25,591	25,623
Consumer Finance Receivables [Member] \| North America Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Gross	14,294	13,361
Consumer Finance Receivables [Member] \| Deteriorated Credit Quality [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Gross	344
Commercial Finance Receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Gross	7,607	8,072	7,108	6,700
Commercial Finance Receivables [Member] \| North America Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Gross	$3,260	$3,180	$2,190	$1,975

Finance_Receivables_Finance_Re

Finance Receivables - Finance Receivables, net (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Finance receivables, net	$32,470,000,000	$33,000,000,000
North America Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Finance receivables, net	16,929,000,000	15,943,000,000
International Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Finance receivables, net	15,541,000,000	17,057,000,000
Consumer Finance Receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collectively evaluated for impairment, net of fees	24,297,000,000	24,389,000,000
Individually evaluated for impairment, net of fees	1,294,000,000	1,234,000,000
Total finance receivables	25,591,000,000	25,623,000,000
Less: allowance for loan losses - collective	-528,000,000	-483,000,000
Less: allowance for loan losses - specific	-164,000,000	-172,000,000
Total finance receivables, net	24,899,000,000	24,968,000,000
Consumer Finance Receivables [Member] \| North America Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collectively evaluated for impairment, net of fees	13,000,000,000	12,127,000,000
Individually evaluated for impairment, net of fees	1,294,000,000	1,234,000,000
Total finance receivables	14,294,000,000	13,361,000,000
Less: allowance for loan losses - collective	-441,000,000	-405,000,000
Less: allowance for loan losses - specific	-164,000,000	-172,000,000
Total finance receivables, net	13,689,000,000	12,784,000,000
Consumer Finance Receivables [Member] \| North America Segment [Member] \| Post-Acquisition Portfolio [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Deferred Income	191,000,000	245,000,000
Consumer Finance Receivables [Member] \| International Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collectively evaluated for impairment, net of fees	11,297,000,000	12,262,000,000
Individually evaluated for impairment, net of fees	0	0
Total finance receivables	11,297,000,000	12,262,000,000
Less: allowance for loan losses - collective	-87,000,000	-78,000,000
Less: allowance for loan losses - specific	0	0
Total finance receivables, net	11,210,000,000	12,184,000,000
Loans and Leases Receivable, Gross, Consumer, Lease Financing	1,000,000,000	1,000,000,000
Commercial Finance Receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collectively evaluated for impairment, net of fees	7,538,000,000	7,983,000,000
Individually evaluated for impairment, net of fees	69,000,000	89,000,000
Total finance receivables	7,607,000,000	8,072,000,000	7,108,000,000	6,700,000,000
Less: allowance for loan losses - collective	-31,000,000	-35,000,000
Less: allowance for loan losses - specific	-5,000,000	-5,000,000
Total finance receivables, net	7,571,000,000	8,032,000,000
Commercial Finance Receivables [Member] \| North America Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collectively evaluated for impairment, net of fees	3,260,000,000	3,180,000,000
Individually evaluated for impairment, net of fees	0	0
Total finance receivables	3,260,000,000	3,180,000,000	2,190,000,000	1,975,000,000
Less: allowance for loan losses - collective	-20,000,000	-21,000,000
Less: allowance for loan losses - specific	0	0
Total finance receivables, net	3,240,000,000	3,159,000,000
Commercial Finance Receivables [Member] \| International Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collectively evaluated for impairment, net of fees	4,278,000,000	4,803,000,000
Individually evaluated for impairment, net of fees	69,000,000	89,000,000
Total finance receivables	4,347,000,000	4,892,000,000	4,918,000,000	4,725,000,000
Less: allowance for loan losses - collective	-11,000,000	-14,000,000
Less: allowance for loan losses - specific	-5,000,000	-5,000,000
Total finance receivables, net	$4,331,000,000	$4,873,000,000

Finance_Receivables_Finance_Re1

Finance Receivables - Finance Receivables Summary (Details) (Consumer Finance Receivables [Member], USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Accounts Notes And Loans Receivable Rollforward [Roll Forward]
Financing receivables, net of fees - beginning of period			$25,623
Balance at end of period	25,591		25,623
Pass [Member]
Accounts Notes And Loans Receivable Rollforward [Roll Forward]
Financing receivables, net of fees - beginning of period	25,623	23,130
Loans purchased	4,078	3,412
Principal collections and other	-2,593	-2,467
Charge-offs	-234	-224
Foreign currency translation	-1,283	173
Balance at end of period	25,591	24,024
North America Segment [Member]
Accounts Notes And Loans Receivable Rollforward [Roll Forward]
Financing receivables, net of fees - beginning of period			13,361
Balance at end of period	14,294		13,361
North America Segment [Member] \| Pass [Member]
Accounts Notes And Loans Receivable Rollforward [Roll Forward]
Financing receivables, net of fees - beginning of period	13,361	11,388
Loans purchased	2,273	1,364
Principal collections and other	-1,134	-1,003
Charge-offs	-200	-192
Foreign currency translation	-6	-1
Balance at end of period	14,294	11,556
International Segment [Member]
Accounts Notes And Loans Receivable Rollforward [Roll Forward]
Financing receivables, net of fees - beginning of period			12,262
Balance at end of period	11,297		12,262
International Segment [Member] \| Pass [Member]
Accounts Notes And Loans Receivable Rollforward [Roll Forward]
Financing receivables, net of fees - beginning of period	12,262	11,742
Loans purchased	1,805	2,048
Principal collections and other	-1,459	-1,464
Charge-offs	-34	-32
Foreign currency translation	-1,277	174
Balance at end of period	$11,297	$12,468

