ST Germain D J 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON.COM	Stock	023135106	18,469,216	99,121	SH		SOLE		9,997	0	89,124
ISHARES MORNINGSTAR VALUE ETF	ETF	464288109	39,292	478	SH		SOLE		0	0	478
PARAMOUNT GLOBAL CLASS B COM	Stock	92556H206	1,827	172	SH		SOLE		0	0	172
PRUDENTIAL FINL INC COM	Stock	744320102	65,031	537	SH		SOLE		0	0	537
UNDER ARMOUR INC CL A	Stock	904311107	624	70	SH		SOLE		0	0	70
HEWLETT PACKARD ENTERPRISE CO COM	Stock	42824C109	25,882	1,265	SH		SOLE		0	0	1,265
SEALED AIR CORP NEW COM	Stock	81211K100	13,177	363	SH		SOLE		0	0	363
ULTA BEAUTY INC COM	Stock	90384S303	7,004	18	SH		SOLE		0	0	18
INVESCO QQQ TRUST SERIES I	ETF	46090E103	635,467	1,302	SH		SOLE		0	0	1,302
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	493,511	2,186	SH		SOLE		0	0	2,186
STARBUCKS CORP COM	Stock	855244109	680,578	6,981	SH		SOLE		0	0	6,981
SEMPRA COM	Stock	816851109	11,123	133	SH		SOLE		0	0	133
PUBLIC SVC ENTERPRISE GRP INC COM	Stock	744573106	564,342	6,326	SH		SOLE		0	0	6,326
PAN AMERN SILVER CORP COM	Stock	697900108	3,903	187	SH		SOLE		0	0	187
OLD REP INTL CORP COM	Stock	680223104	7,438	210	SH		SOLE		0	0	210
BLOCK INC CL A	Stock	852234103	7,177,137	106,914	SH		SOLE		0	0	106,914
NUVEEN MASSACHUSETS QLT MUN FD COM	CEF	67061E104	11,633	996	SH		SOLE		0	0	996
SPDR PORTFOLIO AGGREGATE BOND ETF	ETF	78464A649	56,018	2,143	SH		SOLE		0	0	2,143
ELEVANCE HEALTH INC COM	Stock	036752103	439,920	846	SH		SOLE		0	0	846
ISHARES GOLD TRUST	ETF	464285204	50	1	SH		SOLE		0	0	1
DOLLAR GEN CORP NEW COM	Stock	256677105	106,727	1,262	SH		SOLE		0	0	1,262
SPDR PORTFOLIO INTERMEDIATE TERM TREASURY ETF	ETF	78464A672	3,552,120	122,234	SH		SOLE		0	0	122,234
HUBBELL INC COM	Stock	443510607	10,280	24	SH		SOLE		0	0	24
TRIPADVISOR INC COM	Stock	896945201	1,449	100	SH		SOLE		0	0	100
JOHN HANCOCK MULTIFACTOR LARGE CAP ETF	ETF	47804J107	10,713	154	SH		SOLE		0	0	154
JOHNSON & JOHNSON	Stock	478160104	25,380,703	156,613	SH		SOLE		5,783	0	150,830
SEAGATE TECHNOLOGY HLDNGS PLC ORD SHS	Stock	G7997R103	430,453	3,930	SH		SOLE		0	0	3,930
EATON VANCE TAX ADVT DIV INCM COM	CEF	27828G107	7,234	293	SH		SOLE		0	0	293
WASTE MGMT INC DEL COM	Stock	94106L109	377,209	1,817	SH		SOLE		0	0	1,817
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	1,554,548	5,490	SH		SOLE		0	0	5,490
OLIN CORP COM PAR $1	Stock	680665205	52,682	1,098	SH		SOLE		0	0	1,098
INVESCO WATER RESOURCES ETF	ETF	46137V142	154,130	2,185	SH		SOLE		0	0	2,185
VANGUARD EXTENDED MARKET ETF	ETF	922908652	27,299	150	SH		SOLE		0	0	150
VANGUARD ENERGY ETF	ETF	92204A306	12,859	105	SH		SOLE		0	0	105
DEXCOM INC COM	Stock	252131107	8,514	127	SH		SOLE		0	0	127
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF	ETF	921946810	2,957,292	33,499	SH		SOLE		0	0	33,499
JPMORGAN DIVERSIFIED RETURN USE EQUITY	ETF	46641Q407	55,730,959	465,682	SH		SOLE		0	0	465,682
COSTCO WHSL CORP NEW COM	Stock	22160K105	6,584,184	7,427	SH		SOLE		0	0	7,427
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	30,589	667	SH		SOLE		0	0	667
GOLDMAN SACHS GROUP INC COM	Stock	38141G104	739,892	1,494	SH		SOLE		0	0	1,494
SPDR NUVEEN BLOOMBERG SHORT TERM MUNICIPAL BOND ETF	ETF	78468R739	2,661,998	55,297	SH		SOLE		0	0	55,297
WATSCO INC COM	Stock	942622200	9,838	20	SH		SOLE		0	0	20
DIODES INC COM	Stock	254543101	4,807	75	SH		SOLE		0	0	75
ISHARES MSCI KLD 400 SOCIAL ETF	ETF	464288570	4,050,796	37,235	SH		SOLE		0	0	37,235
SHELL PLC SPON ADS	ADR	780259305	290,708	4,408	SH		SOLE		0	0	4,408
TELEDYNE TECHNOLOGIES INC COM	Stock	879360105	9,191	21	SH		SOLE		0	0	21
YUM BRANDS INC COM	Stock	988498101	421,924	3,020	SH		SOLE		0	0	3,020
OLD DOMINION FREIGHT LINE INC COM	Stock	679580100	595,920	3,000	SH		SOLE		0	0	3,000
ISHARES MORNINGSTAR SMALL CAP VALUE ETF	ETF	464288703	22,282	351	SH		SOLE		0	0	351
BOSTON SCIENTIFIC CORP COM	Stock	101137107	161,147	1,923	SH		SOLE		0	0	1,923
REAL ESTATE SELECT SECTOR SPDR FUND	ETF	81369Y860	2,948	66	SH		SOLE		0	0	66
PROCTER AND GAMBLE	Stock	742718109	33,802,829	195,166	SH		SOLE		0	0	195,166
COCA COLA CO COM	Stock	191216100	1,556,919	21,666	SH		SOLE		0	0	21,666
GENERAL MLS INC COM	Stock	370334104	19,459,823	263,505	SH		SOLE		0	0	263,504
ENTERPRISE PRODS PARTNERS L P COM	Stock	293792107	540,573	18,570	SH		SOLE		0	0	18,570
AMEREN CORP COM	Stock	023608102	20,291	232	SH		SOLE		0	0	232
OCCIDENTAL PETE CORP COM	Stock	674599105	84,423	1,638	SH		SOLE		0	0	1,638
ISHARES NEW YORK MUNI BOND ETF	ETF	464288323	398,511	7,335	SH		SOLE		0	0	7,335
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF	ETF	46138J825	12,906	625	SH		SOLE		0	0	625
UNITED PARCEL SERVICE INC CL B	Stock	911312106	211,463	1,551	SH		SOLE		0	0	1,551
INGEVITY CORP COM	Stock	45688C107	468	12	SH		SOLE		0	0	12
COHEN & STEERS REIT & PFD & IN COM	CEF	19247X100	2,959	125	SH		SOLE		0	0	125
MARRIOTT INTL INC NEW CL A	Stock	571903202	895,457	3,602	SH		SOLE		0	0	3,602
VANGUARD REAL ESTATE ETF	ETF	922908553	241,504	2,479	SH		SOLE		0	0	2,479
ISHARES MSCI USA ESG SELECT ETF	ETF	464288802	51,879	431	SH		SOLE		0	0	431
CARNIVAL CORP PAIRED CTF	Stock	143658300	1,848	100	SH		SOLE		0	0	100
INTEL CORP	Stock	458140100	4,807,045	204,904	SH		SOLE		15,795	0	189,108
CME GROUP INC COM	Stock	12572Q105	5,917,392	26,818	SH		SOLE		4,863	0	21,955
STATE STR CORP COM	Stock	857477103	237,896	2,689	SH		SOLE		0	0	2,689
MEDTRONIC PLC SHS	Stock	G5960L103	7,157,835	79,505	SH		SOLE		0	0	79,505
CLOROX CO DEL COM	Stock	189054109	648,545	3,981	SH		SOLE		0	0	3,981
FORTIVE CORP COM	Stock	34959J108	19,543,106	247,600	SH		SOLE		0	0	247,600
NETFLIX INC COM	Stock	64110L106	31,780,970	44,808	SH		SOLE		0	0	44,808
ISHARES DOW JONES U.S. ETF	ETF	464287846	50,811	364	SH		SOLE		0	0	364
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST	ETF	78467X109	33,850	80	SH		SOLE		0	0	80
PAYCHEX INC COM	Stock	704326107	127,346	949	SH		SOLE		0	0	949
MEDICAL PPTYS TRUST INC COM	REIT	58463J304	8,190	1,400	SH		SOLE		0	0	1,400
SEI INVTS CO COM	Stock	784117103	2,422	35	SH		SOLE		0	0	35
EQUITY RESIDENTIAL SH BEN INT	REIT	29476L107	2,532	34	SH		SOLE		0	0	34
TETRA TECH INC NEW COM	Stock	88162G103	46,924	995	SH		SOLE		0	0	995
WATERS CORP COM	Stock	941848103	12,956	36	SH		SOLE		0	0	36
PROLOGIS INC. COM	REIT	74340W103	2,020	16	SH		SOLE		0	0	16
SUN LIFE FINANCIAL INC. COM	Stock	866796105	37,713	650	SH		SOLE		0	0	650
ISHARES AGENCY BOND ETF	ETF	464288166	52,440	475	SH		SOLE		0	0	475
SANOFI SPONSORED ADR	ADR	80105N105	426,174	7,395	SH		SOLE		0	0	7,395
MERCK & CO INC COM	Stock	58933Y105	4,421,686	38,937	SH		SOLE		0	0	38,937
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	574,169	5,407	SH		SOLE		0	0	5,407
SPDR S&P 500 ETF TRUST	ETF	78462F103	13,825,895	24,097	SH		SOLE		0	0	24,097
MCKESSON CORP COM	Stock	58155Q103	12,855	26	SH		SOLE		0	0	26
THE TRADE DESK INC COM CL A	Stock	88339J105	768	7	SH		SOLE		0	0	7
FIDELITY DIVIDEND ETF FOR RISING RATES	ETF	316092832	191,220	3,713	SH		SOLE		0	0	3,713
MASTERCARD INCORPORATED CL A	Stock	57636Q104	905,629	1,834	SH		SOLE		0	0	1,834
FIRST REP BK SAN FRANCISCO CAL COM	Stock	33616C100	0	28	SH		SOLE		0	0	28
ILLINOIS TOOL WKS INC COM	Stock	452308109	2,029,732	7,745	SH		SOLE		0	0	7,745
COMFORT SYS USA INC COM	Stock	199908104	12,882	33	SH		SOLE		0	0	33
SBA COMMUNICATIONS CORP NEW CL A	REIT	78410G104	1,444	6	SH		SOLE		0	0	6
