ST Germain D J 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON.COM	Stock	023135106	7,246,260	86,265	SH		SOLE		10,580	0	75,685
GLOBAL PMTS INC COM	Stock	37940X102	0	0	SH		SOLE		0	0	0
PRUDENTIAL FINL INC COM	Stock	744320102	3,382	34	SH		SOLE		0	0	34
INVESCO QQQ TRUST	ETF	46090E103	45,001	169	SH		SOLE		0	0	169
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	132,529	1,065	SH		SOLE		0	0	1,065
STARBUCKS CORP COM	Stock	855244109	421,501	4,249	SH		SOLE		0	0	4,249
PUBLIC SVC ENTERPRISE GRP INC COM	Stock	744573106	349,239	5,700	SH		SOLE		0	0	5,700
OLD REP INTL CORP COM	Stock	680223104	5,072	210	SH		SOLE		0	0	210
BLOCK INC CL A	Stock	852234103	0	0	SH		SOLE		0	0	0
ELEVANCE HEALTH INC COM	Stock	036752103	112,340	219	SH		SOLE		0	0	219
JOHNSON & JOHNSON	Stock	478160104	11,195,900	63,379	SH		SOLE		6,749	0	56,630
ABB LTD SPONSORED ADR	ADR	000375204	593,970	19,500	SH		SOLE		0	0	19,500
OLIN CORP COM PAR $1	Stock	680665205	58,128	1,098	SH		SOLE		0	0	1,098
VANGUARD ENERGY ETF	ETF	92204A306	6,670	55	SH		SOLE		0	0	55
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF	ETF	921946810	647,768	9,303	SH		SOLE		0	0	9,303
COSTCO WHSL CORP NEW COM	Stock	22160K105	9,587	21	SH		SOLE		0	0	21
GOLDMAN SACHS GROUP INC COM	Stock	38141G104	38,115	111	SH		SOLE		0	0	111
ISHARES MSCI KLD 400 SOCIAL ETF	ETF	464288570	1,239,598	17,267	SH		SOLE		0	0	17,267
SHELL PLC SPON ADS	ADR	780259305	13,554	238	SH		SOLE		0	0	238
PROCTER AND GAMBLE	Stock	742718109	8,457,351	55,802	SH		SOLE		0	0	55,802
COCA COLA CO COM	Stock	191216100	150,565	2,367	SH		SOLE		0	0	2,367
GENERAL MLS INC COM	Stock	370334104	1,114,618	13,293	SH		SOLE		0	0	13,293
AMEREN CORP COM	Stock	023608102	51,574	580	SH		SOLE		0	0	580
OCCIDENTAL PETE CORP COM	Stock	674599105	40,944	650	SH		SOLE		0	0	650
INGEVITY CORP COM	Stock	45688C107	845	12	SH		SOLE		0	0	12
MARRIOTT INTL INC NEW CL A	Stock	571903202	31,267	210	SH		SOLE		0	0	210
VANGUARD REAL ESTATE ETF	ETF	922908553	57,736	700	SH		SOLE		0	0	700
ISHARES MSCI USA ESG SELECT ETF	ETF	464288802	1,177,835	14,308	SH		SOLE		0	0	14,308
VENTAS INC COM	REIT	92276F100	10,587	235	SH		SOLE		0	0	235
ISHARES MSCI ACWI EX U.S. ETF	ETF	464288240	31,577	694	SH		SOLE		0	0	694
INTEL CORP	Stock	458140100	1,930,421	73,039	SH		SOLE		15,795	0	57,244
CME GROUP INC COM	Stock	12572Q105	766,305	4,557	SH		SOLE		0	0	4,557
MEDTRONIC PLC SHS	Stock	G5960L103	60,932	784	SH		SOLE		0	0	784
NETFLIX INC COM	Stock	64110L106	35,386	120	SH		SOLE		0	0	120
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST	ETF	78467X109	26,506	80	SH		SOLE		0	0	80
PACCAR INC COM	Stock	693718108	13,856	140	SH		SOLE		0	0	140
TETRA TECH INC NEW COM	Stock	88162G103	33,394	230	SH		SOLE		0	0	230
LAUDER ESTEE COS INC CL A	Stock	518439104	12,406	50	SH		SOLE		0	0	50
PROLOGIS INC. COM	REIT	74340W103	14,655	130	SH		SOLE		0	0	130
MERCK & CO INC COM	Stock	58933Y105	1,598,235	14,405	SH		SOLE		0	0	14,405
OSHKOSH CORP COM	Stock	688239201	8,819	100	SH		SOLE		0	0	100
SPDR S&P 500 ETF TRUST	ETF	78462F103	3,824	10	SH		SOLE		0	0	10
THE TRADE DESK INC COM CL A	Stock	88339J105	13,449	300	SH		SOLE		0	0	300
VALVOLINE INC COM	Stock	92047W101	10,122	310	SH		SOLE		0	0	310
MASTERCARD INCORPORATED CL A	Stock	57636Q104	192,295	553	SH		SOLE		0	0	553
UNITED RENTALS INC COM	Stock	911363109	88,855	250	SH		SOLE		0	0	250
EXACT SCIENCES CORP COM	Stock	30063P105	16,091	325	SH		SOLE		0	0	325
EMERSON ELEC CO COM	Stock	291011104	16,811	175	SH		SOLE		0	0	175
DIAGEO PLC SPON ADR NEW	ADR	25243Q205	50,784	285	SH		SOLE		0	0	285
LAMB WESTON HLDGS INC COM	Stock	513272104	22,697	254	SH		SOLE		0	0	254
GLOBAL X ROBOTICS & ARTIFICIAL INTELLIGENCE ETF	ETF	37954Y715	884	43	SH		SOLE		0	0	43
SMUCKER J M CO COM NEW	Stock	832696405	4,120	26	SH		SOLE		0	0	26
CORNING INC COM	Stock	219350105	862,380	27,000	SH		SOLE		27,000	0	0
EDWARDS LIFESCIENCES CORP COM	Stock	28176E108	3,357	45	SH		SOLE		0	0	45
VERIZON COMMUNICATIONS	Stock	92343V104	1,099,575	27,908	SH		SOLE		0	0	27,908
CHUBB LIMITED COM	Stock	H1467J104	895,857	4,061	SH		SOLE		0	0	4,061
SONOCO PRODS CO COM	Stock	835495102	4,553	75	SH		SOLE		0	0	75
CACI INTL INC CL A	Stock	127190304	36,371	121	SH		SOLE		0	0	121
FEDEX CORP COM	Stock	31428X106	23,382	135	SH		SOLE		0	0	135
PULTE GROUP INC COM	Stock	745867101	30,960	680	SH		SOLE		0	0	680
PEPSICO INC COM	Stock	713448108	1,436,970	7,954	SH		SOLE		0	0	7,954
MARATHON OIL CORP COM	Stock	565849106	37,627	1,390	SH		SOLE		0	0	1,390
NUVEEN ESG LARGE-CAP VALUE ETF	ETF	67092P300	2,167,324	63,298	SH		SOLE		0	0	63,298
KIMBERLY-CLARK CORP COM	Stock	494368103	542,864	3,999	SH		SOLE		0	0	3,999
HONEYWELL INTL INC COM	Stock	438516106	254,588	1,188	SH		SOLE		0	0	1,188
US BANCORP DEL COM NEW	Stock	902973304	43,610	1,000	SH		SOLE		0	0	1,000
BP PLC SPONSORED ADR	ADR	055622104	67,310	1,927	SH		SOLE		0	0	1,927
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF	ETF	78464A359	13,590,989	211,237	SH		SOLE		0	0	211,237
HOME DEPOT INC COM	Stock	437076102	1,761,551	5,577	SH		SOLE		0	0	5,577
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	448,579	1,878	SH		SOLE		0	0	1,878
