EZCORP (EZPW) 10-Q 9 May 16 2016 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Mar. 31, 2016	May. 02, 2016
Document Information [Line Items]
Entity Registrant Name	EZCORP INC
Entity Central Index Key	876,523
Current Fiscal Year End Date	--09-30
Entity Filer Category	Accelerated Filer
Document Type	10-Q
Document Period End Date	Mar. 31, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q2
Amendment Flag	false
Common Stock Class A Non-voting
Document Information [Line Items]
Entity Common Stock, Shares Outstanding		50,976,110
Common Stock Class B Voting
Document Information [Line Items]
Entity Common Stock, Shares Outstanding		2,970,171

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets - USD ($) $ in Thousands		Mar. 31, 2016	Sep. 30, 2015	Mar. 31, 2015
Current assets:
Cash and cash equivalents		$ 75,336	$ 59,124	$ 138,173
Restricted cash		13,817	15,137	47,909
Pawn loans		140,195	159,964	127,929
Consumer loans, net		26,362	36,533	55,529
Pawn service charges receivable, net		27,626	30,852	24,909
Consumer loan fees and interest receivable, net		13,226	19,802	13,063
Inventory, net		126,446	124,084	116,144
Income taxes receivable		557	45,175	52,234
Prepaid expenses and other current assets		32,505	21,076	32,383
Total current assets		456,070	511,747	608,273
Investment in unconsolidated affiliate		56,677	56,182	94,510
Property and equipment, net		64,962	75,594	102,252
Restricted cash, non-current		2,308	2,883	2,880
Goodwill		254,782	327,460	344,931
Intangible assets, net		40,197	41,263	49,674
Non-current consumer loans, net		62,673	75,824	79,860
Deferred tax asset, net		77,125	69,121	35,213
Other assets, net		19,655	42,985	60,041
Total assets	[1],[2]	1,034,449	1,203,059	1,377,634
Current liabilities:
Current maturities of long-term debt		82,174	74,345	71,471
Current capital lease obligations		0	0	93
Accounts payable and other accrued expenses		85,836	107,871	89,711
Other current liabilities		2,595	15,384	6,230
Customer layaway deposits		11,370	10,470	10,484
Income taxes payable		6,632	0	0
Total current liabilities		188,607	208,070	177,989
Long-term debt, less current maturities, net		252,808	297,166	344,960
Deferred gains and other long-term liabilities		2,751	6,157	7,673
Total liabilities	[3],[4]	$ 444,166	$ 511,393	$ 530,622
Commitments and contingencies (Note 11)
Temporary equity:
Redeemable noncontrolling interest		$ (1,229)	$ 3,235	$ 16,827
Total temporary equity		(1,229)	14,931	28,523
Stockholders’ equity:
Additional paid-in capital		312,569	307,080	329,973
Retained earnings		341,538	423,137	522,541
Accumulated other comprehensive loss		(62,805)	(54,019)	(34,561)
EZCORP, Inc. stockholders’ equity		591,842	676,735	818,489
Noncontrolling interest		(330)	0	0
Total equity		591,512	676,735	818,489
Total liabilities, temporary equity and equity		1,034,449	1,203,059	1,377,634
Common Stock Class A Non-voting, Subject to Possible Redemption
Temporary equity:
Class A Non-voting Common Stock, subject to possible redemption at $10.06 per share; none as of March 31, 2016 and 1,168,456 shares issued and outstanding at redemption value as of March 31, 2015 and September 30, 2015		0	11,696	11,696
Common Stock Class A Non-voting
Stockholders’ equity:
Common stock		510	507	506
Common Stock Class B Voting
Stockholders’ equity:
Common stock		$ 30	$ 30	$ 30
[1]	Our consolidated assets as of March 31, 2016 and 2015 and September 30, 2015 include the following assets of Grupo Finmart's securitization trust that can only be used to settle its liabilities: March 31, 2016 March 31, 2015 September 30, 2015 (Unaudited) (in thousands)Restricted cash$4,869 $21,835 $12,033Consumer loans*39,453 34,803 36,845Consumer loan fees and interest receivable, net7,424 5,182 6,067Restricted cash, non-current196 119 197Total assets$51,942$61,939 $55,142*These amounts include the current and non-current portions of active consumer loans considered to be performing under the terms of the Grupo Finmart securitization trust. These balances, which represent the total collateral that can be used to settle the liabilities of the securitization trust, exclude loan loss allowances as described in Note 13, and are presented on a net basis in the condensed consolidated balance sheets including allowances.
[2]	Our consolidated assets as of March 31, 2016 and 2015 and September 30, 2015 include the following assets of our consolidated variable interest entities:March 31, 2016 March 31, 2015 September 30, 2015 (Unaudited) (in thousands)Restricted cash$397 $2,084 $1,361Consumer loans, net6,607 14,826 5,846Consumer loan fees and interest receivable, net3,559 3,577 6,399Non-current consumer loans, net17,245 32,511 27,162Total assets$27,808 $52,998 $40,768
[3]	Our consolidated liabilities as of March 31, 2016 and 2015 and September 30, 2015 include the following liabilities for which the creditors of Grupo Finmart's securitization trust do not have recourse to the general credit of EZCORP, Inc.: March 31, 2016 March 31, 2015 September 30, 2015 (Unaudited) (in thousands)Long-term debt, less current maturities$33,613 $44,837 $40,493
[4]	Our consolidated liabilities as of March 31, 2016 and 2015 and September 30, 2015 include the following liabilities of our consolidated variable interest entities: March 31, 2016 March 31, 2015 September 30, 2015 (Unaudited) (in thousands) Accounts payable and other accrued expenses$6,065 $3,153 $4,313 Current maturities of long-term debt37,177 48,246 42,017*Long-term debt, less current maturities13,704 51,888 31,247*Total liabilities$56,946 $103,287 $77,577 *This amount has been revised from the originally filed amount due to an immaterial reclassification error between current and non-current amounts as of September 30, 2015. The consolidated amounts previously reported in the balance sheet were correct.

Condensed Consolidated Balance3

Condensed Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands		Mar. 31, 2016	Sep. 30, 2015		Mar. 31, 2015
Treasury stock (shares)		0	0		0
Restricted cash		$ 13,817	$ 15,137		$ 47,909
Consumer loans, net		26,362	36,533		55,529
Consumer loan fees and interest receivable, net		13,226	19,802		13,063
Non-current consumer loans, net		62,673	75,824		79,860
Accounts payable and other accrued expenses		85,836	107,871		89,711
Current maturities of long-term debt		82,174	74,345		71,471
Long-term debt, less current maturities, net		252,808	297,166		344,960
Total liabilities	[1],[2]	444,166	511,393		530,622
Grupo Finmart
Restricted cash		4,869	12,033		21,835
Consumer loans, net	[3]	39,453	36,845		34,803
Consumer loan fees and interest receivable, net		7,424	6,067		5,182
Restricted cash, non-current		196	197		119
Total assets		51,942	55,142		61,939
Long-term debt, less current maturities		$ 33,613	$ 40,493		$ 44,837
Common Stock Class A Non-voting, Subject to Possible Redemption
Common stock, redemption price (in dollars per share)		$ 10.06	$ 10.06		$ 10.06
Common stock, shares issued (shares)		0	1,168,456		1,168,456
Common stock, shares outstanding (shares)		0	1,168,456		1,168,456
Common Stock Class A Non-voting
Common stock, par value (in dollars per share)		$ 0.01	$ 0.01		$ 0.01000
Common stock, shares authorized (shares)		100,000,000	100,000,000		100,000,000
Common stock, shares issued (shares)		50,989,430	50,726,289		50,681,477
Common stock, shares outstanding (shares)		50,989,430	50,726,289		50,681,477
Common Stock Class B Voting
Common stock, par value (in dollars per share)		$ 0.01	$ 0.01		$ 0.01
Common stock, shares authorized (shares)		3,000,000	3,000,000		3,000,000
Common stock, shares issued (shares)		2,970,171	2,970,171		2,970,171
Common stock, shares outstanding (shares)		2,970,171	2,970,171		2,970,171
Variable Interest Entity, Primary Beneficiary
Restricted cash		$ 397	$ 1,361		$ 2,084
Consumer loans, net		6,607	5,846		14,826
Consumer loan fees and interest receivable, net		3,559	6,399		3,577
Non-current consumer loans, net		17,245	27,162		32,511
Total assets		27,808	40,768		52,998
Accounts payable and other accrued expenses		6,065	4,313		3,153
Current maturities of long-term debt		37,177	42,017	[4]	48,246
Long-term debt, less current maturities, net		13,704	31,247	[4]	51,888
Total liabilities		$ 56,946	$ 77,577		$ 103,287
[1]	Our consolidated liabilities as of March 31, 2016 and 2015 and September 30, 2015 include the following liabilities for which the creditors of Grupo Finmart's securitization trust do not have recourse to the general credit of EZCORP, Inc.: March 31, 2016 March 31, 2015 September 30, 2015 (Unaudited) (in thousands)Long-term debt, less current maturities$33,613 $44,837 $40,493
[2]	Our consolidated liabilities as of March 31, 2016 and 2015 and September 30, 2015 include the following liabilities of our consolidated variable interest entities: March 31, 2016 March 31, 2015 September 30, 2015 (Unaudited) (in thousands) Accounts payable and other accrued expenses$6,065 $3,153 $4,313 Current maturities of long-term debt37,177 48,246 42,017*Long-term debt, less current maturities13,704 51,888 31,247*Total liabilities$56,946 $103,287 $77,577 *This amount has been revised from the originally filed amount due to an immaterial reclassification error between current and non-current amounts as of September 30, 2015. The consolidated amounts previously reported in the balance sheet were correct.
[3]	These amounts include the current and non-current portions of active consumer loans considered to be performing under the terms of the Grupo Finmart securitization trust. These balances, which represent the total collateral that can be used to settle the liabilities of the securitization trust, exclude loan loss allowances as described in Note 13, and are presented on a net basis in the condensed consolidated balance sheets including allowances.
[4]	This amount has been revised from the originally filed amount due to an immaterial reclassification error between current and non-current amounts as of September 30, 2015. The consolidated amounts previously reported in the balance sheet were correct.

Condensed Consolidated Statemen

Condensed Consolidated Statements of Operations - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015
Revenues:
Merchandise sales	$ 109,343	$ 107,852	$ 217,927	$ 217,491
Jewelry scrapping sales	12,780	18,399	22,401	36,933
Pawn service charges	64,130	59,470	130,724	124,397
Consumer loan fees and interest	15,616	18,544	28,804	37,515
Other revenues	30	910	497	1,565
Total revenues	201,899	205,175	400,353	417,901
Merchandise cost of goods sold	68,332	72,492	134,591	144,970
Jewelry scrapping cost of goods sold	11,085	14,354	19,161	29,029
Consumer loan bad debt	8,683	4,761	21,286	13,276
Net revenues	113,799	113,568	225,315	230,626
Operating expenses:
Operations	80,282	77,190	165,888	157,277
Administrative	15,621	14,800	35,604	27,352
Depreciation and amortization	7,082	8,095	15,141	16,103
Loss on sale or disposal of assets	649	387	682	643
Restructuring	218	704	1,910	726
Total operating expenses	103,852	101,176	219,225	202,101
Operating income	9,947	12,392	6,090	28,525
Interest expense	8,449	11,296	17,641	23,330
Interest income	(127)	(512)	(267)	(1,043)
Equity in net (income) loss of unconsolidated affiliate	(1,877)	3,678	(3,932)	1,484
Impairment of goodwill	73,921	0	73,921	0
Other expense	89	1,862	959	2,621
(Loss) income from continuing operations before income taxes	(70,508)	(3,932)	(82,232)	2,133
Income tax expense	6,189	362	2,493	3,626
Loss from continuing operations, net of tax	(76,697)	(4,294)	(84,725)	(1,493)
(Loss) income from discontinued operations, net of tax	(1,094)	4,731	(1,332)	11,608
Net (loss) income	(77,791)	437	(86,057)	10,115
Net loss from continuing operations attributable to noncontrolling interest	(3,666)	(906)	(4,458)	(2,840)
Net (loss) income attributable to EZCORP, Inc.	$ (74,125)	$ 1,343	$ (81,599)	$ 12,955
Basic (loss) earnings per share attributable to EZCORP, Inc.:
Continuing operations (in dollars per share)	$ (1.33)	$ (0.06)	$ (1.46)	$ 0.02
Discontinued operations (in dollars per share)	(0.02)	0.09	(0.02)	0.22
Basic earnings (loss) per share (in dollars per share)	(1.35)	0.03	(1.48)	0.24
Diluted (loss) earnings per share attributable to EZCORP, Inc.:
Continuing operations (in dollars per share)	(1.33)	(0.06)	(1.46)	0.02
Discontinued operations (in dollars per share)	(0.02)	0.09	(0.02)	0.22
Diluted (loss) earnings per share (in dollars per share)	$ (1.35)	$ 0.03	$ (1.48)	$ 0.24
Weighted-average shares outstanding:
Basic (in shares)	54,843	54,184	54,869	53,915
Diluted (in shares)	54,843	54,184	54,869	53,972
Net (loss) income from continuing operations attributable to EZCORP, Inc.	$ (73,031)	$ (3,388)	$ (80,267)	$ 1,347
Net (loss) income from discontinued operations attributable to EZCORP, Inc.	$ (1,094)	$ 4,731	$ (1,332)	$ 11,608

Condensed Consolidated Stateme5

Condensed Consolidated Statements of Comprehensive (Loss) Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015
Statement of Comprehensive Income [Abstract]
Net (loss) income	$ (77,791)	$ 437	$ (86,057)	$ 10,115
Other comprehensive income (loss):
Foreign currency translation loss, net of income tax (expense) benefit for our investment in unconsolidated affiliate of ($752) and $1,851 for the three and six-months ended March 31, 2016, respectively, and ($199) and $220 for the three and six-months ended March 31, 2015, respectively	(2,204)	(6,897)	(9,144)	(27,999)
Cash flow hedges:
Amounts reclassified from accumulated other comprehensive loss	0	35	22	387
Other comprehensive loss, net of tax	(2,204)	(6,862)	(9,122)	(27,612)
Comprehensive loss	(79,995)	(6,425)	(95,179)	(17,497)
Comprehensive (loss) income attributable to redeemable noncontrolling interest:
Net loss	(3,666)	(906)	(4,458)	(2,840)
Foreign currency translation loss	(272)	(825)	(337)	(3,227)
Amounts reclassified from accumulated other comprehensive loss	0	8	1	94
Comprehensive loss attributable to noncontrolling interest	(3,938)	(1,723)	(4,794)	(5,973)
Comprehensive loss attributable to EZCORP, Inc.	$ (76,057)	$ (4,702)	$ (90,385)	$ (11,524)

Condensed Consolidated Stateme6

Condensed Consolidated Statements of Comprehensive (Loss) Income (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015
Statement of Comprehensive Income [Abstract]
Foreign currency translation adjustment, tax	$ (752)	$ (199)	$ 1,851	$ 220

Condensed Consolidated Stateme7

Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Operating activities:
Net (loss) income	$ (86,057)	$ 10,115
Adjustments to reconcile net (loss) income to net cash provided by operating activities:
Depreciation and amortization	15,141	18,097
Amortization of debt discount and consumer loan premium, net	4,357	4,229
Consumer loan loss provision	18,662	14,023
Deferred income taxes	(8,004)	(5,536)
Impairment of goodwill	73,921	0
Amortization of deferred financing costs	1,575	2,625
Amortization of prepaid commissions	7,754	6,200
Other adjustments	(2,149)	380
Loss on sale or disposal of assets	682	950
Stock compensation expense (benefit)	2,149	(1,928)
(Income) loss from investment in unconsolidated affiliate	(3,932)	1,484
Changes in operating assets and liabilities, net of business acquisitions:
Service charges and fees receivable	10,140	2,542
Inventory	(993)	2,499
Prepaid expenses, other current assets and other assets	(5,935)	(16,949)
Accounts payable, other accrued expenses, deferred gains and other long-term liabilities	(12,112)	(5,925)
Customer layaway deposits	851	1,947
Restricted cash	(4,860)	(835)
Income taxes receivable	51,250	4,427
Payments of restructuring charges	(6,701)	(2,962)
Dividends from unconsolidated affiliate	0	2,407
Net cash provided by operating activities	55,739	37,790
Investing activities:
Loans made	(323,980)	(417,014)
Loans repaid	225,138	334,888
Recovery of pawn loan principal through sale of forfeited collateral	121,830	138,885
Additions to property and equipment	(2,976)	(15,934)
Acquisitions, net of cash acquired	(6,000)	(4,750)
Investment in unconsolidated affiliate	0	(12,140)
Proceeds from sale of assets	26	0
Net cash provided by investing activities	14,038	23,935
Financing activities:
Payout of deferred consideration	(14,875)	(6,000)
Repurchase of redeemable common stock issued due to acquisitions	(11,750)	0
Proceeds from settlement of forward currency contracts	3,557	2,313
Change in restricted cash	6,519	11,476
Proceeds from bank borrowings, net of debt issuance costs	14,302	69,384
Payments on bank borrowings and capital lease obligations	(47,698)	(51,677)
Net cash (used in) provided by financing activities	(49,945)	25,496
Effect of exchange rate changes on cash and cash equivalents	(3,620)	(4,373)
Net increase in cash and cash equivalents	16,212	82,848
Cash and cash equivalents at beginning of period	59,124	55,325
Cash and cash equivalents at end of period	75,336	138,173
Non-cash investing and financing activities:
Pawn loans forfeited and transferred to inventory	122,709	119,028
Issuance of common stock, subject to possible redemption, due to acquisition	0	11,696
Deferred consideration	$ 0	$ 250

Condensed Consolidated Stateme8

Condensed Consolidated Statements of Stockholders' Equity - USD ($) shares in Thousands, $ in Thousands	Total	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Loss
Beginning balance at Sep. 30, 2014	$ 832,304	$ 536	$ 332,264	$ 509,586	$ (10,082)
Beginning balance (shares) at Sep. 30, 2014		53,585
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Issuance of common stock related to 401(k) match	0
Issuance of common stock related to 401(k) match (shares)		1
Stock compensation	(1,928)		(1,928)
Release of restricted stock	0
Release of restricted stock (shares)		66
Excess tax benefit from stock compensation	(167)		(167)
Taxes paid related to net share settlement of equity awards	(196)		(196)
Amounts reclassified from accumulated other comprehensive loss	293				293
Foreign currency translation adjustment	(24,772)				(24,772)
Net loss attributable to EZCORP, Inc.	12,955			12,955
Ending balance at Mar. 31, 2015	818,489	$ 536	329,973	522,541	(34,561)
Ending balance (shares) at Mar. 31, 2015		53,652
Beginning balance at Sep. 30, 2015	676,735	$ 537	307,080	423,137	(54,019)
Beginning balance (shares) at Sep. 30, 2015		53,696
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock compensation	5,954		5,954
Release of restricted stock	3	$ 3
Release of restricted stock (shares)		264
Excess tax benefit from stock compensation	(372)		(372)
Taxes paid related to net share settlement of equity awards	(93)		(93)
Amounts reclassified from accumulated other comprehensive loss	21				21
Foreign currency translation adjustment	(8,807)				(8,807)
Net loss attributable to EZCORP, Inc.	(81,599)			(81,599)
Ending balance at Mar. 31, 2016	$ 591,842	$ 540	$ 312,569	$ 341,538	$ (62,805)
Ending balance (shares) at Mar. 31, 2016		53,960

Organization and Summary of Sig

Organization and Summary of Significant Accounting Policies	6 Months Ended
	Mar. 31, 2016
Accounting Policies [Abstract]
ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	NOTE 1: ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Description of Business We are a leading provider of pawn loans in the United States and Mexico and consumer loans in Mexico. In the United States and Mexico, we offer pawn loans, which are non-recourse loans collateralized by tangible property, and we sell merchandise, primarily collateral forfeited from pawn lending operations and used merchandise purchased from customers. Through our 94% -owned subsidiary, Prestaciones Finmart, S.A.P.I. de C.V., SOFOM, E.N.R. ("Grupo Finmart"), headquartered in Mexico City, we offer unsecured installment loans to employees of various Mexican employers (principally federal, state and local government agencies), which are repaid through payroll deductions. We also own approximately 32% of Cash Converters International Limited ("Cash Converters International"), based in Australia and publicly-traded on the Australian Stock Exchange, which franchises and operates a worldwide network of over 700 locations that provide pawn loans, short-term unsecured loans and other consumer finance products, and buy and sell second-hand goods, with significant store concentration in Australia and the United Kingdom. Basis of Presentation The accompanying unaudited interim condensed consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by generally accepted accounting principles for complete financial statements. Our management has included all adjustments it considers necessary for a fair presentation. These adjustments are of a normal, recurring nature except for those related to discontinued operations described in Note 2 . The accompanying financial statements should be read in conjunction with the condensed consolidated financial statements and notes included in our Annual Report on Form 10-K for the year ended September 30, 2015 . The balance sheet as of September 30, 2015 has been derived from the audited financial statements at that date but does not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. Our business is subject to seasonal variations, and operating results for the three and six -months ended March 31, 2016 (the "current quarter" and "current six -months," respectively) are not necessarily indicative of the results of operations for the full fiscal year. These condensed consolidated financial statements include the accounts of EZCORP, Inc. and its consolidated subsidiaries (collectively, "EZCORP"). All intercompany accounts and transactions have been eliminated in consolidation. To determine if we hold a controlling financial interest in an entity, we first evaluate if we are required to apply the variable interest entity ("VIE") model to the entity; otherwise, the entity is evaluated under the voting interest model. Where we hold current or potential rights that give us the power to direct the activities of a VIE that most significantly impact the VIE's economic performance combined with a variable interest that gives us the right to receive potentially significant benefits or the obligation to absorb potentially significant losses, we have a controlling financial interest in that VIE. Rights held by others to remove the party with power over the VIE are not considered unless one party can exercise those rights unilaterally. Grupo Finmart has completed several transfers of consumer loans to various securitization trusts. We consolidate those securitization entities under the VIE model as described in Note 16 . We account for our investment in our unconsolidated affiliate Cash Converters International using the equity method. There have been no changes in significant accounting policies as described in our Annual Report on Form 10-K for the year ended September 30, 2015 , other than those described below. Recasting of Certain Prior Period Information Certain reclassifications of prior period amounts have been made to conform to the current period presentation. These reclassifications, other than those pertaining to the recasting of prior period segment information and discontinued operations discussed in our Annual Report on Form 10-K for the year ended September 30, 2015 and the adoption of Financial Accounting Standards Board ("FASB") Accounting Standards Updates ("ASU") discussed below, primarily include the following: • Removal of historical corporate overhead allocations totaling $3.9 million and $8.2 million for the three and six-months ended March 31, 2015, respectively, from segment level "Operations" expense and inclusion in corporate "Administrative" expense. These allocations were reclassified to provide greater clarity into the results of our segment operations. These changes primarily impacted Note 12 with no net impact on our consolidated financial position, results of operations or cash flows. • Reclassification of "Prepaid income taxes" to "Income taxes receivable" of $7.9 million as of September 30, 2015 to conform to current period presentation. Use of Estimates and Assumptions The preparation of these financial statements requires us to make estimates and assumptions that affect the reported amounts of assets, liabilities, revenues and expenses and related disclosure of contingent assets and liabilities. On an ongoing basis, we evaluate our estimates and judgments, including those related to revenue recognition, inventory, loan loss allowances, long-lived and intangible assets, share-based compensation, income taxes, contingencies and litigation. We base our estimates on historical experience, observable trends and various other assumptions that we believe are reasonable under the circumstances. We use this information to make judgments about the carrying values of assets and liabilities that are not readily apparent from other sources. Actual results may differ materially from these estimates under different assumptions or conditions. Recently Adopted Accounting Policies Simplification of Adjustments to Provisional Amounts Identified During a Measurement Period In September 2015, the FASB issued ASU 2015-16, Business Combinations (Topic 805). This ASU requires reporting entities to recognize adjustments to provisional amounts that are identified during the measurement period in the reporting period in which the adjustment amounts are determined, with the effect on earnings of changes in depreciation, amortization, or other income effects, if any, as a result of the change to the provisional amounts, calculated as if the accounting had been completed at the acquisition date. The provisions of this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted. A reporting entity should apply the amendment prospectively to adjustments to provisional amounts that occur after the date of adoption. We early adopted ASU 2015-16 during the current quarter to reduce the cost and complexity of accounting for and reporting business combinations. There was no material impact of adopting ASU 2015-16 on our consolidated financial position, results of operations or cash flows. Share-Based Awards with Performance Targets that could be Achieved after the Requisite Service Period In June 2014, the FASB issued ASU 2014-12, Compensation — Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period. This ASU requires reporting entities to recognize compensation costs for share-based awards with performance targets in the period in which it becomes probable that the performance targets will be achieved and should represent the compensation cost attributable to the periods for which the requisite service has already been rendered. The provisions of this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted. A reporting entity may apply the amendment prospectively or retrospectively. We early adopted ASU 2015-16 during the current quarter and applied the amendments prospectively to all awards granted or modified after the effective date. There was no material impact of adopting ASU 2014-12 on our consolidated financial position, results of operations or cash flows. Classification of Deferred Tax Assets In November 2015, the FASB issued ASU 2015-17, Income Taxes (Topic 740): Balance Sheet Classification of Deferred Taxes. This ASU requires reporting entities to classify deferred income taxes as non-current on the condensed consolidated balance sheets. Deferred income taxes were previously required to be classified as current or non-current on the condensed consolidated balance sheets. The provisions of this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. Early adoption is permitted. A reporting entity may apply the amendment prospectively or retrospectively. We early adopted ASU 2015-17 during the three-months ended December 31, 2015 on a retrospective basis. The impact of adopting ASU 2015-17 on our current period condensed consolidated financial statements was the classification of all deferred tax assets as non-current in addition to the reclassification of current "Deferred tax asset, net" to non-current "Deferred tax asset, net" as of March 31, 2015 and September 30, 2015 of $24.4 million and $44.1 million , respectively, within the condensed consolidated balance sheets to conform to the current period presentation. Other than these reclassifications, the adoption of ASU 2015-17 did not have an impact on our consolidated financial position, results of operations or cash flows. Presentation of Debt Issuance Costs In April 2015, the FASB issued ASU 2015-03, Interest — Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs. This ASU requires reporting entities to record costs paid to third parties that are directly related to issuing debt, and that otherwise would not be incurred, as a deduction to the corresponding debt for presentation purposes. In addition, in August 2015, FASB issued ASU 2015-15, Interest — Imputation of Interest (Subtopic 835-30): Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements-Amendments to SEC Paragraphs Pursuant to Staff Announcement at the June 18, 2015 Emerging Issues Task Force ("EITF") Meeting. Given the absence of authoritative guidance within ASU 2015-03 for debt issuance costs related to line-of-credit arrangements, ASU 2015-15 states the SEC staff would not object to an entity deferring and presenting debt issuance costs as an asset and subsequently amortizing the deferred debt issuance costs ratably over the term of the line-of-credit arrangement, regardless of whether there are any outstanding borrowings on the line-of-credit arrangement. The provisions of each ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted for each. A reporting entity should apply each amendment retrospectively. We early adopted ASU 2015-03 during the three-months ended December 31, 2015 on a retrospective basis. The impact of adopting ASU 2015-03 on our current period condensed consolidated financial statements was the classification of all deferred financing costs as a deduction to the corresponding debt in addition to the reclassification of deferred financing costs in "Intangible assets, net" to "Long-term debt less current maturities, net" as of March 31, 2015 and September 30, 2015 of $11.4 million and $9.2 million , respectively, within the condensed consolidated balance sheets to conform to the current period presentation. Other than these reclassifications and additional disclosures, the adoption of ASU 2015-03 did not have an impact on our consolidated financial position, results of operations or cash flows. Reporting Discontinued Operations In April 2014, the FASB issued ASU 2014-08, Presentation of Financial Statements (Topic 205) and Property, Plant, and Equipment (Topic 360) — Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity. This ASU provides guidance for the reporting of discontinued operations if (1) a component or group of components of an entity meets the criteria in FASB Accounting Standards Codification ("ASC") Paragraph 205-20-45-1E to be classified as held for sale; (2) the component of an entity or group of components of an entity is disposed of by sale; or (3) the component of an entity or group of components of an entity is disposed of other than by sale (for example, by abandonment or in a distribution to owners in a spinoff). Among other disclosures, ASU 2014-08 requires an entity to present, for each comparative period, the assets and liabilities of a disposal group that includes a discontinued operation separately in the asset and liability sections, respectively, of the statement of financial position. ASU 2014-08 is effective prospectively for (1) all disposals of components that occur within annual periods beginning on or after December 15, 2014, and interim periods within those years; and (2) all businesses or nonprofit activities that, on acquisition, are classified as held for sale that occur within annual periods beginning on or after December 15, 2014, and interim periods within those years. There was no impact of adopting ASU 2014-08 on our consolidated financial position, results of operations or cash flows. Recently Issued Accounting Pronouncements In March 2016, the FASB issued ASU 2016-09, Compensation — Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting. This ASU simplifies several aspects of the accounting for share-based payment transactions, including the income tax consequences, classification of awards as either equity or liabilities, and classification on the statement of cash flows. The provisions of this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. Early adoption is permitted. A reporting entity should apply the amendment using transition guidance for each aspect of the ASU. We are in the process of evaluating the impact of adopting ASU 2016-09 on our financial position, results of operations and cash flows. In March 2016, the FASB issued ASU 2016-06, Derivatives and Hedging (Topic 815): Contingent Put and Call Options in Debt Instruments a consensus of the FASB Emerging Issues Task Force. This ASU clarifies what steps are required when assessing whether the economic characteristics and risks of call (put) options are clearly and closely related to the economic characteristics and risks of their debt hosts, which is one of the criteria for bifurcating an embedded derivative. The provisions of this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. Early adoption is permitted. A reporting entity should apply the amendment modified retrospective basis to existing debt instruments as of the beginning of the fiscal year for which the amendments are effective. We are in the process of evaluating the impact of adopting ASU 2016-06 on our financial position, results of operations and cash flows. In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842). This ASU requires companies to generally recognize on the balance sheet operating and financing lease liabilities and corresponding right-of-use assets. The provisions of this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. Early adoption is permitted based upon guidance issued within the ASU. We anticipate adoption of this ASU on a modified retrospective basis using various practical expedients. We are in the process of evaluating the impact of adopting ASU 2016-02 on our financial position, results of operations and cash flows. In January 2016, the FASB issued ASU 2016-01, Financial Instruments — Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities. This ASU makes targeted improvements to the accounting for, and presentation and disclosure of, financial assets and liabilities. The ASU further requires separate presentation of financial assets and financial liabilities by measurement category on the balance sheet or the accompanying notes to the financial statements. The provisions of this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017. Early adoption is permitted based upon guidance issued within the ASU. A reporting entity should apply the amendment prospectively, with a cumulative-effect adjustment to the balance sheet as of the beginning of the fiscal year of adoption. We are in the process of evaluating the impact of adopting ASU 2016-01 on our financial position, results of operations and cash flows. In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606). On August 12, 2015, the FASB issued ASU 2015-14, Revenue from Contracts with Customers (Topic 606) to defer the effective date to December 15, 2017 for annual reporting periods beginning after that date. The FASB also permitted early adoption of the standard, but not before the original effective date of December 15, 2016. The amendments in ASU 2014-09 will be added to the Accounting Standards Codification as Topic 606, Revenue from Contracts with Customers, and will supersede the revenue recognition requirements in Topic 605, Revenue Recognition, as well as some cost guidance in Subtopic 605-35, Revenue Recognition - Construction-Type and Production-Type Contracts. The core principle of ASU 2014-09 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve this core principle, the guidance provides that an entity should apply the following steps: (1) identify the contract(s) with a customer; (2) identify the performance obligations in the contract; (3) determine the transaction price; (4) allocate the transaction price to the performance obligations in the contract; and (5) recognize revenue when, or as, the entity satisfies a performance obligation. Notably, the existing requirements for the recognition of a gain or loss on the transfer of non-financial assets that are not in a contract with a customer (e.g., assets within the scope of Topic 360, Property, Plant, and Equipment, and intangible assets within the scope of Topic 350, Intangibles — Goodwill and Other) are amended to be consistent with the guidance on recognition and measurement in ASU 2014-09. The new standard allows for two methods of adoption: (a) full retrospective adoption, meaning the standard is applied to all periods presented, or (b) modified retrospective adoption, meaning the cumulative effect of applying the new standard is recognized as an adjustment to the fiscal 2017 opening retained earnings balance. In April 2016 and March 2016, the FASB issued ASU 2016-10, Revenue from Contracts with Customers (Topic 606): Consensuses of the FASB Emerging Issues Task Force and ASU 2016-08, Revenue from Contracts with Customers (Topic 606): Principal versus Agent Considerations (Reporting Revenue Gross versus Net), respectively. ASU 2016-10 and ASU 2016-08 clarify identifying performance obligations and licensing implementation guidance and implementation guidance on principal versus agent considerations in ASU 2014-09, respectively, and are effective upon adoption of ASU 2014-09. We are evaluating the impact that will result from adopting ASU 2014-09 on our financial position, results of operations, and cash flows.

