ST Germain D J 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co.	COM	88579Y101	846	4,029	SH		SOLE		4,029	0	0
AT&T Inc.	COM	00206R102	4,327	110,458	SH		SOLE		110,458	0	0
Abbvie Inc	COM	00287Y109	309	3,477	SH		SOLE		3,477	0	0
Accenture PLC Ireland	COM	G1151C101	203	1,500	SH		SOLE		1,500	0	0
Aflac Inc	COM	001055102	1,881	23,108	SH		SOLE		23,108	0	0
Alphabet Inc Cl A	COM	02079K305	25,180	25,860	SH		SOLE		25,860	0	0
Alphabet Inc Cl C	COM	02079K107	5,103	5,321	SH		SOLE		5,321	0	0
Alps ETF Tr AlerianMLP	COM	00162Q866	32,112	2,862,054	SH		SOLE		2,862,054	0	0
Altria Group Inc.	COM	02209S103	568	8,960	SH		SOLE		8,960	0	0
American Electric Power	COM	025537101	380	5,416	SH		SOLE		5,416	0	0
American Express Co	COM	025816109	10,855	120,003	SH		SOLE		120,003	0	0
Amgen Inc	COM	031162100	17,880	95,898	SH		SOLE		95,898	0	0
Apple Inc	COM	037833100	34,310	222,617	SH		SOLE		222,617	0	0
Automatic Data Processing Inc	COM	053015103	304	2,780	SH		SOLE		2,780	0	0
Bank of America Corp	COM	060505104	470	18,538	SH		SOLE		18,538	0	0
Bank of Montreal	COM	063671101	17,147	226,484	SH		SOLE		226,484	0	0
Barings Corporate Invs	COM	06759X107	252	15,961	SH		SOLE		15,961	0	0
Bearing Lithium Corp	COM	073895104	6	10,000	SH		SOLE		10,000	0	0
Becton Dickinson Corp	COM	075887109	10,486	53,512	SH		SOLE		53,512	0	0
Berkshire Hathaway Inc Cl A	COM	084670108	275	1	SH		SOLE		1	0	0
Berkshire Hathaway Inc Del Cl	COM	084670702	870	4,747	SH		SOLE		4,747	0	0
Berkshire Hills Bancorp	COM	084680107	754	19,452	SH		SOLE		19,452	0	0
Biocorrx Inc Comm	COM	09073C106	1	10,000	SH		SOLE		10,000	0	0
Blackrock Inc Com	COM	09247X101	1,263	2,824	SH		SOLE		2,824	0	0
Boeing Co	COM	097023105	912	3,588	SH		SOLE		3,588	0	0
CME Group Inc	COM	12572Q105	232	1,710	SH		SOLE		1,710	0	0
CVS Corp	COM	126650100	17,470	214,835	SH		SOLE		214,835	0	0
Calgon Carbon	COM	129603106	8,390	392,041	SH		SOLE		392,041	0	0
Celgene Corp	COM	151020104	1,376	9,438	SH		SOLE		9,438	0	0
Cerner Corp	COM	156782104	11,451	160,555	SH		SOLE		160,555	0	0
Chevron Corp	COM	166764100	543	4,620	SH		SOLE		4,620	0	0
Chubb Corporation	COM	H1467J104	1,154	8,096	SH		SOLE		8,096	0	0
Cisco	COM	17275R102	16,437	488,751	SH		SOLE		488,751	0	0
Coca-Cola Co	COM	191216100	453	10,069	SH		SOLE		10,069	0	0
Colgate Palmolive	COM	194162103	284	3,895	SH		SOLE		3,895	0	0
Comcast Cl A	COM	20030N101	444	11,526	SH		SOLE		11,526	0	0
Corning Inc	COM	219350105	4,823	161,183	SH		SOLE		161,183	0	0
Cummins Inc	COM	231021106	15,764	93,817	SH		SOLE		93,817	0	0