Finance_Receivables_Allowance_

Finance Receivables - Allowance for Loan Losses (Details) (USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Provision for loan losses	$155	$135
Consumer Finance Receivables [Member] \| Post-Acquisition Portfolio
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	655	497
Provision for loan losses	157	137
Charge-offs	-234	-224
Recoveries	122	127
Foreign currency translation	-8	0
Balance at end of period	692	537
Consumer Finance Receivables [Member] \| North America Segment [Member] \| Post-Acquisition Portfolio
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	577	468
Provision for loan losses	118	104
Charge-offs	-200	-192
Recoveries	110	111
Foreign currency translation	0	0
Balance at end of period	605	491
Consumer Finance Receivables [Member] \| International Segment [Member] \| Post-Acquisition Portfolio
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	78	29
Provision for loan losses	39	33
Charge-offs	-34	-32
Recoveries	12	16
Foreign currency translation	-8	0
Balance at end of period	$87	$46

Finance_Receivables_Credit_Qua

Finance Receivables - Credit Quality (Details) (Consumer Finance Receivables [Member], North America Segment [Member], USD $)	Mar. 31, 2015	Dec. 31, 2014
In Millions, unless otherwise specified	Rate	Rate
Financing Receivable, Recorded Investment [Line Items]
Finance receivables, net of fees	$14,294	$13,361
Finance receivables credit indicator, Percent	100.00%	100.00%
FICO Score, 680 and Greater [Member]
Financing Receivable, Recorded Investment [Line Items]
Finance receivables, net of fees	1,161	596
Finance receivables credit indicator, Percent	8.10%	4.40%
FICO Score, 620 to 679 [Member]
Financing Receivable, Recorded Investment [Line Items]
Finance receivables, net of fees	2,138	1,691
Finance receivables credit indicator, Percent	15.00%	12.70%
FICO Score, Less than 620 [Member]
Financing Receivable, Recorded Investment [Line Items]
Finance receivables, net of fees	$10,995	$11,074
Finance receivables credit indicator, Percent	76.90%	82.90%

Finance_Receivables_Delinquenc

Finance Receivables - Delinquency (Details) (Consumer Finance Receivables [Member], USD $)	Mar. 31, 2015	Mar. 31, 2014
In Millions, unless otherwise specified	Rate	Rate
Financing Receivable, Recorded Investment, Past Due [Line Items]
31-60 days	$880	$717
Greater than 60 days	357	336
Greater than 30 days past due	1,237	1,053
In repossession	42	38
Past Due	1,279	1,091
31 - 60 days, Percent of contractual amount due	3.40%	3.10%
Greater than 60 days, Percent of contractual amount due	1.40%	1.40%
Greater than 30 days past due, Percent of contractual amount due	4.80%	4.50%
In repossession, Percent of contractual amount due	0.20%	0.10%
Percent of contractual amount due	5.00%	4.60%
North America Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
31-60 days	767	579
Greater than 60 days	259	210
Greater than 30 days past due	1,026	789
In repossession	34	33
Past Due	1,060	822
International Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
31-60 days	113	138
Greater than 60 days	98	126
Greater than 30 days past due	211	264
In repossession	8	5
Past Due	$219	$269

Finance_Receivables_Troubled_D

Finance Receivables - Troubled Debt Restructurings (Details) (North America Segment [Member], Consumer Finance Receivables [Member], USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
	loan	loan	Dec. 31, 2014
North America Segment [Member] \| Consumer Finance Receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding recorded investment	$1,294		$1,234
Less: allowance for loan losses	-164		-172
Outstanding recorded investment, net of allowance	1,130		1,062
Unpaid principal balance	1,319		1,255
Average recorded investment	1,264	816
Finance charge income recognized	40	29
Number of loans classified as TDRs during the period	11,752	10,127
Recorded investment of loans classified as TDRs during the period	$199	$183

Finance_Receivables_Commercial

Finance Receivables - Commercial Finance Receivables (Details) (Commercial Finance Receivables [Member], USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Accounts Notes And Loans Receivable Rollforward [Roll Forward]
Financing receivables, net of fees - beginning of period	$8,072	$6,700
Net funding (collections) of commercial finance receivables	-40	377
Charge-offs	0	0
Foreign currency translation	-425	31
Balance at end of period	7,607	7,108
North America Segment [Member]
Accounts Notes And Loans Receivable Rollforward [Roll Forward]
Financing receivables, net of fees - beginning of period	3,180	1,975
Net funding (collections) of commercial finance receivables	110	223
Charge-offs	0	0
Foreign currency translation	-30	-8
Balance at end of period	3,260	2,190
International Segment [Member]
Accounts Notes And Loans Receivable Rollforward [Roll Forward]
Financing receivables, net of fees - beginning of period	4,892	4,725
Net funding (collections) of commercial finance receivables	-150	154
Charge-offs	0	0
Foreign currency translation	-395	39
Balance at end of period	$4,347	$4,918

Finance_Receivables_Credit_Ris

Finance Receivables - Credit Risk Profile by Dealer grouping of Commercial Finance Receivables (Details) (Commercial Finance Receivables [Member], USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
In Millions, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Gross	$7,607	$8,072	$7,108	$6,700
Group I
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Gross	954	1,062
Group II
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Gross	2,149	2,090
Group III
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Gross	2,690	2,856
Group IV
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Gross	1,108	1,250
Group V
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Gross	515	559
Group VI
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Gross	$191	$255

