Severn Bancorp (SVBI) 10-K 17 Mar 15 2014 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
	Dec. 31, 2014	Mar. 01, 2015	Jun. 30, 2014
Document and Entity Information [Abstract]
Entity Registrant Name	SEVERN BANCORP INC
Entity Central Index Key	868271
Current Fiscal Year End Date	-19
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Smaller Reporting Company
Entity Public Float			$29,615,584
Entity Common Stock, Shares Outstanding		10,067,379
Document Fiscal Year Focus	2014
Document Fiscal Period Focus	FY
Document Type	10-K
Amendment Flag	FALSE
Document Period End Date	31-Dec-14

CONSOLIDATED_STATEMENTS_OF_FIN

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS
Cash and due from banks	$24,866	$44,934
Interest bearing deposits in other banks	8,469	41,269
Federal funds sold	0	12,173
Cash and cash equivalents	33,335	98,376
Investment securities held to maturity (fair value: $60,123 at December 31,2014; $45,213 at December 31, 2013)	59,616	44,661
Loans held for sale	7,165	3,726
Loans receivable, net of allowance for loan losses of $9,435 and $11,739 in 2014 and 2013, respectively	633,882	602,813
Premises and equipment, net	25,159	25,838
Foreclosed real estate	1,947	8,972
Federal Home Loan Bank stock at cost	5,936	6,190
Accrued interest receivable and other assets	9,288	9,027
Total assets	776,328	799,603
Liabilities
Deposits	543,814	571,249
Long-term borrowings	115,000	115,000
Subordinated debentures	24,119	24,119
Accrued interest payable and other liabilities	9,585	6,466
Total Liabilities	692,518	716,834
Stockholders' Equity
Common stock, $0.01 par value, 20,000,000 shares authorized; 10,067,379 and 10,066,679 shares issued and outstanding, respectively	101	101
Additional paid-in capital	75,848	75,374
Retained earnings	7,857	7,290
Total stockholders' equity	83,810	82,769
Total liabilities and stockholders' equity	776,328	799,603
Series A Preferred Stock [Member]
Stockholders' Equity
Preferred stock	4	4
Series B Preferred Stock [Member]
Stockholders' Equity
Preferred stock	$0	$0

CONSOLIDATED_STATEMENTS_OF_FIN1

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parenthetical) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
ASSETS
Investment securities held to maturity at fair value	$60,123	$45,213
Loans receivable, allowance for loan losses	9,435	11,739
Stockholders' Equity
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	10,067,379	10,066,679
Common stock, shares outstanding (in shares)	10,067,379	10,066,679
Series A Preferred Stock [Member]
Stockholders' Equity
Preferred stock, shares issued (in shares)	437,500	437,500
Preferred stock, shares outstanding (in shares)	437,500	437,500
Preferred stock, liquidation preference	3,500	3,500
Series B Preferred Stock [Member]
Stockholders' Equity
Preferred stock, shares issued (in shares)	23,393	23,393
Preferred stock, shares outstanding (in shares)	23,393	23,393
Preferred stock, liquidation preference	$23,393	$23,393

CONSOLIDATED_STATEMENTS_OF_OPE

CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Interest Income
Loans, including fees	$30,574	$32,838
Securities, taxable	951	636
Other	291	318
Total interest income	31,816	33,792
Interest Expense
Deposits	3,928	4,706
Long-term borrowings and subordinated debentures	4,706	4,478
Total interest expense	8,634	9,184
Net interest income	23,182	24,608
Provision for loan losses	831	16,520
Net interest income after provision for loan losses	22,351	8,088
Non-Interest Income
Mortgage banking activities	1,600	3,318
Real estate commissions	1,034	528
Real estate management fees	742	686
Other	949	997
Total non-interest income	4,325	5,529
Non-Interest Expenses
Compensation and related expenses	14,654	14,321
Occupancy	1,732	1,556
Foreclosed real estate expenses, net	10	6,132
Legal	316	798
FDIC assessments and regulatory expense	1,031	1,389
Professional fees	921	1,119
Advertising	687	624
Online charges	907	860
Credit reports and appraisal fees	890	856
Other	2,588	2,417
Total non-interest expenses	23,736	30,072
Income (loss) before income tax provision	2,940	-16,455
Income tax provision	31	8,710
Net income (loss)	2,909	-25,165
Amortization of discount on preferred stock	270	270
Dividends on preferred stock	2,072	1,170
Net income (loss) available to common stockholders	$567	($26,605)
Basic income (loss) per common share (in dollars per share)	$0.06	($2.64)
Diluted income (loss) per common share (in dollars per share)	$0.06	($2.64)

CONSOLIDATED_STATEMENTS_OF_STO

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (USD $)	Preferred Stock [Member]	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Total	Series B Preferred Stock [Member]	Series B Preferred Stock [Member]	Series B Preferred Stock [Member]	Series B Preferred Stock [Member]	Series B Preferred Stock [Member]
In Thousands, unless otherwise specified						Preferred Stock [Member]	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]
Balance at Dec. 31, 2012	$4	$101	$74,996	$33,895	$108,996
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net (Loss) Income	0	0	0	-25,165	-25,165
Stock-based compensation	0	0	108	0	108
Dividend declared on Series B preferred stock						0	0	0	-1,170	-1,170
Amortization of discount on Series B preferred stock						0	0	270	-270	0
Balance at Dec. 31, 2013	4	101	75,374	7,290	82,769
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net (Loss) Income	0	0	0	2,909	2,909
Stock-based compensation	0	0	201	0	201
Dividend declared on Series B preferred stock						0	0	0	-2,072	-2,072
Amortization of discount on Series B preferred stock								270	-270	0
Exercised Options (700 shares)	0	0	3	0	3
Balance at Dec. 31, 2014	$4	$101	$75,848	$7,857	$83,810

CONSOLIDATED_STATEMENTS_OF_STO1

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (Parenthetical)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Number of options exercised (in shares)	-700	0

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Cash Flows from Operating Activities
Net income (loss)	$2,909	($25,165)
Adjustments to reconcile net income (loss) to net cash used in operating activities:
Amortization of deferred loan fees	-995	-876
Net amortization of premiums and Discounts	239	197
Provision for loan losses	831	16,520
Provision for depreciation	1,110	1,054
Provision for foreclosed real estate	0	4,610
Gain on sale of loans	-2,207	-3,750
(Gain) loss on sale of foreclosed real estate	-302	367
Loss on disposal of fixed assets	0	134
Proceeds from loans sold to others	92,767	127,928
Loans originated for sale	-93,999	-116,788
Stock-based compensation expense	201	108
Deferred income tax expense	0	8,708
Increase in accrued interest receivable and other assets	-261	-309
Increase in accrued interest payable and other liabilities	1,047	687
Net cash provided by operating activities	1,340	13,425
Cash Flows from Investing Activities
Purchase of investment securities held to maturity	-21,549	-16,048
Proceeds from maturing investment securities held to maturity	5,000	5,000
Principal collected on mortgage-backed securities held to maturity	1,355	256
Proceeds from sale of loans	0	34,413
Net increase in loans	-31,752	-11,330
Proceeds from sale of foreclosed real estate	8,174	8,586
Investment in foreclosed real estate	0	-925
Investment in premises and equipment	-431	-578
Redemption of FHLB Stock	254	330
Net cash (used in) provided by investing activities	-38,949	19,704
Cash Flows from Financing Activities
Net decrease in deposits	-27,435	-28,145
Proceeds from exercise of options	3	0
Net cash used in financing activities	-27,432	-28,145
(Decrease) increase in cash and cash equivalents	-65,041	4,984
Cash and cash equivalents at beginning of year	98,376	93,392
Cash and cash equivalents at end of year	33,335	98,376
Cash paid during year for:
Interest	7,874	8,655
Income taxes	9	1,437
Transfer of net loans to foreclosed real estate	$847	$10,169

Summary_of_Significant_Account

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2014
Summary of Significant Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Note 1 - Summary of Significant Accounting Policies
		A.	Principles of Consolidation - The consolidated financial statements include the accounts of Severn Bancorp, Inc. ("Bancorp"), and its wholly-owned subsidiaries, SBI Mortgage Company and SBI Mortgage Company's subsidiary, Crownsville Development Corporation, and its subsidiary, Crownsville Holdings I, LLC, and Severn Savings Bank, FSB (the “Bank"), and the Bank's subsidiaries, Louis Hyatt, Inc., Homeowners Title and Escrow Corporation, Severn Financial Services Corporation, SSB Realty Holdings, LLC, SSB Realty Holdings II, LLC, and HS West, LLC. All intercompany accounts and transactions have been eliminated in the accompanying consolidated financial statements.
		B.	Business - The Bank's primary business activity is the acceptance of deposits from the general public and the use of the proceeds for investments and loan originations. The Bank is subject to competition from other financial institutions.  In addition, the Bank is subject to the regulations of certain federal agencies and undergoes periodic examinations by those regulatory authorities.
			Bancorp has no reportable segments. Management does not separately allocate expenses, including the cost of funding loan demand, between the retail and real estate operations of Bancorp.  As such, discrete financial information is not available and segment reporting would not be meaningful.
		C.	Estimates - The consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the statement of financial condition and revenues and expenses for the period.  Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the allowance for loan losses, the fair value of foreclosed real estate, the evaluation of other than temporary impairment of investment securities and the valuation allowance of deferred tax assets.
		D.	Investment Securities Held to Maturity – Investment securities for which the Bank has the positive intent and ability to hold to maturity are reported at cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the period to maturity.  Declines in the fair value of held to maturity securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses.  In estimating other than temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near term prospects of the issuer and (3) determines if the Bank does not intend to sell the security before recovery of its amortized cost.
		E.	Federal Home Loan Bank Stock – Federal Home Loan Bank of Atlanta (the “FHLB”) stock is an equity interest in the FHLB, which does not have a readily determinable fair value for purposes of generally accepted accounting principles, because its ownership is restricted and it lacks a market.  FHLB stock can be sold back only at par value of $100 per share and only to the FHLB or another member institution.  As of December 31, 2014 and 2013, the Bank owned shares totaling $5,936,000 and $6,190,000, respectively.
			The Bank evaluated the FHLB stock for impairment in accordance with generally accepted accounting principles.  The Bank’s determination of whether this investment is impaired is based on an assessment of the ultimate recoverability of its cost rather than by recognizing temporary declines in value.  The determination of whether a decline in value affects the ultimate recoverability of its cost is influenced by criteria such as (1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount for the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, (3) the impact of legislative and regulatory changes on institutions and accordingly on the customer base of the FHLB, and (4) the liquidity position of the FHLB.  Management has evaluated the FHLB stock for impairment and believes that no impairment charge is necessary as of December 31, 2014.
		F.	Loans Held for Sale - Loans held for sale are carried at lower of cost or market value in the aggregate based on investor quotes.  Net unrealized losses are recognized through a valuation allowance by charges to income.
		G.	Derivative Financial Instruments – The Bank enters into commitments to fund residential loans with intentions of selling them in the secondary market.  The Bank also enters into forward sales agreements for certain funded loans and loan commitments. The Bank records unfunded commitments intended for loans held for sale and forward sale agreements at fair value with changes in fair value recorded as a component of other income.  Loans originated and intended for sale in the secondary market are carried at lower of cost or fair value which based on those sales commitments.  For pipeline loans which are not pre-sold to an investor, the Bank manages the interest rate risk on rate lock commitments by entering into forward  sales contracts of mortgage backed securities, whereby the Bank obtains the right to deliver securities to investors in the future at a specific price.  Such contracts are accounted for as derivatives and are recorded at fair value in derivative assets or liabilities, with changes in fair value recorded in other income.
		H.	Loan Servicing - Mortgage loans held for sale are sold either with the mortgage servicing rights released or retained by the Bank.  Gains and losses on sales of mortgage loans are recognized based on the difference between the selling price and the carrying values of the loan servicing rights, if retained, and related mortgage loans sold.  Mortgage servicing rights totaled $658,000 and $723,000 at December 31, 2014 and 2013, respectively.
			Loans serviced for others not included in the accompanying consolidated statements of financial condition totaled $93,332,000 and $109,244,000 at December 31, 2014 and 2013, respectively.  As of December 31, 2014, the Bank was servicing $21,577,000 in loans for Federal Home Loan Mortgage Corporation (“FHLMC”), $46,347,000 in loans for Federal National Mortgage Association (“FNMA”) and $25,408,000 in loans for other investors.
		I.	Loans - Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans.  The Bank categorizes the loans into eight classifications: residential mortgage; construction; land acquisition and development; land; lines of credit; commercial real estate; commercial non-real estate; home equity; and consumer.  Interest income is accrued on the unpaid principal balance.  Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method.
			Residential lending is generally considered to involve less risk than other forms of lending, although payment experience on these loans is dependent to some extent on economic and market conditions in the Bank's lending area. Multifamily residential, commercial, construction and other loan repayments are generally dependent on the operations of the related properties or the financial condition of its borrower or guarantor.  Accordingly, repayment of such loans can be more susceptible to adverse conditions in the real estate market and the regional economy.
			A substantial portion of the Bank's loans receivable is mortgage loans secured by residential and commercial real estate properties located in the State of Maryland.  Loans are extended only after evaluation by management of customers' creditworthiness and other relevant factors on a case-by-case basis. The Bank generally does not lend more than 80% of the appraised value of a property and requires private mortgage insurance on residential mortgages with loan-to-value ratios in excess of 80%.
			In addition, the Bank generally obtains personal guarantees of repayment from borrowers and/or others for construction, commercial and multifamily residential loans and disburses the proceeds of construction and similar loans only as work progresses on the related projects.
			The accrual of interest on loans is discontinued at the time the loan is 90 days past due.  Past due status is based on contractual terms of the loan.  In all cases, loans are placed on non-accrual or charged-off at an earlier date if collection of principal or interest is considered doubtful.
			All interest accrued in the current year, but not collected for loans that are placed on non-accrual or charged-off, is reversed against interest income.  Any interest accrued in prior years for loans that are placed on non-accrual or charged-off is charged against the allowance for loan losses.  The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual.  Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
		J.	Allowance for Loan Losses - An allowance for loan losses is provided through charges to income in an amount that management believes will be adequate to absorb losses on existing loans that may become uncollectible, based on evaluations of the collectability of loans and prior loan loss experience.  The evaluations take into consideration such factors as changes in the nature and volume of the loan portfolio, overall portfolio quality, review of specific problem loans, and current economic conditions that may affect the borrowers' ability to pay.  Determining the amount of the allowance for loan losses requires the use of estimates and assumptions, which is permitted under generally accepted accounting principles. Actual results could differ significantly from those estimates.  Management believes the allowance for losses on loans is adequate. While management uses available information to estimate losses on loans, future additions to the allowances may be necessary based on changes in economic conditions, particularly in the State of Maryland.  In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Bank's allowance for losses on loans.  Such agencies may require the Bank to recognize additions to the allowance based on their judgments about information available to them at the time of their examination.
			The allowance consists of specific and general components.  The specific component relates to loans that are classified as impaired.  When a real estate secured loan becomes impaired, a decision is made as to whether an updated certified appraisal of the real estate is necessary.  This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the original appraisal and the condition of the property.  Appraised values are discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value.  The discounts also include estimated costs to sell the property.  For loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable aging or equipment appraisals or invoices.  Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets.
			For such loans that are classified as impaired, an allowance is established when the current market value of the underlying collateral less its estimated disposal costs has not been finalized, but management determines that it is likely that the value is lower than the carrying value of that loan.  Once the net collateral value has been determined, a charge-off is taken for the difference between the net collateral value and the carrying value of the loan.  For loans that are not solely collateral dependent, an allowance is established when the present value of the expected future cash flows of the impaired loan is lower than the carrying value of that loan.  The general component relates to loans that are classified as doubtful, substandard or special mention that are not considered impaired, as well as non-classified loans.  The general reserve is based on historical loss experience adjusted for qualitative factors.  These qualitative factors include:
		·	Levels and trends in delinquencies and nonaccruals;
		·	Inherent risk in the loan portfolio;
		·	Trends in volume and terms of the loan;
		·	Effects of any change in lending policies and procedures;
		·	Experience, ability and depth of management;
		·	National and local economic trends and conditions; and
		·	Effect of any changes in concentration of credit.
	A loan is generally considered impaired if it meets either of the following two criteria:
		·	Loans that are 90 days or more in arrears (nonaccrual loans); or
		·	Loans where, based on current information and events, it is probable that a borrower will be unable to pay all amounts due according to the contractual terms of the loan agreement.
	Credit quality risk ratings include regulatory classifications of special mention, substandard, doubtful and loss.  Loans classified special mention have potential weaknesses that deserve management’s close attention.  If uncorrected, the potential weaknesses may result in deterioration of the repayment prospects.  Loans classified substandard have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt.  They include loans that are inadequately protected by the current sound net worth and paying capacity of the obligor or of the collateral pledged, if any.  Loans classified doubtful have all the weaknesses inherent in loans classified substandard with the added characteristic that collection or liquidation in full, on the basis of current conditions and facts, is highly improbable.  Loans classified as a loss are considered uncollectible and are charged to the allowance for loan losses.  Loans not classified are rated pass.
	Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.
		K.	Foreclosed Real Estate - Real estate acquired through or in the process of foreclosure is recorded at fair value less estimated disposal costs.  Management periodically evaluates the recoverability of the carrying value of the real estate acquired through foreclosure using estimates as described under the caption "Allowance for Loan Losses". In the event of a subsequent decline, management provides a specific reserve to reduce real estate acquired through foreclosure to fair value less estimated disposal cost.  Expenses on foreclosed real estate incurred prior to the disposition of the property, such as maintenance, insurance and taxes, and physical security, are charged to expense.  Material expenses that improve the property to its best use are capitalized to the property. Gains or losses on the sale of foreclosed real estate are recognized upon disposition of the property.
		L.	Transfers of Financial Assets – Transfers of financial assets, including loan and loan participation sales, are accounted for as sales when control over the assets has been surrendered.  Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from Bancorp, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and (3) Bancorp does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return the specific assets.
		M.	Premises and Equipment - Premises and equipment are carried at cost less accumulated depreciation. Depreciation and amortization of premises and equipment is accumulated by the use of the straight-line method over the estimated useful lives of the assets. Additions and improvements are capitalized, and charges for repairs and maintenance are expensed when incurred. The related cost and accumulated depreciation are eliminated from the accounts when an asset is sold or retired and the resultant gain or loss is credited or charged to income.
		N.	Statement of Cash Flows - In the statement of cash flows, cash and cash equivalents include cash on hand, amounts due from banks, Federal Home Loan Bank of Atlanta overnight deposits, and federal funds sold.  Generally, federal funds are sold for one day periods.
		O.	Income Taxes - Deferred income taxes are recognized for temporary differences between the financial reporting basis and income tax basis of assets and liabilities based on enacted tax rates expected to be in effect when such amounts are realized or settled. Deferred tax assets are recognized only to the extent that it is more likely than not that such amount will be realized based on consideration of available evidence.
			The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.  To the extent that current available evidence about the future raises doubt about the likelihood of a deferred tax asset being realized, a valuation allowance is established. The Bancorp recognizes a tax position as a benefit only if it “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination presumed to occur.  The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination.  For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.  The judgment about the level of future taxable income is inherently subjective and is reviewed on a continual basis as regulatory and business factors change.
			Bancorp recognizes interest and penalties on income taxes as a component of income tax expense.
		P.	Earnings Per Common Share - Basic earnings (loss) per share of common stock for the years ended December 31, 2014 and 2013 is computed by dividing net income (loss) available to common stockholders by the weighted average number of shares of common stock outstanding for each year. Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued.  Potential common shares that may be issued by Bancorp relate to outstanding stock options, warrants, and convertible preferred stock, and are determined using the treasury stock method.
			Not included in the diluted earnings per share calculation for the years ended December 31, 2014 and 2013, because they were anti-dilutive, were shares of common stock issuable upon exercise of outstanding stock options totaling 172,000 and 125,000, respectively, 556,976 shares of common stock issuable upon the exercise of a warrant and 437,500 shares of common stock issuable upon conversion of Bancorp’s Series A preferred stock.  There was no dilution during the 2013 period, as dilution does not apply to loss periods.
			Year Ended
			December 31,
			2014		2013
	Common shares – weighted average (basic)			10,067,379		10,066,679
	Common share equivalents – weighted average			29,008		-
	Common shares – weighted average (diluted)			10,096,387		10,066,679
		Q.	Advertising Cost - Advertising cost is expensed as incurred and totaled $687,000, and $624,000 for the years ended December 31, 2014, and 2013, respectively.
		R.	Troubled Debt Restructuring – Loans are classified as troubled debt restructurings if the Bank grants such borrowers concessions and it is deemed that those borrowers are experiencing financial difficulty.  Concessions granted under a troubled debt restructuring may be modified by means of extending the maturity date of the loan, reducing the interest rate on the loan to a rate below market, a combination of rate adjustments and maturity extensions, or by other means including covenant modifications, forbearances or other concessions.   All troubled debt restructurings, or TDRs, are considered impaired.
		S.	Significant Group Concentrations of Credit Risk – Most of Bancorp’s activities are with customers located in Anne Arundel County, Maryland and nearby areas.   Note 2, of the Notes to Consolidated Financial Statements discusses the types of securities that Bancorp currently invests in.  Note 3 discusses the types of lending that Bancorp engages in.  Although Bancorp intends to have a diversified loan portfolio, its debtors’ ability to honor their contracts will be influenced by the region’s economy.  Bancorp does not have any significant concentrations to any one customer.
			Bancorp’s investment portfolio consists principally of obligations of the United States and its agencies.  In the opinion of management, there is no concentration of credit risk in its investment portfolio.  Bancorp places deposits in correspondent accounts and, on occasion, sells Federal funds to qualified financial institutions.  Management believes credit risk associated with correspondent accounts and with Federal funds sold is not significant.  Therefore, management believes that these particular practices do not subject Bancorp to unusual credit risk.
		T.	Off-Balance Sheet Financial Instruments – In the ordinary course of business, Bancorp has entered into off-balance sheet financial instruments consisting of commitments to extend credit.  Such financial instruments are recorded in the consolidated balance sheet when they are funded.
		U.	Recent Accounting Pronouncements – Under ASU 2014-04, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure, a creditor will be considered to have physical possession of residential real estate property that is collateral for a residential mortgage loan and therefore should reclassify the loan to other real estate owned when either (a) the creditor obtains legal title to the property upon completion of a foreclosure, or (b) the borrower conveys all interest in the real estate property to the lender to satisfy that loan even though legal title may not have passed.  The amendments are effective for public business entities for annual periods and interim periods, beginning after December 15, 2014.  Early adoption is permitted.  An entity can elect to adopt the amendments in this update using either a modified retrospective transition method or a prospective transition method.  Bancorp evaluated the effect of ASU 2014-04 and believes adoption will not have a material effect on the Consolidation Financial Statements.
			Under ASU 2014-09, Revenue from Contracts with Customers, establishes a comprehensive revenue recognition standard for virtually all industries under U.S. GAAP, including those that previously followed industry-specific guidance.  The revenue standard’s core principal is built on the contract between a vendor and a customer for the provision of goods and services.  It attempts to depict the exchange of rights and obligations between the parties in the pattern of revenue recognition based on the consideration to which the vendor is entitled.  The new standard applies to all public entities for annual periods beginning after December 15, 2016.  Early adoption is prohibited under U.S. GAAP. Bancorp has evaluated the effect of ASU 2014-09 and believes adoption will not have a material effect on the Consolidated Financial Statements.
	Under ASU 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-maturity Transactions, Repurchase Financings, and Disclosures, is an amendment requiring two accounting changes.  First, repurchase-to maturity will be accounted for as secured borrowing transactions on the balance sheet, rather than sales.  Second, for repurchase financial arrangements, the amendments require separate accounting for a transfer of a financial asset executed contemporaneously with (or in contemplation of) a repurchase agreement with the same counterparty, which also will generally result in secured borrowing accounting for the repurchase agreement.
	ASU 2014-11 also introduces new disclosures to increase transparency about the types of collateral pledged for repurchase agreements, securities lending transactions, and repurchase-to-maturity transactions that are accounted for as secured borrowings.  The ASU also requires a transferor to disclose information about transactions accounted for as a sale in which the transferor retains substantially all of the exposure to the economic return on the transferred financial assets through an agreement with the transferee.  The updated standard applies to all public entities for the first interim period beginning after December 15, 2014.  Bancorp has evaluated the effect of ASU 2014-11 and believes adoption will not have a material effect on the Consolidated Financial Statements.
		V.	Subsequent Events – Bancorp has evaluated events and transactions occurring subsequent to December 31, 2014, the date of the consolidated statements of financial condition, for items that should potentially be recognized or disclosed in the consolidated financial statements.  The evaluation was conducted through the date these consolidated financial statements were issued.
		W.	Concentration of Credit Risk – From time to time, the Bank will maintain balances with its correspondent bank that exceed the $250,000 federally insured deposit limit.  Management routinely evaluates the credit worthiness of the correspondent bank and does not feel they pose a significant risk to Bancorp.

