Evans Bancorp (EVBN) 10-K 9 Mar 15 2014 FY Annual report Financial data

Document_And_Entity_Informatio

Document And Entity Information (USD $)	12 Months Ended
In Millions, except Share data, unless otherwise specified	Dec. 31, 2014	Feb. 27, 2015	Jun. 30, 2014
Document And Entity Information [Abstract]
Document Type	10-K
Document Period End Date	31-Dec-14
Amendment Flag	FALSE
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2014
Entity Registrant Name	EVANS BANCORP INC
Entity Central Index Key	842518
Current Fiscal Year End Date	-19
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Smaller Reporting Company
Entity Public Float			$64.70
Entity Common Stock, Shares Outstanding		4,212,608

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS
Cash and due from banks	$8,784	$14,698
Interest-bearing deposits at banks	2,114	27,256
Securities:
Available for sale, at fair value (amortized cost: $94,048 at December 31, 2014; $99,353 at December 31, 2013	95,533	99,665
Held to maturity, at amortized cost (fair value: $1,574 at December 31, 2014; $2,319 at December 31 2013	1,599	2,384
Federal Home Loan Bank common stock, at amortized cost	1,439	1,364
Federal Reserve Bank common stock, at amortized cost	1,486	1,467
Loans and leases, net of allowance for loan and lease losses of $12,533 at December 31, 2014 and $11,503 at December 31, 2013	683,131	635,493
Properties and equipment, net of accumulated depreciation of $15,129 at December 31, 2014 and $14,226 at December 31, 2013	10,224	11,163
Goodwill	8,101	8,101
Intangible assets		108
Bank-owned life insurance	20,415	19,840
Other assets	13,983	11,959
TOTAL ASSETS	846,809	833,498
LIABILITIES
Demand deposits	158,631	139,973
NOW deposits	72,670	65,927
Regular savings deposits	363,542	390,575
Time deposits	112,792	110,137
Total deposits	707,635	706,612
Securities sold under agreement to repurchase	13,778	13,351
Other short term borrowings	13,700	9,000
Other liabilities	14,578	12,493
Junior subordinated debentures	11,330	11,330
Total liabilities	761,021	752,786
STOCKHOLDERS' EQUITY:
Common stock, $.50 par value, 10,000,000 shares authorized;4,241,797 and 4,208,459 shares issued at December 31, 2014 and December 31, 2013, respectively, and 4,203,684 and 4,201,362 outstanding at December 31, 2014 and December 31, 2013, respectively	2,123	2,106
Capital surplus	43,102	42,619
Treasury stock, at cost, 38,113 shares and 4,906 at December 31, 2014 and December 31, 2013, respectively	-751	-120
Retained earnings	42,822	37,370
Accumulated other comprehensive loss, net of tax	-1,508	-1,263
Total stockholders' equity	85,788	80,712
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$846,809	$833,498

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Consolidated Balance Sheets [Abstract]
Available for sale, cost	$94,048	$99,353
Held to maturity, fair value	1,574	2,319
Allowance for loan and lease losses	12,533	11,503
Properties and equipment, accumulated depreciation	$15,129	$14,226
Common stock, par value	$0.50	$0.50
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,241,797	4,208,459
Common stock, shares outstanding	4,203,684	4,201,362
Treasury stock shares	38,113	4,906

Consolidated_Statements_Of_Inc

Consolidated Statements Of Income (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
INTEREST INCOME
Loans and leases	$31,899	$29,546	$30,300
Interest bearing deposits at banks	33	132	53
Securities:
Taxable	1,816	1,666	1,871
Non-taxable	967	1,060	1,153
Total interest income	34,715	32,404	33,377
INTEREST EXPENSE
Deposits	3,058	3,296	4,546
Other borrowings	237	436	703
Junior subordinated debentures	321	325	348
Total interest expense	3,616	4,057	5,597
NET INTEREST INCOME	31,099	28,347	27,780
PROVISION (CREDIT) FOR LOAN AND LEASE LOSSES	1,229	1,540	-68
NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES	29,870	26,807	27,848
NON-INTEREST INCOME
Bank charges	1,839	2,039	1,858
Insurance service and fees	7,131	7,211	6,966
Data center income	348	464	456
Gain on loans sold	203	25	464
Bank-owned life insurance	574	508	489
Loss on tax credit investment	-2,596	-1,555
Interchange fee income	1,142	1,059	944
Gain on termination of loss sharing agreement		716
Other	1,632	1,694	1,646
Total non-interest income	10,273	12,161	12,823
NON-INTEREST EXPENSE
Salaries and employee benefits	18,844	17,755	17,304
Occupancy	2,868	3,010	2,785
Repairs and maintenance	732	723	769
Advertising and public relations	867	786	814
Professional services	1,819	1,892	1,925
Technology and communications	1,130	1,283	1,197
Litigation expense	1,000
Amortization of intangibles	108	221	349
FDIC insurance	553	576	521
Other	3,331	3,134	3,128
Total non-interest expense	31,252	29,380	28,792
INCOME BEFORE INCOME TAXES	8,891	9,588	11,879
INCOME TAX PROVISION	704	1,731	3,747
NET INCOME	$8,187	$7,857	$8,132
Net income per common share-basic	$1.96	$1.88	$1.96
Net income per common share-diluted	$1.92	$1.85	$1.95
Cash dividends per common share	$0.65	$0.26	$0.68
Weighted average number of common shares outstanding	4,186,786	4,189,769	4,144,322
Weighted average number of diluted shares outstanding	4,264,406	4,239,037	4,159,690

Statements_Of_Consolidated_Com

Statements Of Consolidated Comprehensive Income (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014		Dec. 31, 2013		Dec. 31, 2012
Statements Of Consolidated Comprehensive Income [Abstract]
Net Income	$8,187		$7,857		$8,132
Unrealized gain (loss) on available-for-sale securities, Net-of-Tax	720		-2,266		-77
Net change, Net-of-Tax Amount	720		-2,266		-77
Defined benefit pension plans:
Amortization of prior service cost	19	[1]	42	[1]	53	[1]
Amortization of actuarial assumptions	64	[1]	108	[1]	105	[1]
Actuarial gains (losses)	-1,048		752		-326
Total	-965		902		-168
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX	-245		-1,364		-245
COMPREHENSIVE INCOME	$7,942		$6,493		$7,887
[1]	Included in net periodic pension cost, as described in Note 11 - bEmployee Benefits and Deferred Compensation Plansb

Consolidated_Statements_Of_Cha

Consolidated Statements Of Changes In Stockholdersb Equity (USD $)	Common Stock [Member]	Capital Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]	Total
In Thousands
Balance at Dec. 31, 2011	$2,063	$41,275	$25,304	$346		$68,988
Net Income			8,132			8,132
Other comprehensive income (loss)				-245		-245
Cash dividends			-2,825			-2,825
Stock options and restricted stock expense		305				305
Excess tax benefit from stock compensation		6				6
Issued shares under dividend reinvestment plan	9	268				277
Issued restricted shares	6	-6
Issued shares under Employee Stock Purchase Plan	8	182				190
Issued shares through stock option exercise	1	-1
Balance at Dec. 31, 2012	2,087	42,029	30,611	101		74,828
Net Income			7,857			7,857
Other comprehensive income (loss)				-1,364		-1,364
Cash dividends			-1,098			-1,098
Stock options and restricted stock expense		352				352
Excess tax benefit from stock compensation		-9				-9
Issued restricted shares	9	-9
Issued shares under Employee Stock Purchase Plan	7	184				191
Issued shares through stock option exercise	2	55				57
Repurchased shares in Treasury stock					-250	-250
Reissued shares under dividend reinvestment plan		3			99	102
Reissued shares through stock option exercise	1	14			31	46
Balance at Dec. 31, 2013	2,106	42,619	37,370	-1,263	-120	80,712
Net Income			8,187			8,187
Other comprehensive income (loss)				-245		-245
Cash dividends			-2,735			-2,735
Stock options and restricted stock expense		465				465
Excess tax benefit from stock compensation		87				87
Issued restricted shares	11	-11
Issued shares under Employee Stock Purchase Plan	6	232				238
Repurchased shares in Treasury stock					-1,436	-1,436
Reissued restricted shares		-4			4
Reissued shares under dividend reinvestment plan		3			255	258
Reissued shares through stock option exercise		-289			546	257
Balance at Dec. 31, 2014	$2,123	$43,102	$42,822	($1,508)	($751)	$85,788

Consolidated_Statements_Of_Cha1

Consolidated Statements Of Changes In Stockholdersb Equity (Parenthetical) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Consolidated Statements Of Changes In Stockholdersb Equity [Abstract]
Cash dividends per common share	$0.65	$0.26	$0.68
Shares issued through stock options exercise		4,100	1,439
Shares issued under dividend reinvestment plan			17,785
Shares reissued under dividend reinvestment plan	11,265	5,126	380
Reissued Restricted Shares	186
Restricted shares issued	20,517	19,431	10,145
Restricted shares forfeited	5,998	2,191	1,348
Shares issued under Employee Stock Purchase Plan	12,821	13,455	16,831
Shares repurchased into Treasury Stock	59,800	13,032
Shares reissued through stock options exercise	23,331	3,000

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
OPERATING ACTIVITIES:
Interest received	$34,707	$32,176	$33,281
Fees received	12,505	14,786	12,004
Interest paid	-3,607	-4,070	-5,630
Cash paid to employees and vendors	-29,418	-28,667	-26,603
Cash contributed to pension plan	-110	-185	-370
Income taxes paid	-2,858	-1,902	-3,200
Proceeds from sale of loans held for resale	15,471	776	24,035
Originations of loans held for resale	-15,669	187	-20,915
Net cash provided by operating activities	11,021	13,101	12,602
INVESTING ACTIVITIES:
Purchases of available for sale securities	-15,379	-27,055	-32,767
Proceeds from maturities, calls, and payments of available for sale securities	20,217	15,750	40,349
Purchases of held to maturity securities	-618	-941	-3,118
Proceeds from maturities, calls, and payments of held to maturity securities	1,403	2,302	3,176
Cash paid for bank owned life insurance		-4,000
Additions to properties and equipment	-580	-1,448	-2,002
Proceeds for sales of fixed assets		365
Purchase of tax credit investment	-1,912	-225
Net (increase) decrease in loans	-47,941	-64,280	-2,974
Net cash (used in) provided by investing activities	-44,810	-79,532	2,664
FINANCING ACTIVITIES:
Proceeds from (repayments of) borrowings	5,128	-8,760	101
Net increase in deposits	1,023	27,620	62,790
Dividends paid	-2,735	-1,098	-2,825
Repurchase of treasury stock	-1,436	-124
Issuance of common stock	238	270	467
Reissuance of treasury stock	515
Net cash provided by financing activities	2,733	17,908	60,533
Net (decrease) increase in cash and equivalents	-31,056	-48,523	75,799
CASH AND CASH EQUIVALENTS:
Beginning of period	41,954	90,477	14,678
End of period	10,898	41,954	90,477
RECONCILIATION OF NET INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES:
Net income	8,187	7,857	8,132
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	1,573	1,996	2,125
Deferred tax expense (benefit)	-1,460	-372	539
Provision for loan and lease losses	1,229	1,540	-68
Loss on tax credit investment	2,596	1,555
Gain on loans sold	-203	-25	-464
Stock options and restricted stock expense	465	352	305
Proceeds from sale of loans held for resale	15,471	776	24,035
Originations of loans held for resale	-15,669	187	-20,915
Changes in assets and liabilities affecting cash flow:
Other assets	-2,919	-2,119	-1,062
Other liabilities	1,751	1,354	-25
NET CASH PROVIDED BY OPERATING ACTIVITIES	$11,021	$13,101	$12,602

Organization_And_Summary_Of_Si

Organization And Summary Of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2014
Organization And Summary Of Significant Accounting Policies [Abstract]
Organization And Summary Of Significant Accounting Policies		1	ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Organization and General
	Evans Bancorp, Inc. (the “Company”) was organized as a New York business corporation and incorporated under the laws of the State of New York on October 28, 1988 for the purpose of becoming a bank holding company.  Through August 2004, the Company was registered with the Federal Reserve Board (“FRB”) as a bank holding company under the Bank Holding Company Act of 1956, as amended.  In August 2004, the Company filed for, and was approved as, a Financial Holding Company under the Bank Holding Company Act.  The Company currently conducts its business through its two subsidiaries: Evans Bank, N.A. (the “Bank”), a nationally chartered bank, and its subsidiaries, Suchak Data Systems, LLC (“SDS”), Evans National Leasing, Inc. (“ENL”) and Evans National Holding Corp. (“ENHC”); and Evans National Financial Services, LLC (“ENFS”) and its subsidiary, The Evans Agency LLC (“TEA”).  Unless the context otherwise requires, the term “Company” refers collectively to Evans Bancorp, Inc. and its subsidiaries.  The Company conducts its business through its subsidiaries.  It does not engage in any other substantial business.
	During the twelve-month period ended December 31, 2014, the Company revised the Consolidated Statement of Cash Flows
	for the twelve-month period ended December 31, 2013 to correct errors of $1.7 million within the “Cash paid to employees and vendors”, “Net cash provided by operating activities”, “Net (increase)decrease in loans” and “Net cash (used in) provided by investing activities, $147 thousand in “Depreciation and amortization”, $1.8 million in “Change in other assets affecting cash flow” and $34 thousand in “Change in liabilities effecting cash flow” line items. In addition, the Company revised the Consolidated Statement of Cash Flows for the twelve-month period ended December 31, 2012 to correct errors of $1.5 million within the “Cash paid to employees and vendors”, “Net cash provided by operating activities”, “Net (increase) decrease in loans” and “Net cash (used in) provided by investing activities, $110 thousand in “Depreciation and amortization”, $2.2 million in “Change in other assets affecting cash flow” and $579 thousand in “Change in liabilities effecting cash flow” line items.  The Company has assessed the materiality of this correction and concluded, based on qualitative and quantitative considerations, in accordance with Staff Accounting Bulletin No. 99, that the adjustments were not material to our previously reported financial statements.
	Regulatory Requirements
	The Company is subject to the rules, regulations, and reporting requirements of various regulatory bodies, including the FRB, the Federal Deposit Insurance Corporation (“FDIC”), the Office of the Comptroller of the Currency (“OCC”), and the SEC.
	Principles of Consolidation
	The consolidated financial statements include the accounts of the Company, the Bank, ENFS and their subsidiaries.  All material inter-company accounts and transactions are eliminated in consolidation.
	Accounting Estimates
	Management has made a number of estimates and assumptions relating to the reporting of assets and liabilities and disclosure of contingent assets and liabilities in order to prepare these consolidated financial statements in conformity with U.S. generally accepted accounting principles.  The estimates and assumptions that management deems to be critical involve our accounting policies relating to the determination of our allowance for loan and lease losses and the valuation of goodwill.  These estimates and assumptions are based on management’s best estimates and judgment and management evaluates them on an ongoing basis using historical experience and other factors, including the current economic environment, which management believes to be reasonable under the circumstances.  We adjust our estimates and assumptions when facts and circumstances dictate.  The current economic recession increases the uncertainty inherent in our estimates and assumptions.  As future events cannot be determined with precision, actual results could differ significantly from our estimates.  Changes in those estimates resulting from continuing changes in the economic environment will be reflected in the consolidated financial statements in periods as they occur.
	Cash and Cash Equivalents
	For purposes of reporting cash flows, cash and cash equivalents include cash and due from banks and interest-bearing deposits at banks.
	Securities
	Securities which the Bank has the positive intent and ability to hold to maturity are classified as held to maturity and are stated at cost, adjusted for discounts and premiums that are recognized in interest income over the period to the earlier of the call date or maturity using the level yield method.  These securities represent debt issuances of local municipalities in the Bank’s market area for which market prices are not readily available.  Management periodically evaluates the financial condition of the municipalities to see if there is any cause for impairment in their bonds.
	Securities classified as available for sale are stated at fair value with unrealized gains and losses excluded from earnings and reported, net of deferred income taxes, in accumulated other comprehensive income or loss, a component of stockholders’ equity.  Gains and losses on sales of securities are computed using the specific identification method.
	Securities which experience an other-than-temporary decline in fair value are written down to a new cost basis with the amount of the write-down, due to credit problems, included in earnings as a realized loss.  The new cost basis is not changed for subsequent recoveries in fair value.  Factors which management considers in determining whether an impairment in value of an investment is other than temporary include the period of time the securities were in a loss position, management’s intent and ability to hold securities until fair values recover to amortized cost or if it is considered more likely than not that the Company will have to sell the security, the extent to which fair value is less than amortized cost, the issuer’s financial performance and near term prospects, the financial condition and prospects for the issuer’s geographic region and industry, and recoveries or declines in fair value subsequent to the balance sheet date.  There were no charges associated with other-than-temporary impairment declines in fair value of securities in 2014 or 2013.
	The Bank does not engage in securities trading activities.
	Loans
	Loans that management has the intent and ability to hold for the foreseeable future, or until maturity or pay-off, generally are reported at their outstanding unpaid principal balances adjusted for unamortized deferred fees or costs.  Interest income is accrued on the unpaid principal balance and is recognized using the interest method.  Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the effective yield method of accounting.
	Loans become past due when the payment date has been missed.  If payment has not been received within 30 days, then the loan is delinquent.  Delinquent loans are placed into three categories; 30-59 days past due, 60-89 days past due, or 90+ days past due.  Loans 90 or more days past due are considered non-performing.
	The accrual of interest on loans is discontinued at the time the loan is 90 days delinquent, unless the credit is well secured and in process of collection.  If the credit is not well secured and in the process of collection, the loan is placed on non-accrual status and is subject to charge-off if collection of principal or interest is considered doubtful.  A loan can also be placed on nonaccrual before it is 90 days delinquent if management determines that it is probable that the Bank will be unable to collect principal or interest due according to the contractual terms of the loan.
	All interest due but not collected for loans that are placed on non-accrual status or charged off is reversed against interest income.  The interest on these loans is accounted for on the cost-recovery method, until it again qualifies for an accrual basis.  Any cash receipts on non-accrual loans reduce the carrying value of the loans.  Loans are returned to accrual status when all principal and interest amounts contractually due are brought current, the adverse circumstances which resulted in the delinquent payment status are resolved, and payments are made in a timely manner for a period of time sufficient to reasonably assure their future dependability.
	The Bank considers a loan impaired when, based on current information and events, it is probable that it will be unable to collect principal or interest due according to the contractual terms of the loan.  These loans are individually assessed for any impairment.  Loan impairment is measured based on the present value of expected cash flows discounted at the loan’s effective interest rate or, as a practical expedient, at the loan’s observable market price or the fair value of the collateral, less costs to sell, if the loan is collateral dependent.  Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, estimated costs to sell, and/or management’s expertise and knowledge of the client and the client’s business.  The Company has an appraisal policy in which appraisals are obtained upon a loan being downgraded on the Company’s internal loan rating scale to a 5 (special mention) or a 6 (substandard) depending on the amount of the loan, the type of loan and the type of collateral.  All impaired loans are either graded a 6 or 7 on the internal loan rating scale.  Subsequent to the downgrade, if the loan remains outstanding and impaired for at least one year more, management may require another follow-up appraisal.  Between receipts of updated appraisals, if necessary, management may perform an internal valuation based on any known changing conditions in the marketplace such as sales of similar properties, a change in the condition of the collateral, or feedback from local appraisers.  Consumer installment loans and direct financing leases are collectively evaluated for impairment.  Since these loans and leases are not individually identified and evaluated, they are not considered impaired loans.  The one exception is for consumer loans and direct financing leases that are considered troubled debt restructurings (“TDR”) since all TDR loans and leases are considered impaired.
	The Bank monitors the credit risk in its loan portfolio by reviewing certain credit quality indicators (“CQI”).  The primary CQI for its commercial mortgage and commercial and industrial (“C&I”) portfolios is the individual loan’s credit risk rating.  The following list provides a description of the credit risk ratings that are used internally by the Bank when assessing the adequacy of its allowance for loan and lease losses:
		·	1-3-Pass:  Risk Rated 1-3 loans are loans with a slight risk of loss.  The loan is secured by collateral of sufficient value to cover the loan by an acceptable margin.  The financial statements of the company demonstrate sufficient net worth and repayment ability.  The company has established an acceptable credit history with the bank and typically has a proven track record of performance.  Management is experienced, and has an at least average ability to manage the company.  The industry has an average or less than average susceptibility to wide fluctuations in business cycles.
		·	4-Watch:  Although generally acceptable, a higher degree of risk is evident in these watch credits.   Obligor assessment factors may have elements which reflect marginally acceptable conditions warranting more careful review and analysis and monitoring.
	The obligor’s balance sheet reflects generally acceptable asset quality with some elements weak or marginally acceptable.  Liquidity may be somewhat strained, but is at an acceptable level to support operations.  Obligor may be fully leveraged with ratios higher than industry averages.  High leverage is negatively impacting the company, leaving it vulnerable to adverse change.  Inconsistent or declining capability to service existing debt requirements evidenced by debt service coverage temporarily below or near acceptable level.   The margin of collateral may be adequate, but declining or fluctuating in value.  Company management may be unproven, but capable.  Rapid expansion or acquisition may increase leverage or reduce cash flow.
	Negative industry conditions or weaker management could also be characteristic.  Proper consideration should be given to companies in a high growth phase or in development business segments that may not have achieved sustainable earnings.
	Obligors demonstrate sufficient financial flexibility to react to and positively address the root cause of the adverse financial trends without significant deviations from their current business strategy.  The rating is also used for borrowers that have made significant progress in resolving their financial weaknesses.
		·	5-O.A.E.M. (Other Assets Especially Mentioned):  Special Mention (“SM”) – A special mention asset has potential weaknesses that warrant management’s close attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the institution’s credit position at some future date.  SM assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification.
	SM assets have potential weaknesses that may, if not checked or corrected, weaken the asset or inadequately protect the institution’s position at some future date.  These assets pose elevated risk, but their weakness does not yet justify a substandard classification.  Borrowers may be experiencing adverse operating trends (declining revenues or margins) or an ill proportioned balance sheet (e.g. increasing inventory without an increase in sales, high leverage, tight liquidity).
	Adverse economic or market conditions, such as interest rate increases or the entry of a new competitor, may also support a special mention rating.
	Nonfinancial reasons for rating a credit exposure special mention include management problems, pending litigation, an ineffective loan agreement or other material structural weakness, and any other significant deviation from prudent lending practices.
	The SM rating is designed to identify a specific level of risk and concern about asset quality.  Although an SM asset has a higher profitability of default than a pass asset, its default is not imminent.
		·	6-Substandard:  A substandard asset is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any.  Assets so classified must have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt.  They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
	Substandard assets have a high probability of payment default, or they have other well-defined weaknesses.  They require more intensive supervision by Bank management.
	Substandard assets are generally characterized by current or expected unprofitable operations, inadequate debt service coverage, inadequate liquidity, or marginal capitalization.  Repayment may depend on collateral or other credit risk subsidies.  For some substandard assets, the likelihood of full collection of interest and principal may be in doubt; such assets should be placed on non-accrual.  Although substandard assets in the aggregate will have distinct potential for loss, an individual asset’s loss potential does not have to be distinct for the asset to be rated substandard.  These loans are periodically reviewed and tested for impairment.
		·	7-Doubtful:  An asset classified doubtful has all the weaknesses inherent in one classified substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
	A doubtful asset has a high probability of total or substantial loss, but because of specific pending events that may strengthen the asset, its classification of loss is deferred.
	Doubtful borrowers are usually in default, lack adequate liquidity or capital, and lack the resources necessary to remain an operating entity.  Pending events can include mergers, acquisitions, liquidations, capital injections, the perfection of liens on additional collateral, the valuation of collateral, and refinancing.
	Generally, pending events should be resolved within a relatively short period and the ratings will be adjusted based on the new information.  Because of high probability of loss, non-accrual accounting treatment is required for doubtful assets.
		·	8-Loss:  Assets classified loss are considered uncollectable and of such little value that their continuance as bankable assets is not warranted.  This classification does not mean that the assets have absolutely no recovery or salvage value, but rather that it is not practical or desirable to defer writing off this basically worthless asset even though partial recovery may be affected in the future.
	With loss assets, the underlying borrowers are often in bankruptcy, have formally suspended debt repayments, or have otherwise ceased normal business operations.  Once an asset is classified loss, there is little prospect of collecting either its principal or interest.  When access to collateral, rather than the value of the collateral, is a problem, a less severe classification may be appropriate.  Losses are to be recorded in the period an obligation becomes uncollectible.
	The Company’s consumer loans, including residential mortgages and home equities, are not individually risk rated or reviewed in the Company’s loan review process.  Consumers are not required to provide the Company with updated financial information as is a commercial customer.  Consumer loans also carry smaller balances.  Given the lack of updated information since the initial underwriting of the loan and small size of individual loans, the Company does not have credit risk ratings for consumer loans and instead uses delinquency status as the credit quality indicator for consumer loans.  However, once a consumer loan is identified as impaired, it is individually evaluated for impairment.
	Allowance for Loan and Lease Losses
	The provision for loan and lease losses represents the amount charged against the Bank’s earnings to maintain an allowance for probable loan and lease losses inherent in the portfolio based on management’s evaluation of the loan and lease portfolio at the balance sheet date. Factors considered by the Bank’s management in establishing the allowance include: the collectability of individual loans, current loan concentrations, charge-off history, delinquent loan percentages, the fair value of the collateral, input from regulatory agencies, and general economic conditions.
	On a quarterly basis, management of the Bank meets to review and determine the adequacy of the allowance for loan and lease losses. In making this determination, the Bank’s management analyzes the ultimate collectability of the loans in its portfolio by incorporating feedback provided by the Bank’s internal loan staff, an independent internal loan review function and information provided by examinations performed by regulatory agencies.
	The analysis of the allowance for loan and lease losses is composed of two components: specific credit allocation and general portfolio allocation. The specific credit allocation includes a detailed review of each impaired loan and allocation is made based on this analysis.  Factors may include the appraisal value of the collateral, the age of the appraisal, the type of collateral, the performance of the loan to date, the performance of the borrower’s business based on financial statements, and legal judgments involving the borrower.  The general portfolio allocation consists of an assigned reserve percentage based on the historical loss experience, the loss emergence period, and other quantitative and qualitative factors of the loan category.
	The general portfolio allocation is segmented into pools of loans with similar characteristics.  Separate pools of loans include loans pooled by loan grade and by portfolio segment.  Loans graded a 5 or worse (“criticized loans”) that exceed an exposure threshold are evaluated by the Company’s credit department to determine if the collateral for the loan is worth less than the loan.  All of these “shortfalls” are added together and divided by the respective loan pool to calculate a current quantitative factor applied to the respective pool, as this represents a potential loss exposure.  The current quantitative factor is then included within an analysis of historical quantitative factors, and a weighted average and loss emergence period multiplier is applied against these loan pools.  These loans are not considered individually impaired because the cash flow of the customer and the payment history of the loan suggest that it is not probable that the Company will be unable to collect the full amount of principal and interest as contracted and are thus still accruing interest.
	Loans that are graded 4 or better (“non-criticized loans”) are reserved in separate loan pools in the general portfolio allocation.  A weighted average 5-year historical charge-off ratio and a loss emergence period by portfolio segment is calculated and applied against these loan pools.
	For both the criticized and non-criticized loan pools in the general portfolio allocation, additional qualitative factors are applied.  The qualitative factors applied to the general portfolio allocation reflect management’s evaluation of various conditions.  The conditions evaluated include the following: industry and regional conditions; seasoning of the loan portfolio and changes in the composition of and growth in the loan portfolio; the strength and duration of the business cycle; existing general economic and business conditions in the lending areas; credit quality trends in non-accruing loans; timing of the identification of downgrades; historical loan charge-off experience; and the results of bank regulatory examinations.  Due to the nature of the loans, the criticized loan pools carry significantly higher qualitative factors than the non-criticized pools.
	Foreclosed Real Estate
	Foreclosed real estate is initially recorded at the lower of carrying or fair value (net of costs of disposal) at the date of foreclosure.  Costs relating to development and improvement of property are capitalized, whereas costs relating to the holding of property are expensed.  Assessments are periodically performed by management, and an allowance for losses is established through a charge to operations if the carrying value of a property exceeds fair value.  The Company held no foreclosed real estate at December 31, 2014 or December 31, 2013.
	Insurance Commissions and Fees
	Commission revenue is recognized as of the effective date of the insurance policy or the date the customer is billed, whichever is later.  The Company also receives contingent commissions from insurance companies which are based on the overall profitability of their relationship based primarily on the loss experience of the insurance placed by the Company.  Contingent commissions from insurance companies are recognized when determinable.
	Goodwill and Other Intangible Assets
	The Company accounts for goodwill and other intangible assets in accordance with ASC Topic 350, "Intangibles – Goodwill and Other."  The Company records the excess of the cost of acquired entities over the fair value of identifiable tangible and intangible assets acquired, less liabilities assumed, as goodwill.  The Company amortizes acquired intangible assets with definite useful economic lives over their useful economic lives utilizing the straight-line method.  On a periodic basis, management assesses whether events or changes in circumstances indicate that the carrying amounts of the intangible assets may be impaired.  The Company does not amortize goodwill and any acquired intangible asset with an indefinite useful economic life, but reviews them for impairment at a reporting unit level on an annual basis, or when events or changes in circumstances indicate that the carrying amounts may be impaired.  A reporting unit is defined as any distinct, separately identifiable component of one of our operating segments for which complete, discrete financial information is available and reviewed regularly by the segment’s management.  The only reporting unit with goodwill as of December 31, 2014 was the insurance agency activities reporting unit.
	The fair value of the insurance agency activities reporting unit is measured annually as of December 31st utilizing the average of a discounted cash flow model and a market value based on a multiple to earnings before interest, taxes, depreciation, and amortization (“EBITDA”) for similar companies.  The calculated value of the insurance agency reporting unit was substantially in excess of the carrying amount at December 31, 2014.  A review of the period subsequent to the measurement date is performed to determine if there were any significant adverse changes in operations or events that would alter our determination as of the measurement date.  The Company has performed the required goodwill impairment tests and has determined that goodwill was not impaired as of December 31, 2014.
	Bank-Owned Life Insurance
	The Bank has purchased insurance on the lives of Company directors and certain members of the Bank's and TEA's management.  The policies accumulate asset values to meet future liabilities, including the payment of employee benefits, such as retirement benefits.  Increases in the cash surrender value are recorded as other income in the Company’s Consolidated Statements of Income.
	Properties and Equipment
	Properties and equipment are stated at cost less accumulated depreciation.  Depreciation is computed using the straight-line method over the estimated useful lives of the assets, which range from 3 to 39 years.  Impairment losses on properties and equipment are realized if the carrying amount is not recoverable from its undiscounted cash flows and exceeds its fair value in accordance with ASC Topic 360, “Property, Plant, and Equipment.”
	Income Taxes
Income taxes are accounted for under the asset and liability method under ASC Topic 740, “Income Taxes.”  Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the periods in which the deferred tax assets or liabilities are expected to be realized or settled.  As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through income tax expense.
Net Income Per Share
Net income per common share is determined by dividing net income by the weighted average number of shares outstanding during the period.  Diluted earnings per common share is based on increasing the weighted-average number of shares of common stock by the number of shares of common stock that would be issued assuming the exercise of stock options and immediate vesting of restricted shares.  Such adjustments to weighted-average number of shares of common stock outstanding are made only when such adjustments are expected to dilute earnings per common share.  There were 77,620,  49,268,  and 15,368 potentially dilutive shares of common stock included in calculating diluted earnings per share for the years ended December 31, 2014, 2013, and 2012, respectively.  Potential common shares that would have the effect of increasing diluted earnings per share are considered to be anti-dilutive.  In accordance with ASC Topic 260, "Earnings Per Share," these shares were not included in calculating diluted earnings per share.  As of December 31, 2014, 2013, and 2012, there were 9 thousand, 42 thousand, and 157 thousand shares, respectively, that are not included in calculating diluted earnings per share because their effect was anti-dilutive.
Treasury Stock
Repurchases of shares of Evans Bancorp, Inc. stock are recorded at cost as a reduction of shareholders’ equity.  Reissuances of shares of treasury stock are recorded at market value.
Comprehensive Income
Comprehensive income includes both net income and other comprehensive income, including the change in unrealized gains and losses on securities available for sale, and the change in the liability related to pension costs, net of tax.
Employee Benefits
The Bank maintains a non-contributory, qualified, defined benefit pension plan (the “Pension Plan”) that covered substantially all employees before it was frozen on January 31, 2008.  All benefits eligible participants had accrued in the Pension Plan until the freeze date have been retained.  Employees have not accrued additional benefits in the Pension Plan from that date.  The actuarially determined pension benefit in the form of a life annuity is based on the employee’s combined years of service, age and compensation.  The Bank’s policy is to fund the minimum amount required by government regulations.  Employees are eligible to receive these benefits at normal retirement age.
The Bank maintains a defined contribution 401(k) plan and accrues contributions due under this plan as earned by employees.  In addition, the Bank maintains a non-qualified Supplemental Executive Retirement Plan for certain members of senior management, a non-qualified Deferred Compensation Plan for directors and certain members of management, and a non-qualified Executive Incentive Retirement Plan for certain members of management, as described more fully in Note 11 to these Consolidated Financial Statements, “Employee Benefits and Deferred Compensation Plans.”
Stock-based Compensation
Stock-based compensation expense is recognized over the vesting period of the stock-based grant based on the estimated grant date value of the stock-based compensation that is expected to vest.  Information on the determination of the estimated value of stock-based awards used to calculate stock-based compensation expense is included in Note 12 to these Consolidated Financial Statements, “Stock-Based Compensation.”
Loss Contingencies
Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.
Financial Instruments with Off-Balance Sheet Risk
In the ordinary course of business, the Bank has entered into off-balance sheet financial arrangements consisting of commitments to extend credit and standby letters of credit.  The Bank has not incurred any losses on its commitments during the past three years and has not recorded a reserve for its commitments.
Advertising costs
Advertising costs are expensed as incurred.
New Accounting Standards
The following significant accounting pronouncements effective for the Company in 2014:
Accounting Standards Update (“ASU”) 2013-11, Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.  The objective of this ASU is to eliminate diversity in practice for presentation of an unrecognized tax benefit when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists.  The main provision states that an unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward.  This ASU is effective for fiscal years and interim periods within those years, beginning after December 15, 2013 and did not have a material impact on the Company’s financial statements.

