ST Germain D J 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co.	COM	88579Y101	632	3,541	SH		SOLE		3,541	0	0
AT&T Inc.	COM	00206R102	4,588	107,882	SH		SOLE		107,882	0	0
Aflac Inc	COM	001055102	2,138	30,713	SH		SOLE		30,713	0	0
Alphabet Inc Cl A	COM	02079K305	24,028	30,321	SH		SOLE		30,321	0	0
Alphabet Inc Cl C	COM	02079K107	10,856	14,065	SH		SOLE		14,065	0	0
Alps ETF Tr AlerianMLP	COM	00162Q866	10,885	863,925	SH		SOLE		863,925	0	0
Altria Group Inc.	COM	02209S103	469	6,929	SH		SOLE		6,929	0	0
American Electric Power	COM	025537101	339	5,382	SH		SOLE		5,382	0	0
American Express Co	COM	025816109	9,332	125,978	SH		SOLE		125,978	0	0
Amgen Inc	COM	031162100	13,836	94,629	SH		SOLE		94,629	0	0
Apple Inc	COM	037833100	35,577	307,177	SH		SOLE		307,177	0	0
BP Amoco Plc Sponsored Adr	COM	055622104	5,204	139,220	SH		SOLE		139,220	0	0
Bank of America Corp	COM	060505104	345	15,598	SH		SOLE		15,598	0	0
Bank of Montreal	COM	063671101	16,901	235,000	SH		SOLE		235,000	0	0
Barings Corporate Invs	COM	06759X107	225	14,561	SH		SOLE		14,561	0	0
Becton Dickinson Corp	COM	075887109	10,833	65,435	SH		SOLE		65,435	0	0
Berkshire Hathaway Inc Del Cl	COM	084670702	769	4,721	SH		SOLE		4,721	0	0
Berkshire Hills Bancorp	COM	084680107	804	21,812	SH		SOLE		21,812	0	0
Biocorrx Inc Comm	COM	09073C106	0	10,000	SH		SOLE		10,000	0	0
Blackrock Inc Com	COM	09247X101	853	2,241	SH		SOLE		2,241	0	0
Boeing Co	COM	097023105	483	3,101	SH		SOLE		3,101	0	0
CVS Corp	COM	126650100	15,506	196,506	SH		SOLE		196,506	0	0
Calgon Carbon	COM	129603106	8,345	490,854	SH		SOLE		490,854	0	0
Celgene Corp	COM	151020104	981	8,479	SH		SOLE		8,479	0	0
Cerner Corp	COM	156782104	6,505	137,325	SH		SOLE		137,325	0	0
Charles Schwab Corp	COM	808513105	212	5,370	SH		SOLE		5,370	0	0
Chevron Corp	COM	166764100	564	4,796	SH		SOLE		4,796	0	0
Chubb Corporation	COM	H1467J104	705	5,333	SH		SOLE		5,333	0	0
Cisco	COM	17275R102	13,351	441,798	SH		SOLE		441,798	0	0
Coca-Cola Co	COM	191216100	318	7,666	SH		SOLE		7,666	0	0
Colgate Palmolive	COM	194162103	224	3,425	SH		SOLE		3,425	0	0
Comcast Cl A	COM	20030N101	276	3,993	SH		SOLE		3,993	0	0
ConocoPhillips	COM	20825C104	7,935	158,263	SH		SOLE		158,263	0	0
Corning Inc	COM	219350105	4,675	192,633	SH		SOLE		192,633	0	0
Cummins Inc	COM	231021106	16,641	121,760	SH		SOLE		121,760	0	0
Danaher Corp Del	COM	235851102	801	10,295	SH		SOLE		10,295	0	0
Deere & Co	COM	244199105	370	3,593	SH		SOLE		3,593	0	0
Devon Energy Corp New Comm	COM	25179M103	5,692	124,630	SH		SOLE		124,630	0	0
Dominion Resources Inc	COM	25746U109	1,501	19,592	SH		SOLE		19,592	0	0
Duke Energy Corp	COM	26441C204	295	3,800	SH		SOLE		3,800	0	0
Dupont	COM	263534109	488	6,653	SH		SOLE		6,653	0	0
Emerging Markets MSCI	COM	464287234	5,888	168,191	SH		SOLE		168,191	0	0
Emerging Markets-Vanguard	COM	922042858	20,472	572,153	SH		SOLE		572,153	0	0
Escrow Gerber Scientific Inc.	COM	37373ESC5	0	85,212	SH		SOLE		85,212	0	0
Expeditors Intl	COM	302130109	3,177	59,984	SH		SOLE		59,984	0	0
ExxonMobil Corp	COM	30231G102	17,169	190,217	SH		SOLE		190,217	0	0
Facebook, Inc.	COM	30303M102	8,711	75,715	SH		SOLE		75,715	0	0
Fluor Corp New	COM	343412102	13,966	265,921	SH		SOLE		265,921	0	0
Ford Motor Company	COM	345370860	173	14,284	SH		SOLE		14,284	0	0