UNITED RENTALS INC COM	Stock	911363109	204,052	252	SH		SOLE		0	0	252
TYLER TECHNOLOGIES INC COM	Stock	902252105	584	1	SH		SOLE		0	0	1
EMERSON ELEC CO COM	Stock	291011104	1,650,831	15,094	SH		SOLE		0	0	15,094
CORCEPT THERAPEUTICS INC COM	Stock	218352102	46,280	1,000	SH		SOLE		0	0	1,000
ADIENT PLC ORD SHS	Stock	G0084W101	45	2	SH		SOLE		0	0	2
YUM CHINA HLDGS INC COM	Stock	98850P109	113,225	2,515	SH		SOLE		0	0	2,515
WESTERN NEW ENG BANCORP INC COM	Stock	958892101	259,165	30,490	SH		SOLE		0	0	30,490
TD SYNNEX CORPORATION COM	Stock	87162W100	6,724	56	SH		SOLE		0	0	56
GLOBE LIFE INC COM	Stock	37959E102	12,180	115	SH		SOLE		0	0	115
ALLSTATE CORP COM	Stock	020002101	243,890	1,286	SH		SOLE		0	0	1,286
DIAGEO PLC SPON ADR NEW	ADR	25243Q205	180,337	1,285	SH		SOLE		0	0	1,285
LAMB WESTON HLDGS INC COM	Stock	513272104	34,118	527	SH		SOLE		0	0	527
ISHARES TIPS BOND ETF	ETF	464287176	13,809	125	SH		SOLE		0	0	125
NORTHWEST BANCSHARES INC MD COM	Stock	667340103	1,459,410	109,074	SH		SOLE		0	0	109,074
CONDUENT INC COM	Stock	206787103	20	5	SH		SOLE		0	0	5
VERTEX PHARMACEUTICALS INC COM	Stock	92532F100	64,181	138	SH		SOLE		0	0	138
COGNIZANT TECHNOLOGY SOLUTIONS CL A	Stock	192446102	7,178	93	SH		SOLE		0	0	93
BLUEBIRD BIO INC COM	Stock	09609G100	30	57	SH		SOLE		0	0	57
GLOBAL X ROBOTICS & ARTIFICIAL INTELLIGENCE ETF	ETF	37954Y715	12,378	385	SH		SOLE		0	0	385
SMUCKER J M CO COM NEW	Stock	832696405	54,132	447	SH		SOLE		0	0	447
ISHARES U.S. HOME CONSTRUCTION ETF	ETF	464288752	508	4	SH		SOLE		0	0	4
CORNING INC COM	Stock	219350105	7,524,203	166,649	SH		SOLE		27,000	0	139,649
ISHARES S&P 100 ETF	ETF	464287101	2,491	9	SH		SOLE		0	0	9
BANK NEW YORK MELLON CORP COM	Stock	064058100	165,494	2,303	SH		SOLE		0	0	2,303
ISHARES FALLEN ANGELS USD BOND ETF	ETF	46435G474	631,691	23,105	SH		SOLE		0	0	23,105
TEGNA INC COM	Stock	87901J105	6,344	402	SH		SOLE		0	0	402
NUVEEN S&P 500 BUY-WRITE INCOM COM	CEF	6706ER101	2,566	187	SH		SOLE		0	0	187
VERIZON COMMUNICATIONS	Stock	92343V104	16,019,501	356,702	SH		SOLE		0	0	356,702
CODA OCTOPUS GROUP INC COM NEW	Stock	19188U206	7	1	SH		SOLE		0	0	1
CHUBB LIMITED COM	Stock	H1467J104	26,278,097	91,120	SH		SOLE		0	0	91,120
SONOCO PRODS CO COM	Stock	835495102	36,875	675	SH		SOLE		0	0	675
MARVELL TECHNOLOGY INC COM	Stock	573874104	108,901	1,510	SH		SOLE		0	0	1,510
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF	ETF	922042718	33,379	265	SH		SOLE		0	0	265
ISHARES COHEN & STEERS REIT ETF	ETF	464287564	2,307	35	SH		SOLE		0	0	35
FEDEX CORP COM	Stock	31428X106	90,588	331	SH		SOLE		0	0	331
VAREX IMAGING CORP COM	Stock	92214X106	3,814	320	SH		SOLE		0	0	320
PULTE GROUP INC COM	Stock	745867101	63,153	440	SH		SOLE		0	0	440
PEPSICO INC COM	Stock	713448108	12,746,447	74,957	SH		SOLE		0	0	74,957
ISHARES 1-3 YEAR TREASURY BOND ETF	ETF	464287457	20,538	247	SH		SOLE		0	0	247
ISHARES CALIFORNIA MUNI BOND ETF	ETF	464288356	69,732	1,200	SH		SOLE		0	0	1,200
MARATHON OIL CORP COM	Stock	565849106	19,973	750	SH		SOLE		0	0	750
NUVEEN ESG LARGE-CAP VALUE ETF	ETF	67092P300	4,446,392	106,577	SH		SOLE		0	0	106,577
VIAVI SOLUTIONS INC COM	Stock	925550105	90	10	SH		SOLE		0	0	10
GLOBAL X U.S. INFRASTRUCTURE DEVELOPMENT ETF	ETF	37954Y673	412	10	SH		SOLE		0	0	10
DXC TECHNOLOGY CO COM	Stock	23355L106	42	2	SH		SOLE		0	0	2
KIMBERLY-CLARK CORP COM	Stock	494368103	1,252,633	8,804	SH		SOLE		0	0	8,804
TE CONNECTIVITY PLC ORD SHS	Stock	G87052109	13,891	92	SH		SOLE		0	0	92
HONEYWELL INTL INC COM	Stock	438516106	1,917,235	9,275	SH		SOLE		0	0	9,275
TRANE TECHNOLOGIES PLC SHS	Stock	G8994E103	1,444,521	3,716	SH		SOLE		0	0	3,716
FLOOR & DECOR HLDGS INC CL A	Stock	339750101	23,261,014	187,332	SH		SOLE		0	0	187,332
FORD MTR CO COM	Stock	345370860	16,822	1,593	SH		SOLE		0	0	1,593
MICROSTRATEGY INC CL A NEW	Stock	594972408	28,662	170	SH		SOLE		0	0	170
SPDR PORTFOLIO MORTGAGE BACKED BOND ETF	ETF	78464A383	14,568,213	646,614	SH		SOLE		0	0	646,614
INGERSOLL RAND INC COM	Stock	45687V106	121,228	1,235	SH		SOLE		0	0	1,235
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	3,659	29	SH		SOLE		0	0	29
US BANCORP DEL COM NEW	Stock	902973304	236,790	5,178	SH		SOLE		0	0	5,178
XCEL ENERGY INC COM	Stock	98389B100	140,591	2,153	SH		SOLE		0	0	2,153
BP PLC SPONSORED ADR	ADR	055622104	142,793	4,549	SH		SOLE		0	0	4,549
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF	ETF	78464A359	7,056,237	92,130	SH		SOLE		0	0	92,130
HOME DEPOT INC COM	Stock	437076102	8,271,753	20,414	SH		SOLE		0	0	20,414
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF	ETF	78464A375	24,289,134	720,532	SH		SOLE		0	0	720,532
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	3,221,691	11,642	SH		SOLE		0	0	11,642
FAIR ISAAC CORP COM	Stock	303250104	1,294,384	666	SH		SOLE		0	0	666
BRIGHTHOUSE FINL INC COM	Stock	10922N103	2,116	47	SH		SOLE		0	0	47
PIMCO 1-5 YEAR US TIPS INDEX EXCHANGE-TRADED FUND	ETF	72201R205	2,060	39	SH		SOLE		0	0	39
DUPONT DE NEMOURS INC COM	Stock	26614N102	445,728	5,002	SH		SOLE		0	0	5,002
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF	ETF	46435G243	6,053,119	240,585	SH		SOLE		0	0	240,585
SPDR ICE PREFERRED SECURITIES ETF	ETF	78464A292	4,599,284	128,976	SH		SOLE		0	0	128,976
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	526,818	3,158	SH		SOLE		0	0	3,158
HEALTH CARE SELECT SECTOR SPDR FUND	ETF	81369Y209	5,713,680	37,097	SH		SOLE		0	0	37,097
SPDR GOLD SHARES	ETF	78463V107	117,884	485	SH		SOLE		0	0	485
SOUTHERN CO COM	Stock	842587107	385,069	4,270	SH		SOLE		0	0	4,270
BECTON DICKINSON & CO	Stock	075887109	10,804,897	44,815	SH		SOLE		0	0	44,815
BROADRIDGE FINL SOLUTIONS INC COM	Stock	11133T103	90,743	422	SH		SOLE		0	0	422
KEYCORP COM	Stock	493267108	69,077	4,124	SH		SOLE		0	0	4,124
BRITISH AMERN TOB PLC SPONSORED ADR	ADR	110448107	10,060	275	SH		SOLE		0	0	275
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	670,053	1,785	SH		SOLE		0	0	1,785
LABCORP HOLDINGS INC COM SHS	Stock	504922105	6,034	27	SH		SOLE		0	0	27
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	28,537	694	SH		SOLE		0	0	694
CONSUMER STAPLES SELECT SECTOR SPDR FUND	ETF	81369Y308	5,395	65	SH		SOLE		0	0	65
SENSIENT TECHNOLOGIES CORP COM	Stock	81725T100	72,198	900	SH		SOLE		0	0	900
MAXIMUS INC COM	Stock	577933104	1,956	21	SH		SOLE		0	0	21
SPDR PORTFOLIO S&P 400 MID CAP ETF	ETF	78464A847	17,233,386	315,168	SH		SOLE		0	0	315,168
IQVIA HLDGS INC COM	Stock	46266C105	27,252	115	SH		SOLE		0	0	115
JPMORGAN ULTRA-SHORT INCOME ETF	ETF	46641Q837	57,691	1,137	SH		SOLE		0	0	1,137
AON PLC SHS CL A	Stock	G0403H108	19,721	57	SH		SOLE		0	0	57
SOUTHWEST GAS HLDGS INC COM	Stock	844895102	20,358	276	SH		SOLE		0	0	276
STERIS PLC SHS USD	Stock	G8473T100	3,153	13	SH		SOLE		0	0	13
SMITH A O CORP COM	Stock	831865209	4,738,353	52,748	SH		SOLE		0	0	52,748
UGI CORP NEW COM	Stock	902681105	90,072	3,600	SH		SOLE		0	0	3,600
LUMEN TECHNOLOGIES INC COM	Stock	550241103	973	137	SH		SOLE		0	0	137
GALLAGHER ARTHUR J & CO COM	Stock	363576109	1,187,100	4,219	SH		SOLE		0	0	4,219
ATMOS ENERGY CORP COM	Stock	049560105	27,742	200	SH		SOLE		0	0	200
PINNACLE WEST CAP CORP COM	Stock	723484101	85,224	962	SH		SOLE		0	0	962
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	21,181	203	SH		SOLE		0	0	203