Discontinued Operations and Res

Discontinued Operations and Restructuring	6 Months Ended
	Mar. 31, 2016
Discontinued Operations and Disposal Groups [Abstract]
DISCONTINUED OPERATIONS AND RESTRUCTURING	NOTE 2: DISCONTINUED OPERATIONS AND RESTRUCTURING Discontinued Operations During the fourth quarter of fiscal 2015, in the context of a transformational change in strategy following an intensive six-month review of all Company activities, we implemented a plan that included exiting our U.S. financial services business ("USFS"). During the fourth quarter of fiscal 2014, as part of our new strategy to concentrate on an integrated, customer-centric financial services model that is focused on our core businesses of pawn and unsecured payroll lending, we implemented a plan to exit our online lending businesses in the United States (EZOnline) and the United Kingdom (Cash Genie). These costs are included under "(Loss) income from discontinued operations, net of tax" in our condensed consolidated statements of operations. The following table summarizes the pre-tax charges, inclusive of the charges presented in the accrued lease termination costs, severance costs and other costs rollforward below, pertaining to the above discontinued operations: Three Months Ended March 31, 2016 Three Months Ended March 31, 2015 Six Months Ended March 31, 2016 Six Months Ended March 31, 2015 (in thousands) Other (a) $ 1,203 $ 4,025 $ 2,733 $ 4,025 (a) Includes estimated costs related to employee severance and accelerated amortization of prepaid expenses and other assets in addition to a one-time charge of $3.3 million related to Cash Genie regulatory compliance recorded during the six-months ended March 31, 2015. The costs incurred during fiscal 2016 are primarily the result of final payments associated with the physical exit of USFS stores. Accrued lease termination costs, severance costs and other costs related to discontinued operations are included under "Accounts payable and other accrued expenses" in our condensed consolidated balance sheets and are primarily expected to be paid during fiscal 2016. Changes in these amounts during the three and six -months ended March 31, 2016 and 2015 are summarized as follows: Three Months Ended March 31, 2016 Three Months Ended March 31, 2015 Six Months Ended March 31, 2016 Six Months Ended March 31, 2015 (in millions) Beginning balance (a) $ 9.0 $ 7.8 $ 16.9 $ 8.9 Charged to expense 1.2 4.0 2.7 4.0 Cash payments (2.0 ) (0.7 ) (11.5 ) (1.4 ) Other (b) (0.1 ) (0.9 ) — (1.3 ) Ending balance $ 8.1 $ 10.2 $ 8.1 $ 10.2 (a) Beginning balance as of September 30, 2015 includes a $10.5 million charge associated with the settlement of outstanding issues with the U.S. Consumer Financial Protection Bureau. We expect this amount to primarily be paid out during fiscal 2016; however ultimate settlement of certain portions may occur in fiscal 2017. (b) Includes adjustments due to foreign currency effects and other individually immaterial adjustments. Total revenue included in "(Loss) income from discontinued operations, net of tax" in our condensed consolidated statements of operations for the three-months ended March 31, 2016 were nominal. Total revenue included in "(Loss) income from discontinued operations, net of tax" in our condensed consolidated statements of operations for the six-months ended March 31, 2016 was $2.1 million . Total revenue included in "(Loss) income from discontinued operations, net of tax" in our condensed consolidated statements of operations for the three and six -months ended March 31, 2015 was $36.5 million and $77.8 million , respectively. All revenue, expense and income reported in these condensed consolidated financial statements have been adjusted to reflect reclassification of all discontinued operations. Restructuring Fiscal 2015 During the fourth quarter of fiscal 2015, in the context of a transformational change in strategy following an intensive six-month review of all Company activities, we implemented a plan that included streamlining our structure and operating model to improve overall efficiency and reduce costs. The costs of streamlining our structure and operating model are included under "Restructuring" expenses in our condensed consolidated statements of operations and are allocated to certain of our segments as presented in Note 12 . The following table summarizes the pre-tax charges, inclusive of the charges presented in the changes in the balance of restructuring costs rollforward below: Three Months Ended March 31, 2016 Six Months Ended March 31, 2016 (in thousands) Other (a) $ 218 $ 768 Asset disposals — 323 Lease termination costs — 819 $ 218 $ 1,910 (a) Includes costs related to employee severance and other. Accrued lease termination costs, severance costs and other costs related to restructuring are included under "Accounts payable and other accrued expenses" in our condensed consolidated balance sheets. Changes in these amounts during the three and six -months ended March 31, 2016 are summarized as follows: Three Months Ended March 31, 2016 Six Months Ended March 31, 2016 (in thousands) Beginning balance $ 6,718 $ 8,076 Charged to expense 218 1,594 Cash payments (1,758 ) (3,800 ) Other (a) — (692 ) Ending balance $ 5,178 $ 5,178 (a) Includes other individually immaterial adjustments. The above amount includes accrued lease termination costs of $4.9 million that we expect to be partially offset by future sublease payments through 2029. The remaining other amounts accrued are expected to be paid during fiscal 2016. Fiscal 2014 During the fourth quarter of fiscal 2014, we conducted a company-wide operational review to realign our organization to streamline operations and create synergies and efficiencies. Restructuring charges related to this action are considered corporate costs and therefore are not allocated to specific segments. Changes in these amounts during the three and six -months ended March 31, 2016 and 2015 are summarized as follows: Three Months Ended March 31, 2016 Three Months Ended March 31, 2015 Six Months Ended March 31, 2016 Six Months Ended March 31, 2015 (in thousands) Beginning balance $ — $ 3,858 $ 2,901 $ 6,121 Charged to expense — 726 — 726 Cash payments — (699 ) (2,901 ) (2,962 ) Ending Balance $ — $ 3,885 $ — $ 3,885

Acquisitions

Acquisitions	6 Months Ended
	Mar. 31, 2016
Business Combinations [Abstract]
ACQUISITIONS	NOTE 3: ACQUISITIONS On February 1, 2016, we acquired six pawn stores in the Houston, Texas area doing business under the "Pawn One" brand. The aggregate purchase price was $6.2 million in cash, inclusive of all ancillary arrangements, of which $3.2 million was recorded as goodwill in the U.S. Pawn segment. The acquisition was made as part of our continuing strategy to enhance our earnings over the long-term. The factors contributing to the recognition of goodwill were based on several strategic and synergistic benefits we expect to realize from the acquisition. These benefits include a greater presence in the Houston area, as well as the ability to further leverage our expense structure through increased scale. We expect no goodwill recorded as a result of the acquisition to be deductible for tax purposes. We have concluded that this acquisition was immaterial to our overall consolidated financial results and, therefore, have omitted the information that would otherwise be required by FASB ASC 805-10-50-2(h).

Earnings per Share

Earnings per Share	6 Months Ended
	Mar. 31, 2016
Earnings Per Share [Abstract]
EARNINGS PER SHARE	NOTE 4: EARNINGS PER SHARE Components of basic and diluted (loss) earnings per share and excluded anti-dilutive potential common shares are as follows: Three Months Ended March 31, Six Months Ended March 31, 2016 2015 2016 2015 (in thousands, except per share amounts) Net (loss) income from continuing operations attributable to EZCORP (A) $ (73,031 ) $ (3,388 ) $ (80,267 ) $ 1,347 Income (loss) from discontinued operations, net of tax (B) (1,094 ) 4,731 (1,332 ) 11,608 Net (loss) income attributable to EZCORP (C) $ (74,125 ) $ 1,343 $ (81,599 ) $ 12,955 Weighted-average outstanding shares of common stock (D) 54,843 54,184 54,869 53,915 Dilutive effect of restricted stock* — — — 57 Weighted-average common stock and common stock equivalents (E) 54,843 54,184 54,869 53,972 Basic (loss) earnings per share attributable to EZCORP: Continuing operations (A / D) $ (1.33 ) $ (0.06 ) $ (1.46 ) $ 0.02 Discontinued operations (B / D) (0.02 ) 0.09 (0.02 ) 0.22 Basic (loss) earnings per share (C / D) $ (1.35 ) $ 0.03 $ (1.48 ) $ 0.24 Diluted (loss) earnings per share attributable to EZCORP: Continuing operations (A / E) $ (1.33 ) $ (0.06 ) $ (1.46 ) $ 0.02 Discontinued operations (B / E) (0.02 ) 0.09 (0.02 ) 0.22 Diluted (loss) earnings per share (C / E) $ (1.35 ) $ 0.03 $ (1.48 ) $ 0.24 Potential common shares excluded from the calculation of diluted (loss) earnings per share: Restricted stock** 1,608 273 1,545 6 Warrants*** 14,317 14,317 14,317 14,317 Total potential common shares excluded 15,925 14,590 15,862 14,323 * As required by FASB ASC 260-10-45-19, amount excludes all potential common shares for periods when there is a loss from continuing operations. ** Includes antidilutive share-based awards as well as performance-based and market conditioned share-based awards that are contingently issuable, but for which the condition for issuance has not been met as of the end of the reporting period. *** See Note 7 for discussion of the terms and conditions of these potential common shares. Weighted-average outstanding shares of common stock for the three and six-months ended March 31, 2016 include the impact of redeemable common stock repurchased as discussed in Note 9 .

Strategic Investments

Strategic Investments	6 Months Ended
	Mar. 31, 2016
Equity Method Investments and Joint Ventures [Abstract]
STRATEGIC INVESTMENTS	NOTE 5: STRATEGIC INVESTMENTS As of March 31, 2016 , we owned 151,948,000 shares, or approximately 32% , of our unconsolidated affiliate Cash Converters International. The following tables present summary financial information for Cash Converters International’s most recently reported results as of March 31, 2016 after translation to U.S. dollars: December 31, 2015 2014 (in thousands) Current assets $ 176,105 $ 200,682 Non-current assets 143,466 157,737 Total assets $ 319,571 $ 358,419 Current liabilities $ 68,857 $ 75,700 Non-current liabilities 48,263 54,256 Shareholders’ equity: Equity attributable to owners of the parent 202,450 228,462 Noncontrolling interest 1 1 Total liabilities and shareholders’ equity $ 319,571 $ 358,419 Half Year Ended December 31, 2015 2014 (in thousands) Gross revenues $ 143,575 $ 167,206 Gross profit 93,573 104,852 Profit (loss) attributable to: Owners of the parent $ 11,483 $ (4,717 ) Noncontrolling interest — (179 ) Profit (loss) for the year $ 11,483 $ (4,896 )

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	6 Months Ended
	Mar. 31, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND OTHER INTANGIBLE ASSETS	NOTE 6: GOODWILL AND OTHER INTANGIBLE ASSETS In accordance with FASB ASC 350-20-35, Goodwill — Subsequent Measurement, we test goodwill and intangible assets with an indefinite useful life for potential impairment annually, or more frequently when there are events or circumstances that indicate that it is more likely than not that an impairment exists. During the three-months ended March 31, 2016, we evaluated such events and circumstances and concluded that there were indicators of impairment under FASB ASC 350-20-35-3C. These indicators of impairment primarily included a continued decline in our stock price, as well as negative developments in bad debt experience at our Grupo Finmart segment. We performed a quantitative Step 1 analysis as of February 29, 2016 under FASB ASC 350-20-35 and determined that the fair value of each of our reporting units exceeded their carrying value, with the exception of our Grupo Finmart reporting unit. The fair values of each reporting unit were determined based on a discounted cash flow approach using significant unobservable inputs (Level 3) developed using company-specific information. During the quarter ended March 31, 2016, there were no material changes in the fair values of our U.S. Pawn and Mexico Pawn reporting units as compared to their carrying values. There is no goodwill attributable to our Other International reporting unit. We will further perform our required annual impairment test in the fourth quarter of our fiscal 2016. The Step 1 analysis of our Grupo Finmart reporting unit yielded a valuation of $46.5 million . Under Step 2 of FASB ASC 350-20-35, we compared the fair value of the reporting unit to the fair value of the reporting unit's net assets and determined that all of the goodwill attributable to the Grupo Finmart reporting unit ( $73.9 million ), should be impaired. This impairment was recorded under "Impairment of goodwill" in the condensed consolidated statements of operations under the Grupo Finmart segment during the three-months ended March 31, 2016. No other assets held by Grupo Finmart were determined to be impaired as of March 31, 2016. See Note 3 for additional information regarding goodwill acquired in business combinations during the three-months ended March 31, 2016.

Long-term Debt and Capital Leas

Long-term Debt and Capital Lease Obligations	6 Months Ended
	Mar. 31, 2016
Debt Disclosure [Abstract]
LONG-TERM DEBT AND CAPITAL LEASE OBLIGATIONS	NOTE 7: LONG-TERM DEBT AND CAPITAL LEASE OBLIGATIONS The following table presents our long-term debt instruments and balances under capital lease obligations outstanding as of March 31, 2016 and 2015 and September 30, 2015 : March 31, 2016 March 31, 2015 September 30, 2015 Carrying Amount Debt (Discount) and (Issuance Costs) Carrying Amount Debt (Discount) Premium and (Issuance Costs) Carrying Amount Debt (Discount) and (Issuance Costs) (in thousands) Recourse to EZCORP: 2.125% Cash convertible senior notes due 2019 $ 192,565 $ (37,435 ) $ 182,276 $ (47,724 ) $ 187,471 $ (42,529 ) Cash convertible senior notes due 2019 embedded derivative 3,219 — 27,215 — 10,505 — Capital lease obligations — — 93 — — — Non-recourse to EZCORP*: 8.2% Secured foreign currency debt up to $14 million due 2016 (a) (b) 82 (101 ) 2,044 (451 ) 938 (204 ) 14.5% Secured foreign currency debt up to $17 million due 2017 (a) 17,393 — 19,682 — 17,567 — 5.8% Consumer loans facility due 2019 (b) 33,613 (1,714 ) 44,837 (2,989 ) 40,493 (2,196 ) 8.5% Unsecured notes due 2015 — — 12,329 (187 ) 12,330 (42 ) 10% Unsecured notes due 2015 — — — — 1,500 — 11% Unsecured notes due 2015 — — 4,334 — 3,868 — 17% Secured notes due 2015 consolidated from VIEs — — 937 — — — 10% Unsecured notes due 2016 1,500 — 844 — 1,885 — 12% Secured notes due 2016 — — 2,691 67 2,928 — 13% Unsecured notes due 2016 — — 656 — 1,171 — 15% Unsecured notes due 2016 3,829 — — — 233 — 15% Secured notes due 2016 consolidated from VIEs 3,192 — 7,755 — 5,397 — 18% Unsecured notes due 2016 5,797 — — — — — 10% Unsecured notes due 2017 174 — — — — — 11% Secured notes due 2017 consolidated from VIEs (c) 37,901 — 76,545 — 56,113 — 12% Secured notes due 2017 2,898 — — — — — 13.5% Unsecured notes due 2017 5,797 — — — — — 14.5% Secured notes due 2017 consolidated from VIEs 9,788 — 14,897 — 11,754 — 12.4% Secured notes due 2020 17,234 (214 ) 19,389 (358 ) 17,358 (268 ) Total 334,982 (39,464 ) 416,524 (51,642 ) 371,511 (45,239 ) Less current portion 82,174 — 71,564 67 74,345 — Total long-term debt and capital lease obligations $ 252,808 $ (39,464 ) $ 344,960 $ (51,709 ) $ 297,166 $ (45,239 ) * Even though Grupo Finmart debt may be non-recourse to EZCORP, a default on more than $25 million of such debt could constitute an event of default under our Cash Convertible Notes (described below). See "Part II, Item 1A — Risk Factors." (a) Maximum amounts of debt are translated from Mexican pesos to United States dollars as of the most current period end date in which outstanding debt is presented. (b) Interest is charged at the Mexican Interbank Equilibrium rate (“TIIE”) plus an applicable margin. The rate presented is as of March 31, 2016. (c) Grupo Finmart has entered into foreign exchange forward contracts to mitigate the VIE's currency risk, as described in Notes 15 and 16 , and EZCORP has guaranteed the future cash outflows of the forward contracts. See "Part II, Item 1A — Risk Factors." 2.125% Cash Convertible Senior Notes Due 2019 In June 2014 ("Original Issuance Date"), we issued $200 million aggregate principal amount of 2.125% Cash Convertible Senior Notes due 2019 (the “Cash Convertible Notes”). We granted the initial purchasers the option to purchase up to an additional $30 million aggregate principal amount of Cash Convertible Notes. That option was exercised in full on June 27, 2014, and we issued an additional $30 million principal amount of Cash Convertible Notes on July 2, 2014. All of the Cash Convertible Notes were issued pursuant to an indenture dated June 23, 2014 (the "Indenture") by and between us and Wells Fargo Bank, National Association, as the trustee. The Cash Convertible Notes were issued in a private offering and resold under Rule 144A under the Securities Act of 1933. The Cash Convertible Notes pay interest semi-annually in arrears at a rate of 2.125% per annum on June 15 and December 15 of each year, commencing December 15, 2014, and will mature on June 15, 2019 (the "Maturity Date"). Prior to December 15, 2018, the Cash Convertible Notes will be convertible only upon the occurrence of certain events and during certain periods, and thereafter, at any time prior to the close of business on the second scheduled trading day immediately preceding the Maturity Date. At maturity, the holders of the Cash Convertible Notes will be entitled to receive cash equal to the principal amount of the Cash Convertible Notes plus unpaid accrued interest. The Cash Convertible Notes are unsubordinated unsecured obligations and rank senior in right of payment to any of our indebtedness that is expressly subordinated in right of payment to the Cash Convertible Notes, equal in right of payment with all of our other unsecured unsubordinated indebtedness, and effectively junior to all debt or other obligations (including trade payables) of our wholly-owned subsidiaries. The Indenture governing the Cash Convertible Notes does not contain any financial covenants. We incurred transaction costs of approximately $8.8 million related to the issuance of the Cash Convertible Notes, which we recorded as deferred financing costs and have included as a deduction to the corresponding debt liability. Deferred financing costs are being amortized to interest expense using the effective interest method over the expected term of the Cash Convertible Notes. Under the terms of our Cash Convertible Notes, payment of dividends requires a conversion rate adjustment equal to the conversion rate in effect immediately prior to the open of business on the ex-dividend date for such dividend multiplied by the last reported sale price of the Class A Non-voting Common Stock (“Class A Common Stock”) on the trading day immediately preceding the ex-dividend date for such dividend, divided by the difference between the last reported sale price of the Class A Common Stock on the trading day immediately preceding the ex-dividend date for such dividend and the amount in cash per share we distribute to all or substantially all holders of Class A Common Stock. Should we pay dividends in the future, our certificate of incorporation provides that cash dividends on common stock, when declared, must be declared and paid at the same per share amounts on both classes of stock. Any future determination to pay cash dividends will be at the discretion of our Board of Directors. Cash Convertible Notes Embedded Derivative We account for the cash conversion feature of the Cash Convertible Notes as a separate derivative instrument (the “Cash Convertible Notes Embedded Derivative ”), which had a fair value of $46.5 million on the issuance date that was recognized as the original issue discount of the Cash Convertible Notes. This original issue discount is being amortized to interest expense over the term of the Cash Convertible Notes using the effective interest method. As of March 31, 2016 and 2015 and September 30, 2014, the Cash Convertible Notes Embedded Derivative was recorded as a non-current liability under "Long-term debt, less current maturities" in our condensed consolidated balance sheets, and will be marked to market in subsequent reporting periods. The classification of the Cash Convertible Notes Embedded Derivative liability as current or non-current on the condensed consolidated balance sheets corresponds with the classification of the net balance of the Cash Convertible Notes as discussed below. The Cash Convertible Notes are convertible into cash, subject to satisfaction of certain conditions and during the periods described below, based on an initial "Conversion Rate" of 62.2471 shares of Class A Common Stock per $1,000 principal amount of Cash Convertible Notes (equivalent to an initial "Conversion Price" of approximately $16.065 per share of our Class A Common Stock). Upon conversion of a note, we will pay cash based on a daily conversion value calculated on a proportionate basis for each trading day in the applicable 80 trading day observation period as described in the Indenture. The conversion rate will not be adjusted for any accrued and unpaid interest. Holders may surrender their Cash Convertible Notes for conversion into cash prior to December 15, 2018 only under the following circumstances (the “Early Conversion Conditions”): (1) during any fiscal quarter commencing after the fiscal quarter ending on September 30, 2014 (and only during such fiscal quarter), if the last reported sale price of our Class A Common Stock for at least 20 trading days (whether or not consecutive) during a period of 30 consecutive trading days ending on the last trading day of the immediately preceding fiscal quarter is greater than or equal to 130% of the conversion price on each applicable trading day; (2) during the five business day period after any five consecutive trading day period (the “measurement period”) in which the trading price, as defined in the Indenture, per $1,000 principal amount of notes for each trading day of the measurement period was less than 98% of the product of the last reported sale price of our Class A Common Stock and the conversion rate on such trading day; or (3) upon the occurrence of specified corporate events, as defined in the Indenture. On or after December 15, 2018 until the close of business on the second scheduled trading day immediately preceding the Maturity Date, holders may convert their notes into cash at any time, regardless of the foregoing circumstances. If a holder elects to convert its Cash Convertible Notes in connection with certain make-whole fundamental changes, as that term is defined in the Indenture, that occur prior to the Maturity Date, we will in certain circumstances increase the conversion rate for Cash Convertible Notes converted in connection with such make-whole fundamental changes by a specified number of shares of Class A Common Stock. In addition, the conversion rate is subject to customary anti-dilution adjustments (for example, certain dividend distributions or tender or exchange offer of our Class A Common Stock). Upon the occurrence of a fundamental change, as defined in the Indenture, holders may require us to repurchase for cash all or any portion of the then outstanding Cash Convertible Notes at a repurchase price equal to 100% of the principal amount of the notes to be repurchased, plus accrued and unpaid interest. Impact of Early Conversion Conditions on Financial Statements As of March 31, 2016 , the Cash Convertible Notes were not convertible because the Early Conversion Conditions described above had not been met. Accordingly, the net balance of the Cash Convertible Notes was classified as a non-current liability in our condensed consolidated balance sheets as of March 31, 2016 and 2015 and September 30, 2015 . The classification of the Cash Convertible Notes as current or non-current in the condensed consolidated balance sheets is evaluated at each balance sheet date and may change from time to time depending on whether any of the Early Conversion Conditions has been met. If any of the Early Conversion Conditions is met in any future fiscal quarter, we would classify our net liability under the Cash Convertible Notes as a current liability in the condensed consolidated balance sheets as of the end of that fiscal quarter. If none of the Early Conversion Conditions have been met in a future fiscal quarter prior to the one year period immediately preceding the Maturity Date, we would classify our net liability under the Cash Convertible Notes as a non-current liability in the condensed consolidated balance sheets as of the end of that fiscal quarter. If the note holders elect to convert their Cash Convertible Notes prior to maturity, any unamortized discount and transaction costs will be expensed at the time of conversion. If the entire outstanding principal amount had been converted on March 31, 2016 , we would have recorded an expense of $37.4 million associated with the conversion, comprised of $31.7 million of unamortized debt discount and $5.7 million of unamortized debt issuance costs. As of March 31, 2016 , none of the note holders had elected to convert their Cash Convertible Notes. Cash Convertible Notes Hedges In connection with the issuance of the Cash Convertible Notes, we purchased cash-settled call options (the “Cash Convertible Notes Hedges”) in privately negotiated transactions with certain of the initial purchasers or their affiliates (in this capacity, the “Option Counterparties”). The Cash Convertible Notes Hedges provide us with the option to acquire, on a net settlement basis, approximately 14.3 million shares of our Class A Common Stock at a strike price of $16.065 , which is equal to the number of shares of our Class A Common Stock that notionally underlie the Cash Convertible Notes and corresponds to the Conversion Price of the Cash Convertible Notes. The Cash Convertible Notes Hedges have an expiration date that is the same as the Maturity Date of the Cash Convertible Notes, subject to earlier exercise . The Cash Convertible Notes Hedges have customary anti-dilution provisions similar to the Cash Convertible Notes. If we exercise the Cash Convertible Notes Hedges , the aggregate amount of cash we will receive from the option counterparties to the Cash Convertible Notes Hedges will cover the aggregate amount of cash that we would be required to pay to the holders of the converted Cash Convertible Notes, less the principal amount thereof. As of March 31, 2016 , we have not purchased any shares under the Cash Convertible Notes Hedges. The aggregate cost of the Cash Convertible Notes Hedges was $46.5 million (or $21.3 million net of the total proceeds from the Warrants sold, as discussed below). The Cash Convertible Notes Hedges are accounted for as a derivative asset and are recorded in the condensed consolidated balance sheets at their estimated fair value under "Other assets, net." The Cash Convertible Notes Embedded Derivative liability and the Cash Convertible Notes Hedges asset will be adjusted to fair value each reporting period and unrealized gains and losses will be reflected in the condensed consolidated statements of operations. The Cash Convertible Notes Embedded Derivative and the Cash Convertible Notes Hedges are designed to have similar fair values. Accordingly, the changes in the fair values of these instruments are expected to offset and not have a net impact on the condensed consolidated statements of operations. The classification of the Cash Convertible Notes Hedges asset as current or long-term on the condensed consolidated balance sheets corresponds with the classification of the Cash Convertible Notes, which is evaluated at each balance sheet date and may change from time to time depending on whether any of the Early Conversion Conditions has been met. Cash Convertible Notes Warrants In connection with the issuance of the Cash Convertible Notes, we also sold net-share-settled warrants (the “Warrants”) in privately negotiated transactions with the Option Counterparties for the purchase of up to approximately 14.3 million shares of our Class A Common Stock at a strike price of $20.83 per share, for total proceeds of $25.1 million , net of issuance costs, which was recorded as an increase in stockholders' equity. The Warrants have customary anti-dilution provisions similar to the Cash Convertible Notes. As a result of the Warrants, we will experience dilution to our diluted earnings per share if our average closing stock price exceeds $20.83 for any fiscal quarter. The Warrants expire on various dates from September 2019 through February 2020 and must be settled in net shares of our Class A Common Stock. Therefore, upon expiration of the Warrants, we will issue shares of Class A Common Stock to the purchasers of the Warrants that represent the value by which the price of the Class A Common Stock exceeds the strike price stipulated within the particular warrant agreement. As of March 31, 2016 , there were 14.3 million warrants outstanding. Cash Convertible Notes Interest Expense Total interest expense attributable to the Cash Convertible Notes for the three-months ended March 31, 2016 and 2015 was $4.0 million and $3.8 million , respectively, comprised of contractual interest expense of $1.2 million and $1.2 million , respectively, and debt discount and deferred financing cost amortization of $2.8 million and $2.6 million , respectively. Total interest expense attributable to the Cash Convertible Notes for the six -months ended March 31, 2016 and 2015 was $7.7 million and $7.4 million , respectively, comprised of contractual interest expense of $2.4 million and $2.5 million , respectively, and debt discount and deferred financing cost amortization of $5.3 million and $4.9 million , respectively. The effective interest rate approximates 8% after inclusion of deferred financing costs upon adoption of ASU 2015-03, from the effective interest rate of approximately 7% during fiscal 2015. As of March 31, 2016 , the remaining unamortized issuance discount and costs will be amortized over the next three years assuming no early conversion. Non-Recourse Debt to EZCORP Non-recourse debt amounts in the table above represent Grupo Finmart’s third-party debt, including secured notes consolidated from VIEs. Amounts due in Mexican pesos are translated each reporting period. Effective interest rates approximate stated rates. Secured Foreign Currency Debt, Secured Notes not Consolidated from VIEs and Unsecured Notes Foreign currency debt and secured notes (not including secured notes consolidated from VIEs, which are discussed below) are secured by Grupo Finmart's loan portfolio or collateralized cash at Grupo Finmart’s option. As of March 31, 2016 and 2015, Grupo Finmart’s secured foreign currency debt and notes, excluding secured notes consolidated from VIEs, were secured by consumer loans totaling $36.5 million and $24.9 million , respectively, included in “Consumer loans, net” and “Non-current consumer loans, net” in our condensed consolidated balance sheets, and collateralized cash totaling $3.0 million and $19.2 million , respectively, included in “Restricted cash” and “Restricted cash, non-current” in our condensed consolidated balance sheets. All unsecured notes are collateralized with Grupo Finmart’s assets. During the six-months ended March 31, 2016 , Grupo Finmart issued $6.1 million of 13.5% unsecured notes due September 2016 (repayment term extended through 2017 during the three-months ended March 31, 2016), $6.1 million of 18% unsecured notes due September 2016 and $2.3 million of 20% unsecured notes due March 2016 (repaid in full during the three-months ended March 31, 2016). Amounts of debt issued are stated at exchange rates in effect at time of issuance. During the six-months ended March 31, 2016 , Grupo Finmart repaid the following amounts of debt that were outstanding as of September 30, 2015 : the remaining $0.9 million 8.2% secured foreign currency debt due 2016; $12.3 million 8.5% unsecured notes due 2015; $1.5 million 10% unsecured notes due 2015; $3.9 million 11% unsecured notes due 2015; $2.9 million 12% secured notes due 2016; and $1.2 million 13% unsecured notes due 2016. Such amounts include the impact of foreign exchange effects and amortization of deferred costs. In addition, portions of other debt amounts still outstanding as of March 31, 2016 were repaid. Notes Consolidated from VIEs During the year ended September 30, 2014, Grupo Finmart entered into three separate agreements with third party investors and variable interest entities (“VIEs”) to securitize selected loans providing asset backed financing for operations. The VIEs issued promissory notes to the third party first beneficiaries of the VIEs. The debt described below is collateralized by all of the assets of the VIEs as presented in our condensed consolidated balance sheets described in Note 16 . The secured notes consolidated from VIEs contain certain prepayment clauses. Where the collections on consumer loans held by the VIEs are greater than anticipated in future reporting periods, we expect an accelerated repayment of the secured notes. See “Assets and Liabilities of Consolidated Variable Interest Entities” included in our condensed consolidated balance sheets. During the six-months ended March 31, 2016 , the VIEs repaid a net $22.4 million of debt that was outstanding as of September 30, 2015 , including the impact of foreign exchange effects and amortization of deferred costs. Consumer Loans Facility Due 2019 On February 17, 2014, Grupo Finmart entered into a new securitization transaction to transfer collection rights of certain eligible consumer loans to a bankruptcy remote trust in exchange for cash as discussed in Note 16 . In addition to the initial net payment of $6.9 million during the six-months ended March 31, 2016, including the impact of foreign exchange effects and amortization of deferred costs, the facility began amortizing at a monthly rate of $1.0 million beginning March 2016, which includes principal and interest at TIIE plus an applicable margin, through maturity of the facility in 2019.