Securities

Securities	12 Months Ended
	Dec. 31, 2014
Securities [Abstract]
Securities	2.SECURITIES
	The amortized cost of securities and their approximate fair value at December 31 were as follows:
		2014
		(in thousands)
		Amortized		Unrealized				Fair
		Cost		Gains		Losses		Value
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	26,687	$	305	$	-275	$	26,717
	States and political subdivisions		30,182		927		-49		31,060
	Total debt securities	$	56,869	$	1,232	$	-324	$	57,777
	Mortgage-backed securities:
	FNMA	$	14,653	$	516	$	-15	$	15,154
	FHLMC		5,901		121		-64		5,958
	GNMA		6,014		143		-27		6,130
	CMO		10,611		42		-139		10,514
	Total mortgage-backed securities	$	37,179	$	822	$	-245	$	37,756
	Total securities designated as available for sale	$	94,048	$	2,054	$	-569	$	95,533
	Held to Maturity:
	Debt securities
	States and political subdivisions	$	1,599	$	7	$	-32	$	1,574
	Total securities designated as held to maturity	$	1,599	$	7	$	-32	$	1,574
		2013
		(in thousands)
		Amortized		Unrealized				Fair
		Cost		Gains		Losses		Value
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	32,176	$	439	$	-623	$	31,992
	States and political subdivisions		31,266		802		-188		31,880
	Total debt securities	$	63,442	$	1,241	$	-811	$	63,872
	Mortgage-backed securities:
	FNMA	$	13,204	$	354	$	-57	$	13,501
	FHLMC		7,156		109		-147		7,118
	GNMA		7,570		99		-96		7,573
	CMO		7,981		9		-389		7,601
	Total mortgage-backed securities	$	35,911	$	571	$	-689	$	35,793
	Total securities designated as available for sale	$	99,353	$	1,812	$	-1,500	$	99,665
	Held to Maturity:
	Debt securities
	States and political subdivisions	$	2,384	$	6	$	-71	$	2,319
	Total securities designated as held to maturity	$	2,384	$	6	$	-71	$	2,319
	Available for sale securities with a total fair value of $68.8 million and $71.1 million were pledged as collateral to secure public deposits and for other purposes required or permitted by law at December 31, 2014 and 2013, respectively.
	The scheduled maturity of debt and mortgage-backed securities at December 31st of the respective years is summarized below.  All maturity amounts are contractual maturities.  Actual maturities may differ from contractual maturities because certain issuers have the right to call or prepay obligations with or without call premiums.
		2014				2013
		Amortized		Estimated		Amortized		Estimated
		cost		fair value		cost		fair value
			(in thousands)				(in thousands)
	Debt securities available for sale:
	Due in one year or less	$	8,172	$	8,256	$	447	$	454
	Due after one year through five years		22,118		22,597		23,732		24,419
	Due after five years through ten years		20,517		20,589		31,450		30,946
	Due after ten years		6,062		6,335		7,813		8,053
			56,869		57,777		63,442		63,872
	Mortgage-backed securities
	available for sale		37,179		37,756		35,911		35,793
	Total available for sale securities	$	94,048	$	95,533	$	99,353	$	99,665
	Debt securities held to maturity:
	Due in one year or less	$	478	$	477	$	1,023	$	1,020
	Due after one year through five years		77		78		178		179
	Due after five years through ten years		932		914		1,064		1,015
	Due after ten years		112		105		119		105
			1,599		1,574		2,384		2,319
	Total held to maturity securities	$	1,599	$	1,574	$	2,384	$	2,319
Contractual maturities of the Company’s mortgage-backed securities generally exceed ten years, however, the effective lives may be significantly shorter due to prepayments of the underlying loans and due to the nature of these securities.
There were no realized gains and losses from gross sales of securities in 2014, 2013 or 2012.
Information regarding unrealized losses within the Company’s available for sale securities at December 31st of the respective years is summarized below.  The securities are primarily U.S. government-guaranteed agency securities or municipal securities.  All unrealized losses are considered temporary and related to market interest rate fluctuations.
		2014
		Less than 12 months				12 months or longer				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
		Value		Losses		Value		Losses		Value		Losses
		(in thousands)
Available for Sale:
Debt securities:
U.S. government agencies	$	3,906	$	-26	$	7,751	$	-249	$	11,657	$	-275
States and political subdivisions		4,752		-9		1,902		-40		6,654		-49
Total debt securities	$	8,658	$	-35	$	9,653	$	-289	$	18,311	$	-324
Mortgage-backed securities:
FNMA	$	1,498	$	-10	$	1,731	$	-5	$	3,229	$	-15
FHLMC		-		-		1,482		-64		1,482		-64
GNMA		-		-		2,079		-27		2,079		-27
CMO'S		1,722		-11		4,290		-128		6,012		-139
Total mortgage-backed securities	$	3,220	$	-21	$	9,582	$	-224	$	12,802	$	-245
Held To Maturity:
Debt securities:
States and political subdivisions	$	371	$	-1	$	556	$	-31	$	927	$	-32
Total temporarily impaired
securities	$	12,249	$	-57	$	19,791	$	-544	$	32,040	$	-601
		2013
		Less than 12 months				12 months or longer				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
		Value		Losses		Value		Losses		Value		Losses
		(in thousands)
Available for Sale:
Debt securities:
U.S. government agencies	$	10,553	$	-486	$	1,863	$	-137	$	12,416	$	-623
States and political subdivisions		7,953		-150		590		-38		8,543		-188
Total debt securities	$	18,506	$	-636	$	2,453	$	-175	$	20,959	$	-811
Mortgage-backed securities:
FNMA	$	4,819	$	-57	$	21	$	-	$	4,840	$	-57
FHLMC		2,677		-46		1,700		-101		4,377		-147
GNMA		2,751		-96		-		-		2,751		-96
CMO'S		6,466		-389		-		-		6,466		-389
Total mortgage-backed securities	$	16,713	$	-588	$	1,721	$	-101	$	18,434	$	-689
Held To Maturity:
Debt securities:
States and political subdivisions	$	1,210	$	-24	$	504	$	-47	$	1,714	$	-71
Total temporarily impaired
securities	$	36,429	$	-1,248	$	4,678	$	-323	$	41,107	$	-1,571
Management has assessed the securities available for sale in an unrealized loss position at December 31, 2014 and 2013 and determined the decline in fair value below amortized cost to be temporary.  In making this determination, management considered the period of time the securities were in a loss position, the percentage decline in comparison to the securities’ amortized cost, and the financial condition of the issuer (primarily government or government-sponsored enterprises).  In addition, management does not intend to sell these securities and it is not more likely than not that we will be required to sell these securities before recovery of their amortized cost.  Management believes the decline in fair value is primarily related to market interest rate fluctuations and not to the credit deterioration of the individual issuers.  The Company holds no securities backed by sub-prime or Alt-A residential mortgages or commercial mortgages and also does not hold any trust-preferred securities.
The Company did not record any other-than-temporary impairment charges in 2014 or 2013,  and gross unrealized losses amounted to only $0.6 million at December 31, 2014.  The credit worthiness of the Company’s portfolio is largely reliant on the ability of U.S. government agencies such as the Federal Home Loan Bank (“FHLB”), Federal National Mortgage Association (“FNMA”), and the Federal Home Loan Mortgage Corporation (“FHLMC”), and municipalities throughout New York State to meet their obligations.  In addition, dysfunctional markets could materially alter the liquidity, interest rate, and pricing risk of the portfolio.  The stable past performance is not a guarantee for similar performance going forward.
The Company uses the Federal Home Loan Bank of New York (“FHLBNY”) as its primary source of overnight funds and also has several long-term advances with FHLBNY.  At December 31, 2014, the Company had a total of $13.7 million in borrowed funds with FHLBNY.  The Company has sufficient collateral in the form of residential real estate loans at FHLBNY.  As a member of the Federal Home Loan Bank System, the Bank is required to hold stock in FHLBNY.  The Bank held FHLBNY stock with a carrying value of $1.4 million as of December 31, 2014 and December 31, 2013, respectively.

Loans_And_Leases_Net

Loans And Leases, Net	12 Months Ended
	Dec. 31, 2014
Loans And Leases, Net [Abstract]
Loans And Leases, Net	3.LOANS AND LEASES, NET
	Major categories of loans and leases at December 31, 2014 and 2013 are summarized as follows:
		2014			2013
	Mortgage loans on real estate:		(in thousands)
	Residential Mortgages	$	98,374		$	94,027
	Commercial and multi-family		363,252			361,247
	Construction-Residential		721			1,509
	Construction-Commercial		40,986			23,902
	Home equities		59,948			57,228
	Total real estate loans		563,281			537,913
	Commercial and industrial loans		129,456			106,952
	Consumer loans		1,764			938
	Other		404			323
	Net deferred loan origination costs		759			870
	Total gross loans		695,664			646,996
	Allowance for loan losses		-12,533			-11,503
	Loans, net	$	683,131		$	635,493
	Residential Mortgages: The Company originates adjustable-rate and fixed-rate, one-to-four-family residential real estate loans for the construction, purchase or refinancing of a mortgage.  These loans are collateralized by owner-occupied properties located in the Company’s market area. They are amortized over 10 to 30 years.  Loans on one-to-four-family residential real estate are mostly originated in amounts of no more than 80% of appraised value or have private mortgage insurance.  Mortgage title insurance and hazard insurance are normally required.   Construction loans have a unique risk, because they are secured by an incomplete dwelling.
	The Bank, in its normal course of business, sells certain residential mortgages which it originates to FNMA.  The Company maintains servicing rights on the loans that it sells to FNMA and earns a fee thereon.   The Bank determines with each origination of residential real estate loans which desired maturities, within the context of overall maturities in the loan portfolio, provide the appropriate mix to optimize the Bank’s ability to absorb the corresponding interest rate risk within the Company’s tolerance ranges.  This practice allows the Company to manage interest rate risk, liquidity risk, and credit risk.  At December 31, 2014 and 2013, the Company had approximately $71.6 million and $63.5 million, respectively, in unpaid principal balances of loans that it services for FNMA.  For the years ended December 31, 2014 and 2013, the Company sold $15.3 million and $0.8 million, respectively, in loans to FNMA and realized gains on those sales of $203 thousand and $25 thousand, respectively.  Gains or losses recognized upon the sale of loans are determined on a specific identification basis.  The Company had a related asset of approximately $0.5 million for the servicing portfolio rights as of December 31, 2014 and 2013.  There were $0.4 million in loans held for sale at December 31, 2014 compared with no loans held for sale at December 31, 2013.  Loans held for sale are typically in the portfolio for less than a month.  As a result, the carrying value approximates fair value.  The Company has never been contacted by FNMA to repurchase any loans due to improper documentation or fraud.
	Due to the lack of foreclosure activity and absence of any ongoing litigation at December 31, 2014 and 2013, the Company had no accrual for loss contingencies or potential costs associated with foreclosure-related activities at those dates.
	Commercial and Multi-Family Mortgages and Commercial Construction Loans: Commercial real estate loans are made to finance the purchases of real estate with completed structures or in the midst of being constructed. These commercial real estate loans are secured by first liens on the real estate, which may include apartments, hotels, retail stores or plazas, healthcare facilities, and other non-owner-occupied facilities.  These loans are generally less risky than commercial and industrial loans, since they are secured by real estate and buildings. The Company offers commercial mortgage loans with up to an 80% LTV ratio for up to 20 years on a variable and fixed rate basis.  Many of these mortgage loans either mature or are subject to a rate call after three to five years.  The Company’s underwriting analysis includes credit verification, independent appraisals, a review of the borrower's financial condition, and the underlying cash flows. These loans are typically originated in amounts of no more than 80% of the appraised value of the property.  Construction loans have a unique risk, because they are secured by an incomplete dwelling.
	As of December 31, 2014, there were $179.1 million in residential and commercial mortgage loans pledged to FHLBNY to serve as collateral for borrowings.
	Home Equities: The Company originates home equity lines of credit and second mortgage loans (loans secured by a second lien position on one-to-four-family residential real estate).  These loans carry a higher risk than first mortgage residential loans as they are in a second position relating to collateral.  Risk is reduced through underwriting criteria, which include credit verification, appraisals, a review of the borrower's financial condition, and personal cash flows.  A security interest, with title insurance when necessary, is taken in the underlying real estate.
	Commercial and Industrial Loans: These loans generally include term loans and lines of credit.  Such loans are made available to businesses for working capital (including inventory and receivables), business expansion (including acquisition of real estate, expansion and improvements) and equipment purchases.  As a general practice, a collateral lien is placed on equipment or other assets owned by the borrower.   These loans generally carry a higher risk than commercial real estate loans based on the nature of the underlying collateral, which can be business assets such as equipment and accounts receivable.  To reduce the risk, management also attempts to secure real estate as collateral and obtain personal guarantees of the borrowers.  To further reduce risk and enhance liquidity, these loans generally carry variable rates of interest, re-pricing in three- to five-year periods, and have a maturity of five years or less.  Lines of credit generally carry floating rates of interest (e.g., prime plus a margin).
	Consumer Loans:  The Company funds a variety of consumer loans, including direct automobile loans, recreational vehicle loans, boat loans, aircraft loans, home improvement loans, and personal loans (collateralized and uncollateralized).  Most of these loans carry a fixed rate of interest with principal repayment terms typically ranging up to five years, based upon the nature of the collateral and the size of the loan. The majority of consumer loans are underwritten on a secured basis using the underlying collateral being financed.  A minimal amount of loans are unsecured, which carry a higher risk of loss.
	Other Loans:  These loans included $0.1 million at December 31, 2014 and $0.2 million at December 31, 2013 of overdrawn deposit accounts classified as loans.
	Net loan commitment fees are deferred and amortized into fee income or other expense on a straight-line basis over the commitment period.
	The Company maintains an allowance for loan and lease losses in order to capture the probable losses inherent in its loan and lease portfolio.  There is a risk that the Company may experience significant loan and lease losses in 2015 and beyond which could exceed the allowance for loan and lease losses.  This risk is heightened by the current uncertain and adverse economic conditions.  If the Company's assumptions and judgments prove to be incorrect or bank regulators require the Company to increase its provision for loan and lease losses or recognize further loan and lease charge-offs, the Company may have to increase its allowance for loan and lease losses or loan and lease charge-offs which could have a material adverse effect on the Company's operating results and financial condition.  There can be no assurance that the Company's allowance for loan and lease losses will be adequate to protect the Company against loan and lease losses that it may incur.
	Changes in the allowance for loan and lease losses for the years ended December 31, 2014, 2013 and 2012 follow:
		2014			2013			2012
		(in thousands)
	Balance, beginning of year	$	11,503		$	9,732		$	11,495
	Provisions for loan and lease losses		1,229			1,540			-68
	Recoveries		863			942			225
	Loans and leases charged off		-1,062			-711			-1,920
	Balance, end of year	$	12,533		$	11,503		$	9,732
	The following tables summarize the allowance for loan and lease losses, as of December 31, 2014 and 2013, respectively, by portfolio segments.  The segments presented are at the level management uses to assess and monitor the risk and performance of the portfolio.  The Company does not currently consider other factors such as industry and geography in assessing the loan portfolio.
	2014
	(in thousands)	Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
	Allowance for loan
	and lease losses:
	Beginning balance	$	4,489		$	4,912		$	37		$	1,038		$	878		$	-	$	149	$	11,503
	Charge-offs		-957			-57			-46			-			-2			-		-		-1,062
	Recoveries		574			58			40			18			-			173		-		863
	Provision		790			737			47			-115			-57			-173		-		1,229
	Ending balance	$	4,896		$	5,650		$	78		$	941		$	819		$	-	$	149	$	12,533
	Allowance for loan
	and lease losses:
	Ending balance:
	Individually evaluated
	for impairment	$	988		$	274		$	48		$	3		$	-		$	-	$	-	$	1,313
	Collectively evaluated
	for impairment		3,908			5,376			30			938			819			-		149		11,220
	Total	$	4,896		$	5,650		$	78		$	941		$	819		$	-	$	149	$	12,533
	Loans and leases:
	Ending balance:
	Individually evaluated
	for impairment	$	5,718		$	5,817		$	48		$	2,535		$	911		$	-	$	-	$	15,029
	Collectively evaluated
	for impairment		123,738			398,421			2,120			96,560			59,037			-		-		679,876
	Total	$	129,456		$	404,238		$	2,168		$	99,095		$	59,948		$	-	$	-	$	694,905
	Note: Loan and lease balances do not include $759 thousand in net deferred loan and lease originations as of December 31, 2014.
	*  includes construction loans
	** includes other loans
2013
(in thousands)	Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
Allowance for loan
and lease losses:
Beginning balance	$	3,617		$	4,493		$	18		$	662		$	746		$	47	$	149	$	9,732
Charge-offs		-20			-460			-64			-39			-128			-		-		-711
Recoveries		240			444			13			2			1			242		-		942
Provision		652			435			70			413			259			-289		-		1,540
Ending balance	$	4,489		$	4,912		$	37		$	1,038		$	878		$	-	$	149	$	11,503
Allowance for loan
and lease losses:
Ending balance:
Individually evaluated
for impairment	$	1,187		$	216		$	20		$	47		$	39		$	-	$	-	$	1,509
Collectively evaluated
for impairment		3,302			4,696			17			991			839			-		149		9,994
Total	$	4,489		$	4,912		$	37		$	1,038		$	878		$	-	$	149	$	11,503
Loans and leases:
Ending balance:
Individually evaluated
for impairment	$	4,388		$	12,054		$	20		$	1,952		$	447		$	-	$	-	$	18,861
Collectively evaluated
for impairment		102,564			373,095			1,241			93,584			56,781			-		-		627,265
Total	$	106,952		$	385,149		$	1,261		$	95,536		$	57,228		$	-	$	-	$	646,126
Note: Loan and lease balances do not include $870 thousand in net deferred loan and lease originations as of December 31, 2013.
*  includes construction loans
** includes other loans
The national economy continued to slowly shows signs of improvement in 2014, with national and state unemployment improving from 6.7% and 7.1%, respectively, as of December 31, 2013 to  5.6% and 5.8%, respectively, as of December 31, 2014.  However, the unemployment rate remains above historical standards and other economic indicators such as GDP growth continue to reflect gradual improvement in the economy.  Although the economy has yielded signs of improvement, management did not significantly impact the provision for loan losses specifically related to the current economic environment. The current year provision for loans was primarily driven by loan growth and an increase in criticized commercial real estate loans in 2014.
The following table provides data, at the class level, of credit quality indicators of certain loans and leases, as of December 31, 2014 and 2013, respectively:
31-Dec-14
(in thousands)
Corporate Credit Exposure – By Credit Rating	Commercial Real Estate Construction			Commercial and Multi-Family Mortgages			Total Commercial Real Estate			Commercial and Industrial
3	$	29,421		$	299,798		$	329,219		$	83,789
4		10,492			50,691			61,183			30,223
5		1,073			7,853			8,926			8,662
6		-			4,757			4,757			6,613
7		-			153			153			169
Total	$	40,986		$	363,252		$	404,238		$	129,456
31-Dec-13
(in thousands)
Corporate Credit Exposure – By Credit Rating	Commercial Real Estate Construction			Commercial and Multi-Family Mortgages			Total Commercial Real Estate			Commercial and Industrial
3	$	19,086		$	297,819		$	316,905		$	78,294
4		3,283			47,584			50,867			15,194
5		-			4,028			4,028			9,468
6		1,533			11,479			13,012			3,744
7		-			337			337			252
Total	$	23,902		$	361,247		$	385,149		$	106,952
The Company’s risk ratings are monitored by the individual relationship managers and changed as deemed appropriate after receiving updated financial information from the borrowers or deterioration or improvement in the performance of a loan is evident in the customer’s payment history.  Each commercial relationship is individually assigned a risk rating.  The Company also maintains a loan review process that monitors the management of the Company’s commercial loan portfolio by the relationship managers.  The Company’s loan review function reviews at least 40% of the commercial and commercial mortgage portfolio annually.
The Company’s consumer loans, including residential mortgages and home equities, are not individually risk rated or reviewed in the Company’s loan review process.  Consumers are not required to provide the Company with updated financial information as differentiated from the requirements for the Company’s commercial customers.  Consumer loans are also smaller in balances.  Given the lack of updated information since the initial underwriting of the loan and small size of individual loans, the Company uses the delinquency status as the credit quality indicator for consumer loans.  The delinquency table is shown below.  The Company does not lend to sub-prime borrowers.  Unless the loan is well secured and in the process of collection, all consumer loans that are more than 90 days past due are placed in non-accrual status.
Once a consumer loan reaches 60 days past due, management orders an appraisal and runs a credit report on the borrower.  If the loan is placed in nonaccrual status, an impairment test is performed.  The book value of the loan is compared to the collateral value as determined by an independent appraisal, discounted for potential selling costs, appraisal age, or other factors particular to the property or borrower.  In order to perform the impairment test, management determines the amount of the senior liens held by other lenders in the cases in which the Company holds a junior lien.  When the Company is not in the first lien position, the collateral value is more heavily discounted to account for the increased risk.
The following table provides an analysis of the age of the recorded investment in loans and leases that were past due as of December 31, 2014 and 2013, respectively:
31-Dec-14
(in thousands)
																				Non-accruing
										Total Past			Current			Total		90+ Days		Loans and
	30-59 days			60-89 days			90+ days			Due			Balance			Balance		Accruing		Leases
Commercial and
industrial	$	153		$	60		$	274		$	487		$	128,969		$	129,456	$	-	$	5,500
Residential real estate:
Residential		848			158			682			1,688			96,686			98,374		-		1,296
Construction		-			-			-			-			721			721		-		-
Commercial real estate:
Commercial		4,201			3,115			513			7,829			355,423			363,252		-		3,162
Construction		8			-			201			209			40,777			40,986		201		-
Home equities		594			120			192			906			59,042			59,948		-		415
Direct financing leases		-			-			-			-			-			-		-		-
Consumer		13			1			-			14			1,750			1,764		-		17
Other		-			-			-			-			404			404		-		-
Total Loans	$	5,817		$	3,454		$	1,862		$	11,133		$	683,772		$	694,905	$	201	$	10,390
31-Dec-13
(in thousands)
																				Non-accruing
										Total Past			Current			Total		90+ Days		Loans and
	30-59 days			60-89 days			90+ days			Due			Balance			Balance		Accruing		Leases
Commercial and
industrial	$	197		$	447		$	358		$	1,002		$	105,950		$	106,952	$	-	$	2,970
Residential real estate:
Residential		392			72			915			1,379			92,648			94,027		-		1,376
Construction		-			-			-			-			1,509			1,509		-		-
Commercial real estate:
Commercial		6,976			1,050			75			8,101			353,146			361,247		-		8,873
Construction		-			-			-			-			23,902			23,902		-		-
Home equities		100			267			76			443			56,785			57,228		-		447
Direct financing leases		1			2			47			50			-			-		-		47
Consumer		1			21			-			22			916			938		-		20
Other		-			-			-			-			323			323		-		-
Total Loans	$	7,667		$	1,859		$	1,471		$	10,997		$	635,179		$	646,126	$	-	$	13,733
The following table provides data, at the class level, of impaired loans and leases:
		At December 31, 2014
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With no related allowance recorded:		(in thousands)
Commercial and industrial	$	1,017		$	1,022		$	-		$	1,096		$	9		$	66
Residential real estate:
Residential		2,264			2,435			-			2,271			37			68
Construction		-			-			-			-			-			-
Commercial real estate:
Commercial		2,103			2,208			-			2,139			33			91
Construction		1,074			1,074			-			1,169			-			44
Home equities		911			950			-			917			17			22
Direct financing leases		-			-			-			-			-			-
Consumer		-			-			-			-			-			-
Other		-			-			-			-			-			-
Total impaired loans and leases	$	7,369		$	7,689		$	-		$	7,592		$	96		$	291
		At December 31, 2014
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With a related allowance recorded:		(in thousands)
Commercial and industrial	$	4,701		$	4,734		$	988		$	4,701		$	64		$	234
Residential real estate:
Residential		271			285			3			271			20			-
Construction		-			-			-			-			-			-
Commercial real estate:
Commercial		2,640			2,785			274			2,708			96			50
Construction		-			-			-			-			-			-
Home equities		-			-			-			-			-			-
Direct financing leases		-			-			-			-			-			-
Consumer		48			60			48			49			5			6
Other		-			-			-			-			-			-
Total impaired loans and leases	$	7,660		$	7,864		$	1,313		$	7,729		$	185		$	290
		At December 31, 2014
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
Total:		(in thousands)
Commercial and industrial	$	5,718		$	5,756		$	988		$	5,797		$	73		$	300
		-			-			-			-			-			-
Residential real estate:
Residential		2,535			2,720			3			2,542			57			68
Construction		-			-			-			-			-			-
		-			-			-			-			-			-
Commercial real estate:
Commercial		4,743			4,993			274			4,847			129			141
Construction		1,074			1,074			-			1,169			-			44
		-			-			-			-			-			-
Home equities		911			950			-			917			17			22
		-			-			-			-			-			-
Direct financing leases		-			-			-			-			-			-
		-			-			-			-			-			-
Consumer		48			60			48			49			5			6
		-			-			-			-			-			-
Other		-			-			-			-			-			-
Total impaired loans and leases	$	15,029		$	15,553		$	1,313		$	15,321		$	281		$	581
		At December 31, 2013
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With no related allowance recorded:		(in thousands)
Commercial and industrial	$	1,247		$	1,352		$	-		$	1,405		$	100		$	59
Residential real estate:
Residential		1,331			1,460			-			1,388			61			9
Construction		-			-			-			-			-			-
Commercial real estate:
Commercial		9,937			10,288			-			9,832			302			109
Construction		599			599			-			707			-			26
Home equities		408			438			-			402			19			4
Direct financing leases		26			27			-			29			-			-
Consumer		-			-			-			-			-			-
Other		-			-			-			-			-			-
Total impaired loans and leases	$	13,548		$	14,164		$	-		$	13,763		$	482		$	207
		At December 31, 2013
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With a related allowance recorded:		(in thousands)
Commercial and industrial	$	3,141		$	3,191		$	1,187		$	3,577		$	60		$	108
Residential real estate:
Residential		621			624			47			622			10			27
Construction		-			-			-			-			-			-
Commercial real estate:
Commercial		584			650			70			604			6			26
Construction		934			934			146			934			-			33
Home equities		39			39			39			39			-			2
Direct financing leases		-			-			-			-			-			-
Consumer		20			29			20			11			3			2
Other		-			-			-			-			-			-
Total impaired loans and leases	$	5,339		$	5,467		$	1,509		$	5,787		$	79		$	198
		At December 31, 2013
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
Total:		(in thousands)
Commercial and industrial	$	4,388		$	4,543		$	1,187		$	4,982		$	160		$	167
		-			-			-			-			-			-
Residential real estate:
Residential		1,952			2,084			47			2,010			71			36
Construction		-			-			-			-			-			-
		-			-			-			-			-			-
Commercial real estate:
Commercial		10,521			10,938			70			10,436			308			135
Construction		1,533			1,533			146			1,641			-			59
		-			-			-			-			-			-
Home equities		447			477			39			441			19			6
		-			-			-			-			-			-
Direct financing leases		26			27			-			29			-			-
		-			-			-			-			-			-
Consumer		20			29			20			11			3			2
		-			-			-			-			-			-
Other		-			-			-			-			-			-
Total impaired loans and leases	$	18,887		$	19,631		$	1,509		$	19,550		$	561		$	405
There were $7.4 million in impaired loans with no related allowance at December 31, 2014, and $13.5 million in impaired loans with no related allowance at December 31, 2013.  As management identifies impaired loans that are collateral dependent, new appraisals are ordered to determine the fair value of the collateral.  It should also be noted that when estimating the fair value of collateral for the purpose of performing an impairment test, management further reduces the appraised value of the collateral to account for estimated selling or carrying costs, age of the appraisal if applicable, or any other perceived market or borrower-specific risks to the value of the collateral.
The majority of the interest income in the preceding table was interest income recognized prior to these loans and leases being identified as impaired and placed on non-accrual.  The interest income foregone in the preceding table represents interest income that the Company did not recognize on those loans and leases while they were on non-accrual and impaired.
The following table summarizes the Bank’s non-accrual loans and leases and loans and leases 90 days or more past due and still accruing:
	31-Dec-14			31-Dec-13
		(in thousands)
Non-accruing loans and leases:
Commercial and industrial loans	$	5,500		$	2,970
Residential real estate:
Residential		1,296			1,376
Construction		-			-
Commercial real estate:
Commercial and multi-family		3,162			8,873
Construction		-			-
Home equities		415			447
Direct financing leases		-			47
Consumer loans		17			20
Other		-			-
Total non-accruing loans and leases	$	10,390		$	13,733
Accruing loans 90+ days past due		201			-
Total non-performing loans and leases	$	10,591		$	13,733
Total non-performing loans and leases
to total assets		1.25	%		1.65	%
Total non-performing loans and leases
to total loans and leases		1.52	%		2.12	%
The Bank had no loan commitments to borrowers in non-accrual status at December 31, 2014 and 2013.
Troubled debt restructurings (“TDRs”)
The Company had $6.6 million in loans and leases that were restructured and deemed to be TDR’s at December 31, 2014 with $1.9 million of those balances in non-accrual status.  Any TDR that is placed on non-accrual is not returned to accruing status until the borrower makes timely payments as contracted for at least six months and future collection under the revised terms is probable.  All of the restructurings were allowed in an effort to maximize the Company’s ability to collect on loans and leases where borrowers were experiencing financial difficulty.  The reserve for a TDR is based upon the present value of the future expected cash flows discounted at the loan’s original effective rate or upon the fair value of the collateral less costs to sell, if the loan is deemed collateral dependent.  This reserve methodology is used because all TDR loans are considered impaired.
The following table presents the Company’s TDR loans and leases as of December 31, 2014, and 2013, respectively:
		31-Dec-14
		($ in thousands)
		Total			Nonaccruing			Accruing			Related Allowance
Commercial and industrial	$	492		$	274		$	218		$	173
Residential real estate:
Residential		1,833			594			1,239			-
Construction		-			-			-			-
Commercial real estate:
Commercial and multi family		2,428			847			1,581			33
Construction		1,074			-			1,074			-
Home equities		728			233			495			-
Direct financing leases		-			-			-			-
Consumer loans		31			-			31			31
Other		-			-			-			-
Total troubled restructured loans and leases	$	6,586		$	1,948		$	4,638		$	237
		31-Dec-13
		($ in thousands)
		Total			Nonaccruing			Accruing			Related Allowance
Commercial and industrial	$	4,262		$	2,903		$	1,359		$	983
Residential real estate:
Residential		1,031			454			577			-
Construction		-			-			-			-
Commercial real estate:
Commercial and multi family		10,211			8,563			1,648			33
Construction		1,533			-			1,533			-
											-
Home equities		56			56			-			-
Direct financing leases		26			12			14			-
Consumer loans		-			-			-			-
Other		-			-			-			-
Total troubled restructured loans and leases	$	17,119		$	11,988		$	5,131		$	1,016
The Company’s TDRs have various agreements that involve deferral of principal payments, or interest-only payments, for a period (usually 12 months or less) to allow the customer time to improve cash flow or sell the property.  Other common types of concessions leading to the designation of a TDR are lines of credit that are termed out and extensions of maturities at rates that are less than market given the risk profile of the borrower.
The following tables show the data for TDR activity by type of concession granted to the borrower during 2014 and 2013:
	Year ended December 31, 2014								Year ended December 31, 2013
	($ in thousands)								($ in thousands)
Troubled Debt Restructurings by Type of Concession	Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment		Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
Commercial and Industrial:
Deferral of principal	1		$	16		$	16		6		$	2,400		$	2,400
Interest rate reduction	-			-			-		2			330			330
Extension of maturity and
interest rate reduction	-			-			-		5			361			361
Combination of concessions	-			-			-		1			250			250
Residential Real Estate & Construction:
Extension of maturity	2			615			615		4			583			583
Extension of maturity and
interest rate reduction	1			208			208		-			-			-
Commercial Real Estate & Construction:
Deferral of principal	-			-			-		2			6,438			7,963
Extension of maturity	-			-			-		2			739			739
Extension of maturity and
interest rate reduction	1			250			250		-			-			-
Home Equities:
Extension of maturity	9			592			592		-			-			-
Extension of maturity and
interest rate reduction	2			84			84		1			136			136
Term out line of credit	-			-			-		1			57			57
Consumer loans
Rate reduction	1			31			31		-			-			-
Other	-			-			-		-			-			-
Modifications made to loans in a troubled debt restructuring did not have a material impact on the Company’s net income for the years ended December 31, 2014 and 2013.  All of the C&I and commercial real estate TDR’s were already considered impaired and sufficiently reserved for before being identified as a TDR.
The reserve for a TDR loan is based upon the present value of the future expected cash flows discounted at the loan’s original effective rate or upon the fair value of the collateral less costs to sell, if the loan is deemed collateral dependent.  At December 31, 2014, there were no commitments to lend additional funds to debtors owing loans or leases whose terms have been modified in TDRs.
The general practice of the Bank is to work with borrowers so that they are able to pay back their loan or lease in full.  If a borrower continues to be delinquent or cannot meet the terms of a TDR and the loan or lease is determined to be uncollectible, the loan or lease will be charged off to its collateral value.  A loan or lease is considered in default when the loan or lease is 90 days past due or is charged off.  The following table presents loans and leases which were classified as TDR’s during the previous twelve months which have subsequently defaulted during the twelve month periods ended December 31:
	Year Ended December 31, 2014					Year Ended December 31, 2013
	($ in thousands)					($ in thousands)
Troubled Debt Restructurings	Number of		Recorded			Number of		Recorded
That Subsequently Defaulted	Contracts		Investment			Contracts		Investment
Commercial and Industrial	3		$	191		7		$	224
Residential Real Estate:
Residential	-			-		-			-
Construction	-			-		-			-
Commercial Real Estate:
Commercial and Multi-Family	1			250		1			160
Construction	-			-		-			-
Home Equities	1			54		-			-
Direct financing leases	-			-		-			-
Consumer loans	-			-		-			-
Other	-			-		-			-

Properties_And_Equipment

Properties And Equipment	12 Months Ended
	Dec. 31, 2014
Properties And Equipment [Abstract]
Properties And Equipment	4.PROPERTIES AND EQUIPMENT
	Properties and equipment at December 31 were as follows:
		2014		2013
			(in thousands)
	Land	$	268	$	268
	Buildings and improvements		12,090		12,695
	Furniture, fixtures, and equipment		12,995		12,426
			25,353		25,389
	Less accumulated depreciation		-15,129		-14,226
	Properties and equipment, net	$	10,224	$	11,163
	Depreciation expense totaled $1.1 million in 2014,  2013, and 2012.

Other_Assets

Other Assets	12 Months Ended
	Dec. 31, 2014
Other Assets [Abstract]
Other Assets	5.OTHER ASSETS
	Other assets at December 31 were as follows:
		2014		2013
			(in thousands)
	Net deferred tax asset	$	7,661	$	6,064
	Accrued interest receivable		2,417		2,458
	Prepaid expenses		713		749
	Mortgage servicing rights		518		509
	Other		2,674		2,179
	Total other assets	$	13,983	$	11,959

Goodwill_And_Intangible_Assets

Goodwill And Intangible Assets	12 Months Ended
	Dec. 31, 2014
Goodwill and Intangible Assets [Abstract]
Goodwill And Intangible Assets
	6.GOODWILL AND INTANGIBLE ASSETS
	The Company had $8.1 million in goodwill as of December 31, 2014 and 2013.  The entire amount of goodwill is within the insurance agency activities segment.  The Company measures the fair value of the insurance agency reporting unit annually, as of December 31, utilizing the market value and income methods.  When using the income method, management considered historical information, the operating budget, and strategic goals in projecting net income and cash flows for the next five years.  No impairment was recognized as a result of the goodwill impairment test as of December 31, 2014 and 2013, respectively.  Further discussion of the Company’s goodwill impairment testing is included in Note 1.
	Information regarding the Company’s other intangible assets at December 31 follows:
	2014	Gross Carrying Amount		Accumulated Amortization		Net
		(in thousands)
	Non-compete agreements	$	738	$	-738	$	-
	Insurance expirations		4,585		-4,585		-
	Total	$	5,323	$	-5,323	$	-
	2013	Gross Carrying Amount		Accumulated Amortization		Net		Weighted Avg Amortization Period
		(in thousands)
	Non-compete agreements	$	738	$	-738	$	-
	Insurance expirations		4,585		-4,477		108		8 years
	Total	$	5,323	$	-5,215	$	108		8 years
	Amortization expense related to intangibles for the years ended December 31, 2014, 2013, and 2012  was $108 thousand, $221 thousand, and $349 thousand, respectively.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2014
Banking and Thrift [Abstract]
Deposits
	7.DEPOSITS
	Time deposits, with minimum denominations of $100 thousand each, totaled $47.7 million and $45.2 million at December 31, 2014 and 2013, respectively.  There were $0.1 million and $0.2 million of overdraft accounts in deposits that were reclassified to loans as of December 31, 2014 and 2013, respectively.
	At December 31, 2014, the scheduled maturities of all time deposits were as follows:
		(in thousands)
	2015	$	60,671
	2016		21,297
	2017		11,218
	2018		6,304
	2019 and later		13,302
		$	112,792
	Some of the Company’s time deposits were obtained through brokered transactions.  Brokered time deposits totaled $1.2 million at December 31, 2014 and 2013, respectively.

