ST Germain D J 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co.	COM	88579Y101	2,788	15,698	SH		SOLE		15,698	0	0
ABB LTD-Sponsored Adr	COM	000375204	754	19,749	SH		SOLE		19,749	0	0
AT&T Inc.	COM	00206R102	1,423	57,829	SH		SOLE		57,829	0	0
Abbott Laboratories	COM	002824100	3,067	21,795	SH		SOLE		21,795	0	0
Abbvie Inc	COM	00287Y109	10,949	80,864	SH		SOLE		80,864	0	0
Accenture PLC Ireland	COM	G1151C101	978	2,360	SH		SOLE		2,360	0	0
Aflac Inc	COM	001055102	1,471	25,187	SH		SOLE		25,187	0	0
Air Prods & Chems Inc	COM	009158106	1,198	3,937	SH		SOLE		3,937	0	0
Align Technology Inc Com	COM	016255101	8,531	12,981	SH		SOLE		12,981	0	0
Alphabet Inc Cl A	COM	02079K305	63,616	21,959	SH		SOLE		21,959	0	0
Alphabet Inc Cl C	COM	02079K107	13,212	4,566	SH		SOLE		4,566	0	0
Altria Group Inc.	COM	02209S103	253	5,337	SH		SOLE		5,337	0	0
Amazon Inc	COM	023135106	17,525	5,256	SH		SOLE		5,256	0	0
Amcor Plc Registered Shs	COM	G0250X107	221	18,403	SH		SOLE		18,403	0	0
American Electric Power	COM	025537101	517	5,809	SH		SOLE		5,809	0	0
American Express Co	COM	025816109	7,075	43,243	SH		SOLE		43,243	0	0
American Tower REIT	COM	03027X100	224	767	SH		SOLE		767	0	0
Ameriprise Finl Inc	COM	03076C106	353	1,170	SH		SOLE		1,170	0	0
Amgen Inc	COM	031162100	19,936	88,618	SH		SOLE		88,618	0	0
Analog Devices	COM	032654105	883	5,025	SH		SOLE		5,025	0	0
Anthem Inc	COM	036752103	252	544	SH		SOLE		544	0	0
Apple Inc	COM	037833100	107,931	607,824	SH		SOLE		607,824	0	0
Applied Materials Inc	COM	038222105	3,492	22,189	SH		SOLE		22,189	0	0
Ares Cap Corp Com	COM	04010L103	572	27,000	SH		SOLE		27,000	0	0
Arthur J Gallagher & Co	COM	363576109	712	4,195	SH		SOLE		4,195	0	0
Automatic Data Processing Inc	COM	053015103	3,240	13,138	SH		SOLE		13,138	0	0
Ball Corp	COM	058498106	529	5,500	SH		SOLE		5,500	0	0
Bank of America Corp	COM	060505104	830	18,647	SH		SOLE		18,647	0	0
Bank of Montreal	COM	063671101	14,761	137,029	SH		SOLE		137,029	0	0
Barings Corporate Invs	COM	06759X107	206	12,910	SH		SOLE		12,910	0	0
Bearing Lithium Corp	COM	073898108	2	10,000	SH		SOLE		10,000	0	0
Becton Dickinson Corp	COM	075887109	13,467	53,552	SH		SOLE		53,552	0	0
Berkshire Hathaway Inc Cl A	COM	084670108	451	1	SH		SOLE		1	0	0
Berkshire Hathaway Inc Del Cl	COM	084670702	42,039	140,598	SH		SOLE		140,598	0	0
Blackrock Inc Com	COM	09247X101	19,262	21,039	SH		SOLE		21,039	0	0
Blackrock Ltd Dur Inc Tr	COM	09249W101	177	10,500	SH		SOLE		10,500	0	0
Blackstone Group Inc Com Cl A	COM	09260D107	13,797	106,629	SH		SOLE		106,629	0	0
Boeing Co	COM	097023105	420	2,084	SH		SOLE		2,084	0	0
Booking Holdings Inc Com	COM	09857L108	17,855	7,442	SH		SOLE		7,442	0	0
Bristol Myers Squibb	COM	110122108	1,449	23,243	SH		SOLE		23,243	0	0
CME Group Inc	COM	12572Q105	547	2,393	SH		SOLE		2,393	0	0
CSX Corporation	COM	126408103	480	12,771	SH		SOLE		12,771	0	0
