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| | | SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 | | |
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FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 27, 2004
PROVIDENT BANKSHARES CORPORATION
(Exact name of registrant as specified in charter)
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| Maryland | | 0-16421 | | 52-1518642 |
(State or other jurisdiction of incorporation) | | (Commission File Number) | | (IRS Employer Identification No.) |
114 East Lexington Street, Baltimore, Maryland 21202
(Address of principal executive offices, including zip code)
Registrant’s telephone number, including area code:
(410) 277-7000
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| Not Applicable |
| (Former name or former address, if changed since last report) |
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
| ¨ | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
| ¨ | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
| ¨ | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
| ¨ | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
| Item 7.01 | Regulation FD Disclosure |
Beginning October 27, 2004, Provident Bankshares Corporation (the “Company”), the holding company for Provident Bank, will make available and distribute to analysts and prospective investors a slide presentation given by Dennis A. Starliper, Executive Vice President and Chief Financial Officer of the Company. Mr. Starliper was a featured speaker at the Ryan Beck & Company 2004 Financial Institutions Investor Conference, on Wednesday, October 27, 2004. The presentation materials summarize certain information regarding the Corporation’s operating strategies, historical growth and performance and current initiatives. The presentation materials will also be posted to the Corporation’s website on October 27, 2004. Pursuant to Regulation FD, the presentation materials are attached hereto as Exhibit 99.1.
| Item 9.01 | Financial Statements and Exhibits |
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| Exhibit 99.1 | | Presentation Materials |
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
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| PROVIDENT BANKSHARES CORPORATION |
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/s/ Kevin G. Byrnes |
Kevin G. Byrnes |
President, Chief Operating Officer and Director |
Date: October 27, 2004
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Exhibit Index
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Exhibit No.
| | Description
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| 99.1 | | Presentation Materials |
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