Borrowed_Funds_And_Junior_Subo

Borrowed Funds And Junior Subordinated Debentures	12 Months Ended
	Dec. 31, 2014
Borrowed Funds And Junior Subordinated Debentures [Abstract]
Borrowed Funds And Junior Subordinated Debentures
	8.BORROWED FUNDS AND JUNIOR SUBORDINATED DEBENTURES
	Other borrowed funds would consist primarily of various advances from the FHLB with fixed interest rate terms. The Bank had no short term borrowings outstanding from the FHLB at December 31, 2014.
	The Bank has the ability to borrow additional funds from the FHLB based on the available securities or real estate loans that can be used as collateral, and to purchase additional federal funds through one of the Bank’s correspondent banks.    Given the current collateral available, advances of up to $185.8 million can be drawn on the FHLB via the Bank’s Overnight Line of Credit Agreement.    The Bank also has the ability to purchase up to $14.0 million in federal funds from its correspondent banks.
	The amounts and interest rates of other short-term borrowings were as follows:
		Federal Funds Purchased			Other Short-Term Borrowings			Total
		(in thousands)
	At December 31, 2014
	Amount outstanding	$	13,700		$	-		$	13,700
	Weighted-average interest rate		0.32	%		-	%		0.32	%
	For the year ended December 31, 2014
	Highest amount at a monthend	$	13,700		$	9,000
	Daily average amount outstanding	$	3,938		$	5,000		$	8,938
	Weighted-average interest rate		0.25	%		3.54	%		2.09	%
	At December 31, 2013
	Amount outstanding	$	-		$	9,000		$	9,000
	Weighted-average interest rate		-	%		3.41	%		3.41	%
	For the year ended December 31, 2013
	Highest amount at a monthend	$	-		$	10,000
	Daily average amount outstanding	$	-		$	6,167		$	6,167
	Weighted-average interest rate		-	%		3.41	%		3.41	%
	At December 31, 2012
	Amount outstanding	$	-		$	10,000		$	10,000
	Weighted-average interest rate		-	%		3.21	%		3.21	%
	For the year ended December 31, 2012
	Highest amount at a monthend	$	-		$	10,000
	Daily average amount outstanding	$	-		$	8,833		$	8,833
	Weighted-average interest rate		-	%		3.21	%		3.21	%
	On October 1, 2004, Evans Capital Trust I, a statutory business trust wholly-owned by the Company (the “Trust”), issued $11.0 million in aggregate principal amount of floating rate preferred capital securities due November 23, 2034 (the “Capital Securities”) classified on the Company’s consolidated balance sheets as Junior Subordinated Debentures.  The distribution rate on the Capital Securities of the Trust adjusts quarterly based on changes in the three-month London Interbank Offered Rate (“LIBOR”) and was 2.88% at December 31, 2014.
	The Capital Securities have a distribution rate of 3 month LIBOR plus 2.65%, and the distribution dates are February 23, May 23, August 23 and November 23.
	The common securities of the Trust (the “Common Securities”) are wholly-owned by the Company and are the only class of the Trust’s securities possessing general voting powers.  The Capital Securities represent preferred undivided interests in the assets of the Trust.  Under the Federal Reserve Board’s current risk-based capital guidelines, the Capital Securities are includable in the Company’s Tier 1 (Core) capital.
	The proceeds from the issuances of the Capital Securities and Common Securities were used by the Trust to purchase $11.3 million aggregate liquidation amount of floating rate junior subordinated deferrable interest debentures (“Junior Subordinated Debentures”) of the Company, due October 1, 2037, comprised of $11.0 million of Capital Securities and $330 thousand of Common Securities.  The $330 thousand of Common Securities represent the initial capital contribution of the Company to the Trust, which, in accordance with the provisions of ASC Topic 810 "Consolidation," have not been consolidated and are included in “Other Assets” on the consolidated balance sheet.
	The Junior Subordinated Debentures represent the sole assets of the Trust, and payments under the Junior Subordinated Debentures are the sole source of cash flow for the Trust.  The interest rate payable on the Junior Subordinated Debentures was 2.88% at December 31, 2014.
	Holders of the Capital Securities receive preferential cumulative cash distributions on each distribution date at the stated distribution rate, unless the Company exercises its right to extend the payment of interest on the Junior Subordinated Debentures for up to twenty quarterly periods, in which case payment of distributions on the respective Capital Securities will be deferred for comparable periods.  During an extended interest period, in accordance with terms as defined in the indenture relating to the Capital Securities, the Company may not pay dividends or distributions on, or repurchase, redeem or acquire any shares of its capital stock.  The agreements governing the Capital Securities, in the aggregate, provide a full, irrevocable and unconditional guarantee by the Company of the payment of distributions on, the redemption of, and any liquidation distribution with respect to the Capital Securities.  The obligations under such guarantee and the Capital Securities are subordinate and junior in right of payment to all senior indebtedness of the Company.
	The Capital Securities will remain outstanding until the Junior Subordinated Debentures are repaid at maturity, are redeemed prior to maturity or are distributed in liquidation to the Trust.  The Capital Securities are mandatorily redeemable in whole, but not in part, upon repayment at the stated maturity dates of the Junior Subordinated Debentures or the earlier redemption of the Junior Subordinated Debentures in whole upon the occurrence of one or more events (“Events”) set forth in the indentures relating to the Capital Securities, and in whole or in part at any time after the stated optional redemption date of November 23, 2009, contemporaneously with the optional redemption of the related Junior Subordinated Debentures in whole or in part.  The Junior Subordinated Debentures are redeemable prior to their stated maturity dates at the Company’s option: (i) on or after the stated optional redemption dates, in whole at any time or in part from time to time; or (ii) in whole, but not in part, at any time within 90 days following the occurrence and during the continuation of one or more of the Events, in each case subject to possible regulatory approval.  The redemption price of the Capital Securities and the related Junior Subordinated Debentures upon early redemption would be at the liquidation amount plus accumulated but unpaid distributions.

Securities_Sold_Under_Agreemen

Securities Sold Under Agreements To Repurchase	12 Months Ended
	Dec. 31, 2014
Securities Sold Under Agreements To Repurchase [Abstract]
Securities Sold Under Agreements To Repurchase	9.SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE
	The Bank enters into agreements with customers to sell securities owned by the Bank to the customers and repurchase the identical security, generally within one day.  No physical movement of the securities is involved.  The customer is informed the securities are held in safekeeping by the Bank on behalf of the customer.  The Bank had $13.8 million and $13.4 million in securities sold under agreement to repurchase at December 31, 2014 and 2013, respectively.

Comprehensive_Income_Loss

Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2014
Comprehensive Income (Loss) [Abstract]
Comprehensive Income (Loss)
	10.COMPREHENSIVE INCOME (LOSS)
	The following tables display the components of other comprehensive income (loss), net of tax:
			Balance at December 31, 2013		Net Change		Balance at December 31, 2014
			(in thousands)
	Net unrealized gain (loss) on investment securities		$	191	$	720	$	911
	Net defined benefit pension plans adjustments			-1,454		-965		-2,419
	Total		$	-1,263	$	-245	$	-1,508
			Balance at December 31, 2012		Net Change		Balance at December 31, 2013
			(in thousands)
	Net unrealized gain (loss) on investment securities		$	2,457	$	-2,266	$	191
	Net defined benefit pension plans adjustments			-2,356		902		-1,454
	Total		$	101	$	-1,364	$	-1,263
			Balance at December 31, 2011		Net Change		Balance at December 31, 2012
			(in thousands)
	Net unrealized gain (loss) on investment securities		$	2,534	$	-77	$	2,457
	Net defined benefit pension plans adjustments			-2,188		-168		-2,356
	Total		$	346	$	-245	$	101
			31-Dec-14
			(in thousands)
			Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount
	Unrealized loss on investment securities:
	Unrealized gain (loss) on investment securities		$	1,173	$	-453	$	720
	Reclassification from accumulated other
	comprehensive income for gains (losses)			-		-		-
	Net change			1,173		-453		720
	Defined benefit pension plans adjustments:
	Net actuarial (loss) gain		$	-	$	-	$	-
	Reclassifications from accumulated other
	comprehensive income for gains (losses)
	Amortization of prior service cost (a)			31		-12		19
	Amortization of actuarial loss (a)			105		-41		64
	Actuarial (losses) gains			-1,710		662		-1,048
	Net change			-1,574		609		-965
	Other Comprehensive Income (Loss)		$	-401	$	156	$	-245
		(a)		Included in net periodic pension cost, as described in Note 11 – “Employee Benefits and Deferred Compensation Plans”
			31-Dec-13
			(in thousands)
			Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount
	Unrealized loss on investment securities:
	Unrealized gain (loss) on investment securities		$	-3,697	$	1,431	$	-2,266
	Reclassification from accumulated other
	comprehensive income for gains (losses)			-		-		-
	Net change			-3,697		1,431		-2,266
	Defined benefit pension plans adjustments:
	Net actuarial (loss) gain		$	-	$	-	$	-
	Reclassifications from accumulated other
	comprehensive income for gains (losses)
	Amortization of prior service cost (a)			69		-27		42
	Amortization of actuarial loss (a)			177		-69		108
	Actuarial gains (losses)			1,226		-474		752
	Net change			1,472		-570		902
	Other Comprehensive Income (Loss)		$	-2,225	$	861	$	-1,364
	(a)Included in net periodic pension cost, as described in Note 11 – “Employee Benefits and Deferred Compensation Plans”
			31-Dec-12
			(in thousands)
			Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount
	Unrealized loss on investment securities:
	Unrealized gain (loss) on investment securities		$	-124	$	47	$	-77
	Reclassification from accumulated other
	comprehensive income for gains (losses)			-		-		-
	Net change			-124		47		-77
	Defined benefit pension plans adjustments:
	Net actuarial (loss) gain		$	-	$	-	$	-
Reclassifications from accumulated other
comprehensive income for gains (losses)
Amortization of prior service cost (a)			87		-34		53
Amortization of actuarial loss (a)			172		-67		105
Actuarial (losses) gains			-532		206		-326
Net change			-273		105		-168
Other Comprehensive Income (Loss)		$	-397	$	152	$	-245
(a)Included in net periodic pension cost, as described in Note 11 – “Employee Benefits and Deferred Compensation Plans”

Employee_Benefits_And_Deferred

Employee Benefits And Deferred Compensation Plans	12 Months Ended
	Dec. 31, 2014
Employee Benefits And Deferred Compensation Plans [Abstract]
Employee Benefits And Deferred Compensation Plans
	11.EMPLOYEE BENEFITS AND DEFERRED COMPENSATION PLANS
	Employees’ Pension Plan
	The Bank has a defined benefit pension plan that covered substantially all employees of the Company and its subsidiaries.  The Pension Plan provides benefits that are based on the employees’ compensation and years of service.  The Bank uses an actuarial method of amortizing prior service cost and unrecognized net gains or losses which result from actual experience and assumptions being different than those that are projected.  The amortization method the Bank uses recognizes the prior service cost and net gains or losses over the average remaining service period of active employees which exceeds the required amortization.  The Pension Plan was frozen effective January 31, 2008.  Under the freeze, eligible employees will receive the benefits already earned through January 31, 2008 at retirement, but will not be able to accrue any additional benefits.  As a result, service cost will no longer be incurred.
	Selected Financial Information for the Pension Plan is as follows:
		12/31/14			12/31/13
	Change in benefit obligation:		(in thousands)
	Benefit obligation at the beginning of the year	$	4,395		$	4,851
	Service cost		-			-
	Interest cost		206			192
	Assumption change		976			-595
	Actuarial loss		24			153
	Benefits paid		-164			-206
	Benefit obligation at the end of the year		5,437			4,395
	Change in plan assets:
	Fair value of plan assets at the beginning of year		4,162			3,533
	Actual return on plan assets		93			650
	Employer contributions		110			185
	Benefits paid		-164			-206
	Fair value of plan assets at the end of year		4,201			4,162
	Funded status	$	-1,236		$	-233
	Amount recognized in the Consolidated Balance Sheets consist of:
	Accrued benefit liabilities	$	-1,236		$	-233
	Amount recognized in the Accumulated Other Comprehensive Loss consists of:
	Net actuarial loss	$	2,112		$	920
	Prior service cost		-			-
	Net amount recognized in equity - pre-tax	$	2,112		$	920
	Net amount recognized on Consolidated Balance Sheets in Other Liabilities	$	876		$	687
	Accumulated benefit obligation at year end	$	5,437		$	4,395
	Valuations of the Pension Plan as shown above were conducted as of December 31, 2014 and 2013 (the measurement date).  Assumptions used by the Bank in the determination of Pension Plan information consisted of the following:
			2014				2013			2012
	Discount rate for projected benefit obligation		3.83	%			4.78	%		3.88	%
	Discount rate for net periodic pension cost		4.78	%			3.88	%		4.46	%
	Rate of increase in compensation levels		-	%			-	%		-	%
	Expected long-term rate of return of plan assets		7.50	%			7.50	%		7.50	%
	The components of net periodic benefit cost consisted of the following:
			2014			2013			2012
			(in thousands)
	Service cost	$	-		$	-		$	-
	Interest cost		206			192			213
	Expected return on plan assets		-307			-260			-227
	Net amortization and deferral		22			65			63
	Net periodic benefit cost	$	-79		$	-3		$	49
	The estimated amounts to be amortized from accumulated other comprehensive loss into net periodic cost in 2015 for amortization of actuarial loss will be $71 thousand.
	The expected long-term rate of return on Pension Plan assets assumption was determined based on historical returns earned by equity and fixed income securities, adjusted to reflect future return expectations based on plan targeted asset allocation.  Equity and fixed income securities were assumed to earn returns in the ranges of 9% to 10% and 5% to 6%, respectively.  When these overall return expectations are applied to the Pension Plan’s targeted allocation, the expected rate of return is determined to be 7.50%, which is approximately the mid-point of the range of expected return.  The Company’s management will continue to evaluate its actuarial assumptions, including the expected rate of return, at least annually, and will adjust as necessary.
	The weighted average asset allocation of the Pension Plan at December 31, 2014 and 2013, the Pension Plan measurement date, was as follows:
	Asset Category:	2014			2013
	Equity mutual funds	77.80	%		75.98	%
	Fixed income mutual funds	19.30	%		20.87	%
	Cash/Short-term investments	2.90	%		3.15	%
		100.00	%		100.00	%
	The investment objective of the fixed-income portfolio is current income consistent with preserving investment principal.  The investment objective of the equity portfolio is long-term capital appreciation.  Equity holdings are diversified among various industries, countries and market capitalizations. The Plan’s targeted long-term asset allocation under normal market conditions will be approximate 60%-70% in equities and 30%-40%  in fixed income securities.  This allocation is consistent with the Company’s goal of diversifying the Pension Plan assets in order to preserve capital while achieving investment results that will contribute to the proper funding of pension obligations and cash flow requirements.
	Interest rates remained historically low during 2013 and 2014 while equity prices continued their rise to record highs. Taking advantage of the substantial gains in the equity markets the Pension Plan shifted some assets from equities to fixed income during the second half of 2013. Given the continued historically low interest rates and an expected bias upward, fixed income assets were allocated to low duration investments with limited correlation to traditional fixed income including bank loan, unconstrained bond and multi-sector bond strategies. In addition, the Pension Plan added a currency position with a low correlation to both equities and fixed income. The Company’s investment manager regularly reviews the Pension Plan’s asset allocation and periodically rebalances its investments to the targeted allocation when considered appropriate.
	The Company contributed $110 thousand to the Pension Plan in 2014 and estimates that it will contribute another $110 thousand to the Pension Plan in 2015.
	The major categories of assets in the Bank’s Pension Plan as of year-end are presented in the following table.  Assets are segregated according to their investment objective by the level of the valuation inputs within the fair value hierarchy established by ASC Topic 820 utilized to measure fair value (see Note 19 – Fair Value of Financial Instruments).
		2014			2013
		(in thousands)
	Level 1:
	Cash	$	-		$	34
	Mutual funds:
	Short-term investments:
	Money market		121			97
	Equities:
	Small cap		402			416
Real estate		241			188
International large cap		818			890
Emerging markets		480			512
Currency		195			198
Commodity		51			63
Bonds		413			403
Bank loans		202			203
Exchange -traded funds (ETFs):
Large cap		890			799
Mid cap		388			359
	$	4,201		$	4,162
The mutual funds and ETFs are actively traded with market quotes available on at least a daily basis.  Therefore, they are Level 1 assets.
The discount rate utilized by the Company for determining future pension obligations is based on a review of long-term bonds that receive one of the two highest ratings given by a recognized rating agency.  The discount rate determined on this basis decreased from 4.78% at December 31, 2013 to 3.83% at December 31, 2014 for the Company's Pension Plan.
Expected benefit payments under the Pension Plan over the next ten years at December 31, 2014 are as follows:
	(in thousands)
2015	$	189,000
2016		196,000
2017		192,000
2018		201,000
2019		201,000
Year 2020 - 2024		1,226,000
Supplemental Executive Retirement Plans
The Bank also maintains a non-qualified supplemental executive retirement plan (the “SERP”) covering certain members of the Company’s senior management.  The SERP was amended during 2003 to provide a benefit based on a percentage of final average earnings, as opposed to the fixed benefit that was provided for in the superseded plan.
On April 8, 2010, the Compensation Committee of the Board of Directors of the Company approved the adoption of the Evans Bank, N.A. Supplemental Executive Retirement Plan for Senior Executives (“the Senior Executive SERP”).  The “old” SERP plan will keep its participants at the time of the creation of the Senior Executive SERP, but any future executives identified by the Board of Directors as eligible for SERP benefits will participate in the Senior Executive SERP.  A participant is generally entitled to receive a benefit under the Senior Executive SERP upon a termination of employment, other than for “cause”, after the participant has completed 10 full calendar years of service with the Bank.  No benefit is payable under the Senior Executive SERP if the participant’s employment is terminated for “cause” or if the participant voluntarily terminates before completing 10 full calendar years of service with the Bank.   In addition, the payment of benefits under the Senior Executive SERP is conditioned upon certain agreements of the participant related to confidentiality, cooperation, non-competition, and non-solicitation.  A participant will be entitled to a retirement benefit under the Senior Executive SERP if his or her employment with the Bank terminates other than for “cause”.  The “accrued benefit” is based on a percentage of the participant’s final average earnings, which is determined based upon the participant’s total annual compensation over the highest consecutive five calendar years of the participant’s employment with the Bank, accrued over the participant’s “required benefit service”.  The percentages and years of service requirements are set forth in each participant’s Participation Agreement, and range from 25% to 35% and from 15 to 20 years.
The obligations related to the two SERP plans are indirectly funded by various life insurance contracts naming the Bank as beneficiary.  The Bank has also indirectly funded the SERPs, as well as other benefits provided to other employees through bank-owned life insurance.  The Bank uses an actuarial method of amortizing unrecognized net gains or losses which result from actual experience and assumptions being different than those that are projected.  The amortization method the Bank is using recognizes the net gains or losses over the average remaining service period of active employees, which exceeds the required amortization.
Selected financial information for the two SERP plans is as follows:
	12/31/14			12/31/13
Change in benefit obligation:		(in thousands)
Benefit obligation at the beginning of the year	$	3,923		$	5,272
Service cost		168			165
Interest cost		159			125
Plan amendments		-			-
Plan settlement		-			105
Actuarial loss (gain)		497			-395
Benefits paid		-192			-1,349
Benefit obligation at the end of the year		4,555			3,923
Change in plan assets:
Fair value of plan assets at the beginning of year		-			-
Actual return on plan assets		-			-
Employer contributions		192			1,349
Benefits paid		-192			-1,349
Fair value of plan assets at the end of year		-			-
Funded status	$	-4,555		$	-3,923
Amount recognized in the Consolidated Balance Sheets consist of:
Accrued benefit liabilities	$	-4,555		$	-3,923
Amount recognized in the Accumulated Other Comprehensive Loss consists of:
Net actuarial loss	$	1,601		$	1,188
Prior service cost		249			280
Net amount recognized in equity - pre-tax	$	1,850		$	1,468
Net amount recognized on Consolidated Balance Sheets in Other Liabilities	$	-2,705		$	-2,455
Accumulated benefit obligation at year end	$	3,944		$	3,385
Valuations of the SERP liability, as shown above, were conducted as of December 31, 2014 and 2013.  Assumptions used by the Bank in both years in the determination of SERP information consisted of the following:
	2014			2013			2012
Discount rate for projected benefit obligation	3.30	%		4.15	%		3.17	%
Discount rate for net periodic pension cost	4.15	%		3.17	%		4.34	%
Salary scale	3.50	%		3.50	%		3.50	%
The discount rate utilized by the Company for determining future pension obligations is based on a review of long-term bonds that receive one of the two highest ratings given by a recognized rating agency.  The discount rate determined on this basis decreased from 4.15% at December 31, 2013 to 3.30% at December 31, 2014 (the measurement date) for the SERP.
The components of net periodic benefit cost consisted of the following:
	2014			2013			2012
	(in thousands)
Service cost	$	168		$	165		$	180
Interest cost		159			125			153
Net amortization and deferral		115			180			195
Settlement charge		-			105			-
Net periodic benefit cost	$	442		$	575		$	528
The settlement charge in 2013 reflects the impact of a lump-sum payout on current net periodic benefit cost, which required immediate recognition of actuarial losses associated with that portion of the obligation in earnings.
The estimated amounts to be amortized from accumulated other comprehensive loss into net periodic benefit cost in 2015 for prior service costs and actuarial loss will be $31 thousand and $130 thousand, respectively.
Expected benefit payments under the SERP over the next ten years at December 31, 2014 are as follows:
	(in thousands)
2015	$	192,672
2016		192,672
2017		192,672
2018		192,672
2019		1,865,999
Year 2020 - 2024		1,609,213
Other Compensation Plans
The Company also maintains a non-qualified deferred compensation plan for non-employee directors.  Expenses under this plan were approximately $9 thousand in 2014, $12 thousand in 2013, and $19 thousand in 2012.  The estimated present value of the benefit obligation included in other liabilities was $0.1 million at December 31, 2014 and $0.2 million at December 31, 2013.  This obligation is indirectly funded by life insurance contracts naming the Bank as beneficiary.  The increase in cash surrender value is included in other non-interest income on the Consolidated Statements of Income.
The Company has a non-qualified deferred compensation plan whereby directors and certain officers may defer a portion of their base pre-tax compensation.  Additionally, the Company has a non-qualified executive incentive retirement plan, whereby the Company defers on behalf of certain officers a portion of their base compensation until retirement or termination of service, subject to certain vesting arrangements.  Expense under these plans was approximately $210 thousand in 2014, $248 thousand in 2013, and $203 thousand in 2012.  The benefit obligation, included in other liabilities in the Company’s consolidated balance sheets, was $2.0 million and $2.4 million at December 31, 2014 and 2013, respectively.
These benefit plans are indirectly funded by bank-owned life insurance contracts with a total aggregate cash surrender value of approximately $20.4 million and $19.8 million at December 31, 2014 and 2013, respectively.  Increases in cash surrender value are included in other non-interest income on the Company’s Consolidated Statements of Income.  Endorsement split-dollar life insurance benefits have also been provided to directors and certain officers of the Bank and its subsidiaries during employment.
The Bank also has a defined contribution retirement and thrift 401(k) Plan (the “401(k) Plan”) for its employees who meet certain length of service and age requirements.  The provisions of the 401(k) Plan allow eligible employees to contribute a portion of their annual salary, up to the IRS statutory limit.  Effective January 1, 2011, the 401(k) plan implemented a Qualified Automatic Contribution Arrangement (“QACA”). This arrangement features automatic deferred contributions with annual escalation, a QACA matching contribution, and an additional matching contribution. In addition, employees are no longer required to complete one year of service prior to receiving matching contributions.  Employees vest in employer contributions over six years.  The Company’s expense under the 401(k) Plan was approximately $719 thousand, $629 thousand, and $496 thousand for the years ended December 31, 2014, 2013, and 2012, respectively.

StockBased_Compensation

Stock-Based Compensation	12 Months Ended
	Dec. 31, 2014
Stock-Based Compensation [Abstract]
Stock-Based Compensation	12.STOCK-BASED COMPENSATION
	At December 31, 2014, the Company had two stock-based compensation plans, which are described below.  The Company accounts for the fair value of its grants under those plans in accordance with ASC Topic 718, “Compensation – Stock Compensation.”  The compensation cost charged against income for those plans was $293 thousand, $280 thousand, and $249 thousand for 2014, 2013, and 2012, respectively, included in “Salaries and Employee Benefits” in the Company’s Consolidated Statements of Income.  All stock option and restricted stock expense is recorded on a straight-line basis over the expected vesting term.  In addition, expense for director options and restricted stock was recognized to reflect $83 thousand, $72 thousand, and $56 thousand in 2014, 2013, and 2012, respectively, as part of “Other” expense in the Company’s Consolidated Statements of Income.
	2009 Long-Term Equity Incentive Plan
	Under the Company’s 2009 Long-Term Equity Incentive Plan (the “2009 Plan”) and, prior to the adoption of the 2009 Plan by shareholders in April 2009, under the Company’s 1999 Employee Stock Option and Long-Term Incentive Plan (the “1999 Plan” and together with the 2009 Plan, the “Equity Plans”), the Company has granted options or restricted stock to officers, directors and key employees of the Company and its subsidiaries.  Under the Equity Plans, the Company was authorized to issue up to 629,796 shares of common stock.  Under the Equity Plans, the exercise price of each option is not to be less than 100% of the market price of the Company’s stock on the date of grant and an option’s maximum term is ten years.  If available, the Company normally issues shares out of its treasury for any options exercised or restricted shares issued.  The options have vesting schedules from 12 months through 5 years.   At December 31, 2014, there were a total of 210,353 shares available for grant under the 2009 Plan.  The Company may no longer make grants under the 1999 Plan.
	The fair value of each option grant is estimated on the date of grant using the Black-Scholes option-pricing model with the following weighted-average assumptions:
		2014				2013				2012
	Dividend Yield		2.70	%			2.72	%			2.84	%
	Expected Life (years)		6.36				6.36				7.00
	Expected Volatility		20.76	%			20.58	%			20.19	%
	Risk-free Interest Rate		2.11	%			1.16	%			1.28	%
	Weighted Average Fair Value	$	3.64			$	2.48			$	1.95
	The Company used historical volatility calculated using daily closing prices for its common stock over periods that match the expected term of the option granted to estimate the expected volatility.  The risk-free interest rate assumption was based upon U.S. Treasury yields appropriate for the expected term of the Company's stock options based upon the date of grant.  The expected dividend yield was based upon the Company's recent history of paying dividends.  The expected life was based upon the options’ expected vesting schedule and historical exercise patterns.
	Stock options activity for 2014 was as follows:
		Options				Weighted Average Exercise Price				Weighted Average Remaining Contractual Term (years)			Aggregate Intrinsic Value
													($ in thousands)
	Balance, December 31, 2013		263,976			$	15.64
	Granted		31,300				22.93
	Exercised		-42,151				16.46
	Expired		-3,947				22.04
	Forfeited		-12,486				19.06
	Balance, December 31, 2014		236,692			$	16.17				5.71		$	2,093
	Exercisable, December 31, 2014		161,127			$	15.12				4.59		$	1,594
	Future compensation cost expected to be expensed over the weighted average remaining contractual term for remaining outstanding options is $235 thousand.  The unrecognized compensation cost is scheduled to be recognized as follows:
		(in thousands)
	2015	$	96
	2016		78
	2017		48
	2018		13
	Restricted stock award activity for 2014 was as follows:
			Shares		Weighted Average Grant Date Fair Value
	Balance, December 31, 2013		25,524		$	16.82
	Granted		21,383			21.34
	Vested		-11,721			17.00
	Forfeited		-6,678			21.38
	Balance, December 31, 2014		28,508		$	19.07
	As of December 31, 2014, there was $391 thousand in unrecognized compensation cost related to restricted share-based compensation arrangements granted under the Equity Plans.  The unrecognized compensation cost is scheduled to be recognized as follows:
		(in thousands)
	2015	$	155
	2016		130
	2017		83
	2018		23
	During fiscal years 2014, 2013, and 2012,  the following activity occurred under the Company’s plans:
		2014			2013			2012
		(in thousands)
	Total intrinsic value of stock options exercised	$	287		$	30		$	23
	Total fair value of restricted stock awards vested	$	273		$	136		$	137
	Employee Stock Purchase Plan
	The Company also maintains the Evans Bancorp, Inc. Employee Stock Purchase Plan (the “Purchase Plan”).  As of December 31, 2014, there were 155,129 shares of common stock available to issue to full-time employees of the Company and its subsidiaries, nearly all of whom are eligible to participate.  Under the terms of the Purchase Plan, employees can choose each year to have up to 15% of their annual base earnings withheld to purchase the Company’s common stock.  The Company grants options on January 1 and July 1 of each year during the term of the Purchase Plan.  The purchase price of the stock is 85% of the lower of its price on the grant date or the exercise date.  During fiscal 2014,  approximately 42% of eligible employees participated in the Purchase Plan.  Under the Purchase Plan, the Company issued 12,821,  13,455,  and 16,831 shares to employees in 2014, 2013, and 2012, respectively.  Compensation cost is recognized for the fair value of the employees’ purchase rights, which was estimated using the Black-Scholes model with the following assumptions:
		2014				2013				2012
	Dividend Yield		2.95	%			3.00	%			3.20	%
	Expected Life (years)		0.50				0.50				0.50
	Expected Volatility		22.41	%			14.21	%			21.66	%
	Risk-free Interest Rate		0.08	%			0.11	%			0.10	%
	Weighted Average Fair Value	$	6.56			$	4.80			$	4.26
	The compensation cost that has been charged against income for the Purchase Plan was $89 thousand, $67 thousand, and $71 thousand for 2014, 2013, and 2012, respectively.

Income_Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2014
Income Taxes [Abstract]
Income Taxes	13.INCOME TAXES
	The components of the provision for income taxes were as follows:
		2014		2013		2012
		(in thousands)
	Current federal tax expense	$	2,282	$	2,184	$	2,667
	Current state tax expense (benefit)		-118		-81		541
	Total current tax expense		2,164		2,103		3,208
	Deferred federal tax expense (benefit)	$	-215	$	316	$	487
	Deferred state tax expense (benefit)		-1,245		-688		52
	Total deferred tax expense (benefit)		-1,460		-372		539
	Total income tax provision (benefit)	$	704	$	1,731	$	3,747
	The Company’s provision for income taxes differs from the amounts computed by applying the federal income tax statutory rates to income before income taxes.  A reconciliation of the differences is as follows:
		2014				2013				2012
		Amount		Percent		Amount		Percent		Amount		Percent
		($ in thousands)
	Tax provision at statutory rate	$	3,023	34	%	$	3,257	34	%	$	4,039	34	%
	Decrease in taxes resulting from:
	Tax-exempt interest income		-558	-6			-564	-6			-425	-3
	Historic tax credit		-996	-11			-559	-6			-	-
	State taxes, net of federal benefit		-899	-10			-508	-5			-	-
	Increase in taxes resulting from:
	State taxes, net of federal benefit		-	-			-	-			391	3
	Other items, net		134	1			105	1			-258	-2
	Income tax provision	$	704	8	%	$	1,731	18	%	$	3,747	32	%
	At December 31, 2014 and 2013 the components of the net deferred tax asset were as follows:
		2014		2013
		(in thousands)
	Deferred tax assets:
	Pension premiums	$	2,213	$	1,604
	Allowance for loan and lease losses		4,690		4,372
	Non accrued interest		239		515
	Deferred compensation		1,040		1,083
	Litigation accrual		374		-
	Loss on investment in tax credit		513		-
	Stock options granted		129		90
	Net operating loss carryforward		88		240
	Historic tax credit carryforward		1,196		495
	Leases		156		154
	Other		-		5
	Gross deferred tax assets	$	10,638	$	8,558
	Deferred tax liabilities:
	Depreciation and amortization	$	1,398	$	1,387
	Prepaid expenses		438		483
	Net unrealized gains on securities		569		121
	Acquisition-related adjustments		24		66
	Mortgage servicing asset		198		197
	Other		29		-
	Gross deferred tax liabilities	$	2,656	$	2,254
	Valuation allowance		-321		-240
	Net deferred tax asset	$	7,661	$	6,064
	The net deferred tax asset at December 31, 2014 and 2013 is included in “other assets” in the Company’s consolidated balance sheets.
	In assessing the ability of the Company to realize the benefit of the deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized.  The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible.  Management considers the scheduled reversal of deferred tax liabilities, availability of operating loss carrybacks, projected future taxable income and tax planning strategies in making this assessment.  Based upon the level of historical taxable income, the opportunity for net operating loss carrybacks, and projections for future taxable income over the periods which deferred tax assets are deductible, management believes it is more likely than not the Company will generate sufficient taxable income to realize the benefits of these deductible differences at December 31, 2014, except for a valuation allowance of $321 thousand on the net deferred tax asset for an investment in a historic tax credit of $513 thousand.  In assessing the need for a valuation allowance for the deferred tax assets for the investments in the historic tax credit investments, the Bank considered all positive and negative evidence in assessing whether the weight of available evidence supports the recognition of some or all of the deferred tax assets related to these investments.
	Because of the tax nature of the loss to be recognized when the investment is ultimately sold (which for tax purposes will give rise to a capital loss for both historic tax credit investments), the Bank does not have any known capital gains in the future to be able to utilize the capital losses from these investments. Therefore, the Bank’s assessment of the deferred tax asset warrants the need for a valuation allowance to be recognized on the deferred tax asset that it determined is more-likely-than-not to not be realized.  The amount of remaining capital loss includes the projected capital basis after taking tax credit, expected losses, and cash distributions.
	As of December 31, 2014, Evans Bancorp will now be regulated for state tax purposes under Article 9A of the New York State tax law.  Therefore, the Company will be able to flow through losses from subsidiaries into a combined return utilizing previous net operating losses (“NOL’s”).   After applying a NOL conversion pool, the Company will be able to utilize a net deferred asset related to the NOL’s generated at its leasing subsidiary.  No valuation allowance is needed at December 31, 2014 based on the ample future taxable income on a consolidated basis, as compared to a valuation allowance required at December 31, 2013 based under previous tax law.  A net deferred tax benefit of $0.1 million was recognized in 2014, relating to the realization of the NOL.
	The state historic tax credit carryforward has an indefinite life with no expiration date in which to utilize the credit.
	A reconciliation of the Company’s unrecognized tax benefits for the years ended December 31, 2014, 2013, and 2012 is as follows:
		2014		2013		2012
		(in thousands)
	Balance at beginning of year	$	-	$	21	$	206
	Reclassification from deferred taxes for tax position taken
	during a period		-		-		-
	Increases related to tax positions taken during a prior period		-		-		-
	Decrease due to the resolution of a prior year tax matter		-		-21		-150
	Decreases related to settlements with taxing authorities		-		-		-35
Balance at end of year	$	-	$	-	$	21
The entire balance of unrecognized tax benefits was accrued in Other Liabilities on the Company’s Consolidated Balance Sheet.  There were no  accrued penalties and interest at December 31, 2014, 2013 and 2012.
We are subject to routine audits of our tax returns by the Internal Revenue Service (“IRS”) and various state taxing authorities. During 2012, ENL concluded a New York State (“NYS”) audit covering 2008-2010.  During 2010, the Company concluded a NYS audit covering 2005-2007 and an IRS audit covering 2006-2008.  There were no material adverse findings in the audits.  The tax years 2011-2013 for NYS and 2011-2013 for the IRS remain subject to examination.  In addition, ENL is no longer subject to state income tax examinations by the majority of state tax authorities for all years before 2010.