Stock Compensation

Stock Compensation	6 Months Ended
	Mar. 31, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
STOCK COMPENSATION	NOTE 8: STOCK COMPENSATION During fiscal 2015, we granted awards to employees based upon underlying shares that were not issued, and therefore we accounted for these as phantom share-based awards under FASB ASC 718-30 . These awards were classified as a current liability and recorded at their fair value of $3.9 million in “Accounts payable and other accrued expenses” in our condensed consolidated balance sheets as of September 30, 2015. During the six-months ended March 31, 2016, we issued sufficient shares to allow treatment of these phantom share-based awards as equity awards under FASB ASC 718-20 and reclassified these awards to "Additional paid-in capital" in our condensed consolidated balance sheets. We continue recognizing compensation costs for these awards based on the original grant date fair value as the fair value of these awards have declined since the issuance and thus there were no incremental compensation costs. See Note 14 for additional information regarding the phantom share-based awards. On May 1, 2010 our Board of Directors approved the adoption of the EZCORP, Inc. 2010 Long-Term Incentive Plan (the “2010 Plan”). The 2010 Plan permits grants of options, restricted stock awards and stock appreciation rights covering up to 1,575,750 shares of our Class A Common Stock plus any shares that become available for issuance under either the 2010 Plan or prior plans as a result of forfeitures or cancellations of awards without delivery of shares or as a result of withholding shares to satisfy tax withholding obligations. In February and March 2015, the Board of Directors and the voting stockholder approved the addition of 643,673 shares and 1,081,200 shares, respectively, to the 2010 Plan. In March 2016, the Board of Directors and the voting stockholder approved the addition of 185,026 shares to the 2010 Plan. In March 2016, we granted 961,718 restricted stock unit awards (exclusive of canceled and replaced awards discussed below) to employees which were allocated based on the October 1, 2015 price of $6.17 per share and 130,000 restricted stock awards to non-employee directors with a grant date fair value of $2.96 per share. The awards granted to employees vest on September 30, 2018 subject to the achievement of certain performance targets. As of March 31, 2016, we considered the achievement of these performance targets probable. The awards granted to non-employee directors vest over two years, 50% on September 30, 2016 and 50% on September 30, 2017. We record compensation costs ratably over the requisite service periods for these awards. In connection with the March 2016 grant discussed above, we canceled 720,000 previously issued restricted stock awards that were subject to vesting based on certain stock price levels and had a grant date fair value of $3.4 million and replaced them with 421,394 performance-based restricted stock awards described above. The cancellation and replacement of these awards was treated as a modification with unrecognized compensation cost from the original awards of $1.5 million plus incremental compensation costs resulting from the modification of $0.8 million recognized over the new requisite service period through September 30, 2018.

Temporary Equity and Noncontrol

Temporary Equity and Noncontrolling Interest	6 Months Ended
	Mar. 31, 2016
Temporary Equity Disclosure [Abstract]
TEMPORARY EQUITY AND NONCONTROLLING INTEREST	NOTE 9: TEMPORARY EQUITY AND NONCONTROLLING INTEREST The following table provides a summary of the activity in our temporary equity and noncontrolling interest balances during the six -months ended March 31, 2016 and 2015 : Common Stock, Subject to Possible Redemption Redeemable Noncontrolling Interest Total Temporary Equity Noncontrolling Interest (in thousands) Balance as of September 30, 2014 $ — $ 22,800 $ 22,800 $ — Issuance of common stock, subject to possible redemption 11,696 — 11,696 — Net loss attributable to noncontrolling interest — (2,840 ) (2,840 ) — Foreign currency translation adjustment attributable to noncontrolling interest — (3,227 ) (3,227 ) — Amounts reclassified from accumulated other comprehensive loss — 94 94 — Balance as of March 31, 2015 $ 11,696 $ 16,827 $ 28,523 $ — Balances as of September 30, 2015 $ 11,696 $ 3,235 $ 14,931 $ — Repurchase of redeemable common stock (11,696 ) — (11,696 ) — Net loss attributable to noncontrolling interest — (4,134 ) (4,134 ) (324 ) Foreign currency translation adjustment attributable to noncontrolling interest — (331 ) (331 ) (6 ) Amounts reclassified from accumulated other comprehensive loss — 1 1 — Balances as of March 31, 2016 $ — $ (1,229 ) $ (1,229 ) $ (330 ) Common Stock, Subject to Possible Redemption On February 19, 2015, we completed the acquisition of 12 pawn stores in Central Texas doing business under the "Cash Pawn" brand. The aggregate purchase price for the acquisition was $16.5 million , comprised of $5.0 million cash and 1,168,456 shares of our Class A Non-voting Common Stock (the "Shares"), valued at $10.01 per share less a $0.2 million Holding Period Adjustment discussed below. The Shares were issued in an unregistered private placement transaction pursuant to Section 4(a)(2) of the Securities Act of 1933 to a small number of related individuals and entities (the "Sellers") who were either "accredited investors" or "sophisticated investors." On the first anniversary of the closing date, the Sellers exercised their right to require us to repurchase the Shares for an aggregate price of $11.8 million (the "Put Option"). The Put Option was not accounted for separately from the Shares and did not require bifurcation. The Shares were accounted for as common stock, subject to possible redemption under FASB ASC 480 Distinguishing Liabilities from Equity and were included in temporary equity in our condensed consolidated balance sheets prior to March 31, 2016. The Holding Period Adjustment was accounted for as a contingent consideration asset under FASB ASC 805 Business Combinations , was adjusted to fair value each reporting period, and was recorded in our condensed consolidated balance sheets at its estimated fair value under "Other assets, net" prior to March 31, 2016. See Note 14 for additional information regarding the Holding Period Adjustment. Grupo Finmart On January 30, 2012, we acquired a 60% interest in Grupo Finmart. On June 30, 2014, we acquired an additional 16% of the ordinary shares outstanding of Grupo Finmart, increasing our ownership percentage to 76% . On August 31, 2015, we acquired an additional 18% of the outstanding ordinary shares of Grupo Finmart, increasing our ownership percentage to 94% . The holders of the remaining 6% of the outstanding ordinary shares of Grupo Finmart have the right, exercisable once in fiscal 2016 and once in fiscal 2017, to require us to purchase their remaining shares at a purchase price based on an independent valuation of the business. Noncontrolling Interest During the six-months ended March 31, 2016, a consolidated subsidiary included in the Other International segment began operations in building an IT marketing platform to provide targeted solutions for our pawn customers. The noncontrolling interest is attributable to the 40% of this subsidiary held by the minority shareholder.

Income Taxes

Income Taxes	6 Months Ended
	Mar. 31, 2016
Income Tax Disclosure [Abstract]
INCOME TAXES	NOTE 10: INCOME TAXES The effective tax rate from continuing operations for the three and six-months ended March 31, 2016 was (9)% and (3)% , respectively, of pre-tax (loss) income compared to (9)% and 170% , respectively, for the three and six-months ended March 31, 2015. The effective tax rates changed for the fiscal 2016 periods as a result of losses in foreign jurisdictions with a lower tax rate and permanently non-deductible items, which included the impairment of non-deductible goodwill associated with Grupo Finmart. The effective tax rate for the three-months ended March 31, 2015 was reduced by foreign tax credits and costs paid to offshore affiliates. In March 2016, we received $34.2 million as a result of the carryback of fiscal 2015 tax net operating losses.

Contingencies

Contingencies	6 Months Ended
	Mar. 31, 2016
Commitments and Contingencies Disclosure [Abstract]
CONTINGENCIES	NOTE 11: CONTINGENCIES We are involved in various claims, suits, investigations and legal proceedings, including those described below. We are unable to determine the ultimate outcome of any current litigation or regulatory actions. An unfavorable outcome could have a material adverse effect on our financial condition, results of operations or liquidity. We have not recorded a liability for any of these matters as of March 31, 2016 because we do not believe at this time that any loss is probable or that the amount of any probable loss can be reasonably estimated. The following is a description of significant proceedings. Shareholder derivative litigation — On July 28, 2014, Lawrence Treppel, a purported holder of Class A Non-voting Common Stock, filed a derivative action in the Court of Chancery of the State of Delaware styled Treppel v. Cohen, et al. (C.A. No. 9962-VCP). The complaint, as originally filed and as amended on September 23, 2014, names as defendants Phillip E. Cohen, the beneficial owner of all of our outstanding Class B Voting Common Stock; several current and former members of our Board of Directors (Joseph J. Beal, Sterling B. Brinkley, John Farrell, Pablo Lagos Espinosa, William C. Love, Thomas C. Roberts and Paul E. Rothamel); three entities controlled by Mr. Cohen (MS Pawn Limited Partnership, the record holder of our Class B Voting Common Stock; MS Pawn Corporation, the general partner of MS Pawn Limited Partnership; and Madison Park LLC); and EZCORP, Inc., as nominal defendant. The amended complaint asserts the following claims: • Claims against the current and former Board members for breach of fiduciary duties and waste of corporate assets in connection with the Board’s decision to enter into advisory services agreements with Madison Park from October 2004 to June 2014 (Counts I and II, respectively); • Claims against Mr. Cohen and MS Pawn Limited Partnership for aiding and abetting the breaches of fiduciary duties relating to the advisory services agreements with Madison Park (Count III); and • Claims against Mr. Cohen and Madison Park for unjust enrichment for payments under the advisory services agreements (Count IV). The plaintiff seeks (a) recovery for the Company in the amount of the damages the Company has sustained as a result of the alleged breach of fiduciary duties, waste of corporate assets and aiding and abetting, (b) disgorgement by Mr. Cohen and Madison Park of the benefits they received as a result of the related party transactions and (c) reimbursement of costs and expenses, including reasonable attorney’s fees. On November 13, 2014, pursuant to the parties’ stipulation, the Court dismissed the action as to Mr. Brinkley, Mr. Rothamel and Mr. Lagos. The remaining defendants filed motions to dismiss, and a hearing on those motions was held before the Court on September 8, 2015. Prior to that hearing, the plaintiff proposed a dismissal without prejudice for the claims against Mr. Beal, Mr. Love and Mr. Farrell. Those defendants continued to seek a dismissal with prejudice that would bind all potential plaintiffs. On January 15, 2016, the Court issued an opinion dismissing the action as to Mr. Beal, Mr. Love and Mr. Farrell with prejudice only as to the plaintiff. On January 25, 2016, the Court issued a separate opinion granting in part and denying in part the motions to dismiss filed by the remaining defendants. Specifically, the Court granted the motion to dismiss Count IV (unjust enrichment) for failure to state a claim. The Court also dismissed Count III (aiding and abetting) as to Mr. Cohen, but interpreted Count I (breach of fiduciary duty) to state a claim against Mr. Cohen and MS Pawn, as well as Mr. Roberts. The Court otherwise denied the motions to dismiss, including the motion to dismiss Count III (aiding and abetting) against MS Pawn. On February 4, 2016, the remaining defendants filed an Application for Certification of Interlocutory Appeal, which the plaintiff opposed on February 15, 2016, and the Court set a hearing on the application. On February 22, 2016, the Court denied the Application for Certification of Interlocutory Appeal and provided the plaintiff the opportunity to amend its complaint to add a fiduciary-duty claim as to Mr. Cohen and Madison Park, staying proceedings pending a ruling from the Delaware Supreme Court. After the Application for Certification of Interlocutory Appeal was denied, Mr. Roberts, MS Pawn Corporation and MS Pawn Limited Partnership filed notices of appeal from the interlocutory opinion and order denying the motions to dismiss. On March 10, 2016, the Delaware Supreme Court denied those petitions for an interlocutory appeal. On March 4, 2016, the plaintiff filed a Second Amended Derivative Complaint against Mr. Roberts, Mr. Cohen, Madison Park, MS Pawn Corporation and MS Pawn Limited Partnership with EZCORP, Inc., as nominal defendant. We intend to continue to defend vigorously against the claims asserted in this lawsuit. Although the lawsuit does not seek relief against the Company, we have certain indemnification obligations to the other defendants (including Madison Park and Mr. Cohen), which obligations include the payment of attorney’s fees in advance of the outcome. We cannot predict the outcome of this lawsuit, or the amount of time and expense that will be required to resolve it. Federal securities litigation (SDNY) — On August 22, 2014, Jason Close, a purported holder of Class A Non-voting Common Stock, for himself and on behalf of other similarly situated holders of Class A Non-voting Common Stock, filed a lawsuit in the United States District Court for the Southern District of New York styled Close v. EZCORP, Inc., et al. (Case No. 1:14-cv-06834-ALC). The complaint names as defendants EZCORP, Inc., Paul E. Rothamel (our former chief executive officer) and Mark Kuchenrither (our former chief financial officer and former chief operating officer) and asserts violations of Sections 10(b) and 20(a) of the Securities Exchange Act of 1934. In general, the complaint alleges that the implementation of certain strategic and growth initiatives were less successful than represented by the defendants, that certain of the Company’s business units and investments were not performing as well as represented by the defendants and that, as a result, the defendants’ disclosures and statements about the Company’s business and operations were materially false and misleading at all relevant times. On October 17, 2014, the Automotive Machinists Pension Plan, also purporting to be the holder of Class A Non-voting Common Stock and acting for itself and on behalf of other similarly situated holders of Class A Non-voting Common Stock, filed a lawsuit in the United Stated District Court for the Southern District of New York styled Automotive Machinists Pension Plan v. EZCORP, Inc., et al. (Case No. 1:14-cv-8349-ALC). The complaint names EZCORP, Inc., Mr. Rothamel and Mr. Kuchenrither as defendants, but also names Mr. Cohen and MS Pawn Limited Partnership. The complaint likewise asserts violations of Sections 10(b) and 20(a) of the Securities Exchange Act of 1934, as well as Rule 10b-5 promulgated thereunder, alleging generally that (1) EZCORP and the officer defendants (Mr. Rothamel and Mr. Kuchenrither) issued false and misleading statements and omissions concerning the business and prospects, and compliance history, of the Company’s online lending operations in the U.K. and the nature of the Company’s consulting relationship with entities owned by Mr. Cohen and the process the Board of Directors used in agreeing to it, and (2) Mr. Cohen and MS Pawn Limited Partnership, as controlling persons of EZCORP, participated in the preparation and dissemination of the Company’s disclosures and controlled the Company’s business strategy and activities. On October 21, 2014, the plaintiff in the Automotive Machinists Pension Plan action filed a motion to consolidate the Close action and the Automotive Machinists Pension Plan action and to appoint the Automotive Machinists Pension Plan as the lead plaintiff. On November 18, 2014, the court consolidated the two lawsuits under the caption In Re EZCORP, Inc. Securities Litigation (Case No. 1:14-cv-06834-ALC), and on January 26, 2015, appointed the lead plaintiff and lead counsel. On March 12, 2015, the lead plaintiff filed a Consolidated Amended Class Action Complaint (the "Amended Complaint"). The Amended Complaint asserts violations of Sections 10(b) and 20(a) of the Securities Exchange Act of 1934, as well as Rule 10b-5 promulgated thereunder, alleging generally that: • EZCORP and the officer defendants (Mr. Rothamel and Mr. Kuchenrither) issued false and misleading statements and omissions regarding the Company's online lending operations in the U.K. (Cash Genie) and Cash Genie's compliance history; • EZCORP and the officer defendants issued false and misleading statements and omissions regarding the nature of the Company's consulting relationship with Madison Park LLC (as entity owned by Mr. Cohen) and the process the Board of Directors used in agreeing to it; • EZCORP's financial statements were false and misleading, and violated GAAP and SEC rules and regulations, by failing to properly recognize impairment charges with respect to the Company's investment in Albemarle & Bond; and • Mr. Cohen and MS Pawn Limited Partnership, as controlling persons of EZCORP, were aware of and controlled the Company's alleged false and misleading statements and omissions. On April 27 2015, the defendants filed motions to dismiss, and the parties submitted their respective supporting and opposing briefs. On March 31, 2016, the Court granted in part and denied in part the defendants' motions to dismiss. Specifically, it dismissed the Section 10(b) and Rule 10b-5 claims insofar as they were based on (1) the alleged misstatements about the nature of and approval process related to the Company's consulting relationship with Madison Park, (2) the alleged misstatements regarding the impairment of the Company's investment in Albemarle & Bond, and (3) some of the alleged misstatements about Cash Genie. The Section 10(b) and Rule 10b-5 claims survived the motions to dismiss insofar as they were based on certain alleged misstatements about Cash Genie. The Section 20(a) claims also survived the motions to dismiss. We cannot predict the outcome of the litigation, but we intend to continue to defend vigorously against all allegations and claims. Federal Securities Litigation (WDT) — On July 20, 2015, Wu Winfred Huang, a purported holder of Class A Non-voting Common Stock, for himself and on behalf of other similarly situated holders of Class A Non-voting Common Stock, filed a lawsuit in the United States District Court for the Western District of Texas styled Huang v. EZCORP, Inc., et al. (Case No. 1:15-cv-00608-SS). The complaint names as defendants EZCORP, Inc., Stuart I. Grimshaw (our chief executive officer) and Mark E. Kuchenrither (our former chief financial officer) and asserts violations of Sections 10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder. The original complaint related to the Company’s announcement on July 17, 2015 that it will restate the financial statements for fiscal 2014 and the first quarter of fiscal 2015, and alleged generally that the Company issued materially false or misleading statements concerning the Company, its finances, business operations and prospects and that the Company misrepresented the financial performance of the Grupo Finmart business. On August 14, 2015, a substantially identical lawsuit, styled Rooney v. EZCORP, Inc., et al. (Case No. 1:15-cv-00700-SS) was also filed in the United States District Court for the Western District of Texas. On September 28, 2015, the plaintiffs in these 2 lawsuits filed an agreed stipulation to be appointed co-lead plaintiffs and agreed that their two actions should be consolidated. On November 3, 2015, the Court entered an order consolidating the two actions under the caption In re EZCORP, Inc. Securities Litigation (Master File No. 1:15-cv-00608-SS), and appointed the two plaintiffs as co-lead plaintiffs, with their respective counsel appointed as co-lead counsel. On January 11, 2016, the plaintiffs filed an Amended Class Action Complaint (the "Amended Complaint"). In the Amended Complaint, the plaintiffs seek to represent a class of purchasers of our Class A Common Stock between November 6, 2015 and October 20, 2015. The Amended Complaint asserts that the Company and Mr. Kuchenrither violated Section 10(b) of the Securities Exchange Act and Rule 10b-5, issued materially false or misleading statements throughout the proposed class period concerning the Company and its internal controls, specifically regarding the financial performance of Grupo Finmart. The plaintiffs also allege that Mr. Kuchenrither, as a controlling person of the Company, violated Section 20(a) of the Securities Exchange Act. The Amended Complaint does not assert any claims against Mr. Grimshaw. On February 25, 2016, defendants filed a motion to dismiss the lawsuit. The plaintiff filed an opposition to the motion to dismiss on April 11, 2016, and the defendants' reply is due on May 11, 2016. We cannot predict the outcome of the litigation, but we intend to defend vigorously against all allegations and claims. SEC Investigation — On October 23, 2014, we received a notice from the Fort Worth Regional Office of the SEC that it was conducting an investigation into certain matters involving EZCORP, Inc. The notice was accompanied by a subpoena, directing us to produce a variety of documents, including all minutes and materials related to Board of Directors and Board committee meetings since January 1, 2009 and all documents and communications relating to our historical advisory services relationship with Madison Park (the business advisory firm owned by Mr. Cohen) and LPG Limited (a business advisory firm owned by Lachlan P. Given, our current Executive Chairman of the Board). The SEC has also issued subpoenas to current and former members of our Board of Directors requesting production of similar documents, as well as to certain third parties, and has conducted interviews with certain individuals. We continue to cooperate fully with the SEC in its investigation.