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND	ETF	72201R833	503,450	5,000	SH		SOLE		0	0	5,000
LINCOLN ELEC HLDGS INC COM	Stock	533900106	960	5	SH		SOLE		0	0	5
NUTRIEN LTD COM	Stock	67077M108	83,865	1,745	SH		SOLE		0	0	1,745
MARINEMAX INC COM	Stock	567908108	3,527	100	SH		SOLE		0	0	100
CENTENE CORP DEL COM	Stock	15135B101	28,606	380	SH		SOLE		0	0	380
ISHARES S&P SMALL-CAP FUND	ETF	464287804	14,377,659	122,928	SH		SOLE		8,846	0	114,082
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	54,869,436	119,214	SH		SOLE		0	0	119,214
ADOBE INC COM	Stock	00724F101	7,057,859	13,631	SH		SOLE		0	0	13,631
SOUTHERN COPPER CORP COM	Stock	84265V105	126	1	SH		SOLE		0	0	1
WEYERHAEUSER CO MTN BE COM NEW	REIT	962166104	10,158	300	SH		SOLE		0	0	300
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	14,198	179	SH		SOLE		0	0	178
EXELON CORP COM	Stock	30161N101	66,786	1,647	SH		SOLE		0	0	1,647
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	16,932,305	202,177	SH		SOLE		0	0	202,176
ALPHABET INC CL A	Stock	02079K305	71,830,910	433,108	SH		SOLE		5,440	0	427,667
TERRENO RLTY CORP COM	REIT	88146M101	1,470	22	SH		SOLE		0	0	22
FISERV INC COM	Stock	337738108	773,932	4,308	SH		SOLE		0	0	4,308
PRINCIPAL FINANCIAL GROUP INC COM	Stock	74251V102	36,679	427	SH		SOLE		0	0	427
INTUIT COM	Stock	461202103	128,547	207	SH		SOLE		0	0	207
HALLIBURTON CO COM	Stock	406216101	18,011	620	SH		SOLE		0	0	620
CONSTELLATION BRANDS INC CL A	Stock	21036P108	4,530,706	17,582	SH		SOLE		757	0	16,825
UNILEVER PLC SPON ADR NEW	ADR	904767704	55,931	861	SH		SOLE		0	0	861
NEWMONT CORP COM	Stock	651639106	17,371	325	SH		SOLE		0	0	325
CSX CORP COM	Stock	126408103	704,715	20,409	SH		SOLE		0	0	20,408
COMCAST CORP NEW CL A	Stock	20030N101	1,652,547	39,563	SH		SOLE		0	0	39,563
MICROSOFT CORP	Stock	594918104	34,827,922	80,939	SH		SOLE		0	0	80,938
SS&C TECHNOLOGIES HLDGS	Stock	78467J100	7,347	99	SH		SOLE		0	0	99
VALERO ENERGY CORP COM	Stock	91913Y100	16,879	125	SH		SOLE		0	0	125
DOCUSIGN INC COM	Stock	256163106	124	2	SH		SOLE		0	0	2
NVENT ELECTRIC PLC SHS	Stock	G6700G107	492	7	SH		SOLE		0	0	7
WARNER BROS DISCOVERY INC COM SER A	Stock	934423104	19,676	2,385	SH		SOLE		0	0	2,385
CANADIAN NAT RES LTD COM	Stock	136385101	7,373	222	SH		SOLE		0	0	222
SCHLUMBERGER LTD COM STK	Stock	806857108	29,365,233	700,006	SH		SOLE		0	0	700,005
CVS HEALTH CORP	Stock	126650100	18,441,597	293,282	SH		SOLE		0	0	293,282
ACCO BRANDS CORP COM	Stock	00081T108	170	31	SH		SOLE		0	0	31
DTE ENERGY CO COM	Stock	233331107	12,841	100	SH		SOLE		0	0	100
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF	ETF	46138J791	9,584	490	SH		SOLE		0	0	490
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND	ETF	81369Y852	334,209	3,697	SH		SOLE		0	0	3,697
TEXTRON INC COM	Stock	883203101	48,719	550	SH		SOLE		0	0	550
MASCO CORP COM	Stock	574599106	16,788	200	SH		SOLE		0	0	200
NISOURCE INC COM	Stock	65473P105	172,384	4,975	SH		SOLE		0	0	4,975
RPM INTL INC COM	Stock	749685103	344,850	2,850	SH		SOLE		0	0	2,850
ISHARES FUTURE AI & TECH ETF	ETF	46435U556	9,930	290	SH		SOLE		0	0	290
AMERIPRISE FINL INC COM	Stock	03076C106	513,033	1,092	SH		SOLE		0	0	1,092
BROWN & BROWN INC COM	Stock	115236101	27,661	267	SH		SOLE		0	0	267
AVERY DENNISON CORP COM	Stock	053611109	6,623	30	SH		SOLE		0	0	30
ARES CAPITAL CORP COM	CEF	04010L103	848,070	40,500	SH		SOLE		0	0	40,500
NIO INC SPON ADS	ADR	62914V106	668	100	SH		SOLE		0	0	100
BERKSHIRE HATHAWAY INC DEL CL A	Stock	084670108	691,180	1	SH		SOLE		0	0	1
CBOE GLOBAL MKTS INC COM	Stock	12503M108	12,497	61	SH		SOLE		0	0	61
VANGUARD ESG INTERNATIONAL STOCK ETF	ETF	921910725	8,611	140	SH		SOLE		0	0	140
VANGUARD ESG U.S. STOCK ETF	ETF	921910733	4,985,018	49,041	SH		SOLE		0	0	49,041
GARRETT MOTION INC COM	Stock	366505105	65	8	SH		SOLE		0	0	8
AMERICA MOVIL SAB DE CV SPON ADS RP CL B	ADR	02390A101	245	15	SH		SOLE		0	0	15
CLEANSPARK INC COM NEW	Stock	18452B209	5,464	585	SH		SOLE		0	0	585
BOEING CO COM	Stock	097023105	225,627	1,484	SH		SOLE		0	0	1,484
VANGUARD SMALL-CAP ETF	ETF	922908751	18,556,227	78,227	SH		SOLE		0	0	78,227
VANGUARD MID-CAP ETF	ETF	922908629	25,145,373	95,309	SH		SOLE		0	0	95,309
NEXTERA ENERGY INC COM	Stock	65339F101	13,720,064	162,310	SH		SOLE		0	0	162,310
NIKE INC CL B	Stock	654106103	1,306,729	14,782	SH		SOLE		0	0	14,782
ALIGN TECHNOLOGY INC COM	Stock	016255101	3,815	15	SH		SOLE		0	0	15
HYATT HOTELS CORP COM CL A	Stock	448579102	1,674	11	SH		SOLE		0	0	11
VANGUARD SHORT-TERM TREASURY ETF	ETF	92206C102	1,768,888	29,971	SH		SOLE		0	0	29,971
JPMORGAN U.S. QUALITY FACTOR ETF	ETF	46641Q761	149,238,958	2,638,129	SH		SOLE		0	0	2,638,129
TESLA INC COM	Stock	88160R101	305,845	1,169	SH		SOLE		40	0	1,129
MSCI INC COM	Stock	55354G100	3,498	6	SH		SOLE		0	0	6
DECKERS OUTDOOR CORP COM	Stock	243537107	2,870	18	SH		SOLE		0	0	18
VANGUARD LONG-TERM TREASURY ETF	ETF	92206C847	2,954	48	SH		SOLE		0	0	48
LINDE PLC SHS	Stock	G54950103	833,551	1,748	SH		SOLE		0	0	1,748
ISHARES MSCI EMERGING MARKETS EX CHINA ETF	ETF	46434G764	3,667	60	SH		SOLE		0	0	60
CMS ENERGY CORP COM	Stock	125896100	29,170	413	SH		SOLE		0	0	413
HILTON WORLDWIDE HLDGS INC COM	Stock	43300A203	461	2	SH		SOLE		0	0	2
NCR VOYIX CORPORATION COM	Stock	62886E108	6,785	500	SH		SOLE		0	0	500
VANGUARD HEALTH CARE ETF	ETF	92204A504	405,239	1,436	SH		SOLE		0	0	1,436
FINANCIAL SELECT SECTOR SPDR FUND	ETF	81369Y605	94,900	2,094	SH		SOLE		0	0	2,094
NXP SEMICONDUCTORS N V COM	Stock	N6596X109	61,683	257	SH		SOLE		0	0	257
NORFOLK SOUTHN CORP COM	Stock	655844108	841,173	3,385	SH		SOLE		0	0	3,385
DELL TECHNOLOGIES INC CL C	Stock	24703L202	18,966	160	SH		SOLE		0	0	160
HOST HOTELS & RESORTS INC COM	REIT	44107P104	10,595	602	SH		SOLE		0	0	602
BWX TECHNOLOGIES INC COM	Stock	05605H100	8,370	77	SH		SOLE		0	0	77
SABA CAPITAL INCOME & OPPORTUN COM NEW	CEF	880198205	6,059	712	SH		SOLE		0	0	712
NEWMARKET CORP COM	Stock	651587107	66,227	120	SH		SOLE		0	0	120
BRAINSTORM CELL THERAPEUTICS I COM	Stock	10501E300	115	500	SH		SOLE		0	0	500
VANGUARD CONSUMER STAPLES ETF	ETF	92204A207	114,047	522	SH		SOLE		0	0	522
VANGUARD INDUSTRIALS ETF	ETF	92204A603	89,724	345	SH		SOLE		0	0	345
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	563,059	960	SH		SOLE		0	0	960
SCHWAB US TIPS ETF	ETF	808524870	63	1	SH		SOLE		0	0	1
AMPHENOL CORP NEW CL A	Stock	032095101	83,405	1,280	SH		SOLE		0	0	1,280
GLOBAL X ARTIFICIAL INTELLIGENCE & TECHNOLOGY ETF	ETF	37954Y632	2,193	59	SH		SOLE		0	0	59
REINSURANCE GRP OF AMERICA INC COM NEW	Stock	759351604	5,882	27	SH		SOLE		0	0	27
STANLEY BLACK & DECKER INC COM	Stock	854502101	79,844	725	SH		SOLE		0	0	725
WELLTOWER INC COM	REIT	95040Q104	70,417	550	SH		SOLE		0	0	550
DOW INC COM	Stock	260557103	320,842	5,873	SH		SOLE		0	0	5,873
SPDR S&P GLOBAL NATURAL RESOURCES ETF	ETF	78463X541	44,694	775	SH		SOLE		0	0	775
HANESBRANDS INC COM	Stock	410345102	1,470	200	SH		SOLE		0	0	200
TRADEWEB MKTS INC CL A	Stock	892672106	29,804	241	SH		SOLE		0	0	241
KKR & CO INC COM	Stock	48251W104	249,408	1,910	SH		SOLE		0	0	1,910
ALCON AG ORD SHS	Stock	H01301128	3,703	37	SH		SOLE		0	0	37
VANGUARD S&P MID-CAP 400 ETF	ETF	921932885	8,662	82	SH		SOLE		0	0	82
CONAGRA BRANDS INC COM	Stock	205887102	47,577	1,463	SH		SOLE		0	0	1,463
