ST Germain D J 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co.	COM	88579Y101	686	3,584	SH		SOLE		3,584	0	0
AT&T Inc.	COM	00206R102	4,439	106,830	SH		SOLE		106,830	0	0
Aflac Inc	COM	001055102	2,188	30,213	SH		SOLE		30,213	0	0
Alphabet Inc Cl A	COM	02079K305	25,437	30,004	SH		SOLE		30,004	0	0
Alphabet Inc Cl C	COM	02079K107	7,425	8,951	SH		SOLE		8,951	0	0
Alps ETF Tr AlerianMLP	COM	00162Q866	14,201	1,117,320	SH		SOLE		1,117,320	0	0
Altria Group Inc.	COM	02209S103	545	7,629	SH		SOLE		7,629	0	0
American Electric Power	COM	025537101	364	5,416	SH		SOLE		5,416	0	0
American Express Co	COM	025816109	9,802	123,900	SH		SOLE		123,900	0	0
Amgen Inc	COM	031162100	15,539	94,708	SH		SOLE		94,708	0	0
Apple Inc	COM	037833100	31,856	221,747	SH		SOLE		221,747	0	0
BP Amoco Plc Sponsored Adr	COM	055622104	4,740	137,313	SH		SOLE		137,313	0	0
Bank of America Corp	COM	060505104	299	12,683	SH		SOLE		12,683	0	0
Bank of Montreal	COM	063671101	17,313	231,490	SH		SOLE		231,490	0	0
Barings Corporate Invs	COM	06759X107	228	14,961	SH		SOLE		14,961	0	0
Becton Dickinson Corp	COM	075887109	11,862	64,665	SH		SOLE		64,665	0	0
Berkshire Hathaway Inc Del Cl	COM	084670702	770	4,621	SH		SOLE		4,621	0	0
Berkshire Hills Bancorp	COM	084680107	786	21,812	SH		SOLE		21,812	0	0
Biocorrx Inc Comm	COM	09073C106	1	10,000	SH		SOLE		10,000	0	0
Blackrock Inc Com	COM	09247X101	897	2,340	SH		SOLE		2,340	0	0
Boeing Co	COM	097023105	538	3,043	SH		SOLE		3,043	0	0
CVS Corp	COM	126650100	15,990	203,691	SH		SOLE		203,691	0	0
Calgon Carbon	COM	129603106	6,982	478,234	SH		SOLE		478,234	0	0
Celgene Corp	COM	151020104	1,053	8,459	SH		SOLE		8,459	0	0
Cerner Corp	COM	156782104	9,566	162,555	SH		SOLE		162,555	0	0
Chevron Corp	COM	166764100	507	4,720	SH		SOLE		4,720	0	0
Chubb Corporation	COM	H1467J104	846	6,212	SH		SOLE		6,212	0	0
Cisco	COM	17275R102	14,834	438,870	SH		SOLE		438,870	0	0
Coca-Cola Co	COM	191216100	319	7,525	SH		SOLE		7,525	0	0
Colgate Palmolive	COM	194162103	236	3,225	SH		SOLE		3,225	0	0
Comcast Cl A	COM	20030N101	300	7,986	SH		SOLE		7,986	0	0
ConocoPhillips	COM	20825C104	7,869	157,794	SH		SOLE		157,794	0	0
Corning Inc	COM	219350105	4,370	161,843	SH		SOLE		161,843	0	0
Cummins Inc	COM	231021106	14,449	95,564	SH		SOLE		95,564	0	0
Danaher Corp Del	COM	235851102	909	10,625	SH		SOLE		10,625	0	0
Deere & Co	COM	244199105	304	2,793	SH		SOLE		2,793	0	0
Devon Energy Corp New Comm	COM	25179M103	5,117	122,640	SH		SOLE		122,640	0	0
Dominion Resources Inc	COM	25746U109	1,513	19,503	SH		SOLE		19,503	0	0
Duke Energy Corp	COM	26441C204	302	3,685	SH		SOLE		3,685	0	0
Dupont	COM	263534109	417	5,185	SH		SOLE		5,185	0	0
Emerging Markets MSCI	COM	464287234	6,579	167,015	SH		SOLE		167,015	0	0
Emerging Markets-Vanguard	COM	922042858	23,387	588,803	SH		SOLE		588,803	0	0
Escrow Gerber Scientific Inc.	COM	37373ESC5	0	85,212	SH		SOLE		85,212	0	0
Eversource Energy	COM	30040W108	213	3,630	SH		SOLE		3,630	0	0
Expeditors Intl	COM	302130109	2,124	37,604	SH		SOLE		37,604	0	0
ExxonMobil Corp	COM	30231G102	17,134	208,924	SH		SOLE		208,924	0	0
Facebook, Inc.	COM	30303M102	10,664	75,071	SH		SOLE		75,071	0	0
Fluor Corp New	COM	343412102	13,845	263,111	SH		SOLE		263,111	0	0
