ST Germain D J 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co.	COM	88579Y101	834	4,004	SH		SOLE		4,004	0	0
AT&T Inc.	COM	00206R102	4,070	107,880	SH		SOLE		107,880	0	0
Abbvie Inc	COM	00287Y109	270	3,717	SH		SOLE		3,717	0	0
Aflac Inc	COM	001055102	1,825	23,488	SH		SOLE		23,488	0	0
Alphabet Inc Cl A	COM	02079K305	24,096	25,919	SH		SOLE		25,919	0	0
Alphabet Inc Cl C	COM	02079K107	4,818	5,302	SH		SOLE		5,302	0	0
Alps ETF Tr AlerianMLP	COM	00162Q866	33,361	2,789,343	SH		SOLE		2,789,343	0	0
Altria Group Inc.	COM	02209S103	640	8,597	SH		SOLE		8,597	0	0
American Electric Power	COM	025537101	376	5,416	SH		SOLE		5,416	0	0
American Express Co	COM	025816109	10,266	121,864	SH		SOLE		121,864	0	0
Amgen Inc	COM	031162100	16,485	95,713	SH		SOLE		95,713	0	0
Apple Inc	COM	037833100	31,979	222,044	SH		SOLE		222,044	0	0
Automatic Data Processing Inc	COM	053015103	285	2,780	SH		SOLE		2,780	0	0
Bank of America Corp	COM	060505104	397	16,363	SH		SOLE		16,363	0	0
Bank of Montreal	COM	063671101	16,846	229,381	SH		SOLE		229,381	0	0
Barings Corporate Invs	COM	06759X107	241	15,961	SH		SOLE		15,961	0	0
Becton Dickinson Corp	COM	075887109	12,462	63,871	SH		SOLE		63,871	0	0
Berkshire Hathaway Inc Cl A	COM	084670108	255	1	SH		SOLE		1	0	0
Berkshire Hathaway Inc Del Cl	COM	084670702	804	4,747	SH		SOLE		4,747	0	0
Berkshire Hills Bancorp	COM	084680107	682	19,412	SH		SOLE		19,412	0	0
Biocorrx Inc Comm	COM	09073C106	1	10,000	SH		SOLE		10,000	0	0
Blackrock Inc Com	COM	09247X101	1,146	2,712	SH		SOLE		2,712	0	0
Boeing Co	COM	097023105	658	3,328	SH		SOLE		3,328	0	0
CVS Corp	COM	126650100	16,768	208,403	SH		SOLE		208,403	0	0
Calgon Carbon	COM	129603106	7,016	464,639	SH		SOLE		464,639	0	0
Celgene Corp	COM	151020104	1,166	8,977	SH		SOLE		8,977	0	0
Cerner Corp	COM	156782104	10,757	161,833	SH		SOLE		161,833	0	0
Chevron Corp	COM	166764100	482	4,620	SH		SOLE		4,620	0	0
Chubb Corporation	COM	H1467J104	952	6,547	SH		SOLE		6,547	0	0
Cisco	COM	17275R102	13,833	441,947	SH		SOLE		441,947	0	0
Coca-Cola Co	COM	191216100	407	9,065	SH		SOLE		9,065	0	0
Colgate Palmolive	COM	194162103	283	3,815	SH		SOLE		3,815	0	0
Comcast Cl A	COM	20030N101	389	9,986	SH		SOLE		9,986	0	0
Corning Inc	COM	219350105	4,881	162,413	SH		SOLE		162,413	0	0
Cummins Inc	COM	231021106	15,395	94,899	SH		SOLE		94,899	0	0
Danaher Corp Del	COM	235851102	1,008	11,939	SH		SOLE		11,939	0	0
Deere & Co	COM	244199105	339	2,743	SH		SOLE		2,743	0	0
Dominion Resources Inc	COM	25746U109	1,511	19,724	SH		SOLE		19,724	0	0
