EXHIBIT 21--SUBSIDIARIES OF THE REGISTRANT
Capitol Bancorp Ltd.
December 31, 2007
Page 1 of 3
Name of Subsidiary | State or Other Jurisdiction of Incorporation |
Consolidated Subsidiaries: | |
| Ann Arbor Commerce Bank | Michigan |
| Arrowhead Community Bank | Arizona |
| Bank of Auburn Hills (51% owned) | Michigan |
| Bank of Belleville (51% owned) | Illinois |
| Bank of Bellevue (51% owned) | Washington |
| Bank of Escondido | California |
| Bank of Las Vegas | Nevada |
| Bank of Michigan (51% owned) | Michigan |
| Bank of San Francisco (51% owned) | California |
| Bank of Tucson | Arizona |
| Black Mountain Community Bank | Nevada |
| Brighton Commerce Bank | Michigan |
| Camelback Community Bank | Arizona |
| Capitol National Bank | United States (national bank) |
| Desert Community Bank | Nevada |
| Detroit Commerce Bank | Michigan |
| Elkhart Community Bank | Indiana |
| First Carolina State Bank | North Carolina |
| Goshen Community Bank | Indiana |
| Grand Haven Bank | Michigan |
| Kent Commerce Bank | Michigan |
| Macomb Community Bank | Michigan |
| Mesa Bank | Arizona |
| Muskegon Commerce Bank | Michigan |
| Napa Community Bank (87% owned) | California |
| Oakland Commerce Bank | Michigan |
| Paragon Bank & Trust | Michigan |
| Capitol Wealth Insurance Agency, Inc. (100% owned) | Michigan |
| BAIA Acquisition Company, LLC (100% owned) | Michigan |
| Peoples State Bank | Georgia |
| Point Loma Community Bank (51% owned) | California |
| Portage Commerce Bank | Michigan |
| Red Rock Community Bank | Nevada |
| Southern Arizona Community Bank | Arizona |
| Sunrise Bank of Albuquerque | New Mexico |
| Sunrise Bank of Arizona | Arizona |
| Sunrise Bank of San Diego | California |
| Valley First Community Bank | Arizona |
Yuma Community Bank | Arizona |
| Capitol Trust I | Delaware |
| Capitol Trust II | Delaware |
| Capitol Statutory Trust III | Connecticut |
| Capitol Trust IV | Delaware |
| Capitol Trust VI | Delaware |
EXHIBIT 21--SUBSIDIARIES OF THE REGISTRANT
Capitol Bancorp Ltd.
December 31, 2007
Page 2 of 3
Name of Subsidiary | State or Other Jurisdiction of Incorporation |
Consolidated Subsidiaries—continued: | |
| Capitol Trust VII | Delaware |
| Capitol Statutory Trust VIII | Connecticut |
| Capitol Trust IX | Delaware |
| Capitol Trust X | Delaware |
| Capitol Trust XI | Delaware |
| Capitol Bancorp Colorado Ltd. (100% owned) | Michigan |
| Fort Collins Commerce Bank (51% owned) | Colorado |
| Capitol Bancorp Colorado Ltd. II (100% owned) | Michigan |
| Larimer Bank of Commerce (51% owned) | Colorado |
| Loveland Bank of Commerce (51% owned) | Colorado |
| Capitol Development Bancorp Limited III (6% owned) | Michigan |
| Bank of Santa Barbara (51% owned by CDBL-III) | California |
| Community Bank of Rowan (51% owned by CDBL-III) | North Carolina |
| Summit Bank of Kansas City (55% owned by CDBL-III) | Missouri |
| Capitol Development Bancorp Limited IV (7% owned) | Michigan |
| Capitol Wealth, Inc. (100% owned by CDBL-IV) | Michigan |
| Clemson Holding, LLC (100% owned by Capitol Wealth, Inc.) | Michigan |
| Asian Bank of Arizona (51% owned by CDBL-IV) | Arizona |
| Bank of Valdosta (56% owned by CDBL-IV) | Georgia |
| Evansville Commerce Bank (51% owned by CDBL-IV) | Indiana |
| Sunrise Bank of Atlanta (51% owned by CDBL-IV) | Georgia |
| Capitol Development Bancorp Limited V (6% owned) | Michigan |
1st Commerce Bank (51% owned by CDBL-V) | Nevada |
| Bank of Everett (51% owned by CDBL-V) | Washington |
| Bank of Feather River (51% owned by CDBL-V) | California |
| Bank of Maumee (51% owned by CDBL-V) | United States (federal savings bank) |
| Ohio Commerce Bank (51% owned by CDBL-V) | United States (federal savings bank) |
| Capitol Development Bancorp Limited VI (6% owned) | Michigan |
| Bank of Tacoma (51% owned by CDBL-VI) | Washington |
| Sunrise Community Bank (51% owned by CDBL-VI) | California |
| Issaquah Community Bank (51% owned by CDBL-VI) | Washington |
| USNY Bank (51% owned by CDBL-VI) | New York |
| High Desert Bank (55% owned by CDBL-VI) | United States (federal savings bank) |
| Bank of Fort Bend (51% owned by CDBL-VI) | United States (federal savings bank) |
| Bank of Las Colinas (51% owned by CDBL-VI) | United States (federal savings bank) |
| Capitol Development Bancorp Limited VII (7% owned) | Michigan |
| Community Bank of Lincoln (51% owned by CDBL-VII) | United States (federal savings bank) |
| Capitol Bean Counter, LLC | Michigan |
EXHIBIT 21--SUBSIDIARIES OF THE REGISTRANT
Capitol Bancorp Ltd.
December 31, 2007
Page 3 of 3
Name of Subsidiary | State or Other Jurisdiction of Incorporation |
Consolidated Subsidiaries—continued: | |
| Capitol Capital, LLC | Michigan |
| Capitol Bancorp Leasing, Inc. | Michigan |
| Unconsolidated Subsidiary: | |
Amera Mortgage Corporation, Inc. (less than 50% owned by equity method investee) | Michigan |
| Inactive Subsidiaries: | �� |
MOI, Inc. (wholly-owned subsidiary of Oakland Commerce Bank) | Michigan |
| Financial Center Corporation | Michigan |