Leased_Vehicles_Narrative_Deta

Leased Vehicles - Narrative (Details) (Canadian Subsidiary [Member], Property Subject to Operating Lease [Member], USD $)	Mar. 31, 2015	Dec. 31, 2014
In Millions, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Canadian Subsidiary [Member] \| Property Subject to Operating Lease [Member]
Servicing Assets at Fair Value [Line Items]
Servicing Asset at Fair Value, Amount	$74	$110

Leased_Vehicles_Summary_of_Lea

Leased Vehicles - Summary of Leased Vehicles (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Millions, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Property Subject to or Available for Operating Lease, Net [Abstract]
Leased vehicles	$12,231	$9,747
Manufacturing incentives	-1,880	-1,479
Leased vehicles accounted for operating leases net of manufacturing incentives	10,351	8,268
Less: accumulated depreciation	-1,412	-1,208
Leased vehicles, net	$8,939	$7,060

Leased_Vehicles_Minimum_rental

Leased Vehicles - Minimum rental payments (Details) (USD $)	Mar. 31, 2015
In Millions, unless otherwise specified	Mar. 31, 2015
Operating Leases, Future Minimum Payments Receivable [Abstract]
2015	$1,160
2016	1,365
2017	923
2018	214
2019	$13

Restricted_Cash_Details

Restricted Cash (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Millions, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Restricted Cash and Cash Equivalents Items [Line Items]
Restricted Cash and Cash Equivalents	$1,849	$2,071
Revolving Credit Facility [Member]
Restricted Cash and Cash Equivalents Items [Line Items]
Restricted Cash and Cash Equivalents	327	326
Securitization Notes Payable [Member] \| Consumer Portfolio Segment [Member]
Restricted Cash and Cash Equivalents Items [Line Items]
Restricted Cash and Cash Equivalents	1,440	1,330
Securitization Notes Payable [Member] \| Commercial Finance Receivables [Member]
Restricted Cash and Cash Equivalents Items [Line Items]
Restricted Cash and Cash Equivalents	59	65
Other [Member]
Restricted Cash and Cash Equivalents Items [Line Items]
Restricted Cash and Cash Equivalents	$23	$350

Equity_in_Net_Assets_of_Noncon1

Equity in Net Assets of Non-consolidated Affiliates (Details) (SAIC-GMAC [Member], USD $)	Mar. 31, 2015
In Millions, unless otherwise specified	Mar. 31, 2015
SAIC-GMAC [Member]
Noncontrolling Interest [Line Items]
Undistributed earnings	$28

Debt_Narrative_Details

Debt - Narrative (Details)

Mar. 31, 2015

Dec. 31, 2014

Mar. 31, 2015

Feb. 28, 2015

Apr. 23, 2015

Jan. 31, 2015

Apr. 23, 2015

Mar. 31, 2015

USD ($)

Secured Debt [Member]

European Medium Term Notes [Member]

Subsequent Event [Member]

Parent Company [Member]

Revolving Credit Facility [Member]

USD ($)

Euro Medium Due February 2018 [Member]

Senior Notes [Member]

Subsequent Event [Member]

Unsecured Debt [Member]

Secured Debt [Member]

EUR (€)

Floating Rate Senior Notes Due April Two Thousand Eighteen [Member]

USD ($)

Senior Notes Due January 2020 [Member]

Senior Notes Due January 2025 [Member]

Floating Rate Senior Notes Due January 2020 [Member]

Senior Notes [Member]

International Segment [Member]

USD ($)

London Interbank Offered Rate (LIBOR) [Member]

USD ($)

Senior Notes Due April 2018 [Member]

Senior Notes Due 2022 [Member]

USD ($)

Debt Instrument [Line Items]

Debt instrument, face amount

$11,300,000,000

$8,400,000,000

$2,000,000,000

€ 650,000,000

$300,000,000

$2,250,000,000

$1,000,000,000

$250,000,000

$2,400,000,000

$850,000,000

$1,250,000,000

Increase in Credit Facilities during period

$90,000,000

$770,000,000

Interest rate (percent)