Dow Chemical Co	COM	260543103	212	3,362	SH		SOLE		3,362	0	0
Duke Energy Corp	COM	26441C204	389	4,658	SH		SOLE		4,658	0	0
Dupont	COM	263534109	443	5,485	SH		SOLE		5,485	0	0
Emerging Markets MSCI	COM	464287234	7,055	170,447	SH		SOLE		170,447	0	0
Emerging Markets-Vanguard	COM	922042858	24,522	600,596	SH		SOLE		600,596	0	0
Emerson Electric	COM	291011104	215	3,605	SH		SOLE		3,605	0	0
Escrow Gerber Scientific Inc.	COM	37373ESC5	0	85,212	SH		SOLE		85,212	0	0
Eversource Energy	COM	30040W108	311	5,130	SH		SOLE		5,130	0	0
Expeditors Intl	COM	302130109	2,066	36,580	SH		SOLE		36,580	0	0
ExxonMobil Corp	COM	30231G102	17,099	211,799	SH		SOLE		211,799	0	0
Facebook, Inc.	COM	30303M102	11,200	74,182	SH		SOLE		74,182	0	0
Fluor Corp New	COM	343412102	12,012	262,394	SH		SOLE		262,394	0	0
Fortive Corp	COM	34959J108	412	6,497	SH		SOLE		6,497	0	0
Freedom Environmental Services	COM	35637A203	0	12,000	SH		SOLE		12,000	0	0
General Electric	COM	369604103	20,088	743,729	SH		SOLE		743,729	0	0
General Mills Inc	COM	370334104	787	14,210	SH		SOLE		14,210	0	0
Gilead Sciences Inc	COM	375558103	284	4,006	SH		SOLE		4,006	0	0
Goldman Sachs	COM	38141G104	11,316	50,994	SH		SOLE		50,994	0	0
Green Energy Res Inc Comm	COM	39303P106	0	200,000	SH		SOLE		200,000	0	0
Harris Corp	COM	413875105	1,451	13,298	SH		SOLE		13,298	0	0
Home Depot Inc	COM	437076102	679	4,424	SH		SOLE		4,424	0	0
Hormel Foods	COM	440452100	1,745	51,167	SH		SOLE		51,167	0	0
IBM	COM	459200101	260	1,687	SH		SOLE		1,687	0	0
IShares Russell 2000	COM	464287655	1,078	7,648	SH		SOLE		7,648	0	0
IShares Tr Russell 3000 Growth	COM	464287671	260	5,400	SH		SOLE		5,400	0	0
IShares Tr Russell 3000 Value	COM	464287663	249	4,890	SH		SOLE		4,890	0	0
Ingersoll Rand PLC	COM	G47791101	219	2,400	SH		SOLE		2,400	0	0
Intel Corp	COM	458140100	2,967	87,944	SH		SOLE		87,944	0	0
Ishares Dow Sel Div Idx Fd	COM	464287168	597	6,474	SH		SOLE		6,474	0	0
Ishares TR Russell 2000 Growth	COM	464287648	358	2,120	SH		SOLE		2,120	0	0
Ishares TR Russell Midcap Grow	COM	464287481	4,622	42,769	SH		SOLE		42,769	0	0
Ishares Tr MSCI EAFE ETF	COM	464287465	353	5,414	SH		SOLE		5,414	0	0
Ishares Tr Russell 1000 Growth	COM	464287614	226	1,896	SH		SOLE		1,896	0	0
Ishares Tr Russell 2000 Value	COM	464287630	299	2,515	SH		SOLE		2,515	0	0
Ishares Tr S&P 100 ETF	COM	464287101	401	3,750	SH		SOLE		3,750	0	0
Ishares Tr S&P U S Pfd Stock I	COM	464288687	5,737	146,462	SH		SOLE		146,462	0	0
JP Morgan Chase	COM	46625H100	22,954	251,140	SH		SOLE		251,140	0	0