Danaher Corp Del	COM	235851102	1,083	12,630	SH		SOLE		12,630	0	0
Deere & Co	COM	244199105	344	2,743	SH		SOLE		2,743	0	0
Dominion Resources Inc	COM	25746U109	1,499	19,485	SH		SOLE		19,485	0	0
Dowdupont Inc	COM	26078J100	811	11,714	SH		SOLE		11,714	0	0
Duke Energy Corp	COM	26441C204	478	5,691	SH		SOLE		5,691	0	0
Emerging Markets MSCI	COM	464287234	7,605	169,721	SH		SOLE		169,721	0	0
Emerging Markets-Vanguard	COM	922042858	27,325	627,142	SH		SOLE		627,142	0	0
Emerson Electric	COM	291011104	293	4,665	SH		SOLE		4,665	0	0
Escrow Gerber Scientific Inc.	COM	37373ESC5	0	85,212	SH		SOLE		85,212	0	0
Eversource Energy	COM	30040W108	418	6,912	SH		SOLE		6,912	0	0
ExxonMobil Corp	COM	30231G102	18,491	225,552	SH		SOLE		225,552	0	0
Facebook, Inc.	COM	30303M102	12,618	73,843	SH		SOLE		73,843	0	0
Fluor Corp New	COM	343412102	11,085	263,295	SH		SOLE		263,295	0	0
Fortive Corp	COM	34959J108	470	6,636	SH		SOLE		6,636	0	0
Freedom Environmental Services	COM	35637A203	0	12,000	SH		SOLE		12,000	0	0
General Electric	COM	369604103	17,967	743,061	SH		SOLE		743,061	0	0
General Mills Inc	COM	370334104	4,427	85,537	SH		SOLE		85,537	0	0
Gilead Sciences Inc	COM	375558103	324	3,993	SH		SOLE		3,993	0	0
Global X MLP	COM	37950E473	469	45,570	SH		SOLE		45,570	0	0
Goldman Sachs	COM	38141G104	11,985	50,531	SH		SOLE		50,531	0	0
Green Energy Res Inc Comm	COM	39303P106	0	200,000	SH		SOLE		200,000	0	0
Harris Corp	COM	413875105	1,700	12,908	SH		SOLE		12,908	0	0
Home Depot Inc	COM	437076102	775	4,740	SH		SOLE		4,740	0	0
Hormel Foods	COM	440452100	1,621	50,426	SH		SOLE		50,426	0	0
IBM	COM	459200101	241	1,664	SH		SOLE		1,664	0	0
IShares Russell 2000	COM	464287655	1,128	7,613	SH		SOLE		7,613	0	0
IShares Tr Russell 3000 Growth	COM	464287671	273	5,400	SH		SOLE		5,400	0	0
IShares Tr Russell 3000 Value	COM	464287663	256	4,890	SH		SOLE		4,890	0	0
Ingersoll Rand PLC	COM	G47791101	275	3,080	SH		SOLE		3,080	0	0
Intel Corp	COM	458140100	3,421	89,844	SH		SOLE		89,844	0	0
Invictus MD Strategies Corp	COM	46183X208	11	11,590	SH		SOLE		11,590	0	0
Ishares Dow Sel Div Idx Fd	COM	464287168	637	6,804	SH		SOLE		6,804	0	0
Ishares TR Russell 2000 Growth	COM	464287648	379	2,120	SH		SOLE		2,120	0	0
Ishares TR Russell Midcap Grow	COM	464287481	4,710	41,612	SH		SOLE		41,612	0	0
Ishares Tr MSCI EAFE ETF	COM	464287465	368	5,374	SH		SOLE		5,374	0	0
Ishares Tr Russell 1000 Growth	COM	464287614	237	1,896	SH		SOLE		1,896	0	0
Ishares Tr Russell 2000 Value	COM	464287630	312	2,515	SH		SOLE		2,515	0	0