0.85%

3.15%

4.00%

2.40%

3.45%

Debt_Short_Term_and_Long_Term_

Debt - Short Term and Long Term Debt (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Millions, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Short Term and Long Term Debt [Line Items]
Secured debt	$24,693	$25,214
Unsecured debt	14,432	12,217
Revolving Credit Facility [Member]
Short Term and Long Term Debt [Line Items]
Secured debt	6,703	7,028
Unsecured debt	2,459	2,974
Senior Notes [Member]
Short Term and Long Term Debt [Line Items]
Unsecured debt	11,294	8,450
Other Unsecured Debt [Member]
Short Term and Long Term Debt [Line Items]
Unsecured debt	679	793
North America Segment [Member]
Short Term and Long Term Debt [Line Items]
Secured debt	15,991	15,454
Unsecured debt	10,060	7,846
North America Segment [Member] \| Revolving Credit Facility [Member]
Short Term and Long Term Debt [Line Items]
Secured debt	1,781	1,701
Unsecured debt	0	0
North America Segment [Member] \| Senior Notes [Member]
Short Term and Long Term Debt [Line Items]
Unsecured debt	10,060	7,846
North America Segment [Member] \| Other Unsecured Debt [Member]
Short Term and Long Term Debt [Line Items]
Unsecured debt	0	0
International Segment [Member]
Short Term and Long Term Debt [Line Items]
Secured debt	8,702	9,760
Unsecured debt	4,372	4,371
International Segment [Member] \| Revolving Credit Facility [Member]
Short Term and Long Term Debt [Line Items]
Secured debt	4,922	5,327
Unsecured debt	2,459	2,974
International Segment [Member] \| Senior Notes [Member]
Short Term and Long Term Debt [Line Items]
Unsecured debt	1,234	604
International Segment [Member] \| Other Unsecured Debt [Member]
Short Term and Long Term Debt [Line Items]
Unsecured debt	679	793
Consumer Portfolio Segment [Member] \| Securitization Notes Payable [Member]
Short Term and Long Term Debt [Line Items]
Secured debt	16,033	16,121
Consumer Portfolio Segment [Member] \| North America Segment [Member] \| Securitization Notes Payable [Member]
Short Term and Long Term Debt [Line Items]
Secured debt	13,710	13,253
Consumer Portfolio Segment [Member] \| International Segment [Member] \| Securitization Notes Payable [Member]
Short Term and Long Term Debt [Line Items]
Secured debt	2,323	2,868
Commercial Finance Receivables [Member] \| Securitization Notes Payable [Member]
Short Term and Long Term Debt [Line Items]
Secured debt	1,957	2,065
Commercial Finance Receivables [Member] \| North America Segment [Member] \| Securitization Notes Payable [Member]
Short Term and Long Term Debt [Line Items]
Secured debt	500	500
Commercial Finance Receivables [Member] \| International Segment [Member] \| Securitization Notes Payable [Member]
Short Term and Long Term Debt [Line Items]
Secured debt	$1,457	$1,565

Variable_Interest_Entities_Nar

Variable Interest Entities - Narrative (Details) (USD $)	3 Months Ended
Variable Interest Entities - Narrative (Details) (USD $)	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Variable Interest Entity [Line Items]
Assets	$49,346,000,000		$47,724,000,000
Liabilities	42,143,000,000		40,332,000,000
Revenues	1,354,000,000	1,097,000,000
Net income	150,000,000	145,000,000
Transfers of Finance Receivables	2,000,000,000		2,500,000,000
Transfers of Finance Receivables Outstanding Balance	1,800,000,000		2,400,000,000
Germany [Member] \| Subsidiaries [Member]
Variable Interest Entity [Line Items]
Assets	4,200,000,000		4,500,000,000
Liabilities	3,500,000,000		4,000,000,000
Revenues	41,000,000	58,000,000
Net income	$11,000,000	$10,000,000

Variable_Interest_Entities_Det

Variable Interest Entities (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Millions, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Variable Interest Entity [Line Items]
Restricted cash	$1,849	$2,071
Finance receivables, net	32,470	33,000
Leased vehicles, net	8,939	7,060
Variable Interest Entity, Primary Beneficiary, Aggregated Disclosure [Member]
Variable Interest Entity [Line Items]
Restricted cash	1,826	1,721
Finance receivables, net	21,979	23,109
Leased vehicles, net	5,401	4,595
Liabilities securitized	$22,857	$22,794

Derivative_Financial_Instrumen2

Derivative Financial Instruments And Hedging Activities - Narrative (Details) (USD $)	Mar. 31, 2015
In Millions, unless otherwise specified	Mar. 31, 2015
Derivative [Line Items]
Intercompany loans	$576
Currency Swap [Member]
Derivative [Line Items]
Notional amounts of derivatives	$550

Derivative_Financial_Instrumen3

Derivative Financial Instruments And Hedging Activities (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Millions, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Other Assets [Member]
Derivatives, Fair Value [Line Items]
Derivative Asset, Notional Amount	$5,258	$5,369
Derivative Asset	41	16
Other Assets [Member] \| Interest Rate Swap [Member]
Derivatives, Fair Value [Line Items]
Derivative Asset, Notional Amount	1,688	1,652
Derivative Asset	6	6
Other Assets [Member] \| Interest Rate Cap [Member]
Derivatives, Fair Value [Line Items]
Derivative Asset, Notional Amount	2,082	2,123
Derivative Asset	5	6
Other Assets [Member] \| Foreign Currency Swaps [Member]
Derivatives, Fair Value [Line Items]
Derivative Asset, Notional Amount	1,488	1,594
Derivative Asset	30	4
Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Derivative Liability, Notional Amount	7,817	8,475
Derivative Liability	40	46
Other Liabilities [Member] \| Interest Rate Swap [Member]
Derivatives, Fair Value [Line Items]
Derivative Liability, Notional Amount	5,114	5,627
Derivative Liability	35	39
Other Liabilities [Member] \| Interest Rate Cap [Member]
Derivatives, Fair Value [Line Items]
Derivative Liability, Notional Amount	1,764	1,804
Derivative Liability	4	6
Other Liabilities [Member] \| Foreign Currency Swaps [Member]
Derivatives, Fair Value [Line Items]
Derivative Liability, Notional Amount	939	1,044
Derivative Liability	$1	$1

Derivative_Financial_Instrumen4

Derivative Financial Instruments And Hedging Activities - Derivatives Income (Losses) Recognized in Income (Details) (USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Interest rate contracts	($6)	($10)
Foreign currency derivatives	69	-16
Derivative Instruments Not Designated as Hedging Instruments, Gain (Loss), Net	$63	($26)