Other_Liabilities

Other Liabilities	12 Months Ended
	Dec. 31, 2014
Other Liabilities [Abstract]
Other Liabilities
	14. OTHER LIABILITIES
	Other liabilities at December 31 were as follows:
		2014		2013
			(in thousands)
	Retirement compensation liabilities	$	8,258	$	6,707
	Accounts payable		5,009		4,475
	Security deposits on direct financing leases		-		31
	Interest payable		232		222
	Other		1,079		1,058
	Total other liabilities	$	14,578	$	12,493
	Included in Accounts Payable as of December 31, 2014 is a $2.0 million accrual for a historic tax credit investment, and included within Other as of December 31, 2014 is a $1.0 million accrual for litigation, as described Note 16 “Contingent Liabilities and Commitments” to these Consolidated Financial Statements.

Related_Party_Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2014
Related Party Transactions [Abstract]
Related Party Transactions	15.RELATED PARTY TRANSACTIONS
	The Bank has entered into loan transactions with certain directors, significant shareholders and their affiliates (related parties) in the ordinary course of its business.  The aggregate outstanding principal balance of loans to such related parties on December 31, 2014 and 2013 was $3.8 million and $2.6 million, respectively.  During 2014, there were $5.5 million of advances and new loans to such related parties, and repayments amounted to $4.3 million.  Terms of these loans have prevailing market pricing that would be offered to a similar customer base.  Deposits from related parties were $1.9 million and $1.7 million as of December 31, 2014 and 2013.

Contingent_Liabilities_And_Com

Contingent Liabilities And Commitments	12 Months Ended
	Dec. 31, 2014
Contingent Liabilities And Commitments [Abstract]
Contingent Liabilities And Commitments	16.CONTINGENT LIABILITIES AND COMMITMENTS
	The Company’s consolidated financial statements do not reflect various commitments and contingent liabilities which arise in the normal course of business and which involve elements of credit risk, interest rate risk and liquidity risk.  These commitments and contingent liabilities are commitments to extend credit and standby letters of credit.  A summary of the Bank’s commitments and contingent liabilities at December 31, 2014 and 2013 is as follows:
		December 31,		December 31,
		2014		2013
		(in thousands)
	Commitments to extend credit	$	212,193	$	176,964
	Standby letters of credit		2,430		2,664
	Total	$	214,623	$	179,628
	Commitments to extend credit and standby letters of credit all include exposure to some credit loss in the event of non-performance of the customer.  The Bank’s credit policies and procedures for credit commitments and financial guarantees are the same as those for extensions of credit that are recorded on the Consolidated Balance Sheets.  Because these instruments have fixed maturity dates, and because they may expire without being drawn upon, they do not necessarily represent cash requirements to the Bank.  The Bank has not incurred any losses on its commitments during the past three years and has not recorded a reserve for its commitments.
	The Company has entered into contracts with third parties, some of which include indemnification clauses.  Examples of such contracts include contracts with third party service providers, brokers and dealers, correspondent banks, and purchasers of residential mortgages.  Additionally, the Company has bylaws, policies and agreements under which it agrees to indemnify its officers and directors from liability for certain events or occurrences while the directors or officers are, or were, serving at the Company’s request in such capacities.  The Company indemnifies its officers and directors to the fullest extent allowed by law.  The maximum potential amount of future payments that the Company could be required to make under these indemnification provisions is unlimited, but would be affected by all relevant defenses to such claims, as well as directors’ and officers’ liability insurance maintained by the Company.  Due to the nature of these indemnification provisions, it is not possible to quantify the aggregate exposure to the Company resulting from them.
	The Company is subject to possible litigation proceedings in the normal course of business.  As noted in Item 3 of Part I of the Annual Report on Form 10-K of which these Consolidated Financial Statements form a part, on September 2, 2014 the Office of the Attorney General for the State of New York (“NYAG”) filed a formal complaint against the Company and the Bank regarding residential lending practices.  The Company accrued an estimated liability relating to the NYAG investigation totaling $1.0 million during 2014.  At December 31, 2014, a range of loss could not be determined, and management believes the $1.0 million accrual is the best estimate of probable loss.
	The Company leases certain offices, land and equipment under long-term operating leases.  The aggregate minimum annual rental commitments under these leases total approximately $519 thousand in 2015; $523 thousand in 2016; $435 thousand in 2017; $453 thousand in 2018; $465 thousand in 2019, and $3.8 million thereafter.  The rental expense under operating leases contained in the Company’s Consolidated Statements of Income included $644 thousand, $684 thousand, and $632 thousand, in 2014, 2013, and 2012, respectively.

Concentrations_Of_Credit

Concentrations Of Credit	12 Months Ended
	Dec. 31, 2014
Concentrations Of Credit [Abstract]
Concentrations Of Credit	17.CONCENTRATIONS OF CREDIT
	All of the Bank’s loans (except leases), commitments and standby letters of credit have been granted to customers in the Bank’s primary market area, which is Western New York.  Investments in state and municipal securities also involve governmental entities within the Bank’s primary market area.  The concentrations of credit by type of loan are set forth in Note 3 to these Consolidated Financial Statements, "Loans and Leases, Net."  The distribution of commitments to extend credit approximates the distribution of loans outstanding.  Standby letters of credit were granted primarily to commercial borrowers.  The Bank, as a matter of policy, does not extend credit to any single borrower or group in excess of 15%  of capital.

Segment_Information

Segment Information	12 Months Ended
	Dec. 31, 2014
Segment Information [Abstract]
Segment Information	18.SEGMENT INFORMATION
	The Company is comprised of two primary business segments: banking activities and insurance agency activities.  The operating segments are separately managed and their performance is evaluated based on net income.  The banking business segment includes both commercial and consumer banking services, including a wide array of lending and depository services.  The banking business segment also includes direct financing leasing of commercial small-ticket general business equipment.  Origination of these leases has been discontinued, but the Company will continue to service the portfolio until maturity.  The insurance agency segment includes the activities of selling various premium-based insurance policies on a commission basis, including business and personal insurance, surety bonds, risk management, life, disability and long-term care coverage, as well as providing claims adjusting services to various insurance companies and offering non-deposit investment products, such as annuities and mutual funds.  All sources of segment specific revenues and expenses attributed to management’s definition of net income.  Revenues from transactions between the two segments are not significant.  The accounting policies of the segments are the same as those described in Note 1 of these “Notes to Consolidated Financial Statements.”
	The following tables set forth information regarding these segments for the years ended December 31, 2014, 2013 and 2012.
		2014
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	31,214	$	-115	$	31,099
	Provision for loan and lease losses		1,229		-		1,229
	Net interest income (expense) after
	provision for loan and lease losses		29,985		-115		29,870
	Non-interest income		3,142		-		3,142
	Insurance service and fees		591		6,540		7,131
	Amortization expense		-		108		108
	Non-interest expense		26,875		4,269		31,144
	Income before income taxes		6,843		2,048		8,891
	Income tax provision (benefit)		-85		789		704
	Net income	$	6,928	$	1,259	$	8,187
		2013
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	28,463	$	-116	$	28,347
	Provision for loan and lease losses		1,540		-		1,540
	Net interest income (expense) after
	provision for loan and lease losses		26,923		-116		26,807
	Non-interest income		4,950		-		4,950
	Insurance service and fees		518		6,693		7,211
	Amortization expense		-		221		221
	Non-interest expense		24,792		4,367		29,159
	Income before income taxes		7,599		1,989		9,588
	Income tax provision		1,022		709		1,731
	Net income	$	6,577	$	1,280	$	7,857
		2012
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	27,904	$	-124	$	27,780
	Provision (benefit) for loan and lease losses		-68		-		-68
	Net interest income (expense) after
	provision for loan and lease losses		27,972		-124		27,848
	Non-interest income		5,857		-		5,857
	Insurance service and fees		-		6,966		6,966
	Amortization expense		-		349		349
	Non-interest expense		23,861		4,582		28,443
	Income before income taxes		9,968		1,911		11,879
	Income tax provision		3,007		740		3,747
	Net income	$	6,961	$	1,171	$	8,132
		December 31,		December 31,
		2014		2013
		(in thousands)
	Identifiable Assets, Net
	Banking activities	$	837,928	$	824,028
	Insurance agency activities		8,881		9,470
	Consolidated Total Assets	$	846,809	$	833,498

Fair_Value_Of_Financial_Instru

Fair Value Of Financial Instruments	12 Months Ended
	Dec. 31, 2014
Fair Value Of Financial Instruments [Abstract]
Fair Value Of Financial Instruments	19.FAIR VALUE OF FINANCIAL INSTRUMENTS
	Fair value is defined in ASC Topic 820 “Fair Value Measurements and Disclosures” as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.
	There are three levels of inputs to fair value measurements:
		·		Level 1 inputs are quoted prices for identical instruments in active markets;
		·		Level 2 inputs are inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly; and
		·		Level 3 inputs are unobservable inputs.
	Observable market data should be used when available.
	FINANCIAL INSTRUMENTS MEASURED AT FAIR VALUE ON A RECURRING BASIS
	The following table presents for each of the fair-value hierarchy levels as defined in this footnote, those financial instruments which are measured at fair value on a recurring basis at December 31, 2014 and 2013:
	(in thousands)			Level 1		Level 2		Level 3		Fair Value
	31-Dec-14
	Securities available-for-sale:
	U.S. government agencies		$	-	$	26,717	$	-	$	26,717
	States and political subdivisions			-		31,060		-		31,060
	Mortgage-backed securities			-		37,756		-		37,756
	Mortgage servicing rights			-		-		518		518
	31-Dec-13
	Securities available-for-sale:
	U.S. government agencies		$	-	$	31,992	$	-	$	31,992
	States and political subdivisions			-		31,880		-		31,880
	Mortgage-backed securities			-		35,793		-		35,793
	Mortgage servicing rights			-		-		509		509
	Securities available for sale
	Fair values for available for sale securities are determined using independent pricing services and market-participating brokers.  The Company utilizes a third-party for these pricing services.  The third-party utilizes evaluated pricing models that vary by asset class and incorporate available trade, bid and other market information for structured securities, cash flow and, when available, loan performance data.  Because many fixed income securities do not trade on a daily basis, the third-party service provider’s evaluated pricing applications apply information as applicable through processes, such as benchmarking of like securities, sector groupings, and matrix pricing, to prepare evaluations.  In addition, our third-party pricing service provider uses model processes, such as the Option Adjusted Spread model, to assess interest rate impact and develop prepayment scenarios.  The models and the process take into account market convention.  For each asset class, a team of evaluators gathers information from market sources and integrates relevant credit information, perceived market movements and sector news into the evaluated pricing applications and models.  The third party, at times, may determine that it does not have sufficient verifiable information to value a particular security.  In these cases the Company will utilize valuations from another pricing service.
	Management believes that it has a sufficient understanding of the third party service’s valuation models, assumptions and inputs used in determining the fair value of securities to enable management to maintain an appropriate system of internal control.    On a quarterly basis the Company reviews changes, as submitted by our third-party pricing service provider, in the market value of its securities portfolio.  Individual changes in valuations are reviewed for consistency with general interest rate movements and any known credit concerns for specific securities.  Additionally, on an annual basis the Company has its entire securities portfolio priced by a second pricing service to determine consistency with another market evaluator.  If, on the Company’s review or in comparing with another servicer, a material difference between pricing evaluations were to exist, the Company may submit an inquiry to our third party pricing service provider regarding the data used to value a particular security.   If the Company determines it has market information that would support a different valuation than our third-party service provider’s evaluation it can submit a challenge for a change to that security’s valuation. There were no material differences in valuations noted in 2014 or 2013.
	Securities available for sale are classified as Level 2 in the fair value hierarchy as the valuation provided by the third-party provider uses observable market data.
	Mortgage servicing rights
	Mortgage servicing rights (“MSRs”) do not trade in an active, open market with readily observable prices. Accordingly, the Company obtains the fair value of the MSRs using a third-party pricing provider. The provider determines the fair value by discounting projected net servicing cash flows of the remaining servicing portfolio.  The valuation model used by the provider considers market loan prepayment predictions and other economic factors.  The fair value of MSRs is mostly affected by changes in mortgage interest rates since rate changes cause the loan prepayment acceleration factors to increase or decrease.  All assumptions are market driven.  Management has a sufficient understanding of the third party service’s valuation models, assumptions and inputs used in determining the fair value of MSRs to enable management to maintain an appropriate system of internal control.  Mortgage servicing rights are classified within Level 3 of the fair value hierarchy as the valuation is model driven and primarily based on unobservable inputs.
	The following table summarizes the changes in fair value for items measured at fair value (Level 3) on a recurring basis using significant unobservable inputs during the year ended December 31, 2014:
	(in thousands)		2014		2013		2012
	Mortgage servicing rights - January 1		$	509	$	467	$	407
	Gains (losses) included in earnings			-134		34		-144
	Additions from loan sales			143		8		204
	Mortgage servicing rights -December 31		$	518	$	509	$	467
	Quantitative information about the significant unobservable inputs used in the fair value measurement of MSRs at the respective dates is as follows:
			12/31/14		12/31/13
	Servicing fees		0.25	%	0.25	%
	Discount rate		9.52	%	10.04	%
	Prepayment rate (CPR)		9.28	%	9.31	%
	FINANCIAL INSTRUMENTS MEASURED AT FAIR VALUE ON A NONRECURRING BASIS
	The Company is required, on a nonrecurring basis, to adjust the carrying value of certain assets or provide valuation allowances related to certain assets using fair value measurements.  The following table presents for each of the fair-value hierarchy levels as defined in this footnote, those financial instruments which are measured at fair value on a nonrecurring basis at December 31, 2014 and 2013:
	(in thousands)			Level 1		Level 2		Level 3		Fair Value
	31-Dec-14
	Impaired loans		$	-		-		13,716	$	13,716
	31-Dec-13
	Impaired loans		$	-		-		17,378	$	17,378
	Impaired loans
	The Company evaluates and values impaired loans at the time the loan is identified as impaired, and the fair values of such loans are estimated using Level 3 inputs in the fair value hierarchy.  Each loan’s collateral value has a unique appraisal and management’s discount of the value is based on factors unique to each impaired loan.  The significant unobservable input in determining the fair value is management’s subjective discount on appraisals of the collateral securing the loan, which ranges from 10%-50%.  Fair value is estimated based on the value of the collateral securing these loans.  Collateral may consist of real estate and/or business assets including equipment, inventory and/or accounts receivable and the value of these assets is determined based on appraisals by qualified licensed appraisers hired by the Company.  Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, estimated costs to sell, and/or management’s expertise and knowledge of the client and the client’s business.
	The Company has an appraisal policy in which appraisals are obtained upon a commercial loan being downgraded on the Company internal loan rating scale to a 5 (special mention) or a 6 (substandard) depending on the amount of the loan, the type of loan and the type of collateral.  All impaired commercial loans are either graded a 6 or 7 on the internal loan rating scale, unless the commercial loan is impaired due to a troubled debt restructure and is now performing.  For consumer loans, the Company obtains appraisals when a loan becomes 60 days past due or is determined to be impaired, whichever occurs first.  Subsequent to the downgrade or reaching 60 days past due, if the loan remains outstanding and impaired for at least one year more, management may require another follow-up appraisal.  Between receipts of updated appraisals, if necessary, management may perform an internal valuation based on any known changing conditions in the marketplace such as sales of similar properties, a change in the condition of the collateral, or feedback from local appraisers.  Impaired loans had a gross value of $15.0 million, with a valuation allowance of $1.3 million, at December 31, 2014, compared to a gross value for impaired loans and leases of $18.9 million, with a valuation allowance of $1.5 million, at December 31, 2013.
	At December 31, 2014 and 2013, the estimated fair values of the Company’s financial instruments, including those that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows:
			2014				2013
			Carrying		Fair		Carrying		Fair
			Amount		Value		Amount		Value
				(in thousands)				(in thousands)
	Financial assets:
	Level 1:
	Cash and cash equivalents		$	10,898	$	10,898	$	41,954	$	41,954
	Level 2:
	Available for sale securities			95,533		95,533		99,665		99,665
	FHLB and FRB stock			2,925		2,925		2,831		2,831
	Level 3:
	Held to maturity securities			1,599		1,574		2,384		2,319
	Loans and leases, net			683,131		685,148		635,493		640,770
	Mortgage servicing rights			518		518		509		509
Financial liabilities:
Level 1:
Demand deposits		$	158,631	$	158,631	$	139,973	$	139,973
NOW deposits			72,670		72,670		65,927		65,927
Regular savings deposits			363,542		363,542		390,575		390,575
Commitments to extend credit			245		245		401		401
Securities sold under agreement to
repurchase			13,778		13,778		13,351		13,351
Level 2:
Other borrowed funds			13,700		13,700		9,000		9,171
Junior subordinated debentures			11,330		11,330		11,330		11,330
Level 3:
Time deposits			112,792		113,854		110,137		112,270
The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate that value.
Cash and Cash Equivalents
For these short-term instruments, the carrying amount is a reasonable estimate of fair value.  “Cash and Cash Equivalents” includes cash and due from banks and interest-bearing deposits at other banks.
Securities Held to Maturity
The Company holds certain municipal bonds as held-to-maturity.  These bonds are generally small in dollar amount and are issued only by certain local municipalities within the Company’s market area.  The original terms are negotiated directly and on an individual basis consistent with our loan and credit guidelines.  These bonds are not traded on the open market and management intends to hold the bonds to maturity.  The fair value of held-to-maturity securities is estimated by discounting the future cash flows using the current rates at which similar agreements would be made with municipalities with similar credit ratings and for the same remaining maturities.
FHLB and FRB stock
The carrying value of FHLB and FRB stock approximate fair value.
Loans Receivable
The fair value of fixed rate loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities, net of the appropriate portion of the allowance for loan losses.  For variable rate loans, the carrying amount is a reasonable estimate of fair value.  This fair value calculation is not necessarily indicative of the exit price, as defined in ASC Topic 820.
Deposits
The fair value of demand deposits, NOW accounts, muni-vest accounts and regular savings accounts is the amount payable on demand at the reporting date.  The fair value of time deposits is estimated using the rates currently offered for deposits of similar remaining maturities.
Borrowed Funds and Securities Sold Under Agreement to Repurchase
The fair value of the short-term portion of other borrowed funds approximates its carrying value.  The Company does not currently hold long-term borrowed funds, however, in prior periods, the fair value of the long-term portion of other borrowed funds was estimated using a discounted cash flow analysis based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements.
Junior Subordinated Debentures
There is no active market for the Company’s debentures.  The fair value of the junior subordinated debentures is determined using an expected present value technique.  The fair value of adjustable-rate debentures approximates their face amount.
Commitments to extend credit and standby letters of credit
As described in Note 16 - “Contingent Liabilities and Commitments” to these Consolidated Financial Statements, the Company was a party to financial instruments with off-balance sheet risk at December  31, 2014 and December 31, 2013.  Such financial instruments consist of commitments to extend permanent financing and letters of credit.  If the options are exercised by the prospective borrowers, these financial instruments will become interest-earning assets of the Company.  If the options expire, the Company retains any fees paid by the counterparty in order to obtain the commitment or guarantee.  The fees collected for these commitments are recorded as “unearned commitment fees” in Other Liabilities.  The carrying value approximates the fair value.
Pension Plan Assets
Refer to Note 11 to these Consolidated Financial Statements, “Employee  Benefits and  Deferred  Compensation  Plans” for the fair value analysis of the Pension Plan assets.

Regulatory_Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2014
Banking and Thrift [Abstract]
Regulatory Matters	20.REGULATORY MATTERS
	The Company is subject to the dividend restrictions imposed by the FRB and the OCC.  Under such restrictions, the Company may not, without the prior approval of the FRB and the OCC, declare dividends in excess of the sum of the current year’s earnings (as defined in FRB regulations) plus the retained earnings (as defined in FRB regulations) from the prior two years.
	Quantitative measures established by regulation to ensure capital adequacy require the Company to maintain minimum amounts and ratios (set forth in the table that follows) of total and Tier I capital (as defined in FRB regulations) to risk-weighted assets (as defined in FRB regulations), and of Tier I capital (as defined in FRB regulations) to average assets (as defined in FRB regulations).  Management believes that as of December 31, 2014 and 2013, the Company and the Bank met all capital adequacy requirements to which they are subject.
	The most recent notification from their regulators categorized the Company and the Bank as well capitalized under the regulatory framework for prompt corrective action.  To be categorized as well capitalized, the Company and the Bank must maintain minimum total risk-based, Tier I risk-based and Tier I leverage ratios as set forth in the table.  There are no conditions or events since that notification that management believes have changed the Company’s or Bank’s category rating.
	The Company’s and the Bank’s actual capital amounts and ratios were as follows:
		31-Dec-14
		(dollars in thousands)
		Company				Bank				Minimum for Capital Adequacy Purposes				Minimum to be Well Capitalized Under Prompt Corrective Action Provisions
		Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
	Total Risk-Based Capital
	(to Risk Weighted Assets)	$	98,782	14.9	%	$	98,317	14.9	%	$	53,227	8.0	%	$	66,533	10.0	%
	Tier I Capital
	(to Risk Weighted Assets)	$	90,473	13.6	%	$	90,021	13.7	%	$	26,613	4.0	%	$	39,920	6.0	%
	Tier I Capital
	(to Average Assets)	$	90,473	10.8	%	$	90,021	10.8	%	$	33,726	4.0	%	$	42,157	5.0	%
		31-Dec-13
		(dollars in thousands)
		Company				Bank				Minimum for Capital Adequacy Purposes				Minimum to be Well Capitalized Under Prompt Corrective Action Provisions
		Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
	Total Risk-Based Capital
	(to Risk Weighted Assets)	$	92,879	14.9	%	$	86,757	13.9	%	$	49,864	8.0	%	$	62,330	10.0	%
	Tier I Capital
	(to Risk Weighted Assets)	$	85,044	13.6	%	$	78,932	12.7	%	$	24,932	4.0	%	$	37,398	6.0	%
	Tier I Capital
	(to Average Assets)	$	85,044	10.4	%	$	78,932	9.6	%	$	32,823	4.0	%	$	41,029	5.0	%
	Additionally, new minimum capital ratios became effective for us on January 1, 2015 and will be fully phased-in on January 1, 2019.  Management believes that, as of December 31, 2014, the Company and the Bank would have met all applicable capital adequacy requirements under the Basel III Capital Rules on a fully phased-in basis as if such requirements had been in effect on that date.
	Dividends are paid as declared by the Board of Directors.  The Company may pay dividends only if it is solvent and would not be rendered insolvent by the dividend payment and only from unrestricted and unreserved earned surplus and under some circumstances capital surplus.  The Bank’s dividend restrictions apply indirectly to the Company since cash available for dividend distribution will initially come from dividends paid to the Company by the Bank.
	Dividends may be paid by the Bank only if it would not impair the Bank’s capital structure, if the Bank’s surplus is at least equal to its common capital and if the dividends declared in any year do not exceed the total of net profits in that year combined with undivided profits of the preceding two years less any required transfers to surplus, and if no losses have been sustained equal to or exceeding its undivided profits.
	In addition, federal regulators have the ability to restrict dividend payments.  If the Bank or the Company approaches well-capitalized or minimum capital adequacy levels, regulators could restrict or forbid dividend payments.

Parent_Company_Only_Financial_

Parent Company Only Financial Information	12 Months Ended
	Dec. 31, 2014
Parent Company Only Financial Information [Abstract]
Parent Company Only Financial Information
	21.PARENT COMPANY ONLY FINANCIAL INFORMATION
	Parent company (Evans Bancorp, Inc.) only condensed financial information is as follows:
	CONDENSED BALANCE SHEETS
			December 31,
			2014		2013
			(in thousands)
	ASSETS
	Cash	$	3,258	$	54
	Other assets		1,144		1,054
	Investment in subsidiaries		95,689		92,413
	Total assets	$	100,091	$	93,521
	LIABILITIES AND STOCKHOLDERS’ EQUITY
	LIABILITIES:
	Junior subordinated debentures	$	11,330	$	11,330
	Other liabilities		2,973		1,479
	Total liabilities		14,303		12,809
	STOCKHOLDERS’ EQUITY
	Total Stockholders’ Equity	$	85,788	$	80,712
	Total liabilities and stockholders’ equity	$	100,091	$	93,521
	CONDENSED STATEMENTS OF INCOME
			December 31,
			2014		2013		2012
			(in thousands)
	Dividends from subsidiaries	$	7,000	$	2,614	$	2,000
	Expenses		-1,363		-1,364		-1,308
	Income before equity in undistributed
	earnings of subsidiaries		5,637		1,250		692
	Equity in undistributed earnings of subsidiaries		2,550		6,607		7,440
	Net income		8,187		7,857		8,132
	Other comprehensive income		-		-		-
	Comprehensive income	$	8,187	$	7,857	$	8,132
	CONDENSED STATEMENTS OF CASH FLOWS
			Year Ended
			2014		2013		2012
			(in thousands)
	Operating Activities:
	Net income	$	8,187	$	7,857	$	8,132
	Adjustments to reconcile net income to
	net cash provided by operating activities:
	Undistributed earnings of subsidiaries		-2,550		-6,607		-7,440
	Changes in assets and liabilities affecting cash flow:
	Other assets		-89		-187		-137
	Other liabilities		1,563		-23		53
	Net cash provided by operating activities		7,111		1,040		608
	Investing Activities:
	Investment in subsidiaries		-		-		-
	Net cash used in investing activities		-		-		-
	Financing Activities:
	Proceeds from issuance of common stock		-		-		-
	Cash dividends paid		-2,471		-1,077		-2,543
	Purchase of Treasury stock		-1,436		-		-
	Net cash used in financing activities		-3,907		-1,077		-2,543
	Net increase (decrease) in cash		3,204		-37		-1,935
	Cash beginning of year		54		91		2,026
	Cash ending of year	$	3,258	$	54	$	91

Selected_Quarterly_Financial_D

Selected Quarterly Financial Data	12 Months Ended
	Dec. 31, 2014
Selected Quarterly Financial Data [Abstract]
Selected Quarterly Financial Data
	22.SELECTED QUARTERLY FINANCIAL DATA - UNAUDITED
		4th Quarter		3rd Quarter		2nd Quarter		1st Quarter
		(in thousands, except for per share data)
	2014
	Interest Income	$	9,327	$	8,576	$	8,592	$	8,219
	Interest Expense		887		899		910		921
	Net Interest Income	$	8,440	$	7,677	$	7,682	$	7,298
	Net Income	$	2,306	$	2,290	$	1,579	$	2,013
	Earnings per share basic		0.55		0.55		0.38		0.48
	Earnings per share diluted		0.54		0.54		0.37		0.47
	2013
	Interest Income	$	8,305	$	8,149	$	7,993	$	7,956
	Interest Expense		961		975		991		1,130
	Net Interest Income	$	7,344	$	7,174	$	7,002	$	6,826
	Net Income	$	1,667	$	2,451	$	1,923	$	1,816
	Earnings per share basic		0.40		0.58		0.46		0.44
	Earnings per share diluted		0.39		0.57		0.46		0.43