Investment_Securities

Investment Securities	12 Months Ended
	Dec. 31, 2014
Investment Securities [Abstract]
Investment Securities	Note 2 - Investment Securities
	The amortized cost and fair value of investment securities held to maturity are as follows:
		Amortized		Gross Unrealized Gains		Gross Unrealized Losses		Fair
		Cost						Value
		(dollars in thousands)
	December 31, 2014:
	US Treasury securities	$	27,140	$	465	$	29	$	27,576
	US Agency securities		17,044		130		57		17,117
	US Government sponsored
	mortgage-backed securities		15,432		48		50		15,430
	Total	$	59,616	$	643	$	136	$	60,123
	December 31, 2013:
	US Treasury securities	$	31,235	$	665	$	69	$	31,831
	US Agency securities		11,123		44		101		11,066
	US Government sponsored
	mortgage-backed securities		2,303		27		14		2,316
	Total	$	44,661	$	736	$	184	$	45,213
	As of December 31, 2014 and 2013, there were $4,244,000 and $3,263,000, respectively, of US Treasury securities or mortgage-backed securities pledged by Bancorp as collateral for borrowers’ letters of credit with Anne Arundel County.
	The following table shows fair value and unrealized losses, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position as of December 31, 2014. Included in the table are seven US Treasury securities, ten Agency securities and five Mortgage-backed security in a gross unrealized loss position at December 31, 2014.  There were seven US Treasury securities, eight Agency securities and two Mortgage-backed securities in a gross unrealized loss position at December 31, 2013. Management believes that the unrealized losses in 2014 and 2013 were the result of interest rate levels differing from those existing at the time of purchase of the securities and actual and estimated prepayment speeds.  The Bank does not consider any of these securities to be other than temporarily impaired at December 31, 2014 or December 31, 2013, because the unrealized losses were related primarily to changes in market interest rates and widening of sector spreads and were not necessarily related to the credit quality of the issuers of the securities.
		Less than 12 months				12 Months or More				Total
		Fair Value		Unrealized		Fair Value		Unrealized		Fair Value		Unrealized
				Losses				Losses				Losses
	December 31, 2014:	(dollars in thousands)
	US Treasury securities	$	6,953	$	29	$	-	$	-	$	6,953	$	29
	US Agency securities		10,024		57		-		-		10,024		57
	US Government sponsored mortgage-backed securities		13,405		50		-		-		13,405		50
	Total	$	30,382	$	136	$	-	$	-	$	30,382	$	136
	December 31, 2013:
	US Treasury securities	$	6,907	$	69	$	-	$	-	$	6,907	$	69
	US Agency securities		7,934		101		-		-		7,934		101
	US Government sponsored mortgage-backed securities		1,931		14						1,931		14
	Total	$	16,772	$	184	$	-	$	-	$	16,772	$	184
	The amortized cost and estimated fair value of debt securities as of December 31, 2014, by contractual maturity, are shown in the following table.  Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Held to Maturity
		(dollars in thousands)
		Amortized		Estimated
		Cost		Fair Value
	Due in one year or less	$	7,026	$	7,092
	Due from one year to five years		34,243		34,520
	Due from five years to ten years		2,915		3,081
	US Government sponsored  mortgage-backed securities		15,432		15,430
		$	59,616	$	60,123

Loans_Receivable

Loans Receivable	12 Months Ended
	Dec. 31, 2014
Loans Receivable [Abstract]
Loans Receivable	Note 3 - Loans Receivable
	Loans receivable, including unfunded commitments consist of the following:
			31-Dec
			2014			2013
			(dollars in thousands)
	Residential mortgage, total		$	309,461		$	258,919
	Individually evaluated for impairment			28,535			35,064
	Collectively evaluated for impairment			280,926			223,855
	Construction, land acquisition and development, total			84,325			75,539
	Individually evaluated for impairment			917			2,808
	Collectively evaluated for impairment			83,408			72,731
	Land, total			30,426			34,429
	Individually evaluated for impairment			2,039			1,263
	Collectively evaluated for impairment			28,387			33,166
	Lines of credit, total			19,251			21,598
	Individually evaluated for impairment			454			304
	Collectively evaluated for impairment			18,797			21,294
	Commercial real estate, total			198,539			220,160
	Individually evaluated for impairment			6,309			4,672
	Collectively evaluated for impairment			192,230			215,488
	Commercial non-real estate, total			10,167			8,583
	Individually evaluated for impairment			274			-
	Collectively evaluated for impairment			9,893			8,583
	Home equity, total			28,750			30,339
	Individually evaluated for impairment			3,551			1,777
	Collectively evaluated for impairment			25,199			28,562
	Consumer, total			1,040			1,185
	Individually evaluated for impairment			12			-
	Collectively evaluated for impairment			1,028			1,185
	Total Loans			681,959			650,752
	Less
	Unfunded commitments included above			(36,162	)		(34,069	)
				645,797			616,683
	Individually evaluated for impairment			42,091			45,888
	Collectively evaluated for impairment			603,706			570,795
				645,797			616,683
	Allowance for loan losses			(9,435	)		(11,739	)
	Deferred loan origination fees and costs, net			(2,480	)		(2,131	)
	Net Loans		$	633,882		$	602,813
	The inherent credit risks within the portfolio vary depending upon the loan class as follows:
	Residential mortgage loans are secured by one to four family dwelling units. The loans have limited risk as they are secured by first mortgages on the unit, which are generally the primary residence of the borrower, at a loan to value ratio of 80% or less.
	Construction, land acquisition and development loans are underwritten based upon a financial analysis of the developers and property owners and construction cost estimates, in addition to independent appraisal valuations. These loans will rely on the value associated with the project upon completion. These cost and valuation estimates may be inaccurate. Construction loans generally involve the disbursement of substantial funds over a short period of time with repayment substantially dependent upon the success of the completed project rather than the ability of the borrower or guarantor to repay principal and interest. If the Bank is forced to foreclose on a project prior to or at completion, due to a default, there can be no assurance that the Bank will be able to recover all of the unpaid balance of the loan as well as related foreclosure and holding costs.  In addition, the Bank may be required to fund additional amounts to complete the project and may have to hold the property for an unspecified period of time. Sources of repayment of these loans typically are permanent financing expected to be obtained upon completion or sales of developed property. These loans are closely monitored by onsite inspections and are considered to be of a higher risk than other real estate loans due to their ultimate repayment being sensitive to general economic conditions, availability of long-term financing, interest rate sensitivity, and governmental regulation of real property.
	Land loans are underwritten based upon the independent appraisal valuations as well as the estimated value associated with the land upon completion of development. These cost and valuation estimates may be inaccurate. These loans are considered to be of a higher risk than other real estate loans due to their ultimate repayment being sensitive to general economic conditions, availability of long-term financing, interest rate sensitivity, and governmental regulation of real property.
	Line of credit loans are subject to the underwriting standards and processes similar to commercial non-real estate loans, in addition to those underwriting standards for real estate loans. These loans are viewed primarily as cash flow dependent and secondarily as loans secured by real-estate and/or other assets. Repayment of these loans is generally dependent upon the successful operation of the property securing the loan or the principal business conducted on the property securing the loan. Line of credit loans may be adversely affected by conditions in the real estate markets or the economy in general. Management monitors and evaluates line of credit loans based on collateral and risk-rating criteria.
	Commercial real estate loans are subject to the underwriting standards and processes similar to commercial and industrial loans, in addition to those underwriting standards for real-estate loans. These loans are viewed primarily as cash flow dependent and secondarily as loans secured by real estate. Repayment of these loans is generally dependent upon the successful operation of the property securing the loan or the principal business conducted on the property securing the loan. Commercial real estate loans may be adversely affected by conditions in the real estate markets or the economy in general. Management monitors and evaluates commercial real estate loans based on collateral and risk-rating criteria. The Bank also utilizes third-party experts to provide environmental and market valuations. The nature of commercial real estate loans makes them more difficult to monitor and evaluate.
	Commercial non-real estate loans are underwritten after evaluating historical and projected profitability and cash flow to determine the borrower's ability to repay their obligation as agreed. Commercial and industrial loans are made primarily based on the identified cash flow of the borrower and secondarily on the underlying collateral supporting the loan facility. Accordingly, the repayment of a commercial and industrial loan depends primarily on the creditworthiness of the borrower (and any guarantors), while liquidation of collateral is a secondary and often insufficient source of repayment.
	Home equity loans are subject to the underwriting standards and processes similar to residential mortgages and are secured by one to four family dwelling units. Home equity loans have greater risk than residential mortgages as a result of the Bank being in a second lien position in the event collateral is liquidated.
	Consumer loans consist of loans to individuals through the Bank's retail network and are typically unsecured or secured by personal property. Consumer loans have a greater credit risk than residential loans because of the difference in the underlying collateral, if any. The application of various federal and state bankruptcy and insolvency laws may limit the amount that can be recovered on such loans.
	The loan portfolio segments and loan classes disclosed above are the same because this is the level of detail management uses when the original loan is recorded and is the level of detail used by management to assess and monitor the risk and performance of the portfolio.  Management has determined that this level of detail is adequate to understand and manage the inherent risks within each portfolio segment and loan class.
	A loan is considered a troubled debt restructuring when for economic or legal reasons relating to the borrowers financial difficulties Bancorp grants a concession to the borrower that it would not otherwise consider.  Loan modifications made with terms consistent with current market conditions that the borrower could obtain in the open market are not considered troubled debt restructurings.
	With respect to all loan segments, management does not charge off a loan, or a portion of a loan, until one of the following conditions have been met:
		·	The loan has been foreclosed on. Once the loan has been transferred from the Loans Receivable to Foreclosed Real Estate, a charge off is recorded for the difference between the recorded amount of the loan and the net value of the underlying collateral.
		·	An agreement to accept less than the recorded balance of the loan has been made with the borrower.  Once an agreement has been finalized, and any proceeds from the borrower are received, a charge off is recorded for the difference between the recorded amount of the loan and the net value of the underlying collateral.
		·	The loan is considered to be impaired collateral dependent and its collateral valuation is less than the recorded balance.  The loan is written down for accounting purposes by the amount of the difference between the recorded balance and collateral value.
	Prior to the above conditions, a loan is assessed for impairment when: (i) a loan becomes 90 days or more in arrears or (ii) based on current information and events, it is probable that the borrower will be unable to pay all amounts due according to the contractual terms of the loan agreement.  If a loan is considered to be impaired, it is then determined to be either cash flow or collateral dependent. For a cash flow dependent loan, if based on management’s calculation of discounted cash flows, a reserve is needed, a specific reserve is recorded.  That reserve is included in the Allowance for Loan Losses in the Consolidated Statement of Financial Condition.
	Bancorp has experienced an increase in the number of extension requests for commercial real estate and construction loans, some of which have related repayment guarantees. An extension may be granted to allow for the completion of the project, marketing or sales of completed units, or to provide for permanent financing, and is based on a re-underwriting of the loan and management's assessment of the borrower's ability to perform according to the agreed-upon terms. Typically, at the time of an extension, borrowers are performing in accordance with contractual loan terms. Extension terms generally do not exceed 12 to 18 months and typically require that the borrower provide additional economic support in the form of partial repayment, additional collateral or guarantees. In cases where the fair value of the collateral or the financial resources of the borrower are deemed insufficient to repay the loan, reliance may be placed on the support of a guarantee, if applicable. However, such guarantees are not relied on when evaluating a loan for impairment and never considered the sole source of repayment.
	Bancorp evaluates the financial condition of guarantors based on the most current financial information available. Most often, such information takes the form of (i) personal financial statements of net worth, cash flow statements and tax returns (for individual guarantors) and (ii) financial and operating statements, tax returns and financial projections (for legal entity guarantors). Bancorp’s evaluation is primarily focused on various key financial metrics, including net worth, leverage ratios, and liquidity. It is Bancorp's policy to update such information annually, or more frequently as warranted, over the life of the loan.
	While Bancorp does not specifically track the frequency with which it has pursued guarantor performance under a guarantee, its underwriting process, both at origination and upon extension, as applicable, includes an assessment of the guarantor's reputation, creditworthiness and willingness to perform. Historically, when Bancorp has found it necessary to seek performance under a guarantee, it has been able to effectively mitigate its losses. As stated above, Bancorp’s ability to seek performance under a guarantee is directly related to the guarantor's reputation, creditworthiness and willingness to perform. When a loan becomes impaired, repayment is sought from both the underlying collateral and the guarantor (as applicable). In the event that the guarantor is unwilling or unable to perform, a legal remedy is pursued.
	Construction loans are funded, at the request of the borrower, typically not more than once per month, based on the extent of work completed, and are monitored, throughout the life of the project, by independent professional construction inspectors and Bancorp's commercial real estate lending department. Interest is advanced to the borrower, upon request, based upon the progress of the project toward completion. The amount of interest advanced is added to the total outstanding principal under the loan commitment. Should the project not progress as scheduled, the adequacy of the interest reserve necessary to carry the project through to completion is subject to close monitoring by management. Should the interest reserve be deemed to be inadequate, the borrower is required to fund the deficiency. Similarly, once a loan is fully funded, the borrower is required to fund all interest payments.
	Construction loans are reviewed for extensions upon expiration of the loan term. Provided the loan is performing in accordance with contractual terms, extensions may be granted to allow for the completion of the project, marketing or sales of completed units, or to provide for permanent financing. Extension terms generally do not exceed 12 to 18 months.
	In general, Bancorp's construction loans are used to finance improvements to commercial, industrial or residential property. Repayment is typically derived from the sale of the property as a whole, the sale of smaller individual units, or by a take-out from a permanent mortgage. The term of the construction period generally does not exceed two years. Loan commitments are based on established construction budgets which represent an estimate of total costs to complete the proposed project including both hard (direct) costs (building materials, labor, etc.) and soft (indirect) costs (legal and architectural fees, etc.). In addition, project costs may include an appropriate level of interest reserve to carry the project through to completion. If established, such interest reserves are determined based on (i) a percentage of the committed loan amount, (ii) the loan term, and (iii) the applicable interest rate. Regardless of whether a loan contains an interest reserve, the total project cost statement serves as the basis for underwriting and determining which items will be funded by the loan and which items will be funded through borrower equity. Bancorp has not advanced additional interest reserves to keep a loan from becoming nonperforming.
	The following is a summary of the allowance for loan losses for the years ended December 31, 2014 and December 31, 2013 (dollars in thousands):
	2014		Total			Residential Mortgage			Acquisition and Development			Land			Lines of Credit			Commercial Real Estate			Commercial Non-Real Estate			Home Equity			Consumer
	Beginning Balance		$	11,739		$	6,291		$	414		$	1,346		$	36		$	2,512		$	135		$	1,003		$	2
Provision			831			(1,089	)		11			(1,049	)		1,285			59			1,396			221			(3	)
Charge-offs			(3,994	)		(844	)		(63	)		-			(1,324	)		(92	)		(1,410	)		(261	)		-
Recoveries			859			306			-			349			15			25			159			-			5
Ending Balance		$	9,435		$	4,664		$	362		$	646		$	12		$	2,504		$	280		$	963		$	4
Allowance on loans individually evaluated for impairment		$	2,777		$	2,113		$	-		$	53		$	-		$	224		$	15		$	370		$	2
Allowance on loans collectively evaluated for impairment		$	6,658		$	2,551		$	362		$	593		$	12		$	2,280		$	265		$	593		$	2
2013		Total			Residential Mortgage			Acquisition and Development			Land			Lines of Credit			Commercial Real Estate			Commercial Non-Real Estate			Home Equity			Consumer
Beginning Balance		$	17,478		$	8,418		$	2,120		$	2,245		$	87		$	3,295		$	46		$	1,254		$	13
Provision			16,520			4,758			667			1,857			410			7,506			768			543			11
Charge-offs			(25,293	)		(7,919	)		(2,439	)		(4,529	)		(521	)		(8,343	)		(687	)		(809	)		(46	)
Recoveries			3,034			1,034			66			1,773			60			54			8			15			24
Ending Balance		$	11,739		$	6,291		$	414		$	1,346		$	36		$	2,512		$	135		$	1,003		$	2
Allowance on loans individually evaluated for impairment		$	3,303		$	2,749		$	-		$	67		$	-		$	241		$	-		$	246		$	-
Allowance on loans collectively evaluated for impairment		$	8,436		$	3,542		$	414		$	1,279		$	36		$	2,271		$	135		$	757		$	2
The allowance for loan losses is based on management’s judgment and evaluation of the loan portfolio.  Management assesses the adequacy of the allowance for loan losses and the need for any addition thereto, by considering the nature and size of the loan portfolio, overall portfolio quality, review of specific problem loans, economic conditions that may affect the borrowers’ ability to pay or the value of property securing loans, and other relevant factors.  While management believes the allowance was adequate as December 31, 2014, changing economic and market conditions may require future adjustments to the allowance for loan losses.
For such loans that are classified as impaired, an allowance is established when the current market value of the underlying collateral less its estimated disposal costs is lower than the carrying value of that loan.  For loans that are not solely collateral dependent, an allowance is established when the present value of the expected future cash flows of the impaired loan is lower than the carrying value of that loan.
During the year ended December 31, 2014, the provision for loan losses was $831,000 compared to $16,520,000 for the year ended December 31, 2013.  This decrease of $15,689,000, or 94.5%, was a result of management’s decision to sell approximately $48,514,000 of its loan portfolio to reduce the amount of problem loans in its portfolio as of December 31, 2013.  In accordance with generally accepted accounting principles, the losses on these sales, totaling approximately $14,199,000, were charged off and recorded in the allowance for loan losses in 2013.
The following tables summarize impaired loans at December 31, 2014 and 2013 (dollars in thousands):
		Impaired Loans with						Impaired			Total Impaired Loans
		Specific Allowance						Loans with
								No Specific Allowance
		Recorded Investment			Related			Recorded Investment			Recorded Investment			Unpaid
					Allowance									Principal
														Balance
31-Dec-14
Residential mortgage		$	14,094		$	2,113		$	14,441		$	28,535		$	29,487
Construction, acquisition and development			-			-			917			917			917
Land			355			53			1,684			2,039			2,157
Lines of credit			-			-			454			454			545
Commercial real estate			2,529			224			3,780			6,309			6,533
Commercial non-real estate			274			15			-			274			274
Home equity			1,472			370			2,079			3,551			4,274
Consumer			12			2			-			12			12
Total Impaired loans		$	18,736		$	2,777		$	23,355		$	42,091		$	44,199
		Impaired Loans with						Impaired			Total Impaired Loans
		Specific Allowance						Loans with
								No Specific Allowance
		Recorded Investment			Related			Recorded Investment			Recorded Investment			Unpaid
					Allowance									Principal
														Balance
31-Dec-13
Residential mortgage		$	16,910		$	2,749		$	18,154		$	35,064		$	39,149
Construction, acquisition and development			-			-			2,808			2,808			3,453
Land			363			67			900			1,263			1,380
Lines of credit			-			-			304			304			395
Commercial real estate			2,092			241			2,580			4,672			4,685
Commercial non-real estate			-			-			-			-			-
Home equity			491			246			1,286			1,777			2,239
Consumer			-			-			-			-			-
Total Impaired loans		$	19,856		$	3,303		$	26,032		$	45,888		$	51,302
The following tables summarize average impaired loans for the years ended December 31, 2014 and 2013 (dollars in thousands):
		Impaired Loans with						Impaired Loans with No						Total Impaired Loans
		Specific Allowance						Specific Allowance
		Average			Interest			Average			Interest			Average			Interest
		Recorded Investment			Income Recognized			Recorded Investment			Income Recognized			Recorded Investment			Income Recognized
31-Dec-14
Residential mortgage		$	14,222		$	592		$	17,342		$	648		$	31,564		$	1,240
Construction, acquisition and development			-			-			1,831			54			1,831			54
Land			359			13			1,774			89			2,133			102
Lines of credit			599			15			616			41			1,215			56
Commercial real estate			2,556			120			4,515			230			7,071			350
Commercial non-real estate			258			5			406			23			664			28
Home equity			1,460			-			2,174			65			3,634			65
Consumer			13			-			-			-			13			-
Total Impaired loans		$	19,467		$	745		$	28,658		$	1,150		$	48,125			1,895
		Impaired Loans with						Impaired Loans with No						Total Impaired Loans
		Specific Allowance						Specific Allowance
		Average			Interest			Average			Interest			Average			Interest
		Recorded Investment			Income Recognized			Recorded Investment			Income Recognized			Recorded Investment			Income Recognized
31-Dec-13
Residential mortgage		$	18,024		$	781		$	28,941		$	1,148		$	46,965		$	1,929
Construction, acquisition and development			952			44			5,284			164			6,236			208
Land			1,920			59			1,538			79			3,458			138
Lines of credit			-			-			365			24			365			24
Commercial real estate			5,698			272			6,949			270			12,647			542
Commercial non-real estate			-			-			-			-			-			-
Home equity			491			22			1,684			88			2,175			110
Consumer			-			-			1,077			43			1,077			43
Total Impaired loans		$	27,085		$	1,178		$	45,838		$	1,816		$	72,923			2,994
During 2013, management elected to sell approximately $48,514,000 of loans in two separate bulk sales.  The loans sold included approximately $24,084,000 of non-accruing loans, $7,844,000 of performing troubled debt restructurings (“TDR’s”), and $16,586,000 of classified and other loans.
Commercial loans represented approximately $24,256,000, residential loans approximately $15,283,000 and land loan approximately $8,975,000.  The loss on the two 2013 bulk loan sales totaled approximately $14,199,000.
Included in the above impaired loans amount at December 31, 2014 is $29,301,000 of loans that are not in non-accrual status.  In addition, there was a total of $28,535,000 of residential real estate loans included in impaired loans at December 31, 2014, of which $23,626,000 were to consumers and $4,909,000 to builders. The collateral supporting impaired loans is individually reviewed by management to determine its estimated fair market value, less estimated disposal cost and a charge-off to the loan is made, if necessary, for the difference between the carrying amount of any loan and the estimated fair value of the collateral less estimated disposal cost.  A specific allowance is established if the net collateral value has not been finalized, but management determines that it is likely that the net collateral value of the loan is lower than the carrying value of the loan.
The following tables present the classes of the loan portfolio, including unfunded commitments summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system as of December 31, 2014 and 2013 (dollars in thousands):
		Pass			Special Mention			Substandard			Doubtful			Total
31-Dec-14
Residential mortgage		$	295,589		$	1,331		$	12,541		$	-		$	309,461
Construction acquisition and development			82,778			-			1,547			-			84,325
Land			30,285			-			141			-			30,426
Lines of credit			16,112			2,479			660			-			19,251
Commercial real estate			181,686			7,172			9,681			-			198,539
Commercial non-real estate			9,275			637			255			-			10,167
Home equity			25,769			-			2,981			-			28,750
Consumer			985			-			55			-			1,040
Total loans		$	642,479		$	11,619		$	27,861		$	-		$	681,959
		Pass			Special Mention			Substandard			Doubtful			Total
31-Dec-13
Residential mortgage		$	240,325		$	3,454		$	15,140		$	-		$	258,919
Construction acquisition and development			72,104			250			3,185			-			75,539
Land			33,804			480			145			-			34,429
Lines of credit			19,152			568			1,878			-			21,598
Commercial real estate			205,063			6,775			8,322			-			220,160
Commercial non-real estate			8,583			-			-			-			8,583
Home equity			28,447			115			1,777			-			30,339
Consumer			299			-			886			-			1,185
Total loans		$	607,777		$	11,642		$	31,333		$	-		$	650,752
Included in the Pass column were $36,162,000 and $34,069,000 in unfunded commitments at December 31, 2014 and 2013, respectively.
Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due.  There were no loans past due greater than 90 days and still accruing as of December 31, 2014 and 2013. Included in the Current column were $36,162,000 and $34,069,000 in unfunded commitments at December 31, 2014 and 2013, respectively. The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of December 31, 2014 and 2013 (dollars in thousands):
		30-59			60-89 Days Past Due			90+			Total			Current			Total			Non-Accrual
		Days Past						Days			Past						Loans
		Due						Past			Due
								Due
31-Dec-14
Residential mortgage		$	2,549		$	2,333		$	3,095		$	7,977		$	301,484		$	309,461		$	6,052
Construction acquisition and development			-			-			-			-			84,325			84,325			115
Land			-			-			6			6			30 420			30,426			847
Lines of credit			-			-			-			-			19,251			19,251			388
Commercial real estate			447			45			375			867			197,672			198,539			652
Commercial non-real estate			-			-			-			-			10,167			10,167			1,775
Home equity			174			242			2,417			2,833			25,917			28,750			3,016
Consumer			-			-			-			-			1,040			1,040			-
Total loans		$	3,170		$	2,620		$	5,893		$	11,683		$	670,276		$	681,959		$	12,845
		30-59			60-89 Days Past Due			90+			Total			Current			Total			Non-Accrual
		Days Past						Days			Past						Loans
		Due						Past			Due
								Due
31-Dec-13
Residential mortgage		$	2,985		$	3,834		$	3,678		$	10,497		$	248,422		$	258,919		$	6,802
Construction acquisition and development			-			-			705			705			74,834			75,539			814
Land			29			-			-			29			34,400			34,429			183
Lines of credit			181			-			-			181			21,417			21,598			304
Commercial real estate			420			28			350			798			219,362			220,160			1,155
Commercial non-real estate			1			-			-			1			8,582			8,583			-
Home equity			29			138			469			636			29,703			30,339			1,777
Consumer			1			-			-			1			1,184			1,185			-
Total loans		$	3,646		$	4,000		$	5,202		$	12,848		$	637,904		$	650,752		$	11,035
The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financial needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit, which involve, to varying degrees, elements of credit risk in excess of the amount recognized in the consolidated statements of financial condition. The contract amounts of these instruments express the extent of involvement the Bank has in each class of financial instruments.
The Bank's exposure to credit loss from non-performance by the other party to the above mentioned financial instruments is represented by the contractual amount of those instruments.
The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments.
Unless otherwise noted, the Bank requires collateral or other security to support financial instruments with off-balance-sheet credit risk.
Financial Instruments Whose Contract		Contract Amount
Amounts Represent Credit Risk		At December 31,
		2014			2013
		(dollars in thousands)
Standby letters of credit		$	7,357		$	14,719
Home equity lines of credit			8,571			12,345
Unadvanced construction commitments			36,162			34,023
Mortgage loan commitments			2,120			4,193
Lines of credit			23,844			30,965
Loans sold with limited repurchase provisions			38,247			28,134
Standby letters of credit are conditional commitments issued by the Bank guaranteeing performance by a customer to various municipalities. These guarantees are issued primarily to support performance arrangements, limited to real estate transactions.  The majority of these standby letters of credit expire within the next twelve months.  The credit risk involved in issuing letters of credit is essentially the same as that involved in extending other loan commitments.  The Bank requires collateral supporting these letters of credit as deemed necessary.  Management believes, except for certain standby letters of credit, that the proceeds obtained through a liquidation of such collateral would be sufficient to cover the maximum potential amount of future payments required under the corresponding guarantees.  The current amount of the liability as of December 31, 2014 and 2013 for guarantees under standby letters of credit issued was $314,000 and $0, respectively.
Home equity lines of credit are loan commitments to individuals as long as there is no violation of any condition established in the contract. Commitments under home equity lines expire ten years after the date the loan closes and are secured by real estate. The Bank evaluates each customer's credit worthiness on a case-by-case basis.
Unadvanced construction commitments are loan commitments made to borrowers for both residential and commercial projects that are either in process or are expected to begin construction shortly.
Mortgage loan commitments not reflected in the accompanying statements of financial condition at December 31, 2014 include $2,120,000 at a fixed interest rate range of 3.750% to 4.50% and none at floating interest rates, and at December 31, 2013 included $4,193,000 at a fixed rate range of 3.625% to 5.250% and none at floating interest rates.
Lines of credit are loan commitments to individuals and companies as long as there is no violation of any condition established in the contract. Lines of credit have a fixed expiration date. The Bank evaluates each customer's credit worthiness on a case-by-case basis.
The Bank has entered into several agreements to sell mortgage loans to third parties. The loans sold under these agreements for the years ended December 31, 2014 and 2013 were $90,560,000 and $124,178,000, respectively. These agreements contain limited provisions that require the Bank to repurchase a loan if the loan becomes delinquent within a period ranging from 90 to 120 days after the sale date depending on the investor’s agreement. The credit risk involved in these financial instruments is essentially the same as that involved in extending loan facilities to customers. No amount has been recognized in the consolidated statement of financial condition at December 31, 2014 and 2013 as a liability for credit loss related to these loans.  The Bank repurchased no loans under these agreements in 2014 or 2013.
Only loans originated specifically for sale are recorded as held for sale at the period ended December 31, 2014 and December 31, 2013.
Except for the $314,000 liability recorded for standby letters of credit at December 31, 2014, liabilities for credit losses associated with these commitments were not material at December 31, 2014 and 2013.
Bancorp offers a variety of modifications to borrowers.  The modification categories offered can generally be described in the following categories:
	·	Rate Modification – A modification in which the interest rate is changed.
	·	Term Modification – A modification in which the maturity date, timing of payments or frequency of payments is changed.
	·	Interest Only Modification – A modification in which the loan is converted to interest only payments for a period of time.
	·	Payment Modification – A modification in which the dollar amount of the payment is changed, other than an interest only modification above.
	·	Loan Balance Modification – A modification in which a portion of the outstanding loan balance is forgiven.
	·	Combination Modification – Any other type of modification, including the use of multiple categories above.
Bancorp considers a modification of a loan term a TDR if Bancorp for economic or legal reasons related to the borrower’s financial difficulties grants a concession to the debtor that it would not otherwise consider.  Prior to entering into a loan modification, Bancorp assesses the borrower’s financial condition to determine if the borrower has the means to meet the terms of the modification.  This includes obtaining a credit report on the borrower as well as the borrower’s tax returns and financial statements.
The following tables present newly restructured loans that occurred during the years ended December 31, 2014 and 2013 by the type of concession (dollars in thousands):
		Year ended December 31, 2014
		Rate Modification			Contracts			Term			Contracts			Combination Modifications			Contracts			Total			Total Contracts
								Modifications
Pre-Modification Outstanding Recorded Investment:
Residential mortgage			-			-			-			-		$	447			2		$	447			2
Construction, acquisition and development			-			-			-			-			-			-			-			-
Land			-			-			-			-			-			-			-			-
Lines of credit			-			-			-			-			-			-			-			-
Commercial real estate			-			-			-			-			541			3			541			3
Commercial non-real estate			-			-			-			-			-			-			-			-
Home equity			-			-			-			-			-			-			-			-
Consumer			-			-			-			-			-			-			-			-
Total loans			-			-			-			-		$	988			5		$	988			5
Post-Modification Outstanding Recorded Investment:
Residential mortgage			-			-			-			-		$	447			2		$	447			2
Construction, acquisition and development			-			-			-			-			-			-			-			-
Land			-			-			-			-			-			-			-			-
Lines of credit			-			-			-			-			-			-			-			-
Commercial real estate			-			-			-			-			541			3			541			3
Commercial non-real estate			-			-			-			-			-			-			-			-
Home equity			-			-			-			-			-			-			-			-
Consumer			-			-			-			-			-			-			-			-
Total loans			-			-			-			-		$	988			5		$	988			5
		Year ended December 31, 2013
		Rate Modification			Contracts			Term			Contracts			Combination Modifications			Contracts			Total			Total Contracts
								Modifications
Pre-Modification Outstanding Recorded Investment:
Residential mortgage		$	219			1			-			-		$	5,279			8		$	5,498			9
Construction, acquisition and development			-			-			-			-			-			-			-			-
Land			-			-			-			-			-			-			-			-
Lines of credit			-			-			-			-			-			-			-			-
Commercial real estate			-			-			-			-			1,250			1			1,250			1
Commercial non-real estate			-			-			-			-			-			-			-			-
Home equity			-			-			-			-			-			-			-			-
Consumer			-			-			-			-			-			-			-			-
Total loans		$	219			1			-			-		$	6,529			9		$	6,748			10
Post-Modification Outstanding Recorded Investment:
Residential mortgage		$	210			1			-			-		$	4,077			8		$	4,287			9
Construction, acquisition and development			-			-			-			-			-			-			-			-
Land			-			-			-			-			-			-			-			-
Lines of credit			-			-			-			-			-			-			-			-
Commercial real estate			-			-			-			-			1,239			1			1,239			1
Commercial non-real estate			-			-			-			-			-			-			-			-
Home equity			-			-			-			-			-			-			-			-
Consumer			-			-			-			-			-			-			-			-
Total loans		$	210			1			-			-		$	5,316			9		$	5,526			10
In addition, the TDR is considered an impaired loan.  A determination is made as to whether an impaired TDR is cash flows or collateral dependent.  If the TDR is cash flows dependent, an allowance for loan losses specific reserve is calculated based on the difference in net present value of future cash flows between the original and modified loan terms.  If the TDR is collateral dependent, the collateral securing the TDR, which is always real estate, is evaluated for impairment based on an appraisal.  If a TDR’s collateral valuation is less than its current loan balance, the TDR is written down for accounting purposes by the amount of the difference between the current loan balance and the collateral.  If the borrower performs under the terms of the modification, generally six consecutive months, and the ultimate collectability of all amounts contractually due under the modified terms is not in doubt, the loan is returned to accrual status but continues to be an impaired loan.  There are no loans that have been modified due to the financial difficulties of the borrower that are not considered a TDR.
Interest on TDRs was accounted for under the following methods as of December 31, 2014 and December 31, 2013 (dollars in thousands):
		Number of			Accrual			Number of Contracts			Non-			Total			Total
		Contracts			Status						Accrual			Number of			Modifications
											Status			Contracts
31-Dec-14
Residential mortgage			57		$	22,154			5		$	2,402			62		$	24,556
Construction, acquisition and development			2			803			-			-			2			803
Land			5			982			1			6			6			988
Lines of credit			-			-			-			-			-			-
Commercial real estate			6			3,623			1			109			7			3,732
Commercial non-real estate			5			150			2			124			7			274
Home equity			-			-			-			-			-			-
Consumer			1			12			-			-			1			12
Total loans			76		$	27,724			9		$	2,641			85		$	30,365
31-Dec-13
Residential mortgage			66		$	28,966			5		$	856			71		$	29,822
Construction, acquisition and development			3			1,994			1			705			4			2,699
Land			5			1,080			2			6			7			1,086
Lines of credit			-			-			-			-			-			-
Commercial real estate			5			3,199			1			112			6			3,311
Commercial non-real estate			-			-			-			-			-			-
Home equity			-			-			-			-			-			-
Consumer			-			-			-			-			-			-
Total loans			79		$	35,239			9		$	1,679			88		$	36,918
Management does not charge off a TDR, or a portion of a TDR, until one of the following conditions has been met:
	·	The loan has been foreclosed on.  Once the loan has been transferred from the loans receivable to foreclosed real estate, a charge off is recorded for the difference between the recorded amount of the loan and the net value of the underlying collateral.
	·	An agreement to accept less than the face value of the loan has been made with the borrower.  Once an agreement has been finalized, and any proceeds from the borrower are received, a charge off is recorded for the difference between the recorded amount of the loan and the net value of the underlying collateral.
Prior to either of the above conditions, a loan is assessed for impairment when a loan becomes a TDR.  If, based on management’s assessment of the underlying collateral of the loan, it is determined that the TDR’s collateral valuation is less than its current loan balance, the TDR is written down for accounting purposes by the amount of the difference between the current loan balance and the collateral.