Fair_Value_of_Financial_Instru1

Fair Value of Financial Instruments (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Millions, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Restricted cash	$1,849	$2,071
Reported Value Measurement [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and Cash Equivalents, Fair Value Disclosure	2,121	2,974
Finance Receivables, Net	32,470	33,000
Restricted cash	1,849	2,071
Reported Value Measurement [Member] \| North America Segment [Member] \| Secured Debt [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt Instrument, Fair Value Disclosure	15,991	15,454
Reported Value Measurement [Member] \| North America Segment [Member] \| Unsecured Debt [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt Instrument, Fair Value Disclosure	10,060	7,846
Reported Value Measurement [Member] \| International Segment [Member] \| Secured Debt [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt Instrument, Fair Value Disclosure	4,417	5,690
Reported Value Measurement [Member] \| International Segment [Member] \| Secured Debt [Member] \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt Instrument, Fair Value Disclosure	4,285	4,070
Reported Value Measurement [Member] \| International Segment [Member] \| Unsecured Debt [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt Instrument, Fair Value Disclosure	3,386	3,496
Reported Value Measurement [Member] \| International Segment [Member] \| Unsecured Debt [Member] \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt Instrument, Fair Value Disclosure	986	875
Estimate of Fair Value Measurement [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and Cash Equivalents, Fair Value Disclosure	2,121	2,974
Finance Receivables, Net	32,942	33,573
Restricted cash	1,849	2,071
Estimate of Fair Value Measurement [Member] \| North America Segment [Member] \| Secured Debt [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt Instrument, Fair Value Disclosure	16,045	15,497
Estimate of Fair Value Measurement [Member] \| North America Segment [Member] \| Unsecured Debt [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt Instrument, Fair Value Disclosure	10,386	8,092
Estimate of Fair Value Measurement [Member] \| International Segment [Member] \| Secured Debt [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt Instrument, Fair Value Disclosure	4,420	5,694
Estimate of Fair Value Measurement [Member] \| International Segment [Member] \| Secured Debt [Member] \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt Instrument, Fair Value Disclosure	4,252	4,037
Estimate of Fair Value Measurement [Member] \| International Segment [Member] \| Unsecured Debt [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt Instrument, Fair Value Disclosure	3,402	3,507
Estimate of Fair Value Measurement [Member] \| International Segment [Member] \| Unsecured Debt [Member] \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt Instrument, Fair Value Disclosure	$984	$880

Commitments_and_Contingencies_

Commitments and Contingencies - Narrative (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Commitments and Contingencies Disclosure [Abstract]
Debt instrument, face amount	$11,300,000,000	$8,400,000,000
Estimate of possible loss	93,000,000
Loss accrual	38,000,000
Indirect tax contingency	$50,000,000

Income_Taxes_Details

Income Taxes (Details) (USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Income Tax Disclosure [Abstract]
Income tax (benefit) provision	$64	$77

Segment_Reporting_Narrative_De

Segment Reporting - Narrative (Details)	3 Months Ended
	Mar. 31, 2015
	segment
Segment Reporting [Abstract]
Number of operating segments	2

Segment_Reporting_Operations_R

Segment Reporting - Operations Reporting by Revenue (Details) (USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Segment Reporting Information [Line Items]
Total revenue	$1,354	$1,097
Operating expenses, including leased vehicle expenses	633	425
Provision for loan losses	155	135
Interest expense	380	315
Equity income	28	0
Income before income taxes	214	222
Operating Segments [Member] \| North America Segment [Member]
Segment Reporting Information [Line Items]
Total revenue	906	636
Operating expenses, including leased vehicle expenses	487	274
Provision for loan losses	118	103
Interest expense	165	92
Equity income	0
Income before income taxes	136	167
Operating Segments [Member] \| International Segment [Member]
Segment Reporting Information [Line Items]
Total revenue	448	461
Operating expenses, including leased vehicle expenses	146	151
Provision for loan losses	37	32
Interest expense	206	214
Equity income	28
Income before income taxes	87	64
Corporate, Non-Segment [Member]
Segment Reporting Information [Line Items]
Total revenue	7	16
Operating expenses, including leased vehicle expenses	0	0
Provision for loan losses	0	0
Interest expense	16	25
Equity income	0
Income before income taxes	-9	-9
Intersegment Eliminations [Member]
Segment Reporting Information [Line Items]
Total revenue	-7	-16
Operating expenses, including leased vehicle expenses	0	0
Provision for loan losses	0	0
Interest expense	-7	-16
Equity income	0
Income before income taxes	$0	$0

Segment_Reporting_Operations_R1

Segment Reporting - Operations Reporting by Assets (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Millions, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Segment Reporting Information [Line Items]
Finance receivables, net	$32,470	$33,000
Total assets	49,346	47,724
North America Segment [Member]
Segment Reporting Information [Line Items]
Finance receivables, net	16,929	15,943
Total assets	30,535	27,687
International Segment [Member]
Segment Reporting Information [Line Items]
Finance receivables, net	15,541	17,057
Total assets	$18,811	$20,037

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive (Loss) Income (Details) (USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Changes in Accumulated Other Comprehensive Income [Roll Forward]
Defined benefit plans, net: Balance at beginning of period	($11)	$3
Unrealized gain on subsidiary pension	1	0
Defined benefit plans, net: Balance at end of period	-10	3
Foreign currency translation adjustment: Balance at beginning of period	-422	8
Translation (loss) gain	-347	5
Foreign currency translation adjustment: Balance at end of period	-769	13
Total accumulated other comprehensive (loss) income	($779)	$16	($433)