Organization_And_Summary_Of_Si1

Organization And Summary Of Significant Accounting Policies (Policy)	12 Months Ended
	Dec. 31, 2014
Organization And Summary Of Significant Accounting Policies [Abstract]
Organization And General	Organization and General
	Evans Bancorp, Inc. (the “Company”) was organized as a New York business corporation and incorporated under the laws of the State of New York on October 28, 1988 for the purpose of becoming a bank holding company.  Through August 2004, the Company was registered with the Federal Reserve Board (“FRB”) as a bank holding company under the Bank Holding Company Act of 1956, as amended.  In August 2004, the Company filed for, and was approved as, a Financial Holding Company under the Bank Holding Company Act.  The Company currently conducts its business through its two subsidiaries: Evans Bank, N.A. (the “Bank”), a nationally chartered bank, and its subsidiaries, Suchak Data Systems, LLC (“SDS”), Evans National Leasing, Inc. (“ENL”) and Evans National Holding Corp. (“ENHC”); and Evans National Financial Services, LLC (“ENFS”) and its subsidiary, The Evans Agency LLC (“TEA”).  Unless the context otherwise requires, the term “Company” refers collectively to Evans Bancorp, Inc. and its subsidiaries.  The Company conducts its business through its subsidiaries.  It does not engage in any other substantial business.
	During the twelve-month period ended December 31, 2014, the Company revised the Consolidated Statement of Cash Flows
	for the twelve-month period ended December 31, 2013 to correct errors of $1.7 million within the “Cash paid to employees and vendors”, “Net cash provided by operating activities”, “Net (increase)decrease in loans” and “Net cash (used in) provided by investing activities, $147 thousand in “Depreciation and amortization”, $1.8 million in “Change in other assets affecting cash flow” and $34 thousand in “Change in liabilities effecting cash flow” line items. In addition, the Company revised the Consolidated Statement of Cash Flows for the twelve-month period ended December 31, 2012 to correct errors of $1.5 million within the “Cash paid to employees and vendors”, “Net cash provided by operating activities”, “Net (increase) decrease in loans” and “Net cash (used in) provided by investing activities, $110 thousand in “Depreciation and amortization”, $2.2 million in “Change in other assets affecting cash flow” and $579 thousand in “Change in liabilities effecting cash flow” line items.  The Company has assessed the materiality of this correction and concluded, based on qualitative and quantitative considerations, in accordance with Staff Accounting Bulletin No. 99, that the adjustments were not material to our previously reported financial statements.
Regulatory Requirements
	Regulatory Requirements
	The Company is subject to the rules, regulations, and reporting requirements of various regulatory bodies, including the FRB, the Federal Deposit Insurance Corporation (“FDIC”), the Office of the Comptroller of the Currency (“OCC”), and the SEC.
Principles Of Consolidation	Principles of Consolidation
	The consolidated financial statements include the accounts of the Company, the Bank, ENFS and their subsidiaries.  All material inter-company accounts and transactions are eliminated in consolidation.
Accounting Estimates	Accounting Estimates
	Management has made a number of estimates and assumptions relating to the reporting of assets and liabilities and disclosure of contingent assets and liabilities in order to prepare these consolidated financial statements in conformity with U.S. generally accepted accounting principles.  The estimates and assumptions that management deems to be critical involve our accounting policies relating to the determination of our allowance for loan and lease losses and the valuation of goodwill.  These estimates and assumptions are based on management’s best estimates and judgment and management evaluates them on an ongoing basis using historical experience and other factors, including the current economic environment, which management believes to be reasonable under the circumstances.  We adjust our estimates and assumptions when facts and circumstances dictate.  The current economic recession increases the uncertainty inherent in our estimates and assumptions.  As future events cannot be determined with precision, actual results could differ significantly from our estimates.  Changes in those estimates resulting from continuing changes in the economic environment will be reflected in the consolidated financial statements in periods as they occur.
Cash And Cash Equivalents	Cash and Cash Equivalents
	For purposes of reporting cash flows, cash and cash equivalents include cash and due from banks and interest-bearing deposits at banks.
Securities	Securities
	Securities which the Bank has the positive intent and ability to hold to maturity are classified as held to maturity and are stated at cost, adjusted for discounts and premiums that are recognized in interest income over the period to the earlier of the call date or maturity using the level yield method.  These securities represent debt issuances of local municipalities in the Bank’s market area for which market prices are not readily available.  Management periodically evaluates the financial condition of the municipalities to see if there is any cause for impairment in their bonds.
	Securities classified as available for sale are stated at fair value with unrealized gains and losses excluded from earnings and reported, net of deferred income taxes, in accumulated other comprehensive income or loss, a component of stockholders’ equity.  Gains and losses on sales of securities are computed using the specific identification method.
	Securities which experience an other-than-temporary decline in fair value are written down to a new cost basis with the amount of the write-down, due to credit problems, included in earnings as a realized loss.  The new cost basis is not changed for subsequent recoveries in fair value.  Factors which management considers in determining whether an impairment in value of an investment is other than temporary include the period of time the securities were in a loss position, management’s intent and ability to hold securities until fair values recover to amortized cost or if it is considered more likely than not that the Company will have to sell the security, the extent to which fair value is less than amortized cost, the issuer’s financial performance and near term prospects, the financial condition and prospects for the issuer’s geographic region and industry, and recoveries or declines in fair value subsequent to the balance sheet date.  There were no charges associated with other-than-temporary impairment declines in fair value of securities in 2014 or 2013.
	The Bank does not engage in securities trading activities.
Loans	Loans
	Loans that management has the intent and ability to hold for the foreseeable future, or until maturity or pay-off, generally are reported at their outstanding unpaid principal balances adjusted for unamortized deferred fees or costs.  Interest income is accrued on the unpaid principal balance and is recognized using the interest method.  Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the effective yield method of accounting.
	Loans become past due when the payment date has been missed.  If payment has not been received within 30 days, then the loan is delinquent.  Delinquent loans are placed into three categories; 30-59 days past due, 60-89 days past due, or 90+ days past due.  Loans 90 or more days past due are considered non-performing.
	The accrual of interest on loans is discontinued at the time the loan is 90 days delinquent, unless the credit is well secured and in process of collection.  If the credit is not well secured and in the process of collection, the loan is placed on non-accrual status and is subject to charge-off if collection of principal or interest is considered doubtful.  A loan can also be placed on nonaccrual before it is 90 days delinquent if management determines that it is probable that the Bank will be unable to collect principal or interest due according to the contractual terms of the loan.
	All interest due but not collected for loans that are placed on non-accrual status or charged off is reversed against interest income.  The interest on these loans is accounted for on the cost-recovery method, until it again qualifies for an accrual basis.  Any cash receipts on non-accrual loans reduce the carrying value of the loans.  Loans are returned to accrual status when all principal and interest amounts contractually due are brought current, the adverse circumstances which resulted in the delinquent payment status are resolved, and payments are made in a timely manner for a period of time sufficient to reasonably assure their future dependability.
	The Bank considers a loan impaired when, based on current information and events, it is probable that it will be unable to collect principal or interest due according to the contractual terms of the loan.  These loans are individually assessed for any impairment.  Loan impairment is measured based on the present value of expected cash flows discounted at the loan’s effective interest rate or, as a practical expedient, at the loan’s observable market price or the fair value of the collateral, less costs to sell, if the loan is collateral dependent.  Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, estimated costs to sell, and/or management’s expertise and knowledge of the client and the client’s business.  The Company has an appraisal policy in which appraisals are obtained upon a loan being downgraded on the Company’s internal loan rating scale to a 5 (special mention) or a 6 (substandard) depending on the amount of the loan, the type of loan and the type of collateral.  All impaired loans are either graded a 6 or 7 on the internal loan rating scale.  Subsequent to the downgrade, if the loan remains outstanding and impaired for at least one year more, management may require another follow-up appraisal.  Between receipts of updated appraisals, if necessary, management may perform an internal valuation based on any known changing conditions in the marketplace such as sales of similar properties, a change in the condition of the collateral, or feedback from local appraisers.  Consumer installment loans and direct financing leases are collectively evaluated for impairment.  Since these loans and leases are not individually identified and evaluated, they are not considered impaired loans.  The one exception is for consumer loans and direct financing leases that are considered troubled debt restructurings (“TDR”) since all TDR loans and leases are considered impaired.
	The Bank monitors the credit risk in its loan portfolio by reviewing certain credit quality indicators (“CQI”).  The primary CQI for its commercial mortgage and commercial and industrial (“C&I”) portfolios is the individual loan’s credit risk rating.  The following list provides a description of the credit risk ratings that are used internally by the Bank when assessing the adequacy of its allowance for loan and lease losses:
		·	1-3-Pass:  Risk Rated 1-3 loans are loans with a slight risk of loss.  The loan is secured by collateral of sufficient value to cover the loan by an acceptable margin.  The financial statements of the company demonstrate sufficient net worth and repayment ability.  The company has established an acceptable credit history with the bank and typically has a proven track record of performance.  Management is experienced, and has an at least average ability to manage the company.  The industry has an average or less than average susceptibility to wide fluctuations in business cycles.
		·	4-Watch:  Although generally acceptable, a higher degree of risk is evident in these watch credits.   Obligor assessment factors may have elements which reflect marginally acceptable conditions warranting more careful review and analysis and monitoring.
	The obligor’s balance sheet reflects generally acceptable asset quality with some elements weak or marginally acceptable.  Liquidity may be somewhat strained, but is at an acceptable level to support operations.  Obligor may be fully leveraged with ratios higher than industry averages.  High leverage is negatively impacting the company, leaving it vulnerable to adverse change.  Inconsistent or declining capability to service existing debt requirements evidenced by debt service coverage temporarily below or near acceptable level.   The margin of collateral may be adequate, but declining or fluctuating in value.  Company management may be unproven, but capable.  Rapid expansion or acquisition may increase leverage or reduce cash flow.
	Negative industry conditions or weaker management could also be characteristic.  Proper consideration should be given to companies in a high growth phase or in development business segments that may not have achieved sustainable earnings.
	Obligors demonstrate sufficient financial flexibility to react to and positively address the root cause of the adverse financial trends without significant deviations from their current business strategy.  The rating is also used for borrowers that have made significant progress in resolving their financial weaknesses.
		·	5-O.A.E.M. (Other Assets Especially Mentioned):  Special Mention (“SM”) – A special mention asset has potential weaknesses that warrant management’s close attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the institution’s credit position at some future date.  SM assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification.
	SM assets have potential weaknesses that may, if not checked or corrected, weaken the asset or inadequately protect the institution’s position at some future date.  These assets pose elevated risk, but their weakness does not yet justify a substandard classification.  Borrowers may be experiencing adverse operating trends (declining revenues or margins) or an ill proportioned balance sheet (e.g. increasing inventory without an increase in sales, high leverage, tight liquidity).
	Adverse economic or market conditions, such as interest rate increases or the entry of a new competitor, may also support a special mention rating.
	Nonfinancial reasons for rating a credit exposure special mention include management problems, pending litigation, an ineffective loan agreement or other material structural weakness, and any other significant deviation from prudent lending practices.
	The SM rating is designed to identify a specific level of risk and concern about asset quality.  Although an SM asset has a higher profitability of default than a pass asset, its default is not imminent.
		·	6-Substandard:  A substandard asset is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any.  Assets so classified must have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt.  They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
	Substandard assets have a high probability of payment default, or they have other well-defined weaknesses.  They require more intensive supervision by Bank management.
	Substandard assets are generally characterized by current or expected unprofitable operations, inadequate debt service coverage, inadequate liquidity, or marginal capitalization.  Repayment may depend on collateral or other credit risk subsidies.  For some substandard assets, the likelihood of full collection of interest and principal may be in doubt; such assets should be placed on non-accrual.  Although substandard assets in the aggregate will have distinct potential for loss, an individual asset’s loss potential does not have to be distinct for the asset to be rated substandard.  These loans are periodically reviewed and tested for impairment.
		·	7-Doubtful:  An asset classified doubtful has all the weaknesses inherent in one classified substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
	A doubtful asset has a high probability of total or substantial loss, but because of specific pending events that may strengthen the asset, its classification of loss is deferred.
	Doubtful borrowers are usually in default, lack adequate liquidity or capital, and lack the resources necessary to remain an operating entity.  Pending events can include mergers, acquisitions, liquidations, capital injections, the perfection of liens on additional collateral, the valuation of collateral, and refinancing.
	Generally, pending events should be resolved within a relatively short period and the ratings will be adjusted based on the new information.  Because of high probability of loss, non-accrual accounting treatment is required for doubtful assets.
		·	8-Loss:  Assets classified loss are considered uncollectable and of such little value that their continuance as bankable assets is not warranted.  This classification does not mean that the assets have absolutely no recovery or salvage value, but rather that it is not practical or desirable to defer writing off this basically worthless asset even though partial recovery may be affected in the future.
	With loss assets, the underlying borrowers are often in bankruptcy, have formally suspended debt repayments, or have otherwise ceased normal business operations.  Once an asset is classified loss, there is little prospect of collecting either its principal or interest.  When access to collateral, rather than the value of the collateral, is a problem, a less severe classification may be appropriate.  Losses are to be recorded in the period an obligation becomes uncollectible.
	The Company’s consumer loans, including residential mortgages and home equities, are not individually risk rated or reviewed in the Company’s loan review process.  Consumers are not required to provide the Company with updated financial information as is a commercial customer.  Consumer loans also carry smaller balances.  Given the lack of updated information since the initial underwriting of the loan and small size of individual loans, the Company does not have credit risk ratings for consumer loans and instead uses delinquency status as the credit quality indicator for consumer loans.  However, once a consumer loan is identified as impaired, it is individually evaluated for impairment.
Allowance For Loan And Lease Losses	Allowance for Loan and Lease Losses
	The provision for loan and lease losses represents the amount charged against the Bank’s earnings to maintain an allowance for probable loan and lease losses inherent in the portfolio based on management’s evaluation of the loan and lease portfolio at the balance sheet date. Factors considered by the Bank’s management in establishing the allowance include: the collectability of individual loans, current loan concentrations, charge-off history, delinquent loan percentages, the fair value of the collateral, input from regulatory agencies, and general economic conditions.
	On a quarterly basis, management of the Bank meets to review and determine the adequacy of the allowance for loan and lease losses. In making this determination, the Bank’s management analyzes the ultimate collectability of the loans in its portfolio by incorporating feedback provided by the Bank’s internal loan staff, an independent internal loan review function and information provided by examinations performed by regulatory agencies.
	The analysis of the allowance for loan and lease losses is composed of two components: specific credit allocation and general portfolio allocation. The specific credit allocation includes a detailed review of each impaired loan and allocation is made based on this analysis.  Factors may include the appraisal value of the collateral, the age of the appraisal, the type of collateral, the performance of the loan to date, the performance of the borrower’s business based on financial statements, and legal judgments involving the borrower.  The general portfolio allocation consists of an assigned reserve percentage based on the historical loss experience, the loss emergence period, and other quantitative and qualitative factors of the loan category.
	The general portfolio allocation is segmented into pools of loans with similar characteristics.  Separate pools of loans include loans pooled by loan grade and by portfolio segment.  Loans graded a 5 or worse (“criticized loans”) that exceed an exposure threshold are evaluated by the Company’s credit department to determine if the collateral for the loan is worth less than the loan.  All of these “shortfalls” are added together and divided by the respective loan pool to calculate a current quantitative factor applied to the respective pool, as this represents a potential loss exposure.  The current quantitative factor is then included within an analysis of historical quantitative factors, and a weighted average and loss emergence period multiplier is applied against these loan pools.  These loans are not considered individually impaired because the cash flow of the customer and the payment history of the loan suggest that it is not probable that the Company will be unable to collect the full amount of principal and interest as contracted and are thus still accruing interest.
	Loans that are graded 4 or better (“non-criticized loans”) are reserved in separate loan pools in the general portfolio allocation.  A weighted average 5-year historical charge-off ratio and a loss emergence period by portfolio segment is calculated and applied against these loan pools.
	For both the criticized and non-criticized loan pools in the general portfolio allocation, additional qualitative factors are applied.  The qualitative factors applied to the general portfolio allocation reflect management’s evaluation of various conditions.  The conditions evaluated include the following: industry and regional conditions; seasoning of the loan portfolio and changes in the composition of and growth in the loan portfolio; the strength and duration of the business cycle; existing general economic and business conditions in the lending areas; credit quality trends in non-accruing loans; timing of the identification of downgrades; historical loan charge-off experience; and the results of bank regulatory examinations.  Due to the nature of the loans, the criticized loan pools carry significantly higher qualitative factors than the non-criticized pools.
Foreclosed Real Estate	Foreclosed Real Estate
	Foreclosed real estate is initially recorded at the lower of carrying or fair value (net of costs of disposal) at the date of foreclosure.  Costs relating to development and improvement of property are capitalized, whereas costs relating to the holding of property are expensed.  Assessments are periodically performed by management, and an allowance for losses is established through a charge to operations if the carrying value of a property exceeds fair value.  The Company held no foreclosed real estate at December 31, 2014 or December 31, 2013.
Insurance Commission And Fees	Insurance Commissions and Fees
	Commission revenue is recognized as of the effective date of the insurance policy or the date the customer is billed, whichever is later.  The Company also receives contingent commissions from insurance companies which are based on the overall profitability of their relationship based primarily on the loss experience of the insurance placed by the Company.  Contingent commissions from insurance companies are recognized when determinable.
Goodwill And Other Intangible Assets
	Goodwill and Other Intangible Assets
	The Company accounts for goodwill and other intangible assets in accordance with ASC Topic 350, "Intangibles – Goodwill and Other."  The Company records the excess of the cost of acquired entities over the fair value of identifiable tangible and intangible assets acquired, less liabilities assumed, as goodwill.  The Company amortizes acquired intangible assets with definite useful economic lives over their useful economic lives utilizing the straight-line method.  On a periodic basis, management assesses whether events or changes in circumstances indicate that the carrying amounts of the intangible assets may be impaired.  The Company does not amortize goodwill and any acquired intangible asset with an indefinite useful economic life, but reviews them for impairment at a reporting unit level on an annual basis, or when events or changes in circumstances indicate that the carrying amounts may be impaired.  A reporting unit is defined as any distinct, separately identifiable component of one of our operating segments for which complete, discrete financial information is available and reviewed regularly by the segment’s management.  The only reporting unit with goodwill as of December 31, 2014 was the insurance agency activities reporting unit.
	The fair value of the insurance agency activities reporting unit is measured annually as of December 31st utilizing the average of a discounted cash flow model and a market value based on a multiple to earnings before interest, taxes, depreciation, and amortization (“EBITDA”) for similar companies.  The calculated value of the insurance agency reporting unit was substantially in excess of the carrying amount at December 31, 2014.  A review of the period subsequent to the measurement date is performed to determine if there were any significant adverse changes in operations or events that would alter our determination as of the measurement date.  The Company has performed the required goodwill impairment tests and has determined that goodwill was not impaired as of December 31, 2014.
Bank-Owned Life Insurance	Bank-Owned Life Insurance
	The Bank has purchased insurance on the lives of Company directors and certain members of the Bank's and TEA's management.  The policies accumulate asset values to meet future liabilities, including the payment of employee benefits, such as retirement benefits.  Increases in the cash surrender value are recorded as other income in the Company’s Consolidated Statements of Income.
Properties And Equipment
	Properties and Equipment
	Properties and equipment are stated at cost less accumulated depreciation.  Depreciation is computed using the straight-line method over the estimated useful lives of the assets, which range from 3 to 39 years.  Impairment losses on properties and equipment are realized if the carrying amount is not recoverable from its undiscounted cash flows and exceeds its fair value in accordance with ASC Topic 360, “Property, Plant, and Equipment.”
Inocme Taxes	Income Taxes
	Income taxes are accounted for under the asset and liability method under ASC Topic 740, “Income Taxes.”  Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the periods in which the deferred tax assets or liabilities are expected to be realized or settled.  As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through income tax expense.
Net Income Per Share
	Net Income Per Share
	Net income per common share is determined by dividing net income by the weighted average number of shares outstanding during the period.  Diluted earnings per common share is based on increasing the weighted-average number of shares of common stock by the number of shares of common stock that would be issued assuming the exercise of stock options and immediate vesting of restricted shares.  Such adjustments to weighted-average number of shares of common stock outstanding are made only when such adjustments are expected to dilute earnings per common share.  There were 77,620,  49,268,  and 15,368 potentially dilutive shares of common stock included in calculating diluted earnings per share for the years ended December 31, 2014, 2013, and 2012, respectively.  Potential common shares that would have the effect of increasing diluted earnings per share are considered to be anti-dilutive.  In accordance with ASC Topic 260, "Earnings Per Share," these shares were not included in calculating diluted earnings per share.  As of December 31, 2014, 2013, and 2012, there were 9 thousand, 42 thousand, and 157 thousand shares, respectively, that are not included in calculating diluted earnings per share because their effect was anti-dilutive.
Treasury Stock	Treasury Stock
	Repurchases of shares of Evans Bancorp, Inc. stock are recorded at cost as a reduction of shareholders’ equity.  Reissuances of shares of treasury stock are recorded at market value.
Comprehensive Income	Comprehensive Income
	Comprehensive income includes both net income and other comprehensive income, including the change in unrealized gains and losses on securities available for sale, and the change in the liability related to pension costs, net of tax.
Employee Benefits	Employee Benefits
	The Bank maintains a non-contributory, qualified, defined benefit pension plan (the “Pension Plan”) that covered substantially all employees before it was frozen on January 31, 2008.  All benefits eligible participants had accrued in the Pension Plan until the freeze date have been retained.  Employees have not accrued additional benefits in the Pension Plan from that date.  The actuarially determined pension benefit in the form of a life annuity is based on the employee’s combined years of service, age and compensation.  The Bank’s policy is to fund the minimum amount required by government regulations.  Employees are eligible to receive these benefits at normal retirement age.
	The Bank maintains a defined contribution 401(k) plan and accrues contributions due under this plan as earned by employees.  In addition, the Bank maintains a non-qualified Supplemental Executive Retirement Plan for certain members of senior management, a non-qualified Deferred Compensation Plan for directors and certain members of management, and a non-qualified Executive Incentive Retirement Plan for certain members of management, as described more fully in Note 11 to these Consolidated Financial Statements, “Employee Benefits and Deferred Compensation Plans.”
Stock-based Compensation
	Stock-based Compensation
	Stock-based compensation expense is recognized over the vesting period of the stock-based grant based on the estimated grant date value of the stock-based compensation that is expected to vest.  Information on the determination of the estimated value of stock-based awards used to calculate stock-based compensation expense is included in Note 12 to these Consolidated Financial Statements, “Stock-Based Compensation.”
Loss Contingencies	Loss Contingencies
	Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.
Financial Instruments With Off-Balance Sheet Risk	Financial Instruments with Off-Balance Sheet Risk
	In the ordinary course of business, the Bank has entered into off-balance sheet financial arrangements consisting of commitments to extend credit and standby letters of credit.  The Bank has not incurred any losses on its commitments during the past three years and has not recorded a reserve for its commitments.
Advertising costs	Advertising costs
	Advertising costs are expensed as incurred.
New Accounting Standards	New Accounting Standards
	The following significant accounting pronouncements effective for the Company in 2014:
	Accounting Standards Update (“ASU”) 2013-11, Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.  The objective of this ASU is to eliminate diversity in practice for presentation of an unrecognized tax benefit when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists.  The main provision states that an unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward.  This ASU is effective for fiscal years and interim periods within those years, beginning after December 15, 2013 and did not have a material impact on the Company’s financial statements.

Securities_Tables

Securities (Tables)	12 Months Ended
	Dec. 31, 2014
Securities [Abstract]
Schedule Of Amortized Cost And Estimated Fair Value Of Investment Securities
		2014
		(in thousands)
		Amortized		Unrealized				Fair
		Cost		Gains		Losses		Value
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	26,687	$	305	$	-275	$	26,717
	States and political subdivisions		30,182		927		-49		31,060
	Total debt securities	$	56,869	$	1,232	$	-324	$	57,777
	Mortgage-backed securities:
	FNMA	$	14,653	$	516	$	-15	$	15,154
	FHLMC		5,901		121		-64		5,958
	GNMA		6,014		143		-27		6,130
	CMO		10,611		42		-139		10,514
	Total mortgage-backed securities	$	37,179	$	822	$	-245	$	37,756
	Total securities designated as available for sale	$	94,048	$	2,054	$	-569	$	95,533
	Held to Maturity:
	Debt securities
	States and political subdivisions	$	1,599	$	7	$	-32	$	1,574
	Total securities designated as held to maturity	$	1,599	$	7	$	-32	$	1,574
		2013
		(in thousands)
		Amortized		Unrealized				Fair
		Cost		Gains		Losses		Value
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	32,176	$	439	$	-623	$	31,992
	States and political subdivisions		31,266		802		-188		31,880
	Total debt securities	$	63,442	$	1,241	$	-811	$	63,872
	Mortgage-backed securities:
	FNMA	$	13,204	$	354	$	-57	$	13,501
	FHLMC		7,156		109		-147		7,118
	GNMA		7,570		99		-96		7,573
	CMO		7,981		9		-389		7,601
	Total mortgage-backed securities	$	35,911	$	571	$	-689	$	35,793
	Total securities designated as available for sale	$	99,353	$	1,812	$	-1,500	$	99,665
	Held to Maturity:
	Debt securities
	States and political subdivisions	$	2,384	$	6	$	-71	$	2,319
	Total securities designated as held to maturity	$	2,384	$	6	$	-71	$	2,319
Scheduled Maturities Of Debt And Mortgage Backed Securities
		2014				2013
		Amortized		Estimated		Amortized		Estimated
		cost		fair value		cost		fair value
			(in thousands)				(in thousands)
	Debt securities available for sale:
	Due in one year or less	$	8,172	$	8,256	$	447	$	454
	Due after one year through five years		22,118		22,597		23,732		24,419
	Due after five years through ten years		20,517		20,589		31,450		30,946
	Due after ten years		6,062		6,335		7,813		8,053
			56,869		57,777		63,442		63,872
	Mortgage-backed securities
	available for sale		37,179		37,756		35,911		35,793
	Total available for sale securities	$	94,048	$	95,533	$	99,353	$	99,665
	Debt securities held to maturity:
	Due in one year or less	$	478	$	477	$	1,023	$	1,020
	Due after one year through five years		77		78		178		179
	Due after five years through ten years		932		914		1,064		1,015
	Due after ten years		112		105		119		105
			1,599		1,574		2,384		2,319
	Total held to maturity securities	$	1,599	$	1,574	$	2,384	$	2,319
Unrealized Losses On Available For Sale Securities
			2014
			Less than 12 months				12 months or longer				Total
			Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
			Value		Losses		Value		Losses		Value		Losses
			(in thousands)
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	3,906	$	-26	$	7,751	$	-249	$	11,657	$	-275
	States and political subdivisions		4,752		-9		1,902		-40		6,654		-49
	Total debt securities	$	8,658	$	-35	$	9,653	$	-289	$	18,311	$	-324
	Mortgage-backed securities:
	FNMA	$	1,498	$	-10	$	1,731	$	-5	$	3,229	$	-15
	FHLMC		-		-		1,482		-64		1,482		-64
	GNMA		-		-		2,079		-27		2,079		-27
	CMO'S		1,722		-11		4,290		-128		6,012		-139
	Total mortgage-backed securities	$	3,220	$	-21	$	9,582	$	-224	$	12,802	$	-245
	Held To Maturity:
	Debt securities:
	States and political subdivisions	$	371	$	-1	$	556	$	-31	$	927	$	-32
	Total temporarily impaired
	securities	$	12,249	$	-57	$	19,791	$	-544	$	32,040	$	-601
			2013
			Less than 12 months				12 months or longer				Total
			Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
			Value		Losses		Value		Losses		Value		Losses
			(in thousands)
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	10,553	$	-486	$	1,863	$	-137	$	12,416	$	-623
	States and political subdivisions		7,953		-150		590		-38		8,543		-188
	Total debt securities	$	18,506	$	-636	$	2,453	$	-175	$	20,959	$	-811
	Mortgage-backed securities:
	FNMA	$	4,819	$	-57	$	21	$	-	$	4,840	$	-57
	FHLMC		2,677		-46		1,700		-101		4,377		-147
	GNMA		2,751		-96		-		-		2,751		-96
	CMO'S		6,466		-389		-		-		6,466		-389
	Total mortgage-backed securities	$	16,713	$	-588	$	1,721	$	-101	$	18,434	$	-689
	Held To Maturity:
	Debt securities:
	States and political subdivisions	$	1,210	$	-24	$	504	$	-47	$	1,714	$	-71
	Total temporarily impaired
	securities	$	36,429	$	-1,248	$	4,678	$	-323	$	41,107	$	-1,571

Loans_And_Leases_Net_Tables

Loans And Leases, Net (Tables)	12 Months Ended
	Dec. 31, 2014
Loans And Leases, Net [Abstract]
Major Categories Of Loans And Leases
		2014			2013
	Mortgage loans on real estate:		(in thousands)
	Residential Mortgages	$	98,374		$	94,027
	Commercial and multi-family		363,252			361,247
	Construction-Residential		721			1,509
	Construction-Commercial		40,986			23,902
	Home equities		59,948			57,228
	Total real estate loans		563,281			537,913
	Commercial and industrial loans		129,456			106,952
	Consumer loans		1,764			938
	Other		404			323
	Net deferred loan origination costs		759			870
	Total gross loans		695,664			646,996
	Allowance for loan losses		-12,533			-11,503
	Loans, net	$	683,131		$	635,493
Changes In The Allowance For Loan And Lease Losses
		2014			2013			2012
		(in thousands)
	Balance, beginning of year	$	11,503		$	9,732		$	11,495
	Provisions for loan and lease losses		1,229			1,540			-68
	Recoveries		863			942			225
	Loans and leases charged off		-1,062			-711			-1,920
	Balance, end of year	$	12,533		$	11,503		$	9,732
Summary Of The Allowance For Loan And Lease Losses By Management Level Segments
	2014
	(in thousands)	Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
	Allowance for loan
	and lease losses:
	Beginning balance	$	4,489		$	4,912		$	37		$	1,038		$	878		$	-	$	149	$	11,503
	Charge-offs		-957			-57			-46			-			-2			-		-		-1,062
	Recoveries		574			58			40			18			-			173		-		863
	Provision		790			737			47			-115			-57			-173		-		1,229
	Ending balance	$	4,896		$	5,650		$	78		$	941		$	819		$	-	$	149	$	12,533
	Allowance for loan
	and lease losses:
	Ending balance:
	Individually evaluated
	for impairment	$	988		$	274		$	48		$	3		$	-		$	-	$	-	$	1,313
	Collectively evaluated
	for impairment		3,908			5,376			30			938			819			-		149		11,220
	Total	$	4,896		$	5,650		$	78		$	941		$	819		$	-	$	149	$	12,533
	Loans and leases:
	Ending balance:
	Individually evaluated
	for impairment	$	5,718		$	5,817		$	48		$	2,535		$	911		$	-	$	-	$	15,029
	Collectively evaluated
	for impairment		123,738			398,421			2,120			96,560			59,037			-		-		679,876
	Total	$	129,456		$	404,238		$	2,168		$	99,095		$	59,948		$	-	$	-	$	694,905
	Note: Loan and lease balances do not include $759 thousand in net deferred loan and lease originations as of December 31, 2014.
	*  includes construction loans
	** includes other loans
	2013
	(in thousands)	Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
	Allowance for loan
	and lease losses:
	Beginning balance	$	3,617		$	4,493		$	18		$	662		$	746		$	47	$	149	$	9,732
	Charge-offs		-20			-460			-64			-39			-128			-		-		-711
	Recoveries		240			444			13			2			1			242		-		942
	Provision		652			435			70			413			259			-289		-		1,540
	Ending balance	$	4,489		$	4,912		$	37		$	1,038		$	878		$	-	$	149	$	11,503
	Allowance for loan
	and lease losses:
	Ending balance:
	Individually evaluated
	for impairment	$	1,187		$	216		$	20		$	47		$	39		$	-	$	-	$	1,509
	Collectively evaluated
	for impairment		3,302			4,696			17			991			839			-		149		9,994
	Total	$	4,489		$	4,912		$	37		$	1,038		$	878		$	-	$	149	$	11,503
	Loans and leases:
	Ending balance:
	Individually evaluated
	for impairment	$	4,388		$	12,054		$	20		$	1,952		$	447		$	-	$	-	$	18,861
	Collectively evaluated
	for impairment		102,564			373,095			1,241			93,584			56,781			-		-		627,265
	Total	$	106,952		$	385,149		$	1,261		$	95,536		$	57,228		$	-	$	-	$	646,126
	Note: Loan and lease balances do not include $870 thousand in net deferred loan and lease originations as of December 31, 2013.
	*  includes construction loans
	** includes other loans
Data, At The Class Level, Of Credit Quality Indicators Of Certain Loans And Leases
	31-Dec-14
	(in thousands)
	Corporate Credit Exposure – By Credit Rating	Commercial Real Estate Construction			Commercial and Multi-Family Mortgages			Total Commercial Real Estate			Commercial and Industrial
	3	$	29,421		$	299,798		$	329,219		$	83,789
	4		10,492			50,691			61,183			30,223
	5		1,073			7,853			8,926			8,662
	6		-			4,757			4,757			6,613
	7		-			153			153			169
	Total	$	40,986		$	363,252		$	404,238		$	129,456
	31-Dec-13
	(in thousands)
	Corporate Credit Exposure – By Credit Rating	Commercial Real Estate Construction			Commercial and Multi-Family Mortgages			Total Commercial Real Estate			Commercial and Industrial
	3	$	19,086		$	297,819		$	316,905		$	78,294
	4		3,283			47,584			50,867			15,194
	5		-			4,028			4,028			9,468
	6		1,533			11,479			13,012			3,744
	7		-			337			337			252
	Total	$	23,902		$	361,247		$	385,149		$	106,952
Recorded Investment In Loans And Leases Past Due
	31-Dec-14
	(in thousands)
																					Non-accruing
											Total Past			Current			Total		90+ Days		Loans and
		30-59 days			60-89 days			90+ days			Due			Balance			Balance		Accruing		Leases
	Commercial and
	industrial	$	153		$	60		$	274		$	487		$	128,969		$	129,456	$	-	$	5,500
	Residential real estate:
	Residential		848			158			682			1,688			96,686			98,374		-		1,296
	Construction		-			-			-			-			721			721		-		-
	Commercial real estate:
	Commercial		4,201			3,115			513			7,829			355,423			363,252		-		3,162
	Construction		8			-			201			209			40,777			40,986		201		-
	Home equities		594			120			192			906			59,042			59,948		-		415
	Direct financing leases		-			-			-			-			-			-		-		-
	Consumer		13			1			-			14			1,750			1,764		-		17
	Other		-			-			-			-			404			404		-		-
	Total Loans	$	5,817		$	3,454		$	1,862		$	11,133		$	683,772		$	694,905	$	201	$	10,390
	31-Dec-13
	(in thousands)
																					Non-accruing
											Total Past			Current			Total		90+ Days		Loans and
		30-59 days			60-89 days			90+ days			Due			Balance			Balance		Accruing		Leases
	Commercial and
	industrial	$	197		$	447		$	358		$	1,002		$	105,950		$	106,952	$	-	$	2,970
	Residential real estate:
	Residential		392			72			915			1,379			92,648			94,027		-		1,376
	Construction		-			-			-			-			1,509			1,509		-		-
	Commercial real estate:
	Commercial		6,976			1,050			75			8,101			353,146			361,247		-		8,873
	Construction		-			-			-			-			23,902			23,902		-		-
	Home equities		100			267			76			443			56,785			57,228		-		447
	Direct financing leases		1			2			47			50			-			-		-		47
	Consumer		1			21			-			22			916			938		-		20
	Other		-			-			-			-			323			323		-		-
	Total Loans	$	7,667		$	1,859		$	1,471		$	10,997		$	635,179		$	646,126	$	-	$	13,733
Impaired Loans And Leases
			At December 31, 2014
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
	With no related allowance recorded:		(in thousands)
	Commercial and industrial	$	1,017		$	1,022		$	-		$	1,096		$	9		$	66
	Residential real estate:
	Residential		2,264			2,435			-			2,271			37			68
	Construction		-			-			-			-			-			-
	Commercial real estate:
	Commercial		2,103			2,208			-			2,139			33			91
	Construction		1,074			1,074			-			1,169			-			44
	Home equities		911			950			-			917			17			22
	Direct financing leases		-			-			-			-			-			-
	Consumer		-			-			-			-			-			-
	Other		-			-			-			-			-			-
	Total impaired loans and leases	$	7,369		$	7,689		$	-		$	7,592		$	96		$	291
			At December 31, 2014
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
	With a related allowance recorded:		(in thousands)
	Commercial and industrial	$	4,701		$	4,734		$	988		$	4,701		$	64		$	234
	Residential real estate:
	Residential		271			285			3			271			20			-
	Construction		-			-			-			-			-			-
	Commercial real estate:
	Commercial		2,640			2,785			274			2,708			96			50
	Construction		-			-			-			-			-			-
	Home equities		-			-			-			-			-			-
	Direct financing leases		-			-			-			-			-			-
	Consumer		48			60			48			49			5			6
	Other		-			-			-			-			-			-
	Total impaired loans and leases	$	7,660		$	7,864		$	1,313		$	7,729		$	185		$	290
			At December 31, 2014
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
	Total:		(in thousands)
	Commercial and industrial	$	5,718		$	5,756		$	988		$	5,797		$	73		$	300
			-			-			-			-			-			-
	Residential real estate:
	Residential		2,535			2,720			3			2,542			57			68
	Construction		-			-			-			-			-			-
			-			-			-			-			-			-
	Commercial real estate:
	Commercial		4,743			4,993			274			4,847			129			141
	Construction		1,074			1,074			-			1,169			-			44
			-			-			-			-			-			-
	Home equities		911			950			-			917			17			22
			-			-			-			-			-			-
	Direct financing leases		-			-			-			-			-			-
			-			-			-			-			-			-
	Consumer		48			60			48			49			5			6
			-			-			-			-			-			-
	Other		-			-			-			-			-			-
	Total impaired loans and leases	$	15,029		$	15,553		$	1,313		$	15,321		$	281		$	581
			At December 31, 2013
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
	With no related allowance recorded:		(in thousands)
	Commercial and industrial	$	1,247		$	1,352		$	-		$	1,405		$	100		$	59
	Residential real estate:
	Residential		1,331			1,460			-			1,388			61			9
	Construction		-			-			-			-			-			-
	Commercial real estate:
	Commercial		9,937			10,288			-			9,832			302			109
	Construction		599			599			-			707			-			26
	Home equities		408			438			-			402			19			4
	Direct financing leases		26			27			-			29			-			-
Consumer		-			-			-			-			-			-
Other		-			-			-			-			-			-
Total impaired loans and leases	$	13,548		$	14,164		$	-		$	13,763		$	482		$	207
		At December 31, 2013
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With a related allowance recorded:		(in thousands)
Commercial and industrial	$	3,141		$	3,191		$	1,187		$	3,577		$	60		$	108
Residential real estate:
Residential		621			624			47			622			10			27
Construction		-			-			-			-			-			-
Commercial real estate:
Commercial		584			650			70			604			6			26
Construction		934			934			146			934			-			33
Home equities		39			39			39			39			-			2
Direct financing leases		-			-			-			-			-			-
Consumer		20			29			20			11			3			2
Other		-			-			-			-			-			-
Total impaired loans and leases	$	5,339		$	5,467		$	1,509		$	5,787		$	79		$	198
		At December 31, 2013
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
Total:		(in thousands)
Commercial and industrial	$	4,388		$	4,543		$	1,187		$	4,982		$	160		$	167
		-			-			-			-			-			-
Residential real estate:
Residential		1,952			2,084			47			2,010			71			36
Construction		-			-			-			-			-			-
		-			-			-			-			-			-
Commercial real estate:
Commercial		10,521			10,938			70			10,436			308			135
Construction		1,533			1,533			146			1,641			-			59
		-			-			-			-			-			-
Home equities		447			477			39			441			19			6
		-			-			-			-			-			-
Direct financing leases		26			27			-			29			-			-
		-			-			-			-			-			-
Consumer		20			29			20			11			3			2
		-			-			-			-			-			-
Other		-			-			-			-			-			-
Total impaired loans and leases	$	18,887		$	19,631		$	1,509		$	19,550		$	561		$	405
Non-Accrual Loans And Leases And Loans And Leases 90 Days Or More Past Due
		31-Dec-14			31-Dec-13
			(in thousands)
	Non-accruing loans and leases:
	Commercial and industrial loans	$	5,500		$	2,970
	Residential real estate:
	Residential		1,296			1,376
	Construction		-			-
	Commercial real estate:
	Commercial and multi-family		3,162			8,873
	Construction		-			-
	Home equities		415			447
	Direct financing leases		-			47
	Consumer loans		17			20
	Other		-			-
	Total non-accruing loans and leases	$	10,390		$	13,733
	Accruing loans 90+ days past due		201			-
	Total non-performing loans and leases	$	10,591		$	13,733
	Total non-performing loans and leases
	to total assets		1.25	%		1.65	%
	Total non-performing loans and leases
	to total loans and leases		1.52	%		2.12	%
Troubled Debt Restructured Loans And Leases
			31-Dec-14
			($ in thousands)
			Total			Nonaccruing			Accruing			Related Allowance
	Commercial and industrial	$	492		$	274		$	218		$	173
	Residential real estate:
	Residential		1,833			594			1,239			-
	Construction		-			-			-			-
	Commercial real estate:
	Commercial and multi family		2,428			847			1,581			33
	Construction		1,074			-			1,074			-
	Home equities		728			233			495			-
	Direct financing leases		-			-			-			-
	Consumer loans		31			-			31			31
	Other		-			-			-			-
	Total troubled restructured loans and leases	$	6,586		$	1,948		$	4,638		$	237
			31-Dec-13
			($ in thousands)
			Total			Nonaccruing			Accruing			Related Allowance
	Commercial and industrial	$	4,262		$	2,903		$	1,359		$	983
	Residential real estate:
	Residential		1,031			454			577			-
	Construction		-			-			-			-
	Commercial real estate:
	Commercial and multi family		10,211			8,563			1,648			33
	Construction		1,533			-			1,533			-
												-
	Home equities		56			56			-			-
	Direct financing leases		26			12			14			-
	Consumer loans		-			-			-			-
	Other		-			-			-			-
	Total troubled restructured loans and leases	$	17,119		$	11,988		$	5,131		$	1,016
Troubled Debt Restructurings Activity
		Year ended December 31, 2014								Year ended December 31, 2013
		($ in thousands)								($ in thousands)
	Troubled Debt Restructurings by Type of Concession	Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment		Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
	Commercial and Industrial:
	Deferral of principal	1		$	16		$	16		6		$	2,400		$	2,400
	Interest rate reduction	-			-			-		2			330			330
	Extension of maturity and
	interest rate reduction	-			-			-		5			361			361
	Combination of concessions	-			-			-		1			250			250
	Residential Real Estate & Construction:
	Extension of maturity	2			615			615		4			583			583
	Extension of maturity and
	interest rate reduction	1			208			208		-			-			-
	Commercial Real Estate & Construction:
	Deferral of principal	-			-			-		2			6,438			7,963
	Extension of maturity	-			-			-		2			739			739
	Extension of maturity and
	interest rate reduction	1			250			250		-			-			-
	Home Equities:
	Extension of maturity	9			592			592		-			-			-
	Extension of maturity and
	interest rate reduction	2			84			84		1			136			136
	Term out line of credit	-			-			-		1			57			57
	Consumer loans
	Rate reduction	1			31			31		-			-			-
	Other	-			-			-		-			-			-
Troubled Debt Restructurings On Financing Receivables That Subsequently Defaulted
		Year Ended December 31, 2014					Year Ended December 31, 2013
		($ in thousands)					($ in thousands)
	Troubled Debt Restructurings	Number of		Recorded			Number of		Recorded
	That Subsequently Defaulted	Contracts		Investment			Contracts		Investment
	Commercial and Industrial	3		$	191		7		$	224
	Residential Real Estate:
	Residential	-			-		-			-
	Construction	-			-		-			-
	Commercial Real Estate:
	Commercial and Multi-Family	1			250		1			160
	Construction	-			-		-			-
	Home Equities	1			54		-			-
	Direct financing leases	-			-		-			-
	Consumer loans	-			-		-			-
	Other	-			-		-			-