Premises_and_Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2014
Premises and Equipment [Abstract]
Premises and Equipment	Note 4 - Premises and Equipment
	Premises and equipment are summarized by major classification as follows:
		December 31,						Estimated
		2014			2013			Useful Lives
		(dollars in thousands)
	Land	$	1,537		$	1,537			-
	Building		29,423			29,162		39 Years
	Leasehold improvements		1,675			1,657		15-27.5 Years
	Furniture, fixtures and equipment		2,985			3,221		3-10 Years
	Construction in process		-			54
	Total at cost		35,620			35,631
	Accumulated depreciation		(10,461	)		(9,793	)
		$	25,159		$	25,838
	Depreciation expense was $1,110,000 and $1,054,000 for the years ended December 31, 2014 and 2013, respectively.
	Bancorp has four retail branch locations in Anne Arundel County, Maryland, of which it owns three and leases the fourth from a third party.  The lease term expires July 2015. There is an option remaining to renew the lease for one additional five year term.  In addition, the Bank leases office space in Annapolis, Maryland from a third party.  The lease expires January 2016, with the option to renew the lease for one additional five year term.
	The minimum future annual rental payments on leases are as follows:
	Years Ended December 31, (in thousands)
	2015		92
	2016		21
	2017		18
	Total rent expense was $121,000 and $99,000 for the years ended December 31, 2014 and 2013, respectively.
	The minimum future annual rental income on leases is as follows:
	Years Ended December 31, (in thousands)
	2015		908
	2016		926
	2017		674
	2018		455
	2019		217
	H.S. West, LLC, a subsidiary of the Bank, leases space to three unrelated companies and to a law firm of which the President of Bancorp and the Bank is a partner.  Total gross rental income included in occupancy expense on the Consolidated Statements of Operations was $956,000 and $648,000 for the years ended December 31, 2014 and 2013, respectively.

Foreclosed_Real_Estate

Foreclosed Real Estate	12 Months Ended
	Dec. 31, 2014
Foreclosed Real Estate [Abstract]
Foreclosed Real Estate	Note 5 – Foreclosed Real Estate
	As of December 31, 2014, Bancorp had foreclosed real estate consisting of 11 residential properties with a carrying value of $1,947,000.  During the year ended December 31, 2014, Bancorp sold a total of 21 properties previously included in foreclosed real estate.  The properties sold during 2014 had a combined net book value of $7,872,000 after total write-downs taken subsequent to their transfer from loans to foreclosed real estate of $2,338,000, and were sold at a combined net gain of $302,000.  In addition, Bancorp incurred $1,103,000 in costs related to the sale of the properties.  The following table summarizes the changes in foreclosed real estate for the years ended December 31, 2014 and 2013 (dollars in thousands):
	Foreclosed real estate at December 31, 2012	$	11,441
	Transferred from impaired loans, net of specific reserves of $3,267		10,169
	Property improvements		925
	Additional write downs		(4,610	)
	Property sold, including loss on sale		(8,953	)
	Foreclosed real estate at December 31, 2013	$	8,972
	Transferred from impaired loans, net of specific reserves of $3,303		847
	Property improvements		-
	Additional write downs		-
	Property sold, including loss on sale		(7,872	)
	Foreclosed real estate at December 31, 2014	$	1,947
	Total foreclosed real estate expense for 2014 was $10,000.  Net gain on the property sales was $302,000, property write downs totaled $0 and operating expense was $312,000.  Total foreclosed real estate expense for 2013 was $6,132,000.  Net loss on the property sales was $367,000, property write downs totaled $4,610,000 and operating expense was $1,155,000.

Investment_in_Federal_Home_Loa

Investment in Federal Home Loan Bank of Atlanta Stock	12 Months Ended
	Dec. 31, 2014
Investment in Federal Home Loan Bank of Atlanta Stock [Abstract]
Investment in Federal Home Loan Bank of Atlanta Stock	Note 6 - Investment in Federal Home Loan Bank of Atlanta Stock
	The Bank is required to maintain an investment in the stock of the FHLB in an amount equal to at least 1% of the unpaid principal balances of the Bank's residential mortgage loans or 1/20 of its outstanding advances from the FHLB, whichever is greater. Purchases and sales of stock are made directly with the FHLB at par value.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2014
Deposits [Abstract]
Deposits	Note 7 – Deposits
	Deposits in the Bank as of December 31, 2014 and 2013 consisted of the following:
		31-Dec-14					31-Dec-13
	Category	Amount		Percent			Amount		Percent
		(dollars in thousands)
	NOW accounts	$	54,827		10.08	%	$	40,067		7.01	%
	Money market accounts		39,579		7.28	%		38,619		6.76	%
	Passbooks		126,062		23.18	%		164,504		28.79	%
	Certificates of deposit		298,489		54.89	%		301,355		52.75	%
	Non-interest bearing accounts		24,857		4.57	%		26,704		4.69	%
	Total deposits	$	543,814		100	%	$	571,249		100	%
	At December 31, 2014 scheduled maturities of certificates of deposit are as follows:
		Amount
		(dollars in thousands)
	One year or less	$	197,603
	More than 1 year to 2 years		47,667
	More than 2 years to 3 years		37,409
	More than 3 years to 4 years		11,027
	More than 4 years to 5 years		4,783
		$	298,489
	The aggregate amount of jumbo certificates of deposit with a minimum denomination of $100,000 was $139,347,000 and $131,425,000 at December 31, 2014 and 2013, respectively.

Long_Term_Borrowings

Long Term Borrowings	12 Months Ended
	Dec. 31, 2014
Long Term Borrowings [Abstract]
Long Term Borrowings	Note 8 – Long Term Borrowings
	The Bank's total credit availability under the FHLB’s credit availability program was $153,070,000 and $162,110,000 at December 31, 2014 and 2013, respectively.  The Bank is able to borrow up to 20% of total assets.  There were no short-term borrowings with the FHLB at December 31, 2014 and 2013.   Long-term advances outstanding were $115,000,000 at both December 31, 2014 and 2013.  The maturities of these long-term advances at December 31, 2014 are as follows (dollars in thousands):
	Rate		Amount		Maturity
	1.81% to 1.83%		$	15,000		2016
	2.43% to 4.05%			70,000		2017
	2.58% to 3.43%			15,000		2018
		4.00%		15,000		2019
			$	115,000
	The Bank's stock in the FHLB is pledged as security for the advances and under a blanket floating lien security agreement with the FHLB. The Bank is required to maintain as collateral for its advances, qualified loans in varying amounts depending on the loan type.  Loans with an approximate fair value of $261,682,000 are pledged as collateral at December 31, 2014.

Subordinated_Debentures

Subordinated Debentures	12 Months Ended
	Dec. 31, 2014
Subordinated Debentures [Abstract]
Subordinated Debentures	Note 9 - Subordinated Debentures
	As of December 31, 2014, Bancorp had outstanding approximately $20,619,000 principal amount of Junior Subordinated Debt Securities Due 2035 (the “2035 Debentures”).  The 2035 Debentures were issued pursuant to an Indenture dated as of December 17, 2004 (the “2035 Indenture”) between Bancorp and Wells Fargo Bank, National Association as Trustee.  The 2035 Debentures pay interest quarterly at a floating rate of interest of 3-month LIBOR (0.23% December 31, 2014) plus 200 basis points, and mature on January 7, 2035.  Payments of principal, interest, premium and other amounts under the 2035 Debentures are subordinated and junior in right of payment to the prior payment in full of all senior indebtedness of Bancorp, as defined in the 2035 Indenture.  The 2035 Debentures became redeemable, in whole or in part, by Bancorp on January 7, 2010.
	The 2035 Debentures were issued and sold to Severn Capital Trust I (the “Trust”), of which 100% of the common equity is owned by Bancorp.  The Trust was formed for the purpose of issuing corporation-obligated mandatorily redeemable Capital Securities (“Capital Securities”) to third-party investors and using the proceeds from the sale of such Capital Securities to purchase the 2035 Debentures.  The 2035 Debentures held by the Trust are the sole assets of the Trust.  Distributions on the Capital Securities issued by the Trust are payable quarterly at a rate per annum equal to the interest rate being earned by the Trust on the 2035 Debentures.  The Capital Securities are subject to mandatory redemption, in whole or in part, upon repayment of the 2035 Debentures.  Bancorp has entered into an agreement which, taken collectively, fully and unconditionally guarantees the Capital Securities subject to the terms of the guarantee. $17,000,000 of the proceeds from Bancorp’s issuance of the debentures was contributed to the Bank, and qualifies as Tier 1 capital for the Bank under Federal Reserve Board guidelines.  Under the terms of the 2035 Indenture, Bancorp is permitted to defer the payment of interest on the 2035 Debentures for up to 20 consecutive quarterly periods provided that no event of default has occurred and is continuing.  As of December 31, 2014, Bancorp has deferred the payment of eleven quarters of interest and the cumulative amount of interest in arrears not paid, including interest on unpaid interest, was $1,350,000.  This amount is included in the accrued interest payable and other liabilities total on the balance sheet.
	Under the terms of Bancorp’s 2035 Indenture, if Bancorp has deferred payments of interest on the 2035 Debentures, the Bancorp may not, among other things, declare or pay any dividends or distributions on, or redeem, purchase, acquire, or make a liquidation payment with respect to, any of its capital stock, including common stock until all such deferred interest has been paid.  Accordingly, Bancorp will not be able to pay dividends on its common stock until the deferred interest on the 2035 Debentures has been paid in full.
	On November 15, 2008, Bancorp completed a private placement offering consisting of a total of 70 units, at an offering price of $100,000 per unit, for gross proceeds of $7.0 million. Each unit consisted of 6,250 shares of Bancorp's Series A preferred stock and Bancorp's Subordinated Note in the original principal amount of $50,000.
	The Subordinated Notes pay interest at an annual rate of 8.0%, payable quarterly in arrears on the last day of March, June, September and December commencing December 31, 2008.  The Subordinated Notes are redeemable in whole or in part at the option of Bancorp at any time beginning on December 31, 2009 until maturity, which is December 31, 2018.  Debt issuance costs totaled $245,000 and are being amortized over 10 years.  Interest payments on the Subordinated Notes are current as of December 31, 2014.

Employee_Benefit_Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2014
Employee Benefit Plans [Abstract]
Employee Benefit Plans	Note 10 – Employee Benefit Plans
	The Bank has a 401(k) Retirement Savings Plan.  Employees may contribute a percentage of their salary up to the maximum amount allowed by law. The Bank is obligated to contribute 50% of the employee's contribution, not to exceed 6% of the employee's annual salary. All employees who have completed one year of service with the Bank are eligible to participate. The Bank's contributions to this plan were $198,000, and $175,000 for the years ended December 31, 2014 and 2013, respectively.
	The Bank has an Employee Stock Ownership Plan ("ESOP") for the exclusive benefit of participating employees. The Bank recognized ESOP expense of $140,000 for each of the years ended December 31, 2014 and 2013, and had unallocated shares to participants in the plan totaling 25,000 shares and 40,000 shares as of December 31, 2014 and 2013, respectively.  The fair value of the unallocated shares at December 31, 2014 was approximately $114,000.

Stockholders_Equity

Stockholders' Equity	12 Months Ended
	Dec. 31, 2014
Stockholders' Equity [Abstract]
Stockholders' Equity	Note 11 - Stockholders’ Equity
	As part of the private placement offering discussed in Note 9, Bancorp issued a total of 437,500 shares of its Series A 8.0% Non-Cumulative Convertible preferred stock (“Series A preferred stock”). The liquidation preference is $8.00 per share.  Holders of Series A preferred stock will not be entitled to any further liquidation distribution on the Series A preferred stock. Each share of Series A preferred stock is convertible at the option of the holder into one share of Bancorp common stock, subject to adjustment upon certain corporate events. The initial conversion rate is equivalent to an initial conversion price of $8.00 per share of Bancorp common stock. At the option of Bancorp, on and after December 31, 2014, at any time and from time to time, some or all of the Series A preferred stock may be converted into shares of Bancorp common stock at the then-applicable conversion rate.  Costs related to the issuance of the preferred stock totaled $247,000 and were netted against the proceeds.
	If declared by Bancorp's board of directors, cash dividends at an annual rate of 8.0% will be paid quarterly in arrears on the last day of March, June, September and December commencing December 31, 2008. Dividends will not be paid on Bancorp common stock in any quarter until the dividend on the Series A preferred stock has been paid for such quarter; however, there is no requirement that Bancorp's board of directors declare any dividends on the Series A preferred stock and any unpaid dividends shall not be cumulative. Dividends on the Series A preferred stock have not been declared since the first quarter of 2012.
	On November 21, 2008, Bancorp entered into an agreement with the United States Department of the Treasury (“Treasury”), pursuant to which Bancorp issued and sold (i) 23,393 shares of its Series B Fixed Rate Cumulative Perpetual preferred stock, par value $0.01 per share and liquidation preference $1,000 per share, (the “Series B preferred stock”) and (ii) a warrant (the “Warrant”) to purchase 556,976 shares of Bancorp’s common stock, par value $0.01 per share, for an aggregate purchase price of $23,393,000.  Costs related to the issuance of the preferred stock and warrants totaled $45,000 and were netted against the proceeds.  On September 25, 2013, the Treasury sold all of its 23,393 shares of Series B preferred stock to outside investors as part of their ongoing efforts to wind down and recover its remaining investments under the Troubled Asset Relief Program (“TARP’).  The terms of the Series B preferred stock remain the same.  The Treasury continues to hold the Warrant.
	The Series B preferred stock qualifies as Tier 1 capital and pays cumulative compounding dividends at a rate of 9% per annum. The Series B preferred stock may be redeemed by Bancorp.
	The Series B preferred stock has no maturity date and ranks pari passu with Bancorp’s existing Series A preferred stock, in terms of dividend payments and distributions upon liquidation, dissolution and winding up of Bancorp.
	The Series B preferred stock is non-voting, other than class voting rights on certain matters that could adversely affect the Series B preferred stock. If dividends on the Series B preferred stock have not been paid for an aggregate of six quarterly dividend periods or more, whether consecutive or not, Bancorp’s authorized number of directors will be automatically increased by two and the holders of the Series B preferred stock, voting together with holders of any then outstanding voting parity stock, will have the right to elect those directors at Bancorp’s next annual meeting of stockholders or at a special meeting of stockholders called for that purpose. These preferred share directors will be elected annually and serve until all accrued and unpaid dividends on the Series B preferred stock have been paid. In connection with the sale by the Treasury of the Series B preferred stock, the Federal Reserve obtained waivers from the outside investors who purchased the Series B preferred stock in which such investors agreed not to exercise their right to elect directors, and certain other voting or control rights, without the prior approval of the Federal Reserve.
	The Warrant has a 10-year term and is immediately exercisable at an exercise price of $6.30 per share of Common Stock.   The exercise price and number of shares subject to the Warrant are both subject to anti-dilution adjustments. Pursuant to the Purchase Agreement, Treasury has agreed not to exercise voting power with respect to any shares of Common Stock issued upon exercise of the Warrant.
	Bancorp’s ability to declare dividends on its common stock are limited by the terms of Bancorp’s Series A preferred stock and Series B preferred stock.  Bancorp may not declare or pay any dividend on, make any distributions relating to, or redeem, purchase, acquire or make a liquidation payment relating to, or make any guarantee payment with respect to its common stock in any quarter until the dividend on the Series A preferred stock has been declared and paid for such quarter, subject to certain minor exceptions.  Additionally, Bancorp may not declare or pay dividend or distribution on its common stock, and Bancorp may not purchase, redeem or otherwise acquire for consideration any of its common stock, unless all accrued and unpaid dividends for all past dividend periods, including the latest completed dividend period, on all outstanding shares of Series B preferred stock have been or are contemporaneously declared and paid in full (or have been declared and a sum sufficient for the payment thereof has been set aside), subject to certain minor exceptions.  As of December 31, 2014, the cumulative amount of dividends of the Series B preferred stock in arrears not declared, including interest on unpaid dividends was $4,442,000.  Accordingly, Bancorp will not be able to pay dividends on its common stock until the dividend arrearages on its Series B preferred stock have been paid in full and until Bancorp declares and pays a dividend on its Series A preferred stock.
	Additionally, under the terms of Bancorp's 2035 Debentures, if (i) there has occurred and is continuing an event of default, (ii) Bancorp is in default with respect to payment of any obligations under the related guarantee or (iii) Bancorp has given notice of its election to defer payments of interest on the 2035 Debentures by extending the interest distribution period as provided in the indenture governing the 2035 Debentures and such period, or any extension thereof, has commenced and is continuing, then Bancorp may not, among other things, declare or pay any dividends or distributions on, or redeem, purchase, acquire, or make a liquidation payment with respect to, any of its capital stock, including common stock.  As permitted under the terms of the 2035 Debentures, as of December 31, 2014, Bancorp has deferred the payment of eleven quarters of interest and the cumulative amount of interest in arrears not paid, including interest on unpaid interest, was $1,350,000.  Accordingly, Bancorp will not be able to pay dividends on its common stock until the interest deferrals on the 2035 Debentures have been paid in full.

StockBased_Compensation

Stock-Based Compensation	12 Months Ended
	Dec. 31, 2014
Stock-Based Compensation [Abstract]
Stock-Based Compensation	Note 12- Stock-Based Compensation
	Bancorp has a stock-based compensation plan for directors, officers, and other key employees of Bancorp.  The aggregate number of shares of common stock that may be issued with respect to the awards granted under the plan is 500,000 plus any shares forfeited under Bancorp’s old stock-based compensation plan.  Under the terms of the plan, Bancorp has the ability to grant various stock compensation incentives, including stock options, stock appreciation rights, and restricted stock.  The number of shares available to grant under the plan was 293,100 at December 31, 2014.  The stock-based compensation is granted under terms and conditions determined by the Compensation Committee of the Board of Directors.  Under the stock based compensation plan, stock options generally have a maximum term of ten years, and are granted with an exercise price at least equal to the fair market value of the common stock on the date the options are granted.  Generally, options granted to directors of Bancorp vest immediately, and options granted to officers and employees vest over a five-year period, although the Compensation Committee has the authority to provide for different vesting schedules.
	Bancorp follows FASB ASC 718, Compensation – Stock Compensation (FASB ASC 718) to account for stock-based compensation.  FASB ASC 718 requires all share-based payments to employees, including grants of employee stock options, to be recognized as compensation expense in the statement of operations at fair value.  FASB ASC 718 requires an entity to recognize the expense of employee services received in share-based payment transactions and measure the expense based on the grant date fair value of the award.  The expense is recognized over the period during which an employee is required to provide service in exchange for the award. Stock-based compensation expense included in the consolidated statements of operations for the years ended December 31, 2014 and 2013 totaled $201,000 and $108,000, respectively.  There was no income tax benefit recognized in the consolidated statements of operations for stock-based compensation for the years ended December 31, 2014 and 2013.
	There were 50,000 options granted in 2014 and 260,000 options granted in 2013.
	Information regarding Bancorp’s stock option plan as of and for the years ended December 31, 2014 and 2013 is as follows:
		Shares			Weighted			Weighted		Aggregate
					Average			Average		Intrinsic
					Exercise			Remaining		Value
					Price			Life
	Options outstanding, December 31, 2012		81,000		$	4.23
	Options granted		260,000			4.17
	Options exercised		-			-
	Options forfeited		(22,000	)		3.61
	Options outstanding, December 31, 2013		319,000			4.23
	Options granted		50,000			4.67
	Options exercised		(700	)		3.37
	Options forfeited		(40,100	)		3.93
	Options outstanding, December 31, 2014		328,200			4.33			3.03	$	122,160
	Options exercisable, December 31, 2014		129,695			4.16			1.75	$	60,033
	Option price range at December 31, 2014		$3.37 to $5.31
	The stock-based compensation expense amounts were derived using the Black-Scholes option-pricing model.  The following weighted average assumptions were used to value options granted in current and prior periods presented.
		2014			2013
	Expected life of options	5.5 years			5.0 years
	Risk-free interest rate		1.76	%		1.09	%
	Expected volatility		66.61	%		79.14	%
	Expected dividend yield		0	%		0	%
	Weighted average fair value of options granted	$	2.63		$	2.58
	The expected life of options amount is based on the vesting period and the expiration date of the options granted.  The Risk-free interest rate is based on the US Treasury’s five year Treasury note rate at the time of the option grant.  The expected volatility is based on the closing common stock price of Bancorp over a five year period.  The expected dividend yield is based on Bancorp’s current policy of not paying a common stock dividend.  In addition, option valuation models require the input of highly subjective assumptions including the expected stock price volatility.
	The following table summarizes the nonvested options in Bancorp’s stock option plan as of December 31, 2014.
		Shares			Weighted
					Average
					Exercise
					Price
	Nonvested options outstanding, December 31, 2013		236,383		$	4.29
	Nonvested options granted		50,000			4.67
	Nonvested options vested		(47,778	)		4.35
	Nonvested options forfeited		(40,100	)		3.93
	Nonvested options outstanding, December 31, 2014		198,505		$	4.44
	As of December 31, 2014, there was approximately $616,000 of total unrecognized stock-based compensation cost related to non-vested stock options, which is expected to be recognized over a period of fifty-eight months.

Regulatory_Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2014
Regulatory Matters [Abstract]
Regulatory Matters	Note 13- Regulatory Matters
	As of December 31, 2014, Bancorp’s reservable liability was below the threshold established by the Federal Reserve Bank and therefore, Bancorp was not required to maintain reserves (in the form of deposits with the Federal Reserve Bank or a correspondent bank on behalf of the Federal Reserve Bank.)
	The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possible additional discretionary, actions by the regulators that, if undertaken, could have a direct material effect on the Bancorp’s financial statements.  Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.
	Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of total and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital (as defined) to average assets (as defined).
	As of December 31, 2014, the most recent notification from the regulators categorized the Bank as well capitalized under the regulatory framework for prompt corrective action.  To be categorized as well capitalized the Bank must maintain minimum total risk-based, Tier 1 risk-based, and Tier 1 leverage ratios as set forth in the table. There are no conditions or events since that notification that management believes have changed the Bank’s category. The Bank’s actual capital amounts and ratios are also presented in the table.
	The following table presents the Bank's actual capital amounts and ratios at December 31, 2014 and 2013:
			Actual					For Capital					To Be Well
								Adequacy Purposes					Capitalized Under
													Prompt Corrective
													Action Provisions
			Amount		%			Amount		%			Amount		%
			(dollars in thousands)
	31-Dec-14
	Tangible (1)		$	106,916		13.8	%	$	11,590		1.5	%		N/A		N/A
	Tier 1 capital (2)			106,916		19.4	%		N/A		N/A		$	33,081		6	%
	Core (1)			106,916		13.8	%		30,906		4	%		38,633		5	%
	Total (2)			113,848		20.6	%		44,108		8	%		55,135		10	%
	31-Dec-13
	Tangible (1)		$	102,790		12.9	%	$	11,924		1.5	%		N/A		N/A
	Tier 1 capital (2)			102,790		18.6	%		N/A		N/A		$	33,114		6	%
	Core (1)			102,790		12.9	%		31,797		4	%		39,747		5	%
	Total (2)			109,055		19.8	%		44,153		8	%		55,191		10	%
	(1) To adjusted total assets.
	(2) To risk-weighted assets.
	On April 23, 2013, the Bank was notified by the OCC that the OCC established minimum ratios for the Bank requiring it to immediately maintain a Tier 1 Leverage Capital Ratio to Adjusted Total Assets of at least 10% and a Total Risk-Based Capital to Risk-Weighted Assets ratio of at least 15%.  The Bank was in compliance with these requirements as of December 31, 2014 and December 31, 2013.
	Bancorp is currently under a supervisory agreement, originally entered into with the OTS on November 23, 2009.  Due to the passage of the Dodd-Frank Act, effective July 21, 2011, the supervision of Bancorp was transferred to the FRB and, as a result, the supervisory agreement is now enforced by the FRB. The supervisory agreement provides, among other things, that
		·	Bancorp will not make any dividends or capital distributions, and Bancorp will not redeem any Bancorp common  stock, without the prior approval of the Federal Reserve;
		·	Bancorp will not, and will not permit its subsidiaries to, incur, issue, renew or rollover any debt or debt securities, increase any current lines of credit, guarantee the debt of any entity, or otherwise incur any additional debt, without the prior written non-objection of the Federal Reserve;
		·	Bancorp will submit to the Federal Reserve a business plan designed to, among other things, improve operations, earnings and profitability and reduce Bancorp debt and, after the Federal Reserve’s approval, implement such plan and review such plan quarterly; and
		·	Bancorp will make various periodic reports to the Federal Reserve and their board of directors.
	In a separate matter, on April 23, 2013, the Bank entered into a formal agreement with the OCC, which agreement primarily addressed issues identified in the OCC’s report of examination of the Bank’s operations and financial condition in 2012.    The formal agreement supersedes and terminates the supervisory agreement entered into between the OTS and the Bank on November 23, 2009.  The formal agreement provides, among other things, that
		·	The Bank’s Board will appoint a Compliance Committee of at least three directors, which will be responsible for monitoring and coordinating the Bank’s adherence to the provisions of the Agreement and submitting progress reports to the Board;
		·	The Bank’s Board will assess the qualifications of each senior executive officer and director and ensure that the Bank has competent management in place on a full-time basis in all senior executive officer positions and a competent Board of Directors;
		·	The Bank’s Board will adopt, implement, and thereafter ensure its adherence to an independent, internal audit program, directed by and reporting to the Board, sufficient to detect and report on irregularities and weak practices in the Bank’s operations and report on the Bank’s compliance with applicable laws, rules and regulations;
		·	The Bank will take immediate and continuing action to reduce the level of criticized assets in the OCC’s report of examination and to develop and adhere to a written program designed to eliminate the basis of criticism of those assets or other subsequently criticized;
		·	The Bank’s Board will establish credit risk management practices that ensure effective credit administration, portfolio management and monitoring, and risk mitigation, including a written credit policy and portfolio stress testing;
		·	The Bank’s Board will review the adequacy of the Bank’s allowance for loan and lease losses and will establish a program for the maintenance of an adequate allowance;
		·	The Bank’s Board will ensure the implementation of appraisal policies and controls to ensure full compliance with all regulatory requirements;
		·	The Bank’s Board will develop, implement, and thereafter ensure Bank’s adherence to a written three-year business plan;
		·	The Bank’s Board will submit to the OCC a revised, written capital plan for the Bank, consistent with the Bank’s business plan, covering at least a three-year period; and
		·	The Bank’s Board will review and revise as necessary, and thereafter maintain a comprehensive liquidity risk management program and a contingency funding plan consistent with regulatory guidance.
	The terms of the agreement with Bancorp and the agreement with the Bank will remain in effect until terminated, modified or suspended by the FRB and OCC, respectively. The foregoing summaries are qualified by reference to (i) the supervisory agreement, a copy of which is filed as an exhibit to Bancorp’s Annual Report on Form 10-K for fiscal year ended December 31, 2009 filed with the Securities and Exchange Commission on March 15, 2010 and (ii) the formal agreement, a copy of which is filed as an exhibit to Bancorp’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2013 filed with the Securities and Exchange Commission on May 8, 2013.