GLOBAL X LITHIUM & BATTERY TECH ETF	ETF	37954Y855	9,590	220	SH		SOLE		0	0	220
VANGUARD S&P 500 ETF	ETF	922908363	265,946	504	SH		SOLE		0	0	504
ASTRAZENECA PLC SPONSORED ADR	ADR	046353108	14,258	183	SH		SOLE		0	0	183
VANGUARD COMMUNICATION SERVICES ETF	ETF	92204A884	11,631	80	SH		SOLE		0	0	80
LINEAGE CELL THERAPEUTICS INC COM	Stock	53566P109	2	2	SH		SOLE		0	0	2
UBER TECHNOLOGIES INC COM	Stock	90353T100	21,809,403	290,173	SH		SOLE		0	0	290,173
CAPITAL GROUP SHORT DURATION INCOME	ETF	14020Y409	147,713	5,701	SH		SOLE		0	0	5,701
ILLUMINA INC COM	Stock	452327109	24,126	185	SH		SOLE		0	0	185
GLOBALFOUNDRIES INC ORDINARY SHARES	Stock	G39387108	16,100	400	SH		SOLE		0	0	400
CORTEVA INC COM	Stock	22052L104	444,452	7,560	SH		SOLE		0	0	7,560
CONSOLIDATED EDISON INC COM	Stock	209115104	77,473	744	SH		SOLE		0	0	744
BOOZ ALLEN HAMILTON HLDG CORP CL A	Stock	099502106	10,091	62	SH		SOLE		0	0	62
GENERAL MTRS CO COM	Stock	37045V100	11,210	250	SH		SOLE		0	0	250
ITT INC COM	Stock	45073V108	16,895	113	SH		SOLE		0	0	113
AMCOR PLC ORD	Stock	G0250X107	50,985	4,500	SH		SOLE		0	0	4,500
CROWDSTRIKE HLDGS INC CL A	Stock	22788C105	561	2	SH		SOLE		0	0	2
ISHARES U.S. EQUITY FACTOR ROTATION ACTIVE ETF	ETF	09290C103	4,848	98	SH		SOLE		0	0	98
ISHARES RUSSELL TOP 200 VALUE ETF	ETF	464289420	23,893	294	SH		SOLE		0	0	294
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	99,434	555	SH		SOLE		0	0	555
VANGUARD S&P SMALL-CAP 600 ETF	ETF	921932828	8,005	74	SH		SOLE		0	0	74
TERADYNE INC COM	Stock	880770102	87,055	650	SH		SOLE		0	0	650
ISHARES MSCI EAFE GROWTH ETF	ETF	464288885	3,660	34	SH		SOLE		0	0	34
WABTEC COM	Stock	929740108	115,242	634	SH		SOLE		0	0	634
ELI LILLY & CO COM	Stock	532457108	2,339,768	2,641	SH		SOLE		0	0	2,641
HASBRO INC COM	Stock	418056107	87,941	1,216	SH		SOLE		0	0	1,216
AIR PRODS & CHEMS INC COM	Stock	009158106	1,089,133	3,658	SH		SOLE		0	0	3,658
10X GENOMICS INC CL A COM	Stock	88025U109	1,174	52	SH		SOLE		0	0	52
LEIDOS HOLDINGS INC COM	Stock	525327102	652	4	SH		SOLE		0	0	4
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	1,641	17	SH		SOLE		0	0	17
VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	921909768	230,669	3,563	SH		SOLE		0	0	3,563
ISHARES RUSSELL MID-CAP VALUE ETF	ETF	464287473	151,955	1,149	SH		SOLE		0	0	1,149
LITHIA MTRS INC COM	Stock	536797103	635	2	SH		SOLE		0	0	2
VANGUARD MORTGAGE-BACKED SECURITIES ETF	ETF	92206C771	21,471,391	454,806	SH		SOLE		0	0	454,806
DRAFTKINGS INC NEW COM CL A	Stock	26142V105	41,160	1,050	SH		SOLE		0	0	1,050
ISHARES RUSSELL 2000 ETF	ETF	464287655	1,343,011	6,080	SH		SOLE		0	0	6,080
PIMCO ENHANCED SHORT MATURITY ACTIVE ESG ETF	ETF	72201R643	19,299	195	SH		SOLE		0	0	195
FIDELITY NATL INFORMATION SVCS COM	Stock	31620M106	8,040	96	SH		SOLE		0	0	96
AERCAP HOLDINGS NV SHS	Stock	N00985106	8,904	94	SH		SOLE		0	0	94
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	342,095	2,967	SH		SOLE		0	0	2,967
DIGITAL RLTY TR INC COM	REIT	253868103	26,216	162	SH		SOLE		0	0	162
ISHARES IBONDS DEC 2024 TERM TREASURY ETF	ETF	46436E874	4,704	196	SH		SOLE		0	0	196
ISHARES IBONDS DEC 2025 TERM TREASURY ETF	ETF	46436E866	10,656	455	SH		SOLE		0	0	455
MICRON TECHNOLOGY INC COM	Stock	595112103	3,111	30	SH		SOLE		0	0	30
TREDEGAR CORP COM	Stock	894650100	3,025	415	SH		SOLE		0	0	415
FIVERR INTL LTD ORD SHS	Stock	M4R82T106	52	2	SH		SOLE		0	0	2
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	517,631	6,431	SH		SOLE		0	0	6,431
BROOKFIELD INFRASTRUCTURE CORP COM SB VTG SHS A	Stock	11275Q107	5,863	135	SH		SOLE		0	0	135
AFLAC INC COM	Stock	001055102	2,736,081	24,473	SH		SOLE		0	0	24,473
FREEPORT-MCMORAN INC CL B	Stock	35671D857	200	4	SH		SOLE		0	0	4
SYSCO CORP COM	Stock	871829107	159,242	2,040	SH		SOLE		0	0	2,040
AVISTA CORP COM	Stock	05379B107	14,648	378	SH		SOLE		0	0	378
WOODSIDE ENERGY GROUP LTD SPONSORED ADR	ADR	980228308	0	0	SH		SOLE		0	0	0
BLACKROCK MUNIVEST FD INC COM	CEF	09253R105	950	125	SH		SOLE		0	0	125
JPMORGAN EQUITY PREMIUM INCOME ETF	ETF	46641Q332	29	0	SH		SOLE		0	0	0
ISHARES FLOATING RATE BOND ETF	ETF	46429B655	51,806	1,015	SH		SOLE		0	0	1,015
ISHARES 0-3 MONTH TREASURY BOND ETF	ETF	46436E718	7,871,872	78,156	SH		SOLE		0	0	78,156
ROYALTY PHARMA PLC SHS CLASS A	Stock	G7709Q104	7	0	SH		SOLE		0	0	0
OCCIDENTAL PETE CORP WT EXP 080327	Stock	674599162	8,886	299	SH		SOLE		0	0	299
ISHARES SELECT DIVIDEND ETF	ETF	464287168	244,959	1,814	SH		SOLE		0	0	1,813
AMERICAN ELEC PWR CO INC COM	Stock	025537101	336,733	3,282	SH		SOLE		0	0	3,282
SPDR S&P 500 ESG ETF	ETF	78468R531	421,267	7,555	SH		SOLE		0	0	7,555
ENTERGY CORP NEW COM	Stock	29364G103	298,886	2,271	SH		SOLE		0	0	2,271
EDISON INTL COM	Stock	281020107	19,769	227	SH		SOLE		0	0	227
EVERSOURCE ENERGY COM	Stock	30040W108	2,025,032	29,758	SH		SOLE		0	0	29,758
AMERICAN OUTDOOR BRANDS INC COM	Stock	02875D109	802	87	SH		SOLE		0	0	87
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	12,667	108	SH		SOLE		0	0	108
MARATHON PETE CORP COM	Stock	56585A102	95,302	585	SH		SOLE		0	0	585
HF SINCLAIR CORP COM	Stock	403949100	44,570	1,000	SH		SOLE		0	0	1,000
INDEPENDENT BK CORP MASS COM	Stock	453836108	28,122	476	SH		SOLE		0	0	475
SNOWFLAKE INC CL A	Stock	833445109	305,528	2,660	SH		SOLE		0	0	2,660
BROADSTONE NET LEASE INC COM	REIT	11135E203	296,075	15,624	SH		SOLE		0	0	15,624
VANGUARD SMALL CAP VALUE ETF	ETF	922908611	8,433	42	SH		SOLE		0	0	42
PALANTIR TECHNOLOGIES INC CL A	Stock	69608A108	170,376	4,580	SH		SOLE		0	0	4,580
VANGUARD ESG U.S. CORPORATE BOND ETF	ETF	921910691	2,515,008	38,764	SH		SOLE		0	0	38,764
SPDR BLOOMBERG 3-12 MONTH T-BILL ETF	ETF	78468R523	4,860,599	48,811	SH		SOLE		0	0	48,811
VONTIER CORPORATION COM	Stock	928881101	19,637	582	SH		SOLE		0	0	582
MIDDLESEX WTR CO COM	Stock	596680108	86,900	1,332	SH		SOLE		0	0	1,332
BRUKER CORP COM	Stock	116794108	1,657	24	SH		SOLE		0	0	24
JANUS DETROIT STREET TRUST JANUS HENDERSON AAA CLO ETF	ETF	47103U845	37,162,498	730,395	SH		SOLE		0	0	730,395
SMITH & WESSON BRANDS INC COM	Stock	831754106	4,543	350	SH		SOLE		0	0	350
ISHARES ESG SCREENED S&P 500 ETF	ETF	46436E569	415,753	9,401	SH		SOLE		0	0	9,401
VIATRIS INC COM	Stock	92556V106	4,559	393	SH		SOLE		0	0	392
SPDR PORTFOLIO CORPORATE BOND ETF	ETF	78464A144	74,284,550	2,473,678	SH		SOLE		0	0	2,473,678
C3 AI INC CL A	Stock	12468P104	7,269	300	SH		SOLE		0	0	300
AIRBNB INC COM CL A	Stock	009066101	8,623	68	SH		SOLE		0	0	68
ENERGY TRANSFER L P COM UT LTD PTN	Stock	29273V100	58,005	3,614	SH		SOLE		0	0	3,614
UPSTART HLDGS INC COM	Stock	91680M107	1,200	30	SH		SOLE		0	0	30
VANGUARD MID-CAP GROWTH ETF	ETF	922908538	69,145	284	SH		SOLE		0	0	284
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	696,020	8,234	SH		SOLE		0	0	8,234
STELLANTIS N.V SHS	Stock	N82405106	2,108	150	SH		SOLE		0	0	150
XYLEM INC COM	Stock	98419M100	40,509	300	SH		SOLE		0	0	300
APTIV PLC SHS	Stock	G6095L109	1,368	19	SH		SOLE		0	0	19
GOLD ROYALTY CORP COMMON SHARES	Stock	38071H106	2,720	2,000	SH		SOLE		0	0	2,000
MARRIOTT VACATIONS WORLDWIDE C COM	Stock	57164Y107	23,587	321	SH		SOLE		0	0	321
VANGUARD ULTRA-SHORT BOND ETF	ETF	92203C303	33,260	666	SH		SOLE		0	0	666
COINBASE GLOBAL INC COM CL A	Stock	19260Q107	8,018	45	SH		SOLE		0	0	45
TRACTOR SUPPLY CO COM	Stock	892356106	37,821	130	SH		SOLE		0	0	130