CVS Corp	COM	126650100	39,189	379,882	SH		SOLE		379,882	0	0
Capital One Financial Corp.	COM	14040H105	559	3,853	SH		SOLE		3,853	0	0
Carrier Global Corp	COM	14448C104	432	7,966	SH		SOLE		7,966	0	0
Caterpillar Inc Com	COM	149123101	1,137	5,502	SH		SOLE		5,502	0	0
Cerner Corp	COM	156782104	18,458	198,754	SH		SOLE		198,754	0	0
Charles Schwab Corp	COM	808513105	319	3,792	SH		SOLE		3,792	0	0
Chevron Corp	COM	166764100	1,495	12,743	SH		SOLE		12,743	0	0
Chubb Corporation	COM	H1467J104	20,468	105,880	SH		SOLE		105,880	0	0
Cisco	COM	17275R102	27,329	431,265	SH		SOLE		431,265	0	0
Clorox Co	COM	189054109	656	3,760	SH		SOLE		3,760	0	0
Coca-Cola Co	COM	191216100	1,188	20,071	SH		SOLE		20,071	0	0
Colgate Palmolive	COM	194162103	1,474	17,276	SH		SOLE		17,276	0	0
Comcast Cl A	COM	20030N101	6,917	137,439	SH		SOLE		137,439	0	0
ConocoPhillips	COM	20825C104	258	3,569	SH		SOLE		3,569	0	0
Constellation Brands-A	COM	21036P108	4,654	18,546	SH		SOLE		18,546	0	0
Corning Inc	COM	219350105	6,376	171,260	SH		SOLE		171,260	0	0
Corteva Inc Com	COM	22052L104	382	8,075	SH		SOLE		8,075	0	0
Costco Warehouse Corp	COM	22160K105	4,394	7,740	SH		SOLE		7,740	0	0
Cummins Inc	COM	231021106	16,836	77,178	SH		SOLE		77,178	0	0
DIAGEO PLC Sponsored ADR New I	COM	25243Q205	283	1,285	SH		SOLE		1,285	0	0
Danaher Corp Del	COM	235851102	1,077	3,274	SH		SOLE		3,274	0	0
Deere & Co	COM	244199105	527	1,537	SH		SOLE		1,537	0	0
Dimensional ETF Tr US Core Equ	COM	25434V708	802	27,689	SH		SOLE		27,689	0	0
Dimensional ETF Tr US Target V	COM	25434V609	337	7,099	SH		SOLE		7,099	0	0
Dollar Gen Corp New Com	COM	256677105	371	1,572	SH		SOLE		1,572	0	0
Dominion Resources Inc	COM	25746U109	1,709	21,755	SH		SOLE		21,755	0	0
Dow Inc Com	COM	260557103	328	5,779	SH		SOLE		5,779	0	0
Duke Energy Corp	COM	26441C204	384	3,656	SH		SOLE		3,656	0	0
Dupont De Nemours Inc Com	COM	26614N102	475	5,885	SH		SOLE		5,885	0	0
Eaton Corp PLC	COM	G29183103	1,660	9,607	SH		SOLE		9,607	0	0
Ecolab	COM	278865100	329	1,402	SH		SOLE		1,402	0	0
Eli Lilly & Co	COM	532457108	514	1,862	SH		SOLE		1,862	0	0
Emerging Markets-Vanguard	COM	922042858	243	4,918	SH		SOLE		4,918	0	0
Emerson Electric	COM	291011104	1,491	16,033	SH		SOLE		16,033	0	0
Entergy Corp	COM	29364G103	327	2,902	SH		SOLE		2,902	0	0
Enterprise Product Partners	COM	293792107	386	17,570	SH		SOLE		17,570	0	0
Eversource Energy	COM	30040W108	2,564	28,182	SH		SOLE		28,182	0	0
ExxonMobil Corp	COM	30231G102	10,130	165,551	SH		SOLE		165,551	0	0
FS Energy & Power Fund	COM	PER302582	51	14,405	SH		SOLE		14,405	0	0
FT Unit 9174 Election Port Ser	COM	30317V775	199	16,850	SH		SOLE		16,850	0	0
FT Unit 9528 Dorsey Wright Rel	COM	30321P533	111	10,568	SH		SOLE		10,568	0	0
Facebook, Inc.	COM	30303M102	23,965	71,250	SH		SOLE		71,250	0	0
First American Financial Corp	COM	31847R102	15,405	196,921	SH		SOLE		196,921	0	0