Properties_And_Equipment_Table

Properties And Equipment (Tables)	12 Months Ended
	Dec. 31, 2014
Properties And Equipment [Abstract]
Properties And Equipment
		2014		2013
			(in thousands)
	Land	$	268	$	268
	Buildings and improvements		12,090		12,695
	Furniture, fixtures, and equipment		12,995		12,426
			25,353		25,389
	Less accumulated depreciation		-15,129		-14,226
	Properties and equipment, net	$	10,224	$	11,163

Other_Assets_Tables

Other Assets (Tables)	12 Months Ended
	Dec. 31, 2014
Other Assets [Abstract]
Schedule Of Other Assets
		2014		2013
			(in thousands)
	Net deferred tax asset	$	7,661	$	6,064
	Accrued interest receivable		2,417		2,458
	Prepaid expenses		713		749
	Mortgage servicing rights		518		509
	Other		2,674		2,179
	Total other assets	$	13,983	$	11,959

Goodwill_And_Intangible_Assets1

Goodwill And Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2014
Goodwill and Intangible Assets [Abstract]
Schedule Of Intangible Assets
	2014	Gross Carrying Amount		Accumulated Amortization		Net
		(in thousands)
	Non-compete agreements	$	738	$	-738	$	-
	Insurance expirations		4,585		-4,585		-
	Total	$	5,323	$	-5,323	$	-
	2013	Gross Carrying Amount		Accumulated Amortization		Net		Weighted Avg Amortization Period
		(in thousands)
	Non-compete agreements	$	738	$	-738	$	-
	Insurance expirations		4,585		-4,477		108		8 years
	Total	$	5,323	$	-5,215	$	108		8 years

Deposits_Tables

Deposits (Tables)	12 Months Ended
	Dec. 31, 2014
Banking and Thrift [Abstract]
Schedule Of Maturities Of Time Deposits
	At December 31, 2014, the scheduled maturities of all time deposits were as follows:
		(in thousands)
	2015	$	60,671
	2016		21,297
	2017		11,218
	2018		6,304
	2019 and later		13,302
		$	112,792

Borrowed_Funds_And_Junior_Subo1

Borrowed Funds And Junior Subordinated Debentures (Tables)	12 Months Ended
	Dec. 31, 2014
Borrowed Funds And Junior Subordinated Debentures [Abstract]
Schedule Of Short-Term Debt
		Federal Funds Purchased			Other Short-Term Borrowings			Total
		(in thousands)
	At December 31, 2014
	Amount outstanding	$	13,700		$	-		$	13,700
	Weighted-average interest rate		0.32	%		-	%		0.32	%
	For the year ended December 31, 2014
	Highest amount at a monthend	$	13,700		$	9,000
	Daily average amount outstanding	$	3,938		$	5,000		$	8,938
	Weighted-average interest rate		0.25	%		3.54	%		2.09	%
	At December 31, 2013
	Amount outstanding	$	-		$	9,000		$	9,000
	Weighted-average interest rate		-	%		3.41	%		3.41	%
	For the year ended December 31, 2013
	Highest amount at a monthend	$	-		$	10,000
	Daily average amount outstanding	$	-		$	6,167		$	6,167
	Weighted-average interest rate		-	%		3.41	%		3.41	%
	At December 31, 2012
	Amount outstanding	$	-		$	10,000		$	10,000
	Weighted-average interest rate		-	%		3.21	%		3.21	%
	For the year ended December 31, 2012
	Highest amount at a monthend	$	-		$	10,000
	Daily average amount outstanding	$	-		$	8,833		$	8,833
	Weighted-average interest rate		-	%		3.21	%		3.21	%

Comprehensive_Income_Loss_Tabl

Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2014
Comprehensive Income (Loss) [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)
			Balance at December 31, 2013		Net Change		Balance at December 31, 2014
			(in thousands)
	Net unrealized gain (loss) on investment securities		$	191	$	720	$	911
	Net defined benefit pension plans adjustments			-1,454		-965		-2,419
	Total		$	-1,263	$	-245	$	-1,508
			Balance at December 31, 2012		Net Change		Balance at December 31, 2013
			(in thousands)
	Net unrealized gain (loss) on investment securities		$	2,457	$	-2,266	$	191
	Net defined benefit pension plans adjustments			-2,356		902		-1,454
	Total		$	101	$	-1,364	$	-1,263
			Balance at December 31, 2011		Net Change		Balance at December 31, 2012
			(in thousands)
	Net unrealized gain (loss) on investment securities		$	2,534	$	-77	$	2,457
	Net defined benefit pension plans adjustments			-2,188		-168		-2,356
	Total		$	346	$	-245	$	101
Components Of Other Comprehensive Income
			31-Dec-14
			(in thousands)
			Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount
	Unrealized loss on investment securities:
	Unrealized gain (loss) on investment securities		$	1,173	$	-453	$	720
	Reclassification from accumulated other
	comprehensive income for gains (losses)			-		-		-
	Net change			1,173		-453		720
	Defined benefit pension plans adjustments:
	Net actuarial (loss) gain		$	-	$	-	$	-
	Reclassifications from accumulated other
	comprehensive income for gains (losses)
	Amortization of prior service cost (a)			31		-12		19
	Amortization of actuarial loss (a)			105		-41		64
	Actuarial (losses) gains			-1,710		662		-1,048
	Net change			-1,574		609		-965
	Other Comprehensive Income (Loss)		$	-401	$	156	$	-245
		(a)		Included in net periodic pension cost, as described in Note 11 – “Employee Benefits and Deferred Compensation Plans”
			31-Dec-13
			(in thousands)
			Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount
	Unrealized loss on investment securities:
	Unrealized gain (loss) on investment securities		$	-3,697	$	1,431	$	-2,266
	Reclassification from accumulated other
	comprehensive income for gains (losses)			-		-		-
	Net change			-3,697		1,431		-2,266
	Defined benefit pension plans adjustments:
	Net actuarial (loss) gain		$	-	$	-	$	-
	Reclassifications from accumulated other
	comprehensive income for gains (losses)
	Amortization of prior service cost (a)			69		-27		42
	Amortization of actuarial loss (a)			177		-69		108
	Actuarial gains (losses)			1,226		-474		752
	Net change			1,472		-570		902
	Other Comprehensive Income (Loss)		$	-2,225	$	861	$	-1,364
	(a)Included in net periodic pension cost, as described in Note 11 – “Employee Benefits and Deferred Compensation Plans”
			31-Dec-12
			(in thousands)
			Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount
	Unrealized loss on investment securities:
	Unrealized gain (loss) on investment securities		$	-124	$	47	$	-77
	Reclassification from accumulated other
	comprehensive income for gains (losses)			-		-		-
	Net change			-124		47		-77
	Defined benefit pension plans adjustments:
	Net actuarial (loss) gain		$	-	$	-	$	-
	Reclassifications from accumulated other
	comprehensive income for gains (losses)
	Amortization of prior service cost (a)			87		-34		53
	Amortization of actuarial loss (a)			172		-67		105
	Actuarial (losses) gains			-532		206		-326
	Net change			-273		105		-168
	Other Comprehensive Income (Loss)		$	-397	$	152	$	-245
	(a)Included in net periodic pension cost, as described in Note 11 – “Employee Benefits and Deferred Compensation Plans”

Employee_Benefits_And_Deferred1

Employee Benefits And Deferred Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2014
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Schedule Of Target Plan Asset Allocations
	Asset Category:	2014			2013
	Equity mutual funds	77.80	%		75.98	%
	Fixed income mutual funds	19.30	%		20.87	%
	Cash/Short-term investments	2.90	%		3.15	%
		100.00	%		100.00	%
Schedule of Allocation Of Plan Assets
		2014			2013
		(in thousands)
	Level 1:
	Cash	$	-		$	34
	Mutual funds:
	Short-term investments:
	Money market		121			97
	Equities:
	Small cap		402			416
	Real estate		241			188
	International large cap		818			890
	Emerging markets		480			512
	Currency		195			198
	Commodity		51			63
	Bonds		413			403
	Bank loans		202			203
	Exchange -traded funds (ETFs):
	Large cap		890			799
	Mid cap		388			359
		$	4,201		$	4,162
Pension [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Schedule Of Defined Benefit Plans Disclosures
		12/31/14			12/31/13
	Change in benefit obligation:		(in thousands)
	Benefit obligation at the beginning of the year	$	4,395		$	4,851
	Service cost		-			-
	Interest cost		206			192
	Assumption change		976			-595
	Actuarial loss		24			153
	Benefits paid		-164			-206
	Benefit obligation at the end of the year		5,437			4,395
	Change in plan assets:
	Fair value of plan assets at the beginning of year		4,162			3,533
	Actual return on plan assets		93			650
	Employer contributions		110			185
	Benefits paid		-164			-206
	Fair value of plan assets at the end of year		4,201			4,162
	Funded status	$	-1,236		$	-233
	Amount recognized in the Consolidated Balance Sheets consist of:
	Accrued benefit liabilities	$	-1,236		$	-233
	Amount recognized in the Accumulated Other Comprehensive Loss consists of:
	Net actuarial loss	$	2,112		$	920
	Prior service cost		-			-
	Net amount recognized in equity - pre-tax	$	2,112		$	920
	Net amount recognized on Consolidated Balance Sheets in Other Liabilities	$	876		$	687
	Accumulated benefit obligation at year end	$	5,437		$	4,395
Schedule Of Assumptions Used
			2014				2013			2012
	Discount rate for projected benefit obligation		3.83	%			4.78	%		3.88	%
	Discount rate for net periodic pension cost		4.78	%			3.88	%		4.46	%
	Rate of increase in compensation levels		-	%			-	%		-	%
	Expected long-term rate of return of plan assets		7.50	%			7.50	%		7.50	%
Schedule Of Net Periodic Benefit Costs
			2014			2013			2012
			(in thousands)
	Service cost	$	-		$	-		$	-
	Interest cost		206			192			213
	Expected return on plan assets		-307			-260			-227
	Net amortization and deferral		22			65			63
	Net periodic benefit cost	$	-79		$	-3		$	49
Schedule Of Expected Benefit Payments
		(in thousands)
	2015	$	189,000
	2016		196,000
	2017		192,000
	2018		201,000
	2019		201,000
	Year 2020 - 2024		1,226,000
Supplemental Executive Retirement Plans [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Schedule Of Defined Benefit Plans Disclosures
		12/31/14			12/31/13
	Change in benefit obligation:		(in thousands)
	Benefit obligation at the beginning of the year	$	3,923		$	5,272
	Service cost		168			165
	Interest cost		159			125
	Plan amendments		-			-
	Plan settlement		-			105
	Actuarial loss (gain)		497			-395
	Benefits paid		-192			-1,349
	Benefit obligation at the end of the year		4,555			3,923
	Change in plan assets:
	Fair value of plan assets at the beginning of year		-			-
	Actual return on plan assets		-			-
	Employer contributions		192			1,349
	Benefits paid		-192			-1,349
	Fair value of plan assets at the end of year		-			-
	Funded status	$	-4,555		$	-3,923
	Amount recognized in the Consolidated Balance Sheets consist of:
	Accrued benefit liabilities	$	-4,555		$	-3,923
	Amount recognized in the Accumulated Other Comprehensive Loss consists of:
	Net actuarial loss	$	1,601		$	1,188
	Prior service cost		249			280
	Net amount recognized in equity - pre-tax	$	1,850		$	1,468
	Net amount recognized on Consolidated Balance Sheets in Other Liabilities	$	-2,705		$	-2,455
	Accumulated benefit obligation at year end	$	3,944		$	3,385
Schedule Of Assumptions Used
		2014			2013			2012
	Discount rate for projected benefit obligation	3.30	%		4.15	%		3.17	%
	Discount rate for net periodic pension cost	4.15	%		3.17	%		4.34	%
	Salary scale	3.50	%		3.50	%		3.50	%
Schedule Of Net Periodic Benefit Costs
		2014			2013			2012
		(in thousands)
	Service cost	$	168		$	165		$	180
	Interest cost		159			125			153
	Net amortization and deferral		115			180			195
	Settlement charge		-			105			-
	Net periodic benefit cost	$	442		$	575		$	528
Schedule Of Expected Benefit Payments
		(in thousands)
	2015	$	192,672
	2016		192,672
	2017		192,672
	2018		192,672
	2019		1,865,999
	Year 2020 - 2024		1,609,213

StockBased_Compensation_Tables

Stock-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule Of Stock Options Valuation Assumptions
		2014				2013				2012
	Dividend Yield		2.70	%			2.72	%			2.84	%
	Expected Life (years)		6.36				6.36				7.00
	Expected Volatility		20.76	%			20.58	%			20.19	%
	Risk-free Interest Rate		2.11	%			1.16	%			1.28	%
	Weighted Average Fair Value	$	3.64			$	2.48			$	1.95
Schedule Of Stock Options Activity
		Options				Weighted Average Exercise Price				Weighted Average Remaining Contractual Term (years)			Aggregate Intrinsic Value
													($ in thousands)
	Balance, December 31, 2013		263,976			$	15.64
	Granted		31,300				22.93
	Exercised		-42,151				16.46
	Expired		-3,947				22.04
	Forfeited		-12,486				19.06
	Balance, December 31, 2014		236,692			$	16.17				5.71		$	2,093
	Exercisable, December 31, 2014		161,127			$	15.12				4.59		$	1,594
Schedule Of Restricted Stock Award Activity
			Shares		Weighted Average Grant Date Fair Value
	Balance, December 31, 2013		25,524		$	16.82
	Granted		21,383			21.34
	Vested		-11,721			17.00
	Forfeited		-6,678			21.38
	Balance, December 31, 2014		28,508		$	19.07
Schedule Of Activity Under Share Based Compensation Plans
		2014			2013			2012
		(in thousands)
	Total intrinsic value of stock options exercised	$	287		$	30		$	23
	Total fair value of restricted stock awards vested	$	273		$	136		$	137
Schedule Of Employee Stock Purchase Plan Valuation Assumptions
		2014				2013				2012
	Dividend Yield		2.95	%			3.00	%			3.20	%
	Expected Life (years)		0.50				0.50				0.50
	Expected Volatility		22.41	%			14.21	%			21.66	%
	Risk-free Interest Rate		0.08	%			0.11	%			0.10	%
	Weighted Average Fair Value	$	6.56			$	4.80			$	4.26
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule Of Unrecognized Compensation Cost
		(in thousands)
	2015	$	96
	2016		78
	2017		48
	2018		13
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule Of Unrecognized Compensation Cost
		(in thousands)
	2015	$	155
	2016		130
	2017		83
	2018		23

Income_Taxes_Tables

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2014
Income Taxes [Abstract]
Schedule Of Components Of Income Tax Provision (Benefit)
		2014		2013		2012
		(in thousands)
	Current federal tax expense	$	2,282	$	2,184	$	2,667
	Current state tax expense (benefit)		-118		-81		541
	Total current tax expense		2,164		2,103		3,208
	Deferred federal tax expense (benefit)	$	-215	$	316	$	487
	Deferred state tax expense (benefit)		-1,245		-688		52
	Total deferred tax expense (benefit)		-1,460		-372		539
	Total income tax provision (benefit)	$	704	$	1,731	$	3,747
Schedule Of Effective Income Tax Rate Reconciliation
		2014				2013				2012
		Amount		Percent		Amount		Percent		Amount		Percent
		($ in thousands)
	Tax provision at statutory rate	$	3,023	34	%	$	3,257	34	%	$	4,039	34	%
	Decrease in taxes resulting from:
	Tax-exempt interest income		-558	-6			-564	-6			-425	-3
	Historic tax credit		-996	-11			-559	-6			-	-
	State taxes, net of federal benefit		-899	-10			-508	-5			-	-
	Increase in taxes resulting from:
	State taxes, net of federal benefit		-	-			-	-			391	3
	Other items, net		134	1			105	1			-258	-2
	Income tax provision	$	704	8	%	$	1,731	18	%	$	3,747	32	%
Schedule Of Deferred Tax Assets And Liabilities
		2014		2013
		(in thousands)
	Deferred tax assets:
	Pension premiums	$	2,213	$	1,604
	Allowance for loan and lease losses		4,690		4,372
	Non accrued interest		239		515
	Deferred compensation		1,040		1,083
	Litigation accrual		374		-
	Loss on investment in tax credit		513		-
	Stock options granted		129		90
	Net operating loss carryforward		88		240
	Historic tax credit carryforward		1,196		495
	Leases		156		154
	Other		-		5
	Gross deferred tax assets	$	10,638	$	8,558
	Deferred tax liabilities:
	Depreciation and amortization	$	1,398	$	1,387
	Prepaid expenses		438		483
	Net unrealized gains on securities		569		121
	Acquisition-related adjustments		24		66
	Mortgage servicing asset		198		197
	Other		29		-
	Gross deferred tax liabilities	$	2,656	$	2,254
	Valuation allowance		-321		-240
	Net deferred tax asset	$	7,661	$	6,064
Schedule Of Unrecognized Tax Benefits
		2014		2013		2012
		(in thousands)
	Balance at beginning of year	$	-	$	21	$	206
	Reclassification from deferred taxes for tax position taken
	during a period		-		-		-
	Increases related to tax positions taken during a prior period		-		-		-
	Decrease due to the resolution of a prior year tax matter		-		-21		-150
	Decreases related to settlements with taxing authorities		-		-		-35
	Balance at end of year	$	-	$	-	$	21

Other_Liabilities_Tables

Other Liabilities (Tables)	12 Months Ended
	Dec. 31, 2014
Other Liabilities [Abstract]
Schedule Of Other Liabilities
		2014		2013
			(in thousands)
	Retirement compensation liabilities	$	8,258	$	6,707
	Accounts payable		5,009		4,475
	Security deposits on direct financing leases		-		31
	Interest payable		232		222
	Other		1,079		1,058
	Total other liabilities	$	14,578	$	12,493

Contingent_Liabilities_And_Com1

Contingent Liabilities And Commitments (Tables)	12 Months Ended
	Dec. 31, 2014
Contingent Liabilities And Commitments [Abstract]
Summary Of Commitments And Contingent Liabilities
		December 31,		December 31,
		2014		2013
		(in thousands)
	Commitments to extend credit	$	212,193	$	176,964
	Standby letters of credit		2,430		2,664
	Total	$	214,623	$	179,628

Segment_Information_Tables

Segment Information (Tables)	12 Months Ended
	Dec. 31, 2014
Segment Information [Abstract]
Business Segment Information
		2014
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	31,214	$	-115	$	31,099
	Provision for loan and lease losses		1,229		-		1,229
	Net interest income (expense) after
	provision for loan and lease losses		29,985		-115		29,870
	Non-interest income		3,142		-		3,142
	Insurance service and fees		591		6,540		7,131
	Amortization expense		-		108		108
	Non-interest expense		26,875		4,269		31,144
	Income before income taxes		6,843		2,048		8,891
	Income tax provision (benefit)		-85		789		704
	Net income	$	6,928	$	1,259	$	8,187
		2013
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	28,463	$	-116	$	28,347
	Provision for loan and lease losses		1,540		-		1,540
	Net interest income (expense) after
	provision for loan and lease losses		26,923		-116		26,807
	Non-interest income		4,950		-		4,950
	Insurance service and fees		518		6,693		7,211
	Amortization expense		-		221		221
	Non-interest expense		24,792		4,367		29,159
	Income before income taxes		7,599		1,989		9,588
	Income tax provision		1,022		709		1,731
	Net income	$	6,577	$	1,280	$	7,857
		2012
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	27,904	$	-124	$	27,780
	Provision (benefit) for loan and lease losses		-68		-		-68
	Net interest income (expense) after
	provision for loan and lease losses		27,972		-124		27,848
	Non-interest income		5,857		-		5,857
	Insurance service and fees		-		6,966		6,966
	Amortization expense		-		349		349
	Non-interest expense		23,861		4,582		28,443
	Income before income taxes		9,968		1,911		11,879
	Income tax provision		3,007		740		3,747
	Net income	$	6,961	$	1,171	$	8,132
		December 31,		December 31,
		2014		2013
		(in thousands)
	Identifiable Assets, Net
	Banking activities	$	837,928	$	824,028
	Insurance agency activities		8,881		9,470
	Consolidated Total Assets	$	846,809	$	833,498

Fair_Value_Of_Financial_Instru1

Fair Value Of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2014
Fair Value Of Financial Instruments [Abstract]
Financial Instruments Measured At Fair Value On Recurring Basis
	(in thousands)		Level 1		Level 2		Level 3		Fair Value
	31-Dec-14
	Securities available-for-sale:
	U.S. government agencies	$	-	$	26,717	$	-	$	26,717
	States and political subdivisions		-		31,060		-		31,060
	Mortgage-backed securities		-		37,756		-		37,756
	Mortgage servicing rights		-		-		518		518
	31-Dec-13
	Securities available-for-sale:
	U.S. government agencies	$	-	$	31,992	$	-	$	31,992
	States and political subdivisions		-		31,880		-		31,880
	Mortgage-backed securities		-		35,793		-		35,793
	Mortgage servicing rights		-		-		509		509
Changes In Fair Value For Mortgage Servicing Rights
	(in thousands)	2014		2013		2012
	Mortgage servicing rights - January 1	$	509	$	467	$	407
	Gains (losses) included in earnings		-134		34		-144
	Additions from loan sales		143		8		204
	Mortgage servicing rights -December 31	$	518	$	509	$	467
Quantitative Information About Significant Unobservable Inputs Used In The Fair Value Measurement Of MSRs
		12/31/14		12/31/13
	Servicing fees	0.25	%	0.25	%
	Discount rate	9.52	%	10.04	%
	Prepayment rate (CPR)	9.28	%	9.31	%
Financial Instruments Measured At Fair Value On Nonrecurring Basis
	(in thousands)		Level 1		Level 2		Level 3		Fair Value
	31-Dec-14
	Impaired loans	$	-		-		13,716	$	13,716
	31-Dec-13
	Impaired loans	$	-		-		17,378	$	17,378
Estimated Fair Value Of The Company's Financial Instruments
		2014				2013
		Carrying		Fair		Carrying		Fair
		Amount		Value		Amount		Value
			(in thousands)				(in thousands)
	Financial assets:
	Level 1:
	Cash and cash equivalents	$	10,898	$	10,898	$	41,954	$	41,954
	Level 2:
	Available for sale securities		95,533		95,533		99,665		99,665
	FHLB and FRB stock		2,925		2,925		2,831		2,831
	Level 3:
	Held to maturity securities		1,599		1,574		2,384		2,319
	Loans and leases, net		683,131		685,148		635,493		640,770
	Mortgage servicing rights		518		518		509		509
	Financial liabilities:
	Level 1:
	Demand deposits	$	158,631	$	158,631	$	139,973	$	139,973
	NOW deposits		72,670		72,670		65,927		65,927
	Regular savings deposits		363,542		363,542		390,575		390,575
	Commitments to extend credit		245		245		401		401
	Securities sold under agreement to
	repurchase		13,778		13,778		13,351		13,351
	Level 2:
	Other borrowed funds		13,700		13,700		9,000		9,171
	Junior subordinated debentures		11,330		11,330		11,330		11,330
	Level 3:
	Time deposits		112,792		113,854		110,137		112,270

Regulatory_Matters_Tables

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2014
Banking and Thrift [Abstract]
Schedule Of Compliance With Regulatory Capital Requirements Under Banking Regulations
		31-Dec-14
		(dollars in thousands)
		Company				Bank				Minimum for Capital Adequacy Purposes				Minimum to be Well Capitalized Under Prompt Corrective Action Provisions
		Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
	Total Risk-Based Capital
	(to Risk Weighted Assets)	$	98,782	14.9	%	$	98,317	14.9	%	$	53,227	8.0	%	$	66,533	10.0	%
	Tier I Capital
	(to Risk Weighted Assets)	$	90,473	13.6	%	$	90,021	13.7	%	$	26,613	4.0	%	$	39,920	6.0	%
	Tier I Capital
	(to Average Assets)	$	90,473	10.8	%	$	90,021	10.8	%	$	33,726	4.0	%	$	42,157	5.0	%
		31-Dec-13
		(dollars in thousands)
		Company				Bank				Minimum for Capital Adequacy Purposes				Minimum to be Well Capitalized Under Prompt Corrective Action Provisions
		Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
	Total Risk-Based Capital
	(to Risk Weighted Assets)	$	92,879	14.9	%	$	86,757	13.9	%	$	49,864	8.0	%	$	62,330	10.0	%
	Tier I Capital
	(to Risk Weighted Assets)	$	85,044	13.6	%	$	78,932	12.7	%	$	24,932	4.0	%	$	37,398	6.0	%
	Tier I Capital
	(to Average Assets)	$	85,044	10.4	%	$	78,932	9.6	%	$	32,823	4.0	%	$	41,029	5.0	%

Parent_Company_Only_Financial_1

Parent Company Only Financial Information (Tables)	12 Months Ended
	Dec. 31, 2014
Parent Company Only Financial Information [Abstract]
Condensed Balance Sheets
			December 31,
			2014		2013
			(in thousands)
	ASSETS
	Cash	$	3,258	$	54
	Other assets		1,144		1,054
	Investment in subsidiaries		95,689		92,413
	Total assets	$	100,091	$	93,521
	LIABILITIES AND STOCKHOLDERS’ EQUITY
	LIABILITIES:
	Junior subordinated debentures	$	11,330	$	11,330
	Other liabilities		2,973		1,479
	Total liabilities		14,303		12,809
	STOCKHOLDERS’ EQUITY
	Total Stockholders’ Equity	$	85,788	$	80,712
	Total liabilities and stockholders’ equity	$	100,091	$	93,521
Condensed Statements Of Income
			December 31,
			2014		2013		2012
			(in thousands)
	Dividends from subsidiaries	$	7,000	$	2,614	$	2,000
	Expenses		-1,363		-1,364		-1,308
	Income before equity in undistributed
	earnings of subsidiaries		5,637		1,250		692
	Equity in undistributed earnings of subsidiaries		2,550		6,607		7,440
	Net income		8,187		7,857		8,132
	Other comprehensive income		-		-		-
	Comprehensive income	$	8,187	$	7,857	$	8,132
Condensed Statements Of Cash FLows
			Year Ended
			2014		2013		2012
			(in thousands)
	Operating Activities:
	Net income	$	8,187	$	7,857	$	8,132
	Adjustments to reconcile net income to
	net cash provided by operating activities:
	Undistributed earnings of subsidiaries		-2,550		-6,607		-7,440
	Changes in assets and liabilities affecting cash flow:
	Other assets		-89		-187		-137
	Other liabilities		1,563		-23		53
	Net cash provided by operating activities		7,111		1,040		608
	Investing Activities:
	Investment in subsidiaries		-		-		-
	Net cash used in investing activities		-		-		-
	Financing Activities:
	Proceeds from issuance of common stock		-		-		-
	Cash dividends paid		-2,471		-1,077		-2,543
	Purchase of Treasury stock		-1,436		-		-
	Net cash used in financing activities		-3,907		-1,077		-2,543
	Net increase (decrease) in cash		3,204		-37		-1,935
	Cash beginning of year		54		91		2,026
	Cash ending of year	$	3,258	$	54	$	91

Selected_Quarterly_Financial_D1

Selected Quarterly Financial Data (Tables)	12 Months Ended
	Dec. 31, 2014
Selected Quarterly Financial Data [Abstract]
Schedule Of Selected Quarterly Financial Information
		4th Quarter		3rd Quarter		2nd Quarter		1st Quarter
		(in thousands, except for per share data)
	2014
	Interest Income	$	9,327	$	8,576	$	8,592	$	8,219
	Interest Expense		887		899		910		921
	Net Interest Income	$	8,440	$	7,677	$	7,682	$	7,298
	Net Income	$	2,306	$	2,290	$	1,579	$	2,013
	Earnings per share basic		0.55		0.55		0.38		0.48
	Earnings per share diluted		0.54		0.54		0.37		0.47
	2013
	Interest Income	$	8,305	$	8,149	$	7,993	$	7,956
	Interest Expense		961		975		991		1,130
	Net Interest Income	$	7,344	$	7,174	$	7,002	$	6,826
	Net Income	$	1,667	$	2,451	$	1,923	$	1,816
	Earnings per share basic		0.40		0.58		0.46		0.44
	Earnings per share diluted		0.39		0.57		0.46		0.43

Organization_And_Summary_Of_Si2

Organization And Summary Of Significant Accounting Policies (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Cash paid to employees and suppliers	$29,418	$28,667	$26,603
Depreciation and amortization	1,573	1,996	2,125
Change in other assets affecting cash flow	2,919	2,119	1,062
Change in liabilities effecting cash flow	1,751	1,354	-25
Potentially dilutive shares of common stock included in calculating diluted earnings per share	77,620	49,268	15,368
Shares excluded from calculation of diluted earnings per share	9,000	42,000	157,000
Scenario, Adjustment [Member]
Cash paid to employees and suppliers		1,700	1,500
Depreciation and amortization		147	110
Change in other assets affecting cash flow		1,800	2,200
Change in liabilities effecting cash flow		$34	$579
Minimum [Member]
Properties and equipment estimated useful life	3 years
Maximum [Member]
Properties and equipment estimated useful life	39 years

Securities_Narrative_Details

Securities (Narrative) (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities pledged as collateral	$68,800,000	$71,100,000
Realized gains (losses) on sales of securities	0	0	0
Unrealized losses on securities	600,000
Borrowed funds with FHLBNY	13,700,000
FHLB stock	1,439,000	1,364,000
FHLBNY [Member]
Schedule of Available-for-sale Securities [Line Items]
FHLB stock	$1,400,000	$1,400,000

Securities_Schedule_Of_Amortiz

Securities (Schedule Of Amortized Cost And Fair Value Of Securities) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Available For Sale And Held To Maturity Securities [Line Items]
Available-for-sale Securities, Amortized Cost	$94,048	$99,353
Available-for-sale Securities, Unrealized Gains	2,054	1,812
Available-for-sale Securities, Unrealized Losses	-569	-1,500
Available-for-sale securities, Fair value	95,533	99,665
Held-to-maturity Securities, Amortized Cost	1,599	2,384
Held-to-maturity Securities, Unrealized Gains	7	6
Held-to-maturity Securities, Unrealized Losses	-32	-71
Held-to-maturity securities, Fair value	1,574	2,319
US Government Agencies Debt Securities [Member]
Available For Sale And Held To Maturity Securities [Line Items]
Available-for-sale Securities, Amortized Cost	26,687	32,176
Available-for-sale Securities, Unrealized Gains	305	439
Available-for-sale Securities, Unrealized Losses	-275	-623
Available-for-sale securities, Fair value	26,717	31,992
States and Political Subdivisions Debt Securities [Member]
Available For Sale And Held To Maturity Securities [Line Items]
Available-for-sale Securities, Amortized Cost	30,182	31,266
Available-for-sale Securities, Unrealized Gains	927	802
Available-for-sale Securities, Unrealized Losses	-49	-188
Available-for-sale securities, Fair value	31,060	31,880
Held-to-maturity Securities, Amortized Cost	1,599	2,384
Held-to-maturity Securities, Unrealized Gains	7	6
Held-to-maturity Securities, Unrealized Losses	-32	-71
Held-to-maturity securities, Fair value	1,574	2,319
Debt Securities [Member]
Available For Sale And Held To Maturity Securities [Line Items]
Available-for-sale Securities, Amortized Cost	56,869	63,442
Available-for-sale Securities, Unrealized Gains	1,232	1,241
Available-for-sale Securities, Unrealized Losses	-324	-811
Available-for-sale securities, Fair value	57,777	63,872
FNMA [Member]
Available For Sale And Held To Maturity Securities [Line Items]
Available-for-sale Securities, Amortized Cost	14,653	13,204
Available-for-sale Securities, Unrealized Gains	516	354
Available-for-sale Securities, Unrealized Losses	-15	-57
Available-for-sale securities, Fair value	15,154	13,501
FHLMC [Member]
Available For Sale And Held To Maturity Securities [Line Items]
Available-for-sale Securities, Amortized Cost	5,901	7,156
Available-for-sale Securities, Unrealized Gains	121	109
Available-for-sale Securities, Unrealized Losses	-64	-147
Available-for-sale securities, Fair value	5,958	7,118
GNMA [Member]
Available For Sale And Held To Maturity Securities [Line Items]
Available-for-sale Securities, Amortized Cost	6,014	7,570
Available-for-sale Securities, Unrealized Gains	143	99
Available-for-sale Securities, Unrealized Losses	-27	-96
Available-for-sale securities, Fair value	6,130	7,573
CMO [Member]
Available For Sale And Held To Maturity Securities [Line Items]
Available-for-sale Securities, Amortized Cost	10,611	7,981
Available-for-sale Securities, Unrealized Gains	42	9
Available-for-sale Securities, Unrealized Losses	-139	-389
Available-for-sale securities, Fair value	10,514	7,601
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available For Sale And Held To Maturity Securities [Line Items]
Available-for-sale Securities, Amortized Cost	37,179	35,911
Available-for-sale Securities, Unrealized Gains	822	571
Available-for-sale Securities, Unrealized Losses	-245	-689
Available-for-sale securities, Fair value	$37,756	$35,793

Securities_Scheduled_Maturitie

Securities (Scheduled Maturities Of Debt And Mortgage Backed Securities) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Securities [Abstract]
Debt securities available for sale, Due in one year or less, Amortized cost	$8,172	$447
Debt securities available for sale, Due after one year through five years, Amortized cost	22,118	23,732
Debt securities available for sale, Due after five years through ten years, Amortized cost	20,517	31,450
Debt securities available for sale, Due after ten years, Amortized cost	6,062	7,813
Debt securities available for sale, Amortized cost	56,869	63,442
Mortgage-backed securities available for sale, Amortized cost	37,179	35,911
Available-for-sale securities, Amortized cost	94,048	99,353
Debt securities available for sale, Due in one year or less, Fair value	8,256	454
Debt securities available for sale, Due after one year through five years, Fair value	22,597	24,419
Debt securities available for sale, Due after five years through ten years, Fair value	20,589	30,946
Debt securities available for sale, Due after ten years, Fair value	6,335	8,053
Debt securities available for sale, Fair value	57,777	63,872
Mortgage-backed securities available for sale, Fair value	37,756	35,793
Available-for-sale securities, Fair value	95,533	99,665
Debt securities held to maturity, Due in one year or less, Amortized cost	478	1,023
Debt securities held to maturity, Due after one year through five years, Amortized cost	77	178
Debt securities held to maturity, Due after five years through ten years, Amortized cost	932	1,064
Debt securities held to maturity, Due after ten years, Amortized cost	112	119
Held to maturity securities Amortized cost	1,599	2,384
Debt securities held to maturity, Due in one year or less, Fair value	477	1,020
Debt securites held to maturity, Due after one year through five years, Fair value	78	179
Debt securites held to maturity, Due after five years through ten years, Fair Value	914	1,015
Debt securities held to maturity, Due after ten years, Fair value	105	105
Held-to-maturity securities, Fair value	$1,574	$2,319