Fortive Corp	COM	34959J108	367	6,092	SH		SOLE		6,092	0	0
Freedom Environmental Services	COM	35637A203	0	12,000	SH		SOLE		12,000	0	0
General Electric	COM	369604103	21,928	735,833	SH		SOLE		735,833	0	0
General Mills Inc	COM	370334104	742	12,567	SH		SOLE		12,567	0	0
Gilead Sciences Inc	COM	375558103	254	3,741	SH		SOLE		3,741	0	0
Goldman Sachs	COM	38141G104	11,822	51,462	SH		SOLE		51,462	0	0
Green Energy Res Inc Comm	COM	39303P106	0	200,000	SH		SOLE		200,000	0	0
HCP, Inc.	COM	40414L109	6,559	209,697	SH		SOLE		209,697	0	0
Harris Corp	COM	413875105	1,531	13,760	SH		SOLE		13,760	0	0
Home Depot Inc	COM	437076102	491	3,345	SH		SOLE		3,345	0	0
Hormel Foods	COM	440452100	1,798	51,918	SH		SOLE		51,918	0	0
IBM	COM	459200101	311	1,787	SH		SOLE		1,787	0	0
IShares Russell 2000	COM	464287655	1,062	7,728	SH		SOLE		7,728	0	0
IShares Tr Russell 3000 Growth	COM	464287671	250	5,400	SH		SOLE		5,400	0	0
IShares Tr Russell 3000 Value	COM	464287663	247	4,890	SH		SOLE		4,890	0	0
Intel Corp	COM	458140100	3,095	85,819	SH		SOLE		85,819	0	0
Ishares Dow Sel Div Idx Fd	COM	464287168	590	6,474	SH		SOLE		6,474	0	0
Ishares TR Russell 2000 Growth	COM	464287648	344	2,127	SH		SOLE		2,127	0	0
Ishares TR Russell Midcap Grow	COM	464287481	4,238	40,841	SH		SOLE		40,841	0	0
Ishares Tr MSCI EAFE ETF	COM	464287465	298	4,792	SH		SOLE		4,792	0	0
Ishares Tr Russell 1000 Growth	COM	464287614	235	2,066	SH		SOLE		2,066	0	0
Ishares Tr Russell 2000 Value	COM	464287630	294	2,485	SH		SOLE		2,485	0	0
Ishares Tr S&P 100 ETF	COM	464287101	393	3,750	SH		SOLE		3,750	0	0
Ishares Tr S&P U S Pfd Stock I	COM	464288687	5,342	138,027	SH		SOLE		138,027	0	0
JP Morgan Chase	COM	46625H100	22,183	252,542	SH		SOLE		252,542	0	0
Johnson & Johnson	COM	478160104	18,389	147,647	SH		SOLE		147,647	0	0
Kohls Corp	COM	500255104	1,836	46,125	SH		SOLE		46,125	0	0
Lockheed Martin Corp	COM	539830109	452	1,690	SH		SOLE		1,690	0	0
Lyondellbasell Ind N V Ord Shs	COM	N53745100	3,613	39,624	SH		SOLE		39,624	0	0
Magellan Midstream Partners	COM	559080106	442	5,750	SH		SOLE		5,750	0	0
McDonald's Corp	COM	580135101	494	3,808	SH		SOLE		3,808	0	0
Medtronic PLC SHS	COM	G5960L103	11,114	137,965	SH		SOLE		137,965	0	0
Merck & Co Inc	COM	58933Y105	294	4,632	SH		SOLE		4,632	0	0
Microsoft Corp	COM	594918104	3,486	52,930	SH		SOLE		52,930	0	0
Mondelez Intl Inc Class A	COM	609207105	227	5,268	SH		SOLE		5,268	0	0
Nextera Energy Inc Com	COM	65339F101	495	3,853	SH		SOLE		3,853	0	0
Northwest Bancshares Inc MD Co	COM	667340103	3,714	220,571	SH		SOLE		220,571	0	0
Novartis AG Sponsored Adr	COM	66987V109	490	6,593	SH		SOLE		6,593	0	0
Novo-Nordisk A S	COM	670100205	6,670	194,565	SH		SOLE		194,565	0	0
Occidental Pete Corp	COM	674599105	1,843	29,092	SH		SOLE		29,092	0	0
Oracle Corp	COM	68389X105	9,726	218,027	SH		SOLE		218,027	0	0
Palo Alto Networks Inc Com	COM	697435105	2,169	19,246	SH		SOLE		19,246	0	0
Peoples Financial	COM	712704105	3,487	191,596	SH		SOLE		191,596	0	0
Pepsico Inc	COM	713448108	14,647	130,936	SH		SOLE		130,936	0	0
Pfizer Inc	COM	717081103	4,046	118,258	SH		SOLE		118,258	0	0
Phillip Morris International,	COM	718172109	222	1,970	SH		SOLE		1,970	0	0
Polaris Industries Inc	COM	731068102	12,693	151,470	SH		SOLE		151,470	0	0