DUPONT DE NEMOURS INC COM	Stock	26614N102	3,637	53	SH		SOLE		0	0	53
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF	ETF	46435G243	3,080,521	129,597	SH		SOLE		0	0	129,597
SPDR ICE PREFERRED SECURITIES ETF	ETF	78464A292	1,678,776	51,151	SH		SOLE		0	0	51,151
HEALTH CARE SELECT SECTOR SPDR FUND	ETF	81369Y209	3,805,702	28,014	SH		SOLE		0	0	28,014
BHP GROUP LTD SPONSORED ADS	ADR	088606108	19,049	307	SH		SOLE		0	0	307
SOUTHERN CO COM	Stock	842587107	145,676	2,040	SH		SOLE		0	0	2,040
BECTON DICKINSON & CO	Stock	075887109	6,769,466	26,620	SH		SOLE		115	0	26,505
BROADRIDGE FINL SOLUTIONS INC COM	Stock	11133T103	18,376	137	SH		SOLE		0	0	137
KEYCORP COM	Stock	493267108	162,198	9,311	SH		SOLE		0	0	9,311
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	100,907	471	SH		SOLE		0	0	471
LABORATORY CORP AMER HLDGS COM NEW	Stock	50540R409	37,677	160	SH		SOLE		0	0	160
FORTINET INC COM	Stock	34959E109	25,912	530	SH		SOLE		0	0	530
IQVIA HLDGS INC COM	Stock	46266C105	23,562	115	SH		SOLE		0	0	115
UGI CORP NEW COM	Stock	902681105	0	0	SH		SOLE		0	0	0
ISHARES S&P SMALL-CAP FUND	ETF	464287804	91,328	965	SH		SOLE		0	0	965
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	651,470	2,109	SH		SOLE		0	0	2,109
ADOBE SYSTEMS INCORPORATED COM	Stock	00724F101	9,423	28	SH		SOLE		0	0	28
ALPHABET INC CL A	Stock	02079K305	7,547,900	85,548	SH		SOLE		7,100	0	78,448
PROGRESSIVE CORP COM	Stock	743315103	7,912	61	SH		SOLE		0	0	61
FISERV INC COM	Stock	337738108	26,278	260	SH		SOLE		0	0	260
INTUIT COM	Stock	461202103	34,641	89	SH		SOLE		0	0	89
HALLIBURTON CO COM	Stock	406216101	17,314	440	SH		SOLE		0	0	440
CONSTELLATION BRANDS INC CL A	Stock	21036P108	4,462,578	19,256	SH		SOLE		1,405	0	17,851
CSX CORP COM	Stock	126408103	1,363	44	SH		SOLE		0	0	44
GRAPHIC PACKAGING HLDG CO COM	Stock	388689101	18,468	830	SH		SOLE		0	0	830
COMCAST CORP NEW CL A	Stock	20030N101	696,393	19,914	SH		SOLE		0	0	19,914
MICROSOFT CORP	Stock	594918104	12,606,378	52,566	SH		SOLE		157	0	52,409
SCHLUMBERGER LTD COM STK	Stock	806857108	109,860	2,055	SH		SOLE		0	0	2,055
CVS HEALTH CORP	Stock	126650100	8,281,609	88,868	SH		SOLE		11,700	0	77,168
ACCO BRANDS CORP COM	Stock	00081T108	173	31	SH		SOLE		0	0	31
DTE ENERGY CO COM	Stock	233331107	76,395	650	SH		SOLE		0	0	650
BJS WHSL CLUB HLDGS INC COM	Stock	05550J101	26,464	400	SH		SOLE		0	0	400
AMERIPRISE FINL INC COM	Stock	03076C106	155,685	500	SH		SOLE		0	0	500
ARES CAPITAL CORP COM	CEF	04010L103	701,860	38,000	SH		SOLE		0	0	38,000
VANGUARD ESG INTERNATIONAL STOCK ETF	ETF	921910725	905,686	18,412	SH		SOLE		0	0	18,412
VANGUARD ESG U.S. STOCK ETF	ETF	921910733	1,273,601	19,338	SH		SOLE		0	0	19,338
VANGUARD MID-CAP ETF	ETF	922908629	6,522	32	SH		SOLE		0	0	32
NEXTERA ENERGY INC COM	Stock	65339F101	326,207	3,902	SH		SOLE		1,300	0	2,602
LIVENT CORP COM	Stock	53814L108	1,848	93	SH		SOLE		0	0	93
NIKE INC CL B	Stock	654106103	186,631	1,595	SH		SOLE		0	0	1,595
VANGUARD SHORT-TERM TREASURY ETF	ETF	92206C102	23,604,668	408,244	SH		SOLE		0	0	408,244
TESLA INC COM	Stock	88160R101	54,076	439	SH		SOLE		40	0	399
LINDE PLC SHS	Stock	G5494J103	65,236	200	SH		SOLE		0	0	200
FINANCIAL SELECT SECTOR SPDR FUND	ETF	81369Y605	68,400	2,000	SH		SOLE		0	0	2,000
NORFOLK SOUTHN CORP COM	Stock	655844108	61,605	250	SH		SOLE		0	0	250
SCHWAB SHORT-TERM US TREASURY ETF	ETF	808524862	3,039	63	SH		SOLE		0	0	63
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	35,135	110	SH		SOLE		0	0	110
DOW INC COM	Stock	260557103	18,292	363	SH		SOLE		0	0	363
WINTRUST FINL CORP COM	Stock	97650W108	21,975	260	SH		SOLE		0	0	260
CONAGRA BRANDS INC COM	Stock	205887102	33,398	863	SH		SOLE		0	0	863
ASTRAZENECA PLC SPONSORED ADR	ADR	046353108	12,950	191	SH		SOLE		0	0	191
UBER TECHNOLOGIES INC COM	Stock	90353T100	19,042	770	SH		SOLE		0	0	770
CORTEVA INC COM	Stock	22052L104	3,115	53	SH		SOLE		0	0	53
CONSOLIDATED EDISON INC COM	Stock	209115104	19,062	200	SH		SOLE		0	0	200
GENERAL MTRS CO COM	Stock	37045V100	18,838	560	SH		SOLE		0	0	560
AMCOR PLC ORD	Stock	G0250X107	60,622	5,090	SH		SOLE		0	0	5,090
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	4,661	33	SH		SOLE		0	0	33
LILLY ELI & CO COM	Stock	532457108	338,768	926	SH		SOLE		0	0	926
LIFE STORAGE INC COM	REIT	53223X107	27,580	280	SH		SOLE		0	0	280
ISHARES RUSSELL 2000 ETF	ETF	464287655	10,985	63	SH		SOLE		0	0	63
PIMCO ENHANCED SHORT MATURITY ACTIVE ESG ETF	ETF	72201R643	2,416,679	24,940	SH		SOLE		0	0	24,940
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	18,744	182	SH		SOLE		0	0	182
DIGITAL RLTY TR INC COM	REIT	253868103	17,547	175	SH		SOLE		0	0	175
XEROX HOLDINGS CORP COM NEW	Stock	98421M106	350	24	SH		SOLE		0	0	24
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	8,250	200	SH		SOLE		0	0	200
AFLAC INC COM	Stock	001055102	79,134	1,100	SH		SOLE		0	0	1,100
FREEPORT-MCMORAN INC CL B	Stock	35671D857	6,688	176	SH		SOLE		0	0	176
SYSCO CORP COM	Stock	871829107	112,152	1,467	SH		SOLE		0	0	1,467
WOODSIDE ENERGY GROUP LTD SPONSORED ADR	ADR	980228308	484	20	SH		SOLE		0	0	20