Securities_Unrealized_Losses_O

Securities (Unrealized Losses On Available For Sale Securities) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Investment [Line Items]
Total temporarily impaired securities, Less than 12 months, Fair Value	$12,249	$36,429
Total temporarily impaired securities, Less than 12 months, Unrealized Losses	-57	-1,248
Total temporarily impaired securities, 12 months or longer, Fair Value	19,791	4,678
Total temporarily impaired securities, 12 months or longer, Unrealized Losses	-544	-323
Total temporarily impaired securities, Total, Fair Value	32,040	41,107
Total temporarily impaired securities, Total, Unrealized Losses	-601	-1,571
States and Political Subdivisions Debt Securities [Member]
Investment [Line Items]
Held To Maturity, Less than 12 months, Fair Value	371	1,210
Held To Maturity, Less than 12 months, Unrealized Losses	-1	-24
Held To Maturity, 12 months or longer, Fair Value	556	504
Held To Maturity, 12 months or longer, Unrealized Losses	-31	-47
Held To Maturity, Total, Fair Value	927	1,714
Held To Maturity, Total, Unrealized Losses	-32	-71
US Government Agencies Debt Securities [Member]
Investment [Line Items]
Available for Sale, Less than 12 months, Fair Value	3,906	10,553
Available for Sale, Less than 12 months, Unrealized Losses	-26	-486
Available for Sale, 12 months or longer, Fair Value	7,751	1,863
Available for Sale, 12 months or longer, Unrealized Losses	-249	-137
Available for Sale, Total Fair Value	11,657	12,416
Available for Sale, Total, Unrealized Losses	-275	-623
States and Political Subdivisions Debt Securities [Member]
Investment [Line Items]
Available for Sale, Less than 12 months, Fair Value	4,752	7,953
Available for Sale, Less than 12 months, Unrealized Losses	-9	-150
Available for Sale, 12 months or longer, Fair Value	1,902	590
Available for Sale, 12 months or longer, Unrealized Losses	-40	-38
Available for Sale, Total Fair Value	6,654	8,543
Available for Sale, Total, Unrealized Losses	-49	-188
Debt Securities [Member]
Investment [Line Items]
Available for Sale, Less than 12 months, Fair Value	8,658	18,506
Available for Sale, Less than 12 months, Unrealized Losses	-35	-636
Available for Sale, 12 months or longer, Fair Value	9,653	2,453
Available for Sale, 12 months or longer, Unrealized Losses	-289	-175
Available for Sale, Total Fair Value	18,311	20,959
Available for Sale, Total, Unrealized Losses	-324	-811
FNMA [Member]
Investment [Line Items]
Available for Sale, Less than 12 months, Fair Value	1,498	4,819
Available for Sale, Less than 12 months, Unrealized Losses	-10	-57
Available for Sale, 12 months or longer, Fair Value	1,731	21
Available for Sale, 12 months or longer, Unrealized Losses	-5
Available for Sale, Total Fair Value	3,229	4,840
Available for Sale, Total, Unrealized Losses	-15	-57
FHLMC [Member]
Investment [Line Items]
Available for Sale, Less than 12 months, Fair Value		2,677
Available for Sale, Less than 12 months, Unrealized Losses		-46
Available for Sale, 12 months or longer, Fair Value	1,482	1,700
Available for Sale, 12 months or longer, Unrealized Losses	-64	-101
Available for Sale, Total Fair Value	1,482	4,377
Available for Sale, Total, Unrealized Losses	-64	-147
GNMA [Member]
Investment [Line Items]
Available for Sale, Less than 12 months, Fair Value		2,751
Available for Sale, Less than 12 months, Unrealized Losses		-96
Available for Sale, 12 months or longer, Fair Value	2,079
Available for Sale, 12 months or longer, Unrealized Losses	-27
Available for Sale, Total Fair Value	2,079	2,751
Available for Sale, Total, Unrealized Losses	-27	-96
CMO [Member]
Investment [Line Items]
Available for Sale, Less than 12 months, Fair Value	1,722	6,466
Available for Sale, Less than 12 months, Unrealized Losses	-11	-389
Available for Sale, 12 months or longer, Fair Value	4,290
Available for Sale, 12 months or longer, Unrealized Losses	-128
Available for Sale, Total Fair Value	6,012	6,466
Available for Sale, Total, Unrealized Losses	-139	-389
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Investment [Line Items]
Available for Sale, Less than 12 months, Fair Value	3,220	16,713
Available for Sale, Less than 12 months, Unrealized Losses	-21	-588
Available for Sale, 12 months or longer, Fair Value	9,582	1,721
Available for Sale, 12 months or longer, Unrealized Losses	-224	-101
Available for Sale, Total Fair Value	12,802	18,434
Available for Sale, Total, Unrealized Losses	($245)	($689)

Loans_And_Leases_Net_Narrative

Loans And Leases, Net (Narrative) (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans pledged as collateral	$179,100,000
Overdrawn deposit accounts classified as loans	100,000	200,000
Gain on loans sold	203,000	25,000	464,000
Minimum percentage of loans reviewed annually	40.00%
Loans and leases, restructured and deemed to be a TDR	6,586,000	17,119,000
Troubled restructured loans and leases, Nonaccruing	1,948,000	11,988,000
Period of timely payments before reversion to accruing status, months	6 months
Impaired loans with no related allowance recorded	7,369,000	13,548,000
Loan commitments to borrowers in non-accrual status	0	0
Commitments to TDR debtors	0
Residential Real Estate Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maximum amount of loan as percentage of appraised value	80.00%
Unpaid principal balance	71,600,000	63,500,000
Mortgages sold to FNMA	15,300,000	800,000
Mortgage servicing rights	500,000	500,000
Mortgage loans held-for-sale	400,000
Gain on loans sold	$203,000	$25,000
Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Mortgage loans mature or subject to a rate call, period	5 years
Commercial Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maximum amount of loan as percentage of appraised value	80.00%
Minimum [Member] | Residential Real Estate Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan amortization period	10 years
Minimum [Member] | Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Variable rate repricing, period	3 years
Minimum [Member] | Commercial Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Mortgage loans mature or subject to a rate call, period	3 years
Maximum [Member] | Residential Real Estate Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan amortization period	30 years
Maximum [Member] | Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Variable rate repricing, period	5 years
Maximum [Member] | Commercial Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan amortization period	20 years
Mortgage loans mature or subject to a rate call, period	5 years

Loans_And_Leases_Net_Major_Cat

Loans And Leases, Net (Major Categories Of Loans And Leases) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]
Net deferred loan origination costs	$759	$870
Total gross loans	695,664	646,996
Allowance for loan losses	-12,533	-11,503
Loans, net	683,131	635,493
Residential Real Estate Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total real estate loans	98,374	94,027
Commercial And Multi-Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total real estate loans	363,252	361,247
Construction-Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total real estate loans	721	1,509
Construction-Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total real estate loans	40,986	23,902
Home Equity Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total real estate loans	59,948	57,228
Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total real estate loans	563,281	537,913
Commercial And Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Commercial and industrial loans	129,456	106,952
Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Consumer loans	1,764	938
Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Other	$404	$323

Loans_And_Leases_Net_Changes_I

Loans And Leases, Net (Changes In Allowance For Loan And Lease Losses) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Loans And Leases, Net [Abstract]
Beginning balance	$11,503	$9,732	$11,495
Provision for loan and lease losses	1,229	1,540	-68
Recoveries	863	942	225
Charge-offs	-1,062	-711	-1,920
Ending balance	$12,533	$11,503	$9,732

Loans_And_Leases_Net_Summary_O

Loans And Leases, Net (Summary Of The Allowance For Loan And Lease Losses By Management Level Segments) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014		Dec. 31, 2013		Dec. 31, 2012
Allowance for loan and lease losses:
Beginning balance	$11,503		$9,732		$11,495
Charge-offs	-1,062		-711		-1,920
Recoveries	863		942		225
Provision for loan and lease losses	1,229		1,540		-68
Ending balance	12,533		11,503		9,732
Individually evaluated for impairment	1,313		1,509
Collectively evaluated for impairment	11,220		9,994
Allowance for loan and lease losses, Total	12,533		11,503		9,732
Loans and leases:
Individually evaluated for impairment	15,029		18,861
Collectively evaluated for impairment	679,876		627,265
Loans and leases, Total	694,905		646,126
Net deferred loan origination costs	759		870
Commercial And Industrial [Member]
Allowance for loan and lease losses:
Beginning balance	4,489		3,617
Charge-offs	-957		-20
Recoveries	574		240
Provision for loan and lease losses	790		652
Ending balance	4,896		4,489
Individually evaluated for impairment	988		1,187
Collectively evaluated for impairment	3,908		3,302
Allowance for loan and lease losses, Total	4,896		4,489
Loans and leases:
Individually evaluated for impairment	5,718		4,388
Collectively evaluated for impairment	123,738		102,564
Loans and leases, Total	129,456		106,952
Commercial Real Estate Mortgages [Member]
Allowance for loan and lease losses:
Beginning balance	4,912	[1]	4,493	[1]
Charge-offs	-57	[1]	-460	[1]
Recoveries	58	[1]	444	[1]
Provision for loan and lease losses	737	[1]	435	[1]
Ending balance	5,650	[1]	4,912	[1]
Individually evaluated for impairment	274	[1]	216	[1]
Collectively evaluated for impairment	5,376	[1]	4,696	[1]
Allowance for loan and lease losses, Total	5,650	[1]	4,912	[1]
Loans and leases:
Individually evaluated for impairment	5,817	[1]	12,054	[1]
Collectively evaluated for impairment	398,421	[1]	373,095	[1]
Loans and leases, Total	404,238	[1]	385,149	[1]
Consumer Loans [Member]
Allowance for loan and lease losses:
Beginning balance	37	[2]	18	[2]
Charge-offs	-46	[2]	-64	[2]
Recoveries	40	[2]	13	[2]
Provision for loan and lease losses	47	[2]	70	[2]
Ending balance	78	[2]	37	[2]
Individually evaluated for impairment	48	[2]	20	[2]
Collectively evaluated for impairment	30	[2]	17	[2]
Allowance for loan and lease losses, Total	78	[2]	37	[2]
Loans and leases:
Individually evaluated for impairment	48	[2]	20	[2]
Collectively evaluated for impairment	2,120	[2]	1,241	[2]
Loans and leases, Total	2,168	[2]	1,261	[2]
Residential Real Estate Mortgages [Member]
Allowance for loan and lease losses:
Beginning balance	1,038	[1]	662	[1]
Charge-offs			-39	[1]
Recoveries	18	[1]	2	[1]
Provision for loan and lease losses	-115	[1]	413	[1]
Ending balance	941	[1]	1,038	[1]
Individually evaluated for impairment	3	[1]	47	[1]
Collectively evaluated for impairment	938	[1]	991	[1]
Allowance for loan and lease losses, Total	941	[1]	1,038	[1]
Loans and leases:
Individually evaluated for impairment	2,535	[1]	1,952	[1]
Collectively evaluated for impairment	96,560	[1]	93,584	[1]
Loans and leases, Total	99,095	[1]	95,536	[1]
Home Equity Loans [Member]
Allowance for loan and lease losses:
Beginning balance	878		746
Charge-offs	-2		-128
Recoveries			1
Provision for loan and lease losses	-57		259
Ending balance	819		878
Individually evaluated for impairment			39
Collectively evaluated for impairment	819		839
Allowance for loan and lease losses, Total	819		878
Loans and leases:
Individually evaluated for impairment	911		447
Collectively evaluated for impairment	59,037		56,781
Loans and leases, Total	59,948		57,228
Direct Financing Leases [Member]
Allowance for loan and lease losses:
Beginning balance			47
Recoveries	173		242
Provision for loan and lease losses	-173		-289
Unallocated [Member]
Allowance for loan and lease losses:
Ending balance	149		149		149
Collectively evaluated for impairment	149		149
Allowance for loan and lease losses, Total	$149		$149		$149
[1]	includes construction loans
[2]	includes other loans

Loans_And_Leases_Net_Data_At_T

Loans And Leases, Net (Data, At The Class Level, Of Credit Quality Indicators Of Certain Loans And Leases) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	$694,905	$646,126
Commercial Real Estate: Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	40,986	23,902
Commercial Real Estate: Construction [Member] | Corporate Credit ExposurebBy Credit Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	29,421	19,086
Commercial Real Estate: Construction [Member] | Corporate Credit ExposurebBy Credit Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	10,492	3,283
Commercial Real Estate: Construction [Member] | Corporate Credit ExposurebBy Credit Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	1,073
Commercial Real Estate: Construction [Member] | Corporate Credit ExposurebBy Credit Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		1,533
Commercial Real Estate Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	363,252	361,247
Commercial Real Estate Loans [Member] | Corporate Credit ExposurebBy Credit Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	299,798	297,819
Commercial Real Estate Loans [Member] | Corporate Credit ExposurebBy Credit Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	50,691	47,584
Commercial Real Estate Loans [Member] | Corporate Credit ExposurebBy Credit Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	7,853	4,028
Commercial Real Estate Loans [Member] | Corporate Credit ExposurebBy Credit Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	4,757	11,479
Commercial Real Estate Loans [Member] | Corporate Credit ExposurebBy Credit Rating 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	153	337
Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	404,238	385,149
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	329,219	316,905
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	61,183	50,867
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	8,926	4,028
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	4,757	13,012
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	153	337
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	129,456	106,952
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	83,789	78,294
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	30,223	15,194
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	8,662	9,468
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	6,613	3,744
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	$169	$252

Loans_And_Leases_Net_Recorded_

Loans And Leases, Net (Recorded Investment In Loans And Leases Past Due) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 days	$5,817	$7,667
60-89 days	3,454	1,859
90+ days	1,862	1,471
Total Past Due	11,133	10,997
Current Balance	683,772	635,179
Total gross loans	694,905	646,126
90+ Days Accruing	201
Non-accruing Loans and Leases	10,390	13,733
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 days	153	197
60-89 days	60	447
90+ days	274	358
Total Past Due	487	1,002
Current Balance	128,969	105,950
Total gross loans	129,456	106,952
Non-accruing Loans and Leases	5,500	2,970
Residential Real Estate: Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 days	848	392
60-89 days	158	72
90+ days	682	915
Total Past Due	1,688	1,379
Current Balance	96,686	92,648
Total gross loans	98,374	94,027
Non-accruing Loans and Leases	1,296	1,376
Residential Real Estate: Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance	721	1,509
Total gross loans	721	1,509
Non-accruing Loans and Leases
Commercial Real Estate: Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 days	4,201	6,976
60-89 days	3,115	1,050
90+ days	513	75
Total Past Due	7,829	8,101
Current Balance	355,423	353,146
Total gross loans	363,252	361,247
Non-accruing Loans and Leases	3,162	8,873
Commercial Real Estate: Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 days	8
90+ days	201
Total Past Due	209
Current Balance	40,777	23,902
Total gross loans	40,986	23,902
90+ Days Accruing	201
Home Equity Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 days	594	100
60-89 days	120	267
90+ days	192	76
Total Past Due	906	443
Current Balance	59,042	56,785
Total gross loans	59,948	57,228
Non-accruing Loans and Leases	415	447
Direct Financing Leases [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 days		1
60-89 days		2
90+ days		47
Total Past Due		50
Non-accruing Loans and Leases		47
Consumer Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 days	13	1
60-89 days	1	21
Total Past Due	14	22
Current Balance	1,750	916
Total gross loans	1,764	938
Non-accruing Loans and Leases	17	20
Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance	404	323
Total gross loans	404	323
Non-accruing Loans and Leases

Loans_And_Leases_Net_Impaired_

Loans And Leases, Net (Impaired Loans And Leases) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Impaired Financing Receivable, Recorded Investment
Impaired loans, Recorded Investment, With no related allowance recorded	$7,369	$13,548
Impaired loans, Recorded Investment, With a related allowance recorded	7,660	5,339
Impaired loans, Recorded Investment, Total	15,029	18,887
Impaired Financing Receivable, Unpaid Principal Balance
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	7,689	14,164
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	7,864	5,467
Impaired loans, Unpaid Principal Balance, Total	15,553	19,631
Impaired Financing Receivable Related Allowance
Impaired loans, Related Allowance	1,313	1,509
Impaired Financing Receivable, Average Recorded Investment
Impaired loans, Average Recorded Investment, With no related allowance recorded	7,592	13,763
Impaired loans, Average Recorded Investment, With a related allowance recorded	7,729	5,787
Impaired loans, Average Recorded Investment, Total	15,321	19,550
Impaired Financing Receivable, Interest Income Foregone
Impaired Loans, Interest Income Foregone, With no related allowance recorded	96	482
Impaired Loans, Interest Income Foregone, With a related allowance recorded	185	79
Impaired Loans, Interest Income Foregone, Total	281	561
Impaired Financing Receivable, Interest Income Recognized
Impaired Loans, Interest Income Recognized, With no related allowance recorded	291	207
Impaired Loans, Interest Income Recognized, With a related allowance recorded	290	198
Impaired Loans, Interest Income Recognized, Total	581	405
Commercial And Industrial [Member]
Impaired Financing Receivable, Recorded Investment
Impaired loans, Recorded Investment, With no related allowance recorded	1,017	1,247
Impaired loans, Recorded Investment, With a related allowance recorded	4,701	3,141
Impaired loans, Recorded Investment, Total	5,718	4,388
Impaired Financing Receivable, Unpaid Principal Balance
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	1,022	1,352
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	4,734	3,191
Impaired loans, Unpaid Principal Balance, Total	5,756	4,543
Impaired Financing Receivable Related Allowance
Impaired loans, Related Allowance	988	1,187
Impaired Financing Receivable, Average Recorded Investment
Impaired loans, Average Recorded Investment, With no related allowance recorded	1,096	1,405
Impaired loans, Average Recorded Investment, With a related allowance recorded	4,701	3,577
Impaired loans, Average Recorded Investment, Total	5,797	4,982
Impaired Financing Receivable, Interest Income Foregone
Impaired Loans, Interest Income Foregone, With no related allowance recorded	9	100
Impaired Loans, Interest Income Foregone, With a related allowance recorded	64	60
Impaired Loans, Interest Income Foregone, Total	73	160
Impaired Financing Receivable, Interest Income Recognized
Impaired Loans, Interest Income Recognized, With no related allowance recorded	66	59
Impaired Loans, Interest Income Recognized, With a related allowance recorded	234	108
Impaired Loans, Interest Income Recognized, Total	300	167
Residential Real Estate: Residential [Member]
Impaired Financing Receivable, Recorded Investment
Impaired loans, Recorded Investment, With no related allowance recorded	2,264	1,331
Impaired loans, Recorded Investment, With a related allowance recorded	271	621
Impaired loans, Recorded Investment, Total	2,535	1,952
Impaired Financing Receivable, Unpaid Principal Balance
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	2,435	1,460
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	285	624
Impaired loans, Unpaid Principal Balance, Total	2,720	2,084
Impaired Financing Receivable Related Allowance
Impaired loans, Related Allowance	3	47
Impaired Financing Receivable, Average Recorded Investment
Impaired loans, Average Recorded Investment, With no related allowance recorded	2,271	1,388
Impaired loans, Average Recorded Investment, With a related allowance recorded	271	622
Impaired loans, Average Recorded Investment, Total	2,542	2,010
Impaired Financing Receivable, Interest Income Foregone
Impaired Loans, Interest Income Foregone, With no related allowance recorded	37	61
Impaired Loans, Interest Income Foregone, With a related allowance recorded	20	10
Impaired Loans, Interest Income Foregone, Total	57	71
Impaired Financing Receivable, Interest Income Recognized
Impaired Loans, Interest Income Recognized, With no related allowance recorded	68	9
Impaired Loans, Interest Income Recognized, With a related allowance recorded		27
Impaired Loans, Interest Income Recognized, Total	68	36
Commercial Real Estate: Commercial [Member]
Impaired Financing Receivable, Recorded Investment
Impaired loans, Recorded Investment, With no related allowance recorded	2,103	9,937
Impaired loans, Recorded Investment, With a related allowance recorded	2,640	584
Impaired loans, Recorded Investment, Total	4,743	10,521
Impaired Financing Receivable, Unpaid Principal Balance
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	2,208	10,288
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	2,785	650
Impaired loans, Unpaid Principal Balance, Total	4,993	10,938
Impaired Financing Receivable Related Allowance
Impaired loans, Related Allowance	274	70
Impaired Financing Receivable, Average Recorded Investment
Impaired loans, Average Recorded Investment, With no related allowance recorded	2,139	9,832
Impaired loans, Average Recorded Investment, With a related allowance recorded	2,708	604
Impaired loans, Average Recorded Investment, Total	4,847	10,436
Impaired Financing Receivable, Interest Income Foregone
Impaired Loans, Interest Income Foregone, With no related allowance recorded	33	302
Impaired Loans, Interest Income Foregone, With a related allowance recorded	96	6
Impaired Loans, Interest Income Foregone, Total	129	308
Impaired Financing Receivable, Interest Income Recognized
Impaired Loans, Interest Income Recognized, With no related allowance recorded	91	109
Impaired Loans, Interest Income Recognized, With a related allowance recorded	50	26
Impaired Loans, Interest Income Recognized, Total	141	135
Commercial Real Estate: Construction [Member]
Impaired Financing Receivable, Recorded Investment
Impaired loans, Recorded Investment, With no related allowance recorded	1,074	599
Impaired loans, Recorded Investment, With a related allowance recorded		934
Impaired loans, Recorded Investment, Total	1,074	1,533
Impaired Financing Receivable, Unpaid Principal Balance
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	1,074	599
Impaired loans, Unpaid Principal Balance, With a related allowance recorded		934
Impaired loans, Unpaid Principal Balance, Total	1,074	1,533
Impaired Financing Receivable Related Allowance
Impaired loans, Related Allowance		146
Impaired Financing Receivable, Average Recorded Investment
Impaired loans, Average Recorded Investment, With no related allowance recorded	1,169	707
Impaired loans, Average Recorded Investment, With a related allowance recorded		934
Impaired loans, Average Recorded Investment, Total	1,169	1,641
Impaired Financing Receivable, Interest Income Recognized
Impaired Loans, Interest Income Recognized, With no related allowance recorded	44	26
Impaired Loans, Interest Income Recognized, With a related allowance recorded		33
Impaired Loans, Interest Income Recognized, Total	44	59
Home Equity Loans [Member]
Impaired Financing Receivable, Recorded Investment
Impaired loans, Recorded Investment, With no related allowance recorded	911	408
Impaired loans, Recorded Investment, With a related allowance recorded		39
Impaired loans, Recorded Investment, Total	911	447
Impaired Financing Receivable, Unpaid Principal Balance
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	950	438
Impaired loans, Unpaid Principal Balance, With a related allowance recorded		39
Impaired loans, Unpaid Principal Balance, Total	950	477
Impaired Financing Receivable Related Allowance
Impaired loans, Related Allowance		39
Impaired Financing Receivable, Average Recorded Investment
Impaired loans, Average Recorded Investment, With no related allowance recorded	917	402
Impaired loans, Average Recorded Investment, With a related allowance recorded		39
Impaired loans, Average Recorded Investment, Total	917	441
Impaired Financing Receivable, Interest Income Foregone
Impaired Loans, Interest Income Foregone, With no related allowance recorded	17	19
Impaired Loans, Interest Income Foregone, Total	17	19
Impaired Financing Receivable, Interest Income Recognized
Impaired Loans, Interest Income Recognized, With no related allowance recorded	22	4
Impaired Loans, Interest Income Recognized, With a related allowance recorded		2
Impaired Loans, Interest Income Recognized, Total	22	6
Direct Financing Leases [Member]
Impaired Financing Receivable, Recorded Investment
Impaired loans, Recorded Investment, With no related allowance recorded		26
Impaired loans, Recorded Investment, Total		26
Impaired Financing Receivable, Unpaid Principal Balance
Impaired loans, Unpaid Principal Balance, With no related allowance recorded		27
Impaired loans, Unpaid Principal Balance, Total		27
Impaired Financing Receivable, Average Recorded Investment
Impaired loans, Average Recorded Investment, With no related allowance recorded		29
Impaired loans, Average Recorded Investment, Total		29
Consumer Loans [Member]
Impaired Financing Receivable, Recorded Investment
Impaired loans, Recorded Investment, With a related allowance recorded	48	20
Impaired loans, Recorded Investment, Total	48	20
Impaired Financing Receivable, Unpaid Principal Balance
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	60	29
Impaired loans, Unpaid Principal Balance, Total	60	29
Impaired Financing Receivable Related Allowance
Impaired loans, Related Allowance	48	20
Impaired Financing Receivable, Average Recorded Investment
Impaired loans, Average Recorded Investment, With a related allowance recorded	49	11
Impaired loans, Average Recorded Investment, Total	49	11
Impaired Financing Receivable, Interest Income Foregone
Impaired Loans, Interest Income Foregone, With a related allowance recorded	5	3
Impaired Loans, Interest Income Foregone, Total	5	3
Impaired Financing Receivable, Interest Income Recognized
Impaired Loans, Interest Income Recognized, With a related allowance recorded	6	2
Impaired Loans, Interest Income Recognized, Total	$6	$2

Loans_And_Leases_Net_NonAccrua

Loans And Leases, Net (Non-Accrual Loans And Leases And Loans And Lease 90 Days Or More Past Due) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans and leases	$10,390	$13,733
Accruing loans 90+ days past due	201
Total non-performing loans and leases	10,591	13,733
Total non-performing loans and leases to total assets	1.25%	1.65%
Total non-performing loans and leases to total loans and leases	1.52%	2.12%
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans and leases	5,500	2,970
Residential Real Estate: Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans and leases	1,296	1,376
Residential Real Estate: Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans and leases
Commercial Real Estate: Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans and leases	3,162	8,873
Commercial Real Estate: Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans 90+ days past due	201
Home Equity Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans and leases	415	447
Direct Financing Leases [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans and leases		47
Consumer Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans and leases	17	20
Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans and leases

Loans_And_Leases_Net_Troubled_

Loans And Leases, Net (Troubled Debt Restructured Loans And Leases) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Impaired [Line Items]
Troubled restructured loans and leases, Total	$6,586	$17,119
Troubled restructured loans and leases, Nonaccruing	1,948	11,988
Troubled restructured loans and leases, Accruing	4,638	5,131
Troubled restructured loans and leases, Related Allowance	237	1,016
Commercial And Industrial [Member]
Financing Receivable, Impaired [Line Items]
Troubled restructured loans and leases, Total	492	4,262
Troubled restructured loans and leases, Nonaccruing	274	2,903
Troubled restructured loans and leases, Accruing	218	1,359
Troubled restructured loans and leases, Related Allowance	173	983
Residential Real Estate: Residential [Member]
Financing Receivable, Impaired [Line Items]
Troubled restructured loans and leases, Total		1,031
Troubled restructured loans and leases, Nonaccruing		454
Troubled restructured loans and leases, Accruing		577
Residential Real Estate: Construction [Member]
Financing Receivable, Impaired [Line Items]
Troubled restructured loans and leases, Total	1,833
Troubled restructured loans and leases, Nonaccruing	594
Troubled restructured loans and leases, Accruing	1,239
Commercial Real Estate: Commercial [Member]
Financing Receivable, Impaired [Line Items]
Troubled restructured loans and leases, Total	1,074	10,211
Troubled restructured loans and leases, Nonaccruing		8,563
Troubled restructured loans and leases, Accruing	1,074	1,648
Troubled restructured loans and leases, Related Allowance		33
Commercial Real Estate: Construction [Member]
Financing Receivable, Impaired [Line Items]
Troubled restructured loans and leases, Total	2,428	1,533
Troubled restructured loans and leases, Nonaccruing	847
Troubled restructured loans and leases, Accruing	1,581	1,533
Troubled restructured loans and leases, Related Allowance	33
Home Equity Loans [Member]
Financing Receivable, Impaired [Line Items]
Troubled restructured loans and leases, Total	728	56
Troubled restructured loans and leases, Nonaccruing	233	56
Troubled restructured loans and leases, Accruing	495
Direct Financing Leases [Member]
Financing Receivable, Impaired [Line Items]
Troubled restructured loans and leases, Total		26
Troubled restructured loans and leases, Nonaccruing		12
Troubled restructured loans and leases, Accruing		14
Consumer Loans [Member]
Financing Receivable, Impaired [Line Items]
Troubled restructured loans and leases, Total	31
Troubled restructured loans and leases, Accruing	31
Troubled restructured loans and leases, Related Allowance	$31

Loans_And_Leases_Net_Troubled_1

Loans And Leases, Net (Troubled Debt Restructurings Activity) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
	contract	contract
Commercial And Industrial [Member] | Deferral Of Principal [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	1	6
Pre-Modification Outstanding Recorded Investment	$16	$2,400
Post-Modification Outstanding Recorded Investment	16	2,400
Commercial And Industrial [Member] | Interest Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts		2
Pre-Modification Outstanding Recorded Investment		330
Post-Modification Outstanding Recorded Investment		330
Commercial And Industrial [Member] | Extension Of Maturity And Interest Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts		5
Pre-Modification Outstanding Recorded Investment		361
Post-Modification Outstanding Recorded Investment		361
Commercial And Industrial [Member] | Combination Of Concessions [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts		1
Pre-Modification Outstanding Recorded Investment		250
Post-Modification Outstanding Recorded Investment		250
Residential Real Estate And Construction [Member] | Extension Of Maturity [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	2	4
Pre-Modification Outstanding Recorded Investment	615	583
Post-Modification Outstanding Recorded Investment	615	583
Residential Real Estate And Construction [Member] | Extension Of Maturity And Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	1
Pre-Modification Outstanding Recorded Investment	208
Post-Modification Outstanding Recorded Investment	208
Commercial Real Estate And Construction [Member] | Deferral Of Principal [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts		2
Pre-Modification Outstanding Recorded Investment		6,438
Post-Modification Outstanding Recorded Investment		7,963
Commercial Real Estate And Construction [Member] | Extension Of Maturity [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts		2
Pre-Modification Outstanding Recorded Investment		739
Post-Modification Outstanding Recorded Investment		739
Commercial Real Estate And Construction [Member] | Extension Of Maturity And Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	1
Pre-Modification Outstanding Recorded Investment	250
Post-Modification Outstanding Recorded Investment	250
Home Equity Loans [Member] | Term Out Line Of Credit [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts		1
Pre-Modification Outstanding Recorded Investment		57
Post-Modification Outstanding Recorded Investment		57
Home Equity Loans [Member] | Extension Of Maturity [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	9
Pre-Modification Outstanding Recorded Investment	592
Post-Modification Outstanding Recorded Investment	592
Home Equity Loans [Member] | Extension Of Maturity And Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	2	1
Pre-Modification Outstanding Recorded Investment	84	136
Post-Modification Outstanding Recorded Investment	84	136
Consumer Loans [Member] | Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	1
Pre-Modification Outstanding Recorded Investment	31
Post-Modification Outstanding Recorded Investment	$31

Loans_And_Leases_Net_Troubled_2

Loans And Leases, Net (Troubled Debt Restructurings That Subsequently Defaulted) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
	contract	contract
Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	3	7
Recorded investment of restructured contracts that subsequently defaulted	$191	$224
Commercial Real Estate: Commercial [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	1	1
Recorded investment of restructured contracts that subsequently defaulted	250	160
Home Equity Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts	1
Recorded investment of restructured contracts that subsequently defaulted	$54

Property_And_Equipment_Details

Property And Equipment (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Property, Plant and Equipment [Line Items]
Properties and equipment, gross	$25,353,000	$25,389,000
Less accumulated depreciation	-15,129,000	-14,226,000
Properties and equipment, net	10,224,000	11,163,000
Depreciation expense	1,100,000	1,100,000	1,100,000
Land [Member]
Property, Plant and Equipment [Line Items]
Properties and equipment, gross	268,000	268,000
Building And Improvements [Member]
Property, Plant and Equipment [Line Items]
Properties and equipment, gross	12,090,000	12,695,000
Furniture, Fixtures and Equipment [Member]
Property, Plant and Equipment [Line Items]
Properties and equipment, gross	$12,995,000	$12,426,000

Other_Assets_Details

Other Assets (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Other Assets [Abstract]
Net deferred tax asset	$7,661	$6,064
Accrued interest receivable	2,417	2,458
Prepaid expenses	713	749
Mortgage servicing rights	518	509
Other	2,674	2,179
Total other assets	$13,983	$11,959

Goodwill_And_Intangible_Assets2

Goodwill And Intangible Assets (Narrative) (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Goodwill and Intangible Assets [Abstract]
Goodwill	$8,101,000	$8,101,000
Goodwill impairment	0	0
Amortization of intangibles	$108,000	$221,000	$349,000

Goodwill_And_Intangible_Assets3

Goodwill And Intangible Assets (Schedule Of Intangible Assets) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2014
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	$5,323	$5,323
Accumulated Amortization	-5,215	-5,323
Net	108
Weighted Average Amortization Period	8 years
Non-compete Agreements [Member]
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	738	738
Accumulated Amortization	-738	-738
Insurance Expirations [Member]
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	4,585	4,585
Accumulated Amortization	-4,477	-4,585
Net	$108
Weighted Average Amortization Period	8 years

Deposits_Details

Deposits (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Millions, unless otherwise specified
Banking and Thrift [Abstract]
Time Deposits, $100,000 or More	$47.70	$45.20
Overdrawn deposit accounts classified as loans	0.1	0.2
Brokered time deposits	$1.20	$1.20

Deposits_Schedule_Of_Maturitie

Deposits (Schedule Of Maturities Of Time Deposits) (Details) (USD $)	Dec. 31, 2014
In Thousands, unless otherwise specified
Banking and Thrift [Abstract]
2015	$60,671
2016	21,297
2017	11,218
2018	6,304
2019 and later	13,302
Time deposits maturities, Total	$112,792

Borrowed_Funds_And_Junior_Subo2

Borrowed Funds And Junior Subordinated Debentures (Details) (USD $)	0 Months Ended	12 Months Ended
	Oct. 02, 2004	Dec. 31, 2014
Debt Instrument [Line Items]
FHLB short term borrwings		0
Availabe FHLB advances		185,800,000
Available federal funds purchase amount from FHLB correspondent banks		14,000,000
Junior subordinated debentures		11,300,000
Capital Securities [Member]
Debt Instrument [Line Items]
Junior subordinated debentures		11,000,000
Common Stock [Member]
Debt Instrument [Line Items]
Junior subordinated debentures		330,000
Evans Capital Trust I [Member]
Debt Instrument [Line Items]
Issuance of preferred capital securities	11,000,000
Initial capital contribution		330,000
Junior Subordinated Debt [Member]
Debt Instrument [Line Items]
Basis spread on variable rate		2.65%
Description of variable rate basis		2.65%
Interest rate at period end		2.88%

Borrowed_Funds_And_Junior_Subo3

Borrowed Funds And Junior Subordinated Debentures (Schedule Of Short-Term Debt) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Short-term Debt [Line Items]
Amount outstanding	$13,700	$9,000	$10,000
Weighted-average interest rate	0.32%	3.41%	3.21%
Daily average amount outstanding	8,938	6,167	8,833
Weighted-average interest rate for the year ended	2.09%	3.41%	3.21%
Federal Funds Purchased [Member]
Short-term Debt [Line Items]
Amount outstanding	13,700
Weighted-average interest rate	0.32%
Highest amount at a month-end	13,700
Daily average amount outstanding	3,938
Weighted-average interest rate for the year ended	0.25%
Other Short-Term Borrowings [Member]
Short-term Debt [Line Items]
Amount outstanding		9,000	10,000
Weighted-average interest rate		3.41%	3.21%
Highest amount at a month-end	9,000	10,000	10,000
Daily average amount outstanding	$5,000	$6,167	$8,833
Weighted-average interest rate for the year ended	3.54%	3.41%	3.21%

Securities_Sold_Under_Agreemen1

Securities Sold Under Agreements To Repurchase (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Securities Sold Under Agreements To Repurchase [Abstract]
Securities sold under agreement to repurchase	$13,778	$13,351