Income_Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2014
Income Taxes [Abstract]
Income Taxes
	Note 14 - Income Taxes
	The income tax provision consists of the following for the years ended December 31:
		2014			2013
	Current
	Federal	$	12		$	-
	State		19			2
			31			2
	Deferred
	Federal		1,029			(5,272	)
	State		251			(1,323	)
			1,280			(6,595	)
	Valuation allowance		(1,280	)		15,303
	Total income tax provision	$	31		$	8,710
	The amount computed by applying the statutory federal income tax rate to income before taxes is less than the tax provision for the following reasons for the years ended December 31:
		2014						2013
		Amount			Percent of			Amount			Percent of Pretax
					Pretax						Income
					Income
	Statutory Federal income tax rate	$	1,000			34	%	$	(5,595	)		34	%
	State tax net of Federal income tax benefit		178			6.1	%		(872	)		5.3	%
	Valuation allowance change		(1,280	)		(43.5	)%		15,303			(93.0	)%
	Other adjustments		133			4.5	%		(126	)		0.8	%
		$	31			1.1	%	$	8,710			(52.9	)%
	Bancorp does not have a liability related to tax positions at December 31, 2014 or 2013.
	The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2014 and 2013 are presented below:
		2014			2013
		(dollars in thousands)
	Deferred Tax Assets:
	Allowance for loan losses	$	5,648		$	4,737
	Loan charge-offs		-			1,982
	Reserve on foreclosed real estate		565			1,499
	Reserve for uncollected interest		263			247
	Reserve for contingent liability		128			-
	Federal net operating loss carryforwards		8,593			7,923
	State net operating loss carryforwards		1,606			1,499
	Charitable contribution carryforwards		319			242
	Other		12			-
	Total deferred tax assets		17,134			18,129
	Valuation allowance		(14,292	)		(15,572	)
	Total deferred tax assets, net of valuation allowance		2,842			2,557
	Deferred Tax Liabilities:
	Federal Home Loan Bank stock dividends		(84	)		(84	)
	Loan origination costs		(627	)		(541	)
	Accelerated depreciation		(1,599	)		(1,654	)
	Prepaid expenses		(265	)		-
	Mortgage servicing rights		(265	)		-
	Other		(2	)		(278	)
	Total deferred tax liabilities		(2,842	)		(2,557	)
	Net deferred tax assets	$	-		$	-
	At December 31, 2014, federal net operating losses totaled $24,552,000 and expire in 2033 and 2034.  The state net operating losses totaled $29,954,000 and expire at various times from 2023 through 2033.
	In assessing the realizability of federal or state deferred tax assets at December 31, 2014, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized.  The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during periods in which those temporary differences become deductible.  Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income and prudent, feasible and permissible as well as available tax planning strategies in making this assessment.  Based on its review of all available evidence, and after consideration of the losses recorded on the loan sales in 2013, management determined it was more likely than not that the deferred tax assets will not be realized and accordingly determined that a valuation allowance should be recorded as of December 31, 2014 and 2013.  The deferred tax asset valuation may, in accordance with the requirements of generally accepted accounting principles, be reversed in future periods, depending upon Bancorp’s financial position and results of operations in the future, among other factors, and, in such event, may be available to increase future earnings.
	Bancorp will continue to have the benefit of the net operating loss carryforward relating to the deferred tax asset, and will have the ability to utilize the carryforward against future federal and state income taxes.
	The statute of limitations for Internal Revenue Service examination of Bancorp’s federal consolidated tax returns remains open for tax years 2011 through 2014.

Related_Party_Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2014
Related Party Transactions [Abstract]
Related Party Transactions	Note 15 - Related Party Transactions
	During the years ended December 31, 2014 and 2013, the Bank engaged in the transactions described below with parties that are deemed affiliated.
	During January, 2007, a law firm, in which the President of Bancorp and the Bank is a partner, entered into a five year lease agreement with a subsidiary of Bancorp.  The term of the lease is five years with the option to renew the lease for three additional five year terms.  The first option to renew was exercised in January 2012.  The total payments received by the subsidiary, which includes rent, common area maintenance and utilities were $385,000 and $378,000 for the years ended December 31, 2014 and 2013, respectively.  In addition, the law firm represents Bancorp and the Bank in certain legal matters. The fees for services rendered by that firm were $324,000, and $615,000 for the years ended December 31, 2014 and 2013 respectively.
	Members of the Board of Directors of Bancorp had loans outstanding totaling $846,000 and $905,000 at December 31, 2014 and 2013, respectively.  The following table shows loan activity for the year ended December 31, 2014:
		2014
	Beginning balance as of December 31, 2013	$	905,000
	Loan funding		-
	Loan pay off/payment		59,000
	Ending balance as of December 31, 2014	$	846,000

Fair_Value_of_Financial_Instru

Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2014
Fair Value of Financial Instruments [Abstract]
Fair Value of Financial Instruments	Note 16 - Fair Value of Financial Instruments
	A fair value hierarchy that prioritizes the inputs to valuation methods is used to measure fair value.  The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements).  The three levels of the fair market hierarchy are as follows:
	Level 1: Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities.
	Level 2:  Significant other observable inputs other than level 1 such as quoted prices for similar assets or liabilities: quoted prices in markets that are not active, or inputs that are observable either directly or indirectly, inputs that are observable or can be corroborated by observable market data.
	Level 3:  Significant unobservable inputs that reflect a company’s own assumptions about the assumption that market participants would use in pricing an asset or liability.
	An asset or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.
	The following information should not be interpreted as an estimate of the fair value of Bancorp since a fair value calculation is only provided for a limited portion of Bancorp’s assets and liabilities.  Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between Bancorp’s disclosures and those of other companies may not be meaningful.  The following methods and assumptions were used to estimate the fair values of Bancorp’s financial instruments at December 31, 2014 and December 31, 2013.
	Impaired Loans:
	Impaired loans are carried at the lower of cost or the present value of expected future cash flows of the loan.  If it is determined that the repayment of the loan will be provided solely by the underlying collateral, and there are no other available and reliable sources of repayment, the loan is considered collateral dependent.  Impaired loans that are considered collateral dependent are carried at the lower of cost or the fair value of the underlying collateral.  Collateral may be in the form of real estate or business assets including equipment, inventory and accounts receivable.  The use of independent appraisals and management’s best judgment are significant inputs in arriving at the fair value measure of the underlying collateral and impaired loans are therefore classified within level 3 of the fair value hierarchy.
	For such loans that are classified as impaired, an allowance is established when the present value of the expected future cash flows of the impaired loan is lower than the carrying value of that loan.  For such loans that are classified as collateral dependent impaired loans, an allowance is established when the current market value of the underlying collateral less its estimated disposal costs has not been finalized, but management determines that it is likely that the value is lower than the carrying value of that loan.  Once the net collateral value has been determined, a charge-off is taken for the difference between the net collateral value and the carrying value of the loan.
	Impaired loans are those for which Bancorp has measured impairment based on the present value of expected future cash flows or on the fair value of the loan’s collateral.  Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds.  These assets are included as Level 3 fair values, based upon the lowest level of input that is significant to the fair value measurements. The fair value consisted of the loan balances of $18,736,000 and $19,856,000 at December 31, 2014 and December 31, 2013, respectively, less their valuation allowances of $2,777,000 and $3,303,000 at December 31, 2014 and December 31, 2013, respectively.
	Foreclosed Real Estate:
	Real estate acquired through foreclosure is included in the following disclosure at the lower of carrying value or fair value less estimated disposal costs. Management periodically evaluates the recoverability of the carrying value of the real estate acquired through foreclosure using current estimates of fair value. In the event of a subsequent decline, management provides a specific allowance to reduce real estate acquired through foreclosure to fair value less estimated disposal cost. Expenses incurred on foreclosed real estate prior to disposition are charged to expense. Gains or losses on the sale of foreclosed real estate are recognized upon disposition of the property.
	The following table sets forth financial assets that were accounted for at fair value on a nonrecurring and recurring basis by level within the fair value hierarchy as of December 31, 2014:
							31-Dec-14
							Fair Value Measurement Using:
			31-Dec-14				Quoted Prices in				Significant Other			Significant Unobservable
							Active Markets				Observable			Inputs
							For Identical				Inputs			(Level 3)
							Assets				(Level 2)
							(Level 1)
			(dollars in thousands)
	Nonrecurring fair value measurements
	Impaired loans		$	15,959			$	-			$	-		$	15,959
	Foreclosed real estate			1,947				-				-			1,947
	Total nonrecurring fair value measurements		$	17,906			$	-			$	-		$	17,906
	Recurring fair value measurements
	Mortgage servicing rights		$	658			$	-			$	-		$	658
	Rate lock commitments			139				-				139			-
	Mandatory forward contracts			(59	)			-				(59	)		-
	Total recurring fair value measurements		$	738			$	-			$	80		$	658
	The following table sets forth financial assets that were accounted for at fair value on a nonrecurring and recurring basis by level within the fair value hierarchy as of December, 31, 2013:
							31-Dec-13
							Fair Value Measurement Using:
			31-Dec-13				Quoted Prices in				Significant Other			Significant Unobservable
							Active Markets				Observable			Inputs
							For Identical				Inputs			(Level 3)
							Assets				(Level 2)
							(Level 1)
			(dollars in thousands)
	Nonrecurring fair value measurements
	Impaired loans		$	16,553			$	-			$	-		$	16,553
	Foreclosed real estate			8,972				-				-			8,972
	Total nonrecurring fair value measurements		$	25,525			$	-			$	-		$	25,525
	Recurring fair value measurements
	Mortgage servicing rights		$	723			$	-			$	-		$	723
	There were no liabilities that were required to be re-measured on a nonrecurring basis at December 31, 2014 or December 31, 2013.
	All appraisals are reviewed by the credit department; however, no modifications or adjustments are made to the appraisals received.
	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Bancorp has utilized Level 3 inputs to determine fair value:
			Quantitative Information about Level 3 Fair Value Measurements
			Fair Value Estimate			Valuation Techniques	Unobservable Input		Range (Weighted Average)
	31-Dec-14
	Impaired loans		$	15,589		PV of future cash flows (1)	Discount Rate			-6	%
			$	370		Appraisal of collateral (2)	Liquidation expenses (3)			-6	%
	Foreclosed real estate		$	1,947		Appraisal of  collateral (2),(4)	Appraisal adjustments (3)		-6.51% to -100% (-13.94		%)
	31-Dec-13
	Impaired loans		$	15,942		PV of future cash flows (1)	Discount Rate			-6	%
			$	611		Appraisal of collateral (2)	Liquidation expenses (3)			-6	%
	Foreclosed real estate		$	8,972		Appraisal of  collateral (2),(4)	Appraisal adjustments (3)		-6.00% to -44.08% (-12.69		%)
		-1	Cash flow which generally include various level 3 inputs which are not identifiable.
		-2	Fair value is generally determined through independent appraisals for the underlying collateral, which generally include various level 3 inputs which are not identifiable.
		-3	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.  The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
		-4	Includes qualitative adjustments by management and estimated liquidation expenses.
	The estimated fair values of Bancorp's financial instruments as of December 31, 2014 and December 31, 2013 were as follows:
										Fair Value Measurement at
										31-Dec-14
		Carrying				Fair				Quoted Prices in			Significant Other		Significant Unobservable
		Amount				Value				Active Markets			Observable		Inputs
										For Identical			Inputs		(Level 3)
										Assets			(Level 2)
										(Level 1)
		(dollars in thousands)
Financial Assets
Cash and cash equivalents		$	33,335			$	33,335			$	33,335		$	-	$	-
Investment securities (HTM)			59,616				60,123				-			60,123		-
Loans held for sale			7,165				7,211				-			7,211		-
Loans receivable, net			633,882				636,728				-			-		636,728
FHLB stock			5,936				5,936				-			5,936		-
Accrued interest receivable			2,297				2,297				-			2,297		-
Mortgage servicing rights			658				-				-			-		658
Rate lock commitments			416				-				-			416		-
Mandatory forward contracts			4				-				-			4		-
Financial Liabilities
Deposits		$	543,814			$	544,751				-			544,751		-
FHLB advances			115,000				108,859				-			108,859		-
Subordinated debentures			24,119				24,119				-			-		24,119
Accrued interest payable			2,136				2,136				-			2,136		-
Off Balance Sheet Commitments		$	-			$	-			$	-		$	-	$	-
		Fair Value Measurement at
		31-Dec-13
		Carrying				Fair				Quoted Prices in			Significant Other		Significant Unobservable
		Amount				Value				Active Markets			Observable		Inputs
										For Identical			Inputs		(Level 3)
										Assets			(Level 2)
										(Level 1)
		(dollars in thousands)
Financial Assets
Cash and cash equivalents		$	98,376			$	98,376			$	98,376		$	-	$	-
Investment securities (HTM)			44,661				45,213				-			45,213		-
Loans held for sale			3,726				3,825				-			3,825		-
Loans receivable, net			602,813				631,032				-			-		631,032
FHLB stock			6,190				6,190				-			6,190		-
Accrued interest receivable			2,353				2,353				-			2,353		-
Mortgage servicing rights			723				723				-			-		723
Financial Liabilities
Deposits		$	571,249			$	573,371				-			573,371		-
FHLB advances			115,000				106,876				-			106,876		-
Subordinated debentures			24,119				24,119				-			-		24,119
Accrued interest payable			1,375				1,375				-			1,375		-
Off Balance Sheet Commitments		$	-			$	-			$	-		$	-	$	-
The foregoing information should not be interpreted as an estimate of the fair value of Bancorp since a fair value calculation is only provided for a limited portion of Bancorp’s assets and liabilities.  Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between Bancorp’s disclosures and those of other companies may not be meaningful.  The following methods and assumptions were used to estimate the fair values of Bancorp’s financial instruments at December 31, 2014 and 2013.
Cash and cash equivalents:
The carrying amounts reported in the consolidated statements of financial condition for cash and cash equivalents approximate those assets’ fair values.
Investment Securities:
Bancorp utilizes a third party source to determine the fair value of its securities.  The methodology consists of pricing models based on asset class and includes available trade, bid, other market information, broker quotes, proprietary models, various databases and trading desk quotes.  All Bancorp’s investments are considered Level 2.
FHLB stock:
The carrying amount of FHLB stock approximates fair value based on the redemption provisions of the FHLB.  There have been no identified events or changes in circumstances that may have a significant adverse effect on the FHLB stock.  Based on our evaluation, we have concluded that our FHLB stock was not impaired at December 31, 2014 and 2013.
Loans held for sale:
The fair value of loans held for sale is based primarily on mandatory contracts.
Loans receivable:
The fair values of loans receivable was estimated using discounted cash flow analyses, using market interest rates currently being offered for loans with similar terms to borrowers of similar credit quality.  These rates were used for each aggregated category of loans as reported on the OCC Quarterly Report.
Accrued interest receivable and payable:
The carrying amounts of accrued interest receivable and accrued interest payable approximates its fair value.
Derivative Instruments:
Mortgage banking derivatives used in the ordinary course of business primarily consist of mandatory forward sales contracts (“forward contract”) and rate lock commitments.  The fair value of Bancorp’s derivative instruments is primarily measured by obtaining pricing from broker-dealers recognized to be market participants.  The pricing is derived from observable market inputs that can generally be verified and do not typically involve significant judgment by Bancorp.  Forward contracts and rate lock loan commitments are classified as Level 2 in the fair value hierarchy.
Mortgage servicing rights:
The fair value of mortgage servicing rights is determined using a valuation model administered by a third party that calculates the present value of estimated future net servicing income.  The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds, discount rate, default rates, cost to service (including delinquency and foreclosure costs), escrow account earnings, contractual servicing fee income and other ancillary income such as late fees.  Management reviews all significant assumptions on a monthly basis.  Mortgage loan prepayment speed, a key assumption in the model, is the annual rate at which borrowers are forecasted to repay their mortgage loan principal.  The discount rate used to determine the present value of estimated future net servicing income, another key assumption in the model, is an estimate of the required rate of return investors in the market would require for an asset with similar risk.  Both assumptions can, and generally will, change as market conditions and interest rates change.
Deposit liabilities:
The fair values disclosed for demand deposit accounts, savings accounts and money market deposits are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies market interest rates currently being offered in the market on certificates to a schedule of aggregated expected monthly maturities on time deposits.
FHLB advances:
Fair values of long-term debt are estimated using discounted cash flow analysis, based on rates currently available for advances from the FHLB with similar terms and remaining maturities.
Subordinated debentures:
Current economic conditions have rendered the market for this liability inactive.  As such, Bancorp is unable to determine a good estimate of fair value.  Since the rate paid on the debentures held is lower than what would be required to secure an interest in the same debt at year end and we are unable to obtain a current fair value, Bancorp has disclosed that the carrying value approximates the fair value.
Off-balance sheet financial instruments:
Fair values for Bancorp’s off-balance sheet financial instruments (lending commitments and letters of credit) are not significant and are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing.

Condensed_Financial_Informatio

Condensed Financial Information (Parent Company Only)	12 Months Ended
	Dec. 31, 2014
Condensed Financial Information (Parent Company Only) [Abstract]
Condensed Financial Information (Parent Company Only)
	Note 17 - Condensed Financial Information (Parent Company Only)
	Information as to the financial position of Severn Bancorp, Inc. as of December 31, 2014 and 2013 and results of operations and cash flows for each of the years ended December 31, 2014 and 2013 is summarized below.
		December 31,
		2014			2013
		(dollars in thousands)
	Statements of Financial Condition
	Cash	$	1,316		$	969
	Equity in net assets of subsidiaries:
	Bank		107,316			103,196
	Non-Bank		3,758			3,675
	Loans, net of allowance for loan losses of $- and $19, respectively		-			331
	Foreclosed real estate		-			250
	Other assets		920			1,479
	Total assets	$	113,310		$	109,900
	Subordinated debentures	$	24,119		$	24,119
	Other liabilities		5,381			3,012
	Total liabilities		29,500			27,131
	Stockholders’ equity		83,810			82,769
	Total liabilities and stockholders’ equity	$	113,310		$	109,900
		December 31,
		2014			2013
	Statements of Operations
	Interest income	$	34		$	26
	Interest expense on subordinated debentures		1,086			857
	Net interest expense		(1,052	)		(831	)
	General and administrative expenses		242			184
	Provision for loan losses		(19	)		-
	Loss before income taxes and equity in undistributed net income (loss) of subsidiaries		(1,275	)		(1,015	)
	Income tax expense		(20	)		(3	)
	Equity in undistributed net income (loss) of subsidiaries		4,204			(24,147	)
	Net income (loss)	$	2,909		$	(25,165	)
		For the Years Ended December 31,
		2014			2013
		(dollars in thousands)
	Statements of Cash Flows
	Cash Flows from Operating Activities:
	Net income (loss)	$	2,909		$	(25,165	)
	Adjustments to reconcile net income (loss) to net cash used in operating activities:
	Equity in undistributed (earnings) loss of subsidiaries		(4,204	)		24,147
	Provision for loan losses		(19	)		-
	Decrease (increase) in other assets		559			(65	)
	Stock-based compensation expense		201			108
	Increase in other liabilities		298			579
	Cash (used in) operating activities		(256	)		(396	)
	Cash Flows from Investing Activities:
	Net decrease in loans		350			-
	Cash provided by investing activities		350			-
	Cash Flows from Financing Activities:
	Proceeds from sale of foreclosed real estate		250			-
	Proceeds from exercise of options		3			-
	Cash provided by financing activities		253			-
	Increase (decrease) in cash and cash equivalents		347			(396	)
	Cash and cash equivalents at beginning of year		969			1,365
	Cash and cash equivalents at end of year	$	1,316		$	969
	Supplemental disclosure of cash flows information:
	Transfer of net loans to foreclosed real estate	$	-		$	250