Fiserv Inc	COM	337738108	464	4,469	SH		SOLE		4,469	0	0
Fortive Corp	COM	34959J108	15,634	204,932	SH		SOLE		204,932	0	0
Freedom Environmental Services	COM	35637A203	0	12,000	SH		SOLE		12,000	0	0
Gartner Inc	COM	366651107	486	1,455	SH		SOLE		1,455	0	0
General Electric	COM	369604301	1,038	10,989	SH		SOLE		10,989	0	0
General Mills Inc	COM	370334104	16,428	243,818	SH		SOLE		243,818	0	0
Gilead Sciences Inc	COM	375558103	285	3,924	SH		SOLE		3,924	0	0
Goldman Sachs	COM	38141G104	613	1,603	SH		SOLE		1,603	0	0
Healthcare SPDR	COM	81369Y209	3,130	22,219	SH		SOLE		22,219	0	0
Hershey Foods	COM	427866108	212	1,095	SH		SOLE		1,095	0	0
Home Depot Inc	COM	437076102	8,630	20,795	SH		SOLE		20,795	0	0
Honeywell Intl	COM	438516106	1,860	8,921	SH		SOLE		8,921	0	0
IBM	COM	459200101	1,153	8,629	SH		SOLE		8,629	0	0
IPG Photnics Corp Com	COM	44980X109	258	1,500	SH		SOLE		1,500	0	0
IShares Russell 2000	COM	464287655	1,468	6,600	SH		SOLE		6,600	0	0
IShares Tr Russell 1000 Value	COM	464287598	268	1,596	SH		SOLE		1,596	0	0
IShares Tr Russell 3000 Growth	COM	464287671	554	4,795	SH		SOLE		4,795	0	0
IShares Tr Russell 3000 Value	COM	464287663	350	4,590	SH		SOLE		4,590	0	0
Illinois Tool Works Inc	COM	452308109	1,740	7,052	SH		SOLE		7,052	0	0
Intel Corp	COM	458140100	9,899	192,206	SH		SOLE		192,206	0	0
Invesco QQQ Tr Unit Ser 1	COM	46090E103	539	1,354	SH		SOLE		1,354	0	0
Invictus MD Strategies Corp	COM	46183X802	0	20,090	SH		SOLE		20,090	0	0
Ishares Dow Sel Div Idx Fd	COM	464287168	325	2,650	SH		SOLE		2,650	0	0
Ishares MSCI USA ESG Select	COM	464288802	1,051	9,895	SH		SOLE		9,895	0	0
Ishares S&P 500 Index	COM	464287200	2,585	5,419	SH		SOLE		5,419	0	0
Ishares S&P 600	COM	464287804	11,635	101,603	SH		SOLE		101,603	0	0
Ishares TR Russell 2000 Growth	COM	464287648	602	2,055	SH		SOLE		2,055	0	0
Ishares TR Russell Midcap Valu	COM	464287473	321	2,623	SH		SOLE		2,623	0	0
Ishares Tr MSCI ACWI	COM	464288257	1,487	14,055	SH		SOLE		14,055	0	0
Ishares Tr MSCI EAFE ETF	COM	464287465	731	9,296	SH		SOLE		9,296	0	0
Ishares Tr Russell 1000 Growth	COM	464287614	572	1,872	SH		SOLE		1,872	0	0
Ishares Tr Russell 2000 Value	COM	464287630	410	2,467	SH		SOLE		2,467	0	0
Ishore KLD 400 Social Index	COM	464288570	1,344	14,459	SH		SOLE		14,459	0	0
JP Morgan Chase	COM	46625H100	31,811	200,891	SH		SOLE		200,891	0	0
JP Morgan Diversified Equity	COM	46641Q407	68,950	650,226	SH		SOLE		650,226	0	0
Johnson & Johnson	COM	478160104	29,263	171,057	SH		SOLE		171,057	0	0
KIMCO Realty Corp (Maryland)	COM	49446R109	246	10,000	SH		SOLE		10,000	0	0
Kimberly-Clark Corp	COM	494368103	1,420	9,934	SH		SOLE		9,934	0	0
L3Harris Technologies Inc com	COM	502431109	1,831	8,588	SH		SOLE		8,588	0	0
Linde PLC	COM	G5494J103	543	1,566	SH		SOLE		1,566	0	0
Lockheed Martin Corp	COM	539830109	891	2,506	SH		SOLE		2,506	0	0