PORTLAND GEN ELEC CO COM NEW	Stock	736508847	21,070	430	SH		SOLE		0	0	430
OCCIDENTAL PETE CORP WT EXP 080327	Stock	674599162	3,340	81	SH		SOLE		0	0	81
ISHARES SELECT DIVIDEND ETF	ETF	464287168	43,416	360	SH		SOLE		0	0	360
AMERICAN ELEC PWR CO INC COM	Stock	025537101	145,084	1,528	SH		SOLE		0	0	1,528
SPDR S&P 500 ESG ETF	ETF	78468R531	118,888	3,243	SH		SOLE		0	0	3,243
EVERSOURCE ENERGY COM	Stock	30040W108	824,231	9,831	SH		SOLE		0	0	9,831
SNOWFLAKE INC CL A	Stock	833445109	17,225	120	SH		SOLE		0	0	120
VANGUARD ESG U.S. CORPORATE BOND ETF	ETF	921910691	791,991	13,053	SH		SOLE		0	0	13,053
ARRAY TECHNOLOGIES INC COM SHS	Stock	04271T100	11,598	600	SH		SOLE		0	0	600
JANUS DETROIT STREET TRUST JANUS HENDERSON AAA CLO ETF	ETF	47103U845	22,413	455	SH		SOLE		0	0	455
ISHARES MSCI EUROPE FINANCIALS ETF	ETF	464289180	2,191	125	SH		SOLE		0	0	125
MARRIOTT VACATIONS WORLDWIDE C COM	Stock	57164Y107	1,346	10	SH		SOLE		0	0	10
VANGUARD ULTRA-SHORT BOND ETF	ETF	92203C303	7,533,260	153,740	SH		SOLE		0	0	153,740
INVESCO FTSE RAFI US 1000 ETF	ETF	46137V613	107,829	695	SH		SOLE		0	0	695
ORGANON & CO COMMON STOCK	Stock	68622V106	1,480	53	SH		SOLE		0	0	53
VISA INC COM CL A	Stock	92826C839	175,973	847	SH		SOLE		0	0	847
HERSHEY CO COM	Stock	427866108	74,102	320	SH		SOLE		0	0	320
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	1,875	26	SH		SOLE		0	0	26
ISHARES CMBS ETF	ETF	46429B366	21,348	465	SH		SOLE		0	0	465
MR COOPER GROUP INC COM	Stock	62482R107	2,729	68	SH		SOLE		0	0	68
VANGUARD VALUE INDEX FUND	ETF	922908744	557,690	3,973	SH		SOLE		0	0	3,973
VANGUARD GROWTH INDEX FUND	ETF	922908736	196,914	924	SH		SOLE		0	0	924
MID-AMER APT CMNTYS INC COM	REIT	59522J103	37,678	240	SH		SOLE		0	0	240
PHILLIPS 66 COM	Stock	718546104	15,612	150	SH		SOLE		0	0	150
AMERICAN TOWER CORP NEW COM	REIT	03027X100	102,752	485	SH		SOLE		0	0	485
META PLATFORMS INC CL A	Stock	30303M102	1,086,069	9,025	SH		SOLE		4,000	0	5,025
CAPITAL GROUP GROWTH ETF	ETF	14020G101	115,233	5,779	SH		SOLE		0	0	5,779
CAPITAL GROUP DIVIDEND VALUE ETF	ETF	14020W106	140,974	5,976	SH		SOLE		0	0	5,976
CAPITAL GROUP GLOBAL GROWTH EQUITY ETF	ETF	14020X104	14,641,806	696,897	SH		SOLE		0	0	696,897
CAPITAL GROUP INTERNATIONAL FOCUS EQUITY ETF	ETF	14019W109	2,812	135	SH		SOLE		0	0	135
CAPITAL GROUP CORE EQUITY ETF	ETF	14020V108	120,543	5,367	SH		SOLE		0	0	5,367
CAPITAL GROUP CORE PLUS INCOME ETF	ETF	14020Y102	363,275	16,305	SH		SOLE		0	0	16,305
ASML HOLDING N V N Y REGISTRY SHS	ADR	N07059210	8,196	15	SH		SOLE		0	0	15
NUVEEN MUNICIPAL CREDIT INC FD COM SH BEN INT	CEF	67070X101	12,865	1,065	SH		SOLE		0	0	1,065
WARNER BROS DISCOVERY INC COM SER A	Stock	934423104	8,684	916	SH		SOLE		0	0	916
BCE INC COM NEW	Stock	05534B760	24,129	549	SH		SOLE		0	0	549
PALO ALTO NETWORKS INC COM	Stock	697435105	17,024	122	SH		SOLE		0	0	122
JABIL INC COM	Stock	466313103	25,916	380	SH		SOLE		0	0	380
FMC CORP COM NEW	Stock	302491303	12,480	100	SH		SOLE		0	0	100
HALEON PLC SPON ADS	ADR	405552100	800	100	SH		SOLE		0	0	100
MONDELEZ INTL INC CL A	Stock	609207105	21,595	324	SH		SOLE		100	0	224
QUALYS INC COM	Stock	74758T303	12,345	110	SH		SOLE		0	0	110
CAPITAL GROUP U.S. MULTI-SECTOR INCOME ETF	ETF	14020Y300	7,149,107	278,078	SH		SOLE		0	0	278,078
CAPITAL GROUP MUNICIPAL INCOME ETF	ETF	14020Y201	162,316	6,200	SH		SOLE		0	0	6,200
METLIFE INC COM	Stock	59156R108	55,580	768	SH		SOLE		0	0	768
CROWN HLDGS INC COM	Stock	228368106	12,332	150	SH		SOLE		0	0	150
CANADIAN PAC RY LTD COM	Stock	13645T100	83,914	1,125	SH		SOLE		0	0	1,125
MOODYS CORP COM	Stock	615369105	36,221	130	SH		SOLE		0	0	130
NOVARTIS AG SPONSORED ADR	ADR	66987V109	70,943	782	SH		SOLE		0	0	782
TOTALENERGIES SE SPONSORED ADS	ADR	89151E109	3,166	51	SH		SOLE		0	0	51
CF INDS HLDGS INC COM	Stock	125269100	13,632	160	SH		SOLE		0	0	160
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	218,008	817	SH		SOLE		0	0	817
NICE LTD SPONSORED ADR	ADR	653656108	40,383	210	SH		SOLE		0	0	210
NVIDIA CORPORATION COM	Stock	67066G104	52,903	362	SH		SOLE		0	0	362
ARCHER DANIELS MIDLAND CO COM	Stock	039483102	161,559	1,740	SH		SOLE		0	0	1,740
CUMMINS INC COM	Stock	231021106	169,603	700	SH		SOLE		0	0	700
EOG RES INC COM	Stock	26875P101	16,838	130	SH		SOLE		0	0	130
GENUINE PARTS CO COM	Stock	372460105	21,689	125	SH		SOLE		0	0	125
ABBVIE INC	Stock	00287Y109	9,541,939	59,043	SH		SOLE		6,403	0	52,640
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	10,966,468	234,828	SH		SOLE		0	0	234,828
MANULIFE FINL CORP COM	Stock	56501R106	16,484	924	SH		SOLE		0	0	924
VANGUARD TOTAL BOND MARKET INDEX FUND	ETF	921937835	321,843	4,480	SH		SOLE		0	0	4,480
CELANESE CORP DEL COM	Stock	150870103	36,806	360	SH		SOLE		0	0	360
ZOETIS INC CL A	Stock	98978V103	4,397	30	SH		SOLE		0	0	30
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS	ADR	874039100	16,313	219	SH		SOLE		0	0	219
BLACKSTONE INC	Stock	09260D107	7,278,558	98,107	SH		SOLE		11,940	0	86,167
ANSYS INC COM	Stock	03662Q105	68,853	285	SH		SOLE		0	0	285
CHURCH & DWIGHT CO INC COM	Stock	171340102	38,290	475	SH		SOLE		0	0	475
NEUROCRINE BIOSCIENCES INC COM	Stock	64125C109	17,916	150	SH		SOLE		0	0	150