Segment Information

Segment Information	6 Months Ended
	Mar. 31, 2016
Segment Reporting [Abstract]
SEGMENT INFORMATION	NOTE 12: SEGMENT INFORMATION We currently report our segments as follows: • U.S. Pawn — All pawn activities in the United States • Mexico Pawn — All pawn activities in Mexico and other parts of Latin America • Grupo Finmart — All payroll lending activities in Mexico and other parts of Latin America • Other International — Primarily our equity interest in the net income of Cash Converters International and consumer finance activities in Canada There are no inter-segment revenues, and the amounts below were determined in accordance with the same accounting principles used in our condensed consolidated financial statements. The following tables present operating segment information for the three and six -months ended March 31, 2016 and 2015 , including reclassifications discussed in Note 1 and adjustments to reflect reclassification of all discontinued operations discussed in Note 2 . Three Months Ended March 31, 2016 U.S. Pawn Mexico Pawn Grupo Finmart Other International Total Segments Corporate Items Consolidated (in thousands) Revenues: Merchandise sales $ 94,740 $ 14,603 $ — $ — $ 109,343 $ — $ 109,343 Jewelry scrapping sales 11,599 1,181 — — 12,780 — 12,780 Pawn service charges 56,614 7,516 — — 64,130 — 64,130 Consumer loan fees and interest — — 13,589 2,027 15,616 — 15,616 Other revenues 49 (117 ) 98 — 30 — 30 Total revenues 163,002 23,183 13,687 2,027 201,899 — 201,899 Merchandise cost of goods sold 58,241 10,090 — 1 68,332 — 68,332 Jewelry scrapping cost of goods sold 10,128 957 — — 11,085 — 11,085 Consumer loan bad debt — — 8,252 431 8,683 — 8,683 Net revenues 94,633 12,136 5,435 1,595 113,799 — 113,799 Segment and corporate expenses (income): Operations 61,240 9,024 8,026 1,992 80,282 — 80,282 Administrative — — — — — 15,621 15,621 Depreciation and amortization 3,042 764 476 56 4,338 2,744 7,082 Loss on sale or disposal of assets 546 103 — — 649 — 649 Restructuring 91 215 — (2 ) 304 (86 ) 218 Interest expense 39 38 4,498 — 4,575 3,874 8,449 Interest income — — (120 ) — (120 ) (7 ) (127 ) Equity in net income of unconsolidated affiliate — — — (1,877 ) (1,877 ) — (1,877 ) Impairment of goodwill — — 73,921 — 73,921 — 73,921 Other expense (income) — (79 ) (124 ) 6 (197 ) 286 89 Segment (loss) contribution $ 29,675 $ 2,071 $ (81,242 ) $ 1,420 $ (48,076 ) Loss from continuing operations before income taxes $ (48,076 ) $ (22,432 ) $ (70,508 ) Three Months Ended March 31, 2015 U.S. Pawn Mexico Pawn Grupo Finmart Other International Total Segments Corporate Items Consolidated (in thousands) Revenues: Merchandise sales $ 92,472 $ 14,883 $ — $ 497 $ 107,852 $ — $ 107,852 Jewelry scrapping sales 17,391 917 — 91 18,399 — 18,399 Pawn service charges 52,317 7,153 — — 59,470 — 59,470 Consumer loan fees and interest — — 16,391 2,153 18,544 — 18,544 Other revenues 224 269 49 368 910 — 910 Total revenues 162,404 23,222 16,440 3,109 205,175 — 205,175 Merchandise cost of goods sold 61,490 10,680 — 322 72,492 — 72,492 Jewelry scrapping cost of goods sold 13,463 820 — 71 14,354 — 14,354 Consumer loan bad debt — — 4,110 651 4,761 — 4,761 Net revenues 87,451 11,722 12,330 2,065 113,568 — 113,568 Segment and corporate expenses (income): Operations 57,920 10,406 7,109 1,755 77,190 — 77,190 Administrative — — — — — 14,800 14,800 Depreciation and amortization 3,607 1,101 626 162 5,496 2,599 8,095 Loss on sale or disposal of assets 17 1 — — 18 369 387 Restructuring — — — — — 704 704 Interest expense 5 1 6,376 — 6,382 4,914 11,296 Interest income (15 ) (24 ) (423 ) — (462 ) (50 ) (512 ) Equity in net loss of unconsolidated affiliate — — — 3,678 3,678 — 3,678 Other expense — 282 1,272 7 1,561 301 1,862 Segment contribution (loss) $ 25,917 $ (45 ) $ (2,630 ) $ (3,537 ) $ 19,705 Loss from continuing operations before income taxes $ 19,705 $ (23,637 ) $ (3,932 ) Six Months Ended March 31, 2016 U.S. Pawn Mexico Pawn Grupo Finmart Other International Total Segments Corporate Items Consolidated (in thousands) Revenues: Merchandise sales $ 186,734 $ 31,189 $ — $ 4 $ 217,927 $ — $ 217,927 Jewelry scrapping sales 21,199 1,181 — 21 22,401 — 22,401 Pawn service charges 115,235 15,489 — — 130,724 — 130,724 Consumer loan fees and interest — — 24,403 4,401 28,804 — 28,804 Other revenues 242 74 181 — 497 — 497 Total revenues 323,410 47,933 24,584 4,426 400,353 — 400,353 Merchandise cost of goods sold 113,702 20,888 — 1 134,591 — 134,591 Jewelry scrapping cost of goods sold 18,188 957 — 16 19,161 — 19,161 Consumer loan bad debt — — 20,243 1,043 21,286 — 21,286 Net revenues 191,520 26,088 4,341 3,366 225,315 — 225,315 Segment and corporate expenses (income): Operations 124,785 20,217 17,614 3,272 165,888 — 165,888 Administrative — — — — — 35,604 35,604 Depreciation and amortization 6,602 1,565 993 107 9,267 5,874 15,141 Loss on sale or disposal of assets 553 129 — — 682 — 682 Restructuring 982 543 — 202 1,727 183 1,910 Interest expense 125 78 9,563 — 9,766 7,875 17,641 Interest income (1 ) — (251 ) — (252 ) (15 ) (267 ) Equity in net income of unconsolidated affiliate — — — (3,932 ) (3,932 ) — (3,932 ) Impairment of goodwill — — 73,921 — 73,921 — 73,921 Other expense — 49 644 3 696 263 959 Segment (loss) contribution $ 58,474 $ 3,507 $ (98,143 ) $ 3,714 $ (32,448 ) Loss from continuing operations before income taxes $ (32,448 ) $ (49,784 ) $ (82,232 ) Six Months Ended March 31, 2015 U.S. Pawn Mexico Pawn Grupo Finmart Other International Total Segments Corporate Items Consolidated (in thousands) Revenues: Merchandise sales $ 181,914 $ 34,463 $ — $ 1,114 $ 217,491 $ — $ 217,491 Jewelry scrapping sales 34,398 2,324 — 211 36,933 — 36,933 Pawn service charges 109,352 15,045 — — 124,397 — 124,397 Consumer loan fees and interest — — 32,706 4,809 37,515 — 37,515 Other revenues 408 509 105 543 1,565 — 1,565 Total revenues 326,072 52,341 32,811 6,677 417,901 — 417,901 Merchandise cost of goods sold 120,107 24,164 — 699 144,970 — 144,970 Jewelry scrapping cost of goods sold 26,796 2,081 — 152 29,029 — 29,029 Consumer loan bad debt — — 11,850 1,426 13,276 — 13,276 Net revenues 179,169 26,096 20,961 4,400 230,626 — 230,626 Segment and corporate expenses (income): Operations 117,427 20,926 15,397 3,527 157,277 — 157,277 Administrative — — — — — 27,352 27,352 Depreciation and amortization 7,059 2,345 1,192 353 10,949 5,154 16,103 Loss on sale or disposal of assets 17 257 — — 274 369 643 Restructuring — — — — — 726 726 Interest expense 13 2 14,657 — 14,672 8,658 23,330 Interest income (31 ) (24 ) (904 ) — (959 ) (84 ) (1,043 ) Equity in net loss of unconsolidated affiliate — — — 1,484 1,484 — 1,484 Other expense — 720 1,446 10 2,176 445 2,621 Segment contribution (loss) $ 54,684 $ 1,870 $ (10,827 ) $ (974 ) $ 44,753 Income from continuing operations before income taxes $ 44,753 $ (42,620 ) $ 2,133

Allowance for Losses and Credit

Allowance for Losses and Credit Quality of Consumer Loans	6 Months Ended
	Mar. 31, 2016
Receivables [Abstract]
ALLOWANCE FOR LOSSES AND CREDIT QUALITY OF CONSUMER LOANS	90 Days Accruing 1-30 31-60 61-90 >90 (in thousands) Unsecured long-term consumer loans: March 31, 2016 Performing loans $ 6,537 $ 3,856 $ 2,485 $ 5,651 $ 18,529 $ 72,642 $ 106 $ 91,277 $ 4,507 $ 5,651 Non-performing loans 875 835 868 59,810 62,388 2,704 — 65,092 65,092 — $ 7,412 $ 4,691 $ 3,353 $ 65,461 $ 80,917 $ 75,346 $ 106 $ 156,369 $ 69,599 $ 5,651 March 31, 2015 Performing loans $ 9,536 $ 4,133 $ 1,813 $ 834 $ 16,316 $ 105,524 $ 1,110 $ 122,950 $ 6,092 $ 834 Non-performing loans 1,092 1,801 1,813 32,611 37,317 1,312 — 38,629 38,629 — $ 10,628 $ 5,934 $ 3,626 $ 33,445 $ 53,633 $ 106,836 $ 1,110 $ 161,579 $ 44,721 $ 834 September 30, 2015 Performing loans $ 6,783 $ 6,179 $ 6,776 $ 5,766 $ 25,504 $ 87,272 $ — $ 112,776 $ 5,128 $ 5,766 Non-performing loans 553 701 613 41,670 43,537 1,980 — 45,517 45,517 — $ 7,336 $ 6,880 $ 7,389 $ 47,436 $ 69,041 $ 89,252 $ — $ 158,293 $ 50,645 $ 5,766" id="sjs-B4">NOTE 13: ALLOWANCE FOR LOSSES AND CREDIT QUALITY OF CONSUMER LOANS Grupo Finmart customers obtain installment loans with a series of payments due over the stated term, which can be as long as four years. We recognize consumer loan interest related to loans we originate based on the percentage of consumer loans made that we believe to be collectible, and reserve the percentage of interest we expect not to collect, over the period in which payments are expected to be received under the effective interest method. Loans to Grupo Finmart customers whose employment is continuing are referred to as “in-payroll” loans, while loans to Grupo Finmart customers whose employment is discontinued are referred to as “out-of-payroll” loans. A customer is generally considered to have discontinued their employment if they are no longer employed by the employer that is responsible for the payroll withholding. We do not reclassify non-performing loans to performing status if there are subsequent collections on the non-performing loans. We establish reserves for Grupo Finmart loans as follows: • We reserve 100% of non-performing loans, which for this purpose we consider to be: ◦ Out-of-payroll loans for which Grupo Finmart is not receiving payments; and ◦ In-payroll loans for which Grupo Finmart has not received any payments for 180 consecutive days. • We also establish additional reserves on loan principal and accrued interest reserves for performing loans based on historical experience. When we reserve 100% of a Grupo Finmart loan, we charge the loan principal to consumer loan bad debt expense, reduce interest revenue by the amount of unpaid interest theretofore accrued on the loan and cease accruing interest revenue. Future collections are recorded as a reduction of consumer loan bad debt expense (in the case of written-off principal) and an increase in consumer loan fee revenue (in the case of written-off accrued interest) after principal has been recovered. Long-term unsecured consumer loan bad debt expense is included in "Consumer loan bad debt" expense in our condensed consolidated statements of operations. Grupo Finmart provides an allowance for losses on performing, in-payroll loans and related interest receivable based on historical collection experience. Changes in the principal valuation allowance are charged to "Consumer loan bad debt" expense and changes in the interest receivable valuation allowance are charged to "Consumer loan fees and interest" in our condensed consolidated statements of operations. The following table presents changes in the allowance for credit losses, as well as the recorded investment in our financing receivables by portfolio segment for the periods presented and excludes items such as non-sufficient funds fees, repossession fees, auction fees and interest: Description Allowance Balance at Beginning of Period Charge-offs Recoveries Provision (Benefit) Translation Adjustment Allowance Balance at End of Period (a) Financing Receivable at End of Period (a) (in thousands) Unsecured short-term consumer loans: (b) Three Months Ended March 31, 2016 $ 8,992 $ (1,152 ) $ 568 $ 318 $ (267 ) $ 8,459 $ 10,724 Three Months Ended March 31, 2015 13,368 (7,029 ) 3,495 2,862 (479 ) 12,217 26,265 Six Months Ended March 31, 2016 11,498 (4,229 ) 2,209 (500 ) (519 ) 8,459 10,724 Six Months Ended March 31, 2015 14,645 (16,080 ) 6,786 7,858 (992 ) 12,217 26,265 Secured short-term consumer loans: (c) Three Months Ended March 31, 2016 $ — $ — $ — $ — $ — $ — $ — Three Months Ended March 31, 2015 1,134 (12,955 ) 11,748 889 — 816 5,299 Six Months Ended March 31, 2016 2,004 (2,229 ) 436 (211 ) — — — Six Months Ended March 31, 2015 1,049 (27,392 ) 24,737 2,422 — 816 5,299 Unsecured long-term consumer loans: (a) Three Months Ended March 31, 2016 $ 61,158 $ (469 ) $ — $ 8,432 $ 478 $ 69,599 $ 156,369 Three Months Ended March 31, 2015 42,182 (101 ) — 4,052 (1,412 ) 44,721 161,579 Six Months Ended March 31, 2016 50,645 (1,213 ) — 20,234 (67 ) 69,599 156,369 Six Months Ended March 31, 2015 38,087 (268 ) — 11,663 (4,761 ) 44,721 161,579 (a) Portions of these amounts are included in "Consumer loans, net" and "Non-current consumer loans, net" in our condensed consolidated balance sheets. These amounts pertain to Grupo Finmart consumer loans. (b) No aging allowance disclosure provided for these amounts as our policy is to charge-off all amounts on the first day after the due date. These amounts primarily include activity pertaining to our Canadian operations in the Other International segment. (c) As a result of our discontinuance of USFS, our secured short-term consumer loan balance was reduced to zero as of December 31, 2015. As such, no further aging allowance disclosure has been provided for these amounts. Refer to Note 2 for further detail on discontinued operations. The following table presents an aging analysis of past due financing receivables held by Grupo Finmart: Days Past Due Total Past Due Current Receivable Translation Adjustment Total Financing Receivable Allowance Balance Recorded Investment > 90 Days Accruing 1-30 31-60 61-90 >90 (in thousands) Unsecured long-term consumer loans: March 31, 2016 Performing loans $ 6,537 $ 3,856 $ 2,485 $ 5,651 $ 18,529 $ 72,642 $ 106 $ 91,277 $ 4,507 $ 5,651 Non-performing loans 875 835 868 59,810 62,388 2,704 — 65,092 65,092 — $ 7,412 $ 4,691 $ 3,353 $ 65,461 $ 80,917 $ 75,346 $ 106 $ 156,369 $ 69,599 $ 5,651 March 31, 2015 Performing loans $ 9,536 $ 4,133 $ 1,813 $ 834 $ 16,316 $ 105,524 $ 1,110 $ 122,950 $ 6,092 $ 834 Non-performing loans 1,092 1,801 1,813 32,611 37,317 1,312 — 38,629 38,629 — $ 10,628 $ 5,934 $ 3,626 $ 33,445 $ 53,633 $ 106,836 $ 1,110 $ 161,579 $ 44,721 $ 834 September 30, 2015 Performing loans $ 6,783 $ 6,179 $ 6,776 $ 5,766 $ 25,504 $ 87,272 $ — $ 112,776 $ 5,128 $ 5,766 Non-performing loans 553 701 613 41,670 43,537 1,980 — 45,517 45,517 — $ 7,336 $ 6,880 $ 7,389 $ 47,436 $ 69,041 $ 89,252 $ — $ 158,293 $ 50,645 $ 5,766

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Mar. 31, 2016
Fair Value Disclosures [Abstract]
FAIR VALUE MEASUREMENTS	NOTE 14: FAIR VALUE MEASUREMENTS In accordance with FASB ASC 820-10, our assets and liabilities discussed below are classified in one of the following three categories based on the inputs used to develop their fair values: • Level 1: Quoted market prices in active markets for identical assets or liabilities • Level 2: Other observable market-based inputs or unobservable inputs that are corroborated by market data • Level 3: Unobservable inputs that are not corroborated by market data Recurring Fair Value Measurements The tables below present our financial assets (liabilities) that were measured at fair value on a recurring basis as of March 31, 2016 and 2015 and September 30, 2015 : March 31, 2016 Fair Value Measurements Using Financial assets (liabilities) Level 1 Level 2 Level 3 (in thousands) Foreign currency forwards $ 7,694 $ — $ 7,694 $ — Cash Convertible Notes Hedges 3,219 — 3,219 — Cash Convertible Notes Embedded Derivative (3,219 ) — (3,219 ) — Contingent consideration (2,575 ) — — (2,575 ) Net financial assets (liabilities) $ 5,119 $ — $ 7,694 $ (2,575 ) March 31, 2015 Fair Value Measurements Using Financial assets (liabilities) Level 1 Level 2 Level 3 (in thousands) Foreign currency forwards $ 8,563 $ — $ 8,563 $ — Holding Period Adjustment 132 — 132 — Cash Convertible Notes Hedges 27,215 — 27,215 — Cash Convertible Notes Embedded Derivative (27,215 ) — (27,215 ) — Contingent consideration (2,914 ) — — (2,914 ) Net financial assets (liabilities) $ 5,781 $ — $ 8,695 $ (2,914 ) September 30, 2015 Fair Value Measurements Using Financial assets (liabilities) Level 1 Level 2 Level 3 (in thousands) Foreign currency forwards $ 14,169 $ — $ 14,169 $ — Holding Period Adjustment 4 — 4 — Cash Convertible Notes Hedges 10,505 — 10,505 — Cash Convertible Notes Embedded Derivative (10,505 ) — (10,505 ) — Phantom share-based awards (3,932 ) — — (3,932 ) Contingent consideration (2,601 ) — — (2,601 ) Net financial assets (liabilities) $ 7,640 $ — $ 14,173 $ (6,533 ) We measured the value of the forward currency forwards using Level 2 inputs such as estimations of expected cash flows, appropriately risk-adjusted discount rates and available observable inputs (term of the forward, notional amount, discount rates based on local and foreign rate curves, and a credit value adjustment to consider the likelihood of nonperformance). Forward contracts are recorded in the condensed consolidated balance sheets under “Other assets, net.” We measured the fair value of the Holding Period Adjustment using an option pricing model based on observable Level 1 and Level 2 inputs such as conversion price of underlying shares, current share price, implied volatility, risk free interest rate and other factors. The Holding Period Adjustment is recorded in the condensed consolidated balance sheets under "Other assets, net" and had no value as of March 31, 2016 . We measured the fair value of the Cash Convertible Notes Hedges and the Cash Convertible Notes Embedded Derivative using an option pricing model based on observable Level 1 and Level 2 inputs such as conversion price of underlying shares, current share price, implied volatility, risk free interest rate and other factors. The Cash Convertible Notes Hedges are recorded in the condensed consolidated balance sheets under “Other assets, net.” The Cash Convertible Notes Embedded Derivative is recorded in the condensed consolidated balance sheets under “Long-term debt, less current maturities.” On April 26, 2013, Grupo Finmart purchased 100% of the outstanding shares of Fondo ACH, S.A. de C.V., a specialty consumer finance company. The total purchase price was performance-based and will be determined over a period of four years from the date of purchase. Total contingent consideration due on January 2, 2017 is based on interest income generated by the acquired portfolios and new loans made through Fondo ACH's contractual relationships. We used an income approach to measure the fair value of the contingent consideration using a probability-weighted discounted cash flow approach. Some of the significant inputs used for the valuation are not observable in the market and are thus Level 3 inputs. Contingent consideration is recorded in the condensed consolidated balance sheets under "Deferred gains and other long-term liabilities." Significant increases or decreases in the underlying assumptions used to value the contingent consideration could significantly increase or decrease the fair value estimates recorded in the condensed consolidated balance sheets. During the three and six -months ended March 31, 2016 , we recorded no valuation adjustment to the $2.6 million balance of the contingent consideration liability. During fiscal 2015, we granted awards to employees based upon underlying shares that were not issued, and therefore we accounted for these as phantom share-based awards under FASB ASC 718-30. These awards are recorded in the condensed consolidated balance sheets under “Accounts payable and other accrued expenses” for unvested share-based payment awards. The fair value of fiscal 2015 phantom share-based awards that were estimated using the Monte Carlo simulation model incorporated the closing share price of our Class A Common Stock on the date of grant (considered, for this purpose, to be October 1, 2014), as well as the following assumptions, which we consider to be Level 3 inputs under the fair value hierarchy: Expected volatility of EZCORP, Inc. Class A Common Stock 49.7 % Risk-free interest rate 1.9 % Expected term in years 6 Cost of equity 11.5 % Dividend yield — During the six-months ended March 31, 2016 , we settled and released $0.1 million of phantom share-based awards and reclassified $3.8 million of phantom share-based awards from liability awards to equity awards recorded in the condensed consolidated balance sheets under "Additional paid-in capital" reducing our balance in phantom share-based awards to zero as of March 31, 2016 . There were no transfers in or out of Level 1 or Level 2 for financial assets or liabilities measured at fair value on a recurring basis during the periods presented. Financial Assets, Temporary Equity and Financial Liabilities Not Measured at Fair Value Our financial assets, temporary equity and financial liabilities as of March 31, 2016 and 2015 and September 30, 2015 that are not measured at fair value in our condensed consolidated balance sheets are as follows: Carrying Value Estimated Fair Value March 31, 2016 March 31, 2016 Fair Value Measurement Using Level 1 Level 2 Level 3 (in thousands) Financial assets: Cash and cash equivalents $ 75,336 $ 75,336 $ 75,336 $ — $ — Restricted cash 13,817 13,817 13,817 — — Pawn loans 140,195 140,195 — — 140,195 Consumer loans, net 26,362 42,975 — — 42,975 Pawn service charges receivable, net 27,626 27,626 — — 27,626 Consumer loan fees and interest receivable, net 13,226 13,226 — — 13,226 Investment in unconsolidated affiliate 56,677 59,307 59,307 — — Restricted cash, non-current 2,308 2,308 2,308 — — Non-current consumer loans, net 62,673 105,879 — — 105,879 $ 418,220 $ 480,669 $ 150,768 $ — $ 329,901 Temporary equity: Redeemable noncontrolling interest $ (1,229 ) $ 2,894 $ — $ — $ 2,894 Financial liabilities: Cash Convertible Notes $ 192,565 $ 156,400 $ — $ 156,400 $ — Foreign currency debt 17,475 * 17,880 — 17,880 — Consumer loans facility due 2019 33,613 38,312 — 38,312 — Foreign currency unsecured notes 17,097 * 19,793 — 19,793 — Foreign currency secured notes 20,132 * 20,678 — 20,678 — Secured notes consolidated from VIEs 50,881 * 47,592 — 47,592 — $ 331,763 $ 300,655 $ — $ 300,655 $ — Carrying Value Estimated Fair Value March 31, 2015 March 31, 2015 Fair Value Measurement Using Level 1 Level 2 Level 3 (in thousands) Financial assets: Cash and cash equivalents $ 138,173 $ 138,173 $ 138,173 $ — $ — Restricted cash 47,909 47,909 47,909 — — Pawn loans 127,929 127,929 — — 127,929 Consumer loans, net 55,529 75,184 — — 75,184 Pawn service charges receivable, net 24,909 24,909 — — 24,909 Consumer loan fees and interest receivable, net 13,063 13,063 — — 13,063 Investment in unconsolidated affiliate 94,510 105,150 105,150 — — Restricted cash, non-current 2,880 2,880 2,880 — — Non-current consumer loans, net 79,860 122,286 — — 122,286 $ 584,762 $ 657,483 $ 294,112 $ — $ 363,371 Temporary equity: Common Stock, subject to possible redemption $ 11,696 $ 11,049 $ — $ — $ 11,049 Redeemable noncontrolling interest 16,827 43,048 — — 43,048 $ 28,523 $ 54,097 $ — $ — $ 54,097 Financial liabilities: Cash Convertible Notes $ 182,276 $ 195,233 $ — $ 195,233 $ — Foreign currency debt 21,726 * 24,213 — 24,213 — Consumer loans facility due 2019 44,837 46,982 — 46,982 — Foreign currency unsecured notes 18,163 * 18,550 — 18,550 — Foreign currency secured notes 22,080 * 25,650 — 25,650 — Secured notes consolidated from VIEs 100,134 * 97,712 — 97,712 $ 389,216 $ 408,340 $ — $ 408,340 $ — Carrying Value Estimated Fair Value September 30, 2015 September 30, 2015 Fair Value Measurement Using Level 1 Level 2 Level 3 (in thousands) Financial assets: Cash and cash equivalents $ 59,124 $ 59,124 $ 59,124 $ — $ — Restricted cash 15,137 15,137 15,137 — — Pawn loans 159,964 159,964 — — 159,964 Consumer loans, net 36,533 48,440 — — 48,440 Pawn service charges receivable, net 30,852 30,852 — — 30,852 Consumer loan fees and interest receivable, net 19,802 19,802 — — 19,802 Investment in unconsolidated affiliate 56,182 56,182 56,182 — — Restricted cash, non-current 2,883 2,883 2,883 — — Non-current consumer loans, net 75,824 104,194 — — 104,194 $ 456,301 $ 496,578 $ 133,326 $ — $ 363,252 Temporary equity: Common stock, subject to possible redemption $ 11,696 $ 11,438 $ — $ — $ 11,438 Redeemable noncontrolling interest 3,235 5,467 — — 5,467 $ 14,931 $ 16,905 $ — $ — $ 16,905 Financial liabilities: Cash Convertible Notes $ 187,471 $ 169,050 $ — $ 169,050 $ — Foreign currency debt 18,505 * 19,851 — 19,851 — Consumer loans facility due 2019 40,493 40,774 — 40,774 — Foreign currency unsecured notes 20,987 * 20,477 — 20,477 — Foreign currency secured notes 20,286 * 22,476 — 22,476 — Secured notes consolidated from VIEs 73,264 * 68,685 — 68,685 — $ 361,006 $ 341,313 $ — $ 341,313 $ — * Portions of these amounts are included in "Current maturities of long-term debt" and "Long-term debt, less current maturities" in our condensed consolidated balance sheets. Based on the short-term nature of cash and cash equivalents, restricted cash, pawn loans, pawn service charges receivable and consumer loan fees and interest receivable, we estimate that their carrying value approximates fair value. Significant increases or decreases in the underlying assumptions used to value the pawn loans, pawn service charges receivable and consumer loan fees and interest receivable could significantly increase or decrease the fair value estimates disclosed above. Consumer loans, other than those made by Grupo Finmart, have relatively short maturity periods that are generally 12 months; therefore, we estimate that their carrying value approximates fair value. Consumer loans made by Grupo Finmart have an average contractual term of approximately 30 months. We estimated the fair value of the Grupo Finmart consumer loans by applying an income approach (the present value of future cash flows). Key assumptions include an annualized probability of default as well as a discount rate based on the funding rate plus the portfolio liquidity risk. Significant increases or decreases in the underlying assumptions used to value the consumer loans could significantly increase or decrease the fair value estimates disclosed above. The inputs used to generate the fair value of our investment in unconsolidated affiliate Cash Converters International were considered Level 1 inputs. These inputs are comprised of (a) the quoted stock price on the Australian Stock Exchange multiplied by (b) the number of shares we owned multiplied by (c) the applicable foreign currency exchange rate as of the end of our reporting period. We included no control premium for owning a large percentage of outstanding shares. The fair value of the redeemable noncontrolling interest was estimated by applying an income approach. This fair value measurement is based on significant Level 3 inputs that are not observable in the market. Key assumptions include discount rates up to 24% , representing the discount that market participants would consider when estimating the fair value of the noncontrolling interest. Significant increases or decreases in the underlying assumptions used to value the redeemable noncontrolling interest could significantly increase or decrease the fair value estimates disclosed above. The fair value of the common stock, subject to possible redemption was estimated by applying an income approach. This fair value measurement is based on significant Level 3 inputs that are not observable in the market. Key assumptions include a discount rate of 7% , which approximated the Company’s incremental borrowing rate. We measured the fair value of our Cash Convertible Notes using quoted price inputs from Bloomberg. The Cash Convertible Notes are not actively traded and thus the price inputs represent a Level 2 measurement. As the Cash Convertible Notes are not actively traded, the quoted price inputs obtained from Bloomberg are highly variable from day to day and thus the fair value estimates disclosed above could significantly increase or decrease. We utilize credit quality-related zero rate curves, quoted price and yield inputs for Mexican Pesos built by a price vendor authorized by the Comisión Nacional Bancaria y de Valores to determine the fair value measurements of the remaining financial liabilities that are classified as Level 2 measurements.