Ishares Tr S&P 100 ETF	COM	464287101	417	3,750	SH		SOLE		3,750	0	0
Ishares Tr S&P U S Pfd Stock I	COM	464288687	5,841	150,502	SH		SOLE		150,502	0	0
JP Morgan Chase	COM	46625H100	23,776	248,938	SH		SOLE		248,938	0	0
Johnson & Johnson	COM	478160104	18,973	145,938	SH		SOLE		145,938	0	0
Kimberly-Clark Corp	COM	494368103	225	1,916	SH		SOLE		1,916	0	0
Kohls Corp	COM	500255104	2,046	44,815	SH		SOLE		44,815	0	0
L Brands Inc	COM	501797104	10,358	248,925	SH		SOLE		248,925	0	0
Lockheed Martin Corp	COM	539830109	524	1,690	SH		SOLE		1,690	0	0
Lyondellbasell Ind N V Ord Shs	COM	N53745100	4,124	41,631	SH		SOLE		41,631	0	0
Magellan Midstream Partners	COM	559080106	409	5,750	SH		SOLE		5,750	0	0
McDonald's Corp	COM	580135101	856	5,461	SH		SOLE		5,461	0	0
Medtronic PLC SHS	COM	G5960L103	10,573	135,953	SH		SOLE		135,953	0	0
Merck & Co Inc	COM	58933Y105	398	6,215	SH		SOLE		6,215	0	0
Microsoft Corp	COM	594918104	2,739	36,774	SH		SOLE		36,774	0	0
Mondelez Intl Inc Class A	COM	609207105	214	5,267	SH		SOLE		5,267	0	0
National Oilwell Varco, Inc.	COM	637071101	13,495	377,695	SH		SOLE		377,695	0	0
Nextera Energy Inc Com	COM	65339F101	610	4,160	SH		SOLE		4,160	0	0
Northwest Bancshares Inc MD Co	COM	667340103	3,760	217,706	SH		SOLE		217,706	0	0
Novartis AG Sponsored Adr	COM	66987V109	617	7,192	SH		SOLE		7,192	0	0
Novo-Nordisk A S	COM	670100205	9,326	193,689	SH		SOLE		193,689	0	0
Occidental Pete Corp	COM	674599105	1,783	27,761	SH		SOLE		27,761	0	0
Oracle Corp	COM	68389X105	9,109	188,395	SH		SOLE		188,395	0	0
Palo Alto Networks Inc Com	COM	697435105	2,799	19,424	SH		SOLE		19,424	0	0
Peoples Financial	COM	712704105	3,503	193,121	SH		SOLE		193,121	0	0
Pepsico Inc	COM	713448108	12,675	113,747	SH		SOLE		113,747	0	0
Pfizer Inc	COM	717081103	4,349	121,813	SH		SOLE		121,813	0	0
Phillip Morris International,	COM	718172109	310	2,790	SH		SOLE		2,790	0	0
Polaris Industries Inc	COM	731068102	15,938	152,330	SH		SOLE		152,330	0	0
Procter & Gamble	COM	742718109	19,806	217,693	SH		SOLE		217,693	0	0
Qualcomm INC	COM	747525103	18,396	354,869	SH		SOLE		354,869	0	0
Quality Care Pptys Inc Com	COM	747545101	352	22,735	SH		SOLE		22,735	0	0
Rayonier Inc	COM	754907103	7,447	257,755	SH		SOLE		257,755	0	0
Raytheon Co	COM	755111507	259	1,386	SH		SOLE		1,386	0	0
S&P Global Inc	COM	78409V104	234	1,500	SH		SOLE		1,500	0	0
SPDR Gold Trust	COM	78463V107	218	1,794	SH		SOLE		1,794	0	0
SPDR S&P Midcap 400	COM	78467Y107	6,508	19,943	SH		SOLE		19,943	0	0
Sally Beauty Company	COM	79546E104	10,103	515,976	SH		SOLE		515,976	0	0