ROCKWELL AUTOMATION INC COM	Stock	773903109	22,924	89	SH		SOLE		0	0	89
STRYKER CORPORATION COM	Stock	863667101	31,784	130	SH		SOLE		0	0	130
QUALCOMM INC COM	Stock	747525103	455,591	4,144	SH		SOLE		0	0	4,144
T-MOBILE US INC COM	Stock	872590104	46,200	330	SH		SOLE		0	0	330
INTUITIVE SURGICAL INC COM NEW	Stock	46120E602	6,634	25	SH		SOLE		0	0	25
MGM RESORTS INTERNATIONAL COM	Stock	552953101	23,471	700	SH		SOLE		0	0	700
MCDONALDS CORP COM	Stock	580135101	142,833	542	SH		SOLE		0	0	542
MOLINA HEALTHCARE INC COM	Stock	60855R100	36,324	110	SH		SOLE		0	0	110
INTERCONTINENTAL EXCHANGE INC COM	Stock	45866F104	42,267	412	SH		SOLE		0	0	412
CISCO SYS INC COM	Stock	17275R102	89,230	1,873	SH		SOLE		0	0	1,873
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	145,231	3,062	SH		SOLE		0	0	3,062
ADVANCED MICRO DEVICES INC COM	Stock	007903107	470,489	7,264	SH		SOLE		0	0	7,264
JETBLUE AWYS CORP COM	Stock	477143101	6,480	1,000	SH		SOLE		0	0	1,000
AT&T INC COM	Stock	00206R102	69,682	3,785	SH		SOLE		0	0	3,785
GENERAL ELECTRIC CO COM NEW	Stock	369604301	14,915	178	SH		SOLE		0	0	178
EXPEDIA GROUP INC COM NEW	Stock	30212P303	16,644	190	SH		SOLE		0	0	190
ISHARES S&P 500 VALUE ETF	ETF	464287408	72,680	501	SH		SOLE		0	0	501
AMBEV SA SPONSORED ADR	ADR	02319V103	0	0	SH		SOLE		0	0	0
LULULEMON ATHLETICA INC COM	Stock	550021109	2,220,233	6,930	SH		SOLE		0	0	6,930
ISHARES S&P 500 GROWTH ETF	ETF	464287309	7,781	133	SH		SOLE		0	0	133
ISHARES CORE S&P 500 ETF	ETF	464287200	1,498,035	3,899	SH		SOLE		0	0	3,899
ALLEGION PLC ORD SHS	Stock	G0176J109	63,051	599	SH		SOLE		0	0	599
CIGNA CORP NEW COM	Stock	125523100	116,300	351	SH		SOLE		0	0	351
ROSS STORES INC COM	Stock	778296103	874,704	7,536	SH		SOLE		0	0	7,536
WELLS FARGO CO NEW COM	Stock	949746101	73,248	1,774	SH		SOLE		0	0	1,774
UNION PAC CORP COM	Stock	907818108	1,413,046	6,824	SH		SOLE		0	0	6,824
RIO TINTO PLC SPONSORED ADR	ADR	767204100	3,489	49	SH		SOLE		0	0	49
CINTAS CORP COM	Stock	172908105	50,581	112	SH		SOLE		0	0	112
CARMAX INC COM	Stock	143130102	44,145	725	SH		SOLE		0	0	725
ISHARES PREFERRED AND INCOME SECURITIES ETF	ETF	464288687	1,420,988	46,544	SH		SOLE		0	0	46,544
SALESFORCE COM	Stock	79466L302	2,406,509	18,150	SH		SOLE		0	0	18,150
NORTHROP GRUMMAN CORP COM	Stock	666807102	27,281	50	SH		SOLE		0	0	50
REPUBLIC SVCS INC COM	Stock	760759100	47,726	370	SH		SOLE		0	0	370
THERMO FISHER SCIENTIFIC INC COM	Stock	883556102	51,765	94	SH		SOLE		0	0	94
TORO CO COM	Stock	891092108	16,980	150	SH		SOLE		0	0	150
LOCKHEED MARTIN CORP COM	Stock	539830109	400,868	824	SH		SOLE		0	0	824
MANHATTAN ASSOCIATES INC COM	Stock	562750109	26,708	220	SH		SOLE		0	0	220
JPMORGAN CHASE & CO	Stock	46625H100	7,541,918	56,241	SH		SOLE		3,220	0	53,021
HARTFORD FINL SVCS GROUP INC COM	Stock	416515104	53,839	710	SH		SOLE		0	0	710
CHEVRON CORP NEW COM	Stock	166764100	1,406,484	7,836	SH		SOLE		400	0	7,436
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	4,636,021	43,935	SH		SOLE		0	0	43,935
CONOCOPHILLIPS COM	Stock	20825C104	118,944	1,008	SH		SOLE		0	0	1,008
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	369,756	8,810	SH		SOLE		0	0	8,810
DANAHER CORPORATION COM	Stock	235851102	87,323	329	SH		SOLE		0	0	329
BANK AMERICA CORP COM	Stock	060505104	158,280	4,779	SH		SOLE		0	0	4,779
INVESCO S&P 500 PURE GROWTH ETF	ETF	46137V266	60,782	401	SH		SOLE		0	0	400
WALMART INC	Stock	931142103	7,587,041	53,509	SH		SOLE		0	0	53,509
ISHARES INTERNATIONAL SELECT DIVIDEND ETF	ETF	464288448	21,728	800	SH		SOLE		0	0	800
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	525,520	3,730	SH		SOLE		0	0	3,730
ORACLE CORP COM	Stock	68389X105	539,566	6,601	SH		SOLE		0	0	6,601
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	78,213	775	SH		SOLE		0	0	775
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	73,555	1,887	SH		SOLE		0	0	1,887
TEXAS INSTRS INC COM	Stock	882508104	785,291	4,753	SH		SOLE		0	0	4,753
PFIZER INC COM	Stock	717081103	7,725,660	150,774	SH		SOLE		0	0	150,774
MORGAN STANLEY	Stock	617446448	6,291	74	SH		SOLE		0	0	74
3M CO COM	Stock	88579Y101	409,887	3,418	SH		SOLE		0	0	3,418
KLA CORP COM NEW	Stock	482480100	4,901	13	SH		SOLE		0	0	13
HP INC COM	Stock	40434L105	4,031	150	SH		SOLE		0	0	150
GILEAD SCIENCES INC COM	Stock	375558103	28,331	330	SH		SOLE		0	0	330
CATERPILLAR INC COM	Stock	149123101	285,076	1,190	SH		SOLE		0	0	1,190
ALPHABET INC CAP STK CL C	Stock	02079K107	1,740,883	19,620	SH		SOLE		0	0	19,620
AMERICAN EXPRESS CO COM	Stock	025816109	986,527	6,677	SH		SOLE		0	0	6,677
AMGEN INC COM	Stock	031162100	158,372	603	SH		SOLE		0	0	603
APPLIED MATLS INC COM	Stock	038222105	45,379	466	SH		SOLE		0	0	466
ARISTA NETWORKS INC COM	Stock	040413106	15,776	130	SH		SOLE		0	0	130
VANGUARD DIVIDEND APPREC INDEX FUND	ETF	921908844	3,432,873	22,607	SH		SOLE		0	0	22,607
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	86,515	892	SH		SOLE		0	0	892
EATON CORP PLC SHS	Stock	G29183103	599,392	3,819	SH		SOLE		0	0	3,819
ALIBABA GROUP HLDG LTD SPONSORED ADS	ADR	01609W102	35,236	400	SH		SOLE		0	0	400