Lowes Cos Inc	COM	548661107	744	2,877	SH		SOLE		2,877	0	0
Lululemaon Athletica	COM	550021109	2,773	7,083	SH		SOLE		7,083	0	0
Magellan Midstream Partners	COM	559080106	246	5,300	SH		SOLE		5,300	0	0
Mastercard, Inc	COM	57636Q104	764	2,125	SH		SOLE		2,125	0	0
McCormick Co	COM	579780206	608	6,292	SH		SOLE		6,292	0	0
McDonald's Corp	COM	580135101	4,692	17,504	SH		SOLE		17,504	0	0
Medtronic PLC SHS	COM	G5960L103	3,397	32,839	SH		SOLE		32,839	0	0
Merck & Co Inc	COM	58933Y105	2,869	37,439	SH		SOLE		37,439	0	0
Microsoft Corp	COM	594918104	31,299	93,064	SH		SOLE		93,064	0	0
Mondelez Intl Inc Class A	COM	609207105	206	3,103	SH		SOLE		3,103	0	0
Morgan Stanley	COM	617446448	10,804	110,067	SH		SOLE		110,067	0	0
NVidia Corp	COM	67066G104	270	919	SH		SOLE		919	0	0
Nestle A	COM	641069406	246	1,750	SH		SOLE		1,750	0	0
Nextera Energy Inc Com	COM	65339F101	2,611	27,970	SH		SOLE		27,970	0	0
Nike Inc Cl B	COM	654106103	2,495	14,972	SH		SOLE		14,972	0	0
Norfolk Southern Corp	COM	655844108	1,153	3,873	SH		SOLE		3,873	0	0
Northwest Bancshares Inc MD Co	COM	667340103	2,334	164,852	SH		SOLE		164,852	0	0
Novartis AG Sponsored Adr	COM	66987V109	482	5,514	SH		SOLE		5,514	0	0
Novo-Nordisk A S	COM	670100205	15,749	140,619	SH		SOLE		140,619	0	0
Novozymes A/S Sponsored ADR	COM	670108109	416	5,000	SH		SOLE		5,000	0	0
Old Dominion Freight Line Inc	COM	679580100	806	2,250	SH		SOLE		2,250	0	0
Onex Corp Sub	COM	68272K103	219	2,790	SH		SOLE		2,790	0	0
Oracle Corp	COM	68389X105	13,849	158,796	SH		SOLE		158,796	0	0
Otis Worldwide Corp	COM	68902V107	261	2,998	SH		SOLE		2,998	0	0
Palo Alto Networks Inc Com	COM	697435105	14,078	25,285	SH		SOLE		25,285	0	0
Paypal Holdings Inc Com	COM	70450Y103	7,601	40,306	SH		SOLE		40,306	0	0
Peoples Financial	COM	712704105	2,526	141,768	SH		SOLE		141,768	0	0
Pepsico Inc	COM	713448108	15,923	91,667	SH		SOLE		91,667	0	0
Pfizer Inc	COM	717081103	10,038	169,999	SH		SOLE		169,999	0	0
Phillip Morris International,	COM	718172109	207	2,175	SH		SOLE		2,175	0	0
Pnc Finl Svcs Group	COM	693475105	641	3,196	SH		SOLE		3,196	0	0
Procter & Gamble	COM	742718109	32,307	197,501	SH		SOLE		197,501	0	0
Public Svc Enterprise Group In	COM	744573106	437	6,544	SH		SOLE		6,544	0	0
Qualcomm INC	COM	747525103	22,226	121,540	SH		SOLE		121,540	0	0
Rayonier Inc	COM	754907103	683	16,930	SH		SOLE		16,930	0	0
Raytheon Technologies	COM	75513E101	1,209	14,047	SH		SOLE		14,047	0	0
Resmed Inc	COM	761152107	4,448	17,077	SH		SOLE		17,077	0	0
Ross Stores, Inc	COM	778296103	861	7,536	SH		SOLE		7,536	0	0
S&P 400 ETF	COM	464287507	228	807	SH		SOLE		807	0	0
SPDR Portfolio Emerging Market	COM	78463X509	27,655	666,557	SH		SOLE		666,557	0	0
SPDR Ser Tr S&P 400 Mid Cap ET	COM	78464A847	7,157	143,893	SH		SOLE		143,893	0	0
SPDR Ser Tr S&P 500 ETF	COM	78464A854	89,231	1,598,265	SH		SOLE		1,598,265	0	0