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2014
Summary of Significant Accounting Policies [Abstract]
Principles of Consolidation		A.	Principles of Consolidation - The consolidated financial statements include the accounts of Severn Bancorp, Inc. ("Bancorp"), and its wholly-owned subsidiaries, SBI Mortgage Company and SBI Mortgage Company's subsidiary, Crownsville Development Corporation, and its subsidiary, Crownsville Holdings I, LLC, and Severn Savings Bank, FSB (the “Bank"), and the Bank's subsidiaries, Louis Hyatt, Inc., Homeowners Title and Escrow Corporation, Severn Financial Services Corporation, SSB Realty Holdings, LLC, SSB Realty Holdings II, LLC, and HS West, LLC. All intercompany accounts and transactions have been eliminated in the accompanying consolidated financial statements.
Business		B.	Business - The Bank's primary business activity is the acceptance of deposits from the general public and the use of the proceeds for investments and loan originations. The Bank is subject to competition from other financial institutions.  In addition, the Bank is subject to the regulations of certain federal agencies and undergoes periodic examinations by those regulatory authorities.
			Bancorp has no reportable segments. Management does not separately allocate expenses, including the cost of funding loan demand, between the retail and real estate operations of Bancorp.  As such, discrete financial information is not available and segment reporting would not be meaningful.
Estimates		C.	Estimates - The consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the statement of financial condition and revenues and expenses for the period.  Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the allowance for loan losses, the fair value of foreclosed real estate, the evaluation of other than temporary impairment of investment securities and the valuation allowance of deferred tax assets.
Investment Securities Held to Maturity		D.	Investment Securities Held to Maturity – Investment securities for which the Bank has the positive intent and ability to hold to maturity are reported at cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the period to maturity.  Declines in the fair value of held to maturity securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses.  In estimating other than temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near term prospects of the issuer and (3) determines if the Bank does not intend to sell the security before recovery of its amortized cost.
Federal Home Loan Bank Stock		E.	Federal Home Loan Bank Stock – Federal Home Loan Bank of Atlanta (the “FHLB”) stock is an equity interest in the FHLB, which does not have a readily determinable fair value for purposes of generally accepted accounting principles, because its ownership is restricted and it lacks a market.  FHLB stock can be sold back only at par value of $100 per share and only to the FHLB or another member institution.  As of December 31, 2014 and 2013, the Bank owned shares totaling $5,936,000 and $6,190,000, respectively.
			The Bank evaluated the FHLB stock for impairment in accordance with generally accepted accounting principles.  The Bank’s determination of whether this investment is impaired is based on an assessment of the ultimate recoverability of its cost rather than by recognizing temporary declines in value.  The determination of whether a decline in value affects the ultimate recoverability of its cost is influenced by criteria such as (1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount for the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, (3) the impact of legislative and regulatory changes on institutions and accordingly on the customer base of the FHLB, and (4) the liquidity position of the FHLB.  Management has evaluated the FHLB stock for impairment and believes that no impairment charge is necessary as of December 31, 2014.
Loans Held for Sale		F.	Loans Held for Sale - Loans held for sale are carried at lower of cost or market value in the aggregate based on investor quotes.  Net unrealized losses are recognized through a valuation allowance by charges to income.
Derivative Financial Instruments		G.	Derivative Financial Instruments – The Bank enters into commitments to fund residential loans with intentions of selling them in the secondary market.  The Bank also enters into forward sales agreements for certain funded loans and loan commitments. The Bank records unfunded commitments intended for loans held for sale and forward sale agreements at fair value with changes in fair value recorded as a component of other income.  Loans originated and intended for sale in the secondary market are carried at lower of cost or fair value which based on those sales commitments.  For pipeline loans which are not pre-sold to an investor, the Bank manages the interest rate risk on rate lock commitments by entering into forward  sales contracts of mortgage backed securities, whereby the Bank obtains the right to deliver securities to investors in the future at a specific price.  Such contracts are accounted for as derivatives and are recorded at fair value in derivative assets or liabilities, with changes in fair value recorded in other income.
Loan Servicing		H.	Loan Servicing - Mortgage loans held for sale are sold either with the mortgage servicing rights released or retained by the Bank.  Gains and losses on sales of mortgage loans are recognized based on the difference between the selling price and the carrying values of the loan servicing rights, if retained, and related mortgage loans sold.  Mortgage servicing rights totaled $658,000 and $723,000 at December 31, 2014 and 2013, respectively.
			Loans serviced for others not included in the accompanying consolidated statements of financial condition totaled $93,332,000 and $109,244,000 at December 31, 2014 and 2013, respectively.  As of December 31, 2014, the Bank was servicing $21,577,000 in loans for Federal Home Loan Mortgage Corporation (“FHLMC”), $46,347,000 in loans for Federal National Mortgage Association (“FNMA”) and $25,408,000 in loans for other investors.
Loans		I.	Loans - Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans.  The Bank categorizes the loans into eight classifications: residential mortgage; construction; land acquisition and development; land; lines of credit; commercial real estate; commercial non-real estate; home equity; and consumer.  Interest income is accrued on the unpaid principal balance.  Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method.
			Residential lending is generally considered to involve less risk than other forms of lending, although payment experience on these loans is dependent to some extent on economic and market conditions in the Bank's lending area. Multifamily residential, commercial, construction and other loan repayments are generally dependent on the operations of the related properties or the financial condition of its borrower or guarantor.  Accordingly, repayment of such loans can be more susceptible to adverse conditions in the real estate market and the regional economy.
			A substantial portion of the Bank's loans receivable is mortgage loans secured by residential and commercial real estate properties located in the State of Maryland.  Loans are extended only after evaluation by management of customers' creditworthiness and other relevant factors on a case-by-case basis. The Bank generally does not lend more than 80% of the appraised value of a property and requires private mortgage insurance on residential mortgages with loan-to-value ratios in excess of 80%.
			In addition, the Bank generally obtains personal guarantees of repayment from borrowers and/or others for construction, commercial and multifamily residential loans and disburses the proceeds of construction and similar loans only as work progresses on the related projects.
			The accrual of interest on loans is discontinued at the time the loan is 90 days past due.  Past due status is based on contractual terms of the loan.  In all cases, loans are placed on non-accrual or charged-off at an earlier date if collection of principal or interest is considered doubtful.
			All interest accrued in the current year, but not collected for loans that are placed on non-accrual or charged-off, is reversed against interest income.  Any interest accrued in prior years for loans that are placed on non-accrual or charged-off is charged against the allowance for loan losses.  The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual.  Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Allowance for Loan Losses		J.	Allowance for Loan Losses - An allowance for loan losses is provided through charges to income in an amount that management believes will be adequate to absorb losses on existing loans that may become uncollectible, based on evaluations of the collectability of loans and prior loan loss experience.  The evaluations take into consideration such factors as changes in the nature and volume of the loan portfolio, overall portfolio quality, review of specific problem loans, and current economic conditions that may affect the borrowers' ability to pay.  Determining the amount of the allowance for loan losses requires the use of estimates and assumptions, which is permitted under generally accepted accounting principles. Actual results could differ significantly from those estimates.  Management believes the allowance for losses on loans is adequate. While management uses available information to estimate losses on loans, future additions to the allowances may be necessary based on changes in economic conditions, particularly in the State of Maryland.  In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Bank's allowance for losses on loans.  Such agencies may require the Bank to recognize additions to the allowance based on their judgments about information available to them at the time of their examination.
			The allowance consists of specific and general components.  The specific component relates to loans that are classified as impaired.  When a real estate secured loan becomes impaired, a decision is made as to whether an updated certified appraisal of the real estate is necessary.  This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the original appraisal and the condition of the property.  Appraised values are discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value.  The discounts also include estimated costs to sell the property.  For loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable aging or equipment appraisals or invoices.  Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets.
			For such loans that are classified as impaired, an allowance is established when the current market value of the underlying collateral less its estimated disposal costs has not been finalized, but management determines that it is likely that the value is lower than the carrying value of that loan.  Once the net collateral value has been determined, a charge-off is taken for the difference between the net collateral value and the carrying value of the loan.  For loans that are not solely collateral dependent, an allowance is established when the present value of the expected future cash flows of the impaired loan is lower than the carrying value of that loan.  The general component relates to loans that are classified as doubtful, substandard or special mention that are not considered impaired, as well as non-classified loans.  The general reserve is based on historical loss experience adjusted for qualitative factors.  These qualitative factors include:
		·	Levels and trends in delinquencies and nonaccruals;
		·	Inherent risk in the loan portfolio;
		·	Trends in volume and terms of the loan;
		·	Effects of any change in lending policies and procedures;
		·	Experience, ability and depth of management;
		·	National and local economic trends and conditions; and
		·	Effect of any changes in concentration of credit.
	A loan is generally considered impaired if it meets either of the following two criteria:
		·	Loans that are 90 days or more in arrears (nonaccrual loans); or
		·	Loans where, based on current information and events, it is probable that a borrower will be unable to pay all amounts due according to the contractual terms of the loan agreement.
	Credit quality risk ratings include regulatory classifications of special mention, substandard, doubtful and loss.  Loans classified special mention have potential weaknesses that deserve management’s close attention.  If uncorrected, the potential weaknesses may result in deterioration of the repayment prospects.  Loans classified substandard have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt.  They include loans that are inadequately protected by the current sound net worth and paying capacity of the obligor or of the collateral pledged, if any.  Loans classified doubtful have all the weaknesses inherent in loans classified substandard with the added characteristic that collection or liquidation in full, on the basis of current conditions and facts, is highly improbable.  Loans classified as a loss are considered uncollectible and are charged to the allowance for loan losses.  Loans not classified are rated pass.
	Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.
Foreclosed Real Estate		K.	Foreclosed Real Estate - Real estate acquired through or in the process of foreclosure is recorded at fair value less estimated disposal costs.  Management periodically evaluates the recoverability of the carrying value of the real estate acquired through foreclosure using estimates as described under the caption "Allowance for Loan Losses". In the event of a subsequent decline, management provides a specific reserve to reduce real estate acquired through foreclosure to fair value less estimated disposal cost.  Expenses on foreclosed real estate incurred prior to the disposition of the property, such as maintenance, insurance and taxes, and physical security, are charged to expense.  Material expenses that improve the property to its best use are capitalized to the property. Gains or losses on the sale of foreclosed real estate are recognized upon disposition of the property.
Transfers of Financial Assets		L.	Transfers of Financial Assets – Transfers of financial assets, including loan and loan participation sales, are accounted for as sales when control over the assets has been surrendered.  Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from Bancorp, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and (3) Bancorp does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return the specific assets.
Premises and Equipment		M.	Premises and Equipment - Premises and equipment are carried at cost less accumulated depreciation. Depreciation and amortization of premises and equipment is accumulated by the use of the straight-line method over the estimated useful lives of the assets. Additions and improvements are capitalized, and charges for repairs and maintenance are expensed when incurred. The related cost and accumulated depreciation are eliminated from the accounts when an asset is sold or retired and the resultant gain or loss is credited or charged to income.
Statement of Cash Flows		N.	Statement of Cash Flows - In the statement of cash flows, cash and cash equivalents include cash on hand, amounts due from banks, Federal Home Loan Bank of Atlanta overnight deposits, and federal funds sold.  Generally, federal funds are sold for one day periods.
Income Taxes		O.	Income Taxes - Deferred income taxes are recognized for temporary differences between the financial reporting basis and income tax basis of assets and liabilities based on enacted tax rates expected to be in effect when such amounts are realized or settled. Deferred tax assets are recognized only to the extent that it is more likely than not that such amount will be realized based on consideration of available evidence.
			The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.  To the extent that current available evidence about the future raises doubt about the likelihood of a deferred tax asset being realized, a valuation allowance is established. The Bancorp recognizes a tax position as a benefit only if it “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination presumed to occur.  The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination.  For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.  The judgment about the level of future taxable income is inherently subjective and is reviewed on a continual basis as regulatory and business factors change.
			Bancorp recognizes interest and penalties on income taxes as a component of income tax expense.
Earnings Per Common Share		P.	Earnings Per Common Share - Basic earnings (loss) per share of common stock for the years ended December 31, 2014 and 2013 is computed by dividing net income (loss) available to common stockholders by the weighted average number of shares of common stock outstanding for each year. Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued.  Potential common shares that may be issued by Bancorp relate to outstanding stock options, warrants, and convertible preferred stock, and are determined using the treasury stock method.
			Not included in the diluted earnings per share calculation for the years ended December 31, 2014 and 2013, because they were anti-dilutive, were shares of common stock issuable upon exercise of outstanding stock options totaling 172,000 and 125,000, respectively, 556,976 shares of common stock issuable upon the exercise of a warrant and 437,500 shares of common stock issuable upon conversion of Bancorp’s Series A preferred stock.  There was no dilution during the 2013 period, as dilution does not apply to loss periods.
			Year Ended
			December 31,
			2014		2013
	Common shares – weighted average (basic)			10,067,379		10,066,679
	Common share equivalents – weighted average			29,008		-
	Common shares – weighted average (diluted)			10,096,387		10,066,679
Advertising Cost		Q.	Advertising Cost - Advertising cost is expensed as incurred and totaled $687,000, and $624,000 for the years ended December 31, 2014, and 2013, respectively.
Troubled Debt Restructuring		R.	Troubled Debt Restructuring – Loans are classified as troubled debt restructurings if the Bank grants such borrowers concessions and it is deemed that those borrowers are experiencing financial difficulty.  Concessions granted under a troubled debt restructuring may be modified by means of extending the maturity date of the loan, reducing the interest rate on the loan to a rate below market, a combination of rate adjustments and maturity extensions, or by other means including covenant modifications, forbearances or other concessions.   All troubled debt restructurings, or TDRs, are considered impaired.
Significant Group Concentrations of Credit Risk		S.	Significant Group Concentrations of Credit Risk – Most of Bancorp’s activities are with customers located in Anne Arundel County, Maryland and nearby areas.   Note 2, of the Notes to Consolidated Financial Statements discusses the types of securities that Bancorp currently invests in.  Note 3 discusses the types of lending that Bancorp engages in.  Although Bancorp intends to have a diversified loan portfolio, its debtors’ ability to honor their contracts will be influenced by the region’s economy.  Bancorp does not have any significant concentrations to any one customer.
			Bancorp’s investment portfolio consists principally of obligations of the United States and its agencies.  In the opinion of management, there is no concentration of credit risk in its investment portfolio.  Bancorp places deposits in correspondent accounts and, on occasion, sells Federal funds to qualified financial institutions.  Management believes credit risk associated with correspondent accounts and with Federal funds sold is not significant.  Therefore, management believes that these particular practices do not subject Bancorp to unusual credit risk.
Off-Balance Sheet Financial Instruments		T.	Off-Balance Sheet Financial Instruments – In the ordinary course of business, Bancorp has entered into off-balance sheet financial instruments consisting of commitments to extend credit.  Such financial instruments are recorded in the consolidated balance sheet when they are funded.
Recent Accounting Pronouncements		U.	Recent Accounting Pronouncements – Under ASU 2014-04, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure, a creditor will be considered to have physical possession of residential real estate property that is collateral for a residential mortgage loan and therefore should reclassify the loan to other real estate owned when either (a) the creditor obtains legal title to the property upon completion of a foreclosure, or (b) the borrower conveys all interest in the real estate property to the lender to satisfy that loan even though legal title may not have passed.  The amendments are effective for public business entities for annual periods and interim periods, beginning after December 15, 2014.  Early adoption is permitted.  An entity can elect to adopt the amendments in this update using either a modified retrospective transition method or a prospective transition method.  Bancorp evaluated the effect of ASU 2014-04 and believes adoption will not have a material effect on the Consolidation Financial Statements.
			Under ASU 2014-09, Revenue from Contracts with Customers, establishes a comprehensive revenue recognition standard for virtually all industries under U.S. GAAP, including those that previously followed industry-specific guidance.  The revenue standard’s core principal is built on the contract between a vendor and a customer for the provision of goods and services.  It attempts to depict the exchange of rights and obligations between the parties in the pattern of revenue recognition based on the consideration to which the vendor is entitled.  The new standard applies to all public entities for annual periods beginning after December 15, 2016.  Early adoption is prohibited under U.S. GAAP. Bancorp has evaluated the effect of ASU 2014-09 and believes adoption will not have a material effect on the Consolidated Financial Statements.
	Under ASU 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-maturity Transactions, Repurchase Financings, and Disclosures, is an amendment requiring two accounting changes.  First, repurchase-to maturity will be accounted for as secured borrowing transactions on the balance sheet, rather than sales.  Second, for repurchase financial arrangements, the amendments require separate accounting for a transfer of a financial asset executed contemporaneously with (or in contemplation of) a repurchase agreement with the same counterparty, which also will generally result in secured borrowing accounting for the repurchase agreement.
	ASU 2014-11 also introduces new disclosures to increase transparency about the types of collateral pledged for repurchase agreements, securities lending transactions, and repurchase-to-maturity transactions that are accounted for as secured borrowings.  The ASU also requires a transferor to disclose information about transactions accounted for as a sale in which the transferor retains substantially all of the exposure to the economic return on the transferred financial assets through an agreement with the transferee.  The updated standard applies to all public entities for the first interim period beginning after December 15, 2014.  Bancorp has evaluated the effect of ASU 2014-11 and believes adoption will not have a material effect on the Consolidated Financial Statements.
Subsequent Events		V.	Subsequent Events – Bancorp has evaluated events and transactions occurring subsequent to December 31, 2014, the date of the consolidated statements of financial condition, for items that should potentially be recognized or disclosed in the consolidated financial statements.  The evaluation was conducted through the date these consolidated financial statements were issued.
Concentration of Credit Risk		W.	Concentration of Credit Risk – From time to time, the Bank will maintain balances with its correspondent bank that exceed the $250,000 federally insured deposit limit.  Management routinely evaluates the credit worthiness of the correspondent bank and does not feel they pose a significant risk to Bancorp.

Summary_of_Significant_Account2

Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2014
Summary of Significant Accounting Policies [Abstract]
Earnings per share reconciliation		Year Ended
		December 31,
		2014		2013
	Common shares – weighted average (basic)		10,067,379		10,066,679
	Common share equivalents – weighted average		29,008		-
	Common shares – weighted average (diluted)		10,096,387		10,066,679

Investment_Securities_Tables

Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2014
Investment Securities [Abstract]
Amortized cost and fair value of investment securities held to maturity	The amortized cost and fair value of investment securities held to maturity are as follows:
		Amortized		Gross Unrealized Gains		Gross Unrealized Losses		Fair
		Cost						Value
		(dollars in thousands)
	December 31, 2014:
	US Treasury securities	$	27,140	$	465	$	29	$	27,576
	US Agency securities		17,044		130		57		17,117
	US Government sponsored
	mortgage-backed securities		15,432		48		50		15,430
	Total	$	59,616	$	643	$	136	$	60,123
	December 31, 2013:
	US Treasury securities	$	31,235	$	665	$	69	$	31,831
	US Agency securities		11,123		44		101		11,066
	US Government sponsored
	mortgage-backed securities		2,303		27		14		2,316
	Total	$	44,661	$	736	$	184	$	45,213
Schedule of temporary impairment losses	The following table shows fair value and unrealized losses, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position as of December 31, 2014. Included in the table are seven US Treasury securities, ten Agency securities and five Mortgage-backed security in a gross unrealized loss position at December 31, 2014.  There were seven US Treasury securities, eight Agency securities and two Mortgage-backed securities in a gross unrealized loss position at December 31, 2013. Management believes that the unrealized losses in 2014 and 2013 were the result of interest rate levels differing from those existing at the time of purchase of the securities and actual and estimated prepayment speeds.  The Bank does not consider any of these securities to be other than temporarily impaired at December 31, 2014 or December 31, 2013, because the unrealized losses were related primarily to changes in market interest rates and widening of sector spreads and were not necessarily related to the credit quality of the issuers of the securities.
		Less than 12 months				12 Months or More				Total
		Fair Value		Unrealized		Fair Value		Unrealized		Fair Value		Unrealized
				Losses				Losses				Losses
	December 31, 2014:	(dollars in thousands)
	US Treasury securities	$	6,953	$	29	$	-	$	-	$	6,953	$	29
	US Agency securities		10,024		57		-		-		10,024		57
	US Government sponsored mortgage-backed securities		13,405		50		-		-		13,405		50
	Total	$	30,382	$	136	$	-	$	-	$	30,382	$	136
	December 31, 2013:
	US Treasury securities	$	6,907	$	69	$	-	$	-	$	6,907	$	69
	US Agency securities		7,934		101		-		-		7,934		101
	US Government sponsored mortgage-backed securities		1,931		14						1,931		14
	Total	$	16,772	$	184	$	-	$	-	$	16,772	$	184
Amortized cost and estimated fair value of debt securities	The amortized cost and estimated fair value of debt securities as of December 31, 2014, by contractual maturity, are shown in the following table.  Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Held to Maturity
		(dollars in thousands)
		Amortized		Estimated
		Cost		Fair Value
	Due in one year or less	$	7,026	$	7,092
	Due from one year to five years		34,243		34,520
	Due from five years to ten years		2,915		3,081
	US Government sponsored  mortgage-backed securities		15,432		15,430
		$	59,616	$	60,123

Loans_Receivable_Tables

Loans Receivable (Tables)	12 Months Ended
	Dec. 31, 2014
Loans Receivable [Abstract]
Loans receivable	Loans receivable, including unfunded commitments consist of the following:
		31-Dec
		2014			2013
		(dollars in thousands)
	Residential mortgage, total	$	309,461		$	258,919
	Individually evaluated for impairment		28,535			35,064
	Collectively evaluated for impairment		280,926			223,855
	Construction, land acquisition and development, total		84,325			75,539
	Individually evaluated for impairment		917			2,808
	Collectively evaluated for impairment		83,408			72,731
	Land, total		30,426			34,429
	Individually evaluated for impairment		2,039			1,263
	Collectively evaluated for impairment		28,387			33,166
	Lines of credit, total		19,251			21,598
	Individually evaluated for impairment		454			304
	Collectively evaluated for impairment		18,797			21,294
	Commercial real estate, total		198,539			220,160
	Individually evaluated for impairment		6,309			4,672
	Collectively evaluated for impairment		192,230			215,488
	Commercial non-real estate, total		10,167			8,583
	Individually evaluated for impairment		274			-
	Collectively evaluated for impairment		9,893			8,583
	Home equity, total		28,750			30,339
	Individually evaluated for impairment		3,551			1,777
	Collectively evaluated for impairment		25,199			28,562
	Consumer, total		1,040			1,185
	Individually evaluated for impairment		12			-
	Collectively evaluated for impairment		1,028			1,185
	Total Loans		681,959			650,752
	Less
	Unfunded commitments included above		(36,162	)		(34,069	)
			645,797			616,683
	Individually evaluated for impairment		42,091			45,888
	Collectively evaluated for impairment		603,706			570,795
			645,797			616,683
	Allowance for loan losses		(9,435	)		(11,739	)
	Deferred loan origination fees and costs, net		(2,480	)		(2,131	)
	Net Loans	$	633,882		$	602,813
Allowance for loan losses	The following is a summary of the allowance for loan losses for the years ended December 31, 2014 and December 31, 2013 (dollars in thousands):
	2014	Total			Residential Mortgage			Acquisition and Development			Land			Lines of Credit			Commercial Real Estate			Commercial Non-Real Estate			Home Equity			Consumer
	Beginning Balance	$	11,739		$	6,291		$	414		$	1,346		$	36		$	2,512		$	135		$	1,003		$	2
	Provision		831			(1,089	)		11			(1,049	)		1,285			59			1,396			221			(3	)
	Charge-offs		(3,994	)		(844	)		(63	)		-			(1,324	)		(92	)		(1,410	)		(261	)		-
	Recoveries		859			306			-			349			15			25			159			-			5
	Ending Balance	$	9,435		$	4,664		$	362		$	646		$	12		$	2,504		$	280		$	963		$	4
	Allowance on loans individually evaluated for impairment	$	2,777		$	2,113		$	-		$	53		$	-		$	224		$	15		$	370		$	2
	Allowance on loans collectively evaluated for impairment	$	6,658		$	2,551		$	362		$	593		$	12		$	2,280		$	265		$	593		$	2
	2013	Total			Residential Mortgage			Acquisition and Development			Land			Lines of Credit			Commercial Real Estate			Commercial Non-Real Estate			Home Equity			Consumer
	Beginning Balance	$	17,478		$	8,418		$	2,120		$	2,245		$	87		$	3,295		$	46		$	1,254		$	13
	Provision		16,520			4,758			667			1,857			410			7,506			768			543			11
	Charge-offs		(25,293	)		(7,919	)		(2,439	)		(4,529	)		(521	)		(8,343	)		(687	)		(809	)		(46	)
	Recoveries		3,034			1,034			66			1,773			60			54			8			15			24
	Ending Balance	$	11,739		$	6,291		$	414		$	1,346		$	36		$	2,512		$	135		$	1,003		$	2
	Allowance on loans individually evaluated for impairment	$	3,303		$	2,749		$	-		$	67		$	-		$	241		$	-		$	246		$	-
	Allowance on loans collectively evaluated for impairment	$	8,436		$	3,542		$	414		$	1,279		$	36		$	2,271		$	135		$	757		$	2
Impaired loans
	The following tables summarize impaired loans at December 31, 2014 and 2013 (dollars in thousands):
		Impaired Loans with						Impaired			Total Impaired Loans
		Specific Allowance						Loans with
								No Specific Allowance
		Recorded Investment			Related			Recorded Investment			Recorded Investment			Unpaid
					Allowance									Principal
														Balance
	31-Dec-14
	Residential mortgage	$	14,094		$	2,113		$	14,441		$	28,535		$	29,487
	Construction, acquisition and development		-			-			917			917			917
	Land		355			53			1,684			2,039			2,157
	Lines of credit		-			-			454			454			545
	Commercial real estate		2,529			224			3,780			6,309			6,533
	Commercial non-real estate		274			15			-			274			274
	Home equity		1,472			370			2,079			3,551			4,274
	Consumer		12			2			-			12			12
	Total Impaired loans	$	18,736		$	2,777		$	23,355		$	42,091		$	44,199
		Impaired Loans with						Impaired			Total Impaired Loans
		Specific Allowance						Loans with
								No Specific Allowance
		Recorded Investment			Related			Recorded Investment			Recorded Investment			Unpaid
					Allowance									Principal
														Balance
	31-Dec-13
	Residential mortgage	$	16,910		$	2,749		$	18,154		$	35,064		$	39,149
	Construction, acquisition and development		-			-			2,808			2,808			3,453
	Land		363			67			900			1,263			1,380
	Lines of credit		-			-			304			304			395
	Commercial real estate		2,092			241			2,580			4,672			4,685
	Commercial non-real estate		-			-			-			-			-
	Home equity		491			246			1,286			1,777			2,239
	Consumer		-			-			-			-			-
	Total Impaired loans	$	19,856		$	3,303		$	26,032		$	45,888		$	51,302
	The following tables summarize average impaired loans for the years ended December 31, 2014 and 2013 (dollars in thousands):
		Impaired Loans with						Impaired Loans with No						Total Impaired Loans
		Specific Allowance						Specific Allowance
		Average			Interest			Average			Interest			Average			Interest
		Recorded Investment			Income Recognized			Recorded Investment			Income Recognized			Recorded Investment			Income Recognized
	31-Dec-14
	Residential mortgage	$	14,222		$	592		$	17,342		$	648		$	31,564		$	1,240
	Construction, acquisition and development		-			-			1,831			54			1,831			54
	Land		359			13			1,774			89			2,133			102
	Lines of credit		599			15			616			41			1,215			56
	Commercial real estate		2,556			120			4,515			230			7,071			350
	Commercial non-real estate		258			5			406			23			664			28
	Home equity		1,460			-			2,174			65			3,634			65
	Consumer		13			-			-			-			13			-
	Total Impaired loans	$	19,467		$	745		$	28,658		$	1,150		$	48,125			1,895
		Impaired Loans with						Impaired Loans with No						Total Impaired Loans
		Specific Allowance						Specific Allowance
		Average			Interest			Average			Interest			Average			Interest
		Recorded Investment			Income Recognized			Recorded Investment			Income Recognized			Recorded Investment			Income Recognized
	31-Dec-13
	Residential mortgage	$	18,024		$	781		$	28,941		$	1,148		$	46,965		$	1,929
	Construction, acquisition and development		952			44			5,284			164			6,236			208
	Land		1,920			59			1,538			79			3,458			138
	Lines of credit		-			-			365			24			365			24
	Commercial real estate		5,698			272			6,949			270			12,647			542
	Commercial non-real estate		-			-			-			-			-			-
	Home equity		491			22			1,684			88			2,175			110
	Consumer		-			-			1,077			43			1,077			43
	Total Impaired loans	$	27,085		$	1,178		$	45,838		$	1,816		$	72,923			2,994
Classes of the loan portfolio	The following tables present the classes of the loan portfolio, including unfunded commitments summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system as of December 31, 2014 and 2013 (dollars in thousands):
		Pass			Special Mention			Substandard			Doubtful			Total
	31-Dec-14
	Residential mortgage	$	295,589		$	1,331		$	12,541		$	-		$	309,461
	Construction acquisition and development		82,778			-			1,547			-			84,325
	Land		30,285			-			141			-			30,426
	Lines of credit		16,112			2,479			660			-			19,251
	Commercial real estate		181,686			7,172			9,681			-			198,539
	Commercial non-real estate		9,275			637			255			-			10,167
	Home equity		25,769			-			2,981			-			28,750
	Consumer		985			-			55			-			1,040
	Total loans	$	642,479		$	11,619		$	27,861		$	-		$	681,959
		Pass			Special Mention			Substandard			Doubtful			Total
	31-Dec-13
	Residential mortgage	$	240,325		$	3,454		$	15,140		$	-		$	258,919
	Construction acquisition and development		72,104			250			3,185			-			75,539
	Land		33,804			480			145			-			34,429
	Lines of credit		19,152			568			1,878			-			21,598
	Commercial real estate		205,063			6,775			8,322			-			220,160
	Commercial non-real estate		8,583			-			-			-			8,583
	Home equity		28,447			115			1,777			-			30,339
	Consumer		299			-			886			-			1,185
	Total loans	$	607,777		$	11,642		$	31,333		$	-		$	650,752
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans	The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of December 31, 2014 and 2013 (dollars in thousands):
		30-59			60-89 Days Past Due			90+			Total			Current			Total			Non-Accrual
		Days Past						Days			Past						Loans
		Due						Past			Due
								Due
	31-Dec-14
	Residential mortgage	$	2,549		$	2,333		$	3,095		$	7,977		$	301,484		$	309,461		$	6,052
	Construction acquisition and development		-			-			-			-			84,325			84,325			115
	Land		-			-			6			6			30 420			30,426			847
	Lines of credit		-			-			-			-			19,251			19,251			388
	Commercial real estate		447			45			375			867			197,672			198,539			652
	Commercial non-real estate		-			-			-			-			10,167			10,167			1,775
	Home equity		174			242			2,417			2,833			25,917			28,750			3,016
	Consumer		-			-			-			-			1,040			1,040			-
	Total loans	$	3,170		$	2,620		$	5,893		$	11,683		$	670,276		$	681,959		$	12,845
		30-59			60-89 Days Past Due			90+			Total			Current			Total			Non-Accrual
		Days Past						Days			Past						Loans
		Due						Past			Due
								Due
	31-Dec-13
	Residential mortgage	$	2,985		$	3,834		$	3,678		$	10,497		$	248,422		$	258,919		$	6,802
	Construction acquisition and development		-			-			705			705			74,834			75,539			814
	Land		29			-			-			29			34,400			34,429			183
	Lines of credit		181			-			-			181			21,417			21,598			304
	Commercial real estate		420			28			350			798			219,362			220,160			1,155
	Commercial non-real estate		1			-			-			1			8,582			8,583			-
	Home equity		29			138			469			636			29,703			30,339			1,777
	Consumer		1			-			-			1			1,184			1,185			-
	Total loans	$	3,646		$	4,000		$	5,202		$	12,848		$	637,904		$	650,752		$	11,035
Financial instruments whose contract amounts represents credit risk	Financial Instruments Whose Contract	Contract Amount
	Amounts Represent Credit Risk	At December 31,
		2014			2013
		(dollars in thousands)
	Standby letters of credit	$	7,357		$	14,719
	Home equity lines of credit		8,571			12,345
	Unadvanced construction commitments		36,162			34,023
	Mortgage loan commitments		2,120			4,193
	Lines of credit		23,844			30,965
	Loans sold with limited repurchase provisions		38,247			28,134
Newly restructured loans during the period	The following tables present newly restructured loans that occurred during the years ended December 31, 2014 and 2013 by the type of concession (dollars in thousands):
		Year ended December 31, 2014
		Rate Modification			Contracts			Term			Contracts			Combination Modifications			Contracts			Total			Total Contracts
								Modifications
	Pre-Modification Outstanding Recorded Investment:
	Residential mortgage		-			-			-			-		$	447			2		$	447			2
	Construction, acquisition and development		-			-			-			-			-			-			-			-
	Land		-			-			-			-			-			-			-			-
	Lines of credit		-			-			-			-			-			-			-			-
	Commercial real estate		-			-			-			-			541			3			541			3
	Commercial non-real estate		-			-			-			-			-			-			-			-
	Home equity		-			-			-			-			-			-			-			-
	Consumer		-			-			-			-			-			-			-			-
	Total loans		-			-			-			-		$	988			5		$	988			5
	Post-Modification Outstanding Recorded Investment:
	Residential mortgage		-			-			-			-		$	447			2		$	447			2
	Construction, acquisition and development		-			-			-			-			-			-			-			-
	Land		-			-			-			-			-			-			-			-
	Lines of credit		-			-			-			-			-			-			-			-
	Commercial real estate		-			-			-			-			541			3			541			3
	Commercial non-real estate		-			-			-			-			-			-			-			-
	Home equity		-			-			-			-			-			-			-			-
	Consumer		-			-			-			-			-			-			-			-
	Total loans		-			-			-			-		$	988			5		$	988			5
		Year ended December 31, 2013
		Rate Modification			Contracts			Term			Contracts			Combination Modifications			Contracts			Total			Total Contracts
								Modifications
	Pre-Modification Outstanding Recorded Investment:
	Residential mortgage	$	219			1			-			-		$	5,279			8		$	5,498			9
	Construction, acquisition and development		-			-			-			-			-			-			-			-
	Land		-			-			-			-			-			-			-			-
	Lines of credit		-			-			-			-			-			-			-			-
	Commercial real estate		-			-			-			-			1,250			1			1,250			1
	Commercial non-real estate		-			-			-			-			-			-			-			-
	Home equity		-			-			-			-			-			-			-			-
	Consumer		-			-			-			-			-			-			-			-
	Total loans	$	219			1			-			-		$	6,529			9		$	6,748			10
	Post-Modification Outstanding Recorded Investment:
	Residential mortgage	$	210			1			-			-		$	4,077			8		$	4,287			9
	Construction, acquisition and development		-			-			-			-			-			-			-			-
	Land		-			-			-			-			-			-			-			-
	Lines of credit		-			-			-			-			-			-			-			-
	Commercial real estate		-			-			-			-			1,239			1			1,239			1
	Commercial non-real estate		-			-			-			-			-			-			-			-
	Home equity		-			-			-			-			-			-			-			-
	Consumer		-			-			-			-			-			-			-			-
	Total loans	$	210			1			-			-		$	5,316			9		$	5,526			10
Methods used to account for interest on TDRs	Interest on TDRs was accounted for under the following methods as of December 31, 2014 and December 31, 2013 (dollars in thousands):
		Number of			Accrual			Number of Contracts			Non-			Total			Total
		Contracts			Status						Accrual			Number of			Modifications
											Status			Contracts
	31-Dec-14
	Residential mortgage		57		$	22,154			5		$	2,402			62		$	24,556
	Construction, acquisition and development		2			803			-			-			2			803
	Land		5			982			1			6			6			988
	Lines of credit		-			-			-			-			-			-
	Commercial real estate		6			3,623			1			109			7			3,732
	Commercial non-real estate		5			150			2			124			7			274
	Home equity		-			-			-			-			-			-
	Consumer		1			12			-			-			1			12
	Total loans		76		$	27,724			9		$	2,641			85		$	30,365
	31-Dec-13
	Residential mortgage		66		$	28,966			5		$	856			71		$	29,822
	Construction, acquisition and development		3			1,994			1			705			4			2,699
	Land		5			1,080			2			6			7			1,086
	Lines of credit		-			-			-			-			-			-
	Commercial real estate		5			3,199			1			112			6			3,311
	Commercial non-real estate		-			-			-			-			-			-
	Home equity		-			-			-			-			-			-
	Consumer		-			-			-			-			-			-
	Total loans		79		$	35,239			9		$	1,679			88		$	36,918