CITIZENS FINL GROUP INC COM	Stock	174610105	24,016	610	SH		SOLE		0	0	610
C H ROBINSON WORLDWIDE INC COM NEW	Stock	12541W209	23,806	260	SH		SOLE		0	0	260
EMCOR GROUP INC COM	Stock	29084Q100	28,141	190	SH		SOLE		0	0	190
GARTNER INC COM	Stock	366651107	220,172	655	SH		SOLE		0	0	655
LAM RESEARCH CORP COM	Stock	512807108	2,942	7	SH		SOLE		0	0	7
PHILIP MORRIS INTL INC COM	Stock	718172109	16,700	165	SH		SOLE		0	0	165
SYNOPSYS INC COM	Stock	871607107	64,177	201	SH		SOLE		0	0	201
PNC FINL SVCS GROUP INC COM	Stock	693475105	435,283	2,756	SH		SOLE		0	0	2,756
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	905,707	12,588	SH		SOLE		0	0	12,588
BERKLEY W R CORP COM	Stock	084423102	14,514	200	SH		SOLE		0	0	200
ALTRIA GROUP INC COM	Stock	02209S103	7,542	165	SH		SOLE		0	0	165
DOMINION ENERGY INC COM	Stock	25746U109	343,331	5,599	SH		SOLE		0	0	5,599
CADENCE DESIGN SYSTEM INC COM	Stock	127387108	32,128	200	SH		SOLE		0	0	200
AGILENT TECHNOLOGIES INC COM	Stock	00846U101	22,448	150	SH		SOLE		0	0	150
EXXON MOBIL CORP COM	Stock	30231G102	3,482,502	31,573	SH		SOLE		1,340	0	30,233
UNITEDHEALTH GROUP INC COM	Stock	91324P102	445,351	840	SH		SOLE		0	0	840
TRAVELERS COMPANIES INC COM	Stock	89417E109	18,749	100	SH		SOLE		0	0	100
LOWES COS INC COM	Stock	548661107	139,468	700	SH		SOLE		0	0	700
DEERE & CO COM	Stock	244199105	39,875	93	SH		SOLE		0	0	93
ISHARES MSCI ACWI ETF	ETF	464288257	715,199	8,426	SH		SOLE		0	0	8,426
COLGATE PALMOLIVE CO COM	Stock	194162103	145,762	1,850	SH		SOLE		0	0	1,850
DEVON ENERGY CORP NEW COM	Stock	25179M103	34,692	564	SH		SOLE		0	0	564
UNIVAR SOLUTIONS INC COM	Stock	91336L107	34,344	1,080	SH		SOLE		0	0	1,080
NOVO-NORDISK A S ADR	ADR	670100205	33,429	247	SH		SOLE		0	0	247
WESTROCK CO COM	Stock	96145D105	4,465	127	SH		SOLE		0	0	127
KRAFT HEINZ CO COM	Stock	500754106	30,166	741	SH		SOLE		33	0	708
PAYPAL HLDGS INC COM	Stock	70450Y103	19,229	270	SH		SOLE		0	0	270
HELIUS MED TECHNOLOGIES INC COM CL A NEW	Stock	42328V504	37	122	SH		SOLE		0	0	122
SCHWAB CHARLES CORP COM	Stock	808513105	128,803	1,547	SH		SOLE		0	0	1,547
CROWN CASTLE INC COM	REIT	22822V101	31,197	230	SH		SOLE		0	0	230
BLACKROCK INC COM	Stock	09247X101	474,073	669	SH		SOLE		0	0	669
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	2,903	12	SH		SOLE		0	0	12
ISHARES MSCI EAFE ETF	ETF	464287465	10,568	161	SH		SOLE		0	0	161
APPLE INC	Stock	037833100	20,678,100	159,148	SH		SOLE		16,375	0	142,773
GSK PLC SPONSORED ADR	ADR	37733W204	2,811	80	SH		SOLE		0	0	80
WEC ENERGY GROUP INC COM	Stock	92939U106	14,064	150	SH		SOLE		0	0	150
ABBOTT LABS COM	Stock	002824100	599,014	5,456	SH		SOLE		0	0	5,456
DISNEY WALT CO	Stock	254687106	1,240,212	14,275	SH		SOLE		0	0	14,275
BOOKING HOLDINGS INC COM	Stock	09857L108	6,517,416	3,234	SH		SOLE		0	0	3,234
PURE STORAGE INC CL A	Stock	74624M102	23,281	870	SH		SOLE		0	0	870
MARSH & MCLENNAN COS INC COM	Stock	571748102	69,502	420	SH		SOLE		0	0	420
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	48,225	318	SH		SOLE		0	0	318
3M Co.	COM	88579Y101	1,829	15,253	SH		SOLE		0	0	15,253
ABB LTD-Sponsored Adr	COM	000375204	602	19,749	SH		SOLE		0	0	19,749
AMD Corp	COM	007903107	486	7,504	SH		SOLE		0	0	7,504
AMGEN INC COM	COM	031162100	21,281	81,025	SH		SOLE		0	0	81,025
AT&T INC COM	COM	00206R102	1,022	55,518	SH		SOLE		0	0	55,518
Abbott Laboratories	COM	002824100	2,393	21,800	SH		SOLE		0	0	21,800
Abbvie Inc	COM	00287Y109	11,582	71,665	SH		SOLE		0	0	71,665
Accenture PLC Ireland	COM	G1151C101	619	2,319	SH		SOLE		0	0	2,319
Aflac Inc	COM	001055102	1,802	25,047	SH		SOLE		0	0	25,047
Air Prods & Chems Inc	COM	009158106	1,143	3,707	SH		SOLE		0	0	3,707
Align Technology Inc Com	COM	016255101	3,330	15,790	SH		SOLE		0	0	15,790
Alphabet Inc Cl A	COM	02079K305	40,982	464,485	SH		SOLE		0	0	464,485
Alphabet Inc Cl C	COM	02079K107	8,117	91,485	SH		SOLE		0	0	91,485
Amazon Inc	COM	023135106	8,502	101,217	SH		SOLE		0	0	101,217
Amcor Plc Registered Shs	COM	G0250X107	141	11,840	SH		SOLE		0	0	11,840
American Electric Power	COM	025537101	541	5,694	SH		SOLE		0	0	5,694
American Express Co	COM	025816109	6,041	40,886	SH		SOLE		0	0	40,886
Ameriprise Finl Inc	COM	03076C106	411	1,320	SH		SOLE		0	0	1,320
Analog Devices	COM	032654105	824	5,025	SH		SOLE		0	0	5,025
Apple Inc	COM	037833100	74,135	570,573	SH		SOLE		0	0	570,573
Applied Materials Inc	COM	038222105	2,132	21,891	SH		SOLE		0	0	21,891
Ares Cap Corp Com	COM	04010L103	702	38,000	SH		SOLE		0	0	38,000
Arthur J Gallagher & Co	COM	363576109	791	4,195	SH		SOLE		0	0	4,195
Automatic Data Processing Inc	COM	053015103	3,004	12,578	SH		SOLE		0	0	12,578
Ball Corp	COM	058498106	281	5,500	SH		SOLE		0	0	5,500
Bank of America Corp	COM	060505104	398	12,003	SH		SOLE		0	0	12,003
Bank of Montreal	COM	063671101	11,597	128,000	SH		SOLE		0	0	128,000
Barings Corporate Invs	COM	06759X107	211	15,102	SH		SOLE		0	0	15,102
Becton Dickinson Corp	COM	075887109	13,534	53,221	SH		SOLE		0	0	53,221
Berkshire Hathaway Inc Cl A	COM	084670108	469	1	SH		SOLE		0	0	1
Berkshire Hathaway Inc Del Cl	COM	084670702	41,038	132,851	SH		SOLE		0	0	132,851