SPDR Ser Tr S&P 600 Small Cap	COM	78468R853	9,536	213,384	SH		SOLE		213,384	0	0
SS&C Technologies Hldgs Inc Co	COM	78467J100	7,515	91,670	SH		SOLE		91,670	0	0
Salesforce.com	COM	79466L302	8,213	32,318	SH		SOLE		32,318	0	0
Schlumberger Ltd	COM	806857108	27,797	928,101	SH		SOLE		928,101	0	0
Schwab Strategic Tr US Dividen	COM	808524797	270	3,346	SH		SOLE		3,346	0	0
Seagate Technology PLC	COM	G7997R103	499	4,420	SH		SOLE		4,420	0	0
Skyworks Solutions Inc	COM	83088M102	2,908	18,743	SH		SOLE		18,743	0	0
Smith A O Corp	COM	831865209	258	3,000	SH		SOLE		3,000	0	0
Southern Co Com	COM	842587107	397	5,791	SH		SOLE		5,791	0	0
Spdr Energy Select	COM	81369Y506	278	5,015	SH		SOLE		5,015	0	0
Spdr Indx Shs Fds Spdr Prt Dvl	COM	78463X889	13,975	383,087	SH		SOLE		383,087	0	0
Spdr Tr Unit Ser 1	COM	78462F103	12,898	27,156	SH		SOLE		27,156	0	0
Square Inc Cl A	COM	852234103	13,985	86,589	SH		SOLE		86,589	0	0
Starbucks Corp	COM	855244109	744	6,357	SH		SOLE		6,357	0	0
State Street Corp	COM	857477103	262	2,813	SH		SOLE		2,813	0	0
Store Cap Corp	COM	862121100	23,489	682,809	SH		SOLE		682,809	0	0
Stryker Corp	COM	863667101	488	1,825	SH		SOLE		1,825	0	0
TJX Companies Inc.	COM	872540109	5,477	72,142	SH		SOLE		72,142	0	0
Taiwan Semiconductor-ADR	COM	874039100	1,148	9,542	SH		SOLE		9,542	0	0
Target Corp	COM	87612E106	1,631	7,048	SH		SOLE		7,048	0	0
Tesla Mtrs Inc	COM	88160R101	465	440	SH		SOLE		440	0	0
Texas Instruments	COM	882508104	1,902	10,091	SH		SOLE		10,091	0	0
Thermo Fisher Scientific Inc	COM	883556102	398	597	SH		SOLE		597	0	0
Trane Technologies PLC Shs	COM	G8994E103	865	4,280	SH		SOLE		4,280	0	0
US Bancorp Del	COM	902973304	341	6,065	SH		SOLE		6,065	0	0
Uber Technologies Inc Com	COM	90353T100	14,376	342,851	SH		SOLE		342,851	0	0
Union Pacific Corp	COM	907818108	2,751	10,920	SH		SOLE		10,920	0	0
United Healthgroup Inc	COM	91324P102	10,617	21,143	SH		SOLE		21,143	0	0
United Parcel Svc Cl B	COM	911312106	281	1,312	SH		SOLE		1,312	0	0
Vanguard ESG Intl Stock ETF	COM	921910725	1,173	18,914	SH		SOLE		18,914	0	0
Vanguard ESG World ETF	COM	921910733	1,494	16,997	SH		SOLE		16,997	0	0
Vanguard Idx Fds Mid-Cap ETF	COM	922908629	36,544	143,440	SH		SOLE		143,440	0	0
Vanguard Index Fds Vanguard Gr	COM	922908736	830	2,587	SH		SOLE		2,587	0	0
Vanguard Index Fds Vanguard Sm	COM	922908751	22,012	97,396	SH		SOLE		97,396	0	0
Vanguard Index Fds Vanguard Va	COM	922908744	915	6,218	SH		SOLE		6,218	0	0
Vanguard Index Total Stock Mkt	COM	922908769	446	1,849	SH		SOLE		1,849	0	0
Vanguard REIT ETF	COM	922908553	530	4,565	SH		SOLE		4,565	0	0
Vanguard Specialized Portfolio	COM	921908844	3,924	22,847	SH		SOLE		22,847	0	0
Vanguard Tax Managed Intl Fd F	COM	921943858	8,455	165,583	SH		SOLE		165,583	0	0
Vanguard World Fd Mega Cap Gro	COM	921910816	259	994	SH		SOLE		994	0	0