Premises_and_Equipment_Tables

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2014
Premises and Equipment [Abstract]
Summary of premises and equipment by major classification	Premises and equipment are summarized by major classification as follows:
		December 31,						Estimated
		2014			2013			Useful Lives
		(dollars in thousands)
	Land	$	1,537		$	1,537			-
	Building		29,423			29,162		39 Years
	Leasehold improvements		1,675			1,657		15-27.5 Years
	Furniture, fixtures and equipment		2,985			3,221		3-10 Years
	Construction in process		-			54
	Total at cost		35,620			35,631
	Accumulated depreciation		(10,461	)		(9,793	)
		$	25,159		$	25,838
Minimum future annual rental payments on leases
	The minimum future annual rental payments on leases are as follows:
	Years Ended December 31, (in thousands)
	2015		92
	2016		21
	2017		18
Minimum future annual rental income from leases	The minimum future annual rental income on leases is as follows:
	Years Ended December 31, (in thousands)
	2015		908
	2016		926
	2017		674
	2018		455
	2019		217

Foreclosed_Real_Estate_Tables

Foreclosed Real Estate (Tables)	12 Months Ended
	Dec. 31, 2014
Foreclosed Real Estate [Abstract]
Summary of changes in foreclosed real estate	The following table summarizes the changes in foreclosed real estate for the years ended December 31, 2014 and 2013 (dollars in thousands):
	Foreclosed real estate at December 31, 2012	$	11,441
	Transferred from impaired loans, net of specific reserves of $3,267		10,169
	Property improvements		925
	Additional write downs		(4,610	)
	Property sold, including loss on sale		(8,953	)
	Foreclosed real estate at December 31, 2013	$	8,972
	Transferred from impaired loans, net of specific reserves of $3,303		847
	Property improvements		-
	Additional write downs		-
	Property sold, including loss on sale		(7,872	)
	Foreclosed real estate at December 31, 2014	$	1,947

Deposits_Tables

Deposits (Tables)	12 Months Ended
	Dec. 31, 2014
Deposits [Abstract]
Schedule of deposits in the bank	Deposits in the Bank as of December 31, 2014 and 2013 consisted of the following:
		31-Dec-14					31-Dec-13
	Category	Amount		Percent			Amount		Percent
		(dollars in thousands)
	NOW accounts	$	54,827		10.08	%	$	40,067		7.01	%
	Money market accounts		39,579		7.28	%		38,619		6.76	%
	Passbooks		126,062		23.18	%		164,504		28.79	%
	Certificates of deposit		298,489		54.89	%		301,355		52.75	%
	Non-interest bearing accounts		24,857		4.57	%		26,704		4.69	%
	Total deposits	$	543,814		100	%	$	571,249		100	%
Scheduled of maturities of certificates of deposit	At December 31, 2014 scheduled maturities of certificates of deposit are as follows:
		Amount
		(dollars in thousands)
	One year or less	$	197,603
	More than 1 year to 2 years		47,667
	More than 2 years to 3 years		37,409
	More than 3 years to 4 years		11,027
	More than 4 years to 5 years		4,783
		$	298,489

Long_Term_Borrowings_Tables

Long Term Borrowings (Tables)	12 Months Ended
	Dec. 31, 2014
Long Term Borrowings [Abstract]
Schedule of maturities of long-term advances	The maturities of these long-term advances at December 31, 2014 are as follows (dollars in thousands):
	Rate		Amount		Maturity
	1.81% to 1.83%		$	15,000		2016
	2.43% to 4.05%			70,000		2017
	2.58% to 3.43%			15,000		2018
		4.00%		15,000		2019
			$	115,000

StockBased_Compensation_Tables

Stock-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2014
Stock-Based Compensation [Abstract]
Information regarding stock option plan
	Information regarding Bancorp’s stock option plan as of and for the years ended December 31, 2014 and 2013 is as follows:
		Shares			Weighted			Weighted		Aggregate
					Average			Average		Intrinsic
					Exercise			Remaining		Value
					Price			Life
	Options outstanding, December 31, 2012		81,000		$	4.23
	Options granted		260,000			4.17
	Options exercised		-			-
	Options forfeited		(22,000	)		3.61
	Options outstanding, December 31, 2013		319,000			4.23
	Options granted		50,000			4.67
	Options exercised		(700	)		3.37
	Options forfeited		(40,100	)		3.93
	Options outstanding, December 31, 2014		328,200			4.33			3.03	$	122,160
	Options exercisable, December 31, 2014		129,695			4.16			1.75	$	60,033
	Option price range at December 31, 2014		$3.37 to $5.31
Stock options valuation assumptions	The following weighted average assumptions were used to value options granted in current and prior periods presented.
		2014			2013
	Expected life of options	5.5 years			5.0 years
	Risk-free interest rate		1.76	%		1.09	%
	Expected volatility		66.61	%		79.14	%
	Expected dividend yield		0	%		0	%
	Weighted average fair value of options granted	$	2.63		$	2.58
Summary of nonvested options in stock option plan
	The following table summarizes the nonvested options in Bancorp’s stock option plan as of December 31, 2014.
		Shares			Weighted
					Average
					Exercise
					Price
	Nonvested options outstanding, December 31, 2013		236,383		$	4.29
	Nonvested options granted		50,000			4.67
	Nonvested options vested		(47,778	)		4.35
	Nonvested options forfeited		(40,100	)		3.93
	Nonvested options outstanding, December 31, 2014		198,505		$	4.44

Regulatory_Matters_Tables

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2014
Regulatory Matters [Abstract]
Bank's actual capital amounts and ratios
	The following table presents the Bank's actual capital amounts and ratios at December 31, 2014 and 2013:
		Actual					For Capital					To Be Well
							Adequacy Purposes					Capitalized Under
												Prompt Corrective
												Action Provisions
		Amount		%			Amount		%			Amount		%
		(dollars in thousands)
	31-Dec-14
	Tangible (1)	$	106,916		13.8	%	$	11,590		1.5	%		N/A		N/A
	Tier 1 capital (2)		106,916		19.4	%		N/A		N/A		$	33,081		6	%
	Core (1)		106,916		13.8	%		30,906		4	%		38,633		5	%
	Total (2)		113,848		20.6	%		44,108		8	%		55,135		10	%
	31-Dec-13
	Tangible (1)	$	102,790		12.9	%	$	11,924		1.5	%		N/A		N/A
	Tier 1 capital (2)		102,790		18.6	%		N/A		N/A		$	33,114		6	%
	Core (1)		102,790		12.9	%		31,797		4	%		39,747		5	%
	Total (2)		109,055		19.8	%		44,153		8	%		55,191		10	%
	(1) To adjusted total assets.
	(2) To risk-weighted assets.

Income_Taxes_Tables

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2014
Income Taxes [Abstract]
Summary of income tax provision (benefit)	The income tax provision consists of the following for the years ended December 31:
		2014			2013
	Current
	Federal	$	12		$	-
	State		19			2
			31			2
	Deferred
	Federal		1,029			(5,272	)
	State		251			(1,323	)
			1,280			(6,595	)
	Valuation allowance		(1,280	)		15,303
	Total income tax provision	$	31		$	8,710
Summary of statutory federal income tax rate to income (loss)	The amount computed by applying the statutory federal income tax rate to income before taxes is less than the tax provision for the following reasons for the years ended December 31:
		2014						2013
		Amount			Percent of			Amount			Percent of Pretax
					Pretax						Income
					Income
	Statutory Federal income tax rate	$	1,000			34	%	$	(5,595	)		34	%
	State tax net of Federal income tax benefit		178			6.1	%		(872	)		5.3	%
	Valuation allowance change		(1,280	)		(43.5	)%		15,303			(93.0	)%
	Other adjustments		133			4.5	%		(126	)		0.8	%
		$	31			1.1	%	$	8,710			(52.9	)%
Summary of deferred tax assets and deferred tax liabilities	The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2014 and 2013 are presented below:
		2014			2013
		(dollars in thousands)
	Deferred Tax Assets:
	Allowance for loan losses	$	5,648		$	4,737
	Loan charge-offs		-			1,982
	Reserve on foreclosed real estate		565			1,499
	Reserve for uncollected interest		263			247
	Reserve for contingent liability		128			-
	Federal net operating loss carryforwards		8,593			7,923
	State net operating loss carryforwards		1,606			1,499
	Charitable contribution carryforwards		319			242
	Other		12			-
	Total deferred tax assets		17,134			18,129
	Valuation allowance		(14,292	)		(15,572	)
	Total deferred tax assets, net of valuation allowance		2,842			2,557
	Deferred Tax Liabilities:
	Federal Home Loan Bank stock dividends		(84	)		(84	)
	Loan origination costs		(627	)		(541	)
	Accelerated depreciation		(1,599	)		(1,654	)
	Prepaid expenses		(265	)		-
	Mortgage servicing rights		(265	)		-
	Other		(2	)		(278	)
	Total deferred tax liabilities		(2,842	)		(2,557	)
	Net deferred tax assets	$	-		$	-

Related_Party_Transactions_Tab

Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2014
Related Party Transactions [Abstract]
Related party loan activity	The following table shows loan activity for the year ended December 31, 2014:
		2014
	Beginning balance as of December 31, 2013	$	905,000
	Loan funding		-
	Loan pay off/payment		59,000
	Ending balance as of December 31, 2014	$	846,000

Fair_Value_of_Financial_Instru1

Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2014
Fair Value of Financial Instruments [Abstract]
Financial assets accounted for at fair value on a nonrecurring basis	The following table sets forth financial assets that were accounted for at fair value on a nonrecurring and recurring basis by level within the fair value hierarchy as of December 31, 2014:
							31-Dec-14
							Fair Value Measurement Using:
			31-Dec-14				Quoted Prices in				Significant Other			Significant Unobservable
							Active Markets				Observable			Inputs
							For Identical				Inputs			(Level 3)
							Assets				(Level 2)
							(Level 1)
			(dollars in thousands)
	Nonrecurring fair value measurements
	Impaired loans		$	15,959			$	-			$	-		$	15,959
	Foreclosed real estate			1,947				-				-			1,947
	Total nonrecurring fair value measurements		$	17,906			$	-			$	-		$	17,906
	Recurring fair value measurements
	Mortgage servicing rights		$	658			$	-			$	-		$	658
	Rate lock commitments			139				-				139			-
	Mandatory forward contracts			(59	)			-				(59	)		-
	Total recurring fair value measurements		$	738			$	-			$	80		$	658
	The following table sets forth financial assets that were accounted for at fair value on a nonrecurring and recurring basis by level within the fair value hierarchy as of December, 31, 2013:
							31-Dec-13
							Fair Value Measurement Using:
			31-Dec-13				Quoted Prices in				Significant Other			Significant Unobservable
							Active Markets				Observable			Inputs
							For Identical				Inputs			(Level 3)
							Assets				(Level 2)
							(Level 1)
			(dollars in thousands)
	Nonrecurring fair value measurements
	Impaired loans		$	16,553			$	-			$	-		$	16,553
	Foreclosed real estate			8,972				-				-			8,972
	Total nonrecurring fair value measurements		$	25,525			$	-			$	-		$	25,525
	Recurring fair value measurements
	Mortgage servicing rights		$	723			$	-			$	-		$	723
Assets measured at fair value on a nonrecurring basis utilizing level 3 input	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Bancorp has utilized Level 3 inputs to determine fair value:
			Quantitative Information about Level 3 Fair Value Measurements
			Fair Value Estimate			Valuation Techniques	Unobservable Input		Range (Weighted Average)
	31-Dec-14
	Impaired loans		$	15,589		PV of future cash flows (1)	Discount Rate			-6	%
			$	370		Appraisal of collateral (2)	Liquidation expenses (3)			-6	%
	Foreclosed real estate		$	1,947		Appraisal of  collateral (2),(4)	Appraisal adjustments (3)		-6.51% to -100% (-13.94		%)
	31-Dec-13
	Impaired loans		$	15,942		PV of future cash flows (1)	Discount Rate			-6	%
			$	611		Appraisal of collateral (2)	Liquidation expenses (3)			-6	%
	Foreclosed real estate		$	8,972		Appraisal of  collateral (2),(4)	Appraisal adjustments (3)		-6.00% to -44.08% (-12.69		%)
		-1	Cash flow which generally include various level 3 inputs which are not identifiable.
		-2	Fair value is generally determined through independent appraisals for the underlying collateral, which generally include various level 3 inputs which are not identifiable.
		-3	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.  The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
		-4	Includes qualitative adjustments by management and estimated liquidation expenses.
Estimated fair values of financial instruments	The estimated fair values of Bancorp's financial instruments as of December 31, 2014 and December 31, 2013 were as follows:
											Fair Value Measurement at
											31-Dec-14
			Carrying				Fair				Quoted Prices in			Significant Other		Significant Unobservable
			Amount				Value				Active Markets			Observable		Inputs
											For Identical			Inputs		(Level 3)
											Assets			(Level 2)
											(Level 1)
			(dollars in thousands)
	Financial Assets
	Cash and cash equivalents		$	33,335			$	33,335			$	33,335		$	-	$	-
	Investment securities (HTM)			59,616				60,123				-			60,123		-
	Loans held for sale			7,165				7,211				-			7,211		-
	Loans receivable, net			633,882				636,728				-			-		636,728
	FHLB stock			5,936				5,936				-			5,936		-
	Accrued interest receivable			2,297				2,297				-			2,297		-
	Mortgage servicing rights			658				-				-			-		658
	Rate lock commitments			416				-				-			416		-
	Mandatory forward contracts			4				-				-			4		-
	Financial Liabilities
	Deposits		$	543,814			$	544,751				-			544,751		-
	FHLB advances			115,000				108,859				-			108,859		-
	Subordinated debentures			24,119				24,119				-			-		24,119
	Accrued interest payable			2,136				2,136				-			2,136		-
	Off Balance Sheet Commitments		$	-			$	-			$	-		$	-	$	-
			Fair Value Measurement at
			31-Dec-13
			Carrying				Fair				Quoted Prices in			Significant Other		Significant Unobservable
			Amount				Value				Active Markets			Observable		Inputs
											For Identical			Inputs		(Level 3)
											Assets			(Level 2)
											(Level 1)
			(dollars in thousands)
	Financial Assets
	Cash and cash equivalents		$	98,376			$	98,376			$	98,376		$	-	$	-
	Investment securities (HTM)			44,661				45,213				-			45,213		-
	Loans held for sale			3,726				3,825				-			3,825		-
	Loans receivable, net			602,813				631,032				-			-		631,032
	FHLB stock			6,190				6,190				-			6,190		-
	Accrued interest receivable			2,353				2,353				-			2,353		-
	Mortgage servicing rights			723				723				-			-		723
	Financial Liabilities
	Deposits		$	571,249			$	573,371				-			573,371		-
	FHLB advances			115,000				106,876				-			106,876		-
	Subordinated debentures			24,119				24,119				-			-		24,119
	Accrued interest payable			1,375				1,375				-			1,375		-
	Off Balance Sheet Commitments		$	-			$	-			$	-		$	-	$	-

Condensed_Financial_Informatio1

Condensed Financial Information (Parent Company Only) (Tables)	12 Months Ended
	Dec. 31, 2014
Condensed Financial Information (Parent Company Only) [Abstract]
Summary of financial position, result of operation and cash flows	Information as to the financial position of Severn Bancorp, Inc. as of December 31, 2014 and 2013 and results of operations and cash flows for each of the years ended December 31, 2014 and 2013 is summarized below.
		December 31,
		2014			2013
		(dollars in thousands)
	Statements of Financial Condition
	Cash	$	1,316		$	969
	Equity in net assets of subsidiaries:
	Bank		107,316			103,196
	Non-Bank		3,758			3,675
	Loans, net of allowance for loan losses of $- and $19, respectively		-			331
	Foreclosed real estate		-			250
	Other assets		920			1,479
	Total assets	$	113,310		$	109,900
	Subordinated debentures	$	24,119		$	24,119
	Other liabilities		5,381			3,012
	Total liabilities		29,500			27,131
	Stockholders’ equity		83,810			82,769
	Total liabilities and stockholders’ equity	$	113,310		$	109,900
		December 31,
		2014			2013
	Statements of Operations
	Interest income	$	34		$	26
	Interest expense on subordinated debentures		1,086			857
	Net interest expense		(1,052	)		(831	)
	General and administrative expenses		242			184
	Provision for loan losses		(19	)		-
	Loss before income taxes and equity in undistributed net income (loss) of subsidiaries		(1,275	)		(1,015	)
	Income tax expense		(20	)		(3	)
	Equity in undistributed net income (loss) of subsidiaries		4,204			(24,147	)
	Net income (loss)	$	2,909		$	(25,165	)
		For the Years Ended December 31,
		2014			2013
		(dollars in thousands)
	Statements of Cash Flows
	Cash Flows from Operating Activities:
	Net income (loss)	$	2,909		$	(25,165	)
	Adjustments to reconcile net income (loss) to net cash used in operating activities:
	Equity in undistributed (earnings) loss of subsidiaries		(4,204	)		24,147
	Provision for loan losses		(19	)		-
	Decrease (increase) in other assets		559			(65	)
	Stock-based compensation expense		201			108
	Increase in other liabilities		298			579
	Cash (used in) operating activities		(256	)		(396	)
	Cash Flows from Investing Activities:
	Net decrease in loans		350			-
	Cash provided by investing activities		350			-
	Cash Flows from Financing Activities:
	Proceeds from sale of foreclosed real estate		250			-
	Proceeds from exercise of options		3			-
	Cash provided by financing activities		253			-
	Increase (decrease) in cash and cash equivalents		347			(396	)
	Cash and cash equivalents at beginning of year		969			1,365
	Cash and cash equivalents at end of year	$	1,316		$	969
	Supplemental disclosure of cash flows information:
	Transfer of net loans to foreclosed real estate	$	-		$	250

Summary_of_Significant_Account3

Summary of Significant Accounting Policies (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
	Classification
Federal Home Loan Bank Stock [Abstract]
FHLB stock (in dollars per share)	$100
Company owned shares	$5,936,000	$6,190,000
Loan Servicing [Line Items]
Mortgage servicing rights	658,000	723,000
Mortgage loans serviced for others	93,332,000	109,244,000
Loans [Abstract]
Number of classifications	8
Maximum percentage of lending of appraised value of property (in hundredths)	80.00%
Weighted average number of shares outstanding reconciliation [Abstract]
Common shares - weighted average (basic) (in shares)	10,067,379	10,066,679
Common share equivalents - weighted average (in shares)	29,008	0
Common shares - weighted average (diluted) (in shares)	10,096,387	10,066,679
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive number of shares of common stock outstanding (in shares)	172,000
Advertising Cost [Abstract]
Advertising expenses	687,000	624,000
Concentration of Credit Risk [Abstract]
Federally insured deposit limit	250,000
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive number of shares of common stock outstanding (in shares)		125,000
Warrant [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive number of shares of common stock outstanding (in shares)	556,976
Series A Preferred Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive number of shares of common stock outstanding (in shares)	437,500
Federal Home Loan Mortgage Corporation [Member]
Loan Servicing [Line Items]
Mortgage loans serviced for others	21,577,000
Federal National Mortgage Association [Member]
Loan Servicing [Line Items]
Mortgage loans serviced for others	46,347,000
Other Investors [Member]
Loan Servicing [Line Items]
Mortgage loans serviced for others	$25,408,000

Investment_Securities_Details

Investment Securities (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Amortized cost and fair value of investment securities held to maturity [Abstract]
Amortized Cost	$59,616,000	$44,661,000
Gross Unrealized Gains	643,000	736,000
Gross Unrealized Losses	136,000	184,000
Fair Value	60,123,000	45,213,000
Securities pledged as collateral for borrowings	4,244,000	3,263,000
Fair Value [Abstract]
Less than 12 Months, Fair Value	30,382,000	16,772,000
12 Months or More, Fair Value	0	0
Total, Fair Value	30,382,000	16,772,000
Unrealized Losses [Abstract]
Less than 12 Months, Unrealized Losses	136,000	184,000
12 Months or More, Unrealized Losses	0	0
Total, Unrealized Losses	136,000	184,000
Amortized Cost [Abstract]
Due in one year or less	7,026,000
Due from one year to five years	34,243,000
Due from five years to ten years	2,915,000
US Government sponsored mortgage-backed securities	15,432,000
Amortized Cost	59,616,000	44,661,000
Estimated Fair Value [Abstract]
Due in one year or less	7,092,000
Due from one year to five years	34,520,000
Due from five years to ten years	3,081,000
US Government sponsored mortgage-backed securities	15,430,000
Fair Value	60,123,000	45,213,000
US Treasury Securities [Member]
Amortized cost and fair value of investment securities held to maturity [Abstract]
Amortized Cost	27,140,000	31,235,000
Gross Unrealized Gains	465,000	665,000
Gross Unrealized Losses	29,000	69,000
Fair Value	27,576,000	31,831,000
Number of securities in continuous unrealized loss position	7	7
Fair Value [Abstract]
Less than 12 Months, Fair Value	6,953,000	6,907,000
12 Months or More, Fair Value	0	0
Total, Fair Value	6,953,000	6,907,000
Unrealized Losses [Abstract]
Less than 12 Months, Unrealized Losses	29,000	69,000
12 Months or More, Unrealized Losses	0	0
Total, Unrealized Losses	29,000	69,000
Amortized Cost [Abstract]
Amortized Cost	27,140,000	31,235,000
Estimated Fair Value [Abstract]
Fair Value	27,576,000	31,831,000
US Agency Securities [Member]
Amortized cost and fair value of investment securities held to maturity [Abstract]
Amortized Cost	17,044,000	11,123,000
Gross Unrealized Gains	130,000	44,000
Gross Unrealized Losses	57,000	101,000
Fair Value	17,117,000	11,066,000
Number of securities in continuous unrealized loss position	10	8
Fair Value [Abstract]
Less than 12 Months, Fair Value	10,024,000	7,934,000
12 Months or More, Fair Value	0	0
Total, Fair Value	10,024,000	7,934,000
Unrealized Losses [Abstract]
Less than 12 Months, Unrealized Losses	57,000	101,000
12 Months or More, Unrealized Losses	0	0
Total, Unrealized Losses	57,000	101,000
Amortized Cost [Abstract]
Amortized Cost	17,044,000	11,123,000
Estimated Fair Value [Abstract]
Fair Value	17,117,000	11,066,000
US Government Sponsored Mortgage-Backed Securities [Member]
Amortized cost and fair value of investment securities held to maturity [Abstract]
Amortized Cost	15,432,000	2,303,000
Gross Unrealized Gains	48,000	27,000
Gross Unrealized Losses	50,000	14,000
Fair Value	15,430,000	2,316,000
Number of securities in continuous unrealized loss position	5	2
Fair Value [Abstract]
Less than 12 Months, Fair Value	13,405,000	1,931,000
12 Months or More, Fair Value	0	0
Total, Fair Value	13,405,000	1,931,000
Unrealized Losses [Abstract]
Less than 12 Months, Unrealized Losses	50,000	14,000
12 Months or More, Unrealized Losses	0	0
Total, Unrealized Losses	50,000	14,000
Amortized Cost [Abstract]
Amortized Cost	15,432,000	2,303,000
Estimated Fair Value [Abstract]
Fair Value	$15,430,000	$2,316,000

Loans_Receivable_Loans_Receiva

Loans Receivable, Loans Receivable (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Loans receivable [Abstract]
Total loans	$681,959,000	$650,752,000
Less [Abstract]
Unfunded commitments included above	-36,162,000	-34,069,000
Total loans excluding unfunded commitments	645,797,000	616,683,000
Individually evaluated for impairment	42,091,000	45,888,000
Collectively evaluated for impairment	603,706,000	570,795,000
Total loans excluding unfunded commitments	645,797,000	616,683,000
Allowance for loan losses	-9,435,000	-11,739,000
Deferred loan origination fees and costs, net	-2,480,000	-2,131,000
Net Loans	633,882,000	602,813,000
Nonaccrual period of loan considered to be impaired	90 days
Residential Mortgage [Member]
Loans receivable [Abstract]
Total loans	309,461,000	258,919,000
Less [Abstract]
Individually evaluated for impairment	28,535,000	35,064,000
Collectively evaluated for impairment	280,926,000	223,855,000
Loan to value ratio (in hundredths)	80.00%
Construction, Land Acquisition and Development [Member]
Loans receivable [Abstract]
Total loans	84,325,000	75,539,000
Less [Abstract]
Individually evaluated for impairment	917,000	2,808,000
Collectively evaluated for impairment	83,408,000	72,731,000
Term of the construction period, maximum	2 years
Construction, Land Acquisition and Development [Member] | Minimum [Member]
Less [Abstract]
Extension period for loans	12 months
Construction, Land Acquisition and Development [Member] | Maximum [Member]
Less [Abstract]
Extension period for loans	18 months
Land [Member]
Loans receivable [Abstract]
Total loans	30,426,000	34,429,000
Less [Abstract]
Individually evaluated for impairment	2,039,000	1,263,000
Collectively evaluated for impairment	28,387,000	33,166,000
Lines of Credit [Member]
Loans receivable [Abstract]
Total loans	19,251,000	21,598,000
Less [Abstract]
Individually evaluated for impairment	454,000	304,000
Collectively evaluated for impairment	18,797,000	21,294,000
Commercial Real Estate [Member]
Loans receivable [Abstract]
Total loans	198,539,000	220,160,000
Less [Abstract]
Individually evaluated for impairment	6,309,000	4,672,000
Collectively evaluated for impairment	192,230,000	215,488,000
Commercial Non-Real Estate [Member]
Loans receivable [Abstract]
Total loans	10,167,000	8,583,000
Less [Abstract]
Individually evaluated for impairment	274,000	0
Collectively evaluated for impairment	9,893,000	8,583,000
Home Equity [Member]
Loans receivable [Abstract]
Total loans	28,750,000	30,339,000
Less [Abstract]
Individually evaluated for impairment	3,551,000	1,777,000
Collectively evaluated for impairment	25,199,000	28,562,000
Consumer [Member]
Loans receivable [Abstract]
Total loans	1,040,000	1,185,000
Less [Abstract]
Individually evaluated for impairment	12,000	0
Collectively evaluated for impairment	$1,028,000	$1,185,000