Blackrock Inc Com	COM	09247X101	15,713	22,174	SH		SOLE		0	0	22,174
Blackstone Group Inc Com Cl A	COM	09260D107	7,687	103,607	SH		SOLE		0	0	103,607
Block Inc Cl A	COM	852234103	6,463	102,846	SH		SOLE		0	0	102,846
Boeing Co	COM	097023105	342	1,794	SH		SOLE		0	0	1,794
Booking Holdings Inc Com	COM	09857L108	15,754	7,817	SH		SOLE		0	0	7,817
Bristol Myers Squibb	COM	110122108	1,556	21,625	SH		SOLE		0	0	21,625
CATERPILLAR INC COM	COM	149123101	1,445	6,030	SH		SOLE		0	0	6,030
CME Group Inc	COM	12572Q105	1,123	6,679	SH		SOLE		0	0	6,679
CSX Corporation	COM	126408103	397	12,815	SH		SOLE		0	0	12,815
CVS Health Corp	COM	126650100	35,076	376,389	SH		SOLE		0	0	376,389
Capital Group Glbl Growth Equi	COM	14020X104	14,642	696,897	SH		SOLE		0	0	696,897
Capital One Financial Corp.	COM	14040H105	336	3,616	SH		SOLE		0	0	3,616
Carrier Global Corp	COM	14448C104	237	5,735	SH		SOLE		0	0	5,735
Charles Schwab Corp	COM	808513105	316	3,792	SH		SOLE		0	0	3,792
Chevron Corp	COM	166764100	1,993	11,105	SH		SOLE		0	0	11,105
Chubb Corporation	COM	H1467J104	22,050	99,952	SH		SOLE		0	0	99,952
Cigna Corp New Com	COM	125523100	255	770	SH		SOLE		0	0	770
Cisco	COM	17275R102	20,838	437,412	SH		SOLE		0	0	437,412
Clorox Co	COM	189054109	528	3,760	SH		SOLE		0	0	3,760
Coca-Cola Co	COM	191216100	1,266	19,905	SH		SOLE		0	0	19,905
Colgate Palmolive	COM	194162103	1,306	16,578	SH		SOLE		0	0	16,578
Comcast Cl A	COM	20030N101	970	27,742	SH		SOLE		0	0	27,742
ConocoPhillips	COM	20825C104	432	3,659	SH		SOLE		0	0	3,659
Constellation Brands-A	COM	21036P108	4,463	19,256	SH		SOLE		0	0	19,256
Corning Inc	COM	219350105	5,615	175,803	SH		SOLE		0	0	175,803
Corteva Inc Com	COM	22052L104	448	7,618	SH		SOLE		0	0	7,618
Costco Warehouse Corp	COM	22160K105	3,422	7,497	SH		SOLE		0	0	7,497
Cummins Inc	COM	231021106	19,360	79,903	SH		SOLE		0	0	79,903
DOMINION ENERGY INC COM	COM	25746U109	1,323	21,580	SH		SOLE		0	0	21,580
Danaher Corp Del	COM	235851102	780	2,939	SH		SOLE		0	0	2,939
Deere & Co	COM	244199105	635	1,480	SH		SOLE		0	0	1,480
Diageo PLC Sponsored ADR	COM	25243Q205	229	1,285	SH		SOLE		0	0	1,285
Dimentioanal US Core Equity 2	COM	25434V708	672	27,689	SH		SOLE		0	0	27,689
Dimentioanal US Target Value E	COM	25434V609	312	7,099	SH		SOLE		0	0	7,099
Dollar Gen Corp New Com	COM	256677105	387	1,572	SH		SOLE		0	0	1,572
Dow Inc Com	COM	260557103	292	5,801	SH		SOLE		0	0	5,801
Duke Energy Corp	COM	26441C204	399	3,878	SH		SOLE		0	0	3,878
Dupont De Nemours Inc Com	COM	26614N102	331	4,820	SH		SOLE		0	0	4,820
Eaton Corp PLC	COM	G29183103	1,508	9,607	SH		SOLE		0	0	9,607
Elevance Health Inc	COM	036752103	361	703	SH		SOLE		0	0	703
Eli Lilly & Company	COM	532457108	659	1,802	SH		SOLE		0	0	1,802
Emerson Electric	COM	291011104	1,438	14,975	SH		SOLE		0	0	14,975
Entergy Corp	COM	29364G103	256	2,276	SH		SOLE		0	0	2,276
Enterprise Product Partners	COM	293792107	424	17,570	SH		SOLE		0	0	17,570
Eversource Energy	COM	30040W108	1,581	18,852	SH		SOLE		0	0	18,852
ExxonMobil Corp	COM	30231G102	16,776	152,094	SH		SOLE		0	0	152,094
FS Energy & Power Fund	COM	PER302582	55	14,405	SH		SOLE		0	0	14,405
First American Financial Corp	COM	31847R102	10,960	209,408	SH		SOLE		0	0	209,408
First Rep Bx San Fran CA	COM	33616C100	9,337	76,602	SH		SOLE		0	0	76,602
Fiserv Inc	COM	337738108	458	4,534	SH		SOLE		0	0	4,534
Floor & Decor Holdings Inc	COM	339750101	12,640	181,527	SH		SOLE		0	0	181,527
Fortive Corp	COM	34959J108	14,354	223,412	SH		SOLE		0	0	223,412
Freedom Environmental Services	COM	35637A203	0	12,000	SH		SOLE		0	0	12,000
Gartner Inc	COM	366651107	489	1,455	SH		SOLE		0	0	1,455
General Electric	COM	369604301	644	7,682	SH		SOLE		0	0	7,682
General Mills Inc	COM	370334104	19,417	231,569	SH		SOLE		0	0	231,569
Gilead Sciences Inc	COM	375558103	336	3,916	SH		SOLE		0	0	3,916
Goldman Sachs	COM	38141G104	544	1,583	SH		SOLE		0	0	1,583
Hershey Foods	COM	427866108	254	1,095	SH		SOLE		0	0	1,095
Home Depot Inc	COM	437076102	6,373	20,177	SH		SOLE		0	0	20,177
Honeywell Intl	COM	438516106	1,847	8,619	SH		SOLE		0	0	8,619
IBM	COM	459200101	1,235	8,767	SH		SOLE		0	0	8,767
IIShares CORE MSCI Emerging Mk	COM	46434G103	11,015	235,875	SH		SOLE		0	0	235,875
ISHARES TR FALLEN ANGELS USD B	COM	46435G474	7,366	299,306	SH		SOLE		0	0	299,306
IShares Core S&P 500	COM	464287200	1,764	4,592	SH		SOLE		0	0	4,592
IShares Core S&P US Growth	COM	464287671	391	4,795	SH		SOLE		0	0	4,795
IShares Core S&P US Value	COM	464287663	324	4,590	SH		SOLE		0	0	4,590
IShares EAFE ETF	COM	464287465	532	8,099	SH		SOLE		0	0	8,099
IShares Russel 1000 Value	COM	464287598	283	1,869	SH		SOLE		0	0	1,869
IShares Select Divid ETF	COM	464287168	248	2,055	SH		SOLE		0	0	2,055
IShares USA ESG SLC ETF	COM	464288802	1,178	14,308	SH		SOLE		0	0	14,308
Illinois Tool Works Inc	COM	452308109	1,500	6,811	SH		SOLE		0	0	6,811
Intel Corp	COM	458140100	6,923	261,951	SH		SOLE		0	0	261,951
Invesco QQQ TR Unit Ser 1	COM	004609107	432	1,623	SH		SOLE		0	0	1,623
Ishares MSCI KLD 400 Social ET	COM	464288570	1,262	17,577	SH		SOLE		0	0	17,577
Ishares Tr MSCI ACWI	COM	464288257	715	8,426	SH		SOLE		0	0	8,426