Potash Corp	COM	73755L107	1,192	69,814	SH		SOLE		69,814	0	0
Procter & Gamble	COM	742718109	19,218	213,892	SH		SOLE		213,892	0	0
Qualcomm INC	COM	747525103	16,220	282,873	SH		SOLE		282,873	0	0
Quality Care Pptys Inc Com	COM	747545101	452	23,966	SH		SOLE		23,966	0	0
Rayonier Inc	COM	754907103	3,390	119,625	SH		SOLE		119,625	0	0
SPDR S&P Midcap 400	COM	78467Y107	6,486	20,760	SH		SOLE		20,760	0	0
Sally Beauty Company	COM	79546E104	10,193	498,656	SH		SOLE		498,656	0	0
Schlumberger Ltd	COM	806857108	8,793	112,589	SH		SOLE		112,589	0	0
Southern Co Com	COM	842587107	407	8,182	SH		SOLE		8,182	0	0
Spdr Ser Tr S&P Homebuilders E	COM	78464A888	492	13,208	SH		SOLE		13,208	0	0
Spdr Tr Unit Ser 1	COM	78462F103	14,185	60,171	SH		SOLE		60,171	0	0
State Street Corp	COM	857477103	1,174	14,742	SH		SOLE		14,742	0	0
Stericycle Inc	COM	858912108	10,968	132,320	SH		SOLE		132,320	0	0
TJX Companies Inc.	COM	872540109	940	11,892	SH		SOLE		11,892	0	0
Target Corp	COM	87612E106	722	13,079	SH		SOLE		13,079	0	0
Teva Pharmaceutical Ind Ltd	COM	881624209	2,220	69,183	SH		SOLE		69,183	0	0
United Technologies	COM	913017109	729	6,499	SH		SOLE		6,499	0	0
Vanguard Idx Fds Mid-Cap ETF	COM	922908629	3,123	22,431	SH		SOLE		22,431	0	0
Vanguard Index Fds Vanguard Sm	COM	922908751	12,978	97,376	SH		SOLE		97,376	0	0
Vanguard REIT ETF	COM	922908553	2,480	30,031	SH		SOLE		30,031	0	0
Vanguard Tax Managed Intl Fd F	COM	921943858	629	16,005	SH		SOLE		16,005	0	0
Vanguard World Fds Vanguard He	COM	92204A504	453	3,290	SH		SOLE		3,290	0	0
Vanguard World Fds Vanguard In	COM	92204A702	240	1,770	SH		SOLE		1,770	0	0
Verizon Communications	COM	92343V104	1,481	30,375	SH		SOLE		30,375	0	0
Visa Inc Cls A	COM	92826C839	1,174	13,213	SH		SOLE		13,213	0	0
Walgreen Boots	COM	931427108	288	3,469	SH		SOLE		3,469	0	0
Walt Disney	COM	254687106	1,110	9,788	SH		SOLE		9,788	0	0
Wells Fargo & Co	COM	949746101	6,577	118,159	SH		SOLE		118,159	0	0
Whole Foods Market Inc	COM	966837106	1,233	41,481	SH		SOLE		41,481	0	0
YUM China Hldgs Inc	COM	98850P109	238	8,758	SH		SOLE		8,758	0	0
Yum! Brands Inc	COM	988498101	639	9,993	SH		SOLE		9,993	0	0
IShares CMBS ETF	ETF	46429B366	12,284	239,773	SH		SOLE		239,773	0	0
IShares Tr Core Total US BD Mk	ETF	464287226	236	2,177	SH		SOLE		2,177	0	0
IShares Tr Floating Rate Nt ET	ETF	46429B655	24,789	487,294	SH		SOLE		487,294	0	0
IShares Tr Iboxx USD Invt Grd	ETF	464287242	539	4,574	SH		SOLE		4,574	0	0
IShares Tr MBS ETF	ETF	464288588	19,538	183,372	SH		SOLE		183,372	0	0
Ishares Tr Intermediate Cr BD	ETF	464288638	679	6,230	SH		SOLE		6,230	0	0
Powershares ETF Tr Global I 30	ETF	73936T524	487	15,150	SH		SOLE		15,150	0	0
SPDR Ser Tr Barclays High Yiel	ETF	78464A417	286	7,756	SH		SOLE		7,756	0	0
SPDR Ser Tr Nuveen Barclays Mu	ETF	78468R721	412	8,588	SH		SOLE		8,588	0	0
Vanguard Bd Index Fd Inc Total	ETF	921937835	4,599	56,721	SH		SOLE		56,721	0	0
Vanguard Interm Corp Bond ETF	ETF	92206C870	17,084	197,776	SH		SOLE		197,776	0	0
Vanguard Short Term BD ETF	ETF	921937827	6,066	76,088	SH		SOLE		76,088	0	0
Vanguard Short Term Corp Bond	ETF	92206C409	632	7,925	SH		SOLE		7,925	0	0
iShares Core US Treasury Bond	ETF	46429B267	5,393	215,282	SH		SOLE		215,282	0	0