Schlumberger Ltd	COM	806857108	8,274	118,604	SH		SOLE		118,604	0	0
Scripps Networks Interactive	COM	811065101	4,907	57,130	SH		SOLE		57,130	0	0
Southern Co Com	COM	842587107	435	8,851	SH		SOLE		8,851	0	0
Spdr Tr Unit Ser 1	COM	78462F103	18,240	72,603	SH		SOLE		72,603	0	0
State Street Corp	COM	857477103	1,295	13,559	SH		SOLE		13,559	0	0
Stericycle Inc	COM	858912108	9,568	133,598	SH		SOLE		133,598	0	0
TJX Companies Inc.	COM	872540109	1,231	16,701	SH		SOLE		16,701	0	0
Target Corp	COM	87612E106	688	11,654	SH		SOLE		11,654	0	0
Teva Pharmaceutical Ind Ltd	COM	881624209	1,174	66,727	SH		SOLE		66,727	0	0
Texas Instruments	COM	882508104	249	2,783	SH		SOLE		2,783	0	0
United Technologies	COM	913017109	671	5,784	SH		SOLE		5,784	0	0
Vanguard Idx Fds Mid-Cap ETF	COM	922908629	4,006	27,252	SH		SOLE		27,252	0	0
Vanguard Index Fds Vanguard Sm	COM	922908751	13,493	95,477	SH		SOLE		95,477	0	0
Vanguard REIT ETF	COM	922908553	3,260	39,240	SH		SOLE		39,240	0	0
Vanguard Tax Managed Intl Fd F	COM	921943858	490	11,285	SH		SOLE		11,285	0	0
Vanguard World Fds Vanguard He	COM	92204A504	499	3,280	SH		SOLE		3,280	0	0
Vanguard World Fds Vanguard In	COM	92204A702	269	1,770	SH		SOLE		1,770	0	0
Verizon Communications	COM	92343V104	5,852	118,251	SH		SOLE		118,251	0	0
Visa Inc Cls A	COM	92826C839	1,632	15,512	SH		SOLE		15,512	0	0
Walgreen Boots	COM	931427108	278	3,606	SH		SOLE		3,606	0	0
Walt Disney	COM	254687106	1,212	12,296	SH		SOLE		12,296	0	0
Wells Fargo & Co	COM	949746101	7,612	138,015	SH		SOLE		138,015	0	0
IShares CMBS ETF	ETF	46429B366	14,496	281,202	SH		SOLE		281,202	0	0
IShares Tr Barclays 3-7 Yr Tre	ETF	464288661	280	2,270	SH		SOLE		2,270	0	0
IShares Tr Floating Rate Nt ET	ETF	46429B655	32,194	631,996	SH		SOLE		631,996	0	0
IShares Tr Iboxx USD Invt Grd	ETF	464287242	370	3,053	SH		SOLE		3,053	0	0
IShares Tr MBS ETF	ETF	464288588	21,948	204,930	SH		SOLE		204,930	0	0
Ishares Tr Intermediate Cr BD	ETF	464288638	648	5,883	SH		SOLE		5,883	0	0
Powershares ETF Tr Global I 30	ETF	73936T524	516	15,780	SH		SOLE		15,780	0	0
SPDR Ser Tr Nuveen Barclays Mu	ETF	78468R721	806	16,471	SH		SOLE		16,471	0	0
Vanguard Bd Index Fd Inc Total	ETF	921937835	4,388	53,539	SH		SOLE		53,539	0	0
Vanguard Interm Corp Bond ETF	ETF	92206C870	21,422	243,399	SH		SOLE		243,399	0	0
Vanguard Short Term BD ETF	ETF	921937827	6,073	76,088	SH		SOLE		76,088	0	0
Vanguard Short Term Corp Bond	ETF	92206C409	743	9,275	SH		SOLE		9,275	0	0
iShares Core US Treasury Bond	ETF	46429B267	6,151	243,692	SH		SOLE		243,692	0	0