Derivative Instruments and Hedg

Derivative Instruments and Hedging Activities	6 Months Ended
	Mar. 31, 2016
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES	NOTE 15: DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES See Note 14 for a discussion of the Cash Convertible Notes Hedges and Cash Convertible Notes Embedded Derivative presented below. During the fiscal years ended September 30, 2015 and 2014 , Grupo Finmart entered into cross-currency forward contracts to hedge foreign exchange rate fluctuations in connection with the formation of the VIEs and related transfer of certain loans as described in Note 16 . The Company guarantees the future cash outflows of the forward contracts, which are included in the Company’s condensed consolidated balance sheets and adjusted to fair value each reporting period through earnings. Grupo Finmart received proceeds of $3.6 million , net with the settlement of remaining foreign currency forwards attributable to the cross-border 8.5% unsecured notes due 2015 which were repaid during the three-months ended December 31, 2015. The following tables set forth certain information regarding our derivative instruments not designated as hedging instruments: Fair Value Asset (Liability) of Derivative Instruments Derivative Instrument Balance Sheet Location March 31, 2016 March 31, 2015 September 30, 2015 (in thousands) Foreign currency forwards Prepaid expenses and other current assets $ 7,694 $ 2,530 $ 14,169 Cash Convertible Notes Hedges Other assets, net 3,219 27,215 10,505 Cash Convertible Notes Embedded Derivative Long-term debt, less current maturities (3,219 ) (27,215 ) (10,505 ) Amount of Unrealized Gain (Loss) on Derivatives Three Months Ended March 31, Six Months Ended March 31, Derivative Instrument Income Statement Location 2016 2015 2016 2015 (in thousands) Foreign currency forwards Other expense* $ (1,805 ) $ 784 $ (2,918 ) $ 7,798 *Amount is partially offset by gains and losses caused by related foreign currency fluctuations.

Variable Interest Entities

Variable Interest Entities	6 Months Ended
	Mar. 31, 2016
Equity Method Investments and Joint Ventures [Abstract]
VARIABLE INTEREST ENTITIES	NOTE 16: VARIABLE INTEREST ENTITIES The Company performs ongoing qualitative assessments of VIEs it is involved with to determine if it has a controlling financial interest in the VIE and therefore is the VIE’s primary beneficiary. If it is determined to be the primary beneficiary, the Company consolidates the VIE in its condensed consolidated financial statements. Consolidated Variable Interest Entities During the year ended September 30, 2014 and the first quarter of fiscal 2015, Grupo Finmart participated in the formation of three VIEs that purchased Mexican Peso denominated long-term unsecured Mexican consumer loans originated by Grupo Finmart whose borrowers were Mexican government employees at the time of loan origination. During fiscal 2014 and the first quarter of fiscal 2015, Grupo Finmart completed six transfers of consumer loans to various securitization trusts. We consolidate those securitization trusts under the VIE model. Each VIE issued its notes to third party investors and used the related net proceeds to purchase the loans from Grupo Finmart at a premium over their principal amount. We consolidate these VIEs as we have the power to direct the activities that significantly affect each VIE’s economic performance and have the right to receive benefits or the obligation to absorb losses that could potentially be significant to each VIE. The first VIE (“VIE C”) was formed in October 2013 as a trust with third party "Investor C" as the purchaser of its Mexican Peso denominated notes and the VIE’s first beneficiary. The second VIE (“VIE B”) was formed in March 2014 (amended in June, September and December 2014) as a trust with "Investor B" as the purchaser of the VIE’s U.S. Dollar denominated notes and the VIE’s first beneficiary. The third VIE (“VIE A”) was formed in June 2014 as a trust with "Investor A" as the purchaser of the VIE’s Mexican Peso denominated notes and the VIE’s first beneficiary. Grupo Finmart is the servicer of the VIEs’ loans. In August 2014, "Investors D" and "E" purchased a portion of VIE A’s notes from Investor A and became additional VIE A first beneficiaries. Each VIEs’ notes are payable solely from the VIE’s assets. Grupo Finmart receives 100% of VIE C and VIE B cash flows and 50% of VIE A cash flows after (1) the VIE’s operating expenses are paid and (2) the VIE's notes are repaid. Grupo Finmart has an option to repurchase VIE A’s loans. VIE A is the only VIE for which Grupo Finmart can be terminated as servicer for reasons other than cause, with termination requiring unanimous first beneficiary approval. Grupo Finmart has entered into foreign exchange forward contracts with a third party to provide U.S. dollars on the payment of Mexican Pesos, and has assigned the rights under those contracts to VIE B to mitigate the risk associated with its U.S. dollar denominated liabilities and Mexican peso denominated assets. EZCORP has guaranteed the future cash outflows under those foreign exchange forward contracts. The assets of the VIEs can be used only to settle obligations of the VIEs. Information about our involvement with VIEs has been aggregated as the VIEs are similar and we believe separate reporting would not provide more useful information. The assets and liabilities of our consolidated VIEs described above are presented in our condensed consolidated balance sheets and are net of intercompany balances which are eliminated in our condensed consolidated financial statements. The loans the VIEs purchased from Grupo Finmart are reflected in our condensed consolidated financial statements at amortized cost based on Grupo Finmart’s pre-transfer basis. We did not recognize any gain or loss as a result of the loan transfer to the VIEs or from the consolidation of the VIEs. The excess of the principal amount of each VIE’s notes payable over the principal amount of the VIE’s loans (this is the unamortized loan premium paid by the VIEs) is to be repaid using a portion of the VIE’s loan interest, as the coupon of the VIE’s loans are greater than the coupon of the VIE’s notes payable. Income (principally, interest and fees on loans) earned by our consolidated VIEs was $4.1 million and $9.3 million for the three-months ended March 31, 2016 and 2015 , respectively, and $7.3 million and $19.9 million for the six-months ended March 31, 2016 and 2015 , respectively. Related expenses, consisting primarily of interest expense, foreign exchange losses and consumer loan bad debt expense were $1.6 million and $6.0 million for the three-months ended March 31, 2016 and 2015 , respectively, and $5.8 million and $17.0 million for the six-months ended March 31, 2016 and 2015 , respectively. These amounts do not include intercompany transactions which are eliminated in our condensed consolidated financial statements. Grupo Finmart Securitization Trust On February 17, 2014, Grupo Finmart entered into a new securitization transaction to transfer collection rights of certain eligible consumer loans to a bankruptcy remote trust in exchange for cash. The trust received financing as a result of the issuance of debt securities and delivered the proceeds of the financing to Grupo Finmart. The 5.8% consumer loans facility due 2019 debt securities pertaining to the Grupo Finmart Securitization Trust are presented in Note 7 . Grupo Finmart is the primary beneficiary of the securitization trust because Grupo Finmart has the power to direct the most significant activities of the trust through its role as servicer of all the receivables held by the trust and through its obligation to absorb losses or receive benefits that could potentially be significant to the trust. Consequently, we consolidate the trust. The assets and liabilities of the Grupo Finmart Securitization Trust described above are presented in our condensed consolidated balance sheets and are net of intercompany balances which are eliminated in our condensed consolidated financial statements. Non-Consolidated Variable Interest Entities The Company historically held a significant variable interest in two VIEs for which it was not the primary beneficiary and, therefore, were not consolidated. Prior to our discontinuance of USFS as discussed in Note 2 , we issued letters of credit to enhance the creditworthiness of our customers seeking unsecured loans from unaffiliated lenders. We had no further substantial involvement with such lenders as of December 31, 2015.

Supplemental Consolidated Finan

Supplemental Consolidated Financial Information	6 Months Ended
	Mar. 31, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
SUPPLEMENTAL CONSOLIDATED FINANCIAL INFORMATION	NOTE 17: SUPPLEMENTAL CONSOLIDATED FINANCIAL INFORMATION Supplemental Condensed Consolidated Balance Sheets Information The following table provides information on net amounts included under "Pawn service charges receivable, net," "Consumer loan fees and interest receivable, net," "Inventory, net" and "Property and equipment, net" in our condensed consolidated balance sheets: March 31, 2016 March 31, 2015 September 30, 2015 (in thousands) Pawn service charges receivable, net: Gross pawn service charges receivable $ 35,239 $ 31,940 $ 39,877 Allowance for uncollectible pawn service charges receivable (7,613 ) (7,031 ) (9,025 ) $ 27,626 $ 24,909 $ 30,852 Consumer loan fees and interest receivable, net: Gross consumer loan fees and interest receivable $ 26,118 $ 28,595 $ 31,847 Allowance for uncollectible consumer loan fees and interest receivable (12,892 ) (15,532 ) (12,045 ) $ 13,226 $ 13,063 $ 19,802 Inventory, net: Gross inventory $ 132,334 $ 124,188 $ 131,174 Inventory reserves (5,888 ) (8,044 ) (7,090 ) $ 126,446 $ 116,144 $ 124,084 Property and equipment, net: Property and equipment, gross $ 212,321 $ 245,458 $ 212,384 Accumulated depreciation (147,359 ) (143,206 ) (136,790 ) $ 64,962 $ 102,252 $ 75,594 See Note 13 for information on net amounts included under "Consumer loans, net" and "Non-current consumer loans, net" in our condensed consolidated balance sheets.

Subsequent Events

Subsequent Events	6 Months Ended
	Mar. 31, 2016
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	NOTE 18: SUBSEQUENT EVENTS On February 8, 2016 in conjunction with ongoing evaluation our strategic direction, we announced that we were conducting a comprehensive review of strategic options for Grupo Finmart to be completed by the end of the third quarter of fiscal 2016. Subsequent to March 31, 2016, a special committee of our board of directors, after reviewing a variety of strategic alternatives with management and the company's financial advisors, concluded that a sale of the business was the preferred alternative and authorized management to proceed with a process to solicit proposals from interested buyers. Should that process result in an acceptable proposal, we would anticipate that the disposition would be completed during the fourth quarter of fiscal 2016. As the criteria in FASB ASC 360-10-45-9 for classification of Grupo Finmart as held for sale were met after the balance sheet date but before the financial statements were issued, we have included the below information in accordance with FASB ASC 205-20-50-1(a) as required by FASB ASC 360-10-45-13. We expect to classify Grupo Finmart as held for sale during the third quarter of fiscal 2016 and recast all historical segment operations of Grupo Finmart as discontinued operations. The following table summarizes the carrying values of major classes of Grupo Finmart assets and liabilities held and used in the condensed consolidated balance sheets, excluding intercompany debt of $35.8 million , in addition to other intercompany items, as of the dates indicated: March 31, 2016 March 31, 2015 September 30, 2015 (in thousands) Current assets $ 60,712 $ 115,452 $ 90,898 Non-current assets 127,632 209,885 213,581 Current liabilities 102,149 84,904 89,000 Non-current liabilities 60,159 138,461 100,831 The following table summarizes the carrying values of major classes of assets and liabilities attributable to all other operations of the Company, excluding intercompany accounts: March 31, 2016 March 31, 2015 September 30, 2015 (in thousands) Current assets $ 395,358 $ 492,821 $ 420,849 Non-current assets 450,747 559,476 477,731 Current liabilities 86,458 93,085 119,070 Non-current liabilities 195,400 214,172 202,492

Organization and Summary of S27

Organization and Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Mar. 31, 2016
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited interim condensed consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by generally accepted accounting principles for complete financial statements. Our management has included all adjustments it considers necessary for a fair presentation. These adjustments are of a normal, recurring nature except for those related to discontinued operations described in Note 2 . The accompanying financial statements should be read in conjunction with the condensed consolidated financial statements and notes included in our Annual Report on Form 10-K for the year ended September 30, 2015 . The balance sheet as of September 30, 2015 has been derived from the audited financial statements at that date but does not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. Our business is subject to seasonal variations, and operating results for the three and six -months ended March 31, 2016 (the "current quarter" and "current six -months," respectively) are not necessarily indicative of the results of operations for the full fiscal year. These condensed consolidated financial statements include the accounts of EZCORP, Inc. and its consolidated subsidiaries (collectively, "EZCORP"). All intercompany accounts and transactions have been eliminated in consolidation. To determine if we hold a controlling financial interest in an entity, we first evaluate if we are required to apply the variable interest entity ("VIE") model to the entity; otherwise, the entity is evaluated under the voting interest model. Where we hold current or potential rights that give us the power to direct the activities of a VIE that most significantly impact the VIE's economic performance combined with a variable interest that gives us the right to receive potentially significant benefits or the obligation to absorb potentially significant losses, we have a controlling financial interest in that VIE. Rights held by others to remove the party with power over the VIE are not considered unless one party can exercise those rights unilaterally. Grupo Finmart has completed several transfers of consumer loans to various securitization trusts. We consolidate those securitization entities under the VIE model as described in Note 16 . We account for our investment in our unconsolidated affiliate Cash Converters International using the equity method.
Use of Estimates and Assumptions	Use of Estimates and Assumptions The preparation of these financial statements requires us to make estimates and assumptions that affect the reported amounts of assets, liabilities, revenues and expenses and related disclosure of contingent assets and liabilities. On an ongoing basis, we evaluate our estimates and judgments, including those related to revenue recognition, inventory, loan loss allowances, long-lived and intangible assets, share-based compensation, income taxes, contingencies and litigation. We base our estimates on historical experience, observable trends and various other assumptions that we believe are reasonable under the circumstances. We use this information to make judgments about the carrying values of assets and liabilities that are not readily apparent from other sources. Actual results may differ materially from these estimates under different assumptions or conditions.
Recently Adopted and Issued Accounting Pronouncements	Recently Adopted Accounting Policies Simplification of Adjustments to Provisional Amounts Identified During a Measurement Period In September 2015, the FASB issued ASU 2015-16, Business Combinations (Topic 805). This ASU requires reporting entities to recognize adjustments to provisional amounts that are identified during the measurement period in the reporting period in which the adjustment amounts are determined, with the effect on earnings of changes in depreciation, amortization, or other income effects, if any, as a result of the change to the provisional amounts, calculated as if the accounting had been completed at the acquisition date. The provisions of this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted. A reporting entity should apply the amendment prospectively to adjustments to provisional amounts that occur after the date of adoption. We early adopted ASU 2015-16 during the current quarter to reduce the cost and complexity of accounting for and reporting business combinations. There was no material impact of adopting ASU 2015-16 on our consolidated financial position, results of operations or cash flows. Share-Based Awards with Performance Targets that could be Achieved after the Requisite Service Period In June 2014, the FASB issued ASU 2014-12, Compensation — Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period. This ASU requires reporting entities to recognize compensation costs for share-based awards with performance targets in the period in which it becomes probable that the performance targets will be achieved and should represent the compensation cost attributable to the periods for which the requisite service has already been rendered. The provisions of this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted. A reporting entity may apply the amendment prospectively or retrospectively. We early adopted ASU 2015-16 during the current quarter and applied the amendments prospectively to all awards granted or modified after the effective date. There was no material impact of adopting ASU 2014-12 on our consolidated financial position, results of operations or cash flows. Classification of Deferred Tax Assets In November 2015, the FASB issued ASU 2015-17, Income Taxes (Topic 740): Balance Sheet Classification of Deferred Taxes. This ASU requires reporting entities to classify deferred income taxes as non-current on the condensed consolidated balance sheets. Deferred income taxes were previously required to be classified as current or non-current on the condensed consolidated balance sheets. The provisions of this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. Early adoption is permitted. A reporting entity may apply the amendment prospectively or retrospectively. We early adopted ASU 2015-17 during the three-months ended December 31, 2015 on a retrospective basis. The impact of adopting ASU 2015-17 on our current period condensed consolidated financial statements was the classification of all deferred tax assets as non-current in addition to the reclassification of current "Deferred tax asset, net" to non-current "Deferred tax asset, net" as of March 31, 2015 and September 30, 2015 of $24.4 million and $44.1 million , respectively, within the condensed consolidated balance sheets to conform to the current period presentation. Other than these reclassifications, the adoption of ASU 2015-17 did not have an impact on our consolidated financial position, results of operations or cash flows. Presentation of Debt Issuance Costs In April 2015, the FASB issued ASU 2015-03, Interest — Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs. This ASU requires reporting entities to record costs paid to third parties that are directly related to issuing debt, and that otherwise would not be incurred, as a deduction to the corresponding debt for presentation purposes. In addition, in August 2015, FASB issued ASU 2015-15, Interest — Imputation of Interest (Subtopic 835-30): Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements-Amendments to SEC Paragraphs Pursuant to Staff Announcement at the June 18, 2015 Emerging Issues Task Force ("EITF") Meeting. Given the absence of authoritative guidance within ASU 2015-03 for debt issuance costs related to line-of-credit arrangements, ASU 2015-15 states the SEC staff would not object to an entity deferring and presenting debt issuance costs as an asset and subsequently amortizing the deferred debt issuance costs ratably over the term of the line-of-credit arrangement, regardless of whether there are any outstanding borrowings on the line-of-credit arrangement. The provisions of each ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted for each. A reporting entity should apply each amendment retrospectively. We early adopted ASU 2015-03 during the three-months ended December 31, 2015 on a retrospective basis. The impact of adopting ASU 2015-03 on our current period condensed consolidated financial statements was the classification of all deferred financing costs as a deduction to the corresponding debt in addition to the reclassification of deferred financing costs in "Intangible assets, net" to "Long-term debt less current maturities, net" as of March 31, 2015 and September 30, 2015 of $11.4 million and $9.2 million , respectively, within the condensed consolidated balance sheets to conform to the current period presentation. Other than these reclassifications and additional disclosures, the adoption of ASU 2015-03 did not have an impact on our consolidated financial position, results of operations or cash flows. Reporting Discontinued Operations In April 2014, the FASB issued ASU 2014-08, Presentation of Financial Statements (Topic 205) and Property, Plant, and Equipment (Topic 360) — Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity. This ASU provides guidance for the reporting of discontinued operations if (1) a component or group of components of an entity meets the criteria in FASB Accounting Standards Codification ("ASC") Paragraph 205-20-45-1E to be classified as held for sale; (2) the component of an entity or group of components of an entity is disposed of by sale; or (3) the component of an entity or group of components of an entity is disposed of other than by sale (for example, by abandonment or in a distribution to owners in a spinoff). Among other disclosures, ASU 2014-08 requires an entity to present, for each comparative period, the assets and liabilities of a disposal group that includes a discontinued operation separately in the asset and liability sections, respectively, of the statement of financial position. ASU 2014-08 is effective prospectively for (1) all disposals of components that occur within annual periods beginning on or after December 15, 2014, and interim periods within those years; and (2) all businesses or nonprofit activities that, on acquisition, are classified as held for sale that occur within annual periods beginning on or after December 15, 2014, and interim periods within those years. There was no impact of adopting ASU 2014-08 on our consolidated financial position, results of operations or cash flows. Recently Issued Accounting Pronouncements In March 2016, the FASB issued ASU 2016-09, Compensation — Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting. This ASU simplifies several aspects of the accounting for share-based payment transactions, including the income tax consequences, classification of awards as either equity or liabilities, and classification on the statement of cash flows. The provisions of this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. Early adoption is permitted. A reporting entity should apply the amendment using transition guidance for each aspect of the ASU. We are in the process of evaluating the impact of adopting ASU 2016-09 on our financial position, results of operations and cash flows. In March 2016, the FASB issued ASU 2016-06, Derivatives and Hedging (Topic 815): Contingent Put and Call Options in Debt Instruments a consensus of the FASB Emerging Issues Task Force. This ASU clarifies what steps are required when assessing whether the economic characteristics and risks of call (put) options are clearly and closely related to the economic characteristics and risks of their debt hosts, which is one of the criteria for bifurcating an embedded derivative. The provisions of this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. Early adoption is permitted. A reporting entity should apply the amendment modified retrospective basis to existing debt instruments as of the beginning of the fiscal year for which the amendments are effective. We are in the process of evaluating the impact of adopting ASU 2016-06 on our financial position, results of operations and cash flows. In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842). This ASU requires companies to generally recognize on the balance sheet operating and financing lease liabilities and corresponding right-of-use assets. The provisions of this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. Early adoption is permitted based upon guidance issued within the ASU. We anticipate adoption of this ASU on a modified retrospective basis using various practical expedients. We are in the process of evaluating the impact of adopting ASU 2016-02 on our financial position, results of operations and cash flows. In January 2016, the FASB issued ASU 2016-01, Financial Instruments — Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities. This ASU makes targeted improvements to the accounting for, and presentation and disclosure of, financial assets and liabilities. The ASU further requires separate presentation of financial assets and financial liabilities by measurement category on the balance sheet or the accompanying notes to the financial statements. The provisions of this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017. Early adoption is permitted based upon guidance issued within the ASU. A reporting entity should apply the amendment prospectively, with a cumulative-effect adjustment to the balance sheet as of the beginning of the fiscal year of adoption. We are in the process of evaluating the impact of adopting ASU 2016-01 on our financial position, results of operations and cash flows.

Discontinued Operations and R28

Discontinued Operations and Restructuring (Tables)	6 Months Ended
	Mar. 31, 2016
Discontinued Operations and Disposal Groups [Abstract]
Activity for restructuring costs	Changes in these amounts during the three and six -months ended March 31, 2016 are summarized as follows: Three Months Ended March 31, 2016 Six Months Ended March 31, 2016 (in thousands) Beginning balance $ 6,718 $ 8,076 Charged to expense 218 1,594 Cash payments (1,758 ) (3,800 ) Other (a) — (692 ) Ending balance $ 5,178 $ 5,178 (a) Includes other individually immaterial adjustments. The following table summarizes the pre-tax charges, inclusive of the charges presented in the accrued lease termination costs, severance costs and other costs rollforward below, pertaining to the above discontinued operations: Three Months Ended March 31, 2016 Three Months Ended March 31, 2015 Six Months Ended March 31, 2016 Six Months Ended March 31, 2015 (in thousands) Other (a) $ 1,203 $ 4,025 $ 2,733 $ 4,025 (a) Includes estimated costs related to employee severance and accelerated amortization of prepaid expenses and other assets in addition to a one-time charge of $3.3 million related to Cash Genie regulatory compliance recorded during the six-months ended March 31, 2015. The costs incurred during fiscal 2016 are primarily the result of final payments associated with the physical exit of USFS stores. The following table summarizes the pre-tax charges, inclusive of the charges presented in the changes in the balance of restructuring costs rollforward below: Three Months Ended March 31, 2016 Six Months Ended March 31, 2016 (in thousands) Other (a) $ 218 $ 768 Asset disposals — 323 Lease termination costs — 819 $ 218 $ 1,910 (a) Includes costs related to employee severance and other. Changes in these amounts during the three and six -months ended March 31, 2016 and 2015 are summarized as follows: Three Months Ended March 31, 2016 Three Months Ended March 31, 2015 Six Months Ended March 31, 2016 Six Months Ended March 31, 2015 (in millions) Beginning balance (a) $ 9.0 $ 7.8 $ 16.9 $ 8.9 Charged to expense 1.2 4.0 2.7 4.0 Cash payments (2.0 ) (0.7 ) (11.5 ) (1.4 ) Other (b) (0.1 ) (0.9 ) — (1.3 ) Ending balance $ 8.1 $ 10.2 $ 8.1 $ 10.2 (a) Beginning balance as of September 30, 2015 includes a $10.5 million charge associated with the settlement of outstanding issues with the U.S. Consumer Financial Protection Bureau. We expect this amount to primarily be paid out during fiscal 2016; however ultimate settlement of certain portions may occur in fiscal 2017. (b) Includes adjustments due to foreign currency effects and other individually immaterial adjustments. Changes in these amounts during the three and six -months ended March 31, 2016 and 2015 are summarized as follows: Three Months Ended March 31, 2016 Three Months Ended March 31, 2015 Six Months Ended March 31, 2016 Six Months Ended March 31, 2015 (in thousands) Beginning balance $ — $ 3,858 $ 2,901 $ 6,121 Charged to expense — 726 — 726 Cash payments — (699 ) (2,901 ) (2,962 ) Ending Balance $ — $ 3,885 $ — $ 3,885

Earnings per Share (Tables)

Earnings per Share (Tables)	6 Months Ended
	Mar. 31, 2016
Earnings Per Share [Abstract]
Net components of basic and diluted earnings per share	Components of basic and diluted (loss) earnings per share and excluded anti-dilutive potential common shares are as follows: Three Months Ended March 31, Six Months Ended March 31, 2016 2015 2016 2015 (in thousands, except per share amounts) Net (loss) income from continuing operations attributable to EZCORP (A) $ (73,031 ) $ (3,388 ) $ (80,267 ) $ 1,347 Income (loss) from discontinued operations, net of tax (B) (1,094 ) 4,731 (1,332 ) 11,608 Net (loss) income attributable to EZCORP (C) $ (74,125 ) $ 1,343 $ (81,599 ) $ 12,955 Weighted-average outstanding shares of common stock (D) 54,843 54,184 54,869 53,915 Dilutive effect of restricted stock* — — — 57 Weighted-average common stock and common stock equivalents (E) 54,843 54,184 54,869 53,972 Basic (loss) earnings per share attributable to EZCORP: Continuing operations (A / D) $ (1.33 ) $ (0.06 ) $ (1.46 ) $ 0.02 Discontinued operations (B / D) (0.02 ) 0.09 (0.02 ) 0.22 Basic (loss) earnings per share (C / D) $ (1.35 ) $ 0.03 $ (1.48 ) $ 0.24 Diluted (loss) earnings per share attributable to EZCORP: Continuing operations (A / E) $ (1.33 ) $ (0.06 ) $ (1.46 ) $ 0.02 Discontinued operations (B / E) (0.02 ) 0.09 (0.02 ) 0.22 Diluted (loss) earnings per share (C / E) $ (1.35 ) $ 0.03 $ (1.48 ) $ 0.24 Potential common shares excluded from the calculation of diluted (loss) earnings per share: Restricted stock** 1,608 273 1,545 6 Warrants*** 14,317 14,317 14,317 14,317 Total potential common shares excluded 15,925 14,590 15,862 14,323 * As required by FASB ASC 260-10-45-19, amount excludes all potential common shares for periods when there is a loss from continuing operations. ** Includes antidilutive share-based awards as well as performance-based and market conditioned share-based awards that are contingently issuable, but for which the condition for issuance has not been met as of the end of the reporting period. *** See Note 7 for discussion of the terms and conditions of these potential common shares.