UIPATH INC CL A	Stock	90364P105	256	20	SH		SOLE		0	0	20
ELECTRONIC ARTS INC COM	Stock	285512109	7,172	50	SH		SOLE		0	0	50
INVESCO FTSE RAFI US 1000 ETF	ETF	46137V613	141,189	3,475	SH		SOLE		0	0	3,475
LIGAND PHARMACEUTICALS INC COM NEW	Stock	53220K504	7,507	75	SH		SOLE		0	0	75
ISHARES GLOBAL 100 ETF	ETF	464287572	13,882	140	SH		SOLE		0	0	140
ORGANON & CO COMMON STOCK	Stock	68622V106	11,650	609	SH		SOLE		0	0	609
VISA INC COM CL A	Stock	92826C839	7,869,110	28,620	SH		SOLE		0	0	28,620
WENDYS CO COM	Stock	95058W100	4,993	285	SH		SOLE		0	0	285
DIMENSIONAL U.S. CORE EQUITY 2 ETF	ETF	25434V708	854,267	24,913	SH		SOLE		0	0	24,913
DIMENSIONAL U.S. TARGETED VALUE ETF	ETF	25434V609	249,389	4,483	SH		SOLE		0	0	4,483
VANECK PHARMACEUTICAL ETF	ETF	92189F692	4,752	50	SH		SOLE		0	0	50
DT MIDSTREAM INC COMMON STOCK	Stock	23345M107	3,933	50	SH		SOLE		0	0	50
FREYR BATTERY INC COM NEW	Stock	35834F104	194	200	SH		SOLE		0	0	200
HERSHEY CO COM	Stock	427866108	31,068	162	SH		SOLE		0	0	162
EVOLV TECHNOLOGIES HLDNGS INC COM CL A	Stock	30049H102	2,025	500	SH		SOLE		0	0	500
LUCID GROUP INC COM	Stock	549498103	141	40	SH		SOLE		0	0	40
BATH & BODY WORKS INC COM	Stock	070830104	2,075	65	SH		SOLE		0	0	65
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	107,654	1,179	SH		SOLE		0	0	1,179
TOAST INC CL A	Stock	888787108	212,325	7,500	SH		SOLE		0	0	7,500
SYLVAMO CORP COMMON STOCK	Stock	871332102	3,262	38	SH		SOLE		0	0	38
UNITED STATES OIL FUND LP	ETF	91232N207	20,976	300	SH		SOLE		0	0	300
TRUMP MEDIA & TECHNOLOGY GROUP COM	Stock	25400Q105	1,639	102	SH		SOLE		0	0	102
KELLANOVA COM	Stock	487836108	28,249	350	SH		SOLE		0	0	350
ISHARES CMBS ETF	ETF	46429B366	100,845	2,061	SH		SOLE		0	0	2,061
KYNDRYL HLDGS INC COMMON STOCK	Stock	50155Q100	8,250	359	SH		SOLE		0	0	359
2SEVENTY BIO INC COMMON STOCK	Stock	901384107	90	19	SH		SOLE		0	0	19
VANGUARD VALUE INDEX FUND	ETF	922908744	1,405,812	8,053	SH		SOLE		0	0	8,053
VANGUARD GROWTH INDEX FUND	ETF	922908736	3,233,842	8,423	SH		SOLE		0	0	8,423
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	22,601,954	963,836	SH		SOLE		0	0	963,836
ORION OFFICE REIT INC COM	REIT	68629Y103	40	10	SH		SOLE		0	0	10
PEMBINA PIPELINE CORP COM	Stock	706327103	41,735	1,012	SH		SOLE		0	0	1,012
L3HARRIS TECHNOLOGIES INC COM	Stock	502431109	1,856,813	7,806	SH		SOLE		0	0	7,806
DOUGLAS ELLIMAN INC COM	Stock	25961D105	254	139	SH		SOLE		0	0	139
PHILLIPS 66 COM	Stock	718546104	178,115	1,355	SH		SOLE		0	0	1,355
AMERICAN TOWER CORP NEW COM	REIT	03027X100	99,536	428	SH		SOLE		0	0	428
VANECK OIL SERVICES ETF	ETF	92189H607	203,420	717	SH		SOLE		0	0	717
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	0	0	SH		SOLE		0	0	0
SANDSTORM GOLD LTD COM NEW	Stock	80013R206	5,250	875	SH		SOLE		0	0	875
CONSTELLATION ENERGY CORP COM	Stock	21037T109	150,032	577	SH		SOLE		0	0	577
META PLATFORMS INC CL A	Stock	30303M102	56,229,148	98,227	SH		SOLE		4,000	0	94,227
GLOBAL X MLP ETF	ETF	37954Y343	32,195	671	SH		SOLE		0	0	671
CAPITAL GROUP GROWTH ETF	ETF	14020G101	3,853,027	110,751	SH		SOLE		0	0	110,751
CAPITAL GROUP DIVIDEND VALUE ETF	ETF	14020W106	10,038,090	275,469	SH		SOLE		0	0	275,469
CAPITAL GROUP GLOBAL GROWTH EQUITY ETF	ETF	14020X104	26,061,539	864,396	SH		SOLE		0	0	864,396
CAPITAL GROUP INTERNATIONAL FOCUS EQUITY ETF	ETF	14019W109	228,787	8,483	SH		SOLE		0	0	8,483
CAPITAL GROUP CORE EQUITY ETF	ETF	14020V108	8,508,536	248,207	SH		SOLE		0	0	248,207
ZIMVIE INC COM	Stock	98888T107	1,047	66	SH		SOLE		0	0	66
CAPITAL GROUP CORE PLUS INCOME ETF	ETF	14020Y102	20,044,948	866,996	SH		SOLE		0	0	866,996
ASML HOLDING N V N Y REGISTRY SHS	ADR	N07059210	10,738,926	12,888	SH		SOLE		0	0	12,888
VANGUARD MATERIALS ETF	ETF	92204A801	9,516	45	SH		SOLE		0	0	45
EMBECTA CORP COMMON STOCK	Stock	29082K105	1,241	88	SH		SOLE		0	0	88
SERVICENOW INC COM	Stock	81762P102	26,832	30	SH		SOLE		0	0	30
BCE INC COM NEW	Stock	05534B760	19,105	549	SH		SOLE		0	0	549
PALO ALTO NETWORKS INC COM	Stock	697435105	19,111,405	55,914	SH		SOLE		0	0	55,914
SOUNDHOUND AI INC CLASS A COM	Stock	836100107	10,522	2,258	SH		SOLE		0	0	2,258
JPMORGAN INTERNATIONAL RESEARCH ENHANCED EQUITY ETF	ETF	46641Q134	2,971	45	SH		SOLE		0	0	45
JABIL INC COM	Stock	466313103	32,354	270	SH		SOLE		0	0	270
FMC CORP COM NEW	Stock	302491303	6,594	100	SH		SOLE		0	0	100
HALEON PLC SPON ADS	ADR	405552100	5,681	537	SH		SOLE		0	0	537
VECTOR GROUP LTD COM	Stock	92240M108	3,969	266	SH		SOLE		0	0	266
MONDELEZ INTL INC CL A	Stock	609207105	192,426	2,612	SH		SOLE		100	0	2,512
BUILDERS FIRSTSOURCE INC COM	Stock	12008R107	6,591	34	SH		SOLE		0	0	34
WP CAREY INC COM	REIT	92936U109	61,802	992	SH		SOLE		0	0	992
PENTAIR PLC SHS	Stock	G7S00T104	685	7	SH		SOLE		0	0	7
BROADCOM INC COM	Stock	11135F101	189,750	1,100	SH		SOLE		0	0	1,100
DIAMONDBACK ENERGY INC COM	Stock	25278X109	10,516	61	SH		SOLE		0	0	61
OMNIAB INC COM	Stock	68218J103	1,552	367	SH		SOLE		0	0	367
CAPITAL GROUP U.S. MULTI-SECTOR INCOME ETF	ETF	14020Y300	8,054,056	289,298	SH		SOLE		0	0	289,298
CAPITAL GROUP MUNICIPAL INCOME ETF	ETF	14020Y201	334,380	12,177	SH		SOLE		0	0	12,177
JOHNSON CTLS INTL PLC SHS	Stock	G51502105	31,742	409	SH		SOLE		0	0	409
METLIFE INC COM	Stock	59156R108	87,346	1,059	SH		SOLE		0	0	1,059
CROWN HLDGS INC COM	Stock	228368106	14,382	150	SH		SOLE		0	0	150
CANADIAN PACIFIC KANSAS CITY COM	Stock	13646K108	96,233	1,125	SH		SOLE		0	0	1,125
FLOWERS FOODS INC COM	Stock	343498101	6,621	287	SH		SOLE		0	0	287
MOODYS CORP COM	Stock	615369105	61,697	130	SH		SOLE		0	0	130
NOVARTIS AG SPONSORED ADR	ADR	66987V109	631,690	5,492	SH		SOLE		0	0	5,492
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	85,075	1,090	SH		SOLE		0	0	1,090
WD 40 CO COM	Stock	929236107	258	1	SH		SOLE		0	0	1
TOTALENERGIES SE SPONSORED ADS	ADR	89151E109	20,355	315	SH		SOLE		0	0	315
HEXCEL CORP NEW COM	Stock	428291108	1,855	30	SH		SOLE		0	0	30
ENPRO INC COM	Stock	29355X107	2,757	17	SH		SOLE		0	0	17
EXPEDITORS INTL WASH INC COM	Stock	302130109	13,666	104	SH		SOLE		0	0	104
KINDER MORGAN INC DEL COM	Stock	49456B101	3,733	169	SH		SOLE		0	0	169
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	971,717	2,749	SH		SOLE		0	0	2,749
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK	Stock	36266G107	247,482	2,637	SH		SOLE		0	0	2,637
GOODYEAR TIRE & RUBR CO COM	Stock	382550101	797	90	SH		SOLE		0	0	90
UNISYS CORP COM NEW	Stock	909214306	23	4	SH		SOLE		0	0	4
ENBRIDGE INC COM	Stock	29250N105	34,925	860	SH		SOLE		0	0	860
CALIFORNIA WTR SVC GROUP COM	Stock	130788102	2,548	47	SH		SOLE		0	0	47
SPDR BLOOMBERG INVESTMENT GRADE FLOATING RATE ETF	ETF	78468R200	2,986,619	96,811	SH		SOLE		0	0	96,811
NVIDIA CORPORATION COM	Stock	67066G104	2,246,761	18,501	SH		SOLE		0	0	18,501
ARCHER DANIELS MIDLAND CO COM	Stock	039483102	4,122	69	SH		SOLE		0	0	69
BALL CORP COM	Stock	058498106	186,753	2,750	SH		SOLE		0	0	2,750
CUMMINS INC COM	Stock	231021106	18,366,804	56,724	SH		SOLE		0	0	56,724
EOG RES INC COM	Stock	26875P101	8,605	70	SH		SOLE		0	0	70
GENUINE PARTS CO COM	Stock	372460105	17,460	125	SH		SOLE		0	0	125
OWENS CORNING NEW COM	Stock	690742101	5,472	31	SH		SOLE		0	0	31
NEXTRACKER INC CLASS A COM	Stock	65290E101	1,312	35	SH		SOLE		0	0	35
ABBVIE INC	Stock	00287Y109	13,341,775	67,560	SH		SOLE		6,191	0	61,369