Regulatory_Capital_Details

Regulatory Capital (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Millions, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Capital Requirements on Foreign Financial Institutions [Line Items]
Assets	$49,346	$47,724
International Regulated Bank And Finance Companies [Member]
Capital Requirements on Foreign Financial Institutions [Line Items]
Assets	$9,500	$11,400

Guarantor_Condensed_Consolidat2

Guarantor Condensed Consolidating Financial Statements Current Period Guarantor Balance Sheet (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
In Millions, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
Condensed Balance Sheet Statements, Captions [Line Items]
Cash and cash equivalents	$2,121	$2,974	$1,162	$1,074
Finance receivables, net	32,470	33,000
Leased vehicles, net	8,939	7,060
Restricted cash	1,849	2,071
Goodwill	1,243	1,244
Equity in net assets of non-consolidated affiliates	929	0
Property and equipment, net	176	172
Deferred income taxes	283	341
Related party receivables	437	384
Other assets	899	478
Due from affiliates	0	0
Investments in affiliates	0	0
Total assets	49,346	47,724
Secured debt	24,693	25,214
Unsecured debt	14,432	12,217
Accounts payable and accrued expenses	970	1,002
Deferred income	546	392
Deferred income taxes	48	20
Taxes payable	205	234
Related party taxes payable	636	636
Related party payables	450	433
Other liabilities	163	184
Due to affiliates	0	0
Total liabilities	42,143	40,332
Common stock	0	0
Additional paid-in capital	5,805	5,799
Accumulated other comprehensive (loss) income	-779	-433	16
Retained earnings	2,177	2,026
Total stockholders' equity	7,203	7,392
Total liabilities and shareholder's equity	49,346	47,724
Parent Company [Member]
Condensed Balance Sheet Statements, Captions [Line Items]
Cash and cash equivalents	0	0	0	0
Finance receivables, net	0	0
Leased vehicles, net	0	0
Restricted cash	0	0
Goodwill	1,095	1,095
Equity in net assets of non-consolidated affiliates	0
Property and equipment, net		0
Deferred income taxes	59	28
Related party receivables	0	0
Other assets	107	94
Due from affiliates	8,346	6,787
Investments in affiliates	8,138	7,684
Total assets	17,745	15,688
Secured debt	0	0
Unsecured debt	9,744	7,500
Accounts payable and accrued expenses	85	78
Deferred income	0	0
Deferred income taxes	0	0
Taxes payable	75	79
Related party taxes payable	636	636
Related party payables	0	0
Other liabilities	2	3
Due to affiliates	0	0
Total liabilities	10,542	8,296
Common stock	0	0
Additional paid-in capital	5,805	5,799
Accumulated other comprehensive (loss) income	-779	-433
Retained earnings	2,177	2,026
Total stockholders' equity	7,203	7,392
Total liabilities and shareholder's equity	17,745	15,688
Guarantor [Member]
Condensed Balance Sheet Statements, Captions [Line Items]
Cash and cash equivalents	1,444	2,266	540	395
Finance receivables, net	3,845	2,401
Leased vehicles, net	0	0
Restricted cash	13	17
Goodwill	0	0
Equity in net assets of non-consolidated affiliates	0
Property and equipment, net	31	23
Deferred income taxes	0	0
Related party receivables	18	11
Other assets	170	18
Due from affiliates	0	0
Investments in affiliates	3,559	4,059
Total assets	9,080	8,795
Secured debt	0	0
Unsecured debt	0	0
Accounts payable and accrued expenses	166	156
Deferred income	0	0
Deferred income taxes	584	288
Taxes payable	0	0
Related party taxes payable	0	0
Related party payables	0	0
Other liabilities	11	12
Due to affiliates	4,054	4,164
Total liabilities	4,815	4,620
Common stock	0	0
Additional paid-in capital	79	79
Accumulated other comprehensive (loss) income	-122	-64
Retained earnings	4,308	4,160
Total stockholders' equity	4,265	4,175
Total liabilities and shareholder's equity	9,080	8,795
Non-Guarantors [Member]
Condensed Balance Sheet Statements, Captions [Line Items]
Cash and cash equivalents	677	708	622	679
Finance receivables, net	28,625	30,599
Leased vehicles, net	8,939	7,060
Restricted cash	1,836	2,054
Goodwill	148	149
Equity in net assets of non-consolidated affiliates	929
Property and equipment, net	145	149
Deferred income taxes	764	601
Related party receivables	419	373
Other assets	622	366
Due from affiliates	0	400
Investments in affiliates	0	0
Total assets	43,104	42,459
Secured debt	24,693	25,214
Unsecured debt	4,688	4,717
Accounts payable and accrued expenses	719	768
Deferred income	546	392
Deferred income taxes	4	20
Taxes payable	130	155
Related party taxes payable	0	0
Related party payables	450	433
Other liabilities	150	169
Due to affiliates	4,292	3,023
Total liabilities	35,672	34,891
Common stock	688	690
Additional paid-in capital	4,054	4,064
Accumulated other comprehensive (loss) income	-754	-410
Retained earnings	3,444	3,224
Total stockholders' equity	7,432	7,568
Total liabilities and shareholder's equity	43,104	42,459
Eliminations [Member]
Condensed Balance Sheet Statements, Captions [Line Items]
Cash and cash equivalents	0	0	0	0
Finance receivables, net	0	0
Leased vehicles, net	0	0
Restricted cash	0	0
Goodwill	0	0
Equity in net assets of non-consolidated affiliates	0
Property and equipment, net		0
Deferred income taxes	-540	-288
Related party receivables	0	0
Other assets	0	0
Due from affiliates	-8,346	-7,187
Investments in affiliates	-11,697	-11,743
Total assets	-20,583	-19,218
Secured debt	0	0
Unsecured debt	0	0
Accounts payable and accrued expenses	0	0
Deferred income	0	0
Deferred income taxes	-540	-288
Taxes payable	0	0
Related party taxes payable	0	0
Related party payables	0	0
Other liabilities	0	0
Due to affiliates	-8,346	-7,187
Total liabilities	-8,886	-7,475
Common stock	-688	-690
Additional paid-in capital	-4,133	-4,143
Accumulated other comprehensive (loss) income	876	474
Retained earnings	-7,752	-7,384
Total stockholders' equity	-11,697	-11,743
Total liabilities and shareholder's equity	($20,583)	($19,218)