Vanguard World Fds Vanguard He	COM	92204A504	451	1,691	SH		SOLE		1,691	0	0
Vanguard World Fds Vanguard In	COM	92204A702	535	1,168	SH		SOLE		1,168	0	0
Verizon Communications	COM	92343V104	21,760	418,785	SH		SOLE		418,785	0	0
Visa Inc Cls A	COM	92826C839	4,822	22,251	SH		SOLE		22,251	0	0
Vontier Corp Com	COM	928881101	1,621	52,753	SH		SOLE		52,753	0	0
Wal-Mart Stores Inc	COM	931142103	9,147	63,221	SH		SOLE		63,221	0	0
Walgreen Boots	COM	931427108	289	5,534	SH		SOLE		5,534	0	0
Walt Disney	COM	254687106	32,136	207,474	SH		SOLE		207,474	0	0
Waste Mgmt Inc	COM	94106L109	320	1,915	SH		SOLE		1,915	0	0
Wells Fargo & Co	COM	949746101	31,353	653,451	SH		SOLE		653,451	0	0
Wisconsin Energy	COM	92939U106	206	2,122	SH		SOLE		2,122	0	0
Yum! Brands Inc	COM	988498101	417	3,000	SH		SOLE		3,000	0	0
Zimmer Hldgs Inc	COM	98956P102	8,587	67,596	SH		SOLE		67,596	0	0
Eaton Vance Sr Flt Rate	ETF	27828Q105	295	20,000	SH		SOLE		20,000	0	0
IShares CMBS ETF	ETF	46429B366	21,507	405,554	SH		SOLE		405,554	0	0
IShares Tr Barclays 7-10 YR Tr	ETF	464287440	238	2,070	SH		SOLE		2,070	0	0
IShares Tr MBS ETF	ETF	464288588	57,075	531,274	SH		SOLE		531,274	0	0
Ishares Preferred & Income Sec	ETF	464288687	4,093	103,810	SH		SOLE		103,810	0	0
Ivesco ETF Tr II 1-30 Laddered	ETF	46138E107	489	13,366	SH		SOLE		13,366	0	0
Janus Henderson AAA CLO ETF	ETF	47103U845	21,101	418,833	SH		SOLE		418,833	0	0
SPDR BBG Barc IG Floating Rate	ETF	78468R200	12,714	415,632	SH		SOLE		415,632	0	0
SPDR ICE Preferred Securities	ETF	78464A292	3,440	80,170	SH		SOLE		80,170	0	0
SPDR Portfolio Aggregate Bond	ETF	78464A649	328	11,090	SH		SOLE		11,090	0	0
SPDR Portfolio Corporate Bond	ETF	78464A144	8,321	239,047	SH		SOLE		239,047	0	0
SPDR Portfolio Interm Term Tre	ETF	78464A672	1,678	52,352	SH		SOLE		52,352	0	0
SPDR Portfolio Mortgage Backed	ETF	78464A383	10,239	403,430	SH		SOLE		403,430	0	0
SPDR Portfolio TIPS ETF	ETF	78464A656	14,228	451,671	SH		SOLE		451,671	0	0
SPDR Ser Tr Barclays Inter Ter	ETF	78464A375	8,866	245,252	SH		SOLE		245,252	0	0
SPDR Ser Tr Nuveen Barclays Mu	ETF	78468R721	2,738	52,934	SH		SOLE		52,934	0	0
Spdr Nuveen Barclays Cap Short	ETF	78468R739	3,537	71,921	SH		SOLE		71,921	0	0
Vanguard Bd Index Fd Inc Total	ETF	921937835	2,038	24,044	SH		SOLE		24,044	0	0
Vanguard Interm Corp Bond ETF	ETF	92206C870	97,435	1,050,404	SH		SOLE		1,050,404	0	0
Vanguard Short Term BD ETF	ETF	921937827	7,073	87,500	SH		SOLE		87,500	0	0
Vanguard Short Term Corp Bond	ETF	92206C409	367	4,522	SH		SOLE		4,522	0	0
iShares Core US Treasury Bond	ETF	46429B267	13,305	498,697	SH		SOLE		498,697	0	0
iShares ESG Aware 1-5 year Cor	ETF	46435G243	2,496	97,323	SH		SOLE		97,323	0	0
iShares New York Muni Bond ETF	ETF	464288323	1,386	23,905	SH		SOLE		23,905	0	0
Bank Amer Corp Dep Shs Ser GG	PFD	060505229	338	12,735	SH		SOLE		12,735	0	0