Loans_Receivable_Allowance_For

Loans Receivable, Allowance For Loan Losses (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Summary of allowance for loan losses [Abstract]
Beginning Balance	$11,739,000	$17,478,000
Provision	831,000	16,520,000
Charge-offs	-3,994,000	-25,293,000
Recoveries	859,000	3,034,000
Ending Balance	9,435,000	11,739,000
Allowance on loans individually evaluated for impairment	2,777,000	3,303,000
Allowance on loans collectively evaluated for impairment	6,658,000	8,436,000
Decrease in provision of loan losses		15,689,000
Decrease in provision of loan losses (in hundredths)		94.50%
Sale of loan portfolio		48,514,000
Loss on sale of loan portfolio		14,199,000
Residential Mortgage [Member]
Summary of allowance for loan losses [Abstract]
Beginning Balance	6,291,000	8,418,000
Provision	-1,089,000	4,758,000
Charge-offs	-844,000	-7,919,000
Recoveries	306,000	1,034,000
Ending Balance	4,664,000	6,291,000
Allowance on loans individually evaluated for impairment	2,113,000	2,749,000
Allowance on loans collectively evaluated for impairment	2,551,000	3,542,000
Sale of loan portfolio		15,283,000
Acquisition and Development [Member]
Summary of allowance for loan losses [Abstract]
Beginning Balance	414,000	2,120,000
Provision	11,000	667,000
Charge-offs	-63,000	-2,439,000
Recoveries	0	66,000
Ending Balance	362,000	414,000
Allowance on loans individually evaluated for impairment	0	0
Allowance on loans collectively evaluated for impairment	362,000	414,000
Land [Member]
Summary of allowance for loan losses [Abstract]
Beginning Balance	1,346,000	2,245,000
Provision	-1,049,000	1,857,000
Charge-offs	0	-4,529,000
Recoveries	349,000	1,773,000
Ending Balance	646,000	1,346,000
Allowance on loans individually evaluated for impairment	53,000	67,000
Allowance on loans collectively evaluated for impairment	593,000	1,279,000
Sale of loan portfolio		8,975,000
Lines of Credit [Member]
Summary of allowance for loan losses [Abstract]
Beginning Balance	36,000	87,000
Provision	1,285,000	410,000
Charge-offs	-1,324,000	-521,000
Recoveries	15,000	60,000
Ending Balance	12,000	36,000
Allowance on loans individually evaluated for impairment	0	0
Allowance on loans collectively evaluated for impairment	12,000	36,000
Commercial Real Estate [Member]
Summary of allowance for loan losses [Abstract]
Beginning Balance	2,512,000	3,295,000
Provision	59,000	7,506,000
Charge-offs	-92,000	-8,343,000
Recoveries	25,000	54,000
Ending Balance	2,504,000	2,512,000
Allowance on loans individually evaluated for impairment	224,000	241,000
Allowance on loans collectively evaluated for impairment	2,280,000	2,271,000
Commercial Non-Real Estate [Member]
Summary of allowance for loan losses [Abstract]
Beginning Balance	135,000	46,000
Provision	1,396,000	768,000
Charge-offs	-1,410,000	-687,000
Recoveries	159,000	8,000
Ending Balance	280,000	135,000
Allowance on loans individually evaluated for impairment	15,000	0
Allowance on loans collectively evaluated for impairment	265,000	135,000
Home Equity [Member]
Summary of allowance for loan losses [Abstract]
Beginning Balance	1,003,000	1,254,000
Provision	221,000	543,000
Charge-offs	-261,000	-809,000
Recoveries	0	15,000
Ending Balance	963,000	1,003,000
Allowance on loans individually evaluated for impairment	370,000	246,000
Allowance on loans collectively evaluated for impairment	593,000	757,000
Consumer [Member]
Summary of allowance for loan losses [Abstract]
Beginning Balance	2,000	13,000
Provision	-3,000	11,000
Charge-offs	0	-46,000
Recoveries	5,000	24,000
Ending Balance	4,000	2,000
Allowance on loans individually evaluated for impairment	2,000	0
Allowance on loans collectively evaluated for impairment	2,000	2,000
Non Accruing Loans [Member]
Summary of allowance for loan losses [Abstract]
Sale of loan portfolio		24,084,000
Troubled Debt Restructurings [Member]
Summary of allowance for loan losses [Abstract]
Sale of loan portfolio		7,844,000
Classified and Other Loans [Member]
Summary of allowance for loan losses [Abstract]
Sale of loan portfolio		16,586,000
Commercial Loan [Member]
Summary of allowance for loan losses [Abstract]
Sale of loan portfolio		$24,256,000

Loans_Receivable_NonPerforming

Loans Receivable, Non-Performing Assets and Impaired Loans (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Impaired loans [Abstract]
Impaired Loans with Specific Allowance, Recorded Investment	$18,736,000	$19,856,000
Impaired Loans with Specific Allowance, Related Allowance	2,777,000	3,303,000
Impaired Loans with No Specific Allowance, Recorded Investment	23,355,000	26,032,000
Total Impaired Loans, Recorded Investment	42,091,000	45,888,000
Total Impaired Loans, Unpaid Principal Balance	44,199,000	51,302,000
Impaired Loans with Specific Allowance, Average Recorded Investment	19,467,000	27,085,000
Impaired Loans with Specific Allowance, Interest Income Recognized	745,000	1,178,000
Impaired Loans with No Specific Allowance, Average Recorded Investment	28,658,000	45,838,000
Impaired Loans with No Related Allowance, Interest Income Recognized	1,150,000	1,816,000
Total Impaired Loans, Average Recorded Investment	48,125,000	72,923,000
Total Impaired Loans Interest Income Recognized	1,895,000	2,994,000
Loans in nonaccrual status included in impaired loans	29,301,000
Impaired loans	42,091,000	45,888,000
Total loans	681,959,000	650,752,000
Pass [Member]
Impaired loans [Abstract]
Total loans	642,479,000	607,777,000
Residential Mortgage [Member]
Impaired loans [Abstract]
Impaired Loans with Specific Allowance, Recorded Investment	14,094,000	16,910,000
Impaired Loans with Specific Allowance, Related Allowance	2,113,000	2,749,000
Impaired Loans with No Specific Allowance, Recorded Investment	14,441,000	18,154,000
Total Impaired Loans, Recorded Investment	28,535,000	35,064,000
Total Impaired Loans, Unpaid Principal Balance	29,487,000	39,149,000
Impaired Loans with Specific Allowance, Average Recorded Investment	14,222,000	18,024,000
Impaired Loans with Specific Allowance, Interest Income Recognized	592,000	781,000
Impaired Loans with No Specific Allowance, Average Recorded Investment	17,342,000	28,941,000
Impaired Loans with No Related Allowance, Interest Income Recognized	648,000	1,148,000
Total Impaired Loans, Average Recorded Investment	31,564,000	46,965,000
Total Impaired Loans Interest Income Recognized	1,240,000	1,929,000
Impaired loans	28,535,000	35,064,000
Total loans	309,461,000	258,919,000
Residential Mortgage [Member] | Pass [Member]
Impaired loans [Abstract]
Total loans	295,589,000	240,325,000
Construction Acquisition and Development [Member]
Impaired loans [Abstract]
Impaired Loans with Specific Allowance, Recorded Investment	0	0
Impaired Loans with Specific Allowance, Related Allowance	0	0
Impaired Loans with No Specific Allowance, Recorded Investment	917,000	2,808,000
Total Impaired Loans, Recorded Investment	917,000	2,808,000
Total Impaired Loans, Unpaid Principal Balance	917,000	3,453,000
Impaired Loans with Specific Allowance, Average Recorded Investment	0	952,000
Impaired Loans with Specific Allowance, Interest Income Recognized	0	44,000
Impaired Loans with No Specific Allowance, Average Recorded Investment	1,831,000	5,284,000
Impaired Loans with No Related Allowance, Interest Income Recognized	54,000	164,000
Total Impaired Loans, Average Recorded Investment	1,831,000	6,236,000
Total Impaired Loans Interest Income Recognized	54,000	208,000
Impaired loans	917,000	2,808,000
Total loans	84,325,000	75,539,000
Construction Acquisition and Development [Member] | Pass [Member]
Impaired loans [Abstract]
Total loans	82,778,000	72,104,000
Land [Member]
Impaired loans [Abstract]
Impaired Loans with Specific Allowance, Recorded Investment	355,000	363,000
Impaired Loans with Specific Allowance, Related Allowance	53,000	67,000
Impaired Loans with No Specific Allowance, Recorded Investment	1,684,000	900,000
Total Impaired Loans, Recorded Investment	2,039,000	1,263,000
Total Impaired Loans, Unpaid Principal Balance	2,157,000	1,380,000
Impaired Loans with Specific Allowance, Average Recorded Investment	359,000	1,920,000
Impaired Loans with Specific Allowance, Interest Income Recognized	13,000	59,000
Impaired Loans with No Specific Allowance, Average Recorded Investment	1,774,000	1,538,000
Impaired Loans with No Related Allowance, Interest Income Recognized	89,000	79,000
Total Impaired Loans, Average Recorded Investment	2,133,000	3,458,000
Total Impaired Loans Interest Income Recognized	102,000	138,000
Impaired loans	2,039,000	1,263,000
Total loans	30,426,000	34,429,000
Land [Member] | Pass [Member]
Impaired loans [Abstract]
Total loans	30,285,000	33,804,000
Lines of Credit [Member]
Impaired loans [Abstract]
Impaired Loans with Specific Allowance, Recorded Investment	0	0
Impaired Loans with Specific Allowance, Related Allowance	0	0
Impaired Loans with No Specific Allowance, Recorded Investment	454,000	304,000
Total Impaired Loans, Recorded Investment	454,000	304,000
Total Impaired Loans, Unpaid Principal Balance	545,000	395,000
Impaired Loans with Specific Allowance, Average Recorded Investment	599,000	0
Impaired Loans with Specific Allowance, Interest Income Recognized	15,000	0
Impaired Loans with No Specific Allowance, Average Recorded Investment	616,000	365,000
Impaired Loans with No Related Allowance, Interest Income Recognized	41,000	24,000
Total Impaired Loans, Average Recorded Investment	1,215,000	365,000
Total Impaired Loans Interest Income Recognized	56,000	24,000
Impaired loans	454,000	304,000
Total loans	19,251,000	21,598,000
Lines of Credit [Member] | Pass [Member]
Impaired loans [Abstract]
Total loans	16,112,000	19,152,000
Commercial Real Estate [Member]
Impaired loans [Abstract]
Impaired Loans with Specific Allowance, Recorded Investment	2,529,000	2,092,000
Impaired Loans with Specific Allowance, Related Allowance	224,000	241,000
Impaired Loans with No Specific Allowance, Recorded Investment	3,780,000	2,580,000
Total Impaired Loans, Recorded Investment	6,309,000	4,672,000
Total Impaired Loans, Unpaid Principal Balance	6,533,000	4,685,000
Impaired Loans with Specific Allowance, Average Recorded Investment	2,556,000	5,698,000
Impaired Loans with Specific Allowance, Interest Income Recognized	120,000	272,000
Impaired Loans with No Specific Allowance, Average Recorded Investment	4,515,000	6,949,000
Impaired Loans with No Related Allowance, Interest Income Recognized	230,000	270,000
Total Impaired Loans, Average Recorded Investment	7,071,000	12,647,000
Total Impaired Loans Interest Income Recognized	350,000	542,000
Impaired loans	6,309,000	4,672,000
Total loans	198,539,000	220,160,000
Commercial Real Estate [Member] | Pass [Member]
Impaired loans [Abstract]
Total loans	181,686,000	205,063,000
Commercial Non-Real Estate [Member]
Impaired loans [Abstract]
Impaired Loans with Specific Allowance, Recorded Investment	274,000	0
Impaired Loans with Specific Allowance, Related Allowance	15,000	0
Impaired Loans with No Specific Allowance, Recorded Investment	0	0
Total Impaired Loans, Recorded Investment	274,000	0
Total Impaired Loans, Unpaid Principal Balance	274,000	0
Impaired Loans with Specific Allowance, Average Recorded Investment	258,000	0
Impaired Loans with Specific Allowance, Interest Income Recognized	5,000	0
Impaired Loans with No Specific Allowance, Average Recorded Investment	406,000	0
Impaired Loans with No Related Allowance, Interest Income Recognized	23,000	0
Total Impaired Loans, Average Recorded Investment	664,000	0
Total Impaired Loans Interest Income Recognized	28,000	0
Impaired loans	274,000	0
Total loans	10,167,000	8,583,000
Commercial Non-Real Estate [Member] | Pass [Member]
Impaired loans [Abstract]
Total loans	9,275,000	8,583,000
Home Equity [Member]
Impaired loans [Abstract]
Impaired Loans with Specific Allowance, Recorded Investment	1,472,000	491,000
Impaired Loans with Specific Allowance, Related Allowance	370,000	246,000
Impaired Loans with No Specific Allowance, Recorded Investment	2,079,000	1,286,000
Total Impaired Loans, Recorded Investment	3,551,000	1,777,000
Total Impaired Loans, Unpaid Principal Balance	4,274,000	2,239,000
Impaired Loans with Specific Allowance, Average Recorded Investment	1,460,000	491,000
Impaired Loans with Specific Allowance, Interest Income Recognized	0	22,000
Impaired Loans with No Specific Allowance, Average Recorded Investment	2,174,000	1,684,000
Impaired Loans with No Related Allowance, Interest Income Recognized	65,000	88,000
Total Impaired Loans, Average Recorded Investment	3,634,000	2,175,000
Total Impaired Loans Interest Income Recognized	65,000	110,000
Impaired loans	3,551,000	1,777,000
Total loans	28,750,000	30,339,000
Home Equity [Member] | Pass [Member]
Impaired loans [Abstract]
Total loans	25,769,000	28,447,000
Consumer [Member]
Impaired loans [Abstract]
Impaired Loans with Specific Allowance, Recorded Investment	12,000	0
Impaired Loans with Specific Allowance, Related Allowance	2,000	0
Impaired Loans with No Specific Allowance, Recorded Investment	0	0
Total Impaired Loans, Recorded Investment	12,000	0
Total Impaired Loans, Unpaid Principal Balance	12,000	0
Impaired Loans with Specific Allowance, Average Recorded Investment	13,000	0
Impaired Loans with Specific Allowance, Interest Income Recognized	0	0
Impaired Loans with No Specific Allowance, Average Recorded Investment	0	1,077,000
Impaired Loans with No Related Allowance, Interest Income Recognized	0	43,000
Total Impaired Loans, Average Recorded Investment	13,000	1,077,000
Total Impaired Loans Interest Income Recognized	0	43,000
Impaired loans	12,000	0
Total loans	1,040,000	1,185,000
Consumer [Member] | Pass [Member]
Impaired loans [Abstract]
Total loans	985,000	299,000
Residential Real Estate [Member]
Impaired loans [Abstract]
Total Impaired Loans, Recorded Investment	28,535,000
Impaired loans	28,535,000
Unfunded [Member]
Impaired loans [Abstract]
Total loans	36,162,000	34,069,000
Unfunded [Member] | Pass [Member]
Impaired loans [Abstract]
Total loans	36,162,000	34,069,000
Consumer Residential Real Estate [Member]
Impaired loans [Abstract]
Total Impaired Loans, Recorded Investment	23,626,000
Impaired loans	23,626,000
Builders Residential Real Estate [Member]
Impaired loans [Abstract]
Total Impaired Loans, Recorded Investment	4,909,000
Impaired loans	$4,909,000

Loans_Receivable_Classes_of_Lo

Loans Receivable, Classes of Loan Portfolio within the Internal Risk Grading System (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Recorded Investment [Line Items]
Total loans	$681,959,000	$650,752,000
Residential Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	309,461,000	258,919,000
Construction Acquisition and Development [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	84,325,000	75,539,000
Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	30,426,000	34,429,000
Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	19,251,000	21,598,000
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	198,539,000	220,160,000
Commercial Non-Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	10,167,000	8,583,000
Home Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	28,750,000	30,339,000
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,040,000	1,185,000
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	642,479,000	607,777,000
Pass [Member] | Residential Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	295,589,000	240,325,000
Pass [Member] | Construction Acquisition and Development [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	82,778,000	72,104,000
Pass [Member] | Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	30,285,000	33,804,000
Pass [Member] | Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	16,112,000	19,152,000
Pass [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	181,686,000	205,063,000
Pass [Member] | Commercial Non-Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	9,275,000	8,583,000
Pass [Member] | Home Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	25,769,000	28,447,000
Pass [Member] | Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	985,000	299,000
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	11,619,000	11,642,000
Special Mention [Member] | Residential Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,331,000	3,454,000
Special Mention [Member] | Construction Acquisition and Development [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	250,000
Special Mention [Member] | Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	480,000
Special Mention [Member] | Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,479,000	568,000
Special Mention [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	7,172,000	6,775,000
Special Mention [Member] | Commercial Non-Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	637,000	0
Special Mention [Member] | Home Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	115,000
Special Mention [Member] | Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	27,861,000	31,333,000
Substandard [Member] | Residential Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	12,541,000	15,140,000
Substandard [Member] | Construction Acquisition and Development [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,547,000	3,185,000
Substandard [Member] | Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	141,000	145,000
Substandard [Member] | Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	660,000	1,878,000
Substandard [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	9,681,000	8,322,000
Substandard [Member] | Commercial Non-Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	255,000	0
Substandard [Member] | Home Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,981,000	1,777,000
Substandard [Member] | Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	55,000	886,000
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful [Member] | Residential Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful [Member] | Construction Acquisition and Development [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful [Member] | Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful [Member] | Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful [Member] | Commercial Non-Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful [Member] | Home Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful [Member] | Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	$0	$0

Loans_Receivable_Classes_of_Lo1

Loans Receivable, Classes of Loan Portfolio by Aging Categories of Performing and Nonaccrual Loans (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]
30 to 59 Days Past Due	$3,170,000	$3,646,000
60 to 89 Days Past Due	2,620,000	4,000,000
90+ Days Past Due	5,893,000	5,202,000
Total Past Due	11,683,000	12,848,000
Current	670,276,000	637,904,000
Total loans	681,959,000	650,752,000
Non-Accrual	12,845,000	11,035,000
Residential Mortgage [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]
30 to 59 Days Past Due	2,549,000	2,985,000
60 to 89 Days Past Due	2,333,000	3,834,000
90+ Days Past Due	3,095,000	3,678,000
Total Past Due	7,977,000	10,497,000
Current	301,484,000	248,422,000
Total loans	309,461,000	258,919,000
Non-Accrual	6,052,000	6,802,000
Construction Acquisition and Development [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]
30 to 59 Days Past Due	0	0
60 to 89 Days Past Due	0	0
90+ Days Past Due	0	705,000
Total Past Due	0	705,000
Current	84,325,000	74,834,000
Total loans	84,325,000	75,539,000
Non-Accrual	115,000	814,000
Land [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]
30 to 59 Days Past Due	0	29,000
60 to 89 Days Past Due	0	0
90+ Days Past Due	6,000	0
Total Past Due	6,000	29,000
Current	30,420,000	34,400,000
Total loans	30,426,000	34,429,000
Non-Accrual	847,000	183,000
Lines of Credit [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]
30 to 59 Days Past Due	0	181,000
60 to 89 Days Past Due	0	0
90+ Days Past Due	0	0
Total Past Due	0	181,000
Current	19,251,000	21,417,000
Total loans	19,251,000	21,598,000
Non-Accrual	388,000	304,000
Commercial Real Estate [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]
30 to 59 Days Past Due	447,000	420,000
60 to 89 Days Past Due	45,000	28,000
90+ Days Past Due	375,000	350,000
Total Past Due	867,000	798,000
Current	197,672,000	219,362,000
Total loans	198,539,000	220,160,000
Non-Accrual	652,000	1,155,000
Commercial Non-Real Estate [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]
30 to 59 Days Past Due	0	1,000
60 to 89 Days Past Due	0	0
90+ Days Past Due	0	0
Total Past Due	0	1,000
Current	10,167,000	8,582,000
Total loans	10,167,000	8,583,000
Non-Accrual	1,775,000	0
Home Equity [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]
30 to 59 Days Past Due	174,000	29,000
60 to 89 Days Past Due	242,000	138,000
90+ Days Past Due	2,417,000	469,000
Total Past Due	2,833,000	636,000
Current	25,917,000	29,703,000
Total loans	28,750,000	30,339,000
Non-Accrual	3,016,000	1,777,000
Consumer [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]
30 to 59 Days Past Due	0	1,000
60 to 89 Days Past Due	0	0
90+ Days Past Due	0	0
Total Past Due	0	1,000
Current	1,040,000	1,184,000
Total loans	1,040,000	1,185,000
Non-Accrual	0	0
Unfunded [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans [Abstract]
Total loans	$36,162,000	$34,069,000

Loans_Receivable_Financial_Ins

Loans Receivable, Financial Instruments Whose Contract Amounts Represent Credit Risk (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Standby Letters of Credit [Member]
Financial instruments whose contract amount represents credit risk [Abstract]
Off-balance sheet credit risk	$7,357,000	$14,719,000
Current liability for guarantees	314,000	0
Letters of credit expiry period	12 months
Home Equity Lines of Credit [Member]
Financial instruments whose contract amount represents credit risk [Abstract]
Off-balance sheet credit risk	8,571,000	12,345,000
Loan expiry period	10 years
Unadvanced Construction Commitments [Member]
Financial instruments whose contract amount represents credit risk [Abstract]
Off-balance sheet credit risk	36,162,000	34,023,000
Mortgage Loan Commitments [Member]
Financial instruments whose contract amount represents credit risk [Abstract]
Off-balance sheet credit risk	2,120,000	4,193,000
Fixed rate loan commitments	2,120,000	4,193,000
Fixed interest rate, minimum (in hundredths)	3.75%	3.63%
Fixed interest rate, maximum (in hundredths)	4.50%	5.25%
Floating rate loan commitments	0	0
Lines of Credit [Member]
Financial instruments whose contract amount represents credit risk [Abstract]
Off-balance sheet credit risk	23,844,000	30,965,000
Loans Sold with Limited Repurchase Provisions [Member]
Financial instruments whose contract amount represents credit risk [Abstract]
Off-balance sheet credit risk	38,247,000	28,134,000
Loans receivable held-for-sale, amount	$90,560,000	$124,178,000
Period of delinquency under repurchase agreement, minimum	90 days	90 days
Period of delinquency under repurchase agreement, maximum	120 days	120 days

Loans_Receivable_Troubled_Debt

Loans Receivable, Troubled Debt Restructurings (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
	Contract	Contract
Method used to account for interest on TDRs [Abstract]
Number of Contracts	76	79
Accrual Status	$27,724	$35,239
Number of Contracts	9	9
Non-Accrual Status	2,641	1,679
Total Number of Contracts	85	88
Total Modifications	30,365	36,918
Residential Mortgage [Member]
Method used to account for interest on TDRs [Abstract]
Number of Contracts	57	66
Accrual Status	22,154	28,966
Number of Contracts	5	5
Non-Accrual Status	2,402	856
Total Number of Contracts	62	71
Total Modifications	24,556	29,822
Construction Acquisition and Development [Member]
Method used to account for interest on TDRs [Abstract]
Number of Contracts	2	3
Accrual Status	803	1,994
Number of Contracts	0	1
Non-Accrual Status	0	705
Total Number of Contracts	2	4
Total Modifications	803	2,699
Land [Member]
Method used to account for interest on TDRs [Abstract]
Number of Contracts	5	5
Accrual Status	982	1,080
Number of Contracts	1	2
Non-Accrual Status	6	6
Total Number of Contracts	6	7
Total Modifications	988	1,086
Lines of Credit [Member]
Method used to account for interest on TDRs [Abstract]
Number of Contracts	0	0
Accrual Status	0	0
Number of Contracts	0	0
Non-Accrual Status	0	0
Total Number of Contracts	0	0
Total Modifications	0	0
Commercial Real Estate [Member]
Method used to account for interest on TDRs [Abstract]
Number of Contracts	6	5
Accrual Status	3,623	3,199
Number of Contracts	1	1
Non-Accrual Status	109	112
Total Number of Contracts	7	6
Total Modifications	3,732	3,311
Commercial Non-Real Estate [Member]
Method used to account for interest on TDRs [Abstract]
Number of Contracts	5	0
Accrual Status	150	0
Number of Contracts	2	0
Non-Accrual Status	124	0
Total Number of Contracts	7	0
Total Modifications	274	0
Home Equity [Member]
Method used to account for interest on TDRs [Abstract]
Number of Contracts	0	0
Accrual Status	0	0
Number of Contracts	0	0
Non-Accrual Status	0	0
Total Number of Contracts	0	0
Total Modifications	0	0
Consumer [Member]
Method used to account for interest on TDRs [Abstract]
Number of Contracts	1	0
Accrual Status	12	0
Number of Contracts	0	0
Non-Accrual Status	0	0
Total Number of Contracts	1	0
Total Modifications	12	0
Pre-Modification [Member]
Newly restructured loans during the period [Abstract]
Rate Modification	0	219
Contracts	0	1
Term Modifications	0	0
Contracts	0	0
Combination Modifications	988	6,529
Contracts	5	9
Total	988	6,748
Total Contracts	5	10
Pre-Modification [Member] | Residential Mortgage [Member]
Newly restructured loans during the period [Abstract]
Rate Modification	0	219
Contracts	0	1
Term Modifications	0	0
Contracts	0	0
Combination Modifications	447	5,279
Contracts	2	8
Total	447	5,498
Total Contracts	2	9
Pre-Modification [Member] | Construction Acquisition and Development [Member]
Newly restructured loans during the period [Abstract]
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Pre-Modification [Member] | Land [Member]
Newly restructured loans during the period [Abstract]
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Pre-Modification [Member] | Lines of Credit [Member]
Newly restructured loans during the period [Abstract]
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Pre-Modification [Member] | Commercial Real Estate [Member]
Newly restructured loans during the period [Abstract]
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	541	1,250
Contracts	3	1
Total	541	1,250
Total Contracts	3	1
Pre-Modification [Member] | Commercial Non-Real Estate [Member]
Newly restructured loans during the period [Abstract]
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Pre-Modification [Member] | Home Equity [Member]
Newly restructured loans during the period [Abstract]
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Pre-Modification [Member] | Consumer [Member]
Newly restructured loans during the period [Abstract]
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Post Modification [Member]
Newly restructured loans during the period [Abstract]
Rate Modification	0	210
Contracts	0	1
Term Modifications	0	0
Contracts	0	0
Combination Modifications	988	5,316
Contracts	5	9
Total	988	5,526
Total Contracts	5	10
Post Modification [Member] | Residential Mortgage [Member]
Newly restructured loans during the period [Abstract]
Rate Modification	0	210
Contracts	0	1
Term Modifications	0	0
Contracts	0	0
Combination Modifications	447	4,077
Contracts	2	8
Total	447	4,287
Total Contracts	2	9
Post Modification [Member] | Construction Acquisition and Development [Member]
Newly restructured loans during the period [Abstract]
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Post Modification [Member] | Land [Member]
Newly restructured loans during the period [Abstract]
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Post Modification [Member] | Lines of Credit [Member]
Newly restructured loans during the period [Abstract]
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Post Modification [Member] | Commercial Real Estate [Member]
Newly restructured loans during the period [Abstract]
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	541	1,239
Contracts	3	1
Total	541	1,239
Total Contracts	3	1
Post Modification [Member] | Commercial Non-Real Estate [Member]
Newly restructured loans during the period [Abstract]
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Post Modification [Member] | Home Equity [Member]
Newly restructured loans during the period [Abstract]
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	0	0
Total Contracts	0	0
Post Modification [Member] | Consumer [Member]
Newly restructured loans during the period [Abstract]
Rate Modification	0	0
Contracts	0	0
Term Modifications	0	0
Contracts	0	0
Combination Modifications	0	0
Contracts	0	0
Total	$0	$0
Total Contracts	0	0