Fortive Corp	COM	34959J108	263	4,901	SH		SOLE		4,901	0	0
Freedom Environmental Services	COM	35637A203	0	12,000	SH		SOLE		12,000	0	0
General Electric	COM	369604103	23,320	737,969	SH		SOLE		737,969	0	0
General Mills Inc	COM	370334104	627	10,146	SH		SOLE		10,146	0	0
Goldman Sachs	COM	38141G104	12,567	52,482	SH		SOLE		52,482	0	0
Green Energy Res Inc Comm	COM	39303P106	0	200,000	SH		SOLE		200,000	0	0
HCP, Inc.	COM	40414L109	6,291	211,687	SH		SOLE		211,687	0	0
Halliburton Co	COM	406216101	200	3,701	SH		SOLE		3,701	0	0
Harris Corp	COM	413875105	1,422	13,880	SH		SOLE		13,880	0	0
Home Depot Inc	COM	437076102	425	3,167	SH		SOLE		3,167	0	0
Hormel Foods	COM	440452100	1,844	52,983	SH		SOLE		52,983	0	0
IBM	COM	459200101	301	1,815	SH		SOLE		1,815	0	0
IShares Russell 2000	COM	464287655	1,068	7,923	SH		SOLE		7,923	0	0
IShares Telecom	COM	464287713	294	8,525	SH		SOLE		8,525	0	0
IShares Tr Russell 3000 Growth	COM	464287671	232	5,400	SH		SOLE		5,400	0	0
IShares Tr Russell 3000 Value	COM	464287663	240	4,890	SH		SOLE		4,890	0	0
Intel Corp	COM	458140100	3,142	86,631	SH		SOLE		86,631	0	0
Ishares Dow Sel Div Idx Fd	COM	464287168	569	6,429	SH		SOLE		6,429	0	0
Ishares TR Russell 2000 Growth	COM	464287648	404	2,627	SH		SOLE		2,627	0	0
Ishares TR Russell Midcap Grow	COM	464287481	3,647	37,448	SH		SOLE		37,448	0	0
Ishares Tr MSCI EAFE ETF	COM	464287465	224	3,884	SH		SOLE		3,884	0	0
Ishares Tr Russell 1000 Growth	COM	464287614	205	1,957	SH		SOLE		1,957	0	0
Ishares Tr Russell 2000 Value	COM	464287630	296	2,485	SH		SOLE		2,485	0	0
Ishares Tr S&P U S Pfd Stock I	COM	464288687	4,992	134,162	SH		SOLE		134,162	0	0
JP Morgan Chase	COM	46625H100	27,409	317,639	SH		SOLE		317,639	0	0
Johnson & Johnson	COM	478160104	18,999	164,909	SH		SOLE		164,909	0	0
Kohls Corp	COM	500255104	2,315	46,880	SH		SOLE		46,880	0	0
Lockheed Martin Corp	COM	539830109	420	1,681	SH		SOLE		1,681	0	0
Lyondellbasell Ind N V Ord Shs	COM	N53745100	3,239	37,757	SH		SOLE		37,757	0	0
M & T Bk Corp	COM	55261F104	1,248	7,976	SH		SOLE		7,976	0	0
Magellan Midstream Partners	COM	559080106	435	5,750	SH		SOLE		5,750	0	0
McDonald's Corp	COM	580135101	463	3,801	SH		SOLE		3,801	0	0
Medtronic PLC SHS	COM	G5960L103	12,512	175,656	SH		SOLE		175,656	0	0
Merck & Co Inc	COM	58933Y105	342	5,802	SH		SOLE		5,802	0	0
Microsoft Corp	COM	594918104	3,219	51,808	SH		SOLE		51,808	0	0
Mondelez Intl Inc Class A	COM	609207105	233	5,267	SH		SOLE		5,267	0	0
Nextera Energy Inc Com	COM	65339F101	422	3,535	SH		SOLE		3,535	0	0
Northwest Bancshares Inc MD Co	COM	667340103	4,024	223,186	SH		SOLE		223,186	0	0
Novartis AG Sponsored Adr	COM	66987V109	432	5,929	SH		SOLE		5,929	0	0
Novo-Nordisk A S	COM	670100205	6,460	180,151	SH		SOLE		180,151	0	0
Occidental Pete Corp	COM	674599105	2,113	29,659	SH		SOLE		29,659	0	0
Oracle Corp	COM	68389X105	8,515	221,457	SH		SOLE		221,457	0	0
Palo Alto Networks Inc Com	COM	697435105	886	7,085	SH		SOLE		7,085	0	0
Peoples Financial	COM	712704105	3,763	194,356	SH		SOLE		194,356	0	0
Pepsico Inc	COM	713448108	13,910	132,947	SH		SOLE		132,947	0	0
Pfizer Inc	COM	717081103	3,801	117,041	SH		SOLE		117,041	0	0
Polaris Industries Inc	COM	731068102	12,415	150,680	SH		SOLE		150,680	0	0