Johnson & Johnson	COM	478160104	19,429	146,864	SH		SOLE		146,864	0	0
Kohls Corp	COM	500255104	1,762	45,565	SH		SOLE		45,565	0	0
L Brands Inc	COM	501797104	5,762	106,930	SH		SOLE		106,930	0	0
Lockheed Martin Corp	COM	539830109	469	1,690	SH		SOLE		1,690	0	0
Lyondellbasell Ind N V Ord Shs	COM	N53745100	3,461	41,015	SH		SOLE		41,015	0	0
Magellan Midstream Partners	COM	559080106	410	5,750	SH		SOLE		5,750	0	0
McDonald's Corp	COM	580135101	752	4,908	SH		SOLE		4,908	0	0
Medtronic PLC SHS	COM	G5960L103	12,165	137,068	SH		SOLE		137,068	0	0
Merck & Co Inc	COM	58933Y105	394	6,150	SH		SOLE		6,150	0	0
Microsoft Corp	COM	594918104	2,404	34,878	SH		SOLE		34,878	0	0
Mondelez Intl Inc Class A	COM	609207105	227	5,267	SH		SOLE		5,267	0	0
National Oilwell Varco, Inc.	COM	637071101	4,725	143,430	SH		SOLE		143,430	0	0
Nextera Energy Inc Com	COM	65339F101	562	4,008	SH		SOLE		4,008	0	0
Northwest Bancshares Inc MD Co	COM	667340103	3,418	218,946	SH		SOLE		218,946	0	0
Novartis AG Sponsored Adr	COM	66987V109	591	7,085	SH		SOLE		7,085	0	0
Novo-Nordisk A S	COM	670100205	8,418	196,276	SH		SOLE		196,276	0	0
Occidental Pete Corp	COM	674599105	1,733	28,940	SH		SOLE		28,940	0	0
Oracle Corp	COM	68389X105	10,850	216,401	SH		SOLE		216,401	0	0
Palo Alto Networks Inc Com	COM	697435105	2,621	19,587	SH		SOLE		19,587	0	0
Peoples Financial	COM	712704105	3,388	191,866	SH		SOLE		191,866	0	0
Pepsico Inc	COM	713448108	13,155	113,906	SH		SOLE		113,906	0	0
Pfizer Inc	COM	717081103	4,123	122,737	SH		SOLE		122,737	0	0
Phillip Morris International,	COM	718172109	312	2,653	SH		SOLE		2,653	0	0
Polaris Industries Inc	COM	731068102	14,116	153,057	SH		SOLE		153,057	0	0
Potash Corp	COM	73755L107	1,048	64,324	SH		SOLE		64,324	0	0
Powershares QQQ Tr Unit Ser 1	COM	73935A104	201	1,460	SH		SOLE		1,460	0	0
Procter & Gamble	COM	742718109	18,811	215,848	SH		SOLE		215,848	0	0
Qualcomm INC	COM	747525103	15,978	289,354	SH		SOLE		289,354	0	0
Quality Care Pptys Inc Com	COM	747545101	426	23,263	SH		SOLE		23,263	0	0
Rayonier Inc	COM	754907103	6,796	236,215	SH		SOLE		236,215	0	0
Raytheon Co	COM	755111507	216	1,336	SH		SOLE		1,336	0	0
S&P Global Inc	COM	78409V104	219	1,500	SH		SOLE		1,500	0	0
SPDR Gold Trust	COM	78463V107	204	1,725	SH		SOLE		1,725	0	0
SPDR S&P Midcap 400	COM	78467Y107	6,491	20,435	SH		SOLE		20,435	0	0
Sally Beauty Company	COM	79546E104	10,164	501,932	SH		SOLE		501,932	0	0
Schlumberger Ltd	COM	806857108	7,580	115,126	SH		SOLE		115,126	0	0