Ishares Tr Russell 1000 GRW ET	COM	464287614	448	2,093	SH		SOLE		0	0	2,093
Ishares Tr Russell 2000 ETF	COM	464287655	1,128	6,469	SH		SOLE		0	0	6,469
Ishares Tr Russell 2000 GROWTH	COM	464287648	441	2,055	SH		SOLE		0	0	2,055
Ishares Tr Russell 2000 VALUE	COM	464287630	342	2,467	SH		SOLE		0	0	2,467
JP MORGAN CHASE & CO COM	COM	46625H100	27,404	204,353	SH		SOLE		0	0	204,353
JP Morgan Diversified Return	COM	46641Q407	63,732	672,421	SH		SOLE		0	0	672,421
Johnson & Johnson	COM	478160104	29,888	169,193	SH		SOLE		0	0	169,193
Kimberly-Clark Corp	COM	494368103	1,216	8,954	SH		SOLE		0	0	8,954
L3Harris Technologies Inc com	COM	502431109	1,730	8,308	SH		SOLE		0	0	8,308
Linde PLC	COM	G5494J103	564	1,730	SH		SOLE		0	0	1,730
Lockheed Martin Corp	COM	539830109	1,216	2,500	SH		SOLE		0	0	2,500
Lowes Cos Inc	COM	548661107	501	2,517	SH		SOLE		0	0	2,517
Lululemaon Athletica	COM	550021109	2,247	7,013	SH		SOLE		0	0	7,013
M & T Bk Corp	COM	55261F104	2,321	16,001	SH		SOLE		0	0	16,001
Magellan Midstream Partners	COM	559080106	266	5,300	SH		SOLE		0	0	5,300
Marriott Intl Cl A	COM	571903202	238	1,600	SH		SOLE		0	0	1,600
Mastercard, Inc	COM	57636Q104	740	2,128	SH		SOLE		0	0	2,128
McCormick Co	COM	579780206	531	6,402	SH		SOLE		0	0	6,402
McDonald's Corp	COM	580135101	4,388	16,650	SH		SOLE		0	0	16,650
Medtronic PLC SHS	COM	G5960L103	2,355	30,301	SH		SOLE		0	0	30,301
Merck & Co	COM	58933Y105	4,228	38,111	SH		SOLE		0	0	38,111
Meta Platforms, Inc.	COM	30303M102	12,288	102,107	SH		SOLE		0	0	102,107
Microsoft Corp	COM	594918104	21,014	87,624	SH		SOLE		0	0	87,624
Mondelez Intl Inc	COM	609207105	204	3,067	SH		SOLE		0	0	3,067
Morgan Stanley	COM	617446448	309	3,638	SH		SOLE		0	0	3,638
Nestle A	COM	641069406	202	1,750	SH		SOLE		0	0	1,750
Netflix Inc	COM	64110L106	16,501	55,959	SH		SOLE		0	0	55,959
Nextera Energy Inc Com	COM	65339F101	3,674	43,946	SH		SOLE		0	0	43,946
Nike Inc	COM	654106103	1,756	15,003	SH		SOLE		0	0	15,003
Norfolk Southern Corp	COM	655844108	994	4,033	SH		SOLE		0	0	4,033
Northwest Bancshares Inc MD Co	COM	667340103	2,110	150,930	SH		SOLE		0	0	150,930
Novartis AG Sponsored Adr	COM	66987V109	501	5,517	SH		SOLE		0	0	5,517
Novo-Nordisk A S	COM	670100205	17,930	132,483	SH		SOLE		0	0	132,483
Novozymes A/S Sponsored ADR	COM	670108109	252	5,000	SH		SOLE		0	0	5,000
Nushares ESG Large-Cap Value E	COM	67092P300	2,185	63,813	SH		SOLE		0	0	63,813
ORACLE CORP COM	COM	68389X105	13,031	159,415	SH		SOLE		0	0	159,415
Old Dominion Freight Line Inc	COM	679580100	639	2,250	SH		SOLE		0	0	2,250
Otis Worldwide Corp	COM	68902V107	222	2,834	SH		SOLE		0	0	2,834
Palo Alto Networks Inc Com	COM	697435105	8,823	63,231	SH		SOLE		0	0	63,231
Pepsico Inc	COM	713448108	16,229	89,832	SH		SOLE		0	0	89,832
Pfizer Inc	COM	717081103	8,725	170,270	SH		SOLE		0	0	170,270
Pnc Finl Svcs Group	COM	693475105	505	3,196	SH		SOLE		0	0	3,196
Procter & Gamble	COM	742718109	30,448	200,900	SH		SOLE		0	0	200,900
Public Svc Enterprise Group In	COM	744573106	377	6,150	SH		SOLE		0	0	6,150
Qualcomm INC	COM	747525103	12,826	116,664	SH		SOLE		0	0	116,664
Rayonier Inc	COM	754907103	256	7,780	SH		SOLE		0	0	7,780
Raytheon Technologies	COM	075513105	1,403	13,904	SH		SOLE		0	0	13,904
Resmed Inc	COM	761152107	4,362	20,960	SH		SOLE		0	0	20,960
Ross Stores, Inc	COM	778296103	875	7,536	SH		SOLE		0	0	7,536
SPDR Port Develpoed World ES-U	COM	78463X889	13,570	457,057	SH		SOLE		0	0	457,057
SPDR S&P 400 Mid-Cap ETF	COM	78464A847	9,263	217,942	SH		SOLE		0	0	217,942
SPDR S&P 500 ESG ETF	COM	78468R531	396	10,798	SH		SOLE		0	0	10,798
SPDR S&P 500 ETF	COM	78464A854	90,386	2,009,470	SH		SOLE		0	0	2,009,470
SPDR S&P 500 Tr Tr Unit ETF	COM	78462F103	11,134	29,114	SH		SOLE		0	0	29,114
SPDR S&P 600 Small-Cap	COM	78468R853	10,857	293,662	SH		SOLE		0	0	293,662
SPDR S&P Emerging Mkts	COM	78463X509	25,509	773,926	SH		SOLE		0	0	773,926
SPDR Ser TR Barclays Conv SECS	COM	78464A359	13,591	211,237	SH		SOLE		0	0	211,237
Salesforce.com	COM	79466L302	2,407	18,150	SH		SOLE		0	0	18,150
Schlumberger Ltd	COM	806857108	38,848	726,668	SH		SOLE		0	0	726,668
Schwab Strategic Tr US Dividen	COM	808524797	253	3,346	SH		SOLE		0	0	3,346
Seagate Technology PLC	COM	G7997R103	233	4,420	SH		SOLE		0	0	4,420
Select Sector Spdr Tr Energy	COM	81369Y506	383	4,375	SH		SOLE		0	0	4,375
Select Sector Spdr Tr SBI HEal	COM	81369Y209	3,819	28,114	SH		SOLE		0	0	28,114
Select Sector Spdr Tr Technolo	COM	81369Y803	349	2,801	SH		SOLE		0	0	2,801
Smith A O Corp	COM	831865209	2,243	39,188	SH		SOLE		0	0	39,188
Southern Co Com	COM	842587107	360	5,037	SH		SOLE		0	0	5,037
Starbucks Corp	COM	855244109	558	5,630	SH		SOLE		0	0	5,630
Store Cap Corp	COM	862121100	12,180	379,908	SH		SOLE		0	0	379,908
Stryker Corp	COM	863667101	473	1,935	SH		SOLE		0	0	1,935
TJX Companies Inc.	COM	872540109	8,161	102,522	SH		SOLE		0	0	102,522
Taiwan Semiconductor-ADR	COM	874039100	713	9,574	SH		SOLE		0	0	9,574
Target Corp	COM	087612110	1,046	7,021	SH		SOLE		0	0	7,021
Texas Instruments	COM	882508104	1,606	9,721	SH		SOLE		0	0	9,721