Strategic Investments (Tables)

Strategic Investments (Tables)	6 Months Ended
	Mar. 31, 2016
Equity Method Investments and Joint Ventures [Abstract]
Schedule of equity method investments	The following tables present summary financial information for Cash Converters International’s most recently reported results as of March 31, 2016 after translation to U.S. dollars: December 31, 2015 2014 (in thousands) Current assets $ 176,105 $ 200,682 Non-current assets 143,466 157,737 Total assets $ 319,571 $ 358,419 Current liabilities $ 68,857 $ 75,700 Non-current liabilities 48,263 54,256 Shareholders’ equity: Equity attributable to owners of the parent 202,450 228,462 Noncontrolling interest 1 1 Total liabilities and shareholders’ equity $ 319,571 $ 358,419 Half Year Ended December 31, 2015 2014 (in thousands) Gross revenues $ 143,575 $ 167,206 Gross profit 93,573 104,852 Profit (loss) attributable to: Owners of the parent $ 11,483 $ (4,717 ) Noncontrolling interest — (179 ) Profit (loss) for the year $ 11,483 $ (4,896 )

Long-term Debt and Capital Le31

Long-term Debt and Capital Lease Obligations (Tables)	6 Months Ended
	Mar. 31, 2016
Debt Disclosure [Abstract]
Long term debt instruments	The following table presents our long-term debt instruments and balances under capital lease obligations outstanding as of March 31, 2016 and 2015 and September 30, 2015 : March 31, 2016 March 31, 2015 September 30, 2015 Carrying Amount Debt (Discount) and (Issuance Costs) Carrying Amount Debt (Discount) Premium and (Issuance Costs) Carrying Amount Debt (Discount) and (Issuance Costs) (in thousands) Recourse to EZCORP: 2.125% Cash convertible senior notes due 2019 $ 192,565 $ (37,435 ) $ 182,276 $ (47,724 ) $ 187,471 $ (42,529 ) Cash convertible senior notes due 2019 embedded derivative 3,219 — 27,215 — 10,505 — Capital lease obligations — — 93 — — — Non-recourse to EZCORP*: 8.2% Secured foreign currency debt up to $14 million due 2016 (a) (b) 82 (101 ) 2,044 (451 ) 938 (204 ) 14.5% Secured foreign currency debt up to $17 million due 2017 (a) 17,393 — 19,682 — 17,567 — 5.8% Consumer loans facility due 2019 (b) 33,613 (1,714 ) 44,837 (2,989 ) 40,493 (2,196 ) 8.5% Unsecured notes due 2015 — — 12,329 (187 ) 12,330 (42 ) 10% Unsecured notes due 2015 — — — — 1,500 — 11% Unsecured notes due 2015 — — 4,334 — 3,868 — 17% Secured notes due 2015 consolidated from VIEs — — 937 — — — 10% Unsecured notes due 2016 1,500 — 844 — 1,885 — 12% Secured notes due 2016 — — 2,691 67 2,928 — 13% Unsecured notes due 2016 — — 656 — 1,171 — 15% Unsecured notes due 2016 3,829 — — — 233 — 15% Secured notes due 2016 consolidated from VIEs 3,192 — 7,755 — 5,397 — 18% Unsecured notes due 2016 5,797 — — — — — 10% Unsecured notes due 2017 174 — — — — — 11% Secured notes due 2017 consolidated from VIEs (c) 37,901 — 76,545 — 56,113 — 12% Secured notes due 2017 2,898 — — — — — 13.5% Unsecured notes due 2017 5,797 — — — — — 14.5% Secured notes due 2017 consolidated from VIEs 9,788 — 14,897 — 11,754 — 12.4% Secured notes due 2020 17,234 (214 ) 19,389 (358 ) 17,358 (268 ) Total 334,982 (39,464 ) 416,524 (51,642 ) 371,511 (45,239 ) Less current portion 82,174 — 71,564 67 74,345 — Total long-term debt and capital lease obligations $ 252,808 $ (39,464 ) $ 344,960 $ (51,709 ) $ 297,166 $ (45,239 ) * Even though Grupo Finmart debt may be non-recourse to EZCORP, a default on more than $25 million of such debt could constitute an event of default under our Cash Convertible Notes (described below). See "Part II, Item 1A — Risk Factors." (a) Maximum amounts of debt are translated from Mexican pesos to United States dollars as of the most current period end date in which outstanding debt is presented. (b) Interest is charged at the Mexican Interbank Equilibrium rate (“TIIE”) plus an applicable margin. The rate presented is as of March 31, 2016. (c) Grupo Finmart has entered into foreign exchange forward contracts to mitigate the VIE's currency risk, as described in Notes 15 and 16 , and EZCORP has guaranteed the future cash outflows of the forward contracts. See "Part II, Item 1A — Risk Factors."

Temporary Equity and Noncontr32

Temporary Equity and Noncontrolling Interest (Tables)	6 Months Ended
	Mar. 31, 2016
Temporary Equity Disclosure [Abstract]
Summary of temporary equity activity	The following table provides a summary of the activity in our temporary equity and noncontrolling interest balances during the six -months ended March 31, 2016 and 2015 : Common Stock, Subject to Possible Redemption Redeemable Noncontrolling Interest Total Temporary Equity Noncontrolling Interest (in thousands) Balance as of September 30, 2014 $ — $ 22,800 $ 22,800 $ — Issuance of common stock, subject to possible redemption 11,696 — 11,696 — Net loss attributable to noncontrolling interest — (2,840 ) (2,840 ) — Foreign currency translation adjustment attributable to noncontrolling interest — (3,227 ) (3,227 ) — Amounts reclassified from accumulated other comprehensive loss — 94 94 — Balance as of March 31, 2015 $ 11,696 $ 16,827 $ 28,523 $ — Balances as of September 30, 2015 $ 11,696 $ 3,235 $ 14,931 $ — Repurchase of redeemable common stock (11,696 ) — (11,696 ) — Net loss attributable to noncontrolling interest — (4,134 ) (4,134 ) (324 ) Foreign currency translation adjustment attributable to noncontrolling interest — (331 ) (331 ) (6 ) Amounts reclassified from accumulated other comprehensive loss — 1 1 — Balances as of March 31, 2016 $ — $ (1,229 ) $ (1,229 ) $ (330 )

Segment Information (Tables)

Segment Information (Tables)	6 Months Ended
	Mar. 31, 2016
Segment Reporting [Abstract]
Operating segment information	The following tables present operating segment information for the three and six -months ended March 31, 2016 and 2015 , including reclassifications discussed in Note 1 and adjustments to reflect reclassification of all discontinued operations discussed in Note 2 . Three Months Ended March 31, 2016 U.S. Pawn Mexico Pawn Grupo Finmart Other International Total Segments Corporate Items Consolidated (in thousands) Revenues: Merchandise sales $ 94,740 $ 14,603 $ — $ — $ 109,343 $ — $ 109,343 Jewelry scrapping sales 11,599 1,181 — — 12,780 — 12,780 Pawn service charges 56,614 7,516 — — 64,130 — 64,130 Consumer loan fees and interest — — 13,589 2,027 15,616 — 15,616 Other revenues 49 (117 ) 98 — 30 — 30 Total revenues 163,002 23,183 13,687 2,027 201,899 — 201,899 Merchandise cost of goods sold 58,241 10,090 — 1 68,332 — 68,332 Jewelry scrapping cost of goods sold 10,128 957 — — 11,085 — 11,085 Consumer loan bad debt — — 8,252 431 8,683 — 8,683 Net revenues 94,633 12,136 5,435 1,595 113,799 — 113,799 Segment and corporate expenses (income): Operations 61,240 9,024 8,026 1,992 80,282 — 80,282 Administrative — — — — — 15,621 15,621 Depreciation and amortization 3,042 764 476 56 4,338 2,744 7,082 Loss on sale or disposal of assets 546 103 — — 649 — 649 Restructuring 91 215 — (2 ) 304 (86 ) 218 Interest expense 39 38 4,498 — 4,575 3,874 8,449 Interest income — — (120 ) — (120 ) (7 ) (127 ) Equity in net income of unconsolidated affiliate — — — (1,877 ) (1,877 ) — (1,877 ) Impairment of goodwill — — 73,921 — 73,921 — 73,921 Other expense (income) — (79 ) (124 ) 6 (197 ) 286 89 Segment (loss) contribution $ 29,675 $ 2,071 $ (81,242 ) $ 1,420 $ (48,076 ) Loss from continuing operations before income taxes $ (48,076 ) $ (22,432 ) $ (70,508 ) Three Months Ended March 31, 2015 U.S. Pawn Mexico Pawn Grupo Finmart Other International Total Segments Corporate Items Consolidated (in thousands) Revenues: Merchandise sales $ 92,472 $ 14,883 $ — $ 497 $ 107,852 $ — $ 107,852 Jewelry scrapping sales 17,391 917 — 91 18,399 — 18,399 Pawn service charges 52,317 7,153 — — 59,470 — 59,470 Consumer loan fees and interest — — 16,391 2,153 18,544 — 18,544 Other revenues 224 269 49 368 910 — 910 Total revenues 162,404 23,222 16,440 3,109 205,175 — 205,175 Merchandise cost of goods sold 61,490 10,680 — 322 72,492 — 72,492 Jewelry scrapping cost of goods sold 13,463 820 — 71 14,354 — 14,354 Consumer loan bad debt — — 4,110 651 4,761 — 4,761 Net revenues 87,451 11,722 12,330 2,065 113,568 — 113,568 Segment and corporate expenses (income): Operations 57,920 10,406 7,109 1,755 77,190 — 77,190 Administrative — — — — — 14,800 14,800 Depreciation and amortization 3,607 1,101 626 162 5,496 2,599 8,095 Loss on sale or disposal of assets 17 1 — — 18 369 387 Restructuring — — — — — 704 704 Interest expense 5 1 6,376 — 6,382 4,914 11,296 Interest income (15 ) (24 ) (423 ) — (462 ) (50 ) (512 ) Equity in net loss of unconsolidated affiliate — — — 3,678 3,678 — 3,678 Other expense — 282 1,272 7 1,561 301 1,862 Segment contribution (loss) $ 25,917 $ (45 ) $ (2,630 ) $ (3,537 ) $ 19,705 Loss from continuing operations before income taxes $ 19,705 $ (23,637 ) $ (3,932 ) Six Months Ended March 31, 2016 U.S. Pawn Mexico Pawn Grupo Finmart Other International Total Segments Corporate Items Consolidated (in thousands) Revenues: Merchandise sales $ 186,734 $ 31,189 $ — $ 4 $ 217,927 $ — $ 217,927 Jewelry scrapping sales 21,199 1,181 — 21 22,401 — 22,401 Pawn service charges 115,235 15,489 — — 130,724 — 130,724 Consumer loan fees and interest — — 24,403 4,401 28,804 — 28,804 Other revenues 242 74 181 — 497 — 497 Total revenues 323,410 47,933 24,584 4,426 400,353 — 400,353 Merchandise cost of goods sold 113,702 20,888 — 1 134,591 — 134,591 Jewelry scrapping cost of goods sold 18,188 957 — 16 19,161 — 19,161 Consumer loan bad debt — — 20,243 1,043 21,286 — 21,286 Net revenues 191,520 26,088 4,341 3,366 225,315 — 225,315 Segment and corporate expenses (income): Operations 124,785 20,217 17,614 3,272 165,888 — 165,888 Administrative — — — — — 35,604 35,604 Depreciation and amortization 6,602 1,565 993 107 9,267 5,874 15,141 Loss on sale or disposal of assets 553 129 — — 682 — 682 Restructuring 982 543 — 202 1,727 183 1,910 Interest expense 125 78 9,563 — 9,766 7,875 17,641 Interest income (1 ) — (251 ) — (252 ) (15 ) (267 ) Equity in net income of unconsolidated affiliate — — — (3,932 ) (3,932 ) — (3,932 ) Impairment of goodwill — — 73,921 — 73,921 — 73,921 Other expense — 49 644 3 696 263 959 Segment (loss) contribution $ 58,474 $ 3,507 $ (98,143 ) $ 3,714 $ (32,448 ) Loss from continuing operations before income taxes $ (32,448 ) $ (49,784 ) $ (82,232 ) Six Months Ended March 31, 2015 U.S. Pawn Mexico Pawn Grupo Finmart Other International Total Segments Corporate Items Consolidated (in thousands) Revenues: Merchandise sales $ 181,914 $ 34,463 $ — $ 1,114 $ 217,491 $ — $ 217,491 Jewelry scrapping sales 34,398 2,324 — 211 36,933 — 36,933 Pawn service charges 109,352 15,045 — — 124,397 — 124,397 Consumer loan fees and interest — — 32,706 4,809 37,515 — 37,515 Other revenues 408 509 105 543 1,565 — 1,565 Total revenues 326,072 52,341 32,811 6,677 417,901 — 417,901 Merchandise cost of goods sold 120,107 24,164 — 699 144,970 — 144,970 Jewelry scrapping cost of goods sold 26,796 2,081 — 152 29,029 — 29,029 Consumer loan bad debt — — 11,850 1,426 13,276 — 13,276 Net revenues 179,169 26,096 20,961 4,400 230,626 — 230,626 Segment and corporate expenses (income): Operations 117,427 20,926 15,397 3,527 157,277 — 157,277 Administrative — — — — — 27,352 27,352 Depreciation and amortization 7,059 2,345 1,192 353 10,949 5,154 16,103 Loss on sale or disposal of assets 17 257 — — 274 369 643 Restructuring — — — — — 726 726 Interest expense 13 2 14,657 — 14,672 8,658 23,330 Interest income (31 ) (24 ) (904 ) — (959 ) (84 ) (1,043 ) Equity in net loss of unconsolidated affiliate — — — 1,484 1,484 — 1,484 Other expense — 720 1,446 10 2,176 445 2,621 Segment contribution (loss) $ 54,684 $ 1,870 $ (10,827 ) $ (974 ) $ 44,753 Income from continuing operations before income taxes $ 44,753 $ (42,620 ) $ 2,133

Allowance for Losses and Cred34

Allowance for Losses and Credit Quality of Consumer Loans (Tables)	6 Months Ended
	Mar. 31, 2016
Receivables [Abstract]
Allowance for credit losses and recorded investment in financing receivables	The following table presents changes in the allowance for credit losses, as well as the recorded investment in our financing receivables by portfolio segment for the periods presented and excludes items such as non-sufficient funds fees, repossession fees, auction fees and interest: Description Allowance Balance at Beginning of Period Charge-offs Recoveries Provision (Benefit) Translation Adjustment Allowance Balance at End of Period (a) Financing Receivable at End of Period (a) (in thousands) Unsecured short-term consumer loans: (b) Three Months Ended March 31, 2016 $ 8,992 $ (1,152 ) $ 568 $ 318 $ (267 ) $ 8,459 $ 10,724 Three Months Ended March 31, 2015 13,368 (7,029 ) 3,495 2,862 (479 ) 12,217 26,265 Six Months Ended March 31, 2016 11,498 (4,229 ) 2,209 (500 ) (519 ) 8,459 10,724 Six Months Ended March 31, 2015 14,645 (16,080 ) 6,786 7,858 (992 ) 12,217 26,265 Secured short-term consumer loans: (c) Three Months Ended March 31, 2016 $ — $ — $ — $ — $ — $ — $ — Three Months Ended March 31, 2015 1,134 (12,955 ) 11,748 889 — 816 5,299 Six Months Ended March 31, 2016 2,004 (2,229 ) 436 (211 ) — — — Six Months Ended March 31, 2015 1,049 (27,392 ) 24,737 2,422 — 816 5,299 Unsecured long-term consumer loans: (a) Three Months Ended March 31, 2016 $ 61,158 $ (469 ) $ — $ 8,432 $ 478 $ 69,599 $ 156,369 Three Months Ended March 31, 2015 42,182 (101 ) — 4,052 (1,412 ) 44,721 161,579 Six Months Ended March 31, 2016 50,645 (1,213 ) — 20,234 (67 ) 69,599 156,369 Six Months Ended March 31, 2015 38,087 (268 ) — 11,663 (4,761 ) 44,721 161,579 (a) Portions of these amounts are included in "Consumer loans, net" and "Non-current consumer loans, net" in our condensed consolidated balance sheets. These amounts pertain to Grupo Finmart consumer loans. (b) No aging allowance disclosure provided for these amounts as our policy is to charge-off all amounts on the first day after the due date. These amounts primarily include activity pertaining to our Canadian operations in the Other International segment. (c) As a result of our discontinuance of USFS, our secured short-term consumer loan balance was reduced to zero as of December 31, 2015. As such, no further aging allowance disclosure has been provided for these amounts. Refer to Note 2 for further detail on discontinued operations.
Aging Analysis of past due financing receivables	The following table presents an aging analysis of past due financing receivables held by Grupo Finmart: Days Past Due Total Past Due Current Receivable Translation Adjustment Total Financing Receivable Allowance Balance Recorded Investment > 90 Days Accruing 1-30 31-60 61-90 >90 (in thousands) Unsecured long-term consumer loans: March 31, 2016 Performing loans $ 6,537 $ 3,856 $ 2,485 $ 5,651 $ 18,529 $ 72,642 $ 106 $ 91,277 $ 4,507 $ 5,651 Non-performing loans 875 835 868 59,810 62,388 2,704 — 65,092 65,092 — $ 7,412 $ 4,691 $ 3,353 $ 65,461 $ 80,917 $ 75,346 $ 106 $ 156,369 $ 69,599 $ 5,651 March 31, 2015 Performing loans $ 9,536 $ 4,133 $ 1,813 $ 834 $ 16,316 $ 105,524 $ 1,110 $ 122,950 $ 6,092 $ 834 Non-performing loans 1,092 1,801 1,813 32,611 37,317 1,312 — 38,629 38,629 — $ 10,628 $ 5,934 $ 3,626 $ 33,445 $ 53,633 $ 106,836 $ 1,110 $ 161,579 $ 44,721 $ 834 September 30, 2015 Performing loans $ 6,783 $ 6,179 $ 6,776 $ 5,766 $ 25,504 $ 87,272 $ — $ 112,776 $ 5,128 $ 5,766 Non-performing loans 553 701 613 41,670 43,537 1,980 — 45,517 45,517 — $ 7,336 $ 6,880 $ 7,389 $ 47,436 $ 69,041 $ 89,252 $ — $ 158,293 $ 50,645 $ 5,766

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Mar. 31, 2016
Fair Value Disclosures [Abstract]
Financial assets (liabilities) that are measured at fair value on a recurring basis	The tables below present our financial assets (liabilities) that were measured at fair value on a recurring basis as of March 31, 2016 and 2015 and September 30, 2015 : March 31, 2016 Fair Value Measurements Using Financial assets (liabilities) Level 1 Level 2 Level 3 (in thousands) Foreign currency forwards $ 7,694 $ — $ 7,694 $ — Cash Convertible Notes Hedges 3,219 — 3,219 — Cash Convertible Notes Embedded Derivative (3,219 ) — (3,219 ) — Contingent consideration (2,575 ) — — (2,575 ) Net financial assets (liabilities) $ 5,119 $ — $ 7,694 $ (2,575 ) March 31, 2015 Fair Value Measurements Using Financial assets (liabilities) Level 1 Level 2 Level 3 (in thousands) Foreign currency forwards $ 8,563 $ — $ 8,563 $ — Holding Period Adjustment 132 — 132 — Cash Convertible Notes Hedges 27,215 — 27,215 — Cash Convertible Notes Embedded Derivative (27,215 ) — (27,215 ) — Contingent consideration (2,914 ) — — (2,914 ) Net financial assets (liabilities) $ 5,781 $ — $ 8,695 $ (2,914 ) September 30, 2015 Fair Value Measurements Using Financial assets (liabilities) Level 1 Level 2 Level 3 (in thousands) Foreign currency forwards $ 14,169 $ — $ 14,169 $ — Holding Period Adjustment 4 — 4 — Cash Convertible Notes Hedges 10,505 — 10,505 — Cash Convertible Notes Embedded Derivative (10,505 ) — (10,505 ) — Phantom share-based awards (3,932 ) — — (3,932 ) Contingent consideration (2,601 ) — — (2,601 ) Net financial assets (liabilities) $ 7,640 $ — $ 14,173 $ (6,533 )
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques	The fair value of fiscal 2015 phantom share-based awards that were estimated using the Monte Carlo simulation model incorporated the closing share price of our Class A Common Stock on the date of grant (considered, for this purpose, to be October 1, 2014), as well as the following assumptions, which we consider to be Level 3 inputs under the fair value hierarchy: Expected volatility of EZCORP, Inc. Class A Common Stock 49.7 % Risk-free interest rate 1.9 % Expected term in years 6 Cost of equity 11.5 % Dividend yield —
Financial assets, temporary equity, and liabilities not measured at fair value in the consolidated balance sheet	Our financial assets, temporary equity and financial liabilities as of March 31, 2016 and 2015 and September 30, 2015 that are not measured at fair value in our condensed consolidated balance sheets are as follows: Carrying Value Estimated Fair Value March 31, 2016 March 31, 2016 Fair Value Measurement Using Level 1 Level 2 Level 3 (in thousands) Financial assets: Cash and cash equivalents $ 75,336 $ 75,336 $ 75,336 $ — $ — Restricted cash 13,817 13,817 13,817 — — Pawn loans 140,195 140,195 — — 140,195 Consumer loans, net 26,362 42,975 — — 42,975 Pawn service charges receivable, net 27,626 27,626 — — 27,626 Consumer loan fees and interest receivable, net 13,226 13,226 — — 13,226 Investment in unconsolidated affiliate 56,677 59,307 59,307 — — Restricted cash, non-current 2,308 2,308 2,308 — — Non-current consumer loans, net 62,673 105,879 — — 105,879 $ 418,220 $ 480,669 $ 150,768 $ — $ 329,901 Temporary equity: Redeemable noncontrolling interest $ (1,229 ) $ 2,894 $ — $ — $ 2,894 Financial liabilities: Cash Convertible Notes $ 192,565 $ 156,400 $ — $ 156,400 $ — Foreign currency debt 17,475 * 17,880 — 17,880 — Consumer loans facility due 2019 33,613 38,312 — 38,312 — Foreign currency unsecured notes 17,097 * 19,793 — 19,793 — Foreign currency secured notes 20,132 * 20,678 — 20,678 — Secured notes consolidated from VIEs 50,881 * 47,592 — 47,592 — $ 331,763 $ 300,655 $ — $ 300,655 $ — Carrying Value Estimated Fair Value March 31, 2015 March 31, 2015 Fair Value Measurement Using Level 1 Level 2 Level 3 (in thousands) Financial assets: Cash and cash equivalents $ 138,173 $ 138,173 $ 138,173 $ — $ — Restricted cash 47,909 47,909 47,909 — — Pawn loans 127,929 127,929 — — 127,929 Consumer loans, net 55,529 75,184 — — 75,184 Pawn service charges receivable, net 24,909 24,909 — — 24,909 Consumer loan fees and interest receivable, net 13,063 13,063 — — 13,063 Investment in unconsolidated affiliate 94,510 105,150 105,150 — — Restricted cash, non-current 2,880 2,880 2,880 — — Non-current consumer loans, net 79,860 122,286 — — 122,286 $ 584,762 $ 657,483 $ 294,112 $ — $ 363,371 Temporary equity: Common Stock, subject to possible redemption $ 11,696 $ 11,049 $ — $ — $ 11,049 Redeemable noncontrolling interest 16,827 43,048 — — 43,048 $ 28,523 $ 54,097 $ — $ — $ 54,097 Financial liabilities: Cash Convertible Notes $ 182,276 $ 195,233 $ — $ 195,233 $ — Foreign currency debt 21,726 * 24,213 — 24,213 — Consumer loans facility due 2019 44,837 46,982 — 46,982 — Foreign currency unsecured notes 18,163 * 18,550 — 18,550 — Foreign currency secured notes 22,080 * 25,650 — 25,650 — Secured notes consolidated from VIEs 100,134 * 97,712 — 97,712 $ 389,216 $ 408,340 $ — $ 408,340 $ — Carrying Value Estimated Fair Value September 30, 2015 September 30, 2015 Fair Value Measurement Using Level 1 Level 2 Level 3 (in thousands) Financial assets: Cash and cash equivalents $ 59,124 $ 59,124 $ 59,124 $ — $ — Restricted cash 15,137 15,137 15,137 — — Pawn loans 159,964 159,964 — — 159,964 Consumer loans, net 36,533 48,440 — — 48,440 Pawn service charges receivable, net 30,852 30,852 — — 30,852 Consumer loan fees and interest receivable, net 19,802 19,802 — — 19,802 Investment in unconsolidated affiliate 56,182 56,182 56,182 — — Restricted cash, non-current 2,883 2,883 2,883 — — Non-current consumer loans, net 75,824 104,194 — — 104,194 $ 456,301 $ 496,578 $ 133,326 $ — $ 363,252 Temporary equity: Common stock, subject to possible redemption $ 11,696 $ 11,438 $ — $ — $ 11,438 Redeemable noncontrolling interest 3,235 5,467 — — 5,467 $ 14,931 $ 16,905 $ — $ — $ 16,905 Financial liabilities: Cash Convertible Notes $ 187,471 $ 169,050 $ — $ 169,050 $ — Foreign currency debt 18,505 * 19,851 — 19,851 — Consumer loans facility due 2019 40,493 40,774 — 40,774 — Foreign currency unsecured notes 20,987 * 20,477 — 20,477 — Foreign currency secured notes 20,286 * 22,476 — 22,476 — Secured notes consolidated from VIEs 73,264 * 68,685 — 68,685 — $ 361,006 $ 341,313 $ — $ 341,313 $ — * Portions of these amounts are included in "Current maturities of long-term debt" and "Long-term debt, less current maturities" in our condensed consolidated balance sheets.

Derivative Instruments and He36

Derivative Instruments and Hedging Activities (Tables)	6 Months Ended
	Mar. 31, 2016
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Information regarding derivative instruments not designated as hedging instruments	The following tables set forth certain information regarding our derivative instruments not designated as hedging instruments: Fair Value Asset (Liability) of Derivative Instruments Derivative Instrument Balance Sheet Location March 31, 2016 March 31, 2015 September 30, 2015 (in thousands) Foreign currency forwards Prepaid expenses and other current assets $ 7,694 $ 2,530 $ 14,169 Cash Convertible Notes Hedges Other assets, net 3,219 27,215 10,505 Cash Convertible Notes Embedded Derivative Long-term debt, less current maturities (3,219 ) (27,215 ) (10,505 ) Amount of Unrealized Gain (Loss) on Derivatives Three Months Ended March 31, Six Months Ended March 31, Derivative Instrument Income Statement Location 2016 2015 2016 2015 (in thousands) Foreign currency forwards Other expense* $ (1,805 ) $ 784 $ (2,918 ) $ 7,798 *Amount is partially offset by gains and losses caused by related foreign currency fluctuations.

