The Hartford Financial Services Group, Inc. (HIG) 8-K Results of Operations and Financial Condition

EXHIBIT 99.2

SUPPLEMENTAL ANALYSIS DATA

DECEMBER 31, 2005

THE HARTFORD FINANCIAL SERVICES GROUP, INC.
HIGHLIGHTED EARNINGS ITEMS
THREE MONTHS ENDED DECEMBER 31, 2005 AND 2004

($ in millions, except per share amounts)

	Impact on Net Income						Impact on Diluted EPS
	Three Months Ended Dec. 31,						Three Months Ended Dec. 31,
	2004			2005			2004			2005
Life Operations
Regulatory and related matters
Charge for certain regulatory investigations	$	—		$	(29	)	$	—		$	(0.09	)
Settlement of certain annuity contracts		—			(18	)		—			(0.06	)
Termination of a provision of an agreement with a mutual fund distribution partner		—			(22	)		—			(0.07	)
Additional net tax benefits		14			32			0.05			0.10
Property and Casualty Operations
Catastrophe impacts and assessments
Catastrophe losses and reinstatement premiums		(19	)		(85	)		(0.06	)		(0.27	)
Hurricane-related assessments		—			(32	)		—			(0.10	)
Net realized capital gains (losses) not included in core earnings		23			(31	)		0.08			(0.10	)
Total Highlighted Earnings Items	$	18		$	(185	)	$	0.07		$	(0.59	)

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THE HARTFORD FINANCIAL SERVICES GROUP, INC.
PROPERTY & CASUALTY SUPPLEMENTAL INFORMATION
THREE MONTHS ENDED DECEMBER 31, 2005

($ in millions, before-tax)

	Three Months Ended December 31, 2005
	Business		Personal		Specialty		Ongoing		Other		Total
	Insurance		Lines		Commercial		Operations		Operations		P&C
Catastrophe Impacts and Assessments
Gross incurred claim and claim adjustment expenses for current accident year catastrophes	$	209	$	140	$	263	$	612	$	—	$	612
Ceded claim and claim adjustment expenses for current accident year catastrophes		158		133		202		493		—		493
Net incurred claim and claim adjustment expenses for current accident year catastrophes	$	51	$	7	$	61	$	119	$	—	$	119
Reinstatement premium ceded to reinsurers	$	2	$	3	$	8	$	13	$	—	$	13
Hurricane related assessments	$	25	$	24	$	—	$	49	$	—	$	49
Prior Year Impacts
Prior year loss and loss adjustment expenses [1]	$	36	$	15	$	10	$	61	$	26	$	87

[1] Included in prior year loss and loss adjustment expenses for the three months ended December 31, 2005 is adverse development primarily related to strengthening of general liability reserves in Business Insurance and all prior year development on catastrophe losses.

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THE HARTFORD FINANCIAL SERVICES GROUP, INC.
PROPERTY & CASUALTY SUPPLEMENTAL INFORMATION
YEAR ENDED DECEMBER 31, 2005

($ in millions, before-tax)

	Year Ended December 31, 2005
	Business		Personal			Specialty		Ongoing		Other		Total
	Insurance		Lines			Commercial		Operations		Operations		P&C
Catastrophe Impacts and Assessments
Gross incurred claim and claim adjustment expenses for current accident year catastrophes	$	337	$	394		$	594	$	1,325	$	—	$	1,325
Ceded claim and claim adjustment expenses for current accident year catastrophes		248		296			430		974		—		974
Net incurred claim and claim adjustment expenses for current accident year catastrophes	$	89	$	98		$	164	$	351	$	—	$	351
Reinstatement premium ceded to reinsurers	$	16	$	31		$	26	$	73	$	—	$	73
Hurricane related assessments	$	33	$	31		$	—	$	64	$	—	$	64
Prior Year Impacts
Prior year loss and loss adjustment expenses [1]	$	22	$	(95	)	$	109	$	36	$	212	$	248

[1] Included in prior year loss and loss adjustment expenses for the year ended December 31, 2005 is development on prior year catastrophe losses.

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