Premises_and_Equipment_Details

Premises and Equipment (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Premises and equipment [Abstract]
Total at cost	$35,620,000	$35,631,000
Accumulated depreciation	-10,461,000	-9,793,000
Premises and equipment, net	25,159,000	25,838,000
Depreciation expense	1,110,000	1,054,000
Period for which lease term renewed	5 years
Minimum future rental payments [Abstract]
2015	92,000
2016	21,000
2017	18,000
Minimum future rental income [Abstract]
2015	908,000
2016	926,000
2017	674,000
2018	455,000
2019	217,000
Rent expense	121,000	99,000
Total gross rental income	956,000	648,000
Anne Arundel County, Maryland [Member]
Premises and equipment [Abstract]
Number of retail branch locations	4
Number of retail branch owned	3
Lease expiration date	31-Jul-15
Annapolis, Maryland [Member]
Premises and equipment [Abstract]
Lease expiration date	31-Jan-16
Land [Member]
Premises and equipment [Abstract]
Total at cost	1,537,000	1,537,000
Estimated Useful Lives (in years)	0 years
Building [Member]
Premises and equipment [Abstract]
Total at cost	29,423,000	29,162,000
Estimated Useful Lives (in years)	39 years
Leasehold Improvements [Member]
Premises and equipment [Abstract]
Total at cost	1,675,000	1,657,000
Furniture, Fixtures and Equipment [Member]
Premises and equipment [Abstract]
Total at cost	2,985,000	3,221,000
Construction in Process [Member]
Premises and equipment [Abstract]
Total at cost	$0	$54,000
Minimum [Member] | Leasehold Improvements [Member]
Premises and equipment [Abstract]
Estimated Useful Lives (in years)	15 years
Minimum [Member] | Furniture, Fixtures and Equipment [Member]
Premises and equipment [Abstract]
Estimated Useful Lives (in years)	3 years
Maximum [Member] | Leasehold Improvements [Member]
Premises and equipment [Abstract]
Estimated Useful Lives (in years)	27 years 6 months
Maximum [Member] | Furniture, Fixtures and Equipment [Member]
Premises and equipment [Abstract]
Estimated Useful Lives (in years)	10 years

Foreclosed_Real_Estate_Details

Foreclosed Real Estate (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
	Property
Foreclosed Real Estate [Abstract]
Number of residential properties	11
Number of properties sold	21
Transfer from loans to foreclosed real estate, write-downs	$2,338,000
Net gain (loss) on sale of foreclosed real estate	302,000	-367,000
Expense on sale of property	1,103,000
Foreclosed real estate [Abstract]
Foreclosed real estate at beginning balance	8,972,000	11,441,000
Transferred from impaired loans	847,000	10,169,000
Property improvements	0	925,000
Additional write downs	0	-4,610,000
Property sold, including loss on sale	-7,872,000	-8,953,000
Foreclosed real estate at ending balance	1,947,000	8,972,000
Specific reserves on transferred from impaired loans	3,303,000	3,267,000
Foreclosed real estate expenses, net	10,000	6,132,000
Foreclosed real estate operating expenses	$312,000	$1,155,000

Investment_in_Federal_Home_Loa1

Investment in Federal Home Loan Bank of Atlanta Stock (Details)	12 Months Ended
	Dec. 31, 2014
Investment in Federal Home Loan Bank of Atlanta Stock [Abstract]
Minimum percentage of the unpaid principal balances (in hundredths)	1.00%
Ratio of outstanding advances from FHLB	20-Jan

Deposits_Details

Deposits (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Deposits by category [Abstract]
NOW accounts	$54,827,000	$40,067,000
Money market accounts	39,579,000	38,619,000
Passbooks	126,062,000	164,504,000
Certificates of deposit	298,489,000	301,355,000
Non-interest bearing accounts	24,857,000	26,704,000
Total deposits	543,814,000	571,249,000
NOW accounts (in hundredths)	10.08%	7.01%
Money market accounts (in hundredths)	7.28%	6.76%
Passbooks (in hundredths)	23.18%	28.79%
Certificates of deposit (in hundredths)	54.89%	52.75%
Non-interest bearing accounts (in hundredths)	4.57%	4.69%
Total deposits (in hundredths)	100.00%	100.00%
Scheduled maturities of certificates of deposit [Abstract]
One year or less	197,603,000
More than 1 year to 2 years	47,667,000
More than 2 years to 3 years	37,409,000
More than 3 years to 4 years	11,027,000
More than 4 years to 5 years	4,783,000
Time Deposits	298,489,000	301,355,000
Jumbo certificates of deposit with a minimum denomination of $100,000	$139,347,000	$131,425,000

Long_Term_Borrowings_Details

Long Term Borrowings (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Long-term advances outstanding	$115,000,000	$115,000,000
FHLB of Atlanta [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Credit availability under the FHLB	153,070,000	162,110,000
Maximum percentage total assets able to borrow (in hundredths)	20.00%
Short-term borrowings with the FHLB	0	0
Long-term advances outstanding	115,000,000	115,000,000
Interest rate on maturities of long-term advances [Abstract]
2019 Maturity, Rate (in hundredths)	4.00%
Maturities of long-term advances [Abstract]
2016 Maturity, Amount	15,000,000
2017 Maturity, Amount	70,000,000
2018 Maturity, Amount	15,000,000
2019 Maturity, Amount	15,000,000
Long-term advances Maturity, Amount	115,000,000
Loans pledged as collateral	$261,682,000
FHLB of Atlanta [Member] | Minimum [Member]
Interest rate on maturities of long-term advances [Abstract]
2016 Maturity, Rate (in hundredths)	1.81%
2017 Maturity, Rate (in hundredths)	2.43%
2018 Maturity, Rate (in hundredths)	2.58%
FHLB of Atlanta [Member] | Maximum [Member]
Interest rate on maturities of long-term advances [Abstract]
2016 Maturity, Rate (in hundredths)	1.83%
2017 Maturity, Rate (in hundredths)	4.05%
2018 Maturity, Rate (in hundredths)	3.43%

Subordinated_Debentures_Detail

Subordinated Debentures (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2008	Nov. 15, 2008
	Quarter		Offering
Debt Instrument [Line Items]
Number of consecutive quarterly periods	20
Number of private placement offering			70
Private placement offering price (per unit)			$100,000
Gross proceeds of private placement		$7,000,000
Number of shares consisted in each unit (in shares)		6,250
Annual interest rate on subordinated notes (in hundredths)			8.00%
Subordinated Note, original principal amount			50,000
Debt issuance costs		245,000
Finance cost amortization period		10 years
Interest on unpaid interest	1,350,000
Junior Subordinated Debt Securities [Member]
Debt Instrument [Line Items]
Junior subordinated debt securities principal amount	20,619,000
Floating rate of interest	3-month LIBOR (0.23% December 31, 2014)
Debt instrument base rate (in hundredths)	0.23%
Basis points (in hundredths)	2.00%
Maturity date	7-Jan-35
Proceeds from issuance of debentures	$17,000,000
Subordinated Notes [Member]
Debt Instrument [Line Items]
Maturity date	31-Dec-18
Severn Capital Trust I [Member]
Debt Instrument [Line Items]
Common equity owned (in hundredths)	100.00%

Employee_Benefit_Plans_Details

Employee Benefit Plans (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
401 (k) Retirement Savings Plan [Abstract]
Employee's contribution (in hundredths)	50.00%
Maximum percentage of the employee's annual salary (in hundredths)	6.00%
Bank's contribution to employee benefit plans	$198,000	$175,000
Employee Stock Ownership Plan ("ESOP") [Abstract]
Recognized ESOP expense	140,000	140,000
Unallocated shares (in shares)	25,000	40,000
Fair value of the unallocated shares	$114,000

Stockholders_Equity_Details

Stockholders' Equity (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2008	Dec. 31, 2013	Nov. 21, 2008
		Director
Class of Stock [Line Items]
Preferred stock, par value (in dollars per share)	$0.01		0.01
Common stock, par value (in dollars per share)	$0.01		0.01
2035 Debentures [Member]
Class of Stock [Line Items]
Number of quarters during which interest payment has been deferred	11
Cumulative amount of interest in arrears not paid, including interest on unpaid interest	$1,350,000
Series A 8.0% Non-Cumulative Convertible Preferred Stock [Member]
Class of Stock [Line Items]
Preferred stock, shares issued (in shares)	437,500		437,500
Preferred stock dividend rate percentage (in hundredths)	8.00%
Preferred stock liquidation preference (in dollars per share)	$8
Number of shares issued upon conversion (in shares)	1
Share conversion price (in dollars per share)	$8
Stock issuance cost	247,000
Series B Fixed Rate Cumulative Perpetual Preferred Stock [Member]
Class of Stock [Line Items]
Preferred stock, shares issued (in shares)	23,393		23,393	23,393
Preferred stock liquidation preference (in dollars per share)				$1,000
Stock issuance cost		45,000
U.S. Treasury sales of shares to outside investors (in shares)	23,393
Preferred stock, par value (in dollars per share)				$0.01
Common stock purchase rights with issue of a warrant (in shares)	556,976			556,976
Aggregate purchase price, Preferred Stock and Warrants		23,393,000
Common stock, par value (in dollars per share)				$0.01
Compounding dividends percentage for after first five years (in hundredths)		9.00%
Number of directors authorized		2
Amount of preferred dividends in arrears	$4,442,000
Term of warrant		10 years
Exercise price of warrants (in dollars per share)		$6.30

StockBased_Compensation_Detail

Stock-Based Compensation (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares of shares authorized under the plan (in shares)	500,000
Number of shares available under the plan (in shares)	293,100
Stock-based compensation expense	$201,000	$108,000
Shares [Roll Forward]
Options outstanding, Beginning period (in shares)	319,000	81,000
Options granted (in shares)	50,000	260,000
Options exercised (in shares)	-700	0
Options forfeited (in shares)	-40,100	-22,000
Options outstanding, Ending period (in shares)	328,200	319,000
Options exercisable, Ending period (in shares)	129,695
Option price range lower range limit (in dollars per share)	$3.37
Option price range upper range limit (in dollars per share)	$5.31
Weighted Average Exercise Price [Roll Forward]
Options outstanding, Beginning period (in dollars per share)	$4.23	$4.23
Options granted (in dollars per share)	$4.67	$4.17
Options exercised (in dollars per share)	$3.37	$0
Options forfeited (in dollars per share)	$3.93	$3.61
Options outstanding, Ending period (in dollars per share)	$4.33	$4.23
Options exercisable, Ending period (in dollars per share)	$4.16
Weighted Average Remaining Life [Abstract]
Options outstanding, December 31, 2014	3 years 0 months 11 days
Options exercisable, December 31, 2014	1 year 9 months
Aggregate Intrinsic Value [Abstract]
Options outstanding, December 31, 2014	122,160
Options exercisable, December 31, 2014	60,033
Fair value assumptions for options granted [Abstract]
Expected life of options	5 years 6 months	5 years
Risk-free interest rate (in hundredths)	1.76%	1.09%
Expected volatility (in hundredths)	66.61%	79.14%
Expected dividend yield (in hundredths)	0.00%	0.00%
Weighted average fair value of options granted (in dollars per share)	$2.63	$2.58
Nonvested Options, Shares [Roll Forward]
Nonvested options outstanding, Beginning balance (in shares)	236,383
Nonvested options granted (in shares)	50,000
Nonvested options vested (in shares)	-47,778
Nonvested options forfeited (in shares)	-40,100
Nonvested options outstanding, Ending balance (in shares)	198,505	236,383
Nonvested Options, Weighted Average Grant Date Fair Value [Roll Forward]
Nonvested options outstanding (in dollars per share)	$4.29
Nonvested options granted (in dollars per share)	$4.67
Nonvested options vested (in dollars per share)	$4.35
Nonvested options forfeited (in dollars per share)	$3.93
Nonvested options outstanding (in dollars per share)	$4.44	$4.29
Unrecognized stock-based compensation expense	$616,000
Unrecognized stock-based compensation expected to be recognized period	58 months
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options expiry period	10 years
Stock options vesting period	5 years

Regulatory_Matters_Details

Regulatory Matters (Details) (USD $)	0 Months Ended
	Apr. 23, 2013	Dec. 31, 2014		Dec. 31, 2013
	Director
Tangible [Abstract]
Tangible Actual, Amount		$106,916	[1]	$102,790	[1]
Tangible Actual, % (in hundredths)		13.80%	[1]	12.90%	[1]
Tangible For Capital Adequacy Purposes, Amount		11,590	[1]	11,924	[1]
Tangible For Capital Adequacy Purposes, % (in hundredths)		1.50%	[1]	1.50%	[1]
Tier I capital [Abstract]
Tier I capital Actual, Amount		106,916	[2]	102,790	[2]
Tier I capital Actual, % (in hundredths)	10.00%	19.40%	[2]	18.60%	[2]
Tier I capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount		33,081	[2]	33,114	[2]
Tier I Capital To Be Well Capitalized Under Prompt Corrective Provisions, % (in hundredths)		6.00%	[2]	6.00%	[2]
Core [Abstract]
Core Actual, Amount		106,916	[1]	102,790	[1]
Core Actual, % (in hundredths)		13.80%	[1]	12.90%	[1]
Core For Capital Adequacy Purposes, Amount		30,906	[1]	31,797	[1]
Core For Capital Adequacy Purposes, % (in hundredths)		4.00%	[1]	4.00%	[1]
Core To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount		38,633	[1]	39,747	[1]
Core To Be Well Capitalized Under Prompt Corrective Action Provisions, % (in hundredths)		5.00%	[1]	5.00%	[1]
Total [Abstract]
Total Actual, Amount		113,848	[2]	109,055	[2]
Total Actual, % (in hundredths)	15.00%	20.60%	[2]	19.80%	[2]
Total For Capital Adequacy Purposes, Amount		44,108	[2]	44,153	[2]
Total For Capital Adequacy Purposes, % (in hundredths)		8.00%	[2]	8.00%	[2]
Total To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount		$55,135	[2]	$55,191	[2]
Total To Be Well Capitalized Under Prompt Corrective Action Provisions, % (in hundredths)		10.00%	[2]	10.00%	[2]
Number of directors in compliance committee	3
Business plan term	3 years
Capital plan period	3 years
[1]	To adjusted total assets.
[2]	To risk-weighted assets.

Income_Taxes_Details

Income Taxes (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Current [Abstract]
Federal	$12,000	$0
State	19,000	2,000
Current, Total income tax provision (benefit)	31,000	2,000
Deferred [Abstract]
Federal	1,029,000	-5,272,000
State	251,000	-1,323,000
Deferred, Total income tax provision (benefit)	1,280,000	-6,595,000
Valuation allowance	-1,280,000	15,303,000
Total income tax provision (benefit)	31,000	8,710,000
Income Tax Expense (Benefit), Amount [Abstract]
Statutory Federal income tax rate	1,000,000	-5,595,000
State tax net of Federal income tax benefit	178,000	-872,000
Valuation allowance change	-1,280,000	15,303,000
Other adjustments	133,000	-126,000
Total income tax provision (benefit)	31,000	8,710,000
Percent of Pretax Income [Abstract]
Statutory Federal income tax rate (in hundredths)	34.00%	34.00%
State tax net of Federal income tax benefit (in hundredths)	6.10%	5.30%
Valuation allowance change (in hundredths)	-43.50%	-93.00%
Other adjustments (in hundredths)	4.50%	0.80%
Total income tax provision (benefit), Total (in hundredths)	1.10%	-52.90%
Deferred Tax Assets [Abstract]
Allowance for loan losses	5,648,000	4,737,000
Loan charge-offs	0	1,982,000
Reserve on foreclosed real estate	565,000	1,499,000
Reserve for uncollected interest	263,000	247,000
Reserve for contingent liability	128,000	0
Federal net operating loss carryforwards	8,593,000	7,923,000
State net operating loss carryforwards	1,606,000	1,499,000
Charitable contribution carryforwards	319,000	242,000
Other	12,000	0
Total deferred tax assets	17,134,000	18,129,000
Valuation allowance	-14,292,000	-15,572,000
Total deferred tax assets, net of valuation allowance	2,842,000	2,557,000
Deferred Tax Liabilities [Abstract]
Federal Home Loan Bank stock dividends	-84,000	-84,000
Loan origination costs	-627,000	-541,000
Accelerated depreciation	-1,599,000	-1,654,000
Prepaid expenses	-265,000	0
Mortgage servicing rights	-265,000	0
Other	-2,000	-278,000
Total deferred tax liabilities	-2,842,000	-2,557,000
Net deferred tax assets	0	0
Federal [Member]
Operating Loss Carryforwards [Line Items]
Net operating loss carryforwards	24,552,000
Expiration date	31-Dec-33
Expiration date description	expire in 2033 and 2034
State [Member]
Operating Loss Carryforwards [Line Items]
Net operating loss carryforwards	$29,954,000
Expiration date	31-Dec-33
Expiration date description	expire at various times from 2023 through 2033

Related_Party_Transactions_Det

Related Party Transactions (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
	Term
Board of Directors of Bancorp [Member]
Related party loan activity [Roll forward]
Beginning balance	$905,000
Loan funding	0
Loan pay off/payment	59,000
Ending balance	846,000
President of Bancorp, Law Firm Partner [Member] | Law Firm, Bank Partner [Member]
Related Party Transaction [Line Items]
Period for lease agreement with subsidiary	5 years
Number of additional term for which period of lease agreement increase	3
Total lease payments received by the subsidiary	385,000	378,000
Related party transaction fees for services	$324,000	$615,000

Fair_Value_of_Financial_Instru2

Fair Value of Financial Instruments (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Fair Value of Financial Instruments [Abstract]
Impaired loan balance	$18,736,000	$19,856,000
Valuation allowances	2,777,000	3,303,000
Nonrecurring [Member]
Nonrecurring fair value measurements [Abstract]
Impaired loans	15,959,000	16,553,000
Foreclosed real estate	1,947,000	8,972,000
Total nonrecurring fair value measurements	17,906,000	25,525,000
Recurring Fair Value Measurements [Abstract]
Liabilities required to be re-measured on a nonrecurring basis	0	0
Recurring [Member]
Recurring Fair Value Measurements [Abstract]
Mortgage servicing rights	658,000	723,000
Rate lock commitments	139,000
Mandatory forward contracts	-59,000
Total recurring fair value measurements	738,000
Level 1 [Member] | Nonrecurring [Member]
Nonrecurring fair value measurements [Abstract]
Impaired loans	0	0
Foreclosed real estate	0	0
Total nonrecurring fair value measurements	0	0
Level 1 [Member] | Recurring [Member]
Recurring Fair Value Measurements [Abstract]
Mortgage servicing rights	0	0
Rate lock commitments	0
Mandatory forward contracts	0
Total recurring fair value measurements	0
Level 2 [Member] | Nonrecurring [Member]
Nonrecurring fair value measurements [Abstract]
Impaired loans	0	0
Foreclosed real estate	0	0
Total nonrecurring fair value measurements	0	0
Level 2 [Member] | Recurring [Member]
Recurring Fair Value Measurements [Abstract]
Mortgage servicing rights	0	0
Rate lock commitments	139,000
Mandatory forward contracts	-59,000
Total recurring fair value measurements	80,000
Level 3 [Member] | Nonrecurring [Member]
Nonrecurring fair value measurements [Abstract]
Impaired loans	15,959,000	16,553,000
Foreclosed real estate	1,947,000	8,972,000
Total nonrecurring fair value measurements	17,906,000	25,525,000
Level 3 [Member] | Recurring [Member]
Recurring Fair Value Measurements [Abstract]
Mortgage servicing rights	658,000	723,000
Rate lock commitments	0
Mandatory forward contracts	0
Total recurring fair value measurements	$658,000

Fair_Value_of_Financial_Instru3

Fair Value of Financial Instruments, Roll Forward of Level 3 Assets (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014		Dec. 31, 2013
Impaired Loans [Member] | PV of future cash flows [Member]
Quantitative Information about Level 3 Fair Value Measurements [Abstract]
Fair Value Estimate	$15,589		$15,942
Valuation Techniques	PV of future cash flows	[1]	PV of future cash flows	[1]
Unobservable Input	Discount Rate		Discount Rate
Range and weighted average of liquidation expenses (in hundredths)	-6.00%		-6.00%
Impaired Loans [Member] | Appraisal of collateral [Member]
Quantitative Information about Level 3 Fair Value Measurements [Abstract]
Fair Value Estimate	370		611
Valuation Techniques	Appraisal of collateral	[2]	Appraisal of collateral	[2]
Unobservable Input	Liquidation expenses	[3]	Liquidation expenses	[3]
Range and weighted average of liquidation expenses (in hundredths)	-6.00%		-6.00%
Foreclosed Real Estate [Member] | Appraisal of collateral [Member]
Quantitative Information about Level 3 Fair Value Measurements [Abstract]
Fair Value Estimate	$1,947		$8,972
Valuation Techniques	Appraisal of collateral	[2],[4]	Appraisal of collateral	[2],[4]
Unobservable Input	Appraisal adjustments	[3]	Appraisal adjustments	[3]
Minimum [Member] | Foreclosed Real Estate [Member] | Appraisal of collateral [Member]
Quantitative Information about Level 3 Fair Value Measurements [Abstract]
Range and weighted average of appraisal adjustments (in hundredths)	-6.51%		-6.00%
Maximum [Member] | Foreclosed Real Estate [Member] | Appraisal of collateral [Member]
Quantitative Information about Level 3 Fair Value Measurements [Abstract]
Range and weighted average of appraisal adjustments (in hundredths)	-100.00%		-44.08%
Weighted Average [Member] | Foreclosed Real Estate [Member] | Appraisal of collateral [Member]
Quantitative Information about Level 3 Fair Value Measurements [Abstract]
Range and weighted average of appraisal adjustments (in hundredths)	-13.94%		-12.69%
[1]	Cash flow which generally include various level 3 inputs which are not identifiable.
[2]	Fair value is generally determined through independent appraisals for the underlying collateral, which generally include various level 3 inputs which are not identifiable.
[3]	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
[4]	Includes qualitative adjustments by management and estimated liquidation expenses.

Fair_Value_of_Financial_Instru4

Fair Value of Financial Instruments, Assets, Quantitative Information (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Financial Assets [Abstract]
Investment securities (HTM)	$60,123,000	$45,213,000
Mortgage servicing rights	658,000	723,000
Quoted Prices in Active Markets For Identical Assets (Level 1) [Member]
Financial Assets [Abstract]
Cash and cash equivalents	33,335,000	98,376,000
Investment securities (HTM)	0	0
Loans held for sale	0	0
Loans receivable, net	0	0
FHLB stock	0	0
Accrued interest receivable	0	0
Mortgage servicing rights	0	0
Rate lock commitments	0
Mandatory forward contracts	0
Financial Liabilities [Abstract]
Deposits	0	0
FHLB advances	0	0
Subordinated debentures	0	0
Accrued interest payable	0	0
Off Balance Sheet Commitments	0	0
Significant Other Observable Inputs (Level 2) [Member]
Financial Assets [Abstract]
Cash and cash equivalents	0	0
Investment securities (HTM)	60,123,000	45,213,000
Loans held for sale	7,211,000	3,825,000
Loans receivable, net	0	0
FHLB stock	5,936,000	6,190,000
Accrued interest receivable	2,297,000	2,353,000
Mortgage servicing rights	0	0
Rate lock commitments	416,000
Mandatory forward contracts	4,000
Financial Liabilities [Abstract]
Deposits	544,751,000	573,371,000
FHLB advances	108,859,000	106,876,000
Subordinated debentures	0	0
Accrued interest payable	2,136,000	1,375,000
Off Balance Sheet Commitments	0	0
Significant Unobservable Inputs (Level 3) [Member]
Financial Assets [Abstract]
Cash and cash equivalents	0	0
Investment securities (HTM)	0	0
Loans held for sale	0	0
Loans receivable, net	636,728,000	631,032,000
FHLB stock	0	0
Accrued interest receivable	0	0
Mortgage servicing rights	658,000	723,000
Rate lock commitments	0
Mandatory forward contracts	0
Financial Liabilities [Abstract]
Deposits	0	0
FHLB advances	0	0
Subordinated debentures	24,119,000	24,119,000
Accrued interest payable	0	0
Off Balance Sheet Commitments	0	0
Carrying Amount [Member]
Financial Assets [Abstract]
Cash and cash equivalents	33,335,000	98,376,000
Investment securities (HTM)	59,616,000	44,661,000
Loans held for sale	7,165,000	3,726,000
Loans receivable, net	633,882,000	602,813,000
FHLB stock	5,936,000	6,190,000
Accrued interest receivable	2,297,000	2,353,000
Mortgage servicing rights	658,000	723,000
Rate lock commitments	416,000
Mandatory forward contracts	4,000
Financial Liabilities [Abstract]
Deposits	543,814,000	571,249,000
FHLB advances	115,000,000	115,000,000
Subordinated debentures	24,119,000	24,119,000
Accrued interest payable	2,136,000	1,375,000
Off Balance Sheet Commitments	0	0
Fair Value [Member]
Financial Assets [Abstract]
Cash and cash equivalents	33,335,000	98,376,000
Investment securities (HTM)	60,123,000	45,213,000
Loans held for sale	7,211,000	3,825,000
Loans receivable, net	636,728,000	631,032,000
FHLB stock	5,936,000	6,190,000
Accrued interest receivable	2,297,000	2,353,000
Mortgage servicing rights	0	723,000
Rate lock commitments	0
Mandatory forward contracts	0
Financial Liabilities [Abstract]
Deposits	544,751,000	573,371,000
FHLB advances	108,859,000	106,876,000
Subordinated debentures	24,119,000	24,119,000
Accrued interest payable	2,136,000	1,375,000
Off Balance Sheet Commitments	$0	$0

Condensed_Financial_Informatio2

Condensed Financial Information (Parent Company Only) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Equity in net assets of subsidiaries [Abstract]
Loans, net of allowance for loan losses of $- and $19, respectively	$633,882	$602,813
Foreclosed real estate	1,947	8,972	11,441
Total assets	776,328	799,603
Subordinated debentures	24,119	24,119
Total Liabilities	692,518	716,834
Stockholders' equity	83,810	82,769	108,996
Total liabilities and stockholders' equity	776,328	799,603
Loans, allowance for loan losses	9,435	11,739
Statements of Operations [Abstract]
Interest income	31,816	33,792
Net interest income	23,182	24,608
Provision for loan losses	831	16,520
Income (loss) before income tax provision	2,940	-16,455
Income tax expense	-31	-8,710
Net income (loss)	2,909	-25,165
Cash Flows from Operating Activities [Abstract]
Net income (loss)	2,909	-25,165
Adjustments to reconcile net income (loss) to net cash used in operating activities:
Provision for loan losses	831	16,520
Stock-based compensation expense	201	108
Net cash provided by operating activities	1,340	13,425
Cash Flows from Investing Activities [Abstract]
Net decrease in loans	-31,752	-11,330
Net cash (used in) provided by investing activities	-38,949	19,704
Cash Flows from Financing Activities [Abstract]
Proceeds from sale of foreclosed real estate	8,174	8,586
Proceeds from exercise of options	3	0
Net cash used in financing activities	-27,432	-28,145
(Decrease) increase in cash and cash equivalents	-65,041	4,984
Cash and cash equivalents at beginning of year	98,376	93,392
Cash and cash equivalents at end of year	33,335	98,376
Supplemental disclosure of cash flows information:
Transfer of net loans to foreclosed real estate	847	10,169
Severn Bancorp, Inc [Member]
Statements of Financial Condition [Abstract]
Cash	1,316	969
Equity in net assets of subsidiaries [Abstract]
Bank	107,316	103,196
Non-Bank	3,758	3,675
Loans, net of allowance for loan losses of $- and $19, respectively	0	331
Foreclosed real estate	0	250
Other assets	920	1,479
Total assets	113,310	109,900
Subordinated debentures	24,119	24,119
Other liabilities	5,381	3,012
Total Liabilities	29,500	27,131
Stockholders' equity	83,810	82,769
Total liabilities and stockholders' equity	113,310	109,900
Loans, allowance for loan losses	0	19
Statements of Operations [Abstract]
Interest income	34	26
Interest expense on subordinated debentures	1,086	857
Net interest income	-1,052	-831
General and administrative expenses	242	184
Provision for loan losses	-19	0
Income (loss) before income tax provision	-1,275	-1,015
Income tax expense	-20	-3
Equity in undistributed net income (loss) of subsidiaries	4,204	-24,147
Net income (loss)	2,909	-25,165
Cash Flows from Operating Activities [Abstract]
Net income (loss)	2,909	-25,165
Adjustments to reconcile net income (loss) to net cash used in operating activities:
Equity in undistributed (earnings) loss of subsidiaries	-4,204	24,147
Provision for loan losses	-19	0
Decrease (increase) in other assets	559	-65
Stock-based compensation expense	201	108
Increase in other liabilities	298	579
Net cash provided by operating activities	-256	-396
Cash Flows from Investing Activities [Abstract]
Net decrease in loans	350	0
Net cash (used in) provided by investing activities	350	0
Cash Flows from Financing Activities [Abstract]
Proceeds from sale of foreclosed real estate	250	0
Proceeds from exercise of options	3	0
Net cash used in financing activities	253	0
(Decrease) increase in cash and cash equivalents	347	-396
Cash and cash equivalents at beginning of year	969	1,365
Cash and cash equivalents at end of year	1,316	969
Supplemental disclosure of cash flows information:
Transfer of net loans to foreclosed real estate	$0	$250