Supplemental Consolidated Fin37

Supplemental Consolidated Financial Information (Tables)	6 Months Ended
	Mar. 31, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Information on accounts receivable, net, inventories, net, property and equipment, net	The following table provides information on net amounts included under "Pawn service charges receivable, net," "Consumer loan fees and interest receivable, net," "Inventory, net" and "Property and equipment, net" in our condensed consolidated balance sheets: March 31, 2016 March 31, 2015 September 30, 2015 (in thousands) Pawn service charges receivable, net: Gross pawn service charges receivable $ 35,239 $ 31,940 $ 39,877 Allowance for uncollectible pawn service charges receivable (7,613 ) (7,031 ) (9,025 ) $ 27,626 $ 24,909 $ 30,852 Consumer loan fees and interest receivable, net: Gross consumer loan fees and interest receivable $ 26,118 $ 28,595 $ 31,847 Allowance for uncollectible consumer loan fees and interest receivable (12,892 ) (15,532 ) (12,045 ) $ 13,226 $ 13,063 $ 19,802 Inventory, net: Gross inventory $ 132,334 $ 124,188 $ 131,174 Inventory reserves (5,888 ) (8,044 ) (7,090 ) $ 126,446 $ 116,144 $ 124,084 Property and equipment, net: Property and equipment, gross $ 212,321 $ 245,458 $ 212,384 Accumulated depreciation (147,359 ) (143,206 ) (136,790 ) $ 64,962 $ 102,252 $ 75,594

Subsequent Events (Tables)

Subsequent Events (Tables)	6 Months Ended
	Mar. 31, 2016
Subsequent Events [Abstract]
Disposal Groups, Including Discontinued Operations	The following table summarizes the carrying values of major classes of Grupo Finmart assets and liabilities held and used in the condensed consolidated balance sheets, excluding intercompany debt of $35.8 million , in addition to other intercompany items, as of the dates indicated: March 31, 2016 March 31, 2015 September 30, 2015 (in thousands) Current assets $ 60,712 $ 115,452 $ 90,898 Non-current assets 127,632 209,885 213,581 Current liabilities 102,149 84,904 89,000 Non-current liabilities 60,159 138,461 100,831
Condensed Balance Sheet	The following table summarizes the carrying values of major classes of assets and liabilities attributable to all other operations of the Company, excluding intercompany accounts: March 31, 2016 March 31, 2015 September 30, 2015 (in thousands) Current assets $ 395,358 $ 492,821 $ 420,849 Non-current assets 450,747 559,476 477,731 Current liabilities 86,458 93,085 119,070 Non-current liabilities 195,400 214,172 202,492

Organization and Summary of S39

Organization and Summary of Significant Accounting Policies (Details) $ in Thousands	3 Months Ended	6 Months Ended
	Mar. 31, 2015USD ($)	Mar. 31, 2015USD ($)	Mar. 31, 2016USD ($)Location	Sep. 30, 2015USD ($)
Redeemable Noncontrolling Interest [Line Items]
Noncurrent deferred tax assets, net	$ 35,213	$ 35,213	$ 77,125	$ 69,121
Long-term debt, less current maturities, net	344,960	344,960	$ 252,808	297,166
Grupo Finmart
Redeemable Noncontrolling Interest [Line Items]
Ownership interest in subsidiaries			94.00%
Cash Converters International Limited
Redeemable Noncontrolling Interest [Line Items]
Ownership interest in equity method investment			32.00%
Number of owned and franchised stores, over 700 stores | Location			700
New Accounting Pronouncement, Early Adoption, Effect
Redeemable Noncontrolling Interest [Line Items]
Noncurrent deferred tax assets, net	24,400	24,400		44,100
Long-term debt, less current maturities, net	11,400	11,400		9,200
New Accounting Pronouncement, Early Adoption, Effect | Corporate, Non-Segment
Redeemable Noncontrolling Interest [Line Items]
Overhead allocations	$ 3,900	$ 8,200
Adjustments for New Accounting Pronouncement
Redeemable Noncontrolling Interest [Line Items]
Income taxes receivable				$ 7,900

Discontinued Operations and R40

Discontinued Operations and Restructuring - Additional Disclosures (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015	Sep. 30, 2015
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Total revenues	$ 36,500	$ 2,100	$ 77,800
Fiscal 2015 Restructuring
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Restructuring Reserve		5,178		$ 6,718	$ 8,076
Lease termination costs | Fiscal 2015 Restructuring
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Restructuring Reserve		$ 4,900

Discontinued Operations and R41

Discontinued Operations and Restructuring - Restructuring Costs (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015	Sep. 30, 2015
U.S. Financial Services | Other
Restructuring Cost and Reserve [Line Items]
Restructuring	$ 1,203	$ 4,025	$ 2,733	$ 4,025
U.S. Financial Services | Regulatory Compliance
Restructuring Cost and Reserve [Line Items]
Restructuring					$ 3,300
Fiscal 2015 Restructuring
Restructuring Cost and Reserve [Line Items]
Restructuring	218		1,910
Fiscal 2015 Restructuring | Other
Restructuring Cost and Reserve [Line Items]
Restructuring	218		768
Fiscal 2015 Restructuring | Asset disposals
Restructuring Cost and Reserve [Line Items]
Restructuring	0		323
Fiscal 2015 Restructuring | Lease termination costs
Restructuring Cost and Reserve [Line Items]
Restructuring	$ 0		$ 819

Discontinued Operations and R42

Discontinued Operations and Restructuring - Restructuring Reserve (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015
Restructuring Reserve [Roll Forward]
Charged to expense	$ 218	$ 704	$ 1,910	$ 726
Cash payments			(6,701)	(2,962)
U.S. Financial Services
Restructuring Reserve [Roll Forward]
Beginning balance	9,000	7,800	16,900	8,900
Charged to expense	1,200	4,000	2,700	4,000
Cash payments	(2,000)	(700)	(11,500)	(1,400)
Other	(100)	(900)	0	(1,300)
Ending Balance	8,100	10,200	8,100	10,200
Fiscal 2014 Restructuring
Restructuring Reserve [Roll Forward]
Beginning balance	0	3,858	2,901	6,121
Charged to expense	0	726	0	726
Cash payments	0	(699)	(2,901)	(2,962)
Ending Balance	0	$ 3,885	0	$ 3,885
Fiscal 2015 Restructuring
Restructuring Reserve [Roll Forward]
Beginning balance	6,718		8,076
Charged to expense	218		1,594
Cash payments	(1,758)		(3,800)
Other	0		(692)
Ending Balance	$ 5,178		5,178
Settlement of Outstanding issues with the US Consumer Financial Protection Bureau | U.S. Financial Services
Restructuring Reserve [Roll Forward]
Beginning balance			$ 10,500

Acquisitions (Details)

Acquisitions (Details) $ in Thousands	Feb. 18, 2016USD ($)Store	Mar. 31, 2016USD ($)	Sep. 30, 2015USD ($)	Mar. 31, 2015USD ($)
Business Acquisition [Line Items]
Goodwill		$ 254,782	$ 327,460	$ 344,931
Pawn One
Business Acquisition [Line Items]
Number of pawn stores acquired | Store	6
Aggregate purchase price for acquisition	$ 6,200
Goodwill	$ 3,200

Earnings per Share (Details)

Earnings per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015
Net Components of Basic and Diluted Earnings per Share
Net income from continuing operations attributable to EZCORP, Inc.	$ (73,031)	$ (3,388)	$ (80,267)	$ 1,347
Income (loss) from discontinued operations, net of tax	(1,094)	4,731	(1,332)	11,608
Net (loss) income attributable to EZCORP, Inc.	$ (74,125)	$ 1,343	$ (81,599)	$ 12,955
Weighted average outstanding shares of common stock (in shares)	54,843	54,184	54,869	53,915
Dilutive effect of restricted stock (in shares)	0	0	0	57
Weighted average common stock and common stock equivalents (in shares)	54,843	54,184	54,869	53,972
Basic (loss) earnings per share attributable to EZCORP, Inc.:
Continuing operations (in dollars per share)	$ (1.33)	$ (0.06)	$ (1.46)	$ 0.02
Discontinued operations (in dollars per share)	(0.02)	0.09	(0.02)	0.22
Basic earnings (loss) per share (in dollars per share)	(1.35)	0.03	(1.48)	0.24
Diluted (loss) earnings per share attributable to EZCORP, Inc.:
Continuing operations (in dollars per share)	(1.33)	(0.06)	(1.46)	0.02
Discontinued operations (in dollars per share)	(0.02)	0.09	(0.02)	0.22
Diluted (loss) earnings per share (in dollars per share)	$ (1.35)	$ 0.03	$ (1.48)	$ 0.24
Potential common shares excluded from the calculation of diluted earnings (loss) per share (in shares)	15,925	14,590	15,862	14,323
Restricted stock
Diluted (loss) earnings per share attributable to EZCORP, Inc.:
Potential common shares excluded from the calculation of diluted earnings (loss) per share (in shares)	1,608	273	1,545	6
Warrants
Diluted (loss) earnings per share attributable to EZCORP, Inc.:
Potential common shares excluded from the calculation of diluted earnings (loss) per share (in shares)	14,317	14,317	14,317	14,317

Strategic Investments - Additio

Strategic Investments - Additional Disclosures (Details) - Cash Converters International Limited	Mar. 31, 2016shares
Schedule of Equity Method Investments [Line Items]
Number of common shares owned	151,948,000
Percentage of common shares owned	32.00%

Strategic Investments - Summari

Strategic Investments - Summarized Financial Information (Details) - Cash Converters International Limited - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Summary of financial information for Cash Converters International Limited
Current assets	$ 176,105	$ 200,682
Non-current assets	143,466	157,737
Total assets	319,571	358,419
Current liabilities	68,857	75,700
Non-current liabilities	48,263	54,256
Shareholders’ equity:
Equity attributable to owners of the parent	202,450	228,462
Noncontrolling interest	1	1
Total liabilities and shareholders’ equity	319,571	358,419
Gross revenues	143,575	167,206
Gross profit	93,573	104,852
(Loss) profit attributable to:
Owners of the parent	11,483	(4,717)
Noncontrolling interest	0	(179)
(Loss) profit for the year	$ 11,483	$ (4,896)

Goodwill and Other Intangible47

Goodwill and Other Intangible Assets (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Mar. 31, 2016	Mar. 31, 2016	Mar. 31, 2015
Goodwill [Line Items]
Impairment of goodwill		$ 73,921	$ 0
Segments | Grupo Finmart
Goodwill [Line Items]
Reporting unit, fair value	$ 46,500	$ 46,500
Impairment of goodwill	$ 73,900

Long-term Debt and Capital Le48

Long-term Debt and Capital Lease Obligations - Outstanding obligations (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Mar. 31, 2015	Jun. 30, 2014
Debt Instrument [Line Items]
Less current portion	$ 82,174,000		$ 74,345,000	$ 71,564,000
Total long-term and capital lease obligations	252,808,000		297,166,000	344,960,000
Debt premium (discount), current	0		0	67,000
Debt premium (discount), noncurrent	(39,464,000)		(45,239,000)	(51,709,000)
Debt default, minimum default to constitute default in non-recourse debt	25,000,000
2.125% Cash convertible senior notes due 2019
Debt Instrument [Line Items]
Stated interest rate					2.125%
Recourse to EZCORP
Debt Instrument [Line Items]
Capital lease obligations	0		0	93,000
Debt premium (discount)	$ 0		$ 0	$ 0
Recourse to EZCORP | 2.125% Cash convertible senior notes due 2019
Debt Instrument [Line Items]
Stated interest rate	2.125%		2.125%	2.125%
Carrying Amount	$ 192,565,000		$ 187,471,000	$ 182,276,000
Debt premium (discount)	(37,435,000)		(42,529,000)	(47,724,000)
Recourse to EZCORP | Cash convertible senior notes due 2019 embedded derivative
Debt Instrument [Line Items]
Carrying Amount	3,219,000		10,505,000	27,215,000
Debt premium (discount)	0		0	0
Non-recourse to EZCORP
Debt Instrument [Line Items]
Total long-term obligations	334,982,000		371,511,000	416,524,000
Debt premium (discount)	(39,464,000)		(45,239,000)	(51,642,000)
Non-recourse to EZCORP | 8.2% Secured foreign currency debt up to $14 million due 2016
Debt Instrument [Line Items]
Maximum borrowing capacity	$ 14,000,000		$ 14,000,000	$ 14,000,000
Stated interest rate	8.20%		8.20%	8.20%
Carrying Amount	$ 82,000		$ 938,000	$ 2,044,000
Debt premium (discount)	(101,000)		(204,000)	(451,000)
Non-recourse to EZCORP | 14.5% Secured foreign currency debt up to $17 million due 2017
Debt Instrument [Line Items]
Maximum borrowing capacity	$ 17,000,000		$ 17,000,000	$ 17,000,000
Stated interest rate	14.50%		14.50%	14.50%
Carrying Amount	$ 17,393,000		$ 17,567,000	$ 19,682,000
Debt premium (discount)	$ 0		$ 0	$ 0
Non-recourse to EZCORP | 5.8% Consumer loans facility due 2019
Debt Instrument [Line Items]
Stated interest rate	5.80%		5.80%	5.80%
Carrying Amount	$ 33,613,000		$ 40,493,000	$ 44,837,000
Debt premium (discount)	$ (1,714,000)		$ (2,196,000)	$ (2,989,000)
Non-recourse to EZCORP | 8.5% Unsecured notes due 2015
Debt Instrument [Line Items]
Stated interest rate	8.50%	8.50%	8.50%	8.50%
Carrying Amount	$ 0		$ 12,330,000	$ 12,329,000
Debt premium (discount)	$ 0		$ (42,000)	$ (187,000)
Non-recourse to EZCORP | 10% Unsecured notes due 2015
Debt Instrument [Line Items]
Stated interest rate	10.00%		10.00%	10.00%
Carrying Amount	$ 0		$ 1,500,000	$ 0
Debt premium (discount)	$ 0		$ 0	$ 0
Non-recourse to EZCORP | 11% Unsecured notes due 2015
Debt Instrument [Line Items]
Stated interest rate	11.00%		11.00%	11.00%
Carrying Amount	$ 0		$ 3,868,000	$ 4,334,000
Debt premium (discount)	$ 0		$ 0	$ 0
Non-recourse to EZCORP | 17% Secured notes due 2015 consolidated from VIEs
Debt Instrument [Line Items]
Stated interest rate	17.00%		17.00%	17.00%
Carrying Amount	$ 0		$ 0	$ 937,000
Debt premium (discount)	$ 0		$ 0	$ 0
Non-recourse to EZCORP | 10% Unsecured notes due 2016
Debt Instrument [Line Items]
Stated interest rate	10.00%		10.00%	10.00%
Carrying Amount	$ 1,500,000		$ 1,885,000	$ 844,000
Debt premium (discount)	$ 0		$ 0	$ 0
Non-recourse to EZCORP | 12% Secured notes due 2016
Debt Instrument [Line Items]
Stated interest rate	12.00%		12.00%	12.00%
Carrying Amount	$ 0		$ 2,928,000	$ 2,691,000
Debt premium (discount)	$ 0		$ 0	$ 67,000
Non-recourse to EZCORP | 13% Unsecured notes due 2016
Debt Instrument [Line Items]
Stated interest rate	13.00%		13.00%	13.00%
Carrying Amount	$ 0		$ 1,171,000	$ 656,000
Debt premium (discount)	$ 0		$ 0	$ 0
Non-recourse to EZCORP | 15% Unsecured notes due 2016
Debt Instrument [Line Items]
Stated interest rate	15.00%		15.00%	15.00%
Carrying Amount	$ 3,829,000		$ 233,000	$ 0
Debt premium (discount)	$ 0		$ 0	$ 0
Non-recourse to EZCORP | 15% Secured notes due 2016 consolidated from VIEs
Debt Instrument [Line Items]
Stated interest rate	15.00%		15.00%	15.00%
Carrying Amount	$ 3,192,000		$ 5,397,000	$ 7,755,000
Debt premium (discount)	$ 0		$ 0	$ 0
Non-recourse to EZCORP | 18% Unsecured notes due 2016
Debt Instrument [Line Items]
Stated interest rate	18.00%		18.00%	18.00%
Carrying Amount	$ 5,797,000		$ 0	$ 0
Debt premium (discount)	$ 0		$ 0	$ 0
Non-recourse to EZCORP | 10% Unsecured notes due 2017
Debt Instrument [Line Items]
Stated interest rate	10.00%		10.00%	10.00%
Carrying Amount	$ 174,000		$ 0	$ 0
Debt premium (discount)	$ 0		$ 0	$ 0
Non-recourse to EZCORP | 11% Secured notes due 2017 consolidated from VIEs (c)
Debt Instrument [Line Items]
Stated interest rate	11.00%		11.00%	11.00%
Carrying Amount	$ 37,901,000		$ 56,113,000	$ 76,545,000
Debt premium (discount)	$ 0		$ 0	$ 0
Non-recourse to EZCORP | 12% Secured notes due 2017
Debt Instrument [Line Items]
Stated interest rate	12.00%		12.00%	12.00%
Carrying Amount	$ 2,898,000		$ 0	$ 0
Debt premium (discount)	$ 0		$ 0	$ 0
Non-recourse to EZCORP | 13.5% Unsecured notes due 2017
Debt Instrument [Line Items]
Stated interest rate	13.50%		13.50%	13.50%
Carrying Amount	$ 5,797,000		$ 0	$ 0
Debt premium (discount)	$ 0		$ 0	$ 0
Non-recourse to EZCORP | 14.5% Secured notes due 2017 consolidated from VIEs
Debt Instrument [Line Items]
Stated interest rate	14.50%		14.50%	14.50%
Carrying Amount	$ 9,788,000		$ 11,754,000	$ 14,897,000
Debt premium (discount)	$ 0		$ 0	$ 0
Non-recourse to EZCORP | 12.4% Secured notes due 2020
Debt Instrument [Line Items]
Stated interest rate	12.40%		12.40%	12.40%
Carrying Amount	$ 17,234,000		$ 17,358,000	$ 19,389,000
Debt premium (discount)	$ (214,000)		$ (268,000)	$ (358,000)

Long-term Debt and Capital Le49

Long-term Debt and Capital Lease Obligations - Recourse to EZCORP (Details) $ / shares in Units, shares in Millions	Jul. 02, 2014USD ($)	Jun. 30, 2014USD ($)	Mar. 31, 2016USD ($)$ / shares$ / shareshares	Mar. 31, 2015USD ($)	Mar. 31, 2016USD ($)day$ / shares$ / shareshares	Mar. 31, 2015USD ($)
Debt Instrument [Line Items]
Amortization of deferred financing costs					$ 1,575,000	$ 2,625,000
2.125% Cash convertible senior notes due 2019
Debt Instrument [Line Items]
Convertible senior notes issued and settled	$ 30,000,000	$ 200,000,000
Stated interest rate		2.125%
Option to purchase additional principal		$ 30,000,000
Deferred financing costs		8,800,000
Repurchase price, percent of principal amount					100.00%
Interest expense			$ 4,000,000	$ 3,800,000	$ 7,700,000	7,400,000
Contractual interest expense			1,200,000	1,200,000	2,400,000	$ 2,500,000
Debt discount amortization				$ 2,600,000	4,900,000
Amortization of deferred financing costs			$ 2,800,000		$ 5,300,000
Effective interest rate			7.00%		7.00%
Remaining unamortized issuance discount period					3 years
Common Stock Class A Non-voting | 2.125% Cash convertible senior notes due 2019
Debt Instrument [Line Items]
Conversion rate per $1000 principal amount					62.2471
Conversion price, per share (in dollars per share) | $ / shares			$ 16.065		$ 16.065
Trading day observation period					80 days
Threshold trading days (whether or not consecutive) | day					20
Threshold consecutive trading days					30 days
Threshold percentage of stock price trigger					130.00%
Early conversion condition, business day period					5 days
Measurement period					5 days
Early conversion condition, percent of product of the last reported sale price of stock and the conversion rate, less than 98%					98.00%
If-Converted Scenario | 2.125% Cash convertible senior notes due 2019
Debt Instrument [Line Items]
Interest expense					$ 37,400,000
Unamortized debt discount			$ 31,700,000		31,700,000
Unamortized debt issuance costs			$ 5,700,000		5,700,000
Cash Convertible Notes Hedges
Debt Instrument [Line Items]
Cost of hedge					46,500,000
Cost of hedge, net of total proceeds from Warrants sold					$ 21,300,000
Cash Convertible Notes Hedges | Common Stock Class A Non-voting
Debt Instrument [Line Items]
Notional amount (in shares) | shares			14.3		14.3
Strike price (dollars per share) | $ / share			16.065		16.065
Net-share-settled Warrants | Common Stock Class A Non-voting
Debt Instrument [Line Items]
Number of securities called | shares			14.3		14.3
Strike price for warrants (in dollars per share) | $ / shares			$ 20.83		$ 20.83
Net proceeds from sale of warrants					$ 25,100,000
Warrants outstanding (in shares) | shares			14.3		14.3
Long-term debt, less current maturities | Cash Convertible Notes Embedded Derivative
Debt Instrument [Line Items]
Fair value, derivative liability		$ 46,500,000
Accounting Standards Update 2015-03 | 2.125% Cash convertible senior notes due 2019
Debt Instrument [Line Items]
Effective interest rate			8.00%		8.00%

Long-term Debt and Capital Le50

Long-term Debt and Capital Lease Obligations - Non-recourse to EZCorp (Details) $ in Thousands	1 Months Ended	6 Months Ended	12 Months Ended
	Mar. 31, 2016USD ($)	Mar. 31, 2016USD ($)	Sep. 30, 2014agreement	Dec. 31, 2015	Sep. 30, 2015USD ($)	Mar. 31, 2015USD ($)
Grupo Finmart
Debt Instrument [Line Items]
Long-term debt, less current maturities	$ 33,613	$ 33,613			$ 40,493	$ 44,837
Number of asset securitization agreements | agreement			3
Non Recourse Debt | 13.5% Unsecured notes due 2016
Debt Instrument [Line Items]
Debt, face amount	$ 6,100	$ 6,100
Stated interest rate	13.50%	13.50%
Non Recourse Debt | 18% Unsecured notes due 2016
Debt Instrument [Line Items]
Debt, face amount	$ 6,100	$ 6,100
Long-term debt, less current maturities	$ 5,797	$ 5,797			$ 0	$ 0
Stated interest rate	18.00%	18.00%			18.00%	18.00%
Non Recourse Debt | 20% Unsecured notes due 2016
Debt Instrument [Line Items]
Debt, face amount	$ 2,300	$ 2,300
Stated interest rate	20.00%	20.00%
Non Recourse Debt | 8.5% Unsecured notes due 2015
Debt Instrument [Line Items]
Long-term debt, less current maturities	$ 0	$ 0			$ 12,330	$ 12,329
Stated interest rate	8.50%	8.50%		8.50%	8.50%	8.50%
Non Recourse Debt | 10% Unsecured notes due 2015
Debt Instrument [Line Items]
Long-term debt, less current maturities	$ 0	$ 0			$ 1,500	$ 0
Stated interest rate	10.00%	10.00%			10.00%	10.00%
Non Recourse Debt | 11% Unsecured notes due 2015
Debt Instrument [Line Items]
Long-term debt, less current maturities	$ 0	$ 0			$ 3,868	$ 4,334
Stated interest rate	11.00%	11.00%			11.00%	11.00%
Non Recourse Debt | 12% Secured notes due 2016
Debt Instrument [Line Items]
Long-term debt, less current maturities	$ 0	$ 0			$ 2,928	$ 2,691
Stated interest rate	12.00%	12.00%			12.00%	12.00%
Non Recourse Debt | 13% Unsecured notes due 2016
Debt Instrument [Line Items]
Long-term debt, less current maturities	$ 0	$ 0			$ 1,171	$ 656
Stated interest rate	13.00%	13.00%			13.00%	13.00%
Non Recourse Debt | 13.5% Unsecured notes due 2017
Debt Instrument [Line Items]
Long-term debt, less current maturities	$ 5,797	$ 5,797			$ 0	$ 0
Stated interest rate	13.50%	13.50%			13.50%	13.50%
Non Recourse Debt | 8.2% Secured foreign currency debt
Debt Instrument [Line Items]
Long-term debt, less current maturities	$ 82	$ 82			$ 938	$ 2,044
Stated interest rate	8.20%	8.20%			8.20%	8.20%
Non Recourse Debt | Loan Facility Due 2019
Debt Instrument [Line Items]
Repayments of debt		$ 6,900
Line of credit facility, monthly payment	$ 1,000
Non Recourse Debt | Grupo Finmart
Debt Instrument [Line Items]
Repayments of debt		22,400
Secured Foreign Currency Debt | Grupo Finmart
Debt Instrument [Line Items]
Loans pledged as collateral	36,500	36,500				$ 24,900
Cash collateral for borrowed securities	$ 3,000	$ 3,000				$ 19,200

Stock Compensation (Details)

Stock Compensation (Details) - USD ($) $ / shares in Units, $ in Millions	1 Months Ended			12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Feb. 28, 2015	Sep. 30, 2015	May. 01, 2010
Long-Term Incentive Plan 2010
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of additional shares authorized (shares)		1,081,200	643,673
Compensation not yet recognized	$ 1.5
Long-Term Incentive Plan 2010 | Common Stock Class A Non-voting
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized (shares)					1,575,750
Increase of shares authorized for grant (shares)	185,026
Long-Term Incentive Plan 2010 | Restricted stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options granted (usd per share)	$ 2.96
Options, forfeitures in period (shares)	720,000
Grant date fair value of canceled options	$ 3.4
Long-Term Incentive Plan 2010 | Performance Shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options granted in period (shares)	421,394
Compensation not yet recognized	$ 0.8
Accounts Payable and Other Accrued Expenses | Phantom Share Units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Deferred compensation, current liability				$ 3.9
Employee | Long-Term Incentive Plan 2010 | Restricted stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options granted in period (shares)	961,718
Non-employee Directors | Restricted stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period				2 years
Options, vesting In one year after grant				50.00%
Options, vesting in two years after grant				50.00%
Non-employee Directors | Long-Term Incentive Plan 2010 | Restricted stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options granted in period (shares)	130,000
Options granted (usd per share)	$ 6.17

Temporary Equity and Noncontr52

Temporary Equity and Noncontrolling Interest (Details) $ / shares in Units, $ in Thousands	Feb. 19, 2015USD ($)Store$ / sharesshares	Mar. 31, 2016USD ($)	Mar. 31, 2015USD ($)	Mar. 31, 2016USD ($)	Mar. 31, 2015USD ($)	Aug. 31, 2015	Jun. 30, 2014	Jan. 30, 2012
Increase (Decrease) in Temporary Equity [Roll Forward]
Redeemable noncontrolling interest, beginning balance				$ 3,235
Temporary equity, beginning balance				14,931
Foreign currency translation adjustment attributable to noncontrolling interest		$ (272)	$ (825)	(337)	$ (3,227)
Redeemable noncontrolling interest, ending balance		(1,229)	16,827	(1,229)	16,827
Temporary equity, ending balance		(1,229)	28,523	(1,229)	28,523
Common Stock Class A Non-voting, Subject to Possible Redemption
Increase (Decrease) in Temporary Equity [Roll Forward]
Common stock, subject to possible redemption, beginning balance				11,696	0
Issuance of common stock, subject to possible redemption					11,696
Repurchase of redeemable common stock				(11,696)
Common stock, subject to possible redemption, ending balance		0	11,696	0	11,696
Cash Pawn
Increase (Decrease) in Temporary Equity [Roll Forward]
Number of pawn stores acquired | Store	12
Aggregate purchase price for acquisition	$ 16,500
Consideration transferred, cash	5,000
Holding period adjustment	$ 200
Cash Pawn | Common Stock Class A Non-voting, Subject to Possible Redemption
Increase (Decrease) in Temporary Equity [Roll Forward]
Number of shares issued for acquisition | shares	1,168,456
Value of shares issued (in dollars per share) | $ / shares	$ 10.01
Repurchase of shares, aggregate price	$ 11,800
Grupo Finmart
Increase (Decrease) in Temporary Equity [Roll Forward]
Percentage of voting interests acquired								60.00%
Grupo Finmart
Increase (Decrease) in Temporary Equity [Roll Forward]
Additional ownership percentage purchased by parent						18.00%	16.00%
Ownership interest in subsidiaries						94.00%	76.00%
Grupo Finmart | Other Investors
Increase (Decrease) in Temporary Equity [Roll Forward]
Ownership interest in subsidiaries						6.00%
Redeemable Noncontrolling Interest
Increase (Decrease) in Temporary Equity [Roll Forward]
Redeemable noncontrolling interest, beginning balance				3,235	22,800
Net loss attributable to noncontrolling interest				(4,134)	(2,840)
Foreign currency translation adjustment attributable to noncontrolling interest				(331)	(3,227)
Amounts reclassified from accumulated other comprehensive loss				1	94
Redeemable noncontrolling interest, ending balance		(1,229)	16,827	(1,229)	16,827
Total Temporary Equity
Increase (Decrease) in Temporary Equity [Roll Forward]
Temporary equity, beginning balance				14,931	22,800
Issuance of common stock, subject to possible redemption					11,696
Repurchase of redeemable common stock				(11,696)
Net loss attributable to noncontrolling interest				(4,134)	(2,840)
Foreign currency translation adjustment attributable to noncontrolling interest				(331)	(3,227)
Amounts reclassified from accumulated other comprehensive loss				1	94
Temporary equity, ending balance		(1,229)	$ 28,523	(1,229)	$ 28,523
Noncontrolling Interest
Increase (Decrease) in Temporary Equity [Roll Forward]
Redeemable noncontrolling interest, beginning balance				0
Net loss attributable to noncontrolling interest				(324)
Foreign currency translation adjustment attributable to noncontrolling interest				(6)
Redeemable noncontrolling interest, ending balance		$ (330)		$ (330)
Percentage of voting interests acquired		40.00%		40.00%

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015
Income Tax Disclosure [Abstract]
Effective income tax rate from continuing operations	(9.00%)	(9.00%)	(3.00%)	170.00%
Operating loss carryforward	$ 34.2		$ 34.2

Contingencies (Details)

Contingencies (Details)	Nov. 03, 2015plaintifflawsuit	Sep. 28, 2015lawsuit	Nov. 18, 2014lawsuit	Jul. 28, 2014entity
Beneficial Owner
Loss Contingencies [Line Items]
Number of entities controlled | entity				3
Federal Securities Litigation
Loss Contingencies [Line Items]
Number of lawsuits consolidated			2
In re EZCORP, Inc. Securities Litigation
Loss Contingencies [Line Items]
Number of lawsuits consolidated	2
New claims filed		2
Number of plaintiffs | plaintiff	2

Segment Information (Details)