Guarantor_Condensed_Consolidat3

Guarantor Condensed Consolidating Financial Statements Guarantor Income Statements (Details) (USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Condensed Income Statements, Captions [Line Items]
Financial charge income	$854	$830
Leased vehicle income	431	200
Other income	69	67
Total revenue	1,354	1,097
Salaries and benefits	165	136
Other operating expenses	141	133
Total operating expenses	306	269
Leased vehicle expenses	327	156
Provision for loan losses	155	135
Interest expense	380	315
Total costs and expenses	1,168	875
Equity income	28	0
Income before income taxes	214	222
Income tax (benefit) provision	64	77
Net income	150	145
Comprehensive (loss) income	-196	150
Parent Company [Member]
Condensed Income Statements, Captions [Line Items]
Financial charge income	0	0
Leased vehicle income	0	0
Other income	7	20
Total revenue	7	20
Salaries and benefits	0	0
Other operating expenses	54	1
Total operating expenses	54	1
Leased vehicle expenses	0	0
Provision for loan losses	0	0
Interest expense	94	55
Total costs and expenses	148	56
Equity income	238	170
Income before income taxes	97	134
Income tax (benefit) provision	-53	-11
Net income	150	145
Comprehensive (loss) income	-196	150
Guarantor [Member]
Condensed Income Statements, Captions [Line Items]
Financial charge income	80	30
Leased vehicle income	0	0
Other income	108	127
Total revenue	188	157
Salaries and benefits	89	53
Other operating expenses	-3	33
Total operating expenses	86	86
Leased vehicle expenses	0	0
Provision for loan losses	74	60
Interest expense	-2	11
Total costs and expenses	158	157
Equity income	129	116
Income before income taxes	159	116
Income tax (benefit) provision	11	0
Net income	148	116
Comprehensive (loss) income	90	96
Non-Guarantors [Member]
Condensed Income Statements, Captions [Line Items]
Financial charge income	774	800
Leased vehicle income	431	200
Other income	45	38
Total revenue	1,250	1,038
Salaries and benefits	76	83
Other operating expenses	154	161
Total operating expenses	230	244
Leased vehicle expenses	327	156
Provision for loan losses	81	75
Interest expense	315	305
Total costs and expenses	953	780
Equity income	28	0
Income before income taxes	325	258
Income tax (benefit) provision	106	88
Net income	219	170
Comprehensive (loss) income	-125	175
Eliminations [Member]
Condensed Income Statements, Captions [Line Items]
Financial charge income	0	0
Leased vehicle income	0	0
Other income	-91	-118
Total revenue	-91	-118
Salaries and benefits	0	0
Other operating expenses	-64	-62
Total operating expenses	-64	-62
Leased vehicle expenses	0	0
Provision for loan losses	0	0
Interest expense	-27	-56
Total costs and expenses	-91	-118
Equity income	-367	-286
Income before income taxes	-367	-286
Income tax (benefit) provision	0	0
Net income	-367	-286
Comprehensive (loss) income	$35	($271)