CALVERT INTERNATIONAL RESPONSIBLE INDEX ETF	ETF	61774R106	5,301,370	88,492	SH		SOLE		0	0	88,492
NATIONAL GRID PLC SPONSORED ADR NE	ADR	636274409	3,065	44	SH		SOLE		0	0	44
S&P GLOBAL INC COM	Stock	78409V104	173,584	336	SH		SOLE		0	0	336
NUVEEN FLOATING RATE INCOME FD COM	CEF	67072T108	1	0	SH		SOLE		0	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	12,551,491	218,629	SH		SOLE		0	0	218,629
CRANE COMPANY COMMON STOCK	Stock	224408104	7,597	48	SH		SOLE		0	0	48
MANULIFE FINL CORP COM	Stock	56501R106	81,263	2,750	SH		SOLE		0	0	2,750
CASEYS GEN STORES INC COM	Stock	147528103	13,150	35	SH		SOLE		0	0	35
VANGUARD TOTAL BOND MARKET INDEX FUND	ETF	921937835	702,729	9,356	SH		SOLE		0	0	9,356
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	6,111	97	SH		SOLE		0	0	97
LENNOX INTL INC COM	Stock	526107107	7,856	13	SH		SOLE		0	0	13
KENVUE INC COM	Stock	49177J102	76,167	3,293	SH		SOLE		0	0	3,293
VALMONT INDS INC COM	Stock	920253101	4,929	17	SH		SOLE		0	0	17
WEST PHARMACEUTICAL SVSC INC COM	Stock	955306105	1,801	6	SH		SOLE		0	0	6
MORGAN STANLEY CHINA A SH FD I COM	CEF	617468103	21,664	1,600	SH		SOLE		0	0	1,600
CELANESE CORP DEL COM	Stock	150870103	36,709	270	SH		SOLE		0	0	270
ZOETIS INC CL A	Stock	98978V103	9,769	50	SH		SOLE		0	0	50
ATMUS FILTRATION TECHNOLOGIES COM	Stock	04956D107	168,172	4,481	SH		SOLE		0	0	4,481
ICON PLC SHS	Stock	G4705A100	3,160	11	SH		SOLE		0	0	11
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS	ADR	874039100	1,611,310	9,278	SH		SOLE		0	0	9,278
ISHARES ESG AWARE MSCI EM ETF	ETF	46434G863	1,478,865	40,617	SH		SOLE		0	0	40,617
GLOBUS MED INC CL A	Stock	379577208	4,936	69	SH		SOLE		0	0	69
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	523,696	1,844	SH		SOLE		0	0	1,844
CASELLA WASTE SYS INC CL A	Stock	147448104	84,567	850	SH		SOLE		0	0	850
BLACKSTONE INC	Stock	09260D107	13,792,266	90,069	SH		SOLE		11,340	0	78,729
ANSYS INC COM	Stock	03662Q105	27,084	85	SH		SOLE		0	0	85
APTARGROUP INC COM	Stock	038336103	9,611	60	SH		SOLE		0	0	60
CHURCH & DWIGHT CO INC COM	Stock	171340102	52,988	506	SH		SOLE		0	0	506
GRACO INC COM	Stock	384109104	525	6	SH		SOLE		0	0	6
JACOBS SOLUTIONS INC COM	Stock	46982L108	785	6	SH		SOLE		0	0	6
POLARIS INC COM	Stock	731068102	5,411	65	SH		SOLE		0	0	65
ZIMMER BIOMET HOLDINGS INC COM	Stock	98956P102	10,334,054	95,730	SH		SOLE		0	0	95,730
ROCKWELL AUTOMATION INC COM	Stock	773903109	70,337	262	SH		SOLE		0	0	262
JPMORGAN EQUITY FOCUS ETF	ETF	46654Q781	185,843	2,836	SH		SOLE		0	0	2,836
STRYKER CORPORATION COM	Stock	863667101	744,918	2,062	SH		SOLE		0	0	2,062
HELIUS MED TECHNOLOGIES INC COM CL A NEW	Stock	42328V801	1	2	SH		SOLE		0	0	2
QUALCOMM INC COM	Stock	747525103	17,370,097	102,147	SH		SOLE		0	0	102,147
T-MOBILE US INC COM	Stock	872590104	98,434	477	SH		SOLE		0	0	477
GENERAL DYNAMICS CORP COM	Stock	369550108	26,594	88	SH		SOLE		0	0	88
RESMED INC COM	Stock	761152107	22,743,770	93,166	SH		SOLE		0	0	93,166
INTUITIVE SURGICAL INC COM NEW	Stock	46120E602	21,125	43	SH		SOLE		0	0	43
VERALTO CORP COM SHS	Stock	92338C103	1,678	15	SH		SOLE		0	0	15
CAPITAL GROUP CORE BALANCED ETF	ETF	14021D107	14,551,024	468,632	SH		SOLE		0	0	468,632
DISCOVER FINL SVCS COM	Stock	254709108	79,264	565	SH		SOLE		0	0	565
MCDONALDS CORP COM	Stock	580135101	4,641,646	15,243	SH		SOLE		0	0	15,243
MOLINA HEALTHCARE INC COM	Stock	60855R100	37,902	110	SH		SOLE		0	0	110
NCR ATLEOS CORPORATION COM SHS	Stock	63001N106	9,643	338	SH		SOLE		0	0	338
INTERCONTINENTAL EXCHANGE INC COM	Stock	45866F104	69,718	434	SH		SOLE		0	0	434
NET LEASE OFFICE PROPERTIES COM	REIT	64110Y108	796	26	SH		SOLE		0	0	26
SAREPTA THERAPEUTICS INC COM	Stock	803607100	2,123	17	SH		SOLE		0	0	17
QUEST DIAGNOSTICS INC COM	Stock	74834L100	6,365	41	SH		SOLE		0	0	41
DOVER CORP COM	Stock	260003108	105,265	549	SH		SOLE		0	0	549
CISCO SYS INC COM	Stock	17275R102	22,126,430	415,754	SH		SOLE		0	0	415,754
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	206,349	4,104	SH		SOLE		0	0	4,104
TAPESTRY INC COM	Stock	876030107	30,208	643	SH		SOLE		0	0	643
CAPITAL ONE FINL CORP COM	Stock	14040H105	511,478	3,416	SH		SOLE		0	0	3,416
ISHARES RUSSELL MIDCAP ETF	ETF	464287499	6,170	70	SH		SOLE		0	0	70
APA CORPORATION COM	Stock	03743Q108	10,396	425	SH		SOLE		0	0	425
ARCADIUM LITHIUM PLC COM SHS	Stock	G0508H110	636	223	SH		SOLE		0	0	223
ADVANCED MICRO DEVICES INC COM	Stock	007903107	8,145,095	49,641	SH		SOLE		0	0	49,641
ISHARES BITCOIN TRUST ETF	ETF	46438F101	191,344	5,296	SH		SOLE		0	0	5,296
AUTODESK INC COM	Stock	052769106	26,446	96	SH		SOLE		0	0	96
JETBLUE AWYS CORP COM	Stock	477143101	6,560	1,000	SH		SOLE		0	0	1,000
JPMORGAN GLOBAL SELECT EQUITY ETF GLOBAL SELECT EQUITY ETF	ETF	46654Q740	4,638	74	SH		SOLE		0	0	74
AT&T INC COM	Stock	00206R102	460,966	20,953	SH		SOLE		0	0	20,953
VANGUARD FINANCIALS ETF	ETF	92204A405	59,351	540	SH		SOLE		0	0	540
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	368,584	4,198	SH		SOLE		0	0	4,198
Q32 BIO INC COM	Stock	746964105	491	11	SH		SOLE		0	0	11
SOLVENTUM CORP COM SHS	Stock	83444M101	107,857	1,547	SH		SOLE		0	0	1,547
GE VERNOVA INC COM	Stock	36828A101	504,605	1,979	SH		SOLE		0	0	1,979
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF	ETF	921946885	154	2	SH		SOLE		0	0	2
ISHARES BIOTECHNOLOGY ETF	ETF	464287556	172,536	1,185	SH		SOLE		0	0	1,185
GE AEROSPACE COM NEW	Stock	369604301	1,515,617	8,037	SH		SOLE		0	0	8,037
SPDR PORTFOLIO SHORT TERM TREASURY ETF	ETF	78468R101	9,413,229	320,069	SH		SOLE		0	0	320,069
ISHARES MSCI USA QUALITY FACTOR ETF	ETF	46432F339	66,700	372	SH		SOLE		0	0	372
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF	ETF	464288513	80	1	SH		SOLE		0	0	1
NOKIA CORP SPONSORED ADR	ADR	654902204	8,692	1,989	SH		SOLE		0	0	1,989
CALAMOS CONV & HIGH INCOME FD COM SHS	CEF	12811P108	4,712	395	SH		SOLE		0	0	395
GRAIL INC COM	Stock	384747101	427	31	SH		SOLE		0	0	31
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND	ETF	81369Y407	29,054	145	SH		SOLE		0	0	145
INDUSTRIAL SELECT SECTOR SPDR FUND	ETF	81369Y704	50,655	374	SH		SOLE		0	0	374
ISHARES U.S. TECHNOLOGY ETF	ETF	464287721	2,881	19	SH		SOLE		0	0	19
CAPITAL GROUP CONSERVATIVE EQUITY ETF	ETF	14020U100	79,394	2,913	SH		SOLE		0	0	2,913
GRAYSCALE BITCOIN MINI TRUST (BTC)	ETF	389930108	4,690	833	SH		SOLE		0	0	833
EASTMAN KODAK CO COM NEW	Stock	277461406	944	200	SH		SOLE		0	0	200
CHARTER COMMUNICATIONS INC NEW CL A	Stock	16119P108	1,944	6	SH		SOLE		0	0	6
SKYWORKS SOLUTIONS INC COM	Stock	83088M102	15,211	154	SH		SOLE		0	0	154
SPDR BLOOMBERG 1-10 YEAR TIPS ETF	ETF	78468R861	18,580,987	980,527	SH		SOLE		0	0	980,527
SPDR PORTFOLIO TREASURY ETF	ETF	78468R457	422,178	13,479	SH		SOLE		0	0	13,479
ISHARES S&P 500 VALUE ETF	ETF	464287408	94,444	479	SH		SOLE		0	0	479
SPDR PORTFOLIO S&P 600 SMALL CAP ETF	ETF	78468R853	18,757,038	412,152	SH		SOLE		0	0	412,152
AMENTUM HOLDINGS INC COM	Stock	023939101	194	6	SH		SOLE		0	0	6
LULULEMON ATHLETICA INC COM	Stock	550021109	1,779,242	6,557	SH		SOLE		0	0	6,557
ISHARES S&P 500 GROWTH ETF	ETF	464287309	12,065	126	SH		SOLE		0	0	126
ISHARES CORE S&P 500 ETF	ETF	464287200	1,921,556	3,331	SH		SOLE		0	0	3,331
ALLEGION PLC ORD SHS	Stock	G0176J109	87,298	599	SH		SOLE		0	0	599
LAMAR ADVERTISING CO NEW CL A	REIT	512816109	8,417	63	SH		SOLE		0	0	63