Thermo Fisher Scientific Inc	COM	883556102	258	468	SH		SOLE		0	0	468
Trane Technologies PLC Shs	COM	G8994E103	652	3,880	SH		SOLE		0	0	3,880
UNION PACIFIC CORP COM	COM	907818108	2,258	10,905	SH		SOLE		0	0	10,905
US BANCORP COM	COM	902973304	210	4,816	SH		SOLE		0	0	4,816
Uber Technologies Inc Com	COM	90353T100	8,202	331,679	SH		SOLE		0	0	331,679
United Healthgroup Inc	COM	91324P102	11,176	21,079	SH		SOLE		0	0	21,079
United Parcel Svc Cl B	COM	911312106	242	1,392	SH		SOLE		0	0	1,392
Vaneck Oil Svcs	COM	92189H607	265	873	SH		SOLE		0	0	873
Vanguard Dividend Appreciation	COM	921908844	3,579	23,570	SH		SOLE		0	0	23,570
Vanguard Emerging Market ETF	COM	922042858	680	17,445	SH		SOLE		0	0	17,445
Vanguard FTSE Developed Mkts E	COM	921943858	4,010	95,542	SH		SOLE		0	0	95,542
Vanguard Growth ETF	COM	922908736	2,237	10,497	SH		SOLE		0	0	10,497
Vanguard Healthcare	COM	92204A504	416	1,676	SH		SOLE		0	0	1,676
Vanguard Information Tech ETF	COM	92204A702	368	1,153	SH		SOLE		0	0	1,153
Vanguard Intl Dividend ETF	COM	921946810	648	9,303	SH		SOLE		0	0	9,303
Vanguard Mid-Cap ETF	COM	922908629	23,873	117,133	SH		SOLE		0	0	117,133
Vanguard Real Estate Index Fd	COM	922908553	299	3,631	SH		SOLE		0	0	3,631
Vanguard Small-Cap ETF	COM	922908751	16,911	92,138	SH		SOLE		0	0	92,138
Vanguard Total Stk Mkt	COM	922908769	330	1,726	SH		SOLE		0	0	1,726
Vanguard Value ETF	COM	922908744	870	6,196	SH		SOLE		0	0	6,196
Vanguard World ESG Intl StkTK	COM	921910725	923	18,757	SH		SOLE		0	0	18,757
Vanguard World ESG US Stock ET	COM	921910733	1,290	19,588	SH		SOLE		0	0	19,588
Verizon Communications	COM	92343V104	15,124	383,857	SH		SOLE		0	0	383,857
Visa Inc Cls A	COM	92826C839	5,466	26,311	SH		SOLE		0	0	26,311
Vontier Corp	COM	928881101	784	40,559	SH		SOLE		0	0	40,559
Wal-Mart Stores Inc	COM	931142103	9,087	64,086	SH		SOLE		0	0	64,086
Walt Disney	COM	254687106	2,706	31,147	SH		SOLE		0	0	31,147
Warner Bros Discovery Inc Com	COM	934423104	106	11,209	SH		SOLE		0	0	11,209
Waste Mgmt Inc	COM	94106L109	300	1,915	SH		SOLE		0	0	1,915
Wells Fargo & Co	COM	949746101	12,263	297,003	SH		SOLE		0	0	297,003
YUM Brands Inc	COM	988498101	359	2,800	SH		SOLE		0	0	2,800
Zimmer Biomet Hldgs Inc	COM	98956P102	9,149	71,760	SH		SOLE		0	0	71,760
Capital Group Core Plus Income	ETF	14020Y102	363	16,305	SH		SOLE		0	0	16,305
Capital Group US Multi-Sector	ETF	14020Y300	7,149	278,078	SH		SOLE		0	0	278,078
INVESCO EXCHANGE-TRADED FD TR	ETF	046138111	383	13,316	SH		SOLE		0	0	13,316
ISHARES TR ESG AWARE 1-5 YR US	ETF	46435G243	3,181	133,842	SH		SOLE		0	0	133,842
ISHARES TR MBS ETF	ETF	464288588	37,436	403,620	SH		SOLE		0	0	403,620
ISHARES TR N Y MUNI BD ETF FD	ETF	464288323	1,171	22,355	SH		SOLE		0	0	22,355
ISHARES TR NATL MUN BD ETF FD	ETF	464288414	6,980	66,150	SH		SOLE		0	0	66,150
ISHARES TR PFD & INCOME SECS E	ETF	464288687	2,425	79,416	SH		SOLE		0	0	79,416
ISHARES TR U S TREAS BD ETF	ETF	46429B267	8,528	375,334	SH		SOLE		0	0	375,334
IShares TR CMBS ETF	ETF	46429B366	21,618	470,884	SH		SOLE		0	0	470,884
Janus Henderson AAA CLO ETF	ETF	47103U845	28,161	571,676	SH		SOLE		0	0	571,676
PIMCO Enhanced Short Maturity	ETF	72201R643	2,453	25,310	SH		SOLE		0	0	25,310
SPDR Bloomberg 1-3 Mnth T Bill	ETF	78468R663	204	2,228	SH		SOLE		0	0	2,228
SPDR Bloomberg Invt Grade FLTG	ETF	78468R200	6,019	198,045	SH		SOLE		0	0	198,045
SPDR SER TR BLOOMBERG 1-10 YR	ETF	78468R861	6,075	329,289	SH		SOLE		0	0	329,289
SPDR SER TR BLOOMBERG BARCLAYS	ETF	78464A375	15,712	493,636	SH		SOLE		0	0	493,636
SPDR SER TR NUVEEN BLOOMBERG M	ETF	78468R721	1,426	31,249	SH		SOLE		0	0	31,249
SPDR SER TR NUVEEN BLOOMBERG S	ETF	78468R739	4,743	100,960	SH		SOLE		0	0	100,960
SPDR SER TR PORTFOLIO CORPORAT	ETF	78464A144	75,949	2,676,138	SH		SOLE		0	0	2,676,138
SPDR SER TR PORTFOLIO INTER TE	ETF	78464A672	8,009	283,593	SH		SOLE		0	0	283,593
SPDR SER TR PORTFOLIO MTG BKD	ETF	78464A383	14,847	684,205	SH		SOLE		0	0	684,205
SPDR SER TR PORTFOLIO TIPS ETF	ETF	78464A656	10,459	406,034	SH		SOLE		0	0	406,034
SPDR SER TR SPDR ICE PFD SEC E	ETF	78464A292	2,089	63,641	SH		SOLE		0	0	63,641
Vanguard BD Idx Ultra Short	ETF	92203C303	7,533	153,740	SH		SOLE		0	0	153,740
Vanguard Bd Index Fd Inc Total	ETF	921937835	904	12,587	SH		SOLE		0	0	12,587
Vanguard Interm Corp Bond ETF	ETF	92206C870	32,611	420,731	SH		SOLE		0	0	420,731
Vanguard Scottsdale FDS Shrt-T	ETF	92206C102	23,605	408,244	SH		SOLE		0	0	408,244
Vanguard Scottsdale Fds Mtg Ba	ETF	92206C771	4,136	90,858	SH		SOLE		0	0	90,858
Vanguard Short Term BD ETF	ETF	921937827	6,587	87,500	SH		SOLE		0	0	87,500
Vanguard Short Term Corp Bond	ETF	92206C409	277	3,690	SH		SOLE		0	0	3,690
Vanguard World ESG US Corp Bon	ETF	921910691	829	13,668	SH		SOLE		0	0	13,668
AMERICAN GROWTH FUND OF AMERIC	ETF	399874825	376	7,626	SH		SOLE		0	0	7,626
AMERICAN NEW PERSPECTIVE FUND	ETF	648018828	611	12,980	SH		SOLE		0	0	12,980
Fidelity Contra Fund	ETF	316071109	853	70,515	SH		SOLE		0	0	70,515
JOHN HANCOCK REGIONAL BANK FUN	ETF	409905106	641	23,792	SH		SOLE		0	0	23,792
VANGUARD DIVIDEND APPRECIATION	ETF	921908828	336	8,150	SH		SOLE		0	0	8,150