Guarantor_Condensed_Consolidat4

Guarantor Condensed Consolidating Financial Statements Guarantor Cash Flow (Details) (USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Condensed Cash Flow Statements, Captions [Line Items]
Net cash provided by operating activities	$545	$386
Cash flows from investing activities:
Purchases of consumer finance receivables, net	-4,065	-3,320
Principal collections and recoveries on consumer finance receivables	2,814	2,617
Proceeds from sale of consumer finance receivables, net	0	0
Net collections (funding) of commercial finance receivables	54	-255
Purchases of leased vehicles, net	-2,319	-628
Proceeds from termination of leased vehicles	185	123
Acquisition of equity interest	-1,049	0
Purchases of property and equipment	-17	-7
Change in restricted cash	-154	-147
Change in other assets	6	0
Net change in investment in affiliates	0	0
Net cash used in investing activities	-4,545	-1,617
Cash flows from financing activities:
Net change in debt (original maturities less than three months)	198	451
Borrowings and issuance of secured debt	2,889	5,070
Payments on secured debt	-2,748	-4,238
Borrowings and issuance of unsecured debt	3,258	390
Payments on unsecured debt	-308	-330
Net capital contributions	0	0
Debt issuance costs	-41	-23
Net change in due from/due to affiliates	0	0
Net cash provided by financing activities	3,248	1,320
Net (decrease) increase in cash and cash equivalents	-752	89
Effect of foreign exchange rate changes on cash and cash equivalents	-101	-1
Cash and cash equivalents at beginning of period	2,974	1,074
Cash and cash equivalents at end of period	2,121	1,162
Parent Company [Member]
Condensed Cash Flow Statements, Captions [Line Items]
Net cash provided by operating activities	-62	175
Cash flows from investing activities:
Purchases of consumer finance receivables, net	0	0
Principal collections and recoveries on consumer finance receivables	0	0
Proceeds from sale of consumer finance receivables, net		0
Net collections (funding) of commercial finance receivables	0	0
Purchases of leased vehicles, net	0	0
Proceeds from termination of leased vehicles	0	0
Acquisition of equity interest	-513
Purchases of property and equipment	0	0
Change in restricted cash	0	0
Change in other assets	0
Net change in investment in affiliates	-48	0
Net cash used in investing activities	-561	0
Cash flows from financing activities:
Net change in debt (original maturities less than three months)	0	0
Borrowings and issuance of secured debt	0	0
Payments on secured debt	0	0
Borrowings and issuance of unsecured debt	2,250	0
Payments on unsecured debt	0	0
Net capital contributions	0	-45
Debt issuance costs	-20	0
Net change in due from/due to affiliates	-1,607	-130
Net cash provided by financing activities	623	-175
Net (decrease) increase in cash and cash equivalents	0	0
Effect of foreign exchange rate changes on cash and cash equivalents	0	0
Cash and cash equivalents at beginning of period	0	0
Cash and cash equivalents at end of period	0	0
Guarantor [Member]
Condensed Cash Flow Statements, Captions [Line Items]
Net cash provided by operating activities	368	57
Cash flows from investing activities:
Purchases of consumer finance receivables, net	-2,283	-1,363
Principal collections and recoveries on consumer finance receivables	120	-33
Proceeds from sale of consumer finance receivables, net	496	881
Net collections (funding) of commercial finance receivables	150	-152
Purchases of leased vehicles, net	0	0
Proceeds from termination of leased vehicles	0	0
Acquisition of equity interest	-536
Purchases of property and equipment	-8	0
Change in restricted cash	4	3
Change in other assets	0
Net change in investment in affiliates	571	640
Net cash used in investing activities	-1,486	-24
Cash flows from financing activities:
Net change in debt (original maturities less than three months)	0	0
Borrowings and issuance of secured debt	0	0
Payments on secured debt	0	0
Borrowings and issuance of unsecured debt	0	0
Payments on unsecured debt	0	0
Net capital contributions	0	0
Debt issuance costs	0	0
Net change in due from/due to affiliates	296	112
Net cash provided by financing activities	296	112
Net (decrease) increase in cash and cash equivalents	-822	145
Effect of foreign exchange rate changes on cash and cash equivalents	0	0
Cash and cash equivalents at beginning of period	2,266	395
Cash and cash equivalents at end of period	1,444	540
Non-Guarantors [Member]
Condensed Cash Flow Statements, Captions [Line Items]
Net cash provided by operating activities	239	154
Cash flows from investing activities:
Purchases of consumer finance receivables, net	-2,278	-2,838
Principal collections and recoveries on consumer finance receivables	2,694	2,650
Proceeds from sale of consumer finance receivables, net	0	0
Net collections (funding) of commercial finance receivables	-96	-103
Purchases of leased vehicles, net	-2,319	-628
Proceeds from termination of leased vehicles	185	123
Acquisition of equity interest	0
Purchases of property and equipment	-9	-7
Change in restricted cash	-158	-150
Change in other assets	6
Net change in investment in affiliates	0	0
Net cash used in investing activities	-1,975	-953
Cash flows from financing activities:
Net change in debt (original maturities less than three months)	198	451
Borrowings and issuance of secured debt	2,889	5,070
Payments on secured debt	-2,748	-4,238
Borrowings and issuance of unsecured debt	1,008	390
Payments on unsecured debt	-308	-330
Net capital contributions	-523	-595
Debt issuance costs	-21	-23
Net change in due from/due to affiliates	1,311	18
Net cash provided by financing activities	1,806	743
Net (decrease) increase in cash and cash equivalents	70	-56
Effect of foreign exchange rate changes on cash and cash equivalents	-101	-1
Cash and cash equivalents at beginning of period	708	679
Cash and cash equivalents at end of period	677	622
Eliminations [Member]
Condensed Cash Flow Statements, Captions [Line Items]
Net cash provided by operating activities	0	0
Cash flows from investing activities:
Purchases of consumer finance receivables, net	496	881
Principal collections and recoveries on consumer finance receivables	0	0
Proceeds from sale of consumer finance receivables, net	-496	-881
Net collections (funding) of commercial finance receivables	0	0
Purchases of leased vehicles, net	0	0
Proceeds from termination of leased vehicles	0	0
Acquisition of equity interest	0
Purchases of property and equipment	0	0
Change in restricted cash	0	0
Change in other assets	0
Net change in investment in affiliates	-523	-640
Net cash used in investing activities	-523	-640
Cash flows from financing activities:
Net change in debt (original maturities less than three months)	0	0
Borrowings and issuance of secured debt	0	0
Payments on secured debt	0	0
Borrowings and issuance of unsecured debt	0	0
Payments on unsecured debt	0	0
Net capital contributions	523	640
Debt issuance costs	0	0
Net change in due from/due to affiliates	0	0
Net cash provided by financing activities	523	640
Net (decrease) increase in cash and cash equivalents	0	0
Effect of foreign exchange rate changes on cash and cash equivalents	0	0
Cash and cash equivalents at beginning of period	0	0
Cash and cash equivalents at end of period	$0	$0