THE CIGNA GROUP COM	Stock	125523100	1,042,438	3,009	SH		SOLE		0	0	3,009
ONEOK INC NEW COM	Stock	682680103	261,179	2,866	SH		SOLE		0	0	2,866
ROSS STORES INC COM	Stock	778296103	1,134,243	7,536	SH		SOLE		0	0	7,536
FLEX LTD ORD	Stock	Y2573F102	6,953	208	SH		SOLE		0	0	208
WELLS FARGO CO NEW COM	Stock	949746101	17,541,987	310,533	SH		SOLE		0	0	310,532
UNION PAC CORP COM	Stock	907818108	2,632,406	10,680	SH		SOLE		0	0	10,680
CINTAS CORP COM	Stock	172908105	83,999	408	SH		SOLE		0	0	408
ECOLAB INC COM	Stock	278865100	244,095	956	SH		SOLE		0	0	956
ISHARES MBS ETF	ETF	464288588	28,831,049	300,919	SH		SOLE		0	0	300,919
ISHARES PREFERRED AND INCOME SECURITIES ETF	ETF	464288687	2,468,092	74,273	SH		SOLE		0	0	74,273
ISHARES 10-20 YEAR TREASURY BOND ETF	ETF	464288653	40,015	366	SH		SOLE		0	0	366
SALESFORCE COM	Stock	79466L302	6,191,046	22,619	SH		SOLE		0	0	22,619
MCCORMICK & CO INC COM NON VTG	Stock	579780206	505,322	6,140	SH		SOLE		0	0	6,140
SCRIPPS E W CO OHIO CL A NEW	Stock	811054402	299	133	SH		SOLE		0	0	133
NORTHROP GRUMMAN CORP COM	Stock	666807102	30,100	57	SH		SOLE		0	0	57
DARDEN RESTAURANTS INC COM	Stock	237194105	145,255	885	SH		SOLE		0	0	885
IDEXX LABS INC COM	Stock	45168D104	14,651	29	SH		SOLE		0	0	29
REPUBLIC SVCS INC COM	Stock	760759100	50,210	250	SH		SOLE		0	0	250
THERMO FISHER SCIENTIFIC INC COM	Stock	883556102	6,832,724	11,046	SH		SOLE		0	0	11,046
VANGUARD MID-CAP VALUE ETF	ETF	922908512	119,884	715	SH		SOLE		0	0	715
LOCKHEED MARTIN CORP COM	Stock	539830109	1,867,669	3,195	SH		SOLE		0	0	3,195
MANHATTAN ASSOCIATES INC COM	Stock	562750109	27,294	97	SH		SOLE		0	0	97
JPMORGAN CHASE & CO	Stock	46625H100	40,308,419	191,162	SH		SOLE		1,683	0	189,479
INTERNATIONAL PAPER CO COM	Stock	460146103	21,006	430	SH		SOLE		0	0	430
HARTFORD FINL SVCS GROUP INC COM	Stock	416515104	377,058	3,206	SH		SOLE		0	0	3,206
SPDR PORTFOLIO EMERGING MARKETS ETF	ETF	78463X509	27,598,157	668,560	SH		SOLE		0	0	668,560
MONOLITHIC PWR SYS INC COM	Stock	609839105	1,849	2	SH		SOLE		0	0	2
CHEVRON CORP NEW COM	Stock	166764100	2,030,117	13,785	SH		SOLE		0	0	13,785
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	6,431,439	59,205	SH		SOLE		0	0	59,205
ALBEMARLE CORP COM	Stock	012653101	71,411	754	SH		SOLE		0	0	754
CONOCOPHILLIPS COM	Stock	20825C104	333,948	3,172	SH		SOLE		0	0	3,172
MARKEL GROUP INC COM	Stock	570535104	7,843	5	SH		SOLE		0	0	5
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	4,937,893	93,503	SH		SOLE		0	0	93,503
CINCINNATI FINL CORP COM	Stock	172062101	61,526	452	SH		SOLE		0	0	452
DANAHER CORPORATION COM	Stock	235851102	868,813	3,125	SH		SOLE		0	0	3,125
M & T BK CORP COM	Stock	55261F104	2,528,413	14,195	SH		SOLE		0	0	14,195
TJX COS INC NEW COM	Stock	872540109	11,296,887	96,111	SH		SOLE		0	0	96,111
BANK AMERICA CORP COM	Stock	060505104	327,962	8,265	SH		SOLE		0	0	8,265
BERKSHIRE HILLS BANCORP INC COM	Stock	084680107	163,923	6,087	SH		SOLE		0	0	6,087
TERADATA CORP DEL COM	Stock	88076W103	30,340	1,000	SH		SOLE		0	0	1,000
VANGUARD CONSUMER DISCRETIONARY ETF	ETF	92204A108	105,549	310	SH		SOLE		0	0	310
HANCOCK JOHN TAX-ADVANTAGED DI COM	CEF	41013V100	44,513	1,917	SH		SOLE		0	0	1,917
INVESCO S&P 500 PURE GROWTH ETF	ETF	46137V266	88,536	2,255	SH		SOLE		0	0	2,254
WALMART INC	Stock	931142103	14,606,222	180,882	SH		SOLE		0	0	180,882
ISHARES 3-7 YEAR TREASURY BOND ETF	ETF	464288661	219,595	1,836	SH		SOLE		0	0	1,836
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	2,355,386	10,654	SH		SOLE		0	0	10,654
ORACLE CORP COM	Stock	68389X105	4,125,214	24,209	SH		SOLE		0	0	24,209
RTX CORPORATION COM	Stock	75513E101	1,873,255	15,461	SH		SOLE		0	0	15,461
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	1,571,107	32,834	SH		SOLE		0	0	32,834
TEXAS INSTRS INC COM	Stock	882508104	1,972,330	9,548	SH		SOLE		0	0	9,548
TARGET CORP COM	Stock	87612E106	929,549	5,964	SH		SOLE		0	0	5,964
INVESCO GLOBAL CLEAN ENERGY ETF	ETF	46138G847	1,121	80	SH		SOLE		0	0	80
VANGUARD HIGH DIVIDEND YIELD INDEX ETF	ETF	921946406	13,974	109	SH		SOLE		0	0	109
SPDR NUVEEN BLOOMBERG MUNICIPAL BOND ETF	ETF	78468R721	1,663,402	35,520	SH		SOLE		0	0	35,520
PFIZER INC COM	Stock	717081103	745,308	25,754	SH		SOLE		0	0	25,753
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF	ETF	464287242	1,582	14	SH		SOLE		0	0	14
MORGAN STANLEY	Stock	617446448	278,321	2,670	SH		SOLE		0	0	2,670
VANECK AGRIBUSINESS ETF	ETF	92189F700	56,633	750	SH		SOLE		0	0	750
3M CO COM	Stock	88579Y101	1,502,606	10,992	SH		SOLE		0	0	10,992
KLA CORP COM NEW	Stock	482480100	18,586	24	SH		SOLE		0	0	24
HP INC COM	Stock	40434L105	45,376	1,265	SH		SOLE		0	0	1,265
GILEAD SCIENCES INC COM	Stock	375558103	300,650	3,586	SH		SOLE		0	0	3,586
NUVEEN CORE EQUITY ALPHA FD COM	CEF	67090X107	1,921	125	SH		SOLE		0	0	125
CATERPILLAR INC COM	Stock	149123101	2,516,983	6,435	SH		SOLE		0	0	6,435
ALPHABET INC CAP STK CL C	Stock	02079K107	13,638,023	81,572	SH		SOLE		0	0	81,572
AMERICAN EXPRESS CO COM	Stock	025816109	8,661,043	31,936	SH		SOLE		0	0	31,936
AMGEN INC COM	Stock	031162100	25,231,055	78,306	SH		SOLE		0	0	78,306
APPLIED MATLS INC COM	Stock	038222105	3,443,538	17,043	SH		SOLE		0	0	17,043
OTIS WORLDWIDE CORP COM	Stock	68902V107	298,620	2,873	SH		SOLE		0	0	2,873
NEXGEN ENERGY LTD COM	Stock	65340P106	2,886	442	SH		SOLE		0	0	442
ANALOG DEVICES INC COM	Stock	032654105	1,170,875	5,087	SH		SOLE		0	0	5,087
VANGUARD UTILITIES ETF	ETF	92204A876	80,063	460	SH		SOLE		0	0	460
TRANSDIGM GROUP INC COM	Stock	893641100	29,970	21	SH		SOLE		0	0	21
SPDR PORTFOLIO TIPS ETF	ETF	78464A656	3,411,748	129,823	SH		SOLE		0	0	129,823
WILLIAMS COS INC COM	Stock	969457100	25,747	564	SH		SOLE		0	0	564
CITIZENS & NORTHN CORP COM	Stock	172922106	35,993	1,828	SH		SOLE		0	0	1,828
AGNICO EAGLE MINES LTD COM	Stock	008474108	3,545	44	SH		SOLE		0	0	44
ARISTA NETWORKS INC COM	Stock	040413106	3,454	9	SH		SOLE		0	0	9
CANADIAN NATL RY CO COM	Stock	136375102	99,578	850	SH		SOLE		0	0	850
ISHARES CORE S&P U.S. GROWTH ETF	ETF	464287671	485,693	3,682	SH		SOLE		0	0	3,682
ISHARES CORE S&P US VALUE ETF	ETF	464287663	682,658	7,149	SH		SOLE		0	0	7,149
RAYONIER ADVANCED MATLS INC COM	Stock	75508B104	163	19	SH		SOLE		0	0	19
MERCADOLIBRE INC COM	Stock	58733R102	2,052	1	SH		SOLE		0	0	1
BANK MONTREAL QUE COM	Stock	063671101	6,797,743	75,363	SH		SOLE		0	0	75,363
CHIMERA INVT CORP COM SHS	REIT	16934Q802	11,079	700	SH		SOLE		0	0	699
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN	Stock	65341B106	1,574	57	SH		SOLE		0	0	57
VANGUARD DIVIDEND APPREC INDEX FUND	ETF	921908844	3,899,009	19,686	SH		SOLE		0	0	19,686
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	24,101	356	SH		SOLE		0	0	356
BARINGS CORPORATE INVS COM	CEF	06759X107	238,861	11,985	SH		SOLE		0	0	11,985
ISHARES 7-10 YEAR TREASURY BOND ETF	ETF	464287440	145,218	1,480	SH		SOLE		0	0	1,480
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	28,356	280	SH		SOLE		0	0	280
ISHARES 20 YEAR TREASURY BOND ETF	ETF	464287432	26,978	275	SH		SOLE		0	0	275
ISHARES CORE DIVIDEND GROWTH ETF	ETF	46434V621	143,560	2,290	SH		SOLE		0	0	2,290
SPDR PORTFOLIO S&P 500 ETF	ETF	78464A854	6,298,480	93,297	SH		SOLE		0	0	93,297
EATON CORP PLC SHS	Stock	G29183103	10,024,734	30,246	SH		SOLE		0	0	30,246
ISHARES GLOBAL REIT ETF	ETF	46434V647	113,433	4,250	SH		SOLE		0	0	4,250