Potash Corp	COM	73755L107	1,277	70,579	SH		SOLE		70,579	0	0
Procter & Gamble	COM	742718109	21,173	251,824	SH		SOLE		251,824	0	0
Qualcomm INC	COM	747525103	18,289	280,501	SH		SOLE		280,501	0	0
Quality Care Pptys Inc Com	COM	747545101	378	24,411	SH		SOLE		24,411	0	0
Rayonier Inc	COM	754907103	2,844	106,930	SH		SOLE		106,930	0	0
SPDR Gold Trust	COM	78463V107	316	2,886	SH		SOLE		2,886	0	0
SPDR S&P Midcap 400	COM	78467Y107	6,517	21,599	SH		SOLE		21,599	0	0
Sally Beauty Company	COM	79546E104	12,822	485,333	SH		SOLE		485,333	0	0
Schlumberger Ltd	COM	806857108	4,562	54,339	SH		SOLE		54,339	0	0
Southern Co Com	COM	842587107	402	8,182	SH		SOLE		8,182	0	0
Spdr Ser Tr S&P Homebuilders E	COM	78464A888	434	12,835	SH		SOLE		12,835	0	0
Spdr Tr Unit Ser 1	COM	78462F103	12,642	56,554	SH		SOLE		56,554	0	0
State Street Corp	COM	857477103	1,090	14,019	SH		SOLE		14,019	0	0
Stericycle Inc	COM	858912108	10,213	132,573	SH		SOLE		132,573	0	0
TJX Companies Inc.	COM	872540109	887	11,808	SH		SOLE		11,808	0	0
Target Corp	COM	87612E106	960	13,294	SH		SOLE		13,294	0	0
Teva Pharmaceutical Ind Ltd	COM	881624209	2,497	68,888	SH		SOLE		68,888	0	0
United Technologies	COM	913017109	732	6,677	SH		SOLE		6,677	0	0
Vanguard Idx Fds Mid-Cap ETF	COM	922908629	3,009	22,860	SH		SOLE		22,860	0	0
Vanguard Index Fds Vanguard Sm	COM	922908751	12,690	98,406	SH		SOLE		98,406	0	0
Vanguard REIT ETF	COM	922908553	2,208	26,756	SH		SOLE		26,756	0	0
Vanguard Tax Managed Intl Fd F	COM	921943858	34,015	930,898	SH		SOLE		930,898	0	0
Vanguard World Fds Vanguard He	COM	92204A504	417	3,290	SH		SOLE		3,290	0	0
Vanguard World Fds Vanguard In	COM	92204A702	217	1,785	SH		SOLE		1,785	0	0
Verizon Communications	COM	92343V104	1,549	29,015	SH		SOLE		29,015	0	0
Visa Inc Cls A	COM	92826C839	1,111	14,244	SH		SOLE		14,244	0	0
Walgreen Boots	COM	931427108	287	3,469	SH		SOLE		3,469	0	0
Walt Disney	COM	254687106	936	8,980	SH		SOLE		8,980	0	0
Wells Fargo & Co	COM	949746101	6,432	116,710	SH		SOLE		116,710	0	0
Whole Foods Market Inc	COM	966837106	1,299	42,241	SH		SOLE		42,241	0	0
YUM China Hldgs Inc	COM	98850P109	228	8,724	SH		SOLE		8,724	0	0
Yum! Brands Inc	COM	988498101	572	9,034	SH		SOLE		9,034	0	0
Doubleline Income Solutions	ETF	258622109	2,392	125,958	SH		SOLE		125,958	0	0
IShares CMBS ETF	ETF	46429B366	9,289	181,925	SH		SOLE		181,925	0	0
IShares Tr Floating Rate Nt ET	ETF	46429B655	20,824	410,479	SH		SOLE		410,479	0	0
IShares Tr Iboxx USD Invt Grd	ETF	464287242	682	5,816	SH		SOLE		5,816	0	0
IShares Tr MBS ETF	ETF	464288588	15,454	145,327	SH		SOLE		145,327	0	0
Ishares Tr Intermediate Cr BD	ETF	464288638	692	6,393	SH		SOLE		6,393	0	0
Powershares ETF Tr Global I 30	ETF	73936T524	491	15,410	SH		SOLE		15,410	0	0
SPDR Ser Tr Barclays High Yiel	ETF	78464A417	376	10,321	SH		SOLE		10,321	0	0
SPDR Ser Tr Nuveen Barclays Mu	ETF	78468R721	405	8,528	SH		SOLE		8,528	0	0
Vanguard Bd Index Fd Inc Total	ETF	921937835	5,185	64,173	SH		SOLE		64,173	0	0
Vanguard Interm Corp Bond ETF	ETF	92206C870	14,459	168,711	SH		SOLE		168,711	0	0
Vanguard Short Term BD ETF	ETF	921937827	6,062	76,295	SH		SOLE		76,295	0	0
Vanguard Short Term Corp Bond	ETF	92206C409	421	5,298	SH		SOLE		5,298	0	0
iShares Core US Treasury Bond	ETF	46429B267	5,259	210,942	SH		SOLE		210,942	0	0