Comprehensive_Income_Loss_Sche

Comprehensive Income (Loss) (Schedule of Accumulated Other Comprehensive Income (Loss)) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	($1,263)	$101	$346
Net Change	-245	-1,364	-245
Ending Balance	-1,508	-1,263	101
Net Unrealized Gain (Loss) On Investment Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	191	2,457	2,534
Net Change	720	-2,266	-77
Ending Balance	911	191	2,457
Net Defined Benefit Pension Plans Adjustments [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	-1,454	-2,356	-2,188
Net Change	-965	902	-168
Ending Balance	($2,419)	($1,454)	($2,356)

Comprehensive_Income_Loss_Comp

Comprehensive Income (Loss) (Components Of Other Comprehensive Income) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014		Dec. 31, 2013		Dec. 31, 2012
Unrealized loss on investment securities, Before-Tax Amount:
Unrealized gain (loss) on investment securities, Before-Tax Amount	$1,173		($3,697)		($124)
Net change, Before-Tax Amount	1,173		-3,697		-124
Defined benefit pension plans adjustments, Before-Tax Amount:
Amortization of prior service cost, Before-Tax Amount	31	[1]	69	[1]	87	[1]
Amortization of actuarial loss, Before-Tax Amount	105	[1]	177	[1]	172	[1]
Actuarial gains (losses), Before-Tax Amount	-1,710		1,226		-532
Net change, Before-Tax Amount	-1,574		1,472		-273
Other Comprehensive Loss, Before-Tax Amount	-401		-2,225		-397
Unrealized loss on investment securities, Income Tax (Provision) Benefit:
Unrealized gain (loss) on investment securities, Income Tax (Provision) Benefit	-453		1,431		47
Net change, Income Tax (Provision) Benefit	-453		1,431		47
Defined benefit pension plans adjustments, Income Tax (Provision) Benefit:
Amortization of prior service cost, Income Tax (Provision) Benefit	-12	[1]	-27	[1]	-34	[1]
Amortization of actuarial loss, Income Tax (Provision) Benefit	-41	[1]	-69	[1]	-67	[1]
Actuarial gains (losses), Income Tax (Provision) Benefit	662		-474		206
Net change, Income Tax (Provision) Benefit	609		-570		105
Other Comprehensive Loss, Income Tax (Provision) Benefit	156		861		152
Unrealized loss on investment securities, Net-of-Tax Amount:
Unrealized gain (loss) on investment securities, Net-of-Tax Amount	720		-2,266		-77
Net change, Net-of-Tax Amount	720		-2,266		-77
Defined benefit pension plans adjustments, Net-of-Tax Amount:
Amortization of prior service cost, Net-of-Tax Amount	19	[1]	42	[1]	53	[1]
Amortization of actuarial loss, Net-of-Tax Amount	64	[1]	108	[1]	105	[1]
Actuarial gains (losses), Net-of-Tax Amount	-1,048		752		-326
Net change, Net-of-Tax Amount	-965		902		-168
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX	($245)		($1,364)		($245)
[1]	Included in net periodic pension cost, as described in Note 11 - bEmployee Benefits and Deferred Compensation Plansb

Employee_Benefits_And_Deferred2

Employee Benefits And Deferred Compensation Plans (Narrative) (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Defined Benefit Plan Disclosure [Line Items]
Cash contributed to pension plan	$110,000	$185,000	$370,000
Company contribution in the next fiscal year	110,000
Compensation cost	83,000	72,000	56,000
Cash surrender value of life insurance contracts	20,400,000	19,800,000
Number of highest consecutive years	5 years
Pension [Member]
Defined Benefit Plan Disclosure [Line Items]
Amounts to be amortized from accumulated other comprehensive loss into net periodic cost for actuarial losses	71,000
Expected long-term rate of return on plan assets	7.50%	7.50%	7.50%
Discount rate for projected benefit obligation	3.83%	4.78%	3.88%
Benefit obligation	5,437,000	4,395,000	4,851,000
Supplemental Executive Retirement Plans [Member]
Defined Benefit Plan Disclosure [Line Items]
Amounts to be amortized from accumulated other comprehensive loss into net periodic cost for prior service costs	31,000
Amounts to be amortized from accumulated other comprehensive loss into net periodic cost for actuarial losses	130,000
Discount rate for projected benefit obligation	3.30%	4.15%	3.17%
Required service period for a participant to become entitled to receive a benefit under a plan	10 years
Benefit obligation	4,555,000	3,923,000	5,272,000
Supplemental Executive Retirement Plans [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Required benefit service period	15 years
Percentage of participants salary used to determine accrued benefit	25.00%
Supplemental Executive Retirement Plans [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Required benefit service period	20 years
Percentage of participants salary used to determine accrued benefit	35.00%
Non-Qualified Deferred Compensation Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Compensation cost	9,000	12,000	19,000
Benefit obligation	100,000	200,000
Non-Qualified Executive Insentive Retirement Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Compensation cost	210,000	248,000	203,000
Benefit obligation	2,000,000	2,400,000
401(k) Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Compensation cost	$719,000	$629,000	$496,000
Vesting period of employer contributions	6 years
Equity Securities [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected long-term rate of return on plan assets	9.00%
Equity Securities [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected long-term rate of return on plan assets	10.00%
Equity Securities [Member] | Normal Market Conditions [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected long-term rate of return on plan assets	60.00%
Equity Securities [Member] | Normal Market Conditions [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected long-term rate of return on plan assets	70.00%
Fixed Income Securities [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected long-term rate of return on plan assets	5.00%
Fixed Income Securities [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected long-term rate of return on plan assets	6.00%
Fixed Income Securities [Member] | Normal Market Conditions [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected long-term rate of return on plan assets	30.00%
Fixed Income Securities [Member] | Normal Market Conditions [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected long-term rate of return on plan assets	40.00%

Employee_Benefits_And_Deferred3

Employee Benefits And Deferred Compensation Plans (Schedule Of Defined Benefit Plans Disclosures, Employee Pension Plan) (Details) (Pension [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Pension [Member]
Change in benefit obligation:
Benefit obligation at beginning of year	$4,395	$4,851
Service cost
Interest cost	206	192	213
Assumption change	976	-595
Actuarial (gain) loss	24	153
Benefits paid	-164	-206
Benefit obligation at end of year	5,437	4,395	4,851
Change in plan assets:
Fair value of plan assets at beginning of year	4,162	3,533
Actual return on plan assets	93	650
Employer contributions	110	185
Fair value of plan assets at end of year	4,201	4,162	3,533
Funded status	-1,236	-233
Accrued benefit liabilities	-1,236	-233
Net actuarial loss	2,112	920
Net amount recognized in equity b pre-tax	2,112	920
Net amount recognized on Consolidated Balance Sheets in Other Liabilities	876	687
Accumulated benefit obligation at year end	$5,437	$4,395

Employee_Benefits_And_Deferred4

Employee Benefits And Deferred Compensation Plans (Schedule Of Assumptions Used, Employee Pension Plan) (Details) (Pension [Member])	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Pension [Member]
Defined Benefit Plan Disclosure [Line Items]
Discount rate for projected benefit obligation	3.83%	4.78%	3.88%
Discounted rate for net periodic pension cost	4.78%	3.88%	4.46%
Rate of increase in compensation levels
Expected long-term rate of return on plan assets	7.50%	7.50%	7.50%

Employee_Benefits_And_Deferred5

Employee Benefits And Deferred Compensation Plans (Schedule Of Net Periodic Benefit Costs, Employee Pension Plan) (Details) (Pension [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Pension [Member]
Defined Benefit Plan Disclosure [Line Items]
Service cost
Interest cost	206	192	213
Expected return on plan assets	-307	-260	-227
Net amortization and deferral	22	65	63
Net periodic benefit cost	($79)	($3)	$49

Employee_Benefits_And_Deferred6

Employee Benefits And Deferred Compensation Plans (Schedule Of Target Plan Asset Allocations) (Details)	Dec. 31, 2014	Dec. 31, 2013
Defined Benefit Plan Disclosure [Line Items]
Weighted average plan asset allocations	100.00%	100.00%
Equity Mutual Funds [Member]
Defined Benefit Plan Disclosure [Line Items]
Weighted average plan asset allocations	77.80%	75.98%
Fixed Income Security Mutual Funds [Member]
Defined Benefit Plan Disclosure [Line Items]
Weighted average plan asset allocations	19.30%	20.87%
Cash/Short Term Investments [Member]
Defined Benefit Plan Disclosure [Line Items]
Weighted average plan asset allocations	2.90%	3.15%

Employee_Benefits_And_Deferred7

Employee Benefits And Deferred Compensation Plans (Schedule of Allocation Of Plan Assets) (Details) (Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member], USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Defined Benefit Plan Disclosure [Line Items]
Plan assets	$4,201	$4,162
Cash [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets		34
Money Market Funds [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets	121	97
Equity Securities, Small Cap [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets	402	416
Real Estate Investment [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets	241	188
International Large Cap [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets	818	890
Emerging Markets [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets	480	512
Currency [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets	195	198
Commodity [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets	51	63
Bonds [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets	413	403
Bank Loans [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets	202	203
Exchange Traded Funds, Large Cap [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets	890	799
Exchange Traded Funds, Mid Cap [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets	$388	$359

Employee_Benefits_And_Deferred8

Employee Benefits And Deferred Compensation Plans (Estimated Future Benefit Payments, Employee Pension Plan) (Details) (Pension [Member], USD $)	Dec. 31, 2014
In Thousands, unless otherwise specified
Pension [Member]
Defined Benefit Plan Disclosure [Line Items]
2015	$189,000
2016	196,000
2017	192,000
2018	201,000
2019	201,000
Year 2020-2024	$1,226,000

Employee_Benefits_And_Deferred9

Employee Benefits And Deferred Compensation Plans (Schedule Of Defined Benefit Plans Disclosures, SERP) (Details) (Supplemental Executive Retirement Plans [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Supplemental Executive Retirement Plans [Member]
Change in benefit obligation:
Benefit obligation at beginning of year	$3,923	$5,272
Service cost	168	165	180
Interest cost	159	125	153
Plan amendments
Plan settlement		105
Actuarial (gain) loss	497	-395
Benefits paid	-192	-1,349
Benefit obligation at end of year	4,555	3,923	5,272
Change in plan assets:
Fair value of plan assets at beginning of year
Actual return on plan assets
Employer contributions	192	1,349
Fair value of plan assets at end of year
Funded status	-4,555	-3,923
Accrued benefit liabilities	-4,555	-3,923
Net actuarial loss	1,601	1,188
Prior service cost	249	280
Net amount recognized in equity b pre-tax	1,850	1,468
Net amount recognized on Consolidated Balance Sheets in Other Liabilities	-2,705	-2,455
Accumulated benefit obligation at year end	$3,944	$3,385

Recovered_Sheet1

Employee Benefits And Deferred Compensation Plans (Schedule Of Assumptions Used, SERP) (Details) (Supplemental Executive Retirement Plans [Member])	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Supplemental Executive Retirement Plans [Member]
Defined Benefit Plan Disclosure [Line Items]
Discount rate for projected benefit obligation	3.30%	4.15%	3.17%
Discounted rate for net periodic pension cost	4.15%	3.17%	4.34%
Salary scale	3.50%	3.50%	3.50%

Recovered_Sheet2

Employee Benefits And Deferred Compensation Plans (Schedule Of Net Periodic Benefit Costs, SERP) (Details) (Supplemental Executive Retirement Plans [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Supplemental Executive Retirement Plans [Member]
Defined Benefit Plan Disclosure [Line Items]
Service cost	$168	$165	$180
Interest cost	159	125	153
Net amortization and deferral	115	180	195
Settlement charge		105
Net periodic benefit cost	$442	$575	$528

Recovered_Sheet3

Employee Benefits And Deferred Compensation Plans (Estimated Future Benefit Payments, SERP) (Details) (Supplemental Executive Retirement Plans [Member], USD $)	Dec. 31, 2014
In Thousands, unless otherwise specified
Supplemental Executive Retirement Plans [Member]
Defined Benefit Plan Disclosure [Line Items]
2015	$192,672
2016	192,672
2017	192,672
2018	192,672
2019	1,865,999
Year 2020-2024	$1,609,213

StockBased_Compensation_Narrat

Stock-Based Compensation (Narrative) (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation, cost recognized	$293	$280	$249
Compensation cost	83	72	56
Unrecognized cost related to options	235
Unrecognized cost related to restricted share-based compensation arrangements	391
Shares issued under Employee Stock Purchase Plan	12,821	13,455	16,831
2009 Long-Term Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized	629,796
Expected term	6 years 4 months 10 days	6 years 4 months 10 days	7 years
Number of shares available for grant	210,353
Purchase price of stock as a percentage of it's fair market value	100.00%
2009 Long-Term Equity Incentive Plan [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected term	10 years
Award vesting period	5 years
2009 Long-Term Equity Incentive Plan [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	12 months
Employee Stock Purchase Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation, cost recognized	$89	$67	$71
Expected term	6 months	6 months	6 months
Number of shares available for issuance	155,129
Purchase price of stock as a percentage of lower grant date or exercise date price	85.00%
Percentage of eligible employees that participated in the plan	42.00%
Maximum employee subscription rate	15.00%

StockBased_Compensation_Schedu

Stock-Based Compensation (Schedule Of Stock Options Valuation Assumptions) (Details) (2009 Long-Term Equity Incentive Plan [Member], USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
2009 Long-Term Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Dividend Yield	2.70%	2.72%	2.84%
Expected Life (years)	6 years 4 months 10 days	6 years 4 months 10 days	7 years
Expected Volatility	20.76%	20.58%	20.19%
Risk-free Interest Rate	2.11%	1.16%	1.28%
Weighted Average Fair Value	$3.64	$2.48	$1.95

StockBased_Compensation_Schedu1

Stock-Based Compensation (Schedule Of Stock Options Activity) (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014
Stock-Based Compensation [Abstract]
Options Balance, December 31, 2013	263,976
Options Granted	31,300
Options Exercised	-42,151
Options Expired	-3,947
Options Forfeited	-12,486
Options Balance, December 31, 2014	236,692
Options Exercisable, December 31, 2014	161,127
Weighted Average Exercise Price, Balance, December 31, 2013	$15.64
Weighted Average Exercise Price, Granted	$22.93
Weighted Average Exercise Price, Exercised	$16.46
Weighted Average Exercise Price, Expired	$22.04
Weighted Average Exercise Price, Forfeited	$19.06
Weighted Average Exercise Price, Balance, December 31, 2014	$16.17
Weighted Average Exercise Price, Exercisable, December 31, 2014	$15.12
Weighted Average Remaining Contractual Term (years), Balance, December 31, 2014	5 years 8 months 16 days
Weighted Average Remaining Contractual Term (years), Exercisable, December 31, 2014	4 years 7 months 2 days
Aggregate Intrinsic Value, Balance, December 31, 2014	$2,093
Aggregate Intrinsic Value, Balance, Exercisable, December 31, 2014	$1,594

StockBased_Compensation_Schedu2

Stock-Based Compensation (Schedule Of Unrecognized Compensation Cost, Stock Options) (Details) (USD $)	Dec. 31, 2014
In Thousands, unless otherwise specified
Stock-Based Compensation [Abstract]
2015	$96
2016	78
2017	48
2018	$13

StockBased_Compensation_Schedu3

Stock-Based Compensation (Schedule Of Restricted Stock Award Activity) (Details) (USD $)	12 Months Ended
	Dec. 31, 2014
Stock-Based Compensation [Abstract]
Shares, Balance, December 31, 2013	25,524
Shares Granted	21,383
Shares Vested	-11,721
Shares Forfeited	-6,678
Shares, Balance, December 31, 2014	28,508
Weighted Average Exercise Price, Balance, December 31, 2013	$16.82
Weighted Average Grant Date Fair Value, Granted	$21.34
Weighted Average Grant Date Fair Value, Vested	$17
Weighted Average Grant Date Fair Value, Forfeited	$21.38
Weighted Average Exercise Price, Balance, December 31, 2014	$19.07

StockBased_Compensation_Schedu4

Stock-Based Compensation (Schedule Of Unrecognized Compensation Cost) (Details) (USD $)	Dec. 31, 2014
In Thousands, unless otherwise specified
Stock-Based Compensation [Abstract]
2015	$155
2016	130
2017	83
2018	$23

StockBased_Compensation_Schedu5

Stock-Based Compensation (Schedule Of Activity Under Share Based Compensation Plans) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Stock-Based Compensation [Abstract]
Total intrinsic value of stock options exercised	$287	$30	$23
Total fair value of restricted stock awards vested	$273	$136	$137

StockBased_Compensation_Schedu6

Stock-Based Compensation (Schedule Of Employee Stock Purchase Plan Valuation Assumptions) (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Weighted Average Fair Value	$19.07	$16.82
Employee Stock Purchase Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Dividend Yield	2.95%	3.00%	3.20%
Expected Life (years)	6 months	6 months	6 months
Expected Volatility	22.41%	14.21%	21.66%
Risk-free Interest Rate	0.08%	0.11%	0.10%
Weighted Average Fair Value	$6.56	$4.80	$4.26

Income_Taxes_Narrative_Details

Income Taxes (Narrative) (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Income Taxes [Abstract]
Valuation allowance	$321,000	$240,000
Deferred tax asset for ENL	513,000
Deferred tax benefit	100,000
Accrued income tax penalties and interest	$0	$0	$0

Income_Taxes_Schedule_Of_Compo

Income Taxes (Schedule Of Components Of Income Tax Provision (Benefit)) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Income Taxes [Abstract]
Current federal tax expense	$2,282	$2,184	$2,667
Current state tax expense (benefit)	-118	-81	541
Total current tax expense	2,164	2,103	3,208
Deferred federal tax expense (benefit)	-215	316	487
Deferred state tax expense (benefit)	-1,245	-688	52
Total deferred tax expense (benefit)	-1,460	-372	539
Total income tax provision (benefit)	$704	$1,731	$3,747

Income_Taxes_Schedule_Of_Effec

Income Taxes (Schedule Of Effective Income Tax Rate Reconciliation) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Income Taxes [Abstract]
Tax provision at statutory rate, Amount	$3,023	$3,257	$4,039
Tax-exempt interest income, Amount	-558	-564	-425
Historic tax credit, Amount	-996	-559
State taxes, net of federal benefit, Amount, Decrease in taxes	-899	-508
State taxes, net of federal benefit, Amount, Increase in taxes			391
Other items, net, Amount	134	105	-258
Total income tax provision (benefit)	$704	$1,731	$3,747
Tax provision at statutory rate, Percent	34.00%	34.00%	34.00%
Tax-exempt interest income, Percent	-6.00%	-6.00%	-3.00%
Historic tax credit, Percent	-11.00%	-6.00%
State taxes, net of federal benefit, Percent, Decrease in taxes	-10.00%	-5.00%
State taxes, net of federal benefit, Percent, Increase in taxes			3.00%
Other items, net, Percent	1.00%	1.00%	-2.00%
Income tax provision, Percent	8.00%	18.00%	32.00%

Income_Taxes_Schedule_Of_Defer

Income Taxes (Schedule Of Deferred Tax Assets And Liabilities) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Deferred tax assets:
Pension premiums	$2,213	$1,604
Allowance for loan and lease losses	4,690	4,372
Non accrued interest	239	515
Deferred compensation	1,040	1,083
Litigation accrual	374
Loss on investment in tax credit	513
Stock options granted	129	90
Net operating loss carryforward	88	240
Historic tax credit carryforward	1,196	495
Leases	156	154
Other		5
Gross deferred tax assets	10,638	8,558
Deferred tax liabilities:
Depreciation and amortization	1,398	1,387
Prepaid expenses	438	483
Net unrealized gains on securities	569	121
Acquisition-related adjustments	24	66
Mortgage servicing asset	198	197
Other	29
Gross deferred tax liabilities	2,656	2,254
Valuation allowance	-321	-240
Net deferred tax asset	$7,661	$6,064

Income_Taxes_Schedule_Of_Unrec

Income Taxes (Schedule Of Unrecognized Tax Benefits) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Income Taxes [Abstract]
Balance at beginning of year		$21	$206
Reclassification from deferred taxes for tax positions taken during a period
Increases related to tax positions taken during a prior period
Decrease due to the resolution of a prior year tax matter		-21	-150
Decreases related to settlements with taxing authorities			-35
Balance at end of year			$21

Other_Liabilities_Details

Other Liabilities (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Other Liabilities [Abstract]
Retirement compensation liabilities	$8,258,000	$6,707,000
Accounts payable	5,009,000	4,475,000
Security deposits on direct financing leases		31,000
Interest payable	232,000	222,000
Other	1,079,000	1,058,000
Total	14,578,000	12,493,000
Accrued historic tax credit investment	2,000,000
Estimated accrual for litigation	$1,000,000

Related_Party_Transactions_Det

Related Party Transactions (Details) (USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Related Party Transactions [Abstract]
Aggregate amount of loans to related party	$3.80	$2.60
New advances to related party during period	5.5
Related party loans repaid	4.3
Related party deposits	$1.90	$1.70

Contingent_Liabilities_And_Com2

Contingent Liabilities And Commitments (Narrative) (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Contingent Liabilities And Commitments [Abstract]
Estimated accrued liability	$1,000,000
Estimated accrued liability range of loss	0
Minimum annual rental commitment, 2015	519,000
Minimum annual rental commitment, 2016	523,000
Minimum annual rental commitment, 2017	435,000
Minimum annual rental commitment, 2018	453,000
Minimum annual rental commitment, 2019	465,000
Minimum annual rental commitment, thereafter	3,800,000
Rental expense under operating leases	$644,000	$684,000	$632,000

Contingent_Liabilities_And_Com3

Contingent Liabilities And Commitments (Summary Of Commitments And Contingent Liabilities) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Contingent Liabilities And Commitments [Abstract]
Commitments to extend credit	$212,193	$176,964
Standby letters of credit	2,430	2,664
Commitments and contingent liabilities	$214,623	$179,628

Concentrations_Of_Credit_Detai

Concentrations Of Credit (Details) (Capital [Member], Credit Concentration Risk [Member])	12 Months Ended
	Dec. 31, 2014
Capital [Member] | Credit Concentration Risk [Member]
Concentration Risk [Line Items]
Concentration risk, percentage	15.00%

Segment_Information_Business_S

Segment Information (Business Segment Information) (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
									segment
Segment Reporting Information [Line Items]
Number of segments									2
Net interest income (expense)	$8,440	$7,677	$7,682	$7,298	$7,344	$7,174	$7,002	$6,826	$31,099	$28,347	$27,780
Provision for loan and lease losses									1,229	1,540	-68
Net interest income (expense) after provision for loan and lease losses									29,870	26,807	27,848
Non-interest income									3,142	4,950	5,857
Insurance service and fees									7,131	7,211	6,966
Amortization expense									108	221	349
Non-interest expense									31,144	29,159	28,443
Income before income taxes									8,891	9,588	11,879
Income tax provision (benefit)									704	1,731	3,747
Net income									8,187	7,857	8,132
Banking Activities [Member]
Segment Reporting Information [Line Items]
Net interest income (expense)									31,214	28,463	27,904
Provision for loan and lease losses									1,229	1,540	-68
Net interest income (expense) after provision for loan and lease losses									29,985	26,923	27,972
Non-interest income									3,142	4,950	5,857
Insurance service and fees									591	518
Non-interest expense									26,875	24,792	23,861
Income before income taxes									6,843	7,599	9,968
Income tax provision (benefit)									-85	1,022	3,007
Net income									6,928	6,577	6,961
Insurance Agency Activities [Member]
Segment Reporting Information [Line Items]
Net interest income (expense)									-115	-116	-124
Net interest income (expense) after provision for loan and lease losses									-115	-116	-124
Insurance service and fees									6,540	6,693	6,966
Amortization expense									108	221	349
Non-interest expense									4,269	4,367	4,582
Income before income taxes									2,048	1,989	1,911
Income tax provision (benefit)									789	709	740
Net income									$1,259	$1,280	$1,171

Segment_Information_Identifiab

Segment Information (Identifiable Assets By Segment) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Segment Reporting Information [Line Items]
Assets	$846,809	$833,498
Banking Activities [Member]
Segment Reporting Information [Line Items]
Assets	837,928	824,028
Insurance Agency Activities [Member]
Segment Reporting Information [Line Items]
Assets	$8,881	$9,470

Fair_Value_Of_Financial_Instru2

Fair Value Of Financial Instruments (Narrative) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Impaired loans	15,029	$18,887
Impaired loans, related allowance	1,313	$1,509
Minimum [Member]
Discount on appraisals of the collateral securing the loan, range	10.00%
Maximum [Member]
Discount on appraisals of the collateral securing the loan, range	50.00%

Fair_Value_Of_Financial_Instru3

Fair Value Of Financial Instruments (Financial Instruments Measured At Fair Value On Recurring Basis) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	$95,533	$99,665
Mortgage servicing rights	518	509
Fair Value, Measurements, Recurring Basis [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights	518	509
Fair Value, Measurements, Recurring Basis [Member] | Fair Value, Significant unobservable inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights	518	509	467	407
US Government Agencies Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	26,717	31,992
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring Basis [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	26,717	31,992
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring Basis [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	26,717	31,992
States and Political Subdivisions Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	31,060	31,880
States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring Basis [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	31,060	31,880
States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring Basis [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	31,060	31,880
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	37,756	35,793
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring Basis [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	37,756	35,793
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring Basis [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	$37,756	$35,793

Fair_Value_Of_Financial_Instru4

Fair Value Of Financial Instruments (Changes In Fair Value For Mortgage Servicing Rights) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights - December 31	$518	$509
Fair Value, Measurements, Recurring Basis [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights - December 31	518	509
Fair Value, Significant unobservable inputs (Level 3) [Member] | Fair Value, Measurements, Recurring Basis [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights - January 1	509	467	407
Gains (losses) included in earnings	-134	34	-144
Additions from loan sales	143	8	204
Mortgage servicing rights - December 31	$518	$509	$467

Fair_Value_Of_Financial_Instru5

Fair Value Of Financial Instruments (Quantitative Information About Significant Unobservable Inputs Used In The Fair Value Measurement Of MSRs) (Details)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Fair Value Of Financial Instruments [Abstract]
Servicing fees	0.25%	0.25%
Discount rate	9.52%	10.04%
Prepayment rate (CPR)	9.28%	9.31%

Fair_Value_Of_Financial_Instru6

Fair Value Of Financial Instruments (Financial Instruments Measured At Fair Value On Nonrecurring Basis) (Details) (Fair Value, Measurements, Nonrecurring Basis [Member], USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$13,716	$17,378
Fair Value, Significant unobservable inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$13,716	$17,378

Fair_Value_Of_Financial_Instru7

Fair Value Of Financial Instruments (Estimated Fair Value Of The Company's Financial Instruments) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial assets:
Available-for-sale Securities	$95,533	$99,665
Debt securities held to maturity, Total securities designated as held to maturity, Fair Value	1,574	2,319
Loans and leases, net	683,131	635,493
Mortgage servicing rights	518	509
Financial liabilities:
Demand deposits	158,631	139,973
NOW deposits	72,670	65,927
Regular savings deposits	363,542	390,575
Securities sold under agreement to repurchase	13,778	13,351
Time deposits	112,792	110,137
Carrying Amount [Member] | Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Financial assets:
Cash and cash equivalents	10,898	41,954
Financial liabilities:
Demand deposits	158,631	139,973
NOW deposits	72,670	65,927
Regular savings deposits	363,542	390,575
Commitments to extend credit	245	401
Securities sold under agreement to repurchase	13,778	13,351
Carrying Amount [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]
Financial assets:
Available-for-sale Securities	95,533	99,665
FHLB and FRB stock	2,925	2,831
Financial liabilities:
Other borrowed funds	13,700	9,000
Junior subordinated debentures	11,330	11,330
Carrying Amount [Member] | Fair Value, Significant unobservable inputs (Level 3) [Member]
Financial assets:
Debt securities held to maturity, Total securities designated as held to maturity, Fair Value	1,599	2,384
Loans and leases, net	683,131	635,493
Mortgage servicing rights	518	509
Financial liabilities:
Time deposits	112,792	110,137
Fair Value [Member] | Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Financial assets:
Cash and cash equivalents	10,898	41,954
Financial liabilities:
Demand deposits	158,631	139,973
NOW deposits	72,670	65,927
Regular savings deposits	363,542	390,575
Commitments to extend credit	245	401
Securities sold under agreement to repurchase	13,778	13,351
Fair Value [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]
Financial assets:
Available-for-sale Securities	95,533	99,665
FHLB and FRB stock	2,925	2,831
Financial liabilities:
Other borrowed funds	13,700	9,171
Junior subordinated debentures	11,330	11,330
Fair Value [Member] | Fair Value, Significant unobservable inputs (Level 3) [Member]
Financial assets:
Debt securities held to maturity, Total securities designated as held to maturity, Fair Value	1,574	2,319
Loans and leases, net	685,148	640,770
Mortgage servicing rights	518	509
Financial liabilities:
Time deposits	$113,854	$112,270

Regulatory_Matters_Details

Regulatory Matters (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Minimum Amount for Capital Adequacy Purposes, Total Risk-Based Capital (to Risk Weighted Assets)	$53,227	$49,864
Minimum Ratio for Capital Adequacy Purposes, Total Risk-Based Capital (to Risk Weighted Assets)	8.00%	8.00%
Minimum Amount to be Well Capitalized Under Prompt Corrective Action Provisions Total Risk-Based Capital (to Risk Weighted Assets)	66,533	62,330
Minimum Ratio to be Well Capitalized Under Prompt Corrective Action Provisions Total Risk-Based Capital (to Risk Weighted Assets)	10.00%	10.00%
Minimum Amount for Capital Adequacy Purposes, Tier I Capital (to Risk Weighted Assets)	26,613	24,932
Minimum Ratio for Capital Adequacy Purposes Ratio, Tier I Capital (to Risk Weighted Assets)	4.00%	4.00%
Minimum Amount to be Well Capitalized Under Prompt Corrective Action Provisions Tier I Capital (to Risk Weighted Assets)	39,920	37,398
Minimum Ratio to be Well Capitalized Under Prompt Corrective Action Provisions Tier I Capital (to Risk Weighted Assets)	6.00%	6.00%
Minimum Amount for Capital Adequacy Purposes, Tier I Capital (to Average Assets)	33,726	32,823
Minimum Ratio for Capital Adequacy Purposes, Tier I Capital (to Average Assets)	4.00%	4.00%
Minimum Amount to be Well Capitalized Under Prompt Corrective Action Provisions Tier I Capital (to Average Assets)	42,157	41,029
Minimum Ratio to be Well Capitalized Under Prompt Corrective Action Provisions Tier I Capital (to Average Assets)	5.00%	5.00%
Parent Company [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Actual Amount Total Risk-Based Capital (to Risk Weighted Assets)	98,782	92,879
Actual Ratio Total Risk-Based Capital (to Risk Weighted Assets)	14.90%	14.90%
Actual Amount Tier I Capital (to Risk Weighted Assets)	90,473	85,044
Actual Ratio Tier I Capital (to Risk Weighted Assets)	13.60%	13.60%
Actual Amount Tier I Capital (to Average Assets)	90,473	85,044
Actual Ratio Tier I Capital (to Average Assets)	10.80%	10.40%
Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Actual Amount Total Risk-Based Capital (to Risk Weighted Assets)	98,317	86,757
Actual Ratio Total Risk-Based Capital (to Risk Weighted Assets)	14.90%	13.90%
Actual Amount Tier I Capital (to Risk Weighted Assets)	90,021	78,932
Actual Ratio Tier I Capital (to Risk Weighted Assets)	13.70%	12.70%
Actual Amount Tier I Capital (to Average Assets)	$90,021	$78,932
Actual Ratio Tier I Capital (to Average Assets)	10.80%	9.60%

Parent_Company_Only_Financial_2

Parent Company Only Financial Information (Condensed Balance Sheets) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS
Other assets	$13,983	$11,959
TOTAL ASSETS	846,809	833,498
LIABILITIES
Junior subordinated debentures	11,330	11,330
Other liabilities	14,578	12,493
Total liabilities	761,021	752,786
STOCKHOLDERSb EQUITY
Total Stockholdersb Equity	85,788	80,712
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	846,809	833,498
Parent Company [Member]
ASSETS
Cash	3,258	54
Other assets	1,144	1,054
Investment in subsidiaries	95,689	92,413
TOTAL ASSETS	100,091	93,521
LIABILITIES
Junior subordinated debentures	11,330	11,330
Other liabilities	2,973	1,479
Total liabilities	14,303	12,809
STOCKHOLDERSb EQUITY
Total Stockholdersb Equity	85,788	80,712
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$100,091	$93,521

Parent_Company_Only_Financial_3

Parent Company Only Financial Information (Condensed Statements Of Income) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Income before equity in undistributed earnings of subsidiaries	$8,891	$9,588	$11,879
Net income	8,187	7,857	8,132
COMPREHENSIVE INCOME	7,942	6,493	7,887
Parent Company [Member]
Dividends from subsidiaries	7,000	2,614	2,000
Expenses	-1,363	-1,364	-1,308
Income before equity in undistributed earnings of subsidiaries	5,637	1,250	692
Equity in undistributed earnings of subsidiaries	2,550	6,607	7,440
Net income	8,187	7,857	8,132
Other comprehensive income
COMPREHENSIVE INCOME	$8,187	$7,857	$8,132

Parent_Company_Only_Financial_4

Parent Company Only Financial Information (Condensed Statements Of Cash Flows) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Operating Activities:
Net income	$8,187	$7,857	$8,132
Changes in assets and liabilities affecting cash flow:
Other assets	-2,919	-2,119	-1,062
Other liabilities	1,751	1,354	-25
Net cash provided by operating activities	11,021	13,101	12,602
Investing Activities:
Net cash (used in) provided by investing activities	-44,810	-79,532	2,664
Financing Activities:
Proceeds from issuance of common stock	238	270	467
Cash dividends paid	-2,735	-1,098	-2,825
Purchase of Treasury stock	-1,436	-124
Net cash provided by financing activities	2,733	17,908	60,533
Net increase (decrease) in cash	-31,056	-48,523	75,799
Beginning of period	41,954	90,477	14,678
End of period	10,898	41,954	90,477
Parent Company [Member]
Operating Activities:
Net income	8,187	7,857	8,132
Adjustments to reconcile net income to net cash provided by operating activities:
Undistributed earnings of subsidiaries	-2,550	-6,607	-7,440
Changes in assets and liabilities affecting cash flow:
Other assets	-89	-187	-137
Other liabilities	1,563	-23	53
Net cash provided by operating activities	7,111	1,040	608
Investing Activities:
Investment in subsidiaries
Net cash (used in) provided by investing activities
Financing Activities:
Proceeds from issuance of common stock
Cash dividends paid	-2,471	-1,077	-2,543
Purchase of Treasury stock	-1,436
Net cash provided by financing activities	-3,907	-1,077	-2,543
Net increase (decrease) in cash	3,204	-37	-1,935
Beginning of period	54	91	2,026
End of period	$3,258	$54	$91

Selected_Quarterly_Financial_D2

Selected Quarterly Financial Data (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Selected Quarterly Financial Data [Abstract]
Interest Income	$9,327	$8,576	$8,592	$8,219	$8,305	$8,149	$7,993	$7,956	$34,715	$32,404	$33,377
Interest Expense	887	899	910	921	961	975	991	1,130	3,616	4,057	5,597
NET INTEREST INCOME	8,440	7,677	7,682	7,298	7,344	7,174	7,002	6,826	31,099	28,347	27,780
Net Income	$2,306	$2,290	$1,579	$2,013	$1,667	$2,451	$1,923	$1,816
Earnings per share basic	$0.55	$0.55	$0.38	$0.48	$0.40	$0.58	$0.46	$0.44	$1.96	$1.88	$1.96
Earnings per share diluted	$0.54	$0.54	$0.37	$0.47	$0.39	$0.57	$0.46	$0.43	$1.92	$1.85	$1.95