ISHARES EXPANDED TECH SECTOR ETF	ETF	464287549	17,849	186	SH		SOLE		0	0	186
SILA REALTY TRUST INC COMMON STOCK	REIT	146280508	16,160	639	SH		SOLE		0	0	639
PURE CYCLE CORP COM NEW	Stock	746228303	215	20	SH		SOLE		0	0	20
ALIBABA GROUP HLDG LTD SPONSORED ADS	ADR	01609W102	1,061	10	SH		SOLE		0	0	10
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF	ETF	46138J841	23,676	1,121	SH		SOLE		0	0	1,121
V2X INC COM	Stock	92242T101	670	12	SH		SOLE		0	0	12
WAYFAIR INC CL A	Stock	94419L101	11,236	200	SH		SOLE		0	0	200
DNP SELECT INCOME FD INC COM	CEF	23325P104	94,376	9,400	SH		SOLE		0	0	9,400
WISDOMTREE EMERGING MARKETS SMALLCAP DIVIDEND FUND	ETF	97717W281	161	3	SH		SOLE		0	0	3
INVESCO EQUAL WEIGHT 0-30 YEAR TREASURY ETF	ETF	46138E107	142,085	4,886	SH		SOLE		0	0	4,886
KEYSIGHT TECHNOLOGIES INC COM	Stock	49338L103	19,231	121	SH		SOLE		0	0	121
AVANOS MED INC COM	Stock	05350V106	72	3	SH		SOLE		0	0	3
ALLIANT ENERGY CORP COM	Stock	018802108	10,985	181	SH		SOLE		0	0	181
BOISE CASCADE CO DEL COM	Stock	09739D100	212,459	1,507	SH		SOLE		0	0	1,507
TOPGOLF CALLAWAY BRANDS CORP COM	Stock	131193104	2,196	200	SH		SOLE		0	0	200
CIENA CORP COM NEW	Stock	171779309	2,895	47	SH		SOLE		0	0	47
COMMUNITY FINANCIAL SYSTEM INC COM	Stock	203607106	24,215	417	SH		SOLE		0	0	417
CRANE NXT CO COM	Stock	224441105	2,693	48	SH		SOLE		0	0	48
JAZZ PHARMACEUTICALS PLC SHS USD	Stock	G50871105	36,097	324	SH		SOLE		0	0	324
EMCOR GROUP INC COM	Stock	29084Q100	93,425	217	SH		SOLE		0	0	217
ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288620	12,200,400	232,035	SH		SOLE		0	0	232,035
FIRST AMERN FINL CORP COM	Stock	31847R102	15,067,509	228,261	SH		SOLE		0	0	228,261
VANGUARD SHORT-TERM BOND ETF	ETF	921937827	6,885,375	87,500	SH		SOLE		0	0	87,500
FLUOR CORP NEW COM	Stock	343412102	10,401	218	SH		SOLE		0	0	218
GARTNER INC COM	Stock	366651107	411,489	812	SH		SOLE		0	0	812
SPDR PORTFOLIO S&P 500 GROWTH ETF	ETF	78464A409	11,777	142	SH		SOLE		0	0	142
ULTRAGENYX PHARMACEUTICAL INC COM	Stock	90400D108	16,665	300	SH		SOLE		0	0	300
RESTAURANT BRANDS INTL INC COM	Stock	76131D103	721	10	SH		SOLE		0	0	10
SPDR PORTFOLIO S&P 500 VALUE ETF	ETF	78464A508	11,629	220	SH		SOLE		0	0	220
QORVO INC COM	Stock	74736K101	22,210	215	SH		SOLE		0	0	215
PHILIP MORRIS INTL INC COM	Stock	718172109	133,419	1,099	SH		SOLE		0	0	1,099
NUCOR CORP COM	Stock	670346105	157,556	1,048	SH		SOLE		0	0	1,048
ROYAL GOLD INC COM	Stock	780287108	6,875	49	SH		SOLE		0	0	49
VANGUARD MEGA CAP GROWTH ETF	ETF	921910816	291,365	905	SH		SOLE		0	0	905
SYNOPSYS INC COM	Stock	871607107	101,784	201	SH		SOLE		0	0	201
SPDR BLOOMBERG HIGH YIELD BOND ETF	ETF	78468R622	2,836	29	SH		SOLE		0	0	29
PNC FINL SVCS GROUP INC COM	Stock	693475105	555,844	3,007	SH		SOLE		0	0	3,007
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	1,176,878	22,746	SH		SOLE		0	0	22,746
BERKLEY W R CORP COM	Stock	084423102	11,289	199	SH		SOLE		0	0	199
REALTY INCOME CORP COM	REIT	756109104	11,733	185	SH		SOLE		0	0	185
ALTRIA GROUP INC COM	Stock	02209S103	187,878	3,681	SH		SOLE		0	0	3,681
DOMINION ENERGY INC COM	Stock	25746U109	400,311	6,927	SH		SOLE		0	0	6,927
CITIGROUP INC COM NEW	Stock	172967424	110,364	1,763	SH		SOLE		0	0	1,763
AMERICAN WTR WKS CO INC NEW COM	Stock	030420103	31,149	213	SH		SOLE		0	0	213
3-D SYS CORP DEL COM NEW	Stock	88554D205	142	50	SH		SOLE		0	0	50
CADENCE DESIGN SYSTEM INC COM	Stock	127387108	54,206	200	SH		SOLE		0	0	200
AGILENT TECHNOLOGIES INC COM	Stock	00846U101	46,177	311	SH		SOLE		0	0	311
EXXON MOBIL CORP COM	Stock	30231G102	19,338,523	164,976	SH		SOLE		0	0	164,976
UNITEDHEALTH GROUP INC COM	Stock	91324P102	10,089,238	17,256	SH		SOLE		0	0	17,256
PRICE T ROWE GROUP INC COM	Stock	74144T108	3,420,511	31,401	SH		SOLE		0	0	31,401
TRAVELERS COMPANIES INC COM	Stock	89417E109	271,813	1,161	SH		SOLE		0	0	1,161
LOWES COS INC COM	Stock	548661107	1,381,074	5,099	SH		SOLE		0	0	5,099
ON SEMICONDUCTOR CORP COM	Stock	682189105	1,815	25	SH		SOLE		0	0	25
CRH PLC ORD	Stock	G25508105	9,274	100	SH		SOLE		0	0	100
DEERE & CO COM	Stock	244199105	1,267,990	3,038	SH		SOLE		0	0	3,038
NATIONAL STORAGE AFFILIATES TR COM SHS BEN IN	REIT	637870106	8,049	167	SH		SOLE		0	0	167
ISHARES MSCI ACWI ETF	ETF	464288257	828,242	6,928	SH		SOLE		0	0	6,928
COLGATE PALMOLIVE CO COM	Stock	194162103	1,755,012	16,906	SH		SOLE		0	0	16,906
SHOPIFY INC CL A	Stock	82509L107	801	10	SH		SOLE		0	0	10
DEVON ENERGY CORP NEW COM	Stock	25179M103	1,721	44	SH		SOLE		0	0	44
VODAFONE GROUP PLC NEW SPONSORED ADR	ADR	92857W308	6,283	627	SH		SOLE		0	0	627
ISHARES U.S. UTILITIES ETF	ETF	464287697	30,606	300	SH		SOLE		0	0	300
UTILITIES SELECT SECTOR SPDR FUND	ETF	81369Y886	2,796,361	34,617	SH		SOLE		0	0	34,617
RAYONIER INC COM	REIT	754907103	190,860	5,931	SH		SOLE		0	0	5,931
TOPBUILD CORP COM	Stock	89055F103	4,068	10	SH		SOLE		0	0	10
GRAYSCALE BITCOIN TRUST	ETF	389637109	42,067	833	SH		SOLE		0	0	833
CHEMOURS CO COM	Stock	163851108	4,796	236	SH		SOLE		0	0	236
NOVO-NORDISK A S ADR	ADR	670100205	9,627,643	80,857	SH		SOLE		0	0	80,857
BIO RAD LABS INC CL A	Stock	090572207	1,338	4	SH		SOLE		0	0	4
NEW YORK TIMES CO CL A	Stock	650111107	835	15	SH		SOLE		0	0	15
KRAFT HEINZ CO COM	Stock	500754106	4,951	141	SH		SOLE		33	0	108
PAYPAL HLDGS INC COM	Stock	70450Y103	74,831	959	SH		SOLE		0	0	959
FIRST TRUST GLOBAL WIND ENERGY ETF	ETF	33736G106	1,804	100	SH		SOLE		0	0	100
SCHWAB CHARLES CORP COM	Stock	808513105	595,085	9,182	SH		SOLE		0	0	9,182
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	ETF	78463X889	14,367,789	382,529	SH		SOLE		0	0	382,529
CROWN CASTLE INC COM	REIT	22822V101	1,186	10	SH		SOLE		0	0	10
BARINGS PARTN INVS SH BEN INT	CEF	06761A103	22,462	1,326	SH		SOLE		0	0	1,326
TORONTO DOMINION BK ONT COM NEW	Stock	891160509	24,545	388	SH		SOLE		0	0	388
LUMENTUM HLDGS INC COM	Stock	55024U109	1,394	22	SH		SOLE		0	0	22
BLACKROCK INC COM	Stock	09290D101	20,955,686	22,070	SH		SOLE		0	0	22,070
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	340,143	5,458	SH		SOLE		0	0	5,458
ISHARES GLOBAL CLEAN ENERGY ETF	ETF	464288224	13,177	897	SH		SOLE		0	0	897
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	1,793,187	35,078	SH		SOLE		0	0	35,078
ISHARES MSCI EAFE ETF	ETF	464287465	653,736	7,817	SH		SOLE		0	0	7,817
APPLE INC	Stock	037833100	124,713,910	535,253	SH		SOLE		15,715	0	519,537
GSK PLC SPONSORED ADR	ADR	37733W204	10,915	267	SH		SOLE		0	0	267
WEC ENERGY GROUP INC COM	Stock	92939U106	101,951	1,060	SH		SOLE		0	0	1,060
ABBOTT LABS COM	Stock	002824100	2,396,112	21,017	SH		SOLE		0	0	21,016
SPX TECHNOLOGIES INC COM	Stock	78473E103	43,692	274	SH		SOLE		0	0	274
TITAN PHARMACEUTICALS INC DEL COM NEW	Stock	888314705	5	1	SH		SOLE		0	0	1
DISNEY WALT CO	Stock	254687106	3,702,753	38,494	SH		SOLE		0	0	38,494
INVESCO PREFERRED ETF	ETF	46138E511	22,539	1,825	SH		SOLE		0	0	1,825
BOOKING HOLDINGS INC COM	Stock	09857L108	28,318,191	6,723	SH		SOLE		0	0	6,723
ISHARES RUSSELL 1000 ETF	ETF	464287622	24,051	76	SH		SOLE		0	0	76
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF	ETF	78468R663	437,291	4,763	SH		SOLE		0	0	4,763
MARSH & MCLENNAN COS INC COM	Stock	571748102	173,341	777	SH		SOLE		0	0	777
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	528,467	2,784	SH		SOLE		0	0	2,784