Segment Information (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015
Revenues:
Merchandise sales	$ 109,343	$ 107,852	$ 217,927	$ 217,491
Jewelry scrapping sales	12,780	18,399	22,401	36,933
Pawn service charges	64,130	59,470	130,724	124,397
Consumer loan fees and interest	15,616	18,544	28,804	37,515
Other revenues	30	910	497	1,565
Total revenues	201,899	205,175	400,353	417,901
Merchandise cost of goods sold	68,332	72,492	134,591	144,970
Jewelry scrapping cost of goods sold	11,085	14,354	19,161	29,029
Consumer loan bad debt	8,683	4,761	21,286	13,276
Net revenues	113,799	113,568	225,315	230,626
Operations	80,282	77,190	165,888	157,277
Administrative	15,621	14,800	35,604	27,352
Depreciation and amortization	7,082	8,095	15,141	16,103
Loss on sale or disposal of assets	649	387	682	643
Restructuring	218	704	1,910	726
Interest expense	8,449	11,296	17,641	23,330
Interest income	(127)	(512)	(267)	(1,043)
Equity in net (income) loss of unconsolidated affiliate	(1,877)	3,678	(3,932)	1,484
Impairment of goodwill	73,921	0	73,921	0
Other expense	89	1,862	959	2,621
(Loss) income from continuing operations before income taxes	(70,508)	(3,932)	(82,232)	2,133
Segments
Revenues:
Merchandise sales	109,343	107,852	217,927	217,491
Jewelry scrapping sales	12,780	18,399	22,401	36,933
Pawn service charges	64,130	59,470	130,724	124,397
Consumer loan fees and interest	15,616	18,544	28,804	37,515
Other revenues	30	910	497	1,565
Total revenues	201,899	205,175	400,353	417,901
Merchandise cost of goods sold	68,332	72,492	134,591	144,970
Jewelry scrapping cost of goods sold	11,085	14,354	19,161	29,029
Consumer loan bad debt	8,683	4,761	21,286	13,276
Net revenues	113,799	113,568	225,315	230,626
Operations	80,282	77,190	165,888	157,277
Administrative	0	0	0	0
Depreciation and amortization	4,338	5,496	9,267	10,949
Loss on sale or disposal of assets	649	18	682	274
Restructuring	304	0	1,727	0
Interest expense	4,575	6,382	9,766	14,672
Interest income	(120)	(462)	(252)	(959)
Equity in net (income) loss of unconsolidated affiliate	(1,877)	3,678	(3,932)	1,484
Impairment of goodwill	73,921		73,921
Other expense	(197)	1,561	696	2,176
(Loss) income from continuing operations before income taxes	(48,076)	19,705	(32,448)	44,753
Segments | U.S. Pawn
Revenues:
Merchandise sales	94,740	92,472	186,734	181,914
Jewelry scrapping sales	11,599	17,391	21,199	34,398
Pawn service charges	56,614	52,317	115,235	109,352
Consumer loan fees and interest	0	0	0	0
Other revenues	49	224	242	408
Total revenues	163,002	162,404	323,410	326,072
Merchandise cost of goods sold	58,241	61,490	113,702	120,107
Jewelry scrapping cost of goods sold	10,128	13,463	18,188	26,796
Consumer loan bad debt	0	0	0	0
Net revenues	94,633	87,451	191,520	179,169
Operations	61,240	57,920	124,785	117,427
Administrative	0	0	0	0
Depreciation and amortization	3,042	3,607	6,602	7,059
Loss on sale or disposal of assets	546	17	553	17
Restructuring	91	0	982	0
Interest expense	39	5	125	13
Interest income	0	(15)	(1)	(31)
Equity in net (income) loss of unconsolidated affiliate	0	0	0	0
Impairment of goodwill	0		0
Other expense	0	0	0	0
(Loss) income from continuing operations before income taxes	29,675	25,917	58,474	54,684
Segments | Mexico Pawn
Revenues:
Merchandise sales	14,603	14,883	31,189	34,463
Jewelry scrapping sales	1,181	917	1,181	2,324
Pawn service charges	7,516	7,153	15,489	15,045
Consumer loan fees and interest	0	0	0	0
Other revenues	(117)	269	74	509
Total revenues	23,183	23,222	47,933	52,341
Merchandise cost of goods sold	10,090	10,680	20,888	24,164
Jewelry scrapping cost of goods sold	957	820	957	2,081
Consumer loan bad debt	0	0	0	0
Net revenues	12,136	11,722	26,088	26,096
Operations	9,024	10,406	20,217	20,926
Administrative	0	0	0	0
Depreciation and amortization	764	1,101	1,565	2,345
Loss on sale or disposal of assets	103	1	129	257
Restructuring	215	0	543	0
Interest expense	38	1	78	2
Interest income	0	(24)	0	(24)
Equity in net (income) loss of unconsolidated affiliate	0	0	0	0
Impairment of goodwill	0		0
Other expense	(79)	282	49	720
(Loss) income from continuing operations before income taxes	2,071	(45)	3,507	1,870
Segments | Grupo Finmart
Revenues:
Merchandise sales	0	0	0	0
Jewelry scrapping sales	0	0	0	0
Pawn service charges	0	0	0	0
Consumer loan fees and interest	13,589	16,391	24,403	32,706
Other revenues	98	49	181	105
Total revenues	13,687	16,440	24,584	32,811
Merchandise cost of goods sold	0	0	0	0
Jewelry scrapping cost of goods sold	0	0	0	0
Consumer loan bad debt	8,252	4,110	20,243	11,850
Net revenues	5,435	12,330	4,341	20,961
Operations	8,026	7,109	17,614	15,397
Administrative	0	0	0	0
Depreciation and amortization	476	626	993	1,192
Loss on sale or disposal of assets	0	0	0	0
Restructuring	0	0	0	0
Interest expense	4,498	6,376	9,563	14,657
Interest income	(120)	(423)	(251)	(904)
Equity in net (income) loss of unconsolidated affiliate	0	0	0	0
Impairment of goodwill	73,921		73,921
Other expense	(124)	1,272	644	1,446
(Loss) income from continuing operations before income taxes	(81,242)	(2,630)	(98,143)	(10,827)
Segments | Other International
Revenues:
Merchandise sales	0	497	4	1,114
Jewelry scrapping sales	0	91	21	211
Pawn service charges	0	0	0	0
Consumer loan fees and interest	2,027	2,153	4,401	4,809
Other revenues	0	368	0	543
Total revenues	2,027	3,109	4,426	6,677
Merchandise cost of goods sold	1	322	1	699
Jewelry scrapping cost of goods sold	0	71	16	152
Consumer loan bad debt	431	651	1,043	1,426
Net revenues	1,595	2,065	3,366	4,400
Operations	1,992	1,755	3,272	3,527
Administrative	0	0	0	0
Depreciation and amortization	56	162	107	353
Loss on sale or disposal of assets	0	0	0	0
Restructuring	(2)	0	202	0
Interest expense	0	0	0	0
Interest income	0	0	0	0
Equity in net (income) loss of unconsolidated affiliate	(1,877)	3,678	(3,932)	1,484
Impairment of goodwill	0		0
Other expense	6	7	3	10
(Loss) income from continuing operations before income taxes	1,420	(3,537)	3,714	(974)
Corporate, Non-Segment
Revenues:
Merchandise sales	0	0	0	0
Jewelry scrapping sales	0	0	0	0
Pawn service charges	0	0	0	0
Consumer loan fees and interest	0	0	0	0
Other revenues	0	0	0	0
Total revenues	0	0	0	0
Merchandise cost of goods sold	0	0	0	0
Jewelry scrapping cost of goods sold	0	0	0	0
Consumer loan bad debt	0	0	0	0
Net revenues	0	0	0	0
Operations	0	0	0	0
Administrative	15,621	14,800	35,604	27,352
Depreciation and amortization	2,744	2,599	5,874	5,154
Loss on sale or disposal of assets	0	369	0	369
Restructuring	(86)	704	183	726
Interest expense	3,874	4,914	7,875	8,658
Interest income	(7)	(50)	(15)	(84)
Equity in net (income) loss of unconsolidated affiliate	0	0	0	0
Impairment of goodwill	0		0
Other expense	286	301	263	445
(Loss) income from continuing operations before income taxes	$ (22,432)	$ (23,637)	$ (49,784)	$ (42,620)

Allowance for Losses and Cred56

Allowance for Losses and Credit Quality of Consumer Loans - Changes in the Allowance of Credit Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015	Sep. 30, 2015
Unsecured short-term consumer loans
Allowance for losses on consumer loans
Allowance Balance at Beginning of Period	$ 8,992	$ 13,368	$ 11,498	$ 14,645	$ 14,645
Charge-offs	(1,152)	(7,029)	(4,229)	(16,080)
Recoveries	568	3,495	2,209	6,786
Provision (Benefit)	318	2,862	(500)	7,858
Translation Adjustment	(267)	(479)	(519)	(992)
Allowance Balance at End of Period	8,459	12,217	8,459	12,217	11,498
Financing Receivable at End of Period	10,724	26,265	10,724	26,265
Secured short-term consumer loans
Allowance for losses on consumer loans
Allowance Balance at Beginning of Period	0	1,134	2,004	1,049	1,049
Charge-offs	0	(12,955)	(2,229)	(27,392)
Recoveries	0	11,748	436	24,737
Provision (Benefit)	0	889	(211)	2,422
Translation Adjustment	0	0	0	0
Allowance Balance at End of Period	0	816	0	816	2,004
Financing Receivable at End of Period	0	5,299	0	5,299
Unsecured long-term consumer loans
Allowance for losses on consumer loans
Allowance Balance at Beginning of Period	61,158	42,182	50,645	38,087	38,087
Charge-offs	(469)	(101)	(1,213)	(268)
Recoveries	0	0	0	0
Provision (Benefit)	8,432	4,052	20,234	11,663
Translation Adjustment	478	(1,412)	(67)	(4,761)
Allowance Balance at End of Period	69,599	44,721	69,599	44,721	50,645
Financing Receivable at End of Period	$ 156,369	$ 161,579	$ 156,369	$ 161,579	$ 158,293
Grupo Finmart
Financing Receivable, Allowance for Credit Losses [Line Items]
Reserve on past due loans					100.00%
Grupo Finmart | Unsecured long-term consumer loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Maximum collection period					4 years
Grupo Finmart | Unsecured Long Term Consumer Loans - In Payroll
Financing Receivable, Allowance for Credit Losses [Line Items]
Threshold period past due for write-off of financing receivable					180 days

Allowance for Losses and Cred57

Allowance for Losses and Credit Quality of Consumer Loans - Aging Analysis (Details) - Unsecured long-term consumer loans - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014
Aging analysis of past due financing receivables
Investment past due	$ 80,917		$ 69,041	$ 53,633
Current Receivable	75,346		89,252	106,836
Translation Adjustment	106		0	1,110
Total Financing Receivable	156,369		158,293	161,579
Allowance Balance	69,599	$ 61,158	50,645	44,721	$ 42,182	$ 38,087
Recorded Investment 90 Days Accruing	5,651		5,766	834
1-30
Aging analysis of past due financing receivables
Investment past due	7,412		7,336	10,628
31-60
Aging analysis of past due financing receivables
Investment past due	4,691		6,880	5,934
61-90
Aging analysis of past due financing receivables
Investment past due	3,353		7,389	3,626
90
Aging analysis of past due financing receivables
Investment past due	65,461		47,436	33,445
Performing loans
Aging analysis of past due financing receivables
Investment past due	18,529		25,504	16,316
Current Receivable	72,642		87,272	105,524
Translation Adjustment	106		0	1,110
Total Financing Receivable	91,277		112,776	122,950
Allowance Balance	4,507		5,128	6,092
Recorded Investment 90 Days Accruing	5,651		5,766	834
Performing loans | 1-30
Aging analysis of past due financing receivables
Investment past due	6,537		6,783	9,536
Performing loans | 31-60
Aging analysis of past due financing receivables
Investment past due	3,856		6,179	4,133
Performing loans | 61-90
Aging analysis of past due financing receivables
Investment past due	2,485		6,776	1,813
Performing loans | 90
Aging analysis of past due financing receivables
Investment past due	5,651		5,766	834
Non-performing loans
Aging analysis of past due financing receivables
Investment past due	62,388		43,537	37,317
Current Receivable	2,704		1,980	1,312
Translation Adjustment	0		0	0
Total Financing Receivable	65,092		45,517	38,629
Allowance Balance	65,092		45,517	38,629
Recorded Investment 90 Days Accruing	0		0	0
Non-performing loans | 1-30
Aging analysis of past due financing receivables
Investment past due	875		553	1,092
Non-performing loans | 31-60
Aging analysis of past due financing receivables
Investment past due	835		701	1,801
Non-performing loans | 61-90
Aging analysis of past due financing receivables
Investment past due	868		613	1,813
Non-performing loans | 90
Aging analysis of past due financing receivables
Investment past due	$ 59,810		$ 41,670	$ 32,611

Fair Value Measurements - Asset

Fair Value Measurements - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - Recurring - USD ($) $ in Thousands	Mar. 31, 2016	Sep. 30, 2015	Mar. 31, 2015
Financial assets that are measured at fair value on a recurring basis
Holding Period Adjustment		$ 4	$ 132
Phantom Share-based Awards		(3,932)
Contingent consideration	$ (2,575)	(2,601)	(2,914)
Net financial assets (liabilities)	5,119	7,640	5,781
Foreign currency forwards
Financial assets that are measured at fair value on a recurring basis
Derivative assets	7,694	14,169	8,563
Cash Convertible Notes Hedges
Financial assets that are measured at fair value on a recurring basis
Derivative assets	3,219	10,505	27,215
Cash Convertible Notes Embedded Derivative
Financial assets that are measured at fair value on a recurring basis
Derivative liability	(3,219)	(10,505)	(27,215)
Level 1
Financial assets that are measured at fair value on a recurring basis
Holding Period Adjustment		0	0
Phantom Share-based Awards		0
Contingent consideration	0	0	0
Net financial assets (liabilities)	0	0	0
Level 1 | Foreign currency forwards
Financial assets that are measured at fair value on a recurring basis
Derivative assets	0	0	0
Level 1 | Cash Convertible Notes Hedges
Financial assets that are measured at fair value on a recurring basis
Derivative assets	0	0	0
Level 1 | Cash Convertible Notes Embedded Derivative
Financial assets that are measured at fair value on a recurring basis
Derivative liability	0	0	0
Level 2
Financial assets that are measured at fair value on a recurring basis
Holding Period Adjustment		4	132
Phantom Share-based Awards		0
Contingent consideration	0	0	0
Net financial assets (liabilities)	7,694	14,173	8,695
Level 2 | Foreign currency forwards
Financial assets that are measured at fair value on a recurring basis
Derivative assets	7,694	14,169	8,563
Level 2 | Cash Convertible Notes Hedges
Financial assets that are measured at fair value on a recurring basis
Derivative assets	3,219	10,505	27,215
Level 2 | Cash Convertible Notes Embedded Derivative
Financial assets that are measured at fair value on a recurring basis
Derivative liability	(3,219)	(10,505)	(27,215)
Level 3
Financial assets that are measured at fair value on a recurring basis
Holding Period Adjustment		0	0
Phantom Share-based Awards		(3,932)
Contingent consideration	(2,575)	(2,601)	(2,914)
Net financial assets (liabilities)	(2,575)	(6,533)	(2,914)
Level 3 | Foreign currency forwards
Financial assets that are measured at fair value on a recurring basis
Derivative assets	0	0	0
Level 3 | Cash Convertible Notes Hedges
Financial assets that are measured at fair value on a recurring basis
Derivative assets	0	0	0
Level 3 | Cash Convertible Notes Embedded Derivative
Financial assets that are measured at fair value on a recurring basis
Derivative liability	$ 0	$ 0	$ 0

Fair Value Measurements - Fair

Fair Value Measurements - Fair Value Assumptions (Details)	12 Months Ended
	Sep. 30, 2015$ / shares
Fair Value Disclosures [Abstract]
Expected volatility of EZCORP, Inc. Class A Common Stock	49.70%
Risk-free interest rate	1.90%
Expected term in years	6 years
Cost of equity	11.50%
Dividend yield	$ 0

Fair Value Measurements - Finan

Fair Value Measurements - Financial Assets, Temporary Equity, and Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Sep. 30, 2015	Mar. 31, 2015
Financial assets:
Investment in unconsolidated affiliate	$ 56,677	$ 56,182	$ 94,510
Level 1
Financial assets:
Cash and cash equivalents	75,336	59,124	138,173
Restricted cash	13,817	15,137	47,909
Pawn loans	0	0	0
Consumer loans, net	0	0	0
Pawn service charges receivable, net	0	0	0
Consumer loan fees and interest receivable, net	0	0	0
Investment in unconsolidated affiliate	59,307	56,182	105,150
Restricted cash, non-current	2,308	2,883	2,880
Non-current consumer loans, net	0	0	0
Total	150,768	133,326	294,112
Temporary equity:
Common Stock, subject to possible redemption		0	0
Redeemable noncontrolling interest	0	0	0
Total		0	0
Financial liabilities:
2.125% cash convertible senior notes due 2019	0	0	0
Total	0	0	0
Level 1 | 5.8% Consumer loans facility due 2019
Financial liabilities:
Consumer loans facility	0	0	0
Level 1 | Unsecured notes
Financial liabilities:
Notes	0	0	0
Level 1 | Secured notes
Financial liabilities:
Notes	0	0	0
Level 1 | Foreign currency debt
Financial liabilities:
Debt instrument	0	0	0
Level 2
Financial assets:
Cash and cash equivalents	0	0	0
Restricted cash	0	0	0
Pawn loans	0	0	0
Consumer loans, net	0	0	0
Pawn service charges receivable, net	0	0	0
Consumer loan fees and interest receivable, net	0	0	0
Investment in unconsolidated affiliate	0	0	0
Restricted cash, non-current	0	0	0
Non-current consumer loans, net	0	0	0
Total	0	0	0
Temporary equity:
Common Stock, subject to possible redemption		0	0
Redeemable noncontrolling interest	0	0	0
Total		0	0
Financial liabilities:
2.125% cash convertible senior notes due 2019	156,400	169,050	195,233
Total	300,655	341,313	408,340
Level 2 | 5.8% Consumer loans facility due 2019
Financial liabilities:
Consumer loans facility	38,312	40,774	46,982
Level 2 | Unsecured notes
Financial liabilities:
Notes	19,793	20,477	18,550
Level 2 | Secured notes
Financial liabilities:
Notes	20,678	22,476	25,650
Level 2 | Foreign currency debt
Financial liabilities:
Debt instrument	17,880	19,851	24,213
Level 3
Financial assets:
Cash and cash equivalents	0	0	0
Restricted cash	0	0	0
Pawn loans	140,195	159,964	127,929
Consumer loans, net	42,975	48,440	75,184
Pawn service charges receivable, net	27,626	30,852	24,909
Consumer loan fees and interest receivable, net	13,226	19,802	13,063
Investment in unconsolidated affiliate	0	0	0
Restricted cash, non-current	0	0	0
Non-current consumer loans, net	105,879	104,194	122,286
Total	329,901	363,252	363,371
Temporary equity:
Common Stock, subject to possible redemption		11,438	11,049
Redeemable noncontrolling interest	2,894	5,467	43,048
Total		16,905	54,097
Financial liabilities:
2.125% cash convertible senior notes due 2019	0	0	0
Total	0	0	0
Level 3 | 5.8% Consumer loans facility due 2019
Financial liabilities:
Consumer loans facility	0	0	0
Level 3 | Unsecured notes
Financial liabilities:
Notes	0	0	0
Level 3 | Secured notes
Financial liabilities:
Notes	0	0	0
Level 3 | Foreign currency debt
Financial liabilities:
Debt instrument	0	0	0
Carrying Value
Financial assets:
Cash and cash equivalents	75,336	59,124	138,173
Restricted cash	13,817	15,137	47,909
Pawn loans	140,195	159,964	127,929
Consumer loans, net	26,362	36,533	55,529
Pawn service charges receivable, net	27,626	30,852	24,909
Consumer loan fees and interest receivable, net	13,226	19,802	13,063
Investment in unconsolidated affiliate	56,677	56,182	94,510
Restricted cash, non-current	2,308	2,883	2,880
Non-current consumer loans, net	62,673	75,824	79,860
Total	418,220	456,301	584,762
Temporary equity:
Common Stock, subject to possible redemption		11,696	11,696
Redeemable noncontrolling interest	(1,229)	3,235	16,827
Total		14,931	28,523
Financial liabilities:
2.125% cash convertible senior notes due 2019	192,565	187,471	182,276
Total	331,763	361,006	389,216
Carrying Value | 5.8% Consumer loans facility due 2019
Financial liabilities:
Consumer loans facility	33,613	40,493	44,837
Carrying Value | Unsecured notes
Financial liabilities:
Notes	17,097	20,987	18,163
Carrying Value | Secured notes
Financial liabilities:
Notes	20,132	20,286	22,080
Carrying Value | Foreign currency debt
Financial liabilities:
Debt instrument	17,475	18,505	21,726
Estimated Fair Value
Financial assets:
Cash and cash equivalents	75,336	59,124	138,173
Restricted cash	13,817	15,137	47,909
Pawn loans	140,195	159,964	127,929
Consumer loans, net	42,975	48,440	75,184
Pawn service charges receivable, net	27,626	30,852	24,909
Consumer loan fees and interest receivable, net	13,226	19,802	13,063
Investment in unconsolidated affiliate	59,307	56,182	105,150
Restricted cash, non-current	2,308	2,883	2,880
Non-current consumer loans, net	105,879	104,194	122,286
Total	480,669	496,578	657,483
Temporary equity:
Common Stock, subject to possible redemption		11,438	11,049
Redeemable noncontrolling interest	2,894	5,467	43,048
Total		16,905	54,097
Financial liabilities:
2.125% cash convertible senior notes due 2019	156,400	169,050	195,233
Total	300,655	341,313	408,340
Estimated Fair Value | 5.8% Consumer loans facility due 2019
Financial liabilities:
Consumer loans facility	38,312	40,774	46,982
Estimated Fair Value | Unsecured notes
Financial liabilities:
Notes	19,793	20,477	18,550
Estimated Fair Value | Secured notes
Financial liabilities:
Notes	20,678	22,476	25,650
Estimated Fair Value | Foreign currency debt
Financial liabilities:
Debt instrument	17,880	19,851	24,213
Variable Interest Entity, Primary Beneficiary | Level 1 | Secured notes
Financial liabilities:
Notes	0	0	0
Variable Interest Entity, Primary Beneficiary | Level 2 | Secured notes
Financial liabilities:
Notes	47,592	68,685	$ 97,712
Variable Interest Entity, Primary Beneficiary | Level 3 | Secured notes
Financial liabilities:
Notes	0	0
Variable Interest Entity, Primary Beneficiary | Carrying Value | Secured notes
Financial liabilities:
Notes	50,881	73,264	$ 100,134
Variable Interest Entity, Primary Beneficiary | Estimated Fair Value | Secured notes
Financial liabilities:
Notes	$ 47,592	$ 68,685	$ 97,712

Fair Value Measurements - Addit

Fair Value Measurements - Additional Disclosures (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Mar. 31, 2016	Sep. 30, 2015	Mar. 31, 2015
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Expected term in years		6 years
Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Discount rate	7.00%
Level 3 | Redeemable Noncontrolling Interest | Income approach | Maximum
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Discount rate	24.00%
All Entities Excluding Grupo Finart | Consumer Loan
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Expected term in years	12 months
Grupo Finmart | Consumer Loan
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Expected term in years	30 months
Recurring
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Contingent consideration	$ (2,575)	$ (2,601)	$ (2,914)
Phantom Share-based Awards		3,932
Recurring | Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Contingent consideration	0	0	0
Phantom Share-based Awards		0
Recurring | Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Contingent consideration	(2,575)	(2,601)	$ (2,914)
Phantom Share-based Awards		$ 3,932
Phantom Share Units
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Value of shares settled and released	100
Reclassification to equity awards	$ 3,800

Derivative Instruments and He62

Derivative Instruments and Hedging Activities (Details) - USD ($) $ in Thousands	3 Months Ended			6 Months Ended
	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015	Mar. 31, 2016	Mar. 31, 2015	Sep. 30, 2015	Jun. 30, 2014
Derivative [Line Items]
Proceeds from settlement of forward currency contracts				$ 3,557	$ 2,313
Not Designated as Hedging Instrument | Foreign currency forwards | Other expense
Derivative [Line Items]
Amount of unrealized gain (loss) on derivatives	$ (1,805)		$ 784	(2,918)	7,798
Receivables, prepaid expenses and other current assets | Not Designated as Hedging Instrument | Foreign currency forwards
Derivative [Line Items]
Fair value, asset of derivative instruments	7,694		2,530	7,694	2,530	$ 14,169
Other assets, net | Not Designated as Hedging Instrument | Cash Convertible Notes Hedges
Derivative [Line Items]
Fair value, asset of derivative instruments	3,219		27,215	3,219	27,215	10,505
Long-term debt, less current maturities | Cash Convertible Notes Embedded Derivative
Derivative [Line Items]
Fair value, (liabilities) of derivative instruments							$ (46,500)
Long-term debt, less current maturities | Not Designated as Hedging Instrument | Cash Convertible Notes Embedded Derivative
Derivative [Line Items]
Fair value, (liabilities) of derivative instruments	$ (3,219)		$ (27,215)	$ (3,219)	$ (27,215)	$ (10,505)
8.5% Unsecured notes due 2015
Derivative [Line Items]
Proceeds from settlement of forward currency contracts		$ 3,600
Non Recourse Debt | 8.5% Unsecured notes due 2015
Derivative [Line Items]
Stated interest rate	8.50%	8.50%	8.50%	8.50%	8.50%	8.50%

Variable Interest Entities (Det

Variable Interest Entities (Details) $ in Millions	3 Months Ended		6 Months Ended		15 Months Ended
	Mar. 31, 2016USD ($)VIE	Mar. 31, 2015USD ($)	Mar. 31, 2016USD ($)VIE	Mar. 31, 2015USD ($)	Dec. 31, 2014transferVIE	Sep. 30, 2015
Variable Interest Entity [Line Items]
Number of entities formed | VIE					3
Grupo Finmart
Variable Interest Entity [Line Items]
Number of transfers of consumer loans to various securitization trusts | transfer					6
Variable Interest Entities B and C | Grupo Finmart
Variable Interest Entity [Line Items]
Percent of cash flows received			100.00%
Variable Interest Entity A | Grupo Finmart
Variable Interest Entity [Line Items]
Percent of cash flows received			50.00%
Variable Interest Entity, Primary Beneficiary
Variable Interest Entity [Line Items]
Variable interest entities income | $	$ 4.1	$ 9.3	$ 7.3	$ 19.9
Variable interest entities expense | $	$ 1.6	$ 6	$ 5.8	$ 17
Variable Interest Entity, Not Primary Beneficiary
Variable Interest Entity [Line Items]
Variable interest entity, number of entities | VIE	2		2
Non Recourse Debt | 5.8% Consumer loans facility due 2019
Variable Interest Entity [Line Items]
Stated interest rate	5.80%	5.80%	5.80%	5.80%		5.80%

Supplemental Consolidated Fin64

Supplemental Consolidated Financial Information - Balance Sheet Information (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Sep. 30, 2015	Mar. 31, 2015
Pawn service charges receivable, net:
Gross pawn service charges receivable	$ 35,239	$ 39,877	$ 31,940
Allowance for uncollectible pawn service charges receivable	(7,613)	(9,025)	(7,031)
Total	27,626	30,852	24,909
Consumer loan fees and interest receivable, net:
Gross consumer loan fees and interest receivable	26,118	31,847	28,595
Allowance for uncollectible consumer loan fees and interest receivable	(12,892)	(12,045)	(15,532)
Total	13,226	19,802	13,063
Inventory, net:
Gross inventory	132,334	131,174	124,188
Inventory reserves	(5,888)	(7,090)	(8,044)
Total	126,446	124,084	116,144
Property and equipment, net:
Property and equipment, gross	212,321	212,384	245,458
Accumulated depreciation	(147,359)	(136,790)	(143,206)
Total	$ 64,962	$ 75,594	$ 102,252

Subsequent Events (Details)

Subsequent Events (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Sep. 30, 2015	Mar. 31, 2015
Disposal Group, Including Discontinued Operation, Balance Sheet Disclosures [Abstract]
Current assets	$ 456,070	$ 511,747	$ 608,273
Current liabilities	188,607	208,070	177,989
Continuing Operations
Disposal Group, Including Discontinued Operation, Balance Sheet Disclosures [Abstract]
Current assets	395,358	420,849	492,821
Non-current assets	450,747	477,731	559,476
Current liabilities	86,458	119,070	93,085
Non-current liabilities	195,400	202,492	214,172
Discontinued Operations, Held-for-sale | Grupo Finmart
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Intercompany liabilities, net	35,800
Disposal Group, Including Discontinued Operation, Balance Sheet Disclosures [Abstract]
Current assets	60,712	90,898	115,452
Non-current assets	127,632	213,581	209,885
Current liabilities	102,149	89,000	84,904
Non-current liabilities	$ 60,159	$ 100,831	$ 138,461