Scripps Networks Interactive	COM	811065101	3,907	57,195	SH		SOLE		57,195	0	0
Southern Co Com	COM	842587107	433	9,042	SH		SOLE		9,042	0	0
Spdr Tr Unit Ser 1	COM	78462F103	15,788	65,294	SH		SOLE		65,294	0	0
State Street Corp	COM	857477103	1,322	14,728	SH		SOLE		14,728	0	0
Stericycle Inc	COM	858912108	10,113	132,508	SH		SOLE		132,508	0	0
TJX Companies Inc.	COM	872540109	1,052	14,578	SH		SOLE		14,578	0	0
Target Corp	COM	87612E106	639	12,214	SH		SOLE		12,214	0	0
Teva Pharmaceutical Ind Ltd	COM	881624209	2,256	67,908	SH		SOLE		67,908	0	0
United Technologies	COM	913017109	696	5,699	SH		SOLE		5,699	0	0
Vanguard Idx Fds Mid-Cap ETF	COM	922908629	3,473	24,370	SH		SOLE		24,370	0	0
Vanguard Index Fds Vanguard Ex	COM	922908652	203	1,982	SH		SOLE		1,982	0	0
Vanguard Index Fds Vanguard Sm	COM	922908751	13,059	96,346	SH		SOLE		96,346	0	0
Vanguard REIT ETF	COM	922908553	2,986	35,879	SH		SOLE		35,879	0	0
Vanguard Tax Managed Intl Fd F	COM	921943858	556	13,465	SH		SOLE		13,465	0	0
Vanguard World Fds Vanguard He	COM	92204A504	483	3,280	SH		SOLE		3,280	0	0
Vanguard World Fds Vanguard In	COM	92204A702	249	1,770	SH		SOLE		1,770	0	0
Verizon Communications	COM	92343V104	1,527	34,202	SH		SOLE		34,202	0	0
Visa Inc Cls A	COM	92826C839	1,382	14,740	SH		SOLE		14,740	0	0
Walgreen Boots	COM	931427108	282	3,606	SH		SOLE		3,606	0	0
Walt Disney	COM	254687106	1,194	11,234	SH		SOLE		11,234	0	0
Wells Fargo & Co	COM	949746101	7,121	128,521	SH		SOLE		128,521	0	0
Whole Foods Market Inc	COM	966837106	1,722	40,896	SH		SOLE		40,896	0	0
Yum! Brands Inc	COM	988498101	799	10,837	SH		SOLE		10,837	0	0
IShares CMBS ETF	ETF	46429B366	13,263	258,033	SH		SOLE		258,033	0	0
IShares Tr Floating Rate Nt ET	ETF	46429B655	30,192	592,925	SH		SOLE		592,925	0	0
IShares Tr Iboxx USD Invt Grd	ETF	464287242	434	3,603	SH		SOLE		3,603	0	0
IShares Tr MBS ETF	ETF	464288588	20,604	192,994	SH		SOLE		192,994	0	0
Ishares Tr Intermediate Cr BD	ETF	464288638	351	3,195	SH		SOLE		3,195	0	0
Powershares ETF Tr Global I 30	ETF	73936T524	489	14,945	SH		SOLE		14,945	0	0
SPDR Ser Tr Nuveen Barclays Mu	ETF	78468R721	541	11,103	SH		SOLE		11,103	0	0
Vanguard Bd Index Fd Inc Total	ETF	921937835	4,492	54,898	SH		SOLE		54,898	0	0
Vanguard Interm Corp Bond ETF	ETF	92206C870	18,949	216,491	SH		SOLE		216,491	0	0
Vanguard Short Term BD ETF	ETF	921937827	6,076	76,088	SH		SOLE		76,088	0	0
Vanguard Short Term Corp Bond	ETF	92206C409	511	6,385	SH		SOLE		6,385	0	0
iShares Core US Treasury Bond	ETF	46429B267	5,857	231,882	SH		SOLE		231,882	0	0